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EX-99.1 - THIRD QUARTER 2012 REPORT - First Guaranty Bancshares, Inc.ex99-1.htm
8-K - FGB 3RD QUARTER 2012 PAMPHLET - First Guaranty Bancshares, Inc.fgbpamphlet110112.htm
EX. 99-2
 
 
We define core net income as net income less tax effected securities gains and non-recurring events such as gains from acquisitions.
 
Core net income, which excludes securities gains and non-recurring events such as gains on acquisition, totaled $6.9 million for the first nine months of 2012 compared to $3.5 million for the first nine months of 2011.