Attached files

                                                                    Exhibit 32.2

                           CERTIFICATION PURSUANT TO
                            18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                 SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

          In connection with the Annual Report on Form 10-K of Cornerstone
Financial Corporation (the "Company") for the period ended December 31, 2010
(the "Report"), I, Keith Winchester, Chief Financial Officer of the Company, to
my knowledge certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant
to Section 906 of the Sarbanes-Oxley Act of 2002, that:

A. the Report fully complies with the requirements of Section 13(a) or 15(d) of
the Securities Exchange Act of 1934; and

B. the information contained in the Report fairly presents, in all material
respects, the financial condition and results of operations of the Company.





Date: March 30, 2011                                 By: /s/ Keith Winchester
                                                     ---------------------------
                                                     Keith Winchester
                                                     Executive Vice President
                                                     and Chief Financial Officer