Attached files
file | filename |
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8-K - FORM 8-K - TriState Capital Holdings, Inc. | d537773d8k.htm |
EX-99.1 - EX-99.1 - TriState Capital Holdings, Inc. | d537773dex991.htm |
EX-5.2 - EX-5.2 - TriState Capital Holdings, Inc. | d537773dex52.htm |
EX-5.1 - EX-5.1 - TriState Capital Holdings, Inc. | d537773dex51.htm |
EX-4.1 - EX-4.1 - TriState Capital Holdings, Inc. | d537773dex41.htm |
EX-3.1 - EX-3.1 - TriState Capital Holdings, Inc. | d537773dex31.htm |
EX-1.1 - EX-1.1 - TriState Capital Holdings, Inc. | d537773dex11.htm |
Exhibit 12
Ratio of Earnings to Fixed Charges
Twelve Months Ended December 31, | ||||||||||||||||||||
2017 | 2016 | 2015 | 2014 | 2013 | ||||||||||||||||
Earnings: |
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Income before tax |
$ | 47,470 | $ | 41,689 | $ | 33,380 | $ | 22,897 | $ | 18,580 | ||||||||||
Add: Fixed charges, excluding interest on deposits |
5,457 | 3,692 | 2,755 | 1,640 | 86 | |||||||||||||||
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Earnings available for fixed charges, excluding interest on deposits |
52,927 | 45,381 | 36,135 | 24,537 | 18,666 | |||||||||||||||
Add: Interest on deposits |
37,485 | 19,807 | 12,888 | 10,611 | 10,981 | |||||||||||||||
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Earnings available for fixed charges, including interest on deposits |
$ | 90,412 | $ | 65,188 | $ | 49,023 | $ | 35,148 | $ | 29,647 | ||||||||||
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Fixed Charges: |
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Interest expense, excluding interest on deposits |
$ | 5,457 | $ | 3,692 | $ | 2,755 | $ | 1,640 | $ | 86 | ||||||||||
Interest factor in net rental expense |
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Total fixed charges, excluding interest on deposits |
5,457 | 3,692 | 2,755 | 1,640 | 86 | |||||||||||||||
Add: Interest on deposits |
37,485 | 19,807 | 12,888 | 10,611 | 10,981 | |||||||||||||||
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Total fixed charges, including interest on deposits |
$ | 42,942 | $ | 23,499 | $ | 15,643 | $ | 12,251 | $ | 11,067 | ||||||||||
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Ratio of Earnings to Fixed Charges |
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Excluding interest on deposits |
9.70x | 12.29x | 13.12x | 14.96x | 217.05x | |||||||||||||||
Including interest on deposits |
2.11x | 2.77x | 3.13x | 2.87x | 2.68x |