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0 0 rg BT 250.93 172.92 Td (rading Symbol\(s\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.00 172.92 Td (Name of each exchange on which registered) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 135.85 Td (Indicate by check mark whether the registrant is an emer) Tj ET Q q 0 0 0 rg BT 276.67 135.85 Td (ging growth company as defined in Rule 405 of the Securities ) Tj ET Q q 0 0 0 rg BT 526.34 135.85 Td (Act of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 123.85 Td (1933 \(230.405 of this chapter\) or Rule 12b-2 of the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 345.76 123.85 Td (Act of 1934 \(240.12b-2 of this chapter\).) 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Tj ET Q /GS0 gs q 8.91 0 0 11.91 71.94 58.86 cm /I6 Do Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 80.85 61.45 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 50 51.450000000000045 m 562 51.450000000000045 l s BT /F1 10.00 Tf ET endstream endobj 5 0 obj <> endobj 6 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Item2.02 Results of Operations and Financial Condition. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.25 Td (On July 30, 2020, the Federal Home Loan Bank of Chicago \(the Bank\) sent a letter to its members to report selected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td (preliminary unaudited financial results for the quarter ended June 30, 2020 andthe declaration of a dividend for the quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.25 Td (ended June 30, 2020. ) Tj ET Q q 0 0 0 rg BT 139.53 694.25 Td (The full text of the member letter is furnished as Exhibit 99.1 to this Current Report on Form 8-K \(this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (Report\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.25 Td (The information being furnished pursuant to Items 2.02 and 9.01 on this Report shall not be deemed filed for purposes of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.25 Td (Section 18 of the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 203.85 646.25 Td (Act of 1934, as amended \(the Exchange ) Tj ET Q q 0 0 0 rg BT 369.90 646.25 Td (Act\), or otherwise subject to the liability of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.25 Td (that section, and shall not be incorporated by reference into any registration statement or other document filed under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 91.38 622.25 Td (Act of 1933, as amended, or the Exchange ) Tj ET Q q 0 0 0 rg BT 262.99 622.25 Td (Act, except as shall be expressly set forth by specific reference in such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.25 Td (filing. ) Tj ET Q BT /F1 10.00 Tf ET q 0 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or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.25 Td (their negatives or other variations on these terms. ) Tj ET Q q 0 0 0 rg BT 249.48 526.25 Td (The Bank cautions that, by their nature, forward-looking statements involve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.25 Td (risks or uncertainties, that actual results could dif) Tj ET Q q 0 0 0 rg BT 246.43 514.25 Td (fer materially from those expressed or implied in these forward-looking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.25 Td (statements, and that actual events could af) Tj ET Q q 0 0 0 rg BT 218.37 502.25 Td (fect the extent to which a particular objective, projection, estimate, or prediction is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.25 Td (realized. ) Tj ET Q q 0 0 0 rg BT 86.46 490.25 Td (These forward-looking statements involve risks and uncertainties including, but not limited to, the impact of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.25 Td (COVID-19 pandemic on 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50.00 298.25 Td (Commission, which are available on the Bank's website at fhlbc.com. ) Tj ET Q q 0 0 0 rg BT 330.17 298.25 Td (The Bank assumes no obligation to update any forward-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.25 Td (looking statements made in this Report. ) Tj ET Q q 0 0 0 rg BT 211.19 286.25 Td (The financial results discussed in this Report are preliminary and unaudited. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 226.25 Td (Item9.01 Financial Statements and Exhibits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.25 Td (\(d\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 66.66 202.25 Td (Exhibits.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.93 202.25 Td ( ) Tj ET Q q 0 0 0 rg BT 106.75 202.25 Td (The following exhibit is being furnished herewith: ) Tj ET Q BT /F1 4.00 Tf ET q 0 0 0 rg BT 50.00 197.45 Td () Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 172.95000000000005 m 100.5 172.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 120.5 172.95000000000005 m 532.5 172.95000000000005 l s BT /F2 7.00 Tf ET q 0 0 0 rg BT 53.00 177.01 Td (ExhibitNo.) Tj ET Q BT /F2 7.00 Tf ET q 0 0 0 rg BT 123.00 177.01 Td (Description) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 148.18339843750005 m 70.5 148.18339843750005 l s q 0 0 1 rg BT 53.00 149.52 Td (99.1) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 123 148.18339843750005 m 264.07421875 148.18339843750005 l s q 0 0 1 rg BT 123.00 149.52 Td (Member Letter dated July 30, 2020) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET BT /F1 9.00 Tf ET q 0 0 0 rg BT 50.00 134.65 Td () Tj ET Q endstream endobj 7 0 obj <> endobj 8 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 279.95 742.25 Td (Signatur) Tj ET Q q 0 0 0 rg BT 317.00 742.25 Td (e\(s\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 726.25 Td (Pursuant to the requirements of the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 300.05 726.25 Td (Act of 1934, the Registrant has duly caused this report to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 714.25 Td (signed on its behalf by the undersigned hereunto duly authorized. ) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.5 627.95 m 561.5 627.95 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 271.00 667.68 Td (Federal Home Loan Bank of Chicago) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 632.62 Td (Date: July 30, 2020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.00 632.62 Td (By:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.00 632.62 Td (/s/ Roger D. Lundstrom) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.00 618.52 Td (Roger D. Lundstrom) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.00 603.62 Td (Executive ) Tj ET Q q 0 0 0 rg BT 348.30 603.62 Td (V) Tj ET Q q 0 0 0 rg BT 354.92 603.62 Td (ice President and Chief Financial Of) Tj ET Q q 0 0 0 rg BT 500.53 603.62 Td (ficer) Tj ET Q BT /F1 10.00 Tf ET BT /F1 7.00 Tf ET q 0 0 0 rg BT 50.00 591.05 Td () Tj ET Q endstream endobj 9 0 obj <> endobj 10 0 obj <> stream BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 24.60 Td (1) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 477.95 710.0220703125 m 539.965625 710.0220703125 l s q 0 0 0 rg BT 477.95 711.90 Td (Exhibit 99.1) Tj ET Q /GS0 gs q 512.00 0 0 40.79 50.00 738.75 cm /I7 Do Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 686.70 Td (July 30, 2020) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 661.50 Td (T) Tj ET Q q 0 0 0 rg BT 77.95 661.50 Td (o Our Members: ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 636.30 Td (As we consider the first half of the year and the damage wrought by the pandemic and the measures taken ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 623.10 Td (to bend the curve, we have been inspired by you, our members, taking extraordinary measures to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 609.90 Td (support your communities. ) Tj ET Q q 0 0 0 rg BT 192.79 609.90 Td (W) Tj ET Q q 0 0 0 rg BT 202.73 609.90 Td (ith the likelihood that such conditions will persist for a while to come, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 596.70 Td (providing you with access to the liquidity and term funding you need to support your businesses and your ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 583.50 Td (communities is our most essential role and we are proud to be in a strong position to support you.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 558.30 Td (The pandemic and ensuing economic shocks have laid bare significant disparities in impact as ) Tj ET Q q 0 0 0 rg BT 488.04 558.30 Td (African ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 545.10 Td (American, Latino, Native ) Tj ET Q q 0 0 0 rg BT 186.54 545.10 Td (American, and rural communities are being ravaged by the virus and the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 531.90 Td (economy) Tj ET Q q 0 0 0 rg BT 111.61 531.90 Td (. ) Tj ET Q q 0 0 0 rg BT 116.91 531.90 Td (This has given rise to a cry for social change without precedent in recent memory and our ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 518.70 Td (members and their community partners have responded to provide assistance to those in need and to call ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 505.50 Td (for equitable treatment for all. ) Tj ET Q q 0 0 0 rg BT 206.80 505.50 Td (W) Tj ET Q q 0 0 0 rg BT 216.30 505.50 Td (e are committed to support equity and social justice for all and are ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 492.30 Td (planning a number of actions to help you assist your communities during this time of seismic change. ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 72.00 467.10 Td (COVID-19 Relief Pr) Tj ET Q q 0 0 0 rg BT 167.72 467.10 Td (ogram) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 453.90 Td (Early on, we recognized that the economic consequences of the pandemic required extraordinary actions ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 440.70 Td (by our members and that we needed to take extraordinary steps to support you. On ) Tj ET Q q 0 0 0 rg BT 437.35 440.70 Td (April 20, 2020, we ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 427.50 Td (announced the Federal Home Loan Bank of Chicago \(FHLBank Chicago\) COVID-19 Relief Program ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 414.30 Td (which was designed to assist our members to provide support to your customers and communities. ) Tj ET Q q 0 0 0 rg BT 507.46 414.30 Td (W) Tj ET Q q 0 0 0 rg BT 516.96 414.30 Td (e ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 401.10 Td (were pleased that 98% of our membership participated in the program using our COVID-19 Relief ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 387.90 Td (Advances, our COVID-19 Relief Grants, or both.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 362.70 Td (Program highlights include:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 337.50 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 337.50 Td (COVID-19 Relief ) Tj ET Q q 0 0 0 rg BT 189.26 337.50 Td (Advance: $1.9 billion in subsidized, 0% advances to support 506 members, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 324.30 Td (representing approximately $6.3 million of interest rate subsidy) Tj ET Q q 0 0 0 rg BT 387.11 324.30 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 311.10 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 311.10 Td (COVID-19 Relief Grant: $13.1 million in grants were distributed by 654 members to a variety of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 297.90 Td (beneficiaries, including but not limited to food pantries, small businesses \(including many ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 284.70 Td (restaurants\), health clinics, fire departments, community service or) Tj ET Q q 0 0 0 rg BT 401.64 284.70 Td (ganizations, family and social ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 271.50 Td (service or) Tj ET Q q 0 0 0 rg BT 150.86 271.50 Td (ganizations, as well as day care and education providers.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 246.30 Td (Stay up-to-date on our ongoing accommodations and relief provisions by visiting our ) Tj ET Q BT /F1 8.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.39 w 0 i [] 0 d 1 J 1 j 3 M 449.60400390625 245.23359374999995 m 519.36572265625 245.23359374999995 l s q 0 0 1 rg BT 449.60 246.30 Td (COVID-19 Resource ) Tj ET Q BT /F1 8.00 Tf ET 0 0 1 RG /GS0 gs 0.39 w 0 i [] 0 d 1 J 1 j 3 M 72 232.03359375000002 m 93.32421875 232.03359375000002 l s q 0 0 1 rg BT 72.00 233.10 Td (Center) Tj ET Q BT /F1 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 93.32 233.10 Td (. ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 72.00 207.90 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 110.01 207.90 Td (T) Tj ET Q q 0 0 0 rg BT 116.53 207.90 Td (ransition) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 194.70 Td (W) Tj ET Q q 0 0 0 rg BT 81.50 194.70 Td (e continue to prepare for and monitor market developments associated with the planned phase out of the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 181.50 Td (London Interbank Of) Tj ET Q q 0 0 0 rg BT 165.27 181.50 Td (fered Rate \(LIBOR\) by December 31, 2021. In addition, we continue to follow the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 168.30 Td (transition guidance provided by our regulator) Tj ET Q q 0 0 0 rg BT 270.86 168.30 Td (. ) Tj ET Q q 0 0 0 rg BT 275.76 168.30 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 330.03 168.30 Td (, members can still transact certain floating rate ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 155.10 Td (advances referenced to LIBOR so long as they mature by December 31, 2021. For further information, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 141.90 Td (please read our announcement on this latest LIBOR update ) Tj ET Q BT /F1 8.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.39 w 0 i [] 0 d 1 J 1 j 3 M 334.39404296875 140.83359374999998 m 348.15966796875 140.83359374999998 l s q 0 0 1 rg BT 334.39 141.90 Td (here) Tj ET Q BT /F1 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 348.16 141.90 Td (.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 72.00 116.70 Td (Affordable Housing Pr) Tj ET Q q 0 0 0 rg BT 179.36 116.70 Td (ogram \(AHP\) and Downpayment Plus) Tj ET Q BT /F2 11.00 Tf ET BT /F2 7.15 Tf ET q 0 0 0 rg BT 357.81 121.68 Td () Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 363.15 116.70 Td ( \(DPP) Tj ET Q BT /F2 11.00 Tf ET BT /F2 7.15 Tf ET q 0 0 0 rg BT 390.94 121.68 Td () Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 396.28 116.70 Td (\) Pr) Tj ET Q q 0 0 0 rg BT 414.10 116.70 Td (ogram ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 103.50 Td (W) Tj ET Q q 0 0 0 rg BT 81.50 103.50 Td (e expect to award $23.5 million in competitive ) Tj ET Q q 0 0 0 rg BT 288.92 103.50 Td (AHP) Tj ET Q q 0 0 0 rg BT 310.52 103.50 Td ( funding this year) Tj ET Q q 0 0 0 rg BT 387.20 103.50 Td (. Since 1989, FHLBank Chicago ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 90.30 Td (has awarded more than $484 million in competitive ) Tj ET Q q 0 0 0 rg BT 301.11 90.30 Td (AHP) Tj ET Q q 0 0 0 rg BT 322.71 90.30 Td ( subsidies to support more than 84,000 housing ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 77.10 Td (units. ) Tj ET Q q 0 0 0 rg BT 98.69 77.10 Td (W) Tj ET Q q 0 0 0 rg BT 108.20 77.10 Td (e would also like to share that half way through the year) Tj ET Q q 0 0 0 rg BT 354.87 77.10 Td (, $10.8 million in DPP) Tj ET Q q 0 0 0 rg BT 453.48 77.10 Td ( funds have been ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 63.90 Td (reserved on behalf of 1,900 homebuyers. ) Tj ET Q q 0 0 0 rg BT 254.47 63.90 Td (V) Tj ET Q q 0 0 0 rg BT 261.75 63.90 Td (isit ) Tj ET Q BT /F1 8.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.39 w 0 i [] 0 d 1 J 1 j 3 M 277.94921875 62.83359374999998 m 386.59375 62.83359374999998 l s q 0 0 1 rg BT 277.95 63.90 Td (fhlbc.com/community-investment) Tj ET Q BT /F1 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 386.59 63.90 Td ( for more information on our ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 50.70 Td (af) Tj ET Q q 0 0 0 rg BT 80.35 50.70 Td (fordable housing programs. ) Tj ET Q endstream endobj 11 0 obj <>] /Rotate 0 /Contents 12 0 R>> endobj 12 0 obj <> stream BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 24.60 Td (2) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 72.00 699.90 Td (Second Quarter) Tj ET Q q 0 0 0 rg BT 146.65 699.90 Td ( 2020 Dividend and Dividend For) Tj ET Q q 0 0 0 rg BT 302.62 699.90 Td (ecast) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 686.70 Td (Based on our preliminary financial results for the second quarter of 2020, the Board of Directors of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 673.50 Td (FHLBank Chicago declared a dividend of 5.00% \(annualized\) for Class B1 activity stock, in line with the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 660.30 Td (Class B1 guidance provided in ) Tj ET Q q 0 0 0 rg BT 209.18 660.30 Td (April 2020. ) Tj ET Q q 0 0 0 rg BT 262.04 660.30 Td (Additionally) Tj ET Q q 0 0 0 rg BT 316.93 660.30 Td (, the Board also declared a dividend of 2.25% ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 647.10 Td (\(annualized\) for Class B2 membership stock. ) Tj ET Q q 0 0 0 rg BT 273.12 647.10 Td (The dividend for the second quarter of 2020 will be paid by ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 633.90 Td (crediting your DID account on ) Tj ET Q q 0 0 0 rg BT 209.16 633.90 Td (August 13, 2020. ) Tj ET Q q 0 0 0 rg BT 287.08 633.90 Td (As we announced on June 29, 2020, ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 448.69 633.90 Td (we expect to ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 72.00 620.70 Td (maintain a 5.00% \(annualized\) dividend for) Tj ET Q q 0 0 0 rg BT 277.16 620.70 Td ( Class B1 activity stock for) Tj ET Q q 0 0 0 rg BT 401.92 620.70 Td ( the third and fourth ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 72.00 607.50 Td (quarters of 2020, based on curr) Tj ET Q q 0 0 0 rg BT 219.07 607.50 Td (ent pr) Tj ET Q q 0 0 0 rg BT 247.29 607.50 Td (ojections and assumptions r) Tj ET Q q 0 0 0 rg BT 377.58 607.50 Td (egarding our) Tj ET Q q 0 0 0 rg BT 438.19 607.50 Td ( financial condition) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 528.65 607.50 Td (. ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 594.30 Td (W) Tj ET Q q 0 0 0 rg BT 81.50 594.30 Td (e are providing this information to assist you in planning your activity with us.