Attached files
file | filename |
---|---|
8-K - 8-K - COMERICA INC /NEW/ | a2018rbc8-k.htm |
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28
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" Okffng!Octmgv<!Ugtxkpi!eqorcpkgu!ykvj!
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" Eqtrqtcvg!Dcpmkpi<!Ugtxkpi!eqorcpkgu!)cpf!
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6/9 6/6 6/1 6/1 5/6
5S27 2S28 3S28 4S28 5S28
PCNu Etkvkek|gf!cu!c!&!qh!Vqvcn!Nqcpu
Etgfkv!Swcnkv{!Uvtqpi
Etkvkek|gf-!pqpceetwcn!'!ejctig.qhhu!fgenkpgf
23042028!"2Etkvkek|gf!nqcpu!ctg!eqpukuvgpv!ykvj!tgiwncvqt{!fghkpgf!Urgekcn!Ogpvkqp-!Uwduvcpfctf-!'!Fqwdvhwn!ecvgiqtkgu!" 3Pqtocn!
guvkocvgu!ctg!dcugf!qp!kpvgtpcn!jkuvqtkecn!cpcn{uku!'!ocpcigogpv!lwfigogpv!" 4Pgv!etgfkv.tgncvgf!ejctig.qhhu!" 5Pgv!etgfkv.tgncvgf!
ejctig.qhhu!)cppwcnk|gf*!vq!cxgtcig!nqcpu
Cnnqycpeg!hqt!Etgfkv!Nquugu
)%!kp!oknnkqpu*
882 865 864 864 865
2/5;! 2/58! 2/54! 2/56! 2/56!
5S27 2S28 3S28 4S28 5S28
Cnnqycpeg!hqt!Nqcp!Nquugu!cu!c!&!qh!Vqvcn!Nqcpu %!kp!oknnkqpu Gpgti{ Gz.Gpgti{ Vqvcn
Vqvcn!nqcpu %2-947 %58-448 %5;-284
&!qh!vqvcn!EOC 5& ;7& 211&
Etkvkek|gf2 %619 %2-834 %3-342
Tcvkq 38/8& 4/7& 5/6&
S0S!ejcpig %)22;* %)95* %)314*
Pqpceetwcn %219 %3;5 %513
Tcvkq 6/;& 1/7& 1/9&
S0S!ejcpig! %)6;* %28 %)53*
Pgv!ejctig.qhhu4 2 26 27
Tcvkq5 1/32& 1/24& 1/24&
S0S!ejcpig! %)9* %)2* %);*
Cnnqycpeg0PRNu 284&
Cnnqycpeg0NVO!PEQu 8/8z
Rqtvhqnkq!Etgfkv!Ogvtkeu
42
Etkvkek|gf!Nqcpu2
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Pqtocn!Etkvkek|gf!nqcpu!9&3
Pqpkpvgtguv!Kpeqog!Kpetgcugf!%21OO
Tghngevu!IGCT!Wr!uweeguu!!
5S28!eqorctgf!vq!4S28!" 2Guvkocvgf!cu!qh!403029
378 382
387 386
396
2-162
2-218
5S27 2S28 3S28 4S28 5S28 3127 3128
Pqpkpvgtguv!Kpeqog!
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43
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44
31 22 25
8
24
;4
56
572 568 568
574
594
2-;41
2-971
5S27 2S28 3S28 4S28 5S28 3127 3128
Tguvtwevwtkpi
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Cflwuvgf!Gctpkpiu!rgt!Eqooqp!Ujctg<
Pgv!kpeqog!cxckncdng!vq!eqooqp!ujctgjqnfgtu %223! %335! %274! %849! %584!
Tguvtwevwtkpi!ejctigu-!pgv!qh!vcz 9 5 24 3; 6;
Fghgttgf!vcz!cflwuvogpv 218 218
Qpg.vkog!gornq{gg!dqpwu-!pgv!qh!vcz 4 4
Vcz!dgpghkvu!htqo!gornq{gg!uvqem!vtcpucevkqpu )5* )3* )46*
Cflwuvgf!pgv!kpeqog!cxckncdng!vq!eqooqp!ujctgjqnfgtu %337! %337! %287! %953! %643!
Fknwvgf!cxgtcig!eqooqp!ujctgu!)kp!oknnkqpu* 287 288 288 289 288
Tgrqtvgf!fknwvgf!gctpkpiu!rgt!eqooqp!ujctg %1/74! %2/37! %1/;3! %5/25! %3/79!
Cflwuvgf!fknwvgf!gctpkpiu!rgt!eqooqp!ujctg 2/39 2/38 1/;; 5/84 4/13
Cflwuvgf!Pgv!Kpeqog-!TQC!cpf!TQG<
Pgv!kpeqog! %223! %337! %275! %854! %588!
Tguvtwevwtkpi!ejctigu-!pgv!qh!vcz 9 5 24 3; 6;
Fghgttgf!vcz!cflwuvogpv 218 218
Qpg.vkog!gornq{gg!dqpwu-!pgv!qh!vcz 4 4
Vcz!dgpghkvu!htqo!gornq{gg!uvqem!vtcpucevkqpu )5* )3* )46*
Cflwuvgf!pgv!kpeqog %337! %339! %288! %958! %647!
Cxgtcig!cuugvu %82-4;9! %82-362! %85-237! %82-563! %82-854!
Tgrqtvgf!TQC 1/73& 2/36& 1/99& 2/15& 1/78&
Cflwuvgf!TQC 2/37 2/38 1/;6 2/2; 1/86
Cxgtcig!eqooqp!ujctgjqnfgt(u!gswkv{ %8-;98! %9-119! %8-845! %8-;63! %8-785!
Tgrqtvgf!TQG 6/69& 22/28& 9/54& ;/45& 7/33&
Cflwuvgf!TQG 22/35 22/39 ;/22 21/76 7/;;
45
Tgeqpeknkcvkqp!qh!Pqp.ICCR!Hkpcpekcn!Ogcuwtgu
Comerica believes non-GAAP measures are meaningful because they reflect adjustments commonly made by management, investors,
regulators and analysts to evaluate the adequacy of common equity and performance trends. Comerica believes adjusted net income,
earnings per share, ROA and ROE provide a greater understanding of ongoing operations and enhances comparability of results with prior periods.
Adjusted net income, earnings per share, ROA and ROE remove the after tax effect of restructuring charges and one-time employee bonuses, the charge to adjust deferred
taxes resulting from the Tax Cuts and Jobs Act and tax benefits from employee stock transactions from net income and net income available to common shareholders.