CENTER FINANCIAL CORP - FORM 10-K - EX-12.1 - COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES - March 4, 2011

Attached files

file	filename
10-K - FORM 10-K - CENTER FINANCIAL CORP	d10k.htm
EX-32 - CERTIFICATION OF PERIODIC FINANCIAL REPORT - CENTER FINANCIAL CORP	dex32.htm
EX-31.2 - CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER - CENTER FINANCIAL CORP	dex312.htm
EX-99.1 - CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER AND PRINCIPAL FINANCIAL OFFICER - CENTER FINANCIAL CORP	dex991.htm
EX-31.1 - CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER - CENTER FINANCIAL CORP	dex311.htm
EX-23.1 - CONSENT OF KPMG LLP - CENTER FINANCIAL CORP	dex231.htm
EX-23.2 - CONSENT OF GRANT THORNTON LLP - CENTER FINANCIAL CORP	dex232.htm

EXHIBIT 12.1

Center Financial Corp.

Computation of Earnings to Fixed Charges and Preferred Stock Dividends


		For the Year ended December 31,
		2010				2009				2008				2007				2006
		(Dollars in thousands)
Income (loss) before tax provision (benefit)		$	23,999			$	(48,336	)		$	(1,427	)		$	35,589			$	42,643

Interest expense excluding deposits			7,281				7,649				10,481				12,791				5,916
Interest expense including deposits			27,893				42,584				56,607				66,986				53,319
Preferred stock dividends and discount accretion			2,988				2,954				155				—				—

Fixed Charges and Preferred Stock Dividends and Accretion, excluding interest on deposits			10,269				10,603				10,636				12,791				5,916
Fixed Charges and Preferred Stock Dividends and Accretion, including interest on deposits			30,881				45,538				56,762				66,986				53,319

Total earnings excluding interest on deposits			34,268				(37,733	)			10,654				48,380				48,559
Total earnings including interest on deposits			54,880				(2,798	)			56,780				102,575				95,962

Ratio of Earnings to Fixed Charges and Preferred Stock Dividends and Accretion
Excluding interest on deposits			3.34				(3.56	)			1.00				3.78				8.21
Including interest on deposits			1.78				(0.06	)			1.00				1.53				1.80