Attached files
| file | filename |
|---|---|
| EX-32.2 - EX-32.2 - HOME BANCSHARES INC | d415284dex322.htm |
| EX-32.1 - EX-32.1 - HOME BANCSHARES INC | d415284dex321.htm |
| EX-31.2 - EX-31.2 - HOME BANCSHARES INC | d415284dex312.htm |
| EX-31.1 - EX-31.1 - HOME BANCSHARES INC | d415284dex311.htm |
| EX-15 - EX-15 - HOME BANCSHARES INC | d415284dex15.htm |
| 10-Q - FORM 10-Q - HOME BANCSHARES INC | d415284d10q.htm |
Exhibit 12.1
Home BancShares, Inc.
Computation of Ratios of Earnings to Fixed Charges
| Three Months Ended June 30, |
Six Months Ended June 30, |
Year Ended December 31, | ||||||||||||||||||||||||||||||||||
| Exhibit |
2017 | 2016 | 2017 | 2016 | 2016 | 2015 | 2014 | 2013 | 2012 | |||||||||||||||||||||||||||
| (Dollars in thousands) | ||||||||||||||||||||||||||||||||||||
| Fixed Charges and Preferred Dividends | ||||||||||||||||||||||||||||||||||||
| Interest expense |
$ | 10,716 | $ | 7,063 | $ | 19,956 | $ | 13,913 | $ | 28,986 | $ | 20,370 | $ | 17,557 | $ | 14,013 | $ | 19,761 | ||||||||||||||||||
| Capital debt expense Trust Preferred |
4,795 | 386 | 5,234 | 763 | 1,593 | 1,354 | 1,313 | 518 | 1,774 | |||||||||||||||||||||||||||
| Estimated interest in rent |
211 | 195 | 411 | 395 | 784 | 779 | 751 | 515 | 435 | |||||||||||||||||||||||||||
| Preferred dividends (E) |
— | — | — | — | — | — | — | — | — | |||||||||||||||||||||||||||
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| Combined fixed charges and preferred dividends (B) |
15,722 | 7,644 | 25,601 | 15,071 | 31,363 | 22,503 | 19,621 | 15,046 | 21,970 | |||||||||||||||||||||||||||
| Less: interest on deposits |
6,810 | 3,854 | 12,296 | 7,488 | 15,926 | 12,971 | 12,796 | 9,744 | 14,989 | |||||||||||||||||||||||||||
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| Combined fixed charges and preferred dvidends excluding interest on deposits (D) |
$ | 8,912 | $ | 3,790 | $ | 13,305 | $ | 7,583 | $ | 15,437 | $ | 9,532 | $ | 6,825 | $ | 5,302 | $ | 6,981 | ||||||||||||||||||
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| Earnings | ||||||||||||||||||||||||||||||||||||
| Pre-tax income from continuing operations |
$ | 80,379 | $ | 69,534 | $ | 152,609 | $ | 135,703 | $ | 282,646 | $ | 218,491 | $ | 177,173 | $ | 104,473 | $ | 98,451 | ||||||||||||||||||
| Fixed charges and preferred dividends |
15,722 | 7,644 | 25,601 | 15,071 | 31,363 | 22,503 | 19,621 | 15,046 | 21,970 | |||||||||||||||||||||||||||
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| Total earnings (A) |
96,101 | 77,178 | 178,210 | 150,774 | 314,009 | 240,994 | 196,794 | 119,519 | 120,421 | |||||||||||||||||||||||||||
| Less: interest on deposits |
6,810 | 3,854 | 12,296 | 7,488 | 15,926 | 12,971 | 12,796 | 9,744 | 14,989 | |||||||||||||||||||||||||||
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| Total earnings excluding interest on deposits (C) |
$ | 89,291 | $ | 73,324 | $ | 165,914 | $ | 143,286 | $ | 298,083 | $ | 228,023 | $ | 183,998 | $ | 109,775 | $ | 105,432 | ||||||||||||||||||
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| Ratio of earnings to fixed charges |
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| Ratio, including interest on deposits (A/(B-E)) |
6.11 | x | 10.10 | x | 6.96 | x | 10.00 | x | 10.01 | x | 10.71 | x | 10.03 | x | 7.94 | x | 5.48 | x | ||||||||||||||||||
| Ratio, excluding interest on deposits (C/(D-E)) |
10.02 | x | 19.35 | x | 12.47 | x | 18.90 | x | 19.31 | x | 23.92 | x | 26.96 | x | 20.70 | x | 15.10 | x | ||||||||||||||||||
| Ratio of earnings to fixed charges & preferred dividends |
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| Ratio, including interest on deposits (A/B) |
6.11 | x | 10.10 | x | 6.96 | x | 10.00 | x | 10.01 | x | 10.71 | x | 10.03 | x | 7.94 | x | 5.48 | x | ||||||||||||||||||
| Ratio, excluding interest on deposits (C/D) |
10.02 | x | 19.35 | x | 12.47 | x | 18.90 | x | 19.31 | x | 23.92 | x | 26.96 | x | 20.70 | x | 15.10 | x | ||||||||||||||||||