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642.7333984375 l s q 0 0 1 rg BT 80.00 644.07 Td (CONSOLIDA) Tj ET Q q 0 0 1 rg BT 136.67 644.07 Td (TED ST) Tj ET Q q 0 0 1 rg BT 169.48 644.07 Td (A) Tj ET Q q 0 0 1 rg BT 175.59 644.07 Td (TEMENTS OF INCOME \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 627.7333984375 m 416.1376953125 627.7333984375 l s q 0 0 1 rg BT 80.00 629.07 Td (CONSOLIDA) Tj ET Q q 0 0 1 rg BT 136.67 629.07 Td (TED ST) Tj ET Q q 0 0 1 rg BT 169.48 629.07 Td (A) Tj ET Q q 0 0 1 rg BT 175.59 629.07 Td (TEMENTS OF COMPREHENSIVE INCOME \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 612.7333984375 m 405.2001953125 612.7333984375 l s q 0 0 1 rg BT 80.00 614.07 Td (CONSOLIDA) Tj ET Q q 0 0 1 rg BT 136.67 614.07 Td (TED ST) Tj ET Q q 0 0 1 rg BT 169.48 614.07 Td (A) Tj ET Q q 0 0 1 rg BT 175.59 614.07 Td (TEMENT) Tj ET Q q 0 0 1 rg BT 215.96 614.07 Td ( OF ST) Tj ET Q q 0 0 1 rg BT 245.23 614.07 Td (OCKHOLDERS) Tj ET Q q 0 0 1 rg BT 315.04 614.07 Td ( EQUITY) Tj ET Q q 0 0 1 rg BT 354.38 614.07 Td ( \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 597.7333984375 m 416.4208984375 597.7333984375 l s q 0 0 1 rg BT 80.00 599.07 Td (CONDENSED CONSOLIDA) Tj ET Q q 0 0 1 rg BT 199.73 599.07 Td (TED ST) Tj ET Q q 0 0 1 rg BT 232.53 599.07 Td (A) Tj ET Q q 0 0 1 rg BT 238.65 599.07 Td (TEMENTS OF CASH FLOWS \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 582.7333984375 m 411.0400390625 582.7333984375 l s q 0 0 1 rg BT 80.00 584.07 Td (NOTES ) Tj ET Q q 0 0 1 rg BT 114.54 584.07 Td (T) Tj ET Q q 0 0 1 rg BT 120.47 584.07 Td (O ) Tj ET Q q 0 0 1 rg BT 130.01 584.07 Td (THE UNAUDITED CONSOLIDA) Tj ET Q q 0 0 1 rg BT 270.00 584.07 Td (TED FINANCIAL) Tj ET Q q 0 0 1 rg BT 345.45 584.07 Td ( ST) Tj ET Q q 0 0 1 rg BT 358.82 584.07 Td (A) Tj ET Q q 0 0 1 rg BT 364.93 584.07 Td (TEMENTS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 566.8333984375 m 489.1767578125 566.8333984375 l s q 0 0 1 rg BT 68.00 568.17 Td (ITEM 2.MANAGEMENTS DISCUSSION ) Tj ET Q q 0 0 1 rg BT 251.90 568.17 Td (AND ) Tj ET Q q 0 0 1 rg BT 275.51 568.17 Td (ANAL) Tj ET Q q 0 0 1 rg BT 302.28 568.17 Td (YSIS OF RESUL) Tj ET Q q 0 0 1 rg BT 372.49 568.17 Td (TS OF OPERA) Tj ET Q q 0 0 1 rg BT 433.62 568.17 Td (TIONS ) Tj ET Q q 0 0 1 rg BT 465.01 568.17 Td (AND ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 556.8333984375 m 179.5625 556.8333984375 l s q 0 0 1 rg BT 68.00 558.17 Td (FINANCIAL) Tj ET Q q 0 0 1 rg BT 121.52 558.17 Td ( CONDITION) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 542.7333984375 m 214.09912109375 542.7333984375 l s q 0 0 1 rg BT 80.00 544.07 Td (SELECTED FINANCIAL) Tj ET Q q 0 0 1 rg BT 186.01 544.07 Td ( DA) Tj ET Q q 0 0 1 rg BT 201.85 544.07 Td (T) Tj ET Q q 0 0 1 rg BT 207.15 544.07 Td (A) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 527.7333984375 m 189.541015625 527.7333984375 l s q 0 0 1 rg BT 80.00 529.07 Td (EXECUTIVE SUMMAR) Tj ET Q q 0 0 1 rg BT 182.50 529.07 Td (Y) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 512.7333984375 m 201.3232421875 512.7333984375 l s q 0 0 1 rg BT 80.00 514.07 Td (RESUL) Tj ET Q q 0 0 1 rg BT 110.75 514.07 Td (TS OF OPERA) Tj ET Q q 0 0 1 rg BT 171.88 514.07 Td (TIONS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 80 497.7333984375 m 191.5625 497.7333984375 l s q 0 0 1 rg BT 80.00 499.07 Td (FINANCIAL) Tj ET Q q 0 0 1 rg BT 133.52 499.07 Td ( CONDITION) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 481.8333984375 m 447.130859375 481.8333984375 l s q 0 0 1 rg BT 68.00 483.17 Td (ITEM 3.QUANTIT) Tj ET Q q 0 0 1 rg BT 151.07 483.17 Td (A) Tj ET Q q 0 0 1 rg BT 157.18 483.17 Td (TIVE ) Tj ET Q q 0 0 1 rg BT 181.90 483.17 Td (AND QUALIT) Tj ET Q q 0 0 1 rg BT 242.48 483.17 Td (A) Tj ET Q q 0 0 1 rg BT 248.59 483.17 Td (TIVE DISCLOSURES ) Tj ET Q q 0 0 1 rg BT 343.04 483.17 Td (ABOUT) Tj ET Q q 0 0 1 rg BT 377.31 483.17 Td ( MARKET) Tj ET Q q 0 0 1 rg BT 421.85 483.17 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 466.8333984375 m 251.349609375 466.8333984375 l s q 0 0 1 rg BT 68.00 468.17 Td (ITEM 4.CONTROLS ) Tj ET Q q 0 0 1 rg BT 162.17 468.17 Td (AND PROCEDURES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 56 451.8333984375 m 203.744140625 451.8333984375 l s q 0 0 1 rg BT 56.00 453.17 Td (P) Tj ET Q q 0 0 1 rg BT 60.64 453.17 Td (AR) Tj ET Q q 0 0 1 rg BT 73.93 453.17 Td (T) Tj ET Q q 0 0 1 rg BT 79.86 453.17 Td ( II OTHER INFORMA) Tj ET Q q 0 0 1 rg BT 179.86 453.17 Td (TION) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 436.8333984375 m 211.232421875 436.8333984375 l s q 0 0 1 rg BT 68.00 438.17 Td (ITEM 1.LEGAL) Tj ET Q q 0 0 1 rg BT 139.84 438.17 Td ( PROCEEDINGS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 421.8333984375 m 184.03515625 421.8333984375 l s q 0 0 1 rg BT 68.00 423.17 Td (ITEM 1A.RISK F) Tj ET Q q 0 0 1 rg BT 144.76 423.17 Td (ACT) Tj ET Q q 0 0 1 rg BT 164.58 423.17 Td (ORS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 406.8333984375 m 443.7568359375 406.8333984375 l s q 0 0 1 rg BT 68.00 408.17 Td (ITEM 2.UNREGISTERED SALES OF EQUITY) Tj ET Q q 0 0 1 rg BT 270.68 408.17 Td ( SECURITIES ) Tj ET Q q 0 0 1 rg BT 331.79 408.17 Td (AND USE OF PROCEEDS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 391.8333984375 m 284.4013671875 391.8333984375 l s q 0 0 1 rg BT 68.00 393.17 Td (ITEM 3.DEF) Tj ET Q q 0 0 1 rg BT 125.59 393.17 Td (AUL) Tj ET Q q 0 0 1 rg BT 145.22 393.17 Td (TS UPON SENIOR SECURITIES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 376.8333984375 m 242.638671875 376.8333984375 l s q 0 0 1 rg BT 68.00 378.17 Td (ITEM 4. MINE SAFETY) Tj ET Q q 0 0 1 rg BT 172.90 378.17 Td ( DISCLOSURES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 361.8333984375 m 212.16015625 361.8333984375 l s q 0 0 1 rg BT 68.00 363.17 Td (ITEM 5.OTHER INFORMA) Tj ET Q q 0 0 1 rg BT 188.28 363.17 Td (TION) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 68 346.8333984375 m 152.990234375 346.8333984375 l s q 0 0 1 rg BT 68.00 348.17 Td (ITEM 6.EXHIBITS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 56 331.8333984375 m 117.1181640625 331.8333984375 l s q 0 0 1 rg BT 56.00 333.17 Td (SIGNA) Tj ET Q q 0 0 1 rg BT 85.45 333.17 Td (TURES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 56 316.8333984375 m 129.4130859375 316.8333984375 l s q 0 0 1 rg BT 56.00 318.17 Td (EXHIBIT) Tj ET Q q 0 0 1 rg BT 95.81 318.17 Td ( INDEX) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 687.7333984375 m 554 687.7333984375 l s q 0 0 1 rg BT 549.00 689.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 672.7333984375 m 554 672.7333984375 l s q 0 0 1 rg BT 549.00 674.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 657.7333984375 m 554 657.7333984375 l s q 0 0 1 rg BT 549.00 659.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 642.7333984375 m 554 642.7333984375 l s q 0 0 1 rg BT 549.00 644.07 Td (4) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 627.7333984375 m 554 627.7333984375 l s q 0 0 1 rg BT 549.00 629.07 Td (5) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 612.7333984375 m 554 612.7333984375 l s q 0 0 1 rg BT 549.00 614.07 Td (5) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 597.7333984375 m 554 597.7333984375 l s q 0 0 1 rg BT 549.00 599.07 Td (6) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 582.7333984375 m 554 582.7333984375 l s q 0 0 1 rg BT 549.00 584.07 Td (7) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 567.7333984375 m 554 567.7333984375 l s q 0 0 1 rg BT 544.00 569.07 Td (33) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 542.7333984375 m 554 542.7333984375 l s q 0 0 1 rg BT 544.00 544.07 Td (33) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 527.7333984375 m 554 527.7333984375 l s q 0 0 1 rg BT 544.00 529.07 Td (38) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 512.7333984375 m 554 512.7333984375 l s q 0 0 1 rg BT 544.00 514.07 Td (39) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 497.7333984375 m 554 497.7333984375 l s q 0 0 1 rg BT 544.00 499.07 Td (48) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 482.7333984375 m 554 482.7333984375 l s q 0 0 1 rg BT 544.00 484.07 Td (60) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 467.7333984375 m 554 467.7333984375 l s q 0 0 1 rg BT 544.00 469.07 Td (60) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 452.7333984375 m 554 452.7333984375 l s q 0 0 1 rg BT 544.00 454.07 Td (61) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 437.7333984375 m 554 437.7333984375 l s q 0 0 1 rg BT 544.00 439.07 Td (61) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 422.7333984375 m 554 422.7333984375 l s q 0 0 1 rg BT 544.00 424.07 Td (61) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 407.7333984375 m 554 407.7333984375 l s q 0 0 1 rg BT 544.00 409.07 Td (62) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 392.7333984375 m 554 392.7333984375 l s q 0 0 1 rg BT 544.00 394.07 Td (62) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 377.7333984375 m 554 377.7333984375 l s q 0 0 1 rg BT 544.00 379.07 Td (62) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 362.7333984375 m 554 362.7333984375 l s q 0 0 1 rg BT 544.00 364.07 Td (62) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 347.7333984375 m 554 347.7333984375 l s q 0 0 1 rg BT 544.00 349.07 Td (62) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 332.7333984375 m 554 332.7333984375 l s q 0 0 1 rg BT 544.00 334.07 Td (63) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 317.7333984375 m 554 317.7333984375 l s q 0 0 1 rg BT 544.00 319.07 Td (64) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL endstream endobj 7 0 obj <>] /Rotate 0 /Contents 8 0 R>> endobj 8 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 30.60 Td (3) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 286.55 729.90 Td (P) Tj ET Q q 0 0 0 rg BT 292.99 729.90 Td (AR) Tj ET Q q 0 0 0 rg BT 309.90 729.90 Td (T) Tj ET Q q 0 0 0 rg BT 317.69 729.90 Td ( I) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 704.33505859375 m 221.158203125 704.33505859375 l s q 0 0 0 rg BT 54.00 705.90 Td (ITEM 1.FINANCIAL) Tj ET Q q 0 0 0 rg BT 151.79 705.90 Td ( ST) Tj ET Q q 0 0 0 rg BT 165.78 705.90 Td (A) Tj ET Q q 0 0 0 rg BT 172.26 705.90 Td (TEMENTS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 693.90 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 150.96 693.90 Td ( INC. ) Tj ET Q q 0 0 0 rg BT 176.24 693.90 Td (AND SUBSIDIARIES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 681.90 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 113.82 681.90 Td (TED BALANCE SHEETS \(Unaudited\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 645.40 330.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 645.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 645.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 619.40 330.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 619.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 619.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 593.40 330.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 593.40 70.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 593.40 70.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 546.40 330.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 546.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 546.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 520.40 330.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 520.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 520.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 494.40 330.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 494.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 494.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 468.40 330.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 468.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 468.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 442.40 330.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 442.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 442.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 416.40 330.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 416.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 416.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 390.40 330.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 390.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 390.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 364.40 330.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 364.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 364.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 338.40 330.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 338.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 338.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 312.40 330.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 312.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 312.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 286.40 330.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 286.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 286.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 260.40 330.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 260.40 70.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 260.40 70.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 205.40 330.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 205.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 205.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 179.40 330.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 179.40 70.