Attached files
file | filename |
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EX-32 - EXHIBIT 32 - REGIONS FINANCIAL CORP | rf-2018331xex32.htm |
EX-31.2 - EXHIBIT 31.2 - REGIONS FINANCIAL CORP | rf-2018331xex312.htm |
EX-31.1 - EXHIBIT 31.1 - REGIONS FINANCIAL CORP | rf-2018331xex311.htm |
10-Q - 10-Q - REGIONS FINANCIAL CORP | rf-201833110xq.htm |
EXHIBIT 12
Regions Financial Corporation
Computation of Ratio of Earnings to Fixed Charges
(from continuing operations)
(Unaudited)
Three Months Ended March 31 | |||||||
2018 | 2017 | ||||||
(Dollars in millions) | |||||||
Excluding Interest on Deposits | |||||||
Income from continuing operations before income taxes | $ | 542 | $ | 420 | |||
Fixed charges excluding preferred stock dividends | 86 | 64 | |||||
Income for computation excluding interest on deposits | 628 | 484 | |||||
Interest expense excluding interest on deposits | 73 | 50 | |||||
One-third of rent expense | 13 | 14 | |||||
Preferred stock dividends | 16 | 16 | |||||
Fixed charges including preferred stock dividends | 102 | 80 | |||||
Ratio of earnings to fixed charges, excluding interest on deposits | 6.16x | 6.06x | |||||
Including Interest on Deposits | |||||||
Income from continuing operations before income taxes | $ | 542 | $ | 420 | |||
Fixed charges excluding preferred stock dividends | 135 | 99 | |||||
Income for computation including interest on deposits | 677 | 519 | |||||
Interest expense including interest on deposits | 122 | 85 | |||||
One-third of rent expense | 13 | 14 | |||||
Preferred stock dividends | 16 | 16 | |||||
Fixed charges including preferred stock dividends | 151 | 115 | |||||
Ratio of earnings to fixed charges, including interest on deposits | 4.49x | 4.54x |