%PDF-1.5 1 0 obj <> endobj 3 0 obj <> endobj 4 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 268.75 746.10 Td (UNITED ST) Tj ET Q q 0 0 0 rg BT 319.33 746.10 Td (A) Tj ET Q q 0 0 0 rg BT 325.44 746.10 Td (TES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.90 736.10 Td (SECURITIES ) Tj ET Q q 0 0 0 rg BT 262.52 736.10 Td (AND EXCHANGE COMMISSION) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.25 726.10 Td (W) Tj ET Q q 0 0 0 rg BT 263.89 726.10 Td (ashington, D.C.20549) Tj ET Q BT /F2 18.00 Tf ET q 0 0 0 rg BT 257.25 698.10 Td (FORM 10-Q) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 678.10 Td (\(Mark One\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 39.00 657.97 Td ( ) Tj ET Q /GS0 gs q 10.60 0 0 10.76 39.00 645.14 cm /I1 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.00 658.17 Td (QUAR) Tj ET Q q 0 0 0 rg BT 93.73 658.17 Td (TERL) Tj ET Q q 0 0 0 rg BT 117.73 658.17 Td (Y) Tj ET Q q 0 0 0 rg BT 124.58 658.17 Td ( REPOR) Tj ET Q q 0 0 0 rg BT 158.71 658.17 Td (T) Tj ET Q q 0 0 0 rg BT 164.64 658.17 Td ( PURSUANT) Tj ET Q q 0 0 0 rg BT 219.75 658.17 Td ( ) Tj ET Q q 0 0 0 rg BT 222.06 658.17 Td (T) Tj ET Q q 0 0 0 rg BT 227.99 658.17 Td (O SECTION 13 OR 15\(d\) OF ) Tj ET Q q 0 0 0 rg BT 350.59 658.17 Td (THE SECURITIES EXCHANGE ) Tj ET Q q 0 0 0 rg BT 488.64 658.17 Td (ACT) Tj ET Q q 0 0 0 rg BT 508.46 658.17 Td (OF) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.00 648.17 Td (1934) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 633.10 Td (For the quarterly period ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.13 633.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.72 633.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 623.10 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.05 613.10 Td (OR) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 39.00 592.97 Td ( ) Tj ET Q /GS0 gs q 8.91 0 0 10.76 39.00 580.14 cm /I2 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 593.17 Td (TRANSITION REPOR) Tj ET Q q 0 0 0 rg BT 158.13 593.17 Td (T) Tj ET Q q 0 0 0 rg BT 164.05 593.17 Td ( PURSUANT) Tj ET Q q 0 0 0 rg BT 219.16 593.17 Td ( ) Tj ET Q q 0 0 0 rg BT 221.48 593.17 Td (T) Tj ET Q q 0 0 0 rg BT 227.41 593.17 Td (O SECTION 13 OR 15\(d\) OF ) Tj ET Q q 0 0 0 rg BT 350.01 593.17 Td (THE SECURITIES EXCHANGE) Tj ET Q q 0 0 0 rg BT 488.06 593.17 Td (ACT) Tj ET Q q 0 0 0 rg BT 507.88 593.17 Td ( OF) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 583.17 Td (1934) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 568.10 Td (For the transition period from ____ to ____) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.75 548.10 Td (Commission File Number: 0-16772) Tj ET Q /GS0 gs q 236.00 0 0 49.00 188.00 494.10 cm /I3 Do Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 468.6 m 106 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 106 468.6 m 163 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163 468.6 m 220 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220 468.6 m 277 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277 468.6 m 334 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334 468.6 m 391 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391 468.6 m 448 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 468.6 m 505 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 468.6 m 562 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 440.6 m 106 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 106 440.6 m 163 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163 440.6 m 220 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391 440.6 m 448 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 440.6 m 505 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 440.6 m 562 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 393.6 m 106 393.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 106 393.6 m 163 393.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163 393.6 m 220 393.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391 393.6 m 448 393.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 393.6 m 505 393.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 393.6 m 562 393.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391 355.6 m 448 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 355.6 m 505 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 355.6 m 562 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 163 340.6 m 220 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220 340.6 m 277 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277 340.6 m 334 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334 340.6 m 391 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391 340.6 m 448 340.6 l s BT /F2 12.00 Tf ET q 0 0 0 rg BT 232.80 472.97 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 349.15 472.97 Td ( INC.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.00 459.17 Td (\(Exact name of Registrant as specified in its charter\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 123.40 445.33 Td (Ohio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.50 445.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.80 445.33 Td (31-0987416) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.95 431.17 Td (\(State or other jurisdiction of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.80 421.17 Td (incorporation or or) Tj ET Q q 0 0 0 rg BT 149.24 421.17 Td (ganization\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.50 431.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.35 431.17 Td (\(I.R.S. Employer Identification No.\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 63.30 407.33 Td (138 Putnam Str) Tj ET Q q 0 0 0 rg BT 130.34 407.33 Td (eet, P) Tj ET Q q 0 0 0 rg BT 152.74 407.33 Td (.O. Box 738,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 102.05 397.33 Td (Marietta, Ohio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.50 407.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.50 398.28 Td (45750) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.65 384.17 Td (\(Address of principal executive of) Tj ET Q q 0 0 0 rg BT 191.18 384.17 Td (fices\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.50 384.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.90 384.17 Td (\(Zip Code\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.70 370.17 Td (Registrant) Tj ET Q q 0 0 0 rg BT 95.86 370.17 Td (s telephone number) Tj ET Q q 0 0 0 rg BT 173.69 370.17 Td (, including) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.55 360.17 Td (area code:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.50 370.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.75 360.28 Td (\(740\) 373-3155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 346.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.15 345.28 Td (Not ) Tj ET Q q 0 0 0 rg BT 290.65 345.28 Td (Applicable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 346.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 331.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.65 331.17 Td (\(Former name, former address and former fiscal year) Tj ET Q q 0 0 0 rg BT 387.38 331.17 Td (, if changed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.65 321.17 Td (since last report\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 331.17 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 307.10 Td (Indicate by check mark whether the registrant \(1\) has filed all reports required to be filed by Section 13 or 15\(d\) of the Securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 297.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 77.37 297.10 Td (Act of 1934 during the preceding 12 months \(or for such shorter period that the registrant was required to file such reports\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 287.10 Td (and \(2\) has been subject to such filing requirements for the past 90 days. ) Tj ET Q q 0 0 0 rg BT 328.05 287.10 Td (Y) Tj ET Q q 0 0 0 rg BT 334.27 287.10 Td (es ) Tj ET Q /GS0 gs q 10.60 0 0 10.09 345.10 284.94 cm /I4 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.70 287.10 Td ( No) Tj ET Q /GS0 gs q 8.91 0 0 10.09 377.92 284.94 cm /I5 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 267.10 Td (Indicate by check mark whether the registrant has submitted electronically and posted on its corporate ) Tj ET Q q 0 0 0 rg BT 446.51 267.10 Td (W) Tj ET Q q 0 0 0 rg BT 455.15 267.10 Td (eb site, if any) Tj ET Q q 0 0 0 rg BT 508.37 267.10 Td (, every ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 257.10 Td (Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T) Tj ET Q q 0 0 0 rg BT 424.34 257.10 Td ( \(232.405 of this chapter\) during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 247.10 Td (preceding 12 months \(or for such shorter period that the registrant was required to submit and post such files\). ) Tj ET Q q 0 0 0 rg BT 478.30 247.10 Td (Y) Tj ET Q q 0 0 0 rg BT 484.52 247.10 Td (es ) Tj ET Q /GS0 gs q 10.60 0 0 10.09 495.35 244.94 cm /I6 Do Q /GS0 gs q 10.00 0 0 10.09 505.95 244.94 cm /I7 Do Q /GS0 gs q 10.00 0 0 10.09 515.95 244.94 cm /I8 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.95 247.10 Td (No) Tj ET Q /GS0 gs q 8.91 0 0 10.09 543.17 244.94 cm /I9 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 227.10 Td (Indicate by check mark whether the registrant is a lar) Tj ET Q q 0 0 0 rg BT 248.23 227.10 Td (ge accelerated filer) Tj ET Q q 0 0 0 rg BT 323.88 227.10 Td (, an accelerated filer) Tj ET Q q 0 0 0 rg BT 404.53 227.10 Td (, a non-accelerated filer) Tj ET Q q 0 0 0 rg BT 498.50 227.10 Td (, smaller reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 217.10 Td (company or an emer) Tj ET Q q 0 0 0 rg BT 117.73 217.10 Td (ging growth company) Tj ET Q q 0 0 0 rg BT 204.84 217.10 Td (.See the definitions of lar) Tj ET Q q 0 0 0 rg BT 314.91 217.10 Td (ge accelerated filer) Tj ET Q q 0 0 0 rg BT 390.56 217.10 Td (, accelerated filer) Tj ET Q q 0 0 0 rg BT 468.14 217.10 Td (, smaller reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 207.10 Td (company) Tj ET Q q 0 0 0 rg BT 72.01 207.10 Td (, and "emer) Tj ET Q q 0 0 0 rg BT 122.27 207.10 Td (ging growth company" in Rule 12b-2 of the Exchange ) Tj ET Q q 0 0 0 rg BT 341.03 207.10 Td (Act.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.70 187.17 Td (Lar) Tj ET Q q 0 0 0 rg BT 63.40 187.17 Td (ge accelerated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.95 177.17 Td (filer ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 90.11 175.01 cm /I10 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.05 187.17 Td (Accelerated filer ) Tj ET Q /GS0 gs q 10.60 0 0 10.76 169.15 174.34 cm /I11 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.95 187.17 Td (Non-accelerated filer ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 324.11 185.01 cm /I12 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.90 177.17 Td (\(Do not check if a smaller ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.40 167.17 Td (reporting company\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.35 187.17 Td (Smaller reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.45 177.17 Td (company ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 425.61 175.01 cm /I13 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.95 187.17 Td (Emer) Tj ET Q q 0 0 0 rg BT 506.42 187.17 Td (ging growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.95 177.17 Td (company ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 535.11 175.01 cm /I14 Do Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 142.10 Td (If an emer) Tj ET Q q 0 0 0 rg BT 76.90 142.10 Td (ging growth company) Tj ET Q q 0 0 0 rg BT 164.02 142.10 Td (, indicate by check mark if the registrant has elected not to use the extended transition period for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 132.10 Td (complying with any new or revised financial accounting standards provided pursuant to Section 13\(a\) of the Exchange ) Tj ET Q q 0 0 0 rg BT 512.25 132.10 Td (Act. ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 536.69 129.94 cm /I15 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 112.10 Td (Indicate by check mark whether the registrant is a shell company \(as defined in Rule 12b-2 of the Exchange ) Tj ET Q q 0 0 0 rg BT 469.46 112.10 Td (Act\). ) Tj ET Q q 0 0 0 rg BT 494.36 112.10 Td (Y) Tj ET Q q 0 0 0 rg BT 500.58 112.10 Td (es ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 511.41 109.94 cm /I16 Do Q /GS0 gs q 10.00 0 0 10.09 520.32 109.94 cm /I17 Do Q /GS0 gs q 10.00 0 0 10.09 530.32 109.94 cm /I18 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.32 112.10 Td (No) Tj ET Q /GS0 gs q 10.60 0 0 10.09 557.54 109.94 cm /I19 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.35 92.10 Td (APPLICABLE ONL) Tj ET Q q 0 0 0 rg BT 118.96 92.10 Td (Y) Tj ET Q q 0 0 0 rg BT 125.81 92.10 Td ( ) Tj ET Q q 0 0 0 rg BT 128.13 92.10 Td (T) Tj ET Q q 0 0 0 rg BT 134.06 92.10 Td (O ISSUERS INVOL) Tj ET Q q 0 0 0 rg BT 216.48 92.10 Td (VED IN BANKRUPTCY) Tj ET Q q 0 0 0 rg BT 320.00 92.10 Td ( PROCEEDINGS DURING ) Tj ET Q q 0 0 0 rg BT 435.10 92.10 Td (THE PRECEDING FIVE ) Tj ET Q q 0 0 0 rg BT 540.01 92.10 Td (YEARS:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 82.10 Td (Indicate by check mark whether the registrant has filed all documents and reports required to be filed by Sections 12, 13 or 15\(d\) of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 72.10 Td (the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 134.02 72.10 Td (Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court. ) Tj ET Q q 0 0 0 rg BT 498.56 72.10 Td (Y) Tj ET Q q 0 0 0 rg BT 504.78 72.10 Td (es ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 515.61 69.94 cm /I20 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.53 72.10 Td ( No) Tj ET Q /GS0 gs q 8.91 0 0 10.09 546.75 69.94 cm /I21 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.45 52.10 Td (APPLICABLE ONL) Tj ET Q q 0 0 0 rg BT 283.06 52.10 Td (Y) Tj ET Q q 0 0 0 rg BT 289.91 52.10 Td ( ) Tj ET Q q 0 0 0 rg BT 292.23 52.10 Td (T) Tj ET Q q 0 0 0 rg BT 298.16 52.10 Td (O CORPORA) Tj ET Q q 0 0 0 rg BT 354.01 52.10 Td (TE ISSUERS:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 42.10 Td (Indicate the number of shares outstanding of each of the issuer) Tj ET Q q 0 0 0 rg BT 286.84 42.10 Td () Tj ET Q q 0 0 0 rg BT 289.62 42.10 Td (s classes of common stock, as of the latest practicable date:) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.5098039215686274 0.5098039215686274 0.5098039215686274 rg BT 526.49 42.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 528.99 42.10 Td (19,525,101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 573.99 42.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 36.00 32.10 Td (common shares, without par value, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.63 32.10 Td (April26, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.24 32.10 Td (.) Tj ET Q endstream endobj 5 0 obj <><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><>] /Rotate 0 /Contents 6 0 R>> endobj 6 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 30.60 Td (2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 267.40 718.18 Td (T) Tj ET Q q 0 0 0 rg BT 273.15 718.18 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 56 686.8333984375 m 220.599609375 686.8333984375 l s q 0 0 1 rg BT 56.00 688.17 Td (P) Tj ET Q q 0 0 1 rg BT 60.64 688.17 Td (AR) Tj ET Q q 0 0 1 rg BT 73.93 688.17 Td (T) Tj ET Q q 0 0 1 rg BT 79.86 688.17 Td ( I FINANCIAL) Tj ET Q q 0 0 1 rg BT 149.21 688.17 Td ( INFORMA) Tj ET Q q 0 0 1 rg BT 196.72 688.17 Td (TION) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 672.7333984375 m 226.544921875 672.7333984375 l s q 0 0 1 rg BT 68.00 674.07 Td (ITEM 1.FINANCIAL) Tj ET Q q 0 0 1 rg BT 160.95 674.07 Td ( ST) Tj ET Q q 0 0 1 rg BT 174.32 674.07 Td (A) Tj ET Q q 0 0 1 rg BT 180.44 674.07 Td (TEMENTS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 657.7333984375 m 469.6533203125 657.7333984375 l s q 0 0 1 rg BT 80.00 659.07 Td (CONSOLIDA) Tj ET Q q 0 0 1 rg BT 136.67 659.07 Td (TED BALANCE SHEETS at March 31, 2018 \(Unaudited\) and December 31, 2017) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 642.7333984375 m 329.7412109375 642.7333984375 l s q 0 0 1 rg BT 80.00 644.07 Td (CONSOLIDA) Tj ET Q q 0 0 1 rg BT 136.67 644.07 Td (TED ST) Tj ET Q q 0 0 1 rg BT 169.48 644.07 Td (A) Tj ET Q q 0 0 1 rg BT 175.59 644.07 Td (TEMENTS OF INCOME \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 627.7333984375 m 416.1376953125 627.7333984375 l s q 0 0 1 rg BT 80.00 629.07 Td (CONSOLIDA) Tj ET Q q 0 0 1 rg BT 136.67 629.07 Td (TED ST) Tj ET Q q 0 0 1 rg BT 169.48 629.07 Td (A) Tj ET Q q 0 0 1 rg BT 175.59 629.07 Td (TEMENTS OF COMPREHENSIVE INCOME \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 612.7333984375 m 405.2001953125 612.7333984375 l s q 0 0 1 rg BT 80.00 614.07 Td (CONSOLIDA) Tj ET Q q 0 0 1 rg BT 136.67 614.07 Td (TED ST) Tj ET Q q 0 0 1 rg BT 169.48 614.07 Td (A) Tj ET Q q 0 0 1 rg BT 175.59 614.07 Td (TEMENT) Tj ET Q q 0 0 1 rg BT 215.96 614.07 Td ( OF ST) Tj ET Q q 0 0 1 rg BT 245.23 614.07 Td (OCKHOLDERS) Tj ET Q q 0 0 1 rg BT 315.04 614.07 Td ( EQUITY) Tj ET Q q 0 0 1 rg BT 354.38 614.07 Td ( \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 597.7333984375 m 416.4208984375 597.7333984375 l s q 0 0 1 rg BT 80.00 599.07 Td (CONDENSED CONSOLIDA) Tj ET Q q 0 0 1 rg BT 199.73 599.07 Td (TED ST) Tj ET Q q 0 0 1 rg BT 232.53 599.07 Td (A) Tj ET Q q 0 0 1 rg BT 238.65 599.07 Td (TEMENTS OF CASH FLOWS \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 582.7333984375 m 411.0400390625 582.7333984375 l s q 0 0 1 rg BT 80.00 584.07 Td (NOTES ) Tj ET Q q 0 0 1 rg BT 114.54 584.07 Td (T) Tj ET Q q 0 0 1 rg BT 120.47 584.07 Td (O ) Tj ET Q q 0 0 1 rg BT 130.01 584.07 Td (THE UNAUDITED CONSOLIDA) Tj ET Q q 0 0 1 rg BT 270.00 584.07 Td (TED FINANCIAL) Tj ET Q q 0 0 1 rg BT 345.45 584.07 Td ( ST) Tj ET Q q 0 0 1 rg BT 358.82 584.07 Td (A) Tj ET Q q 0 0 1 rg BT 364.93 584.07 Td (TEMENTS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 566.8333984375 m 479.416015625 566.8333984375 l s q 0 0 1 rg BT 68.00 568.17 Td (ITEM 2.MANAGEMENTS DISCUSSION ) Tj ET Q q 0 0 1 rg BT 251.90 568.17 Td (AND ) Tj ET Q q 0 0 1 rg BT 275.51 568.17 Td (ANAL) Tj ET Q q 0 0 1 rg BT 302.28 568.17 Td (YSIS OF FINANCIAL) Tj ET Q q 0 0 1 rg BT 395.26 568.17 Td ( CONDITION ) Tj ET Q q 0 0 1 rg BT 455.25 568.17 Td (AND ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 556.8333984375 m 191.8232421875 556.8333984375 l s q 0 0 1 rg BT 68.00 558.17 Td (RESUL) Tj ET Q q 0 0 1 rg BT 98.75 558.17 Td (TS OF OPERA) Tj ET Q q 0 0 1 rg BT 159.88 558.17 Td (TIONS ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 542.7333984375 m 214.09912109375 542.7333984375 l s q 0 0 1 rg BT 80.00 544.07 Td (SELECTED FINANCIAL) Tj ET Q q 0 0 1 rg BT 186.01 544.07 Td ( DA) Tj ET Q q 0 0 1 rg BT 201.85 544.07 Td (T) Tj ET Q q 0 0 1 rg BT 207.15 544.07 Td (A) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 527.7333984375 m 189.541015625 527.7333984375 l s q 0 0 1 rg BT 80.00 529.07 Td (EXECUTIVE SUMMAR) Tj ET Q q 0 0 1 rg BT 182.50 529.07 Td (Y) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 512.7333984375 m 201.3232421875 512.7333984375 l s q 0 0 1 rg BT 80.00 514.07 Td (RESUL) Tj ET Q q 0 0 1 rg BT 110.75 514.07 Td (TS OF OPERA) Tj ET Q q 0 0 1 rg BT 171.88 514.07 Td (TIONS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 497.7333984375 m 191.5625 497.7333984375 l s q 0 0 1 rg BT 80.00 499.07 Td (FINANCIAL) Tj ET Q q 0 0 1 rg BT 133.52 499.07 Td ( CONDITION) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 481.8333984375 m 447.130859375 481.8333984375 l s q 0 0 1 rg BT 68.00 483.17 Td (ITEM 3.QUANTIT) Tj ET Q q 0 0 1 rg BT 151.07 483.17 Td (A) Tj ET Q q 0 0 1 rg BT 157.18 483.17 Td (TIVE ) Tj ET Q q 0 0 1 rg BT 181.90 483.17 Td (AND QUALIT) Tj ET Q q 0 0 1 rg BT 242.48 483.17 Td (A) Tj ET Q q 0 0 1 rg BT 248.59 483.17 Td (TIVE DISCLOSURES ) Tj ET Q q 0 0 1 rg BT 343.04 483.17 Td (ABOUT) Tj ET Q q 0 0 1 rg BT 377.31 483.17 Td ( MARKET) Tj ET Q q 0 0 1 rg BT 421.85 483.17 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 466.8333984375 m 251.349609375 466.8333984375 l s q 0 0 1 rg BT 68.00 468.17 Td (ITEM 4.CONTROLS ) Tj ET Q q 0 0 1 rg BT 162.17 468.17 Td (AND PROCEDURES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 56 451.8333984375 m 203.744140625 451.8333984375 l s q 0 0 1 rg BT 56.00 453.17 Td (P) Tj ET Q q 0 0 1 rg BT 60.64 453.17 Td (AR) Tj ET Q q 0 0 1 rg BT 73.93 453.17 Td (T) Tj ET Q q 0 0 1 rg BT 79.86 453.17 Td ( II OTHER INFORMA) Tj ET Q q 0 0 1 rg BT 179.86 453.17 Td (TION) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 436.8333984375 m 211.232421875 436.8333984375 l s q 0 0 1 rg BT 68.00 438.17 Td (ITEM 1.LEGAL) Tj ET Q q 0 0 1 rg BT 139.84 438.17 Td ( PROCEEDINGS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 421.8333984375 m 184.03515625 421.8333984375 l s q 0 0 1 rg BT 68.00 423.17 Td (ITEM 1A.RISK F) Tj ET Q q 0 0 1 rg BT 144.76 423.17 Td (ACT) Tj ET Q q 0 0 1 rg BT 164.58 423.17 Td (ORS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 406.8333984375 m 443.7568359375 406.8333984375 l s q 0 0 1 rg BT 68.00 408.17 Td (ITEM 2.UNREGISTERED SALES OF EQUITY) Tj ET Q q 0 0 1 rg BT 270.68 408.17 Td ( SECURITIES ) Tj ET Q q 0 0 1 rg BT 331.79 408.17 Td (AND USE OF PROCEEDS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 391.8333984375 m 284.4013671875 391.8333984375 l s q 0 0 1 rg BT 68.00 393.17 Td (ITEM 3.DEF) Tj ET Q q 0 0 1 rg BT 125.59 393.17 Td (AUL) Tj ET Q q 0 0 1 rg BT 145.22 393.17 Td (TS UPON SENIOR SECURITIES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 376.8333984375 m 242.638671875 376.8333984375 l s q 0 0 1 rg BT 68.00 378.17 Td (ITEM 4. MINE SAFETY) Tj ET Q q 0 0 1 rg BT 172.90 378.17 Td ( DISCLOSURES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 361.8333984375 m 212.16015625 361.8333984375 l s q 0 0 1 rg BT 68.00 363.17 Td (ITEM 5.OTHER INFORMA) Tj ET Q q 0 0 1 rg BT 188.28 363.17 Td (TION) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 346.8333984375 m 152.990234375 346.8333984375 l s q 0 0 1 rg BT 68.00 348.17 Td (ITEM 6.EXHIBITS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 56 331.8333984375 m 117.1181640625 331.8333984375 l s q 0 0 1 rg BT 56.00 333.17 Td (SIGNA) Tj ET Q q 0 0 1 rg BT 85.45 333.17 Td (TURES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 687.7333984375 m 554 687.7333984375 l s q 0 0 1 rg BT 549.00 689.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 672.7333984375 m 554 672.7333984375 l s q 0 0 1 rg BT 549.00 674.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 657.7333984375 m 554 657.7333984375 l s q 0 0 1 rg BT 549.00 659.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 642.7333984375 m 554 642.7333984375 l s q 0 0 1 rg BT 549.00 644.07 Td (4) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 627.7333984375 m 554 627.7333984375 l s q 0 0 1 rg BT 549.00 629.07 Td (5) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 612.7333984375 m 554 612.7333984375 l s q 0 0 1 rg BT 549.00 614.07 Td (6) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 597.7333984375 m 554 597.7333984375 l s q 0 0 1 rg BT 549.00 599.07 Td (7) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 582.7333984375 m 554 582.7333984375 l s q 0 0 1 rg BT 549.00 584.07 Td (8) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 567.7333984375 m 554 567.7333984375 l s q 0 0 1 rg BT 544.00 569.07 Td (36) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 542.7333984375 m 554 542.7333984375 l s q 0 0 1 rg BT 544.00 544.07 Td (37) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 527.7333984375 m 554 527.7333984375 l s q 0 0 1 rg BT 544.00 529.07 Td (41) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 512.7333984375 m 554 512.7333984375 l s q 0 0 1 rg BT 544.00 514.07 Td (43) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 497.7333984375 m 554 497.7333984375 l s q 0 0 1 rg BT 544.00 499.07 Td (53) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 482.7333984375 m 554 482.7333984375 l s q 0 0 1 rg BT 544.00 484.07 Td (66) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 467.7333984375 m 554 467.7333984375 l s q 0 0 1 rg BT 544.00 469.07 Td (66) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 452.7333984375 m 554 452.7333984375 l s q 0 0 1 rg BT 544.00 454.07 Td (67) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 437.7333984375 m 554 437.7333984375 l s q 0 0 1 rg BT 544.00 439.07 Td (67) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 422.7333984375 m 554 422.7333984375 l s q 0 0 1 rg BT 544.00 424.07 Td (67) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 407.7333984375 m 554 407.7333984375 l s q 0 0 1 rg BT 544.00 409.07 Td (68) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 392.7333984375 m 554 392.7333984375 l s q 0 0 1 rg BT 544.00 394.07 Td (68) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 377.7333984375 m 554 377.7333984375 l s q 0 0 1 rg BT 544.00 379.07 Td (68) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 362.7333984375 m 554 362.7333984375 l s q 0 0 1 rg BT 544.00 364.07 Td (68) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 347.7333984375 m 554 347.7333984375 l s q 0 0 1 rg BT 544.00 349.07 Td (68) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 332.7333984375 m 554 332.7333984375 l s q 0 0 1 rg BT 544.00 334.07 Td (71) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL endstream endobj 7 0 obj <>] /Rotate 0 /Contents 8 0 R>> endobj 8 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 30.60 Td (3) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 286.55 729.90 Td (P) Tj ET Q q 0 0 0 rg BT 292.99 729.90 Td (AR) Tj ET Q q 0 0 0 rg BT 309.90 729.90 Td (T) Tj ET Q q 0 0 0 rg BT 317.69 729.90 Td ( I) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 704.33505859375 m 221.158203125 704.33505859375 l s q 0 0 0 rg BT 54.00 705.90 Td (ITEM 1.FINANCIAL) Tj ET Q q 0 0 0 rg BT 151.79 705.90 Td ( ST) Tj ET Q q 0 0 0 rg BT 165.78 705.90 Td (A) Tj ET Q q 0 0 0 rg BT 172.26 705.90 Td (TEMENTS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 693.90 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 150.96 693.90 Td ( INC. ) Tj ET Q q 0 0 0 rg BT 176.24 693.90 Td (AND SUBSIDIARIES) Tj ET Q BT 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337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 396.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 396.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 370.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 370.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 370.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 344.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 344.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 344.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 318.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 318.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 318.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 292.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 292.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 292.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 266.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 266.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 266.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 231.40 337.00 -33.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 231.40 70.00 -33.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 231.40 70.00 -33.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 185.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 185.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 185.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 67.00 150.40 337.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 150.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 150.40 70.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 636.4 m 404 636.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 636.4 m 474 636.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 636.4 m 544 636.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 597.4 m 404 597.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 597.4 m 474 597.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 597.4 m 544 597.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 597.4 m 404 597.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 526.4 m 404 526.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 526.4 m 474 526.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 526.4 m 544 526.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 487.4 m 404 487.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 487.4 m 474 487.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 487.4 m 544 487.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 396.4 m 404 396.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 396.4 m 474 396.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 396.4 m 544 396.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 383.4 m 404 383.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 383.4 m 474 383.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 383.4 m 544 383.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 331.4 m 404 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 331.4 m 474 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 331.4 m 544 331.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 279.4 m 404 279.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 279.4 m 474 279.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 279.4 m 544 279.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 266.4 m 404 266.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 266.4 m 474 266.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 266.4 m 544 266.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 150.39999999999998 m 474 150.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 150.39999999999998 m 544 150.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 150.39999999999998 m 404 150.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 137.39999999999998 m 404 137.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 137.39999999999998 m 474 137.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 137.39999999999998 m 544 137.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 67 124.39999999999998 m 404 124.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 124.39999999999998 m 474 124.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 124.39999999999998 m 544 124.39999999999998 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.65 662.13 Td (Mar) Tj ET Q q 0 0 0 rg BT 435.44 662.13 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.50 652.13 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.40 662.13 Td (December) Tj ET Q q 0 0 0 rg BT 522.62 662.13 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.50 652.13 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 69.50 639.96 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 412.65 640.13 Td (\(Unaudited\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.50 627.13 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 626.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.50 626.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 613.97 Td (Cash and due from banks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 613.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 613.97 Td (55,197) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.50 613.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 613.97 Td (58,121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 600.97 Td (Interest-bearing deposits in other banks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 600.97 Td (17,432) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 600.97 Td (14,073) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.50 587.97 Td (T) Tj ET Q q 0 0 0 rg BT 87.26 587.97 Td (otal cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 587.97 Td (72,629) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 587.97 Td (72,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 574.97 Td (A) Tj ET Q q 0 0 0 rg BT 76.35 574.97 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 122.52 574.97 Td (-sale investment securities, at fair value \(amortized cost of $808,689) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.00 565.02 Td (at March 31, 2018 and $797,732 at December 31, 2017\) \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 571.02 Td (790,910) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 571.02 Td (795,187) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 552.97 Td (Held-to-maturity investment securities, at amortized cost \(fair value of $39,440 at) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.00 543.02 Td (March 31, 2018 and $41,213 at December 31, 2017\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 545.07 Td (39,651) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 545.07 Td (40,928) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 530.97 Td (Other investment securities \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 530.97 Td (46,756) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 530.97 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.50 516.97 Td (T) Tj ET Q q 0 0 0 rg BT 87.26 516.97 Td (otal investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 516.97 Td (877,317) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 516.97 Td (874,486) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 503.97 Td (Loans, net of deferred fees and costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 503.97 Td (2,402,328) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 503.97 Td (2,357,137) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 490.97 Td (Allowance for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.30 491.02 Td (\(18,798) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 490.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.30 491.02 Td (\(18,793) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 490.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.50 477.97 Td (Net loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 477.97 Td (2,383,530) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 477.97 Td (2,338,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 464.97 Td (Loans held for sale) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 464.97 Td (3,581) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.65 464.97 Td (2,510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 451.97 Td (Bank premises and equipment, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 451.97 Td (56,247) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 451.97 Td (52,510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 438.97 Td (Bank owned life insurance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 438.97 Td (62,644) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 438.97 Td (62,176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 425.97 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 425.97 Td (133,1) Tj ET Q q 0 0 0 rg BT 460.15 425.97 Td (1) Tj ET Q q 0 0 0 rg BT 465.15 425.97 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 425.97 Td (133,1) Tj ET Q q 0 0 0 rg BT 530.15 425.97 Td (1) Tj ET Q q 0 0 0 rg BT 535.15 425.97 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 412.97 Td (Other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 412.97 Td (10,709) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 412.97 Td (1) Tj ET Q q 0 0 0 rg BT 517.65 412.97 Td (1,465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 399.97 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 399.97 Td (35,161) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 399.97 Td (34,890) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 93.50 387.13 Td (T) Tj ET Q q 0 0 0 rg BT 99.71 387.13 Td (otal assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.50 387.13 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.15 387.13 Td (3,634,929) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.50 387.13 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.15 387.13 Td (3,581,686) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.50 374.13 Td (Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 373.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.50 373.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 360.97 Td (Deposits:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 347.97 Td (Non-interest-bearing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 347.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 347.97 Td (570,804) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.50 347.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 347.97 Td (556,010) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 334.97 Td (Interest-bearing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 334.97 Td (2,242,377) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 334.97 Td (2,174,320) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.50 321.97 Td (T) Tj ET Q q 0 0 0 rg BT 86.91 321.97 Td (otal deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 321.97 Td (2,813,181) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 321.97 Td (2,730,330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 308.97 Td (Short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 308.97 Td (203,475) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 308.97 Td (209,491) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 295.97 Td (Long-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 295.97 Td (123,481) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 295.97 Td (144,019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 282.97 Td (Accrued expenses and other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 282.97 Td (37,977) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 282.97 Td (39,254) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.50 270.13 Td (T) Tj ET Q q 0 0 0 rg BT 87.71 270.13 Td (otal liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 269.97 Td (3,178,1) Tj ET Q q 0 0 0 rg BT 460.15 269.97 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 269.97 Td (3,123,094) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.50 257.13 Td (Stockholders) Tj ET Q q 0 0 0 rg BT 127.65 257.13 Td ( equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 256.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.50 256.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 243.97 Td (Preferred stock, no par value, 50,000 shares authorized, no shares issued at March) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.00 234.02 Td (31, 2018 and December 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 236.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 236.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 221.97 Td (Common stock, no par value, 24,000,000 shares authorized, 18,956,838 shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.00 211.97 Td (issued at March 31, 2018 and 18,952,385 shares issued at December 31, 2017,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.00 201.97 Td (including shares in treasury) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 203.07 Td (344,233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 203.07 Td (345,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 188.97 Td (Retained earnings \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 188.97 Td (143,297) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 188.97 Td (134,362) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 175.97 Td (Accumulated other comprehensive loss, net of deferred income taxes \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.30 176.02 Td (\(16,062) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 175.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.30 176.02 Td (\(5,215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 175.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 162.97 Td (T) Tj ET Q q 0 0 0 rg BT 75.26 162.97 Td (reasury stock, at cost, 630,440 shares at March 31, 2018 and 702,449 shares at) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.00 153.02 Td (December 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.30 155.12 Td (\(14,653) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 155.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.30 155.12 Td (\(15,967) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 155.07 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.50 141.13 Td (T) Tj ET Q q 0 0 0 rg BT 87.25 141.13 Td (otal stockholders) Tj ET Q q 0 0 0 rg BT 162.34 141.13 Td ( equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 140.97 Td (456,815) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.65 140.97 Td (458,592) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 93.50 128.13 Td (T) Tj ET Q q 0 0 0 rg BT 99.25 128.13 Td (otal liabilities and stockholders) Tj ET Q q 0 0 0 rg BT 234.35 128.13 Td ( equity) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.50 128.13 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.15 128.13 Td (3,634,929) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.50 128.13 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.15 128.13 Td (3,581,686) Tj ET Q BT /F1 10.00 Tf ET BT /F1 7.00 Tf ET q 0 0 0 rg BT 67.50 116.50 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 80.13 116.50 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 192.31 116.50 Td (ASU 2016-01, resulting in the reclassification of equity securities \(including those held in participant accounts in the non-) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 81.00 108.10 Td (qualified deferred compensation plan\) from available-for) Tj ET Q q 0 0 0 rg BT 240.43 108.10 Td (-sale investment securities to other investment securities. ) Tj ET Q q 0 0 0 rg BT 403.14 108.10 Td (At December 31, 2017, ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 470.40 108.10 Td ($7.8 million) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 504.62 108.10 Td ( of equity ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 81.00 99.70 Td (securities were included in available-for) Tj ET Q q 0 0 0 rg BT 193.20 99.70 Td (-sale investment securities, and at March 31, 2018, ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 337.24 99.70 Td ($8.4 million) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 371.47 99.70 Td ( of equity securities were included in other investment securities. ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 67.50 91.30 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 80.53 91.30 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 192.70 91.30 Td (ASU 2014-09 \(which resulted in a reduction to retained earnings and an increase in other liabilities of ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 479.42 91.30 Td ($3.1 million) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 513.65 91.30 Td (, net of federal ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 81.00 82.90 Td (income taxes, to reflect uncompleted contracts in the initial application of the guidance\) and ) Tj ET Q q 0 0 0 rg BT 340.10 82.90 Td (ASU 2016-01 \(which resulted in the reclassification of ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 495.23 82.90 Td ($5.0 million) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 529.45 82.90 Td ( in net ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 81.00 74.50 Td (unrealized gains on equity securities from accumulated other comprehensive loss to retained earnings\).) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 62.50 Td (See Notes to the Unaudited Consolidated Financial Statements) Tj ET Q endstream endobj 9 0 obj <>] /Rotate 0 /Contents 10 0 R>> endobj 10 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 30.60 Td (4) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 740.25 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 150.96 740.25 Td ( INC. ) Tj ET Q q 0 0 0 rg BT 176.24 740.25 Td (AND SUBSIDIARIES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 728.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 113.82 728.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 148.38 728.25 Td (A) Tj ET Q q 0 0 0 rg BT 154.85 728.25 Td (TEMENTS OF) Tj ET Q q 0 0 0 rg BT 219.77 728.25 Td ( INCOME \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.67 728.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 681.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 681.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 681.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 657.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 657.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 657.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 633.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 633.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 633.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 609.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 609.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 609.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 585.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 585.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 585.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 561.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 561.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 561.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 537.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 537.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 537.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 513.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 513.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 513.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 489.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 489.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 489.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 465.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 465.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 465.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 441.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 441.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 441.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 417.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 417.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 417.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 393.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 393.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 393.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 369.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 369.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 369.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 345.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 345.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 345.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 321.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 321.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 321.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 297.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 297.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 297.75 54.00 -12.00 re f /GS0 gs 0.8 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RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 681.75 m 391.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 693.75 m 446.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 681.75 m 446.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 693.75 m 500.5 693.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 681.75 m 500.5 681.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 621.75 m 391.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 621.75 m 446.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 621.75 m 500.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 609.75 m 391.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 609.75 m 446.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 609.75 m 500.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 561.75 m 391.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 561.75 m 446.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 561.75 m 500.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 549.75 m 391.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 549.75 m 446.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 549.75 m 500.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 549.75 m 446.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 549.75 m 500.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 525.75 m 391.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 525.75 m 446.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 525.75 m 500.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 513.75 m 391.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 513.75 m 446.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 513.75 m 500.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 381.75 m 391.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 381.75 m 446.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 381.75 m 500.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 381.75 m 391.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 369.75 m 391.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 381.75 m 446.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 369.75 m 446.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 381.75 m 500.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 369.75 m 500.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 212.75 m 391.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 212.75 m 446.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 212.75 m 500.5 212.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 200.75 m 391.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 200.75 m 446.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 200.75 m 500.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 200.75 m 446.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 200.75 m 500.5 200.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 176.75 m 391.5 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 176.75 m 446.5 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 176.75 m 500.5 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 164.75 m 391.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 164.75 m 446.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 164.75 m 500.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 164.75 m 391.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 164.75 m 446.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 164.75 m 500.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 140.75 m 391.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 140.75 m 446.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 140.75 m 500.5 140.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 116.75 m 391.5 116.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 116.75 m 446.5 116.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 116.75 m 500.5 116.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 92.75 m 391.5 92.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 92.75 m 446.5 92.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 92.75 m 500.5 92.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.00 708.48 Td (Thr) Tj ET Q q 0 0 0 rg BT 416.58 708.48 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 423.65 696.48 Td (Mar) Tj ET Q q 0 0 0 rg BT 442.44 696.48 Td (ch 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 113.00 684.36 Td (\(Dollars in thousands, except per shar) Tj ET Q q 0 0 0 rg BT 266.51 684.36 Td (e data\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.50 684.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.00 684.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 113.00 672.48 Td (Inter) Tj ET Q q 0 0 0 rg BT 134.57 672.48 Td (est income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 660.37 Td (Interest and fees on loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.00 660.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 660.37 Td (26,881) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 660.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 660.37 Td (24,299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 648.37 Td (Interest and dividends on taxable investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 648.37 Td (5,650) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 648.37 Td (4,709) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 636.37 Td (Interest on tax-exempt investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 636.37 Td (643) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 636.37 Td (794) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 624.37 Td (Other interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 624.37 Td (52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 624.37 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 612.37 Td (T) Tj ET Q q 0 0 0 rg BT 124.76 612.37 Td (otal interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 612.37 Td (33,226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 612.37 Td (29,817) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 113.00 600.48 Td (Inter) Tj ET Q q 0 0 0 rg BT 134.57 600.48 Td (est expense:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 588.37 Td (Interest on deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 588.37 Td (2,213) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 588.37 Td (1,487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 576.37 Td (Interest on short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 576.37 Td (968) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 576.37 Td (251) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 564.37 Td (Interest on long-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 564.37 Td (686) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 564.37 Td (1,134) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 552.37 Td (T) Tj ET Q q 0 0 0 rg BT 124.76 552.37 Td (otal interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 552.37 Td (3,867) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 552.37 Td (2,872) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.00 540.37 Td (Net interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 540.37 Td (29,359) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 540.37 Td (26,945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 528.37 Td (Provision for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 528.37 Td (1,983) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 528.37 Td (624) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.00 516.37 Td (Net interest income after provision for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 516.37 Td (27,376) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 516.37 Td (26,321) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 113.00 504.48 Td (Non-inter) Tj ET Q q 0 0 0 rg BT 154.57 504.48 Td (est income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 492.37 Td (Insurance income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 492.37 Td (4,655) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 492.37 Td (4,102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 480.37 Td (T) Tj ET Q q 0 0 0 rg BT 118.93 480.37 Td (rust and investment income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 480.37 Td (3,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 480.37 Td (2,682) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 468.37 Td (Electronic banking income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 468.37 Td (2,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 468.37 Td (2,561) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 456.37 Td (Deposit account service char) Tj ET Q q 0 0 0 rg BT 228.13 456.37 Td (ges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 456.37 Td (2,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 456.37 Td (2,429) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 444.37 Td (Bank owned life insurance income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 444.37 Td (468) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 444.37 Td (493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 432.37 Td (Mortgage banking income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 432.37 Td (351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 432.37 Td (387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 420.37 Td (Commercial loan swap fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 420.37 Td (1) Tj ET Q q 0 0 0 rg BT 432.65 420.37 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 420.37 Td (268) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 408.37 Td (Net gain \(loss\) on asset disposals and other transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 408.37 Td (74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.30 408.37 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 408.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 396.37 Td (Net gain on investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 396.37 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 396.37 Td (340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 384.37 Td (Other non-interest income \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 384.37 Td (1,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 384.37 Td (412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.00 372.37 Td (T) Tj ET Q q 0 0 0 rg BT 130.41 372.37 Td (otal non-interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 372.37 Td (14,969) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 372.37 Td (13,671) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 113.00 360.48 Td (Non-inter) Tj ET Q q 0 0 0 rg BT 154.48 360.48 Td (est expense:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 348.37 Td (Salaries and employee benefit costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 348.37 Td (15,990) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 348.37 Td (15,496) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 336.37 Td (Net occupancy and equipment expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 336.37 Td (2,866) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 336.37 Td (2,713) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 324.37 Td (Professional fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 324.37 Td (1,718) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 324.37 Td (1,610) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 312.37 Td (Electronic banking expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 312.37 Td (1,528) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 312.37 Td (1,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 300.37 Td (Data processing and software expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 300.37 Td (1,322) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 300.37 Td (1,142) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 288.37 Td (Amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 288.37 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 288.37 Td (863) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 276.37 Td (Franchise tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 276.37 Td (644) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 276.37 Td (583) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 264.32 Td (FDIC insurance expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 264.32 Td (366) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 264.32 Td (433) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 251.37 Td (Communication expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 251.37 Td (344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 251.37 Td (410) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 239.37 Td (Marketing expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 239.37 Td (325) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 239.37 Td (280) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 227.37 Td (Foreclosed real estate and other loan expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 227.37 Td (228) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 227.37 Td (196) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 215.37 Td (Other non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 215.37 Td (2,136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 215.37 Td (2,091) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 203.37 Td (T) Tj ET Q q 0 0 0 rg BT 124.41 203.37 Td (otal non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 203.37 Td (28,221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 203.37 Td (27,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 191.37 Td (Income before income taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 191.37 Td (14,124) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 191.37 Td (12,661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 179.37 Td (Income tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 179.37 Td (2,383) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 179.37 Td (3,852) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 113.00 167.48 Td ( Net income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.00 167.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 415.15 167.48 Td (1) Tj ET Q q 0 0 0 rg BT 420.15 167.48 Td (1,741) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.00 167.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.15 167.48 Td (8,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 155.37 Td (Earnings per common share - basic) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.00 155.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.15 155.48 Td (0.64) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.00 155.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.15 155.48 Td (0.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 143.37 Td (Earnings per common share - diluted) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.00 143.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.15 143.48 Td (0.64) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.00 143.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.15 143.48 Td (0.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 131.37 Td (W) Tj ET Q q 0 0 0 rg BT 122.04 131.37 Td (eighted-average number of common shares outstanding - basic) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.60 131.48 Td (18,126,089) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.60 131.48 Td (18,029,991) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 119.37 Td (W) Tj ET Q q 0 0 0 rg BT 122.04 119.37 Td (eighted-average number of common shares outstanding - diluted) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.60 119.48 Td (18,256,035) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.60 119.48 Td (18,192,957) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 107.37 Td (Cash dividends declared) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.00 107.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.15 107.48 Td (4,771) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.00 107.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.15 107.48 Td (3,634) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 95.37 Td (Cash dividends declared per common share) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.00 95.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.15 95.48 Td (0.26) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.00 95.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.15 95.48 Td (0.20) Tj ET Q BT /F1 10.00 Tf ET BT /F1 7.00 Tf ET q 0 0 0 rg BT 67.50 84.85 Td ( ) Tj ET Q q 0 0 0 rg BT 90.00 84.85 Td ( ) Tj ET Q q 0 0 0 rg BT 126.00 84.85 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 136.88 84.85 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 249.06 84.85 Td (ASU 2016-01, resulting in a net gain of ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 361.63 84.85 Td ($460,000) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 387.88 84.85 Td ( during the 1st quarter of 2018. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 94.50 60.85 Td (See Notes to the Unaudited Consolidated Financial Statements) Tj ET Q endstream endobj 11 0 obj <>] /Rotate 0 /Contents 12 0 R>> endobj 12 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 30.60 Td (5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 740.25 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 150.96 740.25 Td ( INC. ) Tj ET Q q 0 0 0 rg BT 176.24 740.25 Td (AND SUBSIDIARIES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 728.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 113.82 728.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 148.38 728.25 Td (A) Tj ET Q q 0 0 0 rg BT 154.85 728.25 Td (TEMENTS OF) Tj ET Q q 0 0 0 rg BT 219.77 728.25 Td ( COMPREHENSIVE INCOME \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 378.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 676.75 289.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 676.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 676.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 650.75 289.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 650.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 650.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 624.75 289.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 624.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 624.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 586.75 289.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 586.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 586.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 548.75 289.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 548.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 548.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 522.75 289.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 522.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 522.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 496.75 289.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 496.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 496.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 470.75 289.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 470.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 470.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 444.75 289.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 444.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 444.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 418.75 289.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 418.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 418.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 390.75 289.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 390.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 390.75 53.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 689.75 m 432.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 689.75 m 485.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 676.75 m 379.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 676.75 m 432.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 689.75 m 485.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 676.75 m 485.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 676.75 m 432.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 676.75 m 485.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 535.75 m 379.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 535.75 m 432.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 535.75 m 485.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 522.75 m 379.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 535.75 m 432.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 522.75 m 432.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 522.75 m 485.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 470.75 m 379.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 470.75 m 432.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 470.75 m 485.5 470.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 457.75 m 379.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 457.75 m 432.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 457.75 m 485.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 457.75 m 379.5 457.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 418.75 m 432.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 418.75 m 379.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 405.75 m 379.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 405.75 m 432.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 418.75 m 485.5 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 405.75 m 485.5 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 390.75 m 379.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 390.75 m 432.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 390.75 m 485.5 390.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 377.75 m 379.5 377.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 377.75 m 432.5 377.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 377.75 m 485.5 377.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.50 708.48 Td (Thr) Tj ET Q q 0 0 0 rg BT 403.08 708.48 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.15 693.48 Td (Mar) Tj ET Q q 0 0 0 rg BT 428.94 693.48 Td (ch 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 93.00 680.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.50 680.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 680.48 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.00 667.32 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.00 667.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.15 667.32 Td (1) Tj ET Q q 0 0 0 rg BT 406.15 667.32 Td (1,741) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 667.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 667.32 Td (8,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.00 654.32 Td (Other comprehensive income:) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 639.9833984375 m 260.220703125 639.9833984375 l s q 0 0 0 rg BT 99.00 641.32 Td (A) Tj ET Q q 0 0 0 rg BT 105.85 641.32 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 152.02 641.32 Td (-sale investment securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 628.32 Td (Gross unrealized holding \(loss\) gain arising in the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.80 628.37 Td (\(10,1) Tj ET Q q 0 0 0 rg BT 418.63 628.37 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 628.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 628.32 Td (3,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.00 615.32 Td (Related tax benefit \(expense\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 615.32 Td (2,124) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 615.37 Td (\(1,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 615.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 591.42 Td (Less: reclassification adjustment for net gain included in net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 591.42 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 591.42 Td (340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.00 577.32 Td (Related tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 577.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 577.37 Td (\(1) Tj ET Q q 0 0 0 rg BT 471.63 577.37 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 577.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.00 564.32 Td (Amounts reclassified out of accumulated other comprehensive loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.00 554.32 Td (per ) Tj ET Q q 0 0 0 rg BT 119.99 554.32 Td (ASU 2016-01 \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.80 553.47 Td (\(5,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 553.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 553.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 539.32 Td (Related tax benefit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 539.32 Td (1,054) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 539.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 526.32 Td (Net ef) Tj ET Q q 0 0 0 rg BT 135.62 526.32 Td (fect on other comprehensive \(loss\) income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.80 526.37 Td (\(1) Tj ET Q q 0 0 0 rg BT 406.13 526.37 Td (1,956) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 526.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 526.32 Td (1,997) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 511.9833984375 m 187.857421875 511.9833984375 l s q 0 0 0 rg BT 99.00 513.32 Td (Defined benefit plans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 500.32 Td (Net gain arising during the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 500.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 500.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 487.32 Td (Amortization of unrecognized loss and service cost on benefit plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 487.32 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 487.32 Td (23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.00 474.32 Td (Related tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.30 474.37 Td (\(6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 474.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.30 474.37 Td (\(8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 474.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 461.32 Td (Net ef) Tj ET Q q 0 0 0 rg BT 135.62 461.32 Td (fect on other comprehensive income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 461.32 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 461.32 Td (16) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 446.9833984375 m 172.876953125 446.9833984375 l s q 0 0 0 rg BT 99.00 448.32 Td (Cash flow hedges:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 435.32 Td (Net gain \(loss\) arising during the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 435.32 Td (1,378) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 435.37 Td (\(103) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 435.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 422.32 Td ( Related tax \(expense\) benefit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.30 422.37 Td (\(289) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 422.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 422.32 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 409.32 Td (Net ef) Tj ET Q q 0 0 0 rg BT 135.53 409.32 Td (fect on other comprehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 409.32 Td (1,089) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 409.37 Td (\(67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 409.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 395.42 Td (T) Tj ET Q q 0 0 0 rg BT 104.41 395.42 Td (otal other comprehensive \(loss\) income, net of tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.80 395.47 Td (\(10,847) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 395.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 395.42 Td (1,946) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 93.00 381.48 Td (T) Tj ET Q q 0 0 0 rg BT 98.75 381.48 Td (otal compr) Tj ET Q q 0 0 0 rg BT 144.95 381.48 Td (ehensive income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 382.00 381.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.65 381.48 Td (894) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.00 381.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 454.15 381.48 Td (10,755) Tj ET Q BT /F1 10.00 Tf ET BT /F1 7.00 Tf ET q 0 0 0 rg BT 90.00 369.85 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 108.00 369.85 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 220.18 369.85 Td (ASU 2016-01, which resulted in the reclassification of ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 376.47 369.85 Td ($5.0 million) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 410.70 369.85 Td ( in net unrealized gains) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 90.00 361.45 Td ( ) Tj ET Q q 0 0 0 rg BT 108.00 361.45 Td ( on equity securities from accumulated other comprehensive loss to retained earnings.) 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(Stock-based compensation expense) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 469.21 Td (1,028) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 469.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 469.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 469.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 469.21 Td (1,028) Tj ET Q BT /F2 9.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 461.80 94.57 -8.04 re f /GS0 gs q 0 0 0 rg BT 52.00 455.70 Td (Balance, Mar) Tj ET Q q 0 0 0 rg BT 103.82 455.70 Td (ch 31, 2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 266.00 455.70 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.75 455.70 Td (344,233) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 455.70 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.75 455.70 Td (143,297) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 455.70 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 413.25 455.70 Td (\(16,062) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 455.70 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 455.70 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 455.70 Td (\(14,653) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 455.70 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 455.70 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.75 455.70 Td (456,815) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 563.00 451.25 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 436.25 Td (See Notes to the Unaudited Consolidated Financial Statements) Tj ET Q endstream endobj 15 0 obj <>] /Rotate 0 /Contents 16 0 R>> endobj 16 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 17.60 Td (7) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 146.96 742.25 Td ( INC. ) Tj ET Q q 0 0 0 rg BT 172.24 742.25 Td (AND SUBSIDIARIES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (CONDENSED CONSOLIDA) Tj ET Q q 0 0 0 rg BT 175.11 730.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 209.66 730.25 Td (A) Tj ET Q q 0 0 0 rg BT 216.14 730.25 Td (TEMENTS OF) Tj ET Q q 0 0 0 rg BT 281.06 730.25 Td ( CASH FLOWS \(Unaudited\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 679.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 679.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 679.75 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 655.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 655.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 655.75 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 631.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 631.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 631.75 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 607.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 607.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 607.75 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 583.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 583.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 583.75 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 559.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 559.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 559.75 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 535.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 535.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 535.75 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 511.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 511.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 511.75 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 487.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 487.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 487.75 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 463.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 463.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 463.75 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 439.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 439.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 439.75 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 415.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 415.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 415.75 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 391.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 391.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 391.75 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 354.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 354.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 354.75 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 330.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 330.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 330.75 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 86.50 306.75 335.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 306.75 52.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.50 306.75 51.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 692.75 m 473.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 692.75 m 524.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 679.75 m 421.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 692.75 m 473.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 679.75 m 473.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 692.75 m 524.5 692.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 679.75 m 524.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 679.75 m 421.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 667.75 m 421.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 679.75 m 473.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 667.75 m 473.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 679.75 m 524.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 667.75 m 524.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 667.75 m 421.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 667.75 m 473.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 667.75 m 524.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 475.75 m 421.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 475.75 m 473.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 475.75 m 524.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 475.75 m 421.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 463.75 m 421.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 475.75 m 473.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 463.75 m 473.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 475.75 m 524.5 475.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 463.75 m 524.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 463.75 m 421.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 463.75 m 473.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 463.75 m 524.5 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 330.75 m 473.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 330.75 m 421.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 318.75 m 421.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 330.75 m 473.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 318.75 m 473.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 330.75 m 524.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 318.75 m 524.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 318.75 m 421.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 318.75 m 473.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 318.75 m 524.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 294.75 m 421.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 294.75 m 473.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 294.75 m 524.5 294.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 282.75 m 421.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 282.75 m 473.5 282.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 282.75 m 524.5 282.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.00 710.48 Td (Thr) Tj ET Q q 0 0 0 rg BT 443.58 710.48 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.65 696.48 Td (Mar) Tj ET Q q 0 0 0 rg BT 469.44 696.48 Td (ch 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 89.00 683.31 Td (\(Dollars ) Tj ET Q q 0 0 0 rg BT 125.39 683.31 Td (in ) Tj ET Q q 0 0 0 rg BT 135.67 683.31 Td (thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 437.00 683.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 488.50 683.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 89.00 670.48 Td (Net ) Tj ET Q q 0 0 0 rg BT 106.49 670.48 Td (cash ) Tj ET Q q 0 0 0 rg BT 127.88 670.48 Td (pr) Tj ET Q q 0 0 0 rg BT 137.79 670.48 Td (ovided ) Tj ET Q q 0 0 0 rg BT 168.54 670.48 Td (by ) Tj ET Q q 0 0 0 rg BT 181.60 670.48 Td (operating ) Tj ET Q q 0 0 0 rg BT 225.21 670.48 Td (activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 670.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 670.37 Td (1) Tj ET Q q 0 0 0 rg BT 447.15 670.37 Td (1,669) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.00 670.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 670.37 Td (13,508) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 89.00 658.48 Td (Investing ) Tj ET Q q 0 0 0 rg BT 130.95 658.48 Td (activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 646.37 Td (A) Tj ET Q q 0 0 0 rg BT 95.85 646.37 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 142.02 646.37 Td (-sale ) Tj ET Q q 0 0 0 rg BT 163.30 646.37 Td (investment ) Tj ET Q q 0 0 0 rg BT 209.68 646.37 Td (securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 634.37 Td (Purchases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.80 634.37 Td (\(44,359) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 634.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.80 634.37 Td (\(41,088) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 634.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 622.37 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 139.60 622.37 Td (from ) Tj ET Q q 0 0 0 rg BT 161.54 622.37 Td (sales) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 622.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 622.37 Td (555) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 610.37 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 139.60 610.37 Td (from ) Tj ET Q q 0 0 0 rg BT 161.54 610.37 Td (principal ) Tj ET Q q 0 0 0 rg BT 199.58 610.37 Td (payments, ) Tj ET Q q 0 0 0 rg BT 242.90 610.37 Td (calls ) Tj ET Q q 0 0 0 rg BT 263.73 610.37 Td (and ) Tj ET Q q 0 0 0 rg BT 280.67 610.37 Td (prepayments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 610.37 Td (29,582) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 610.37 Td (32,064) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 598.37 Td (Held-to-maturity ) Tj ET Q q 0 0 0 rg BT 159.26 598.37 Td (investment ) Tj ET Q q 0 0 0 rg BT 205.64 598.37 Td (securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 586.37 Td (Purchases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 586.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 586.37 Td (\(1,310) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 586.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 574.37 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 139.60 574.37 Td (from ) Tj ET Q q 0 0 0 rg BT 161.54 574.37 Td (principal ) Tj ET Q q 0 0 0 rg BT 199.58 574.37 Td (payments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.15 574.37 Td (1,184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 574.37 Td (336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 562.37 Td (Other ) Tj ET Q q 0 0 0 rg BT 114.27 562.37 Td (investment ) Tj ET Q q 0 0 0 rg BT 160.65 562.37 Td (securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 550.37 Td (Purchases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.30 550.37 Td (\(198) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 550.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.65 550.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 538.37 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 139.60 538.37 Td (from ) Tj ET Q q 0 0 0 rg BT 161.54 538.37 Td (sales) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.65 538.37 Td (1) Tj ET Q q 0 0 0 rg BT 459.65 538.37 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.65 538.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 526.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 105.94 526.37 Td (increase ) Tj ET Q q 0 0 0 rg BT 141.19 526.37 Td (in ) Tj ET Q q 0 0 0 rg BT 151.47 526.37 Td (loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.80 526.37 Td (\(46,404) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 526.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.80 526.37 Td (\(23,528) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 526.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 514.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 105.94 514.37 Td (expenditures ) Tj ET Q q 0 0 0 rg BT 159.53 514.37 Td (for ) Tj ET Q q 0 0 0 rg BT 173.69 514.37 Td (bank ) Tj ET Q q 0 0 0 rg BT 195.63 514.37 Td (premises ) Tj ET Q q 0 0 0 rg BT 233.68 514.37 Td (and ) Tj ET Q q 0 0 0 rg BT 250.62 514.37 Td (equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.80 514.37 Td (\(1,476) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 514.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.30 514.37 Td (\(490) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 514.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 502.37 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 127.60 502.37 Td (from ) Tj ET Q q 0 0 0 rg BT 149.54 502.37 Td (sales ) Tj ET Q q 0 0 0 rg BT 171.48 502.37 Td (of ) Tj ET Q q 0 0 0 rg BT 182.31 502.37 Td (\(increase ) Tj ET Q q 0 0 0 rg BT 220.89 502.37 Td (in\) ) Tj ET Q q 0 0 0 rg BT 234.50 502.37 Td (other ) Tj ET Q q 0 0 0 rg BT 257.54 502.37 Td (real ) Tj ET Q q 0 0 0 rg BT 275.03 502.37 Td (estate ) Tj ET Q q 0 0 0 rg BT 300.29 502.37 Td (owned) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.65 502.37 Td (104) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.30 502.37 Td (\(16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 502.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 490.37 Td (Business ) Tj ET Q q 0 0 0 rg BT 127.06 490.37 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 179.83 490.37 Td (net ) Tj ET Q q 0 0 0 rg BT 194.55 490.37 Td (of ) Tj ET Q q 0 0 0 rg BT 205.38 490.37 Td (cash ) Tj ET Q q 0 0 0 rg BT 225.65 490.37 Td (received) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 490.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.30 490.37 Td (\(450) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 490.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 478.37 Td (Return ) Tj ET Q q 0 0 0 rg BT 118.72 478.37 Td (of ) Tj ET Q q 0 0 0 rg BT 129.55 478.37 Td (limited ) Tj ET Q q 0 0 0 rg BT 160.38 478.37 Td (partnership ) Tj ET Q q 0 0 0 rg BT 207.86 478.37 Td (and ) Tj ET Q q 0 0 0 rg BT 224.80 478.37 Td (tax ) Tj ET Q q 0 0 0 rg BT 239.52 478.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 264.78 478.37 Td (funds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.65 478.37 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 478.37 Td (634) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 466.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 117.94 466.37 Td (cash ) Tj ET Q q 0 0 0 rg BT 138.21 466.37 Td (used ) Tj ET Q q 0 0 0 rg BT 159.04 466.37 Td (in ) Tj ET Q q 0 0 0 rg BT 169.32 466.37 Td (investing ) Tj ET Q q 0 0 0 rg BT 208.48 466.37 Td (activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.80 466.37 Td (\(61,456) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 466.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.80 466.37 Td (\(33,293) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 466.37 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 89.00 454.48 Td (Financing ) Tj ET Q q 0 0 0 rg BT 134.29 454.48 Td (activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 442.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 105.94 442.37 Td (increase ) Tj ET Q q 0 0 0 rg BT 141.19 442.37 Td (in ) Tj ET Q q 0 0 0 rg BT 151.47 442.37 Td (non-interest-bearing ) Tj ET Q q 0 0 0 rg BT 235.05 442.37 Td (deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 442.37 Td (14,794) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 442.37 Td (50,626) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 430.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 105.94 430.37 Td (increase ) Tj ET Q q 0 0 0 rg BT 141.19 430.37 Td (in ) Tj ET Q q 0 0 0 rg BT 151.47 430.37 Td (interest-bearing ) Tj ET Q q 0 0 0 rg BT 216.72 430.37 Td (deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 430.37 Td (68,050) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.10 430.37 Td (141,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 418.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 105.94 418.37 Td (decrease ) Tj ET Q q 0 0 0 rg BT 142.85 418.37 Td (in ) Tj ET Q q 0 0 0 rg BT 153.13 418.37 Td (short-term ) Tj ET Q q 0 0 0 rg BT 197.29 418.37 Td (borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.80 418.37 Td (\(26,016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 418.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.80 418.37 Td (\(199,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 418.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 406.37 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 127.60 406.37 Td (from ) Tj ET Q q 0 0 0 rg BT 149.54 406.37 Td (long-term ) Tj ET Q q 0 0 0 rg BT 191.47 406.37 Td (borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 406.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 406.37 Td (30,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 394.37 Td (Payments ) Tj ET Q q 0 0 0 rg BT 130.39 394.37 Td (on ) Tj ET Q q 0 0 0 rg BT 142.89 394.37 Td (long-term ) Tj ET Q q 0 0 0 rg BT 184.82 394.37 Td (borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.30 394.37 Td (\(587) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 394.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.30 394.37 Td (\(701) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 394.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 382.37 Td (Cash ) Tj ET Q q 0 0 0 rg BT 111.50 382.37 Td (dividends ) Tj ET Q q 0 0 0 rg BT 152.89 382.37 Td (paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.80 382.37 Td (\(4,741) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 382.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 382.37 Td (\(3,518) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 382.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 369.87 Td (Repurchase ) Tj ET Q q 0 0 0 rg BT 140.06 369.87 Td (of ) Tj ET Q q 0 0 0 rg BT 152.80 369.87 Td (treasury ) Tj ET Q q 0 0 0 rg BT 189.41 369.87 Td (stock ) Tj ET Q q 0 0 0 rg BT 214.93 369.87 Td (in ) Tj ET Q q 0 0 0 rg BT 227.12 369.87 Td (connection ) Tj ET Q q 0 0 0 rg BT 275.40 369.87 Td (with ) Tj ET Q q 0 0 0 rg BT 297.59 369.87 Td (employee ) Tj ET Q q 0 0 0 rg BT 340.87 369.87 Td (incentive ) Tj ET Q q 0 0 0 rg BT 381.93 369.87 Td (plan ) Tj ET Q q 0 0 0 rg BT 403.56 369.87 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 359.87 Td (compensation ) Tj ET Q q 0 0 0 rg BT 147.04 359.87 Td (plan ) Tj ET Q q 0 0 0 rg BT 166.76 359.87 Td (for ) Tj ET Q q 0 0 0 rg BT 180.92 359.87 Td (Boards ) Tj ET Q q 0 0 0 rg BT 211.75 359.87 Td (of ) Tj ET Q q 0 0 0 rg BT 222.58 359.87 Td (Directors ) Tj ET Q q 0 0 0 rg BT 262.29 359.87 Td (to ) Tj ET Q q 0 0 0 rg BT 272.56 359.87 Td (be ) Tj ET Q q 0 0 0 rg BT 284.50 359.87 Td (held ) Tj ET Q q 0 0 0 rg BT 304.22 359.87 Td (as ) Tj ET Q q 0 0 0 rg BT 315.05 359.87 Td (treasury ) Tj ET Q q 0 0 0 rg BT 349.76 359.87 Td (stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.80 359.47 Td (\(1,056) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 359.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.30 359.47 Td (\(288) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 359.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 345.37 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 127.60 345.37 Td (from ) Tj ET Q q 0 0 0 rg BT 149.54 345.37 Td (issuance ) Tj ET Q q 0 0 0 rg BT 185.91 345.37 Td (of ) Tj ET Q q 0 0 0 rg BT 196.74 345.37 Td (common ) Tj ET Q q 0 0 0 rg BT 234.24 345.37 Td (shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.65 345.37 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.65 345.37 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 333.37 Td (Contingent ) Tj ET Q q 0 0 0 rg BT 135.94 333.37 Td (consideration ) Tj ET Q q 0 0 0 rg BT 192.32 333.37 Td (payments ) Tj ET Q q 0 0 0 rg BT 233.14 333.37 Td (made ) Tj ET Q q 0 0 0 rg BT 257.30 333.37 Td (after ) Tj ET Q q 0 0 0 rg BT 278.11 333.37 Td (a ) Tj ET Q q 0 0 0 rg BT 285.05 333.37 Td (business ) Tj ET Q q 0 0 0 rg BT 321.44 333.37 Td (combination) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.30 333.37 Td (\(224) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 333.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.30 333.37 Td (\(122) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 333.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 321.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 117.94 321.37 Td (cash ) Tj ET Q q 0 0 0 rg BT 138.21 321.37 Td (provided ) Tj ET Q q 0 0 0 rg BT 176.25 321.37 Td (by ) Tj ET Q q 0 0 0 rg BT 188.75 321.37 Td (financing ) Tj ET Q q 0 0 0 rg BT 229.02 321.37 Td (activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 321.37 Td (50,222) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 321.37 Td (17,954) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 309.37 Td (Net ) Tj ET Q q 0 0 0 rg BT 105.94 309.37 Td (increase ) Tj ET Q q 0 0 0 rg BT 141.19 309.37 Td (\(decrease\) ) Tj ET Q q 0 0 0 rg BT 184.77 309.37 Td (in ) Tj ET Q q 0 0 0 rg BT 195.04 309.37 Td (cash ) Tj ET Q q 0 0 0 rg BT 215.31 309.37 Td (and ) Tj ET Q q 0 0 0 rg BT 232.25 309.37 Td (cash ) Tj ET Q q 0 0 0 rg BT 252.52 309.37 Td (equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.65 309.37 Td (435) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 309.37 Td (\(1,831) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 309.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 297.37 Td (Cash ) Tj ET Q q 0 0 0 rg BT 111.50 297.37 Td (and ) Tj ET Q q 0 0 0 rg BT 128.44 297.37 Td (cash ) Tj ET Q q 0 0 0 rg BT 148.71 297.37 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 196.75 297.37 Td (at ) Tj ET Q q 0 0 0 rg BT 206.47 297.37 Td (beginning ) Tj ET Q q 0 0 0 rg BT 248.96 297.37 Td (of ) Tj ET Q q 0 0 0 rg BT 259.79 297.37 Td (period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 297.37 Td (72,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 297.37 Td (66,146) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 101.00 285.48 Td (Cash ) Tj ET Q q 0 0 0 rg BT 125.17 285.48 Td (and ) Tj ET Q q 0 0 0 rg BT 143.80 285.48 Td (cash ) Tj ET Q q 0 0 0 rg BT 165.19 285.48 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 216.03 285.48 Td (at ) Tj ET Q q 0 0 0 rg BT 226.86 285.48 Td (end ) Tj ET Q q 0 0 0 rg BT 244.92 285.48 Td (of ) Tj ET Q q 0 0 0 rg BT 255.75 285.48 Td (period) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.00 285.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.15 285.48 Td (72,629) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.00 285.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.15 285.48 Td (64,315) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.00 283.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.25 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 52.50 268.25 Td (See Notes to the Unaudited Consolidated Financial Statements) Tj ET Q endstream endobj 17 0 obj <>] /Rotate 0 /Contents 18 0 R>> endobj 18 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 30.60 Td (8) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 150.96 731.25 Td ( INC. ) Tj ET Q q 0 0 0 rg BT 176.24 731.25 Td (AND SUBSIDIARIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.25 Td (NOTES ) Tj ET Q q 0 0 0 rg BT 88.54 719.25 Td (T) Tj ET Q q 0 0 0 rg BT 94.47 719.25 Td (O ) Tj ET Q q 0 0 0 rg BT 104.01 719.25 Td (THE UNAUDITED CONSOLIDA) Tj ET Q q 0 0 0 rg BT 244.00 719.25 Td (TED FINANCIAL) Tj ET Q q 0 0 0 rg BT 319.45 719.25 Td ( ST) Tj ET Q q 0 0 0 rg BT 332.82 719.25 Td (A) Tj ET Q q 0 0 0 rg BT 338.93 719.25 Td (TEMENTS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 683.25 Td (Note 1 Summary of Significant ) Tj ET Q q 0 0 0 rg BT 187.61 683.25 Td (Accounting Policies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.21 683.25 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 673.25 m 562.5 673.25 l s BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 659.25 Td (Basis of Presentation:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.12 659.25 Td ( ) Tj ET Q q 0 0 0 rg BT 147.44 659.25 Td (The accompanying Unaudited Consolidated Financial Statements of Peoples Bancorp Inc. and its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.25 Td (subsidiaries \("Peoples" refers to Peoples Bancorp Inc. and its consolidated subsidiaries collectively) Tj ET Q q 0 0 0 rg BT 449.75 647.25 Td (, except where the context ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.25 Td (indicates the reference relates solely to Peoples Bancorp Inc.\) have been prepared in accordance with accounting principles ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.25 Td (generally accepted in the United States \(US GAAP\) for interim financial information and the instructions for Form 10-Q and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.25 Td (Article10 of RegulationS-X.) Tj ET Q q 0 0 0 rg BT 177.04 611.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 226.37 611.25 Td (, these financial statements do not contain all of the information and footnotes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.25 Td (required by US GAAP) Tj ET Q q 0 0 0 rg BT 144.45 599.25 Td ( for annual financial statements and should be read in conjunction with Peoples) Tj ET Q q 0 0 0 rg BT 464.18 599.25 Td ( ) Tj ET Q q 0 0 0 rg BT 466.13 599.25 Td (Annual Report on Form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.25 Td (10-K for the fiscal year ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.17 587.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.75 587.25 Td ( \(Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.43 587.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.43 587.25 Td ( Form 10-K\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 569.25 Td (The accounting and reporting policies followed in the presentation of the accompanying Unaudited Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.25 Td (Financial Statements are consistent with those described in Note 1 of the Notes to the Consolidated Financial Statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 545.25 Td (included in Peoples) Tj ET Q q 0 0 0 rg BT 134.91 545.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.41 545.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.41 545.25 Td ( Form 10-K, as updated by the information contained in this Form 10-Q.Management has evaluated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.25 Td (all significant events and transactions that occurred after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.24 533.25 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.84 533.25 Td ( for potential recognition or disclosure in these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 521.25 Td (consolidated financial statements.In the opinion of management, these consolidated financial statements reflect all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.25 Td (adjustments necessary to present fairly such information for the periods and at the dates indicated.Such adjustments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 497.25 Td (normal and recurring in nature.Intercompany accounts and transactions have been eliminated.) Tj ET Q q 0 0 0 rg BT 438.67 497.25 Td (The Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.25 Td (Sheet at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.43 485.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.02 485.25 Td (, contained herein, has been derived from the audited Consolidated Balance Sheet included in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 473.25 Td (Peoples) Tj ET Q q 0 0 0 rg BT 87.70 473.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.20 473.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.20 473.25 Td ( Form 10-K.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 455.25 Td (The preparation of the consolidated financial statements in conformity with US GAAP) Tj ET Q q 0 0 0 rg BT 418.49 455.25 Td ( requires management to make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 443.25 Td (estimates and assumptions that af) Tj ET Q q 0 0 0 rg BT 187.68 443.25 Td (fect the amounts reported in the consolidated financial statements and accompanying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 431.25 Td (notes.Results of operations for interim periods are not necessarily indicative of the results to be expected for the full year) Tj ET Q q 0 0 0 rg BT 542.33 431.25 Td (, due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 419.25 Td (in part to seasonal variations and unusual or infrequently occurring items.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 401.25 Td (New ) Tj ET Q q 0 0 0 rg BT 74.46 401.25 Td (Accounting Pronouncements:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.09 401.25 Td ( From time to time, new accounting pronouncements are issued by the Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.25 Td (Accounting Standards Board \("F) Tj ET Q q 0 0 0 rg BT 184.26 389.25 Td (ASB"\) or other standard setting bodies that are adopted by Peoples as of the required ef) Tj ET Q q 0 0 0 rg BT 533.90 389.25 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.25 Td (dates. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 359.25 Td (Accounting Standards Update \("ASU"\) 2018-05 - Income ) Tj ET Q q 0 0 0 rg BT 305.76 359.25 Td (T) Tj ET Q q 0 0 0 rg BT 311.17 359.25 Td (axes \(T) Tj ET Q q 0 0 0 rg BT 340.18 359.25 Td (opic 740\): ) Tj ET Q q 0 0 0 rg BT 382.96 359.25 Td (Amendment to clarify situations where a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 347.25 Td (registrant does not have the necessary information available, prepared, or analyzed in reasonable detail to complete the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 335.25 Td (accounting under ) Tj ET Q q 0 0 0 rg BT 125.09 335.25 Td (ASC 740 for certain income tax ef) Tj ET Q q 0 0 0 rg BT 262.64 335.25 Td (fects of the ) Tj ET Q q 0 0 0 rg BT 309.39 335.25 Td (T) Tj ET Q q 0 0 0 rg BT 314.80 335.25 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 384.24 335.25 Td (Act for the reporting period. ) Tj ET Q q 0 0 0 rg BT 501.71 335.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 323.25 Td (December 31, 2017, Peoples partially completed the accounting for the tax ef) Tj ET Q q 0 0 0 rg BT 363.43 323.25 Td (fects of enactment of the ) Tj ET Q q 0 0 0 rg BT 464.60 323.25 Td (T) Tj ET Q q 0 0 0 rg BT 470.01 323.25 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 539.45 323.25 Td (Act; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 311.25 Td (however) Tj ET Q q 0 0 0 rg BT 88.03 311.25 Td (, in certain cases, Peoples made reasonable estimates of the ef) Tj ET Q q 0 0 0 rg BT 334.97 311.25 Td (fects of a reduced federal corporate income tax rate on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 299.25 Td (its existing deferred tax balances. In other cases, Peoples has not been able to make a reasonable estimate and continued to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 287.25 Td (account for those items based on its existing accounting under ) Tj ET Q q 0 0 0 rg BT 304.50 287.25 Td (ASC 740, and the provisions of the tax laws that were in ef) Tj ET Q q 0 0 0 rg BT 540.66 287.25 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 275.25 Td (immediately prior to enactment of the ) Tj ET Q q 0 0 0 rg BT 207.66 275.25 Td (T) Tj ET Q q 0 0 0 rg BT 213.07 275.25 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 282.52 275.25 Td (Act. In all cases, Peoples will continue to make and refine its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.25 Td (calculations during the one-year re-measurement period as additional analysis is completed. In addition, these estimates may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 251.25 Td (be af) Tj ET Q q 0 0 0 rg BT 73.53 251.25 Td (fected as Peoples gains a more thorough understanding of the new tax reform legislation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 233.25 Td (ASU 2018-04 - Investments - Debt Securities \(T) Tj ET Q q 0 0 0 rg BT 265.43 233.25 Td (opic 320\) and Regulated Operations \(T) Tj ET Q q 0 0 0 rg BT 421.08 233.25 Td (opic 980\): ) Tj ET Q q 0 0 0 rg BT 464.22 233.25 Td (The amendment in this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 221.25 Td (ASU adds, amends and supersedes various paragraphs that contain SEC guidance in ) Tj ET Q q 0 0 0 rg BT 392.54 221.25 Td (ASC 320, Investments-Debt Securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 209.25 Td (and ) Tj ET Q q 0 0 0 rg BT 70.39 209.25 Td (ASC 980, Regulated Operations. ) Tj ET Q q 0 0 0 rg BT 204.08 209.25 Td (The amendments in this ) Tj ET Q q 0 0 0 rg BT 301.84 209.25 Td (ASU are ef) Tj ET Q q 0 0 0 rg BT 346.64 209.25 Td (fective when a registrant adopts ) Tj ET Q q 0 0 0 rg BT 475.76 209.25 Td (ASU 2016-01, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.25 Td (for Peoples, was January 1, 2018. ) Tj ET Q q 0 0 0 rg BT 193.24 197.25 Td (This amendment is not expected to have an impact on Peoples' consolidated financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 185.25 Td (statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 167.25 Td (ASU 2018-02 - Income Statement - Reporting Comprehensive Income \(T) Tj ET Q q 0 0 0 rg BT 365.96 167.25 Td (opic 220\): Reclassification of Certain ) Tj ET Q q 0 0 0 rg BT 520.73 167.25 Td (T) Tj ET Q q 0 0 0 rg BT 526.14 167.25 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 155.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 63.26 155.25 Td (fects from ) Tj ET Q q 0 0 0 rg BT 106.02 155.25 Td (Accumulated Other Comprehensive Income. Peoples early adopted ) Tj ET Q q 0 0 0 rg BT 379.55 155.25 Td (ASU 2018-02, reclassifying income tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 143.25 Td (ef) Tj ET Q q 0 0 0 rg BT 61.59 143.25 Td (fects of the ) Tj ET Q q 0 0 0 rg BT 108.33 143.25 Td (T) Tj ET Q q 0 0 0 rg BT 113.74 143.25 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 183.19 143.25 Td (Act of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.96 143.25 Td ($0.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.85 143.25 Td ( from accumulated other comprehensive loss to retained earnings as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 131.25 Td (December 31, 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 113.25 Td (ASU 2017-12 - Derivatives and Hedging \(T) Tj ET Q q 0 0 0 rg BT 247.38 113.25 Td (opic 815\): ) Tj ET Q q 0 0 0 rg BT 293.02 113.25 Td (T) Tj ET Q q 0 0 0 rg BT 298.43 113.25 Td (ar) Tj ET Q q 0 0 0 rg BT 306.02 113.25 Td (geted Improvements to ) Tj ET Q q 0 0 0 rg BT 400.16 113.25 Td (Accounting for Hedging ) Tj ET Q q 0 0 0 rg BT 499.87 113.25 Td (Activities. ) Tj ET Q q 0 0 0 rg BT 546.07 113.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 101.25 Td (amendments in this ) Tj ET Q q 0 0 0 rg BT 133.72 101.25 Td (ASU better align an entity) Tj ET Q q 0 0 0 rg BT 241.47 101.25 Td (s risk management activities and financial reporting for hedging relationships ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 89.25 Td (through changes to both the designation and measurement guidance for qualifying hedging relationships, and the presentation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 77.25 Td (of hedge results. ) Tj ET Q q 0 0 0 rg BT 124.63 77.25 Td (T) Tj ET Q q 0 0 0 rg BT 130.04 77.25 Td (o meet that objective, the amendments expand and refine hedge accounting for both nonfinancial and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 65.25 Td (financial risk components, and align the recognition and presentation of the ef) Tj ET Q q 0 0 0 rg BT 365.94 65.25 Td (fects of the hedging instrument and the hedged ) Tj ET Q endstream endobj 19 0 obj <>] /Rotate 0 /Contents 20 0 R>> endobj 20 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 19.60 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (item in the financial statements. ) Tj ET Q q 0 0 0 rg BT 186.28 742.10 Td (The amendments will be ef) Tj ET Q q 0 0 0 rg BT 294.95 742.10 Td (fective for interim and annual reporting periods beginning after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (December 15, 2018 \(ef) Tj ET Q q 0 0 0 rg BT 146.00 730.10 Td (fective January 1, 2019 for Peoples\). Peoples will adopt this new accounting guidance as required, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (it is not expected to have a material impact on Peoples' consolidated financial statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 700.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 94.50 700.10 Td (2016-13 ) Tj ET Q q 0 0 0 rg BT 130.32 700.10 Td (- ) Tj ET Q q 0 0 0 rg BT 136.14 700.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 175.85 700.10 Td (Instruments-Credit ) Tj ET Q q 0 0 0 rg BT 253.88 700.10 Td (Losses ) Tj ET Q q 0 0 0 rg BT 283.60 700.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 292.34 700.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 312.05 700.10 Td (326\): ) Tj ET Q q 0 0 0 rg BT 335.65 700.10 Td (Measurement ) Tj ET Q q 0 0 0 rg BT 392.56 700.10 Td (of ) Tj ET Q q 0 0 0 rg BT 403.39 700.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 430.87 700.10 Td (Losses ) Tj ET Q q 0 0 0 rg BT 460.59 700.10 Td (on ) Tj ET Q q 0 0 0 rg BT 473.08 700.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 512.79 700.10 Td (Instruments. ) Tj ET Q q 0 0 0 rg BT 565.00 700.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 688.10 Td (This ) Tj ET Q q 0 0 0 rg BT 73.81 688.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 119.71 688.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 157.84 688.10 Td (replaces ) Tj ET Q q 0 0 0 rg BT 192.62 688.10 Td (the ) Tj ET Q q 0 0 0 rg BT 206.87 688.10 Td (current ) Tj ET Q q 0 0 0 rg BT 237.22 688.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 277.00 688.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 299.03 688.10 Td (model ) Tj ET Q q 0 0 0 rg BT 326.06 688.10 Td (for ) Tj ET Q q 0 0 0 rg BT 339.75 688.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 388.99 688.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 413.78 688.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 439.70 688.10 Td (with ) Tj ET Q q 0 0 0 rg BT 459.51 688.10 Td (an ) Tj ET Q q 0 0 0 rg BT 470.98 688.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 512.98 688.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 535.02 688.10 Td (model, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 676.10 Td (referred ) Tj ET Q q 0 0 0 rg BT 88.25 676.10 Td (to ) Tj ET Q q 0 0 0 rg BT 98.65 676.10 Td (as ) Tj ET Q q 0 0 0 rg BT 109.60 676.10 Td (the ) Tj ET Q q 0 0 0 rg BT 124.44 676.10 Td (Current ) Tj ET Q q 0 0 0 rg BT 157.60 676.10 Td (Expected ) Tj ET Q q 0 0 0 rg BT 197.42 676.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 225.04 676.10 Td (Loss ) Tj ET Q q 0 0 0 rg BT 246.55 676.10 Td (\(CECL\) ) Tj ET Q q 0 0 0 rg BT 290.26 676.10 Td (model. ) Tj ET Q q 0 0 0 rg BT 320.37 676.10 Td ( ) Tj ET Q q 0 0 0 rg BT 322.99 676.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 350.60 676.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.44 676.10 Td (CECL) Tj ET Q q 0 0 0 rg BT 390.62 676.10 Td ( ) Tj ET Q q 0 0 0 rg BT 393.24 676.10 Td (model, ) Tj ET Q q 0 0 0 rg BT 423.35 676.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 457.08 676.10 Td (will ) Tj ET Q q 0 0 0 rg BT 475.26 676.10 Td (be ) Tj ET Q q 0 0 0 rg BT 487.31 676.10 Td (required ) Tj ET Q q 0 0 0 rg BT 523.25 676.10 Td (to ) Tj ET Q q 0 0 0 rg BT 533.64 676.10 Td (present ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 664.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 84.05 664.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 121.88 664.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 148.05 664.10 Td (carried ) Tj ET Q q 0 0 0 rg BT 178.65 664.10 Td (at ) Tj ET Q q 0 0 0 rg BT 188.72 664.10 Td (amortized ) Tj ET Q q 0 0 0 rg BT 231.54 664.10 Td (cost, ) Tj ET Q q 0 0 0 rg BT 253.00 664.10 Td (such ) Tj ET Q q 0 0 0 rg BT 274.18 664.10 Td (as ) Tj ET Q q 0 0 0 rg BT 285.35 664.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 309.31 664.10 Td (held-for) Tj ET Q q 0 0 0 rg BT 341.31 664.10 Td (-investment ) Tj ET Q q 0 0 0 rg BT 391.37 664.10 Td (and ) Tj ET Q q 0 0 0 rg BT 408.66 664.10 Td (held-to-maturity ) Tj ET Q q 0 0 0 rg BT 477.04 664.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 497.11 664.10 Td (securities, ) Tj ET Q q 0 0 0 rg BT 540.22 664.10 Td (at ) Tj ET Q q 0 0 0 rg BT 550.28 664.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 652.10 Td (net ) Tj ET Q q 0 0 0 rg BT 68.72 652.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 101.21 652.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 139.24 652.10 Td (to ) Tj ET Q q 0 0 0 rg BT 149.52 652.10 Td (be ) Tj ET Q q 0 0 0 rg BT 161.46 652.10 Td (collected.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 635.10 Td ( ) Tj ET Q q 0 0 0 rg BT 74.08 635.10 Td (The ) Tj ET Q q 0 0 0 rg BT 91.86 635.10 Td (measurement ) Tj ET Q q 0 0 0 rg BT 147.41 635.10 Td (of ) Tj ET Q q 0 0 0 rg BT 157.98 635.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 195.75 635.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 220.75 635.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 246.88 635.10 Td (is ) Tj ET Q q 0 0 0 rg BT 255.79 635.10 Td (to ) Tj ET Q q 0 0 0 rg BT 265.80 635.10 Td (be ) Tj ET Q q 0 0 0 rg BT 277.48 635.10 Td (based ) Tj ET Q q 0 0 0 rg BT 302.48 635.10 Td (on ) Tj ET Q q 0 0 0 rg BT 314.72 635.10 Td (information ) Tj ET Q q 0 0 0 rg BT 364.17 635.10 Td (about ) Tj ET Q q 0 0 0 rg BT 388.63 635.10 Td (past ) Tj ET Q q 0 0 0 rg BT 406.97 635.10 Td (events, ) Tj ET Q q 0 0 0 rg BT 437.26 635.10 Td (including ) Tj ET Q q 0 0 0 rg BT 477.27 635.10 Td (historical ) Tj ET Q q 0 0 0 rg BT 516.72 635.10 Td (experience, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.10 Td (current ) Tj ET Q q 0 0 0 rg BT 83.66 623.10 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 129.17 623.10 Td (and ) Tj ET Q q 0 0 0 rg BT 144.95 623.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 189.05 623.10 Td (and ) Tj ET Q q 0 0 0 rg BT 204.84 623.10 Td (supportable ) Tj ET Q q 0 0 0 rg BT 252.84 623.10 Td (forecasts ) Tj ET Q q 0 0 0 rg BT 289.72 623.10 Td (that ) Tj ET Q q 0 0 0 rg BT 306.06 623.10 Td (af) Tj ET Q q 0 0 0 rg BT 313.65 623.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 329.98 623.10 Td (the ) Tj ET Q q 0 0 0 rg BT 343.54 623.10 Td (collectability ) Tj ET Q q 0 0 0 rg BT 397.09 623.10 Td (of ) Tj ET Q q 0 0 0 rg BT 406.76 623.10 Td (the ) Tj ET Q q 0 0 0 rg BT 420.33 623.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 454.99 623.10 Td (amount. ) Tj ET Q q 0 0 0 rg BT 488.83 623.10 Td ( ) Tj ET Q q 0 0 0 rg BT 490.07 623.10 Td (This ) Tj ET Q q 0 0 0 rg BT 509.20 623.10 Td (measurement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.10 Td (will ) Tj ET Q q 0 0 0 rg BT 71.27 611.10 Td (take ) Tj ET Q q 0 0 0 rg BT 89.63 611.10 Td (place ) Tj ET Q q 0 0 0 rg BT 112.44 611.10 Td (at ) Tj ET Q q 0 0 0 rg BT 121.36 611.10 Td (the ) Tj ET Q q 0 0 0 rg BT 135.29 611.10 Td (time ) Tj ET Q q 0 0 0 rg BT 154.78 611.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.70 611.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 205.39 611.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 226.54 611.10 Td (is ) Tj ET Q q 0 0 0 rg BT 234.92 611.10 Td (first ) Tj ET Q q 0 0 0 rg BT 252.74 611.10 Td (added ) Tj ET Q q 0 0 0 rg BT 278.33 611.10 Td (to ) Tj ET Q q 0 0 0 rg BT 287.82 611.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.75 611.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 333.99 611.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 356.25 611.10 Td (and ) Tj ET Q q 0 0 0 rg BT 372.39 611.10 Td (periodically ) Tj ET Q q 0 0 0 rg BT 421.86 611.10 Td (thereafter) Tj ET Q q 0 0 0 rg BT 459.61 611.10 Td (. ) Tj ET Q q 0 0 0 rg BT 463.82 611.10 Td ( ) Tj ET Q q 0 0 0 rg BT 465.41 611.10 Td (This ) Tj ET Q q 0 0 0 rg BT 484.90 611.10 Td (dif) Tj ET Q q 0 0 0 rg BT 495.83 611.10 Td (fers ) Tj ET Q q 0 0 0 rg BT 512.53 611.10 Td (significantly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (from ) Tj ET Q q 0 0 0 rg BT 76.19 599.10 Td (the ) Tj ET Q q 0 0 0 rg BT 91.16 599.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 131.66 599.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 154.42 599.10 Td (model ) Tj ET Q q 0 0 0 rg BT 182.16 599.10 Td (required ) Tj ET Q q 0 0 0 rg BT 218.23 599.10 Td (under ) Tj ET Q q 0 0 0 rg BT 243.75 599.10 Td (current ) Tj ET Q q 0 0 0 rg BT 274.82 599.10 Td (US ) Tj ET Q q 0 0 0 rg BT 290.35 599.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 316.47 599.10 Td (, ) Tj ET Q q 0 0 0 rg BT 321.72 599.10 Td (which ) Tj ET Q q 0 0 0 rg BT 348.91 599.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 377.21 599.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 425.50 599.10 Td (until ) Tj ET Q q 0 0 0 rg BT 446.59 599.10 Td (it ) Tj ET Q q 0 0 0 rg BT 454.90 599.10 Td (is ) Tj ET Q q 0 0 0 rg BT 464.32 599.10 Td (probable ) Tj ET Q q 0 0 0 rg BT 502.05 599.10 Td (a ) Tj ET Q q 0 0 0 rg BT 509.24 599.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 527.56 599.10 Td (has ) Tj ET Q q 0 0 0 rg BT 543.64 599.10 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.10 Td (incurred. ) Tj ET Q q 0 0 0 rg BT 92.44 587.10 Td ( ) Tj ET Q q 0 0 0 rg BT 94.49 587.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 143.82 587.10 Td (, ) Tj ET Q q 0 0 0 rg BT 148.95 587.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 182.68 587.10 Td (expects ) Tj ET Q q 0 0 0 rg BT 215.30 587.10 Td (that ) Tj ET Q q 0 0 0 rg BT 232.92 587.10 Td (the ) Tj ET Q q 0 0 0 rg BT 247.76 587.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 285.38 587.10 Td (of ) Tj ET Q q 0 0 0 rg BT 296.34 587.10 Td (the ) Tj ET Q q 0 0 0 rg BT 311.18 587.10 Td (CECL) Tj ET Q q 0 0 0 rg BT 336.36 587.10 Td ( ) Tj ET Q q 0 0 0 rg BT 338.99 587.10 Td (model ) Tj ET Q q 0 0 0 rg BT 366.61 587.10 Td (will ) Tj ET Q q 0 0 0 rg BT 384.79 587.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 427.96 587.10 Td (af) Tj ET Q q 0 0 0 rg BT 435.55 587.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 453.16 587.10 Td (how ) Tj ET Q q 0 0 0 rg BT 473.00 587.10 Td (the ) Tj ET Q q 0 0 0 rg BT 487.85 587.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 531.01 587.10 Td (for ) Tj ET Q q 0 0 0 rg BT 545.29 587.10 Td (loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 80.64 575.10 Td (is ) Tj ET Q q 0 0 0 rg BT 90.06 575.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 137.79 575.10 Td (and ) Tj ET Q q 0 0 0 rg BT 154.97 575.10 Td (could ) Tj ET Q q 0 0 0 rg BT 179.94 575.10 Td (require ) Tj ET Q q 0 0 0 rg BT 211.00 575.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 255.96 575.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 295.35 575.10 Td (to ) Tj ET Q q 0 0 0 rg BT 305.88 575.10 Td (the ) Tj ET Q q 0 0 0 rg BT 320.85 575.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 364.13 575.10 Td (for ) Tj ET Q q 0 0 0 rg BT 378.53 575.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 398.50 575.10 Td (losses. ) Tj ET Q q 0 0 0 rg BT 427.64 575.10 Td ( ) Tj ET Q q 0 0 0 rg BT 430.39 575.10 Td (Moreover) Tj ET Q q 0 0 0 rg BT 469.42 575.10 Td (, ) Tj ET Q q 0 0 0 rg BT 474.66 575.10 Td (the ) Tj ET Q q 0 0 0 rg BT 489.63 575.10 Td (CECL) Tj ET Q q 0 0 0 rg BT 514.81 575.10 Td ( ) Tj ET Q q 0 0 0 rg BT 517.56 575.10 Td (model ) Tj ET Q q 0 0 0 rg BT 545.30 575.10 Td (may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 563.10 Td (create ) Tj ET Q q 0 0 0 rg BT 80.24 563.10 Td (more ) Tj ET Q q 0 0 0 rg BT 103.17 563.10 Td (volatility ) Tj ET Q q 0 0 0 rg BT 141.66 563.10 Td (in ) Tj ET Q q 0 0 0 rg BT 151.81 563.10 Td (the ) Tj ET Q q 0 0 0 rg BT 166.41 563.10 Td (level ) Tj ET Q q 0 0 0 rg BT 188.22 563.10 Td (of ) Tj ET Q q 0 0 0 rg BT 198.93 563.10 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 234.22 563.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 277.13 563.10 Td (for ) Tj ET Q q 0 0 0 rg BT 291.17 563.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 310.77 563.10 Td (losses. ) Tj ET Q q 0 0 0 rg BT 339.54 563.10 Td ( ) Tj ET Q q 0 0 0 rg BT 341.92 563.10 Td (If ) Tj ET Q q 0 0 0 rg BT 350.96 563.10 Td (required ) Tj ET Q q 0 0 0 rg BT 386.65 563.10 Td (to ) Tj ET Q q 0 0 0 rg BT 396.81 563.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 439.73 563.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 474.86 563.10 Td (the ) Tj ET Q q 0 0 0 rg BT 489.46 563.10 Td (level ) Tj ET Q q 0 0 0 rg BT 511.27 563.10 Td (of ) Tj ET Q q 0 0 0 rg BT 521.98 563.10 Td (allowance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 551.10 Td (for ) Tj ET Q q 0 0 0 rg BT 67.43 551.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 86.41 551.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 112.06 551.10 Td (for ) Tj ET Q q 0 0 0 rg BT 125.49 551.10 Td (any ) Tj ET Q q 0 0 0 rg BT 141.69 551.10 Td (reason, ) Tj ET Q q 0 0 0 rg BT 172.06 551.10 Td (such ) Tj ET Q q 0 0 0 rg BT 192.15 551.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 226.67 551.10 Td (could ) Tj ET Q q 0 0 0 rg BT 250.65 551.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 290.73 551.10 Td (af) Tj ET Q q 0 0 0 rg BT 298.32 551.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 315.07 551.10 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 349.75 551.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 387.90 551.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 424.65 551.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 464.19 551.10 Td (and ) Tj ET Q q 0 0 0 rg BT 480.39 551.10 Td (results ) Tj ET Q q 0 0 0 rg BT 508.27 551.10 Td (of ) Tj ET Q q 0 0 0 rg BT 518.36 551.10 Td (operations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 534.10 Td (The ) Tj ET Q q 0 0 0 rg BT 89.79 534.10 Td (new ) Tj ET Q q 0 0 0 rg BT 108.70 534.10 Td (CECL) Tj ET Q q 0 0 0 rg BT 133.88 534.10 Td ( ) Tj ET Q q 0 0 0 rg BT 136.13 534.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 172.25 534.10 Td (will ) Tj ET Q q 0 0 0 rg BT 190.05 534.10 Td (become ) Tj ET Q q 0 0 0 rg BT 223.39 534.10 Td (ef) Tj ET Q q 0 0 0 rg BT 230.98 534.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 260.43 534.10 Td (for ) Tj ET Q q 0 0 0 rg BT 274.33 534.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 305.46 534.10 Td (and ) Tj ET Q q 0 0 0 rg BT 322.14 534.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 351.04 534.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 389.94 534.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 421.63 534.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 463.87 534.10 Td (after ) Tj ET Q q 0 0 0 rg BT 484.43 534.10 Td (December ) Tj ET Q q 0 0 0 rg BT 527.76 534.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 542.50 534.10 Td (2019 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 522.10 Td (\(ef) Tj ET Q q 0 0 0 rg BT 64.92 522.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 94.79 522.10 Td (January ) Tj ET Q q 0 0 0 rg BT 128.57 522.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 138.74 522.10 Td (2020 ) Tj ET Q q 0 0 0 rg BT 161.42 522.10 Td (for ) Tj ET Q q 0 0 0 rg BT 175.75 522.10 Td (Peoples\). ) Tj ET Q q 0 0 0 rg BT 215.37 522.10 Td ( ) Tj ET Q q 0 0 0 rg BT 218.04 522.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 251.82 522.10 Td (is ) Tj ET Q q 0 0 0 rg BT 261.17 522.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 299.94 522.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 344.26 522.10 Td (the ) Tj ET Q q 0 0 0 rg BT 359.15 522.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 389.04 522.10 Td (that ) Tj ET Q q 0 0 0 rg BT 406.71 522.10 Td (the ) Tj ET Q q 0 0 0 rg BT 421.60 522.10 Td (CECL) Tj ET Q q 0 0 0 rg BT 446.79 522.10 Td ( ) Tj ET Q q 0 0 0 rg BT 449.46 522.10 Td (model ) Tj ET Q q 0 0 0 rg BT 477.13 522.10 Td (will ) Tj ET Q q 0 0 0 rg BT 495.36 522.10 Td (have ) Tj ET Q q 0 0 0 rg BT 516.92 522.10 Td (on ) Tj ET Q q 0 0 0 rg BT 529.59 522.10 Td (Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 510.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 91.69 510.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 136.61 510.10 Td (and ) Tj ET Q q 0 0 0 rg BT 153.75 510.10 Td (expects ) Tj ET Q q 0 0 0 rg BT 186.44 510.10 Td (to ) Tj ET Q q 0 0 0 rg BT 196.93 510.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 238.50 510.10 Td (a ) Tj ET Q q 0 0 0 rg BT 245.64 510.10 Td (one-time ) Tj ET Q q 0 0 0 rg BT 283.89 510.10 Td (cumulative-ef) Tj ET Q q 0 0 0 rg BT 339.24 510.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 356.93 510.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 403.52 510.10 Td (to ) Tj ET Q q 0 0 0 rg BT 414.00 510.10 Td (the ) Tj ET Q q 0 0 0 rg BT 428.92 510.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 472.16 510.10 Td (for ) Tj ET Q q 0 0 0 rg BT 486.53 510.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 506.45 510.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 524.72 510.10 Td (provision ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 498.10 Td (as ) Tj ET Q q 0 0 0 rg BT 65.12 498.10 Td (of ) Tj ET Q q 0 0 0 rg BT 76.24 498.10 Td (the ) Tj ET Q q 0 0 0 rg BT 91.25 498.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 134.03 498.10 Td (of ) Tj ET Q q 0 0 0 rg BT 145.15 498.10 Td (the ) Tj ET Q q 0 0 0 rg BT 160.16 498.10 Td (first ) Tj ET Q q 0 0 0 rg BT 179.05 498.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 218.50 498.10 Td (period ) Tj ET Q q 0 0 0 rg BT 246.84 498.10 Td (in ) Tj ET Q q 0 0 0 rg BT 257.40 498.10 Td (which ) Tj ET Q q 0 0 0 rg BT 284.63 498.10 Td (the ) Tj ET Q q 0 0 0 rg BT 299.64 498.10 Td (new ) Tj ET Q q 0 0 0 rg BT 319.09 498.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 355.75 498.10 Td (is ) Tj ET Q q 0 0 0 rg BT 365.21 498.10 Td (ef) Tj ET Q q 0 0 0 rg BT 372.80 498.10 Td (fective, ) Tj ET Q q 0 0 0 rg BT 405.29 498.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 448.08 498.10 Td (with ) Tj ET Q q 0 0 0 rg BT 468.65 498.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 512.53 498.10 Td (expectations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 486.10 Td (set ) Tj ET Q q 0 0 0 rg BT 67.48 486.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 89.30 486.10 Td (in ) Tj ET Q q 0 0 0 rg BT 99.45 486.10 Td (interagency ) Tj ET Q q 0 0 0 rg BT 148.47 486.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 186.94 486.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 214.31 486.10 Td (at ) Tj ET Q q 0 0 0 rg BT 223.90 486.10 Td (the ) Tj ET Q q 0 0 0 rg BT 238.50 486.10 Td (end ) Tj ET Q q 0 0 0 rg BT 255.31 486.10 Td (of ) Tj ET Q q 0 0 0 rg BT 266.02 486.10 Td (2016. ) Tj ET Q q 0 0 0 rg BT 290.89 486.10 Td ( ) Tj ET Q q 0 0 0 rg BT 293.27 486.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 326.75 486.10 Td (has ) Tj ET Q q 0 0 0 rg BT 342.46 486.10 Td (not ) Tj ET Q q 0 0 0 rg BT 357.61 486.10 Td (yet ) Tj ET Q q 0 0 0 rg BT 372.20 486.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 419.56 486.10 Td (the ) Tj ET Q q 0 0 0 rg BT 434.15 486.10 Td (magnitude ) Tj ET Q q 0 0 0 rg BT 478.74 486.10 Td (of ) Tj ET Q q 0 0 0 rg BT 489.44 486.10 Td (any ) Tj ET Q q 0 0 0 rg BT 506.26 486.10 Td (such ) Tj ET Q q 0 0 0 rg BT 526.96 486.10 Td (one-time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 474.10 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 100.93 474.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 147.31 474.10 Td (or ) Tj ET Q q 0 0 0 rg BT 158.14 474.10 Td (of ) Tj ET Q q 0 0 0 rg BT 168.97 474.10 Td (the ) Tj ET Q q 0 0 0 rg BT 183.69 474.10 Td (overall ) Tj ET Q q 0 0 0 rg BT 213.95 474.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 243.66 474.10 Td (of ) Tj ET Q q 0 0 0 rg BT 254.49 474.10 Td (the ) Tj ET Q q 0 0 0 rg BT 269.21 474.10 Td (new ) Tj ET Q q 0 0 0 rg BT 288.37 474.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 324.75 474.10 Td (on ) Tj ET Q q 0 0 0 rg BT 337.25 474.10 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 372.66 474.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 410.14 474.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 450.41 474.10 Td (or ) Tj ET Q q 0 0 0 rg BT 461.24 474.10 Td (results ) Tj ET Q q 0 0 0 rg BT 489.85 474.10 Td (of ) Tj ET Q q 0 0 0 rg BT 500.68 474.10 Td (operations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 457.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 93.96 457.10 Td (2016-02 ) Tj ET Q q 0 0 0 rg BT 129.25 457.10 Td (- ) Tj ET Q q 0 0 0 rg BT 134.53 457.10 Td (Leases ) Tj ET Q q 0 0 0 rg BT 163.69 457.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 172.43 457.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 191.61 457.10 Td (842\): ) Tj ET Q q 0 0 0 rg BT 214.67 457.10 Td ( ) Tj ET Q q 0 0 0 rg BT 216.49 457.10 Td (This ) Tj ET Q q 0 0 0 rg BT 235.79 457.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 257.75 457.10 Td (was ) Tj ET Q q 0 0 0 rg BT 275.26 457.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 302.21 457.10 Td (to ) Tj ET Q q 0 0 0 rg BT 311.94 457.10 Td (improve ) Tj ET Q q 0 0 0 rg BT 347.23 457.10 Td (the ) Tj ET Q q 0 0 0 rg BT 361.40 457.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 398.33 457.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 436.94 457.10 Td (of ) Tj ET Q q 0 0 0 rg BT 447.23 457.10 Td (leasing ) Tj ET Q q 0 0 0 rg BT 477.51 457.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 515.57 457.10 Td (and ) Tj ET Q q 0 0 0 rg BT 531.96 457.10 Td (provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 445.10 Td (a ) Tj ET Q q 0 0 0 rg BT 60.92 445.10 Td (faithful ) Tj ET Q q 0 0 0 rg BT 92.83 445.10 Td (representation ) Tj ET Q q 0 0 0 rg BT 151.94 445.10 Td (of ) Tj ET Q q 0 0 0 rg BT 162.75 445.10 Td (leasing ) Tj ET Q q 0 0 0 rg BT 193.55 445.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 243.79 445.10 Td (and ) Tj ET Q q 0 0 0 rg BT 260.71 445.10 Td (improve ) Tj ET Q q 0 0 0 rg BT 296.51 445.10 Td (understanding ) Tj ET Q q 0 0 0 rg BT 355.64 445.10 Td (and ) Tj ET Q q 0 0 0 rg BT 372.56 445.10 Td (comparability ) Tj ET Q q 0 0 0 rg BT 430.57 445.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.38 445.10 Td (a ) Tj ET Q q 0 0 0 rg BT 448.30 445.10 Td (lessee's ) Tj ET Q q 0 0 0 rg BT 480.34 445.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 517.80 445.10 Td (statements. ) Tj ET Q q 0 0 0 rg BT 565.01 445.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 433.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 81.99 433.10 Td (the ) Tj ET Q q 0 0 0 rg BT 97.22 433.10 Td (new ) Tj ET Q q 0 0 0 rg BT 116.88 433.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 163.76 433.10 Td (guidance, ) Tj ET Q q 0 0 0 rg BT 205.35 433.10 Td (a ) Tj ET Q q 0 0 0 rg BT 212.80 433.10 Td (lessee ) Tj ET Q q 0 0 0 rg BT 239.68 433.10 Td (will ) Tj ET Q q 0 0 0 rg BT 258.24 433.10 Td (be ) Tj ET Q q 0 0 0 rg BT 270.68 433.10 Td (required ) Tj ET Q q 0 0 0 rg BT 307.00 433.10 Td (to ) Tj ET Q q 0 0 0 rg BT 317.79 433.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 359.65 433.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 385.99 433.10 Td (and ) Tj ET Q q 0 0 0 rg BT 403.43 433.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 443.65 433.10 Td (for ) Tj ET Q q 0 0 0 rg BT 458.32 433.10 Td (leases ) Tj ET Q q 0 0 0 rg BT 485.20 433.10 Td (with ) Tj ET Q q 0 0 0 rg BT 505.98 433.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 528.97 433.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 554.19 433.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 421.10 Td (more ) Tj ET Q q 0 0 0 rg BT 76.74 421.10 Td (than ) Tj ET Q q 0 0 0 rg BT 96.15 421.10 Td (12 ) Tj ET Q q 0 0 0 rg BT 108.35 421.10 Td (months. ) Tj ET Q q 0 0 0 rg BT 142.49 421.10 Td ( ) Tj ET Q q 0 0 0 rg BT 144.53 421.10 Td (This ) Tj ET Q q 0 0 0 rg BT 164.02 421.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 186.22 421.10 Td (will ) Tj ET Q q 0 0 0 rg BT 203.97 421.10 Td (require ) Tj ET Q q 0 0 0 rg BT 234.48 421.10 Td (both ) Tj ET Q q 0 0 0 rg BT 254.45 421.10 Td (finance ) Tj ET Q q 0 0 0 rg BT 286.07 421.10 Td (and ) Tj ET Q q 0 0 0 rg BT 302.70 421.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 342.66 421.10 Td (leases ) Tj ET Q q 0 0 0 rg BT 368.73 421.10 Td (to ) Tj ET Q q 0 0 0 rg BT 378.71 421.10 Td (be ) Tj ET Q q 0 0 0 rg BT 390.34 421.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 436.40 421.10 Td (on ) Tj ET Q q 0 0 0 rg BT 448.59 421.10 Td (the ) Tj ET Q q 0 0 0 rg BT 463.00 421.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 495.73 421.10 Td (sheet. ) Tj ET Q q 0 0 0 rg BT 520.97 421.10 Td ( ) Tj ET Q q 0 0 0 rg BT 523.01 421.10 Td (This ) Tj ET Q q 0 0 0 rg BT 542.50 421.10 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 409.10 Td (will ) Tj ET Q q 0 0 0 rg BT 72.29 409.10 Td (af) Tj ET Q q 0 0 0 rg BT 79.88 409.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 97.60 409.10 Td (all ) Tj ET Q q 0 0 0 rg BT 110.33 409.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 155.82 409.10 Td (and ) Tj ET Q q 0 0 0 rg BT 172.99 409.10 Td (or) Tj ET Q q 0 0 0 rg BT 181.14 409.10 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 229.42 409.10 Td (that ) Tj ET Q q 0 0 0 rg BT 247.15 409.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 269.87 409.10 Td (real ) Tj ET Q q 0 0 0 rg BT 287.58 409.10 Td (estate. ) Tj ET Q q 0 0 0 rg BT 315.58 409.10 Td ( ) Tj ET Q q 0 0 0 rg BT 318.12 409.10 Td (The ) Tj ET Q q 0 0 0 rg BT 336.40 409.10 Td (F) Tj ET Q q 0 0 0 rg BT 341.22 409.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 363.40 409.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 391.14 409.10 Td (an ) Tj ET Q q 0 0 0 rg BT 403.31 409.10 Td (update ) Tj ET Q q 0 0 0 rg BT 432.70 409.10 Td (in ) Tj ET Q q 0 0 0 rg BT 443.21 409.10 Td (January ) Tj ET Q q 0 0 0 rg BT 477.04 409.10 Td (2018 ) Tj ET Q q 0 0 0 rg BT 499.77 409.10 Td (\(ASU ) Tj ET Q q 0 0 0 rg BT 525.84 409.10 Td (2018-01\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 397.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 95.46 397.10 Td (an ) Tj ET Q q 0 0 0 rg BT 107.46 397.10 Td (optional ) Tj ET Q q 0 0 0 rg BT 142.80 397.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 183.15 397.10 Td (practical ) Tj ET Q q 0 0 0 rg BT 220.13 397.10 Td (expedient ) Tj ET Q q 0 0 0 rg BT 261.57 397.10 Td (to ) Tj ET Q q 0 0 0 rg BT 271.92 397.10 Td (not ) Tj ET Q q 0 0 0 rg BT 287.27 397.10 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 323.15 397.10 Td (under ) Tj ET Q q 0 0 0 rg BT 348.30 397.10 Td (T) Tj ET Q q 0 0 0 rg BT 353.71 397.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 373.49 397.10 Td (842 ) Tj ET Q q 0 0 0 rg BT 391.06 397.10 Td (land ) Tj ET Q q 0 0 0 rg BT 410.85 397.10 Td (easements ) Tj ET Q q 0 0 0 rg BT 454.51 397.10 Td (that ) Tj ET Q q 0 0 0 rg BT 472.07 397.10 Td (exist ) Tj ET Q q 0 0 0 rg BT 493.53 397.10 Td (or ) Tj ET Q q 0 0 0 rg BT 504.42 397.10 Td (expired ) Tj ET Q q 0 0 0 rg BT 536.98 397.10 Td (before ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 385.10 Td (the ) Tj ET Q q 0 0 0 rg BT 69.39 385.10 Td (entity's ) Tj ET Q q 0 0 0 rg BT 101.03 385.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 139.19 385.10 Td (of ) Tj ET Q q 0 0 0 rg BT 150.47 385.10 Td (T) Tj ET Q q 0 0 0 rg BT 155.88 385.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 176.26 385.10 Td (842. ) Tj ET Q q 0 0 0 rg BT 196.94 385.10 Td ( ) Tj ET Q q 0 0 0 rg BT 199.88 385.10 Td (This ) Tj ET Q q 0 0 0 rg BT 220.13 385.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 243.30 385.10 Td (will ) Tj ET Q q 0 0 0 rg BT 262.03 385.10 Td (become ) Tj ET Q q 0 0 0 rg BT 296.30 385.10 Td (ef) Tj ET Q q 0 0 0 rg BT 303.88 385.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 334.26 385.10 Td (for ) Tj ET Q q 0 0 0 rg BT 349.09 385.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 381.14 385.10 Td (and ) Tj ET Q q 0 0 0 rg BT 398.75 385.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 428.58 385.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 468.41 385.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 501.02 385.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 544.18 385.10 Td (after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 373.10 Td (December ) Tj ET Q q 0 0 0 rg BT 97.77 373.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 112.96 373.10 Td (2018 ) Tj ET Q q 0 0 0 rg BT 135.65 373.10 Td (\(ef) Tj ET Q q 0 0 0 rg BT 146.57 373.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 176.46 373.10 Td (January ) Tj ET Q q 0 0 0 rg BT 210.24 373.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 220.43 373.10 Td (2019 ) Tj ET Q q 0 0 0 rg BT 243.12 373.10 Td (for ) Tj ET Q q 0 0 0 rg BT 257.47 373.10 Td (Peoples\). ) Tj ET Q q 0 0 0 rg BT 297.09 373.10 Td ( ) Tj ET Q q 0 0 0 rg BT 299.78 373.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 333.58 373.10 Td (will ) Tj ET Q q 0 0 0 rg BT 351.82 373.10 Td (adopt ) Tj ET Q q 0 0 0 rg BT 376.73 373.10 Td (this ) Tj ET Q q 0 0 0 rg BT 393.86 373.10 Td (new ) Tj ET Q q 0 0 0 rg BT 413.21 373.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 459.77 373.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 498.55 373.10 Td (as ) Tj ET Q q 0 0 0 rg BT 509.57 373.10 Td (required, ) Tj ET Q q 0 0 0 rg BT 548.07 373.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 361.10 Td (it ) Tj ET Q q 0 0 0 rg BT 62.06 361.10 Td (is ) Tj ET Q q 0 0 0 rg BT 71.23 361.10 Td (not ) Tj ET Q q 0 0 0 rg BT 86.50 361.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 124.54 361.10 Td (to ) Tj ET Q q 0 0 0 rg BT 134.82 361.10 Td (have ) Tj ET Q q 0 0 0 rg BT 156.19 361.10 Td (a ) Tj ET Q q 0 0 0 rg BT 163.13 361.10 Td (material ) Tj ET Q q 0 0 0 rg BT 198.39 361.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 228.10 361.10 Td (on ) Tj ET Q q 0 0 0 rg BT 240.60 361.10 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 276.01 361.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 329.05 361.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 366.53 361.10 Td (statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 326.10 Td (Note 2 Fair) Tj ET Q q 0 0 0 rg BT 102.13 326.10 Td ( ) Tj ET Q q 0 0 0 rg BT 104.45 326.10 Td (V) Tj ET Q q 0 0 0 rg BT 110.76 326.10 Td (alue of ) Tj ET Q q 0 0 0 rg BT 141.31 326.10 Td (Assets and Liabilities) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 316.1 m 562 316.1 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 302.10 Td (Fair value represents the amount expected to be received to sell an asset or paid to transfer a liability in its principal or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 290.10 Td (most advantageous market in an orderly transaction between market participants at the measurement date. In accordance with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 278.10 Td (fair value accounting guidance, Peoples measures, records, and reports various types of assets and liabilities at fair value on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 266.10 Td (either a recurring or non-recurring basis in the Consolidated Financial Statements. ) Tj ET Q q 0 0 0 rg BT 387.33 266.10 Td (Those assets and liabilities are presented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 254.10 Td (below in the sections entitled Assets and Liabilities Required to be Measured and Reported at Fair ) Tj ET Q q 0 0 0 rg BT 453.72 254.10 Td (V) Tj ET Q q 0 0 0 rg BT 459.83 254.10 Td (alue on a Recurring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 242.10 Td (Basis and Assets and Liabilities Required to be Measured and Reported at Fair ) Tj ET Q q 0 0 0 rg BT 380.12 242.10 Td (V) Tj ET Q q 0 0 0 rg BT 386.24 242.10 Td (alue on a Non-Recurring Basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 224.10 Td (Depending on the nature of the asset or liability) Tj ET Q q 0 0 0 rg BT 261.85 224.10 Td (, Peoples uses various valuation methodologies and assumptions to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 212.10 Td (estimate fair value. ) Tj ET Q q 0 0 0 rg BT 135.17 212.10 Td (The measurement of fair value under US GAAP) Tj ET Q q 0 0 0 rg BT 327.80 212.10 Td ( uses a hierarchy intended to maximize the use of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 200.10 Td (observable inputs and minimize the use of unobservable inputs.) Tj ET Q q 0 0 0 rg BT 312.93 200.10 Td (This hierarchy uses three levels of inputs to measure the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 188.10 Td (value of assets and liabilities as follows:) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 170.10 Td (Level 1:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.03 170.10 Td ( Quoted prices in active exchange markets for identical assets or liabilities; also includes certain U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 158.10 Td (T) Tj ET Q q 0 0 0 rg BT 95.76 158.10 Td (reasury and other U.S. government and agency securities actively traded in over) Tj ET Q q 0 0 0 rg BT 415.72 158.10 Td (-the-counter markets.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 140.10 Td (Level 2:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.03 140.10 Td ( Observable inputs other than Level 1 including quoted prices for similar assets or liabilities, quoted prices in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 128.10 Td (less active markets, or other observable inputs that can be corroborated by observable market data; also includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 116.10 Td (derivative contracts whose value is determined using a pricing model with observable market inputs or can be derived ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 104.10 Td (principally from, or corroborated by) Tj ET Q q 0 0 0 rg BT 234.02 104.10 Td (, observable market data.) Tj ET Q q 0 0 0 rg BT 339.08 104.10 Td (This category generally includes certain U.S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 92.10 Td (government and agency securities, corporate debt securities, derivative instruments, and residential mortgage loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 80.10 Td (held for sale.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 62.10 Td (Level 3:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.03 62.10 Td ( Unobservable inputs supported by little or no market activity for financial instruments whose value is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 50.10 Td (determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments ) Tj ET Q endstream endobj 21 0 obj <>] /Rotate 0 /Contents 22 0 R>> endobj 22 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 742.10 Td (for which the determination of fair value requires significant management judgment or estimation; also includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 730.10 Td (observable inputs for single dealer nonbinding quotes not corroborated by observable market data. ) Tj ET Q q 0 0 0 rg BT 485.82 730.10 Td (This category ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 718.10 Td (generally includes certain private equity investments, retained interests from securitizations, and certain collateralized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 706.10 Td (debt obligations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 688.10 Td (Assets and liabilities are assigned to a level within the fair value hierarchy based on the lowest level of significant input ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 676.10 Td (used to measure fair value. ) Tj ET Q q 0 0 0 rg BT 165.90 676.10 Td (Assets and liabilities may change levels within the fair value hierarchy due to market conditions or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 664.10 Td (other circumstances. ) Tj ET Q q 0 0 0 rg BT 141.01 664.10 Td (Those transfers are recognized on the date of the event that prompted the transfer) Tj ET Q q 0 0 0 rg BT 465.04 664.10 Td (. ) Tj ET Q q 0 0 0 rg BT 472.36 664.10 Td (There were no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 652.10 Td (transfers of assets or liabilities required to be measured at fair value on a recurring basis between levels of the fair value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 640.10 Td (hierarchy during the periods presented.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 622.10 Td (Assets and Liabilities Requir) Tj ET Q q 0 0 0 rg BT 176.89 622.10 Td (ed to be Measur) Tj ET Q q 0 0 0 rg BT 245.31 622.10 Td (ed and Reported at Fair) Tj ET Q q 0 0 0 rg BT 347.90 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 350.22 622.10 Td (V) Tj ET Q q 0 0 0 rg BT 356.52 622.10 Td (alue on a Recurring Basis) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 604.10 Td (The following table provides the fair value for assets and liabilities required to be measured and reported at fair value on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 592.10 Td (recurring basis in the Consolidated Balance Sheets by level in the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 396.29 592.10 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 525.60 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 525.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 525.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 525.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 525.60 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 525.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 525.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 525.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 499.60 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 499.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 499.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 499.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 499.60 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 499.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 499.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 499.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 473.60 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 473.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 473.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 473.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 473.60 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 473.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 473.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 473.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 447.60 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 447.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 447.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 447.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 447.60 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 447.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 447.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 447.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 421.60 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 421.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 421.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 421.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 421.60 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 421.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 421.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 421.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 395.60 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 395.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 395.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 395.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 395.60 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 395.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 395.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 395.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 369.60 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 369.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 369.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 369.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 369.60 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 369.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 369.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 369.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 343.60 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 343.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 343.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 343.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 343.60 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 343.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 343.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 343.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 317.60 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 317.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 317.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 317.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 317.60 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 317.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 317.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 317.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 82.50 291.60 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.50 291.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 291.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 291.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 291.60 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 291.60 43.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 291.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 291.60 43.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 568.6 m 314.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 568.6 m 363.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 568.6 m 406.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 568.6 m 413.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 568.6 m 456.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 568.6 m 507.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 568.6 m 550.5 568.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 82.5 547.6 m 271.5 547.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 547.6 m 314.5 547.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 547.6 m 363.5 547.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 547.6 m 406.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 568.6 m 456.5 568.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 547.6 m 456.5 547.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 547.6 m 507.5 547.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 547.6 m 550.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 82.5 525.6 m 271.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 525.6 m 314.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 525.6 m 363.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 525.6 m 406.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 525.6 m 456.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 525.6 m 507.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 525.6 m 550.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 421.6 m 550.5 421.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 421.6 m 314.5 421.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 421.6 m 363.5 421.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 421.6 m 406.5 421.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 421.6 m 456.5 421.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 421.6 m 507.5 421.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 421.6 m 550.5 421.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 343.6 m 314.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 343.6 m 363.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 343.6 m 456.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271.5 343.6 m 314.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 343.6 m 363.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 343.6 m 406.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 343.6 m 413.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 343.6 m 456.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 343.6 m 507.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 343.6 m 550.5 343.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.00 572.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 292.90 572.33 Td (Recurring Fair) Tj ET Q q 0 0 0 rg BT 357.51 572.33 Td ( ) Tj ET Q q 0 0 0 rg BT 359.83 572.33 Td (V) Tj ET Q q 0 0 0 rg BT 366.50 572.33 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 419.00 572.33 Td (ements at Reporting Date) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 305.40 552.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 324.19 552.28 Td (ch 31, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.15 552.28 Td (December) Tj ET Q q 0 0 0 rg BT 484.37 552.28 Td ( 31, 2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 85.00 530.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 277.05 530.28 Td (Level 1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.05 530.28 Td (Level 2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.05 530.28 Td (Level 3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.05 530.28 Td (Level 1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.05 530.28 Td (Level 2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.05 530.28 Td (Level 3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 85.00 516.33 Td (Assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 516.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 516.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.00 516.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 503.17 Td (Securities available-for) Tj ET Q q 0 0 0 rg BT 191.41 503.17 Td (-sale:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 490.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 490.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 490.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.00 490.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.00 477.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 477.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 477.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 477.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.15 477.17 Td (97,205) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.00 477.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 477.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 477.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 477.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 477.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.10 477.17 Td (101,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 477.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 477.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 464.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 464.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.10 464.17 Td (681,746) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 464.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 464.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.10 464.17 Td (673,664) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 464.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 451.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 451.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 451.17 Td (6,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 451.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 451.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 451.17 Td (6,976) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 451.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 438.17 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 438.