UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):  December 20, 2019

(Exact Name of Registrant as Specified in its Charter)

(Registrant’s telephone number, including area code)

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Securities registered pursuant to Section 12(b) of the Act:

Indicate by check mark whether the Registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company  ⌧

If an emerging growth company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ◻

At a Special Meeting of Stockholders and a Special Meeting of Members, both held on December 20, 2019, the stockholders of Cincinnati Bancorp (a Federally-chartered corporation) and the members of CF Mutual Holding Company, the mutual holding company parent of Cincinnati Bancorp (a Federally-chartered corporation), approved CF Mutual Holding Company’s Plan of Conversion and Reorganization, whereby CF Mutual Holding Company will convert and reorganize from the mutual holding company structure to the stock holding company structure.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.