Attached files

file filename
S-1 - FORM S-1 OF ASIYA PEARLS, INC. - Innovative Payment Solutions, Inc.g7196.txt
EX-3.2 - BYLAWS - Innovative Payment Solutions, Inc.ex3-2.txt
EX-5.1 - OPINION & CONSENT OF COUNSEL - Innovative Payment Solutions, Inc.ex5-1.txt
EX-23.2 - CONSENT OF AUDITOR - Innovative Payment Solutions, Inc.ex23-2.txt
EX-3.1 - ARTICLES OF INCORPORATION - Innovative Payment Solutions, Inc.ex3-1.txt

                                                                     Exhibit 4.1

                  INCORPORATED UNDER THE LAWS OF THE STATE OF
                                     NEVADA


                                   [SPECIMAN]

  NUMBER                                                                SHARES
___________                                                          ___________

                               ASIYA PEARLS, INC.


This Certifies that _____________________________________ is the owner of
________________________________________________full paid and non-assessable

SHARES OF THE COMMON STOCK OF

transferable only on the books of the Corporation by the holder hereof in person
or by duly authorized  Attorney upon the surrender of this Certificate  properly
endorsed.

     The corporation will furnish without charge to each stockholder who so
requests the powers; designations; preferences and relative, participating,
optional or other special rights of each class of stock or series thereof and
the qualifications, limitations or restrictions of such preference and/or
rights.

IN WITNESS  WHEREOF,  the said  Corporation  has caused this  Certificate  to be
signed by its duly  authorized  officers  and to be sealed  with the seal of the
Corporation, this __________ day of __________________  A.D. ________.


___________________________                          ___________________________
Shabbir Shaikh, Secretary                            Shabbir Shaikh, President

                                     [SEAL