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 438.17 Td (5,095) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 438.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 438.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 438.17 Td (5,129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 438.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 425.17 Td (Equity securities \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 425.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 425.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 425.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.10 425.17 Td (7,694) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 425.17 Td (155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.00 412.17 Td (T) Tj ET Q q 0 0 0 rg BT 117.41 412.17 Td (otal available-for) Tj ET Q q 0 0 0 rg BT 185.78 412.17 Td (-sale securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 412.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.10 412.17 Td (790,910) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 412.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.10 412.17 Td (7,694) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.10 412.17 Td (787,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 412.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.00 399.17 Td (Securities held-to-maturity:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 386.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.00 373.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 373.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 373.17 Td (4,300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 373.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 373.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 373.17 Td (4,417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 373.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 360.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 360.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.15 360.17 Td (30,978) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 360.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 360.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 360.17 Td (32,227) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 360.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.00 347.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 347.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 347.17 Td (4,162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 347.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 347.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 347.17 Td (4,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 347.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.50 334.17 Td (T) Tj ET Q q 0 0 0 rg BT 121.91 334.17 Td (otal held-to-maturity securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 334.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.15 334.17 Td (39,440) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 334.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 334.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 334.17 Td (41,213) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 334.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 321.17 Td (Equity securities \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.10 321.17 Td (7,31) Tj ET Q q 0 0 0 rg BT 305.60 321.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 321.17 Td (160) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 321.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 321.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.65 321.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 321.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 308.17 Td (Derivative assets \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 308.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 308.17 Td (6,633) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 308.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 308.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 308.17 Td (4,594) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 308.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 85.00 295.33 Td (Liabilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 282.17 Td (Derivative liabilities \(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.00 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 282.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 282.17 Td (3,870) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.00 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 282.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 282.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 282.17 Td (3,241) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 282.17 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 263.50 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 102.44 263.50 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 230.64 263.50 Td (ASU 2016-01, resulting in the reclassification of equity securities from available-for) Tj ET Q q 0 0 0 rg BT 500.85 263.50 Td (-sale investment ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 103.50 253.90 Td (securities to other investment securities. ) Tj ET Q q 0 0 0 rg BT 235.25 253.90 Td (As of December 31, 2017, equity securities had a net unrealized gain of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 466.50 253.90 Td ($6.5 million) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 505.61 253.90 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 244.30 Td (\(b\) Included in other assets on the Consolidated Balance Sheets. For additional information, see Note 9 of the Notes to the Unaudited ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 103.50 234.70 Td (Consolidated Financial Statements.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 225.10 Td (\(c\) Included in other liabilities on the Consolidated Balance Sheets. For additional information, see Note 9 of the Notes to the Unaudited ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 103.50 215.50 Td (Consolidated Financial Statements.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 197.50 Td (Securities ) Tj ET Q q 0 0 0 rg BT 114.69 197.50 Td (A) Tj ET Q q 0 0 0 rg BT 120.61 197.50 Td (vailable-for-Sale and Held-to-Maturity:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 283.93 197.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.93 197.50 Td (The fair values used by Peoples are obtained from an independent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 185.50 Td (pricing service and represent either quoted market prices for the identical securities \(Level 1\) or fair values determined by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 173.50 Td (pricing models using a market approach that considers observable market data, such as interest rate volatility) Tj ET Q q 0 0 0 rg BT 506.77 173.50 Td (, LIBOR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 161.50 Td (yield curves, credit spreads and prices from market makers and live trading systems \(Level 2\). Management reviews the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 149.50 Td (valuation methodology and quality controls utilized by the pricing services in management's overall assessment of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 137.50 Td (reasonableness of the fair values provided, and challenges prices when management believes a material discrepancy in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 125.50 Td (pricing exists.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 107.50 Td (Equity Securities:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 145.61 107.50 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.11 107.50 Td (The fair value of Peoples' ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 252.93 114.43 146.34 -8.93 re f /GS0 gs q 0 0 0 rg BT 252.93 107.50 Td (equity securities are obtained from q) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.27 107.50 Td (uoted prices in active exchange markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 95.50 Td (for identical assets or liabilities \(Level 1\) or quoted prices in less active markets \(Level 2\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 77.50 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 116.33 77.50 Td (Assets/Liabilities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 185.78 77.50 Td (: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.11 77.50 Td (Derivative assets/liabilities are recognized in the Consolidated Balance Sheets at their fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 65.50 Td (value within other assets/liabilities. ) Tj ET Q q 0 0 0 rg BT 215.40 65.50 Td (The fair value for derivative instruments is determined based on market prices, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 53.50 Td (broker) Tj ET Q q 0 0 0 rg BT 97.90 53.50 Td (-dealer quotations on similar products, or other related input parameters \(Level 2\).) Tj ET Q endstream endobj 23 0 obj <>] /Rotate 0 /Contents 24 0 R>> endobj 24 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 19.60 Td (1) Tj ET Q q 0 0 0 rg BT 305.78 19.60 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 742.25 Td (Assets and Liabilities Requir) Tj ET Q q 0 0 0 rg BT 176.89 742.25 Td (ed to be Measur) Tj ET Q q 0 0 0 rg BT 245.31 742.25 Td (ed and Reported at Fair) Tj ET Q q 0 0 0 rg BT 347.90 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 350.22 742.25 Td (V) Tj ET Q q 0 0 0 rg BT 356.52 742.25 Td (alue on a Non-Recurring Basis) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 724.25 Td (The following table provides the fair value for each class of assets and liabilities required to be measured and reported at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 712.25 Td (fair value on a non-recurring basis in the Consolidated Balance Sheets by level in the fair value hierarchy) Tj ET Q q 0 0 0 rg BT 474.59 712.25 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 77.00 639.75 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.00 639.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 639.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.00 639.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 639.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 639.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.00 639.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 639.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 77.00 613.75 172.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.00 613.75 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 613.75 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.00 613.75 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.00 613.75 7.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 613.75 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.00 613.75 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 613.75 50.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249 682.75 m 299 682.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 682.75 m 349 682.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349 682.75 m 399 682.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399 682.75 m 406 682.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 682.75 m 456 682.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 682.75 m 506 682.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 682.75 m 556 682.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 77 661.75 m 249 661.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 249 661.75 m 299 661.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 299 661.75 m 349 661.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 349 661.75 m 399 661.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 682.75 m 456 682.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 406 661.75 m 456 661.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 456 661.75 m 506 661.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 506 661.75 m 556 661.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 349 661.75 m 399 661.75 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 506 661.75 m 556 661.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 77 639.75 m 249 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249 639.75 m 299 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 639.75 m 349 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 639.75 m 456 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 639.75 m 506 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 639.75 m 349 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349 639.75 m 399 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456 639.75 m 506 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 639.75 m 556 639.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 686.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.85 686.48 Td (Non-Recurring Fair) Tj ET Q q 0 0 0 rg BT 359.58 686.48 Td ( ) Tj ET Q q 0 0 0 rg BT 361.89 686.48 Td (V) Tj ET Q q 0 0 0 rg BT 368.57 686.48 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 421.06 686.48 Td (ements at Reporting Date) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 290.40 666.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 309.19 666.43 Td (ch 31, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.15 666.43 Td (December) Tj ET Q q 0 0 0 rg BT 483.37 666.43 Td ( 31, 2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 79.50 644.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 258.05 644.43 Td (Level 1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 308.05 644.43 Td (Level 2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.05 644.43 Td (Level 3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 415.05 644.43 Td (Level 1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.05 644.43 Td (Level 2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.05 644.43 Td (Level 3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 630.32 Td (Impaired loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.50 630.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.15 630.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 630.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.15 630.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.50 630.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 630.32 Td (20,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.50 630.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 630.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.50 630.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.15 630.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.50 630.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 630.32 Td (20,602) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 617.32 Td (Loans held for sale) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.15 617.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.15 617.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.65 617.32 Td (3,581) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 617.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.15 617.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 617.32 Td (2,510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 604.37 Td (Other real estate owned \(OREO\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.15 604.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.15 604.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 604.37 Td (99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 604.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.15 604.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.15 604.37 Td (208) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 584.25 Td (Impaired Loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.17 584.25 Td ( Impaired loans are measured and reported at fair value when the amounts to be received are less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 572.25 Td (the carrying value of the loans. One of the allowable methods for determining the amount of impairment is estimating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 560.25 Td (fair value using the fair value of the collateral for collateral-dependent loans. Management) Tj ET Q q 0 0 0 rg BT 439.07 560.25 Td (s determination of the fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 548.25 Td (value for these loans uses a market approach representing the estimated net proceeds to be received from the sale of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 536.25 Td (collateral based on observable market prices or the market value provided by independent, licensed or certified appraisers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 524.25 Td (\(Level 3\), less estimated selling costs. ) Tj ET Q q 0 0 0 rg BT 228.36 524.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.86 524.25 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.46 524.25 Td (, impaired loans had an aggregate outstanding principal balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 512.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.83 512.25 Td ($25.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.72 512.25 Td (.For the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.33 512.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.32 512.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.14 512.25 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.74 512.25 Td (, Peoples recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.21 512.25 Td ($20,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.71 512.25 Td ( of losses on impaired loans, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 500.25 Td (through the allowance for loan losses.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 482.25 Td (Loans Held for Sale:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 158.39 482.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.39 482.25 Td (Loans originated and intended to be sold in the secondary market, generally one-to-four family ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 470.25 Td (residential loans, are carried at the lower of cost or estimated fair value determined on an aggregate basis \(Level 3\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 452.25 Td (Other Real Estate Owned:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.06 452.25 Td ( Other real estate owned \("OREO"\), included in other assets on the Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 440.25 Td (Sheets, is comprised primarily of commercial and residential real estate properties acquired by Peoples in satisfaction of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 428.25 Td (loan. OREO obtained in satisfaction of a loan is recorded at the lower of cost or estimated fair value, less estimated costs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 416.25 Td (to sell the property \(Level 3\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 398.25 Td (Financial Instruments Not Requir) Tj ET Q q 0 0 0 rg BT 199.10 398.25 Td (ed to be Measur) Tj ET Q q 0 0 0 rg BT 267.52 398.25 Td (ed or) Tj ET Q q 0 0 0 rg BT 289.28 398.25 Td ( Reported at Fair) Tj ET Q q 0 0 0 rg BT 363.24 398.25 Td ( ) Tj ET Q q 0 0 0 rg BT 365.56 398.25 Td (V) Tj ET Q q 0 0 0 rg BT 371.87 398.25 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 380.25 Td (The following table provides the carrying amount for each class of assets and liabilities and the fair value for certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 368.25 Td (financial instruments that are not required to be measured or reported at fair value in the Consolidated Balance Sheets.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 87.50 289.75 191.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 289.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 289.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 289.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.50 289.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 289.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 289.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 87.50 263.75 191.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 263.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 263.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 263.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.50 263.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 263.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 263.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 87.50 237.75 191.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 237.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 237.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 237.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.50 237.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 237.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 237.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 87.50 224.75 191.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 224.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 224.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 224.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.50 224.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 224.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 224.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 87.50 198.75 191.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 198.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 198.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 198.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.50 198.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 198.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 198.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 87.50 172.75 191.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 172.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 172.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 172.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.50 172.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 172.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 172.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 87.50 146.75 191.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 146.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 146.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 146.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.50 146.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 146.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 146.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 87.50 120.75 191.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 120.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 120.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 120.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.50 120.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 120.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 120.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 87.50 94.75 191.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 94.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 94.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 94.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.50 94.75 7.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 94.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 94.75 52.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 338.75 m 330.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 338.75 m 382.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 338.75 m 434.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.5 338.75 m 441.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 338.75 m 493.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 338.75 m 545.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 315.75 m 382.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 315.75 m 434.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 315.75 m 493.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 315.75 m 545.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 87.5 289.75 m 278.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 289.75 m 330.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 289.75 m 382.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 289.75 m 434.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.5 289.75 m 441.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 289.75 m 493.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 289.75 m 545.5 289.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 198.75 m 382.5 198.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 198.75 m 434.5 198.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434.5 198.75 m 441.5 198.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 198.75 m 493.5 198.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 198.75 m 545.5 198.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 342.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 288.70 342.48 Td (Fair) Tj ET Q q 0 0 0 rg BT 306.93 342.48 Td ( ) Tj ET Q q 0 0 0 rg BT 309.25 342.48 Td (V) Tj ET Q q 0 0 0 rg BT 315.93 342.48 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 368.42 342.48 Td (ements of Other) Tj ET Q q 0 0 0 rg BT 437.11 342.48 Td ( Financial Instruments) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 294.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 281.70 314.43 Td (Fair) Tj ET Q q 0 0 0 rg BT 299.93 314.43 Td ( ) Tj ET Q q 0 0 0 rg BT 302.25 314.43 Td (V) Tj ET Q q 0 0 0 rg BT 308.93 314.43 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.15 304.43 Td (Hierar) Tj ET Q q 0 0 0 rg BT 310.93 304.43 Td (chy) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 292.30 294.43 Td (Level) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.90 320.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 367.69 320.43 Td (ch 31, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.65 320.43 Td (December) Tj ET Q q 0 0 0 rg BT 495.87 320.43 Td ( 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.25 304.43 Td (Carrying) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 338.45 294.43 Td (Amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 385.70 294.43 Td (Fair) Tj ET Q q 0 0 0 rg BT 403.93 294.43 Td ( ) Tj ET Q q 0 0 0 rg BT 406.25 294.43 Td (V) Tj ET Q q 0 0 0 rg BT 412.93 294.43 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.25 304.43 Td (Carrying) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.45 294.43 Td (Amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.70 294.43 Td (Fair) Tj ET Q q 0 0 0 rg BT 514.84 294.43 Td ( ) Tj ET Q q 0 0 0 rg BT 517.16 294.43 Td (V) Tj ET Q q 0 0 0 rg BT 523.47 294.43 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 280.48 Td (Assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 267.32 Td (Cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 267.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 267.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 267.32 Td (72,629) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 267.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.15 267.32 Td (72,629) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 267.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 267.32 Td (72,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 267.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 267.32 Td (72,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 254.32 Td (Other investment securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 241.32 Td (FHLB stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 241.32 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 241.32 Td (28,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.15 241.32 Td (28,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 241.32 Td (28,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 241.32 Td (28,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 228.32 Td (FRB stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 228.32 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 228.32 Td (10,179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.15 228.32 Td (10,179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 228.32 Td (10,179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 228.32 Td (10,179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 215.32 Td (Non-qualified deferred comp \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 215.32 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.65 215.32 Td (914) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 215.32 Td (914) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 215.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 215.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 202.32 Td (FHLMC stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 202.32 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.65 202.32 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 202.32 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 202.32 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 202.32 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.50 189.32 Td (T) Tj ET Q q 0 0 0 rg BT 126.91 189.32 Td (otal other investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 189.32 Td (39,285) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.15 189.32 Td (39,285) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 189.32 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 189.32 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 176.32 Td (Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 176.32 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.60 176.32 Td (2,383,530) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.60 176.32 Td (2,297,373) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.60 176.32 Td (2,338,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.60 176.32 Td (2,274,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 163.32 Td (Bank owned life insurance \(BOLI\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 163.32 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 163.32 Td (62,644) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.15 163.32 Td (62,644) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 163.32 Td (62,176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 163.32 Td (62,176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 150.32 Td (Bank premises and equipment, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 150.32 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 150.32 Td (56,247) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.15 150.32 Td (56,247) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 150.32 Td (52,510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 150.32 Td (52,510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 137.32 Td (Servicing rights \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 137.32 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 137.32 Td (2,303) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.15 137.32 Td (2,303) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 137.32 Td (2,305) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.15 137.32 Td (2,305) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 124.48 Td (Liabilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 111.32 Td (Deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 111.32 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 111.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.60 111.32 Td (2,813,181) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 111.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.60 111.32 Td (2,809,738) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 111.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.60 111.32 Td (2,730,330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 111.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.60 111.32 Td (2,730,071) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 98.32 Td (Short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 98.32 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.10 98.32 Td (203,475) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.10 98.32 Td (203,494) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.10 98.32 Td (209,491) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.10 98.32 Td (209,628) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 85.32 Td (Long-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 85.32 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.10 85.32 Td (123,481) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.10 85.32 Td (1) Tj ET Q q 0 0 0 rg BT 403.10 85.32 Td (19,817) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.10 85.32 Td (144,019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.10 85.32 Td (142,108) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 66.65 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 102.44 66.65 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 230.64 66.65 Td (ASU 2016-01, resulting in the reclassification of equity securities \(including those held in participant ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 103.50 57.05 Td (accounts in the non-qualified deferred compensation plan\) from available-for) Tj ET Q q 0 0 0 rg BT 350.35 57.05 Td (-sale investment securities to other investment securities. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 47.45 Td (\(b\) Included in other intangible assets on the Consolidated Balance Sheets. Servicing rights are carried at the lower of cost or) Tj ET Q endstream endobj 25 0 obj <>] /Rotate 0 /Contents 26 0 R>> endobj 26 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (12) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 103.50 743.50 Td (market.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 725.50 Td (For certain financial assets and liabilities, carrying value approximates fair value due to the nature of the financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 713.50 Td (instrument.) Tj ET Q q 0 0 0 rg BT 104.09 713.50 Td (These instruments include cash and cash equivalents, demand and other non-maturity deposits, and overnight ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 701.50 Td (borrowings.Peoples used the following methods and assumptions in estimating the fair value of the following financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 689.50 Td (instruments:) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 671.50 Td (Cash and Cash Equivalents: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.03 671.50 Td (Cash and cash equivalents include cash on hand, balances due from other banks, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 659.50 Td (interest-bearing deposits in other banks, federal funds sold and other short-term investments with original maturities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 647.50 Td (of ninety days or less \(Level 1\). ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 629.50 Td (Other Investment Securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.33 629.50 Td ( Certain restricted equity securities that do not have readily determinable fair values ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 617.50 Td (and for which Peoples does not exercise significant influence, are carried at cost. ) Tj ET Q q 0 0 0 rg BT 418.03 617.50 Td (These cost method securities are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 605.50 Td (reported as other investment securities on the Consolidated Balance Sheets and consist primarily of shares of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 593.50 Td (Federal Home Loan Bank of Cincinnati \(the FHLB\) and the Federal Reserve Bank of Cleveland \(the "FRB"\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 581.50 Td (\(Level 2\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 563.50 Td (Loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.89 563.50 Td ( ) Tj ET Q q 0 0 0 rg BT 121.21 563.50 Td (The fair value of portfolio loans assumes sale of the notes to a third-party financial investor) Tj ET Q q 0 0 0 rg BT 486.38 563.50 Td (.) Tj ET Q q 0 0 0 rg BT 493.33 563.50 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 542.67 563.50 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 551.50 Td (this value is not necessarily the value to Peoples if the notes were held to maturity) Tj ET Q q 0 0 0 rg BT 417.32 551.50 Td (.Peoples considered interest rate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 539.50 Td (credit and market factors in estimating the fair value of loans \(Level 3\).In the current whole loan market, financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 527.50 Td (investors are generally requiring a higher rate of return than the return inherent in loans if held to maturity given the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 515.50 Td (lack of market liquidity) Tj ET Q q 0 0 0 rg BT 183.49 515.50 Td (.) Tj ET Q q 0 0 0 rg BT 190.81 515.50 Td (This diver) Tj ET Q q 0 0 0 rg BT 231.46 515.50 Td (gence accounts for the majority of the dif) Tj ET Q q 0 0 0 rg BT 396.49 515.50 Td (ference in carrying amount over fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 503.50 Td (value.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 485.50 Td (Bank Owned Life Insurance: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.34 485.50 Td (Peoples) Tj ET Q q 0 0 0 rg BT 247.23 485.50 Td (s bank owned life insurance policies are recorded at their cash surrender value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 473.50 Td (\(Level 3\). Peoples recognizes tax-exempt income from the periodic increases in the cash surrender value of these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 461.50 Td (policies and from death benefits.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 443.50 Td (Bank Premises and Equipment: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.91 443.50 Td (Bank premises and equipment are stated at cost less accumulated depreciation. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 431.50 Td (Depreciation is computed on the straight-line method over the estimated useful lives of the related assets owned. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 419.50 Td (Major improvements to leased facilities are capitalized and included in bank premises at cost less accumulated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 407.50 Td (depreciation, which is calculated on the straight-line method over the lesser of the remaining term of the leased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 395.50 Td (facility or the estimated economic life of the improvement \(Level 3\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 377.50 Td (Servicing Rights \("SRs"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.45 377.50 Td (: SRs are recorded at fair value at the time of the sale of the loans to the third-party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 365.50 Td (investor) Tj ET Q q 0 0 0 rg BT 121.67 365.50 Td (. Peoples follows the amortization method for the subsequent measurement of each class of separately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 353.50 Td (recognized servicing assets and liabilities. Under the amortization method, Peoples amortizes the value of servicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 341.50 Td (assets or liabilities in proportion to, and over the period of, estimated net servicing income or net servicing loss, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 329.50 Td (assesses servicing assets or liabilities for impairment or increased obligation based on the fair value at each reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 317.50 Td (date. ) Tj ET Q q 0 0 0 rg BT 113.97 317.50 Td (The fair value of the SRs is determined by using a discounted cash flow model, which estimates the present ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 305.50 Td (value of the future net cash flows of the servicing portfolio based on various factors, such as servicing costs, expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 293.50 Td (prepayment speeds and discount rates \(Level 3\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 275.50 Td (Deposits:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.33 275.50 Td ( ) Tj ET Q q 0 0 0 rg BT 130.65 275.50 Td (The fair value of fixed maturity certificates of deposit is estimated using a discounted cash flow calculation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 263.50 Td (based on current rates of) Tj ET Q q 0 0 0 rg BT 188.11 263.50 Td (fered for deposits of similar remaining maturities \(Level 2\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 245.50 Td (Short-term Borrowings:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.19 245.50 Td ( ) Tj ET Q q 0 0 0 rg BT 191.51 245.50 Td (The fair value of short-term borrowings is estimated using discounted cash flow analysis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 233.50 Td (based on rates currently available to Peoples for borrowings with similar terms \(Level 2\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 215.50 Td (Long-term Borrowings:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.07 215.50 Td ( ) Tj ET Q q 0 0 0 rg BT 190.39 215.50 Td (The fair value of long-term borrowings is estimated using a discounted cash flow analysis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 203.50 Td (based on rates currently available to Peoples for borrowings with similar terms \(Level 2\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 185.50 Td (Certain financial assets and financial liabilities that are not required to be measured or reported at fair value can be subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.50 Td (to fair value adjustments in certain circumstances \(for example, when there is evidence of impairment\).) Tj ET Q q 0 0 0 rg BT 471.99 173.50 Td (These financial assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 161.50 Td (and liabilities include the following: customer relationships, deposit base, banking center networks, and other information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 149.50 Td (required to compute Peoples) Tj ET Q q 0 0 0 rg BT 170.72 149.50 Td ( aggregate fair value that are not included in the above information.) Tj ET Q q 0 0 0 rg BT 445.06 149.50 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 494.40 149.50 Td (, the above fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.50 Td (values are not intended to represent the aggregate fair value of Peoples.) Tj ET Q endstream endobj 27 0 obj <>] /Rotate 0 /Contents 28 0 R>> endobj 28 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (13) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 742.25 Td (Note 3 Investment Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.92 742.25 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 732.25 m 562 732.25 l s BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 718.25 Td (A) Tj ET Q q 0 0 0 rg BT 60.48 718.25 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 109.54 718.25 Td (-sale) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 706.25 Td (The following table summarizes Peoples' available-for) Tj ET Q q 0 0 0 rg BT 289.92 706.25 Td (-sale investment securities:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 655.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 655.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 655.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 655.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 655.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 629.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 629.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 629.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 629.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 629.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 603.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 603.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 603.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 603.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 603.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 577.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 577.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 577.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 577.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 577.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 551.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 551.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 551.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 551.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 551.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 525.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 525.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 525.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 525.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 525.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 499.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 499.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 499.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 499.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 499.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 473.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 473.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 473.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 473.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 473.75 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 655.75 m 297.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 655.75 m 352.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 655.75 m 407.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 655.75 m 462.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 655.75 m 517.5 655.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 577.75 m 297.5 577.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 564.75 m 297.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 577.75 m 352.5 577.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 564.75 m 352.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 577.75 m 407.5 577.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 564.75 m 407.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 577.75 m 462.5 577.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 564.75 m 462.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 577.75 m 517.5 577.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 564.75 m 517.5 564.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 473.75 m 297.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 473.75 m 352.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 473.75 m 407.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 473.75 m 462.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 473.75 m 517.5 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 460.75 m 297.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 460.75 m 352.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 460.75 m 407.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 460.75 m 462.5 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 460.75 m 517.5 460.75 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 100.00 660.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 301.70 670.43 Td (Amortized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.75 660.43 Td (Cost) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.05 680.43 Td (Gr) Tj ET Q q 0 0 0 rg BT 379.18 680.43 Td (oss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.25 670.43 Td (Unr) Tj ET Q q 0 0 0 rg BT 373.38 670.43 Td (ealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.95 660.43 Td (Gains) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.05 680.43 Td (Gr) Tj ET Q q 0 0 0 rg BT 434.18 680.43 Td (oss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.25 670.43 Td (Unr) Tj ET Q q 0 0 0 rg BT 428.38 670.43 Td (ealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.60 660.43 Td (Losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.20 660.43 Td (Fair) Tj ET Q q 0 0 0 rg BT 485.34 660.43 Td ( ) Tj ET Q q 0 0 0 rg BT 487.66 660.43 Td (V) Tj ET Q q 0 0 0 rg BT 493.97 660.43 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.00 646.48 Td (Mar) Tj ET Q q 0 0 0 rg BT 118.79 646.48 Td (ch 31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 646.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 646.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 646.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 646.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 633.32 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 633.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 633.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 633.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 633.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.00 620.32 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 620.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.15 620.32 Td (96,730) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 620.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 620.32 Td (1,052) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 620.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.30 620.37 Td (\(577) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 620.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 620.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 620.32 Td (97,205) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 607.32 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.15 607.32 Td (699,788) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 607.32 Td (2,195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.80 607.37 Td (\(20,237) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 607.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 607.32 Td (681,746) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 594.32 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 594.32 Td (6,974) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.65 594.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.30 594.37 Td (\(1) Tj ET Q q 0 0 0 rg BT 448.63 594.37 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 594.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 594.32 Td (6,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 581.32 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 581.32 Td (5,197) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 581.32 Td (1) Tj ET Q q 0 0 0 rg BT 393.65 581.32 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.30 581.37 Td (\(218) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 581.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 581.32 Td (5,095) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 112.00 568.48 Td (T) Tj ET Q q 0 0 0 rg BT 118.21 568.48 Td (otal available-for) Tj ET Q q 0 0 0 rg BT 190.61 568.48 Td (-sale securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.00 568.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.15 568.48 Td (808,689) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.00 568.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.15 568.48 Td (3,363) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.00 568.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.80 568.53 Td (\(21,142) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.65 568.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.00 568.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.15 568.48 Td (790,910) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.00 555.48 Td (December) Tj ET Q q 0 0 0 rg BT 143.13 555.48 Td ( 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 555.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 555.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 555.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 555.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 542.32 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 542.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 542.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 542.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 542.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.00 529.32 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.15 529.32 Td (100,039) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 529.32 Td (1,786) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.30 529.37 Td (\(256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 529.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 529.32 Td (101,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 516.32 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.15 516.32 Td (684,100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 516.32 Td (2,582) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.80 516.37 Td (\(13,018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 516.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 516.32 Td (673,664) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 503.32 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 503.32 Td (7,004) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.65 503.32 Td (1) Tj ET Q q 0 0 0 rg BT 398.65 503.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.30 503.37 Td (\(39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 503.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 503.32 Td (6,976) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 490.32 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 490.32 Td (5,195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 490.32 Td (141) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.30 490.37 Td (\(207) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 490.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 490.32 Td (5,129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 477.32 Td (Equity securities \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 477.32 Td (1,394) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 477.32 Td (6,520) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.30 477.37 Td (\(65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 477.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 477.32 Td (7,849) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 112.00 464.48 Td (T) Tj ET Q q 0 0 0 rg BT 117.75 464.48 Td (otal available-for) Tj ET Q q 0 0 0 rg BT 190.42 464.48 Td (-sale securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.00 464.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.15 464.48 Td (797,732) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.00 464.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.15 464.48 Td (1) Tj ET Q q 0 0 0 rg BT 381.15 464.48 Td (1,040) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.00 464.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.80 464.53 Td (\(13,585) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.65 464.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.00 464.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.15 464.48 Td (795,187) Tj ET Q BT /F1 10.00 Tf ET BT /F1 7.00 Tf ET q 0 0 0 rg BT 99.00 446.85 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 108.13 446.85 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 220.31 446.85 Td (ASU 2016-01, resulting in the reclassification of equity securities from available-for) Tj ET Q q 0 0 0 rg BT 456.74 446.85 Td (-sale investment ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 108.00 438.45 Td (securities to other investment securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 418.05 Td (Peoples' investment in equity securities was comprised lar) Tj ET Q q 0 0 0 rg BT 304.40 418.05 Td (gely of common stocks issued by various unrelated bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 406.05 Td (holding companies at both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.32 406.05 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.91 406.05 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.35 406.05 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.94 406.05 Td (. ) Tj ET Q q 0 0 0 rg BT 330.88 406.05 Td (At December 31, 2017, there were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.38 406.05 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.38 406.05 Td ( equity securities of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 394.05 Td (a single issuer that exceeded 10% of stockholders' equity) Tj ET Q q 0 0 0 rg BT 281.20 394.05 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 376.05 Td (The gross gains and gross losses realized by Peoples from sales of available-for) Tj ET Q q 0 0 0 rg BT 390.05 376.05 Td (-sale securities for the periods ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 364.05 Td (March31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.60 364.05 Td ( were as follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.75 267.05 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 148.75 305.55 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.75 305.55 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 305.55 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 148.75 279.55 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.75 279.55 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.75 279.55 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.75 318.54999999999995 m 408.75 318.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 318.54999999999995 m 468.75 318.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.75 305.54999999999995 m 348.75 305.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.75 305.54999999999995 m 408.75 305.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 305.54999999999995 m 468.75 305.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.75 305.54999999999995 m 408.75 305.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 305.54999999999995 m 468.75 305.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.75 279.54999999999995 m 348.75 279.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.75 279.54999999999995 m 408.75 279.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 279.54999999999995 m 468.75 279.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 148.75 266.54999999999995 m 348.75 266.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.75 266.54999999999995 m 408.75 266.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.75 266.54999999999995 m 468.75 266.54999999999995 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.75 337.23 Td (Thr) Tj ET Q q 0 0 0 rg BT 379.33 337.23 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.40 323.23 Td (Mar) Tj ET Q q 0 0 0 rg BT 405.19 323.23 Td (ch 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 151.25 309.11 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.25 309.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.25 309.28 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.25 296.12 Td (Gross gains realized) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.25 296.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.90 296.12 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.25 296.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.90 296.12 Td (340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.25 283.12 Td (Gross losses realized) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.90 283.12 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.90 283.12 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 157.25 270.28 Td (Net gain \(loss\) r) Tj ET Q q 0 0 0 rg BT 224.56 270.28 Td (ealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.25 270.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 399.90 270.28 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.25 270.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.90 270.28 Td (340) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 249.05 Td (The cost of investment securities sold, and any resulting gain or loss, was based on the specific identification method and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 237.05 Td (recognized as of the trade date.) Tj ET Q endstream endobj 29 0 obj <>] /Rotate 0 /Contents 30 0 R>> endobj 30 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 724.10 Td (The following table presents a summary of available-for) Tj ET Q q 0 0 0 rg BT 297.00 724.10 Td (-sale investment securities that had an unrealized loss:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 673.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 673.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 673.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 673.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 673.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 673.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 673.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 673.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 673.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 673.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 673.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 647.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 647.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 647.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 647.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 647.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 647.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 647.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 647.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 647.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 647.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 647.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 611.60 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 611.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 611.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 611.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 611.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 611.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 611.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 611.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 611.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 611.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 611.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 565.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 565.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 565.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 565.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 565.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 565.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 565.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 565.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 565.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 565.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 565.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 539.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 539.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 539.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 539.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 539.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 539.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 539.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 539.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 539.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 539.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 539.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 513.60 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 513.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 513.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 513.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 513.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 513.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 513.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 513.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 513.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 513.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 513.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 467.60 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 467.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 467.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 467.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 467.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 467.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 467.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 467.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 467.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 467.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 467.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 431.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 431.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 431.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 431.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 431.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 431.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 431.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 431.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 431.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 431.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 431.60 50.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 694.6 m 226.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 694.6 m 277.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 694.6 m 322.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 694.6 m 367.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 694.6 m 417.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 694.6 m 463.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 694.6 m 508.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 694.6 m 558.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 673.6 m 185.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 694.6 m 226.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 673.6 m 226.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 673.6 m 277.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 673.6 m 322.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 673.6 m 326.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 694.6 m 367.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 673.6 m 367.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 673.6 m 417.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 673.6 m 463.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 673.6 m 467.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 694.6 m 508.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 673.6 m 508.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 673.6 m 558.5 673.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 565.6 m 185.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 552.6 m 185.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 565.6 m 226.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 552.6 m 226.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 565.6 m 277.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 552.6 m 277.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 565.6 m 322.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 552.6 m 322.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 565.6 m 326.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 552.6 m 326.5 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 565.6 m 367.5 565.6 l s 0 0 0 RG 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 418.6 m 326.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 418.6 m 367.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 418.6 m 417.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 418.6 m 463.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 418.6 m 467.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 418.6 m 508.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 418.6 m 558.5 418.6 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 698.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.60 699.00 Td (Less than 12 Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 699.00 Td (12 Months or) Tj ET Q q 0 0 0 rg BT 408.67 699.00 Td ( Mor) Tj ET Q q 0 0 0 rg BT 427.74 699.00 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.65 699.00 Td (T) Tj ET Q q 0 0 0 rg BT 508.24 699.00 Td (otal) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 59.00 678.05 Td (\(Dollars in 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Tf ET q 0 0 0 rg BT 479.30 686.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.65 677.00 Td (V) Tj ET Q q 0 0 0 rg BT 482.32 677.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.05 686.00 Td (Unr) Tj ET Q q 0 0 0 rg BT 527.39 686.00 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.20 677.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 59.00 665.00 Td (Mar) Tj ET Q q 0 0 0 rg BT 75.91 665.00 Td (ch 31, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 664.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 664.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 664.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 664.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 664.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 664.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 664.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 664.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 651.86 Td (Obligations of:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.00 638.86 Td (States and political subdivisions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 638.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.25 638.86 Td (26,370) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 638.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 260.50 638.86 Td (306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 638.86 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 638.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 638.86 Td (5,095) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 638.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 638.86 Td (271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 638.86 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 638.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.25 638.86 Td (31,465) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 638.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 638.86 Td (577) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 625.06 Td (Residential mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 616.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 193.75 616.06 Td (321,636) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.75 616.06 Td (7,396) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 616.06 Td (95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.75 616.06 Td (279,802) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.25 616.06 Td (12,841) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 616.06 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.75 616.06 Td (601,438) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.25 616.06 Td (20,237) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 602.06 Td (Commercial mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 593.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.75 593.06 Td (5,609) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 593.06 Td (93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 593.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 593.06 Td (1,256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 593.06 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 593.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 593.06 Td (6,865) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 593.06 Td (1) Tj ET Q q 0 0 0 rg BT 546.00 593.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 579.06 Td (Bank-issued trust preferred) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 570.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.00 570.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 570.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 570.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 570.06 Td (2,782) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 570.06 Td (218) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 570.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 570.06 Td (2,782) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 570.06 Td (218) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 77.00 557.00 Td (T) Tj ET Q q 0 0 0 rg BT 82.18 557.00 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 557.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.75 557.00 Td (353,615) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 557.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 557.00 Td (7,795) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 557.00 Td (134) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 557.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.75 557.00 Td (288,935) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 557.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.25 557.00 Td (13,347) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 557.00 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 557.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 557.00 Td (642,550) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 557.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.25 557.00 Td (21,142) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 59.00 544.00 Td (December) Tj ET Q q 0 0 0 rg BT 97.81 544.00 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 543.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 543.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 543.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 543.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 543.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 543.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 543.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 543.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 530.86 Td (Obligations of:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.00 517.86 Td (States and political subdivisions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 517.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 198.25 517.86 Td (16,985) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 517.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 517.86 Td (89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 517.86 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 517.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 517.86 Td (5,308) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 517.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 517.86 Td (167) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 517.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 517.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.25 517.86 Td (22,293) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 517.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 517.86 Td (256) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 504.06 Td (Residential mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 495.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 193.75 495.06 Td (274,998) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.75 495.06 Td (3,462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 495.06 Td (77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.75 495.06 Td (291,812) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 393.75 495.06 Td (9,556) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.00 495.06 Td (88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.75 495.06 Td (566,810) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 530.25 495.06 Td (13,018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 481.06 Td (Commercial mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 472.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.75 472.06 Td (2,487) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 472.06 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 472.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 472.06 Td (1,274) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 472.06 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 472.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 472.06 Td (3,761) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 472.06 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 458.06 Td (Bank-issued trust preferred) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 449.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.00 449.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 449.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 449.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 449.06 Td (2,792) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 449.06 Td (207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 449.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 449.06 Td (2,792) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 449.06 Td (207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 435.86 Td (Equity securities \(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.50 435.86 Td (276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.50 435.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 435.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.50 435.86 Td (1) Tj ET Q q 0 0 0 rg BT 355.00 435.86 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 435.86 Td (64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 435.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 435.86 Td (388) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 435.86 Td (65) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 77.00 423.00 Td (T) Tj ET Q q 0 0 0 rg BT 82.18 423.00 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 423.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 193.75 423.00 Td (294,746) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 423.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.75 423.00 Td (3,575) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 310.00 423.00 Td (97) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 423.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.75 423.00 Td (301,298) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 423.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 389.25 423.00 Td (10,010) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.00 423.00 Td (94) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 423.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 475.75 423.00 Td (596,044) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 423.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 530.25 423.00 Td (13,585) Tj ET Q BT /F1 10.00 Tf ET BT /F1 7.00 Tf ET q 0 0 0 rg BT 58.50 404.70 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 69.38 404.70 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 181.56 404.70 Td (ASU 2016-01, resulting in the reclassification of equity securities from available-for) Tj ET Q q 0 0 0 rg BT 417.99 404.70 Td (-sale investment securities to other investment ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 72.00 396.30 Td (securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 375.90 Td (Management systematically evaluates available-for) Tj ET Q q 0 0 0 rg BT 276.99 375.90 Td (-sale investment securities for other) Tj ET Q q 0 0 0 rg BT 419.52 375.90 Td (-than-temporary declines in fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 363.90 Td (value on a quarterly basis. ) Tj ET Q q 0 0 0 rg BT 163.14 363.90 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.64 363.90 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.23 363.90 Td (, management concluded no individual securities were other) Tj ET Q q 0 0 0 rg BT 479.51 363.90 Td (-than-temporarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 351.90 Td (impaired since Peoples did not have the intent to sell, nor was it more likely than not that Peoples would be required to sell, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 339.90 Td (any of the securities with an unrealized loss prior to recovery) Tj ET Q q 0 0 0 rg BT 297.71 339.90 Td (. Further) Tj ET Q q 0 0 0 rg BT 334.25 339.90 Td (, the unrealized losses at both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.49 339.90 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.09 339.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 327.90 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.58 327.90 Td ( were lar) Tj ET Q q 0 0 0 rg BT 167.38 327.90 Td (gely attributable to changes in market interest rates and spreads since the securities were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 315.90 Td (purchased.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 297.90 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 297.90 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.10 297.90 Td (, approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.36 297.90 Td (99%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.69 297.90 Td ( of the mortgage-backed securities with a market value that had been at an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 285.90 Td (unrealized loss position for twelve months or more were issued by U.S. government sponsored agencies. ) Tj ET Q q 0 0 0 rg BT 477.34 285.90 Td (The remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.43 285.90 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.76 285.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 273.90 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.83 273.90 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.49 273.90 Td ( positions, consisted of privately issued mortgage-backed securities with all of the underlying mortgages originated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 261.90 Td (prior to 2004. ) Tj ET Q q 0 0 0 rg BT 113.54 261.90 Td (T) Tj ET Q q 0 0 0 rg BT 118.95 261.90 Td (wo of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.21 261.90 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.88 261.90 Td ( positions had a fair value of less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.45 261.90 Td (90%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.78 261.90 Td ( of their book value, with an aggregate book and fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 249.90 Td (value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.99 249.90 Td ($0.5 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.88 249.90 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 249.90 Td ($0.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.21 249.90 Td (, respectively) Tj ET Q q 0 0 0 rg BT 258.87 249.90 Td (. Management analyzed the underlying credit quality of these securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 237.90 Td (and concluded the unrealized losses were primarily attributable to the floating rate nature of these investments and the low ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 225.90 Td (number of loans remaining in these securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 207.90 Td (Furthermore, the unrealized losses with respect to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.32 207.90 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.31 207.90 Td ( bank-issued trust preferred securities that had been in an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 195.90 Td (unrealized loss position for twelve months or more at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.79 195.90 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.38 195.90 Td ( were primarily attributable to the floating-rate nature of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 183.90 Td (those investments, the current interest rate environment and spreads within that sector) Tj ET Q q 0 0 0 rg BT 396.68 183.90 Td (.) Tj ET Q endstream endobj 31 0 obj <>] /Rotate 0 /Contents 32 0 R>> endobj 32 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (The table below presents the amortized cost, fair value and total weighted-average yield of available-for) Tj ET Q q 0 0 0 rg BT 488.01 742.10 Td (-sale securities by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (contractual maturity at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.02 730.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.62 730.10 Td (.) Tj ET Q q 0 0 0 rg BT 217.94 730.10 Td (The weighted-average yields are based on the amortized cost.In some cases, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (issuers may have the right to call or prepay obligations without call or prepayment penalties prior to the contractual maturity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.10 Td (date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.75 474.10 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 668.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 668.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 668.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 668.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 668.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 668.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 642.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 642.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 642.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 642.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 642.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 642.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 616.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 616.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 616.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 616.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 616.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 616.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 590.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 590.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 590.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 590.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 590.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 590.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 564.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 564.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 564.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 564.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 564.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 564.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 538.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 538.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 538.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 538.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 538.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 538.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 512.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 512.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 512.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 512.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 512.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 512.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 486.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 486.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 486.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 486.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 486.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 486.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 668.6 m 263.75 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 668.6 m 318.75 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 668.6 m 373.75 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 668.6 m 428.75 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 668.6 m 483.75 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 668.6 m 538.75 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 590.6 m 263.75 590.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 577.6 m 263.75 577.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 590.6 m 318.75 590.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 577.6 m 318.75 577.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 590.6 m 373.75 590.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 577.6 m 373.75 577.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 590.6 m 428.75 590.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 577.6 m 428.75 577.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 590.6 m 483.75 590.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 577.6 m 483.75 577.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 590.6 m 538.75 590.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 577.6 m 538.75 577.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 499.6 m 263.75 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 499.6 m 318.75 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 499.6 m 373.75 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 499.6 m 428.75 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 499.6 m 483.75 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 499.6 m 538.75 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 486.6 m 263.75 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 486.6 m 318.75 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 486.6 m 373.75 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 486.6 m 428.75 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 486.6 m 483.75 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 486.6 m 538.75 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 473.6 m 263.75 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 486.6 m 318.75 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 473.6 m 318.75 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 486.6 m 373.75 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 473.6 m 373.75 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 486.6 m 428.75 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 473.6 m 428.75 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 486.6 m 483.75 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 473.6 m 483.75 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 486.6 m 538.75 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 473.6 m 538.75 473.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 81.25 673.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.05 680.33 Td (W) Tj ET Q q 0 0 0 rg BT 281.96 680.33 Td (ithin 1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.80 670.38 Td (Y) Tj ET Q q 0 0 0 rg BT 287.47 670.38 Td (ear) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 334.05 680.33 Td (1 to 5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.80 670.38 Td (Y) Tj ET Q q 0 0 0 rg BT 340.47 670.38 Td (ears) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.55 680.33 Td (5 to 10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.80 670.38 Td (Y) Tj ET Q q 0 0 0 rg BT 395.47 670.38 Td (ears) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.75 680.33 Td (Over) Tj ET Q q 0 0 0 rg BT 460.31 680.33 Td ( 10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.80 670.38 Td (Y) Tj ET Q q 0 0 0 rg BT 450.47 670.38 Td (ears) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.80 673.28 Td (T) Tj ET Q q 0 0 0 rg BT 505.55 673.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.25 659.33 Td (Amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 659.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 659.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 659.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 659.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 659.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 646.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 646.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 646.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 646.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 646.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 646.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 633.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 633.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.75 633.17 Td (1,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 633.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.75 633.17 Td (10,503) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 633.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.75 633.17 Td (30,295) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 633.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.75 633.17 Td (54,638) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 633.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.75 633.17 Td (96,730) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 620.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.25 620.17 Td (439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.75 620.17 Td (14,398) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.75 620.17 Td (40,31) Tj ET Q q 0 0 0 rg BT 413.25 620.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.75 620.17 Td (644,640) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.75 620.17 Td (699,788) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 607.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 607.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.75 607.17 Td (5,701) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.25 607.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.75 607.17 Td (1,273) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 607.17 Td (6,974) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 594.17 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 594.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 594.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.75 594.17 Td (2,197) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.75 594.17 Td (3,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 594.17 Td (5,197) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 93.25 581.33 Td (T) Tj ET Q q 0 0 0 rg BT 99.46 581.33 Td (otal available-for) Tj ET Q q 0 0 0 rg BT 171.86 581.33 Td (-sale securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.25 581.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 285.75 581.33 Td (1,733) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.25 581.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.75 581.33 Td (30,602) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.25 581.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.75 581.33 Td (72,803) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.25 581.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.75 581.33 Td (703,551) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.25 581.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.75 581.33 Td (808,689) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.25 568.33 Td (Fair) Tj ET Q q 0 0 0 rg BT 99.39 568.33 Td ( value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 568.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 568.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 568.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 568.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 568.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 555.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 555.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 555.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 555.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 555.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 555.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 542.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 542.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.75 542.17 Td (1,301) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 542.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.75 542.17 Td (10,492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 542.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.75 542.17 Td (30,332) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 542.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.75 542.17 Td (55,080) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 542.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.75 542.17 Td (97,205) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 529.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.25 529.17 Td (433) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.75 529.17 Td (14,140) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.75 529.17 Td (39,654) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.75 529.17 Td (627,519) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.75 529.17 Td (681,746) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 516.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 516.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.75 516.17 Td (5,608) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.25 516.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.75 516.17 Td (1,256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 516.17 Td (6,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 503.17 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 503.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 503.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.75 503.17 Td (2,313) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.75 503.17 Td (2,782) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 503.17 Td (5,095) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 93.25 490.33 Td (T) Tj ET Q q 0 0 0 rg BT 99.00 490.33 Td (otal available-for) Tj ET Q q 0 0 0 rg BT 171.67 490.33 Td (-sale securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.25 490.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 285.75 490.33 Td (1,734) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.25 490.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.75 490.33 Td (30,240) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.25 490.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.75 490.33 Td (72,299) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.25 490.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.75 490.33 Td (686,637) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.25 490.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.75 490.33 Td (790,910) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.25 477.33 Td (T) Tj ET Q q 0 0 0 rg BT 105.00 477.33 Td (otal weighted-average yield) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 290.75 477.33 Td (2.77) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 308.25 477.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.75 477.33 Td (2.52) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 363.25 477.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.75 477.33 Td (3.15) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.25 477.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.75 477.33 Td (2.86) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.25 477.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.75 477.33 Td (2.88) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 528.25 477.33 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 450.10 Td (Held-to-Maturity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 438.10 Td (The following table summarizes Peoples) Tj ET Q q 0 0 0 rg BT 237.33 438.10 Td ( held-to-maturity investment securities:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 387.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 387.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 387.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 387.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 387.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 361.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 361.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 361.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 361.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 361.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 335.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 335.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 335.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 335.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 335.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 309.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 309.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 309.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 309.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 309.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 283.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 283.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 283.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 283.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 283.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 97.50 257.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 297.50 257.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 257.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 257.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 257.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 387.6 m 297.5 387.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 387.6 m 352.5 387.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 387.6 m 407.5 387.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 387.6 m 462.5 387.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 387.6 m 517.5 387.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 387.6 m 297.5 387.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 322.6 m 352.5 322.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 322.6 m 407.5 322.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 322.6 m 462.5 322.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 322.6 m 517.5 322.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 322.6 m 297.5 322.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 309.6 m 297.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 322.6 m 352.5 322.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 309.6 m 352.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 322.6 m 407.5 322.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 309.6 m 407.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 322.6 m 462.5 322.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 309.6 m 462.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 322.6 m 517.5 322.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 309.6 m 517.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 309.6 m 297.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 309.6 m 352.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 309.6 m 407.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 309.6 m 462.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 309.6 m 517.5 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 244.60000000000002 m 352.5 244.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 244.60000000000002 m 407.5 244.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 244.60000000000002 m 462.5 244.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 244.60000000000002 m 297.5 244.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 97.5 231.60000000000002 m 297.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 244.60000000000002 m 352.5 244.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 297.5 231.60000000000002 m 352.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 244.60000000000002 m 407.5 244.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 231.60000000000002 m 407.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 244.60000000000002 m 462.5 244.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 231.60000000000002 m 462.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 244.60000000000002 m 517.5 244.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 231.60000000000002 m 517.5 231.60000000000002 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 100.00 392.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 301.70 402.28 Td (Amortized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.75 392.28 Td (Cost) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.05 412.28 Td (Gr) Tj ET Q q 0 0 0 rg BT 379.18 412.28 Td (oss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.25 402.28 Td (Unr) Tj ET Q q 0 0 0 rg BT 373.38 402.28 Td (ealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.95 392.28 Td (Gains) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.05 412.28 Td (Gr) Tj ET Q q 0 0 0 rg BT 434.18 412.28 Td (oss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.25 402.28 Td (Unr) Tj ET Q q 0 0 0 rg BT 428.38 402.28 Td (ealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.60 392.28 Td (Losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.20 392.28 Td (Fair) Tj ET Q q 0 0 0 rg BT 485.34 392.28 Td ( ) Tj ET Q q 0 0 0 rg BT 487.66 392.28 Td (V) Tj ET Q q 0 0 0 rg BT 493.97 392.28 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.00 378.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 118.79 378.33 Td (ch 31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 378.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 378.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 378.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 378.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 365.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 365.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 365.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 365.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 365.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.00 352.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 352.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 352.17 Td (3,807) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 352.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 352.17 Td (493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 352.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 352.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 352.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 352.17 Td (4,300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 339.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.15 339.17 Td (31,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 339.17 Td (192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.30 339.22 Td (\(804) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 339.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 339.17 Td (30,978) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 326.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 326.17 Td (4,254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.65 326.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.30 326.22 Td (\(92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 326.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 326.17 Td (4,162) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 112.00 313.33 Td (T) Tj ET Q q 0 0 0 rg BT 118.21 313.33 Td (otal held-to-maturity securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.00 313.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.15 313.33 Td (39,651) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.00 313.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.65 313.33 Td (685) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.00 313.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.30 313.38 Td (\(896) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.65 313.33 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.00 313.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.15 313.33 Td (39,440) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.00 300.33 Td (December) Tj ET Q q 0 0 0 rg BT 143.13 300.33 Td ( 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 300.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 300.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 300.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 300.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 287.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 287.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 287.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 287.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 287.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.00 274.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.00 274.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 274.17 Td (3,810) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 274.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 274.17 Td (607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 274.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 274.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 274.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 274.17 Td (4,417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 261.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.15 261.17 Td (32,487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 261.17 Td (269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.30 261.22 Td (\(529) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 261.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 261.17 Td (32,227) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 248.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 248.17 Td (4,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.65 248.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.30 248.22 Td (\(62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.65 248.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 248.17 Td (4,569) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 112.00 235.33 Td (T) Tj ET Q q 0 0 0 rg BT 117.75 235.33 Td (otal held-to-maturity securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.00 235.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.15 235.33 Td (40,928) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.00 235.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.65 235.33 Td (876) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.00 235.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.30 235.38 Td (\(591) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.65 235.33 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.00 235.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.15 235.33 Td (41,213) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 214.10 Td (There were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.74 214.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.74 214.10 Td ( gross gains or gross losses realized by Peoples from sales of held-to-maturity securities for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.43 214.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.42 214.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 202.10 Td (months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.33 202.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.92 202.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.36 202.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.36 202.10 Td (.) Tj ET Q endstream endobj 33 0 obj <>] /Rotate 0 /Contents 34 0 R>> endobj 34 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (The following table presents a summary of held-to-maturity investment securities that had an unrealized loss:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 691.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 691.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 691.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 691.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 691.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 691.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 691.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 691.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 691.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 691.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 691.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 655.60 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 655.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 655.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 655.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 655.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 655.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 655.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 655.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 655.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 655.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 655.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 619.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 619.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 619.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 619.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 619.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 619.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 619.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 619.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 619.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 619.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 619.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 56.50 583.60 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 185.50 583.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.50 583.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 583.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 583.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 583.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 583.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 583.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 583.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 583.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 583.60 50.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 712.6 m 226.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 712.6 m 277.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 712.6 m 322.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 712.6 m 367.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 712.6 m 417.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 712.6 m 463.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 712.6 m 508.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 712.6 m 558.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 691.6 m 185.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 712.6 m 226.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 691.6 m 226.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 691.6 m 277.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 691.6 m 322.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 691.6 m 326.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 712.6 m 367.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 691.6 m 367.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 691.6 m 417.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 691.6 m 463.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 691.6 m 467.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 712.6 m 508.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 691.6 m 508.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 691.6 m 558.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 691.6 m 185.5 691.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 632.6 m 226.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 632.6 m 277.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 632.6 m 322.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 632.6 m 367.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 632.6 m 417.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 632.6 m 463.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 632.6 m 185.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 619.6 m 185.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 632.6 m 226.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 619.6 m 226.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 632.6 m 277.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 619.6 m 277.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 632.6 m 322.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 619.6 m 322.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 632.6 m 326.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 619.6 m 326.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 632.6 m 367.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 619.6 m 367.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 632.6 m 417.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 619.6 m 417.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 632.6 m 463.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 619.6 m 463.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 632.6 m 467.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 619.6 m 467.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 632.6 m 508.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 619.6 m 508.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 632.6 m 558.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 619.6 m 558.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 619.6 m 185.5 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 560.6 m 226.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 560.6 m 277.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 560.6 m 322.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 560.6 m 367.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 560.6 m 417.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 560.6 m 463.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 560.6 m 185.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 56.5 547.6 m 185.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 560.6 m 226.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 185.5 547.6 m 226.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 560.6 m 277.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.5 547.6 m 277.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 560.6 m 322.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 547.6 m 322.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 560.6 m 326.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 547.6 m 326.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 560.6 m 367.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 547.6 m 367.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 560.6 m 417.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 547.6 m 417.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 560.6 m 463.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 547.6 m 463.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 560.6 m 467.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 547.6 m 467.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 560.6 m 508.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 547.6 m 508.5 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 560.6 m 558.5 560.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 547.6 m 558.5 547.6 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 716.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 213.60 717.00 Td (Less than 12 Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 357.25 717.00 Td (12 Months or) Tj ET Q q 0 0 0 rg BT 408.67 717.00 Td ( Mor) Tj ET Q q 0 0 0 rg BT 427.74 717.00 Td (e) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.65 717.00 Td (T) Tj ET Q q 0 0 0 rg BT 508.24 717.00 Td (otal) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 59.00 696.05 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.30 704.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 194.65 695.00 Td (V) Tj ET Q q 0 0 0 rg BT 200.32 695.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 230.55 704.00 Td (Unr) Tj ET Q q 0 0 0 rg BT 245.97 704.00 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 242.70 695.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 288.00 704.00 Td (No. of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 280.75 695.00 Td (Securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.30 704.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.65 695.00 Td (V) Tj ET Q q 0 0 0 rg BT 341.32 695.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 371.05 704.00 Td (Unr) Tj ET Q q 0 0 0 rg BT 386.47 704.00 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.20 695.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.50 704.00 Td (No. of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.25 695.00 Td (Securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 479.30 704.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 476.65 695.00 Td (V) Tj ET Q q 0 0 0 rg BT 482.32 695.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.05 704.00 Td (Unr) Tj ET Q q 0 0 0 rg BT 527.39 704.00 Td (ealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 524.20 695.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 59.00 683.00 Td (Mar) Tj ET Q q 0 0 0 rg BT 75.91 683.00 Td (ch 31, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 682.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 669.06 Td (Residential mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 660.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 660.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.75 660.06 Td (5,774) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 660.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 660.06 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 660.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 660.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.25 660.06 Td (1) Tj ET Q q 0 0 0 rg BT 343.75 660.06 Td (1,729) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 660.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 660.06 Td (756) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 660.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 660.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.25 660.06 Td (17,503) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 660.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 660.06 Td (804) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 646.06 Td (Commercial mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 637.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.00 637.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 637.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 637.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 637.06 Td (4,162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 637.06 Td (92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 637.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 637.06 Td (4,162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 637.06 Td (92) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 77.00 624.00 Td (T) Tj ET Q q 0 0 0 rg BT 82.18 624.00 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 624.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.75 624.00 Td (5,774) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 624.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.00 624.00 Td (48) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 624.00 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 624.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.25 624.00 Td (15,891) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 624.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.50 624.00 Td (848) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 624.00 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 624.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.25 624.00 Td (21,665) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 624.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 624.00 Td (896) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 59.00 611.00 Td (December) Tj ET Q q 0 0 0 rg BT 97.81 611.00 Td ( 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 280.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 610.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 597.06 Td (Residential mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 588.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 188.00 588.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.75 588.06 Td (1,476) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 588.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.50 588.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 314.50 588.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.00 588.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.25 588.06 Td (12,098) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 588.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 588.06 Td (525) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 588.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.00 588.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.25 588.06 Td (13,574) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.00 588.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 588.06 Td (529) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 574.06 Td (Commercial mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 565.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.00 565.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 565.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 310.00 565.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.75 565.06 Td (4,569) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 565.06 Td (62) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.50 565.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.75 565.06 Td (4,569) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 546.00 565.06 Td (62) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 77.00 552.00 Td (T) Tj ET Q q 0 0 0 rg BT 82.18 552.00 Td (otal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 188.00 552.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.75 552.00 Td (1,476) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 229.00 552.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 269.50 552.00 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 314.50 552.00 Td (2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.00 552.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 339.25 552.00 Td (16,667) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 370.00 552.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 400.50 552.00 Td (587) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.50 552.00 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 470.00 552.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.25 552.00 Td (18,143) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 511.00 552.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 541.50 552.00 Td (591) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 530.10 Td (The table below presents the amortized cost, fair value and total weighted-average yield of held-to-maturity securities by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 518.10 Td (contractual maturity at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.02 518.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.62 518.10 Td (.) Tj ET Q q 0 0 0 rg BT 217.94 518.10 Td (The weighted-average yields are based on the amortized cost.In some cases, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 506.10 Td (issuers may have the right to call or prepay obligations without call or prepayment penalties prior to the contractual maturity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 494.10 Td (date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.75 288.10 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 456.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 456.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 456.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 456.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 456.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 456.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 430.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 430.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 430.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 430.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 430.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 430.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 404.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 404.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 404.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 404.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 404.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 404.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 378.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 378.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 378.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 378.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 378.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 378.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 352.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 352.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 352.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 352.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 352.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 352.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 326.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 326.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 326.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 326.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 326.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 326.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 78.75 300.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.75 300.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.75 300.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.75 300.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.75 300.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.75 300.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 456.6 m 263.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 456.6 m 318.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 456.6 m 373.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 456.6 m 428.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 456.6 m 483.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 456.6 m 538.75 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 391.6 m 318.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 391.6 m 373.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 391.6 m 428.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 391.6 m 483.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 391.6 m 263.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 378.6 m 263.75 378.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 391.6 m 318.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 378.6 m 318.75 378.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 391.6 m 373.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 378.6 m 373.75 378.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 391.6 m 428.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 378.6 m 428.75 378.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 391.6 m 483.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 378.6 m 483.75 378.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 391.6 m 538.75 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 378.6 m 538.75 378.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 313.6 m 318.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 313.6 m 373.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 313.6 m 428.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 313.6 m 483.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 313.6 m 263.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 300.6 m 263.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 313.6 m 318.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 300.6 m 318.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 313.6 m 373.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 300.6 m 373.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 313.6 m 428.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 300.6 m 428.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 313.6 m 483.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 300.6 m 483.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 313.6 m 538.75 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 300.6 m 538.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 78.75 287.6 m 263.75 287.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 300.6 m 318.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.75 287.6 m 318.75 287.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 300.6 m 373.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.75 287.6 m 373.75 287.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 300.6 m 428.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.75 287.6 m 428.75 287.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 300.6 m 483.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.75 287.6 m 483.75 287.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 300.6 m 538.75 300.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 483.75 287.6 m 538.75 287.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 81.25 461.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.05 468.33 Td (W) Tj ET Q q 0 0 0 rg BT 281.96 468.33 Td (ithin 1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.80 458.38 Td (Y) Tj ET Q q 0 0 0 rg BT 287.47 458.38 Td (ear) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 334.05 468.33 Td (1 to 5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.80 458.38 Td (Y) Tj ET Q q 0 0 0 rg BT 340.47 458.38 Td (ears) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.55 468.33 Td (5 to 10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.80 458.38 Td (Y) Tj ET Q q 0 0 0 rg BT 395.47 458.38 Td (ears) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.75 468.33 Td (Over) Tj ET Q q 0 0 0 rg BT 460.31 468.33 Td ( 10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.80 458.38 Td (Y) Tj ET Q q 0 0 0 rg BT 450.47 458.38 Td (ears) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.80 461.28 Td (T) Tj ET Q q 0 0 0 rg BT 505.55 461.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.25 447.33 Td (Amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 447.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 447.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 447.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 447.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 447.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 434.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 434.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 434.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 434.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 434.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 434.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 421.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 421.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 421.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 421.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.25 421.17 Td (312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 421.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.75 421.17 Td (2,981) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 421.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.25 421.17 Td (514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 421.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 421.17 Td (3,807) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 408.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 408.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.25 408.17 Td (439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.75 408.17 Td (6,336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.75 408.17 Td (24,815) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.75 408.17 Td (31,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 395.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.25 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.75 395.17 Td (4,254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 395.17 Td (4,254) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 93.25 382.33 Td (T) Tj ET Q q 0 0 0 rg BT 99.46 382.33 Td (otal held-to-maturity securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.25 382.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.25 382.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.25 382.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.25 382.33 Td (751) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.25 382.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.75 382.33 Td (9,317) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.25 382.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.75 382.33 Td (29,583) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.25 382.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.75 382.33 Td (39,651) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.25 369.33 Td (Fair) Tj ET Q q 0 0 0 rg BT 99.39 369.33 Td ( value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 369.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 369.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 369.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 369.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 369.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 356.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 356.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 356.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 356.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 356.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 356.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 343.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.25 343.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 343.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.25 343.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.25 343.17 Td (312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.25 343.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.75 343.17 Td (3,459) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.25 343.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.25 343.17 Td (529) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.25 343.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 343.17 Td (4,300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 330.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 330.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.25 330.17 Td (430) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.75 330.17 Td (6,315) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.75 330.17 Td (24,233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.75 330.17 Td (30,978) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 317.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 317.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.25 317.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.25 317.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.75 317.17 Td (4,162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.75 317.17 Td (4,162) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 93.25 304.33 Td (T) Tj ET Q q 0 0 0 rg BT 99.00 304.33 Td (otal held-to-maturity securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.25 304.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.25 304.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.25 304.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.25 304.33 Td (742) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.25 304.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.75 304.33 Td (9,774) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.25 304.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.75 304.33 Td (28,924) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.25 304.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.75 304.33 Td (39,440) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.25 291.33 Td (T) Tj ET Q q 0 0 0 rg BT 105.00 291.33 Td (otal weighted-average yield) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.25 291.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 308.25 291.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.75 291.33 Td (3.16) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 363.25 291.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.75 291.33 Td (2.79) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.25 291.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.75 291.33 Td (3.53) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.25 291.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.75 291.33 Td (3.35) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 528.25 291.33 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 264.10 Td (Other) Tj ET Q q 0 0 0 rg BT 79.37 264.10 Td ( ) Tj ET Q q 0 0 0 rg BT 81.87 264.10 Td (Investment ) Tj ET Q q 0 0 0 rg BT 132.14 264.10 Td (Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 252.10 Td (Peoples' other investment securities on the Unaudited Consolidated Balance Sheet consist lar) Tj ET Q q 0 0 0 rg BT 443.81 252.10 Td (gely of shares of the Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 240.10 Td (Home Loan Bank of Cincinnati \(the FHLB\) and the Federal Reserve Bank of Cleveland \(the "FRB"\), and equity securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 228.10 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 214.25 228.10 Td (ASU 2016-01, resulting in the reclassification of equity securities from available-for) Tj ET Q q 0 0 0 rg BT 552.01 228.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 216.10 Td (sale investment securities to other investment securities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 198.10 Td (The following table summarizes the carrying value of Peoples' other investment securities:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 88.50 166.60 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 166.60 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 166.60 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 88.50 140.60 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 140.60 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 140.60 87.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 88.50 114.60 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 363.50 114.60 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 114.60 87.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 88.5 166.60000000000002 m 363.5 166.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 166.60000000000002 m 439.5 166.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 166.60000000000002 m 526.5 166.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 88.5 166.60000000000002 m 363.5 166.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 88.5 101.60000000000002 m 363.5 101.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 101.60000000000002 m 439.5 101.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 101.60000000000002 m 526.5 101.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 88.5 88.60000000000002 m 363.5 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 363.5 88.60000000000002 m 439.5 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 101.60000000000002 m 526.5 101.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 88.60000000000002 m 526.5 88.60000000000002 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 91.00 171.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.90 171.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 386.69 171.28 Td (ch 31, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.15 171.28 Td (December) Tj ET Q q 0 0 0 rg BT 485.27 171.28 Td ( 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 91.00 157.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 109.70 157.33 Td (ch 31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.00 157.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.00 144.17 Td (FHLB stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.00 144.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.15 144.17 Td (28,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.00 144.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 144.17 Td (28,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.00 131.17 Td (FRB stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.15 131.17 Td (10,179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 131.17 Td (10,179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.00 118.17 Td (Equity securities \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.15 118.17 Td (7,471) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 118.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.00 105.17 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 105.17 Td (974) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.65 105.17 Td (60) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 103.00 92.33 Td (T) Tj ET Q q 0 0 0 rg BT 108.75 92.33 Td (otal other) Tj ET Q q 0 0 0 rg BT 149.95 92.33 Td ( investment securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.00 92.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.15 92.33 Td (46,756) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.00 92.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.15 92.33 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET BT /F1 7.00 Tf ET q 0 0 0 rg BT 94.50 74.70 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 103.63 74.70 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 215.81 74.70 Td (ASU 2016-01, resulting in the reclassification of equity securities from available-for) Tj ET Q q 0 0 0 rg BT 452.24 74.70 Td (-sale investment ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 103.50 65.10 Td (securities to other investment securitie) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 211.19 65.10 Td (s. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.75 51.10 Td () Tj ET Q BT /F1 10.00 Tf ET endstream endobj 35 0 obj <>] /Rotate 0 /Contents 36 0 R>> endobj 36 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (17) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 742.25 Td (Pledged ) Tj ET Q q 0 0 0 rg BT 90.39 742.25 Td (Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 730.25 Td (Peoples had pledged available-for) Tj ET Q q 0 0 0 rg BT 207.58 730.25 Td (-sale investment securities with carrying values of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.57 730.25 Td ($551.1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.47 730.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.90 730.25 Td ($522.7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.80 730.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.25 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.60 718.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.04 718.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.62 718.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 268.28 718.25 Td (, and held-to-maturity investment securities with carrying values of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.25 Td ($17.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.89 706.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.33 706.25 Td ($18.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.22 706.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.44 706.25 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.04 706.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.48 706.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.06 706.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 407.72 706.25 Td (, to secure public and trust department ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 694.25 Td (deposits, and repurchase agreements in accordance with federal and state requirements.Peoples also pledged available-for) Tj ET Q q 0 0 0 rg BT 545.54 694.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 682.25 Td (sale investment securities with carrying values of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.66 682.25 Td ($5.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.55 682.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.99 682.25 Td ($6.7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.88 682.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.10 682.25 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.70 682.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.14 682.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.72 682.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 670.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 101.66 670.25 Td (, and held-to-maturity securities with carrying values of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.87 670.25 Td ($19.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.76 670.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.20 670.25 Td ($19.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.09 670.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.31 670.25 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.91 670.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 658.25 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.58 658.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 185.25 658.25 Td (, to secure additional borrowing capacity at the FHLB and the FRB.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 640.25 Td (Note 4 Loans) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 630.25 m 576 630.25 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 616.25 Td (Peoples' loan portfolio consists of various types of loans originated primarily as a result of lending opportunities within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 604.25 Td (Peoples' primary market areas of northeastern, central, southwestern and southeastern Ohio, west central ) Tj ET Q q 0 0 0 rg BT 474.37 604.25 Td (W) Tj ET Q q 0 0 0 rg BT 483.00 604.25 Td (est ) Tj ET Q q 0 0 0 rg BT 496.43 604.25 Td (V) Tj ET Q q 0 0 0 rg BT 503.05 604.25 Td (ir) Tj ET Q q 0 0 0 rg BT 508.98 604.25 Td (ginia, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 592.25 Td (northeastern Kentucky) Tj ET Q q 0 0 0 rg BT 144.15 592.25 Td (. ) Tj ET Q q 0 0 0 rg BT 151.10 592.25 Td (Acquired loans consist of loans purchased in 2012 or thereafter) Tj ET Q q 0 0 0 rg BT 403.53 592.25 Td (. Loans that were acquired and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 580.25 Td (subsequently re-underwritten, are reported as originated upon execution of such credit actions \(for example, renewals and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 568.25 Td (increases in lines of credit\). ) Tj ET Q q 0 0 0 rg BT 169.05 568.25 Td (The major classifications of loan balances \(in each case, net of deferred fees and costs\) excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 556.25 Td (loans held for sale, were as follows: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 514.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 514.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 514.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 486.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 486.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 486.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 458.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 458.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 458.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 430.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 430.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 430.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 402.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 402.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 402.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 374.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 374.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 374.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 346.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 346.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 346.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 318.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 318.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 318.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 290.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 290.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 290.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 262.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 262.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 262.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 234.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 234.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 234.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 206.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 206.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 206.75 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 514.75 m 334.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 514.75 m 404.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 514.75 m 474.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 472.75 m 404.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 472.75 m 474.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 388.75 m 404.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 388.75 m 474.5 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 360.75 m 474.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 360.75 m 334.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 346.75 m 334.5 346.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 360.75 m 404.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 346.75 m 404.5 346.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 360.75 m 474.5 360.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 346.75 m 474.5 346.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 346.75 m 334.5 346.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 346.75 m 404.5 346.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 346.75 m 474.5 346.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 304.75 m 404.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 304.75 m 474.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 220.75 m 404.5 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 220.75 m 474.5 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 206.75 m 334.5 206.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 192.75 m 334.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 206.75 m 404.5 206.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 192.75 m 404.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 206.75 m 474.5 206.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 192.75 m 474.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 192.75 m 334.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 178.75 m 334.5 178.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 192.75 m 404.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 178.75 m 404.5 178.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 192.75 m 474.5 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 178.75 m 474.5 178.75 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 157.00 519.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 347.15 529.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 365.94 529.43 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.00 519.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.90 529.43 Td (December) Tj ET Q q 0 0 0 rg BT 453.02 529.43 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.00 519.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 157.00 505.43 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 491.32 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 491.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 491.32 Td (99,757) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 491.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 491.32 Td (107,1) Tj ET Q q 0 0 0 rg BT 460.65 491.32 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 477.32 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 477.32 Td (627,932) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 477.32 Td (595,447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 463.32 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 463.32 Td (727,689) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 463.32 Td (702,565) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 449.32 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 449.32 Td (455,243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 449.32 Td (438,051) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 435.32 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 435.32 Td (302,890) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 435.32 Td (304,523) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 421.32 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 421.32 Td (87,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 421.32 Td (88,902) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 407.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 197.91 407.32 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 407.32 Td (347,607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 407.32 Td (340,390) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 393.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 197.91 393.32 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 393.32 Td (67,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 393.32 Td (67,010) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 379.32 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 379.32 Td (414,993) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 379.32 Td (407,400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 365.32 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 365.32 Td (543) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 365.32 Td (849) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 163.00 351.43 Td (T) Tj ET Q q 0 0 0 rg BT 169.21 351.43 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 351.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.65 351.43 Td (1,989,080) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 351.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.65 351.43 Td (1,942,290) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 157.00 337.43 Td (Acquir) Tj ET Q q 0 0 0 rg BT 186.82 337.43 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 323.32 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 323.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 323.32 Td (8,054) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 323.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.15 323.32 Td (8,319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 309.32 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 309.32 Td (156,1) Tj ET Q q 0 0 0 rg BT 390.65 309.32 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 309.32 Td (165,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 295.32 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 295.32 Td (164,169) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 295.32 Td (173,439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 281.32 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 281.32 Td (33,815) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 281.32 Td (34,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 267.32 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 267.32 Td (194,063) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 267.32 Td (184,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 253.32 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 253.32 Td (20,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 253.32 Td (20,575) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 239.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 197.91 239.32 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 239.32 Td (253) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 239.32 Td (329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 225.