Attached files
| file | filename |
|---|---|
| EX-32.2 - EX-32.2 - HOME BANCSHARES INC | d523621dex322.htm |
| EX-32.1 - EX-32.1 - HOME BANCSHARES INC | d523621dex321.htm |
| EX-31.2 - EX-31.2 - HOME BANCSHARES INC | d523621dex312.htm |
| EX-31.1 - EX-31.1 - HOME BANCSHARES INC | d523621dex311.htm |
| EX-23.1 - EX-23.1 - HOME BANCSHARES INC | d523621dex231.htm |
| 10-K - 10-K - HOME BANCSHARES INC | d523621d10k.htm |
Home BancShares, Inc.
Computation of Ratios of Earnings to Fixed Charges
| Year Ended December 31, | ||||||||||||||||||||
| Exhibit |
2017 | 2016 | 2015 | 2014 | 2013 | |||||||||||||||
| (Dollars in thousands) | ||||||||||||||||||||
| Fixed Charges and Preferred Dividends | ||||||||||||||||||||
| Interest expense |
$ | 49,209 | $ | 28,986 | $ | 20,370 | $ | 17,557 | $ | 14,013 | ||||||||||
| Capital debt expense Trust Preferred |
15,137 | 1,593 | 1,354 | 1,313 | 518 | |||||||||||||||
| Estimated interest in rent |
918 | 784 | 779 | 751 | 515 | |||||||||||||||
| Preferred dividends (E) |
— | — | — | — | — | |||||||||||||||
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| Combined fixed charges and preferred dividends (B) |
65,264 | 31,363 | 22,503 | 19,621 | 15,046 | |||||||||||||||
| Less: interest on deposits |
33,777 | 15,926 | 12,971 | 12,796 | 9,744 | |||||||||||||||
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| Combined fixed charges and preferred dvidends excluding interest on deposits (D) |
$ | 31,487 | $ | 15,437 | $ | 9,532 | $ | 6,825 | $ | 5,302 | ||||||||||
| Earnings | ||||||||||||||||||||
| Pre-tax income from continuing operations |
$ | 271,083 | $ | 282,646 | $ | 218,491 | $ | 177,173 | $ | 104,473 | ||||||||||
| Fixed charges and preferred dividends |
65,264 | 31,363 | 22,503 | 19,621 | 15,046 | |||||||||||||||
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| Total earnings (A) |
336,347 | 314,009 | 240,994 | 196,794 | 119,519 | |||||||||||||||
| Less: interest on deposits |
33,777 | 15,926 | 12,971 | 12,796 | 9,744 | |||||||||||||||
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| Total earnings excluding interest on deposits (C) |
$ | 302,570 | $ | 298,083 | $ | 228,023 | $ | 183,998 | $ | 109,775 | ||||||||||
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| Ratio of earnings to fixed charges |
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| Ratio, including interest on deposits (A/(B-E)) |
5.15x | 10.01x | 10.71x | 10.03x | 7.94x | |||||||||||||||
| Ratio, excluding interest on deposits (C/(D-E)) |
9.61x | 19.31x | 23.92x | 26.96x | 20.70x | |||||||||||||||
| Ratio of earnings to fixed charges & preferred dividends |
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| Ratio, including interest on deposits (A/B) |
5.15x | 10.01x | 10.71x | 10.03x | 7.94x | |||||||||||||||
| Ratio, excluding interest on deposits (C/D) |
9.61x | 19.31x | 23.92x | 26.96x | 20.70x | |||||||||||||||