Attached files
| file | filename |
|---|---|
| 8-K - 8-K - MidWestOne Financial Group, Inc. | a2018annualmeetingpresenta.htm |
Annual Shareholders Meeting
April 19, 2018
2
Net Income (000s)
$16,534
$18,607 $18,522
$25,118
$20,391
$18,699
2012 2013 2014 2015 2016 2017
* Non-GAAP, excludes deferred tax adjustment
$21,911*
3
Basic Earnings per Share 2000 – 2017
$1.04
$1.47
$1.95
$2.19 $2.20
$2.42
$1.78
$1.82
$0.00
$0.50
$1.00
$1.50
$2.00
$2.50
$3.00
# Non-GAAP; excludes goodwill impairment charge
*EPS excludes deferred tax adjustment
4
Provision for Loan Losses (000s)
$4,366
$7,725
$5,950
$3,350 $2,379
$1,350 $1,200
$5,132
$7,983
$17,334
2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
5
Net Loans Charged Off to Average Loans
0.21%
0.11% 0.09% 0.11%
0.26%
0.51%
2012 2013 2014 2015 2016 2017
6
Nonperforming Assets/Total Loans
1.35%
1.43%
1.32%
0.95%
1.41%
1.13%
2012 2013 2014 2015 2016 2017
7
MOFG Total Deposits (000s)
$1,399,733 $1,374,942 $1,408,542
$2,463,521 $2,480,448
$2,605,319
2012 2013 2014 2015 2016 2017
8
MOFG Total Loans (000s)
$1,035,284 $1,088,412
$1,132,519
$2,151,942 $2,165,143
$2,286,695
2012 2013 2014 2015 2016 2017
9
MidWestOne Footprint
10
Denver Market
11
Ft. Myers new office
12
Florida Markets – Ft. Myers and Naples
13
Trust, Investment and Insurance Fees (000s)
$5,345
$5,771
$6,005
$5,574
$6,189
2013 2014 2015 2016 2017
14
Fintech Initiatives
• Mobile friendly website
• Zelle launch – banking’s
answer to Venmo
• Mobile loan and deposit
application functionality
15
Community Involvement
16
Dividends
$0.36
$0.50
$0.58 $0.60
$0.64
$0.67
$0.78
2012 2013 2014 2015 2016 2017 2018*
*projected
17
Our Operating Principles
1. Take good care of our customers
2. Hire and retain excellent employees
3. Always conduct yourself with the utmost integrity
4. Work as one team
5. Learn constantly so we can continually improve
18
Employee Engagement
Top Bank Workplace In Iowa in Mid-Sized Category
Des Moines Register