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 197.91 225.32 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 225.32 Td (940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.15 225.32 Td (1,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 211.32 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 211.32 Td (1,193) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.15 211.32 Td (1,476) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 163.00 197.43 Td (T) Tj ET Q q 0 0 0 rg BT 169.21 197.43 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 215.05 197.43 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 197.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.15 197.43 Td (413,248) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 197.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.15 197.43 Td (414,847) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 163.00 183.43 Td (Loans, net of deferr) Tj ET Q q 0 0 0 rg BT 247.25 183.43 Td (ed fees and costs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 183.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.65 183.43 Td (2,402,328) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 183.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.65 183.43 Td (2,357,137) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 37 0 obj <>] /Rotate 0 /Contents 38 0 R>> endobj 38 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (Peoples has acquired various loans through business combinations for which there was, at acquisition, evidence of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (deterioration of credit quality since origination, and for which it was probable that all contractually required payments would not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (be collected. ) Tj ET Q q 0 0 0 rg BT 109.35 718.10 Td (The carrying amounts of these purchased credit impaired loans included in the loan balances above are summarized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.10 Td (as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 665.60 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 665.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 665.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 637.60 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 637.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 637.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 609.60 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 609.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 609.60 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 665.6 m 319.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 665.6 m 389.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 665.6 m 459.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 665.6 m 319.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 665.6 m 389.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 665.6 m 459.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 609.6 m 389.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 609.6 m 459.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 609.6 m 319.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 609.6 m 389.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 595.6 m 389.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 609.6 m 459.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 595.6 m 319.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 581.6 m 319.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 595.6 m 389.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 581.6 m 389.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 595.6 m 459.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 581.6 m 459.5 581.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 172.00 670.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.15 680.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 350.94 680.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.00 670.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.90 680.28 Td (December) Tj ET Q q 0 0 0 rg BT 438.02 680.28 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.00 670.28 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.00 656.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.00 656.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 656.17 Td (7,794) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.00 656.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 656.17 Td (8,1) Tj ET Q q 0 0 0 rg BT 445.65 656.17 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.00 642.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 642.17 Td (718) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.65 642.17 Td (767) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.00 628.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 628.17 Td (19,156) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.15 628.17 Td (19,532) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.00 614.17 Td (Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.65 614.17 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.65 614.17 Td (33) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 178.00 600.28 Td (T) Tj ET Q q 0 0 0 rg BT 184.21 600.28 Td (otal outstanding balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.00 600.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.15 600.28 Td (27,695) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.00 600.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.15 600.28 Td (28,449) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 178.00 586.28 Td (Net carrying amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.00 586.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.15 586.28 Td (18,864) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.00 586.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.15 586.28 Td (19,564) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 564.10 Td (Changes in the accretable yield for purchased credit impaired loans for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.43 564.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.42 564.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.25 564.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.84 564.10 Td ( were as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 552.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 135.00 496.60 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 496.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.00 496.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 135.00 468.60 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 468.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.00 468.60 67.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 135 496.6 m 360 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 496.6 m 427 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 496.6 m 494 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 135 496.6 m 360 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 496.6 m 427 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 496.6 m 494 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 468.6 m 494 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 135 468.6 m 360 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 135 454.6 m 360 454.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 468.6 m 427 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 454.6 m 427 454.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 468.6 m 494 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 454.6 m 494 454.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.30 525.28 Td (For) Tj ET Q q 0 0 0 rg BT 385.76 525.28 Td ( the thr) Tj ET Q q 0 0 0 rg BT 417.24 525.28 Td (ee moths ended) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 137.50 501.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 371.15 511.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 389.94 511.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.00 501.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.15 511.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 456.85 511.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 501.28 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.50 487.17 Td (Balance, December 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.50 487.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.65 487.17 Td (6,704) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 487.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 487.17 Td (7,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.50 473.17 Td (Accretion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.80 473.22 Td (\(412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 473.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.80 473.22 Td (\(461) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 473.17 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 143.50 459.28 Td (Balance, Mar) Tj ET Q q 0 0 0 rg BT 201.08 459.28 Td (ch 31, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.50 459.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.65 459.28 Td (6,292) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.50 459.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.65 459.28 Td (6,671) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 437.10 Td (Peoples completes annual re-estimations of cash flows on acquired purchased credit impaired loans in ) Tj ET Q q 0 0 0 rg BT 481.88 437.10 Td (August of each year) Tj ET Q q 0 0 0 rg BT 561.57 437.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 425.10 Td (At the end of each quarter) Tj ET Q q 0 0 0 rg BT 157.72 425.10 Td (, Peoples evaluates factors to determine if a material change has occurred in acquired loans accounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.10 Td (for and if a re-estimation is needed. Factors evaluated to determine if a re-estimation is needed include changes in: risk ratings, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 401.10 Td (maturity dates, char) Tj ET Q q 0 0 0 rg BT 132.96 401.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 153.87 401.10 Td (fs, payof) Tj ET Q q 0 0 0 rg BT 188.68 401.10 Td (fs, nonaccrual status and loans that have become past due.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 383.10 Td (Cash flows expected to be collected on purchased credit impaired loans are estimated by incorporating several key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 371.10 Td (assumptions, similar to the initial estimate of fair value. ) Tj ET Q q 0 0 0 rg BT 281.55 371.10 Td (These key assumptions include probability of default and the amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 359.10 Td (actual prepayments after the acquisition date. Prepayments af) Tj ET Q q 0 0 0 rg BT 301.78 359.10 Td (fect the estimated life of the loans and could change the amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 347.10 Td (interest income and possibly the principal expected to be collected. In re-forecasting future estimated cash flows, credit loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 335.10 Td (expectations are adjusted as necessary) Tj ET Q q 0 0 0 rg BT 206.06 335.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 317.10 Td (Peoples pledges certain loans secured by 1-4 family and multifamily residential mortgages under a blanket collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 305.10 Td (agreement to secure borrowings from the FHLB. ) Tj ET Q q 0 0 0 rg BT 254.04 305.10 Td (The amount of such pledged loans totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.72 305.10 Td ($486.5 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.61 305.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.05 305.10 Td ($487.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.94 305.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.60 293.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.04 293.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.62 293.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 268.28 293.10 Td (. Peoples also pledges commercial loans to secure borrowings with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 281.10 Td (FRB. ) Tj ET Q q 0 0 0 rg BT 80.22 281.10 Td (The outstanding balances of these loans totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.55 281.10 Td ($71.5 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.45 281.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.88 281.10 Td ($74.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.78 281.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.99 281.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.59 281.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.03 281.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.61 281.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 269.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 101.66 269.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 245.10 Td (Nonaccrual and Past Due Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 233.10 Td (A) Tj ET Q q 0 0 0 rg BT 78.67 233.10 Td ( loan is considered past due if any required principal and interest payments have not been received as of the date such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 221.10 Td (payments were required to be made under the terms of the loan agreement. ) Tj ET Q q 0 0 0 rg BT 357.50 221.10 Td (A) Tj ET Q q 0 0 0 rg BT 364.17 221.10 Td ( loan may be placed on nonaccrual status regardless ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 209.10 Td (of whether or not such loan is considered past due. ) Tj ET Q endstream endobj 39 0 obj <>] /Rotate 0 /Contents 40 0 R>> endobj 40 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 724.10 Td (The recorded investments in loans on nonaccrual status and loans delinquent for 90 days or more and accruing were as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.75 384.10 Td ( ) Tj ET Q 1 1 1 rg /GS0 gs 63.75 701.60 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 663.60 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 663.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 663.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 663.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 663.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 663.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 634.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 634.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 634.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 634.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 634.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 634.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 604.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 604.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 604.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 604.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 604.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 604.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 574.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 574.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 574.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 574.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 574.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 574.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 544.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 544.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 544.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 544.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 544.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 544.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 514.60 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 514.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 514.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 514.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 514.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 514.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 486.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 486.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 486.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 486.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 486.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 486.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 456.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 456.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 456.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 456.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 456.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 456.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 426.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 426.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 426.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 426.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 426.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 426.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 397.60 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 397.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 397.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 397.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 397.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 397.60 90.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 687.6 m 303.75 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 687.6 m 383.75 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 687.6 m 477.75 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 687.6 m 567.75 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 663.6 m 223.75 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 687.6 m 303.75 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 663.6 m 303.75 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 687.6 m 383.75 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 663.6 m 383.75 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 663.6 m 387.75 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 687.6 m 477.75 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 663.6 m 477.75 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 687.6 m 567.75 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 663.6 m 567.75 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 619.6 m 303.75 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 619.6 m 383.75 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 619.6 m 387.75 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 619.6 m 477.75 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 619.6 m 567.75 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 529.6 m 303.75 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 529.6 m 383.75 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 529.6 m 387.75 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 529.6 m 477.75 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 529.6 m 567.75 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 514.6 m 303.75 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 529.6 m 383.75 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 514.6 m 383.75 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 514.6 m 387.75 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 529.6 m 477.75 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 514.6 m 477.75 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 529.6 m 567.75 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 514.6 m 567.75 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 514.6 m 223.75 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 500.6 m 223.75 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 514.6 m 303.75 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 500.6 m 303.75 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 514.6 m 383.75 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 500.6 m 383.75 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 500.6 m 387.75 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 514.6 m 477.75 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 500.6 m 477.75 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 514.6 m 567.75 514.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 500.6 m 567.75 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 500.6 m 223.75 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 500.6 m 303.75 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 500.6 m 383.75 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 500.6 m 387.75 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 500.6 m 477.75 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 500.6 m 567.75 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 411.6 m 303.75 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 411.6 m 383.75 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 411.6 m 477.75 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 411.6 m 567.75 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 411.6 m 223.75 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 397.6 m 223.75 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 411.6 m 303.75 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 397.6 m 303.75 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 411.6 m 383.75 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 397.6 m 383.75 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 411.6 m 387.75 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 397.6 m 387.75 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 411.6 m 477.75 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 397.6 m 477.75 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 411.6 m 567.75 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 397.6 m 567.75 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 383.6 m 223.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 383.6 m 303.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 383.6 m 383.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 383.6 m 387.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 383.6 m 477.75 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 383.6 m 567.75 383.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 264.20 692.28 Td (Nonaccrual Loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 692.28 Td (Loans 90+ Days Past Due and ) Tj ET Q q 0 0 0 rg BT 522.33 692.28 Td (Accruing) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 66.25 668.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 241.40 678.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 260.19 678.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 253.25 668.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.15 678.28 Td (December) Tj ET Q q 0 0 0 rg BT 357.37 678.28 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.25 668.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.40 678.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 429.19 678.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.25 668.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.15 678.28 Td (December) Tj ET Q q 0 0 0 rg BT 536.27 678.28 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.25 668.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 66.25 654.28 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 639.27 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.25 639.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 639.27 Td (732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.25 639.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 639.27 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.25 639.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 639.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.25 639.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 639.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 624.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 624.27 Td (6,673) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.40 624.27 Td (6,877) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 624.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 624.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 609.27 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 609.27 Td (7,405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.40 609.27 Td (7,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 609.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 609.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 594.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 594.27 Td (1,598) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 594.27 Td (739) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 594.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 594.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 579.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 579.27 Td (3,666) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.40 579.27 Td (3,546) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.90 579.27 Td (298) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.90 579.27 Td (548) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 564.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 564.27 Td (507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 564.27 Td (550) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 564.27 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 564.27 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 549.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 107.16 549.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 549.27 Td (306) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 549.27 Td (256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 549.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 549.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 534.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 107.16 534.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.90 534.27 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.90 534.27 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 534.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 534.27 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 519.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 519.27 Td (323) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 519.27 Td (295) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 519.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 519.27 Td (16) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.25 505.28 Td (T) Tj ET Q q 0 0 0 rg BT 78.46 505.28 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.25 505.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.40 505.28 Td (13,499) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.25 505.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.40 505.28 Td (12,761) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.25 505.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.90 505.28 Td (327) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.25 505.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 548.90 505.28 Td (614) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 66.25 491.28 Td (Acquir) Tj ET Q q 0 0 0 rg BT 96.07 491.28 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 476.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.25 476.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 476.27 Td (269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.25 476.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 476.27 Td (192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.25 476.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 476.27 Td (71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.25 476.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.90 476.27 Td (215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 461.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 461.27 Td (141) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 461.27 Td (259) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 461.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 461.27 Td (45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 446.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 446.27 Td (2,062) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.40 446.27 Td (2,168) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.90 446.27 Td (632) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.90 446.27 Td (730) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 431.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 431.27 Td (230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 431.27 Td (312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 431.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 431.27 Td (22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 416.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 106.96 416.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.90 416.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.90 416.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 416.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 416.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.25 402.28 Td (T) Tj ET Q q 0 0 0 rg BT 78.46 402.28 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 124.30 402.28 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.25 402.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 277.40 402.28 Td (2,703) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.25 402.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.40 402.28 Td (2,931) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.25 402.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.90 402.28 Td (703) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.25 402.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 541.40 402.28 Td (1,012) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.25 388.28 Td (T) Tj ET Q q 0 0 0 rg BT 78.00 388.28 Td (otal loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.25 388.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.40 388.28 Td (16,202) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.25 388.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.40 388.28 Td (15,692) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.25 388.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.40 388.28 Td (1,030) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.25 388.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 541.40 388.28 Td (1,626) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 360.10 Td ( ) Tj ET Q endstream endobj 41 0 obj <>] /Rotate 0 /Contents 42 0 R>> endobj 42 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (The following table presents the aging of the recorded investment in past due loans:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 697.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 697.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 697.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 697.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 697.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 697.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 697.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 697.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 669.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 669.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 669.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 669.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 669.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 669.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 669.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 669.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 641.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 641.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 641.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 641.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 641.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 641.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 641.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 641.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 613.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 613.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 613.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 613.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 613.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 613.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 613.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 613.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 585.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 585.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 585.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 585.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 585.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 585.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 585.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 585.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 557.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 557.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 557.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 557.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 557.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 557.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 557.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 557.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 529.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 529.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 529.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 529.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 529.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 529.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 529.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 529.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 501.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 501.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 501.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 501.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 501.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 501.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 501.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 501.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 473.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 473.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 473.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 473.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 473.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 473.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 473.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 473.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 445.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 445.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 445.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 445.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 445.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 445.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 445.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 445.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 417.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 417.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 417.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 417.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 417.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 417.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 417.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 417.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 389.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 389.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 389.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 389.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 389.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 389.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 389.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 389.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 361.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 361.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 361.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 361.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 361.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 361.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 361.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 361.60 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 711.6 m 270.5 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 711.6 m 330.5 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 711.6 m 390.5 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 711.6 m 450.5 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 697.6 m 210.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 697.6 m 270.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 697.6 m 330.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 697.6 m 390.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 697.6 m 450.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 697.6 m 454.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 697.6 m 514.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 697.6 m 575.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 697.6 m 210.5 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 641.6 m 270.5 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 641.6 m 330.5 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 641.6 m 390.5 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 641.6 m 450.5 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 641.6 m 454.5 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 641.6 m 514.5 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 641.6 m 575.5 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 557.6 m 270.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 557.6 m 330.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 557.6 m 390.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 557.6 m 450.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 557.6 m 454.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 557.6 m 514.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 557.6 m 575.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 529.6 m 210.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 515.6 m 210.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 529.6 m 270.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 515.6 m 270.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 529.6 m 330.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 515.6 m 330.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 529.6 m 390.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 515.6 m 390.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 529.6 m 450.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 515.6 m 450.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 529.6 m 454.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 515.6 m 454.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 529.6 m 514.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 515.6 m 514.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 529.6 m 575.5 529.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 515.6 m 575.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 473.6 m 270.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 473.6 m 330.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 473.6 m 390.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 473.6 m 450.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 473.6 m 454.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 473.6 m 514.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 473.6 m 575.5 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 389.6 m 270.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 389.6 m 330.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 389.6 m 390.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 389.6 m 450.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 389.6 m 454.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 389.6 m 514.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 389.6 m 575.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 375.6 m 270.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 389.6 m 330.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 375.6 m 330.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 389.6 m 390.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 375.6 m 390.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 389.6 m 450.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 375.6 m 450.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 389.6 m 454.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 375.6 m 454.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 389.6 m 514.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 375.6 m 514.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 389.6 m 575.5 389.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 375.6 m 575.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 375.6 m 210.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 361.6 m 210.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 375.6 m 270.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 361.6 m 270.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 375.6 m 330.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 361.6 m 330.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 375.6 m 390.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 361.6 m 390.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 375.6 m 450.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 361.6 m 450.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 375.6 m 454.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 361.6 m 454.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 375.6 m 514.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 361.6 m 514.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 375.6 m 575.5 375.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 361.6 m 575.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 361.6 m 210.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 347.6 m 210.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 361.6 m 270.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 347.6 m 270.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 361.6 m 330.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 347.6 m 330.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 361.6 m 390.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 347.6 m 390.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 361.6 m 450.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 347.6 m 450.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 361.6 m 454.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 347.6 m 454.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 361.6 m 514.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 347.6 m 514.5 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 361.6 m 575.5 361.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 347.6 m 575.5 347.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 296.65 716.28 Td (Loans Past Due) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.55 712.28 Td (Curr) Tj ET Q q 0 0 0 rg BT 488.03 712.28 Td (ent) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.90 702.28 Td (Loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 533.55 712.28 Td (T) Tj ET Q q 0 0 0 rg BT 539.30 712.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.40 702.28 Td (Loans) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 56.00 702.05 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 214.85 702.28 Td (30 - 59 days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.85 702.28 Td (60 - 89 days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.05 702.28 Td (90 + Days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.05 702.28 Td (T) Tj ET Q q 0 0 0 rg BT 414.80 702.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 688.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 74.79 688.28 Td (ch 31, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 674.28 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 660.17 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.00 660.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 660.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.00 660.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 660.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 660.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 660.17 Td (732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.00 660.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 660.17 Td (732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.00 660.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 660.17 Td (99,025) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 660.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 660.17 Td (99,757) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 646.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 646.17 Td (596) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 646.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 646.17 Td (6,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 646.17 Td (7,108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 646.17 Td (620,824) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 646.17 Td (627,932) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 632.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 632.17 Td (596) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 632.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 632.17 Td (7,244) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 632.17 Td (7,840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 632.17 Td (719,849) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 632.17 Td (727,689) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 618.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 618.17 Td (1,352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.15 618.17 Td (1,180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 618.17 Td (1,570) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 618.17 Td (4,102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 618.17 Td (451,141) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 618.17 Td (455,243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 604.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 604.17 Td (4,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.15 604.17 Td (1,107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 604.17 Td (1,778) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 604.17 Td (7,105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 604.17 Td (295,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 604.17 Td (302,890) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 590.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 590.17 Td (1) Tj ET Q q 0 0 0 rg BT 256.65 590.17 Td (1) Tj ET Q q 0 0 0 rg BT 261.65 590.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 590.17 Td (122) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 590.17 Td (337) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 590.17 Td (570) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 590.17 Td (87,152) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 590.17 Td (87,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 576.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 576.17 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 576.17 Td (1,510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 576.17 Td (176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 576.17 Td (152) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 576.17 Td (1,838) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 576.17 Td (345,769) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 576.17 Td (347,607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 562.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 562.17 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 562.17 Td (204) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 562.17 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 562.17 Td (1) Tj ET Q q 0 0 0 rg BT 381.65 562.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 562.17 Td (239) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 562.17 Td (67,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 562.17 Td (67,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 548.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 548.17 Td (1,714) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 548.17 Td (200) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 548.17 Td (163) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 548.17 Td (2,077) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 548.17 Td (412,916) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 548.17 Td (414,993) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 534.17 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 534.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 534.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 534.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 534.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 534.17 Td (543) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 534.17 Td (543) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 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321.65 394.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 394.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 394.17 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 394.17 Td (922) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 394.17 Td (940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 380.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 380.17 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.65 380.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 380.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 380.17 Td (22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 380.17 Td (1,171) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 380.17 Td (1,193) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 366.28 Td (T) Tj ET Q q 0 0 0 rg BT 68.21 366.28 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 114.05 366.28 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 366.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 244.15 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0.9333333333333333 1 rg /GS0 gs 450.50 468.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 468.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 468.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 440.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 440.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 440.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 440.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 440.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 440.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 440.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 440.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 412.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 412.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 412.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 412.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 412.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 412.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 412.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 412.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 384.50 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 384.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 384.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 384.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 384.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 384.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 384.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 384.50 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 734.5 m 270.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 734.5 m 330.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 734.5 m 390.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 734.5 m 450.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 720.5 m 210.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 720.5 m 270.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 720.5 m 330.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 720.5 m 390.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 720.5 m 450.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 720.5 m 454.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 720.5 m 514.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 720.5 m 575.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 664.5 m 270.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 664.5 m 330.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 664.5 m 390.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 664.5 m 450.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 664.5 m 454.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 664.5 m 514.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 664.5 m 575.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 580.5 m 270.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 580.5 m 330.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 580.5 m 390.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 580.5 m 450.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 580.5 m 454.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 580.5 m 514.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 580.5 m 575.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 580.5 m 330.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 580.5 m 390.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 580.5 m 450.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 580.5 m 454.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 580.5 m 514.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 580.5 m 575.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 552.5 m 270.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 552.5 m 330.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 552.5 m 390.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 552.5 m 575.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 552.5 m 210.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 538.5 m 210.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 552.5 m 270.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 538.5 m 270.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 552.5 m 330.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 538.5 m 330.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 552.5 m 390.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 538.5 m 390.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 552.5 m 450.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 538.5 m 450.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 552.5 m 454.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 538.5 m 454.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 552.5 m 514.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 538.5 m 514.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 552.5 m 575.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 538.5 m 575.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 538.5 m 270.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 538.5 m 330.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 538.5 m 390.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 538.5 m 450.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 538.5 m 454.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 538.5 m 514.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 538.5 m 575.5 538.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 496.5 m 270.5 496.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 496.5 m 330.5 496.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 496.5 m 390.5 496.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 496.5 m 450.5 496.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 496.5 m 454.5 496.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 496.5 m 514.5 496.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 496.5 m 575.5 496.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 412.5 m 270.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 412.5 m 330.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 412.5 m 390.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 412.5 m 450.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 412.5 m 454.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 412.5 m 514.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 412.5 m 575.5 412.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 398.5 m 210.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 384.5 m 210.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 398.5 m 270.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 384.5 m 270.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 398.5 m 330.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 384.5 m 330.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 398.5 m 390.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 384.5 m 390.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 398.5 m 450.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 384.5 m 450.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 398.5 m 454.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 384.5 m 454.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 398.5 m 514.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 384.5 m 514.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 398.5 m 575.5 398.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 384.5 m 575.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 384.5 m 210.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 370.5 m 210.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 384.5 m 270.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 370.5 m 270.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 384.5 m 330.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 370.5 m 330.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 384.5 m 390.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 370.5 m 390.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 384.5 m 450.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 370.5 m 450.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 384.5 m 454.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 370.5 m 454.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 384.5 m 514.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 370.5 m 514.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 384.5 m 575.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 370.5 m 575.5 370.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 296.65 739.18 Td (Loans Past Due) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.55 735.18 Td (Curr) Tj ET Q q 0 0 0 rg BT 488.03 735.18 Td (ent) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.90 725.18 Td (Loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 533.55 735.18 Td (T) Tj ET Q q 0 0 0 rg BT 539.30 735.18 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.40 725.18 Td (Loans) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 56.00 724.95 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 214.85 725.18 Td (30 - 59 days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.85 725.18 Td (60 - 89 days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.05 725.18 Td (90 + Days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.05 725.18 Td (T) Tj ET Q q 0 0 0 rg BT 414.80 725.18 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 711.18 Td (December) Tj ET Q q 0 0 0 rg BT 99.22 711.18 Td ( 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 697.18 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 683.07 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 683.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 683.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 683.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 683.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 683.07 Td (107,1) Tj ET Q q 0 0 0 rg BT 500.65 683.07 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 683.07 Td (107,1) Tj ET Q q 0 0 0 rg BT 561.65 683.07 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 669.07 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 669.07 Td (990) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 669.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 669.07 Td (6,492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 669.07 Td (7,482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 669.07 Td (587,965) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 669.07 Td (595,447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 655.07 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 655.07 Td (990) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 655.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 655.07 Td (6,492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 655.07 Td (7,482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 655.07 Td (695,083) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 655.07 Td (702,565) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 641.07 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 641.07 Td (1,423) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 641.07 Td (92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 641.07 Td (706) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 641.07 Td (2,221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 641.07 Td (435,830) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 641.07 Td (438,051) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 627.07 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 627.07 Td (4,562) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.15 627.07 Td (1,234) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 627.07 Td (2,408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 627.07 Td (8,204) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 627.07 Td (296,319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 627.07 Td (304,523) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 613.07 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 613.07 Td (502) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 613.07 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 613.07 Td (395) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 613.07 Td (977) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 613.07 Td (87,925) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 613.07 Td (88,902) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 599.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 599.07 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 599.07 Td (2,153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 599.07 Td (648) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 599.07 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 599.07 Td (2,906) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 599.07 Td (337,484) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 599.07 Td (340,390) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 585.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 585.07 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 585.07 Td (417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 585.07 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 585.07 Td (48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 585.07 Td (51) Tj ET Q q 0 0 0 rg BT 441.65 585.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 585.07 Td (66,499) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 585.07 Td (67,010) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 571.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 571.07 Td (2,570) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 571.07 Td (694) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 571.07 Td (153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 571.07 Td (3,417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 571.07 Td (403,983) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 571.07 Td (407,400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 557.07 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 557.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 557.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 557.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 557.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 557.07 Td (849) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 557.07 Td (849) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 543.18 Td (T) Tj ET Q q 0 0 0 rg BT 68.21 543.18 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 239.15 543.18 Td (10,047) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.15 543.18 Td (2,100) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.15 543.18 Td (10,154) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.15 543.18 Td (22,301) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.60 543.18 Td (1,919,989) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.60 543.18 Td (1,942,290) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 529.18 Td (Acquir) Tj ET Q q 0 0 0 rg BT 85.82 529.18 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 515.07 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 515.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 515.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 515.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 515.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 515.07 Td (8,319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 515.07 Td (8,319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 501.07 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 501.07 Td (775) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 501.07 Td (948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 501.07 Td (312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 501.07 Td (2,035) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 501.07 Td (163,085) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 501.07 Td (165,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 487.07 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 487.07 Td (775) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 487.07 Td (948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 487.07 Td (312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 487.07 Td (2,035) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 487.07 Td (171,404) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 487.07 Td (173,439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 473.07 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 473.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.65 473.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 473.07 Td (171) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 473.07 Td (172) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 473.07 Td (34,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 473.07 Td (34,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 459.07 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 459.07 Td (4,656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.15 459.07 Td (1,391) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 459.07 Td (1,910) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 459.07 Td (7,957) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 459.07 Td (176,907) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 459.07 Td (184,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 445.07 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 445.07 Td (126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 445.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 445.07 Td (301) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 445.07 Td (427) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 445.07 Td (20,148) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 445.07 Td (20,575) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 431.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 431.07 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.65 431.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 431.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 431.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 431.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 431.07 Td (326) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 431.07 Td (329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 417.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 417.07 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 417.07 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 417.07 Td (1) Tj ET Q q 0 0 0 rg BT 321.65 417.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 417.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 417.07 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 417.07 Td (1,126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 417.07 Td (1,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 403.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 403.07 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 403.07 Td (1) Tj ET Q q 0 0 0 rg BT 321.65 403.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 403.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 403.07 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 403.07 Td (1,452) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 403.07 Td (1,476) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 389.18 Td (T) Tj ET Q q 0 0 0 rg BT 68.21 389.18 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 114.05 389.18 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 244.15 389.18 Td (5,570) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.15 389.18 Td (2,351) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.15 389.18 Td (2,694) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.15 389.18 Td (10,615) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 478.15 389.18 Td (404,232) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 539.15 389.18 Td (414,847) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 375.18 Td (T) Tj ET Q q 0 0 0 rg BT 67.75 375.18 Td (otal loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 239.15 375.18 Td (15,617) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.15 375.18 Td (4,451) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.15 375.18 Td (12,848) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.15 375.18 Td (32,916) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.60 375.18 Td (2,324,221) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.60 375.18 Td (2,357,137) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 353.00 Td (During the first three months of 2018, Peoples' delinquency trends improved compared to the balances at December 31, 2017, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.00 Td (as total loans past due declined in both the originated and acquired loan portfolios.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 317.00 Td (Cr) Tj ET Q q 0 0 0 rg BT 65.48 317.00 Td (edit Quality Indicators) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 305.00 Td (As discussed in Note 1 of the Notes to the Consolidated Financial Statements included in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.52 305.00 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.52 305.00 Td ( Form 10-K, Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.00 Td (categorizes the majority of its loans into risk categories based upon an established risk grading matrix using a scale of 1 to 8. ) Tj ET Q q 0 0 0 rg BT 557.49 293.00 Td (A) Tj ET Q q 0 0 0 rg BT 564.16 293.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 281.00 Td (description of the general characteristics of the risk grades used by Peoples is as follows:) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 263.00 Td (Pass \(grades 1 through 4\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.46 263.00 Td ( Loans in this risk category involve borrowers of acceptable-to-strong credit quality and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 251.00 Td (risk who have the apparent ability to satisfy their loan obligations. Loans in this risk grade would possess suf) Tj ET Q q 0 0 0 rg BT 528.08 251.00 Td (ficient ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 239.00 Td (mitigating factors, such as adequate collateral or strong guarantors possessing the capacity to repay the loan if required, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 227.00 Td (for any weakness that may exist. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 209.00 Td (Special Mention \(grade 5\): ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.33 209.00 Td (Loans in this risk grade are the equivalent of the regulatory definition of Other ) Tj ET Q q 0 0 0 rg BT 533.78 209.00 Td (Assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 197.00 Td (Especially Mentioned. Loans in this risk category possess some credit deficiency or potential weakness, which requires ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 185.00 Td (a high level of management attention. Potential weaknesses include declining trends in operating earnings and cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 173.00 Td (flows and/or reliance on a secondary source of repayment. If left uncorrected, these potential weaknesses may result in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 161.00 Td (noticeable deterioration of the repayment prospects for the loan or in Peoples' credit position.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 143.00 Td (Substandard \(grade 6\): ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.07 143.00 Td (Loans in this risk grade are inadequately protected by the borrower's current financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 131.00 Td (condition and payment capability or the collateral pledged, if any) Tj ET Q q 0 0 0 rg BT 350.37 131.00 Td (. Loans so classified have one or more well-defined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 119.00 Td (weaknesses that jeopardize the orderly repayment of the loan. ) Tj ET Q q 0 0 0 rg BT 341.67 119.00 Td (They are characterized by the distinct possibility that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 107.00 Td (Peoples will sustain some loss if the deficiencies are not corrected.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 89.00 Td (Doubtful \(grade 7\): ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.05 89.00 Td (Loans in this risk grade have all the weaknesses inherent in those classified as substandard, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 77.00 Td (the added characteristic that the weaknesses make collection or orderly repayment in full, on the basis of current existing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 65.00 Td (facts, conditions and values, highly questionable and improbable. Possibility of loss is extremely high, but because of ) Tj ET Q endstream endobj 45 0 obj <>] /Rotate 0 /Contents 46 0 R>> endobj 46 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 742.10 Td (certain important and reasonably specific factors that may work to the advantage and strengthening of the exposure, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 730.10 Td (classification of the loan as an estimated loss is deferred until its more exact status may be determined.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 712.10 Td (Loss \(grade 8\):) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 162.21 712.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.71 712.10 Td (Loans in this risk grade are considered to be non-collectible and of such little value that their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 700.10 Td (continuance as bankable assets is not warranted. ) Tj ET Q q 0 0 0 rg BT 285.31 700.10 Td (This does not mean a loan has absolutely no recovery value, but rather it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 688.10 Td (is neither practical nor desirable to defer writing of) Tj ET Q q 0 0 0 rg BT 293.63 688.10 Td (f the loan, even though partial recovery may be obtained in the future. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 676.10 Td (Char) Tj ET Q q 0 0 0 rg BT 109.26 676.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 130.18 676.10 Td (fs against the allowance for loan losses are taken in the period in which the loan becomes uncollectible. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 664.10 Td (Consequently) Tj ET Q q 0 0 0 rg BT 144.35 664.10 Td (, Peoples typically does not maintain a recorded investment in loans within this category) Tj ET Q q 0 0 0 rg BT 497.50 664.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 646.10 Td (Consumer loans and other smaller) Tj ET Q q 0 0 0 rg BT 208.44 646.10 Td (-balance loans are evaluated and categorized as substandard, doubtful, or loss based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 634.10 Td (upon the regulatory definition of these classes and consistent with regulatory requirements. ) Tj ET Q q 0 0 0 rg BT 422.79 634.10 Td (All other loans not evaluated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 622.10 Td (individually) Tj ET Q q 0 0 0 rg BT 101.68 622.10 Td (, nor meeting the regulatory conditions to be categorized as described above, would be considered as being not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 610.10 Td (rated.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 592.10 Td (The following table summarizes the risk category of loans within Peoples' loan portfolio based upon the most recent analysis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 580.10 Td (performed:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 530.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 530.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 530.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 530.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 530.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 530.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 530.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 502.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 502.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 502.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 502.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 502.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 502.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 502.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 474.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 474.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 474.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 474.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 474.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 474.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 474.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 446.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 446.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 446.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 446.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 446.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 446.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 446.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 418.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 418.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 418.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 418.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 418.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 418.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 418.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 390.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 390.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 390.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 390.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 390.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 390.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 390.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 362.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 362.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 362.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 362.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 362.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 362.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 362.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 334.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 334.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 334.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 334.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 334.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 334.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 334.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 306.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 306.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 306.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 306.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 306.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 306.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 306.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 278.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 278.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 278.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 278.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 278.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 278.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 278.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 250.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 250.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 250.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 250.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 250.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 250.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 250.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 222.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 222.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 222.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 222.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 222.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 222.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 222.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 194.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 194.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 194.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 194.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 194.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 194.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 194.60 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 530.6 m 230.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 530.6 m 295.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 530.6 m 349.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 530.6 m 411.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 530.6 m 466.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 530.6 m 519.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 530.6 m 575.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 530.6 m 230.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 530.6 m 295.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 530.6 m 349.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 530.6 m 411.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 530.6 m 466.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 530.6 m 519.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 530.6 m 575.5 530.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 474.6 m 295.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 474.6 m 349.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 474.6 m 411.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 474.6 m 466.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 474.6 m 519.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 474.6 m 575.5 474.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 390.6 m 295.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 390.6 m 349.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 390.6 m 411.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 390.6 m 466.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 390.6 m 519.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 390.6 m 575.5 390.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 362.6 m 295.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 362.6 m 349.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 362.6 m 411.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 362.6 m 466.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 362.6 m 519.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 362.6 m 575.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 362.6 m 230.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 348.6 m 230.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 362.6 m 295.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 348.6 m 295.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 362.6 m 349.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 348.6 m 349.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 362.6 m 411.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 348.6 m 411.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 362.6 m 466.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 348.6 m 466.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 362.6 m 519.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 348.6 m 519.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 362.6 m 575.5 362.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 348.6 m 575.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 348.6 m 230.5 348.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 306.6 m 295.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 306.6 m 349.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 306.6 m 411.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 306.6 m 466.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 306.6 m 519.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 306.6 m 575.5 306.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 222.60000000000002 m 295.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 222.60000000000002 m 349.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 222.60000000000002 m 411.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 222.60000000000002 m 466.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 222.60000000000002 m 519.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 222.60000000000002 m 575.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 208.60000000000002 m 295.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 222.60000000000002 m 349.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 208.60000000000002 m 349.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 222.60000000000002 m 411.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 208.60000000000002 m 411.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 222.60000000000002 m 466.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 208.60000000000002 m 466.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 222.60000000000002 m 519.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 208.60000000000002 m 519.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 222.60000000000002 m 575.5 222.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 208.60000000000002 m 575.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 208.60000000000002 m 230.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 194.60000000000002 m 230.5 194.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 208.60000000000002 m 295.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 194.60000000000002 m 295.5 194.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 208.60000000000002 m 349.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 194.60000000000002 m 349.5 194.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 208.60000000000002 m 411.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 194.60000000000002 m 411.5 194.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 208.60000000000002 m 466.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 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493.17 Td (99,757) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 479.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 479.17 Td (596,903) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 479.17 Td (14,058) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 479.17 Td (16,971) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 479.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 479.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 479.17 Td (627,932) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 465.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 465.17 Td (689,286) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 465.17 Td (20,248) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 465.17 Td (17,703) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 465.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.65 465.17 Td (452) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 465.17 Td (727,689) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 451.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 451.17 Td (404,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 451.17 Td (46,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 451.17 Td (4,175) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 451.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 451.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 451.17 Td (455,243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 437.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.15 437.17 Td (17,037) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.65 437.17 Td (579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 437.17 Td (1) Tj ET Q q 0 0 0 rg BT 385.15 437.17 Td (1,270) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 437.17 Td (131) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.10 437.17 Td (273,873) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 437.17 Td (302,890) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 423.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.65 423.17 Td (454) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 423.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 423.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 423.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 423.17 Td (87,268) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 423.17 Td (87,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 409.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 409.17 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 409.17 Td (51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 409.17 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 409.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 409.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.10 409.17 Td (347,550) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 409.17 Td (347,607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 395.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 395.17 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 395.17 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 395.17 Td (67,349) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 395.17 Td (67,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 381.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 381.17 Td (88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 381.17 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 381.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 381.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.10 381.17 Td (414,899) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 381.17 Td (414,993) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 367.17 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 367.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 367.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 367.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 367.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.65 367.17 Td (543) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 367.17 Td (543) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 80.00 353.28 Td (T) Tj ET Q q 0 0 0 rg BT 86.21 353.28 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 233.00 353.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 251.65 353.28 Td (1,1) Tj ET Q q 0 0 0 rg BT 264.15 353.28 Td (1) Tj ET Q q 0 0 0 rg BT 269.15 353.28 Td (1,456) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.00 353.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.15 353.28 Td (67,310) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.00 353.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.15 353.28 Td (33,148) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.00 353.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.65 353.28 Td (131) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.00 353.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 483.10 353.28 Td (777,035) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.00 353.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.60 353.28 Td (1,989,080) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 339.28 Td (Acquir) Tj ET Q q 0 0 0 rg BT 103.82 339.28 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 325.17 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.00 325.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.15 325.17 Td (8,003) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 325.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 325.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 325.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 325.17 Td (51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 325.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 325.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 325.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 325.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 325.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 325.17 Td (8,054) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 311.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 311.17 Td (144,647) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 311.17 Td (3,440) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 311.17 Td (7,918) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 311.17 Td (1) Tj ET Q q 0 0 0 rg BT 452.65 311.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 311.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 311.17 Td (156,1) Tj ET Q q 0 0 0 rg BT 561.65 311.17 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 297.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 297.17 Td (152,650) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 297.17 Td (3,440) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 297.17 Td (7,969) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 297.17 Td (1) Tj ET Q q 0 0 0 rg BT 452.65 297.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 297.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 297.17 Td (164,169) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 283.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.15 283.17 Td (31,351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.65 283.17 Td (185) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 283.17 Td (2,279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 283.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 283.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 283.17 Td (33,815) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 269.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.15 269.17 Td (1) Tj ET Q q 0 0 0 rg BT 269.15 269.17 Td (1,633) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.65 269.17 Td (647) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 269.17 Td (1,024) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 269.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.10 269.17 Td (180,759) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 269.17 Td (194,063) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 255.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 255.17 Td (44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 255.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 255.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 255.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 255.17 Td (19,964) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 255.17 Td (20,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 241.17 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 241.17 Td (, indirect) Tj ET Q BT /F1 10.00 Tf 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Tf ET q 0 0 0 rg BT 230.00 730.18 Td (Pass Rated) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 224.20 720.18 Td (\(Grades 1 - 4\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 297.70 739.23 Td (Special ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.90 729.23 Td (Mention) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 292.30 719.23 Td (\(Grade 5\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.45 730.18 Td (Substandard) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 350.30 720.18 Td (\(Grade 6\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.30 730.18 Td (Doubtful) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.80 720.18 Td (\(Grade 7\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.70 730.18 Td (Not) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.70 720.18 Td (Rated) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 527.05 730.18 Td (T) Tj ET Q q 0 0 0 rg BT 532.80 730.18 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 524.90 720.18 Td (Loans) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 65.00 720.21 Td (\(Dollars in 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 678.07 Td (107,1) Tj ET Q q 0 0 0 rg BT 552.65 678.07 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 664.07 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 664.07 Td (561,320) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.15 664.07 Td (17,189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 664.07 Td (16,938) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 664.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 664.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 664.07 Td (595,447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 650.07 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 650.07 Td (661,729) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.15 650.07 Td (22,691) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 650.07 Td (17,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 650.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 650.07 Td (453) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 650.07 Td (702,565) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 636.07 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 636.07 Td (420,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.15 636.07 Td (13,062) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 636.07 Td (4,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 636.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 636.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 636.07 Td (438,051) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 622.07 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 622.07 Td (17,896) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 622.07 Td (1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 622.07 Td (1) Tj ET Q q 0 0 0 rg BT 376.15 622.07 Td (1,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.65 622.07 Td (216) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.10 622.07 Td (274,040) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 622.07 Td (304,523) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 608.07 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 608.07 Td (454) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 608.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 608.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 608.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 608.07 Td (88,448) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 608.07 Td (88,902) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 594.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 105.91 594.07 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 594.07 Td (55) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.65 594.07 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 594.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 594.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.10 594.07 Td (340,327) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 594.07 Td (340,390) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 580.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 105.91 580.07 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 580.07 Td (33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 580.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 580.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 580.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 580.07 Td (66,977) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 580.07 Td (67,010) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 566.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 566.07 Td (88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.65 566.07 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 566.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 566.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.10 566.07 Td (407,304) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 566.07 Td (407,400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 552.07 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 552.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 552.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 552.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 552.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 552.07 Td (849) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 552.07 Td (849) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 71.00 538.18 Td (T) Tj ET Q q 0 0 0 rg BT 77.21 538.18 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 224.00 538.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 242.65 538.18 Td (1,100,644) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 289.00 538.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.15 538.18 Td (36,761) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.00 538.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 371.15 538.18 Td (33,575) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 405.00 538.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.65 538.18 Td (216) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.00 538.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.10 538.18 Td (771,094) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.00 538.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.60 538.18 Td (1,942,290) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 65.00 524.18 Td (Acquir) Tj ET Q q 0 0 0 rg BT 94.82 524.18 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 510.07 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.00 510.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.15 510.07 Td (8,267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 510.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 510.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.00 510.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 510.07 Td (52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.00 510.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 510.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.00 510.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 510.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.00 510.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 510.07 Td (8,319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 496.07 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 496.07 Td (149,486) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 496.07 Td (6,527) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 496.07 Td (9,107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 496.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 496.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 496.07 Td (165,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 482.07 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 482.07 Td (157,753) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 482.07 Td (6,527) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 482.07 Td (9,159) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 482.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 482.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 482.07 Td (173,439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 468.07 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 468.07 Td (32,01) Tj ET Q q 0 0 0 rg BT 277.65 468.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.65 468.07 Td (157) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 468.07 Td (2,325) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 468.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 468.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 468.07 Td (34,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 454.07 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 454.07 Td (12,543) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.65 454.07 Td (593) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 454.07 Td (1,105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 454.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.10 454.07 Td (170,623) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 454.07 Td (184,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 440.07 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 440.07 Td (124) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 440.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 440.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 440.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 440.07 Td (20,451) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 440.07 Td (20,575) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 426.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 105.91 426.07 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 426.07 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 426.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 426.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 426.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 426.07 Td (317) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 426.07 Td (329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 412.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 105.91 412.07 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 412.07 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 412.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 412.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 412.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 412.07 Td (1,1) Tj ET Q q 0 0 0 rg BT 496.65 412.07 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 412.07 Td (1,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 398.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 398.07 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 398.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 398.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 398.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 398.07 Td (1,429) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 398.07 Td (1,476) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 71.00 384.18 Td (T) Tj ET Q q 0 0 0 rg BT 77.21 384.18 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 123.05 384.18 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 224.00 384.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 250.15 384.18 Td (202,478) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 289.00 384.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.15 384.18 Td (7,277) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.00 384.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 371.15 384.18 Td (12,589) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 405.00 384.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.65 384.18 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.00 384.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.10 384.18 Td (192,503) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.00 384.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 530.15 384.18 Td (414,847) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 71.00 370.18 Td (T) Tj ET Q q 0 0 0 rg BT 76.75 370.18 Td (otal loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 224.00 370.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 242.65 370.18 Td (1,303,122) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 289.00 370.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.15 370.18 Td (44,038) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.00 370.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 371.15 370.18 Td (46,164) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 405.00 370.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.65 370.18 Td (216) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.00 370.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.10 370.18 Td (963,597) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.00 370.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.60 370.18 Td (2,357,137) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 348.00 Td (In the first three months of 2018, Peoples' classified loans, which are loans categorized as substandard or doubtful, declined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 336.00 Td (compared to the balances at December 31, 2017 mostly due to loan payof) Tj ET Q q 0 0 0 rg BT 347.89 336.00 Td (fs.) Tj ET Q endstream endobj 49 0 obj <>] /Rotate 0 /Contents 50 0 R>> endobj 50 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (24) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 742.25 Td (Impair) Tj ET Q q 0 0 0 rg BT 83.82 742.25 Td (ed Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 730.25 Td (The following table summarizes loans classified as impaired:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 671.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 671.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 671.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 671.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 671.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 671.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 671.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 671.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 643.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 643.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 643.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 643.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 643.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 643.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 643.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 643.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 615.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 615.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 615.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 615.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 615.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 615.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 615.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 615.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 587.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 587.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 587.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 587.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 587.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 587.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 587.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 587.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 559.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 559.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 559.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 559.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 559.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 559.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 559.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 559.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 531.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 531.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 531.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 531.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 531.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 531.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 531.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 531.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 503.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 503.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 503.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 503.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 503.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 503.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 503.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 503.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 475.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 475.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 475.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 475.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 475.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 475.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 475.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 475.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 447.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 447.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 447.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 447.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 447.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 447.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 447.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 447.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 419.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 419.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 419.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 419.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 419.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 419.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 419.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 419.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 391.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 391.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 391.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 391.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 391.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 391.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 391.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 391.75 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 699.75 m 310.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 699.75 m 361.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 671.75 m 210.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 671.75 m 259.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 671.75 m 310.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 671.75 m 361.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 671.75 m 415.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 671.75 m 466.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 671.75 m 520.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 671.75 m 575.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 671.75 m 210.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 671.75 m 259.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 671.75 m 310.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 671.75 m 361.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 671.75 m 415.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 671.75 m 466.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 671.75 m 520.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 671.75 m 575.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 629.75 m 259.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 629.75 m 310.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 629.75 m 361.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 629.75 m 415.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 629.75 m 466.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 629.75 m 520.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 629.75 m 575.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 545.75 m 259.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 545.75 m 310.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 545.75 m 361.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 545.75 m 466.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 545.75 m 520.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 545.75 m 575.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 531.75 m 259.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 545.75 m 310.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 531.75 m 310.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 545.75 m 361.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 531.75 m 361.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 545.75 m 415.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 531.75 m 415.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 545.75 m 466.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 531.75 m 466.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 545.75 m 520.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 531.75 m 520.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 545.75 m 575.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 531.75 m 575.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 531.75 m 210.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 517.75 m 210.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 531.75 m 259.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 517.75 m 259.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 531.75 m 310.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 517.75 m 310.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 531.75 m 361.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 517.75 m 361.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 531.75 m 415.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 517.75 m 415.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 531.75 m 466.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 517.75 m 466.5 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 531.75 m 520.5 531.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 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10.00 Tf ET q 0 0 0 rg BT 240.65 494.32 Td (821) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 494.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 494.32 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 494.32 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 494.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.65 494.32 Td (788) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 494.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 480.32 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.15 480.32 Td (14,909) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 480.32 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 480.32 Td (13,606) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 480.32 Td (13,620) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 480.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 480.32 Td (14,392) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 480.32 Td (503) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 466.32 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.15 466.32 Td (15,730) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 466.32 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 466.32 Td (14,360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 466.32 Td (14,374) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 466.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 466.32 Td (15,180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 466.32 Td (503) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 452.32 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.15 452.32 Td (1,690) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 452.32 Td (951) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 452.32 Td (572) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 452.32 Td (1,523) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 452.32 Td (199) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 452.32 Td (1,668) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 452.32 Td (65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 438.32 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.15 438.32 Td (24,743) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 438.32 Td (477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 438.32 Td (22,626) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 438.32 Td (23,103) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 438.32 Td (58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 438.32 Td (23,195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 438.32 Td (1,246) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 424.32 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.15 424.32 Td (1,707) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 424.32 Td (81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.15 424.32 Td (1,624) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 424.32 Td (1,705) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 424.32 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 424.32 Td (1,505) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 424.32 Td (85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 410.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 410.32 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 410.32 Td (273) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 410.32 Td (70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 410.32 Td (206) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 410.32 Td (276) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 410.32 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.65 410.32 Td (184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 410.32 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 396.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 396.32 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.65 396.32 Td (87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 396.32 Td (56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 396.32 Td (28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 396.32 Td (84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 396.32 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.65 396.32 Td (79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.65 396.32 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 382.32 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 382.32 Td (360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 382.32 Td (126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 382.32 Td (234) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 382.32 Td (360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 382.32 Td (63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.65 382.32 Td (263) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 382.32 Td (27) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 368.43 Td (T) Tj ET Q q 0 0 0 rg BT 67.75 368.43 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 228.15 368.43 Td (44,230) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 262.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 284.15 368.43 Td (1,649) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 330.15 368.43 Td (39,416) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.15 368.43 Td (41,065) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.65 368.43 Td (339) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 489.15 368.43 Td (41,81) Tj ET Q q 0 0 0 rg BT 511.65 368.43 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 523.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 549.15 368.43 Td (1,926) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 346.25 Td (Peoples' impaired loans shown in the table above included loans that were classified as troubled debt restructurings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 334.25 Td (\("TDRs"\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 316.25 Td (In assessing whether or not a borrower is experiencing financial dif) Tj ET Q q 0 0 0 rg BT 341.17 316.25 Td (ficulties, Peoples considers information currently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 304.25 Td (available regarding the financial condition of the borrower) Tj ET Q q 0 0 0 rg BT 287.52 304.25 Td (. ) Tj ET Q q 0 0 0 rg BT 294.84 304.25 Td (This information includes, but is not limited to, whether \(i\) the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 292.25 Td (borrower is currently in payment default on any of the borrower's debt; \(ii\) a payment default is probable in the foreseeable future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 280.25 Td (without the modification; \(iii\) the borrower has declared or is in the process of declaring bankruptcy; and \(iv\) the borrower's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 268.25 Td (projected cash flow is insuf) Tj ET Q q 0 0 0 rg BT 163.79 268.25 Td (ficient to satisfy contractual payments due under the original terms of the loan without a modification.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 250.25 Td ( Peoples considers all aspects of the modification to loan terms to determine whether or not a concession has been granted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 238.25 Td (the borrower) Tj ET Q q 0 0 0 rg BT 104.82 238.25 Td (. Key factors considered by Peoples include the borrower's ability to access funds at a market rate for debt with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 226.25 Td (similar risk characteristics, the significance of the modification relative to the unpaid principal balance or collateral value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 214.25 Td (debt, and the significance of a delay in the timing of payments relative to the original contractual terms of the loan. ) Tj ET Q q 0 0 0 rg BT 518.67 214.25 Td (The most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 202.25 Td (common concessions granted by Peoples generally include one or more modifications to the terms of the loan, such as \(i\) a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 190.25 Td (reduction in the interest rate for the remaining life of the loan, \(ii\) an extension of the maturity date at an interest rate lower than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 178.25 Td (the current market rate for new loans with similar risk, \(iii\) a temporary period of interest-only payments, and \(iv\) a reduction in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 166.25 Td (the contractual payment amount for either a short period or the remaining term of the loan.) Tj ET Q endstream endobj 51 0 obj <>] /Rotate 0 /Contents 52 0 R>> endobj 52 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (The following table summarizes the loans that were modified as a ) Tj ET Q q 0 0 0 rg BT 337.57 742.10 Td (TDR during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.40 742.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.38 742.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.21 742.10 Td (March31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.81 742.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 663.60 195.00 -14.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 109.00 576.60 143.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 576.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 576.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 576.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 576.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 548.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 548.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 548.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 548.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 548.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 518.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 518.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 518.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 518.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 518.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 489.60 195.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 489.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 489.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 489.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 461.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 461.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 461.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 461.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 461.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 431.60 143.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 431.60 52.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 431.60 61.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 431.60 78.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 431.60 83.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 400.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 400.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 400.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 400.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 400.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 370.60 195.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 304.00 370.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 370.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 370.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 109.00 341.60 143.00 -14.00 re f /GS0 gs 0.8 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RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 663.6 m 526 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304 590.6 m 365 590.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365 590.6 m 443 590.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 590.6 m 526 590.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109 576.6 m 252 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 590.6 m 304 590.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 576.6 m 304 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304 576.6 m 365 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365 576.6 m 443 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 576.6 m 526 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109 576.6 m 252 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109 562.6 m 252 562.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 576.6 m 304 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 562.6 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gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365 385.6 m 443 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 385.6 m 526 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109 385.6 m 252 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109 370.6 m 252 370.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 385.6 m 304 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 370.6 m 304 370.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304 385.6 m 365 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304 370.6 m 365 370.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365 385.6 m 443 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365 370.6 m 443 370.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 385.6 m 526 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 370.6 m 526 370.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 109 370.6 m 252 370.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 370.6 m 304 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j 3 M 109 283.6 m 252 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 283.6 m 304 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304 283.6 m 365 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365 283.6 m 443 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 283.6 m 526 283.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.00 716.28 Td (Thr) Tj ET Q q 0 0 0 rg BT 385.58 716.28 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.00 702.28 Td (Recorded Investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.87 702.28 Td (\(a\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 111.50 668.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 259.80 688.28 Td (Number) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.30 678.28 Td (of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 256.35 668.28 Td (Contracts) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.90 678.28 Td (Pr) Tj ET Q q 0 0 0 rg BT 335.36 678.28 Td (e-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.50 668.28 Td (Modification) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.65 678.28 Td (Post-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.00 668.28 Td (Modification) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.65 688.28 Td (Remaining) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.45 678.28 Td (Recorded) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.10 668.28 Td (Investment) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 111.50 654.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 130.29 654.28 Td (ch 31, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 111.50 640.28 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 625.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 625.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.50 625.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 625.27 Td (193) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 625.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 625.27 Td (193) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 625.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 625.27 Td (193) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 610.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 152.41 610.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 610.27 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 610.27 Td (86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 610.27 Td (86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 610.27 Td (86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 595.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 152.41 595.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 595.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 595.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 595.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 595.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 581.17 Td ( Consumer) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 295.15 581.28 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 581.17 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 581.17 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 581.17 Td (90) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 117.50 567.28 Td (T) Tj ET Q q 0 0 0 rg BT 123.71 567.28 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 290.15 567.28 Td (1) Tj ET Q q 0 0 0 rg BT 295.15 567.28 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.50 567.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.15 567.28 Td (283) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.50 567.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.15 567.28 Td (283) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.50 567.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.15 567.28 Td (283) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 111.50 553.28 Td (Acquir) Tj ET Q q 0 0 0 rg BT 141.41 553.28 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 538.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 538.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.50 538.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 538.27 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 538.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 538.27 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 538.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 538.27 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 523.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 523.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 523.27 Td (269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 523.27 Td (269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 523.27 Td (269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 508.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 152.41 508.27 Td (, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 508.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 508.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 508.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 508.27 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 117.50 494.28 Td (T) Tj ET Q q 0 0 0 rg BT 123.71 494.28 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 169.55 494.28 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 295.15 494.28 Td (4) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.50 494.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.15 494.28 Td (320) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.50 494.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.15 494.28 Td (320) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.50 494.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.15 494.28 Td (320) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 111.50 480.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 130.29 480.28 Td (ch 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 111.50 466.28 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 451.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 451.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.50 451.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 451.27 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 451.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 451.27 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 451.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 451.27 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 436.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 436.27 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 436.27 Td (226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 436.27 Td (226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 436.27 Td (225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 420.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 152.41 420.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 420.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 420.27 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 420.27 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 420.27 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 405.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 152.41 405.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 405.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 405.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 405.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 405.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 390.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 390.27 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 390.27 Td (89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 390.27 Td (89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 390.27 Td (89) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 117.50 375.28 Td (T) Tj ET Q q 0 0 0 rg BT 123.71 375.28 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 290.15 375.28 Td (1) Tj ET Q q 0 0 0 rg BT 295.15 375.28 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.50 375.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.15 375.28 Td (420) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.50 375.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.15 375.28 Td (420) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.50 375.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.15 375.28 Td (419) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 111.50 361.28 Td (Acquir) Tj ET Q q 0 0 0 rg BT 141.32 361.28 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 346.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 346.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.50 346.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 346.27 Td (271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 346.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 346.27 Td (271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 346.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 346.27 Td (271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 332.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 332.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 332.17 Td (126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 332.17 Td (126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 332.17 Td (126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 317.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 317.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 317.27 Td (294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 317.27 Td (294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 317.27 Td (326) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.50 302.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 152.21 302.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 302.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 302.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 302.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 302.27 Td (9) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 117.50 288.28 Td (T) Tj ET Q q 0 0 0 rg BT 123.25 288.28 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 169.46 288.28 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 295.15 288.28 Td (9) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.50 288.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.15 288.28 Td (700) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.50 288.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.15 288.28 Td (700) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.50 288.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.15 288.28 Td (732) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.50 274.06 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 123.58 274.06 Td (The amounts shown are inclusive of all partial paydowns and char) Tj ET Q q 0 0 0 rg BT 361.84 274.06 Td (ge-of) Tj ET Q q 0 0 0 rg BT 380.67 274.06 Td (fs. Loans modified in a ) Tj ET Q q 0 0 0 rg BT 468.24 274.06 Td (TDR that were) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 111.50 265.06 Td (fully paid down, char) Tj ET Q q 0 0 0 rg BT 188.32 265.06 Td (ged-of) Tj ET Q q 0 0 0 rg BT 211.64 265.06 Td (f or foreclosed upon by period end are not reported.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 237.10 Td (The following table presents those acquired loans modified in a ) Tj ET Q q 0 0 0 rg BT 328.42 237.10 Td (TDR during the year that subsequently defaulted \(i.e., are 90 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 225.10 Td (days or more past due following a modification\) during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.83 225.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.82 225.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.64 225.10 Td (March31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.24 225.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 79.00 144.60 125.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.00 144.60 53.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.00 144.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 144.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 144.60 5.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 144.60 52.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 144.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 144.60 65.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 79.00 112.60 125.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.00 112.60 53.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.00 112.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 112.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 112.60 5.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 112.60 52.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 112.60 63.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 112.60 65.00 -16.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 198.60000000000002 m 257 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 198.60000000000002 m 320 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 198.60000000000002 m 383 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 198.60000000000002 m 440 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 198.60000000000002 m 503 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 198.60000000000002 m 568 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 79 144.60000000000002 m 204 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 198.60000000000002 m 257 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 144.60000000000002 m 257 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 198.60000000000002 m 320 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 144.60000000000002 m 320 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 198.60000000000002 m 383 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 144.60000000000002 m 383 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 144.60000000000002 m 388 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 144.60000000000002 m 440 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 144.60000000000002 m 503 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 144.60000000000002 m 568 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 79 144.60000000000002 m 204 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 144.60000000000002 m 257 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 144.60000000000002 m 320 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 144.60000000000002 m 383 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 144.60000000000002 m 388 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 144.60000000000002 m 440 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 144.60000000000002 m 503 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 144.60000000000002 m 568 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 79 96.60000000000002 m 204 96.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 112.60000000000002 m 257 112.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 96.60000000000002 m 257 96.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 112.60000000000002 m 320 112.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 96.60000000000002 m 320 96.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 112.60000000000002 m 383 112.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 96.60000000000002 m 383 96.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 112.60000000000002 m 388 112.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 96.60000000000002 m 388 96.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 112.60000000000002 m 440 112.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 96.60000000000002 m 440 96.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 112.60000000000002 m 503 112.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 96.60000000000002 m 503 96.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 112.60000000000002 m 568 112.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 96.60000000000002 m 568 96.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 259.90 203.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 278.69 203.28 Td (ch 31, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.40 203.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 463.19 203.28 Td (ch 31, 2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 81.50 149.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 206.85 159.28 Td (Number) Tj ET Q q 0 0 0 rg BT 242.31 159.28 Td ( of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 208.85 149.28 Td (Contracts) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 267.45 169.43 Td (Recorded ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 264.10 159.43 Td (Investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.45 149.27 Td (\(a\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 329.15 189.28 Td (Impact on) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.30 179.28 Td (the) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.75 169.28 Td (Allowance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.30 159.28 Td (for) Tj ET Q q 0 0 0 rg BT 344.98 159.28 Td ( Loan) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.10 149.28 Td (Losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.80 169.28 Td (Number) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.30 159.28 Td (of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.35 149.28 Td (Contracts) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.45 169.43 Td (Recorded ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.10 159.43 Td (Investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.45 149.27 Td (\(a\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.15 189.28 Td (Impact on) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 528.30 179.28 Td (the) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.75 169.28 Td (Allowance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 516.30 159.28 Td (for) Tj ET Q q 0 0 0 rg BT 528.89 159.28 Td ( Loan) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 521.10 149.28 Td (Losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.50 133.28 Td (Acquir) Tj ET Q q 0 0 0 rg BT 111.32 133.28 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.50 117.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.15 117.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.50 117.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 117.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.50 117.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 117.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 117.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 117.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 117.27 Td (73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 117.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 117.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 87.50 101.28 Td (T) Tj ET Q q 0 0 0 rg BT 93.25 101.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 243.15 101.28 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 259.50 101.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.15 101.28 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.50 101.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.15 101.28 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.15 101.28 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.50 101.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 489.15 101.28 Td (73) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.50 101.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 554.15 101.28 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 81.50 87.06 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 93.58 87.06 Td (The amounts shown are inclusive of all partial paydowns and char) Tj ET Q q 0 0 0 rg BT 331.84 87.06 Td (ge-of) Tj ET Q q 0 0 0 rg BT 350.67 87.06 Td (fs. Loans modified in a ) Tj ET Q q 0 0 0 rg BT 438.24 87.06 Td (TDR that were fully paid down,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 81.50 78.06 Td (char) Tj ET Q q 0 0 0 rg BT 96.82 78.06 Td (ged-of) Tj ET Q q 0 0 0 rg BT 120.15 78.06 Td (f or foreclosed upon by period end are not reported.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 53 0 obj <>] /Rotate 0 /Contents 54 0 R>> endobj 54 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (Peoples did not have any originated loans that were modified as a ) Tj ET Q q 0 0 0 rg BT 336.75 742.10 Td (TDR during the last twelve months that subsequently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (defaulted. Peoples had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.25 730.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.25 730.10 Td ( commitments to lend additional funds to the related debtors whose terms have been modified in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (TDR. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 700.10 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 113.53 700.10 Td ( Originated Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 688.10 Td (Changes in the allowance for originated loan losses for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.15 688.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.14 688.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.96 688.10 Td (March31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.56 688.10 Td ( were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 636.60 106.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 160.50 636.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 214.50 636.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 636.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 636.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 636.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 636.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 636.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 636.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 608.60 106.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 160.50 608.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 214.50 608.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 608.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 608.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 608.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 608.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 608.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 608.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 580.60 106.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 160.50 580.60 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 214.50 580.60 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 580.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 580.60 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 580.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 580.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 580.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 580.60 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 543.60 106.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 160.50 543.60 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 214.50 543.60 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 543.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 543.60 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 543.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 543.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 543.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 543.60 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 516.60 106.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 160.50 516.60 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 214.50 516.60 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 516.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 516.60 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 516.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 516.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 516.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 516.60 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 470.60 106.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 160.50 470.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 214.50 470.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 470.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 470.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 470.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 470.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 470.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 470.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 443.60 106.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 160.50 443.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 214.50 443.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 443.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 443.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 443.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 443.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 443.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 443.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 415.60 106.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 160.50 415.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 214.50 415.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 415.60 52.00 -14.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 529.50 378.60 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 328.60 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 214.50 328.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 328.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 328.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 328.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 328.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 328.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 328.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 291.60 106.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 160.50 291.60 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 214.50 291.60 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.50 291.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 291.60 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 291.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 291.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 291.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 529.50 291.60 35.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 636.6 m 160.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 160.5 636.6 m 214.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 214.5 636.6 m 268.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 636.6 m 320.