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 569.10 Td (FHLBank Chicago pays a higher dividend per share on your activity stock to recognize members that ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 555.90 Td (support the entire cooperative through the use of our products. ) Tj ET Q q 0 0 0 rg BT 348.86 555.90 Td (The higher dividend received on Class B1 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 542.70 Td (activity stock has the ef) Tj ET Q q 0 0 0 rg BT 175.66 542.70 Td (fect of lowering your borrowing costs, and this benefit has increased on a relative ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 529.50 Td (basis as the Federal Reserve has cut short-term interest rates twice this year) Tj ET Q q 0 0 0 rg BT 403.11 529.50 Td (.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 504.30 Td (As we have clearly demonstrated during this pandemic, we are committed to meeting your liquidity and ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 491.10 Td (funding needs. ) Tj ET Q q 0 0 0 rg BT 138.91 491.10 Td (Any future dividend payments remain subject to determination and declaration by our ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 477.90 Td (Board of Directors and may be impacted by further changes in financial or economic conditions, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 464.70 Td (regulatory and statutory limitations, and any other relevant factors. ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 72.00 439.50 Td (Second Quarter) Tj ET Q q 0 0 0 rg BT 146.65 439.50 Td ( 2020 Financial Highlights) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 426.30 Td (At the end of the second quarter) Tj ET Q q 0 0 0 rg BT 212.67 426.30 Td (, activity on advances, letters of credit, and Mortgage Partnership ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 413.10 Td (Finance) Tj ET Q BT /F1 11.00 Tf ET BT /F1 7.15 Tf ET q 0 0 0 rg BT 106.82 418.08 Td () Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 112.25 413.10 Td ( \(MPF) Tj ET Q BT /F1 11.00 Tf ET BT /F1 7.15 Tf ET q 0 0 0 rg BT 140.68 418.08 Td () Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 146.11 413.10 Td (\) Program loans outstanding remained strong due to market uncertainties and historically ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 399.90 Td (low rates. ) Tj ET Q q 0 0 0 rg BT 117.32 399.90 Td (W) Tj ET Q q 0 0 0 rg BT 126.82 399.90 Td (e expect to report net income of $52 million for the second quarter when we file our Form ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 386.70 Td (10-Q with the Securities and Exchange Commission \(SEC\) next month. ) Tj ET Q q 0 0 0 rg BT 390.24 386.70 Td (Y) Tj ET Q q 0 0 0 rg BT 397.09 386.70 Td (ou can access it on our website, ) Tj ET Q BT /F1 8.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.39 w 0 i [] 0 d 1 J 1 j 3 M 72 372.43359375 m 104.2109375 372.43359375 l s q 0 0 1 rg BT 72.00 373.50 Td (fhlbc.com) Tj ET Q BT /F1 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 104.21 373.50 Td (, or through the SEC) Tj ET Q q 0 0 0 rg BT 198.01 373.50 Td (s reporting website. For more details, please refer to the Condensed ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 360.30 Td (Statements of Income and Statements of Condition ) Tj ET Q BT /F1 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 298.98779296875 358.83369140625 m 317.91552734375 358.83369140625 l s q 0 0 1 rg BT 298.99 360.30 Td (here) Tj ET Q BT /F1 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 317.92 360.30 Td (. ) Tj ET Q q 0 0 0 rg BT 323.22 360.30 Td (The financial results discussed are preliminary ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 347.10 Td (and unaudited. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 321.90 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 321.90 Td (Advances outstanding decreased $1.3 billion to $49.2 billion at June 30, 2020, down from $50.5 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 308.70 Td (billion at December 31, 2019. Many of our depository members experienced an inflow of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 295.50 Td (deposits on their balance sheets along with reduced loan demand, while also having access to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 282.30 Td (other liquidity sources as a result of certain government actions related to the COVID-19 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 269.10 Td (pandemic. ) Tj ET Q q 0 0 0 rg BT 156.06 269.10 Td (These factors reduced their need for advances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 255.90 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 255.90 Td (MPF Loans held in portfolio increased to $10.9 billion at June 30, 2020, up from $10.0 billion at ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 242.70 Td (December 31, 2019, due mainly to increased volume from loan origination activity driven by ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 229.50 Td (refinancing as mortgage rates declined overall.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 216.30 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 216.30 Td (T) Tj ET Q q 0 0 0 rg BT 113.95 216.30 Td (otal investment securities increased 14% to $26.3 billion at June 30, 2020, up from $23.1 billion ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 203.10 Td (at December 31, 2019, as purchases exceeded paydowns and maturities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 189.90 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 189.90 Td (T) Tj ET Q q 0 0 0 rg BT 113.95 189.90 Td (otal assets decreased to $96.7 billion as of June 30, 2020, compared to $99.8 billion as of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 176.70 Td (December 31, 2019, due primarily to a decline in liquid assets we hold for meeting the liquidity ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 163.50 Td (needs of our members. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 150.30 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 150.30 Td (Letters of credit commitments increased to $24.8 billion at June 30, 2020, up from $23.9 billion ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 137.10 Td (at December 31, 2019, as members utilized our letters of credit in lieu of securities to secure ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 123.90 Td (increased deposits from municipalities during the COVID-19 pandemic.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 110.70 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 110.70 Td (W) Tj ET Q q 0 0 0 rg BT 117.50 110.70 Td (e recorded net income of $52 million in the second quarter of 2020, down from $76 million in ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 97.50 Td (the second quarter of 2019, primarily due to our support of our COVID-19 Relief Program. In ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 84.30 Td (April, we committed to spend approximately $30 million in COVID-19 relief funding, $19.4 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 71.10 Td (million of which was provided to members in the second quarter of 2020. ) Tj ET Q q 0 0 0 rg BT 434.06 71.10 Td (W) Tj ET Q q 0 0 0 rg BT 443.56 71.10 Td (e anticipate ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 57.90 Td (continuing to deploy these relief funds to members via a subsequent grant program to be ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 44.70 Td (announced in the third quarter) Tj ET Q q 0 0 0 rg BT 239.96 44.70 Td (.) Tj ET Q /GS0 gs q 512.00 0 0 40.79 50.00 738.75 cm /I8 Do Q endstream endobj 13 0 obj <> endobj 14 0 obj <> stream BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 24.60 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 712.40 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 712.40 Td (Net interest income after provision for credit losses for the second quarter of 2020 was $134 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 699.20 Td (million, up from $1) Tj ET Q q 0 0 0 rg BT 193.75 699.20 Td (16 million for the second quarter of 2019, primarily due to the receipt of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 686.00 Td (approximately $15 million of advance prepayment fees compared to $3 million in the same ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 672.80 Td (period a year ago, along with calling certain higher rate callable debt relative to the same period a ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 659.60 Td (year ago.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 646.40 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 646.40 Td (In the second quarter of 2020, noninterest income was $9 million, down $12 million from $21 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 633.20 Td (million for the second quarter of 2019, primarily due to unrealized losses on our trading ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 620.00 Td (securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 606.80 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 108.00 606.80 Td (W) Tj ET Q q 0 0 0 rg BT 117.50 606.80 Td (e remained in compliance with all of our regulatory capital requirements as of June 30, 2020.