Attached files
| file | filename |
|---|---|
| EX-31.1 - EXHIBIT 31.1 - PRIVATEBANCORP, INC | pvtb0331201610-qex311.htm |
| 10-Q - 10-Q - PRIVATEBANCORP, INC | pvtb0331201610-q.htm |
| EX-31.2 - EXHIBIT 31.2 - PRIVATEBANCORP, INC | pvtb0331201610-qex312.htm |
| EX-32 - EXHIBIT 32 - PRIVATEBANCORP, INC | pvtb0331201610-qex32.htm |
| EX-99 - EXHIBIT 99 - PRIVATEBANCORP, INC | pvtb0331201610-qex99.htm |
| EX-15 - EXHIBIT 15 - PRIVATEBANCORP, INC | pvtb0331201610-qex15.htm |
Exhibit 12
PrivateBancorp, Inc.
Computation of Ratio of Earnings to Fixed Charges
(Dollars in thousands)
Three Months Ended March 31, | Year Ended December 31, | |||||||||||||||||||||||
2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |||||||||||||||||||
Earnings: | ||||||||||||||||||||||||
Income before income taxes | $ | 76,225 | $ | 296,400 | $ | 248,207 | $ | 199,943 | $ | 132,417 | $ | 70,200 | ||||||||||||
Fixed charges, excluding interest on deposits | 5,441 | 20,691 | 27,699 | 30,462 | 24,289 | 23,947 | ||||||||||||||||||
Earnings before fixed charges, excluding interest on deposits | 81,666 | 317,091 | 275,906 | 230,405 | 156,706 | 94,147 | ||||||||||||||||||
Interest on deposits | 13,141 | 47,106 | 41,951 | 40,713 | 42,814 | 50,072 | ||||||||||||||||||
Earnings before fixed charges, including interest on deposits | $ | 94,807 | $ | 364,197 | $ | 317,857 | $ | 271,118 | $ | 199,520 | $ | 144,219 | ||||||||||||
Fixed Charges: | ||||||||||||||||||||||||
Interest expense, excluding interest on deposits | $ | 5,441 | $ | 20,691 | $ | 27,699 | $ | 30,462 | $ | 24,289 | $ | 23,947 | ||||||||||||
Interest on deposits | 13,141 | 47,106 | 41,951 | 40,713 | 42,814 | 50,072 | ||||||||||||||||||
Total fixed charges, including interest on deposits | $ | 18,582 | $ | 67,797 | $ | 69,650 | $ | 71,175 | $ | 67,103 | $ | 74,019 | ||||||||||||
Fixed Charges and Preferred Stock Dividends: | ||||||||||||||||||||||||
Interest expense, excluding interest on deposits | $ | 5,441 | $ | 20,691 | $ | 27,699 | $ | 30,462 | $ | 24,289 | $ | 23,947 | ||||||||||||
Preferred stock dividends | — | — | — | — | 13,368 | 13,690 | ||||||||||||||||||
Total fixed charges and preferred stock dividends, excluding interest on deposits | 5,441 | 20,691 | 27,699 | 30,462 | 37,657 | 37,637 | ||||||||||||||||||
Interest on deposits | 13,141 | 47,106 | 41,951 | 40,713 | 42,814 | 50,072 | ||||||||||||||||||
Total fixed charges and preferred stock dividends, including interest on deposits | $ | 18,582 | $ | 67,797 | $ | 69,650 | $ | 71,175 | $ | 80,471 | $ | 87,709 | ||||||||||||
Ratio of Earnings to Fixed Charges: | ||||||||||||||||||||||||
Excluding interest on deposits | 15.01 | x | 15.33 | x | 9.96 | x | 7.56 | x | 6.45 | x | 3.93 | x | ||||||||||||
Including interest on deposits | 5.10 | x | 5.37 | x | 4.56 | x | 3.81 | x | 2.97 | x | 1.95 | x | ||||||||||||
Ratio of Earnings to Fixed Charges and Preferred Stock Dividends: | ||||||||||||||||||||||||
Excluding interest on deposits | 15.01 | x | 15.33 | x | 9.96 | x | 7.56 | x | 4.16 | x | 2.50 | x | ||||||||||||
Including interest on deposits | 5.10 | x | 5.37 | x | 4.56 | x | 3.81 | x | 2.48 | x | 1.64 | x | ||||||||||||