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 636.6 m 373.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 636.6 m 425.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 636.6 m 477.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 636.6 m 529.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 636.6 m 564.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 160.5 636.6 m 214.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 214.5 636.6 m 268.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 636.6 m 320.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 636.6 m 373.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 636.6 m 425.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 636.6 m 477.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 636.6 m 529.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 594.6 m 160.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 594.6 m 425.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 160.5 594.6 m 214.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 214.5 594.6 m 268.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 594.6 m 320.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 594.6 m 373.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 594.6 m 425.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 594.6 m 477.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 594.6 m 529.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 594.6 m 564.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 557.6 m 160.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 160.5 557.6 m 214.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 214.5 557.6 m 268.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 557.6 m 320.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 557.6 m 373.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 557.6 m 425.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 557.6 m 477.5 557.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 557.6 m 529.5 557.6 l s 0 0 0 RG 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 470.6 m 160.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 456.6 m 160.5 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 160.5 470.6 m 214.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 160.5 456.6 m 214.5 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 214.5 470.6 m 268.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 214.5 456.6 m 268.5 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 470.6 m 320.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 268.5 456.6 m 320.5 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 470.6 m 373.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 456.6 m 373.5 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 470.6 m 425.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 373.5 456.6 m 425.5 456.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 470.6 m 477.5 470.6 l s 0 0 0 RG 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254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 268.6 m 529.5 268.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 254.60000000000002 m 529.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 268.6 m 564.5 268.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 529.5 254.60000000000002 m 564.5 254.60000000000002 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 641.05 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.30 650.05 Td (Commer) Tj ET Q q 0 0 0 rg BT 197.20 650.05 Td (cial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 165.10 641.05 Td (Real Estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.30 659.05 Td (Commer) Tj ET Q q 0 0 0 rg BT 251.20 659.05 Td (cial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 233.70 650.05 Td (and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.70 641.05 Td (Industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.45 650.05 Td (Residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 272.10 641.05 Td (Real Estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.00 668.05 Td (Home) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.45 659.05 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 331.10 650.05 Td (Lines of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 334.05 641.05 Td (Cr) Tj ET Q q 0 0 0 rg BT 344.46 641.05 Td (edit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.05 650.05 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.55 641.05 Td (Indir) Tj ET Q q 0 0 0 rg BT 403.48 641.05 Td (ect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 431.05 650.05 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.55 641.05 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.50 659.05 Td (Deposit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.00 650.05 Td (Account) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 481.75 641.05 Td (Overdrafts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.65 641.05 Td (T) Tj ET Q q 0 0 0 rg BT 541.83 641.05 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 627.06 Td (Balance, January 1, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.00 627.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.75 627.06 Td (7,797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.00 627.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 627.06 Td (5,813) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.00 627.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.50 627.06 Td (904) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 627.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.50 627.06 Td (693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.00 627.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.40 627.06 Td (2,944) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.00 627.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.50 627.06 Td (464) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 627.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 627.06 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 627.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 627.06 Td (18,685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 613.06 Td (Char) Tj ET Q q 0 0 0 rg BT 74.41 613.06 Td (ge-of) Tj ET Q q 0 0 0 rg BT 93.24 613.06 Td (fs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 194.50 613.06 Td (\(842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.00 613.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 613.06 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 613.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.50 613.06 Td (\(145) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.00 613.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 613.06 Td (\(37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 613.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.15 613.06 Td (\(929) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.65 613.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 613.06 Td (\(1) Tj ET Q q 0 0 0 rg BT 465.00 613.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 613.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 613.06 Td (\(205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 613.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 613.06 Td (\(2,299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 613.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 599.06 Td (Recoveries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.00 599.06 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 599.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 599.06 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 599.06 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.15 599.06 Td (134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.00 599.06 Td (69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 599.06 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.50 599.06 Td (321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 63.00 585.06 Td (Net \(char) Tj ET Q q 0 0 0 rg BT 96.65 585.06 Td (ge-of) Tj ET Q q 0 0 0 rg BT 115.47 585.06 Td (fs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 194.50 585.06 Td (\(827) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.00 585.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.00 585.06 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 585.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.50 585.06 Td (\(1) Tj ET Q q 0 0 0 rg BT 308.00 585.06 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.00 585.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 585.06 Td (\(30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 585.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.15 585.06 Td (\(795) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.65 585.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 585.06 Td (\(41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 585.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 585.06 Td (\(135) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 585.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 585.06 Td (\(1,978) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 585.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 571.06 Td (Provision for \(recovery of\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 562.06 Td (loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.75 562.06 Td (1,092) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.50 562.06 Td (\(513) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 562.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.50 562.06 Td (301) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.00 562.06 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.15 562.06 Td (885) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.00 562.06 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 562.06 Td (141) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 562.06 Td (1,983) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 548.05 Td (Balance, Mar) Tj ET Q q 0 0 0 rg BT 108.91 548.05 Td (ch 31, 2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.00 548.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.75 548.05 Td (8,062) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.00 548.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.75 548.05 Td (5,269) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 548.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.75 548.05 Td (1,086) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 548.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.50 548.05 Td (690) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 548.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.40 548.05 Td (3,034) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 548.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 548.05 Td (473) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 548.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 548.05 Td (76) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.00 548.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.25 548.05 Td (18,690) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 521.05 Td (Period-end amount allocated to:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 507.06 Td (Loans individually) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 498.06 Td (evaluated for impairment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.00 498.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 206.50 498.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.00 498.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.50 498.06 Td (224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.00 498.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 498.06 Td (57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 498.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.00 498.06 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.00 498.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 498.27 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.00 498.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.00 498.06 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 498.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 498.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 498.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.50 498.06 Td (356) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 484.06 Td (Loans collectively) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 475.06 Td (evaluated for impairment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.75 475.06 Td (8,061) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 475.06 Td (5,045) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 475.06 Td (1,029) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.50 475.06 Td (675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.40 475.06 Td (3,014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.50 475.06 Td (434) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 475.06 Td (76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 475.06 Td (18,334) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 461.05 Td (Ending balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.00 461.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.75 461.05 Td (8,062) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.00 461.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.75 461.05 Td (5,269) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 461.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.75 461.05 Td (1,086) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 461.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.50 461.05 Td (690) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 461.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.40 461.05 Td (3,034) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 461.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 461.05 Td (473) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 461.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 517.00 461.05 Td (76) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.00 461.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.25 461.05 Td (18,690) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 434.06 Td (Balance, January 1, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.75 434.06 Td (7,172) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 434.06 Td (6,353) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.50 434.06 Td (982) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.50 434.06 Td (688) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 376.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.40 434.06 Td (2,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.50 434.06 Td (518) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 434.06 Td (171) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 434.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 434.06 Td (18,196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 420.06 Td (Char) Tj ET Q q 0 0 0 rg BT 74.41 420.06 Td (ge-of) Tj ET Q q 0 0 0 rg BT 93.24 420.06 Td (fs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 202.00 420.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.50 420.06 Td (\(1) Tj ET Q q 0 0 0 rg BT 256.00 420.06 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 420.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 300.50 420.06 Td (\(108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.00 420.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 362.50 420.06 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 420.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.15 420.06 Td (\(483) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.65 420.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 420.06 Td (\(40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 420.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 420.06 Td (\(349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 420.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 420.06 Td (\(1,100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 420.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 406.06 Td (Recoveries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 406.06 Td (102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 256.00 406.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 406.06 Td (89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.50 406.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.15 406.06 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.00 406.06 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 406.06 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.50 406.06 Td (515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 63.00 392.06 Td (Net recoveries \(char) Tj ET Q q 0 0 0 rg BT 135.79 392.06 Td (ge-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 63.00 383.06 Td (of) Tj ET Q q 0 0 0 rg BT 70.33 383.06 Td (fs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 383.06 Td (102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 248.50 383.06 Td (\(1) Tj ET Q q 0 0 0 rg BT 256.00 383.06 Td (17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 383.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.00 383.06 Td (\(19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.00 383.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.00 383.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.15 383.06 Td (\(277) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.65 383.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.00 383.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.50 383.06 Td (\(284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.00 383.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 383.06 Td (\(585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 561.00 383.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 369.06 Td (\(Recovery of\) provision for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 360.06 Td (loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 194.50 360.06 Td (\(208) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.00 360.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.50 360.06 Td (298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.50 360.06 Td (182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 358.00 360.06 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.00 360.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.15 360.06 Td (374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 360.06 Td (\(90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 474.00 360.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 360.06 Td (224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 547.50 360.06 Td (767) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 346.05 Td (Balance, Mar) Tj ET Q q 0 0 0 rg BT 108.91 346.05 Td (ch 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.00 346.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.75 346.05 Td (7,066) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.00 346.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.75 346.05 Td (6,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 346.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.75 346.05 Td (1,145) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 346.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.50 346.05 Td (675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 346.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.40 346.05 Td (2,409) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 346.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 346.05 Td (438) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 346.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.50 346.05 Td (1) Tj ET Q q 0 0 0 rg BT 517.00 346.05 Td (1) Tj ET Q q 0 0 0 rg BT 521.50 346.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.00 346.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.25 346.05 Td (18,378) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 319.05 Td (Period-end amount allocated to:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 305.06 Td (Loans individually) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 296.06 Td (evaluated for impairment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 163.00 296.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 296.06 Td (462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.00 296.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.50 296.06 Td (449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.00 296.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.50 296.06 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 296.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.00 296.06 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.00 296.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 296.27 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.00 296.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 469.50 296.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.00 296.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 517.00 296.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.00 296.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 540.75 296.06 Td (1,092) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 282.06 Td (Loans collectively) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 273.06 Td (evaluated for impairment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.75 273.06 Td (6,604) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.75 273.06 Td (6,085) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.75 273.06 Td (1,006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 356.50 273.06 Td (659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 401.40 273.06 Td (2,385) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 460.50 273.06 Td (436) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.50 273.06 Td (1) Tj ET Q q 0 0 0 rg BT 517.00 273.06 Td (1) Tj ET Q q 0 0 0 rg BT 521.50 273.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.25 273.06 Td (17,286) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 259.05 Td (Ending balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 163.00 259.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.75 259.05 Td (7,066) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.00 259.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.75 259.05 Td (6,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.00 259.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.75 259.05 Td (1,145) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 259.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.50 259.05 Td (675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 376.00 259.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 401.40 259.05 Td (2,409) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.00 259.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.50 259.05 Td (438) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.00 259.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 512.50 259.05 Td (1) Tj ET Q q 0 0 0 rg BT 517.00 259.05 Td (1) Tj ET Q q 0 0 0 rg BT 521.50 259.05 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.00 259.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 536.25 259.05 Td (18,378) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 231.10 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 113.53 231.10 Td ( Loan Losses for) Tj ET Q q 0 0 0 rg BT 183.63 231.10 Td ( ) Tj ET Q q 0 0 0 rg BT 185.58 231.10 Td (Acquir) Tj ET Q q 0 0 0 rg BT 215.40 231.10 Td (ed Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 219.10 Td (Acquired loans are recorded at their fair value as of the acquisition date with no valuation allowance, and monitored for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 207.10 Td (changes in credit quality and subsequent increases or decreases in expected cash flows. Decreases in expected cash flows of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 195.10 Td (acquired purchased credit impaired loans are recognized as an impairment, with the amount of the expected loss included in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 183.10 Td (management's evaluation of the appropriateness of the allowance for loan losses. ) Tj ET Q q 0 0 0 rg BT 381.90 183.10 Td (The methods utilized to estimate the required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 171.10 Td (allowance for loan losses for nonimpaired acquired loans are similar to those utilized for originated loans; however) Tj ET Q q 0 0 0 rg BT 514.01 171.10 Td (, Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 159.10 Td (records a provision for loan losses only when the computed allowance exceeds the remaining fair value adjustment. ) Tj ET Q endstream endobj 55 0 obj <>] /Rotate 0 /Contents 56 0 R>> endobj 56 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 724.10 Td (The following table presents activity in the allowance for loan losses for acquired loans for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.99 724.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.98 724.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.80 724.10 Td (March31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.40 724.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 141.00 668.60 183.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.00 668.60 84.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.00 668.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 141.00 639.60 183.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.00 639.60 84.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 408.00 639.60 80.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324 692.6 m 408 692.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408 692.6 m 488 692.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 141 668.6 m 324 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324 668.6 m 408 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408 668.6 m 488 668.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 141 624.6 m 324 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324 624.6 m 408 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 141 624.6 m 324 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 141 610.6 m 324 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324 624.6 m 408 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324 610.6 m 408 610.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408 624.6 m 488 624.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408 610.6 m 488 610.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.00 697.28 Td (Thr) Tj ET Q q 0 0 0 rg BT 376.58 697.28 Td (ee Months Ended) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 143.50 673.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.40 673.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 351.19 673.28 Td (ch 31, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.40 673.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 433.10 673.28 Td (ch 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 143.50 659.28 Td (Pur) Tj ET Q q 0 0 0 rg BT 159.52 659.28 Td (chased cr) Tj ET Q q 0 0 0 rg BT 199.61 659.28 Td (edit impair) Tj ET Q q 0 0 0 rg BT 246.92 659.28 Td (ed loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.50 644.27 Td (Balance, beginning of period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.50 644.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 644.27 Td (108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.50 644.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 644.27 Td (233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.50 629.27 Td (Recovery of loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.15 629.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.80 629.32 Td (\(143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 629.27 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 143.50 615.28 Td (Balance, Mar) Tj ET Q q 0 0 0 rg BT 201.08 615.28 Td (ch 31) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 326.50 615.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 389.15 615.28 Td (108) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.50 615.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.15 615.28 Td (90) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 593.10 Td (During the first quarter of 2017, Peoples recorded a recovery of loan losses that was related to an acquired purchased credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.10 Td (impaired loan that was paid of) Tj ET Q q 0 0 0 rg BT 175.17 581.10 Td (f during the quarter) Tj ET Q q 0 0 0 rg BT 252.09 581.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 557.10 Td (Note 5 Long-T) Tj ET Q q 0 0 0 rg BT 115.30 557.10 Td (erm Borr) Tj ET Q q 0 0 0 rg BT 155.38 557.10 Td (owings) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 547.1 m 562 547.1 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 533.10 Td (The following table summarizes Peoples' long-term borrowings: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 81.50 469.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 469.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 469.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 469.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 469.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 469.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 81.50 441.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 441.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 441.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 441.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 441.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 441.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 81.50 413.60 219.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.50 413.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 413.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.50 413.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 413.60 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 413.60 57.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 502.6 m 357.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 502.6 m 414.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 502.6 m 476.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 502.6 m 533.5 502.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 81.5 469.6 m 300.5 469.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 469.6 m 357.5 469.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 469.6 m 414.5 469.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 469.6 m 476.5 469.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 469.6 m 533.5 469.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 469.6 m 533.5 469.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 81.5 413.6 m 300.5 413.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 81.5 399.6 m 300.5 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 413.6 m 357.5 413.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 399.6 m 357.5 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 413.6 m 414.5 413.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 399.6 m 414.5 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 413.6 m 419.5 413.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414.5 399.6 m 419.5 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 413.6 m 476.5 413.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 399.6 m 476.5 399.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 413.6 m 533.5 413.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 399.6 m 533.5 399.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.00 507.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.90 507.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 342.69 507.33 Td (ch 31, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.65 507.33 Td (December) Tj ET Q q 0 0 0 rg BT 478.77 507.33 Td ( 31, 2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 84.00 474.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 311.55 474.28 Td (Balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 363.55 493.33 Td (W) Tj ET Q q 0 0 0 rg BT 373.27 493.33 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.10 483.33 Td (A) Tj ET Q q 0 0 0 rg BT 374.95 483.33 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 375.50 473.33 Td (Rate) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.55 474.28 Td (Balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.55 493.33 Td (W) Tj ET Q q 0 0 0 rg BT 492.00 493.33 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 487.10 483.33 Td (A) Tj ET Q q 0 0 0 rg BT 493.58 483.33 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.50 473.33 Td (Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.00 460.17 Td (FHLB putable, non-amortizing, fixed-rate advances) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.00 460.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 460.17 Td (95,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.50 460.17 Td (1.94) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 460.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 460.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.15 460.17 Td (1) Tj ET Q q 0 0 0 rg BT 445.15 460.17 Td (15,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 460.17 Td (1.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 460.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.00 446.17 Td (FHLB amortizing, fixed-rate advances) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 446.17 Td (21,352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.50 446.17 Td (2.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 446.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 446.17 Td (21,939) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 446.17 Td (2.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 446.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.00 432.17 Td (Junior subordinated debt securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.15 432.17 Td (7,151) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.50 432.17 Td (6.89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 432.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 432.17 Td (7,107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 432.17 Td (6.51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 432.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.00 418.17 Td (Unamortized debt issuance costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.30 418.22 Td (\(22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 418.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.00 418.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 418.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.30 418.22 Td (\(27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 418.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.00 418.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 418.17 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 404.28 Td (T) Tj ET Q q 0 0 0 rg BT 95.75 404.28 Td (otal long-term borr) Tj ET Q q 0 0 0 rg BT 178.33 404.28 Td (owings) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.00 404.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.15 404.28 Td (123,481) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.50 404.28 Td (2.24) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.00 404.28 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.00 404.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.15 404.28 Td (144,019) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.50 404.28 Td (2.1) Tj ET Q q 0 0 0 rg BT 518.00 404.28 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 523.00 404.28 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 382.10 Td (Peoples continually evaluates its overall balance sheet position given the interest rate environment. During the first three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 370.10 Td (months of 2018, no additional borrowings were entered into and one long-term FHLB non-amortizing advance in the amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 358.10 Td (of $20.0 million was reclassified to short-term borrowings as the maturity became less than one year) Tj ET Q q 0 0 0 rg BT 455.56 358.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 340.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.44 340.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.04 340.10 Td (, Peoples' FHLB putable and callable option-based advances had one remaining putable or callable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 328.10 Td (option. ) Tj ET Q q 0 0 0 rg BT 86.88 328.10 Td (The FHLB has the option, at its sole discretion, to terminate the advance after the initial fixed rate period of three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 316.10 Td (months, requiring full repayment of the advance by Peoples, prior to the stated maturity) Tj ET Q q 0 0 0 rg BT 404.09 316.10 Td (. If the advance is terminated prior to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 304.10 Td (maturity) Tj ET Q q 0 0 0 rg BT 87.23 304.10 Td (, the FHLB will of) Tj ET Q q 0 0 0 rg BT 161.22 304.10 Td (fer Peoples replacement funding at the then-prevailing rate on an advance product then of) Tj ET Q q 0 0 0 rg BT 519.50 304.10 Td (fered by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 292.10 Td (the FHLB, subject to normal FHLB credit and collateral requirements. Peoples is required to make quarterly interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 280.10 Td (payments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 262.10 Td (The amortizing, fixed-rate FHLB advances have a fixed rate for the term of each advance, with maturities ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 250.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 250.10 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.78 250.10 Td (thirteen years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.92 250.10 Td (. ) Tj ET Q q 0 0 0 rg BT 143.24 250.10 Td (These advances require monthly principal and interest payments, with some having a constant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 238.10 Td (prepayment rate requiring an additional principal payment annually) Tj ET Q q 0 0 0 rg BT 323.53 238.10 Td (. ) Tj ET Q q 0 0 0 rg BT 330.85 238.10 Td (These advances are not eligible for optional prepayment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 226.10 Td (prior to maturity) Tj ET Q q 0 0 0 rg BT 119.45 226.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 208.10 Td (Peoples has entered into interest rate swaps as part of its interest rate risk management strategy) Tj ET Q q 0 0 0 rg BT 450.95 208.10 Td (. ) Tj ET Q q 0 0 0 rg BT 458.27 208.10 Td (These interest rate swaps ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 196.10 Td (are designated as cash flow hedges and involve the receipt of variable rate amounts from a counterparty in exchange for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 184.10 Td (Peoples making fixed payments. ) Tj ET Q q 0 0 0 rg BT 188.42 184.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.87 184.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.47 184.10 Td (, Peoples had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.01 184.10 Td (seven) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.78 184.10 Td ( interest rate swaps with a notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.12 184.10 Td (60.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 172.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.89 172.10 Td ( associated with Peoples' cash outflows for various FHLB advances. ) Tj ET Q q 0 0 0 rg BT 360.57 172.10 Td (T) Tj ET Q q 0 0 0 rg BT 365.98 172.10 Td (wo of the seven swaps became ef) Tj ET Q q 0 0 0 rg BT 499.08 172.10 Td (fective in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 160.10 Td (January 2018. Of the five remaining swaps two will become ef) Tj ET Q q 0 0 0 rg BT 307.64 160.10 Td (fective in ) Tj ET Q q 0 0 0 rg BT 347.07 160.10 Td (April 2018, one in July of 2018 and two in October ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 148.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 81.32 148.10 Td (Theses dates roughly coincide with the maturity of existing FHLB advances. ) Tj ET Q q 0 0 0 rg BT 392.64 148.10 Td (Additional information regarding Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 136.10 Td (interest rate swaps can be found in Note 14 of the Notes to the Unaudited Consolidated Financial Statements included in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 124.10 Td (Peoples' 2017 Form 10-K..) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 106.10 Td (Peoples maintains a multi-year unsecured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.12 106.10 Td ($15.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.01 106.10 Td ( revolving credit facility \(the Credit Facility\) with Raymond ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 94.10 Td (James Bank, N.A. that matures on March 4, 2019. Borrowings under the Credit Facility may be used: \(i\) to make acquisitions; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 82.10 Td (\(ii\) to make stock repurchases; \(iii\) for working capital needs; and \(iv\) for other general corporate purposes. Each loan under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 70.10 Td (the Credit Facility will bear interest per annum at a rate equal to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.52 70.10 Td (3.00%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.35 70.10 Td ( plus the one-month LIBOR rate, which rate will reset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 58.10 Td (monthly) Tj ET Q q 0 0 0 rg BT 86.69 58.10 Td (. ) Tj ET Q q 0 0 0 rg BT 93.63 58.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.08 58.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.68 58.10 Td (, there were no borrowings outstanding under the Credit Facility) Tj ET Q q 0 0 0 rg BT 438.19 58.10 Td (. ) Tj ET Q q 0 0 0 rg BT 445.14 58.10 Td (Additional information ) Tj ET Q endstream endobj 57 0 obj <>] /Rotate 0 /Contents 58 0 R>> endobj 58 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (regarding the Credit Facility can be found in Note 9 of the Notes to the Consolidated Financial Statements included in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (2017 Form 10-K.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 713.10 Td (The aggregate minimum annual retirements of long-term borrowings in future periods are as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 155.50 672.60 175.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 672.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 672.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 155.50 642.60 175.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 642.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 642.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 155.50 612.60 175.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 612.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 612.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 155.50 582.60 175.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 582.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 582.60 69.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 155.5 672.6 m 330.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 672.6 m 390.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 672.6 m 459.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 672.6 m 390.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 672.6 m 459.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 582.6 m 390.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 155.5 582.6 m 330.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 155.5 568.6 m 330.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 582.6 m 390.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 568.6 m 390.5 568.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 582.6 m 459.5 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 568.6 m 459.5 568.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 158.00 677.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.05 677.28 Td (Balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.55 687.28 Td (W) Tj ET Q q 0 0 0 rg BT 412.00 687.28 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.85 677.28 Td (A) Tj ET Q q 0 0 0 rg BT 402.33 677.28 Td (verage Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 662.27 Td (Nine months ending December 31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 662.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 662.27 Td (3,840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 662.27 Td (1.58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 662.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 647.27 Td (Y) Tj ET Q q 0 0 0 rg BT 164.72 647.27 Td (ear ending December 31, 2019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 647.27 Td (13,508) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 647.27 Td (1.21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 647.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 632.27 Td (Y) Tj ET Q q 0 0 0 rg BT 164.72 632.27 Td (ear ending December 31, 2020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 632.27 Td (25,564) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 632.27 Td (1.83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 632.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 617.27 Td (Y) Tj ET Q q 0 0 0 rg BT 164.72 617.27 Td (ear ending December 31, 2021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 617.27 Td (21,979) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 617.27 Td (1.74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 617.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 602.27 Td (Y) Tj ET Q q 0 0 0 rg BT 164.72 602.27 Td (ear ending December 31, 2022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 602.27 Td (16,521) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 602.27 Td (1.96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 602.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 587.27 Td (Thereafter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 587.27 Td (42,069) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 587.27 Td (3.26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 587.27 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 164.00 573.28 Td (T) Tj ET Q q 0 0 0 rg BT 169.75 573.28 Td (otal long-term borr) Tj ET Q q 0 0 0 rg BT 252.33 573.28 Td (owings) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.00 573.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.15 573.28 Td (123,481) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.50 573.33 Td (2.24) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.00 573.33 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 527.10 Td (Note 6 Stockholders) Tj ET Q q 0 0 0 rg BT 142.14 527.10 Td ( Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.54 527.10 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 517.1 m 558 517.1 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 503.10 Td (The following table details the progression in Peoples) Tj ET Q q 0 0 0 rg BT 289.82 503.10 Td ( common shares and treasury stock during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.89 503.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.87 503.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 491.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.60 491.10 Td (:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.25 260.10 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 450.60 346.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 450.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 450.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 421.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 421.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 421.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 391.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 391.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 391.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 361.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 361.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 361.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 331.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 331.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 331.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 303.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 303.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 303.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 273.60 346.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 273.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 273.60 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.25 450.6 m 417.25 450.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.25 436.6 m 417.25 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 450.6 m 482.25 450.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 436.6 m 482.25 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.25 450.6 m 542.25 450.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.25 436.6 m 542.25 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.25 273.6 m 417.25 273.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.25 259.6 m 417.25 259.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 273.6 m 482.25 273.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 259.6 m 482.25 259.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.25 273.6 m 542.25 273.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.25 259.6 m 542.25 259.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 455.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.50 465.28 Td (Common) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.85 455.28 Td (Shar) Tj ET Q q 0 0 0 rg BT 455.23 455.28 Td (es) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 492.45 465.28 Td (T) Tj ET Q q 0 0 0 rg BT 498.38 465.28 Td (r) Tj ET Q q 0 0 0 rg BT 502.64 465.28 Td (easury) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.80 455.28 Td (Stock) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 73.75 441.28 Td (Shar) Tj ET Q q 0 0 0 rg BT 94.22 441.28 Td (es at December) Tj ET Q q 0 0 0 rg BT 159.01 441.28 Td ( 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.35 441.28 Td (18,952,385) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.90 441.28 Td (702,449) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 426.27 Td (Changes related to stock-based compensation awards:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.75 426.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.75 426.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 411.27 Td (Release of restricted common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 411.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.90 411.27 Td (28,387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 396.27 Td (Cancellation of restricted common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 396.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.40 396.27 Td (170) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 381.27 Td (Exercise of stock appreciation rights) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 381.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.05 381.32 Td (\(102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 381.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 366.27 Td (Grant of restricted common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 366.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.55 366.32 Td (\(86,876) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 366.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 351.27 Td (Grant of common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 351.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.55 351.32 Td (\(1) Tj ET Q q 0 0 0 rg BT 515.88 351.32 Td (1,1) Tj ET Q q 0 0 0 rg BT 528.38 351.32 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 351.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 336.27 Td (Changes related to deferred compensation plan for Boards of Directors:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 321.27 Td (Purchase of treasury stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 321.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.90 321.27 Td (1,197) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 307.17 Td (Reissuance of treasury stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 307.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.05 307.22 Td (\(73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 307.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 293.27 Td (Common shares issued under dividend reinvestment plan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.90 293.27 Td (4,453) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.40 293.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 278.27 Td (Common shares issued under compensation plan for Boards of Directors) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 278.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.55 278.32 Td (\(3,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 278.27 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 73.75 264.28 Td (Shar) Tj ET Q q 0 0 0 rg BT 94.13 264.28 Td (es at Mar) Tj ET Q q 0 0 0 rg BT 134.49 264.28 Td (ch 31, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.35 264.28 Td (18,956,838) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.90 264.28 Td (630,440) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 242.10 Td (Under its ) Tj ET Q q 0 0 0 rg BT 110.89 242.10 Td (Amended ) Tj ET Q q 0 0 0 rg BT 151.71 242.10 Td (Articles of Incorporation, Peoples is authorized to issue up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.16 242.10 Td (50,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.66 242.10 Td ( preferred shares, in one or more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 230.10 Td (series, having such voting powers, designations, preferences, rights, qualifications, limitations and restrictions as determined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 218.10 Td (by Peoples' Board of Directors. ) Tj ET Q q 0 0 0 rg BT 183.83 218.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.33 218.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.93 218.10 Td (, Peoples had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.48 218.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.48 218.10 Td ( preferred shares issued or outstanding.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 200.10 Td (On ) Tj ET Q q 0 0 0 rg BT 86.17 200.10 Td (April 13, 2018, Peoples issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.89 200.10 Td (1,152,71) Tj ET Q q 0 0 0 rg BT 245.52 200.10 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.52 200.10 Td ( common shares to ) Tj ET Q q 0 0 0 rg BT 327.73 200.10 Td (ASB Financial Corp. \("ASB"\) shareholders.) Tj ET Q endstream endobj 59 0 obj <>] /Rotate 0 /Contents 60 0 R>> endobj 60 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (29) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Accumulated Other) Tj ET Q q 0 0 0 rg BT 138.53 731.25 Td ( Compr) Tj ET Q q 0 0 0 rg BT 171.40 731.25 Td (ehensive Income \(Loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 713.25 Td (The following table details the change in the components of Peoples) Tj ET Q q 0 0 0 rg BT 347.85 713.25 Td ( accumulated other comprehensive income \(loss\) for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 701.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.72 701.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.70 701.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.53 701.25 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.13 701.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 63.00 630.75 201.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.00 630.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 630.75 77.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 630.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 630.75 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.00 604.75 201.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.00 604.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 604.75 77.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 604.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 604.75 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.00 566.75 201.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.00 566.75 65.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 566.75 77.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 566.75 68.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 566.75 74.00 -25.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 630.75 m 264 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 630.75 m 329 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 630.75 m 406 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 630.75 m 474 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 630.75 m 548 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 630.75 m 264 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 617.75 m 264 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 630.75 m 329 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 617.75 m 329 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 630.75 m 406 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 617.75 m 406 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 630.75 m 474 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 617.75 m 474 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 630.75 m 548 630.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 617.75 m 548 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 617.75 m 329 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 617.75 m 406 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 617.75 m 474 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 617.75 m 548 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 541.75 m 264 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 541.75 m 329 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 541.75 m 406 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 541.75 m 474 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 541.75 m 548 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 541.75 m 264 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 528.75 m 264 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 541.75 m 329 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 528.75 m 329 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 541.75 m 406 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 528.75 m 406 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 541.75 m 474 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 528.75 m 474 528.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 541.75 m 548 541.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 528.75 m 548 528.75 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 65.50 635.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.75 655.43 Td (Unr) Tj ET Q q 0 0 0 rg BT 289.88 655.43 Td (ealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 279.70 645.43 Td (Loss on) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 275.15 635.43 Td (Securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.65 665.43 Td (Unr) Tj ET Q q 0 0 0 rg BT 354.78 665.43 Td (ecognized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.25 655.43 Td (Net Pension and) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.25 645.43 Td (Postr) Tj ET Q q 0 0 0 rg BT 357.93 645.43 Td (etir) Tj ET Q q 0 0 0 rg BT 372.73 645.43 Td (ement) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.30 635.43 Td (Costs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.25 655.43 Td (Unr) Tj ET Q q 0 0 0 rg BT 433.38 655.43 Td (ealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.15 645.43 Td (Loss on Cash) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.05 635.43 Td (Flow Hedge) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.15 665.43 Td (Accumulated) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.80 655.43 Td (Other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.25 645.43 Td (Compr) Tj ET Q q 0 0 0 rg BT 507.62 645.43 Td (ehensive) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.75 635.43 Td (Loss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 65.50 621.48 Td (Balance, December) Tj ET Q q 0 0 0 rg BT 147.60 621.48 Td ( 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 299.30 621.53 Td (\(2,088) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 325.15 621.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.30 621.53 Td (\(4,256) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.15 621.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.65 621.48 Td (1,129) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 518.30 621.53 Td (\(5,215) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 544.15 621.48 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 608.32 Td (Reclassification adjustments to net income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 595.32 Td ( Realized gain on sale of securities, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.80 595.37 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 595.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 595.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 595.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.80 595.37 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 595.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 581.87 Td (Amounts reclassified out of accumulated other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 571.87 Td (comprehensive loss income per ) Tj ET Q q 0 0 0 rg BT 193.52 571.87 Td (ASU 2016-01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.30 571.47 Td (\(5,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 571.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 571.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 571.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.30 571.47 Td (\(5,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 571.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 556.87 Td (Other comprehensive \(loss\) income, net of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 546.87 Td (reclassifications and tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.30 546.47 Td (\(6,935) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 546.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 546.42 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 546.42 Td (1,089) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.30 546.47 Td (\(5,826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 546.42 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 65.50 532.48 Td (Balance, Mar) Tj ET Q q 0 0 0 rg BT 123.08 532.48 Td (ch 31, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.50 532.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.30 532.53 Td (\(14,044) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 325.15 532.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.50 532.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.30 532.53 Td (\(4,236) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.15 532.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.50 532.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.65 532.48 Td (2,218) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.50 532.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.30 532.53 Td (\(16,062) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 544.15 532.48 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.50 529.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 499.25 Td (Note 7 Employee Benefit Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.09 499.25 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 489.25 m 562 489.25 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 475.25 Td (Peoples sponsors a noncontributory defined benefit pension plan that covers substantially all employees hired before ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 463.25 Td (January 1, 2010.) Tj ET Q q 0 0 0 rg BT 124.92 463.25 Td (The plan provides retirement benefits based on an employee) Tj ET Q q 0 0 0 rg BT 368.72 463.25 Td (s years of service and compensation.For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 451.25 Td (employees hired before January 1, 2003, the amount of postretirement benefit is based on the employee) Tj ET Q q 0 0 0 rg BT 470.82 451.25 Td (s average monthly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 439.25 Td (compensation over the highest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.41 439.25 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.96 439.25 Td ( consecutive years out of the employee) Tj ET Q q 0 0 0 rg BT 352.24 439.25 Td (s last ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.02 439.25 Td (ten years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.83 439.25 Td ( with Peoples while an eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 427.25 Td (employee.For employees hired on or after January 1, 2003, the amount of postretirement benefit is based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.32 427.25 Td (2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.65 427.25 Td ( of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 415.25 Td (employee) Tj ET Q q 0 0 0 rg BT 95.65 415.25 Td (s annual compensation during the years 2003 through 2009, plus accrued interest.Ef) Tj ET Q q 0 0 0 rg BT 436.22 415.25 Td (fective January 1, 2010, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 403.25 Td (pension plan was closed to new entrants.Ef) Tj ET Q q 0 0 0 rg BT 231.28 403.25 Td (fective March 1, 201) Tj ET Q q 0 0 0 rg BT 314.21 403.25 Td (1, the accrual of pension plan benefits for all participants was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 391.25 Td (frozen. Peoples recognized this freeze as a curtailment as of December 31, 2010 and March 1, 201) Tj ET Q q 0 0 0 rg BT 449.59 391.25 Td (1, under the terms of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 379.25 Td (pension plan. Peoples also provides post-retirement health and life insurance benefits to former employees and directors. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 367.25 Td (Only those individuals who retired before January 27, 2012 were eligible for life insurance benefits. ) Tj ET Q q 0 0 0 rg BT 458.33 367.25 Td (As of January 1, 201) Tj ET Q q 0 0 0 rg BT 541.00 367.25 Td (1, all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 355.25 Td (retirees who desire to participate in Peoples medical plan do so by electing COBRA, which provides up to 18 months of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 343.25 Td (coverage; retirees over the age of 65 also have the option to pay to participate in a group Medicare supplemental plan. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 331.25 Td (Peoples) Tj ET Q q 0 0 0 rg BT 87.70 331.25 Td ( policy is to fund the cost of the health benefits as they arise.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 313.25 Td (The following tables detail the components of the net periodic cost for the plans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.75 193.25 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 173.75 244.75 150.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.75 244.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 244.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.75 218.75 150.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.75 218.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 218.75 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 283.75 m 383.75 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 283.75 m 443.75 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 283.75 m 383.75 283.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 257.75 m 383.75 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 257.75 m 443.75 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.75 244.75 m 323.75 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 257.75 m 383.75 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 244.75 m 383.75 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 257.75 m 443.75 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 244.75 m 443.75 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 244.75 m 383.75 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 244.75 m 443.75 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.75 205.75 m 323.75 205.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.75 192.75 m 323.75 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 205.75 m 383.75 205.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 192.75 m 383.75 192.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 205.75 m 443.75 205.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 192.75 m 443.75 192.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.10 287.48 Td (Pension Benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.25 274.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.75 274.48 Td (Thr) Tj ET Q q 0 0 0 rg BT 354.33 274.48 Td (ee Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.25 261.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 361.40 261.48 Td (Mar) Tj ET Q q 0 0 0 rg BT 380.10 261.48 Td (ch 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 176.25 248.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.25 248.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 403.25 248.48 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.25 235.32 Td (Interest cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.25 235.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 235.32 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.25 235.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.90 235.32 Td (1) Tj ET Q q 0 0 0 rg BT 429.90 235.32 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.25 222.32 Td (Expected return on plan assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.55 222.32 Td (\(147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.90 222.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.55 222.37 Td (\(138) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.90 222.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.25 209.32 Td (Amortization of net loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.90 209.32 Td (28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.90 209.32 Td (25) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 188.25 196.48 Td (Net periodic cost) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 326.25 196.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.55 196.48 Td (\(14) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.90 196.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.25 196.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.90 196.48 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 124.75 150.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 124.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 124.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 98.75 150.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 98.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 98.75 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 163.75 m 382.5 163.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 163.75 m 442.5 163.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 137.75 m 382.5 137.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 137.75 m 442.5 137.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 124.75 m 322.5 124.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 137.75 m 382.5 137.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 124.75 m 382.5 124.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 137.75 m 442.5 137.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 124.75 m 442.5 124.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 124.75 m 382.5 124.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 124.75 m 442.5 124.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 98.75 m 322.5 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 85.75 m 322.5 85.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 98.75 m 382.5 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 85.75 m 382.5 85.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 98.75 m 442.5 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 85.75 m 442.5 85.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.75 167.48 Td (Postr) Tj ET Q q 0 0 0 rg BT 354.43 167.48 Td (etir) Tj ET Q q 0 0 0 rg BT 369.23 167.48 Td (ement Benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.00 154.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.50 154.48 Td (Thr) Tj ET Q q 0 0 0 rg BT 353.08 154.48 Td (ee Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.00 141.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.15 141.48 Td (Mar) Tj ET Q q 0 0 0 rg BT 378.85 141.48 Td (ch 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 175.00 128.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 342.00 128.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.00 128.48 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.00 115.32 Td (Interest cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 115.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.65 115.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 115.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 115.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.00 102.32 Td (Amortization of net gain) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.30 102.32 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.65 102.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.30 102.37 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.65 102.32 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 187.00 89.48 Td (Net periodic cost) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 325.00 89.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.30 89.48 Td (\(1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.65 89.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 385.00 89.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.30 89.53 Td (\(1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.65 89.48 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 68.25 Td (There were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.74 68.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.74 68.25 Td ( settlement char) Tj ET Q q 0 0 0 rg BT 192.87 68.25 Td (ges recorded in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.17 68.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.16 68.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.98 68.25 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.58 68.25 Td ( or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.91 68.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.51 68.25 Td ( under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 56.25 Td (noncontributory defined benefit pension plan.) Tj ET Q endstream endobj 61 0 obj <>] /Rotate 0 /Contents 62 0 R>> endobj 62 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (30) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Note 8 Earnings Per) Tj ET Q q 0 0 0 rg BT 140.20 731.25 Td ( Common Shar) Tj ET Q q 0 0 0 rg BT 205.02 731.25 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.46 731.25 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 721.25 m 558 721.25 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 707.25 Td (The calculations of basic and diluted earnings per common share were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 645.75 268.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 645.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 645.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 615.75 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 615.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 615.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 597.75 268.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 597.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 597.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 567.75 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 567.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 567.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 549.75 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 549.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 549.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 520.75 268.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 520.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 520.75 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 500.75 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 500.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 500.75 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 660.75 m 439.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 660.75 m 494.5 660.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 116.5 645.75 m 384.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 645.75 m 439.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 645.75 m 494.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 645.75 m 439.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 645.75 m 494.5 645.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 116.5 615.75 m 384.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 615.75 m 439.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 615.75 m 494.5 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 116.5 567.75 m 384.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 567.75 m 439.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 567.75 m 494.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 116.5 553.75 m 384.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 553.75 m 439.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 553.75 m 494.5 553.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.50 680.43 Td (Thr) Tj ET Q q 0 0 0 rg BT 410.08 680.43 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.15 665.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 435.94 665.43 Td (ch 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 119.00 650.46 Td (\(Dollars in thousands, except per shar) Tj ET Q q 0 0 0 rg BT 272.51 650.46 Td (e data\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.50 650.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.50 650.43 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 635.42 Td (Distributed earnings allocated to common shareholders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.00 635.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.15 635.42 Td (4,716) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.00 635.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.15 635.42 Td (3,604) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 620.42 Td (Undistributed earnings allocated to common shareholders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.15 620.42 Td (6,962) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.15 620.42 Td (5,162) Tj ET Q BT /F2 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 125.00 613.20 202.29 -8.93 re f /GS0 gs q 0 0 0 rg BT 125.00 606.43 Td (Net earnings allocated to common shar) Tj ET Q q 0 0 0 rg BT 291.19 606.43 Td (eholders) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 387.00 606.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.15 606.43 Td (1) Tj ET Q q 0 0 0 rg BT 413.15 606.43 Td (1,678) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.00 606.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 468.15 606.43 Td (8,766) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 587.42 Td (W) Tj ET Q q 0 0 0 rg BT 128.04 587.42 Td (eighted-average common shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.60 587.42 Td (18,126,089) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.60 587.42 Td (18,029,991) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 572.42 Td (Ef) Tj ET Q q 0 0 0 rg BT 128.26 572.42 Td (fect of potentially dilutive common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.15 572.42 Td (129,946) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.15 572.42 Td (162,966) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 125.00 558.43 Td (T) Tj ET Q q 0 0 0 rg BT 130.75 558.43 Td (otal weighted-average diluted common shar) Tj ET Q q 0 0 0 rg BT 317.22 558.43 Td (es outstanding) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.60 558.43 Td (18,256,035) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.60 558.43 Td (18,192,957) Tj ET Q BT /F2 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 119.00 547.20 123.80 -8.93 re f /GS0 gs q 0 0 0 rg BT 119.00 540.43 Td (Earnings per) Tj ET Q q 0 0 0 rg BT 174.66 540.43 Td ( common shar) Tj ET Q q 0 0 0 rg BT 235.03 540.43 Td (e:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 525.42 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.00 525.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 525.42 Td (0.64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.00 525.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.15 525.42 Td (0.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 510.42 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.00 510.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 510.42 Td (0.64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.00 510.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.15 510.42 Td (0.48) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 119.00 491.43 Td (Anti-dilutive shar) Tj ET Q q 0 0 0 rg BT 194.66 491.43 Td (es excluded fr) Tj ET Q q 0 0 0 rg BT 253.36 491.43 Td (om calculation:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 476.42 Td (Restricted shares, stock options and stock appreciation rights) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 476.42 Td (32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 476.42 Td (455) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 436.25 Td ( Note 9 Financial Instruments with Off-Balance Sheet Risk) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 426.25 m 562 426.25 l s BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 412.25 Td (Derivatives and Hedging ) Tj ET Q q 0 0 0 rg BT 161.50 412.25 Td (Activities - Risk Management Objective of Using Derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 400.25 Td (Peoples is exposed to certain risks arising from both its business operations and economic conditions. Peoples principally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 388.25 Td (manages its exposures to a wide variety of business and operational risks through management of its core business activities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 376.25 Td (Peoples manages economic risks, including interest rate, liquidity) Tj ET Q q 0 0 0 rg BT 315.79 376.25 Td (, and credit risk, primarily by managing the amount, sources, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 364.25 Td (and duration of its assets and liabilities and through the use of derivative financial instruments. Specifically) Tj ET Q q 0 0 0 rg BT 485.19 364.25 Td (, Peoples enters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 352.25 Td (into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 340.25 Td (payment of future known or expected cash amounts, the value of which are determined by interest rates. Peoples) Tj ET Q q 0 0 0 rg BT 509.21 340.25 Td ( derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 328.25 Td (financial instruments are used to manage dif) Tj ET Q q 0 0 0 rg BT 230.98 328.25 Td (ferences in the amount, timing, and duration of Peoples' known or expected cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 316.25 Td (receipts and its known or expected cash payments principally related to certain variable rate borrowings. Peoples also has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 304.25 Td (interest rate derivatives that result from a service provided to certain qualifying customers and, therefore, are not used to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 292.25 Td (manage interest rate risk in Peoples' assets or liabilities. Peoples manages a matched book with respect to customer) Tj ET Q q 0 0 0 rg BT 516.31 292.25 Td (-related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 280.25 Td (derivative financial instruments in order to minimize its net risk exposure resulting from such transactions. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 256.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 72.14 256.25 Td ( ) Tj ET Q q 0 0 0 rg BT 74.46 256.25 Td (V) Tj ET Q q 0 0 0 rg BT 80.77 256.25 Td (alues of Derivative Instruments on the Balance Sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 244.25 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 107.13 244.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 123.23 244.25 Td (value ) Tj ET Q q 0 0 0 rg BT 147.10 244.25 Td (of ) Tj ET Q q 0 0 0 rg BT 157.66 244.25 Td (the ) Tj ET Q q 0 0 0 rg BT 172.09 244.25 Td (derivative ) Tj ET Q q 0 0 0 rg BT 214.29 244.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 251.50 244.25 Td (instruments ) Tj ET Q q 0 0 0 rg BT 300.38 244.25 Td (was ) Tj ET Q q 0 0 0 rg BT 318.15 244.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 244.25 Td (6.6 ) Tj ET Q q 0 0 0 rg BT 337.87 244.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.77 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 368.99 244.25 Td (in ) Tj ET Q q 0 0 0 rg BT 378.99 244.25 Td (an ) Tj ET Q q 0 0 0 rg BT 390.64 244.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 412.30 244.25 Td (position ) Tj ET Q q 0 0 0 rg BT 446.75 244.25 Td (and ) Tj ET Q q 0 0 0 rg BT 463.41 244.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.41 244.25 Td (3.9 ) Tj ET Q q 0 0 0 rg BT 483.13 244.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.02 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 514.24 244.25 Td (in ) Tj ET Q q 0 0 0 rg BT 524.24 244.25 Td (a ) Tj ET Q q 0 0 0 rg BT 530.90 244.25 Td (liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 232.25 Td (position ) Tj ET Q q 0 0 0 rg BT 88.13 232.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.26 232.25 Td (March31, ) Tj ET Q q 0 0 0 rg BT 140.26 232.25 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.26 232.25 Td (, ) Tj ET Q q 0 0 0 rg BT 164.67 232.25 Td (and ) Tj ET Q q 0 0 0 rg BT 181.01 232.25 Td (there ) Tj ET Q q 0 0 0 rg BT 202.91 232.25 Td (was ) Tj ET Q q 0 0 0 rg BT 220.36 232.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.36 232.25 Td (4.6 ) Tj ET Q q 0 0 0 rg BT 239.77 232.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.66 232.25 Td ( ) Tj ET Q q 0 0 0 rg BT 270.57 232.25 Td (in ) Tj ET Q q 0 0 0 rg BT 280.25 232.25 Td (an ) Tj ET Q q 0 0 0 rg BT 291.60 232.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 312.95 232.25 Td (position ) Tj ET Q q 0 0 0 rg BT 347.08 232.25 Td (and ) Tj ET Q q 0 0 0 rg BT 363.42 232.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.42 232.25 Td (3.2 ) Tj ET Q q 0 0 0 rg BT 382.83 232.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.72 232.25 Td ( ) Tj ET Q q 0 0 0 rg BT 413.63 232.25 Td (in ) Tj ET Q q 0 0 0 rg BT 423.31 232.25 Td (a ) Tj ET Q q 0 0 0 rg BT 429.66 232.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 462.67 232.25 Td (position ) Tj ET Q q 0 0 0 rg BT 496.81 232.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.93 232.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 220.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 220.25 Td (. ) Tj ET Q q 0 0 0 rg BT 79.00 220.25 Td ( ) Tj ET Q q 0 0 0 rg BT 81.32 220.25 Td (The ) Tj ET Q q 0 0 0 rg BT 99.37 220.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 135.76 220.25 Td (are ) Tj ET Q q 0 0 0 rg BT 150.47 220.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 187.95 220.25 Td (in ) Tj ET Q q 0 0 0 rg BT 198.23 220.25 Td (other ) Tj ET Q q 0 0 0 rg BT 221.28 220.25 Td (assets, ) Tj ET Q q 0 0 0 rg BT 249.61 220.25 Td (and ) Tj ET Q q 0 0 0 rg BT 266.55 220.25 Td (accrued ) Tj ET Q q 0 0 0 rg BT 300.14 220.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 338.74 220.25 Td (and ) Tj ET Q q 0 0 0 rg BT 355.68 220.25 Td (other ) Tj ET Q q 0 0 0 rg BT 378.73 220.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 418.45 220.25 Td (on ) Tj ET Q q 0 0 0 rg BT 430.95 220.25 Td (the ) Tj ET Q q 0 0 0 rg BT 445.67 220.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 498.72 220.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 531.75 220.25 Td (sheet ) Tj ET Q q 0 0 0 rg BT 554.80 220.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 208.25 Td (the ) Tj ET Q q 0 0 0 rg BT 68.72 208.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 100.66 208.25 Td (indicated.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 184.25 Td (Cash ) Tj ET Q q 0 0 0 rg BT 78.17 184.25 Td (Flow ) Tj ET Q q 0 0 0 rg BT 101.78 184.25 Td (Hedges ) Tj ET Q q 0 0 0 rg BT 135.39 184.25 Td (of ) Tj ET Q q 0 0 0 rg BT 146.22 184.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 167.70 184.25 Td (est ) Tj ET Q q 0 0 0 rg BT 181.86 184.25 Td (Rate ) Tj ET Q q 0 0 0 rg BT 204.35 184.25 Td (Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 172.25 Td (Peoples' objectives in using interest rate derivatives are to add stability to interest income and expense, and to manage its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 160.25 Td (exposure to interest rate movements. ) Tj ET Q q 0 0 0 rg BT 205.72 160.25 Td (T) Tj ET Q q 0 0 0 rg BT 211.13 160.25 Td (o accomplish these objectives, Peoples has entered into interest rate swaps as part of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 148.25 Td (interest rate risk management strategy) Tj ET Q q 0 0 0 rg BT 205.51 148.25 Td (. ) Tj ET Q q 0 0 0 rg BT 212.83 148.25 Td (These interest rate swaps are designated as cash flow hedges and involve the receipt of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 136.25 Td (variable rate amounts from a counterparty in exchange for Peoples making fixed payments. ) Tj ET Q q 0 0 0 rg BT 423.60 136.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.04 136.25 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.64 136.25 Td (, Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 124.25 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.94 124.25 Td (seven) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.71 124.25 Td ( interest rate swaps with a notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.04 124.25 Td (60.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.94 124.25 Td ( associated with Peoples' cash outflows for various FHLB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 112.25 Td (advances. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 94.25 Td (For derivatives designated as cash flow hedges, the ef) Tj ET Q q 0 0 0 rg BT 287.03 94.25 Td (fective portion of changes in the fair value of each derivative is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 82.25 Td (initially reported in accumulated other comprehensive income \("AOCI"\) \(outside of earnings\), net of tax, and subsequently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 70.25 Td (reclassified to earnings when the hedged transaction af) Tj ET Q q 0 0 0 rg BT 272.90 70.25 Td (fects earnings, and the inef) Tj ET Q q 0 0 0 rg BT 380.18 70.25 Td (fective portion of changes in the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 58.25 Td (the derivative is recognized directly in earnings. Peoples assesses the ef) Tj ET Q q 0 0 0 rg BT 342.61 58.25 Td (fectiveness of each hedging relationship by comparing ) Tj ET Q endstream endobj 63 0 obj <>] /Rotate 0 /Contents 64 0 R>> endobj 64 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (the changes in cash flows of the derivative hedging instrument with the changes in cash flows of the designated hedged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 728.90 Td (transaction. ) Tj ET Q BT /F5 11.00 Tf ET q 0 0 0 rg BT 105.37 728.90 Td (T) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.73 728.90 Td (he reset dates and the payment dates on the 90-day advances used to fund the swaps are matched to the reset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 716.90 Td (dates and payment dates on the receipt of the 3-month LIBOR floating portion of the swaps to ensure ef) Tj ET Q q 0 0 0 rg BT 469.26 716.90 Td (fectiveness of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 704.90 Td (cashflow hedge. Ef) Tj ET Q q 0 0 0 rg BT 133.23 704.90 Td (fectiveness is measured by ensuring that reset dates and payment dates are matched.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 686.90 Td (Peoples entered into the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.31 686.90 Td (seven) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.07 686.90 Td ( interest rate swap contracts, described above, whereby Peoples will pay a fixed rate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 674.90 Td (interest for up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.87 674.90 Td (ten years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.69 674.90 Td ( while receiving a floating rate component of interest equal to the three-month LIBOR rate. ) Tj ET Q q 0 0 0 rg BT 528.66 674.90 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 662.90 Td (received floating rate component is intended to of) Tj ET Q q 0 0 0 rg BT 252.92 662.90 Td (fset the rate on the rolling three-month FHLB advances. ) Tj ET Q q 0 0 0 rg BT 481.47 662.90 Td (Amounts reported ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 650.90 Td (in ) Tj ET Q q 0 0 0 rg BT 63.73 650.90 Td (AOCI related to derivatives will be reclassified to interest income or expense as interest payments are made or received on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 638.90 Td (Peoples' variable-rate assets or liabilities. During the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.35 638.90 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.34 638.90 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.16 638.90 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.76 638.90 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.70 638.90 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.30 638.90 Td (, Peoples had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 626.90 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 626.90 Td ( reclassifications to interest expense. During the next twelve months, Peoples estimates that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.02 626.90 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.02 626.90 Td ( interest expense amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 614.90 Td (will be reclassified.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 596.90 Td (The amount of accumulated other comprehensive pre-tax income for Peoples' cash flow hedges was $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.22 596.90 Td (2.8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.11 596.90 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 584.90 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.60 584.90 Td (. ) Tj ET Q q 0 0 0 rg BT 124.92 584.90 Td (There were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.66 584.90 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.66 584.90 Td ( pre-tax net losses recorded for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.44 584.90 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.42 584.90 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.25 584.90 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.85 584.90 Td (. ) Tj ET Q q 0 0 0 rg BT 474.80 584.90 Td (Additionally) Tj ET Q q 0 0 0 rg BT 524.70 584.90 Td (, Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 572.90 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.94 572.90 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.94 572.90 Td ( reclassifications to earnings in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.01 572.90 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.99 572.90 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.82 572.90 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.42 572.90 Td ( or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.75 572.90 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.35 572.90 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 554.90 Td (Non-Designated Hedges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 542.90 Td (Peoples maintains an interest rate protection program for commercial loan customers, which was established in 2010. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 530.90 Td (Under this program, Peoples provides its customer with a fixed-rate loan while creating a variable-rate asset for Peoples by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 518.90 Td (customer entering into an interest rate swap with Peoples on terms that match the loan. Peoples of) Tj ET Q q 0 0 0 rg BT 447.61 518.90 Td (fsets its risk exposure by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 506.90 Td (entering into an of) Tj ET Q q 0 0 0 rg BT 127.41 506.90 Td (fsetting interest rate swap with an unaf) Tj ET Q q 0 0 0 rg BT 282.18 506.90 Td (filiated institution. ) Tj ET Q q 0 0 0 rg BT 360.88 506.90 Td (These interest rate swaps do not qualify as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 494.90 Td (designated hedges; therefore, each swap is accounted for as a standalone derivative. Peoples had interest rate swaps ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 482.90 Td (associated with commercial loans with a notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.65 482.90 Td (373.1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.54 482.90 Td ( and fair value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.35 482.90 Td (3.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.24 482.90 Td ( of equally of) Tj ET Q q 0 0 0 rg BT 520.65 482.90 Td (fsetting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 470.90 Td (assets and liabilities at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.20 470.90 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.80 470.90 Td (, and a notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.94 470.90 Td (363.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.83 470.90 Td ( and fair value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.63 470.90 Td (3.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.52 470.90 Td ( of equally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 458.90 Td (of) Tj ET Q q 0 0 0 rg BT 62.15 458.90 Td (fsetting assets and liabilities at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.85 458.90 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.43 458.90 Td (. ) Tj ET Q q 0 0 0 rg BT 272.75 458.90 Td (These interest rate swaps did not have a material impact on Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 446.90 Td (results of operation or financial condition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 410.90 Td (Note 10 Stock-Based Compensation) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 400.9 m 558 400.9 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 386.90 Td (Under the Peoples Bancorp Inc. Second ) Tj ET Q q 0 0 0 rg BT 233.35 386.90 Td (Amended and Restated 2006 Equity Plan \(the "2006 Equity Plan"\), Peoples may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 374.90 Td (grant, among other awards, nonqualified stock options, incentive stock options, restricted stock awards, stock appreciation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 362.90 Td (rights \("SARs"\) and unrestricted share awards to employees and non-employee directors. ) Tj ET Q q 0 0 0 rg BT 415.49 362.90 Td (The total number of common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 350.90 Td (shares available under the 2006 Equity Plan is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.18 350.90 Td (1,081,260) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.18 350.90 Td (.) Tj ET Q q 0 0 0 rg BT 288.50 350.90 Td (The maximum number of common shares that can be issued for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 338.90 Td (incentive stock options is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.88 338.90 Td (800,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.38 338.90 Td ( common shares. Prior to 2007, Peoples granted nonqualified and incentive stock options ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 326.90 Td (to employees and nonqualified stock options to non-employee directors under the 2006 Equity Plan and predecessor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 314.90 Td (plans.Since 2009, Peoples has granted restricted common shares to employees and restricted common shares to non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 302.90 Td (employee directors subject to the terms and conditions prescribed by the 2006 Equity Plan. In 2018, the Board of Directors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 290.90 Td (granted unrestricted common shares to non-employee directors and to all full-time and part-time employees who did not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 278.90 Td (already participate in the equity plans. In general, common shares issued in connection with stock-based awards are issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 266.90 Td (from treasury shares to the extent available.If no treasury shares are available, common shares are issued from authorized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 254.90 Td (but unissued common shares.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 236.90 Td (Stock ) Tj ET Q q 0 0 0 rg BT 79.84 236.90 Td (Appr) Tj ET Q q 0 0 0 rg BT 102.44 236.90 Td (eciation Rights) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 224.90 Td (SARs granted to employees have an exercise price equal to the fair market value of Peoples) Tj ET Q q 0 0 0 rg BT 441.40 224.90 Td ( common shares on the date ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 212.90 Td (of grant and will be settled using common shares of Peoples.) Tj ET Q q 0 0 0 rg BT 301.46 212.90 Td (Additionally) Tj ET Q q 0 0 0 rg BT 351.36 212.90 Td (, the SARs granted to employees vested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.99 212.90 Td (three years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.58 212.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 200.90 Td (after the respective grant dates and expired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.08 200.90 Td (ten years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.90 200.90 Td ( from the respective date of grant. ) Tj ET Q q 0 0 0 rg BT 403.94 200.90 Td (The most recent grant of SARs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 188.90 Td (occurred in 2008 and expired on February 20, 2018. ) Tj ET Q q 0 0 0 rg BT 267.10 188.90 Td (The following table summarizes the changes to Peoples' SARs for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 176.90 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.99 176.90 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.81 176.90 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.41 176.90 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 66.50 122.40 138.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 122.40 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 122.40 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 122.40 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 122.40 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 122.40 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 122.40 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 122.40 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 122.40 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 66.50 92.40 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 92.40 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 92.40 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 92.40 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 92.40 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 92.40 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 92.40 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 92.40 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 92.40 80.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66.5 122.39999999999998 m 204.5 122.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 122.39999999999998 m 209.5 122.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 122.39999999999998 m 289.5 122.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 122.39999999999998 m 294.5 122.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 122.39999999999998 m 374.5 122.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 122.39999999999998 m 379.5 122.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 122.39999999999998 m 459.5 122.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 122.39999999999998 m 464.5 122.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 122.39999999999998 m 544.5 122.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 122.39999999999998 m 289.5 122.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 122.39999999999998 m 294.5 122.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 122.39999999999998 m 374.5 122.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 92.39999999999998 m 289.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 92.39999999999998 m 294.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 92.39999999999998 m 374.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66.5 92.39999999999998 m 204.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66.5 78.39999999999998 m 204.5 78.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 92.39999999999998 m 209.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 92.39999999999998 m 289.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 92.39999999999998 m 294.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 92.39999999999998 m 374.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 92.39999999999998 m 379.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 92.39999999999998 m 459.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 92.39999999999998 m 464.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 92.39999999999998 m 544.5 92.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66.5 78.39999999999998 m 204.5 78.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66.5 65.39999999999998 m 204.5 65.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 78.39999999999998 m 209.5 78.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 65.39999999999998 m 209.5 65.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 78.39999999999998 m 289.5 78.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 65.39999999999998 m 289.5 65.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 78.39999999999998 m 294.5 78.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 65.39999999999998 m 294.5 65.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 78.39999999999998 m 374.5 78.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 65.39999999999998 m 374.5 65.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 78.39999999999998 m 379.5 78.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 65.39999999999998 m 379.5 65.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 78.39999999999998 m 459.5 78.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 65.39999999999998 m 459.5 65.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 78.39999999999998 m 464.5 78.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 65.39999999999998 m 464.5 65.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 78.39999999999998 m 544.5 78.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 65.39999999999998 m 544.5 65.39999999999998 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 225.85 147.08 Td (Number) Tj ET Q q 0 0 0 rg BT 261.31 147.08 Td ( of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.65 137.08 Td (Common Shar) Tj ET Q q 0 0 0 rg BT 276.06 137.08 Td (es) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 214.25 127.08 Td (Subject to SARs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.05 157.08 Td (W) Tj ET Q q 0 0 0 rg BT 321.50 157.08 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.60 147.08 Td (A) Tj ET Q q 0 0 0 rg BT 323.08 147.08 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.00 137.08 Td (Exer) Tj ET Q q 0 0 0 rg BT 336.37 137.08 Td (cise) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.85 127.08 Td (Price) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.05 157.08 Td (W) Tj ET Q q 0 0 0 rg BT 406.50 157.08 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.60 147.08 Td (A) Tj ET Q q 0 0 0 rg BT 408.08 147.08 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.65 137.08 Td (Remaining) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.30 127.08 Td (Contractual Life) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.15 147.08 Td (Aggr) Tj ET Q q 0 0 0 rg BT 503.63 147.08 Td (egate ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 485.65 137.08 Td (Intrinsic) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 490.75 127.08 Td () Tj ET Q q 0 0 0 rg BT 493.07 127.08 Td (V) Tj ET Q q 0 0 0 rg BT 499.37 127.08 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 112.97 Td (Outstanding at January 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.65 112.07 Td (314) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.00 112.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.15 112.07 Td (23.77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.00 112.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 112.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 97.97 Td (Exercised) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.65 97.07 Td (314) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.15 97.07 Td (23.77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.00 97.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 97.97 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 83.08 Td (Outstanding at Mar) Tj ET Q q 0 0 0 rg BT 160.47 83.08 Td (ch 31) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 275.65 83.08 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 297.00 83.08 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.65 83.08 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.20 83.08 Td (0.0 years) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.00 83.13 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 530.65 83.13 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 69.13 Td (Exer) Tj ET Q q 0 0 0 rg BT 95.37 69.13 Td (cisable at Mar) Tj ET Q q 0 0 0 rg BT 156.28 69.13 Td (ch 31) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 275.65 69.13 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 297.00 69.13 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.65 69.13 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.20 69.13 Td (0.0 years) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.00 69.13 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 530.65 69.13 Td () Tj ET Q BT /F1 10.00 Tf ET endstream endobj 65 0 obj <>] /Rotate 0 /Contents 66 0 R>> endobj 66 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (32) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Restricted Common Shar) Tj ET Q q 0 0 0 rg BT 162.69 731.25 Td (es) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.00 719.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.50 719.25 Td (Under the 2006 Equity Plan, Peoples may award restricted common shares to of) Tj ET Q q 0 0 0 rg BT 394.52 719.25 Td (ficers, key employees and non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.25 Td (employee directors.Restrictions on restricted common shares awarded to non-employee directors expired after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.45 707.25 Td (six months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.07 707.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.25 Td (for awards granted through 2017. Beginning in 2018, common shares awarded to non-employee directors vest immediately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.25 Td (upon grant with no restrictions. Restrictions on restricted common shares awarded to employees expire after periods ranging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.94 671.25 Td (one) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.38 671.25 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.16 671.25 Td (three years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.74 671.25 Td (. In the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.39 671.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.38 671.25 Td ( months of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.66 671.25 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.66 671.25 Td (, Peoples granted an aggregate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.88 671.25 Td (84,876) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.38 671.25 Td ( restricted common shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.25 Td (subject to performance-based vesting to of) Tj ET Q q 0 0 0 rg BT 224.04 659.25 Td (ficers and key employees with restrictions that will lapse three years after the grant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.25 Td (date provided that in order for the restricted common shares to vest in full, Peoples must have reported positive net income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.25 Td (and maintained a well capitalized status by regulatory standards for each of the three fiscal years preceding the vesting date. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.25 Td (During the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.16 623.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.14 623.25 Td ( months of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.42 623.25 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.42 623.25 Td (, Peoples granted, to certain key employees, an aggregate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.83 623.25 Td (2,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.33 623.25 Td ( restricted common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.25 Td (shares subject to time-based vesting with restrictions that will lapse three years after the grant date. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 593.25 Td (The following table summarizes the changes to Peoples) Tj ET Q q 0 0 0 rg BT 297.03 593.25 Td ( restricted common shares for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.09 593.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.08 593.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.90 593.25 Td (March31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.25 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 581.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 516.75 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 516.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 516.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 516.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 516.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 516.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 490.75 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 490.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 490.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 490.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 490.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 490.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 464.75 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 464.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 464.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 464.75 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 464.75 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 464.75 80.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 550.75 m 291.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 550.75 m 371.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 550.75 m 457.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 550.75 m 537.5 550.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 516.75 m 211.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 516.75 m 291.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 516.75 m 371.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 516.75 m 377.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 516.75 m 457.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 516.75 m 537.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 516.75 m 291.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 516.75 m 371.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 516.75 m 457.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 516.75 m 537.5 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 464.75 m 211.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 464.75 m 291.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 464.75 m 371.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 464.75 m 377.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 464.75 m 457.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 464.75 m 537.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 464.75 m 211.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 451.75 m 211.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 464.75 m 291.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 451.75 m 291.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 464.75 m 371.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 451.75 m 371.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 464.75 m 377.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 451.75 m 377.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 451.75 m 457.5 451.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 464.75 m 537.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 451.75 m 537.5 451.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.70 555.43 Td (T) Tj ET Q q 0 0 0 rg BT 255.28 555.43 Td (ime-Based ) Tj ET Q q 0 0 0 rg BT 302.04 555.43 Td (V) Tj ET Q q 0 0 0 rg BT 308.71 555.43 Td (esting) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.95 555.43 Td (Performance-Based ) Tj ET Q q 0 0 0 rg BT 484.77 555.43 Td (V) Tj ET Q q 0 0 0 rg BT 491.45 555.43 Td (esting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 541.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 227.85 531.43 Td (Number) Tj ET Q q 0 0 0 rg BT 263.31 531.43 Td ( of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 215.65 521.43 Td (Common Shar) Tj ET Q q 0 0 0 rg BT 278.06 521.43 Td (es) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.05 541.43 Td (W) Tj ET Q q 0 0 0 rg BT 318.77 541.43 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 299.25 531.43 Td (A) Tj ET Q q 0 0 0 rg BT 306.10 531.43 Td (verage Grant) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 297.45 521.43 Td (Date Fair) Tj ET Q q 0 0 0 rg BT 338.18 521.43 Td ( ) Tj ET Q q 0 0 0 rg BT 340.49 521.43 Td (V) Tj ET Q q 0 0 0 rg BT 347.17 521.43 Td (alue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.85 531.43 Td (Number) Tj ET Q q 0 0 0 rg BT 429.31 531.43 Td ( of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.65 521.43 Td (Common Shar) Tj ET Q q 0 0 0 rg BT 444.06 521.43 Td (es) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.05 541.43 Td (W) Tj ET Q q 0 0 0 rg BT 484.50 541.43 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.25 531.43 Td (A) Tj ET Q q 0 0 0 rg BT 471.73 531.43 Td (verage Grant) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.45 521.43 Td (Date Fair) Tj ET Q q 0 0 0 rg BT 504.08 521.43 Td ( ) Tj ET Q q 0 0 0 rg BT 506.40 521.43 Td (V) Tj ET Q q 0 0 0 rg BT 512.71 521.43 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 507.32 Td (Outstanding at January 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.15 507.32 Td (33,082) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 507.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 507.32 Td (22.85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 507.32 Td (176,218) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.00 507.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.15 507.32 Td (25.50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 494.32 Td (A) Tj ET Q q 0 0 0 rg BT 82.76 494.32 Td (warded) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.15 494.32 Td (2,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 494.32 Td (35.32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 494.32 Td (84,876) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.15 494.32 Td (35.43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 481.32 Td (Released) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.65 481.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 481.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 481.32 Td (82,861) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.15 481.32 Td (23.63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 468.32 Td (Forfeited) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.65 468.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 468.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.65 468.32 Td (170) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.15 468.32 Td (33.66) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 82.00 455.48 Td (Outstanding at Mar) Tj ET Q q 0 0 0 rg BT 167.38 455.48 Td (ch 31) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 260.15 455.48 Td (35,082) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.00 455.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.15 455.48 Td (23.56) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.15 455.48 Td (178,063) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.00 455.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.15 455.48 Td (31.09) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.00 452.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 434.25 Td (For the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.11 434.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.09 434.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.92 434.25 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.52 434.25 Td (, the total intrinsic value for restricted common shares released was $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.09 434.25 Td (2.9 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 422.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.89 422.25 Td ( compared to $0.7 million for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.86 422.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.85 422.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.67 422.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.27 422.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 398.25 Td (Stock-Based Compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 386.25 Td (Peoples recognizes stock-based compensation expense, which is included as a component of Peoples' salaries and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 374.25 Td (employee benefit costs, based on the estimated fair value of the awards on the grant date. ) Tj ET Q q 0 0 0 rg BT 415.08 374.25 Td (The following table summarizes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 362.25 Td (the amount of stock-based compensation expense and related tax benefit recognized for each period:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 302.75 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 302.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 302.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 276.75 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 276.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 276.75 51.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 315.75 m 391.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 315.75 m 442.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 302.75 m 340.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 315.75 m 391.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 302.75 m 391.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 315.75 m 442.5 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 302.75 m 442.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 302.75 m 391.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 302.75 m 442.5 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 276.75 m 340.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 276.75 m 391.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 276.75 m 442.5 276.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 263.75 m 340.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 263.75 m 391.5 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 263.75 m 442.5 263.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.50 335.43 Td (Thr) Tj ET Q q 0 0 0 rg BT 362.08 335.43 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.15 320.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 387.94 320.43 Td (ch 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 171.00 306.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.50 306.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.50 306.48 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.00 293.32 Td (T) Tj ET Q q 0 0 0 rg BT 176.76 293.32 Td (otal stock-based compensation expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.00 293.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.15 293.32 Td (1,028) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.00 293.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 293.32 Td (568) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.00 280.32 Td (Recognized tax benefit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.30 280.32 Td (\(216) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.65 280.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.30 280.37 Td (\(199) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.65 280.32 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 183.00 267.48 Td (Net expense r) Tj ET Q q 0 0 0 rg BT 240.58 267.48 Td (ecognized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.00 267.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 372.65 267.48 Td (812) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.00 267.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 423.65 267.48 Td (369) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 246.25 Td (T) Tj ET Q q 0 0 0 rg BT 77.41 246.25 Td (otal unrecognized stock-based compensation expense related to unvested awards was $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.62 246.25 Td (3.1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.51 246.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.73 246.25 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.33 246.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 234.25 Td (which will be recognized over a weighted-average period of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.95 234.25 Td (2.2 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.05 234.25 Td (. On January 31, 2018, Peoples granted, to non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 222.25 Td (employee directors, an aggregate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.49 222.25 Td (3,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.99 222.25 Td ( unrestricted common shares, which resulted in an additional $128,000 of stock-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 210.25 Td (based compensation expense being recognized. On February 14, 2018, the Board of Directors granted an aggregate of 1) Tj ET Q q 0 0 0 rg BT 534.85 210.25 Td (1,1) Tj ET Q q 0 0 0 rg BT 546.98 210.25 Td (12 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 198.25 Td (unrestricted common shares to all full-time and part-time employees who did not already participate in the equity plans, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 186.25 Td (which resulted in an additional $388,000 of stock-based compensation expense being recognized.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 162.25 Td (Performance Unit ) Tj ET Q q 0 0 0 rg BT 132.86 162.25 Td (A) Tj ET Q q 0 0 0 rg BT 139.34 162.25 Td (ward ) Tj ET Q q 0 0 0 rg BT 163.51 162.25 Td (Agr) Tj ET Q q 0 0 0 rg BT 179.99 162.25 Td (eement) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.00 150.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.50 150.25 Td (Under the 2006 Equity Plan, Peoples may award performance unit awards to of) Tj ET Q q 0 0 0 rg BT 391.73 150.25 Td (ficers, key employees and non-employee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 138.25 Td (directors.On July 26, 2017, Peoples granted a total of seven performance unit awards to of) Tj ET Q q 0 0 0 rg BT 420.11 138.25 Td (ficers with a maximum aggregate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 126.25 Td (dollar amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.15 126.25 Td ($1.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.04 126.25 Td ( represented by the performance units subject to such awards, with each performance unit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 114.25 Td (representing $1.00. ) Tj ET Q q 0 0 0 rg BT 135.74 114.25 Td (The performance unit awards granted are for the performance period beginning January 1, 2018 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 102.25 Td (ending on December 31, 2019, and will be subject to two performance goals. ) Tj ET Q q 0 0 0 rg BT 366.79 102.25 Td (T) Tj ET Q q 0 0 0 rg BT 372.20 102.25 Td (wenty-five percent of the performance units ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 90.25 Td (subject to each award will vest if, but only if, the related tar) Tj ET Q q 0 0 0 rg BT 292.07 90.25 Td (get performance goal is achieved. ) Tj ET Q q 0 0 0 rg BT 431.55 90.25 Td (The remaining 75% of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 78.25 Td (performance units subject to each award will vest based on the relative performance \(measured by percentile ranking\) with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 66.25 Td (respect to the related maximum performance goal. If for the performance period, the tar) Tj ET Q q 0 0 0 rg BT 406.99 66.25 Td (get level of achievement for the first ) Tj ET Q endstream endobj 67 0 obj <>] /Rotate 0 /Contents 68 0 R>> endobj 68 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (performance goal and/or the maximum level of achievement for the second performance goal is not reached, the dollar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (amount represented by the performance units associated with each performance goal will be adjusted to reflect the level of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (performance achieved. ) Tj ET Q q 0 0 0 rg BT 152.00 707.10 Td (After the vesting date, the participant will receive that number of common shares of Peoples equal to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (\(i\) the aggregate number of participant's performance units \(and dollar value of such performance units\) that vested based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (the performance achieved under both performance goals \(ii\) divided by the fair market value of a common share of Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.10 Td (on the date of such vesting and rounded down to the nearest whole common share. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 641.10 Td (Note 1) Tj ET Q q 0 0 0 rg BT 76.94 641.10 Td (1 Revenue) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 50 631.1 m 558 631.1 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 617.10 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 230.75 617.10 Td (ASU 2014-09 - Revenue from Contracts with Customers \(T) Tj ET Q q 0 0 0 rg BT 469.46 617.10 Td (opic 606\), and all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 605.10 Td (subsequent updates that modified ) Tj ET Q q 0 0 0 rg BT 185.53 605.10 Td (ASC 606. Peoples has elected to adopt this new accounting guidance using the modified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 593.10 Td (retrospective approach. ) Tj ET Q q 0 0 0 rg BT 148.11 593.10 Td (The modified retrospective approach uses a cumulative-ef) Tj ET Q q 0 0 0 rg BT 380.05 593.10 Td (fect adjustment to retained earnings to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 581.10 Td (reflect uncompleted contracts in the initial application of the guidance. ) Tj ET Q q 0 0 0 rg BT 337.12 581.10 Td (As of January 1, 2018, Peoples recorded a cumulative-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 569.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 569.10 Td (fect adjustment for uncompleted contracts, which resulted in a reduction to retained earnings and an increase in accrued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 557.10 Td (expenses and other liabilities of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.13 557.10 Td ($3.1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.02 557.10 Td (, which is net of federal income taxes. ) Tj ET Q q 0 0 0 rg BT 384.73 557.10 Td (The impact during the first quarter of 2018 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 545.10 Td (was an increase in insurance income and a decrease in retained earnings of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.25 545.10 Td ($0.4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.14 545.10 Td ( as a result of applying ) Tj ET Q q 0 0 0 rg BT 492.90 545.10 Td (ASC 606. Prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 533.10 Td (period amounts are not adjusted and continue to be reported under the accounting standards in ef) Tj ET Q q 0 0 0 rg BT 436.64 533.10 Td (fect for those respective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 521.10 Td (periods.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 503.10 Td (Peoples recognizes revenues as they are earned based on contractual terms, or as services are provided and collectability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 491.10 Td (is reasonably assured. Estimates of variable consideration are included in revenue to the extent that it is probable that a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 479.10 Td (significant reversal of cumulative revenue will not occur) Tj ET Q q 0 0 0 rg BT 275.90 479.10 Td (, once the uncertainty is resolved. Peoples recognizes revenue from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 467.10 Td (contracts with customers under the following revenue streams:) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 449.10 Td (Insurance Income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.17 449.10 Td ( Insurance income generally consists of commissions and fees from the sale of insurance policies, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 437.10 Td (third-party administration services and performance-based commissions from insurance companies. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 419.10 Td (Peoples recognizes commission income from the sale of insurance policies when it acts as an agent between the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 407.10 Td (insurance carrier and policyholder) Tj ET Q q 0 0 0 rg BT 222.48 407.10 Td (, arranging for the insurance carrier to provide policies to policyholders, and acts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 395.10 Td (on behalf of the insurance carrier by providing customer service to the policyholder during the policy period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 383.10 Td (Commission income is recognized over time, using the output method of time elapsed, which corresponds with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 371.10 Td (underlying insurance policy period, for which Peoples is obligated to perform under contract with the insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 359.10 Td (carrier) Tj ET Q q 0 0 0 rg BT 111.53 359.10 Td (. Commission income is variable, as it is comprised of a certain percentage of the underlying policy premium. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 347.10 Td (Peoples estimates the variable consideration based upon the "most likely amount" method, and does not expect or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 335.10 Td (anticipate a significant reversal of revenue in future periods, based upon historical experience. Payment is due from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 323.10 Td (the insurance carrier for commission income once the insurance policy has been sold. Peoples has elected to apply a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 311.10 Td (practical expedient related to capitalizable costs, which are the commissions paid to insurance producers, and will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 299.10 Td (expense these commissions paid to insurance producers as incurred, as these costs are related to the commission ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 287.10 Td (income and would have been amortized within one year or less if they had been capitalized, the same period over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 275.10 Td (which the commission income was earned. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 257.10 Td (Fees related to third-party administration services performed are recognized over time, in the period in which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 245.10 Td (services have been provided, and are recognized monthly in the month the services were performed. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 227.10 Td (Performance-based commissions from insurance companies are recognized at a point in time, when received, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 215.10 Td (no contingencies remain.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 197.10 Td (T) Tj ET Q q 0 0 0 rg BT 91.74 197.10 Td (rust and Investment Income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.92 197.10 Td ( ) Tj ET Q q 0 0 0 rg BT 213.24 197.10 Td (T) Tj ET Q q 0 0 0 rg BT 218.99 197.10 Td (rust and investment income consists of revenue from fiduciary and brokerage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 185.10 Td (activities, which includes fees for services such as asset management, record keeping, retirement services and estate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 173.10 Td (management, and investment commissions and fees related to the sale of investments. ) Tj ET Q q 0 0 0 rg BT 434.34 173.10 Td (T) Tj ET Q q 0 0 0 rg BT 440.10 173.10 Td (rust and investment income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 161.10 Td (is recognized over time which reflects the duration of the contract period for which services have been provided. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 149.10 Td (T) Tj ET Q q 0 0 0 rg BT 91.76 149.10 Td (rust and investment income is variable as it is based on the value of assets under administration and management, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 137.10 Td (and specific transactions. Peoples estimates the variable consideration based upon the most likely amount method, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 125.10 Td (and does not expect or anticipate a significant reversal of revenue in future periods. Payment is due from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 113.10 Td (customer when billed, which is typically a monthly or quarterly billing for services rendered in the most recent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 101.10 Td (period, for which the performance obligation has been satisfied. Peoples has elected to apply a practical expedient of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 89.10 Td (right to invoice when recognizing trust and investment income, as Peoples has fulfilled the performance obligation, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 77.10 Td (the customer has consumed the service, and Peoples has a right to the related income. Peoples has also elected to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 65.10 Td (apply a practical expedient related to capitalizable costs, which are the commissions paid to financial advisors, and ) Tj ET Q endstream endobj 69 0 obj <>] /Rotate 0 /Contents 70 0 R>> endobj 70 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 742.10 Td (will expense these commissions paid to financial advisors as incurred, as these costs are related to the) Tj ET Q BT /F1 10.00 Tf ET 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 492.27 749.03 2.50 -9.09 re f /GS0 gs q 0 0 0 rg BT 492.27 742.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.77 742.10 Td (trust and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 730.10 Td (investment income and would have been amortized within one year or less if they had been capitalized, the same ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 718.10 Td (period over which the income was earned.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 700.10 Td (Electronic Banking Income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.78 700.10 Td ( Electronic banking income consists of two revenue streams related to interchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 688.10 Td (income and promotional and usage income. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 670.10 Td (Peoples recognizes interchange income over time, on a monthly basis, and is based on transactional volume of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 658.10 Td (debit card activity completed by its customers during the month in which income is recognized. Peoples is obligated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 646.10 Td (to certain debit card activity being performed by its customers over a certain period of time. Interchange income is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 634.10 Td (variable as it is based on the transaction volume of debit card activity completed by Peoples' customers. Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 622.10 Td (estimates the variable consideration based upon the most likely amount method, and does not expect or anticipate a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 610.10 Td (significant reversal of revenue in future periods. Payment is due from the vendor within one month of the completed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 598.10 Td (customer debit card activity) Tj ET Q q 0 0 0 rg BT 196.70 598.10 Td (. Peoples has elected to apply a practical expedient of right to invoice when recognizing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 586.10 Td (interchange income, as Peoples has fulfilled the required performance obligations, the vendor has consumed the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 574.10 Td (service, and Peoples has a right to the related income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 556.10 Td (Peoples also recognizes promotional and usage income over time, on a monthly basis, and is related to branding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 544.10 Td (of debit cards and promotion or use of certain services provided by third-party vendors. Peoples is obligated to brand ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 532.10 Td (its debit cards in a certain manner) Tj ET Q q 0 0 0 rg BT 220.55 532.10 Td (, and promote and use services provided by third-party vendors. Promotional and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 520.10 Td (usage income is variable as it is based on certain metrics achieved for promotion and usage of services provided by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 508.10 Td (the third-party vendors. Peoples estimates the variable consideration based upon the most likely amount method, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 496.10 Td (does not expect or anticipate a significant reversal of revenue in future periods. Payment is due from the third-party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 484.10 Td (vendor within 45 days of the monthly fulfillment of Peoples' performance obligation. Peoples has elected to apply a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 472.10 Td (practical expedient of right to invoice when recognizing promotional and usage income, as Peoples has fulfilled the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 460.10 Td (required performance obligations, the vendor has consumed the service, and Peoples has a right to the related income.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 442.10 Td (Deposit ) Tj ET Q q 0 0 0 rg BT 119.24 442.10 Td (Account Service Charges:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.45 442.10 Td ( Deposit account service char) Tj ET Q q 0 0 0 rg BT 344.00 442.10 Td (ges consist of two revenue streams related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 430.10 Td (ongoing maintenance fees for deposit accounts and certain transactional-based fees. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 412.10 Td (Ongoing maintenance fees are recognized on a monthly basis, with the monthly period beginning on the day of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 400.10 Td (the month on which the account was opened. Ongoing maintenance fee income is variable as these fees can be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 388.10 Td (reduced if a customer meets certain qualifying metrics. Peoples estimates the variable consideration based upon the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 376.10 Td (most likely amount method, and does not expect or anticipate a significant reversal of revenue in future periods. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 364.10 Td (accounts that are assessed maintenance fees through the account analysis process, payment is due from the customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 352.10 Td (within one month of the monthly period in which the account was open. For all other accounts, monthly maintenance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 340.10 Td (fees are assessed to the account on the last day of the monthly period. Peoples has elected to apply a practical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 328.10 Td (expedient of right to invoice when recognizing ongoing maintenance fees for deposit accounts, as Peoples has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 316.10 Td (fulfilled the required performance obligations, the customer has consumed the service, and Peoples has a right to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 304.10 Td (related income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 286.10 Td (T) Tj ET Q q 0 0 0 rg BT 109.76 286.10 Td (ransactional-based deposit account fees are recognized at a point in time, which is at the completion of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 274.10 Td (relevant transaction. Peoples is obligated to perform certain transactions as requested by its consumer and business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 262.10 Td (deposit account customers, which are outside of the normal maintenance requirements. ) Tj ET Q q 0 0 0 rg BT 438.48 262.10 Td (T) Tj ET Q q 0 0 0 rg BT 444.24 262.10 Td (ransactional-based deposit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 250.10 Td (account fee income is variable as these fees are directly related to a service request from the customer) Tj ET Q q 0 0 0 rg BT 492.20 250.10 Td (. Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 238.10 Td (estimates the variable consideration based upon the most likely amount method, and does not expect or anticipate a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 226.10 Td (significant reversal of revenue in future periods. Payment is due from the customer at the time of completion of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 214.10 Td (requested transaction.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 196.10 Td (Commercial Loan Swap Fees:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.72 196.10 Td ( Commercial loan swap fees consist of income related to transactions in which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 184.10 Td (Peoples acts as an agent between a third-party vendor and certain Peoples commercial loan customers for which an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 172.10 Td (interest rate swap occurs. Commercial loan swap fees are recognized at a point in time, when the transaction has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 160.10 Td (been completed, and there is no recourse or further performance obligation required of Peoples. Commercial loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 148.10 Td (swap fee income is variable as these fees are a certain percentage of the total swap fee collected on a completed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 136.10 Td (transaction. Peoples estimates the variable consideration based upon the most likely amount method, and does not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 124.10 Td (expect or anticipate a significant reversal of revenue in future periods. Payment is due from the customer at the time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 112.10 Td (of completion of the requested transaction.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 94.10 Td (Other Non-Interest Income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.11 94.10 Td ( Other non-interest income includes certain revenues that are transactional-based, such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 82.10 Td (as wire transfer fees, money order fees and other ancillary fees or services. ) Tj ET Q q 0 0 0 rg BT 389.57 82.10 Td (These transactional-based fees are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 70.10 Td (recognized as income at a point in time, at the completion of the relevant transaction. ) Tj ET Q q 0 0 0 rg BT 431.25 70.10 Td (T) Tj ET Q q 0 0 0 rg BT 437.01 70.10 Td (ransactional-based other non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 58.10 Td (interest income is variable as these fees are directly related to a service request from the customer) Tj ET Q q 0 0 0 rg BT 475.83 58.10 Td (. Peoples) Tj ET Q BT /F1 10.00 Tf ET 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 514.44 65.03 2.50 -9.09 re f /GS0 gs q 0 0 0 rg BT 514.44 58.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.94 58.10 Td (estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 46.10 Td (the variable consideration based upon the most likely amount method, and does not expect or anticipate a significant ) Tj ET Q endstream endobj 71 0 obj <>] /Rotate 0 /Contents 72 0 R>> endobj 72 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 742.10 Td (reversal of revenue in future periods. Payment is due from the customer at the time of completion of the requested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 730.10 Td (transaction.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 712.10 Td (The following table details Peoples' revenue from contracts with customers for the three months ended March 31, 2018:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 128.50 669.60 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 669.60 100.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 128.50 639.60 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 639.60 100.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 128.50 609.60 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 609.60 100.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 128.50 579.60 250.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 579.60 100.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 128.50 553.60 250.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 553.60 100.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 128.50 527.60 250.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 527.60 100.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 128.50 499.60 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 499.60 100.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 128.50 469.60 250.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 469.60 100.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 128.50 449.60 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 449.60 100.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 128.50 419.60 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 419.60 100.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 128.5 669.6 m 378.5 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 669.6 m 478.5 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 669.6 m 478.5 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 128.5 484.6 m 378.5 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 484.6 m 478.5 484.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 128.5 469.6 m 378.5 469.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 469.6 m 478.5 469.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 128.5 419.6 m 378.5 419.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 128.5 404.6 m 378.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 419.6 m 478.5 419.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 404.6 m 478.5 404.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 686.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 382.50 686.33 Td (Thr) Tj ET Q q 0 0 0 rg BT 399.08 686.33 Td (ee Months Ended) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 131.00 673.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.90 673.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 413.60 673.33 Td (ch 31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 659.27 Td (Insurance income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 644.27 Td ( Commission and fees from sale of insurance policies \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.00 644.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 644.27 Td (3,189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 629.27 Td ( Fees related to third-party administration services \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 629.72 Td (1) Tj ET Q q 0 0 0 rg BT 464.65 629.72 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 614.27 Td ( Performance-based commissions \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 614.72 Td (1,347) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 599.27 Td (T) Tj ET Q q 0 0 0 rg BT 136.93 599.27 Td (rust and investment income \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 599.72 Td (3,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 584.27 Td (Electronic banking income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 570.17 Td ( Interchange income \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 570.17 Td (2,264) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 557.17 Td ( Promotional and usage income \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 557.17 Td (521) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 544.17 Td (Deposit account service char) Tj ET Q q 0 0 0 rg BT 246.13 544.17 Td (ges:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 531.17 Td ( Ongoing maintenance fees for deposit accounts \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 531.17 Td (675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 518.17 Td ( ) Tj ET Q q 0 0 0 rg BT 143.41 518.17 Td (T) Tj ET Q q 0 0 0 rg BT 149.25 518.17 Td (ransactional-based fees \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 518.17 Td (1,445) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 504.27 Td (Commercial loan swap fees \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 504.72 Td (1) Tj ET Q q 0 0 0 rg BT 464.65 504.72 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 489.27 Td (Other non-interest income transactional-based fees \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 489.72 Td (281) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 131.00 474.28 Td (T) Tj ET Q q 0 0 0 rg BT 137.21 474.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.00 474.83 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.15 474.83 Td (13,025) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 131.00 454.28 Td (T) Tj ET Q q 0 0 0 rg BT 137.58 454.28 Td (iming of r) Tj ET Q q 0 0 0 rg BT 179.62 454.28 Td (evenue r) Tj ET Q q 0 0 0 rg BT 215.81 454.28 Td (ecognition:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 439.27 Td (Services transferred over time) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.00 439.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 439.27 Td (9,836) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 424.27 Td (Services transferred at a point in time) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 424.72 Td (3,189) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 131.00 409.28 Td (T) Tj ET Q q 0 0 0 rg BT 136.75 409.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.00 409.83 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.15 409.83 Td (13,025) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 126.50 389.50 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.00 389.50 Td (Services transferred over time) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 126.50 379.90 Td (\(b\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 140.00 379.90 Td (Services transferred at a point in time) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 348.70 Td (Peoples records contract liabilities for payments received for commission income related to the sale of insurance policies, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 336.70 Td (for which the performance obligations have not yet been fulfilled. ) Tj ET Q q 0 0 0 rg BT 318.06 336.70 Td (The contract liabilities are recognized as income over time, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 324.70 Td (during the period in which the performance obligations are fulfilled, which is over the insurance policy period. ) Tj ET Q q 0 0 0 rg BT 497.46 324.70 Td (The following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 312.70 Td (table details the change in Peoples' contract liabilities for the period ended March 31, 2018:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 270.20 300.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 270.20 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 119.50 240.20 300.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 240.20 68.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 270.20000000000005 m 419.5 270.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 270.20000000000005 m 487.5 270.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 270.20000000000005 m 487.5 270.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 225.20000000000005 m 419.5 225.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 225.20000000000005 m 487.5 225.20000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 225.20000000000005 m 419.5 225.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 119.5 210.20000000000005 m 419.5 210.20000000000005 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 210.20000000000005 m 487.5 210.20000000000005 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 286.77 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.80 284.88 Td (Contract) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.60 274.88 Td (Liabilities) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 122.00 273.76 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 259.87 Td (Balance, January 1, 2018 \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 259.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 259.87 Td (4,700) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 244.87 Td ( ) Tj ET Q q 0 0 0 rg BT 134.22 244.87 Td (Additional deferred income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 245.32 Td (1,824) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 229.87 Td ( Recognition of income previously deferred) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.80 230.37 Td (\(2,215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 230.32 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 122.00 214.88 Td (Balance, Mar) Tj ET Q q 0 0 0 rg BT 179.58 214.88 Td (ch 31, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.00 215.