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UNITED STATES |
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SECURITIES AND EXCHANGE COMMISSION |
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Washington, D.C. 20549 |
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FORM 8-K |
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CURRENT REPORT |
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Pursuant to Section 13 or 15(d) of the |
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Securities Exchange Act of 1934 |
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Date of Report (Date of earliest event reported): April 26, 2012 |
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AMERICAN EXPRESS CREDIT CORPORATION |
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(Exact name of registrant as specified in its charter) |
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Delaware |
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1-6908 |
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11-1988350 |
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(State or other jurisdiction |
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(Commission File Number) |
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(IRS Employer |
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200 Vesey Street, World Financial Center |
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New York, New York |
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10285 |
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(Address of principal executive offices) |
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(Zip Code) |
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Registrant’s telephone number, including area code: (866) 572-4944 |
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Not Applicable |
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(Former name or former address, if changed since last report) |
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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): |
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Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
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Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
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Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Item 2.02 Results of Operations
For the quarter ended March 31, 2012, American Express Credit Corporation (the “Company”) expects to report (a) net income of $90 million compared to $69 million for the quarter ended March 31, 2011, (b) provisions for losses of $ 23 million compared to $22 million for the quarter ended March 31, 2011 and (c) a ratio of earnings to fixed charges of 1.37 compared to 1.42 for the quarter ended March 31, 2011. These results represent preliminary estimates for the quarter ended March 31, 2012.
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SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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AMERICAN EXPRESS CREDIT CORPORATION |
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(REGISTRANT) |
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By: |
/s/ Carol V. Schwartz |
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Name: |
Carol V. Schwartz |
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Secretary |
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Date: April 26, 2012 |
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