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10-K - FORM 10-K - CROGHAN BANCSHARES INCl42012e10vk.htm
EX-21 - EX-21 - CROGHAN BANCSHARES INCl42012exv21.htm
EX-23 - EX-23 - CROGHAN BANCSHARES INCl42012exv23.htm
EX-32 - EX-32 - CROGHAN BANCSHARES INCl42012exv32.htm
EX-13 - EXHIBIT 13 - CROGHAN BANCSHARES INCl42012exv13.htm
EX-14 - EX-14 - CROGHAN BANCSHARES INCl42012exv14.htm
EX-31.2 - EX-31.2 - CROGHAN BANCSHARES INCl42012exv31w2.htm
EX-10.5 - EX-10.5 - CROGHAN BANCSHARES INCl42012exv10w5.htm
EX-31.1 - EX-31.1 - CROGHAN BANCSHARES INCl42012exv31w1.htm
Exhibit 4.1
[Croghan Bancshares, Inc. Letterhead]
March 28, 2011
Securities and Exchange Commission
100 F Street, NE
Washington, D.C. 20549
Re:   Croghan Bancshares, Inc. — Annual Report on Form 10-K for the fiscal year ended December 31, 2010
Ladies and Gentlemen:
     Croghan Bancshares, Inc., an Ohio corporation (“Croghan”), is today filing with the Securities and Exchange Commission (the “SEC”) its Annual Report on Form 10-K for the fiscal year ended December 31, 2010 (“Croghan’s 2010 Form 10-K”).
     Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Croghan hereby agrees to furnish to the SEC, upon request, copies of instruments and agreements defining the rights of holders of long-term debt and of the long-term debt of its consolidated subsidiary, which are not being filed as exhibits to Croghan’s 2010 Form 10-K. None of such long-term debt exceeds 10% of the total assets of Croghan and its subsidiaries on a consolidated basis.
         
  Very truly yours,



CROGHAN BANCSHARES, INC.
 
 
 
  /s/ Kendall W. Rieman    
  Kendall W. Rieman   
  Treasurer   

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