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8-K - 8-K CURRENT REPORT EARNINGS RELEASE Q3 FY17 - MoneyOnMobile, Inc.a8-kearningsreleaseq3fy17.htm
EX-99.1 - EXHIBIT 99.1 UNAUDITED Q3 FY17 EARNINGS RELEASE ANNOUNCEMENT - MoneyOnMobile, Inc.prunauditedq3fy17earningsr.htm
Q3 Earnings Call Feb 14, 2017 DALLAS, TEXAS, USA QTCQX: MOMT | http://Investors.MoneyOnMobile.in


 
This presentation and comments made by management may contain forward-looking statements that involve a number of risks and uncertainties associated with our business. The factors that could cause our actual results of operations to differ materially from any forward-looking statements by our management are detailed in our most recently filed Form 10-K or 10-Q’s as applicable. We undertake no obligation to revise any of these statements to reflect future circumstances or the occurrence of unanticipated events. Safe Harbor Provision MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 2


 
Business Update Business Highlights Operational Overview Operating Environment Money On Mobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 3


 
Agent Assisted Transactions Consumer Needs to pay a bill or remit money across the country Agent Uses MoneyOnMobile to perform financial transactions ₹ CASH MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 4 4


 
Results To Date LARGEST AGENT NETWORK SERVED TO DATE WIDE RANGE OF TRANSACTIONS ₹ 5


 
Overnight, the Indian Prime Minister killed 86% of the nation’s currency. DEMONETIZATION Old Notes New Notes MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 6


 
Long bank lines & Cash shortage RESULT 7


 
Our Services In Action New MOM ATM: Cash Out Service 8


 
Our Services In Action New MOM ATM: POS Service 9


 
Our Services In Action New MOM ATM: Features Cash out, like an ATM In-store purchases ATM with no machines Cash comes from merchants till MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 10


 
James McKelvey on MOM ATM MOM Director & Co-Founder of Square, one of the fastest growing technology companies in the US 11


 
Management Team Alumni of IIM Lucknow with over 20 years of experience out of which 7 years in the payment space Ranjeet Oak Founder & President · India Stanford University MBA, 1985 Started in Payments in 1987 Harold Montgomery CEO · USA 12 years of experience in the payment space with Easy Bill & FinoPaytech Vimal Dhar Strategic Relationships · India COO, MasterCard Mobile Money JV Launched Mobile Money in Egypt & Turkey Will Dawson EVP Mobile Money · USA Qualified Chartered Accountant since Nov 1984 with 37th rank in All India CA Exams Shailesh Narang CFO · India Stanford University BA, 1984 10 years Bank of America Group CFO Scott Arey CFO · USA 25 years of experience building businesses including Value Added Services in the Telecom Sector Jolly Mathur Founder & Director · India Co-Founder of Square, one of the fastest growing technology companies in the US Jim McKelvey Director · USA 18 years of experience in the fields of Telecom and IT. Launched Motorola’s wireless products in India Rajat Sharma Founder & Director · India MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 12


 
Financial Overview Processing Volume Trend Selected Financial Overview Revenue Trend Margin Trend Money On Mobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 113


 
Q3 2017 Q3 2016 Net Revenue $ 0.97 $ 1.61 Total Cost of Revenues 0.39 0.72 Gross Profit 0.58 0.89 Gross Profit Margin 59.4% 55.4% Q3 FY 2017 Financial Performance As Reported Currency Neutral -40% -37% -45% -43% -35% -33% 3.9 ppts 3.9 ppts Amounts shown in US$ millions (unaudited) MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 14


 
Processing Volume Trend Quarterly Processing Volumes in US$ (unaudited) 2015 Q4 2016 Q1 2016 Q2 2016 Q3 2016 Q4 2017 Q1 2017 Q2 2017 Q3 50 300 250 200 150 100 0 $67 $108 $154 $216 $276 $224 $140 $109 M il lion s 50% decline in Q3 ‘17 processing volume over Q3 ‘16 Team focused on Margin MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 15


 
Revenue Trend Quarterly Revenues in US$ (unaudited) 2015 Q4 2016 Q1 2016 Q2 2016 Q3 2016 Q4 2017 Q1 2017 Q2 2017 Q3 2.5 2.0 1.5 1.0 0.5 0 $1.7 $1.3 $1.4 $1.6 $2.0 $1.4 $1.1 $1.0 M il lion s 40% decline in Q3 ‘17 Revenue over Q3 ‘16 MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 16


 
Margin Trend Quarterly Gross Margin in US$ (unaudited) 2015 Q4 2016 Q1 2016 Q2 2016 Q3 2016 Q4 2017 Q1 2017 Q2 2017 Q3 75 % 60 % 45 % 30 % 15 % 0% Q3 ’17 Gross Margin was 59% (up 3.9 ppts) over Q3 ‘16 41% 41% 47% 55% 41% 53% 54% 59% MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 17


 
Looking Ahead Upcoming Changes Q4 2017 Thoughts MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 18


 
Growth Since Cash Re-Entered Processing Volume in INR 119% Growth MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 19


 
MOM ATM Enabled Retailers Dec 3, 2016 – Jan 23, 2017 MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 20


 
Potential for MOM ATM MoneyOnMobile Q3 2017 Earnings Call · February 14, 2017 · http://investors.moneyonmobile.in 21


 
Q3 Earnings Call Feb 14, 2017 DALLAS, TEXAS, USA QTCQX: MOMT | http://Investors.MoneyOnMobile.in