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 461.15 215.43 Td (4,309) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.50 195.10 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 131.00 195.10 Td (The amount of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 180.10 195.10 Td ( $3.1 million reported elsewhere throughout the document is the $4.7 million noted above, net of federal corporate ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 117.50 185.50 Td (income taxes.) Tj ET Q endstream endobj 73 0 obj <>] /Rotate 0 /Contents 74 0 R>> endobj 74 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 742.10 Td (The following table details the impact of the adoption of ) Tj ET Q q 0 0 0 rg BT 295.72 742.10 Td (ASU 2014-09 to Peoples' consolidated statements of income and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (balance sheets, compared to amounts that would have been recognized under previous guidance:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 135.50 632.60 171.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 632.60 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 632.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 632.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 135.50 602.60 171.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 602.60 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 602.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 602.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 135.50 572.60 171.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 572.60 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 572.60 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 572.60 55.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 687.6 m 362.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 687.6 m 416.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 687.6 m 471.5 687.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 135.5 632.6 m 306.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 632.6 m 362.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 632.6 m 416.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 632.6 m 471.5 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 632.6 m 471.5 632.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.00 704.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.85 704.33 Td (At or) Tj ET Q q 0 0 0 rg BT 336.25 704.33 Td ( For) Tj ET Q q 0 0 0 rg BT 354.12 704.33 Td ( the ) Tj ET Q q 0 0 0 rg BT 372.27 704.33 Td (Thr) Tj ET Q q 0 0 0 rg BT 388.75 704.33 Td (ee Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.00 691.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.40 691.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 374.19 691.33 Td (ch 31, 2018) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 138.00 637.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.40 647.28 Td (As) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.00 637.28 Td (Reported) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.30 647.28 Td (Impact of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.20 637.28 Td (ASC 606) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.05 677.28 Td (Amounts) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.05 667.28 Td (Recognized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.95 657.28 Td (Under) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.95 647.28 Td (Pr) Tj ET Q q 0 0 0 rg BT 435.32 647.28 Td (evious) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.90 637.28 Td (Guidance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 138.00 622.28 Td (Non-inter) Tj ET Q q 0 0 0 rg BT 179.57 622.28 Td (est income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.00 607.27 Td ( Insurance income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 607.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.15 607.27 Td (4,655) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.00 607.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.30 607.32 Td (\(391) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 607.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.00 607.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 607.27 Td (4,264) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 138.00 592.28 Td (Liabilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.00 577.27 Td ( ) Tj ET Q q 0 0 0 rg BT 150.22 577.27 Td (Accrued expenses and other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.15 577.72 Td (37,977) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.15 577.72 Td (2,746) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.15 577.72 Td (35,231) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 138.00 562.28 Td (Stockholders' equity:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.00 547.27 Td ( Retained earnings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.15 547.72 Td (143,297) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.80 547.77 Td (\(2,746) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 547.72 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.15 547.72 Td (146,043) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 507.10 Td (Note 12 ) Tj ET Q q 0 0 0 rg BT 88.44 507.10 Td (Acquisitions) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 497.1 m 558 497.1 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 483.10 Td (On ) Tj ET Q q 0 0 0 rg BT 104.17 483.10 Td (April 13, 2018, Peoples completed its acquisition of ) Tj ET Q q 0 0 0 rg BT 314.15 483.10 Td (ASB for total consideration of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.23 483.10 Td ($41.5 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.13 483.10 Td (, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 471.10 Td (reflected the conversion of each of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.76 471.10 Td (1,979,034) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.76 471.10 Td ( outstanding ) Tj ET Q q 0 0 0 rg BT 300.87 471.10 Td (ASB common shares into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.87 471.10 Td ($20.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.37 471.10 Td ( in cash or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.24 471.10 Td (0.592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.74 471.10 Td ( in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 459.10 Td (common shares. ) Tj ET Q q 0 0 0 rg BT 123.43 459.10 Td (ASB mer) Tj ET Q q 0 0 0 rg BT 160.75 459.10 Td (ged into Peoples and ) Tj ET Q q 0 0 0 rg BT 245.74 459.10 Td (ASB's wholly-owned subsidiary) Tj ET Q q 0 0 0 rg BT 374.12 459.10 Td (, ) Tj ET Q q 0 0 0 rg BT 378.57 459.10 Td (American Savings Bank, fsb, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 447.10 Td (operates six full-service branches in southern Ohio and northern Kentucky) Tj ET Q q 0 0 0 rg BT 351.31 447.10 Td (, mer) Tj ET Q q 0 0 0 rg BT 371.68 447.10 Td (ged into Peoples Bank.) Tj ET Q endstream endobj 75 0 obj <>] /Rotate 0 /Contents 76 0 R>> endobj 76 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (37) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 729.68505859375 m 539.2783203125 729.68505859375 l s q 0 0 0 rg BT 54.00 731.25 Td (ITEM 2MANAGEMENTS DISCUSSION ) Tj ET Q q 0 0 0 rg BT 240.69 731.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 264.31 731.25 Td (ANAL) Tj ET Q q 0 0 0 rg BT 291.72 731.25 Td (YSIS OF) Tj ET Q q 0 0 0 rg BT 329.98 731.25 Td ( FINANCIAL) Tj ET Q q 0 0 0 rg BT 388.59 731.25 Td ( CONDITION ) Tj ET Q q 0 0 0 rg BT 451.94 731.25 Td (AND RESUL) Tj ET Q q 0 0 0 rg BT 508.53 731.25 Td (TS OF) Tj ET Q q 0 0 0 rg BT 536.78 731.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 717.68505859375 m 119.380859375 717.68505859375 l s q 0 0 0 rg BT 54.00 719.25 Td (OPERA) Tj ET Q q 0 0 0 rg BT 88.26 719.25 Td (TIONS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 235.60 695.25 Td (SELECTED FINANCIAL) Tj ET Q q 0 0 0 rg BT 347.57 695.25 Td ( DA) Tj ET Q q 0 0 0 rg BT 363.77 695.25 Td (T) Tj ET Q q 0 0 0 rg BT 369.70 695.25 Td (A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 674.25 Td (The following data should be read in conjunction with the Unaudited Consolidated Financial Statements and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 662.25 Td (Management) Tj ET Q q 0 0 0 rg BT 108.98 662.25 Td (s Discussion and ) Tj ET Q q 0 0 0 rg BT 178.15 662.25 Td (Analysis that follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 604.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 604.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 604.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 578.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 578.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 578.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 552.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 552.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 552.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 526.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 526.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 526.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 500.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 500.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 500.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 474.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 474.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 474.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 448.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 448.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 448.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 422.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 422.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 422.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 396.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 396.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 396.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 370.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 370.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 370.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 344.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 344.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 344.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 318.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 318.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 318.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 292.75 320.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 292.75 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 292.75 70.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 255.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 255.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 255.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 227.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 227.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 227.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 200.75 320.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 200.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 200.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 173.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 173.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 173.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 147.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 147.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 147.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 121.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 121.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 121.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 95.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 95.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 95.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.50 69.75 320.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 69.75 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 69.75 70.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 617.75 m 465.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 617.75 m 535.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 75.5 604.75 m 395.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 617.75 m 465.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 604.75 m 465.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 617.75 m 535.5 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 604.75 m 535.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 75.5 604.75 m 395.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 75.5 474.75 m 395.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 474.75 m 465.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 474.75 m 535.5 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 75.5 331.75 m 395.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 331.75 m 465.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 331.75 m 535.5 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 75.5 186.75 m 395.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 186.75 m 465.5 186.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 186.75 m 535.5 186.75 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 635.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 411.45 643.15 Td (At or) Tj ET Q q 0 0 0 rg BT 431.53 643.15 Td ( For) Tj ET Q q 0 0 0 rg BT 447.61 643.15 Td ( the ) Tj ET Q q 0 0 0 rg BT 463.94 643.15 Td (Thr) Tj ET Q q 0 0 0 rg BT 478.78 643.15 Td (ee Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.45 634.15 Td (Ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 622.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.30 622.15 Td (Mar) Tj ET Q q 0 0 0 rg BT 462.21 622.15 Td (ch 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 609.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 421.00 609.15 Td (2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 609.15 Td (2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 78.00 596.15 Td (Per) Tj ET Q q 0 0 0 rg BT 91.41 596.15 Td ( Common Shar) Tj ET Q q 0 0 0 rg BT 149.75 596.15 Td (e Data) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 583.01 Td (Earnings per common share basic) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 583.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 583.01 Td (0.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 583.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 583.01 Td (0.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 570.01 Td (Earnings per common share diluted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 570.01 Td (0.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 570.01 Td (0.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 557.01 Td (Cash dividends declared per common share) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 557.01 Td (0.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 557.01 Td (0.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 544.01 Td (Book value per common share \(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 544.01 Td (24.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 544.01 Td (24.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 531.01 Td (T) Tj ET Q q 0 0 0 rg BT 83.18 531.01 Td (angible book value per common share \(a\)\(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 531.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 531.01 Td (17.04) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 531.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 531.01 Td (16.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 518.01 Td (W) Tj ET Q q 0 0 0 rg BT 86.13 518.01 Td (eighted-average number of common shares outstanding basic) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 518.01 Td (18,126,089) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 518.01 Td (18,029,991) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 505.01 Td (W) Tj ET Q q 0 0 0 rg BT 86.13 505.01 Td (eighted-average number of common shares outstanding diluted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 505.01 Td (18,256,035) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 505.01 Td (18,192,957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 492.01 Td (Common shares outstanding at end of period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 492.01 Td (18,365,035) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 492.01 Td (18,270,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 479.01 Td (Closing stock price at end of period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 479.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 479.01 Td (35.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 479.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 479.01 Td (31.66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 78.00 466.15 Td (Significant Ratios) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 466.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 466.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 453.01 Td (Return on average stockholders' equity \(c\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 453.01 Td (10.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 453.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 453.01 Td (8.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 453.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 440.01 Td (Return on average tangible stockholders' equity \(c\)\(d\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 440.01 Td (16.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 440.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 440.01 Td (12.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 440.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 427.01 Td (Return on average assets \(c\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 427.01 Td (1.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 427.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 427.01 Td (1.04) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 427.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 414.01 Td (A) Tj ET Q q 0 0 0 rg BT 84.17 414.01 Td (verage stockholders' equity to average assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 414.01 Td (12.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 414.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 414.01 Td (12.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 414.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 401.01 Td (A) Tj ET Q q 0 0 0 rg BT 84.17 401.01 Td (verage loans to average deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 401.01 Td (87.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 401.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 401.01 Td (86.51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 401.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 388.01 Td (Net interest mar) Tj ET Q q 0 0 0 rg BT 135.90 388.01 Td (gin \(c\)\(e\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 388.01 Td (3.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 388.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 388.01 Td (3.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 388.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 375.01 Td (Ef) Tj ET Q q 0 0 0 rg BT 86.41 375.01 Td (ficiency ratio \(f\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 375.01 Td (61.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 375.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 375.01 Td (64.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 375.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 362.01 Td (Pre-provision net revenue to total average assets \(c\)\(g\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 362.01 Td (1.81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 362.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 362.01 Td (1.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 362.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 349.01 Td (Dividend payout ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 349.01 Td (40.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 349.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 349.01 Td (41.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 349.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 336.01 Td (T) Tj ET Q q 0 0 0 rg BT 83.18 336.01 Td (otal investment securities as percentage of total assets \(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 336.01 Td (24.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 336.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 336.01 Td (25.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 336.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 78.00 323.15 Td (Asset Quality Ratios) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 323.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 323.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 310.01 Td (Nonperforming loans as a percent of total loans \(a\)\(h\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 310.01 Td (0.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 310.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 310.01 Td (0.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 310.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 297.01 Td (Nonperforming assets as a percent of total assets \(a\)\(h\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 297.01 Td (0.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 297.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 297.01 Td (0.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 297.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 283.21 Td (Nonperforming assets as a percent of total loans and other real estate owned \("OREO"\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 274.21 Td (\(a\)\(h\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 274.21 Td (0.72) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 274.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 274.21 Td (0.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 274.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 260.21 Td (Criticized loans as a percent of total loans \(a\)\(i\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 260.21 Td (4.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 260.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 260.21 Td (4.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 260.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 246.21 Td (Classified loans as a percent of total loans \(a\)\(j\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 246.21 Td (1.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 246.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 246.21 Td (2.51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 246.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 232.21 Td (Allowance for loan losses as a percent of total loans \(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 232.21 Td (0.78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 232.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 232.21 Td (0.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 232.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 219.01 Td (Allowance for loan losses as a percent of nonperforming loans \(a\)\(h\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.75 219.01 Td (109.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 219.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 219.01 Td (86.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 219.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 205.21 Td (Provision for loan losses as a percent of average total loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 205.21 Td (0.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 205.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 205.21 Td (0.1) Tj ET Q q 0 0 0 rg BT 523.00 205.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 205.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 191.21 Td (Net char) Tj ET Q q 0 0 0 rg BT 108.65 191.21 Td (ge-of) Tj ET Q q 0 0 0 rg BT 127.48 191.21 Td (fs as a percentage of average total loans \(c\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 191.21 Td (0.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 191.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 191.21 Td (0.1) Tj ET Q q 0 0 0 rg BT 523.00 191.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 191.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 78.00 178.15 Td (Capital Information \(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 462.00 178.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 178.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 165.01 Td (Common equity tier 1 capital ratio \(k\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 165.01 Td (13.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 165.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 165.01 Td (13.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 165.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 152.01 Td (T) Tj ET Q q 0 0 0 rg BT 83.34 152.01 Td (ier 1 risk-based capital ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 152.01 Td (13.57) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 152.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 152.01 Td (13.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 152.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 139.01 Td (T) Tj ET Q q 0 0 0 rg BT 83.18 139.01 Td (otal risk-based capital ratio \(tier 1 and tier 2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.25 139.01 Td (14.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 139.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.25 139.01 Td (14.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 139.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 126.01 Td (Leverage ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 126.01 Td (9.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 126.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 126.01 Td (9.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 126.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 113.01 Td (Common equity tier 1 capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 113.01 Td (335,393) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 113.01 Td (310,856) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 100.01 Td (T) Tj ET Q q 0 0 0 rg BT 83.34 100.01 Td (ier 1 capital) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 100.01 Td (342,544) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 100.01 Td (317,526) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 87.01 Td (T) Tj ET Q q 0 0 0 rg BT 83.18 87.01 Td (otal capital \(tier 1 and tier 2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.25 87.01 Td (361,343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.25 87.01 Td (340,147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 74.01 Td (T) Tj ET Q q 0 0 0 rg BT 83.18 74.01 Td (otal risk-weighted assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 74.01 Td (2,524,970) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 74.01 Td (2,382,874) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 78.00 61.01 Td (T) Tj ET Q q 0 0 0 rg BT 82.87 61.01 Td (angible equity to tangible assets \(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.75 61.01 Td (8.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.50 61.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 511.75 61.01 Td (8.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 527.50 61.01 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 77 0 obj <>] /Rotate 0 /Contents 78 0 R>> endobj 78 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (38) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 732.50 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 732.50 Td (Data presented as of the end of the period indicated.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 722.90 Td (\(b\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 722.90 Td (These amounts represent non-GAAP) Tj ET Q q 0 0 0 rg BT 207.68 722.90 Td ( financial measures since they exclude goodwill and other intangible assets. ) Tj ET Q q 0 0 0 rg BT 453.16 722.90 Td (Additional information ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 713.30 Td (regarding the calculation of these non-GAAP) Tj ET Q q 0 0 0 rg BT 234.77 713.30 Td ( financial measures can be found under the caption Capital/Stockholders) Tj ET Q q 0 0 0 rg BT 472.09 713.30 Td ( Equity) Tj ET Q q 0 0 0 rg BT 494.91 713.30 Td (.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 703.70 Td (\(c\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 703.70 Td (Ratios are presented on an annualized basis.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 694.10 Td (\(d\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 694.10 Td (These amounts represent non-GAAP) Tj ET Q q 0 0 0 rg BT 207.68 694.10 Td ( financial measures since they exclude the after) Tj ET Q q 0 0 0 rg BT 358.78 694.10 Td (-tax impact of amortization of other intangible assets from ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 684.50 Td (earnings and exclude the balance sheet impact of goodwill and other intangible assets acquired through acquisitions on stockholders' equity) Tj ET Q q 0 0 0 rg BT 535.69 684.50 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 674.90 Td (Additional information regarding the calculation of these non-GAAP) Tj ET Q q 0 0 0 rg BT 310.76 674.90 Td ( financial measures can be found under the caption Return on ) Tj ET Q q 0 0 0 rg BT 512.24 674.90 Td (A) Tj ET Q q 0 0 0 rg BT 517.43 674.90 Td (verage ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 665.30 Td (T) Tj ET Q q 0 0 0 rg BT 94.33 665.30 Td (angible Stockholders' Equity Ratio.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 655.70 Td (\(e\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 655.70 Td (Information presented on a fully tax-equivalent basis.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 646.10 Td (\(f\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 646.10 Td (These amounts represent non-GAAP) Tj ET Q q 0 0 0 rg BT 207.68 646.10 Td ( financial measures and include total non-interest expense \(less amortization of other intangible assets\) as a ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 636.50 Td (percentage of fully tax-equivalent net interest income plus total non-interest income \(excluding all gains and all losses\). ) Tj ET Q q 0 0 0 rg BT 474.33 636.50 Td (Additional information ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 626.90 Td (regarding the calculation of these non-GAAP) Tj ET Q q 0 0 0 rg BT 234.77 626.90 Td ( financial measures can be found under the caption Ef) Tj ET Q q 0 0 0 rg BT 410.33 626.90 Td (ficiency Ratio.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 617.30 Td (\(g\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 617.30 Td (These amounts represent non-GAAP) Tj ET Q q 0 0 0 rg BT 207.68 617.30 Td ( financial measures since they exclude the provision for \(recovery of\) loan losses and all gains and losses ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 607.70 Td (included in earnings.) Tj ET Q q 0 0 0 rg BT 160.43 607.70 Td (Additional information regarding the calculation of these non-GAAP) Tj ET Q q 0 0 0 rg BT 381.19 607.70 Td ( financial measures can be found under the caption ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 598.10 Td (Pre-Provision Net Revenue.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 588.50 Td (\(h\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 588.50 Td (Nonperforming loans include loans 90 days past due and accruing, renegotiated loans and nonaccrual loans. Nonperforming assets include ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 578.90 Td (nonperforming loans and other real estate owned.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 569.30 Td (\(i\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 569.30 Td (Includes loans categorized as special mention, substandard and doubtful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 559.70 Td (\(j\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 559.70 Td (Includes loans categorized as substandard and doubtful. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 550.10 Td (\(k\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 550.10 Td (Peoples' capital conservation buf) Tj ET Q q 0 0 0 rg BT 195.04 550.10 Td (fer was ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 220.36 550.10 Td (6.42%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 241.03 550.10 Td ( at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 250.80 550.10 Td (March31, 2018) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 301.68 550.10 Td ( and 6.27% at ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 347.67 550.10 Td (March31, 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 398.55 550.10 Td (, compared to 2.50% for the fully phased-in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 540.50 Td (capital conservation buf) Tj ET Q q 0 0 0 rg BT 166.71 540.50 Td (fer required by January 1, 2019. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 516.50 Td (Forward-Looking Statements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 504.50 Td (Certain statements in this Form 10-Q, which are not historical fact, are forward-looking statements within the meaning of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 492.50 Td (Section 27A) Tj ET Q q 0 0 0 rg BT 103.17 492.50 Td ( of the Securities ) Tj ET Q q 0 0 0 rg BT 172.59 492.50 Td (Act of 1933, as amended, Section 21E of the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 437.24 492.50 Td (Act of 1934, as amended, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 480.50 Td (the Private Securities Litigation Reform ) Tj ET Q q 0 0 0 rg BT 215.91 480.50 Td (Act of 1995.) Tj ET Q q 0 0 0 rg BT 271.00 480.50 Td (These forward-looking statements are identified by the fact they are not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 468.50 Td (historical facts and include words such as anticipate, estimate, may) Tj ET Q q 0 0 0 rg BT 343.51 468.50 Td (, feel, expect, believe, plan, will, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 456.50 Td (would, should, could and similar expressions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 438.50 Td (These forward-looking statements reflect management's current expectations based on all information available to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 426.50 Td (management and its knowledge of Peoples' business and operations. ) Tj ET Q q 0 0 0 rg BT 331.03 426.50 Td (Additionally) Tj ET Q q 0 0 0 rg BT 380.93 426.50 Td (, Peoples' financial condition, results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 414.50 Td (operations, plans, objectives, future performance and business are subject to risks and uncertainties that may cause actual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 402.50 Td (results to dif) Tj ET Q q 0 0 0 rg BT 103.81 402.50 Td (fer materially) Tj ET Q q 0 0 0 rg BT 157.30 402.50 Td (. ) Tj ET Q q 0 0 0 rg BT 164.62 402.50 Td (These factors include, but are not limited to: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 384.50 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 384.50 Td (the success, impact, and timing of the implementation of Peoples' business strategies, including the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 372.50 Td (successful integration of acquisitions and the expansion of consumer lending activity;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 354.50 Td (\(2\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 354.50 Td (Peoples' ability to integrate acquisitions, including the mer) Tj ET Q q 0 0 0 rg BT 360.35 354.50 Td (ger with ) Tj ET Q q 0 0 0 rg BT 395.35 354.50 Td (ASB, which may be unsuccessful, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 342.50 Td (may be more dif) Tj ET Q q 0 0 0 rg BT 191.63 342.50 Td (ficult, time-consuming or costly than expected; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 324.50 Td (\(3\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 324.50 Td (competitive pressures among financial institutions or from non-financial institutions which may increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 312.50 Td (significantly) Tj ET Q q 0 0 0 rg BT 175.34 312.50 Td (, including product and pricing pressures, changes to third-party relationships and revenues, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 300.50 Td (and Peoples' ability to attract, develop and retain qualified professionals; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 282.50 Td (\(4\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 282.50 Td (changes in the interest rate environment due to economic conditions and/or the fiscal policies of the United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 270.50 Td (States \("U.S."\) government and the Board of Governors of the Federal Reserve System \(the "Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 258.50 Td (Reserve Board"\), which may adversely impact interest rates, interest mar) Tj ET Q q 0 0 0 rg BT 417.85 258.50 Td (gins, loan demand and interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 246.50 Td (sensitivity; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 228.50 Td (\(5\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 228.50 Td (uncertainty regarding the nature, timing and ef) Tj ET Q q 0 0 0 rg BT 312.14 228.50 Td (fect of legislative or regulatory changes or actions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 216.50 Td (promulgated and to be promulgated by governmental and regulatory agencies in the State of Ohio, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 204.50 Td (Federal Deposit Insurance Corporation, the Federal Reserve Board and the Consumer Financial Protection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 192.50 Td (Bureau, which may subject Peoples, its subsidiaries, or one or more acquired companies to a variety of new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 180.50 Td (and more stringent legal and regulatory requirements which adversely af) Tj ET Q q 0 0 0 rg BT 415.99 180.50 Td (fect their respective businesses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 168.50 Td (including in particular the rules and regulations promulgated and to be promulgated under the Dodd-Frank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 156.50 Td (W) Tj ET Q q 0 0 0 rg BT 134.64 156.50 Td (all Street Reform and Consumer Protection ) Tj ET Q q 0 0 0 rg BT 309.60 156.50 Td (Act of 2010, and the Basel III regulatory capital reform; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 138.50 Td (\(6\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 138.50 Td (uncertainties in Peoples' preliminary review of, and additional analysis of, the impact of ) Tj ET Q q 0 0 0 rg BT 480.02 138.50 Td (T) Tj ET Q q 0 0 0 rg BT 485.43 138.50 Td (ax Cuts and Jobs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 126.50 Td (Act;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 108.50 Td (\(7\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 108.50 Td (local, regional, national and international economic conditions and the impact these conditions may have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 96.50 Td (on Peoples, its customers and its counterparties, and Peoples' assessment of the impact, which may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 84.50 Td (dif) Tj ET Q q 0 0 0 rg BT 136.93 84.50 Td (ferent than anticipated;) Tj ET Q endstream endobj 79 0 obj <>] /Rotate 0 /Contents 80 0 R>> endobj 80 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 731.10 Td (\(8\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 731.10 Td (Peoples may issue equity securities in connection with future acquisitions, which could cause ownership ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 719.10 Td (and economic dilution to Peoples' current shareholders;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 701.10 Td (\(9\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 701.10 Td (changes in prepayment speeds, loan originations, levels of nonperforming assets, delinquent loans and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 689.10 Td (char) Tj ET Q q 0 0 0 rg BT 143.03 689.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 163.94 689.10 Td (fs, which may be less favorable than expected and adversely impact the amount of interest income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 677.10 Td (generated;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 659.10 Td (\(10\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 659.10 Td (adverse changes in the economic conditions and/or activities, including, but not limited to, continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 647.10 Td (economic uncertainty in the U.S., the European Union \(including uncertainty surrounding the actions to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 635.10 Td (taken to implement the referendum by British voters to exit the European Union\), ) Tj ET Q q 0 0 0 rg BT 454.25 635.10 Td (Asia and other areas, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 623.10 Td (which could decrease sales volumes, add volatility to the global stock markets and increase loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 611.10 Td (delinquencies and defaults; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 593.10 Td (\(1) Tj ET Q q 0 0 0 rg BT 102.46 593.10 Td (1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 593.10 Td (deterioration in the credit quality of Peoples' loan portfolio, which may adversely impact the provision for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 581.10 Td (loan losses;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 563.10 Td (\(12\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 563.10 Td (changes in accounting standards, policies, estimates or procedures which may adversely af) Tj ET Q q 0 0 0 rg BT 488.20 563.10 Td (fect Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 551.10 Td (reported financial condition or results of operations;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 533.10 Td (\(13\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 533.10 Td (Peoples' assumptions and estimates used in applying critical accounting policies, which may prove ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 521.10 Td (unreliable, inaccurate or not predictive of actual results;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 503.10 Td (\(14\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 503.10 Td (adverse changes in the conditions and trends in the financial markets, including political developments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 491.10 Td (which may adversely af) Tj ET Q q 0 0 0 rg BT 221.06 491.10 Td (fect the fair value of securities within Peoples' investment portfolio, the interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 479.10 Td (sensitivity of Peoples' consolidated balance sheet, and the income generated by Peoples' trust and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 467.10 Td (investment activities;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 449.10 Td (\(15\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 449.10 Td (Peoples' ability to receive dividends from its subsidiaries;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 431.10 Td (\(16\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 431.10 Td (Peoples' ability to maintain required capital levels and adequate sources of funding and liquidity;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 413.10 Td (\(17\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 413.10 Td (the impact of minimum capital thresholds established as a part of the implementation of Basel III;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 395.10 Td (\(18\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 395.10 Td (the impact of lar) Tj ET Q q 0 0 0 rg BT 191.63 395.10 Td (ger or similar) Tj ET Q q 0 0 0 rg BT 245.30 395.10 Td (-sized financial institutions encountering problems, which may adversely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 383.10 Td (af) Tj ET Q q 0 0 0 rg BT 133.59 383.10 Td (fect the banking industry and/or Peoples' business generation and retention, funding and liquidity;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 365.10 Td (\(19\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 365.10 Td (the costs and ef) Tj ET Q q 0 0 0 rg BT 187.74 365.10 Td (fects of new federal and state laws, and regulatory and legal developments, including the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 353.10 Td (outcome of potential regulatory or other governmental inquiries and legal proceedings and results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 341.10 Td (regulatory examinations;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 323.10 Td (\(20\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 323.10 Td (Peoples' ability to secure confidential information through the use of computer systems and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 311.10 Td (telecommunications networks, including those of Peoples' third-party vendors and other service providers, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 299.10 Td (which may prove inadequate, and could adversely af) Tj ET Q q 0 0 0 rg BT 336.29 299.10 Td (fect customer confidence in Peoples and/or result in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 287.10 Td (Peoples incurring a financial loss;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 269.10 Td (\(21\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 269.10 Td (Peoples' reliance on, and the potential failure of, a number of third-party vendors to perform as expected, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 257.10 Td (including its primary core banking system provider;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 239.10 Td (\(22\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 239.10 Td (Peoples' ability to anticipate and respond to technological changes which can impact Peoples' ability to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 227.10 Td (respond to customer needs and meet competitive demands;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 209.10 Td (\(23\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 209.10 Td (changes in consumer spending, borrowing and saving habits, whether due to the recently enacted tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 197.10 Td (legislation, changes in business and economic conditions, legislative or regulatory initiatives, or other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 185.10 Td (factors, which may be dif) Tj ET Q q 0 0 0 rg BT 227.73 185.10 Td (ferent than anticipated;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 167.10 Td (\(24\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 167.10 Td (the overall adequacy of Peoples' risk management program;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 149.10 Td (\(25\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 149.10 Td (the impact on Peoples' businesses, as well as on the risks described above, of various domestic or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 137.10 Td (international widespread natural or other disasters, pandemics, cyber attacks, civil unrest, military or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 125.10 Td (terrorist activities or international conflicts;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 107.10 Td (\(26\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 107.10 Td (significant changes in the tax laws, which may adversely af) Tj ET Q q 0 0 0 rg BT 363.52 107.10 Td (fect the fair values of deferred tax assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 95.10 Td (obligations of states and political subdivisions held in Peoples' investment securities portfolio; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 77.10 Td (\(27\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 77.10 Td (Peoples' continued ability to grow deposits; and ) Tj ET Q endstream endobj 81 0 obj <>] /Rotate 0 /Contents 82 0 R>> endobj 82 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 731.10 Td (\(28\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 731.10 Td (other risk factors relating to the banking industry or Peoples as detailed from time to time in Peoples) Tj ET Q q 0 0 0 rg BT 530.44 731.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 719.10 Td (reports filed with the Securities and Exchange Commission \(the "SEC"\), including those risk factors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 707.10 Td (included in the disclosures under the heading "ITEM 1A. RISK F) Tj ET Q q 0 0 0 rg BT 387.35 707.10 Td (ACT) Tj ET Q q 0 0 0 rg BT 407.17 707.10 Td (ORS" of Peoples) Tj ET Q q 0 0 0 rg BT 477.73 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 479.68 707.10 Td (Annual Report on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 695.10 Td (Form 10-K for the fiscal year ended December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.92 695.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.92 695.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 677.10 Td (All forward-looking statements speak only as of the filing date of this Form 10-Q and are expressly qualified in their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 665.10 Td (entirety by the cautionary statements.) Tj ET Q q 0 0 0 rg BT 208.12 665.10 Td (Although management believes the expectations in these forward-looking statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (are based on reasonable assumptions within the bounds of management) Tj ET Q q 0 0 0 rg BT 342.54 653.10 Td (s knowledge of Peoples) Tj ET Q q 0 0 0 rg BT 439.83 653.10 Td ( business and operations, it is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td (possible that actual results may dif) Tj ET Q q 0 0 0 rg BT 192.40 641.10 Td (fer materially from these projections.) Tj ET Q q 0 0 0 rg BT 345.40 641.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 395.30 641.10 Td (, Peoples undertakes no obligation to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (update these forward-looking statements to reflect events or circumstances after the filing date of this Form 10-Q or to reflect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 617.10 Td (the occurrence of unanticipated events except as may be required by applicable legal requirements.Copies of documents ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.10 Td (filed with the SEC are available free of char) Tj ET Q q 0 0 0 rg BT 229.85 605.10 Td (ge at the SEC) Tj ET Q q 0 0 0 rg BT 287.34 605.10 Td (s website at www) Tj ET Q q 0 0 0 rg BT 357.51 605.10 Td (.sec.gov and/or from Peoples' website ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 593.10 Td (www) Tj ET Q q 0 0 0 rg BT 75.02 593.10 Td (.peoplesbancorp.com under the Investor Relations section.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 575.10 Td (This discussion and analysis should be read in conjunction with the audited Consolidated Financial Statements, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 563.10 Td (Notes thereto, contained in Peoples) Tj ET Q q 0 0 0 rg BT 197.94 563.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.44 563.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.44 563.10 Td ( Form 10-K, as well as the Unaudited Consolidated Financial Statements, Notes to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 551.10 Td (the Unaudited Consolidated Financial Statements, ratios, statistics and discussions contained elsewhere in this Form 10-Q.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 527.10 Td (Business Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 515.10 Td (The following discussion and analysis of Peoples) Tj ET Q q 0 0 0 rg BT 271.79 515.10 Td ( Unaudited Consolidated Financial Statements is presented to provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 503.10 Td (insight into management) Tj ET Q q 0 0 0 rg BT 155.65 503.10 Td (s assessment of the financial condition and results of operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 485.10 Td (Peoples of) Tj ET Q q 0 0 0 rg BT 113.76 485.10 Td (fers diversified financial products and services through 81 locations, including 71 full-service bank branches, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 473.10 Td (and 77 ) Tj ET Q q 0 0 0 rg BT 82.89 473.10 Td (Automated ) Tj ET Q q 0 0 0 rg BT 129.64 473.10 Td (T) Tj ET Q q 0 0 0 rg BT 135.05 473.10 Td (eller Machines \("A) Tj ET Q q 0 0 0 rg BT 210.22 473.10 Td (TMs"\) in northeastern, central, southwestern and southeastern Ohio, west central ) Tj ET Q q 0 0 0 rg BT 535.97 473.10 Td (W) Tj ET Q q 0 0 0 rg BT 544.61 473.10 Td (est ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 461.10 Td (V) Tj ET Q q 0 0 0 rg BT 60.62 461.10 Td (ir) Tj ET Q q 0 0 0 rg BT 66.55 461.10 Td (ginia and northeastern Kentucky through its financial service units Peoples Bank and Peoples Insurance ) Tj ET Q q 0 0 0 rg BT 491.16 461.10 Td (Agency) Tj ET Q q 0 0 0 rg BT 521.61 461.10 Td (, LLC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.10 Td (\("Peoples Insurance"\), a subsidiary of Peoples Bank.Peoples Bank is subject to regulation and examination primarily by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.10 Td (Ohio Division of Financial Institutions \(the "ODFI"\), the Federal Reserve Bank of Cleveland and the Federal Deposit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 425.10 Td (Insurance Corporation \(the "FDIC"\). Peoples Bank is also subject to regulations of the Consumer Financial Protection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.10 Td (Bureau \(the "CFPB"\) which regulates consumer financial products and services and certain financial services providers. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 401.10 Td (Peoples Insurance is subject to regulation by the Ohio Department of Insurance and the state insurance regulatory agencies of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.10 Td (those states in which Peoples Insurance may do business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 371.10 Td (Peoples) Tj ET Q q 0 0 0 rg BT 105.70 371.10 Td ( products and services include traditional banking products, such as deposit accounts, lending products and trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 359.10 Td (services.Peoples provides services through traditional of) Tj ET Q q 0 0 0 rg BT 284.32 359.10 Td (fices, ) Tj ET Q q 0 0 0 rg BT 307.64 359.10 Td (A) Tj ET Q q 0 0 0 rg BT 313.76 359.10 Td (TMs, mobile banking and telephone and internet-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 347.10 Td (banking.Peoples also of) Tj ET Q q 0 0 0 rg BT 154.08 347.10 Td (fers a complete array of insurance products and makes available custom-tailored fiduciary) Tj ET Q q 0 0 0 rg BT 513.56 347.10 Td (, employee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 335.10 Td (benefit plan and asset management services.Brokerage services are of) Tj ET Q q 0 0 0 rg BT 337.86 335.10 Td (fered by Peoples exclusively through an unaf) Tj ET Q q 0 0 0 rg BT 518.18 335.10 Td (filiated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 323.10 Td (registered broker) Tj ET Q q 0 0 0 rg BT 121.82 323.10 Td (-dealer located at Peoples Bank's of) Tj ET Q q 0 0 0 rg BT 264.22 323.10 Td (fices. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 299.10 Td (Critical ) Tj ET Q q 0 0 0 rg BT 88.71 299.10 Td (Accounting Policies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 287.10 Td (The accounting and reporting policies of Peoples conform to US GAAP) Tj ET Q q 0 0 0 rg BT 359.35 287.10 Td ( and to general practices within the financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 275.10 Td (services industry) Tj ET Q q 0 0 0 rg BT 120.84 275.10 Td (.) Tj ET Q q 0 0 0 rg BT 128.16 275.10 Td (The preparation of the financial statements in conformity with US GAAP) Tj ET Q q 0 0 0 rg BT 421.60 275.10 Td ( requires management to make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.10 Td (estimates and assumptions that af) Tj ET Q q 0 0 0 rg BT 187.68 263.10 Td (fect the amounts reported in the financial statements and accompanying notes.) Tj ET Q q 0 0 0 rg BT 505.08 263.10 Td (Actual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 251.10 Td (results could materially dif) Tj ET Q q 0 0 0 rg BT 161.29 251.10 Td (fer from those estimates.Management has identified the accounting policies that, due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 239.10 Td (judgments, estimates and assumptions inherent in those policies, are critical to understanding Peoples) Tj ET Q q 0 0 0 rg BT 462.61 239.10 Td ( Unaudited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 227.10 Td (Consolidated Financial Statements, and Management) Tj ET Q q 0 0 0 rg BT 269.79 227.10 Td (s Discussion and ) Tj ET Q q 0 0 0 rg BT 338.96 227.10 Td (Analysis at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.17 227.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.77 227.10 Td (, which were unchanged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 215.10 Td (from the policies disclosed in Peoples) Tj ET Q q 0 0 0 rg BT 207.95 215.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.45 215.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.45 215.10 Td ( Form 10-K.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 191.10 Td (Summary of Recent ) Tj ET Q q 0 0 0 rg BT 143.80 191.10 Td (T) Tj ET Q q 0 0 0 rg BT 149.73 191.10 Td (ransactions and Events) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 179.10 Td (The following is a summary of recent transactions and events that have impacted or are expected to impact Peoples) Tj ET Q q 0 0 0 rg BT 535.54 179.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 167.10 Td (results of operations or financial condition: ) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 146.94 cm /I22 Do Q q 0 0 0 rg BT 76.00 149.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 149.10 Td (On ) Tj ET Q q 0 0 0 rg BT 104.17 149.10 Td (April 13, 2018, Peoples completed the previously announced mer) Tj ET Q q 0 0 0 rg BT 366.15 149.10 Td (ger with ) Tj ET Q q 0 0 0 rg BT 401.15 149.10 Td (ASB Financial Corp. \("ASB"\). ) Tj ET Q q 0 0 0 rg BT 529.04 149.10 Td (ASB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 137.10 Td (mer) Tj ET Q q 0 0 0 rg BT 105.37 137.10 Td (ged into Peoples and ) Tj ET Q q 0 0 0 rg BT 190.36 137.10 Td (ASB's wholly-owned subsidiary) Tj ET Q q 0 0 0 rg BT 318.73 137.10 Td (, ) Tj ET Q q 0 0 0 rg BT 323.18 137.10 Td (American Savings Bank, fsb, which operated six full ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 125.10 Td (service bank branches and two loan production of) Tj ET Q q 0 0 0 rg BT 288.92 125.10 Td (fices in southern Ohio and northern Kentucky) Tj ET Q q 0 0 0 rg BT 471.56 125.10 Td (, mer) Tj ET Q q 0 0 0 rg BT 491.92 125.10 Td (ged into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 113.10 Td (Peoples Bank. ) Tj ET Q q 0 0 0 rg BT 151.67 113.10 Td (As of December 31, 2017, ) Tj ET Q q 0 0 0 rg BT 259.14 113.10 Td (ASB had approximately $288.3 million in total assets, which included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 101.10 Td (approximately $247.2 million in net loans, and approximately $203.2 million in total deposits. ) Tj ET Q q 0 0 0 rg BT 471.62 101.10 Td (Aggregate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 89.10 Td (consideration of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.20 89.10 Td ($41.5 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.09 89.10 Td ( was paid for the acquisition. Refer to Note 12 of the Notes to the Unaudited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 77.10 Td (Consolidated Financial Statements for additional information.) Tj ET Q endstream endobj 83 0 obj <>] /Rotate 0 /Contents 84 0 R>> endobj 84 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (41) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 728.94 cm /I23 Do Q q 0 0 0 rg BT 76.00 731.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 731.10 Td (As of December 31, 2017, Peoples recorded a revaluation of its deferred tax assets and liabilities in light of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 719.10 Td (applicable provisions of the recently-enacted ) Tj ET Q q 0 0 0 rg BT 271.69 719.10 Td (T) Tj ET Q q 0 0 0 rg BT 277.10 719.10 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 346.55 719.10 Td (Act. Previously) Tj ET Q q 0 0 0 rg BT 410.62 719.10 Td (, Peoples had recognized its deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 707.10 Td (tax assets and deferred tax liabilities at a federal corporate income tax rate of 35%, and the new law required the use ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 695.10 Td (of a 21% federal corporate income tax rate. ) Tj ET Q q 0 0 0 rg BT 267.69 695.10 Td (As a result, Peoples wrote down its net deferred tax assets by $0.9 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 683.10 Td (million in the fourth quarter of 2017, which had a direct impact on income tax expense recorded during that period.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 662.94 cm /I24 Do Q q 0 0 0 rg BT 76.00 665.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 665.10 Td (On October 2, 2017, Peoples Insurance ) Tj ET Q q 0 0 0 rg BT 248.85 665.10 Td (Agency acquired a property and casualty focused independent insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 653.10 Td (agency with annual net revenue of approximately $0.8 million located in the Cleveland, Ohio area. ) Tj ET Q q 0 0 0 rg BT 489.97 653.10 Td (The acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 641.10 Td (did not materially impact Peoples' financial position, results of operations, or cash flows.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 620.94 cm /I25 Do Q q 0 0 0 rg BT 76.00 623.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 623.10 Td (During the third quarter of 2017, Peoples reduced its position in certain investment securities. ) Tj ET Q q 0 0 0 rg BT 469.45 623.10 Td (This action was taken ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 611.10 Td (as a result of the high appreciation in the market value of these securities. ) Tj ET Q q 0 0 0 rg BT 388.60 611.10 Td (The sales completed resulted in a net gain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 599.10 Td (on investment securities of $1.9 million, and are not a normal occurrence for our business.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 578.94 cm /I26 Do Q q 0 0 0 rg BT 76.00 581.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 581.10 Td (Peoples continually evaluates its overall balance sheet position given the interest rate environment. During the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 569.10 Td (second quarter of 2017, Peoples borrowed an additional $45.0 million of long-term FHLB non-amortizing advances, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 557.10 Td (which have interest rates ranging from 1.74% to 2.03% and mature between 2020 and 2022.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 536.94 cm /I27 Do Q q 0 0 0 rg BT 76.00 539.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 539.10 Td (During the first quarter of 2017, Peoples borrowed an additional $30.0 million of long-term FHLB non-amortizing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 527.10 Td (advances, which have interest rates ranging from 1.20% to 1.46% and mature between 2018 and 2019. ) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 506.94 cm /I28 Do Q q 0 0 0 rg BT 76.00 509.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 509.10 Td (During 2017, Peoples closed six full-service bank branches, four located in Ohio, and two located in ) Tj ET Q q 0 0 0 rg BT 493.88 509.10 Td (W) Tj ET Q q 0 0 0 rg BT 502.52 509.10 Td (est ) Tj ET Q q 0 0 0 rg BT 515.95 509.10 Td (V) Tj ET Q q 0 0 0 rg BT 522.57 509.10 Td (ir) Tj ET Q q 0 0 0 rg BT 528.50 509.10 Td (ginia. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 497.10 Td (Peoples continues to evaluate its bank branch network in an ef) Tj ET Q q 0 0 0 rg BT 339.19 497.10 Td (fort to optimize ef) Tj ET Q q 0 0 0 rg BT 411.48 497.10 Td (ficiency) Tj ET Q q 0 0 0 rg BT 443.04 497.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 476.94 cm /I29 Do Q q 0 0 0 rg BT 76.00 479.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 479.10 Td (On January 31, 2017, Peoples Insurance ) Tj ET Q q 0 0 0 rg BT 252.74 479.10 Td (Agency acquired a third-party insurance administration company located in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 467.10 Td (Piketon, Ohio for total cash consideration of $0.5 million, and recorded $0.5 million of customer relationship ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 455.10 Td (intangibles. ) Tj ET Q q 0 0 0 rg BT 141.20 455.10 Td (The acquisition did not materially impact Peoples' financial position, results of operations or cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 443.10 Td (flows.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 422.94 cm /I30 Do Q q 0 0 0 rg BT 76.00 425.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 425.10 Td (On January 27, 2017, Peoples entered into two $10.0 million forward starting interest rate swaps, which will become ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 413.10 Td (ef) Tj ET Q q 0 0 0 rg BT 97.59 413.10 Td (fective later in 2018 and mature between 2025 and 2027, with interest rates ranging from 2.47% to 2.53%. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 401.10 Td (additional information regarding Peoples' interest rate swaps, refer to Note 9 of the Notes to the Unaudited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 389.10 Td (Consolidated Financial Statements. ) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 368.94 cm /I31 Do Q q 0 0 0 rg BT 76.00 371.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 371.10 Td (Peoples' net interest income and net interest mar) Tj ET Q q 0 0 0 rg BT 282.95 371.10 Td (gin are impacted by changes in market interest rates based upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 359.10 Td (actions taken by the Federal Reserve Board \(the "Fed"\), either directly or through its Open Market Committee. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 347.10 Td (These actions include changing its tar) Tj ET Q q 0 0 0 rg BT 240.61 347.10 Td (get Federal Funds Rate \(the interest rate at which banks lend money to each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 335.10 Td (other\), Discount Rate \(the interest rate char) Tj ET Q q 0 0 0 rg BT 262.80 335.10 Td (ged to banks for money borrowed from a Federal Reserve Bank\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 323.10 Td (longer) Tj ET Q q 0 0 0 rg BT 115.35 323.10 Td (-term market interest rates \(primarily U.S. ) Tj ET Q q 0 0 0 rg BT 286.22 323.10 Td (T) Tj ET Q q 0 0 0 rg BT 291.98 323.10 Td (reasury securities\). Interest rates also are af) Tj ET Q q 0 0 0 rg BT 467.27 323.10 Td (fected by investor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 311.10 Td (demand for U.S. ) Tj ET Q q 0 0 0 rg BT 158.42 311.10 Td (T) Tj ET Q q 0 0 0 rg BT 164.17 311.10 Td (reasury securities. ) Tj ET Q q 0 0 0 rg BT 241.19 311.10 Td (The resulting changes in the yield curve slope have a direct impact on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 299.10 Td (reinvestment rates for Peoples' earning assets. ) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 4.00 0 0 10.09 72.00 278.94 cm /I32 Do Q q 0 0 0 rg BT 76.00 281.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 281.10 Td (The Fed began tightening monetary policy in December 2015 by raising the benchmark Federal Funds ) Tj ET Q q 0 0 0 rg BT 502.21 281.10 Td (T) Tj ET Q q 0 0 0 rg BT 507.62 281.10 Td (ar) Tj ET Q q 0 0 0 rg BT 515.21 281.10 Td (get Rate. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 269.10 Td (Since then, the rate has increased six times from a range of 0%-.25% to its current range of 1.50%-1.75%. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 257.10 Td (Expectations are for two to three more rate hikes in 2018 and possibly two to three in 2019. ) Tj ET Q q 0 0 0 rg BT 460.84 257.10 Td (The Fed has also begun ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 245.10 Td (to reduce the size of its $4.5 trillion dollar balance sheet, which could result in higher interest rates as well. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 233.10 Td (However) Tj ET Q q 0 0 0 rg BT 126.25 233.10 Td (, there was no indication that the Fed would alter its current posture of tightening monetary policy at future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 221.10 Td (meetings. Peoples is closely monitoring interest rates, both foreign and domestic; and potential impacts of changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 209.10 Td (in interest rates to Peoples Bank's operations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 191.10 Td (The ) Tj ET Q q 0 0 0 rg BT 90.16 191.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 119.99 191.10 Td (of ) Tj ET Q q 0 0 0 rg BT 130.94 191.10 Td (these ) Tj ET Q q 0 0 0 rg BT 154.10 191.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 204.48 191.10 Td (and ) Tj ET Q q 0 0 0 rg BT 221.54 191.10 Td (events, ) Tj ET Q q 0 0 0 rg BT 252.20 191.10 Td (where ) Tj ET Q q 0 0 0 rg BT 279.24 191.10 Td (material, ) Tj ET Q q 0 0 0 rg BT 317.12 191.10 Td (is ) Tj ET Q q 0 0 0 rg BT 326.40 191.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 367.35 191.10 Td (in ) Tj ET Q q 0 0 0 rg BT 377.75 191.10 Td (the ) Tj ET Q q 0 0 0 rg BT 392.58 191.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 436.28 191.10 Td (sections ) Tj ET Q q 0 0 0 rg BT 471.12 191.10 Td (of ) Tj ET Q q 0 0 0 rg BT 482.06 191.10 Td (this ) Tj ET Q q 0 0 0 rg BT 499.13 191.10 Td (Management) Tj ET Q q 0 0 0 rg BT 554.11 191.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 179.10 Td (Discussion ) Tj ET Q q 0 0 0 rg BT 100.39 179.10 Td (and ) Tj ET Q q 0 0 0 rg BT 116.78 179.10 Td (Analysis ) Tj ET Q q 0 0 0 rg BT 154.28 179.10 Td (of ) Tj ET Q q 0 0 0 rg BT 165.11 179.10 Td (Results ) Tj ET Q q 0 0 0 rg BT 197.06 179.10 Td (of ) Tj ET Q q 0 0 0 rg BT 207.89 179.10 Td (Operations ) Tj ET Q q 0 0 0 rg BT 254.26 179.10 Td (and ) Tj ET Q q 0 0 0 rg BT 271.20 179.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 310.91 179.10 Td (Condition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.70 149.10 Td (EXECUTIVE SUMMAR) Tj ET Q q 0 0 0 rg BT 356.41 149.10 Td (Y) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 125.10 Td (Peoples recorded net income for the quarter ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.80 125.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.40 125.10 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.73 125.10 Td ($1) Tj ET Q q 0 0 0 rg BT 362.36 125.10 Td (1.7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.25 125.10 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.08 125.10 Td ($0.64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.58 125.10 Td ( per diluted common share, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 113.10 Td (compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.20 113.10 Td ($8.8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.09 113.10 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.92 113.10 Td ($0.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.42 113.10 Td ( per diluted common share, for the same quarter a year ago and net income of $9.0 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 101.10 Td (or $0.49 per diluted common share, for the linked quarter ended December 31, 2017. ) Tj ET Q q 0 0 0 rg BT 398.43 101.10 Td (The increased earnings in the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 89.10 Td (quarter of 2018 compared to the first quarter of 2017 was due primarily to an increase in net interest income and non-interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 77.10 Td (income, and a decrease in income tax expense, of) Tj ET Q q 0 0 0 rg BT 251.51 77.10 Td (fset by a higher provision for loan losses. ) Tj ET Q q 0 0 0 rg BT 421.30 77.10 Td (The increased earnings compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 65.10 Td (to the fourth quarter of 2017 was attributable to decreased income tax expense.) Tj ET Q endstream endobj 85 0 obj <>] /Rotate 0 /Contents 86 0 R>> endobj 86 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (Net interest income was $29.4 million in the first quarter of 2018, compared to $26.9 million for the same quarter a year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (ago and $29.1 million for the linked quarter) Tj ET Q q 0 0 0 rg BT 228.56 719.10 Td (, while net interest mar) Tj ET Q q 0 0 0 rg BT 320.29 719.10 Td (gin was 3.66%, 3.55%, and 3.63%, respectively) Tj ET Q q 0 0 0 rg BT 510.71 719.10 Td (. In the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (first quarter of 2018, the net interest income and mar) Tj ET Q q 0 0 0 rg BT 264.86 707.10 Td (gin were positively impacted by loan growth and previous increases in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (interest rates, coupled with proceeds received on an investment security that had previously been written down due to an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (other) Tj ET Q q 0 0 0 rg BT 74.35 683.10 Td (-than-temporary impairment and continued accretion income from acquisitions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 665.10 Td (Peoples' provision for loan losses for the three months ended March 31, 2018 was $2.0 million, compared to $0.6 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (for the first quarter of 2017 and $1.1 million for the linked quarter) Tj ET Q q 0 0 0 rg BT 318.10 653.10 Td (. During the first quarter of 2018, provision for loan losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td (increased due to circumstances that decreased the likelihood of collectibility for one acquired commercial loan relationship, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (which was ultimately char) Tj ET Q q 0 0 0 rg BT 159.06 629.10 Td (ged of) Tj ET Q q 0 0 0 rg BT 184.15 629.10 Td (f in the amount of $827,000 at the end of the first quarter of 2018. ) Tj ET Q q 0 0 0 rg BT 450.29 629.10 Td (The higher provision for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 617.10 Td (loan losses recorded during the first quarter of 2018 compared to the previous quarters was also reflective of the continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.10 Td (loan growth which was partially of) Tj ET Q q 0 0 0 rg BT 193.51 605.10 Td (fset by improvements in certain asset quality metrics.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 587.10 Td (For the first quarter of 2018, total non-interest income increased $1.3 million, or 9%, compared to the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.10 Td (2017, and increased $1.2 million, or 9%, from the linked quarter) Tj ET Q q 0 0 0 rg BT 311.16 575.10 Td (. ) Tj ET Q q 0 0 0 rg BT 318.48 575.10 Td (The increase in total non-interest income for the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 563.10 Td (quarter of 2018 compared to the first quarter of 2017 was primarily due to an increase in insurance income, resulting from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 551.10 Td (implementation of a new accounting standard, and the acquisition of a third-party insurance administration company on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 539.10 Td (January 31, 2017 and a property and casualty focused independent insurance agency on October 2, 2017. In addition, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.10 Td (implementation of ) Tj ET Q q 0 0 0 rg BT 129.54 527.10 Td (Accounting Standards Update 2016-01, requiring changes in the fair value of equity securities to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 515.10 Td (recognized in income beginning January 1, 2018, added $460,000 to total non-interest income during the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 503.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 80.95 503.10 Td (Another factor that contributed to the increase compared to the first quarter of 2017 was Small Business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 491.10 Td (Administration \("SBA"\) loan sale revenue of $313,000 recorded during the first quarter of 2018. ) Tj ET Q q 0 0 0 rg BT 444.94 491.10 Td (The increase in total non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 479.10 Td (interest income compared to the fourth quarter of 2017 was lar) Tj ET Q q 0 0 0 rg BT 304.29 479.10 Td (gely attributable to annual performance-based insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 467.10 Td (commissions, which are primarily recognized in the first quarter of each year) Tj ET Q q 0 0 0 rg BT 361.67 467.10 Td (. Other factors that contributed to the increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 455.10 Td (were the recognition in income of changes in the fair value of equity securities and the SBA) Tj ET Q q 0 0 0 rg BT 421.11 455.10 Td ( revenue, which were partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 443.10 Td (of) Tj ET Q q 0 0 0 rg BT 62.15 443.10 Td (fset by the decrease in the gain on investment securities and a decrease in deposit account service char) Tj ET Q q 0 0 0 rg BT 470.97 443.10 Td (ges.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 425.10 Td (T) Tj ET Q q 0 0 0 rg BT 77.41 425.10 Td (otal non-interest expense for the first quarter of 2018, was $28.2 million, compared to $27.3 million for the first quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.10 Td (of 2017 and $27.4 million for the linked quarter) Tj ET Q q 0 0 0 rg BT 244.80 413.10 Td (. ) Tj ET Q q 0 0 0 rg BT 252.12 413.10 Td (The increases in non-interest expenses from the previous year first quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 401.10 Td (and the linked quarter were primarily due to increases in salaries and employee benefit costs. In the first quarter of 2018, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.10 Td (Board of Directors granted a one-time stock award of unrestricted common shares to all full-time and part-time employees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.10 Td (who did not already participate in the equity plan, which resulted in an expense of $388,000. ) Tj ET Q q 0 0 0 rg BT 428.90 377.10 Td (Additionally impacting the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 365.10 Td (increase in salaries and employee benefit costs were annual merit increases and an increase in employee count. Compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.10 Td (the first quarter of 2017, the increase in total non-interest expense was also partially attributable to an increase in data ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.10 Td (processing and software expense, driven by the implementation of enhanced functionalities for Peoples' core banking system, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 329.10 Td (including certain mobile banking tools made available to customers. Compared to the fourth quarter of 2017, the increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 317.10 Td (salaries and employee benefit costs was partially of) Tj ET Q q 0 0 0 rg BT 259.58 317.10 Td (fset by decreased professional fees. ) Tj ET Q q 0 0 0 rg BT 405.73 317.10 Td (The non-core char) Tj ET Q q 0 0 0 rg BT 478.84 317.10 Td (ges recorded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 305.10 Td (during the first quarter of 2018 included acquisition costs of $149,000, compared to none in the first quarter of 2017, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.10 Td ($341,000 of acquisition costs and $242,000 of pension settlement char) Tj ET Q q 0 0 0 rg BT 335.71 293.10 Td (ges in the fourth quarter of 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 275.10 Td (Peoples' ef) Tj ET Q q 0 0 0 rg BT 115.00 275.10 Td (ficiency ratio, calculated as total non-interest expense less amortization of other intangible assets divided by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.10 Td (fully tax-equivalent \("FTE"\) net interest income, plus total non-interest income, excluding all gains and losses, for the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 251.10 Td (quarter of 2018 was 61.75%, compared to 64.89% for the first quarter of 2017 and 62.07% for the linked quarter) Tj ET Q q 0 0 0 rg BT 503.59 251.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 233.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 233.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.10 233.10 Td (, total assets were $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.13 233.10 Td (3.63 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.24 233.10 Td (, compared to $3.58 billion at December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.36 233.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.36 233.10 Td (. ) Tj ET Q q 0 0 0 rg BT 478.68 233.10 Td (The $53.2 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 221.10 Td (or 1%, increase was primarily the result of growth in loan balances, net of deferred fees and costs, of $45.2 million, or 8% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 209.10 Td (annualized, as commercial loan balances increased $32.4 million, or 10% annualized, during the quarter) Tj ET Q q 0 0 0 rg BT 469.68 209.10 Td (. ) Tj ET Q q 0 0 0 rg BT 477.00 209.10 Td (The growth in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.10 Td (commercial loan balances was split between commercial and industrial loans, which grew $16.5 million, or 14% annualized, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 185.10 Td (and commercial real estate loans, which grew $15.9 million, or 7% annualized. Indirect consumer lending also contributed to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.10 Td (the total increase in loan balances, with growth of $7.1 million, or 8% annualized, during the quarter) Tj ET Q q 0 0 0 rg BT 455.55 173.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 155.10 Td (T) Tj ET Q q 0 0 0 rg BT 77.41 155.10 Td (otal liabilities were $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.55 155.10 Td (3.18 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.66 155.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.88 155.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.48 155.10 Td (, up $55.0 million, or 2%, since December 31, 2017. ) Tj ET Q q 0 0 0 rg BT 497.98 155.10 Td (The increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 143.10 Td (in liabilities during the first three months of 2018 was primarily due to an increase in deposits of $82.9 million, or 3%, of) Tj ET Q q 0 0 0 rg BT 538.45 143.10 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 131.10 Td (partially by a decline in total borrowings of $26.5 million, or 8%. ) Tj ET Q q 0 0 0 rg BT 320.44 131.10 Td (The increase in deposits was primarily due to a $77.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 119.10 Td (million, or 29%, increase in governmental deposits, which are seasonally higher in the first quarter of each year compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 107.10 Td (other quarters. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 89.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 89.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.10 89.10 Td (, total stockholders' equity was $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.77 89.10 Td (456.8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.66 89.10 Td (, a decrease of $1.8 million, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.44 89.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 77.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 77.10 Td (. ) Tj ET Q q 0 0 0 rg BT 81.32 77.10 Td (The decrease in total stockholders' equity) Tj ET Q q 0 0 0 rg BT 246.03 77.10 Td (, as well as the tangible equity to tangible asset ratio, and the tangible book ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 65.10 Td (value per common share, was lar) Tj ET Q q 0 0 0 rg BT 185.44 65.10 Td (gely a result of the decline in the market value of debt securities held within the investment ) Tj ET Q endstream endobj 87 0 obj <>] /Rotate 0 /Contents 88 0 R>> endobj 88 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (portfolio. Regulatory capital ratios remained significantly higher than "well capitalized" minimums. Peoples' common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (equity tier 1 risk-based capital ratio was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.45 719.10 Td (13.28%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.28 719.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.49 719.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.09 719.10 Td (, versus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.14 719.10 Td (13.23%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.97 719.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.19 719.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.77 719.10 Td (; while, the tier 1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (risk-based capital ratio was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.63 707.10 Td (13.57%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.46 707.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.67 707.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.27 707.10 Td (, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.47 707.10 Td (13.52%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.30 707.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.52 707.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.10 707.10 Td (. ) Tj ET Q q 0 0 0 rg BT 458.42 707.10 Td (The total risk-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (capital ratio was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.03 695.10 Td (14.31%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.86 695.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.07 695.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.67 695.10 Td (, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.88 695.10 Td (14.39%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.71 695.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.92 695.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.51 695.10 Td (. In addition, Peoples' tangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (equity to tangible asset ratio was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.30 683.10 Td (8.97%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.13 683.10 Td (, and its tangible book value per common share was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.80 683.10 Td ($17.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.30 683.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.52 683.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.11 683.10 Td (, versus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.10 Td (9.14% and $17.17, respectively) Tj ET Q q 0 0 0 rg BT 179.43 671.10 Td (, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.15 671.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.73 671.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 241.70 629.10 Td (RESUL) Tj ET Q q 0 0 0 rg BT 274.13 629.10 Td (TS OF) Tj ET Q q 0 0 0 rg BT 302.37 629.10 Td ( OPERA) Tj ET Q q 0 0 0 rg BT 339.13 629.10 Td (TIONS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 593.10 Td (Net Inter) Tj ET Q q 0 0 0 rg BT 92.97 593.10 Td (est Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 581.10 Td (Net interest income, the amount by which interest income exceeds interest expense, remains Peoples' lar) Tj ET Q q 0 0 0 rg BT 489.04 581.10 Td (gest source of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 569.10 Td (revenue.) Tj ET Q q 0 0 0 rg BT 92.96 569.10 Td (The amount of net interest income earned by Peoples each quarter is af) Tj ET Q q 0 0 0 rg BT 376.56 569.10 Td (fected by various factors, including changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.10 Td (in market interest rates due to the Fed) Tj ET Q q 0 0 0 rg BT 207.56 557.10 Td (s monetary policy) Tj ET Q q 0 0 0 rg BT 278.57 557.10 Td (, the level and degree of pricing competition for both loans and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 545.10 Td (deposits in Peoples) Tj ET Q q 0 0 0 rg BT 133.25 545.10 Td ( markets, and the amount and composition of Peoples' earning assets and interest-bearing liabilities.) Tj ET Q endstream endobj 89 0 obj <>] /Rotate 0 /Contents 90 0 R>> endobj 90 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (The following tables detail Peoples) Tj ET Q q 0 0 0 rg BT 215.67 731.10 Td ( average balance sheets for the periods presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 665.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 665.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 665.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 665.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 665.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 665.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 665.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 665.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 665.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 665.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 665.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 665.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 639.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 639.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 639.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 639.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 639.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 639.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 639.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 639.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 639.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 639.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 639.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 639.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 613.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 613.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 613.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 613.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 613.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 613.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 613.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 613.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 613.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 613.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 613.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 613.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 587.60 140.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 587.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 587.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 587.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 587.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 587.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 587.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 587.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 587.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 587.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 587.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 587.60 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 560.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 560.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 560.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 560.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 560.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 560.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 560.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 560.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 560.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 560.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 560.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 560.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 534.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 534.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 534.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 534.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 534.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 534.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 534.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 534.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 534.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 534.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 534.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 534.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 508.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 508.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 508.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 508.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 508.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 508.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 508.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 508.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 508.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 508.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 508.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 508.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 482.60 140.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 482.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 482.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 482.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 482.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 482.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 482.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 482.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 482.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 482.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 482.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 482.60 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 455.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 455.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 455.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 455.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 455.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 455.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 455.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 455.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 455.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 455.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 455.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 455.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 429.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 429.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 429.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 429.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 429.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 429.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 429.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 429.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 429.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 429.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 429.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 429.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 403.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 403.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 403.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 403.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 403.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 403.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 403.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 403.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 403.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 403.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 403.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 403.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 377.60 140.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 377.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 377.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 377.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 377.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 377.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 377.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 377.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 377.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 377.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 377.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 377.60 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 349.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 349.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 349.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 349.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 349.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 349.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 349.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 349.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 349.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 349.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 349.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 349.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 322.60 140.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 322.60 47.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 322.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 322.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 322.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 322.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 322.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 322.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 322.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 322.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 322.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 322.60 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 294.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 294.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 294.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 294.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 294.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 294.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 294.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 294.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 294.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 294.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 294.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 294.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 268.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 268.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 268.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 268.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 268.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 268.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 268.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 268.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 268.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 268.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 268.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 268.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 242.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 242.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 242.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 242.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 242.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 242.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 242.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 242.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 242.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 242.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 242.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 242.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 215.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 215.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 215.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 215.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 215.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 215.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 215.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 215.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 215.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 215.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 215.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 215.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 188.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 188.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 188.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 188.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 188.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 188.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 188.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 188.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 188.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 188.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 188.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 188.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 162.60 140.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 162.60 47.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 162.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 162.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 162.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 162.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 162.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 162.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 162.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 162.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 162.60 40.00 -13.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 53.50 110.60 140.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 193.50 110.60 47.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.50 110.60 39.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 110.60 30.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 110.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 110.60 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 110.60 40.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 110.60 30.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 110.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 110.60 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 110.60 40.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 110.60 32.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 74.60 226.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 279.50 74.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 74.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 74.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.50 74.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 74.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 74.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 74.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 74.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 525.50 74.60 32.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 701.6 m 240.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 701.6 m 279.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 701.6 m 309.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 701.6 m 313.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 701.6 m 362.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 701.6 m 402.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 701.6 m 432.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 701.6 m 436.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 701.6 m 485.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 701.6 m 525.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 701.6 m 557.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 701.6 m 240.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 688.6 m 240.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 688.6 m 279.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 688.6 m 309.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 701.6 m 362.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 688.6 m 362.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 688.6 m 402.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 688.6 m 432.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 701.6 m 485.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 688.6 m 485.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 688.6 m 525.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 688.6 m 557.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 665.6 m 193.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 665.6 m 240.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 665.6 m 279.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 665.6 m 309.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 665.6 m 313.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 665.6 m 362.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 665.6 m 402.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 665.6 m 432.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 665.6 m 436.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 665.6 m 485.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 665.6 m 525.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 665.6 m 557.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 665.6 m 240.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 665.6 m 279.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 665.6 m 309.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 665.6 m 362.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 665.6 m 402.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 665.6 m 432.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 665.6 m 485.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 665.6 m 525.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 665.6 m 557.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 613.6 m 193.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 613.6 m 240.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 613.6 m 279.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 613.6 m 309.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 613.6 m 313.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 613.6 m 362.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 613.6 m 402.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 613.6 m 432.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 613.6 m 436.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 613.6 m 485.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 613.6 m 525.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 613.6 m 557.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 613.6 m 309.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 613.6 m 432.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 613.6 m 485.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 613.6 m 525.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 613.6 m 557.5 613.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 495.6 m 193.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 495.6 m 240.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 495.6 m 279.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 495.6 m 309.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309.5 495.6 m 313.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 495.6 m 362.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362.5 495.6 m 402.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 495.6 m 432.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 495.6 m 436.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 495.6 m 485.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 495.6 m 525.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 495.6 m 557.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 495.6 m 309.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 495.6 m 432.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 495.6 m 485.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 495.6 m 525.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 525.5 495.6 m 557.5 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 468.6 m 193.5 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 193.5 468.6 m 240.5 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240.5 468.6 m 279.5 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 468.6 m 309.5 468.6 l s 0 0 0 RG /GS0 gs 1.00 w 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61.60000000000002 m 557.5 61.60000000000002 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 705.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.95 706.00 Td (For) Tj ET Q q 0 0 0 rg BT 332.86 706.00 Td ( the ) Tj ET Q q 0 0 0 rg BT 349.20 706.00 Td (Thr) Tj ET Q q 0 0 0 rg BT 364.04 706.00 Td (ee Months Ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 692.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 221.20 693.00 Td (Mar) Tj ET Q q 0 0 0 rg BT 238.11 693.00 Td (ch 31, 2018) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.20 693.00 Td (December) Tj ET Q q 0 0 0 rg BT 375.09 693.00 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.70 693.00 Td (Mar) Tj ET Q q 0 0 0 rg BT 483.61 693.00 Td (ch 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 670.06 Td (\() Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 59.00 670.06 Td (Dollars in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 200.80 679.05 Td (A) Tj ET Q q 0 0 0 rg BT 206.97 679.05 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.25 670.05 Td (Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 679.05 Td (Income/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.45 670.05 Td (Expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 282.65 679.05 Td (Y) Tj ET Q q 0 0 0 rg BT 288.98 679.05 Td (ield/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.25 670.05 Td (Cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 321.80 679.05 Td (A) Tj ET Q q 0 0 0 rg BT 327.97 679.05 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 322.25 670.05 Td (Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 366.50 679.05 Td (Income/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.95 670.05 Td (Expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.65 679.05 Td (Y) Tj ET Q q 0 0 0 rg BT 411.98 679.05 Td (ield/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.25 670.05 Td (Cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.80 679.05 Td (A) Tj ET Q q 0 0 0 rg BT 450.97 679.05 Td (verage) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.25 670.05 Td (Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.50 679.05 Td (Income/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.95 670.05 Td (Expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 529.65 679.05 Td (Y) Tj ET Q q 0 0 0 rg BT 535.82 679.05 Td (ield/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.25 670.05 Td (Cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 656.86 Td (Short-term investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 196.00 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.25 656.86 Td (1) Tj ET Q q 0 0 0 rg BT 216.75 656.86 Td (1,291) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 656.86 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 656.86 Td (1.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 656.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.00 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.25 656.86 Td (17,847) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 656.86 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 656.86 Td (1.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 656.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 656.86 Td (7,415) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 656.86 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 656.86 Td (0.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 656.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 56.00 644.00 Td (Investment securities \(a\)\(b\):) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 196.00 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.00 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 630.86 Td (T) Tj ET Q q 0 0 0 rg BT 61.18 630.86 Td (axable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 630.86 Td (775,659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 630.86 Td (5,687) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 630.86 Td (2.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 630.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 630.86 Td (774,926) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 630.86 Td (5,180) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 630.86 Td (2.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 630.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 630.86 Td (748,835) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 630.86 Td (4,754) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 630.86 Td (2.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 630.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 617.86 Td (Nontaxable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.25 617.86 Td (97,134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 617.86 Td (814) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 617.86 Td (3.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 617.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 617.86 Td (100,727) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 617.86 Td (1,024) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 617.86 Td (4.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 617.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 617.86 Td (1) Tj ET Q q 0 0 0 rg BT 457.25 617.86 Td (13,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 617.86 Td (1,222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 617.86 Td (4.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 617.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 62.00 604.86 Td (T) Tj ET Q q 0 0 0 rg BT 67.18 604.86 Td (otal investment securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 604.86 Td (872,793) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 604.86 Td (6,501) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 604.86 Td (2.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 604.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 604.86 Td (875,653) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 604.86 Td (6,204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 604.86 Td (2.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 604.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 604.86 Td (862,614) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 604.86 Td (5,976) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 604.86 Td (2.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 604.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 56.00 592.00 Td (Loans \(b\)\(c\):) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 196.00 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.00 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 578.06 Td (Commercial real estate, construction) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 578.46 Td (1) Tj ET Q q 0 0 0 rg BT 212.25 578.46 Td (18,589) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 578.46 Td (1,333) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 578.46 Td (4.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 578.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 578.46 Td (120,471) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 578.46 Td (1,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 578.46 Td (4.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 578.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 578.46 Td (94,215) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 578.46 Td (993) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 578.46 Td (4.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 578.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 564.86 Td (Commercial real estate, other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 564.86 Td (765,076) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 564.86 Td (9,124) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 564.86 Td (4.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 564.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 564.86 Td (753,172) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 564.86 Td (9,035) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 564.86 Td (4.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 564.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 564.86 Td (734,442) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 564.86 Td (8,423) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 564.86 Td (4.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 564.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 551.86 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 551.86 Td (479,792) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 551.86 Td (5,571) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 551.86 Td (4.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 551.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 551.86 Td (451,647) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 551.86 Td (5,345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 551.86 Td (4.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 551.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 551.86 Td (433,068) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 551.86 Td (4,545) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 551.86 Td (4.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 551.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 538.86 Td (Residential real estate \(d\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 538.86 Td (491,713) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 538.86 Td (5,309) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 538.86 Td (4.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 538.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 538.86 Td (496,325) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 538.86 Td (5,455) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 538.86 Td (4.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 538.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 538.86 Td (531,457) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 538.86 Td (5,769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 538.86 Td (4.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 538.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 525.86 Td (Home equity lines of credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 525.86 Td (108,620) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 525.86 Td (1,271) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 525.86 Td (4.75) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 525.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 525.86 Td (1) Tj ET Q q 0 0 0 rg BT 334.25 525.86 Td (10,610) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 525.86 Td (1,282) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 525.86 Td (4.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 525.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 525.86 Td (1) Tj ET Q q 0 0 0 rg BT 457.25 525.86 Td (1) Tj ET Q q 0 0 0 rg BT 461.75 525.86 Td (1,1) Tj ET Q q 0 0 0 rg BT 473.00 525.86 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 525.86 Td (1,159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 525.86 Td (4.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 525.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 512.86 Td (Consumer) Tj ET Q q 0 0 0 rg BT 92.82 512.86 Td (, indirect) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 512.86 Td (343,128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 512.86 Td (3,130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 512.86 Td (3.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 512.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 512.86 Td (338,615) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 512.86 Td (3,217) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 512.86 Td (3.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 512.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 512.86 Td (269,821) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 512.86 Td (2,232) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 512.86 Td (3.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 512.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 499.86 Td (Consumer) Tj ET Q q 0 0 0 rg BT 92.82 499.86 Td (, direct) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.25 499.86 Td (68,422) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 499.86 Td (1,162) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 499.86 Td (6.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 499.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.25 499.86 Td (69,815) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 499.86 Td (1,300) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 499.86 Td (7.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 499.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 499.86 Td (70,206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 499.86 Td (1,218) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 499.86 Td (7.04) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 499.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 62.00 486.86 Td (T) Tj ET Q q 0 0 0 rg BT 67.18 486.86 Td (otal loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 486.86 Td (2,375,340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 486.86 Td (26,900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 486.86 Td (4.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 486.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 486.86 Td (2,340,655) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 486.86 Td (26,946) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 486.86 Td (4.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 486.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 486.86 Td (2,244,321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 486.86 Td (24,339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 486.86 Td (4.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 486.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 473.06 Td (Less: ) Tj ET Q q 0 0 0 rg BT 77.00 473.06 Td (Allowance for loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.25 473.46 Td (\(18,683) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 237.00 473.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 331.25 473.46 Td (\(18,840) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 473.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 473.46 Td (\(18,585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.00 473.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 62.00 459.86 Td (Net loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 459.86 Td (2,356,657) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 459.86 Td (26,900) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 459.86 Td (4.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 459.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 459.86 Td (2,321,815) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 459.86 Td (26,946) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 459.86 Td (4.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 459.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 459.86 Td (2,225,736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 459.86 Td (24,339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 459.86 Td (4.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 459.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 446.86 Td (T) Tj ET Q q 0 0 0 rg BT 73.18 446.86 Td (otal earning assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 446.86 Td (3,240,741) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.25 446.86 Td (33,453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 446.86 Td (4.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 446.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 446.86 Td (3,215,315) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.25 446.86 Td (33,21) Tj ET Q q 0 0 0 rg BT 394.50 446.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 446.86 Td (4.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 446.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 446.86 Td (3,095,765) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 497.25 446.86 Td (30,330) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 446.86 Td (3.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 446.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 433.86 Td (Intangible assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 433.86 Td (144,190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 433.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 433.86 Td (143,942) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 433.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 433.86 Td (145,546) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 433.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 420.86 Td (Other assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 420.86 Td (212,1) Tj ET Q q 0 0 0 rg BT 228.00 420.86 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 420.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 420.86 Td (202,986) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 420.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 420.86 Td (205,040) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 420.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 407.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 60.50 407.86 Td () Tj ET Q q 0 0 0 rg BT 64.84 407.86 Td (T) Tj ET Q q 0 0 0 rg BT 70.01 407.86 Td (otal assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 408.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 408.00 Td (3,597,043) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 407.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 408.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 408.00 Td (3,562,243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 407.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 408.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 408.00 Td (3,446,351) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 56.00 395.00 Td (Deposits:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 196.00 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 282.00 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 316.00 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 405.00 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 1 1 1 rg BT 439.00 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 1 1 1 rg BT 488.00 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 1 1 1 rg BT 528.00 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 56.00 381.86 Td (Savings accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 196.00 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 381.86 Td (452,882) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 381.86 Td (64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 381.86 Td (0.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 381.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.00 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 381.86 Td (443,056) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 390.00 381.86 Td (64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 381.86 Td (0.06) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 381.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 381.86 Td (439,206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 381.86 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 381.86 Td (0.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 381.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 368.06 Td (Governmental deposit accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 368.46 Td (291,454) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 368.46 Td (217) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 368.46 Td (0.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 368.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 368.46 Td (281,389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 368.46 Td (205) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 368.46 Td (0.29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 368.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 368.46 Td (283,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 368.46 Td (131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 368.46 Td (0.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 368.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 354.06 Td (Interest-bearing demand accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 354.46 Td (567,252) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 354.46 Td (221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 354.46 Td (0.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 354.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 354.46 Td (565,885) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 354.46 Td (233) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 354.46 Td (0.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 354.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 354.46 Td (286,487) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 354.46 Td (78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 354.46 Td (0.1) Tj ET Q q 0 0 0 rg BT 543.50 354.46 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 354.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 340.86 Td (Money market accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 340.86 Td (367,945) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 340.86 Td (226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 340.86 Td (0.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 340.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 340.86 Td (377,839) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 340.86 Td (240) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 340.86 Td (0.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 340.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 340.86 Td (398,839) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 340.86 Td (187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 340.86 Td (0.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 340.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 327.06 Td (Retail certificates of deposit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 327.06 Td (338,226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 327.06 Td (765) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 327.06 Td (0.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 327.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 327.06 Td (342,165) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 327.06 Td (765) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 327.06 Td (0.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 327.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 327.06 Td (342,837) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 327.06 Td (726) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 327.46 Td (0.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 327.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 313.06 Td (Brokered certificates of deposit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 313.46 Td (156,645) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 313.46 Td (720) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 313.46 Td (1.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 313.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 313.46 Td (138,013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 313.46 Td (566) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 313.46 Td (1.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 313.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 313.46 Td (84,929) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 313.46 Td (306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 313.46 Td (1.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 313.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.00 299.06 Td (T) Tj ET Q q 0 0 0 rg BT 69.87 299.06 Td (otal interest-bearing deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 299.46 Td (2,174,404) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 299.46 Td (2,213) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 299.46 Td (0.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 299.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 299.46 Td (2,148,347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 299.46 Td (2,073) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 299.46 Td (0.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 299.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 299.46 Td (1,835,903) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 299.46 Td (1,487) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 299.46 Td (0.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 299.46 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 56.00 286.00 Td (Borr) Tj ET Q q 0 0 0 rg BT 74.41 286.00 Td (owed funds:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 196.00 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.00 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 285.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 272.86 Td (Short-term FHLB advances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 272.86 Td (144,306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 272.86 Td (663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 272.86 Td (1.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 272.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.25 272.86 Td (86,858) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 272.86 Td (402) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 272.86 Td (1.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 272.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 272.86 Td (134,41) Tj ET Q q 0 0 0 rg BT 477.50 272.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 272.86 Td (221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 272.86 Td (0.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 272.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 259.86 Td (Retail repurchase agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 259.86 Td (102,175) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 259.86 Td (305) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 259.86 Td (1.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 259.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 259.86 Td (103,1) Tj ET Q q 0 0 0 rg BT 350.00 259.86 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 259.86 Td (278) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 259.86 Td (1.08) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 259.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 259.86 Td (70,885) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.00 259.86 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 259.86 Td (0.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 259.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 62.00 246.86 Td (T) Tj ET Q q 0 0 0 rg BT 67.18 246.86 Td (otal short-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 246.86 Td (246,481) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 246.86 Td (968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 246.86 Td (1.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 246.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 246.86 Td (189,976) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 246.86 Td (680) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 246.86 Td (1.42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 246.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 246.86 Td (205,296) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 246.86 Td (251) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 246.86 Td (0.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 246.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 233.86 Td (Long-term FHLB advances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 233.86 Td (1) Tj ET Q q 0 0 0 rg BT 212.25 233.86 Td (18,995) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 233.86 Td (564) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 233.86 Td (1.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 233.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 233.86 Td (137,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 233.86 Td (653) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 233.86 Td (1.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 233.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 233.86 Td (125,154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 233.86 Td (661) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 233.86 Td (2.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 233.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 220.06 Td (Wholesale repurchase agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 228.00 220.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.00 220.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 291.00 220.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 220.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.25 220.06 Td (13,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 220.06 Td (125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 220.06 Td (3.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 220.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 220.06 Td (40,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 220.06 Td (363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 220.06 Td (3.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 220.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 206.86 Td (Other borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 216.75 206.86 Td (7,106) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 206.86 Td (122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 206.86 Td (6.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 206.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 338.75 206.86 Td (7,055) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 206.86 Td (1) Tj ET Q q 0 0 0 rg BT 390.00 206.86 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 206.86 Td (6.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 206.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.75 206.86 Td (6,899) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 508.50 206.86 Td (1) Tj ET Q q 0 0 0 rg BT 513.00 206.86 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 206.86 Td (6.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 206.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 62.00 193.06 Td (T) Tj ET Q q 0 0 0 rg BT 67.18 193.06 Td (otal long-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 193.06 Td (126,101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 193.06 Td (686) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 193.06 Td (2.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 193.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 193.06 Td (158,01) Tj ET Q q 0 0 0 rg BT 354.50 193.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.50 193.06 Td (896) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 193.06 Td (2.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 193.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 193.06 Td (172,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 193.06 Td (1,134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 193.06 Td (2.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 193.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 62.00 179.86 Td ( ) Tj ET Q q 0 0 0 rg BT 66.34 179.86 Td (T) Tj ET Q q 0 0 0 rg BT 71.21 179.86 Td (otal borrowed funds) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 179.86 Td (372,582) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 179.86 Td (1,654) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 179.86 Td (1.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 179.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 179.86 Td (347,987) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 179.86 Td (1,576) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 179.86 Td (1.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 179.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 179.86 Td (377,349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 179.86 Td (1,385) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 179.86 Td (1.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 179.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 166.86 Td ( ) Tj ET Q q 0 0 0 rg BT 69.34 166.86 Td (T) Tj ET Q q 0 0 0 rg BT 74.21 166.86 Td (otal interest-bearing liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 166.86 Td (2,546,986) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 255.75 166.86 Td (3,867) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 166.86 Td (0.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 166.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 166.86 Td (2,496,334) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.75 166.86 Td (3,649) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 166.86 Td (0.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 166.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 166.86 Td (2,213,252) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.75 166.86 Td (2,872) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 166.86 Td (0.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 166.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 153.86 Td (Non-interest-bearing deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 153.86 Td (553,444) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 153.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 153.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 153.86 Td (569,759) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 153.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 153.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 153.86 Td (758,446) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 153.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 140.86 Td (Other liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.25 140.86 Td (42,381) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 140.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 140.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.25 140.86 Td (37,502) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 140.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 140.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.25 140.86 Td (35,663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 140.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 140.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 127.86 Td (T) Tj ET Q q 0 0 0 rg BT 73.18 127.86 Td (otal liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 201.00 127.86 Td (3,142,81) Tj ET Q q 0 0 0 rg BT 232.50 127.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 127.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 127.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.00 127.86 Td (3,103,595) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 127.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 127.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 446.00 127.86 Td (3,007,361) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 127.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 127.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.00 114.86 Td (T) Tj ET Q q 0 0 0 rg BT 72.87 114.86 Td (otal stockholders) Tj ET Q q 0 0 0 rg BT 136.44 114.86 Td ( equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.75 114.86 Td (454,232) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 114.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 114.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.75 114.86 Td (458,648) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 114.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 114.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.75 114.86 Td (438,990) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 114.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 114.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 68.00 101.05 Td (T) Tj ET Q q 0 0 0 rg BT 73.18 101.05 Td (otal liabilities and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 68.00 92.05 Td (stockholders) Tj ET Q q 0 0 0 rg BT 118.83 92.05 Td ( equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.00 92.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 201.00 92.05 Td (3,597,043) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 276.00 92.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.00 92.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 316.00 92.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 92.05 Td (3,562,243) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 399.00 92.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.00 92.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 439.00 92.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.00 92.05 Td (3,446,351) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 522.00 92.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.00 92.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 56.00 78.86 Td (Interest rate spread \(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 196.00 78.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 243.00 79.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.25 79.00 Td (29,586) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.25 78.86 Td (3.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 78.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.00 78.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 365.00 79.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 374.25 79.00 Td (29,562) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.25 78.86 Td (3.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 78.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 78.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 488.00 79.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 497.25 79.00 Td (27,458) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 532.25 78.86 Td (3.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 78.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 56.00 66.00 Td (Net inter) Tj ET Q q 0 0 0 rg BT 90.07 66.00 Td (est margin \(b\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.25 66.00 Td (3.66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 300.00 66.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 316.00 65.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 365.00 65.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.25 66.00 Td (3.63) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 423.00 66.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.00 65.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 488.00 65.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 532.25 66.00 Td (3.55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 548.00 66.00 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 91 0 obj <>] /Rotate 0 /Contents 92 0 R>> endobj 92 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (45) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 732.50 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 67.50 732.50 Td (A) Tj ET Q q 0 0 0 rg BT 72.68 732.50 Td (verage balances are based on carrying value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 722.90 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 67.50 722.90 Td (Interest income and yields are presented on a fully tax-equivalent basis using a 21% federal corporate income tax rate for the first quarter of 2018 and ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 713.30 Td (35% for the previously reported periods.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 703.70 Td (\(c\) ) Tj ET Q q 0 0 0 rg BT 67.50 703.70 Td (A) Tj ET Q q 0 0 0 rg BT 72.68 703.70 Td (verage balances include nonaccrual, impaired loans and loans held for sale. Interest income includes interest earned and received on nonaccrual loans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 694.10 Td (prior to the loans being placed on nonaccrual status. Loan fees included in interest income were immaterial for all periods presented.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 684.50 Td (\(d\) Loans held for sale are included in the average loan balance listed. Related interest income on loans originated for sale prior to the loan being sold is ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 674.90 Td (included in loan interest income.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 648.90 Td (The following table provides an analysis of the changes in fully tax-equivalent \("FTE"\) net interest income:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 562.40 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 562.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 562.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 562.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 562.40 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 562.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 562.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 562.40 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 534.40 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 534.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 534.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 534.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 534.40 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 534.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 534.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 534.40 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 506.40 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 506.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 506.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 506.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 506.40 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 506.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 506.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 506.40 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 478.40 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 478.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 478.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 478.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 478.40 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 478.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 478.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 478.40 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 450.40 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 450.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 450.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 450.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 450.40 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 450.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 450.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 450.40 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 422.40 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 422.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 422.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 422.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 422.40 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 422.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 422.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 422.40 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 394.40 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 394.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 394.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 394.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 394.40 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 394.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 394.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 394.40 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 366.40 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 366.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 366.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 366.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 366.40 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 366.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 366.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 366.40 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 338.40 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 338.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 338.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 338.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 338.40 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 338.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 338.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 338.40 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 310.40 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 310.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 310.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 310.40 38.00 -14.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 280.50 254.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 254.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 254.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 254.40 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 254.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 254.40 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 254.40 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 226.40 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 226.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 226.40 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 226.40 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 226.40 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 226.40 37.00 -14.00 re f /GS0 gs 0.8 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1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 590.4 m 316.5 590.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 590.4 m 352.5 590.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 590.4 m 390.5 590.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 590.4 m 395.5 590.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 590.4 m 432.5 590.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 590.4 m 469.5 590.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 590.4 m 504.5 590.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 576.4 m 316.5 576.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 576.4 m 352.5 576.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 576.4 m 390.5 576.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 576.4 m 432.5 576.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 576.4 m 469.5 576.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 576.4 m 504.5 576.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 562.4 m 280.5 562.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 562.4 m 316.5 562.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 562.4 m 352.5 562.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 562.4 m 390.5 562.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 562.4 m 395.5 562.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 562.4 m 432.5 562.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 562.4 m 469.5 562.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 562.4 m 504.5 562.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 492.4 m 280.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 492.4 m 316.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 492.4 m 352.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 492.4 m 390.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 492.4 m 395.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 492.4 m 432.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 492.4 m 469.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 492.4 m 504.5 492.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 478.4 m 280.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 478.4 m 316.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 478.4 m 352.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 478.4 m 390.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 478.4 m 395.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 478.4 m 432.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 478.4 m 469.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 478.4 m 504.5 478.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 366.4 m 280.5 366.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 366.4 m 316.5 366.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 366.4 m 352.5 366.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 366.4 m 390.5 366.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 366.4 m 395.5 366.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 366.4 m 432.5 366.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 366.4 m 469.5 366.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 366.4 m 504.5 366.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 352.4 m 280.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 352.4 m 316.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 352.4 m 352.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 352.4 m 390.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 352.4 m 395.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 352.4 m 432.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 352.4 m 469.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 352.4 m 504.5 352.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 338.4 m 280.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 338.4 m 316.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 338.4 m 352.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 338.4 m 390.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 338.4 m 395.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 338.4 m 432.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 338.4 m 469.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 338.4 m 504.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 226.39999999999998 m 280.5 226.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 226.39999999999998 m 316.5 226.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 226.39999999999998 m 352.5 226.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 226.39999999999998 m 390.5 226.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 226.39999999999998 m 395.5 226.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 226.39999999999998 m 432.5 226.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 226.39999999999998 m 469.5 226.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 226.39999999999998 m 504.5 226.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 212.39999999999998 m 280.5 212.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 212.39999999999998 m 316.5 212.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 212.39999999999998 m 352.5 212.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 212.39999999999998 m 390.5 212.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 212.39999999999998 m 395.5 212.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 212.39999999999998 m 432.5 212.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 212.39999999999998 m 469.5 212.