Attached files

file filename
EX-32.1 - EX-32.1 - CF BANKSHARES INC.cfbk-20201231xex32_1.htm
EX-31.2 - EX-31.2 - CF BANKSHARES INC.cfbk-20201231xex31_2.htm
EX-31.1 - EX-31.1 - CF BANKSHARES INC.cfbk-20201231xex31_1.htm
EX-23.1 - EX-23.1 - CF BANKSHARES INC.cfbk-20201231xex23_1.htm
EX-21.1 - EX-21.1 - CF BANKSHARES INC.cfbk-20201231xex21_1.htm
EX-13.1 - EX-13.1 - CF BANKSHARES INC.cfbk-20201231xex13_1.htm
EX-11.1 - EX-11.1 - CF BANKSHARES INC.cfbk-20201231xex11_1.htm
EX-4.5 - EX-4.5 - CF BANKSHARES INC.cfbk-20201231xex4_5.htm
10-K - 10-K - CF BANKSHARES INC.cfbk-20201231x10k.htm

Exhibit 4.6

Picture 3



March 23, 2021



Securities and Exchange Commission

100 F Street, NE

Washington, D.C. 20549



Re: CF Bankshares Inc.—Annual Report on Form 10-K for the fiscal year ended December 31, 2020.



Ladies and Gentlemen:



CF Bankshares Inc., a Delaware  corporation, is today filing with the Securities and Exchange Commission (the "SEC") its Annual Report on Form 10-K of CF Bankshares Inc. for the fiscal year ended December 31, 2020.

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, CF Bankshares Inc. hereby agrees to furnish to the SEC, upon request, copies of instruments defining the rights of holders of long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to CF Bankshares Inc.’s 2020 Annual Report on Form 10-K.  None of such long-term debt exceeds 10% of the total assets of CF Bankshares Inc. and its subsidiaries on a consolidated basis.

Very truly yours,



CF BANKSHARES INC.



/s/Timothy T. O’Dell

Timothy T. O’Dell

President and Chief Executive Officer