Attached files

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EX-32 - SECTION 1350 CERTIFICATION 09/30/18 - OHIO VALLEY BANC CORPexhibit32_093018.htm
EX-31.2 - CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER 09/30/18 - OHIO VALLEY BANC CORPexhibit312_093018.htm
EX-31.1 - CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER 09/30/18 - OHIO VALLEY BANC CORPexhibit311_093018.htm
10-Q - FORM 10-Q AT 09/30/18 - OHIO VALLEY BANC CORPsec10q093018.htm

EXHIBIT 4

OHIO VALLEY BANC CORP.
420 Third Avenue
Gallipolis, OH  45631
(740) 446-2631

November 9, 2018

Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C.  20549

RE: Ohio Valley Banc Corp. – Form 10-Q for the nine months ended September 30, 2018

Gentlemen:

Ohio Valley Banc Corp., an Ohio corporation ("Ohio Valley"), is today filing a Quarterly Report on Form 10-Q for the nine months ended September 30, 2018 (the "Form 10-Q"), as executed on November 9, 2018.

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Ohio Valley hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-Q.  No such instrument or agreement represents long-term debt exceeding 10% of the total assets of Ohio Valley Banc Corp. and its subsidiaries on a consolidated basis.


Very truly yours,


/s/Thomas E. Wiseman 
Thomas E. Wiseman
President and Chief Executive Officer
Ohio Valley Banc Corp.