OHIO VALLEY BANC CORP - FORM 10-K - EX-4 - EXHIBIT 4 AT 12/31/17 - March 16, 2018

Attached files

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EX-32 - SECTION 1350 CERTIFICATIONS 12/31/17 - OHIO VALLEY BANC CORPsec10k123117_ex32.htm
EX-31.2 - CERTIFICATION - PRINCIPAL FINANCIAL OFFICER 12/31/17 - OHIO VALLEY BANC CORPsec10k123117_ex31-2.htm
EX-31.1 - CERTIFICATION - PRINCIPAL EXECUTIVE OFFICER 12/31/17 - OHIO VALLEY BANC CORPsec10k123117_ex31-1.htm
EX-23 - CONSENT OF CROWE HORWATH AS OF 12/31/17 - OHIO VALLEY BANC CORPsec10k123117_ex23.htm
EX-21 - SUBSIDIARIES OF OHIO VALLEY BANC CORP AS OF 12/31/17 - OHIO VALLEY BANC CORPsec10k123117_ex21.htm
EX-13 - ANNUAL REPORT TO SHAREHOLDERS AS OF 12/31/17 - OHIO VALLEY BANC CORPsec10k123117_ex13.htm
EX-10.24(A) - DIRECTOR DEFERRED FEE AGREEMENT - E. J. ROBBINS - OHIO VALLEY BANC CORPsec10k123117_ex10-24a.htm
EX-10.24 - DIRECTOR DEFERRED FEE AGREEMENT - K A CANADY - OHIO VALLEY BANC CORPsec10k123117_ex10-24.htm
EX-10.23 - DIRECTOR RETIREMENT AGREEMENT - J. G. JONES - OHIO VALLEY BANC CORPsec10k123117_ex10-23.htm
EX-10.22(A) - DIRECTOR RETIREMENT AGREEMENT - E ROBBINS - OHIO VALLEY BANC CORPsec10k123117_ex10-22a.htm
EX-10.22 - DIRECTOR RETIREMENT AGREEMENT - K A CANADY - OHIO VALLEY BANC CORPsec10k123117_ex10-22.htm
EX-10.19 - 2016 DETERMINATION OF DIRECTORS DEFERRED FEE AGREEMENT - THOMAS/HOWE/SMITH/WISEM - OHIO VALLEY BANC CORPsec10k123117_ex10-19.htm
EX-10.9 - SUMMARY OF BONUS PROGRAM - OHIO VALLEY BANC CORPsec10k123117_ex10-9.htm
EX-10.8 - SUMMARY OF COMPENSATION - DIRECTORS & OFFICERS - OHIO VALLEY BANC CORPsec10k123117_ex10-8.htm
EX-10.6(B) - DIRECTOR DEFERRED FEE AGREEMENTS - HOWE/THOMAS/SMITH - OHIO VALLEY BANC CORPsec10k123117_ex10-6b.htm
EX-10.3(B) - DIRECTOR RETIREMENT AGREEMENTS - HOWE/THOMAS/WISEMAN - OHIO VALLEY BANC CORPsec10k123117_ex10-3b.htm
10-K - FORM 10-K AT 12/31/17 - OHIO VALLEY BANC CORPsec10k123117.htm

EXHIBIT 4


OHIO VALLEY BANC CORP.
420 Third Avenue
Gallipolis, OH  45631
(740) 446-2631

March 16, 2018

Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C.  20549

RE: Ohio Valley Banc Corp. – Form 10-K for the fiscal year ended December 31, 2017

Gentlemen:

Ohio Valley Banc Corp., an Ohio corporation ("Ohio Valley"), is today filing an Annual Report on Form 10-K for the fiscal year ended December 31, 2017 (the "Form 10-K"), as executed on March 16, 2018.

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Ohio Valley hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K.  No such instrument or agreement represents long-term debt exceeding  10% of the total assets of Ohio Valley Banc Corp. and its subsidiaries on a consolidated basis.


Very truly yours,

/s/Thomas E. Wiseman
Thomas E. Wiseman
President and Chief Executive Officer
Ohio Valley Banc Corp.


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