Attached files
| file | filename |
|---|---|
| 10-Q - SIMMONS FIRST NATIONAL CORPORATION 10-Q - SIMMONS FIRST NATIONAL CORP | a6088495.htm |
| EX-31.1 - EXHIBIT 31.1 - SIMMONS FIRST NATIONAL CORP | a6088495ex311.htm |
| EX-32.1 - EXHIBIT 32.1 - SIMMONS FIRST NATIONAL CORP | a6088495ex321.htm |
| EX-32.2 - EXHIBIT 32.2 - SIMMONS FIRST NATIONAL CORP | a6088495ex322.htm |
| EX-31.2 - EXHIBIT 31.2 - SIMMONS FIRST NATIONAL CORP | a6088495ex312.htm |
| EX-15.1 - EXHIBIT 15.1 - SIMMONS FIRST NATIONAL CORP | a6088495ex15-1.htm |
Exhibit 12.1
|
Simmons
First National Corporation
|
||||||||||||||||||||||||||||
|
Computation
of Consolidated Ratios of Earnings to Fixed Charges
|
||||||||||||||||||||||||||||
|
Nine
Months Ended
|
||||||||||||||||||||||||||||
|
September
30,
|
Year
Ended December 31,
|
|||||||||||||||||||||||||||
|
2009
|
2008
|
2008
|
2007
|
2006
|
2005
|
2004
|
||||||||||||||||||||||
|
Fixed
Charges:
|
||||||||||||||||||||||||||||
|
Interest
on deposits
|
$ | 24,537 | $ | 41,700 | $ | 53,150 | $ | 65,474 | $ | 54,250 | $ | 34,208 | $ | 23,163 | ||||||||||||||
|
Interest
on borrowings
|
5,854 | 6,843 | 8,974 | 10,946 | 10,308 | 8,606 | 7,265 | |||||||||||||||||||||
|
Estimated
interest on rental expense
|
351 | 365 | 487 | 566 | 541 | 525 | 490 | |||||||||||||||||||||
|
Fixed
charges including interest on deposits (A)
|
30,742 | 48,908 | 62,611 | 76,986 | 65,099 | 43,339 | 30,918 | |||||||||||||||||||||
|
Less:
Interest on deposits
|
24,537 | 41,700 | 53,150 | 65,474 | 54,250 | 34,208 | 23,163 | |||||||||||||||||||||
|
Fixed
charges excluding interest on deposits (B)
|
$ | 6,205 | $ | 7,208 | $ | 9,461 | $ | 11,512 | $ | 10,849 | $ | 9,131 | $ | 7,755 | ||||||||||||||
|
Earnings:
|
||||||||||||||||||||||||||||
|
Pretax
income from continuing operations
|
$ | 25,821 | $ | 30,562 | $ | 38,337 | $ | 39,741 | $ | 39,921 | $ | 39,465 | $ | 35,929 | ||||||||||||||
|
Fixed
charges including interest on deposits
|
30,742 | 48,908 | 62,611 | 76,986 | 65,099 | 43,339 | 30,918 | |||||||||||||||||||||
|
Earnings,
including interest on deposits (C)
|
56,563 | 79,470 | 100,948 | 116,727 | 105,020 | 82,804 | 66,847 | |||||||||||||||||||||
|
Less:
Interest on deposits
|
24,537 | 41,700 | 53,150 | 65,474 | 54,250 | 34,208 | 23,163 | |||||||||||||||||||||
|
Earnings,
excluding interest on deposits (D)
|
$ | 32,026 | $ | 37,770 | $ | 47,798 | $ | 51,253 | $ | 50,770 | $ | 48,596 | $ | 43,684 | ||||||||||||||
|
Ratio
of earnings to fixed charges:
|
||||||||||||||||||||||||||||
|
Including
interest on deposits (C /A)
|
1.84 | 1.62 | 1.61 | 1.52 | 1.61 | 1.91 | 2.16 | |||||||||||||||||||||
|
Excluding
interest on deposits (D / B)
|
5.16 | 5.24 | 5.05 | 4.45 | 4.68 | 5.32 | 5.63 | |||||||||||||||||||||