Attached files

file filename
8-K - FORM 8-K - ESSA Bancorp, Inc.d544310d8k.htm

Slide 1

ESSA Bancorp, Inc. 2018 Annual Meeting March 1, 2018 Exhibit 99.1


Slide 2

Forward Looking Statements


Slide 3

Key Data at a Glance (FY2017)


Slide 4

Solidly Positioned In Three Regions


Slide 5

New Offices Support Productivity, Business Banking Focus Philadelphia Regional Office opened 1stQ17 New Proposed Allentown Office Visible, accessible location Vibrant redevelopment area with businesses, 5,000 area jobs, and 900+ residences nearby Subject to regulatory approval Lehigh Valley Regional Office opened 2ndQ17


Slide 6

2017: Implementing The Strategic Plan


Slide 7

2017: Implementing The Strategic Plan (Cont’d)


Slide 8

2017: Demonstrating Results


Slide 9

2017: Demonstrating Results (Cont’d)


Slide 10

2017: Balance Sheet Growth / Shareholder Value


Slide 11

2017: Balance Sheet Growth / Shareholder Value (Cont’d)


Slide 12

Focus: Long Term Growth, Productivity


Slide 13

Net Income ($000) Reflects Investments, Continued Margin Pressure


Slide 14

Total Deposits ($000) Reflect Core Deposit Growth


Slide 15

Focus on Growing Core Deposits


Slide 16

Total Assets Reflect Loan Growth ($000)


Slide 17

Commercial Lending Drives Net Loans ($000)


Slide 18

Commercial & Municipal Loans ($000)


Slide 19

Commercial Lending Leads Portfolio Diversification, Balance


Slide 20

Quality, Strength, Shareholder Value


Slide 21

NPAs / Total Assets Trend Positively Following Acquisitions, Loan Growth


Slide 22

Maintaining Capital Strength


Slide 23

Growing Total Shareholders’ Equity ($000)


Slide 24

Tangible Book / FY2017 Stock Price


Slide 25

Total Return Versus Key Indexes


Slide 26

Market Capitalization Progression ($000)


Slide 27

Stable Price in 2017, Market Optimism for Bank Prospects Accelerates Price in 2017


Slide 28

Outlook, Key Initiatives In FY2018


Slide 29

Outlook, Key Initiatives In FY2018


Slide 30

CRA Initiatives


Slide 31


Slide 32

Learn My Story


Slide 33

ESSA Bancorp, Inc. 2018 Annual Meeting March 1, 2018