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 179.40 70.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 144.40 330.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 144.40 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 144.40 70.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 70.5 645.4 m 400.5 645.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 645.4 m 470.5 645.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 645.4 m 540.5 645.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 70.5 606.4 m 400.5 606.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 606.4 m 470.5 606.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 606.4 m 540.5 606.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 70.5 606.4 m 400.5 606.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 70.5 533.4 m 400.5 533.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 533.4 m 470.5 533.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 533.4 m 540.5 533.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 70.5 494.4 m 400.5 494.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 494.4 m 470.5 494.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 494.4 m 540.5 494.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 70.5 403.4 m 400.5 403.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 403.4 m 470.5 403.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 403.4 m 540.5 403.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 70.5 390.4 m 400.5 390.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 390.4 m 470.5 390.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 390.4 m 540.5 390.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 70.5 338.4 m 400.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 338.4 m 470.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 338.4 m 540.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 70.5 286.4 m 400.5 286.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 286.4 m 470.5 286.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 286.4 m 540.5 286.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 70.5 273.4 m 400.5 273.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 273.4 m 470.5 273.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 273.4 m 540.5 273.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 157.39999999999998 m 470.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 157.39999999999998 m 540.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 70.5 157.39999999999998 m 400.5 157.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 70.5 144.39999999999998 m 400.5 144.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 144.39999999999998 m 470.5 144.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 144.39999999999998 m 540.5 144.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 70.5 131.39999999999998 m 400.5 131.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 131.39999999999998 m 470.5 131.39999999999998 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 470.5 131.39999999999998 m 540.5 131.39999999999998 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.00 661.97 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.15 661.13 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.00 651.13 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.90 661.13 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.00 651.13 Td (2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 73.00 648.96 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 73.00 636.13 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.00 635.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.00 635.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 622.97 Td (Cash and due from banks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.00 622.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 622.97 Td (56,376) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.00 622.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 622.97 Td (58,129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 609.97 Td (Interest-bearing deposits in other banks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 609.97 Td (7,939) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 609.97 Td (8,017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.00 596.97 Td (Total cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 596.97 Td (64,315) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 596.97 Td (66,146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 583.97 Td (Available-for-sale investment securities, at fair value \(amortized cost of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.50 574.02 Td ($782,947 at March 31, 2017 and $777,017 at December 31, 2016\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 580.02 Td (786,961) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.15 580.02 Td (777,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 561.07 Td (Held-to-maturity investment securities, at amortized cost \(fair value of $44,146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.50 551.07 Td (at March 31, 2017 and $43,227 at December 31, 2016\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 551.07 Td (44,022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 551.07 Td (43,144) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 536.97 Td (Other investment securities, at cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 536.97 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 536.97 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.00 523.97 Td (Total investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 523.97 Td (869,354) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.15 523.97 Td (859,455) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 510.97 Td (Loans, net of deferred fees and costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 510.97 Td (2,249,502) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 510.97 Td (2,224,936) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 497.97 Td (Allowance for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.80 498.02 Td (\(18,468) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 497.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.80 498.02 Td (\(18,429) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 497.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.00 484.97 Td (Net loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 484.97 Td (2,231,034) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 484.97 Td (2,206,507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 471.97 Td (Loans held for sale) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 471.97 Td (1,842) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 471.97 Td (4,022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 458.97 Td (Bank premises and equipment, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 458.97 Td (53,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 458.97 Td (53,616) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 445.97 Td (Bank owned life insurance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 445.97 Td (60,719) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 445.97 Td (60,225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 432.97 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 432.97 Td (132,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.15 432.97 Td (132,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 419.97 Td (Other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 419.97 Td (12,874) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 419.97 Td (13,387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 406.97 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 406.97 Td (33,249) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 406.97 Td (36,359) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 394.13 Td (Total assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 403.00 394.13 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.65 394.13 Td (3,459,276) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.00 394.13 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.65 394.13 Td (3,432,348) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 73.00 381.13 Td (Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.00 380.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.00 380.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 367.97 Td (Deposits:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 354.97 Td (Non-interest-bearing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.00 354.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 354.97 Td (785,047) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.00 354.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.15 354.97 Td (734,421) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 341.97 Td (Interest-bearing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 341.97 Td (1,917,118) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 341.97 Td (1,775,301) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.00 328.97 Td (Total deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 328.97 Td (2,702,165) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 328.97 Td (2,509,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 315.97 Td (Short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 315.97 Td (105,752) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.15 315.97 Td (305,607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 302.97 Td (Long-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 302.97 Td (174,506) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.15 302.97 Td (145,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 289.97 Td (Accrued expenses and other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 289.97 Td (33,844) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 289.97 Td (36,603) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 85.00 277.13 Td (Total liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 276.97 Td (3,016,267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 276.97 Td (2,997,087) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 73.00 264.13 Td (Stockholders equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.00 263.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.00 263.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 250.97 Td (Preferred stock, no par value, 50,000 shares authorized, no shares issued at) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.50 241.02 Td (March 31, 2017 and December 31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 243.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 243.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 228.97 Td (Common stock, no par value, 24,000,000 shares authorized, 18,941,282 shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.50 218.97 Td (issued at March 31, 2017 and 18,939,091 shares issued at December 31,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.50 208.97 Td (2016, including shares in treasury) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 210.07 Td (343,597) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.15 210.07 Td (344,404) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 195.97 Td (Retained earnings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 195.97 Td (115,469) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.15 195.97 Td (110,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 182.97 Td (Accumulated other comprehensive income \(loss\), net of deferred income taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 182.97 Td (392) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.80 183.02 Td (\(1,554) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 182.97 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 169.97 Td (Treasury stock, at cost, 729,218 shares at March 31, 2017 and 795,758 shares at) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.50 160.02 Td (December 31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.80 162.12 Td (\(16,449) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 162.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.80 162.12 Td (\(17,883) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 162.07 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 85.00 148.13 Td (Total stockholders equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 147.97 Td (443,009) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.15 147.97 Td (435,261) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 135.13 Td (Total liabilities and stockholders equity) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 403.00 135.13 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.65 135.13 Td (3,459,276) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.00 135.13 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.65 135.13 Td (3,432,348) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 107.90 Td (See Notes to the Unaudited Consolidated Financial Statements) Tj ET Q endstream endobj 9 0 obj <>] /Rotate 0 /Contents 10 0 R>> endobj 10 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 30.60 Td (4) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 740.25 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 150.96 740.25 Td ( INC. ) Tj ET Q q 0 0 0 rg BT 176.24 740.25 Td (AND SUBSIDIARIES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 728.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 113.82 728.