Attached files
file | filename |
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EX-32.1 - EX-32.1 - CU Bancorp | d288036dex321.htm |
EX-31.2 - EX-31.2 - CU Bancorp | d288036dex312.htm |
EX-31.1 - EX-31.1 - CU Bancorp | d288036dex311.htm |
EX-23.1 - EX-23.1 - CU Bancorp | d288036dex231.htm |
EX-14.1 - EX-14.1 - CU Bancorp | d288036dex141.htm |
EX-10.13 - EX-10.13 - CU Bancorp | d288036dex1013.htm |
EX-10.9 - EX-10.9 - CU Bancorp | d288036dex109.htm |
EX-10.4 - EX-10.4 - CU Bancorp | d288036dex104.htm |
10-K - FORM 10-K - CU Bancorp | d288036d10k.htm |
Exhibit 12.1
Computation of Ratio of Earnings to Fixed Charges
and Preferred Stock Dividends and Discount Accretion
(in thousands except ratios)
For the year ended December 31, | ||||||||||||||||||||
Including Interest on Deposits | 2016 | 2015 | 2014 | 2013 | 2012 | |||||||||||||||
Net income before provision for income tax expense |
$ | 43,410 | $ | 34,104 | $ | 15,340 | $ | 14,793 | $ | 3,392 | ||||||||||
Add: Fixed charges |
3,147 | 2,723 | 1,922 | 2,079 | 1,797 | |||||||||||||||
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Net income before fixed charges and provision for income tax expense |
$ | 46,557 | $ | 36,827 | $ | 17,262 | $ | 16,872 | $ | 5,189 | ||||||||||
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Fixed charges |
$ | 3,147 | $ | 2,723 | $ | 1,922 | $ | 2,079 | $ | 1,797 | ||||||||||
Preferred stock dividends and discount accretion/premium amortization |
1,217 | 1,174 | 124 | | | |||||||||||||||
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Fixed charges and preferred stock dividends and discount accretion/premium amortization |
$ | 4,364 | $ | 3,897 | $ | 2,046 | $ | 2,079 | $ | 1,797 | ||||||||||
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Ratio of earnings to fixed charges |
14.79 | 13.52 | 8.98 | 8.12 | 2.89 | |||||||||||||||
Ratio of earnings to fixed charges and preferred stock dividends and discount accretion/premium amortization |
10.67 | 9.45 | 8.44 | 8.12 | 2.89 | |||||||||||||||
For the year ended December 31, | ||||||||||||||||||||
Excluding Interest on Deposits | 2016 | 2015 | 2014 | 2013 | 2012 | |||||||||||||||
Net income before provision for income tax expense |
$ | 43,410 | $ | 34,104 | $ | 15,340 | $ | 14,793 | $ | 3,392 | ||||||||||
Add: Fixed charges |
540 | 468 | 465 | 559 | 422 | |||||||||||||||
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Net income before fixed charges and provision for income tax expense |
$ | 43,950 | $ | 34,572 | $ | 15,805 | $ | 15,352 | $ | 3,814 | ||||||||||
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Fixed charges |
$ | 540 | $ | 468 | $ | 465 | $ | 559 | $ | 422 | ||||||||||
Preferred stock dividends and discount accretion/premium amortization |
1,217 | 1,174 | 124 | | | |||||||||||||||
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Fixed charges and preferred stock dividends and discount accretion/premium amortization |
$ | 1,757 | $ | 1,642 | $ | 589 | $ | 559 | $ | 422 | ||||||||||
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Ratio of earnings to fixed charges |
81.39 | 73.87 | 33.99 | 27.46 | 9.04 | |||||||||||||||
Ratio of earnings to fixed charges and preferred stock dividends and discount accretion/premium amortization |
25.01 | 21.05 | 26.83 | 27.46 | 9.04 |