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 212.39999999999998 m 504.5 212.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 170.39999999999998 m 316.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 170.39999999999998 m 352.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 170.39999999999998 m 390.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 170.39999999999998 m 395.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 170.39999999999998 m 432.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 170.39999999999998 m 469.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 170.39999999999998 m 504.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 170.39999999999998 m 280.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 156.39999999999998 m 280.5 156.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 170.39999999999998 m 316.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 156.39999999999998 m 316.5 156.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 170.39999999999998 m 352.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 156.39999999999998 m 352.5 156.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 170.39999999999998 m 390.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 156.39999999999998 m 390.5 156.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 170.39999999999998 m 395.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 156.39999999999998 m 395.5 156.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 170.39999999999998 m 432.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 156.39999999999998 m 432.5 156.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 170.39999999999998 m 469.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 156.39999999999998 m 469.5 156.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 170.39999999999998 m 504.5 170.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 156.39999999999998 m 504.5 156.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 142.39999999999998 m 280.5 142.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 142.39999999999998 m 316.5 142.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 142.39999999999998 m 352.5 142.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 142.39999999999998 m 390.5 142.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 142.39999999999998 m 395.5 142.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 142.39999999999998 m 432.5 142.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 142.39999999999998 m 469.5 142.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 142.39999999999998 m 504.5 142.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 128.39999999999998 m 280.5 128.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 128.39999999999998 m 316.5 128.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 128.39999999999998 m 352.5 128.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 128.39999999999998 m 390.5 128.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 128.39999999999998 m 395.5 128.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 128.39999999999998 m 432.5 128.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 128.39999999999998 m 469.5 128.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 128.39999999999998 m 504.5 128.39999999999998 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.70 594.85 Td (Thr) Tj ET Q q 0 0 0 rg BT 308.62 594.85 Td (ee Months Ended Mar) Tj ET Q q 0 0 0 rg BT 394.71 594.85 Td (ch 31, 2018 Compar) Tj ET Q q 0 0 0 rg BT 471.54 594.85 Td (ed to) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 145.00 580.85 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.70 580.85 Td (December) Tj ET Q q 0 0 0 rg BT 337.59 580.85 Td ( 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.70 580.85 Td (Mar) Tj ET Q q 0 0 0 rg BT 436.53 580.85 Td (ch 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 145.00 566.85 Td (Incr) Tj ET Q q 0 0 0 rg BT 161.42 566.85 Td (ease \(decr) Tj ET Q q 0 0 0 rg BT 199.48 566.85 Td (ease\) in:) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 567.35 Td (Rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.40 567.35 Td (V) Tj ET Q q 0 0 0 rg BT 325.49 567.35 Td (olume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.60 567.35 Td (T) Tj ET Q q 0 0 0 rg BT 361.78 567.35 Td (otal ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 378.52 571.43 Td (\(a\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.50 567.35 Td (Rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.90 567.35 Td (V) Tj ET Q q 0 0 0 rg BT 441.57 567.35 Td (olume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.10 567.35 Td (T) Tj ET Q q 0 0 0 rg BT 477.28 567.35 Td (otal ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 494.02 571.43 Td (\(a\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 145.00 552.85 Td (INTEREST) Tj ET Q q 0 0 0 rg BT 190.44 552.85 Td ( INCOME:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 538.86 Td (Short-term 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387.00 497.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 497.26 Td (\(245) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 497.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 497.26 Td (\(163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 497.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.50 497.26 Td (\(408) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 497.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 151.00 482.86 Td (T) Tj ET Q q 0 0 0 rg BT 156.18 482.86 Td (otal investment income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.50 483.26 Td (275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 483.26 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 483.26 Td (297) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 483.26 Td (513) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 483.26 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 483.26 Td (525) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 145.00 468.85 Td (Loans \(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.76 468.85 Td (:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 469.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 469.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 454.86 Td (Commercial real estate, construction) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.50 455.26 Td (142) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 455.26 Td (\(121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 455.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 455.26 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 455.26 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 455.26 Td (270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 455.26 Td (340) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 440.86 Td (Commercial real estate, other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 441.26 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 441.26 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 441.26 Td (89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 441.26 Td (343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 441.26 Td (358) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 441.26 Td (701) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 426.86 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 427.26 Td (1) Tj ET Q q 0 0 0 rg BT 308.50 427.26 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 427.26 Td (215) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 427.26 Td (226) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 427.26 Td (509) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 427.26 Td (517) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 427.26 Td (1,026) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 412.86 Td (Residential real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 413.26 Td (\(96) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 413.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 413.26 Td (\(50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 413.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.50 413.26 Td (\(146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 413.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 413.26 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 413.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 413.26 Td (\(429) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 413.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.50 413.26 Td (\(460) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 413.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 398.86 Td (Home equity lines of credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.50 399.26 Td (1) Tj ET Q q 0 0 0 rg BT 304.00 399.26 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 399.26 Td (\(121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 399.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 399.26 Td (\(1) Tj ET Q q 0 0 0 rg BT 382.50 399.26 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 399.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 399.26 Td (273) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 399.26 Td (\(161) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 399.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 399.26 Td (1) Tj ET Q q 0 0 0 rg BT 492.00 399.26 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 384.86 Td (Consumer) Tj ET Q q 0 0 0 rg BT 181.82 384.86 Td (, indirect) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 385.26 Td (\(248) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 385.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 385.26 Td (161) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 385.26 Td (\(87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 385.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 385.26 Td (246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 385.26 Td (652) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 385.26 Td (898) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 370.86 Td (Consumer) Tj ET Q q 0 0 0 rg BT 181.82 370.86 Td (, direct) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 371.26 Td (\(105) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 371.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 371.26 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 371.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.50 371.26 Td (\(138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 371.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 371.26 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 371.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 371.26 Td (\(25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 371.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 371.26 Td (\(56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 371.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 151.00 356.86 Td (T) Tj ET Q q 0 0 0 rg BT 156.18 356.86 Td (otal loan income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 357.26 Td (\(141) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 357.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 357.26 Td (95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 357.26 Td (\(46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 357.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 357.26 Td (1,379) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.75 357.26 Td (1,182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 357.26 Td (2,561) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.00 342.85 Td (T) Tj ET Q q 0 0 0 rg BT 162.59 342.85 Td (otal inter) Tj ET Q q 0 0 0 rg BT 197.33 342.85 Td (est income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.50 343.35 Td (219) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.00 343.35 Td (23) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 343.35 Td (242) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 343.35 Td (1,918) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 343.35 Td (1,205) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 343.35 Td (3,123) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 145.00 328.85 Td (INTEREST) Tj ET Q q 0 0 0 rg BT 190.44 328.85 Td ( EXPENSE:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 329.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 329.26 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 145.00 314.85 Td (Deposits:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 315.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 315.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 300.86 Td (Savings accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 301.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 301.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 301.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 301.26 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 301.26 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 301.26 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 286.86 Td (Governmental deposit accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.50 286.86 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.50 286.86 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 286.86 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 286.86 Td (82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 286.86 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 286.86 Td (86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 272.86 Td (Interest-bearing demand accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 272.86 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 272.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.50 272.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 272.86 Td (\(12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 272.86 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 272.86 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 272.86 Td (99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 272.86 Td (143) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 258.86 Td (Money market accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.50 259.26 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 259.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 259.26 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 259.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 259.26 Td (\(14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 259.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 259.26 Td (125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 259.26 Td (\(86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 259.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 259.26 Td (39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 244.86 Td (Brokered certificates of deposit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 245.26 Td (81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 245.26 Td (73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 245.26 Td (154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 245.26 Td (\(169) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 245.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 245.26 Td (418) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 245.26 Td (249) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 230.86 Td (Retail certificates of deposit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 231.26 Td (54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 231.26 Td (\(54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 231.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 231.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 231.26 Td (191) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 231.26 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 231.26 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 151.00 216.86 Td (T) Tj ET Q q 0 0 0 rg BT 156.18 216.86 Td (otal deposit cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.50 217.26 Td (122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 217.26 Td (18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 217.26 Td (140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 217.26 Td (276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 217.26 Td (450) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 217.26 Td (726) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 145.00 202.85 Td (Borr) Tj ET Q q 0 0 0 rg BT 163.33 202.85 Td (owed funds:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 203.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 203.26 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 188.86 Td (Short-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 189.26 Td (48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 189.26 Td (240) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 189.26 Td (288) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 189.26 Td (680) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 189.26 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 189.26 Td (717) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 174.86 Td (Long-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 175.26 Td (20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 175.26 Td (\(230) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 175.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.50 175.26 Td (\(210) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 175.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 175.26 Td (\(35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 175.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 175.26 Td (\(413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 175.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.50 175.26 Td (\(448) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 175.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 151.00 160.86 Td (T) Tj ET Q q 0 0 0 rg BT 155.87 160.86 Td (otal borrowed funds cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 161.26 Td (68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 161.26 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 161.26 Td (78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 161.26 Td (645) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 161.26 Td (\(376) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 161.26 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 161.26 Td (269) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.00 146.85 Td (T) Tj ET Q q 0 0 0 rg BT 162.59 146.85 Td (otal inter) Tj ET Q q 0 0 0 rg BT 197.33 146.85 Td (est expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.50 147.35 Td (190) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.00 147.35 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 147.35 Td (218) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 147.35 Td (921) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 457.00 147.35 Td (74) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 147.35 Td (995) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.00 132.85 Td (Net inter) Tj ET Q q 0 0 0 rg BT 191.07 132.85 Td (est income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.00 132.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 304.00 132.85 Td (29) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 132.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 341.50 132.85 Td (\(5) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 349.00 132.85 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.00 132.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 132.85 Td (24) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 132.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 132.85 Td (997) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 132.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 132.85 Td (1,131) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 132.85 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 132.85 Td (2,128) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 113.30 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 113.30 Td (The change in interest due to both rate and volume has been allocated to rate and volume changes in proportion to the) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 103.70 Td (relationship of the dollar amounts of the changes in each.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 94.10 Td (\(b\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 94.10 Td (Interest income and yields are presented on a fully tax-equivalent basis using a 21% federal corporate income tax rate for the first quarter of 2018 ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 84.50 Td (and 35% for the first quarter of 2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 207.52 84.50 Td (. ) Tj ET Q endstream endobj 93 0 obj <>] /Rotate 0 /Contents 94 0 R>> endobj 94 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (Net interest mar) Tj ET Q q 0 0 0 rg BT 136.24 731.10 Td (gin, which is calculated by dividing FTE net interest income by average interest-earning assets, serves as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (an important measurement of the net revenue stream generated by the volume, mix and pricing of interest-earning assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (interest-bearing liabilities.FTE net interest income is calculated by increasing interest income to convert tax-exempt income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (earned on obligations of states and political subdivisions to the pre-tax equivalent of taxable income using a the federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (corporate income tax rate of 21% for the first quarter of 2018 and 35% for the previously reported periods.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 665.10 Td (The following table details the calculation of FTE net interest income:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 103.00 603.60 202.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.00 603.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 603.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 603.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 103.00 573.60 202.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.00 573.60 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 573.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 573.60 69.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305 633.6 m 374 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 633.6 m 439 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 633.6 m 508 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305 633.6 m 374 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 633.6 m 439 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 633.6 m 508 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 103 603.6 m 305 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305 603.6 m 374 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 603.6 m 439 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 603.6 m 508 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305 603.6 m 374 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 603.6 m 439 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 603.6 m 508 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 103 573.6 m 305 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305 573.6 m 374 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 573.6 m 439 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 573.6 m 508 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 103 559.6 m 305 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305 573.6 m 374 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305 559.6 m 374 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 573.6 m 439 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 559.6 m 439 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 573.6 m 508 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 559.6 m 508 559.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.50 638.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.50 639.33 Td (Thr) Tj ET Q q 0 0 0 rg BT 376.99 639.33 Td (ee Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.50 623.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.15 618.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 335.94 618.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 329.00 608.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.90 618.28 Td (December) Tj ET Q q 0 0 0 rg BT 420.12 618.28 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 396.00 608.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.15 618.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 469.85 618.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.00 608.28 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 105.50 609.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.50 594.17 Td (Net interest income, as reported) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.50 594.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 594.17 Td (29,359) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.50 594.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 594.17 Td (29,122) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 593.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 593.27 Td (26,945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.50 579.17 Td (T) Tj ET Q q 0 0 0 rg BT 110.91 579.17 Td (axable equivalent adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.15 578.27 Td (227) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 578.27 Td (440) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 578.27 Td (513) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 117.50 564.33 Td (Fully tax-equivalent net inter) Tj ET Q q 0 0 0 rg BT 242.03 564.33 Td (est income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.50 564.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 342.65 564.28 Td (29,586) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.50 564.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.65 564.28 Td (29,562) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.50 564.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.65 564.28 Td (27,458) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 542.10 Td (Loan growth, and the previous increases in interest rates, positively impacted net interest income and the net interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 530.10 Td (mar) Tj ET Q q 0 0 0 rg BT 69.37 530.10 Td (gin for the first quarter of 2018, compared to the previous periods. During the first quarter of 2018, proceeds of $341,000 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 518.10 Td (were received on an investment security that had been previously written down due to an other) Tj ET Q q 0 0 0 rg BT 432.84 518.10 Td (-than-temporary impairment, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 506.10 Td (which added 4 basis points to the net interest mar) Tj ET Q q 0 0 0 rg BT 251.28 506.10 Td (gin. ) Tj ET Q q 0 0 0 rg BT 271.37 506.10 Td (The increase in net interest income compared to the fourth quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 494.10 Td (2017 was muted by two fewer days in which interest was earned during the first quarter of 2018. ) Tj ET Q q 0 0 0 rg BT 445.38 494.10 Td (The decline in the taxable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 482.10 Td (equivalent adjustments was a result of the change in the federal corporate income tax rate, which was 21% for the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 470.10 Td (quarter of 2018 compared to 35% for the first and fourth quarters of 2017. Net interest income and net interest mar) Tj ET Q q 0 0 0 rg BT 515.34 470.10 Td (gin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 458.10 Td (benefited from accretion income from acquisitions, net of amortization expense, which was $566,000 for the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 446.10 Td (2018, compared to $829,000 for the first quarter of 2017 and $715,000 for the linked quarter) Tj ET Q q 0 0 0 rg BT 424.06 446.10 Td (, which added 7 basis points, 1) Tj ET Q q 0 0 0 rg BT 546.45 446.10 Td (1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 434.10 Td (basis points and 8 basis points to net interest mar) Tj ET Q q 0 0 0 rg BT 249.63 434.10 Td (gin, respectively) Tj ET Q q 0 0 0 rg BT 315.07 434.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 416.10 Td (Additional information regarding changes in the Unaudited Consolidated Balance Sheets can be found under appropriate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 404.10 Td (captions of the FINANCIAL) Tj ET Q q 0 0 0 rg BT 173.33 404.10 Td ( CONDITION section of this discussion. ) Tj ET Q q 0 0 0 rg BT 345.53 404.10 Td (Additional information regarding Peoples' interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 392.10 Td (rate risk and the potential impact of interest rate changes on Peoples' results of operations and financial condition can be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 380.10 Td (found later in this discussion under the caption "FINANCIAL) Tj ET Q q 0 0 0 rg BT 301.01 380.10 Td ( CONDITION - Interest Rate Sensitivity and Liquidity) Tj ET Q q 0 0 0 rg BT 519.49 380.10 Td (.") Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 350.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 64.37 350.10 Td (ovision for) Tj ET Q q 0 0 0 rg BT 109.46 350.10 Td ( Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 338.10 Td (The following table details Peoples) Tj ET Q q 0 0 0 rg BT 215.67 338.10 Td ( provision for loan losses:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 114.00 282.60 198.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 282.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 282.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 282.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 114.00 251.60 198.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 251.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 251.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 251.60 69.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312 308.6 m 381 308.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 308.6 m 446 308.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 308.6 m 515 308.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312 308.6 m 381 308.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 308.6 m 446 308.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 308.6 m 515 308.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 114 282.6 m 312 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312 282.6 m 381 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 282.6 m 446 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 282.6 m 515 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 282.6 m 446 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 282.6 m 515 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 114 251.60000000000002 m 312 251.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 114 236.60000000000002 m 312 236.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312 251.60000000000002 m 381 251.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312 236.60000000000002 m 381 236.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 251.60000000000002 m 446 251.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 236.60000000000002 m 446 236.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 251.60000000000002 m 515 251.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 236.60000000000002 m 515 236.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 114 221.60000000000002 m 312 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312 236.60000000000002 m 381 236.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312 221.60000000000002 m 381 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 236.60000000000002 m 446 236.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 221.60000000000002 m 446 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 236.60000000000002 m 515 236.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 221.60000000000002 m 515 221.60000000000002 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.50 312.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.50 312.33 Td (Thr) Tj ET Q q 0 0 0 rg BT 383.99 312.33 Td (ee Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.50 299.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.15 297.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 342.94 297.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.00 287.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.90 297.28 Td (December) Tj ET Q q 0 0 0 rg BT 427.12 297.28 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 403.00 287.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.15 297.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 476.85 297.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.00 287.28 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 116.50 286.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.50 273.17 Td (Loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.50 273.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 273.17 Td (1,842) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.50 273.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.15 273.17 Td (900) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 273.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 273.17 Td (400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.50 258.17 Td (Checking account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 256.27 Td (141) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.15 256.27 Td (215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 256.27 Td (224) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 128.50 241.83 Td (Pr) Tj ET Q q 0 0 0 rg BT 138.87 241.83 Td (ovision for) Tj ET Q q 0 0 0 rg BT 183.96 241.83 Td ( loan losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.50 241.83 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.65 241.83 Td (1,983) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.50 241.83 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.65 241.83 Td (1,1) Tj ET Q q 0 0 0 rg BT 427.15 241.83 Td (15) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 241.83 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 491.15 241.83 Td (624) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.50 226.27 Td (As a percentage of average total loans \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 226.27 Td (0.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 226.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 226.27 Td (0.19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.15 226.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 226.27 Td (0.1) Tj ET Q q 0 0 0 rg BT 501.15 226.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.15 226.27 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 116.50 212.06 Td (\(a\) Presented on an annualized basis) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 190.10 Td (The provision for loan losses recorded represents the amount needed to maintain the adequacy of the allowance for loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 178.10 Td (losses based on management) Tj ET Q q 0 0 0 rg BT 172.03 178.10 Td (s quarterly analysis of the loan portfolio and procedural methodology that estimates the amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 166.10 Td (of probable credit losses.) Tj ET Q q 0 0 0 rg BT 158.79 166.10 Td (This process considers various factors that af) Tj ET Q q 0 0 0 rg BT 338.56 166.10 Td (fect losses, such as changes in Peoples) Tj ET Q q 0 0 0 rg BT 495.27 166.10 Td ( loan quality) Tj ET Q q 0 0 0 rg BT 544.62 166.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 154.10 Td (historical loss experience and current economic conditions. During the first quarter of 2018, provision for loan losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 142.10 Td (increased due to circumstances that decreased the likelihood of collectibility for one acquired commercial loan relationship, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 130.10 Td (which was ultimately char) Tj ET Q q 0 0 0 rg BT 159.06 130.10 Td (ged of) Tj ET Q q 0 0 0 rg BT 184.15 130.10 Td (f in the amount of $827,000 at the end of the first quarter of 2018. ) Tj ET Q q 0 0 0 rg BT 452.79 130.10 Td (The higher provision for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 118.10 Td (loan losses recorded during the first quarter of 2018, compared to the first quarter of 2017 and the linked quarter) Tj ET Q q 0 0 0 rg BT 502.90 118.10 Td (, was also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 106.10 Td (due to loan growth, partially of) Tj ET Q q 0 0 0 rg BT 178.23 106.10 Td (fset by improvements in certain asset quality metrics.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 88.10 Td (Additional information regarding changes in the allowance for loan losses and loan credit quality can be found later in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 76.10 Td (this discussion under the caption FINANCIAL) Tj ET Q q 0 0 0 rg BT 244.99 76.10 Td ( CONDITION - ) Tj ET Q q 0 0 0 rg BT 310.82 76.10 Td (Allowance for Loan Losses.) Tj ET Q endstream endobj 95 0 obj <>] /Rotate 0 /Contents 96 0 R>> endobj 96 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (47) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Net Gain \(Loss\) on ) Tj ET Q q 0 0 0 rg BT 136.23 731.25 Td (Asset Disposals and Other) Tj ET Q q 0 0 0 rg BT 248.01 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 250.33 731.25 Td (T) Tj ET Q q 0 0 0 rg BT 256.26 731.25 Td (ransactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 719.25 Td (The following table details the net gain \(loss\) on asset disposals and other transactions recognized by Peoples:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 101.00 657.75 202.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.00 657.75 69.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 657.75 69.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 657.75 69.00 -16.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 101.00 626.75 202.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.00 626.75 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 626.75 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 626.75 69.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303 687.75 m 372 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 687.75 m 441 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 687.75 m 510 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303 687.75 m 372 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 687.75 m 441 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 687.75 m 510 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 101 657.75 m 303 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 657.75 m 441 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 657.75 m 510 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303 657.75 m 372 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 657.75 m 441 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303 611.75 m 372 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 611.75 m 441 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 101 611.75 m 303 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 101 587.75 m 303 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303 587.75 m 372 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 587.75 m 441 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 611.75 m 510 611.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 587.75 m 510 587.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 692.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.50 693.48 Td (Thr) Tj ET Q q 0 0 0 rg BT 376.99 693.48 Td (ee Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 677.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 315.15 672.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 333.94 672.43 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 327.00 662.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.90 672.43 Td (December) Tj ET Q q 0 0 0 rg BT 420.12 672.43 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 396.00 662.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 453.15 672.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 471.85 672.43 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.00 662.43 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 103.50 663.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 646.42 Td (Net gain \(loss\) on other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.50 646.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 646.42 Td (79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.50 646.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.80 646.47 Td (\(64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.15 646.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.50 646.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.80 646.47 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.15 646.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 631.42 Td (Net loss on other real estate owned \("OREO"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.80 631.47 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 631.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.80 631.47 Td (\(105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.15 631.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 631.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 617.32 Td (Net gain on other transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 616.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 616.42 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 616.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 115.50 602.43 Td (Net gain \(loss\) on asset disposals and other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 115.50 592.43 Td (transactions) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 305.50 592.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.15 592.43 Td (74) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.50 592.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.80 592.48 Td (\(144) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 437.15 592.43 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.50 592.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.80 592.48 Td (\(3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 506.15 592.43 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 570.25 Td (The net gain on other assets in the first quarter of 2018 related to increased indirect lending activity in connection with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 558.25 Td (which assets had been repossessed and sold at a gain and or loss. ) Tj ET Q q 0 0 0 rg BT 317.93 558.25 Td (The loss on other assets during the fourth quarter of 2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 546.25 Td (related to the write-down of a closed of) Tj ET Q q 0 0 0 rg BT 211.26 546.25 Td (fice that was for sale. ) Tj ET Q q 0 0 0 rg BT 301.32 546.25 Td (The loss on OREO during the fourth quarter of 2017 related to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 534.25 Td (the sale of two commercial properties during the quarter) Tj ET Q q 0 0 0 rg BT 278.37 534.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 510.25 Td (Non-Inter) Tj ET Q q 0 0 0 rg BT 96.59 510.25 Td (est Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 498.25 Td (Insurance income comprised the lar) Tj ET Q q 0 0 0 rg BT 214.54 498.25 Td (gest portion of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.08 498.25 Td (first) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.19 498.25 Td ( quarter 2018 total non-interest income.) Tj ET Q q 0 0 0 rg BT 469.29 498.25 Td (The following table ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 486.25 Td (details Peoples' insurance income:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 430.75 189.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 430.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 430.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 430.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 400.75 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 400.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 400.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 400.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 374.75 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 374.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 374.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 374.75 68.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 456.75 m 367.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 456.75 m 432.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 456.75 m 500.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 456.75 m 367.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 456.75 m 432.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 456.75 m 500.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 430.75 m 299.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 430.75 m 367.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 430.75 m 432.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 430.75 m 500.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 430.75 m 367.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 430.75 m 432.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 430.75 m 500.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 374.75 m 299.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 374.75 m 367.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 374.75 m 432.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 374.75 m 500.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 361.75 m 299.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 361.75 m 367.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 361.75 m 432.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 361.75 m 500.5 361.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 460.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.00 460.48 Td (Thr) Tj ET Q q 0 0 0 rg BT 370.58 460.48 Td (ee Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 447.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 311.15 445.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 329.94 445.43 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.00 435.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.40 445.43 Td (December) Tj ET Q q 0 0 0 rg BT 413.62 445.43 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 389.50 435.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.15 445.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 462.85 445.43 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.00 435.43 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 113.00 434.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 420.42 Td (Property and casualty insurance commissions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 420.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.15 420.42 Td (2,645) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.00 420.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 420.42 Td (2,665) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 420.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 420.42 Td (2,242) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 405.42 Td (Performance-based commissions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.15 405.87 Td (1,347) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 405.87 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 405.87 Td (1,306) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 391.32 Td (Life and health insurance commissions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 391.32 Td (544) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 391.32 Td (449) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 391.32 Td (410) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 378.32 Td (Other fees and char) Tj ET Q q 0 0 0 rg BT 190.83 378.32 Td (ges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 378.32 Td (1) Tj ET Q q 0 0 0 rg BT 353.65 378.32 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 378.32 Td (179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 378.32 Td (144) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 125.00 365.48 Td (Insurance income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.00 365.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.15 365.48 Td (4,655) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.00 365.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.15 365.48 Td (3,343) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.00 365.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.15 365.48 Td (4,102) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 344.25 Td (The increase in insurance income for the first quarter of 2018 compared to the first quarter of 2017 was primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 332.25 Td (income attributable to the implementation of a new accounting standard. On January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 501.94 332.25 Td (ASU 2014-09 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 320.25 Td (- Revenue from Contracts with Customers \(T) Tj ET Q q 0 0 0 rg BT 234.38 320.25 Td (opic 606\), which primarily impacted recognition of insurance income and which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 308.25 Td (will create some volatility in insurance income on a quarterly basis going forward. ) Tj ET Q q 0 0 0 rg BT 388.44 308.25 Td (The impact of the implementation of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 296.25 Td (new standard on the first quarter of 2018 earnings was an increase in insurance income of $391,000, of which $310,000 was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 284.25 Td (recognized in property and casualty insurance commissions and $81,000 in the life and health insurance commissions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 266.25 Td (Also impacting the increase for the first quarter of 2018, was the continued growth resulting from the acquisition of a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 254.25 Td (third-party insurance administration company on January 31, 2017 and a property and casualty focused independent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 242.25 Td (insurance agency on October 2, 2017. Insurance income is higher in the first quarter as the majority of performance-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 230.25 Td (commissions typically are recorded annually in the first quarter and are based on a combination of factors, such as loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 218.25 Td (experience of insurance policies sold, production volumes, and overall financial performance of the individual insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 206.25 Td (carriers. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 188.25 Td (Peoples' fiduciary and brokerage revenues continued to be based primarily upon the value of assets under administration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 176.25 Td (and management, with additional income generated from transaction commissions, cross-selling of products and additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 164.25 Td (retirement plan services business. ) Tj ET Q q 0 0 0 rg BT 193.22 164.25 Td (The following tables detail Peoples) Tj ET Q q 0 0 0 rg BT 336.89 164.25 Td ( trust and investment income and related assets under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 152.25 Td (administration and management:) Tj ET Q endstream endobj 97 0 obj <>] /Rotate 0 /Contents 98 0 R>> endobj 98 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (48) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 121.00 694.50 170.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.00 694.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.00 694.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.00 694.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 121.00 668.50 170.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.00 668.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.00 668.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.00 668.50 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 724.5 m 358 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 724.5 m 423 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 724.5 m 490 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 724.5 m 358 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 724.5 m 423 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 724.5 m 490 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 121 694.5 m 291 694.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 694.5 m 358 694.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 694.5 m 423 694.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 694.5 m 490 694.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 694.5 m 358 694.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 694.5 m 423 694.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 694.5 m 490 694.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 121 655.5 m 291 655.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 655.5 m 358 655.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 655.5 m 423 655.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 655.5 m 490 655.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 121 642.5 m 291 642.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 642.5 m 358 642.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 655.5 m 423 655.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 642.5 m 423 642.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 655.5 m 490 655.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 642.5 m 490 642.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.50 728.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.50 728.23 Td (Thr) Tj ET Q q 0 0 0 rg BT 360.99 728.23 Td (ee Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.50 714.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.15 712.23 Td (Mar) Tj ET Q q 0 0 0 rg BT 320.94 712.23 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.00 702.23 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.90 712.23 Td (December) Tj ET Q q 0 0 0 rg BT 404.12 712.23 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.00 702.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.15 712.23 Td (Mar) Tj ET Q q 0 0 0 rg BT 452.85 712.23 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 446.00 702.23 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.50 700.06 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.50 685.07 Td (Fiduciary) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.50 685.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.65 685.07 Td (1,606) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.50 685.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 685.07 Td (1,595) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.50 685.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 685.07 Td (1,503) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.50 672.07 Td (Brokerage) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.15 672.07 Td (964) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 672.07 Td (963) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 672.07 Td (809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.50 659.07 Td (Employee benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.15 659.07 Td (498) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 659.07 Td (503) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 659.07 Td (370) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 135.50 646.23 Td (T) Tj ET Q q 0 0 0 rg BT 141.43 646.23 Td (rust and investment income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.50 646.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.65 646.23 Td (3,068) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.50 646.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 396.65 646.23 Td (3,061) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.50 646.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.65 646.23 Td (2,682) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 53.00 596.50 172.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.00 596.50 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.00 596.50 65.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.00 596.50 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 596.50 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.00 596.50 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.00 546.50 172.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.00 546.50 67.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.00 546.50 65.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.00 546.50 67.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 546.50 67.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.00 546.50 67.00 -24.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53 596.5 m 225 596.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225 596.5 m 292 596.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292 596.5 m 357 596.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357 596.5 m 424 596.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424 596.5 m 491 596.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491 596.5 m 558 596.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225 596.5 m 292 596.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292 596.5 m 357 596.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357 596.5 m 424 596.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424 596.5 m 491 596.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491 596.5 m 558 596.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53 546.5 m 225 546.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225 546.5 m 292 546.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292 546.5 m 357 546.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357 546.5 m 424 546.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424 546.5 m 491 546.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491 546.5 m 558 546.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53 522.5 m 225 522.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225 522.5 m 292 522.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292 522.5 m 357 522.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357 522.5 m 424 522.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424 522.5 m 491 522.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491 522.5 m 558 522.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225 522.5 m 292 522.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292 522.5 m 357 522.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357 522.5 m 424 522.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424 522.5 m 491 522.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491 522.5 m 558 522.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 616.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 236.15 611.18 Td (Mar) Tj ET Q q 0 0 0 rg BT 254.94 611.18 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.00 601.18 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.90 611.18 Td (December) Tj ET Q q 0 0 0 rg BT 338.12 611.18 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.00 601.18 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.50 611.18 Td (September) Tj ET Q q 0 0 0 rg BT 405.51 611.18 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.00 601.18 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.20 611.18 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.00 601.18 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 502.15 611.18 Td (Mar) Tj ET Q q 0 0 0 rg BT 520.85 611.18 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.00 601.18 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 55.50 602.06 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 587.07 Td (T) Tj ET Q q 0 0 0 rg BT 61.43 587.07 Td (rust assets under administration and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 577.07 Td (management) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.50 576.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 576.17 Td (1,447,636) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.50 576.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.15 576.17 Td (1,452,959) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.50 576.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 576.17 Td (1,418,360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.50 576.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.15 576.17 Td (1,393,435) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.50 576.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 576.17 Td (1,362,243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 562.07 Td (Brokerage assets under administration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 552.07 Td (and management) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.65 551.17 Td (882,018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.65 551.17 Td (887,303) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.65 551.17 Td (862,530) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.65 551.17 Td (836,192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.65 551.17 Td (805,361) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.50 537.23 Td (T) Tj ET Q q 0 0 0 rg BT 73.25 537.23 Td (otal assets under) Tj ET Q q 0 0 0 rg BT 144.18 537.23 Td ( administration) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.50 527.23 Td (and management) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 227.50 527.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.15 527.18 Td (2,329,654) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.50 527.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.15 527.18 Td (2,340,262) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.50 527.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.15 527.18 Td (2,280,890) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.50 527.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.15 527.18 Td (2,229,627) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.50 527.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.15 527.18 Td (2,167,604) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 512.17 Td (Quarterly average) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.50 512.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 512.17 Td (2,352,798) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.50 512.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.15 512.17 Td (2,314,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.50 512.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 512.17 Td (2,254,997) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.50 512.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.15 512.17 Td (2,199,162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.50 512.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 512.17 Td (2,122,036) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 490.00 Td (The increase in trust and investment income compared to the first quarter of 2017 was primarily due to the increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 478.00 Td (assets under administration and management, and retirement benefit plans.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 460.00 Td (Deposit account service char) Tj ET Q q 0 0 0 rg BT 187.04 460.00 Td (ges, which are based on the recovery of costs associated with services provided, comprised ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 448.00 Td (a significant portion of People's non-interest income. ) Tj ET Q q 0 0 0 rg BT 270.29 448.00 Td (The following table details Peoples' deposit account service char) Tj ET Q q 0 0 0 rg BT 528.50 448.00 Td (ges:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 392.50 177.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 392.50 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 392.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 392.50 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 366.50 177.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 366.50 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 366.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 366.50 68.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 418.5 m 361.5 418.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 418.5 m 426.5 418.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 418.5 m 494.5 418.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 418.5 m 361.5 418.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 418.5 m 426.5 418.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 418.5 m 494.5 418.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 116.5 392.5 m 293.5 392.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 392.5 m 361.5 392.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 392.5 m 426.5 392.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 392.5 m 494.5 392.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 392.5 m 361.5 392.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 392.5 m 426.5 392.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 392.5 m 494.5 392.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 116.5 353.5 m 293.5 353.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 353.5 m 361.5 353.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 353.5 m 426.5 353.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 353.5 m 494.5 353.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 116.5 340.5 m 293.5 340.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 340.5 m 361.5 340.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 340.5 m 426.5 340.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 340.5 m 494.5 340.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 422.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.00 422.23 Td (Thr) Tj ET Q q 0 0 0 rg BT 364.49 422.23 Td (ee Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 409.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 305.15 408.23 Td (Mar) Tj ET Q q 0 0 0 rg BT 323.94 408.23 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 398.23 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.40 408.23 Td (December) Tj ET Q q 0 0 0 rg BT 407.62 408.23 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.50 398.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.15 408.23 Td (Mar) Tj ET Q q 0 0 0 rg BT 456.85 408.23 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 398.23 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 119.00 396.06 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 383.07 Td (Overdraft and non-suf) Tj ET Q q 0 0 0 rg BT 207.77 383.07 Td (ficient funds fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.00 383.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.15 383.07 Td (1,439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.00 383.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 383.07 Td (1,699) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 383.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.15 383.07 Td (1,614) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 370.07 Td (Account maintenance fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 370.07 Td (675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 370.07 Td (652) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 370.07 Td (536) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 357.07 Td (Other fees and char) Tj ET Q q 0 0 0 rg BT 196.83 357.07 Td (ges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.65 357.07 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 357.07 Td (133) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 357.07 Td (279) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 131.00 344.23 Td (Deposit account service charges) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 296.00 344.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.15 344.23 Td (2,120) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.00 344.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.15 344.23 Td (2,484) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.00 344.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 468.15 344.23 Td (2,429) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 323.00 Td (The decline in overdrafts and non-suf) Tj ET Q q 0 0 0 rg BT 222.04 323.00 Td (ficient funds fees was partially due to changes made to the calculation of fees to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 311.00 Td (more in-line with industry practices. ) Tj ET Q q 0 0 0 rg BT 204.06 311.00 Td (The amount of deposit account service char) Tj ET Q q 0 0 0 rg BT 378.25 311.00 Td (ges, particularly fees for overdrafts and non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 299.00 Td (suf) Tj ET Q q 0 0 0 rg BT 66.04 299.00 Td (ficient funds, is lar) Tj ET Q q 0 0 0 rg BT 140.84 299.00 Td (gely dependent on the timing and volume of customer activity) Tj ET Q q 0 0 0 rg BT 388.74 299.00 Td (. Management periodically evaluates its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 287.00 Td (cost recovery fees to ensure they are reasonable based on operational costs and similar to fees char) Tj ET Q q 0 0 0 rg BT 448.10 287.00 Td (ged in Peoples' markets by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 275.00 Td (competitors. ) Tj ET Q q 0 0 0 rg BT 108.53 275.00 Td (The increase in account maintenance fees in the first quarter of 2018 compared to the prior periods was lar) Tj ET Q q 0 0 0 rg BT 534.29 275.00 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.00 Td (due to implementation of new consumer checking products that occurred during the second half of 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 245.00 Td (The following table details the other items included within Peoples' total non-interest income:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 128.00 189.50 174.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 189.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.00 189.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 189.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 128.00 163.50 174.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 163.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.00 163.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 163.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 128.00 137.50 174.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 137.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 369.00 137.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 137.50 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302 215.5 m 369 215.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369 215.5 m 434 215.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 215.5 m 501 215.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302 215.5 m 369 215.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369 215.5 m 434 215.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 215.5 m 501 215.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 128 189.5 m 302 189.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302 189.5 m 369 189.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369 189.5 m 434 189.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 189.5 m 501 189.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 128 189.5 m 302 189.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302 189.5 m 369 189.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369 189.5 m 434 189.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 189.5 m 501 189.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.50 219.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.50 219.23 Td (Thr) Tj ET Q q 0 0 0 rg BT 371.99 219.23 Td (ee Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.50 206.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.15 205.23 Td (Mar) Tj ET Q q 0 0 0 rg BT 331.94 205.23 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 325.00 195.23 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 371.90 205.23 Td (December) Tj ET Q q 0 0 0 rg BT 415.12 205.23 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 391.00 195.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.15 205.23 Td (Mar) Tj ET Q q 0 0 0 rg BT 463.85 205.23 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.00 195.23 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 130.50 193.06 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.50 180.07 Td (E-banking income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.50 180.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 180.07 Td (2,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.50 180.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 180.07 Td (2,666) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.50 180.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 180.07 Td (2,561) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.50 167.07 Td (Bank owned life insurance income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.15 167.07 Td (468) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 167.07 Td (479) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.15 167.07 Td (493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.50 154.07 Td (Mortgage banking income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.15 154.07 Td (351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 154.07 Td (483) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.15 154.07 Td (387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.50 141.07 Td (Commercial loan swap fee income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.15 141.07 Td (1) Tj ET Q q 0 0 0 rg BT 355.15 141.07 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 141.07 Td (237) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.15 141.07 Td (268) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.50 128.07 Td (Other non-interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 128.07 Td (1,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 128.07 Td (366) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.15 128.07 Td (412) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 107.00 Td (Peoples' e-banking services include ) Tj ET Q q 0 0 0 rg BT 215.98 107.00 Td (A) Tj ET Q q 0 0 0 rg BT 222.10 107.00 Td (TM and debit cards, direct deposit services, internet and mobile banking, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 95.00 Td (remote deposit capture, and serve as alternative delivery channels to traditional sales of) Tj ET Q q 0 0 0 rg BT 402.85 95.00 Td (fices for providing services to clients. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 83.00 Td (Revenue is derived lar) Tj ET Q q 0 0 0 rg BT 143.51 83.00 Td (gely from ) Tj ET Q q 0 0 0 rg BT 184.61 83.00 Td (A) Tj ET Q q 0 0 0 rg BT 190.72 83.00 Td (TM and debit cards, as other services are mainly provided at no char) Tj ET Q q 0 0 0 rg BT 464.61 83.00 Td (ge to the customers. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 71.00 Td (The amount of e-banking income is lar) Tj ET Q q 0 0 0 rg BT 209.33 71.00 Td (gely dependent on the timing and volume of customer activity) Tj ET Q q 0 0 0 rg BT 457.23 71.00 Td (. Peoples has continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 59.00 Td (to experience increased customer volume and activity) Tj ET Q q 0 0 0 rg BT 268.26 59.00 Td (, as shown by the continued income growth.) Tj ET Q endstream endobj 99 0 obj <>] /Rotate 0 /Contents 100 0 R>> endobj 100 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (Mortgage banking income is comprised mostly of net gains from the origination and sale of long-term, fixed rate real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (estate loans in the secondary market, as well as servicing income for sold loans. ) Tj ET Q q 0 0 0 rg BT 377.52 719.10 Td (As a result, the amount of income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (recognized by Peoples is lar) Tj ET Q q 0 0 0 rg BT 166.01 707.10 Td (gely dependent on customer demand and long-term interest rates for residential real estate loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (of) Tj ET Q q 0 0 0 rg BT 62.15 695.10 Td (fered in the secondary market. In the first quarter of 2018, Peoples sold approximately $10.1 million of loans to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (secondary market compared to $13.6 million in the first quarter of 2017 and $16.9 million in the linked quarter) Tj ET Q q 0 0 0 rg BT 497.23 683.10 Td (. ) Tj ET Q q 0 0 0 rg BT 504.55 683.10 Td (The volume ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.10 Td (of sales has a direct impact on the amount of mortgage banking income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 653.10 Td (Commercial loan swap fee income is lar) Tj ET Q q 0 0 0 rg BT 232.87 653.10 Td (gely dependent on the timing and volume of customer activity) Tj ET Q q 0 0 0 rg BT 480.77 653.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 635.10 Td (Other non-interest income increased $919,000 from the first quarter of 2017, and $965,000 from the linked quarter) Tj ET Q q 0 0 0 rg BT 530.48 635.10 Td (. ) Tj ET Q q 0 0 0 rg BT 537.80 635.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.10 Td (increases were primarily due to the implementation of a new accounting standard, which changed how the fair value of equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.10 Td (securities was to be recognized beginning January 1, 2018. ) Tj ET Q q 0 0 0 rg BT 294.31 611.10 Td (This accounting change added $460,000 to other non-interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (income during the first quarter of 2018. ) Tj ET Q q 0 0 0 rg BT 216.46 599.10 Td (Also contributing to the increase was $313,000 of income from SBA) Tj ET Q q 0 0 0 rg BT 491.14 599.10 Td ( loans, primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.10 Td (due to the gain on sale of SBA) Tj ET Q q 0 0 0 rg BT 175.93 587.10 Td ( loans, recorded in the first quarter of 2018, compared to no income reported in the first or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.10 Td (fourth quarters of 2017. Peoples continues to review income capabilities and has identified the sale of SBA) Tj ET Q q 0 0 0 rg BT 484.45 575.10 Td ( loans as a source ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 563.10 Td (of other income.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 533.10 Td (Non-Inter) Tj ET Q q 0 0 0 rg BT 96.59 533.10 Td (est Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 521.10 Td (Salaries and employee benefit costs remain Peoples' lar) Tj ET Q q 0 0 0 rg BT 293.27 521.10 Td (gest non-interest expense, accounting for over one-half of total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.10 Td (non-interest expense.) Tj ET Q q 0 0 0 rg BT 143.79 509.10 Td (The following table details Peoples' salaries and employee benefit costs:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 106.00 447.60 193.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 447.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 447.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 447.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 106.00 417.60 193.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 417.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 417.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 417.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 106.00 387.60 193.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 387.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 387.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 387.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 106.00 357.60 193.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 357.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 357.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 357.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 106.00 327.60 193.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 327.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 327.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 327.60 68.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 477.6 m 368 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 477.6 m 437 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 477.6 m 505 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 477.6 m 368 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 477.6 m 437 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 477.6 m 505 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 106 447.6 m 299 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 447.6 m 368 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 447.6 m 437 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 447.6 m 505 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 447.6 m 368 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 447.6 m 437 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 447.6 m 505 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 106 357.6 m 299 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 357.6 m 368 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 357.6 m 437 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 357.6 m 505 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 106 342.6 m 299 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 342.6 m 368 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 342.6 m 437 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 342.6 m 505 342.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 482.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.00 482.28 Td (Thr) Tj ET Q q 0 0 0 rg BT 372.58 482.28 Td (ee Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 467.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 311.15 462.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 329.94 462.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.00 452.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 372.90 462.28 Td (December) Tj ET Q q 0 0 0 rg BT 416.12 462.28 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.00 452.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.65 462.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 467.35 462.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.50 452.28 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.50 452.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 437.27 Td (Base salaries and wages) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 437.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.65 437.72 Td (10,372) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.50 437.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 437.72 Td (9,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.50 437.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 437.72 Td (10,067) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 422.27 Td (Sales-based and incentive compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.65 422.27 Td (2,236) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 422.27 Td (2,593) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 422.27 Td (2,099) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 408.17 Td (Employee benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.65 407.72 Td (1,571) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 407.72 Td (1,571) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 407.72 Td (1,927) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 393.17 Td (Stock-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.65 392.72 Td (1,072) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 392.72 Td (377) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 392.72 Td (568) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 377.27 Td (Deferred personnel costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.80 377.77 Td (\(431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 377.72 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.80 377.77 Td (\(634) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 377.72 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.80 377.77 Td (\(360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.15 377.72 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 362.27 Td (Payroll taxes and other employment costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.65 362.27 Td (1,170) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 362.27 Td (874) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 362.27 Td (1,195) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 120.50 347.28 Td (Salaries and employee benefit costs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 301.50 347.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.65 347.28 Td (15,990) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.50 347.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 405.65 347.28 Td (14,590) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.50 347.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.65 347.28 Td (15,496) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 332.27 Td (Full-time equivalent employees:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 332.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.50 332.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.50 332.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.50 317.27 Td (Actual at end of period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 317.27 Td (802) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 317.27 Td (774) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 317.27 Td (776) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.50 302.27 Td (A) Tj ET Q q 0 0 0 rg BT 132.98 302.27 Td (verage during the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 302.72 Td (792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 302.72 Td (779) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 302.72 Td (780) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 298.10 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 280.10 Td (The increases in base salaries and wages compared to the first quarter of 2017 and the linked quarter were due primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 268.10 Td (to annual merit increases, coupled with an increase in employee count. ) Tj ET Q q 0 0 0 rg BT 341.50 268.10 Td (The decrease in employee benefits between the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 256.10 Td (quarter of 2018 and the first quarter of 2017 was due to lower medical insurance costs, which were the result of reduced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 244.10 Td (claims. ) Tj ET Q q 0 0 0 rg BT 87.42 244.10 Td (The increase in stock-based compensation compared to the prior periods was due primarily to the Board of Directors' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 232.10 Td (grant of a one-time stock award of unrestricted common shares to all full-time and part-time employees who did not already ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 220.10 Td (participate in the equity plans, which resulted in expense of $388,000.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 196.10 Td (Peoples' net occupancy and equipment expense was comprised of the following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 103.50 142.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 142.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 142.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 142.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 103.50 116.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 116.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 116.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 116.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 103.50 90.60 199.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 90.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 90.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.50 90.60 69.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 172.60000000000002 m 371.5 172.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 172.60000000000002 m 438.5 172.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 172.60000000000002 m 507.5 172.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 172.60000000000002 m 371.5 172.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 172.60000000000002 m 438.5 172.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 172.60000000000002 m 507.5 172.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 103.5 142.60000000000002 m 302.5 142.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 142.60000000000002 m 371.5 142.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 142.60000000000002 m 438.5 142.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 142.60000000000002 m 507.5 142.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 142.60000000000002 m 371.5 142.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 142.60000000000002 m 438.5 142.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 142.60000000000002 m 507.5 142.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 103.5 90.60000000000002 m 302.5 90.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 90.60000000000002 m 371.5 90.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 90.60000000000002 m 438.5 90.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 90.60000000000002 m 507.5 90.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 103.5 75.60000000000002 m 302.5 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 75.60000000000002 m 371.5 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 75.60000000000002 m 438.5 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 75.60000000000002 m 507.5 75.60000000000002 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.00 176.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.00 176.33 Td (Thr) Tj ET Q q 0 0 0 rg BT 375.58 176.33 Td (ee Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.00 162.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.65 157.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 333.44 157.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 326.50 147.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 375.40 157.28 Td (December) Tj ET Q q 0 0 0 rg BT 418.62 157.28 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.50 147.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.65 157.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 469.35 157.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 462.50 147.28 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 106.00 148.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.00 133.17 Td (Depreciation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.00 133.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 133.17 Td (1,218) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.00 133.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 133.17 Td (1,201) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.00 133.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 133.17 Td (1,243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.00 120.17 Td (Repairs and maintenance costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.65 120.17 Td (848) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 120.17 Td (643) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 120.17 Td (672) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.00 107.17 Td (Net rent expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.65 107.17 Td (209) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 107.17 Td (242) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 107.17 Td (219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.00 94.17 Td (Property taxes, utilities and other costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.65 94.17 Td (591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 94.17 Td (567) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 94.17 Td (579) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 112.00 80.28 Td (Net occupancy and equipment expense) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 305.00 80.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.15 80.28 Td (2,866) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.00 80.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 412.15 80.28 Td (2,653) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.00 80.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.15 80.28 Td (2,713) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 101 0 obj <>] /Rotate 0 /Contents 102 0 R>> endobj 102 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (The increase in repairs and maintenance costs was due to the increased maintenance costs associated with snow removal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (and other weather conditions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 701.10 Td (The following table details the other items included in total non-interest expense: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 106.00 641.60 196.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 641.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 641.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 641.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 106.00 615.60 196.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 615.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 615.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 615.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 106.00 589.60 196.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 589.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 589.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 589.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 106.00 563.60 196.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 563.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 563.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 563.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 106.00 537.60 196.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 537.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 537.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.00 537.60 69.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302 671.6 m 370 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370 671.6 m 436 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 671.6 m 505 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302 671.6 m 370 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370 671.6 m 436 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 671.6 m 505 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 106 641.6 m 302 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302 641.6 m 370 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370 641.6 m 436 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 641.6 m 505 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 106 641.6 m 302 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302 641.6 m 370 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370 641.6 m 436 641.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436 641.6 m 505 641.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 675.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.50 675.33 Td (Thr) Tj ET Q q 0 0 0 rg BT 374.08 675.33 Td (ee Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 661.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.65 656.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 332.44 656.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 325.50 646.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 373.40 656.28 Td (December) Tj ET Q q 0 0 0 rg BT 416.62 656.28 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.50 646.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.15 656.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 466.85 656.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.00 646.28 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.50 647.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 632.17 Td (Professional fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.50 632.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 632.17 Td (1,718) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.50 632.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 632.17 Td (2,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.50 632.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 632.17 Td (1,610) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 619.17 Td (E-banking expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 619.17 Td (1,528) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 619.17 Td (1,387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 619.17 Td (1,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 606.17 Td (Data processing and software expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 606.17 Td (1,322) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 606.17 Td (1,1) Tj ET Q q 0 0 0 rg BT 422.15 606.17 Td (1) Tj ET Q q 0 0 0 rg BT 427.15 606.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 606.17 Td (1,142) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 593.17 Td (Amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 593.17 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 593.17 Td (913) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 593.17 Td (863) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 580.17 Td (Franchise tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 580.17 Td (644) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 580.17 Td (496) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 580.17 Td (583) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 567.17 Td (FDIC insurance expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 567.17 Td (366) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 567.17 Td (477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 567.17 Td (433) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 554.17 Td (Communication expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 554.17 Td (344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 554.17 Td (341) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 554.17 Td (410) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 541.17 Td (Marketing expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 541.17 Td (325) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 541.17 Td (592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 541.17 Td (280) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 528.17 Td (Foreclosed real estate and other loan expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 528.17 Td (228) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 528.17 Td (284) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 528.17 Td (196) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 515.17 Td (Other non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 515.17 Td (2,136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 515.17 Td (2,519) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 515.17 Td (2,091) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 494.10 Td (Professional fees for the first quarter of 2018 decreased $325,000, or 16%, from the linked quarter due primarily to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 482.10 Td (reduced acquisition-related fees. Professional fees included $31,000, $10,000 and $327,000 of acquisition-related fees in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 470.10 Td (first quarter of 2018, the first quarter of 2017 and the linked quarter) Tj ET Q q 0 0 0 rg BT 323.79 470.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 376.45 470.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 452.10 Td (The growth in e-banking expense resulted from increased transaction volume and usage of debit card and other internet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 440.10 Td (and mobile banking capabilities during the period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 422.10 Td (Data processing and software expense increased $180,000, or 16%, from the first quarter of 2017 and $21) Tj ET Q q 0 0 0 rg BT 495.11 422.10 Td (1,000, or 19%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 410.10 Td (from the linked quarter) Tj ET Q q 0 0 0 rg BT 145.91 410.10 Td (. ) Tj ET Q q 0 0 0 rg BT 153.23 410.10 Td (The increases were driven by the implementation of enhanced functionalities for Peoples' core ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 398.10 Td (banking system, including making certain mobile banking tools available to customers. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 380.10 Td (Other non-interest expense decreased $383,000 from the linked quarter due primarily to operational losses that were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 368.10 Td (recorded in the fourth quarter of 2017.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 338.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 87.98 338.10 Td (T) Tj ET Q q 0 0 0 rg BT 93.73 338.10 Td (ax Expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 326.10 Td (For the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.11 326.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.09 326.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.92 326.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.52 326.10 Td (, Peoples recorded income tax expense of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.79 326.10 Td (2.4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.68 326.10 Td (, for an ef) Tj ET Q q 0 0 0 rg BT 503.37 326.10 Td (fective tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 314.10 Td (rate of 16.9%. ) Tj ET Q q 0 0 0 rg BT 115.46 314.10 Td (The decreased ef) Tj ET Q q 0 0 0 rg BT 183.01 314.10 Td (fective tax rate in the first quarter of 2018 included a tax benefit of $290,000 as a result of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 302.10 Td (stock awards that settled or vested during the quarter) Tj ET Q q 0 0 0 rg BT 264.49 302.10 Td (. ) Tj ET Q q 0 0 0 rg BT 271.81 302.10 Td (The majority of the vesting of such awards is recorded annually in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 290.10 Td (first quarter) Tj ET Q q 0 0 0 rg BT 100.37 290.10 Td (. Peoples' current estimate is that the ef) Tj ET Q q 0 0 0 rg BT 258.89 290.10 Td (fective tax rate for the entire year of 2018 will be approximately 18.5% to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 278.10 Td (19.5%, which excludes the impact of discrete items, such as the tax benefit of $290,000 that was noted above. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 266.10 Td (comparison, Peoples recorded an income tax expense of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.87 266.10 Td ($3.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.76 266.10 Td ( for the same period in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.51 266.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.51 266.10 Td (, for an ef) Tj ET Q q 0 0 0 rg BT 481.19 266.10 Td (fective tax rate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 254.10 Td (30.4%. ) Tj ET Q q 0 0 0 rg BT 87.15 254.10 Td (The decrease in the ef) Tj ET Q q 0 0 0 rg BT 174.69 254.10 Td (fective tax rate from the previous year was due to the recently-enacted ) Tj ET Q q 0 0 0 rg BT 458.27 254.10 Td (T) Tj ET Q q 0 0 0 rg BT 463.68 254.10 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 533.13 254.10 Td (Act, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 242.10 Td (which reduced the federal statutory corporate income tax rate from 35% in 2017 to 21% in 2018.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 224.10 Td (The ) Tj ET Q q 0 0 0 rg BT 89.87 224.10 Td (T) Tj ET Q q 0 0 0 rg BT 95.28 224.10 Td (ax Cuts and Jobs ) Tj ET Q q 0 0 0 rg BT 164.72 224.10 Td (Act was enacted on December 22, 2017 and ) Tj ET Q q 0 0 0 rg BT 342.72 224.10 Td (ASC 740 required Peoples to reflect the changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 212.10 Td (associated with the ) Tj ET Q q 0 0 0 rg BT 132.04 212.10 Td (Act) Tj ET Q q 0 0 0 rg BT 149.25 212.10 Td (s provisions in the fourth quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 320.71 212.10 Td (The ) Tj ET Q q 0 0 0 rg BT 338.21 212.10 Td (Act is complex and has extensive implications for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 200.10 Td (Peoples' federal taxes. ) Tj ET Q q 0 0 0 rg BT 147.16 200.10 Td (At December 31, 2017, Peoples partially completed the accounting for the tax ef) Tj ET Q q 0 0 0 rg BT 469.09 200.10 Td (fects of enactment of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 188.10 Td (the ) Tj ET Q q 0 0 0 rg BT 68.17 188.10 Td (Act; however) Tj ET Q q 0 0 0 rg BT 121.91 188.10 Td (, in certain cases, Peoples made reasonable estimates of the ef) Tj ET Q q 0 0 0 rg BT 368.85 188.10 Td (fects of a reduced federal tax rate on its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 176.10 Td (existing deferred tax balances. In other cases, Peoples has not been able to make a reasonable estimate and continued to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 164.10 Td (account for those items based on its existing accounting under ) Tj ET Q q 0 0 0 rg BT 304.50 164.10 Td (ASC 740, and the provisions of the tax laws that were in ef) Tj ET Q q 0 0 0 rg BT 540.66 164.10 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 152.10 Td (immediately prior to enactment. In all cases, Peoples will continue to make and refine its calculations during the re-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 140.10 Td (measurement period as additional analysis is completed. In addition, these estimates may be af) Tj ET Q q 0 0 0 rg BT 434.82 140.10 Td (fected as Peoples gains a more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 128.10 Td (thorough understanding of the new tax law) Tj ET Q q 0 0 0 rg BT 224.98 128.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 110.10 Td (Additional information regarding Income ) Tj ET Q q 0 0 0 rg BT 240.11 110.10 Td (T) Tj ET Q q 0 0 0 rg BT 245.52 110.10 Td (axes can be found in Note 12 of the Notes to the Consolidated Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 98.10 Td (Statements included in Peoples' 2017 Form 10-K.) Tj ET Q endstream endobj 103 0 obj <>] /Rotate 0 /Contents 104 0 R>> endobj 104 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (51) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 64.37 731.25 Td (e-Pr) Tj ET Q q 0 0 0 rg BT 82.50 731.25 Td (ovision Net Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 719.25 Td (Pre-provision net revenue \("PPNR"\) has become a key financial measure used by state and federal bank regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.25 Td (agencies when assessing the capital adequacy of financial institutions. PPNR is defined as net interest income plus total fee-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.25 Td (based income minus total non-interest expense and, therefore, excludes the provision for \(recovery of\) loan losses and all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.25 Td (gains and/or losses included in earnings. ) Tj ET Q q 0 0 0 rg BT 220.08 683.25 Td (As a result, PPNR represents the earnings capacity that can be either retained in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.25 Td (order to build capital or used to absorb unexpected losses and preserve existing capital.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.05 653.25 Td (The following table provides a reconciliation of this non-GAAP) Tj ET Q q 0 0 0 rg BT 334.73 653.25 Td ( financial measure to the amounts reported in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.25 Td (Unaudited Consolidated Financial Statements for the periods presented: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 98.00 587.75 215.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.00 587.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 587.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 587.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 98.00 558.75 215.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.00 558.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 558.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 558.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 98.00 528.75 215.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.00 528.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 528.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 528.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 98.00 498.75 215.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.00 498.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 498.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 498.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 98.00 469.75 215.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.00 469.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 469.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 469.75 67.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313 616.75 m 380 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 616.75 m 446 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 616.75 m 513 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313 616.75 m 380 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 616.75 m 446 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 616.75 m 513 616.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 98 587.75 m 313 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313 587.75 m 380 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 587.75 m 446 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 587.75 m 513 587.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 98 483.75 m 313 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313 483.75 m 380 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 483.75 m 446 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 483.75 m 513 483.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 98 469.75 m 313 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313 469.75 m 380 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 469.75 m 446 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 469.75 m 513 469.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.00 621.43 Td (Thr) Tj ET Q q 0 0 0 rg BT 383.58 621.43 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.15 602.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 342.94 602.43 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.00 592.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.40 602.43 Td (December) Tj ET Q q 0 0 0 rg BT 426.62 602.43 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.50 592.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.15 602.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 475.85 602.43 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.00 592.43 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 100.50 592.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.50 578.43 Td (Pr) Tj ET Q q 0 0 0 rg BT 110.87 578.43 Td (e-pr) Tj ET Q q 0 0 0 rg BT 128.45 578.43 Td (ovision net r) Tj ET Q q 0 0 0 rg BT 181.05 578.43 Td (evenue:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.50 563.42 Td (Income before income taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.50 563.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 563.42 Td (14,124) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 563.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 563.42 Td (14,340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 563.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 563.42 Td (12,661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.50 548.42 Td (Add: provision for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 548.42 Td (1,983) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.65 548.42 Td (1,1) Tj ET Q q 0 0 0 rg BT 427.15 548.42 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 548.42 Td (624) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.50 533.42 Td (Add: net loss on OREO) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.15 533.42 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.15 533.42 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 533.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.50 518.42 Td (Add: net loss on other transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 518.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 518.42 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 518.42 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.50 503.42 Td (Less: net gain on investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.15 503.42 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.15 503.42 Td (764) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 503.42 Td (340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.50 488.42 Td (Less: net gain on other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 488.42 Td (79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 488.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 488.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 106.50 474.43 Td (Pr) Tj ET Q q 0 0 0 rg BT 116.87 474.43 Td (e-pr) Tj ET Q q 0 0 0 rg BT 134.45 474.43 Td (ovision net r) Tj ET Q q 0 0 0 rg BT 187.05 474.43 Td (evenue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 315.50 474.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.65 474.43 Td (16,032) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 382.50 474.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.65 474.43 Td (14,835) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 474.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.65 474.43 Td (12,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.50 459.42 Td (T) Tj ET Q q 0 0 0 rg BT 106.26 459.42 Td (otal average assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.50 459.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.15 459.42 Td (3,597,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 459.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.10 459.42 Td (3,562,243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 459.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.15 459.42 Td (3,446,351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.50 444.42 Td (Pre-provision net revenue to total average assets \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 444.42 Td (1.81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 444.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 444.42 Td (1.65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.15 444.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 444.42 Td (1.52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.15 444.42 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 100.50 430.21 Td (\(a\) Presented on an annualized basis.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 426.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 408.25 Td (For the first three months of 2018, compared to the first three months of 2017, the increase in pre-provision net revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 396.25 Td (was due lar) Tj ET Q q 0 0 0 rg BT 99.36 396.25 Td (gely to increases in net interest income and fee-based income, coupled with continued expense management. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 366.25 Td (Cor) Tj ET Q q 0 0 0 rg BT 70.48 366.25 Td (e Non-Inter) Tj ET Q q 0 0 0 rg BT 120.01 366.25 Td (est Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 354.25 Td (Core non-interest expense is a financial measure used to evaluate Peoples' recurring expense stream. ) Tj ET Q q 0 0 0 rg BT 478.47 354.25 Td (This measure is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 342.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 99.19 342.25 Td ( since it excludes the impact of acquisition-related costs and pension settlement char) Tj ET Q q 0 0 0 rg BT 436.12 342.25 Td (ges. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 324.25 Td (The following table provides a reconciliation of this non-GAAP) Tj ET Q q 0 0 0 rg BT 327.68 324.25 Td ( financial measure to the comparable GAAP) Tj ET Q q 0 0 0 rg BT 504.47 324.25 Td ( amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 312.25 Td (reported in Peoples' Unaudited Consolidated Financial Statements for the periods presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 117.00 235.75 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.00 235.75 73.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.00 235.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.00 235.75 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 117.00 208.75 164.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.00 208.75 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.00 208.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.00 208.75 74.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 117.00 178.75 164.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.00 178.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.00 178.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.00 178.75 74.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281 263.75 m 354 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354 263.75 m 420 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420 263.75 m 494 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281 263.75 m 354 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354 263.75 m 420 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420 263.75 m 494 263.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 117 235.75 m 281 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281 235.75 m 354 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354 235.75 m 420 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420 235.75 m 494 235.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 281 178.75 m 354 178.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354 178.75 m 420 178.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420 178.75 m 494 178.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.50 268.43 Td (Thr) Tj ET Q q 0 0 0 rg BT 358.08 268.43 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 295.15 250.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 313.94 250.43 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.00 240.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.40 250.43 Td (December) Tj ET Q q 0 0 0 rg BT 400.62 250.43 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.50 240.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.65 250.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 453.35 250.43 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 446.50 240.43 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 119.50 240.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 119.50 226.48 Td (Cor) Tj ET Q q 0 0 0 rg BT 135.98 226.48 Td (e non-inter) Tj ET Q q 0 0 0 rg BT 182.74 226.48 Td (est expense:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.50 213.32 Td (T) Tj ET Q q 0 0 0 rg BT 125.26 213.32 Td (otal non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.50 213.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.65 213.32 Td (28,221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.50 213.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 213.32 Td (27,406) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.50 213.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 213.32 Td (27,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.50 198.42 Td (Less: acquisition-related costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.15 198.87 Td (149) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.15 198.87 Td (341) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.15 198.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.50 183.42 Td (Less: pension settlement char) Tj ET Q q 0 0 0 rg BT 237.43 183.42 Td (ges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.15 183.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.15 183.87 Td (242) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.15 183.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.50 169.32 Td (Core non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.50 169.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.65 169.32 Td (28,072) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.50 169.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 169.32 Td (26,823) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.50 169.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 169.32 Td (27,331) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 141.25 Td (Efficiency Ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 129.25 Td (The ef) Tj ET Q q 0 0 0 rg BT 97.63 129.25 Td (ficiency ratio is a key financial measure used to monitor performance. ) Tj ET Q q 0 0 0 rg BT 382.62 129.25 Td (The ef) Tj ET Q q 0 0 0 rg BT 408.25 129.25 Td (ficiency ratio is calculated as total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 117.25 Td (non-interest expense \(less amortization of other intangible assets\) as a percentage of FTE net interest income plus total fee-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 105.25 Td (based income. ) Tj ET Q q 0 0 0 rg BT 116.02 105.25 Td (This measure is non-GAAP) Tj ET Q q 0 0 0 rg BT 226.47 105.25 Td ( since it excludes amortization of other intangible assets and all gains and/or losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 93.25 Td (included in earnings, and uses FTE net interest income. ) Tj ET Q endstream endobj 105 0 obj <>] /Rotate 0 /Contents 106 0 R>> endobj 106 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (The following table provides a reconciliation of this non-GAAP) Tj ET Q q 0 0 0 rg BT 327.68 731.10 Td ( financial measure to the amounts reported in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (Consolidated Financial Statements for the periods presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 101.00 655.60 206.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 655.60 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 655.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 655.60 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 101.00 626.60 206.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 626.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 626.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 626.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 101.00 596.60 206.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 596.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 596.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 596.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 101.00 566.60 206.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 566.60 69.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 566.60 65.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 566.60 69.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 101.00 526.60 206.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 526.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 526.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 526.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 101.00 496.60 206.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 496.60 69.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 496.60 65.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 496.60 69.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 101.00 456.60 206.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 456.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 456.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 456.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 101.00 426.60 206.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 426.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 426.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 426.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 101.00 396.60 206.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 396.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 396.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 396.60 69.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 688.6 m 376 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 688.6 m 441 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 688.6 m 510 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 688.6 m 376 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 688.6 m 441 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 688.6 m 510 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 101 659.6 m 307 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 659.6 m 376 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 659.6 m 441 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 659.6 m 510 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 101 611.6 m 307 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 611.6 m 376 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 611.6 m 441 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 611.6 m 510 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 101 596.6 m 307 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 596.6 m 376 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 596.6 m 441 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 596.6 m 510 596.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 101 541.6 m 307 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 541.6 m 376 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 541.6 m 441 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 541.6 m 510 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 101 496.6 m 307 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 496.6 m 376 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 496.6 m 441 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 496.6 m 510 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 496.6 m 376 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 496.6 m 441 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 496.6 m 510 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 101 411.6 m 307 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 411.6 m 376 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 411.6 m 441 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 411.6 m 510 411.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 101 396.6 m 307 396.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 396.6 m 376 396.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 396.6 m 441 396.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 396.6 m 510 396.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 101 381.6 m 307 381.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 381.6 m 376 381.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 381.6 m 441 381.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 381.6 m 510 381.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 381.6 m 441 381.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 381.6 m 510 381.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.50 693.28 Td (Thr) Tj ET Q q 0 0 0 rg BT 378.99 693.28 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.15 676.83 Td (Mar) Tj ET Q q 0 0 0 rg BT 337.94 676.83 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.00 666.83 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.90 676.83 Td (December) Tj ET Q q 0 0 0 rg BT 422.12 676.83 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 398.00 666.83 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 453.15 676.83 Td (Mar) Tj ET Q q 0 0 0 rg BT 471.85 676.83 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.00 666.83 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 103.50 664.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 103.50 646.28 Td (Efficiency ratio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 631.27 Td (T) Tj ET Q q 0 0 0 rg BT 109.26 631.27 Td (otal non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 631.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 631.72 Td (28,221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.50 631.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 631.72 Td (27,406) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.50 631.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 631.72 Td (27,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 616.27 Td (Less: ) Tj ET Q q 0 0 0 rg BT 126.83 616.27 Td (Amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 616.72 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 616.72 Td (913) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 616.72 Td (863) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 601.27 Td (Adjusted total non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 601.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 601.27 Td (27,467) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.50 601.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 601.27 Td (26,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.50 601.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 601.27 Td (26,468) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 586.27 Td (T) Tj ET Q q 0 0 0 rg BT 109.26 586.27 Td (otal non-interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 586.27 Td (14,969) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 586.27 Td (13,739) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 586.27 Td (13,671) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 571.27 Td (Less net gain on investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.15 571.72 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 571.27 Td (764) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 571.72 Td (340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 556.27 Td (Less net gain \(loss\) on asset disposals and other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 546.27 Td (transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 551.72 Td (74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.80 551.77 Td (\(144) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 551.72 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.80 551.77 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.15 551.72 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 531.27 Td (T) Tj ET Q q 0 0 0 rg BT 109.26 531.27 Td (otal fee-based income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 531.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 531.27 Td (14,894) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.50 531.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 531.27 Td (13,1) Tj ET Q q 0 0 0 rg BT 422.15 531.27 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.50 531.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 531.27 Td (13,334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 516.27 Td (Net interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 516.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 516.27 Td (29,359) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.50 516.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 516.27 Td (29,122) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.50 516.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 516.27 Td (26,945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 501.27 Td (Add: Fully tax-equivalent adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 501.27 Td (227) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 501.27 Td (440) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 501.27 Td (513) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 486.27 Td (Net interest income on a fully tax-equivalent) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 476.27 Td (basis) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 487.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 487.17 Td (29,586) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.50 487.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 487.17 Td (29,562) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.50 487.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 487.17 Td (27,458) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 461.27 Td (Adjusted revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 461.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 461.27 Td (44,480) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.50 461.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 461.27 Td (42,681) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.50 461.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 461.27 Td (40,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 446.27 Td (Ef) Tj ET Q q 0 0 0 rg BT 112.85 446.27 Td (ficiency ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 446.27 Td (61.75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.15 446.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 446.27 Td (62.07) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 446.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 446.27 Td (64.89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.15 446.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 431.27 Td (Core non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 431.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 431.27 Td (28,072) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.50 431.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 431.27 Td (26,823) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.50 431.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 431.27 Td (27,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 416.27 Td (Less: ) Tj ET Q q 0 0 0 rg BT 126.83 416.27 Td (Amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 416.72 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 416.72 Td (913) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 416.72 Td (863) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 401.27 Td (Adjusted core non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 401.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 401.72 Td (27,318) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.50 401.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 401.72 Td (25,910) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.50 401.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 401.72 Td (26,468) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 386.27 Td (Adjusted revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 386.27 Td (44,480) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 386.27 Td (42,681) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 386.27 Td (40,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.50 371.27 Td (Ef) Tj ET Q q 0 0 0 rg BT 112.76 371.27 Td (ficiency ratio adjusted for non-core items) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 371.27 Td (61.42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.15 371.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 371.27 Td (60.71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 371.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 371.27 Td (64.89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.15 371.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 349.10 Td (The lower ef) Tj ET Q q 0 0 0 rg BT 122.90 349.10 Td (ficiency ratio in the first quarter of 2018 compared to the first quarter of 2017 was primarily due to an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 337.10 Td (increase in net interest income and total fee-based income. ) Tj ET Q q 0 0 0 rg BT 292.89 337.10 Td (The increase in the adjusted ef) Tj ET Q q 0 0 0 rg BT 414.60 337.10 Td (ficiency ratio from the linked ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 325.10 Td (quarter was due to increased total non-interest expense. Operating leverage continued to be positive for the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 313.10 Td (2018 compared to the first quarter of 2017 as revenue increased 10%, while expenses only grew 3% compared to the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 301.10 Td (quarter of 2017. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 283.10 Td (Management is tar) Tj ET Q q 0 0 0 rg BT 146.24 283.10 Td (geting an ef) Tj ET Q q 0 0 0 rg BT 193.26 283.10 Td (ficiency ratio of 61% to 63% for the full year of 2018, absent acquisition-related costs and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 271.10 Td (other non-core char) Tj ET Q q 0 0 0 rg BT 132.11 271.10 Td (ges.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 247.10 Td (Return on ) Tj ET Q q 0 0 0 rg BT 99.56 247.10 Td (A) Tj ET Q q 0 0 0 rg BT 106.04 247.10 Td (verage ) Tj ET Q q 0 0 0 rg BT 136.68 247.10 Td (T) Tj ET Q q 0 0 0 rg BT 142.43 247.10 Td (angible Stockholders' Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 235.10 Td (The return on average tangible stockholders' equity ratio is a key financial measure used to monitor performance. ) Tj ET Q q 0 0 0 rg BT 529.85 235.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 223.10 Td (return on tangible stockholders' equity is calculated as net income \(less after) Tj ET Q q 0 0 0 rg BT 358.56 223.10 Td (-tax impact of amortization of other intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 211.10 Td (assets\) divided by tangible stockholders' equity) Tj ET Q q 0 0 0 rg BT 242.06 211.10 Td (. ) Tj ET Q q 0 0 0 rg BT 249.38 211.10 Td (This measure is non-GAAP) Tj ET Q q 0 0 0 rg BT 359.83 211.10 Td ( since it excludes amortization of other intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 199.10 Td (assets from earnings and the impact of goodwill and other intangible assets acquired through acquisitions on total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 187.10 Td (stockholders' equity) Tj ET Q q 0 0 0 rg BT 133.19 187.10 Td (. ) Tj ET Q endstream endobj 107 0 obj <>] /Rotate 0 /Contents 108 0 R>> endobj 108 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (53) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 96.00 695.50 437.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 96.00 666.50 220.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 666.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 666.50 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 666.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 96.00 626.50 220.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 626.50 71.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 626.50 75.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 626.50 71.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 96.00 586.50 220.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 586.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 586.50 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 586.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 96.00 556.50 220.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 556.50 71.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 556.50 75.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 556.50 71.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 96.00 517.50 220.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 517.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 517.50 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 517.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 96.00 487.50 220.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 487.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 487.50 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 487.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 96.00 458.50 220.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 458.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 458.50 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 458.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 96.00 428.50 220.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 428.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 428.50 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 428.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 96.00 399.50 220.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 399.50 71.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 399.50 75.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 399.50 71.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 96.00 359.50 220.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 359.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 359.50 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 359.50 71.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 723.5 m 387 723.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 723.5 m 462 723.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 723.5 m 533 723.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 723.5 m 387 723.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 723.5 m 462 723.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 723.5 m 533 723.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 96 695.5 m 316 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 695.5 m 387 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 695.5 m 462 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 695.5 m 533 695.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 626.5 m 387 626.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 626.5 m 462 626.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 626.5 m 533 626.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 96 571.5 m 316 571.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 571.5 m 387 571.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 571.5 m 462 571.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 571.5 m 533 571.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 96 487.5 m 316 487.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 487.5 m 387 487.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 487.5 m 462 487.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 487.5 m 533 487.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 443.5 m 387 443.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 443.5 m 462 443.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 443.5 m 533 443.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 374.5 m 387 374.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 374.5 m 462 374.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 374.5 m 533 374.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.50 728.18 Td (Thr) Tj ET Q q 0 0 0 rg BT 394.99 728.18 Td (ee Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 329.15 712.23 Td (Mar) Tj ET Q q 0 0 0 rg BT 347.94 712.23 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.00 702.23 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.90 712.23 Td (December) Tj ET Q q 0 0 0 rg BT 438.12 712.23 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.00 702.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.15 712.23 Td (Mar) Tj ET Q q 0 0 0 rg BT 493.85 712.23 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 487.00 702.23 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 98.50 700.06 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 98.50 686.18 Td (Annualized net income excluding amortization of other) Tj ET Q q 0 0 0 rg BT 333.39 686.18 Td ( intangible assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 671.17 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 671.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.65 671.17 Td (1) Tj ET Q q 0 0 0 rg BT 355.65 671.17 Td (1,741) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 671.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.65 671.17 Td (9,001) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 671.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.65 671.17 Td (8,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 656.17 Td (Add: amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 656.17 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 656.17 Td (913) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 656.17 Td (863) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 641.17 Td (Less: tax ef) Tj ET Q q 0 0 0 rg BT 144.50 641.17 Td (fect of amortization of other intangible) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 631.17 Td (assets \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 631.17 Td (158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.65 630.96 Td (320) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.65 630.96 Td (302) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 616.17 Td (Net income excluding amortization of other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 606.17 Td (intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 606.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.65 606.17 Td (12,337) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 606.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.65 606.17 Td (9,594) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 606.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.65 606.17 Td (9,370) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 591.17 Td (Days in the quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 591.17 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 591.17 Td (92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 591.17 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 576.17 Td (Days in the year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 576.17 Td (365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 576.17 Td (365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 576.17 Td (365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 561.17 Td (Annualized net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 561.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.65 561.17 Td (47,616) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 561.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 561.17 Td (35,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 561.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 561.17 Td (35,725) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 546.17 Td (Annualized net income excluding amortization of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 536.17 Td (other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 536.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.65 536.17 Td (50,033) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 536.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 536.17 Td (38,063) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 536.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 536.17 Td (38,001) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 98.50 522.18 Td (A) Tj ET Q q 0 0 0 rg BT 105.35 522.18 Td (verage tangible stockholders' equity:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 507.17 Td (T) Tj ET Q q 0 0 0 rg BT 104.26 507.17 Td (otal average stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 507.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.65 507.17 Td (454,232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 507.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 507.17 Td (458,648) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 507.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 507.17 Td (438,990) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 492.17 Td (Less: average goodwill and other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.65 492.17 Td (144,190) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 492.17 Td (143,942) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 492.17 Td (145,546) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 477.17 Td (A) Tj ET Q q 0 0 0 rg BT 105.35 477.17 Td (verage tangible stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 477.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.65 477.17 Td (310,042) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 477.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 477.17 Td (314,706) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 477.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 477.17 Td (293,444) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 98.50 463.18 Td (Return on average stockholders' equity ratio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 448.17 Td (Annualized net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 448.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.65 448.17 Td (47,616) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 448.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 448.17 Td (35,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 448.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 448.17 Td (35,725) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 433.17 Td (A) Tj ET Q q 0 0 0 rg BT 105.35 433.17 Td (verage stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 433.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.65 433.17 Td (454,232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 433.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 433.17 Td (458,648) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 433.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 433.17 Td (438,990) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 418.17 Td (Return on average stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.65 418.17 Td (10.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 418.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.65 418.17 Td (7.79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.15 418.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.65 418.17 Td (8.14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.15 418.17 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 98.50 404.18 Td (Return on average tangible stockholders' equity ratio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 389.17 Td (Annualized net income excluding amortization of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 379.17 Td (other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 379.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.65 379.17 Td (50,033) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 379.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 379.17 Td (38,063) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 379.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 379.17 Td (38,001) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 364.17 Td (A) Tj ET Q q 0 0 0 rg BT 105.35 364.17 Td (verage tangible stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 364.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.65 364.17 Td (310,042) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 364.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 364.17 Td (314,706) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 364.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 364.17 Td (293,444) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.50 349.17 Td (Return on average tangible stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.65 349.17 Td (16.14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 349.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.65 349.17 Td (12.09) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.15 349.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.65 349.17 Td (12.95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.15 349.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 327.00 Td ( ) Tj ET Q q 0 0 0 rg BT 90.00 327.00 Td (\() Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 93.33 327.00 Td (a\) Used a 21% federal corporate income tax rate for the first quarter of 2018 and 35% for the previously reported periods. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.20 291.00 Td (FINANCIAL) Tj ET Q q 0 0 0 rg BT 303.32 291.00 Td ( CONDITION) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 255.00 Td (Cash and Cash Equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 243.00 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 243.00 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.10 243.00 Td (, Peoples' interest-bearing deposits in other banks increased $3.4 million from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.78 243.00 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.36 243.00 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.36 243.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 231.00 Td (The total cash and cash equivalent balance included $16.9 million of excess cash reserves being maintained at the Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 219.00 Td (Reserve Bank of Cleveland at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.90 219.00 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.50 219.00 Td (, compared to $9.3 million at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.81 219.00 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.40 219.00 Td (. ) Tj ET Q q 0 0 0 rg BT 443.72 219.00 Td (The amount of excess cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 207.00 Td (reserves maintained is dependent upon Peoples' daily liquidity position, which is driven primarily by changes in deposit and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 195.00 Td (loan balances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 177.00 Td (Through the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.26 177.00 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.25 177.00 Td ( months of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.53 177.00 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.53 177.00 Td (, Peoples' total cash and cash equivalents increased $435,000 as Peoples' net cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.21 177.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 165.00 Td (used in investing activities of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.70 165.00 Td ($61.5 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.59 165.00 Td ( was less than the sum of net cash provided by financing and operating activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 153.00 Td (of $50.4 million and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.16 153.00 Td ($1) Tj ET Q q 0 0 0 rg BT 147.79 153.00 Td (1.7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.68 153.00 Td (, respectively) Tj ET Q q 0 0 0 rg BT 244.34 153.00 Td (. Peoples' investing activities reflected a net increase of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.23 153.00 Td ($46.4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.12 153.00 Td ( in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 141.00 Td (loans and purchases of $44.4 million in available-for) Tj ET Q q 0 0 0 rg BT 264.85 141.00 Td (-sale investment securities, which were partially of) Tj ET Q q 0 0 0 rg BT 468.21 141.00 Td (fset by $30.8 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 129.00 Td (in net proceeds from sales, principal payments, calls and prepayments on available-for) Tj ET Q q 0 0 0 rg BT 399.51 129.00 Td (-sale and held-to-maturity investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 117.00 Td (securities. Financing activities included a net increase of $82.8 million in deposits which was of) Tj ET Q q 0 0 0 rg BT 440.12 117.00 Td (fset partially by a net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 105.00 Td (decrease of $26.6 million in borrowings and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.40 105.00 Td ($4.7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.30 105.00 Td ( of cash dividends paid.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 87.00 Td (Through the first three months of 2017, Peoples' total cash and cash equivalents decreased by $1.8 million. Peoples' net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 75.00 Td (cash used in investing activities of $33.3 million exceeded cash provided by financing and operating activities of $18.1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 63.00 Td (million and $13.4 million, respectively) Tj ET Q q 0 0 0 rg BT 208.88 63.00 Td (. Peoples' investing activities reflected purchases of $41.1 million in available-for) Tj ET Q q 0 0 0 rg BT 537.33 63.00 Td (-sale ) Tj ET Q endstream endobj 109 0 obj <>] /Rotate 0 /Contents 110 0 R>> endobj 110 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (investments and a net increase of $23.5 million in loans, which were partially of) Tj ET Q q 0 0 0 rg BT 374.57 731.10 Td (fset by $32.1 million in net proceeds from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (principal payments, calls and prepayments on available-for) Tj ET Q q 0 0 0 rg BT 290.10 719.10 Td (-sale investment securities. Financing activities included a net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (increase of $192.4 million in deposits which was of) Tj ET Q q 0 0 0 rg BT 260.17 707.10 Td (fset partially by a net decrease of $169.9 million in borrowings and $3.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (million of cash dividends paid.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 677.10 Td (Further information regarding the management of Peoples' liquidity position can be found later in this discussion under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 665.10 Td (Interest Rate Sensitivity and Liquidity) Tj ET Q q 0 0 0 rg BT 210.54 665.10 Td (.) Tj ET Q endstream endobj 111 0 obj <>] /Rotate 0 /Contents 112 0 R>> endobj 112 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (55) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 707.25 Td (Investment Securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 695.25 Td (The following table provides information regarding Peoples) Tj ET Q q 0 0 0 rg BT 314.53 695.25 Td ( investment portfolio:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 654.75 265.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 654.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 654.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 654.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 654.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 624.75 200.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.00 624.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 624.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 624.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 624.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 624.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 594.75 200.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.00 594.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 594.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 594.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 594.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 594.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 564.75 200.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.00 564.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 564.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 564.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 564.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 564.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 535.75 200.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.00 535.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 535.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 535.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 535.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 535.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 505.75 265.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 505.75 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 505.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 505.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 505.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 476.75 200.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.00 476.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 476.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 476.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 476.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 476.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 446.75 200.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.00 446.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 446.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 446.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 446.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 446.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 417.75 200.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.00 417.