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 148.38 728.25 Td (A) Tj ET Q q 0 0 0 rg BT 154.85 728.25 Td (TEMENTS OF) Tj ET Q q 0 0 0 rg BT 219.77 728.25 Td ( INCOME \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.67 728.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 681.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 681.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 681.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 657.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 657.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 657.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 633.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 633.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 633.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 609.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 609.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 609.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 585.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 585.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 585.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 561.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 561.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 561.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 537.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 537.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 537.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 513.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 513.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 513.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 489.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 489.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 489.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 465.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 465.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 465.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 441.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 441.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 441.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 417.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 417.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 417.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 393.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 393.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 393.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 369.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 369.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 369.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 345.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 345.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 345.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 321.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 321.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 321.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 297.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 297.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 297.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 273.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 273.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 273.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 249.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 249.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 249.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 225.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 225.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 225.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 201.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 201.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 201.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 177.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 177.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 177.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 153.75 281.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 153.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 153.75 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 129.75 281.00 -12.00 re f /GS0 gs 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391.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 621.75 m 446.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 621.75 m 500.5 621.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 609.75 m 391.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 609.75 m 446.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 609.75 m 500.5 609.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 561.75 m 391.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 561.75 m 446.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 561.75 m 500.5 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 549.75 m 391.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 549.75 m 446.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 549.75 m 500.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 549.75 m 446.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 549.75 m 500.5 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 525.75 m 391.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 525.75 m 446.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 525.75 m 500.5 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 513.75 m 391.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 513.75 m 446.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 513.75 m 500.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 381.75 m 391.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 381.75 m 446.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 381.75 m 500.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 369.75 m 391.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 369.75 m 446.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 369.75 m 500.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 213.75 m 391.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 213.75 m 446.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 213.75 m 500.5 213.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 201.75 m 391.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 201.75 m 446.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 201.75 m 500.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 201.75 m 446.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 201.75 m 500.5 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 177.75 m 391.5 177.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 177.75 m 446.5 177.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 177.75 m 500.5 177.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 165.75 m 391.5 165.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 165.75 m 446.5 165.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 165.75 m 500.5 165.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 165.75 m 391.5 165.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 165.75 m 446.5 165.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 165.75 m 500.5 165.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 141.75 m 391.5 141.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 141.75 m 446.5 141.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 141.75 m 500.5 141.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 117.75 m 391.5 117.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 117.75 m 446.5 117.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 117.75 m 500.5 117.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 93.75 m 391.5 93.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 93.75 m 446.5 93.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 93.75 m 500.5 93.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.00 708.48 Td (Three Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 423.65 696.48 Td (March 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 113.00 684.36 Td (\(Dollars in thousands, except per share data\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.50 684.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.00 684.48 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 113.00 672.48 Td (Interest income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 660.37 Td (Interest and fees on loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.00 660.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 660.37 Td (24,299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 660.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 660.37 Td (22,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 648.37 Td (Interest and dividends on taxable investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 648.37 Td (4,709) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 648.37 Td (4,681) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 636.37 Td (Interest on tax-exempt investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 636.37 Td (794) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 636.37 Td (780) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 624.37 Td (Other interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 624.37 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 624.37 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 612.37 Td (Total interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 612.37 Td (29,817) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 612.37 Td (28,443) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 113.00 600.48 Td (Interest expense:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 588.37 Td (Interest on deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 588.37 Td (1,487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 588.37 Td (1,601) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 576.37 Td (Interest on short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 576.37 Td (251) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 576.37 Td (87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 564.37 Td (Interest on long-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 564.37 Td (1,134) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 564.37 Td (988) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 552.37 Td (Total interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 552.37 Td (2,872) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 552.37 Td (2,676) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.00 540.37 Td (Net interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 540.37 Td (26,945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 540.37 Td (25,767) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 528.37 Td (Provision for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 528.37 Td (624) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 528.37 Td (955) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.00 516.37 Td (Net interest income after provision for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 516.37 Td (26,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 516.37 Td (24,812) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 113.00 504.48 Td (Non-interest income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 492.37 Td (Insurance income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 492.37 Td (4,102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 492.37 Td (4,498) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 480.37 Td (Trust and investment income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 480.37 Td (2,682) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 480.37 Td (2,382) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 468.37 Td (Electronic banking income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 468.37 Td (2,561) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 468.37 Td (2,535) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 456.37 Td (Deposit account service charges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 456.37 Td (2,429) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 456.37 Td (2,603) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 444.37 Td (Bank owned life insurance income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 444.37 Td (493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 444.37 Td (167) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 432.37 Td (Mortgage banking income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 432.37 Td (387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 432.37 Td (160) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 420.37 Td (Net gain on investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 420.37 Td (340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 420.37 Td (96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 408.37 Td (Commercial loan swap fee income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 408.37 Td (268) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 408.37 Td (164) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 396.37 Td (Net loss on asset disposals and other transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.30 396.37 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 396.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.30 396.37 Td (\(31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 396.