Attached files

file filename
S-1 - FORM S-1 OF TAPIOCA CORP. - HUI YING FINANCIAL HOLDINGS Corpg7694.txt
EX-5.1 - OPINION & CONSENT OF COUNSEL - HUI YING FINANCIAL HOLDINGS Corpex5-1.txt
EX-3.1 - ARTICLES OF INCORPORATION - HUI YING FINANCIAL HOLDINGS Corpex3-1.txt
EX-23.1 - CONSENT OF AUDITOR - HUI YING FINANCIAL HOLDINGS Corpex23-1.txt
EX-99.1 - SUBSCRIPTION AGREEMENT - HUI YING FINANCIAL HOLDINGS Corpex99-1.txt
EX-99.2 - BOARD MEETING MINUTES - HUI YING FINANCIAL HOLDINGS Corpex99-2.txt
EX-3.2 - BYLAWS - HUI YING FINANCIAL HOLDINGS Corpex3-2.txt

                                                                    Exhibit 10.1

                                LEASE AGREEMENT

We have signed the lease agreement on September 14, 2014 with

CRISTI MATACHE,  Bucharest,  Romania,  where we have located our machine, on the
one hand

AND SLAV SERGHEI, represented by Director of Tapioca Corp., on the other hand,

THE MAIN CONDITIONS OF AGREEMENT:

                                  1. LOCATION:

Leased  premises  area  covers  approximately  10 (ten)  square  meters.  Leased
premises are located on the first floor of the  building at Magurele,  Bucharest
-Ilfov, Muntenia, Romania.

                            2. DURATION OF AGREEMENT

Term of Agreement makes two (2) years,  starting March 01, 2015 and ending March
01, 2017 TAPIOCA  CORP.  is given an option to renew the Lease for an additional
term of one year by giving the lesser  written  notice  ninety  (90) days before
expiration  of the primary term of this lease.  The renewal  lease is to be upon
the same terms and conditions contained in the primary Lease Agreement.

                                  3. PAYMENTS:

For the first  year of the  Agreement,  the  annual  rental  fee will be $6,000.
($500/ month) For the second year of the  Agreement,  the annual rental fee will
be  $5,400.  ($400/  month)  Default  interest  of $10 per day  shall be paid an
additional  payment for any rental fee delivered or received more than three (3)
days after the first day of any  calendar  month  during the term of this lease.
Lesser agrees to provide at his expense for the premises electricity, water, air
conditioning,  ventilation,  light tubes replacement,  trash removal service and
sewage  disposal  service in such quantities and at such times necessary for the
Lessee's comfortable and reasonable use of the premises.  Any holding over after
the  expiration  of the lease term shall be deemed to  constitute a tenancy from
month to month only and shall be on the same terms and  conditions  as specified
in this Lease Agreement.

                                  4. CONFIDENCE

Both  parties  acknowledge  that during the course of this  Agreement,  each may
obtain  confidential  information  regarding  the other party's  business;

Both parties agree to treat all such information and the term of this Agreement as confidential and to take all reasonable precautions against disclosure of such information to unauthorized third parties during and after the term of this Lease Agreement. 5. OTHERS This Lease Agreement supersedes any prior written or oral agreements. This Lease Agreement may be modified or amended if the amendment is made in writing and signed by both parties. Dated: September 14, 2014 Tapioca Corp. /s/ Slav Serghei --------------------------------- By: Slav Serghei /s/ Cristi Matache --------------------------------- Cristi Matach