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 72.00 581.60 Td (V) Tj ET Q q 0 0 0 rg BT 79.54 581.60 Td (irtual Confer) Tj ET Q q 0 0 0 rg BT 141.35 581.60 Td (ences) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 568.40 Td (W) Tj ET Q q 0 0 0 rg BT 81.50 568.40 Td (e continue to operate as a virtual Bank in order to assure support of our members during the COVID-19 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 555.20 Td (pandemic. ) Tj ET Q q 0 0 0 rg BT 120.06 555.20 Td (This pandemic has presented challenges for all of us so we will continue to provide ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 542.00 Td (information that you can use in support of your customers and communities. One of those ways has been ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 528.80 Td (the conversion of our in-person conferences to virtual conferences. ) Tj ET Q q 0 0 0 rg BT 368.68 528.80 Td (W) Tj ET Q q 0 0 0 rg BT 378.18 528.80 Td (e would like to thank everyone who ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 515.60 Td (attended the very first virtual FHLBank System Insurance Conference held in June.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 490.40 Td (Given the reality of the pandemic and our concerns for the safety of our members, we have transformed ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 477.20 Td (the 2020 Management Conference to a virtual event. ) Tj ET Q q 0 0 0 rg BT 306.08 477.20 Td (This complimentary conference will take place on ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 464.00 Td (the morning of ) Tj ET Q q 0 0 0 rg BT 139.52 464.00 Td (August 7, 2020, where Richard Fisher) Tj ET Q q 0 0 0 rg BT 306.80 464.00 Td (, the former President and CEO of the Federal ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 450.80 Td (Reserve Bank of Dallas, will discuss this unprecedented year for the economy) Tj ET Q q 0 0 0 rg BT 414.63 450.80 Td (. Given the unique ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 437.60 Td (challenges facing the country during an election year) Tj ET Q q 0 0 0 rg BT 304.60 437.60 Td (, we are also holding a moderated political ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 424.40 Td (discussion with David ) Tj ET Q q 0 0 0 rg BT 171.92 424.40 Td (Axelrod and Karen Hughes. ) Tj ET Q q 0 0 0 rg BT 297.88 424.40 Td (While this modified conference is a necessary ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 411.20 Td (departure from the very successful in-person event we have held for many years, we believe that we can ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 398.00 Td (ef) Tj ET Q q 0 0 0 rg BT 80.35 398.00 Td (fectively provide access to world-class expertise in this manner while maintaining necessary ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 384.80 Td (precautions to protect the health and welfare of everyone involved. Download our ) Tj ET Q BT /F1 8.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.39 w 0 i [] 0 d 1 J 1 j 3 M 435.17724609375 383.73359375 m 494.91162109375 383.73359375 l s q 0 0 1 rg BT 435.18 384.80 Td (conference agenda) Tj ET Q BT /F1 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 494.91 384.80 Td ( and ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 371.60 Td (register ) Tj ET Q BT /F1 8.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.39 w 0 i [] 0 d 1 J 1 j 3 M 107.73388671875 370.53359375 m 121.49951171875 370.53359375 l s q 0 0 1 rg BT 107.73 371.60 Td (here) Tj ET Q BT /F1 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 121.50 371.60 Td (.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 72.00 346.40 Td (Thank ) Tj ET Q q 0 0 0 rg BT 105.53 346.40 Td (Y) Tj ET Q q 0 0 0 rg BT 112.26 346.40 Td (ou for) Tj ET Q q 0 0 0 rg BT 140.47 346.40 Td ( ) Tj ET Q q 0 0 0 rg BT 142.81 346.40 Td (Y) Tj ET Q q 0 0 0 rg BT 149.54 346.40 Td (our) Tj ET Q q 0 0 0 rg BT 165.84 346.40 Td ( Membership) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 333.20 Td (W) Tj ET Q q 0 0 0 rg BT 81.50 333.20 Td (e look forward to one day meeting with you in your of) Tj ET Q q 0 0 0 rg BT 320.50 333.20 Td (fices and at our events, but ensuring the health ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 320.00 Td (and well-being of our members and our employees remains our highest priority) Tj ET Q q 0 0 0 rg BT 420.44 320.00 Td (. ) Tj ET Q q 0 0 0 rg BT 425.75 320.00 Td (W) Tj ET Q q 0 0 0 rg BT 435.25 320.00 Td (e continue to monitor ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 306.80 Td (COVID-19 developments to determine when an eventual return to in-person visits will be appropriate and ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 293.60 Td (anticipate providing an update when public health and governmental guidance indicates that is practical ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 280.40 Td (and safe.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 255.20 Td (Thank you for your membership in the Federal Home Loan Bank of Chicago. ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 230.00 Td (Best regards,) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 204.80 Td (Matt Feldman) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 72.00 191.60 Td (President and CEO) Tj ET Q /GS0 gs q 512.00 0 0 40.79 50.00 738.75 cm /I9 Do Q endstream endobj 15 0 obj <> endobj 16 0 obj <> stream BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 24.60 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 72.00 713.95 Td (Forward-Looking Information:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 193.25 713.95 Td ( ) Tj ET Q q 0 0 0 rg BT 195.34 713.95 Td (This letter contains forward-looking statements which are based upon our current expectations ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 703.15 Td (and speak only as of the date hereof. ) Tj ET Q q 0 0 0 rg BT 205.20 703.15 Td (All statements other than statements of historical fact are forward-looking statements, ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 692.35 Td (including any projections or guidance of dividends or other financial items; any statements of the plans, strategies, and objectives ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 681.55 Td (for future operations? any statements of belief? and any statements of assumptions underlying any of the foregoing. ) Tj ET Q q 0 0 0 rg BT 487.23 681.55 Td (These ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 670.75 Td (statements may use forward-looking terms, such as anticipates, believes, expects, could, plans, estimates, may) Tj ET Q q 0 0 0 rg BT 519.74 670.75 Td (, ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 659.95 Td (should, will, or their negatives or other variations on these terms. ) Tj ET Q q 0 0 0 rg BT 324.26 659.95 Td (W) Tj ET Q q 0 0 0 rg BT 332.04 659.95 Td (e caution that, by their nature, forward-looking ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 649.15 Td (statements involve risks or uncertainties, that actual results could dif) Tj ET Q q 0 0 0 rg BT 318.27 649.15 Td (fer materially from those expressed or implied in these ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 638.35 Td (forward-looking statements, and that actual events could af) Tj ET Q q 0 0 0 rg BT 284.77 638.35 Td (fect the extent to which a particular objective, projection, estimate, or ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 627.55 Td (prediction is realized. ) Tj ET Q q 0 0 0 rg BT 151.80 627.55 Td (These forward-looking statements involve risks and uncertainties including, but not limited to, the impact ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 616.75 Td (of the COVID-19 pandemic on the global and national economies and on our and our members) Tj ET Q q 0 0 0 rg BT 416.99 616.75 Td ( businesses, maintaining ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 605.95 Td (compliance with regulatory and statutory requirements \(including relating to our dividend payments and retained earnings\), a ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 595.15 Td (decrease in our levels of business which may negatively impact our results of operations or financial condition, the reliability of ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 584.35 Td (our projections, assumptions, and models on future financial performance and condition, instability in the credit and debt ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 573.55 Td (markets, economic conditions \(including ef) Tj ET Q q 0 0 0 rg BT 228.05 573.55 Td (fects on, among other things, mortgage-backed securities\), changes in mortgage ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 562.75 Td (interest rates and prepayment speeds on mortgage assets, our ability to execute our business model and to pay future dividends ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 551.95 Td (\(including enhanced dividends on activity stock\), our ability to meet required conditions to repurchase or redeem excess capital ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 541.15 Td (stock from members, including maintaining compliance with our minimum regulatory capital requirements and determining our ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 530.35 Td (financial condition is sound enough to support such repurchases and redemptions, our ability to continue to of) Tj ET Q q 0 0 0 rg BT 467.51 530.35 Td (fer the Reduced ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 519.55 Td (Capitalization ) Tj ET Q q 0 0 0 rg BT 124.24 519.55 Td (Advance Program, our ability to implement product enhancements and new products, the impacts of changes to ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 508.75 Td (Federal Home Loan Bank membership requirements, capital requirements and guidance, and liquidity requirements and guidance ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 497.95 Td (by the Federal Housing Finance ) Tj ET Q q 0 0 0 rg BT 188.73 497.95 Td (Agency) Tj ET Q q 0 0 0 rg BT 216.13 497.95 Td (, the loss of members through mer) Tj ET Q q 0 0 0 rg BT 339.20 497.95 Td (gers and consolidations, our ability to protect the ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 487.15 Td (security of its information systems and manage any failures, interruptions, or breaches, uncertainties relating to the potential ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 476.35 Td (phase-out of the London Interbank Of) Tj ET Q q 0 0 0 rg BT 208.55 476.35 Td (fered Rate \(LIBOR\), and the risk factors set forth in the Bank's periodic filings with the ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 465.55 Td (Securities and Exchange Commission, which are available on the Bank's website at fhlbc.com. ) Tj ET Q q 0 0 0 rg BT 414.87 465.55 Td (W) Tj ET Q q 0 0 0 rg BT 422.64 465.55 Td (e assume no obligation to ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 454.75 Td (update any forward-looking statements made in this letter) Tj ET Q q 0 0 0 rg BT 279.19 454.75 Td (. Downpayment Plus, DPP) Tj ET Q q 0 0 0 rg BT 386.44 454.75 Td (, Mortgage Partnership Finance, and ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 443.95 Td (MPF are registered trademarks of the Federal Home Loan Bank of Chicago.) 