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 417.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 417.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 417.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 417.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 388.75 200.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.00 388.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 388.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.00 388.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 388.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 388.75 65.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 654.75 m 241 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 654.75 m 306 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 654.75 m 372 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 654.75 m 440 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 654.75 m 505 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 654.75 m 570 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 549.75 m 241 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 549.75 m 306 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 549.75 m 372 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 549.75 m 440 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 549.75 m 505 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 549.75 m 570 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 535.75 m 241 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 535.75 m 306 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 535.75 m 372 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 535.75 m 440 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 535.75 m 505 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 535.75 m 570 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 520.75 m 241 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 535.75 m 306 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 520.75 m 306 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 535.75 m 372 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 520.75 m 372 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 535.75 m 440 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 520.75 m 440 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 535.75 m 505 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 520.75 m 505 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 535.75 m 570 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 520.75 m 570 520.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 505.75 m 241 505.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 505.75 m 306 505.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 505.75 m 372 505.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 505.75 m 440 505.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 505.75 m 505 505.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 505.75 m 570 505.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 431.75 m 306 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 431.75 m 372 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 431.75 m 440 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 431.75 m 505 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 431.75 m 570 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 431.75 m 241 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 417.75 m 241 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 431.75 m 306 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 417.75 m 306 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 431.75 m 372 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 417.75 m 372 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 431.75 m 440 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 417.75 m 440 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 431.75 m 505 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 417.75 m 505 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 431.75 m 570 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 417.75 m 570 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 417.75 m 241 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 402.75 m 241 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 417.75 m 306 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 402.75 m 306 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 417.75 m 372 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 402.75 m 372 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 417.75 m 440 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 402.75 m 440 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 417.75 m 505 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 402.75 m 505 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 417.75 m 570 417.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 402.75 m 570 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 402.75 m 241 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 388.75 m 241 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 402.75 m 306 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 388.75 m 306 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 402.75 m 372 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 388.75 m 372 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 402.75 m 440 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 388.75 m 440 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 402.75 m 505 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 388.75 m 505 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 402.75 m 570 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 388.75 m 570 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 388.75 m 241 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 373.75 m 241 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 388.75 m 306 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 373.75 m 306 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 388.75 m 372 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 373.75 m 372 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 388.75 m 440 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 373.75 m 440 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 388.75 m 505 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 373.75 m 505 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 388.75 m 570 388.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 373.75 m 570 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 373.75 m 241 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 358.75 m 241 358.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 373.75 m 306 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 358.75 m 306 358.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 373.75 m 372 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 358.75 m 372 358.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 373.75 m 440 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372 358.75 m 440 358.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 373.75 m 505 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 358.75 m 505 358.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 373.75 m 570 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 358.75 m 570 358.75 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 43.50 659.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 251.15 669.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 269.94 669.43 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 263.00 659.43 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.40 669.43 Td (December) Tj ET Q q 0 0 0 rg BT 352.62 669.43 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.50 659.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 375.00 669.43 Td (September) Tj ET Q q 0 0 0 rg BT 421.01 669.43 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.50 659.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 454.20 669.43 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 462.00 659.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.15 669.43 Td (Mar) Tj ET Q q 0 0 0 rg BT 533.85 669.43 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 527.00 659.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 43.50 645.48 Td (A) Tj ET Q q 0 0 0 rg BT 50.35 645.48 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 99.23 645.48 Td (-sale securities, at fair) Tj ET Q q 0 0 0 rg BT 192.25 645.48 Td ( value:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 644.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.50 644.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 644.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 644.87 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 630.32 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.50 629.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 629.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.50 629.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 629.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 629.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 615.32 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.65 614.42 Td (97,205) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 614.42 Td (101,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 614.42 Td (104,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 614.42 Td (1) Tj ET Q q 0 0 0 rg BT 473.65 614.42 Td (1) Tj ET Q q 0 0 0 rg BT 478.65 614.42 Td (1,390) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.65 614.42 Td (1) Tj ET Q q 0 0 0 rg BT 538.65 614.42 Td (14,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 600.32 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.65 599.42 Td (681,746) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 599.42 Td (673,664) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 599.42 Td (672,106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 599.42 Td (664,341) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.65 599.42 Td (640,299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 585.32 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.65 584.42 Td (6,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.65 584.42 Td (6,976) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 584.42 Td (7,128) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 584.42 Td (8,092) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 584.42 Td (16,424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 570.32 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.65 569.42 Td (5,095) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.65 569.42 Td (5,129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 569.42 Td (5,154) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 569.42 Td (5,144) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 569.42 Td (4,964) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 555.32 Td (Equity securities \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.15 554.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.65 554.42 Td (7,849) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 554.42 Td (8,073) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 554.42 Td (10,121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 554.42 Td (10,562) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.50 540.48 Td (T) Tj ET Q q 0 0 0 rg BT 73.71 540.48 Td (otal fair) Tj ET Q q 0 0 0 rg BT 107.32 540.48 Td ( value) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 243.50 540.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 269.65 540.48 Td (790,910) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 308.50 540.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.65 540.48 Td (795,187) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.50 540.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 403.65 540.48 Td (797,021) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.50 540.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 468.65 540.48 Td (799,088) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.50 540.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 533.65 540.48 Td (786,961) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 526.32 Td (T) Tj ET Q q 0 0 0 rg BT 61.26 526.32 Td (otal amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.50 525.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.65 525.42 Td (808,689) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 525.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 525.42 Td (797,732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.50 525.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 525.42 Td (792,810) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 525.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 525.42 Td (792,803) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 525.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.65 525.42 Td (782,947) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 511.32 Td (Net unrealized \(loss\) gain) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.50 510.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.30 510.92 Td (\(17,779) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.15 510.87 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 510.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.30 510.92 Td (\(2,545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 510.87 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.50 510.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 510.87 Td (4,21) Tj ET Q q 0 0 0 rg BT 431.15 510.87 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 510.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 510.87 Td (6,285) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 510.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 510.87 Td (4,014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 43.50 496.48 Td (Held-to-maturity securities, at amortized cost:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 482.32 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 467.32 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.50 466.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.65 466.42 Td (3,807) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 466.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.65 466.42 Td (3,810) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.50 466.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 466.42 Td (3,812) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 466.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 466.42 Td (3,815) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 466.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 466.42 Td (3,818) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 452.32 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.65 451.42 Td (31,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 451.42 Td (32,487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 451.42 Td (33,648) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 451.42 Td (34,264) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 451.42 Td (34,812) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 437.32 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.65 436.42 Td (4,254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.65 436.42 Td (4,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 436.42 Td (4,703) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 436.42 Td (4,981) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 436.42 Td (5,392) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.50 422.48 Td (T) Tj ET Q q 0 0 0 rg BT 73.25 422.48 Td (otal amortized cost) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 243.50 422.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.65 422.48 Td (39,651) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 308.50 422.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 340.65 422.48 Td (40,928) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.50 422.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.65 422.48 Td (42,163) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.50 422.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.65 422.48 Td (43,060) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.50 422.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 538.65 422.48 Td (44,022) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 43.50 408.48 Td (Other) Tj ET Q q 0 0 0 rg BT 68.96 408.48 Td ( investment securities \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.50 407.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.65 407.87 Td (46,756) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 407.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 407.87 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.50 407.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 407.87 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 407.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 407.87 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 407.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 407.87 Td (38,371) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 43.50 393.48 Td (T) Tj ET Q q 0 0 0 rg BT 49.25 393.48 Td (otal investment portfolio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 379.32 Td (Amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.50 378.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.65 378.87 Td (895,096) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 378.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 378.87 Td (877,031) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.50 378.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 378.87 Td (873,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 378.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 378.87 Td (874,234) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 378.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.65 378.87 Td (865,340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 364.32 Td (Carrying value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.50 363.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.65 363.87 Td (877,317) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 363.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 363.87 Td (874,486) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.50 363.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 363.87 Td (877,555) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 363.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 363.87 Td (880,519) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 363.87 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.65 363.87 Td (869,354) Tj ET Q BT /F1 10.00 Tf ET BT /F1 7.00 Tf ET q 0 0 0 rg BT 40.50 344.85 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 51.38 344.85 Td (As of January 1, 2018, Peoples adopted ) Tj ET Q q 0 0 0 rg BT 163.56 344.85 Td (ASU 2016-01, resulting in the reclassification of equity securities from available-for) Tj ET Q q 0 0 0 rg BT 399.99 344.85 Td (-sale investment securities to other ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 54.00 336.45 Td (investment securities. ) Tj ET Q q 0 0 0 rg BT 117.77 336.45 Td (At December 31, 2017, $7.8 million of equity securities were included in available-for) Tj ET Q q 0 0 0 rg BT 360.02 336.45 Td (-sale investment securities, and at March 31, 2018, $7.5 ) Tj ET Q BT /F1 7.00 Tf ET q 0 0 0 rg BT 54.00 328.05 Td (million of equity securities were included in other investment securities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 310.05 Td (Peoples' investment in residential and commercial mortgage-backed securities lar) Tj ET Q q 0 0 0 rg BT 397.40 310.05 Td (gely consists of securities either ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 298.05 Td (guaranteed by the U.S. government or issued by U.S. government sponsored agencies, such as Fannie Mae and Freddie Mac. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 286.05 Td (The remaining portions of Peoples' mortgage-backed securities consist of securities issued by other entities, including other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 274.05 Td (financial institutions, which are not guaranteed by the U.S. government. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 256.05 Td (The amount of these non-agency securities included in the residential mortgage-backed securities totals above was as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 244.05 Td (follows: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 73.00 204.55 130.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.00 204.55 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.00 204.55 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 204.55 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 204.55 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.00 204.55 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.00 178.55 130.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.00 178.55 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.00 178.55 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 178.55 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 178.55 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.00 178.55 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73 204.54999999999995 m 203 204.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 204.54999999999995 m 270 204.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 204.54999999999995 m 337 204.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 204.54999999999995 m 404 204.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 204.54999999999995 m 471 204.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 204.54999999999995 m 538 204.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 204.54999999999995 m 270 204.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 204.54999999999995 m 337 204.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 204.54999999999995 m 404 204.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 204.54999999999995 m 471 204.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 204.54999999999995 m 538 204.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73 178.54999999999995 m 203 178.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 178.54999999999995 m 270 178.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 178.54999999999995 m 337 178.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 178.54999999999995 m 404 178.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 178.54999999999995 m 471 178.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 178.54999999999995 m 538 178.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73 165.54999999999995 m 203 165.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 165.54999999999995 m 270 165.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 165.54999999999995 m 337 165.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 165.54999999999995 m 404 165.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 165.54999999999995 m 471 165.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 165.54999999999995 m 538 165.54999999999995 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 75.50 209.26 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 214.15 218.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 232.94 218.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.00 208.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.90 218.28 Td (December) Tj ET Q q 0 0 0 rg BT 317.12 218.28 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.00 208.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.50 218.28 Td (September) Tj ET Q q 0 0 0 rg BT 385.51 218.28 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.00 208.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.20 218.28 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.00 208.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.15 218.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 500.85 218.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.00 208.28 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.50 195.12 Td (T) Tj ET Q q 0 0 0 rg BT 80.91 195.12 Td (otal fair value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.50 195.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.65 195.12 Td (1,478) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.50 195.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.65 195.12 Td (1,924) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.50 195.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 195.12 Td (2,067) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 195.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.65 195.12 Td (2,502) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.50 195.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.65 195.12 Td (2,702) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.50 182.12 Td (T) Tj ET Q q 0 0 0 rg BT 80.91 182.12 Td (otal amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.65 182.12 Td (1,607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.65 182.12 Td (2,109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 182.12 Td (2,253) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.65 182.12 Td (2,703) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.65 182.12 Td (2,916) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.50 169.28 Td ( Net unr) Tj ET Q q 0 0 0 rg BT 120.87 169.28 Td (ealized loss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 205.50 169.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.80 169.28 Td (\(129) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.15 169.28 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.50 169.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.80 169.33 Td (\(185) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.15 169.28 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.50 169.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.80 169.33 Td (\(186) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.15 169.28 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.50 169.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.80 169.33 Td (\(201) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.15 169.28 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.50 169.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.80 169.33 Td (\(214) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 534.15 169.28 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.50 166.05 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 148.05 Td (Management continues to reinvest the principal runof) Tj ET Q q 0 0 0 rg BT 286.20 148.05 Td (f from the non-agency securities in U.S. agency investments, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 136.05 Td (accounted for the decline in the past year) Tj ET Q q 0 0 0 rg BT 217.54 136.05 Td (. ) Tj ET Q q 0 0 0 rg BT 224.49 136.05 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.99 136.05 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.59 136.05 Td (, Peoples' non-agency portfolio consisted entirely of first lien ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 124.05 Td (residential mortgages, with nearly all of the underlying loans in these securities originated prior to 2004 and possessing fixed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 112.05 Td (interest rates. Management continues to monitor the non-agency portfolio closely for leading indicators of increasing stress ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 100.05 Td (and will continue to be proactive in taking actions to mitigate such risk when necessary) Tj ET Q q 0 0 0 rg BT 402.70 100.05 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 82.05 Td (Additional information regarding Peoples' investment portfolio can be found in Note 3 of the Notes to the Unaudited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 70.05 Td (Consolidated Financial Statements.) Tj ET Q endstream endobj 113 0 obj <>] /Rotate 0 /Contents 114 0 R>> endobj 114 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (56) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 719.25 Td (The following table provides information regarding outstanding loan balances:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 686.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 686.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 686.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 686.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 686.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 686.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 660.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 660.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 660.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 660.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 660.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 660.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 634.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 634.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 634.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 634.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 634.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 634.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 608.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 608.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 608.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 608.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 608.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 608.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 582.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 582.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 582.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 582.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 582.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 582.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 556.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 556.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 556.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 556.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 556.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 556.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 530.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 530.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 530.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 530.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 530.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 530.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 504.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 504.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 504.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 504.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 504.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 504.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 478.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 478.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 478.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 478.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 478.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 478.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 452.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 452.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 452.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 452.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 452.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 452.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 426.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 426.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 426.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 426.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 426.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 426.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 400.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 400.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 400.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 400.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 400.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 400.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 374.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 374.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 374.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 374.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 374.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 374.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 348.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 348.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 348.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 348.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 348.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 348.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 322.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 322.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 322.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 322.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 322.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 322.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 296.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 296.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 296.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 296.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 296.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 296.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 270.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 270.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 270.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 270.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 270.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 270.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 244.75 155.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 244.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 244.75 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 244.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 244.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 244.75 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 218.75 155.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 218.75 68.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.50 218.75 66.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.50 218.75 67.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.50 218.75 67.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.50 218.75 71.00 -24.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 686.75 m 209.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 686.75 m 277.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 686.75 m 343.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 686.75 m 410.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 686.75 m 477.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 686.75 m 548.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 686.75 m 209.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 686.75 m 277.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 686.75 m 343.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 686.75 m 410.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 686.75 m 477.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 686.75 m 548.5 686.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 647.75 m 277.5 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 647.75 m 343.5 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 647.75 m 410.5 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 647.75 m 477.5 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 647.75 m 548.5 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 569.75 m 277.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 569.75 m 343.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 569.75 m 410.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 569.75 m 477.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 569.75 m 548.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 543.75 m 209.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 543.75 m 277.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 543.75 m 343.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 543.75 m 410.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 543.75 m 477.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 543.75 m 548.5 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 530.75 m 209.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 530.75 m 277.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 530.75 m 343.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 530.75 m 410.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 530.75 m 477.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 530.75 m 548.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 530.75 m 277.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 530.75 m 343.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 530.75 m 410.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 530.75 m 477.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 530.75 m 548.5 530.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 491.75 m 277.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 491.75 m 343.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 491.75 m 410.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 491.75 m 477.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 491.75 m 548.5 491.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 413.75 m 277.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 413.75 m 343.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 413.75 m 410.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 413.75 m 477.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 413.75 m 548.5 413.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 400.75 m 277.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 400.75 m 343.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 400.75 m 410.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 400.75 m 477.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 400.75 m 548.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 400.75 m 209.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 387.75 m 209.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 400.75 m 277.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 387.75 m 277.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 400.75 m 343.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 387.75 m 343.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 400.75 m 410.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 387.75 m 410.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 400.75 m 477.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 387.75 m 477.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 400.75 m 548.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 387.75 m 548.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 387.75 m 209.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 374.75 m 209.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 387.75 m 277.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 374.75 m 277.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 387.75 m 343.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 374.75 m 343.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 387.75 m 410.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 374.75 m 410.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 387.75 m 477.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 374.75 m 477.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 387.75 m 548.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 374.75 m 548.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 335.75 m 277.5 335.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 335.75 m 343.5 335.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 335.75 m 410.5 335.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 335.75 m 477.5 335.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 335.75 m 548.5 335.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 244.75 m 209.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 257.75 m 277.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 244.75 m 277.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 257.75 m 343.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 244.75 m 343.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 257.75 m 410.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 244.75 m 410.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 257.75 m 477.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 244.75 m 477.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 257.75 m 548.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 244.75 m 548.5 244.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 231.75 m 209.5 231.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 231.75 m 277.5 231.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 231.75 m 343.5 231.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 231.75 m 410.5 231.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 231.75 m 477.5 231.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 231.75 m 548.5 231.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 218.75 m 209.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 218.75 m 277.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 218.75 m 343.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 218.75 m 410.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 218.75 m 477.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 218.75 m 548.5 218.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 194.75 m 209.5 194.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 194.75 m 277.5 194.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 277.5 194.75 m 343.5 194.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343.5 194.75 m 410.5 194.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410.5 194.75 m 477.5 194.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 194.75 m 548.5 194.75 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 691.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 221.15 699.48 Td (Mar) Tj ET Q q 0 0 0 rg BT 239.94 699.48 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 233.00 689.48 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.90 699.48 Td (December) Tj ET Q q 0 0 0 rg BT 324.12 699.48 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.00 689.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.00 699.48 Td (September) Tj ET Q q 0 0 0 rg BT 392.01 699.48 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.50 689.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.70 699.48 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.50 689.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 490.65 699.48 Td (Mar) Tj ET Q q 0 0 0 rg BT 509.35 699.48 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 502.50 689.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 677.48 Td (Gr) Tj ET Q q 0 0 0 rg BT 69.04 677.48 Td (oss originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.00 677.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.00 677.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.00 677.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.00 677.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.00 677.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 664.32 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.00 664.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.50 664.32 Td (99,757) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.00 664.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.50 664.32 Td (107,1) Tj ET Q q 0 0 0 rg BT 323.00 664.32 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.00 664.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 664.32 Td (1) Tj ET Q q 0 0 0 rg BT 372.50 664.32 Td (1) Tj ET Q q 0 0 0 rg BT 377.50 664.32 Td (1,187) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.00 664.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.50 664.32 Td (103,039) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.00 664.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 664.32 Td (93,886) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 651.32 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.50 651.32 Td (627,932) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.50 651.32 Td (595,447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 651.32 Td (573,256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.50 651.32 Td (567,537) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 651.32 Td (535,474) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 638.32 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.50 638.32 Td (727,689) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.50 638.32 Td (702,565) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 638.32 Td (684,443) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.50 638.32 Td (670,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 638.32 Td (629,360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 625.32 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.50 625.32 Td (455,243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.50 625.32 Td (438,051) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 625.32 Td (407,468) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.50 625.32 Td (392,097) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 625.32 Td (384,548) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 612.32 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.50 612.32 Td (302,890) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.50 612.32 Td (304,523) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 612.32 Td (304,094) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.50 612.32 Td (306,385) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 612.32 Td (308,153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 599.32 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.50 599.32 Td (87,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.50 599.32 Td (88,902) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.50 599.32 Td (88,421) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.50 599.32 Td (88,229) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 599.32 Td (85,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 586.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 97.91 586.32 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.50 586.32 Td (347,607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.50 586.32 Td (340,390) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 586.32 Td (335,436) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.50 586.32 Td (305,580) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 586.32 Td (283,106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 573.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 97.91 573.32 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.50 573.32 Td (67,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.50 573.32 Td (67,010) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.50 573.32 Td (68,286) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.50 573.32 Td (67,287) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 573.32 Td (66,283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 560.32 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.50 560.32 Td (414,993) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.50 560.32 Td (407,400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 560.32 Td (403,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.50 560.32 Td (372,867) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 560.32 Td (349,389) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 547.32 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.00 547.32 Td (543) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.00 547.32 Td (849) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 547.32 Td (507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.00 547.32 Td (521) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.00 547.32 Td (721) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.00 534.48 Td (T) Tj ET Q q 0 0 0 rg BT 75.21 534.48 Td (otal originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 212.00 534.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 227.00 534.48 Td (1,989,080) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.00 534.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.00 534.48 Td (1,942,290) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.00 534.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.00 534.48 Td (1,888,655) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.00 534.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.00 534.48 Td (1,830,675) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.00 534.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.00 534.48 Td (1,757,683) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 521.48 Td (Gr) Tj ET Q q 0 0 0 rg BT 69.13 521.48 Td (oss acquir) Tj ET Q q 0 0 0 rg BT 112.01 521.48 Td (ed loans \(a\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 508.32 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.00 508.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.50 508.32 Td (8,054) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.00 508.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.50 508.32 Td (8,319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.00 508.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 508.32 Td (8,565) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.00 508.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 508.32 Td (9,130) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.00 508.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 508.32 Td (9,431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 495.32 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.50 495.32 Td (156,1) Tj ET Q q 0 0 0 rg BT 257.00 495.32 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.50 495.32 Td (165,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 495.32 Td (174,157) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.50 495.32 Td (182,682) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 495.32 Td (194,581) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 482.32 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.50 482.32 Td (164,169) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.50 482.32 Td (173,439) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 482.32 Td (182,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.50 482.32 Td (191,812) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 482.32 Td (204,012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 469.32 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.50 469.32 Td (33,815) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.50 469.32 Td (34,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.50 469.32 Td (36,462) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.50 469.32 Td (39,376) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 469.32 Td (44,189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 456.32 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.50 456.32 Td (194,063) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.50 456.32 Td (184,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.50 456.32 Td (194,950) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.50 456.32 Td (206,502) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 456.32 Td (216,059) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 443.32 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.50 443.32 Td (20,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.50 443.32 Td (20,575) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.50 443.32 Td (22,366) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.50 443.32 Td (23,481) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 443.32 Td (24,516) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 430.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 97.91 430.32 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.00 430.32 Td (253) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.00 430.32 Td (329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 430.32 Td (408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.00 430.32 Td (533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.00 430.32 Td (656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 417.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 97.91 417.32 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.00 417.32 Td (940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.50 417.32 Td (1,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 417.32 Td (1,472) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 417.32 Td (1,980) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 417.32 Td (2,387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 404.32 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.50 404.32 Td (1,193) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.50 404.32 Td (1,476) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 404.32 Td (1,880) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 404.32 Td (2,513) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 404.32 Td (3,043) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.00 391.48 Td (T) Tj ET Q q 0 0 0 rg BT 75.21 391.48 Td (otal acquir) Tj ET Q q 0 0 0 rg BT 121.05 391.48 Td (ed loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 212.00 391.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 234.50 391.48 Td (413,248) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.00 391.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.50 391.48 Td (414,847) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.00 391.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.50 391.48 Td (438,380) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.00 391.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.50 391.48 Td (463,684) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.00 391.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.50 391.48 Td (491,819) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.00 378.48 Td (T) Tj ET Q q 0 0 0 rg BT 74.75 378.48 Td (otal loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 212.00 378.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 227.00 378.48 Td (2,402,328) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.00 378.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.00 378.48 Td (2,357,137) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.00 378.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.00 378.48 Td (2,327,035) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.00 378.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.00 378.48 Td (2,294,359) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.00 378.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.00 378.48 Td (2,249,502) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 365.48 Td (Per) Tj ET Q q 0 0 0 rg BT 71.90 365.48 Td (cent of loans to total loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.00 365.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.00 365.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.00 365.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.00 365.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.00 365.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 352.32 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.50 352.32 Td (4.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.65 352.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 352.32 Td (4.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 352.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.50 352.32 Td (5.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 352.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.50 352.32 Td (4.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 352.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.50 352.32 Td (4.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.65 352.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 339.32 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.50 339.32 Td (32.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.65 339.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.50 339.32 Td (32.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 339.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 339.32 Td (32.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 339.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.50 339.32 Td (32.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 339.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.50 339.32 Td (32.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.65 339.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 326.32 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.50 326.32 Td (37.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.65 326.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.50 326.32 Td (37.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 326.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 326.32 Td (37.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 326.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.50 326.32 Td (37.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 326.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.50 326.32 Td (37.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.65 326.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 313.32 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.50 313.32 Td (20.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.65 313.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.50 313.32 Td (20.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 313.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 313.32 Td (19.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 313.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.50 313.32 Td (18.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 313.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.50 313.32 Td (19.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.65 313.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 300.32 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.50 300.32 Td (20.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.65 300.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.50 300.32 Td (20.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 300.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 300.32 Td (21.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 300.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.50 300.32 Td (22.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 300.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.50 300.32 Td (23.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.65 300.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 287.32 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.50 287.32 Td (4.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.65 287.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 287.32 Td (4.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 287.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.50 287.32 Td (4.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 287.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.50 287.32 Td (4.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 287.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.50 287.32 Td (4.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.65 287.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 274.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 97.91 274.32 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.50 274.32 Td (14.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.65 274.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.50 274.32 Td (14.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 274.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 274.32 Td (14.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 274.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.50 274.32 Td (13.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 274.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.50 274.32 Td (12.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.65 274.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 261.32 Td (Consumer) Tj ET Q q 0 0 0 rg BT 97.91 261.32 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.50 261.32 Td (2.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.65 261.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 261.32 Td (2.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 261.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.50 261.32 Td (3.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 261.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.50 261.32 Td (3.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 261.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.50 261.32 Td (3.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.65 261.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 248.32 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.50 248.32 Td (17.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.65 248.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.50 248.32 Td (17.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 248.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 248.32 Td (17.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 248.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.50 248.32 Td (16.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 248.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.50 248.32 Td (15.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.65 248.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 235.32 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.85 235.32 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.85 235.32 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.85 235.32 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.85 235.32 Td (NM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.85 235.32 Td (NM) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.00 222.48 Td (T) Tj ET Q q 0 0 0 rg BT 74.75 222.48 Td (otal per) Tj ET Q q 0 0 0 rg BT 107.62 222.48 Td (centage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 244.50 222.48 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 267.00 222.48 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 310.50 222.48 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.00 222.48 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 377.50 222.48 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.00 222.48 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.50 222.48 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.00 222.48 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.50 222.48 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 538.00 222.48 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 209.43 Td (Residential r) Tj ET Q q 0 0 0 rg BT 111.54 209.43 Td (eal estate loans being) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 199.43 Td (serviced for) Tj ET Q q 0 0 0 rg BT 107.07 199.43 Td ( others) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 212.00 199.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 234.50 199.43 Td (412,154) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.00 199.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.50 199.43 Td (412,965) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.00 199.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.50 199.43 Td (409,199) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.00 199.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.50 199.43 Td (402,516) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.00 199.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.50 199.43 Td (399,279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.00 195.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 177.25 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 177.25 Td (Includes all loans acquired, and related loan discount or premium recorded in 2012 and thereafter) Tj ET Q q 0 0 0 rg BT 401.22 177.25 Td (. Loans that were acquired and subsequently re-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 167.65 Td (underwritten, are reported as originated upon execution of such credit actions \(for example, renewals and increases in lines of credit\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 149.65 Td (While commercial loans comprise the lar) Tj ET Q q 0 0 0 rg BT 236.48 149.65 Td (gest portion of Peoples Bank's loan portfolio, residential real estate lending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.65 Td (remains a focus of Peoples Bank. ) Tj ET Q q 0 0 0 rg BT 189.62 137.65 Td (The originated loans may either be retained in Peoples Bank's loan portfolio, or sold into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 125.65 Td (the secondary market. During the first quarter of 2018, Peoples acquired a loan portfolio in the amount of $16.5 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 113.65 Td (which increased the acquired residential real estate loans. Peoples plans to continue to purchase residential real estate loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 101.65 Td (as customer demand in the Peoples geographic areas has decreased due to increasing interest rates. Peoples Bank's portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 89.65 Td (of residential real estate loans comprised ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.49 89.65 Td (20.7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.32 89.65 Td ( of total loans at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.25 89.65 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.85 89.65 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.79 89.65 Td (20.8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.62 89.65 Td ( at December 31, 2017. Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 77.65 Td (Bank also had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.16 77.65 Td ($3.6 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.05 77.65 Td ( of residential real estate loans held for sale and was servicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.95 77.65 Td ($412.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.85 77.65 Td ( of loans, consisting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 65.65 Td (primarily of one-to-four family residential mortgages, previously sold in the secondary market. Peoples Bank requires ) Tj ET Q endstream endobj 115 0 obj <>] /Rotate 0 /Contents 116 0 R>> endobj 116 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (evidence of insurance at the time of the loan closing, and additionally) Tj ET Q q 0 0 0 rg BT 331.59 731.10 Td (, has a blanket insurance policy to cover residential real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (estate loans that do not include an insurance escrow account. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 701.10 Td (Period-end total loan balances at March 31, 2018 increased $152.8 million, or 7%, compared to March 31, 2017 period-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 689.10 Td (end loan balances. Commercial loan balances grew $1) Tj ET Q q 0 0 0 rg BT 273.27 689.10 Td (18.8 million, or 9%, compared to March 31, 2017, while indirect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (consumer loan balances increased $64.1 million, or 23%, compared to March 31, 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 659.10 Td (Period-end total loan balances at March 31, 2018 increased $45.2 million, or 8% annualized, compared to December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.10 Td (2017 period-end loan balances. Commercial loans balances grew $32.4 million, or 10% annualized, with commercial and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.10 Td (industrial loans growing $16.5 million, or 14% annualized, during the quarter) Tj ET Q q 0 0 0 rg BT 363.66 635.10 Td (. Indirect consumer loans grew $7.1 million, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.10 Td (8% annualized, during the first quarter of 2018 compared to December 31, 2017. ) Tj ET Q q 0 0 0 rg BT 382.33 623.10 Td (The growth in indirect consumer loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.10 Td (balances has moderated over the last few quarters due to an increase in pricing that Peoples has implemented periodically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (over the last year) Tj ET Q q 0 0 0 rg BT 122.18 599.10 Td (, and increased competition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 575.10 Td (Loan Concentration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 563.10 Td (Peoples categorizes its commercial loans according to standard industry classifications and monitors for concentrations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 551.10 Td (in a single industry or multiple industries that could be impacted by changes in economic conditions in a similar manner) Tj ET Q q 0 0 0 rg BT 534.18 551.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 539.10 Td (Peoples' commercial lending activities continue to be spread over a diverse range of businesses from all sectors of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.10 Td (economy) Tj ET Q q 0 0 0 rg BT 90.01 527.10 Td (, with no single industry comprising over 10% of Peoples' total loan portfolio.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 509.10 Td (Loans secured by commercial real estate, including commercial construction loans, continued to comprise the lar) Tj ET Q q 0 0 0 rg BT 523.88 509.10 Td (gest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 497.10 Td (portion of Peoples' loan portfolio. ) Tj ET Q q 0 0 0 rg BT 193.66 497.10 Td (The following table provides information regarding the lar) Tj ET Q q 0 0 0 rg BT 427.57 497.10 Td (gest concentrations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.10 Td (commercial real estate loans within the loan portfolio at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.76 485.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.36 485.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 447.60 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 447.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 447.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 447.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 447.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 421.60 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 421.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 421.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 421.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 421.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 395.60 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 395.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 395.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 395.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 395.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 369.60 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 369.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 369.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 369.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 369.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 343.60 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 343.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 343.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 343.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 343.60 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 447.6 m 299.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 447.6 m 359.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 447.6 m 426.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 447.6 m 486.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 447.6 m 546.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 447.6 m 299.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 447.6 m 359.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 447.6 m 426.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 447.6 m 486.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 447.6 m 546.5 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 343.6 m 299.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 343.6 m 359.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 343.6 m 426.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 343.6 m 486.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 343.6 m 546.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 330.6 m 299.5 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 343.6 m 359.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 330.6 m 359.5 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 330.6 m 426.5 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 330.6 m 486.5 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 330.6 m 546.5 330.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.00 452.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.30 459.33 Td (Outstanding) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.05 449.38 Td (Balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.35 459.33 Td (Loan) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.20 449.38 Td (Commitments) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.05 459.33 Td (T) Tj ET Q q 0 0 0 rg BT 451.26 459.33 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.80 449.38 Td (Exposur) Tj ET Q q 0 0 0 rg BT 471.83 449.38 Td (e) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.45 452.28 Td (% of ) Tj ET Q q 0 0 0 rg BT 516.60 452.28 Td (T) Tj ET Q q 0 0 0 rg BT 522.35 452.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.00 438.33 Td (Commer) Tj ET Q q 0 0 0 rg BT 104.58 438.33 Td (cial r) Tj ET Q q 0 0 0 rg BT 126.33 438.33 Td (eal estate, construction:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 438.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 438.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 438.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 438.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 425.17 Td (Apartment complexes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 425.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 425.17 Td (36,895) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 425.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 425.17 Td (55,404) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 425.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 425.17 Td (92,299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 425.17 Td (39.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 425.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 412.17 Td (Light industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 412.17 Td (1) Tj ET Q q 0 0 0 rg BT 333.15 412.17 Td (1,520) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 412.17 Td (1,639) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 412.17 Td (13,159) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 412.17 Td (5.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 412.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 399.17 Td (Mixed-use facilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 399.17 Td (10,351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 399.17 Td (19,070) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 399.17 Td (29,421) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 399.17 Td (12.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 399.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 386.17 Td (Child Care and Educational Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 386.17 Td (8,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 386.17 Td (546) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 386.17 Td (9,146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 386.17 Td (3.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 386.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 373.17 Td (Of) Tj ET Q q 0 0 0 rg BT 77.46 373.17 Td (fice buildings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 373.17 Td (7,478) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 373.17 Td (22,092) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 373.17 Td (29,570) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 373.17 Td (12.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 373.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 360.17 Td (Assisted living facilities and nursing homes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 360.17 Td (5,370) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 360.17 Td (24,387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 360.17 Td (29,757) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 360.17 Td (12.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 360.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 347.17 Td (Other \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 347.17 Td (27,597) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 347.17 Td (5,622) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 347.17 Td (33,219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 347.17 Td (14.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 347.17 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 79.00 334.33 Td (T) Tj ET Q q 0 0 0 rg BT 84.75 334.33 Td (otal commer) Tj ET Q q 0 0 0 rg BT 138.16 334.33 Td (cial r) Tj ET Q q 0 0 0 rg BT 159.91 334.33 Td (eal estate, construction) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.00 334.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.15 334.33 Td (107,81) Tj ET Q q 0 0 0 rg BT 350.65 334.33 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.00 334.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.15 334.33 Td (128,760) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.00 334.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.15 334.33 Td (236,571) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 334.33 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 536.00 334.33 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 313.10 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 81.00 313.10 Td (All other outstanding balances are less than 2% of the total loan portfolio.) Tj ET Q endstream endobj 117 0 obj <>] /Rotate 0 /Contents 118 0 R>> endobj 118 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (58) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 703.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 703.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 703.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 703.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 703.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 677.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 677.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 677.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 677.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 677.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 651.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 651.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 651.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 651.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 651.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 625.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 625.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 625.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 625.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 625.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 599.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 599.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 599.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 599.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 599.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 573.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 573.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 573.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 573.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 573.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 547.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 547.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 547.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 547.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 547.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 521.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 521.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 521.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 521.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 521.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 495.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 495.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 495.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 495.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 495.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 469.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 469.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 469.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 469.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 469.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 443.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 443.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 443.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 443.50 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 443.50 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 716.5 m 299.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 716.5 m 359.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 716.5 m 426.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 716.5 m 486.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 716.5 m 546.5 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 664.5 m 299.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 664.5 m 359.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 664.5 m 426.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 664.5 m 486.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 664.5 m 546.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 664.5 m 546.5 664.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 599.5 m 299.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 599.5 m 359.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 599.5 m 426.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 599.5 m 486.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 599.5 m 546.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 599.5 m 299.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 547.5 m 299.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 547.5 m 359.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 547.5 m 426.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 547.5 m 486.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 547.5 m 546.5 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 456.5 m 299.5 456.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 456.5 m 359.5 456.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 456.5 m 426.5 456.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 456.5 m 486.5 456.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 456.5 m 546.5 456.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 430.5 m 299.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 430.5 m 359.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 430.5 m 426.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 430.5 m 486.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 430.5 m 546.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 417.5 m 299.5 417.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 430.5 m 359.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 417.5 m 359.5 417.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 417.5 m 426.5 417.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 417.5 m 486.5 417.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 430.5 m 546.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 417.5 m 546.5 417.5 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.00 721.21 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.30 728.23 Td (Outstanding) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.05 718.28 Td (Balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.35 728.23 Td (Loan) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.20 718.28 Td (Commitments) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.05 728.23 Td (T) Tj ET Q q 0 0 0 rg BT 451.26 728.23 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.80 718.28 Td (Exposur) Tj ET Q q 0 0 0 rg BT 471.83 718.28 Td (e) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.45 721.18 Td (% of ) Tj ET Q q 0 0 0 rg BT 516.60 721.18 Td (T) Tj ET Q q 0 0 0 rg BT 522.35 721.18 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.00 707.23 Td (Commer) Tj ET Q q 0 0 0 rg BT 104.58 707.23 Td (cial r) Tj ET Q q 0 0 0 rg BT 126.33 707.23 Td (eal estate, other:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 707.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 707.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 707.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 707.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 694.07 Td (Of) Tj ET Q q 0 0 0 rg BT 77.46 694.07 Td (fice buildings and complexes:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 694.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 694.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 681.07 Td (Owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 681.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 681.07 Td (44,071) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 681.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 681.07 Td (2,571) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 681.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 681.07 Td (46,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 681.07 Td (5.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 681.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 668.07 Td (Non-owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 668.07 Td (46,734) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 668.07 Td (498) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 668.07 Td (47,232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 668.07 Td (5.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 668.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.00 655.07 Td (T) Tj ET Q q 0 0 0 rg BT 90.76 655.07 Td (otal of) Tj ET Q q 0 0 0 rg BT 116.15 655.07 Td (fice buildings and complexes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 655.07 Td (90,805) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 655.07 Td (3,069) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 655.07 Td (93,874) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 655.07 Td (1) Tj ET Q q 0 0 0 rg BT 523.50 655.07 Td (1.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 655.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 642.07 Td (Apartment complexes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 642.07 Td (81,384) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 642.07 Td (187) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 642.07 Td (81,571) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 642.07 Td (10.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 642.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 629.07 Td (Mixed-use facilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 616.07 Td (Owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 616.07 Td (37,129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 616.07 Td (868) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 616.07 Td (37,997) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 616.07 Td (4.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 616.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 603.07 Td (Non-owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 603.07 Td (39,582) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 603.07 Td (1,491) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 603.07 Td (41,073) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 603.07 Td (5.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 603.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.00 590.07 Td (T) Tj ET Q q 0 0 0 rg BT 90.41 590.07 Td (otal mixed-use facilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 590.07 Td (76,71) Tj ET Q q 0 0 0 rg BT 350.65 590.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 590.07 Td (2,359) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 590.07 Td (79,070) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 590.07 Td (9.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 590.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 577.07 Td (Light industrial facilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 577.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 564.07 Td (Owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 564.07 Td (50,702) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 564.07 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 564.07 Td (50,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 564.07 Td (6.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 564.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 551.07 Td (Non-owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 551.07 Td (1) Tj ET Q q 0 0 0 rg BT 333.15 551.07 Td (1,879) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 551.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 551.07 Td (1) Tj ET Q q 0 0 0 rg BT 460.15 551.07 Td (1,879) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 551.07 Td (1.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 551.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.00 538.07 Td (T) Tj ET Q q 0 0 0 rg BT 96.76 538.07 Td (otal light industrial facilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 538.07 Td (62,581) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 538.07 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 538.07 Td (62,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 538.07 Td (7.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 538.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 525.07 Td (Lodging and lodging related) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 525.07 Td (37,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 525.07 Td (587) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 525.07 Td (38,442) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 525.07 Td (4.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 525.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 512.07 Td (Assisted living facilities and nursing homes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 512.07 Td (35,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 512.07 Td (951) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 512.07 Td (36,153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 512.07 Td (4.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 512.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 499.07 Td (W) Tj ET Q q 0 0 0 rg BT 76.04 499.07 Td (arehouse facilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 499.07 Td (30,723) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 499.07 Td (298) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 499.07 Td (31,021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 499.07 Td (3.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 499.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 486.07 Td (Retail facilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 486.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 486.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 486.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 473.07 Td (Owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 473.07 Td (27,410) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 473.07 Td (663) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 473.07 Td (28,073) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 473.07 Td (3.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 473.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 460.07 Td (Non-owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 460.07 Td (32,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 460.07 Td (982) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 460.07 Td (33,129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 460.07 Td (4.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 460.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.00 447.07 Td (T) Tj ET Q q 0 0 0 rg BT 96.41 447.07 Td (otal retail facilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 447.07 Td (59,557) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 447.07 Td (1,645) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 447.07 Td (61,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 447.07 Td (7.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 447.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 434.07 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 434.07 Td (309,229) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 434.07 Td (18,438) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 434.07 Td (327,667) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 434.07 Td (40.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 434.07 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 79.00 421.23 Td (T) Tj ET Q q 0 0 0 rg BT 84.75 421.23 Td (otal commer) Tj ET Q q 0 0 0 rg BT 138.16 421.23 Td (cial r) Tj ET Q q 0 0 0 rg BT 159.91 421.23 Td (eal estate, other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.00 421.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.15 421.23 Td (784,047) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.00 421.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.15 421.23 Td (27,572) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.00 421.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.15 421.23 Td (81) Tj ET Q q 0 0 0 rg BT 460.15 421.23 Td (1,619) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 421.23 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 536.00 421.23 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 400.00 Td (Peoples' commercial lending activities continue to focus on lending opportunities inside its primary and secondary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 388.00 Td (market areas within Ohio, ) Tj ET Q q 0 0 0 rg BT 160.18 388.00 Td (W) Tj ET Q q 0 0 0 rg BT 168.81 388.00 Td (est ) Tj ET Q q 0 0 0 rg BT 182.24 388.00 Td (V) Tj ET Q q 0 0 0 rg BT 188.86 388.00 Td (ir) Tj ET Q q 0 0 0 rg BT 194.79 388.00 Td (ginia and Kentucky) Tj ET Q q 0 0 0 rg BT 272.45 388.00 Td (. In all other states, the aggregate outstanding balances of commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 376.00 Td (loans in each state were not material at either ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.97 376.00 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.57 376.00 Td ( or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.90 376.00 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.49 376.00 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 346.00 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 113.53 346.00 Td ( Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 334.00 Td (The amount of the allowance for loan losses at the end of each period represents management's estimate of expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 322.00 Td (losses from existing loans based upon its quarterly analysis of the loan portfolio. ) Tj ET Q q 0 0 0 rg BT 378.21 322.00 Td (While this process involves allocations being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 310.00 Td (made to specific loans and pools of loans, the entire allowance is available for all losses incurred within the loan portfolio. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 292.00 Td (The following details management's allocation of the allowance for loan losses:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 251.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 251.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 251.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 251.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 251.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 251.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 225.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 225.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 225.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 225.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 225.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 225.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 199.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 199.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 199.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 199.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 199.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 199.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 173.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 173.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 173.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 173.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 173.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 173.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 147.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 147.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 147.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 147.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 147.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 147.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 121.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 121.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 121.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 121.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 121.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 121.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 95.50 164.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 95.50 69.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 95.50 70.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 95.50 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 95.50 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 95.50 67.00 -25.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55.5 251.5 m 219.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 251.5 m 288.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 251.5 m 358.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 251.5 m 425.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 251.5 m 492.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 251.5 m 559.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 251.5 m 288.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 251.5 m 358.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 251.5 m 425.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 251.5 m 492.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 251.5 m 559.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 225.5 m 288.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 225.5 m 358.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 225.5 m 425.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 225.5 m 492.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 225.5 m 559.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 160.5 m 288.5 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 160.5 m 358.5 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 160.5 m 425.5 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 160.5 m 492.5 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 160.5 m 559.5 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55.5 134.5 m 219.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 134.5 m 288.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 134.5 m 358.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 134.5 m 425.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 134.5 m 492.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 134.5 m 559.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55.5 121.5 m 219.5 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 121.5 m 288.5 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 121.5 m 358.5 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 121.5 m 425.5 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 121.5 m 492.5 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 121.5 m 559.5 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55.5 108.5 m 219.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 108.5 m 288.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 108.5 m 358.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 108.5 m 425.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 108.5 m 492.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 108.5 m 559.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55.5 95.5 m 219.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 108.5 m 288.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 95.5 m 288.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 108.5 m 358.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 95.5 m 358.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 108.5 m 425.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 95.5 m 425.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 108.5 m 492.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 95.5 m 492.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 108.5 m 559.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 95.5 m 559.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 95.5 m 288.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 95.5 m 358.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 95.5 m 425.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 95.5 m 492.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 95.5 m 559.5 95.5 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 58.00 256.21 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 231.65 266.23 Td (Mar) Tj ET Q q 0 0 0 rg BT 250.44 266.23 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 243.50 256.23 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.90 266.23 Td (December) Tj ET Q q 0 0 0 rg BT 337.12 266.23 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.00 256.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 361.00 266.23 Td (September) Tj ET Q q 0 0 0 rg BT 407.01 266.23 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.50 256.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.70 266.23 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 256.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 503.65 266.23 Td (Mar) Tj ET Q q 0 0 0 rg BT 522.35 266.23 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.50 256.23 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 242.07 Td (Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.00 242.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 242.07 Td (8,062) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.00 242.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.15 242.07 Td (7,797) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 242.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.15 242.07 Td (7,534) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 242.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 242.07 Td (7,328) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 242.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 242.07 Td (7,066) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 229.07 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 229.07 Td (5,269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.15 229.07 Td (5,813) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.15 229.07 Td (6,415) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 229.07 Td (6,727) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 229.07 Td (6,534) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 216.07 Td ( ) Tj ET Q q 0 0 0 rg BT 70.41 216.07 Td (T) Tj ET Q q 0 0 0 rg BT 76.08 216.07 Td (otal commercial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.15 216.07 Td (13,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.15 216.07 Td (13,610) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 216.07 Td (13,949) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 216.07 Td (14,055) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 216.07 Td (13,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 203.07 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 203.07 Td (1,086) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 203.07 Td (904) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 203.07 Td (924) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 203.07 Td (960) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 203.07 Td (1,145) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 190.07 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.65 190.07 Td (690) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 190.07 Td (693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 190.07 Td (679) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 190.07 Td (676) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 190.07 Td (675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 177.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 98.91 177.07 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 177.07 Td (3,034) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.15 177.07 Td (2,944) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.15 177.07 Td (2,814) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 177.07 Td (2,549) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 177.07 Td (2,409) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 164.07 Td (Consumer) Tj ET Q q 0 0 0 rg BT 98.91 164.07 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.65 164.07 Td (473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 164.07 Td (464) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 164.07 Td (441) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 164.07 Td (402) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 164.07 Td (438) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 151.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 151.07 Td (3,507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.15 151.07 Td (3,408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.15 151.07 Td (3,255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 151.07 Td (2,951) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 151.07 Td (2,847) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 138.07 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.65 138.07 Td (76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 138.07 Td (70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 138.07 Td (70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 138.07 Td (83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 138.07 Td (1) Tj ET Q q 0 0 0 rg BT 540.65 138.07 Td (1) Tj ET Q q 0 0 0 rg BT 545.65 138.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 125.07 Td (Originated allowance for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.15 125.07 Td (18,690) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.15 125.07 Td (18,685) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 125.07 Td (18,877) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 125.07 Td (18,725) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 125.07 Td (18,378) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 112.07 Td (Acquired allowance for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.65 112.07 Td (108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 112.07 Td (108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 112.07 Td (1) Tj ET Q q 0 0 0 rg BT 406.65 112.07 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 112.07 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 112.07 Td (90) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 71.50 99.23 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 131.03 99.23 Td ( loan losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 222.00 99.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.15 99.23 Td (18,798) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 291.00 99.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.15 99.23 Td (18,793) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 361.00 99.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 389.15 99.23 Td (18,992) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.00 99.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.15 99.23 Td (18,815) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.00 99.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 523.15 99.23 Td (18,468) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 85.62 Td (As a percent of total loans, net of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 75.62 Td (deferred fees and costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.15 75.17 Td (0.78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.65 75.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.15 75.17 Td (0.80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 75.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.15 75.17 Td (0.82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 75.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.15 75.17 Td (0.82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 75.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 75.17 Td (0.82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.65 75.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 119 0 obj <>] /Rotate 0 /Contents 120 0 R>> endobj 120 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 742.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.10 742.10 Td (, the allowance for loan losses was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.17 742.10 Td ($18.8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.06 742.10 Td (, compared to $18.5 million at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.37 742.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.97 742.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td ($18.8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.89 730.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.11 730.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.69 730.10 Td (. ) Tj ET Q q 0 0 0 rg BT 206.01 730.10 Td (The ratio of the allowance for loan losses as a percent of total loans net of deferred fees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (and costs, was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.99 718.10 Td (0.78%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.82 718.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.04 718.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.64 718.10 Td (, compared to 0.82% at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.88 718.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.48 718.10 Td ( and 0.80% at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.97 718.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.55 718.10 Td (. ) Tj ET Q q 0 0 0 rg BT 517.87 718.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.10 Td (continued decline in this ratio was primarily due to the stabilization of Peoples' asset quality metrics. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 688.10 Td (The higher provision for loan losses recorded during the first quarter of 2018 compared to the previous quarters reflected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 676.10 Td (the continued loan growth which was partially of) Tj ET Q q 0 0 0 rg BT 250.16 676.10 Td (fset by improvements in certain asset quality metrics. ) Tj ET Q q 0 0 0 rg BT 468.25 676.10 Td (The increase was also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 664.10 Td (due to circumstances that decreased the likelihood of collectibility for one acquired commercial loan relationship, which was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 652.10 Td (ultimately char) Tj ET Q q 0 0 0 rg BT 114.07 652.10 Td (ged-of) Tj ET Q q 0 0 0 rg BT 139.99 652.10 Td (f at March 31, 2018, in the amount of $827,000. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 634.10 Td (The significant allocations of allowance for loan losses to commercial loans reflect the higher credit risk associated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 622.10 Td (this type of lending and the size of this loan category in relationship to the entire loan portfolio. ) Tj ET Q q 0 0 0 rg BT 440.39 622.10 Td (The allowance allocated to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 610.10 Td (the residential real estate and consumer loan categories is based upon Peoples' allowance methodology for homogeneous pools ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 598.10 Td (of loans. ) Tj ET Q q 0 0 0 rg BT 93.26 598.10 Td (The fluctuations in these allocations have been directionally consistent with the changes in loan quality) Tj ET Q q 0 0 0 rg BT 505.27 598.10 Td (, loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 586.10 Td (experience and loan balances in these categories. ) Tj ET Q endstream endobj 121 0 obj <>] /Rotate 0 /Contents 122 0 R>> endobj 122 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (The following table summarizes Peoples) Tj ET Q q 0 0 0 rg BT 237.33 742.10 Td ( net char) Tj ET Q q 0 0 0 rg BT 271.57 742.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 292.49 742.10 Td (fs and recoveries:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 683.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 683.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 683.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 683.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 683.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 683.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 653.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 653.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 653.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 653.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 653.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 653.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 623.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 623.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 623.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 623.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 623.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 623.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 593.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 593.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 593.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 593.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 593.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 593.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 563.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 563.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 563.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 563.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 563.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 563.60 67.00 -15.00 re f /GS0 gs 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 711.6 m 561.5 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 683.6 m 224.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 711.6 m 291.5 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 683.6 m 291.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 711.6 m 357.5 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 683.6 m 357.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 711.6 m 427.5 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 683.6 m 427.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 711.6 m 494.5 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 683.6 m 494.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 711.6 m 561.5 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 683.6 m 561.5 683.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 683.6 m 357.5 683.6 l s 0 0 0 RG 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 383.6 m 494.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 398.6 m 561.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 383.6 m 561.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 383.6 m 291.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 383.6 m 357.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 383.6 m 427.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 383.6 m 494.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 383.6 m 561.5 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 278.6 m 291.5 278.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 278.6 m 357.5 278.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 278.6 m 427.5 278.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 278.6 m 494.5 278.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 278.6 m 561.5 278.6 l s 0 0 0 RG 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Tf ET q 0 0 0 rg BT 517.50 688.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 674.33 Td (Gr) Tj ET Q q 0 0 0 rg BT 86.13 674.33 Td (oss charge-offs:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 674.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 674.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 658.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.00 658.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 658.72 Td (842) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 658.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.00 658.72 Td (383) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 658.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 658.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 658.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 658.72 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 658.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 658.72 Td () Tj 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0 rg BT 402.00 584.17 Td (106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 584.17 Td (129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 584.17 Td (40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 568.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.50 569.17 Td (1,039) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.00 569.17 Td (721) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 569.17 Td (600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 569.17 Td (645) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 569.17 Td (523) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 553.27 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 554.17 Td (205) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.00 554.17 Td (271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 554.17 Td (246) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 554.17 Td (172) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 554.17 Td (349) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 539.17 Td (T) Tj ET Q q 0 0 0 rg BT 91.76 539.17 Td (otal gross char) Tj ET Q q 0 0 0 rg BT 149.64 539.17 Td (ge-of) Tj ET Q q 0 0 0 rg BT 170.55 539.17 Td (fs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.00 538.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.50 538.27 Td (2,299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 538.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.50 538.27 Td (1,602) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 538.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.50 538.27 Td (1,219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 538.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 538.27 Td (957) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 538.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.80 538.27 Td (1,100) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 524.33 Td (Recoveries:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.00 524.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 524.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 524.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 524.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 524.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 508.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.00 508.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.00 508.72 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 508.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 508.72 Td (1) Tj ET Q q 0 0 0 rg BT 342.00 508.72 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 508.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 508.72 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 508.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 508.72 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 508.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 508.72 Td (102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 493.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.00 494.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 494.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.00 494.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 494.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 494.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 478.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.00 479.17 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 479.17 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 479.17 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 479.17 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 479.17 Td (89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 463.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.00 464.17 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.00 464.17 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.00 464.17 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.00 464.17 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.30 464.17 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 448.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 448.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 449.17 Td (134) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.00 449.17 Td (166) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 449.17 Td (175) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 449.17 Td (217) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 449.17 Td (206) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 433.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 433.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.00 434.17 Td (69) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 434.17 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 434.17 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 434.17 Td (56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 434.17 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 418.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 419.17 Td (203) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.00 419.17 Td (193) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 419.17 Td (221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 419.17 Td (273) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 419.17 Td (256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 403.27 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.00 404.17 Td (70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 404.17 Td (56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 404.17 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 404.17 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 404.17 Td (65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 389.17 Td (T) Tj ET Q q 0 0 0 rg BT 91.41 389.17 Td (otal recoveries) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.00 388.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 388.27 Td (321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 388.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.00 388.27 Td (288) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 388.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 388.27 Td (310) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 388.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 388.27 Td (357) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 388.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 388.27 Td (515) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 374.33 Td (Net charge-offs \(r) Tj ET Q q 0 0 0 rg BT 149.34 374.33 Td (ecoveries\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.00 374.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 374.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 374.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 374.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 374.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 358.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.00 358.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 358.72 Td (827) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 358.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.00 358.72 Td (372) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 358.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 358.72 Td (\(19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.00 358.72 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 358.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 358.72 Td (1) Tj ET Q q 0 0 0 rg BT 479.00 358.72 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 358.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.95 358.72 Td (\(102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.30 358.72 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 343.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.00 344.17 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 344.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 344.17 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 344.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 344.17 Td (1) Tj ET Q q 0 0 0 rg BT 539.30 344.17 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 328.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 329.17 Td (1) Tj ET Q q 0 0 0 rg BT 271.00 329.17 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.00 329.17 Td (162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 329.17 Td (226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 329.17 Td (78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 329.17 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 313.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.00 314.17 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 314.17 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 314.17 Td (77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 314.17 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 314.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 298.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 298.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 299.17 Td (795) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.00 299.17 Td (451) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 299.17 Td (319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 299.17 Td (299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 299.17 Td (277) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 283.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 283.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.00 284.17 Td (41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 284.17 Td (77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 284.17 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 284.17 Td (73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.95 284.17 Td (\(10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.30 284.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 268.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 269.17 Td (836) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.00 269.17 Td (528) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 269.17 Td (379) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 269.17 Td (372) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 269.17 Td (267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 253.27 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 254.17 Td (135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.00 254.17 Td (215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 254.17 Td (199) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 254.17 Td (125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 254.17 Td (284) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 239.33 Td (T) Tj ET Q q 0 0 0 rg BT 92.21 239.33 Td (otal net charge-offs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 227.00 239.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 258.50 239.28 Td (1,978) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.00 239.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.50 239.28 Td (1,314) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.00 239.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.00 239.28 Td (909) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.00 239.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.00 239.28 Td (600) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.00 239.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 534.30 239.28 Td (585) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 225.28 Td (Ratio of net charge-offs \(r) Tj ET Q q 0 0 0 rg BT 184.34 225.28 Td (ecoveries\) to average total loans \(annualized\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 210.27 Td (Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 211.17 Td (0.14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.65 211.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.50 210.27 Td (0.06) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 210.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 210.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 210.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.50 210.27 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.65 210.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.45 211.17 Td (\(0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.30 211.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 195.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 196.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.65 196.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 196.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 196.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.50 196.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 196.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 196.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.65 196.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.80 196.17 Td (0.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 196.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 180.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 181.17 Td (0.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.65 181.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.50 181.17 Td (0.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 181.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.50 181.17 Td (0.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 181.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.50 181.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.65 181.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.65 181.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 165.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 166.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.65 166.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 166.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 166.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.50 166.17 Td (0.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 166.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.50 166.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.65 166.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.65 166.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 150.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 150.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 151.17 Td (0.13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.65 151.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.50 151.17 Td (0.08) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 151.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.50 151.17 Td (0.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 151.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.50 151.17 Td (0.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.65 151.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.80 151.17 Td (0.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 151.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 135.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 114.91 135.27 Td (, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 136.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.65 136.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.50 136.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 136.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.50 136.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 136.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.50 136.17 Td (0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.65 136.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 136.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 136.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 120.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 121.17 Td (0.14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.65 121.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.50 121.17 Td (0.09) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 121.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.50 121.17 Td (0.06) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 121.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.50 121.17 Td (0.06) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.65 121.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.80 121.17 Td (0.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 121.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 105.27 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 106.17 Td (0.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.65 106.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.50 106.17 Td (0.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 106.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.50 106.17 Td (0.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 106.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.50 106.17 Td (0.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.65 106.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.80 106.17 Td (0.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 106.17 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 91.33 Td (T) Tj ET Q q 0 0 0 rg BT 91.75 91.33 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 263.50 91.33 Td (0.34) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 281.00 91.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 329.50 91.33 Td (0.22) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 347.00 91.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 399.50 91.33 Td (0.16) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.00 91.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.50 91.33 Td (0.1) Tj ET Q q 0 0 0 rg BT 479.00 91.33 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 484.00 91.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.80 91.33 Td (0.1) Tj ET Q q 0 0 0 rg BT 544.30 91.33 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 550.95 91.33 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 123 0 obj <>] /Rotate 0 /Contents 124 0 R>> endobj 124 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (The increase in net char) Tj ET Q q 0 0 0 rg BT 167.32 742.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 188.24 742.10 Td (fs during the ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 241.29 749.03 80.25 -9.09 re f /GS0 gs q 0 0 0 rg BT 241.29 742.10 Td (first quarter of 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.54 742.10 Td ( was primarily related to one acquired commercial loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (relationship and increased consumer indirect char) Tj ET Q q 0 0 0 rg BT 252.35 730.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 273.27 730.10 Td (fs related to the increased portfolio. ) Tj ET Q q 0 0 0 rg BT 420.25 730.10 Td (The trend for char) Tj ET Q q 0 0 0 rg BT 492.54 730.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 513.45 730.10 Td (fs on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (indirect loans continued to increase as the growth in loan balances in this portfolio over the last few quarters has started to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.10 Td (season, which has resulted in the char) Tj ET Q q 0 0 0 rg BT 204.61 706.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 225.52 706.10 Td (fs being recorded.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 688.10 Td (The following table details Peoples) Tj ET Q q 0 0 0 rg BT 215.67 688.10 Td ( nonperforming assets:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 647.60 176.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 647.60 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 647.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 647.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 647.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 647.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 617.60 176.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 617.60 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 617.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 617.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 617.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 617.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 587.60 176.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 587.60 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 587.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 587.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 587.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 587.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 557.60 176.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 557.60 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 557.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 557.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 557.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 557.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 527.60 176.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 527.60 57.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 527.60 73.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 527.60 68.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 527.60 66.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 527.60 68.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 487.60 176.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 487.60 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 487.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 487.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 487.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 487.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 457.60 176.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 457.60 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 457.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 457.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 457.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 457.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 427.60 176.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 427.60 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 427.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 427.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 427.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 427.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 397.60 176.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.50 397.60 57.00 -15.00 re f /GS0 gs 0.8 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286.5 104.60000000000002 m 359.5 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 104.60000000000002 m 427.5 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 104.60000000000002 m 493.5 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 104.60000000000002 m 561.5 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 74.60000000000002 m 229.5 74.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 74.60000000000002 m 286.5 74.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 74.60000000000002 m 359.5 74.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 74.60000000000002 m 427.5 74.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 74.60000000000002 m 493.5 74.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 74.60000000000002 m 561.5 74.60000000000002 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.00 652.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 235.65 662.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 254.44 662.33 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.50 652.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.40 662.33 Td (December) Tj ET Q q 0 0 0 rg BT 336.62 662.33 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.50 652.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.50 662.33 Td (September) Tj ET Q q 0 0 0 rg BT 408.51 662.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.00 652.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.20 662.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 652.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.15 662.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 523.85 662.33 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.00 652.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 637.83 Td (Loans 90+ days past due and accruing:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.00 637.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 637.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 637.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 637.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 637.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 622.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.00 622.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 622.72 Td (71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 622.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 622.72 Td (215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 622.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.15 622.72 Td (1,272) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 622.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 622.72 Td (224) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 622.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 622.72 Td (456) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 607.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 607.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 607.72 Td (45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 607.72 Td (832) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 607.72 Td (919) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 607.72 Td (1,358) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 592.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 592.72 Td (930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 592.72 Td (1,278) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.15 592.72 Td (1,415) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 592.72 Td (1,406) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 592.72 Td (1,020) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 56.00 584.20 109.41 -9.09 re f /GS0 gs q 0 0 0 rg BT 56.00 577.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 577.72 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 577.72 Td (72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 577.72 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 577.72 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 577.72 Td (1) Tj ET Q q 0 0 0 rg BT 542.65 577.72 Td (1) Tj ET Q q 0 0 0 rg BT 547.65 577.72 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 562.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 562.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 562.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 562.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 562.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 562.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 562.27 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 547.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 547.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 547.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 547.72 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 547.72 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 547.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 547.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 533.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 532.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 532.72 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 532.72 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 532.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 532.72 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 518.17 Td (T) Tj ET Q q 0 0 0 rg BT 73.76 518.17 Td (otal loans 90+ days past due and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 508.17 Td (accruing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.00 507.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 507.27 Td (1,030) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 507.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 507.27 Td (1,626) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 507.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.15 507.27 Td (3,542) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 507.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 507.27 Td (2,583) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 507.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 507.27 Td (3,006) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 492.83 Td (Nonaccrual loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.00 492.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 492.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 492.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 492.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 492.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 477.27 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.00 477.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 477.72 Td (732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 477.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 477.72 Td (754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 477.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 477.72 Td (776) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 477.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 477.72 Td (797) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 477.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 477.72 Td (819) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 462.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 462.72 Td (6,268) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 462.72 Td (6,348) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.15 462.72 Td (7,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 462.72 Td (7,71) Tj ET Q q 0 0 0 rg BT 479.65 462.72 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 462.72 Td (8,893) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 448.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 447.72 Td (7,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 447.72 Td (7,102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.15 447.72 Td (8,097) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 447.72 Td (8,508) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 447.72 Td (9,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 432.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 432.72 Td (1,252) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 432.72 Td (506) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 432.72 Td (584) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 432.72 Td (626) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 432.72 Td (639) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 417.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 417.72 Td (3,967) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 417.72 Td (4,267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.15 417.72 Td (4,055) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 417.72 Td (4,271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 417.72 Td (4,019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 402.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 402.72 Td (656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 402.72 Td (772) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 402.72 Td (589) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 402.72 Td (450) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 402.72 Td (438) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 387.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 387.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 387.27 Td (180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 387.27 Td (158) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 387.27 Td (79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 387.27 Td (138) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 387.27 Td (153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 372.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 372.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 372.72 Td (1) Tj ET Q q 0 0 0 rg BT 272.65 372.72 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 372.72 Td (32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 372.72 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 372.72 Td (23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 372.72 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 358.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 357.72 Td (191) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 357.72 Td (190) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 357.72 Td (1) Tj ET Q q 0 0 0 rg BT 408.65 357.72 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 357.72 Td (161) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 357.72 Td (154) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 343.17 Td (T) Tj ET Q q 0 0 0 rg BT 73.76 343.17 Td (otal nonaccrual loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.00 342.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 342.72 Td (13,066) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 342.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 342.72 Td (12,837) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 342.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.15 342.72 Td (13,435) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 342.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 342.72 Td (14,016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 342.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 342.72 Td (14,962) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 328.33 Td (Nonaccrual tr) Tj ET Q q 0 0 0 rg BT 115.62 328.33 Td (oubled debt) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 318.33 Td (r) Tj ET Q q 0 0 0 rg BT 60.35 318.33 Td (estructurings \(TDRs\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 303.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 303.27 Td (674) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 303.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 303.27 Td (721) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 303.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 303.27 Td (336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 303.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 303.27 Td (335) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 303.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 303.27 Td (558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 288.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 288.27 Td (487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 288.27 Td (492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 288.27 Td (694) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 288.27 Td (821) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 288.27 Td (910) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 273.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 273.27 Td (1,761) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 273.27 Td (1,447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.15 273.27 Td (1,592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 273.27 Td (1,543) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 273.27 Td (1,699) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 258.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 258.27 Td (81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 258.27 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 258.27 Td (85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 258.27 Td (101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 258.27 Td (102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 243.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 243.27 Td (, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 243.27 Td (126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 243.27 Td (98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 243.27 Td (75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 243.27 Td (102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 243.27 Td (58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 228.27 Td (Consumer) Tj ET Q q 0 0 0 rg BT 96.91 228.27 Td (, direct) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 228.27 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.65 228.27 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 228.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 228.27 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 228.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 214.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.65 213.72 Td (133) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 213.72 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 213.72 Td (77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 213.72 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 213.72 Td (62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 199.17 Td (T) Tj ET Q q 0 0 0 rg BT 73.76 199.17 Td (otal nonaccrual ) Tj ET Q q 0 0 0 rg BT 137.18 199.17 Td (TDRs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 198.72 Td (3,136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 198.72 Td (2,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.15 198.72 Td (2,784) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 198.72 Td (2,905) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 198.72 Td (3,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 183.72 Td (T) Tj ET Q q 0 0 0 rg BT 73.41 183.72 Td (otal nonperforming loans \(NPLs\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 183.72 Td (17,232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 183.72 Td (17,318) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.15 183.72 Td (19,761) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 183.72 Td (19,504) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 183.72 Td (21,299) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 168.83 Td (Other) Tj ET Q q 0 0 0 rg BT 81.37 168.83 Td ( r) Tj ET Q q 0 0 0 rg BT 88.12 168.83 Td (eal estate owned \(OREO\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.00 168.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 168.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 168.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 168.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 168.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 153.27 Td (Commercial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 153.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 153.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 153.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 153.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 153.72 Td (167) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 153.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 153.72 Td (545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 153.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 153.72 Td (545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 138.27 Td (Residential) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 138.72 Td (99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 138.72 Td (208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 138.72 Td (109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 138.72 Td (107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 138.72 Td (132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 124.17 Td (T) Tj ET Q q 0 0 0 rg BT 73.41 124.17 Td (otal OREO) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 123.72 Td (99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 123.72 Td (208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 123.72 Td (276) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 123.72 Td (652) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 123.72 Td (677) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 68.00 109.33 Td (T) Tj ET Q q 0 0 0 rg BT 73.75 109.33 Td (otal nonperforming assets \(NP) Tj ET Q q 0 0 0 rg BT 202.72 109.33 Td (As\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 232.00 109.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 250.15 109.33 Td (17,331) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 289.00 109.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.15 109.33 Td (17,526) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.00 109.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 391.15 109.33 Td (20,037) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.00 109.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.15 109.33 Td (20,156) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.00 109.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.15 109.33 Td (21,976) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 94.72 Td (Criticized loans \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.10 94.27 Td (1) Tj ET Q q 0 0 0 rg BT 250.10 94.27 Td (16,243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 94.27 Td (90,418) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.15 94.27 Td (96,671) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 94.27 Td (1) Tj ET Q q 0 0 0 rg BT 457.15 94.27 Td (1) Tj ET Q q 0 0 0 rg BT 462.15 94.27 Td (1,480) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.15 94.27 Td (101,284) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 79.72 Td (Classified loans \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 79.27 Td (44,661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 79.27 Td (46,380) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.15 79.27 Td (41,233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 79.27 Td (53,041) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 79.27 Td (56,503) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 125 0 obj <>] /Rotate 0 /Contents 126 0 R>> endobj 126 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (62) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 724.50 215.