ALLIANZ LIFE INSURANCE CO OF NORTH AMERICA - FORM S-1 - EX-99.4HII - S40902-01-IADV INCOME BENEFIT RIDER SCHEDULE - April 20, 2021

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S-1 - INDEX ADVANTAGE INCOME ADV S-1 4-20-21 - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAiaiadvs1apr202021.htm
EX-99.B - APPENDIX B EXHIBIT - DAILY ADJUSTMENT CALCULATION - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex99b.htm
EX-99.24C - POWERS OF ATTORNEY - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex24c.htm
EX-99.4KII - S40906 INCOME MULT BENEFIT RIDER SCHED - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4kii.htm
EX-99.4KI - S40905 INCOME MULT BENEFIT RIDER - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4ki.htm
EX-99.4JII - S40898-IADV MAX ANNIV DEATH BENEFIT RIDER SCHED - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4jii.htm
EX-99.4JI - S40897-IADV MAX ANNIV DEATH BENEFIT RIDER - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4ji.htm
EX-99.4II - S40880-IADV TRADITIONAL DEATH BENEFIT RIDER - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4ii.htm
EX-99.4HI - S40901-02-IADV INCOME BENEFIT RIDER - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4hi.htm
EX-99.4G - S40891-01-IADV INDEX PRECISION STRATEGY CREDITING RIDER - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4g.htm
EX-99.4F - S40889-02-IADV INDEX GUARD STRATEGY CREDITING RIDER - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4f.htm
EX-99.4EII - S40899-01-IADV INDEX PROTECTON STATEGY WITH CAP RIDER - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4eii.htm
EX-99.4EI - S40879-01-IADV INDEX PROTECTION STRATEGY CREDITING RIDER - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4ei.htm
EX-99.4DII - S40904-IADV INDEX PERF STRATEGY RIDER III - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4dii.htm
EX-99.4DI - S40903 INDEX PERF STRATEGY RIDER II - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4di.htm
EX-99.4C - ICC21-IAI-APP-ADV APPLICATION - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4c.htm
EX-99.4BII - S40877 INDEX OPTIONS SCHEDULE - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4bii.htm
EX-99.4BI - S40875 BASE CONTRACT SCHEDULE - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4bi.htm
EX-99.4A - L40538 ANNUITY CONTRACT - ALLIANZ LIFE INSURANCE CO OF NORTH AMERICAex4a.htm



Income Benefit Rider Contract Schedule

Owner:   [John Doe]  Contract Number:    [??687456]
Owner’s Age     Issue Date:    [04/15/10]
and gender:  [35 Male]  Annuitant:    [John Doe]
[Joint Owner:    [Jane Doe]]   Annuitant’s Age
[Joint Owner’s            and gender:             [35 Male]
Age and gender:  [35 Female]]
Eligible Person(s):   [John Doe]    
[Jane Doe]


Minimum Exercise Age:          [50]
Maximum Exercise Age:          [100]
Maximum Issue Age for Level Income Guarantee:    [75]
Maximum Exercise Age for Level Income Guarantee:    [80]

Income Payment Waiting Period:    [[3] Index Year(s)]

Minimum Income Payment:    $[100]

Annual Increase Age:      [45]

Rider Fee:        [0.70]% guaranteed for all Contract Years



S40902-01-IADV                                                                                                                                                                                   [Admin Tracking Identifier]

Income Percentage Table

Eligible Person’s*
Age
Income Percentage
Income Percentage Increase **
Level Income
Increasing Income
Single Income Payments
Joint Income Payments
Single Income Payments
Joint Income Payments
[0-50
4.40%
3.90%
3.40%
2.90%
0.25%]
[51
4.50%
4.00%
3.50%
3.00%
0.25%]
[52
4.60%
4.10%
3.60%
3.10%
0.25%]
[53
4.70%
4.20%
3.70%
3.20%
0.25%]
[54
4.80%
4.30%
3.80%
3.30%
0.25%]
[55
4.90%
4.40%
3.90%
3.40%
0.30%]
[56
5.00%
4.50%
4.00%
3.50%
0.30%]
[57
5.10%
4.60%
4.10%
3.60%
0.30%]
[58
5.20%
4.70%
4.20%
3.70%
0.30%]
[59
5.30%
4.80%
4.30%
3.80%
0.30%]
[60
5.40%
4.90%
4.40%
3.90%
0.35%]
[61
5.50%
5.00%
4.50%
4.00%
0.35%]
[62
5.60%
5.10%
4.60%
4.10%
0.35%]
[63
5.70%
5.20%
4.70%
4.20%
0.35%]
[64
5.80%
5.30%
4.80%
4.30%
0.35%]
[65
5.90%
5.40%
4.90%
4.40%
0.40%]
[66
6.00%
5.50%
5.00%
4.50%
0.40%]
[67
6.10%
5.60%
5.10%
4.60%
0.40%]
[68
6.20%
5.70%
5.20%
4.70%
0.40%]
[69
6.30%
5.80%
5.30%
4.80%
0.40%]
[70
6.40%
5.90%
5.40%
4.90%
0.45%]
[71
6.50%
6.00%
5.50%
5.00%
0.45%]
[72
6.60%
6.10%
5.60%
5.10%
0.45%]
[73
6.70%
6.20%
5.70%
5.20%
0.45%]
[74
6.80%
6.30%
5.80%
5.30%
0.45%]
[75
6.90%
6.40%
5.90%
5.40%
0.50%]
[76
7.00%
6.50%
6.00%
5.50%
0.50%]
[77
7.10%
6.60%
6.10%
5.60%
0.50%]
[78
7.20%
6.70%
6.20%
5.70%
0.50%]
[79
7.30%
6.80%
6.30%
5.80%
0.50%]
[80+
7.40%
6.90%
6.40%
5.90%
0.55%]

















































*If you select joint Income Payments, we will use the Age of the younger Eligible Person.

**Income Percentage Increase does not apply until the Age of the Eligible Person* is greater than or equal to the Annual Increase Age. For all Purchase Payments received on or before the Index Effective Date, the Age of the Eligible Person* on the Index Effective Date is used to determine the Income Percentage. For any Additional Purchase Payments received after the Index Effective Date, the Age of the Eligible Person* on the Index Anniversary that occurs on or after we receive the Additional Purchase Payments is used to determine the Income Percentage attributable to those Additional Purchase Payments. After the Issue Date, current Lifetime Income Percentages will appear on your Index Options Statement.
S40902-01-IADV                                                                                                                                                                                   [Admin Tracking Identifier]

Level Income Guarantee Payment Percentage Table

[Covered Person’s* Age
Level Income Guarantee Payment Percentage
50
2.23%
51
2.28%
52
2.33%
53
2.39%
54
2.44%
55
2.50%
56
2.57%
57
2.64%
58
2.71%
59
2.78%
60
2.86%
61
2.95%
62
3.04%
63
3.13%
64
3.23%
65
3.34%
66
3.45%
67
3.58%
68
3.71%
69
3.85%
70
4.00%
71
4.17%
72
4.35%
73
4.55%
74
4.77%
75
5.00%
76
5.27%
77
5.56%
78
5.89%
79
6.25%
80
6.67%
81+
0.00%]

*If you select joint Income Payments, we will use the Age of the younger Covered Person.


S40902-01-IADV                                                                                                                                                                                   [Admin Tracking Identifier]