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0.8941176470588236 1 rg /GS0 gs 516.00 555.90 65.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.00 529.90 331.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 381.00 529.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 385.00 529.90 58.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 443.00 529.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 447.00 529.90 65.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 512.00 529.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 516.00 529.90 65.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.00 503.90 331.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 381.00 503.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 385.00 503.90 58.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 443.00 503.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 447.00 503.90 65.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 512.00 503.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 516.00 503.90 65.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.00 477.90 331.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 381.00 477.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 385.00 477.90 58.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 443.00 477.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 447.00 477.90 65.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 512.00 477.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 516.00 477.90 65.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.00 451.90 331.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 381.00 451.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 385.00 451.90 58.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 443.00 451.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 447.00 451.90 65.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 512.00 451.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 516.00 451.90 65.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.00 425.90 331.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 381.00 425.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 385.00 425.90 58.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 443.00 425.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 447.00 425.90 65.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 512.00 425.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 516.00 425.90 65.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 641.9 m 443 641.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 641.9 m 512 641.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 641.9 m 581 641.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 568.9 m 443 568.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 556.9 m 443 556.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 554.9 m 443 554.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 568.9 m 512 568.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 556.9 m 512 556.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 554.9 m 512 554.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 568.9 m 581 568.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 556.9 m 581 556.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 554.9 m 581 554.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 503.9 m 443 503.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 490.9 m 443 490.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 503.9 m 512 503.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 490.9 m 512 490.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 503.9 m 581 503.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 490.9 m 581 490.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 451.9 m 443 451.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 451.9 m 581 451.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 451.9 m 443 451.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 451.9 m 512 451.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 451.9 m 581 451.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 438.9 m 443 438.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 426.9 m 443 426.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 424.9 m 443 424.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 438.9 m 512 438.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 426.9 m 512 426.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 424.9 m 512 424.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 438.9 m 581 438.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 426.9 m 581 426.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 424.9 m 581 424.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 400.9 m 443 400.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 398.9 m 443 398.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 400.9 m 512 400.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 398.9 m 512 398.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 400.9 m 581 400.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 398.9 m 581 398.9 l s BT /F4 8.00 Tf ET q 0 0 0 rg BT 52.50 693.13 Td (Condensed Statements of Condition) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 52.50 680.13 Td (\(Dollars in millions\)) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 52.50 667.13 Td (\(Preliminary and Unaudited\)) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 397.45 654.13 Td (June 30,) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 404.60 646.13 Td (2020) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 453.85 654.13 Td (December 31,) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 470.10 646.13 Td (2019) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 533.95 646.13 Td (Change) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 633.13 Td (Cash and due from banks, interest bearing deposits, Federal Funds sold, and securities) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 625.13 Td (purchased under agreement to resell) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 387.50 625.13 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 419.75 625.18 Td (9,774) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 449.50 625.13 Td ($) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 484.30 625.18 Td (15,815) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 559.10 625.13 Td (\(38) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 570.70 625.13 Td (\)%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 612.13 Td (Investment securities) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 415.30 612.18 Td (26,279) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 484.30 612.18 Td (23,096) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 561.80 612.13 Td (14) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 573.35 612.13 Td (%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 599.13 Td (Advances) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 415.30 599.18 Td (49,250) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 484.30 599.18 Td (50,508) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 563.55 599.13 Td (\(2) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 570.70 599.13 Td (\)%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 586.13 Td (MPF Loans held in portfolio, net of allowance for credit losses) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 415.30 586.18 Td (10,947) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 484.30 586.18 Td (10,000) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 566.25 586.13 Td (9) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 573.35 586.13 Td (%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 573.13 Td (Other) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 426.45 573.18 Td (481) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 495.45 573.18 Td (408) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 561.80 573.13 Td (18) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 573.35 573.13 Td (%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 