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 251.00 724.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 724.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 724.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.00 724.50 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.00 724.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 695.50 215.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 251.00 695.50 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 695.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 695.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.00 695.50 64.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.00 695.50 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 665.50 215.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 251.00 665.50 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 665.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 665.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.00 665.50 64.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.00 665.50 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 36.00 635.50 215.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 251.00 635.50 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 635.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 635.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.00 635.50 64.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.00 635.50 65.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 724.5 m 251 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251 724.5 m 316 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 724.5 m 383 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 724.5 m 450 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450 724.5 m 514 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 724.5 m 579 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 724.5 m 251 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 36 620.5 m 251 620.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251 620.5 m 316 620.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 620.5 m 383 620.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 620.5 m 450 620.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450 620.5 m 514 620.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514 620.5 m 579 620.5 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 38.50 729.21 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 261.15 739.23 Td (Mar) Tj ET Q q 0 0 0 rg BT 279.94 739.23 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 729.23 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.90 739.23 Td (December) Tj ET Q q 0 0 0 rg BT 363.12 739.23 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.00 729.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 385.50 739.23 Td (September) Tj ET Q q 0 0 0 rg BT 431.51 739.23 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.00 729.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.70 739.23 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.50 729.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 524.15 739.23 Td (Mar) Tj ET Q q 0 0 0 rg BT 542.85 739.23 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 536.00 729.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 38.50 715.23 Td (Asset Quality Ratios:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 38.50 700.62 Td (NPLs as a percent of total loans \(c\)\(d\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 700.62 Td (0.72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.15 700.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 700.62 Td (0.73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.15 700.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 700.62 Td (0.85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 700.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 700.62 Td (0.85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.15 700.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 700.62 Td (0.95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 570.15 700.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 38.50 685.62 Td (NP) Tj ET Q q 0 0 0 rg BT 50.37 685.62 Td (As as a percent of total assets \(c\)\(d\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 685.62 Td (0.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.15 685.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 685.62 Td (0.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.15 685.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 685.62 Td (0.56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 685.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 685.62 Td (0.57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.15 685.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 685.62 Td (0.64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 570.15 685.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 38.50 670.17 Td (NP) Tj ET Q q 0 0 0 rg BT 50.82 670.17 Td (As as a percent of total loans and OREO \(c\)\(d\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 670.62 Td (0.72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.15 670.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 670.62 Td (0.74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.15 670.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 670.62 Td (0.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 670.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 670.62 Td (0.88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.15 670.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 670.62 Td (0.98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 570.15 670.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 38.50 655.17 Td (Allowance for loan losses as a percent of NPLs \(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.65 655.17 Td (109.08) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.15 655.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.65 655.17 Td (108.52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.15 655.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 655.17 Td (96.1) Tj ET Q q 0 0 0 rg BT 436.15 655.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 655.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 655.17 Td (96.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.15 655.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 655.17 Td (86.71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 570.15 655.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 38.50 640.17 Td (Criticized loans as a percent of total loans \(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 640.17 Td (4.84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.15 640.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 640.17 Td (3.84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.15 640.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 640.17 Td (4.15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 640.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 640.17 Td (4.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.15 640.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 640.17 Td (4.50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 570.15 640.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 38.50 625.17 Td (Classified loans as a percent of total loans \(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 625.17 Td (1.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.15 625.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 625.17 Td (1.97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.15 625.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 625.17 Td (1.77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 625.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 625.17 Td (2.31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.15 625.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 625.17 Td (2.51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 570.15 625.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 605.40 Td (\(a\) Includes loans categorized as special mention, substandard or doubtful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 595.80 Td (\(b\) Includes loans categorized as substandard or doubtful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 586.20 Td (\(c\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 46.88 586.20 Td (Data presented as of the end of the period indicated.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 576.60 Td (\(d\) Nonperforming loans include loans 90+ days past due and accruing, renegotiated loans and nonaccrual loans. Nonperforming assets include nonperforming) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 36.00 567.05 Td ( loans and OREO.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 533.40 Td (Deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 521.40 Td (The following table details Peoples) Tj ET Q q 0 0 0 rg BT 215.67 521.40 Td ( deposit balances:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.75 480.90 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.75 480.90 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.75 480.90 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.75 480.90 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.75 480.90 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.75 480.90 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.75 454.90 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.75 454.90 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.75 454.90 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.75 454.90 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.75 454.90 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.75 454.90 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.75 428.90 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.75 428.90 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.75 428.90 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.75 428.90 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.75 428.90 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.75 428.90 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.75 402.90 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.75 402.90 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.75 402.90 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.75 402.90 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.75 402.90 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.75 402.90 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.75 376.90 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.75 376.90 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.75 376.90 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.75 376.90 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.75 376.90 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.75 376.90 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.75 480.9 m 222.75 480.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.75 480.9 m 291.75 480.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.75 480.9 m 356.75 480.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.75 480.9 m 423.75 480.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.75 480.9 m 494.75 480.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.75 480.9 m 561.75 480.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.75 480.9 m 356.75 480.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.75 480.9 m 423.75 480.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.75 480.9 m 494.75 480.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.75 480.9 m 561.75 480.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.75 376.9 m 222.75 376.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.75 363.9 m 222.75 363.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.75 376.9 m 291.75 376.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.75 363.9 m 291.75 363.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.75 376.9 m 356.75 376.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.75 363.9 m 356.75 363.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.75 376.9 m 423.75 376.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.75 363.9 m 423.75 363.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.75 376.9 m 494.75 376.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.75 363.9 m 494.75 363.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.75 376.9 m 561.75 376.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.75 363.9 m 561.75 363.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.75 350.9 m 222.75 350.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.75 350.9 m 291.75 350.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.75 350.9 m 356.75 350.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.75 350.9 m 423.75 350.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.75 350.9 m 494.75 350.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.75 350.9 m 561.75 350.9 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.25 485.61 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 234.90 495.63 Td (Mar) Tj ET Q q 0 0 0 rg BT 253.69 495.63 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 246.75 485.63 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.65 495.63 Td (December) Tj ET Q q 0 0 0 rg BT 337.87 495.63 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.75 485.63 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.25 495.63 Td (September) Tj ET Q q 0 0 0 rg BT 405.26 495.63 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.75 485.63 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.95 495.63 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.75 485.63 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.90 495.63 Td (Mar) Tj ET Q q 0 0 0 rg BT 524.60 495.63 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.75 485.63 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 471.47 Td (Non-interest-bearing deposits \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.25 471.47 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.40 471.47 Td (570,804) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.25 471.47 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 471.47 Td (556,010) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.25 471.47 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 471.47 Td (724,846) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.25 471.47 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.40 471.47 Td (772,061) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.25 471.47 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.40 471.47 Td (785,047) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 458.47 Td (Interest-bearing deposits:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.25 458.47 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.25 458.47 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.25 458.47 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.25 458.47 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.25 458.47 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.25 445.47 Td (Interest-bearing demand accounts \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.40 445.47 Td (584,563) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 445.47 Td (593,415) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 445.47 Td (384,261) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.40 445.47 Td (303,501) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.40 445.47 Td (292,187) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.25 432.47 Td (Savings accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.40 432.47 Td (461,440) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 432.47 Td (446,714) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 432.47 Td (440,633) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.40 432.47 Td (443,1) Tj ET Q q 0 0 0 rg BT 480.90 432.47 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.40 432.47 Td (445,720) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.25 419.47 Td (Money market deposit accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.40 419.47 Td (364,232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 419.47 Td (371,376) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 419.47 Td (388,876) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.40 419.47 Td (397,21) Tj ET Q q 0 0 0 rg BT 485.90 419.47 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.40 419.47 Td (386,999) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.25 406.47 Td (Governmental deposit accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.40 406.47 Td (341,920) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 406.47 Td (264,524) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 406.47 Td (289,895) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.40 406.47 Td (297,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.40 406.47 Td (330,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.25 393.47 Td (Retail certificates of deposit \(CDs\) \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.40 393.47 Td (335,843) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 393.47 Td (338,673) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.40 393.47 Td (343,122) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.40 393.47 Td (352,758) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.40 393.47 Td (353,918) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.25 380.47 Td (Brokered certificates of deposit \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.40 380.47 Td (154,379) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.40 380.47 Td (159,618) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.40 380.47 Td (93,049) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.40 380.47 Td (1) Tj ET Q q 0 0 0 rg BT 463.40 380.47 Td (10,943) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.40 380.47 Td (107,817) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.25 367.47 Td (T) Tj ET Q q 0 0 0 rg BT 73.66 367.47 Td (otal interest-bearing deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.90 367.47 Td (2,242,377) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.90 367.47 Td (2,174,320) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.90 367.47 Td (1,939,836) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.90 367.47 Td (1,905,083) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.90 367.47 Td (1,917,1) Tj ET Q q 0 0 0 rg BT 547.90 367.47 Td (18) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 68.25 354.63 Td ( ) Tj ET Q q 0 0 0 rg BT 73.07 354.63 Td (T) Tj ET Q q 0 0 0 rg BT 78.82 354.63 Td (otal deposits) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 225.25 354.63 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.90 354.63 Td (2,813,181) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.25 354.63 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.90 354.63 Td (2,730,330) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.25 354.63 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.90 354.63 Td (2,664,682) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.25 354.63 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.90 354.63 Td (2,677,144) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.25 354.63 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.90 354.63 Td (2,702,165) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 341.80 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 341.80 Td (The sum of amounts presented are considered total demand deposits.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 332.20 Td (\(b\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 332.20 Td (Prior periods reclassified.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 310.60 Td (As of March 31, 2018, period-end deposits increased $82.9 million, or 3%, compared to December 31, 2017, and $1) Tj ET Q q 0 0 0 rg BT 536.79 310.60 Td (1) Tj ET Q q 0 0 0 rg BT 541.42 310.60 Td (1.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 298.60 Td (million, or 4%, compared to March 31, 2017. Compared to the end of the linked quarter) Tj ET Q q 0 0 0 rg BT 407.40 298.60 Td (, the growth was lar) Tj ET Q q 0 0 0 rg BT 486.36 298.60 Td (gely due to an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 286.60 Td (increase of $77.4 million, or 29%, in governmental deposits. Balances in governmental deposits are seasonally higher in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 274.60 Td (first quarter of each year compared to other quarters. Deposit balances for commercial customers in total were up $1) Tj ET Q q 0 0 0 rg BT 521.78 274.60 Td (1) Tj ET Q q 0 0 0 rg BT 526.41 274.60 Td (1.1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 262.60 Td (million at March 31, 2018 compared to December 31, 2017, and were partially of) Tj ET Q q 0 0 0 rg BT 379.83 262.60 Td (fset by decreases of $28.2 million in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 250.60 Td (consumer customer deposit balances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 232.60 Td (Compared to the end of the first quarter of 2017, the increase was primarily attributable to growth of $78.1 million in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 220.60 Td (demand deposit accounts, which was lar) Tj ET Q q 0 0 0 rg BT 214.88 220.60 Td (gely driven by increases in commercial customer balances. In addition, total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 208.60 Td (certificates of deposit grew $28.5 million compared to the end of the first quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 418.43 208.60 Td (T) Tj ET Q q 0 0 0 rg BT 423.84 208.60 Td (otal certificates of deposit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 196.60 Td (increased compared to the first quarter of 2017 primarily due to the addition of relatively shorter term funding on the balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 184.60 Td (sheet in the form of brokered certificates of deposit. ) Tj ET Q q 0 0 0 rg BT 266.24 184.60 Td (The brokered certificates of deposit are lar) Tj ET Q q 0 0 0 rg BT 435.97 184.60 Td (gely made up of one-way buy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 172.60 Td (products of) Tj ET Q q 0 0 0 rg BT 99.09 172.60 Td (fered through Certificate of Deposit ) Tj ET Q q 0 0 0 rg BT 244.32 172.60 Td (Account Registry Service \("CDARS"\). Increases in deposit balances for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 160.60 Td (commercial customers contributed 71% of the growth in total deposits at March 31, 2018 compared to March 31, 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 142.60 Td (T) Tj ET Q q 0 0 0 rg BT 77.41 142.60 Td (otal demand deposit accounts comprised 41% of total deposits at March 31, 2018, compared to 40% at March 31, 2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 130.60 Td (and 42% at December 31, 2017. Peoples continues its deposit strategy of growing low-cost core deposits, such as checking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 118.60 Td (and savings accounts, and reducing its reliance on higher) Tj ET Q q 0 0 0 rg BT 281.78 118.60 Td (-cost, non-core deposits, such as retail CDs. ) Tj ET Q endstream endobj 127 0 obj <>] /Rotate 0 /Contents 128 0 R>> endobj 128 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (63) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 724.10 Td (Borr) Tj ET Q q 0 0 0 rg BT 74.37 724.10 Td (owed Funds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 712.10 Td (The following table details Peoples) Tj ET Q q 0 0 0 rg BT 215.67 712.10 Td ( short-term and long-term borrowings:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 54.25 671.60 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.25 671.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.25 671.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.25 671.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.25 671.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.25 671.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.25 645.60 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.25 645.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.25 645.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.25 645.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.25 645.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.25 645.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.25 619.60 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.25 619.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.25 619.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.25 619.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.25 619.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.25 619.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.25 593.60 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.25 593.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.25 593.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.25 593.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.25 593.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.25 593.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.25 567.60 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.25 567.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.25 567.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.25 567.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.25 567.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.25 567.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.25 541.60 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.25 541.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.25 541.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.25 541.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.25 541.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.25 541.60 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.25 671.6 m 226.25 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.25 671.6 m 293.25 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.25 671.6 m 360.25 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.25 671.6 m 427.25 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.25 671.6 m 494.25 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.25 671.6 m 561.25 671.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.25 632.6 m 226.25 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.25 632.6 m 293.25 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.25 632.6 m 360.25 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.25 632.6 m 427.25 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.25 632.6 m 494.25 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.25 632.6 m 561.25 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.25 632.6 m 226.25 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.25 619.6 m 226.25 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.25 632.6 m 293.25 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.25 619.6 m 293.25 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.25 632.6 m 360.25 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.25 619.6 m 360.25 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.25 632.6 m 427.25 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.25 619.6 m 427.25 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.25 632.6 m 494.25 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.25 619.6 m 494.25 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.25 632.6 m 561.25 632.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.25 619.6 m 561.25 619.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.25 554.6 m 226.25 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.25 554.6 m 293.25 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.25 554.6 m 360.25 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.25 554.6 m 427.25 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.25 554.6 m 494.25 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.25 554.6 m 561.25 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.25 541.6 m 226.25 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.25 541.6 m 293.25 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.25 541.6 m 360.25 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.25 541.6 m 427.25 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.25 541.6 m 494.25 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.25 541.6 m 561.25 541.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.25 528.6 m 226.25 528.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226.25 528.6 m 293.25 528.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.25 528.6 m 360.25 528.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.25 528.6 m 427.25 528.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.25 528.6 m 494.25 528.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.25 528.6 m 561.25 528.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.75 676.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 237.40 686.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 256.19 686.33 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 249.25 676.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 297.15 686.33 Td (December) Tj ET Q q 0 0 0 rg BT 340.37 686.33 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.25 676.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.75 686.33 Td (September) Tj ET Q q 0 0 0 rg BT 408.76 686.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.25 676.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.45 686.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.25 676.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.40 686.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 524.10 686.33 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.25 676.33 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.75 662.17 Td (Short-term borrowings:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.75 662.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.75 662.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.75 662.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.75 662.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.75 662.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.75 649.17 Td (FHLB advances) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.75 649.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.90 649.17 Td (104,579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.75 649.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.90 649.17 Td (92,592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.75 649.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.90 649.17 Td (1) Tj ET Q q 0 0 0 rg BT 395.90 649.17 Td (16,597) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.75 649.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.90 649.17 Td (65,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.75 649.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.90 649.17 Td (32,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.75 636.17 Td (Retail repurchase agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.90 636.17 Td (98,896) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.90 636.17 Td (1) Tj ET Q q 0 0 0 rg BT 328.90 636.17 Td (16,899) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.90 636.17 Td (77,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.90 636.17 Td (77,532) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.90 636.17 Td (73,752) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.75 623.17 Td (T) Tj ET Q q 0 0 0 rg BT 80.51 623.17 Td (otal short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.90 623.17 Td (203,475) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.90 623.17 Td (209,491) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.90 623.17 Td (193,717) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.90 623.17 Td (142,532) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.90 623.17 Td (105,752) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.75 610.17 Td (Long-term borrowings:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.75 610.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.75 610.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.75 610.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.75 610.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.75 610.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.75 597.17 Td (FHLB advances) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.90 597.17 Td (1) Tj ET Q q 0 0 0 rg BT 261.90 597.17 Td (16,352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.90 597.17 Td (136,939) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.90 597.17 Td (148,862) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.90 597.17 Td (172,038) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.90 597.17 Td (127,581) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.75 584.17 Td (National market repurchase agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.40 584.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.40 584.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.90 584.17 Td (40,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.90 584.17 Td (40,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.90 584.17 Td (40,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.75 571.17 Td (Unamortized debt issuance costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.05 571.17 Td (\(22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.40 571.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.05 571.22 Td (\(27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.40 571.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.05 571.22 Td (\(33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.40 571.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.05 571.22 Td (\(39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.40 571.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.05 571.22 Td (\(45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.40 571.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.75 558.17 Td (Junior subordinated debt securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.90 558.17 Td (7,151) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.90 558.17 Td (7,107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.90 558.17 Td (7,061) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.90 558.17 Td (7,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.90 558.17 Td (6,970) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.75 545.17 Td (T) Tj ET Q q 0 0 0 rg BT 80.16 545.17 Td (otal long-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.90 545.17 Td (123,481) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.90 545.17 Td (144,019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.90 545.17 Td (195,890) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.90 545.17 Td (219,014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.90 545.17 Td (174,506) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 68.75 532.33 Td (T) Tj ET Q q 0 0 0 rg BT 74.50 532.33 Td (otal borr) Tj ET Q q 0 0 0 rg BT 112.37 532.33 Td (owed funds) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 228.75 532.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 256.90 532.33 Td (326,956) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 295.75 532.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.90 532.33 Td (353,510) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.75 532.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.90 532.33 Td (389,607) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.75 532.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.90 532.33 Td (361,546) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.75 532.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 524.90 532.33 Td (280,258) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 511.10 Td (Peoples' short-term FHLB advances generally consist of overnight borrowings maintained in connection with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 499.10 Td (management of Peoples' daily liquidity position. Peoples' short-term FHLB advances at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.93 499.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.53 499.10 Td ( increased $12.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 487.10 Td (million and $72.6 million compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.92 487.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.51 487.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.95 487.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.54 487.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 425.21 487.10 Td (. ) Tj ET Q q 0 0 0 rg BT 432.53 487.10 Td (The increase in short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 475.10 Td (borrowings from December 31, 2017 was primarily related to Peoples funding $20.0 million of interest rate swaps with a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 463.10 Td (short-term FHLB advance at a weighted rate of 1.62%. ) Tj ET Q q 0 0 0 rg BT 278.75 463.10 Td (The increase from March 31, 2017 was primarily due to $40.0 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 451.10 Td (of long-term FHLB advances, with fixed rates ranging from 1.20% to 3.92%, which were reclassified to short-term borrowings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 439.10 Td (due to the advances maturing within one year) Tj ET Q q 0 0 0 rg BT 235.48 439.10 Td (, coupled with loan growth out-pacing deposit growth. Peoples continually ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 427.10 Td (evaluates the overall balance sheet position given the interest rate environment. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 409.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.44 409.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.04 409.10 Td (, Peoples had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.59 409.10 Td (seven) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.36 409.10 Td ( interest rate swaps with a notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.70 409.10 Td (60.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.59 409.10 Td ( associated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 397.10 Td (Peoples' cash outflows for various FHLB advances. ) Tj ET Q q 0 0 0 rg BT 265.30 397.10 Td (T) Tj ET Q q 0 0 0 rg BT 270.71 397.10 Td (wo of the seven swaps became ef) Tj ET Q q 0 0 0 rg BT 403.81 397.10 Td (fective in January 2018, of the five ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 385.10 Td (remaining swaps two will become ef) Tj ET Q q 0 0 0 rg BT 200.72 385.10 Td (fective in ) Tj ET Q q 0 0 0 rg BT 240.15 385.10 Td (April 2018, one in July of 2018 and two in October 2018. ) Tj ET Q q 0 0 0 rg BT 475.22 385.10 Td (These dates roughly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 373.10 Td (coincide with the maturity of existing FHLB advances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 355.10 Td (Additional information regarding Peoples' interest rate swaps can be found in Note 9 of the Notes to the Unconsolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 343.10 Td (Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 313.10 Td (Capital/Stockholders) Tj ET Q q 0 0 0 rg BT 146.60 313.10 Td ( Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 301.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 301.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.10 301.10 Td (, capital levels for both Peoples and Peoples Bank remained substantially higher than the minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 289.10 Td (amounts needed to be considered "well capitalized" institutions under applicable banking regulations. ) Tj ET Q q 0 0 0 rg BT 465.20 289.10 Td (These higher capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 277.10 Td (levels reflect Peoples' desire to maintain a strong capital position. In order to avoid limitations on dividends, equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 265.10 Td (repurchases and compensation, Peoples must exceed the three minimum required ratios by at least the capital conservation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 253.10 Td (buf) Tj ET Q q 0 0 0 rg BT 67.15 253.10 Td (fer) Tj ET Q q 0 0 0 rg BT 77.70 253.10 Td (. ) Tj ET Q q 0 0 0 rg BT 85.02 253.10 Td (The capital conservation buf) Tj ET Q q 0 0 0 rg BT 198.96 253.10 Td (fer is being phased in from 0.625% beginning January 1, 2016 to 2.50% by January 1, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 241.10 Td (2019, and applies to the common equity tier 1 \("CET1"\) ratio, the tier 1 capital ratio and the total risk-based capital ratio. ) Tj ET Q q 0 0 0 rg BT 542.58 241.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 229.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.60 229.10 Td (, Peoples' had a capital conservation buf) Tj ET Q q 0 0 0 rg BT 277.78 229.10 Td (fer of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.21 229.10 Td (6.42%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.04 229.10 Td (, compared to 2.50% for the fully phased-in capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 217.10 Td (conservation buf) Tj ET Q q 0 0 0 rg BT 120.74 217.10 Td (fer required by January 1, 2019. ) Tj ET Q q 0 0 0 rg BT 253.20 217.10 Td (As such, Peoples exceeded the minimum ratios including the capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 205.10 Td (conservation buf) Tj ET Q q 0 0 0 rg BT 120.74 205.10 Td (fer at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.06 205.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.66 205.10 Td (.) Tj ET Q endstream endobj 129 0 obj <>] /Rotate 0 /Contents 130 0 R>> endobj 130 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 713.10 Td (The following table details Peoples' risk-based capital levels and corresponding ratios:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 672.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 672.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 672.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 672.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 672.60 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 672.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 646.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 646.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 646.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 646.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 646.60 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 646.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 620.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 620.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 620.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 620.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 620.60 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 620.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 594.60 145.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 594.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 594.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 594.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 594.60 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 594.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 566.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 566.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 566.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 566.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 566.60 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 566.60 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 672.6 m 216.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 672.6 m 284.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 672.6 m 351.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 672.6 m 419.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 672.6 m 490.5 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 672.6 m 557.5 672.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 74.00 677.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 228.15 687.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 246.94 687.33 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 240.00 677.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 288.40 687.33 Td (December) Tj ET Q q 0 0 0 rg BT 331.62 687.33 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.50 677.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.50 687.33 Td (September) Tj ET Q q 0 0 0 rg BT 400.51 687.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 375.00 677.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 436.70 687.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.50 677.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.65 687.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 520.35 687.33 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 677.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 663.33 Td (Capital ) Tj ET Q q 0 0 0 rg BT 107.89 663.33 Td (Amounts:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.00 663.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.00 663.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.00 663.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 663.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 663.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 650.17 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 148.80 650.17 Td (T) Tj ET Q q 0 0 0 rg BT 154.64 650.17 Td (ier 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.00 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.15 650.17 Td (335,393) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.00 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.15 650.17 Td (327,172) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.00 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 650.17 Td (326,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 650.17 Td (318,849) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.15 650.17 Td (310,856) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 637.17 Td (T) Tj ET Q q 0 0 0 rg BT 85.93 637.17 Td (ier 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.15 637.17 Td (342,544) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.15 637.17 Td (334,279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 637.17 Td (334,027) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 637.17 Td (325,865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.15 637.17 Td (317,826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 624.17 Td (T) Tj ET Q q 0 0 0 rg BT 85.76 624.17 Td (otal \(T) Tj ET Q q 0 0 0 rg BT 112.17 624.17 Td (ier 1 and ) Tj ET Q q 0 0 0 rg BT 149.39 624.17 Td (T) Tj ET Q q 0 0 0 rg BT 155.23 624.17 Td (ier 2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.15 624.17 Td (361,343) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.15 624.17 Td (355,977) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 624.17 Td (355,951) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 624.17 Td (348,309) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.15 624.17 Td (340,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 611.17 Td (Net risk-weighted assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.00 611.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.65 611.17 Td (2,524,970) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.00 611.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.65 611.17 Td (2,473,329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.00 611.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 611.17 Td (2,456,797) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 611.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 611.17 Td (2,419,335) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 611.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.65 611.17 Td (2,382,874) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 598.33 Td (Capital Ratios:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 585.17 Td (Common Equity ) Tj ET Q q 0 0 0 rg BT 148.80 585.17 Td (T) Tj ET Q q 0 0 0 rg BT 154.64 585.17 Td (ier 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 585.17 Td (13.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 585.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 585.17 Td (13.23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 585.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 585.17 Td (13.31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 585.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 585.17 Td (13.18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 585.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 585.17 Td (13.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 585.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 570.17 Td (T) Tj ET Q q 0 0 0 rg BT 85.93 570.17 Td (ier 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 570.17 Td (13.57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 570.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 570.17 Td (13.52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 570.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 570.17 Td (13.60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 570.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 570.17 Td (13.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 570.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 570.17 Td (13.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 570.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 557.17 Td (T) Tj ET Q q 0 0 0 rg BT 85.76 557.17 Td (otal \(T) Tj ET Q q 0 0 0 rg BT 112.17 557.17 Td (ier 1 and ) Tj ET Q q 0 0 0 rg BT 149.39 557.17 Td (T) Tj ET Q q 0 0 0 rg BT 155.23 557.17 Td (ier 2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 557.17 Td (14.31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 557.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 557.17 Td (14.39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 557.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 557.17 Td (14.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 557.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 557.17 Td (14.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 557.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 557.17 Td (14.27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 557.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 544.17 Td (Leverage ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.15 544.17 Td (9.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 544.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 544.17 Td (9.75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 544.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 544.17 Td (9.82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 544.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.15 544.17 Td (9.72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 544.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 544.17 Td (9.60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 544.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 523.10 Td (Many of Peoples' capital ratios at March 31, 2018 increased compared to December 31, 2017 lar) Tj ET Q q 0 0 0 rg BT 457.66 523.10 Td (gely due to earnings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 511.10 Td (during the quarter) Tj ET Q q 0 0 0 rg BT 125.24 511.10 Td (, which exceeded the dividends declared and paid during the quarter by $7.0 million. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 493.10 Td (In addition to traditional capital measurements, management uses tangible capital measures to evaluate the adequacy of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 481.10 Td (Peoples' stockholders' equity) Tj ET Q q 0 0 0 rg BT 168.60 481.10 Td (. Such ratios represent non-GAAP) Tj ET Q q 0 0 0 rg BT 307.65 481.10 Td ( financial measures since their calculation removes the impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 469.10 Td (of goodwill and other intangible assets acquired through acquisitions on amounts reported in the Unaudited Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 457.10 Td (Balance Sheets. Management believes this information is useful to investors since it facilitates the comparison of Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 445.10 Td (operating performance, financial condition and trends to peers, especially those without a similar level of intangible assets to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 433.10 Td (that of Peoples. Further) Tj ET Q q 0 0 0 rg BT 149.97 433.10 Td (, intangible assets generally are dif) Tj ET Q q 0 0 0 rg BT 288.63 433.10 Td (ficult to convert into cash, especially during a financial crisis, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 421.10 Td (could decrease substantially in value should there be deterioration in the overall franchise value. ) Tj ET Q q 0 0 0 rg BT 443.31 421.10 Td (As a result, tangible equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 409.10 Td (represents a conservative measure of the capacity for Peoples to incur losses but remain solvent. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 391.10 Td (The following table reconciles the calculation of these non-GAAP) Tj ET Q q 0 0 0 rg BT 336.55 391.10 Td ( financial measures to amounts reported in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 379.10 Td (Unaudited Consolidated Financial Statements:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 339.60 170.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 339.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 339.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 339.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 339.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 339.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 313.60 170.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 313.60 67.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 313.60 66.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 313.60 67.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 313.60 69.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 313.60 67.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 278.60 170.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 278.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 278.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 278.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 278.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 278.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 252.60 170.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 252.60 67.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 252.60 66.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 252.60 67.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 252.60 69.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 252.60 67.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 215.60 237.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 215.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 215.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 215.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 215.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 189.60 170.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 189.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 189.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 189.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 189.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 189.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 163.60 237.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 163.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 163.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 163.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 163.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 137.60 170.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.50 137.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 137.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 137.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 137.60 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 137.60 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 52.5 339.6 m 222.5 339.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 339.6 m 289.5 339.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 339.6 m 355.5 339.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 339.6 m 422.5 339.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 339.6 m 491.5 339.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 339.6 m 558.5 339.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 52.5 291.6 m 222.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 291.6 m 289.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 291.6 m 355.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 291.6 m 422.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 291.6 m 491.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 291.6 m 558.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 52.5 228.60000000000002 m 222.5 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 228.60000000000002 m 289.5 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 228.60000000000002 m 355.5 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 228.60000000000002 m 422.5 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 228.60000000000002 m 491.5 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 228.60000000000002 m 558.5 228.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 189.60000000000002 m 289.5 189.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 189.60000000000002 m 355.5 189.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 189.60000000000002 m 422.5 189.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 189.60000000000002 m 491.5 189.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 189.60000000000002 m 558.5 189.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 189.60000000000002 m 289.5 189.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 189.60000000000002 m 355.5 189.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 189.60000000000002 m 422.5 189.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 189.60000000000002 m 491.5 189.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 189.60000000000002 m 558.5 189.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 137.60000000000002 m 289.5 137.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 137.60000000000002 m 355.5 137.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 137.60000000000002 m 422.5 137.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 137.60000000000002 m 491.5 137.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 137.60000000000002 m 558.5 137.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222.5 137.60000000000002 m 289.5 137.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 137.60000000000002 m 355.5 137.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 137.60000000000002 m 422.5 137.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 137.60000000000002 m 491.5 137.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 137.60000000000002 m 558.5 137.60000000000002 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 55.00 344.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 233.65 353.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 252.44 353.33 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 245.50 343.33 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 292.90 353.33 Td (December) Tj ET Q q 0 0 0 rg BT 336.02 353.33 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.00 343.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.00 353.33 Td (September) Tj ET Q q 0 0 0 rg BT 404.01 353.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.50 343.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.70 353.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 446.50 343.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 502.65 353.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 521.35 353.33 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.50 343.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 55.00 330.33 Td (T) Tj ET Q q 0 0 0 rg BT 61.21 330.33 Td (angible equity:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 330.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 330.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 330.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.00 330.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 330.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 317.17 Td (T) Tj ET Q q 0 0 0 rg BT 60.76 317.17 Td (otal stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 317.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 317.17 Td (456,815) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 317.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 317.17 Td (458,592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 317.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 317.17 Td (457,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.00 317.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 317.17 Td (451,353) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 317.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 317.17 Td (443,009) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 304.17 Td (Less: goodwill and other intangible) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 294.22 Td (assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 296.27 Td (143,820) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 296.27 Td (144,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 296.27 Td (143,859) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 296.27 Td (144,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 296.27 Td (145,505) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 282.17 Td (T) Tj ET Q q 0 0 0 rg BT 60.76 282.17 Td (angible equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 282.17 Td (312,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 282.17 Td (314,016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 282.17 Td (313,527) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.00 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 282.17 Td (306,661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 282.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 282.17 Td (297,504) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 55.00 269.33 Td (T) Tj ET Q q 0 0 0 rg BT 61.21 269.33 Td (angible assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 269.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 269.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 269.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.00 269.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 269.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 256.17 Td (T) Tj ET Q q 0 0 0 rg BT 60.76 256.17 Td (otal assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 256.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 256.17 Td (3,634,929) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 256.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 256.17 Td (3,581,686) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 256.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.65 256.17 Td (3,552,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.00 256.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 256.17 Td (3,525,126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 256.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.65 256.17 Td (3,459,276) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 243.17 Td (Less: goodwill and other intangible) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 233.17 Td (assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 233.27 Td (143,820) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 233.27 Td (144,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 233.27 Td (143,859) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 233.27 Td (144,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 233.27 Td (145,505) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 219.17 Td (T) Tj ET Q q 0 0 0 rg BT 60.76 219.17 Td (angible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 219.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 219.17 Td (3,491,109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 219.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 219.17 Td (3,437,1) Tj ET Q q 0 0 0 rg BT 336.60 219.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 219.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.65 219.17 Td (3,408,553) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.00 219.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 219.17 Td (3,380,434) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 219.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.65 219.17 Td (3,313,771) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 55.00 206.33 Td (T) Tj ET Q q 0 0 0 rg BT 61.21 206.33 Td (angible book value per) Tj ET Q q 0 0 0 rg BT 157.62 206.33 Td ( common shar) Tj ET Q q 0 0 0 rg BT 217.99 206.33 Td (e:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 206.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 206.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.00 206.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 206.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 193.17 Td (T) Tj ET Q q 0 0 0 rg BT 60.76 193.17 Td (angible equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 193.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 193.17 Td (312,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 193.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 193.17 Td (314,016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 193.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 193.17 Td (313,527) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.00 193.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 193.17 Td (306,661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 193.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 193.17 Td (297,504) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 180.17 Td (Common shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.60 180.17 Td (18,365,035) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.60 180.17 Td (18,287,449) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.60 180.17 Td (18,281,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.60 180.17 Td (18,279,036) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.60 180.17 Td (18,270,508) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 167.17 Td (T) Tj ET Q q 0 0 0 rg BT 60.76 167.17 Td (angible book value per common share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 167.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.15 167.17 Td (17.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 167.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 167.17 Td (17.17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 167.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.15 167.17 Td (17.15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.00 167.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 167.17 Td (16.78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 167.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.15 167.17 Td (16.28) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 55.00 154.33 Td (T) Tj ET Q q 0 0 0 rg BT 60.75 154.33 Td (angible equity to tangible assets ratio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 141.17 Td (T) Tj ET Q q 0 0 0 rg BT 60.76 141.17 Td (angible equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 141.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 141.17 Td (312,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 141.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 141.17 Td (314,016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 141.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 141.17 Td (313,527) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.00 141.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 141.17 Td (306,661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 141.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 141.17 Td (297,504) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 128.17 Td (T) Tj ET Q q 0 0 0 rg BT 60.76 128.17 Td (angible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.00 128.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 128.17 Td (3,491,109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 128.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 128.17 Td (3,437,1) Tj ET Q q 0 0 0 rg BT 336.60 128.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 128.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.65 128.17 Td (3,408,553) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.00 128.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 128.17 Td (3,380,434) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 128.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.65 128.17 Td (3,313,771) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.00 115.17 Td (T) Tj ET Q q 0 0 0 rg BT 60.41 115.17 Td (angible equity to tangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.15 115.17 Td (8.97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.65 115.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.15 115.17 Td (9.14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.65 115.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.15 115.17 Td (9.20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 115.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 115.17 Td (9.07) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 115.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.15 115.17 Td (8.98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 115.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 94.10 Td (The ) Tj ET Q q 0 0 0 rg BT 89.08 94.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 125.02 94.10 Td (in ) Tj ET Q q 0 0 0 rg BT 134.33 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 148.08 94.10 Td (tangible ) Tj ET Q q 0 0 0 rg BT 181.82 94.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 208.35 94.10 Td (to ) Tj ET Q q 0 0 0 rg BT 217.66 94.10 Td (tangible ) Tj ET Q q 0 0 0 rg BT 251.40 94.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 276.26 94.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 296.12 94.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.86 94.10 Td (March31, ) Tj ET Q q 0 0 0 rg BT 347.49 94.10 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.49 94.10 Td ( ) Tj ET Q q 0 0 0 rg BT 369.02 94.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 409.98 94.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.29 94.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 476.90 94.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.90 94.10 Td (, ) Tj ET Q q 0 0 0 rg BT 500.93 94.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.90 94.10 Td (March31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 82.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 82.10 Td ( ) Tj ET Q q 0 0 0 rg BT 76.50 82.10 Td (was ) Tj ET Q q 0 0 0 rg BT 94.55 82.10 Td (due ) Tj ET Q q 0 0 0 rg BT 111.49 82.10 Td (lar) Tj ET Q q 0 0 0 rg BT 121.86 82.10 Td (gely ) Tj ET Q q 0 0 0 rg BT 141.57 82.10 Td (the ) Tj ET Q q 0 0 0 rg BT 156.29 82.10 Td (decline ) Tj ET Q q 0 0 0 rg BT 187.66 82.10 Td (in ) Tj ET Q q 0 0 0 rg BT 197.94 82.10 Td (the ) Tj ET Q q 0 0 0 rg BT 212.66 82.10 Td (market ) Tj ET Q q 0 0 0 rg BT 242.92 82.10 Td (value ) Tj ET Q q 0 0 0 rg BT 267.08 82.10 Td (of ) Tj ET Q q 0 0 0 rg BT 277.91 82.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 324.29 82.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 364.55 82.10 Td (held ) Tj ET Q q 0 0 0 rg BT 384.27 82.10 Td (within ) Tj ET Q q 0 0 0 rg BT 412.33 82.10 Td (the ) Tj ET Q q 0 0 0 rg BT 427.04 82.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 473.42 82.10 Td (portfolio.) Tj ET Q endstream endobj 131 0 obj <>] /Rotate 0 /Contents 132 0 R>> endobj 132 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (65) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 75.48 731.25 Td (est Rate Sensitivity and Liquidity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 719.25 Td (While Peoples is exposed to various business risks, the risks relating to interest rate sensitivity and liquidity are major ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.25 Td (risks that can materially impact future results of operations and financial condition due to their complexity and dynamic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.25 Td (nature. ) Tj ET Q q 0 0 0 rg BT 86.30 695.25 Td (The objective of Peoples' asset/liability management \(ALM\) function is to measure and manage these risks in order ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.25 Td (to optimize net interest income within the constraints of prudent capital adequacy) Tj ET Q q 0 0 0 rg BT 379.08 683.25 Td (, liquidity and safety) Tj ET Q q 0 0 0 rg BT 460.64 683.25 Td (. ) Tj ET Q q 0 0 0 rg BT 467.96 683.25 Td (This objective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.25 Td (requires Peoples to focus on interest rate risk exposure and adequate liquidity through its management of the mix of assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.25 Td (and liabilities, their related cash flows, and the rates earned and paid on those assets and liabilities. Ultimately) Tj ET Q q 0 0 0 rg BT 495.72 659.25 Td (, the ) Tj ET Q q 0 0 0 rg BT 514.88 659.25 Td (ALM ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.25 Td (function is intended to guide management in the acquisition and disposition of earning assets, and selection of appropriate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.25 Td (funding sources.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 611.25 Td (Interest Rate Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 599.25 Td (Interest rate risk \(IRR\) is one of the most significant risks arising in the normal course of business of financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 587.25 Td (services companies like Peoples. IRR is the potential for economic loss due to future interest rate changes that can ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 575.25 Td (impact the earnings stream as well as market values of financial assets and liabilities. Peoples' exposure to IRR is due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 563.25 Td (primarily to dif) Tj ET Q q 0 0 0 rg BT 132.92 563.25 Td (ferences in the maturity or repricing of interest-earning assets and interest-bearing liabilities. In addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 551.25 Td (other factors, such as prepayments of loans and investment securities, or early withdrawal of deposits, can expose ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 539.25 Td (Peoples to IRR and increase interest costs or reduce revenue streams.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 521.25 Td (Peoples has assigned overall management of IRR to its ) Tj ET Q q 0 0 0 rg BT 311.90 521.25 Td (Asset-Liability Committee \(the ALCO\), which has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 509.25 Td (established an IRR management policy that sets minimum requirements and guidelines for monitoring and managing the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 497.25 Td (level of IRR. ) Tj ET Q q 0 0 0 rg BT 128.75 497.25 Td (The methods used by the ) Tj ET Q q 0 0 0 rg BT 230.68 497.25 Td (ALCO to assess IRR remain unchanged from those disclosed in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.83 497.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.83 497.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 485.25 Td (Form 10-K.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 467.25 Td (The following table shows the estimated changes in net interest income and the economic value of equity based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 455.25 Td (upon a standard, parallel shock analysis \(dollars in thousands\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.75 340.25 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 391.75 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.75 391.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.75 391.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.75 391.75 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.75 391.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 251.75 391.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.75 391.75 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 391.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.75 391.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.75 391.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.75 391.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.75 391.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 391.75 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 365.75 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.75 365.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.75 365.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.75 365.75 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.75 365.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 251.75 365.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.75 365.75 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 365.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.75 365.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.75 365.75 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.75 365.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.75 365.75 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 365.75 40.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.75 404.75 m 203.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.75 404.75 m 207.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.75 404.75 m 247.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.75 404.75 m 251.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.75 404.75 m 301.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.75 404.75 m 341.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 404.75 m 395.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.75 404.75 m 399.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 404.75 m 441.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.75 404.75 m 445.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.75 404.75 m 495.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 404.75 m 535.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 77.75 391.75 m 153.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.75 404.75 m 203.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.75 391.75 m 203.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.75 404.75 m 207.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.75 391.75 m 207.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.75 404.75 m 247.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.75 391.75 m 247.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.75 404.75 m 251.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.75 391.75 m 251.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.75 404.75 m 301.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.75 391.75 m 301.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.75 404.75 m 341.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.75 391.75 m 341.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.75 391.75 m 345.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 404.75 m 395.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 391.75 m 395.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.75 404.75 m 399.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.75 391.75 m 399.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 404.75 m 441.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 391.75 m 441.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.75 404.75 m 445.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.75 391.75 m 445.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.75 404.75 m 495.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.75 391.75 m 495.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 404.75 m 535.75 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 391.75 m 535.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 77.75 391.75 m 153.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.75 391.75 m 203.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.75 391.75 m 207.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.75 391.75 m 247.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 391.75 m 395.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.75 391.75 m 399.75 391.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 391.75 m 441.75 391.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.25 429.48 Td (Incr) Tj ET Q q 0 0 0 rg BT 115.40 429.48 Td (ease) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 87.40 419.48 Td (\(Decr) Tj ET Q q 0 0 0 rg BT 111.09 419.48 Td (ease\) in) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 87.40 409.48 Td (Inter) Tj ET Q q 0 0 0 rg BT 108.88 409.48 Td (est Rate) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 177.30 419.43 Td (Estimated Incr) Tj ET Q q 0 0 0 rg BT 241.28 419.43 Td (ease \(Decr) Tj ET Q q 0 0 0 rg BT 285.23 419.43 Td (ease\) in ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 204.85 409.43 Td (Net Inter) Tj ET Q q 0 0 0 rg BT 243.82 409.43 Td (est Income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.30 419.43 Td (Estimated \(Decr) Tj ET Q q 0 0 0 rg BT 439.91 419.43 Td (ease\) Incr) Tj ET Q q 0 0 0 rg BT 481.65 419.43 Td (ease in) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.80 409.43 Td (Economic ) Tj ET Q q 0 0 0 rg BT 429.43 409.43 Td (V) Tj ET Q q 0 0 0 rg BT 436.10 409.43 Td (alue of Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.15 395.32 Td (\(in Basis Points\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 167.15 395.48 Td (Mar) Tj ET Q q 0 0 0 rg BT 185.94 395.48 Td (ch 31, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 255.90 395.48 Td (December) Tj ET Q q 0 0 0 rg BT 299.12 395.48 Td ( 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.15 395.48 Td (Mar) Tj ET Q q 0 0 0 rg BT 378.94 395.48 Td (ch 31, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.90 395.48 Td (December) Tj ET Q q 0 0 0 rg BT 493.02 395.48 Td ( 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.75 382.32 Td (300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.25 382.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.40 382.32 Td (4,221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.05 382.32 Td (3.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.90 382.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.25 382.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.40 382.32 Td (4,1) Tj ET Q q 0 0 0 rg BT 287.90 382.32 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.05 382.32 Td (3.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.90 382.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.25 382.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.05 382.37 Td (\(87,702) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 382.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.70 382.32 Td (\(13.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.55 382.32 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.25 382.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.05 382.37 Td (\(83,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.90 382.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.70 382.32 Td (\(1) Tj ET Q q 0 0 0 rg BT 511.03 382.32 Td (1.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.55 382.32 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.75 369.32 Td (200) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.40 369.32 Td (3,330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.05 369.32 Td (2.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.90 369.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.40 369.32 Td (3,368) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.05 369.32 Td (2.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.90 369.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.05 369.37 Td (\(59,420) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 369.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.70 369.32 Td (\(9.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.55 369.32 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.05 369.37 Td (\(56,377) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.90 369.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.70 369.32 Td (\(8.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.55 369.32 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.75 356.32 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.40 356.32 Td (2,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.05 356.32 Td (1.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.90 356.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.40 356.32 Td (2,252) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.05 356.32 Td (1.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.90 356.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.05 356.37 Td (\(29,953) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 356.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.70 356.32 Td (\(4.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.55 356.32 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.05 356.37 Td (\(27,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.90 356.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.70 356.32 Td (\(4.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.55 356.32 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.40 343.32 Td (\(100\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.05 343.32 Td (\(7,954) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.90 343.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.70 343.32 Td (\(6.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.55 343.32 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.05 343.32 Td (\(8,352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.90 343.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.70 343.32 Td (\(7.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.55 343.32 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.40 343.32 Td (12,741) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.05 343.32 Td (2.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.90 343.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.40 343.32 Td (10,317) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.05 343.32 Td (1.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.90 343.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 322.25 Td (Estimated changes in net interest income and economic value of equity are partially driven by assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 310.25 Td (regarding the rate at which non-maturity deposits will reprice given a move in short-term interest rates. ) Tj ET Q q 0 0 0 rg BT 488.91 310.25 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 298.25 Td (assumptions are monitored closely by Peoples and were last updated in May 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 280.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.50 280.25 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.10 280.25 Td (, Peoples' Unaudited Consolidated Balance Sheet remained positioned for a rising interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 268.25 Td (environment, as illustrated by the potential increase in net interest income shown in the above table. ) Tj ET Q q 0 0 0 rg BT 476.42 268.25 Td (While parallel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 256.25 Td (interest rate shock scenarios are useful in assessing the level of IRR inherent in Peoples' Unaudited Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 244.25 Td (Sheet, interest rates typically move in a non-parallel manner) Tj ET Q q 0 0 0 rg BT 312.35 244.25 Td (, with dif) Tj ET Q q 0 0 0 rg BT 348.55 244.25 Td (ferences in the timing, direction and magnitude of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 232.25 Td (changes in short-term and long-term interest rates. ) Tj ET Q q 0 0 0 rg BT 278.14 232.25 Td (Thus, any benefit that could occur as a result of the Federal Reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 220.25 Td (Board increasing short-term interest rates in future quarters could be of) Tj ET Q q 0 0 0 rg BT 356.17 220.25 Td (fset by an inverse movement in long-term interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 208.25 Td (rates.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 190.25 Td ( ) Tj ET Q q 0 0 0 rg BT 92.24 190.25 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 125.59 190.25 Td (entered ) Tj ET Q q 0 0 0 rg BT 157.25 190.25 Td (into ) Tj ET Q q 0 0 0 rg BT 175.05 190.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 206.72 190.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 223.95 190.25 Td (swaps ) Tj ET Q q 0 0 0 rg BT 250.63 190.25 Td (as ) Tj ET Q q 0 0 0 rg BT 261.20 190.25 Td (part ) Tj ET Q q 0 0 0 rg BT 278.99 190.25 Td (of ) Tj ET Q q 0 0 0 rg BT 289.56 190.25 Td (its ) Tj ET Q q 0 0 0 rg BT 301.25 190.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 332.92 190.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 350.15 190.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 367.39 190.25 Td (management ) Tj ET Q q 0 0 0 rg BT 420.72 190.25 Td (strategy) Tj ET Q q 0 0 0 rg BT 451.72 190.25 Td (. ) Tj ET Q q 0 0 0 rg BT 456.46 190.25 Td ( ) Tj ET Q q 0 0 0 rg BT 458.54 190.25 Td (These ) Tj ET Q q 0 0 0 rg BT 484.66 190.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 516.33 190.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 533.56 190.25 Td (swaps ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 178.25 Td (are ) Tj ET Q q 0 0 0 rg BT 87.05 178.25 Td (designated ) Tj ET Q q 0 0 0 rg BT 132.65 178.25 Td (as ) Tj ET Q q 0 0 0 rg BT 143.82 178.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 164.43 178.25 Td (flow ) Tj ET Q q 0 0 0 rg BT 185.60 178.25 Td (hedges ) Tj ET Q q 0 0 0 rg BT 216.21 178.25 Td (and ) Tj ET Q q 0 0 0 rg BT 233.49 178.25 Td (involve ) Tj ET Q q 0 0 0 rg BT 266.33 178.25 Td (the ) Tj ET Q q 0 0 0 rg BT 281.39 178.25 Td (receipt ) Tj ET Q q 0 0 0 rg BT 311.43 178.25 Td (of ) Tj ET Q q 0 0 0 rg BT 322.60 178.25 Td (variable ) Tj ET Q q 0 0 0 rg BT 357.64 178.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 375.47 178.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 412.20 178.25 Td (from ) Tj ET Q q 0 0 0 rg BT 434.48 178.25 Td (a ) Tj ET Q q 0 0 0 rg BT 441.75 178.25 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 495.13 178.25 Td (in ) Tj ET Q q 0 0 0 rg BT 505.75 178.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 546.34 178.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 166.25 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 106.22 166.25 Td (making ) Tj ET Q q 0 0 0 rg BT 139.32 166.25 Td (fixed ) Tj ET Q q 0 0 0 rg BT 162.97 166.25 Td (payments. ) Tj ET Q q 0 0 0 rg BT 206.90 166.25 Td ( ) Tj ET Q q 0 0 0 rg BT 209.32 166.25 Td (As ) Tj ET Q q 0 0 0 rg BT 223.54 166.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.98 166.25 Td (March31, ) Tj ET Q q 0 0 0 rg BT 279.19 166.25 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.19 166.25 Td (, ) Tj ET Q q 0 0 0 rg BT 304.79 166.25 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 339.01 166.25 Td (had ) Tj ET Q q 0 0 0 rg BT 356.55 166.25 Td (seven ) Tj ET Q q 0 0 0 rg BT 382.43 166.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 414.97 166.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 433.06 166.25 Td (swaps ) Tj ET Q q 0 0 0 rg BT 460.61 166.25 Td (with ) Tj ET Q q 0 0 0 rg BT 481.50 166.25 Td (a ) Tj ET Q q 0 0 0 rg BT 489.04 166.25 Td (notional ) Tj ET Q q 0 0 0 rg BT 524.92 166.25 Td (value ) Tj ET Q q 0 0 0 rg BT 549.69 166.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 154.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 154.25 Td (60.0 ) Tj ET Q q 0 0 0 rg BT 97.25 154.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.14 154.25 Td (. ) Tj ET Q q 0 0 0 rg BT 131.38 154.25 Td ( ) Tj ET Q q 0 0 0 rg BT 133.52 154.25 Td (Additional ) Tj ET Q q 0 0 0 rg BT 179.04 154.25 Td (information ) Tj ET Q q 0 0 0 rg BT 229.00 154.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 270.06 154.25 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 305.72 154.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 337.90 154.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 355.63 154.25 Td (swaps ) Tj ET Q q 0 0 0 rg BT 382.81 154.25 Td (can ) Tj ET Q q 0 0 0 rg BT 399.44 154.25 Td (be ) Tj ET Q q 0 0 0 rg BT 411.62 154.25 Td (found ) Tj ET Q q 0 0 0 rg BT 437.70 154.25 Td (in ) Tj ET Q q 0 0 0 rg BT 448.22 154.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 470.41 154.25 Td (14 ) Tj ET Q q 0 0 0 rg BT 483.15 154.25 Td (of ) Tj ET Q q 0 0 0 rg BT 494.23 154.25 Td (the ) Tj ET Q q 0 0 0 rg BT 509.19 154.25 Td (Notes ) Tj ET Q q 0 0 0 rg BT 535.26 154.25 Td (to ) Tj ET Q q 0 0 0 rg BT 545.79 154.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 142.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 127.27 142.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 166.99 142.25 Td (Statements ) Tj ET Q q 0 0 0 rg BT 213.37 142.25 Td (included ) Tj ET Q q 0 0 0 rg BT 250.30 142.25 Td (in ) Tj ET Q q 0 0 0 rg BT 260.58 142.25 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 295.99 142.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 318.49 142.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 342.66 142.25 Td (10-K..) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 118.25 Td (Liquidity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 106.25 Td (In addition to IRR management, another major objective of the ) Tj ET Q q 0 0 0 rg BT 344.10 106.25 Td (ALCO is to maintain a suf) Tj ET Q q 0 0 0 rg BT 449.74 106.25 Td (ficient level of liquidity at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 94.25 Td (Peoples Bank. ) Tj ET Q q 0 0 0 rg BT 134.04 94.25 Td (The methods used by the ) Tj ET Q q 0 0 0 rg BT 235.96 94.25 Td (ALCO to monitor and evaluate the adequacy of Peoples Bank's liquidity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 82.25 Td (position remain unchanged from those disclosed in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.76 82.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.76 82.25 Td ( Form 10-K.) Tj ET Q endstream endobj 133 0 obj <>] /Rotate 0 /Contents 134 0 R>> endobj 134 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 731.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.50 731.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.10 731.10 Td (, Peoples Bank had liquid assets of $165.2 million, which represented 4.1% of total assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 719.10 Td (unfunded commitments. ) Tj ET Q q 0 0 0 rg BT 174.03 719.10 Td (This amount exceeded the minimal level by $85.2 million, or 2.1% of total loans and unfunded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 707.10 Td (commitments, currently required under Peoples' liquidity policy) Tj ET Q q 0 0 0 rg BT 327.26 707.10 Td (. Peoples also had an additional $78.3 million of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 695.10 Td (unpledged investment securities not included in the measurement of liquid assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 677.10 Td (Management believes the current balance of cash and cash equivalents, and anticipated cash flows from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 665.10 Td (investment portfolio, along with the availability of other funding sources, will allow Peoples to meet anticipated cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 653.10 Td (obligations, as well as special needs and of) Tj ET Q q 0 0 0 rg BT 243.44 653.10 Td (f-balance sheet commitments.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 623.10 Td ( Off-Balance Sheet ) Tj ET Q q 0 0 0 rg BT 135.93 623.10 Td (Activities and Contractual Obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 611.10 Td (In the normal course of business, Peoples is a party to financial instruments with of) Tj ET Q q 0 0 0 rg BT 404.81 611.10 Td (f-balance sheet risk necessary to meet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (the financing needs of Peoples' customers. ) Tj ET Q q 0 0 0 rg BT 228.36 599.10 Td (These financial instruments include commitments to extend credit and standby ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.10 Td (letters of credit. ) Tj ET Q q 0 0 0 rg BT 121.85 587.10 Td (The instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.10 Td (the Unaudited Consolidated Balance Sheets. ) Tj ET Q q 0 0 0 rg BT 236.28 575.10 Td (The contract amounts of these instruments express the extent of involvement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 563.10 Td (Peoples has in these financial instruments.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 539.10 Td (Loan Commitments and Standby Letters of Cr) Tj ET Q q 0 0 0 rg BT 253.82 539.10 Td (edit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 527.10 Td (Loan commitments are made to accommodate the financial needs of Peoples' customers. Standby letters of credit are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 515.10 Td (instruments issued by Peoples Bank guaranteeing the beneficiary payment by Peoples Bank in the event of default by Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 503.10 Td (Bank's customer in the performance of an obligation or service. Historically) Tj ET Q q 0 0 0 rg BT 359.50 503.10 Td (, most loan commitments and standby letters of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 491.10 Td (credit expire unused. Peoples Bank's exposure to credit loss in the event of nonperformance by the counter) Tj ET Q q 0 0 0 rg BT 482.70 491.10 Td (-party to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 479.10 Td (financial instrument for loan commitments and standby letters of credit is represented by the contractual amount of those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 467.10 Td (instruments. Peoples Bank uses the same underwriting standards in making commitments and conditional obligations as it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 455.10 Td (does for on-balance sheet instruments. ) Tj ET Q q 0 0 0 rg BT 212.38 455.10 Td (The amount of collateral obtained is based on management's credit evaluation of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 443.10 Td (customer) Tj ET Q q 0 0 0 rg BT 90.10 443.10 Td (. Collateral held varies, but may include accounts receivable, inventory) Tj ET Q q 0 0 0 rg BT 376.29 443.10 Td (, property) Tj ET Q q 0 0 0 rg BT 414.52 443.10 Td (, plant, and equipment, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 431.10 Td (income-producing commercial properties. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 413.10 Td (Peoples Bank routinely engages in activities that involve, to varying degrees, elements of risk that are not reflected in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 401.10 Td (whole or in part in the consolidated financial statements. ) Tj ET Q q 0 0 0 rg BT 285.14 401.10 Td (These activities are part of Peoples Bank's normal course of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.10 Td (business and include traditional of) Tj ET Q q 0 0 0 rg BT 191.01 389.10 Td (f-balance sheet credit-related financial instruments, interest rate contracts and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.10 Td (commitments to make additional capital contributions in low-income housing tax credit investments. ) Tj ET Q q 0 0 0 rg BT 462.07 377.10 Td (T) Tj ET Q q 0 0 0 rg BT 467.83 377.10 Td (raditional of) Tj ET Q q 0 0 0 rg BT 516.80 377.10 Td (f-balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 365.10 Td (sheet credit-related financial instruments continue to represent the most significant of) Tj ET Q q 0 0 0 rg BT 395.37 365.10 Td (f-balance sheet exposure. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 347.10 Td (The following table details the total contractual amount of loan commitments and standby letters of credit:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 66.00 305.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.00 305.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.00 305.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 305.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.00 305.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 305.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 66.00 279.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.00 279.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.00 279.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 279.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.00 279.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 279.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 66.00 253.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.00 253.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.00 253.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 253.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.00 253.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 253.60 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66 305.6 m 211 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 305.6 m 278 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278 305.6 m 343 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 305.6 m 411 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411 305.6 m 478 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 305.6 m 545 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 305.6 m 278 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278 305.6 m 343 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 305.6 m 411 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411 305.6 m 478 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 305.6 m 545 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66 266.6 m 211 266.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 266.6 m 278 266.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278 266.6 m 343 266.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 266.6 m 411 266.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411 266.6 m 478 266.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 266.6 m 545 266.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 310.27 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 71.00 310.27 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 222.15 320.28 Td (Mar) Tj ET Q q 0 0 0 rg BT 240.94 320.28 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 234.00 310.28 Td (2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.90 320.28 Td (December) Tj ET Q q 0 0 0 rg BT 324.02 320.28 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.00 310.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.00 321.33 Td (September) Tj ET Q q 0 0 0 rg BT 392.01 321.33 Td ( 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.50 311.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.20 321.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.00 311.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 489.15 321.33 Td (Mar) Tj ET Q q 0 0 0 rg BT 507.85 321.33 Td (ch 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.00 311.33 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 296.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.50 296.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.65 296.17 Td (86,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.50 296.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 296.17 Td (83,949) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 296.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 296.17 Td (84,101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.50 296.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 296.17 Td (86,086) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.50 296.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.65 296.17 Td (86,037) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 283.17 Td (Unadvanced construction loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.65 283.17 Td (106,410) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.65 283.17 Td (1) Tj ET Q q 0 0 0 rg BT 311.65 283.17 Td (12,475) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.65 283.17 Td (103,732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 283.17 Td (92,669) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.65 283.17 Td (1) Tj ET Q q 0 0 0 rg BT 513.65 283.17 Td (16,168) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 270.17 Td (Other loan commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.65 270.17 Td (267,482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.65 270.17 Td (260,552) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.65 270.17 Td (280,974) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 270.17 Td (302,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.65 270.17 Td (267,132) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.50 257.33 Td (Loan commitments) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.50 257.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 241.65 257.33 Td (460,679) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.50 257.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.65 257.33 Td (456,976) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.50 257.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.65 257.33 Td (468,807) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.50 257.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.65 257.33 Td (481,465) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.50 257.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.65 257.33 Td (469,337) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 244.17 Td (Standby letters of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.50 244.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.65 244.17 Td (20,481) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.50 244.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 244.17 Td (20,873) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 244.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 244.17 Td (21,788) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.50 244.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 244.17 Td (26,458) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.50 244.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.65 244.17 Td (25,797) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 223.10 Td (Management does not anticipate that Peoples Bank) Tj ET Q q 0 0 0 rg BT 279.17 223.10 Td (s current of) Tj ET Q q 0 0 0 rg BT 324.52 223.10 Td (f-balance sheet activities will have a material impact on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 211.10 Td (its future results of operations and financial condition based on historical experience and recent trends.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 173.53505859375002 m 447.974609375 173.53505859375002 l s q 0 0 0 rg BT 54.00 175.10 Td (ITEM 3QUANTIT) Tj ET Q q 0 0 0 rg BT 136.60 175.10 Td (A) Tj ET Q q 0 0 0 rg BT 143.08 175.10 Td (TIVE ) Tj ET Q q 0 0 0 rg BT 169.48 175.10 Td (AND QUALIT) Tj ET Q q 0 0 0 rg BT 232.36 175.10 Td (A) Tj ET Q q 0 0 0 rg BT 238.84 175.10 Td (TIVE DISCLOSURES ) Tj ET Q q 0 0 0 rg BT 338.32 175.10 Td (ABOUT) Tj ET Q q 0 0 0 rg BT 373.70 175.10 Td ( MARKET) Tj ET Q q 0 0 0 rg BT 421.02 175.10 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 163.10 Td (The information called for by this Item 3 is provided under the caption Interest Rate Sensitivity and Liquidity under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 151.10 Td (ITEM 2.MANAGEMENTS DISCUSSION ) Tj ET Q q 0 0 0 rg BT 242.33 151.10 Td (AND ) Tj ET Q q 0 0 0 rg BT 265.95 151.10 Td (ANAL) Tj ET Q q 0 0 0 rg BT 292.72 151.10 Td (YSIS OF FINANCIAL) Tj ET Q q 0 0 0 rg BT 385.69 151.10 Td ( CONDITIONAND RESUL) Tj ET Q q 0 0 0 rg BT 498.66 151.10 Td (TS OF ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 139.10 Td (PERA) Tj ET Q q 0 0 0 rg BT 78.45 139.10 Td (TIONS in this Form 10-Q, and is incorporated herein by reference.) Tj ET Q endstream endobj 135 0 obj <>] /Rotate 0 /Contents 136 0 R>> endobj 136 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (67) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 729.68505859375 m 241.802734375 729.68505859375 l s q 0 0 0 rg BT 54.00 731.25 Td (ITEM 4CONTROLS ) Tj ET Q q 0 0 0 rg BT 148.74 731.25 Td (AND PROCEDURES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 719.25 Td (Evaluation of Disclosur) Tj ET Q q 0 0 0 rg BT 153.83 719.25 Td (e Contr) Tj ET Q q 0 0 0 rg BT 186.14 719.25 Td (ols and Pr) Tj ET Q q 0 0 0 rg BT 229.30 719.25 Td (ocedur) Tj ET Q q 0 0 0 rg BT 258.56 719.25 Td (es) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 707.25 Td (Peoples' management, with the participation of Peoples' President and Chief Executive Of) Tj ET Q q 0 0 0 rg BT 432.00 707.25 Td (ficer and Peoples) Tj ET Q q 0 0 0 rg BT 503.45 707.25 Td ( Executive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.25 Td (V) Tj ET Q q 0 0 0 rg BT 60.62 695.25 Td (ice President, Chief Financial Of) Tj ET Q q 0 0 0 rg BT 191.79 695.25 Td (ficer and ) Tj ET Q q 0 0 0 rg BT 229.37 695.25 Td (T) Tj ET Q q 0 0 0 rg BT 235.12 695.25 Td (reasurer) Tj ET Q q 0 0 0 rg BT 266.92 695.25 Td (, has evaluated the ef) Tj ET Q q 0 0 0 rg BT 350.87 695.25 Td (fectiveness of Peoples) Tj ET Q q 0 0 0 rg BT 442.32 695.25 Td ( disclosure controls and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.25 Td (procedures \(as defined in Rule 13a-15\(e\) under the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 343.34 683.25 Td (Act of 1934, as amended \(the Exchange ) Tj ET Q q 0 0 0 rg BT 509.39 683.25 Td (Act\)\) as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.25 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.60 671.25 Td (.Based upon that evaluation, Peoples) Tj ET Q q 0 0 0 rg BT 272.38 671.25 Td ( President and Chief Executive Of) Tj ET Q q 0 0 0 rg BT 409.10 671.25 Td (ficer and Peoples) Tj ET Q q 0 0 0 rg BT 480.55 671.25 Td ( Executive ) Tj ET Q q 0 0 0 rg BT 525.35 671.25 Td (V) Tj ET Q q 0 0 0 rg BT 531.97 671.25 Td (ice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.25 Td (President, Chief Financial Of) Tj ET Q q 0 0 0 rg BT 171.02 659.25 Td (ficer and ) Tj ET Q q 0 0 0 rg BT 208.59 659.25 Td (T) Tj ET Q q 0 0 0 rg BT 214.35 659.25 Td (reasurer have concluded that:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 641.25 Td (\(a\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 641.25 Td (information required to be disclosed by Peoples in this Quarterly Report on Form 10-Q and other reports ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 629.25 Td (Peoples files or submits under the Exchange ) Tj ET Q q 0 0 0 rg BT 305.13 629.25 Td (Act would be accumulated and communicated to Peoples) Tj ET Q q 0 0 0 rg BT 536.82 629.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 617.25 Td (management, including its President and Chief Executive Of) Tj ET Q q 0 0 0 rg BT 368.53 617.25 Td (ficer and its Executive ) Tj ET Q q 0 0 0 rg BT 460.54 617.25 Td (V) Tj ET Q q 0 0 0 rg BT 467.16 617.25 Td (ice President, Chief ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 605.25 Td (Financial Of) Tj ET Q q 0 0 0 rg BT 176.08 605.25 Td (ficer and ) Tj ET Q q 0 0 0 rg BT 213.66 605.25 Td (T) Tj ET Q q 0 0 0 rg BT 219.41 605.25 Td (reasurer) Tj ET Q q 0 0 0 rg BT 251.21 605.25 Td (, as appropriate to allow timely decisions regarding required disclosure;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 587.25 Td (\(b\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 587.25 Td (information required to be disclosed by Peoples in this Quarterly Report on Form 10-Q and other reports ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 575.25 Td (Peoples files or submits under the Exchange ) Tj ET Q q 0 0 0 rg BT 305.13 575.25 Td (Act would be recorded, processed, summarized and reported ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 563.25 Td (within the time periods specified in the SEC) Tj ET Q q 0 0 0 rg BT 305.69 563.25 Td (s rules and forms; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 545.25 Td (\(c\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 545.25 Td (Peoples) Tj ET Q q 0 0 0 rg BT 159.70 545.25 Td ( disclosure controls and procedures were ef) Tj ET Q q 0 0 0 rg BT 332.78 545.25 Td (fective as of the end of the fiscal quarter covered by this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 533.25 Td (Quarterly Report on Form 10-Q.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.25 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.50 509.25 Td (Changes ) Tj ET Q q 0 0 0 rg BT 95.67 509.25 Td (in ) Tj ET Q q 0 0 0 rg BT 106.51 509.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 144.01 509.25 Td (Contr) Tj ET Q q 0 0 0 rg BT 169.39 509.25 Td (ol ) Tj ET Q q 0 0 0 rg BT 179.66 509.25 Td (Over) Tj ET Q q 0 0 0 rg BT 201.14 509.25 Td ( ) Tj ET Q q 0 0 0 rg BT 203.64 509.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 246.14 509.25 Td (Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 497.25 Td (There were no changes in Peoples' internal control over financial reporting \(as defined in Rule 13a-15\(f\) under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 95.37 485.25 Td (Act\) that occurred during Peoples' fiscal quarter ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.98 485.25 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.58 485.25 Td (, that have materially af) Tj ET Q q 0 0 0 rg BT 474.07 485.25 Td (fected, or are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 473.25 Td (reasonably likely to materially af) Tj ET Q q 0 0 0 rg BT 185.99 473.25 Td (fect, Peoples) Tj ET Q q 0 0 0 rg BT 239.67 473.25 Td ( internal control over financial reporting.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 284.25 452.85 Td (P) Tj ET Q q 0 0 0 rg BT 290.69 452.85 Td (AR) Tj ET Q q 0 0 0 rg BT 307.60 452.85 Td (T) Tj ET Q q 0 0 0 rg BT 315.39 452.85 Td ( II) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 409.28505859375 m 200.97265625 409.28505859375 l s q 0 0 0 rg BT 54.00 410.85 Td (ITEM 1LEGAL) Tj ET Q q 0 0 0 rg BT 125.13 410.85 Td ( PROCEEDINGS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 398.85 Td (In the ordinary course of their respective businesses or operations, Peoples or one of its subsidiaries may be named as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 386.85 Td (plaintif) Tj ET Q q 0 0 0 rg BT 82.70 386.85 Td (f, a defendant, or a party to a legal proceeding or any of their respective properties may be subject to various pending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 374.85 Td (and threatened legal proceedings and various actual and potential claims.In view of the inherent dif) Tj ET Q q 0 0 0 rg BT 455.62 374.85 Td (ficulty of predicting the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 362.85 Td (outcome of such matters, Peoples cannot state what the eventual outcome of any such matters will be. However) Tj ET Q q 0 0 0 rg BT 502.35 362.85 Td (, based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 350.85 Td (management's current knowledge and after consultation with legal counsel, management believes these proceedings will not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 338.85 Td (have a material adverse ef) Tj ET Q q 0 0 0 rg BT 158.20 338.85 Td (fect on the consolidated financial position, results of operations or liquidity of Peoples.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 307.28505859375 m 171.1533203125 307.28505859375 l s q 0 0 0 rg BT 54.00 308.85 Td (ITEM 1A) Tj ET Q q 0 0 0 rg BT 94.84 308.85 Td (RISK F) Tj ET Q q 0 0 0 rg BT 129.66 308.85 Td (ACT) Tj ET Q q 0 0 0 rg BT 150.59 308.85 Td (ORS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 296.85 Td (The accounting treatment of the interest rate swaps entered into by Peoples as part of its interest rate management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 284.85 Td (strategy) Tj ET Q q 0 0 0 rg BT 85.01 284.85 Td (, may change if the hedging relationship is not as ef) Tj ET Q q 0 0 0 rg BT 291.16 284.85 Td (fective as currently anticipated. ) Tj ET Q q 0 0 0 rg BT 421.47 284.85 Td (These interest rate swaps are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 272.85 Td (designated as cash flow hedges and involve the receipt of variable rate amounts from a counterparty in exchange for Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 260.85 Td (making fixed payments. ) Tj ET Q q 0 0 0 rg BT 154.82 260.85 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.26 260.85 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.86 260.85 Td (, Peoples had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.40 260.85 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.40 260.85 Td ( interest rate swaps with a notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.74 260.85 Td (60.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.63 260.85 Td (, two ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 248.85 Td (of the seven swaps became ef) Tj ET Q q 0 0 0 rg BT 172.38 248.85 Td (fective in January 2018, of the five remaining swaps two will become ef) Tj ET Q q 0 0 0 rg BT 461.28 248.85 Td (fective in ) Tj ET Q q 0 0 0 rg BT 500.70 248.85 Td (April 2018, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 236.85 Td (one in July of 2018 and two in October 2018. ) Tj ET Q q 0 0 0 rg BT 240.46 236.85 Td (These dates roughly coincide with the maturity of existing FHLB advances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 218.85 Td (Although Peoples expects that the hedging relationship will be highly ef) Tj ET Q q 0 0 0 rg BT 360.65 218.85 Td (fective as described above, it has not assumed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 206.85 Td (that there will be no inef) Tj ET Q q 0 0 0 rg BT 151.84 206.85 Td (fectiveness in the hedging relationship. ) Tj ET Q q 0 0 0 rg BT 312.64 206.85 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.08 206.85 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.68 206.85 Td (, the termination value of derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 194.85 Td (in a net asset position, which includes accrued interest but excludes any adjustment for nonperformance risk, related to these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 182.85 Td (agreements was $0.9 million. ) Tj ET Q q 0 0 0 rg BT 175.92 182.85 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.37 182.85 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.97 182.85 Td (, Peoples has no minimum collateral posting thresholds with certain of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 170.85 Td (derivative counterparties and has posted collateral of $6.0 million against its obligations under these agreements. If Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 158.85 Td (had breached any of these provisions at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.22 158.85 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.82 158.85 Td (, it could have been required to settle its obligations under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 146.85 Td (agreements at the termination value. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 128.85 Td (There have been no other material changes from those risk factors previously disclosed in ITEM 1A. RISK F) Tj ET Q q 0 0 0 rg BT 512.25 128.85 Td (ACT) Tj ET Q q 0 0 0 rg BT 532.07 128.85 Td (ORS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 116.85 Td (of Part I of Peoples) Tj ET Q q 0 0 0 rg BT 133.79 116.85 Td ( 2017 Form 10-K.) Tj ET Q q 0 0 0 rg BT 210.84 116.85 Td (Those risk factors are not the only risks Peoples faces.) Tj ET Q q 0 0 0 rg BT 432.45 116.85 Td (Additional risks and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 104.85 Td (uncertainties not currently known to management or that management currently deems to be immaterial also may materially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 92.85 Td (adversely af) Tj ET Q q 0 0 0 rg BT 102.40 92.85 Td (fect Peoples) Tj ET Q q 0 0 0 rg BT 153.58 92.85 Td ( business, financial condition and/or operating results.) Tj ET Q endstream endobj 137 0 obj <>] /Rotate 0 /Contents 138 0 R>> endobj 138 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (68) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 675.53505859375 m 444.087890625 675.53505859375 l s q 0 0 0 rg BT 54.00 677.10 Td (ITEM 2UNREGISTERED SALES OF) Tj ET Q q 0 0 0 rg BT 220.89 677.10 Td ( EQUITY) Tj ET Q q 0 0 0 rg BT 262.47 677.10 Td ( SECURITIES ) Tj ET Q q 0 0 0 rg BT 327.50 677.10 Td (AND USE OF) Tj ET Q q 0 0 0 rg BT 387.13 677.10 Td ( PROCEEDS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 665.10 Td (The following table details repurchases by Peoples and purchases by af) Tj ET Q q 0 0 0 rg BT 361.17 665.10 Td (filiated purchasers as defined in Rule 10b-18\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (\(3\) under the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 191.45 653.10 Td (Act of 1934, as amended, of Peoples) Tj ET Q q 0 0 0 rg BT 340.67 653.10 Td ( common shares during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.48 653.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.47 653.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td (March31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.60 641.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 54.00 540.60 129.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.00 540.60 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.00 540.60 11.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 540.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.00 540.60 14.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 540.60 108.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.00 540.60 110.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.00 510.60 129.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.00 510.60 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.00 510.60 11.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.00 510.60 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.00 510.60 14.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 510.60 108.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.00 510.60 110.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54 540.6 m 183 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183 540.6 m 241 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 540.6 m 252 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 540.6 m 325 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 540.6 m 339 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 540.6 m 447 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 540.6 m 557 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183 540.6 m 241 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 540.6 m 339 540.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54 495.6 m 183 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54 480.6 m 183 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183 495.6 m 241 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183 480.6 m 241 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 495.6 m 252 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241 480.6 m 252 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 495.6 m 325 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252 480.6 m 325 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 495.6 m 339 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 480.6 m 339 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 495.6 m 447 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 480.6 m 447 480.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 495.6 m 557 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 480.6 m 557 480.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.50 545.28 Td (Period) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 205.65 595.28 Td (\(a\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 200.55 585.28 Td (T) Tj ET Q q 0 0 0 rg BT 206.30 585.28 Td (otal ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 188.35 575.28 Td (Number) Tj ET Q q 0 0 0 rg BT 223.72 575.28 Td ( of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 191.75 565.28 Td (Common ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 197.10 555.28 Td (Shar) Tj ET Q q 0 0 0 rg BT 217.48 555.28 Td (es ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 189.05 545.28 Td (Pur) Tj ET Q q 0 0 0 rg BT 204.98 545.28 Td (chased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.50 545.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 281.85 575.28 Td (\(b\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 258.25 565.28 Td (A) Tj ET Q q 0 0 0 rg BT 264.73 565.28 Td (verage Price ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 269.85 555.28 Td (Paid per) Tj ET Q q 0 0 0 rg BT 306.06 555.28 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 254.60 545.28 Td (Common Shar) Tj ET Q q 0 0 0 rg BT 316.92 545.28 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.50 545.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 385.70 595.28 Td (\(c\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.20 585.28 Td (T) Tj ET Q q 0 0 0 rg BT 362.95 585.28 Td (otal Number) Tj ET Q q 0 0 0 rg BT 416.93 585.28 Td ( of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.15 575.28 Td (Common Shar) Tj ET Q q 0 0 0 rg BT 419.47 575.28 Td (es ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.25 565.28 Td (Pur) Tj ET Q q 0 0 0 rg BT 364.18 565.28 Td (chased as Part of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.55 555.28 Td (Publicly ) Tj ET Q q 0 0 0 rg BT 386.50 555.28 Td (Announced ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 347.60 545.28 Td (Plans or) Tj ET Q q 0 0 0 rg BT 382.70 545.28 Td ( Pr) Tj ET Q q 0 0 0 rg BT 395.56 545.28 Td (ograms) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.22 545.28 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 429.72 549.81 Td (\(1\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.35 615.28 Td (\(d\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.25 605.28 Td (Maximum) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.00 595.28 Td (Number) Tj ET Q q 0 0 0 rg BT 510.37 595.28 Td ( \( or) Tj ET Q q 0 0 0 rg BT 527.96 595.28 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.45 585.28 Td (Appr) Tj ET Q q 0 0 0 rg BT 481.05 585.28 Td (oximate Dollar) Tj ET Q q 0 0 0 rg BT 544.47 585.28 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 461.40 575.28 Td (V) Tj ET Q q 0 0 0 rg BT 467.70 575.28 Td (alue\) of Common ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.50 565.28 Td (Shar) Tj ET Q q 0 0 0 rg BT 471.88 565.28 Td (es that May ) Tj ET Q q 0 0 0 rg BT 524.00 565.28 Td (Y) Tj ET Q q 0 0 0 rg BT 530.11 565.28 Td (et Be ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.40 555.28 Td (Pur) Tj ET Q q 0 0 0 rg BT 472.33 555.28 Td (chased Under) Tj ET Q q 0 0 0 rg BT 530.76 555.28 Td ( the ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.05 545.28 Td (Plans or) Tj ET Q q 0 0 0 rg BT 492.15 545.28 Td ( Pr) Tj ET Q q 0 0 0 rg BT 505.01 545.28 Td (ograms) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 536.67 549.81 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 538.30 549.81 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.50 530.27 Td (January 1-31, 2018 ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 135.93 534.80 Td (\(2\)\(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.65 530.27 Td (27,287) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.50 530.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 530.27 Td (35.78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 530.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.50 530.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.15 530.27 Td (15,049,184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.50 515.27 Td (February 1-28, 2018 ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 140.93 519.80 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.65 515.27 Td (1,640) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 515.27 Td (34.89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 515.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.15 515.27 Td (15,049,184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.50 500.27 Td (March 1-31, 2018 ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 130.93 504.80 Td (\(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.15 500.27 Td (275) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.65 500.27 Td (34.81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 500.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.15 500.27 Td (15,049,184) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.50 485.83 Td (T) Tj ET Q q 0 0 0 rg BT 80.25 485.83 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 209.65 485.83 Td (29,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.50 485.72 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 254.50 485.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.65 485.28 Td (35.72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.50 485.72 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.15 485.83 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.50 485.83 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.15 485.83 Td (15,049,184) Tj ET Q BT /F1 10.00 Tf ET BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 464.30 Td (\(1\) ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 464.30 Td (On ) Tj ET Q q 0 0 0 rg BT 102.59 464.30 Td (November ) Tj ET Q q 0 0 0 rg BT 142.17 464.30 Td (3, ) Tj ET Q q 0 0 0 rg BT 150.52 464.30 Td (2015, ) Tj ET Q q 0 0 0 rg BT 172.36 464.30 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 201.95 464.30 Td (announced ) Tj ET Q q 0 0 0 rg BT 242.53 464.30 Td (that ) Tj ET Q q 0 0 0 rg BT 257.62 464.30 Td (on ) Tj ET Q q 0 0 0 rg BT 268.22 464.30 Td (that ) Tj ET Q q 0 0 0 rg BT 283.31 464.30 Td (same ) Tj ET Q q 0 0 0 rg BT 303.39 464.30 Td (date, ) Tj ET Q q 0 0 0 rg BT 322.23 464.30 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 353.44 464.30 Td (Board ) Tj ET Q q 0 0 0 rg BT 377.03 464.30 Td (of ) Tj ET Q q 0 0 0 rg BT 386.12 464.30 Td (Directors ) Tj ET Q q 0 0 0 rg BT 421.20 464.30 Td (authorized ) Tj ET Q q 0 0 0 rg BT 460.78 464.30 Td (a ) Tj ET Q q 0 0 0 rg BT 466.37 464.30 Td (share ) Tj ET Q q 0 0 0 rg BT 486.95 464.30 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 527.52 464.30 Td (program ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 453.50 Td (authorizing ) Tj ET Q q 0 0 0 rg BT 133.31 453.50 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 163.63 453.50 Td (to ) Tj ET Q q 0 0 0 rg BT 172.95 453.50 Td (purchase ) Tj ET Q q 0 0 0 rg BT 207.25 453.50 Td (up ) Tj ET Q q 0 0 0 rg BT 218.58 453.50 Td (to ) Tj ET Q q 0 0 0 rg BT 227.90 453.50 Td ($20.0 ) Tj ET Q q 0 0 0 rg BT 250.47 453.50 Td (million ) Tj ET Q q 0 0 0 rg BT 278.79 453.50 Td (of ) Tj ET Q q 0 0 0 rg BT 288.61 453.50 Td (its ) Tj ET Q q 0 0 0 rg BT 299.44 453.50 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 343.76 453.50 Td (common ) Tj ET Q q 0 0 0 rg BT 377.57 453.50 Td (shares. ) Tj ET Q q 0 0 0 rg BT 404.63 453.50 Td ( ) Tj ET Q q 0 0 0 rg BT 406.96 453.50 Td (No ) Tj ET Q q 0 0 0 rg BT 420.28 453.50 Td (common ) Tj ET Q q 0 0 0 rg BT 454.09 453.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 478.91 453.50 Td (were ) Tj ET Q q 0 0 0 rg BT 498.71 453.50 Td (purchased ) Tj ET Q q 0 0 0 rg BT 537.52 453.50 Td (under ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 442.70 Td (this ) Tj ET Q q 0 0 0 rg BT 105.25 442.70 Td (share ) Tj ET Q q 0 0 0 rg BT 126.49 442.70 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 167.72 442.70 Td (program ) Tj ET Q q 0 0 0 rg BT 200.46 442.70 Td (during ) Tj ET Q q 0 0 0 rg BT 226.20 442.70 Td (the ) Tj ET Q q 0 0 0 rg BT 239.45 442.70 Td (three ) Tj ET Q q 0 0 0 rg BT 259.69 442.70 Td (months ) Tj ET Q q 0 0 0 rg BT 288.44 442.70 Td (ended ) Tj ET Q q 0 0 0 rg BT 312.18 442.70 Td (March ) Tj ET Q q 0 0 0 rg BT 337.92 442.70 Td (31, ) Tj ET Q q 0 0 0 rg BT 351.42 442.70 Td (2018.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 431.90 Td (\(2\) ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 431.90 Td (Information ) Tj ET Q q 0 0 0 rg BT 134.44 431.90 Td (reported ) Tj ET Q q 0 0 0 rg BT 165.87 431.90 Td (includes ) Tj ET Q q 0 0 0 rg BT 197.31 431.90 Td (26,747 ) Tj ET Q q 0 0 0 rg BT 223.51 431.90 Td (common ) Tj ET Q q 0 0 0 rg BT 256.46 431.90 Td (shares ) Tj ET Q q 0 0 0 rg BT 280.40 431.90 Td (and ) Tj ET Q q 0 0 0 rg BT 294.85 431.90 Td (1,640 ) Tj ET Q q 0 0 0 rg BT 316.55 431.90 Td (common ) Tj ET Q q 0 0 0 rg BT 349.49 431.90 Td (shares ) Tj ET Q q 0 0 0 rg BT 373.43 431.90 Td (withheld ) Tj ET Q q 0 0 0 rg BT 406.38 431.90 Td (during ) Tj ET Q q 0 0 0 rg BT 431.33 431.90 Td (January ) Tj ET Q q 0 0 0 rg BT 460.77 431.90 Td (and ) Tj ET Q q 0 0 0 rg BT 475.21 431.90 Td (February) Tj ET Q q 0 0 0 rg BT 507.12 431.90 Td (, ) Tj ET Q q 0 0 0 rg BT 510.82 431.90 Td (respectively ) Tj ET Q q 0 0 0 rg BT 555.75 431.90 Td (, ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 421.10 Td (to ) Tj ET Q q 0 0 0 rg BT 99.25 421.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 114.50 421.10 Td (income ) Tj ET Q q 0 0 0 rg BT 143.24 421.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 163.98 421.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 203.21 421.10 Td (with ) Tj ET Q q 0 0 0 rg BT 221.46 421.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 257.19 421.10 Td (common ) Tj ET Q q 0 0 0 rg BT 290.94 421.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 315.68 421.10 Td (which ) Tj ET Q q 0 0 0 rg BT 339.93 421.10 Td (vested.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 410.30 Td (\(3\) ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 410.30 Td (Information ) Tj ET Q q 0 0 0 rg BT 135.28 410.30 Td (reported ) Tj ET Q q 0 0 0 rg BT 167.55 410.30 Td (includes ) Tj ET Q q 0 0 0 rg BT 199.83 410.30 Td (540 ) Tj ET Q q 0 0 0 rg BT 215.62 410.30 Td (common ) Tj ET Q q 0 0 0 rg BT 249.41 410.30 Td (shares ) Tj ET Q q 0 0 0 rg BT 274.19 410.30 Td (and ) Tj ET Q q 0 0 0 rg BT 289.47 410.30 Td (275 ) Tj ET Q q 0 0 0 rg BT 305.26 410.30 Td (common ) Tj ET Q q 0 0 0 rg BT 339.05 410.30 Td (shares ) Tj ET Q q 0 0 0 rg BT 363.83 410.30 Td (purchased ) Tj ET Q q 0 0 0 rg BT 402.60 410.30 Td (in ) Tj ET Q q 0 0 0 rg BT 411.89 410.30 Td (open ) Tj ET Q q 0 0 0 rg BT 431.67 410.30 Td (market ) Tj ET Q q 0 0 0 rg BT 458.95 410.30 Td (transactions ) Tj ET Q q 0 0 0 rg BT 504.23 410.30 Td (during ) Tj ET Q q 0 0 0 rg BT 530.02 410.30 Td (January ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 399.50 Td (and ) Tj ET Q q 0 0 0 rg BT 105.32 399.50 Td (March, ) Tj ET Q q 0 0 0 rg BT 133.38 399.50 Td (respectively) Tj ET Q q 0 0 0 rg BT 176.27 399.50 Td (, ) Tj ET Q q 0 0 0 rg BT 180.85 399.50 Td (by ) Tj ET Q q 0 0 0 rg BT 192.17 399.50 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 222.49 399.50 Td (Bank ) Tj ET Q q 0 0 0 rg BT 243.81 399.50 Td (under ) Tj ET Q q 0 0 0 rg BT 266.62 399.50 Td (the ) Tj ET Q q 0 0 0 rg BT 279.94 399.50 Td (Rabbi ) Tj ET Q q 0 0 0 rg BT 303.60 399.50 Td (T) Tj ET Q q 0 0 0 rg BT 308.78 399.50 Td (rust ) Tj ET Q q 0 0 0 rg BT 324.09 399.50 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 368.64 399.50 Td ( ) Tj ET Q q 0 0 0 rg BT 370.80 399.50 Td (The ) Tj ET Q q 0 0 0 rg BT 387.11 399.50 Td (Rabbi ) Tj ET Q q 0 0 0 rg BT 410.76 399.50 Td (T) Tj ET Q q 0 0 0 rg BT 415.94 399.50 Td (rust ) Tj ET Q q 0 0 0 rg BT 431.25 399.50 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 473.56 399.50 Td (establishes ) Tj ET Q q 0 0 0 rg BT 514.87 399.50 Td (a ) Tj ET Q q 0 0 0 rg BT 521.19 399.50 Td (rabbi ) Tj ET Q q 0 0 0 rg BT 542.01 399.50 Td (trust ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 388.70 Td (that ) Tj ET Q q 0 0 0 rg BT 106.41 388.70 Td (holds ) Tj ET Q q 0 0 0 rg BT 128.82 388.70 Td (assets ) Tj ET Q q 0 0 0 rg BT 152.73 388.70 Td (to ) Tj ET Q q 0 0 0 rg BT 162.64 388.70 Td (provide ) Tj ET Q q 0 0 0 rg BT 193.05 388.70 Td (funds ) Tj ET Q q 0 0 0 rg BT 215.96 388.70 Td (for ) Tj ET Q q 0 0 0 rg BT 229.36 388.70 Td (the ) Tj ET Q q 0 0 0 rg BT 243.27 388.70 Td (payment ) Tj ET Q q 0 0 0 rg BT 277.17 388.70 Td (of ) Tj ET Q q 0 0 0 rg BT 287.58 388.70 Td (the ) Tj ET Q q 0 0 0 rg BT 301.49 388.70 Td (benefits ) Tj ET Q q 0 0 0 rg BT 332.89 388.70 Td (under ) Tj ET Q q 0 0 0 rg BT 356.29 388.70 Td (the ) Tj ET Q q 0 0 0 rg BT 370.20 388.70 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 401.11 388.70 Td (Bancorp ) Tj ET Q q 0 0 0 rg BT 434.51 388.70 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 450.95 388.70 Td (Third ) Tj ET Q q 0 0 0 rg BT 473.22 388.70 Td (Amended ) Tj ET Q q 0 0 0 rg BT 511.12 388.70 Td (and ) Tj ET Q q 0 0 0 rg BT 527.02 388.70 Td (Restated) Tj ET Q BT /F1 9.00 Tf ET BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 377.90 Td (Deferred ) Tj ET Q q 0 0 0 rg BT 124.22 377.90 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 178.47 377.90 Td (Plan ) Tj ET Q q 0 0 0 rg BT 196.72 377.90 Td (for ) Tj ET Q q 0 0 0 rg BT 209.47 377.90 Td (Directors ) Tj ET Q q 0 0 0 rg BT 245.20 377.90 Td (of ) Tj ET Q q 0 0 0 rg BT 254.95 377.90 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 285.20 377.90 Td (Bancorp ) Tj ET Q q 0 0 0 rg BT 317.94 377.90 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 333.93 377.90 Td (and ) Tj ET Q q 0 0 0 rg BT 349.17 377.90 Td (Subsidiaries.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 324.73505859375 m 277.1103515625 324.73505859375 l s q 0 0 0 rg BT 54.00 326.30 Td (ITEM 3DEF) Tj ET Q q 0 0 0 rg BT 109.93 326.30 Td (AUL) Tj ET Q q 0 0 0 rg BT 130.12 326.30 Td (TS UPON SENIOR SECURITIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 314.30 Td (None.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 282.73505859374995 m 232.5546875 282.73505859374995 l s q 0 0 0 rg BT 54.00 284.30 Td (ITEM 4MINE SAFETY) Tj ET Q q 0 0 0 rg BT 159.47 284.30 Td ( DISCLOSURES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 272.30 Td (Not applicable.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 240.73505859374995 m 202.9892578125 240.73505859374995 l s q 0 0 0 rg BT 54.00 242.30 Td (ITEM 5OTHER INFORMA) Tj ET Q q 0 0 0 rg BT 177.43 242.30 Td (TION) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 230.30 Td (None) Tj ET Q endstream endobj 139 0 obj <>] /Rotate 0 /Contents 140 0 R>> endobj 140 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (69) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 729.68505859375 m 139.0244140625 729.68505859375 l s q 0 0 0 rg BT 54.00 731.25 Td (ITEM 6EXHIBITS) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 697.75 m 98.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 697.75 m 365.5 697.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 697.75 m 558.5 697.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 61.70 711.20 Td (Exhibit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 60.05 702.20 Td (Number) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 712.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 711.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.25 702.20 Td (Description) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 712.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 711.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.10 702.20 Td (Exhibit Location) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.35 683.01 Td (3.1\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 683.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 683.01 Td (Amended ) Tj ET Q q 0 0 0 rg BT 143.99 683.01 Td (Articles of Incorporation of Peoples Bancorp Inc. \(as filed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 674.01 Td (with the Ohio Secretary of State on May 3, 1993\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 683.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 683.01 Td (Incorporated herein by reference to Exhibit 3\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 674.01 Td (to the Registration Statement on Form 8-B of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 665.01 Td (Peoples Bancorp Inc. \("Peoples"\) filed July 20,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 656.01 Td (1993 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.1 634.81005859375 m 86.844140625 634.81005859375 l s q 0 0 1 rg BT 65.10 636.01 Td (3.1\(b\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 636.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 636.01 Td (Certificate of ) Tj ET Q q 0 0 0 rg BT 156.73 636.01 Td (Amendment to the ) Tj ET Q q 0 0 0 rg BT 225.47 636.01 Td (Amended ) Tj ET Q q 0 0 0 rg BT 262.21 636.01 Td (Articles of Incorporation of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 627.01 Td (Peoples Bancorp Inc. \(as filed with the Ohio Secretary of State on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 618.01 Td (April 22, 1994\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 636.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 636.01 Td (Incorporated herein by reference to Exhibit 3.1\(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 627.01 Td (to Peoples' Quarterly Report on Form 10-Q for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 618.01 Td (the quarterly period ended September 30, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 609.01 Td (\(File No. 0-16772\) \("Peoples' September 30, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 600.01 Td (Form 10-Q"\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.35 578.81005859375 m 86.58876953125 578.81005859375 l s q 0 0 1 rg BT 65.35 580.01 Td (3.1\(c\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 580.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 580.01 Td (Certificate of ) Tj ET Q q 0 0 0 rg BT 156.73 580.01 Td (Amendment to the ) Tj ET Q q 0 0 0 rg BT 225.47 580.01 Td (Amended ) Tj ET Q q 0 0 0 rg BT 262.21 580.01 Td (Articles of Incorporation of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 571.01 Td (Peoples Bancorp Inc. \(as filed with the Ohio Secretary of State on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 562.01 Td (April 9, 1996\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 580.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 580.01 Td (Incorporated herein by reference to Exhibit 3.1\(c\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 571.01 Td (to Peoples' September 30, 2017 Form 10-Q) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.1 540.81005859375 m 86.844140625 540.81005859375 l s q 0 0 1 rg BT 65.10 542.01 Td (3.1\(d\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 542.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 542.01 Td (Certificate of ) Tj ET Q q 0 0 0 rg BT 156.73 542.01 Td (Amendment to the ) Tj ET Q q 0 0 0 rg BT 225.47 542.01 Td (Amended ) Tj ET Q q 0 0 0 rg BT 262.21 542.01 Td (Articles of Incorporation of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 533.01 Td (Peoples Bancorp Inc. \(as filed with the Ohio Secretary of State on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 524.01 Td (April 23, 2003\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 542.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 542.01 Td (Incorporated herein by reference to Exhibit 3\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 533.01 Td (to Peoples) Tj ET Q q 0 0 0 rg BT 413.91 533.01 Td ( Quarterly Report on Form 10-Q for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 524.01 Td (the quarterly period ended March 31, 2003 \(File) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 515.01 Td (No. 0-16772\) \(Peoples) Tj ET Q q 0 0 0 rg BT 462.40 515.01 Td ( March 31, 2003 Form) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 506.01 Td (10-Q\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.35 484.81005859375 m 86.58876953125 484.81005859375 l s q 0 0 1 rg BT 65.35 486.01 Td (3.1\(e\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 486.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 486.01 Td (Certificate of ) Tj ET Q q 0 0 0 rg BT 156.73 486.01 Td (Amendment by Shareholders to the ) Tj ET Q q 0 0 0 rg BT 285.95 486.01 Td (Amended ) Tj ET Q q 0 0 0 rg BT 322.69 486.01 Td (Articles of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 477.01 Td (Incorporation of Peoples Bancorp Inc. \(as filed with the Ohio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 468.01 Td (Secretary of State on January 22, 2009\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 486.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 486.01 Td (Incorporated herein by reference to Exhibit 3.1 to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 477.01 Td (Peoples) Tj ET Q q 0 0 0 rg BT 404.66 477.01 Td ( Current Report on Form 8-K dated and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 468.01 Td (filed on January 23, 2009 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.85 446.81005859375 m 86.0912109375 446.81005859375 l s q 0 0 1 rg BT 65.85 448.01 Td (3.1\(f\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 448.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 448.01 Td (Certificate of ) Tj ET Q q 0 0 0 rg BT 156.73 448.01 Td (Amendment by Directors to ) Tj ET Q q 0 0 0 rg BT 259.21 448.01 Td (Articles filed with the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 439.01 Td (Secretary of State of the State of Ohio on January 28, 2009,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 430.01 Td (evidencing adoption of amendments by the Board of Directors of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 421.01 Td (Peoples Bancorp Inc. to ) Tj ET Q q 0 0 0 rg BT 194.98 421.01 Td (Article FOUR) Tj ET Q q 0 0 0 rg BT 245.71 421.01 Td (TH of ) Tj ET Q q 0 0 0 rg BT 269.18 421.01 Td (Amended ) Tj ET Q q 0 0 0 rg BT 305.92 421.01 Td (Articles of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 412.01 Td (Incorporation to establish express terms of Fixed Rate Cumulative) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 403.01 Td (Perpetual Preferred Shares, Series ) Tj ET Q q 0 0 0 rg BT 231.46 403.01 Td (A, each without par value, of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 394.01 Td (Peoples Bancorp Inc.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 448.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 448.01 Td (Incorporated herein by reference to Exhibit 3.1 to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 439.01 Td (Peoples) Tj ET Q q 0 0 0 rg BT 404.66 439.01 Td ( Current Report on Form 8-K dated and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 430.01 Td (filed on February 2, 2009 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.1 372.81005859375 m 86.844140625 372.81005859375 l s q 0 0 1 rg BT 65.10 374.01 Td (3.1\(g\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 374.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 374.01 Td (Amended ) Tj ET Q q 0 0 0 rg BT 143.99 374.01 Td (Articles of Incorporation of Peoples Bancorp Inc. \(This) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 365.01 Td (document represents the ) Tj ET Q q 0 0 0 rg BT 196.47 365.01 Td (Amended ) Tj ET Q q 0 0 0 rg BT 233.21 365.01 Td (Articles of Incorporation of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 356.01 Td (Peoples Bancorp Inc. in compiled form incorporating all amendments.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 347.01 Td (The compiled document has not been filed with the Ohio Secretary of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 338.01 Td (State.\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 374.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 374.01 Td (Incorporated herein by reference to Exhibit 3.1\(g\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 365.01 Td (to Peoples) Tj ET Q q 0 0 0 rg BT 413.91 365.01 Td ( ) Tj ET Q q 0 0 0 rg BT 415.58 365.01 Td (Annual Report on Form 10-K for the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 356.01 Td (fiscal year ended December 31, 2008 \(File No.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 347.01 Td (0-16772\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.35 317.01 Td (3.2\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 317.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 317.01 Td (Code of Regulations of Peoples Bancorp Inc.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 317.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 317.01 Td (Incorporated herein by reference to Exhibit 3\(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 308.01 Td (to Peoples) Tj ET Q q 0 0 0 rg BT 413.91 308.01 Td ( Registration Statement on Form 8-B) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 299.01 Td (filed July 20, 1993 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.1 276.81005859375 m 86.844140625 276.81005859375 l s q 0 0 1 rg BT 65.10 278.01 Td (3.2\(b\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 278.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 278.01 Td (Certified Resolutions Regarding ) Tj ET Q q 0 0 0 rg BT 225.48 278.01 Td (Adoption of ) Tj ET Q q 0 0 0 rg BT 270.98 278.01 Td (Amendments to Sections) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 269.01 Td (1.03, 1.04, 1.05, 1.06, 1.08, 1.10, 2.03\(C\), 2.07, 2.08, 2.10 and 6.02 of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 260.01 Td (the Code of Regulations of Peoples Bancorp Inc. by shareholders on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 251.01 Td (April 10, 2003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 278.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 278.01 Td (Incorporated herein by reference to Exhibit 3\(c\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 269.01 Td (to Peoples) Tj ET Q q 0 0 0 rg BT 413.91 269.01 Td ( March 31, 2003 Form 10-Q) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.35 229.81005859375 m 86.58876953125 229.81005859375 l s q 0 0 1 rg BT 65.35 231.01 Td (3.2\(c\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 231.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 231.01 Td (Certificate regarding adoption of amendments to Sections 3.01, 3.03,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 222.01 Td (3.04, 3.05, 3.06, 3.07, 3.08 and 3.1) Tj ET Q q 0 0 0 rg BT 232.33 222.01 Td (1 of the Code of Regulations of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 213.01 Td (Peoples Bancorp Inc. by shareholders on ) Tj ET Q q 0 0 0 rg BT 255.96 213.01 Td (April8, 2004) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 231.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 231.01 Td (Incorporated herein by reference to Exhibit 3\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 222.01 Td (to Peoples) Tj ET Q q 0 0 0 rg BT 413.91 222.01 Td ( Quarterly Report on Form 10-Q for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 213.01 Td (the quarterly period ended March 31, 2004 \(File) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 204.01 Td (No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.1 182.81005859375 m 86.844140625 182.81005859375 l s q 0 0 1 rg BT 65.10 184.01 Td (3.2\(d\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 184.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 184.01 Td (Certificate regarding adoption of amendments to Sections 2.06, 2.07,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 175.01 Td (3.01 and 3.04 of Peoples Bancorp Inc.) Tj ET Q q 0 0 0 rg BT 247.47 175.01 Td (s Code of Regulations by the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 166.01 Td (shareholders on ) Tj ET Q q 0 0 0 rg BT 165.73 166.01 Td (April 13, 2006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 184.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 184.01 Td (Incorporated herein by reference to Exhibit 3.1 to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 175.01 Td (Peoples) Tj ET Q q 0 0 0 rg BT 404.66 175.01 Td ( Current Report on Form 8-K dated and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 166.01 Td (filed on ) Tj ET Q q 0 0 0 rg BT 403.74 166.01 Td (April 14, 2006 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.35 144.81005859375 m 86.58876953125 144.81005859375 l s q 0 0 1 rg BT 65.35 146.01 Td (3.2\(e\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 146.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 146.01 Td (Certificate regarding adoption of an amendment to Section 2.01 of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 137.01 Td (Peoples Bancorp Inc.) Tj ET Q q 0 0 0 rg BT 186.48 137.01 Td (s Code of Regulations by the shareholders on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 128.01 Td (April 22, 2010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 146.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 146.01 Td (Incorporated herein by reference to Exhibit 3.2\(e\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 137.01 Td (to Peoples) Tj ET Q q 0 0 0 rg BT 413.91 137.01 Td ( Quarterly Report on Form 10-Q/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 128.01 Td (\(Amendment No. 1\) for the quarterly period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 119.01 Td (ended June 30, 2010 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 110.01 Td (\("Peoples' June 30, 2010 Form 10-Q/A"\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 65.85 88.81005859375 m 86.0912109375 88.81005859375 l s q 0 0 1 rg BT 65.85 90.01 Td (3.2\(f\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 90.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 90.01 Td (Code of Regulations of Peoples Bancorp Inc. \(This document) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 81.01 Td (represents the Code of Regulations of Peoples Bancorp Inc. in) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 72.01 Td (compiled form incorporating all amendments.\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 90.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 90.01 Td (Incorporated herein by reference to Exhibit 3.2\(f\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 81.01 Td (to Peoples) Tj ET Q q 0 0 0 rg BT 413.58 81.01 Td ( June 30, 2010 Form 10-Q/A) Tj ET Q endstream endobj 141 0 obj <><>] /Rotate 0 /Contents 142 0 R>> endobj 142 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (70) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 713.5 m 98.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 713.5 m 365.5 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 713.5 m 558.5 713.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 61.70 726.95 Td (Exhibit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 60.05 717.95 Td (Number) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 727.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 726.81 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.25 717.95 Td (Description) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 727.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 726.81 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.10 717.95 Td (Exhibit Location) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 68.1 697.56005859375 m 83.85 697.56005859375 l s q 0 0 1 rg BT 68.10 698.76 Td (10.1) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 698.76 Td (Summary of Base Salaries for Executive Of) Tj ET Q q 0 0 0 rg BT 264.87 698.76 Td (ficers of Peoples Bancorp) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 689.76 Td (Inc.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 698.76 Td (Filed herewith) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 68.1 670.56005859375 m 83.85 670.56005859375 l s q 0 0 1 rg BT 68.10 671.76 Td (10.2) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 671.76 Td (Summary of Compensation for Directors of Peoples Bancorp Inc.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 671.76 Td (Incorporated herein by reference to Exhibit 10.8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 662.76 Td (to Peoples' ) Tj ET Q q 0 0 0 rg BT 414.87 662.76 Td (Annual Report on Form 10-K for the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 653.76 Td (fiscal year ended December 31, 2017 \(File No.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 644.76 Td (0-16772\) \("Peoples' 2017 Form 10-K"\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 68.1 625.56005859375 m 83.85 625.56005859375 l s q 0 0 1 rg BT 68.10 626.76 Td (10.3) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 626.76 Td (Peoples Bancorp Inc. Second ) Tj ET Q q 0 0 0 rg BT 214.47 626.76 Td (Amended and Restated 2006 Equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 617.76 Td (Plan \(approved by the shareholders of Peoples Bancorp Inc. on ) Tj ET Q q 0 0 0 rg BT 335.94 617.76 Td (April) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 608.76 Td (25, 2013\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 626.76 Td (Incorporated herein by reference to Exhibit 10.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 617.76 Td (to Peoples' Quarterly Report on 10-Q for the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 608.76 Td (quarterly period ended June 30, 2013 \(File No.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 599.76 Td (0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 68.1 580.56005859375 m 83.85 580.56005859375 l s q 0 0 1 rg BT 68.10 581.76 Td (10.4) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 581.76 Td (First ) Tj ET Q q 0 0 0 rg BT 125.51 581.76 Td (Amendment to the Peoples Bancorp Inc. Second ) Tj ET Q q 0 0 0 rg BT 301.97 581.76 Td (Amended and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 572.76 Td (Restated 2006 Equity Plan \(adopted by the Board of Directors of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 563.76 Td (Peoples Bancorp Inc. on January 25, 2018\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 581.76 Td (Incorporated herein by reference to Exhibit 10.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 572.76 Td (to Peoples' 2017 Form10-K \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 68.1 543.56005859375 m 83.85 543.56005859375 l s q 0 0 1 rg BT 68.10 544.76 Td (10.5) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 543.96 Td (Form of Peoples Bancorp Inc. Second ) Tj ET Q q 0 0 0 rg BT 245.73 543.96 Td (Amended and Restated 2006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 534.96 Td (Equity Plan Performance-Based Restricted Stock ) Tj ET Q q 0 0 0 rg BT 285.71 534.96 Td (A) Tj ET Q q 0 0 0 rg BT 291.38 534.96 Td (ward ) Tj ET Q q 0 0 0 rg BT 311.13 534.96 Td (Agreement) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 525.96 Td (used and to be used to evidence grants of performance-based restricted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 516.96 Td (stock to executive of) Tj ET Q q 0 0 0 rg BT 181.56 516.96 Td (ficers of Peoples Bancorp Inc. on and after) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 507.96 Td (January 1, 2018) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 544.76 Td (Filed herewith) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 68.1 488.56005859375 m 83.85 488.56005859375 l s q 0 0 1 rg BT 68.10 489.76 Td (31.1) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 489.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 489.76 Td (Rule 13a-14\(a\)/15d-14\(a\) Certifications [President and Chief) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 480.76 Td (Executive Of) Tj ET Q q 0 0 0 rg BT 154.65 480.76 Td (ficer]) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 489.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 489.76 Td (Filed herewith) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.44 w 0 i [] 0 d 1 J 1 j 3 M 68.1 461.56005859375 m 83.85 461.56005859375 l s q 0 0 1 rg BT 68.10 462.76 Td (31.2) Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 462.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 462.76 Td (Rule 13a-14\(a\)/15d-14\(a\) Certifications [Executive ) Tj ET Q q 0 0 0 rg BT 293.85 462.76 Td (V) Tj ET Q q 0 0 0 rg BT 300.00 462.76 Td (ice President,) Tj ET Q BT /F1 9.00 Tf 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