Attached files

file filename
10-K - FORM 10-K - CORTLAND BANCORP INCcldb20201002_10k.htm
EX-32 - EXHIBIT 32 - CORTLAND BANCORP INCex_214887.htm
EX-31.2 - EXHIBIT 31.2 - CORTLAND BANCORP INCex_214886.htm
EX-31.1 - EXHIBIT 31.1 - CORTLAND BANCORP INCex_214885.htm
EX-23 - EXHIBIT 23 - CORTLAND BANCORP INCex_214884.htm
EX-21 - EXHIBIT 21 - CORTLAND BANCORP INCex_214883.htm
EX-4.3 - EXHIBIT 4.3 - CORTLAND BANCORP INCex_228215.htm

EXHIBIT 4.2

 

 

CORTLAND BANCORP

194 West Main Street

Cortland, OH 44410

 

March 17, 2021

 

Securities and Exchange Commission

100 F Street, NE

Washington, D.C. 20549

 

Re: Cortland Bancorp Annual Report on Form 10-K for the year ended December 31, 2020

 

Ladies and Gentlemen:

 

Cortland Bancorp, an Ohio corporation, is today filing an Annual Report on Form 10-K for the year ended December 31, 2020 (the "Form 10-K"), as executed on March 17, 2021.

 

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Cortland Bancorp hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K. No such instrument or agreement represents long-term debt exceeding 10% of the total assets of Cortland Bancorp and its subsidiaries on a consolidated basis.

 

Very truly yours,

 

 

/s/ James M. Gasior

James M. Gasior

President and Chief Executive Officer 

(Principal Executive Officer)