64.50 560.13 Td (Assets) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 387.50 560.13 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 415.30 560.18 Td (96,731) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 449.50 560.13 Td ($) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 484.30 560.18 Td (99,827) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 563.55 560.13 Td (\(3) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 570.70 560.13 Td (\)%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 534.13 Td (Consolidated obligation discount notes) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 387.50 534.13 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 415.30 534.18 Td (37,440) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 449.50 534.13 Td ($) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 484.30 534.18 Td (41,675) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 559.10 534.13 Td (\(10) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 570.70 534.13 Td (\)%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 521.13 Td (Consolidated obligation bonds) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 415.30 521.18 Td (51,760) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 484.30 521.18 Td (50,474) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 566.25 521.13 Td (3) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 573.35 521.13 Td (%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 508.13 Td (Other) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 419.75 508.18 Td (2,184) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 488.75 508.18 Td (2,224) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 563.55 508.13 Td (\(2) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 570.70 508.13 Td (\)%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 64.50 495.13 Td (Liabilities) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 415.30 495.18 Td (91,384) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 484.30 495.18 Td (94,373) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 563.55 495.13 Td (\(3) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 570.70 495.13 Td (\)%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 482.13 Td (Capital stock) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 419.75 482.18 Td (1,837) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 488.75 482.18 Td (1,713) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 566.25 482.13 Td (7) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 573.35 482.13 Td (%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 469.13 Td (Retained earnings) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 419.75 469.18 Td (3,873) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 488.75 469.18 Td (3,770) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 566.25 469.13 Td (3) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 573.35 469.13 Td (%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 456.13 Td (Accumulated other comprehensive income \(loss\)) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 423.75 456.18 Td (\(363) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 439.80 456.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 497.20 456.18 Td (\(29) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 508.80 456.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 550.65 456.13 Td (1,152) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 573.35 456.13 Td (%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 64.50 443.13 Td (Capital) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 419.75 443.18 Td (5,347) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 488.75 443.18 Td (5,454) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 563.55 443.13 Td (\(2) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 570.70 443.13 Td (\)%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 52.50 430.13 Td (T) Tj ET Q q 0 0 0 rg BT 56.79 430.13 Td (otal liabilities and capital) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 387.50 430.13 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 415.30 430.18 Td (96,731) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 449.50 430.13 Td ($) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 484.30 430.18 Td (99,827) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 563.55 430.13 Td (\(3) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 570.70 430.13 Td (\)%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 404.13 Td (Member standby letters of credit - of) Tj ET Q q 0 0 0 rg BT 180.41 404.13 Td (f balance sheet) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 387.50 404.13 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 415.30 404.18 Td (24,825) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 449.50 404.13 Td ($) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 484.30 404.18 Td (23,851) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 566.25 404.13 Td (4) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 573.35 404.13 Td (%) Tj ET Q BT /F1 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.00 377.90 229.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 279.00 377.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 326.00 377.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 330.00 377.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 377.00 377.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 381.00 377.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 428.00 377.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 432.00 377.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 479.00 377.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 483.00 377.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 530.00 377.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 534.00 377.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.00 351.90 229.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 279.00 351.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 326.00 351.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 330.00 351.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 377.00 351.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 381.00 351.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 428.00 351.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 432.00 351.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 479.00 351.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 483.00 351.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 530.00 351.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 534.00 351.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.00 317.90 229.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 279.00 317.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 326.00 317.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 330.00 317.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 377.00 317.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 381.00 317.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 428.00 317.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 432.00 317.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 479.00 317.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 483.00 317.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 530.00 317.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 534.00 317.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.00 291.90 229.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 279.00 291.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 326.00 291.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 330.00 291.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 377.00 291.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 381.00 291.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 428.00 291.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 432.00 291.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 479.00 291.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 483.00 291.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 530.00 291.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 534.00 291.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.00 265.90 229.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 279.00 265.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 326.00 265.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 330.00 265.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 377.00 265.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 381.00 265.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 428.00 265.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 432.00 265.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 479.00 265.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 483.00 265.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 530.00 265.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 534.00 265.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.00 231.90 229.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 279.00 231.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 326.00 231.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 330.00 231.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 377.00 231.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 381.00 231.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 428.00 231.