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 384.37 Td (Other non-interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 384.37 Td (412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 384.37 Td (545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 372.37 Td (Total non-interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 372.37 Td (13,671) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 372.37 Td (13,119) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 113.00 360.48 Td (Non-interest expenses:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 348.37 Td (Salaries and employee benefit costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 348.37 Td (15,496) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 348.37 Td (14,325) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 336.37 Td (Net occupancy and equipment expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 336.37 Td (2,713) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 336.37 Td (2,806) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 324.37 Td (Professional fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 324.37 Td (1,610) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 324.37 Td (1,459) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 312.37 Td (Electronic banking expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 312.37 Td (1,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 312.37 Td (1,433) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 300.37 Td (Data processing and software expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 300.37 Td (1,142) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 300.37 Td (749) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 288.37 Td (Amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 288.37 Td (863) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 288.37 Td (1,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 276.37 Td (Franchise tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 276.37 Td (583) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 276.37 Td (538) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 264.37 Td (FDIC insurance expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 264.37 Td (433) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 264.37 Td (617) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 252.37 Td (Communication expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 252.37 Td (410) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 252.37 Td (628) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 240.37 Td (Marketing expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 240.37 Td (280) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 240.37 Td (398) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 228.37 Td (Foreclosed real estate and other loan expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 228.37 Td (196) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 228.37 Td (251) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 216.37 Td (Other non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 216.37 Td (2,091) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 216.37 Td (2,070) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 204.37 Td (Total non-interest expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 204.37 Td (27,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 204.37 Td (26,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 192.37 Td (Income before income taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 192.37 Td (12,661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 192.37 Td (11,649) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 180.37 Td (Income tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 180.37 Td (3,852) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 180.37 Td (3,654) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 113.00 168.48 Td ( Net income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.00 168.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.15 168.48 Td (8,809) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.00 168.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.15 168.48 Td (7,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 156.37 Td (Earnings per common share - basic) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.00 156.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.15 156.48 Td (0.49) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.00 156.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.15 156.48 Td (0.44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 144.37 Td (Earnings per common share - diluted) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.00 144.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.15 144.48 Td (0.48) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.00 144.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.15 144.48 Td (0.44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 132.37 Td (Weighted-average number of common shares outstanding - basic) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.60 132.48 Td (18,029,991) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.60 132.48 Td (18,071,746) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 120.37 Td (Weighted-average number of common shares outstanding - diluted) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.60 120.48 Td (18,192,957) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.60 120.48 Td (18,194,990) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 108.37 Td (Cash dividends declared) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.00 108.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.15 108.48 Td (3,634) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.00 108.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.15 108.48 Td (2,748) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 96.37 Td (Cash dividends declared per common share) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.00 96.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.15 96.48 Td (0.20) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.00 96.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.15 96.48 Td (0.15) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 70.25 Td (See Notes to the Unaudited Consolidated Financial Statements) Tj ET Q endstream endobj 11 0 obj <>] /Rotate 0 /Contents 12 0 R>> endobj 12 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 30.60 Td (5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 740.25 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 150.96 740.25 Td ( INC. ) Tj ET Q q 0 0 0 rg BT 176.24 740.25 Td (AND SUBSIDIARIES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 728.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 113.82 728.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 148.38 728.25 Td (A) Tj ET Q q 0 0 0 rg BT 154.85 728.25 Td (TEMENTS OF) Tj ET Q q 0 0 0 rg BT 219.77 728.25 Td ( COMPREHENSIVE INCOME \(Unaudited\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 676.75 287.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 676.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 676.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 650.75 287.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 650.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 650.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 624.75 287.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 624.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 624.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 596.75 287.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 596.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 596.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 570.75 287.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 570.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 570.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 544.75 287.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 544.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 544.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 518.75 287.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 518.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 518.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 492.75 287.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 492.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 492.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 466.75 287.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 466.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 466.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 90.50 440.75 287.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 440.75 53.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.50 440.75 53.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 689.75 m 430.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 689.75 m 483.5 689.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 676.75 m 377.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 676.75 m 430.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 676.75 m 483.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 676.75 m 430.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 676.75 m 483.5 676.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 583.75 m 377.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 583.75 m 430.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 583.75 m 483.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 570.75 m 377.5 570.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 570.75 m 430.5 570.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 570.75 m 483.5 570.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 492.75 m 377.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 492.75 m 430.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 492.75 m 483.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 492.75 m 377.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 453.75 m 430.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 453.75 m 377.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 440.75 m 377.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 440.75 m 430.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 453.75 m 483.5 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 440.75 m 483.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 425.75 m 377.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 425.75 m 430.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 425.75 m 483.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 90.5 412.75 m 377.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 412.75 m 430.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 412.75 m 483.5 412.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.50 708.48 Td (Three Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.15 693.48 Td (March 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 93.00 680.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.50 680.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 446.50 680.48 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.00 667.32 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 667.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 667.32 Td (8,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.00 667.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 667.32 Td (7,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.00 654.32 Td (Other comprehensive income:) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 639.9833984375 m 260.220703125 639.9833984375 l s q 0 0 0 rg BT 99.00 641.32 Td (Available-for-sale investment securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 628.32 Td (Gross unrealized holding gain arising in the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 628.32 Td (3,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 628.32 Td (12,329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.00 615.32 Td (Related tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.80 615.37 Td (\(1,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 615.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.80 615.37 Td (\(4,316) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 615.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 601.42 Td (Less: reclassification adjustment for gain included in net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 601.42 Td (340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 601.42 Td (96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.00 587.32 Td (Related tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.30 587.37 Td (\(119) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 587.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.30 587.37 Td (\(34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 587.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 574.32 Td (Net effect on other comprehensive income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 574.32 Td (1,997) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 574.32 Td (7,951) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 559.9833984375 m 187.857421875 559.9833984375 l s q 0 0 0 rg BT 99.00 561.32 Td (Defined benefit plans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 548.32 Td (Net gain arising during the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.65 548.32 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 548.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 535.32 Td ( Related tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 535.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 535.