Attached files

file filename
EX-10.8 - BOARD RESOLUTION 2021 BOARD OF DIRECTORS COMPENSATION & EXPENSE REIMBURSEMENT - Federal Home Loan Bank of San Franciscoa2020ex108boardresolutionf.htm
10-K - 10-K - Federal Home Loan Bank of San Franciscofhlbsf-20201231.htm
EX-32.2 - CERTIFICATION OF THE CFO SECTION 906 - Federal Home Loan Bank of San Franciscoa202010kex322.htm
EX-32.1 - CERTIFICATION OF THE PRESIDENT AND CEO SECTION 906 - Federal Home Loan Bank of San Franciscoa202010kex321.htm
EX-31.2 - CERTIFICATION OF THE CFO SECTION 302 - Federal Home Loan Bank of San Franciscoa202010kex312.htm
EX-31.1 - CERTIFICATION OF THE PRESIDENT AND CEO SECTION 302 - Federal Home Loan Bank of San Franciscoa202010kex311.htm
EX-10.10 - SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN, AS AMENDED EFFEECTIVE JANUARY 29, 2021 - Federal Home Loan Bank of San Franciscoa202010-kex1010serp2021.htm
EX-10.1 - SUMMARY SHEET: TERMS OF EMPLOYMENT FOR NAMED EXECUTIVE OFFICERS FOR 2021 - Federal Home Loan Bank of San Franciscoa2020ex101summarysheet-ter.htm
EX-4.2 - CAPITAL PLAN, AS AMENDED AND RESTATED EFFECTIVE DECEMBER 14, 2020 - Federal Home Loan Bank of San Franciscoa2020ex42amendedcapitalpla.htm
EX-4.1 - DESCRIPTION OF REGISTERED SECURITIES - Federal Home Loan Bank of San Franciscoa2020ex41descriptionofregi.htm
EX-3.2 - BYLAWS, AS AMENDED AND RESTATED ON JANUARY 29, 2021 - Federal Home Loan Bank of San Franciscoa202010kex32bylaws1-29x21.htm

EXHIBIT 99.1

Audit Committee Report

The Audit Committee (Committee) of the Board of Directors of the Federal Home Loan Bank of San Francisco for 2021 is currently composed of five directors. The Committee is governed by a written charter approved by the Board of Directors.

The Committee has reviewed and discussed the audited financial statements with management. The Committee has discussed with the independent auditor, PricewaterhouseCoopers LLP, the matters required to be discussed in accordance with the standards of the Public Company Accounting Oversight Board (including Auditing Standard No. 1301, Communications with Audit Committees, as modified, reorganized or supplemented). The Committee has also received the written disclosures and the letter from PricewaterhouseCoopers LLP required by applicable requirements of the Public Company Accounting Oversight Board regarding the independent accountant's communications with the audit committee concerning independence, and has discussed the auditor's independence with PricewaterhouseCoopers LLP.

Based on the review and discussions referred to above, the Audit Committee recommends to the Board of Directors that the 2020 financial statements be included in the Form 10-K filed with the Securities and Exchange Commission.


Joan C. Opp, Chair
John F. Luikart, Vice Chair
Jeffrey K. Ball
Simone Lagomarsino
Shruti Miyashiro




March 12, 2021