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 432.00 231.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 479.00 231.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 483.00 231.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 530.00 231.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 534.00 231.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.00 205.90 229.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 279.00 205.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 326.00 205.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 330.00 205.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 377.00 205.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 381.00 205.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 428.00 205.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 432.00 205.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 479.00 205.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 483.00 205.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 530.00 205.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 534.00 205.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.00 179.90 229.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 279.00 179.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 326.00 179.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 330.00 179.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 377.00 179.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 381.00 179.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 428.00 179.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 432.00 179.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 479.00 179.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 483.00 179.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 530.00 179.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 534.00 179.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.00 153.90 229.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 279.00 153.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 326.00 153.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 330.00 153.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 377.00 153.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 381.00 153.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 428.00 153.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 432.00 153.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 479.00 153.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 483.00 153.90 47.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 530.00 153.90 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 534.00 153.90 47.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 317.9 m 326 317.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326 317.9 m 330 317.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 317.9 m 377 317.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 317.9 m 381 317.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 317.9 m 428 317.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432 317.9 m 479 317.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479 317.9 m 483 317.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483 317.9 m 530 317.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 530 317.9 m 534 317.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534 317.9 m 581 317.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 304.9 m 326 304.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 304.9 m 377 304.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 304.9 m 428 304.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432 304.9 m 479 304.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483 304.9 m 530 304.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534 304.9 m 581 304.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 278.9 m 326 278.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432 278.9 m 479 278.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483 278.9 m 530 278.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534 278.9 m 581 278.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 278.9 m 326 278.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 278.9 m 377 278.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 278.9 m 428 278.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 252.89999999999998 m 326 252.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 231.89999999999998 m 326 231.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 252.89999999999998 m 377 252.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 231.89999999999998 m 377 231.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 252.89999999999998 m 428 252.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 231.89999999999998 m 428 231.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432 252.89999999999998 m 479 252.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432 231.89999999999998 m 479 231.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483 252.89999999999998 m 530 252.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483 231.89999999999998 m 530 231.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534 252.89999999999998 m 581 252.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534 231.89999999999998 m 581 231.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 231.89999999999998 m 326 231.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 205.89999999999998 m 326 205.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 205.89999999999998 m 377 205.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 205.89999999999998 m 428 205.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432 205.89999999999998 m 479 205.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483 205.89999999999998 m 530 205.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534 205.89999999999998 m 581 205.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 179.89999999999998 m 326 179.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 167.89999999999998 m 326 167.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279 165.89999999999998 m 326 165.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 179.89999999999998 m 377 179.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 167.89999999999998 m 377 167.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 165.89999999999998 m 377 165.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 179.89999999999998 m 428 179.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 167.89999999999998 m 428 167.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 165.89999999999998 m 428 165.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432 179.89999999999998 m 479 179.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432 167.89999999999998 m 479 167.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432 165.89999999999998 m 479 165.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483 179.89999999999998 m 530 179.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483 167.89999999999998 m 530 167.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483 165.89999999999998 m 530 165.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534 179.89999999999998 m 581 179.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534 167.89999999999998 m 581 167.89999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 534 165.89999999999998 m 581 165.89999999999998 l s BT /F4 8.00 Tf ET q 0 0 0 rg BT 52.50 369.13 Td (Condensed Statements of Income) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 52.50 356.13 Td (\(Dollars in millions\)) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 52.50 343.13 Td (\(Preliminary and Unaudited\)) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 282.95 322.13 Td (For the three months ended June 30,) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 438.85 322.13 Td (For the year to date ended June 30,) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 293.10 309.13 Td (2020) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 344.10 309.13 Td (2019) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 389.95 309.13 Td (Change) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 446.10 309.13 Td (2020) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 497.10 309.13 Td (2019) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 542.95 309.13 Td (Change) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 296.13 Td (Interest Income) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 305.00 296.18 Td (347) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 356.00 296.18 Td (703) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 406.05 296.13 Td (\(51) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 417.70 296.13 Td (\)%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 434.50 296.13 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 458.00 296.18 Td (912) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 485.50 296.13 Td ($) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 502.30 296.18 Td (1,389) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 559.10 296.13 Td (\(34) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 570.70 296.13 Td (\)%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 283.13 Td (Interest Expense) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 302.30 283.18 Td (\(209) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 318.35 283.