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 522.32 Td (Amortization of unrecognized loss and service cost on benefit plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 522.32 Td (23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 522.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.00 509.32 Td (Related tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.30 509.37 Td (\(8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 509.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 509.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 496.32 Td (Net effect on other comprehensive income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 496.32 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 496.32 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 481.9833984375 m 172.876953125 481.9833984375 l s q 0 0 0 rg BT 99.00 483.32 Td (Cash flow hedges:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 470.32 Td (Net loss arising during the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.30 470.37 Td (\(103) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 470.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 470.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 457.32 Td ( Related tax benefit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 457.32 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 457.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.00 444.32 Td (Net effect on other comprehensive loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.30 444.37 Td (\(67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 444.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 444.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 430.42 Td (Total other comprehensive income, net of tax expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 430.42 Td (1,946) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 430.42 Td (7,951) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 93.00 416.48 Td (Total comprehensive income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.00 416.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 399.15 416.48 Td (10,755) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.00 416.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 416.48 Td (15,946) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 398.25 Td (See Notes to the Unaudited Consolidated Financial Statements) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 362.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 109.82 362.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 144.38 362.25 Td (A) Tj ET Q q 0 0 0 rg BT 150.85 362.25 Td (TEMENT) Tj ET Q q 0 0 0 rg BT 194.01 362.25 Td ( OF) Tj ET Q q 0 0 0 rg BT 210.03 362.25 Td ( ST) Tj ET Q q 0 0 0 rg BT 224.58 362.25 Td (OCKHOLDERS) Tj ET Q q 0 0 0 rg BT 298.85 362.25 Td ( EQUITY) Tj ET Q q 0 0 0 rg BT 340.43 362.25 Td ( \(Unaudited\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 309.75 213.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 309.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 309.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 309.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 309.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 309.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 281.75 213.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 281.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 281.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 281.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 281.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 281.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 253.75 213.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 253.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 253.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 253.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 253.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 253.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 225.75 213.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 225.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 225.75 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 225.75 69.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 225.75 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 225.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 170.75 213.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 170.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 170.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 170.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 170.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 170.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 133.75 213.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 133.75 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 133.75 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 133.75 69.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 133.75 55.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 133.75 62.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 96.75 213.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 96.75 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 96.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.50 96.75 69.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.50 96.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 96.75 62.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.5 309.75 m 262.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 309.75 m 320.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 309.75 m 375.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 309.75 m 444.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 309.75 m 499.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 309.75 m 561.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.5 295.75 m 262.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 309.75 m 320.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 295.75 m 320.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 309.75 m 375.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 295.75 m 375.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 309.75 m 444.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 295.75 m 444.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 309.75 m 499.5 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 295.75 m 499.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 295.75 m 561.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 295.75 m 320.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 295.75 m 375.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 295.75 m 444.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 295.75 m 499.5 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.5 96.75 m 262.5 96.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49.5 82.75 m 262.5 82.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 96.75 m 320.5 96.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 82.75 m 320.5 82.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 96.75 m 375.5 96.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 82.75 m 375.5 82.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 96.75 m 444.5 96.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 82.75 m 444.5 82.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 96.75 m 499.5 96.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 82.75 m 499.5 82.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 96.75 m 561.5 96.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 82.75 m 561.5 82.75 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 384.00 341.20 Td (Accumulated) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.05 332.20 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.55 323.20 Td (Comprehensive) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 382.35 314.20 Td (\(Loss\) Income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 520.15 332.20 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 503.70 323.20 Td (Stockholders') Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 516.95 314.20 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 273.25 323.20 Td (Common) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.05 314.20 Td (Shares) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 330.25 323.20 Td (Retained) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 329.95 314.20 Td (Earnings) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 454.15 323.20 Td (Treasury) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.70 314.20 Td (Stock) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.00 314.60 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 9.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 306.80 107.56 -8.04 re f /GS0 gs q 0 0 0 rg BT 52.00 300.70 Td (Balance, December 31, 2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.00 300.70 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.75 300.70 Td (344,404) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 300.70 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.75 300.70 Td (110,294) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 300.70 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 417.75 300.70 Td (\(1,554) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 441.00 300.70 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 300.70 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 300.70 Td (\(17,883) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 300.70 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 300.20 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.75 300.20 Td (435,261) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 286.61 Td (Net income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 286.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.75 286.21 Td (8,809) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 286.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 286.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 286.21 Td (8,809) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 272.61 Td (Other comprehensive income, net of tax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 272.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 272.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.75 272.21 Td (1,946) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 272.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 537.75 272.21 Td (1,946) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 258.21 Td (Cash dividends declared) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 258.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.75 258.21 Td (\(3,634) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 258.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 258.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 258.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 258.21 Td (\(3,634) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 258.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 244.61 Td (Exercise of stock options) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 309.50 244.21 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.00 244.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 244.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 244.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 244.21 Td (6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 244.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 230.61 Td (Reissuance of treasury stock for common awards) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 293.75 230.21 Td (\(1,559) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 317.00 230.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 230.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 230.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.75 230.21 Td (1,559) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 230.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 216.61 Td (Reissuance of treasury stock for deferred compensation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 70.00 207.61 Td (plan for Boards of Directors) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 207.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 207.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 207.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.50 207.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.50 207.21 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 193.61 Td (Repurchase of common shares in connection with) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.50 184.61 Td (employee incentive plan and for Boards of Directors) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.50 175.61 Td (compensation plan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 175.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 175.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 175.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 479.50 175.21 Td (\(288) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.00 175.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.50 175.21 Td (\(288) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 558.00 175.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 161.61 Td (Common shares issued under dividend reinvestment plan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.50 161.21 Td (128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 161.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 161.