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| EX-99.1 - EXHIBIT 99.1 Q1 FY18 EARNINGS RELEASE ANNOUNCEMENT - MoneyOnMobile, Inc. | prq1fy18earningsrelease.htm |
| 8-K - 8-K Q1 FY18 EARNINGS RELEASE - MoneyOnMobile, Inc. | a8-kq1fy18earningsrelease.htm |
Q1 FY
2018
Earnings Call
August 16th, 2017
DALLAS, TEXAS, USA
OTCQX: MOMT | http://Investors.MoneyOnMobile.in
This presentation and comments
made by management may contain
forward-looking statements that
involve a number of risks and
uncertainties associated with our
business.
The factors that could cause our
actual results of operations to differ
materially from any forward-looking
statements by our management are
detailed in our most recently filed
Form 10-K or
10-Q’s as applicable.
We undertake no obligation to revise
any of these statements to reflect
future circumstances or the
occurrence of unanticipated events.
Safe Harbor
Provision
· http://Investors.MoneyOnMobile.in 2
Retailer Assisted Transactions
₹
CASH
· http://Investors.MoneyOnMobile.in 3
Consumer A
Needs to pay a bill or remit
money across the country
Retailer
Uses MoneyOnMobile
to perform financial transactions
Consumer B
Needs to withdraw cash from
his bank account or payroll card
₹
CASH
Results To Date
LARGEST AGENT NETWORK
SERVED TO DATE
WIDE RANGE OF
TRANSACTIONS ₹
· http://Investors.MoneyOnMobile.in 4
· http://Investors.MoneyOnMobile.in 5
₹
200 Million
Mobile
Numbers
Served
US$ 2 Billion
Processed
Volume
Two Major Milestones
Calendar Year Processing Volume
2012 2013 2014 2015 2016 2017
Actual Run Rate
$545
$181
$143
$749
$907
(In Millions)
$69
6
Overview
Margin Trend
Selected Financial Overview
Revenue Trend
Change In Category Revenue
http://Investors.MoneyOnMobile.in 7
2017 2016
Net Revenue $ 1.21 $ 1.41
Total Cost of Revenues $ 0.51 $ 0.66
Gross Profit $ 0.70 $ 0.75
Gross Profit Margin 57.6% 52.9%
Q1 FY 2018 Financial Performance
As
Reported
Currency
Neutral
-14% -17%
-23% -25%
-6% -10%
4.7 ppts 4.7 ppts
Amounts shown in US$ millions (unaudited)
Quarter ending June 30
· http://Investors.MoneyOnMobile.in 8
Equity Expense
in Q1-2018
$1.3 million
- Non-cash
- One-time
· http://Investors.MoneyOnMobile.in 9
Difference from Q1 2017 to Q1 2018 in
“Selling, general, and administrative”.
(In millions)
$3.1 $1.8
Q1
2018
Q1
2017
$1.8 $1.8
Q1
2018
Q1
2017
Feb '17 Mar '17 Apr '17 May '17 Jun '17 Jul '17
Margin Trend
Monthly Gross Margin, February – July 2017
61.1%
http://Investors.MoneyOnMobile.in 10
61.6%
59.7%
61.2%
55.4%
50%
Revenue Trend
Monthly Revenue, February – July 2017
$500k
$400k
$300k
$200k
$100k
0
Feb '17 Mar '17 Apr '17 May '17 Jun '17 Jul '17
$238k
₹ 15.9 M
$275k
₹18.6 M
$327k
₹ 20.8 M
$414k
₹ 28.1 M
$469k
₹ 30.2 M
+17%
18%
+26%
+7%
· http://Investors.MoneyOnMobile.in 11
$524k
₹ 33.7 M
+12%
Change in Category Level Revenue
Feb „17 Mar „17 Apr „17 May „17 Jun „17 Jul „17
Domestic
Remittance /
MOM ATM
10% 42% 19% 90% 17% 9%
Mobile /
TV Top Up
-25% 3% -6% 3% -10% 19%
All Other -17% 15% -15% -16% -17% 0%
(as previously shown)
February – July 2017
· http://Investors.MoneyOnMobile.in 12
Change in Category Level Revenue
Feb „17 Mar „17 Apr „17 May „17 Jun „17 Jul „17
Domestic
Remittance /
MOM ATM
14% 44% 22% 85% 13% 12%
Mobile /
TV Top Up
-25% 3% -6% 3% -10% 19%
All Other -27% 9% -43% 42% 272% 57%
(Revised format)
February – July 2017
· http://Investors.MoneyOnMobile.in 13
India: Exploding
Internet Use
Cost of data
plunges, while
data users and
usage skyrockets
· http://Investors.MoneyOnMobile.in 14
Increase of
internet users
over last seven
years
-50%
7x
Source – Wall Street Journal - Eric Bellman, August 7th, 2017 https://www.wsj.com/articles/the-end-of-typing-the-internets-next-billion-users-will-use-video-and-voice-
1502116070
6x
Over last nine
months usage
of data
increased
Measured drop in cost of
data per GB in India, less
than two years
MOMATM
In Action
Cash out, like an ATM
In-store purchases
ATM with no machines
Cash comes from merchants
till
· http://Investors.MoneyOnMobile.in 15
India’s ATM Market Is Drastically
Underserved
· http://Investors.MoneyOnMobile.in 17
India currently has ~200,000
ATMs for it’s 1.3B citizens.
If India were to have the same
ratio of ATMs to people as the
US, it would need almost 2M
more.
ATMs in India - Current
ATMs in India - Needed
Questions
and
Answers
Submit questions via Webex
chat
Send questions to
investors@moneyonmobile.in
Visit
http://Investors.MoneyOnMobile.i
n for more information
· http://Investors.MoneyOnMobile.in 18
FY 2018
Earnings Call
August 16th ,
2017
DALLAS, TEXAS,
USA
OTCQX: MOMT | http://Investors.MoneyOnMobile.in