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 353.30 283.18 Td (\(587) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 369.35 283.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 406.05 283.13 Td (\(64) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 417.70 283.13 Td (\)%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 455.30 283.18 Td (\(628) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 471.35 283.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 499.65 283.13 Td (\(1,155) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 522.35 283.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 559.10 283.13 Td (\(46) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 570.70 283.13 Td (\)%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 52.50 270.13 Td (Net interest income) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 305.00 270.18 Td (138) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 356.00 270.18 Td (1) Tj ET Q q 0 0 0 rg BT 360.45 270.18 Td (16) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 408.80 270.13 Td (19) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 420.30 270.13 Td (%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 458.00 270.18 Td (284) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 509.00 270.18 Td (234) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 561.80 270.13 Td (21) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 573.35 270.13 Td (%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 257.13 Td (Reversal of \(provision for\) credit losses) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 311.20 257.13 Td (\(4) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 318.35 257.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 361.30 257.13 Td () Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 409.70 257.13 Td () Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 420.30 257.13 Td (%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 464.20 257.13 Td (\(6) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 471.35 257.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 514.35 257.18 Td () Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 562.70 257.13 Td () Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 573.35 257.13 Td (%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 52.50 244.13 Td (Net interest income after reversal of \(provision for\) credit) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 52.50 236.13 Td (losses) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 305.00 236.18 Td (134) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 356.00 236.18 Td (1) Tj ET Q q 0 0 0 rg BT 360.45 236.18 Td (16) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 408.80 236.13 Td (16) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 420.30 236.13 Td (%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 458.00 236.18 Td (278) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 509.00 236.18 Td (234) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 561.80 236.13 Td (19) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 573.35 236.13 Td (%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 223.13 Td (Noninterest income) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 313.90 223.13 Td (9) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 360.45 223.13 Td (21) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 406.05 223.13 Td (\(57) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 417.70 223.13 Td (\)%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 462.45 223.13 Td (1) Tj ET Q q 0 0 0 rg BT 466.90 223.13 Td (1) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 513.45 223.13 Td (39) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 559.10 223.13 Td (\(72) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 570.70 223.13 Td (\)%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 210.13 Td (Noninterest expense) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 306.75 210.18 Td (\(85) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 318.35 210.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 357.75 210.18 Td (\(52) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 369.35 210.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 408.80 210.13 Td (63) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 420.30 210.13 Td (%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 455.30 210.18 Td (\(142) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 471.35 210.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 506.30 210.18 Td (\(102) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 522.35 210.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 561.80 210.13 Td (39) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 573.35 210.13 Td (%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 52.50 197.13 Td (Income before assessments) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 309.45 197.13 Td (58) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 360.45 197.13 Td (85) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 406.05 197.13 Td (\(32) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 417.70 197.13 Td (\)%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 458.00 197.18 Td (147) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 509.00 197.18 Td (171) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 559.10 197.13 Td (\(14) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 570.70 197.13 Td (\)%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 184.13 Td (Af) Tj ET Q q 0 0 0 rg BT 59.99 184.13 Td (fordable Housing Program assessment) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 311.20 184.13 Td (\(6) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 318.35 184.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 362.20 184.13 Td (\(9) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 369.35 184.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 406.05 184.13 Td (\(33) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 417.70 184.13 Td (\)%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 459.75 184.18 Td (\(15) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 471.35 184.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 510.75 184.18 Td (\(18) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 522.35 184.13 Td (\)) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 559.10 184.13 Td (\(17) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 570.70 184.13 Td (\)%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 52.50 171.13 Td (Net income) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 281.50 171.13 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 309.45 171.13 Td (52) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 332.50 171.13 Td ($) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 360.45 171.13 Td (76) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 406.05 171.13 Td (\(32) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 417.70 171.13 Td (\)%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 434.50 171.13 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 458.00 171.18 Td (132) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 485.50 171.13 Td ($) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 509.00 171.18 Td (153) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 559.10 171.13 Td (\(14) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 570.70 171.13 Td (\)%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 158.13 Td (A) Tj ET Q q 0 0 0 rg BT 57.76 158.13 Td (verage interest bearing assets) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 281.50 158.13 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 289.40 158.18 Td (101,488) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 332.50 158.13 Td ($) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 344.80 158.13 Td (96,753) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 413.25 158.13 Td (5) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 420.30 158.13 Td (%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 434.50 158.13 Td ($) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 442.40 158.13 Td (102,367) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 485.50 158.13 Td ($) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 497.85 158.18 Td (95,480) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 566.25 158.13 Td (7) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 573.35 158.13 Td (%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 52.50 145.13 Td (Net interest income yield on average interest earning assets) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 302.75 145.18 Td (0.54) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 318.35 145.13 Td (%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 353.75 145.18 Td (0.48) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 369.35 145.13 Td (%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 402.05 145.13 Td (0.06) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 420.30 145.13 Td (%) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 455.75 145.18 Td (0.55) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 471.35 145.13 Td (%) Tj ET Q BT /F5 8.00 Tf ET q 0 0 0 rg BT 506.75 145.18 Td (0.49) Tj ET Q BT /F5 8.00 Tf 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