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 161.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 161.21 Td (128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 147.61 Td (Common shares issued under compensation plan for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 70.00 138.61 Td (Boards of Directors) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 138.21 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 138.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 138.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 138.21 Td (91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 138.21 Td (128) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 124.61 Td (Common shares issued under employee stock purchase) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 70.00 115.61 Td (plan) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 115.21 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 115.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 115.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 115.21 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.00 115.21 Td (90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.00 101.61 Td (Stock-based compensation expense) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.50 101.21 Td (568) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.00 101.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 101.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.00 101.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.50 101.21 Td (568) Tj ET Q BT /F2 9.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 93.80 94.57 -8.04 re f /GS0 gs q 0 0 0 rg BT 52.00 87.70 Td (Balance, March 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 265.00 87.70 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.75 87.70 Td (343,597) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.00 87.70 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 342.75 87.70 Td (115,469) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 378.00 87.70 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 427.50 87.70 Td (392) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.00 87.70 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.25 87.70 Td (\(16,449) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 496.00 87.70 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 502.00 87.70 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.75 87.70 Td (443,009) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 563.00 83.25 Td () Tj ET Q 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679.75 m 524.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 679.75 m 421.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 667.75 m 421.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 679.75 m 473.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 667.75 m 473.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 679.75 m 524.5 679.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 667.75 m 524.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 667.75 m 421.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 667.75 m 473.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 667.75 m 524.5 667.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 86.5 511.75 m 421.5 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 511.75 m 473.5 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 511.75 m 524.5 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 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473.5 306.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473.5 306.75 m 524.5 306.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.00 710.48 Td (Three Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.65 696.48 Td (March 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 89.00 683.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 437.00 683.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 488.50 683.48 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 89.00 670.48 Td (Net cash provided by operating activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 670.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 670.37 Td (13,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.00 670.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 670.37 Td (16,826) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 89.00 658.48 Td (Investing activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 646.37 Td (Available-for-sale investment securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 634.37 Td (Purchases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.80 634.37 Td (\(41,088) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 634.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.80 634.37 Td (\(35,810) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 634.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 622.37 Td (Proceeds from sales) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.65 622.37 Td (555) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 622.37 Td (981) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 610.37 Td (Proceeds from principal payments, calls and prepayments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 610.37 Td (32,064) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 610.37 Td (26,627) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 598.37 Td (Held-to-maturity investment securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 586.37 Td (Purchases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.80 586.37 Td (\(1,310) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 586.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.65 586.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 574.37 Td (Proceeds from principal payments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.65 574.37 Td (336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 574.37 Td (750) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 562.37 Td (Net increase in loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.80 562.37 Td (\(23,528) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 562.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.80 562.37 Td (\(31,933) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 562.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 550.37 Td (Net expenditures for bank premises and equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.30 550.37 Td (\(490) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 550.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 550.37 Td (\(2,660) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 550.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 538.37 Td (\(Increase in\) proceeds from sales of other real estate owned) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.30 538.37 Td (\(16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 538.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 538.37 Td (141) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 526.37 Td (Business acquisitions, net of cash received) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.30 526.37 Td (\(450) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 526.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.30 526.37 Td (\(244) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 526.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 514.37 Td (Return of investment in limited partnership and tax credit funds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.65 514.37 Td (634) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.65 514.37 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 502.37 Td (Net cash used in investing activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.80 502.37 Td (\(33,293) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 502.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.80 502.37 Td (\(42,136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 502.37 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 89.00 490.48 Td (Financing activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 478.37 Td (Net increase \(decrease\) in non-interest-bearing deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 478.37 Td (50,626) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 478.37 Td (\(1,737) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 478.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 466.37 Td (Net increase in interest-bearing deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.10 466.37 Td (141,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 466.37 Td (52,905) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 454.37 Td (Net decrease in short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.80 454.37 Td (\(199,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 454.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.80 454.37 Td (\(25,318) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 454.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 442.37 Td (Proceeds from long-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 442.37 Td (30,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.65 442.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 430.37 Td (Payments on long-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.30 430.37 Td (\(701) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 430.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.30 430.37 Td (\(460) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 430.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 418.37 Td (Cash dividends paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.80 418.37 Td (\(3,518) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 418.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 418.37 Td (\(2,645) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 418.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 406.37 Td (Purchase of treasury stock under share repurchase program) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 406.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 406.37 Td (\(4,965) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 406.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 393.87 Td (Repurchase of common shares in connection with employee incentive plan and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 383.87 Td (compensation plan for Boards of Directors to be held as treasury stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.30 383.47 Td (\(288) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 383.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.30 383.47 Td (\(292) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 383.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 369.37 Td (Proceeds from issuance of common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.65 369.37 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.65 369.37 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 357.37 Td (Excess tax expense from share-based payment awards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 357.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.30 357.37 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 357.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.00 345.37 Td (Net cash provided by financing activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 345.37 Td (18,076) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 345.37 Td (17,491) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 333.37 Td (Net decrease in cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.80 333.37 Td (\(1,831) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 333.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.80 333.37 Td (\(7,819) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 333.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 321.37 Td (Cash and cash equivalents at beginning of period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 321.37 Td (66,146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 321.37 Td (71,115) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 101.00 309.48 Td (Cash and cash equivalents at end of period) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.00 309.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.15 309.48 Td (64,315) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.00 309.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.15 309.48 Td (63,296) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.00 307.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.25 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 52.50 292.25 Td (See Notes to the Unaudited Consolidated Financial Statements) Tj ET Q endstream endobj 15 0 obj <>] /Rotate 0 /Contents 16 0 R>> endobj 16 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 30.60 Td (7) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 150.96 731.25 Td ( INC. ) Tj ET Q q 0 0 0 rg BT 176.24 731.25 Td (AND SUBSIDIARIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.25 Td (NOTES ) Tj ET Q q 0 0 0 rg BT 88.54 719.25 Td (T) Tj ET Q q 0 0 0 rg BT 94.47 719.25 Td (O ) Tj ET Q q 0 0 0 rg BT 104.01 719.25 Td (THE UNAUDITED CONSOLIDA) Tj ET Q q 0 0 0 rg BT 244.00 719.25 Td (TED FINANCIAL) Tj ET Q q 0 0 0 rg BT 319.45 719.25 Td ( ST) Tj ET Q q 0 0 0 rg BT 332.82 719.25 Td (A) Tj ET Q q 0 0 0 rg BT 338.93 719.25 Td (TEMENTS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 683.25 Td (Note 1.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.99 683.