Attached files
| file | filename |
|---|---|
| EX-16.A.24 - POWER OF ATTORNEY - NATIONWIDE LIFE INSURANCE CO | d920651dex16a24.htm |
| EX-16.A.23.A - CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM - NATIONWIDE LIFE INSURANCE CO | d920651dex16a23a.htm |
| EX-16.A.4.F - MARKET VALUE ADJUSTMENT (MVA) ENDORSEMENT - NATIONWIDE LIFE INSURANCE CO | d920651dex16a4f.htm |
| EX-16.A.4.E - STRATEGY ENDORSEMENT - NATIONWIDE LIFE INSURANCE CO | d920651dex16a4e.htm |
| EX-16.A.4.D - INCREASE IN REMAINING PREFERRED WITHDRAWAL AMOUNT - NATIONWIDE LIFE INSURANCE CO | d920651dex16a4d.htm |
| EX-16.A.4.C - APPLICATION - NATIONWIDE LIFE INSURANCE CO | d920651dex16a4c.htm |
| EX-16.A.4.B - CONTRACT SPECIFICATION PAGE - NATIONWIDE LIFE INSURANCE CO | d920651dex16a4b.htm |
| EX-16.A.4.A - INDIVIDUAL ANNUITY CONTRACT - NATIONWIDE LIFE INSURANCE CO | d920651dex16a4a.htm |
| S-1/A - NW DEFINED PROTECTION (333-229802) - NATIONWIDE LIFE INSURANCE CO | d920651ds1a.htm |
July 17, 2020
VIA EDGAR
Board of Directors
Nationwide Life Insurance Company
One Nationwide Plaza
Columbus, Ohio 43215
Re:Nationwide Life Insurance Company
CIK 0000205695
Registration Statement on Form S-1 (File No. 333-229802)
Ladies and Gentlemen:
I am furnishing this opinion in connection with the registration, under the Securities Act of 1933, as amended, of the Registration Statement on Form S-1 (“Registration Statement”) for the Single Purchase Payment Deferred Index-Linked Annuity Contract (“Contract”) to be issued by Nationwide Life Insurance Company (“Nationwide”). I have examined the filing of the Registration Statement, and related documents, and I have reviewed the questions of law I considered necessary and appropriate. On the basis of this examination and review, it is my opinion that:
| (1) | Nationwide is a corporation duly organized and validly existing as a stock life insurance company under the laws of the State of Ohio, and is duly authorized by the Insurance Department of the State of Ohio to issue the Contract. |
| (2) | Upon the acceptance of a purchase payment made by a contract owner pursuant to a Contract issued in accordance with the prospectus contained in the Registration Statement and upon compliance with applicable law, such contract owner will have a legally-issued, fully-paid, non-assessable contractual interest under such Contract, and the Contract will be a valid and binding obligation of Nationwide. |
I hereby consent to the use of this opinion as an exhibit to this Registration Statement.
Sincerely,
/s/ Benjamin W. Mischnick
Benjamin W. Mischnick
Senior Counsel
Nationwide Life Insurance Company
| Columbus, Ohio 43215-2220 | Nationwide Financial |
Legal Counsel to the Nationwide Insurance Companies and their Associated Companies