Investor Presentation

September 6, 2016

Forward-looking Statements

When used in this presentation and in documents filed with or furnished to the Securities and Exchange Commission (the “SEC”), or other public shareholder communications, or in oral statements made with the approval of an authorized executive officer, the words or phrases “believe,” “will,” “should,” “will likely result,” “are expected to,” “will continue,” “is anticipated,” “estimate,” “project,” “plans,” or similar expressions are intended to identify “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. You are cautioned not to place undue reliance on any forward-looking statements, which speak only as of the date made. These statements may relate to future financial performance, strategic plans or objectives, revenue, expense or earnings projections, or other financial items of Banc of California Inc. and its affiliates (“BANC,” the “Company,” “we,” “us” or “our”). By their nature, these statements are subject to numerous uncertainties that could cause actual results to differ materially from those anticipated in the statements.

Factors that could cause actual results to differ materially from the results anticipated or projected include, but are not limited to, the following: (i) risks that the Company’s recently completed acquisitions, including the acquisitions of branches from Banco Popular, The Private Bank of California, CS Financial, Inc., and The Palisades Group, may disrupt current plans and operations, the potential difficulties in customer and employee retention as a result of those transactions and the amount of the costs, fees, expenses and charges related to those transactions; (ii) the credit risks of lending activities, which may be affected by further deterioration in real estate markets and the financial condition of borrowers, may lead to increased loan and lease delinquencies, losses and nonperforming assets in our loan portfolio, and may result in our allowance for loan and lease losses not being adequate to cover actual losses and require us to materially increase our loan and lease loss reserves; (iii) the quality and composition of our securities and loan portfolios; (iv) changes in general economic conditions, either nationally or in our market areas; (v) continuation of the historically low short-term interest rate environment, changes in the levels of general interest rates, and the relative differences between short- and long-term interest rates, deposit interest rates, our net interest margin and funding sources; (vi) fluctuations in the demand for loans and leases, the number of unsold homes and other properties and fluctuations in commercial and residential real estate values in our market area; (vii) results of examinations of us by regulatory authorities and the possibility that any such regulatory authority may, among other things, require us to increase our allowance for loan and lease losses, write-down asset values, increase our capital levels, or affect our ability to borrow funds or maintain or increase deposits, which could adversely affect our liquidity and earnings; (viii) legislative or regulatory changes that adversely affect our business, including changes in regulatory capital or other rules; (ix) our ability to control operating costs and expenses; (x) staffing fluctuations in response to product demand or the implementation of corporate strategies that affect our work force and potential associated charges; (xi) errors in our estimates in determining fair value of certain of our assets, which may result in significant declines in valuation; (xii) the network and computer systems on which we depend could fail or experience a security breach; (xiii) our ability to attract and retain key members of our senior management team; (xiv) costs and effects of litigation, including settlements and judgments; (xv) increased competitive pressures among financial services companies; (xvi) changes in consumer spending, borrowing and saving habits; (xvii) adverse changes in the securities markets; (xviii) earthquake, fire or other natural disasters affecting the condition of real estate collateral; (xix) the availability of resources to address changes in laws, rules or regulations or to respond to regulatory actions; (xx) inability of key third-party providers to perform their obligations to us; (xxi) changes in accounting policies and practices, as may be adopted by the financial institution regulatory agencies or the Financial Accounting Standards Board or their application to our business or final audit adjustments, including additional guidance and interpretation on accounting issues and details of the implementation of new accounting methods; (xxii) war or terrorist activities; and (xxiii) other economic, competitive, governmental, regulatory, and technological factors affecting our operations, pricing, products and services and the other risks described in this report and from time to time in other documents that we file with or furnish to the SEC. You should not place undue reliance on forward-looking statements, and we undertake no obligation to update any such statements to reflect circumstances or events that occur after the date on which the forward-looking statement is made.

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Updating 2016 Guidance To Reflect YTD Performance

“Our franchise continues to outperform our guidance and, as of the end of August, our total assets are now over $11 billion. Therefore, we are revising our year-end total asset guidance to be above $11 billion. We continue to target asset growth that we believe to be accretive to our Return on Average Assets.”

– Steven Sugarman, Chairman and Chief Executive Officer

Metric FY 2016 On Target

ROATCE 15%

ROAA 1%+

Efficiency Ratio 65% – 70%

Total Assets $11 billion+

Earnings Per Share1 $1.60+

1 Excluding expenses related to capital transactions

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BANC Leads Shareholder Returns of Forbes Top 100 Banks

Capital One Financial

State Street

TCF Financial

Signature Bank

M&T Bank

WesBanco

Huntington Bancshares

East West Bancorp

Umpqua Holdings

Citizens Financial Group

EverBank Financial

BB&T

Comerica Incorporated

New York Comm. Bancorp

Bank of the Ozarks, Inc.

Northern Trust

SunTrust Banks Total

Berkshire Hills Bancorp

Zions Bancorporation

Associated Banc-Corp

Investors Bancorp

BankUnited

JPMorgan Chase Shareholder

First Citizens BancShares, Inc.

Glacier Bancorp

People’s United Financial Return

First Horizon National

First Interstate BancSystem

Popular (Since

Astoria Financial

Wintrust Financial YE

Union Bankshares

MB Financial, Inc.

First Financial Bancorp 2014)

Capitol Federal Financial 1

Synovus Financial

Renasant

Commerce Bancshares

Cathay General Bancorp

Bank of Hawaii

NBT Bancorp

Northwest Bancshares

Western Alliance Bancorp

Pinnacle Financial Partners

First Republic Bank

Great Western Bancorp

Banc of California, Inc. 106%

1 Source: Bloomberg Total Return Analysis; Total Shareholder Return assumes reinvested dividends (1-1-2015 to 09-02-2016)

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