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 91.49 683.25 Td (Summary of Significant ) Tj ET Q q 0 0 0 rg BT 195.11 683.25 Td (Accounting Policies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.71 683.25 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 673.25 m 562.5 673.25 l s BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 659.25 Td (Basis of Presentation:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.12 659.25 Td ( ) Tj ET Q q 0 0 0 rg BT 147.44 659.25 Td (The accompanying Unaudited Consolidated Financial Statements of Peoples Bancorp Inc. and its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.25 Td (subsidiaries \("Peoples" refers to Peoples Bancorp Inc. and its consolidated subsidiaries collectively) Tj ET Q q 0 0 0 rg BT 449.75 647.25 Td (, except where the context ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.25 Td (indicates the reference relates solely to Peoples Bancorp Inc.\) have been prepared in accordance with accounting principles ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.25 Td (generally accepted in the United States \(US GAAP\) for interim financial information and the instructions for Form 10-Q and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.25 Td (Article10 of RegulationS-X.) Tj ET Q q 0 0 0 rg BT 177.04 611.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 226.37 611.25 Td (, these financial statements do not contain all of the information and footnotes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.25 Td (required by US GAAP) Tj ET Q q 0 0 0 rg BT 144.45 599.25 Td ( for annual financial statements and should be read in conjunction with Peoples) Tj ET Q q 0 0 0 rg BT 464.18 599.25 Td ( ) Tj ET Q q 0 0 0 rg BT 466.13 599.25 Td (Annual Report on Form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.25 Td (10-K for the fiscal year ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.17 587.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.75 587.25 Td ( \() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.02 587.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.02 587.25 Td ( Form 10-K\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 569.25 Td (The accounting and reporting policies followed in the presentation of the accompanying Unaudited Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.25 Td (Financial Statements are consistent with those described in Note 1 of the Notes to the Consolidated Financial Statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 545.25 Td (included in Peoples) Tj ET Q q 0 0 0 rg BT 134.91 545.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.41 545.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.41 545.25 Td ( Form 10-K, as updated by the information contained in this Form 10-Q.Management has evaluated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 533.25 Td (all significant events and transactions that occurred after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.24 533.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.84 533.25 Td ( for potential recognition or disclosure in these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 521.25 Td (consolidated financial statements.In the opinion of management, these consolidated financial statements reflect all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.25 Td (adjustments necessary to present fairly such information for the periods and at the dates indicated.Such adjustments are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 497.25 Td (normal and recurring in nature.) Tj ET Q q 0 0 0 rg BT 183.12 497.25 Td (All significant intercompany accounts and transactions have been eliminated.) Tj ET Q q 0 0 0 rg BT 497.56 497.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.25 Td (Consolidated Balance Sheet at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.41 485.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.99 485.25 Td (, contained herein, has been derived from the audited Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 473.25 Td (Sheet included in Peoples) Tj ET Q q 0 0 0 rg BT 159.63 473.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.13 473.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.13 473.25 Td ( Form 10-K.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 455.25 Td (The preparation of the consolidated financial statements in conformity with US GAAP) Tj ET Q q 0 0 0 rg BT 418.49 455.25 Td ( requires management to make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 443.25 Td (estimates and assumptions that af) Tj ET Q q 0 0 0 rg BT 187.68 443.25 Td (fect the amounts reported in the consolidated financial statements and accompanying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 431.25 Td (notes.Results of operations for interim periods are not necessarily indicative of the results to be expected for the full year) Tj ET Q q 0 0 0 rg BT 542.33 431.25 Td (, due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 419.25 Td (in part to seasonal variations and unusual or infrequently occurring items. Peoples) Tj ET Q q 0 0 0 rg BT 384.84 419.25 Td ( insurance income includes performance-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 407.25 Td (based insurance commissions that are recognized by Peoples when received, which typically occurs, for the most part, during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 395.25 Td (the first quarter of each year) Tj ET Q q 0 0 0 rg BT 166.44 395.25 Td (. For the three months ended March 31, 2017 and 2016, the amount of performance-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 383.25 Td (insurance commissions recognized totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.62 383.25 Td ($1.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.51 383.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.95 383.25 Td ($1.6 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.84 383.25 Td (, respectively) Tj ET Q q 0 0 0 rg BT 395.50 383.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 365.25 Td (New ) Tj ET Q q 0 0 0 rg BT 74.46 365.25 Td (Accounting Pronouncements:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.09 365.25 Td ( From time to time, new accounting pronouncements are issued by the Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.25 Td (Accounting Standards Board \("F) Tj ET Q q 0 0 0 rg BT 184.26 353.25 Td (ASB"\) or other standard setting bodies that are adopted by Peoples as of the required ef) Tj ET Q q 0 0 0 rg BT 533.90 353.25 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.25 Td (dates. Unless otherwise discussed, management believes the impact of any recently issued standards, including those issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 329.25 Td (but not yet ef) Tj ET Q q 0 0 0 rg BT 106.86 329.25 Td (fective, will not have a material impact on Peoples' financial statements taken as a whole.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 311.25 Td (March, ) Tj ET Q q 0 0 0 rg BT 102.55 311.25 Td (Accounting Standards Update \("ASU"\) 2017-08 - Receivables - Nonrefundable Fees and Other Costs \(Subtopic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 299.25 Td (310-20\): Premium ) Tj ET Q q 0 0 0 rg BT 129.55 299.25 Td (Amortization on Purchased Callable Debt Securities. ) Tj ET Q q 0 0 0 rg BT 345.98 299.25 Td (The amendments in this ) Tj ET Q q 0 0 0 rg BT 443.75 299.25 Td (ASU shorten the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 287.25 Td (amortization period for certain callable debt securities held at a premium. ) Tj ET Q q 0 0 0 rg BT 352.31 287.25 Td (The amendments require the premium to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 275.25 Td (amortized to the earliest call date. ) Tj ET Q q 0 0 0 rg BT 193.76 275.25 Td (The amendments do not require an accounting change for securities held at a discount; the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.25 Td (discount continues to be amortized to maturity) Tj ET Q q 0 0 0 rg BT 239.42 263.25 Td (. ) Tj ET Q q 0 0 0 rg BT 246.74 263.25 Td (The amendments will be ef) Tj ET Q q 0 0 0 rg BT 355.41 263.25 Td (fective for interim and annual reporting periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 251.25 Td (beginning after December 15, 2018 \(ef) Tj ET Q q 0 0 0 rg BT 209.31 251.25 Td (fective January 1, 2019 for Peoples\). Peoples will adopt this new accounting guidance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 239.25 Td (as required and it is not expected to have a material impact on Peoples' results of operations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 221.25 Td (March, ) Tj ET Q q 0 0 0 rg BT 102.55 221.25 Td (ASU 2017-07 - Compensation - Retirement Benefits \(T) Tj ET Q q 0 0 0 rg BT 324.31 221.25 Td (opic 715\): Improving the Presentation of Net Periodic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 209.25 Td (Pension Cost and Net Periodic Postretirement Benefit Cost. ) Tj ET Q q 0 0 0 rg BT 297.13 209.25 Td (The amendments in this ) Tj ET Q q 0 0 0 rg BT 394.89 209.25 Td (ASU require that an employer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.25 Td (disaggregate the service cost component from the other components of net benefit cost. ) Tj ET Q q 0 0 0 rg BT 407.87 197.25 Td (The amendments will improve the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 185.25 Td (consistency) Tj ET Q q 0 0 0 rg BT 100.01 185.25 Td (, transparency) Tj ET Q q 0 0 0 rg BT 155.44 185.25 Td (, and usefulness of financial information and will be ef) Tj ET Q q 0 0 0 rg BT 374.08 185.25 Td (fective for interim and annual reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.25 Td (periods beginning after December 15, 2017 \(ef) Tj ET Q q 0 0 0 rg BT 241.25 173.25 Td (fective January 1, 2018 for Peoples\). Peoples will adopt this new accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 161.25 Td (guidance as required and it will have no impact on Peoples' results of operations as the accrual for pension plan benefits for all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 149.25 Td (participants was frozen as of March 1, 201) Tj ET Q q 0 0 0 rg BT 224.13 149.25 Td (1.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 131.25 Td (March, ) Tj ET Q q 0 0 0 rg BT 102.55 131.25 Td (ASU 2017-06 - Plan ) Tj ET Q q 0 0 0 rg BT 186.44 131.25 Td (Accounting: Defined Benefit Pension Plans \(T) Tj ET Q q 0 0 0 rg BT 374.59 131.25 Td (opic 960\), Defined Contribution Pension Plans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 119.25 Td (\(T) Tj ET Q q 0 0 0 rg BT 62.74 119.25 Td (opic 962\), Health and ) Tj ET Q q 0 0 0 rg BT 151.70 119.25 Td (W) Tj ET Q q 0 0 0 rg BT 160.34 119.25 Td (elfare Benefit Plans \(T) Tj ET Q q 0 0 0 rg BT 250.44 119.25 Td (opic 965\): Employee Benefit Plan Master ) Tj ET Q q 0 0 0 rg BT 419.10 119.25 Td (T) Tj ET Q q 0 0 0 rg BT 424.86 119.25 Td (rust Reporting \(a consensus of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 107.25 Td (Emer) Tj ET Q q 0 0 0 rg BT 75.47 107.25 Td (ging Issues ) Tj ET Q q 0 0 0 rg BT 122.52 107.25 Td (T) Tj ET Q q 0 0 0 rg BT 127.93 107.25 Td (ask Force\). ) Tj ET Q q 0 0 0 rg BT 177.17 107.25 Td (This ) Tj ET Q q 0 0 0 rg BT 196.90 107.25 Td (ASU is to provide clarity to preparers and auditors and relates primarily to the reporting of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 95.25 Td (an employee benefit plan's interest in a master trust. ) Tj ET Q q 0 0 0 rg BT 266.39 95.25 Td (The amendments in the ) Tj ET Q q 0 0 0 rg BT 361.92 95.25 Td (ASU clarify presentation requirements for an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 83.25 Td (employee benefit plan's interest in a master trust and require more detailed disclosures of the employee benefit plan's interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 71.25 Td (in the master trust and will be ef) Tj ET Q q 0 0 0 rg BT 182.95 71.25 Td (fective for interim and annual reporting periods beginning after December 15, 2018 \(ef) Tj ET Q q 0 0 0 rg BT 530.69 71.25 Td (fective ) Tj ET Q endstream endobj 17 0 obj <>] /Rotate 0 /Contents 18 0 R>> endobj 18 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 19.60 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (January 1, 2019 for Peoples\). Peoples will adopt this new accounting guidance as required, and and it is not expected to have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (a material impact on Peoples' results of operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 712.10 Td (January) Tj ET Q q 0 0 0 rg BT 102.45 712.10 Td (, ) Tj ET Q q 0 0 0 rg BT 106.90 712.10 Td (ASU 2017-04 - Intangibles - Goodwill and Other \(T) Tj ET Q q 0 0 0 rg BT 315.05 712.10 Td (opic 350\): Simplifying the ) Tj ET Q q 0 0 0 rg BT 423.20 712.10 Td (T) Tj ET Q q 0 0 0 rg BT 428.61 712.10 Td (est for Goodwill Impairment. