Attached files
| file | filename |
|---|---|
| 10-K - FORM 10-K - HUDSON VALLEY HOLDING CORP | y81922e10vk.htm |
| EX-11 - EX-11 - HUDSON VALLEY HOLDING CORP | y81922exv11.htm |
| EX-21 - EX-21 - HUDSON VALLEY HOLDING CORP | y81922exv21.htm |
| EX-10.6 - EX-10.6 - HUDSON VALLEY HOLDING CORP | y81922exv10w6.htm |
| EX-31.2 - EX-31.2 - HUDSON VALLEY HOLDING CORP | y81922exv31w2.htm |
| EX-32.1 - EX-32.1 - HUDSON VALLEY HOLDING CORP | y81922exv32w1.htm |
| EX-23.1 - EX-23.1 - HUDSON VALLEY HOLDING CORP | y81922exv23w1.htm |
| EX-31.1 - EX-31.1 - HUDSON VALLEY HOLDING CORP | y81922exv31w1.htm |
| EX-32.2 - EX-32.2 - HUDSON VALLEY HOLDING CORP | y81922exv32w2.htm |
| EX-10.3 - EX-10.3 - HUDSON VALLEY HOLDING CORP | y81922exv10w3.htm |
| EX-10.7 - EX-10.7 - HUDSON VALLEY HOLDING CORP | y81922exv10w7.htm |
| EX-10.5 - EX-10.5 - HUDSON VALLEY HOLDING CORP | y81922exv10w5.htm |
Exhibit 12
Consolidated
Ratio of Earnings to Fixed Charges
| Year Ended December 31, | ||||||||||||||||||||
| 2009 | 2008 | 2007 | 2006 | 2005 | ||||||||||||||||
|
Excluding interest on deposits
|
3.99 | 4.88 | 3.78 | 3.22 | 3.78 | |||||||||||||||
|
Including interest on deposits
|
2.12 | 2.50 | 2.12 | 2.23 | 2.82 | |||||||||||||||