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 700.10 Td (This ) Tj ET Q q 0 0 0 rg BT 73.73 700.10 Td (ASU is to simplify how an entity is required to test goodwill for impairment by eliminating the requirement to calculate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 688.10 Td (the implied fair value of goodwill to measure a goodwill impairment char) Tj ET Q q 0 0 0 rg BT 347.90 688.10 Td (ge. ) Tj ET Q q 0 0 0 rg BT 364.66 688.10 Td (This accounting guidance will be ef) Tj ET Q q 0 0 0 rg BT 507.49 688.10 Td (fective for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 676.10 Td (interim and annual reporting periods beginning after December 15, 2019 \(ef) Tj ET Q q 0 0 0 rg BT 357.88 676.10 Td (fective January 1, 2020 for Peoples\). Peoples will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 664.10 Td (adopt this new accounting guidance as required, and it is not expected to have a material impact on Peoples' results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 652.10 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 634.10 Td (January) Tj ET Q q 0 0 0 rg BT 102.45 634.10 Td (, ) Tj ET Q q 0 0 0 rg BT 106.90 634.10 Td (ASU 2017-01 - Business Combinations \(T) Tj ET Q q 0 0 0 rg BT 276.48 634.10 Td (opic 805\): Clarifying the Definition of a Business. ) Tj ET Q q 0 0 0 rg BT 482.38 634.10 Td (This ) Tj ET Q q 0 0 0 rg BT 502.10 634.10 Td (ASU is to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 622.10 Td (clarify the definition of a business with the objective of adding guidance to assist entities with evaluating whether transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 610.10 Td (should be accounted for as acquisitions \(or disposals\) of assets or businesses. ) Tj ET Q q 0 0 0 rg BT 367.10 610.10 Td (The definition of a business af) Tj ET Q q 0 0 0 rg BT 488.27 610.10 Td (fects many areas ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 598.10 Td (of accounting, including acquisitions, disposals, goodwill and consideration. In a separate ) Tj ET Q q 0 0 0 rg BT 417.26 598.10 Td (ASU \(Phase 2 of the project\) that is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 586.10 Td (expected to be issued shortly after this ) Tj ET Q q 0 0 0 rg BT 209.24 586.10 Td (ASU, the F) Tj ET Q q 0 0 0 rg BT 253.78 586.10 Td (ASB provides clarifying guidance for partial sales or transfers of assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 574.10 Td (within the scope of Subtopic 610-20 and the corresponding accounting for retained interest, and this will be ef) Tj ET Q q 0 0 0 rg BT 494.26 574.10 Td (fective for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 562.10 Td (interim and annual reporting periods beginning after December 15, 2017 \(ef) Tj ET Q q 0 0 0 rg BT 357.88 562.10 Td (fective January 1, 2018 for Peoples\). Peoples will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 550.10 Td (adopt this new accounting guidance as required, and it is not expected to have a material impact on Peoples' results of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 538.10 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 520.10 Td ( May) Tj ET Q q 0 0 0 rg BT 92.18 520.10 Td (, ) Tj ET Q q 0 0 0 rg BT 96.63 520.10 Td (ASU 2014-09 - Revenue from Contracts with Customers \(T) Tj ET Q q 0 0 0 rg BT 335.34 520.10 Td (opic 606\). ) Tj ET Q q 0 0 0 rg BT 380.71 520.10 Td (There are many aspects of this new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 508.10 Td (accounting guidance that are still being interpreted and the F) Tj ET Q q 0 0 0 rg BT 295.67 508.10 Td (ASB has issued updates to certain aspects of the guidance to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 496.10 Td (address implementation issues. ) Tj ET Q q 0 0 0 rg BT 182.96 496.10 Td (The F) Tj ET Q q 0 0 0 rg BT 205.83 496.10 Td (ASB issued updates in March, ) Tj ET Q q 0 0 0 rg BT 329.16 496.10 Td (April, May and December of 2016 clarifying several ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 484.10 Td (areas of the guidance. ) Tj ET Q q 0 0 0 rg BT 146.00 484.10 Td (These clarifications included:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 466.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 466.10 Td (Principal versus agent considerations,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 451.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 451.10 Td (Collectibility) Tj ET Q q 0 0 0 rg BT 178.12 451.10 Td (, sales tax and non-cash consideration, practical expedients for contract modifications and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 436.10 Td ( ) Tj ET Q q 0 0 0 rg BT 126.00 436.10 Td (completed contracts,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 421.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 421.10 Td (Identification of performance obligations, and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 406.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 406.10 Td (Licensing implementation guidance.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 388.10 Td (This accounting guidance can be implemented using either a full retrospective method or a modified retrospective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 376.10 Td (approach. ) Tj ET Q q 0 0 0 rg BT 95.46 376.10 Td (This accounting guidance will be ef) Tj ET Q q 0 0 0 rg BT 238.29 376.10 Td (fective for interim and annual reporting periods beginning after December 15, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 364.10 Td (2017 \(ef) Tj ET Q q 0 0 0 rg BT 87.42 364.10 Td (fective January 1, 2018 for Peoples\). Early adoption is permitted but only for interim and annual reporting periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 352.10 Td (beginning after December 15, 2016. Peoples will adopt this new accounting guidance in 2018, as required, and anticipates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 340.10 Td (implementing the new accounting guidance using the modified retrospective approach. ) Tj ET Q q 0 0 0 rg BT 406.49 340.10 Td (The modified retrospective approach ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 328.10 Td (uses a cumulative-ef) Tj ET Q q 0 0 0 rg BT 136.01 328.10 Td (fect adjustment to retained earnings to reflect uncompleted contracts in the initial application of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 316.10 Td (guidance. Peoples is currently evaluating revenue streams and contracts to determine the impact of the new accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 304.10 Td (guidance. Based on Peoples) Tj ET Q q 0 0 0 rg BT 170.73 304.10 Td ( evaluation to date, it does not expect the adoption of this accounting guidance to have a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 292.10 Td (significant impact on Peoples) Tj ET Q q 0 0 0 rg BT 174.62 292.10 Td ( financial condition or quarterly or annual results of operations; however) Tj ET Q q 0 0 0 rg BT 464.68 292.10 Td (, the review is ongoing. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 280.10 Td (Peoples will continue to evaluate the impact of this accounting guidance, including any additional guidance issued, during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 268.10 Td (completion of this internal assessment. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 250.10 Td ( ) Tj ET Q q 0 0 0 rg BT 90.00 250.10 Td (June, ) Tj ET Q q 0 0 0 rg BT 113.42 250.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 136.75 250.10 Td (2016-13 ) Tj ET Q q 0 0 0 rg BT 173.40 250.10 Td (- ) Tj ET Q q 0 0 0 rg BT 180.05 250.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 220.59 250.10 Td (Instruments-Credit ) Tj ET Q q 0 0 0 rg BT 299.45 250.10 Td (Losses ) Tj ET Q q 0 0 0 rg BT 330.00 250.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 338.74 250.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 359.28 250.10 Td (326\): ) Tj ET Q q 0 0 0 rg BT 383.71 250.10 Td (Measurement ) Tj ET Q q 0 0 0 rg BT 441.45 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 453.11 250.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 481.42 250.10 Td (Losses ) Tj ET Q q 0 0 0 rg BT 511.97 250.10 Td (on ) Tj ET Q q 0 0 0 rg BT 525.29 250.10 Td (Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 238.10 Td (Instruments. ) Tj ET Q q 0 0 0 rg BT 105.63 238.10 Td ( ) Tj ET Q q 0 0 0 rg BT 107.40 238.10 Td (This ) Tj ET Q q 0 0 0 rg BT 127.08 238.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 172.86 238.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 210.86 238.10 Td (replaces ) Tj ET Q q 0 0 0 rg BT 245.53 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.65 238.10 Td (current ) Tj ET Q q 0 0 0 rg BT 289.87 238.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 329.54 238.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 351.44 238.10 Td (model ) Tj ET Q q 0 0 0 rg BT 378.35 238.10 Td (for ) Tj ET Q q 0 0 0 rg BT 391.92 238.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 441.03 238.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 465.70 238.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 491.50 238.10 Td (with ) Tj ET Q q 0 0 0 rg BT 511.19 238.10 Td (an ) Tj ET Q q 0 0 0 rg BT 522.53 238.10 Td (expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 226.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 76.20 226.10 Td (model ) Tj ET Q q 0 0 0 rg BT 103.40 226.10 Td (referred ) Tj ET Q q 0 0 0 rg BT 137.23 226.10 Td (to ) Tj ET Q q 0 0 0 rg BT 147.21 226.10 Td (as ) Tj ET Q q 0 0 0 rg BT 157.75 226.10 Td (the ) Tj ET Q q 0 0 0 rg BT 172.16 226.10 Td (Current ) Tj ET Q q 0 0 0 rg BT 204.91 226.10 Td (Expected ) Tj ET Q q 0 0 0 rg BT 244.31 226.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 271.51 226.10 Td (Loss ) Tj ET Q q 0 0 0 rg BT 292.60 226.10 Td (\(CECL\) ) Tj ET Q q 0 0 0 rg BT 335.90 226.10 Td (model. ) Tj ET Q q 0 0 0 rg BT 365.59 226.10 Td ( ) Tj ET Q q 0 0 0 rg BT 367.80 226.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 394.99 226.10 Td (the ) Tj ET Q q 0 0 0 rg BT 409.41 226.10 Td (CECL) Tj ET Q q 0 0 0 rg BT 434.59 226.10 Td ( ) Tj ET Q q 0 0 0 rg BT 436.79 226.10 Td (model, ) Tj ET Q q 0 0 0 rg BT 466.49 226.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 499.80 226.10 Td (will ) Tj ET Q q 0 0 0 rg BT 517.56 226.10 Td (be ) Tj ET Q q 0 0 0 rg BT 529.20 226.10 Td (required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 214.10 Td (to ) Tj ET Q q 0 0 0 rg BT 63.55 214.10 Td (present ) Tj ET Q q 0 0 0 rg BT 94.20 214.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 123.17 214.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 159.92 214.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 185.03 214.10 Td (carried ) Tj ET Q q 0 0 0 rg BT 214.55 214.10 Td (at ) Tj ET Q q 0 0 0 rg BT 223.54 214.10 Td (amortized ) Tj ET Q q 0 0 0 rg BT 265.29 214.10 Td (cost, ) Tj ET Q q 0 0 0 rg BT 285.67 214.10 Td (such ) Tj ET Q q 0 0 0 rg BT 305.77 214.10 Td (as ) Tj ET Q q 0 0 0 rg BT 315.87 214.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 338.75 214.10 Td (held-for) Tj ET Q q 0 0 0 rg BT 370.76 214.10 Td (-investment ) Tj ET Q q 0 0 0 rg BT 419.74 214.10 Td (and ) Tj ET Q q 0 0 0 rg BT 435.95 214.10 Td (held-to-maturity ) Tj ET Q q 0 0 0 rg BT 503.26 214.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 522.25 214.10 Td (securities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 202.10 Td (at ) Tj ET Q q 0 0 0 rg BT 63.72 202.10 Td (the ) Tj ET Q q 0 0 0 rg BT 78.43 202.10 Td (net ) Tj ET Q q 0 0 0 rg BT 93.15 202.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 125.65 202.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 163.68 202.10 Td (to ) Tj ET Q q 0 0 0 rg BT 173.96 202.10 Td (be ) Tj ET Q q 0 0 0 rg BT 185.89 202.10 Td (collected.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 185.10 Td ( ) Tj ET Q q 0 0 0 rg BT 56.50 185.10 Td ( ) Tj ET Q q 0 0 0 rg BT 90.00 185.10 Td (The ) Tj ET Q q 0 0 0 rg BT 106.85 185.10 Td (measurement ) Tj ET Q q 0 0 0 rg BT 161.46 185.10 Td (of ) Tj ET Q q 0 0 0 rg BT 171.09 185.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 207.92 185.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 231.98 185.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 257.18 185.10 Td (is ) Tj ET Q q 0 0 0 rg BT 265.15 185.10 Td (to ) Tj ET Q q 0 0 0 rg BT 274.23 185.10 Td (be ) Tj ET Q q 0 0 0 rg BT 284.96 185.10 Td (based ) Tj ET Q q 0 0 0 rg BT 309.03 185.10 Td (on ) Tj ET Q q 0 0 0 rg BT 320.33 185.10 Td (information ) Tj ET Q q 0 0 0 rg BT 368.85 185.10 Td (about ) Tj ET Q q 0 0 0 rg BT 392.36 185.10 Td (past ) Tj ET Q q 0 0 0 rg BT 409.77 185.10 Td (events, ) Tj ET Q q 0 0 0 rg BT 439.12 185.10 Td (including ) Tj ET Q q 0 0 0 rg BT 478.19 185.10 Td (historical ) Tj ET Q q 0 0 0 rg BT 516.70 185.10 Td (experience, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 173.10 Td (current ) Tj ET Q q 0 0 0 rg BT 83.66 173.10 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 129.17 173.10 Td (and ) Tj ET Q q 0 0 0 rg BT 144.95 173.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 189.05 173.10 Td (and ) Tj ET Q q 0 0 0 rg BT 204.84 173.10 Td (supportable ) Tj ET Q q 0 0 0 rg BT 252.84 173.10 Td (forecasts ) Tj ET Q q 0 0 0 rg BT 289.72 173.10 Td (that ) Tj ET Q q 0 0 0 rg BT 306.06 173.10 Td (af) Tj ET Q q 0 0 0 rg BT 313.65 173.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 329.98 173.10 Td (the ) Tj ET Q q 0 0 0 rg BT 343.54 173.10 Td (collectability ) Tj ET Q q 0 0 0 rg BT 397.09 173.10 Td (of ) Tj ET Q q 0 0 0 rg BT 406.76 173.10 Td (the ) Tj ET Q q 0 0 0 rg BT 420.33 173.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 454.99 173.10 Td (amount. ) Tj ET Q q 0 0 0 rg BT 488.83 173.10 Td ( ) Tj ET Q q 0 0 0 rg BT 490.07 173.10 Td (This ) Tj ET Q q 0 0 0 rg BT 509.20 173.10 Td (measurement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 161.10 Td (will ) Tj ET Q q 0 0 0 rg BT 71.27 161.10 Td (take ) Tj ET Q q 0 0 0 rg BT 89.63 161.10 Td (place ) Tj ET Q q 0 0 0 rg BT 112.44 161.10 Td (at ) Tj ET Q q 0 0 0 rg BT 121.36 161.10 Td (the ) Tj ET Q q 0 0 0 rg BT 135.29 161.10 Td (time ) Tj ET Q q 0 0 0 rg BT 154.78 161.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.70 161.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 205.39 161.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 226.54 161.10 Td (is ) Tj ET Q q 0 0 0 rg BT 234.92 161.10 Td (first ) Tj ET Q q 0 0 0 rg BT 252.74 161.10 Td (added ) Tj ET Q q 0 0 0 rg BT 278.33 161.10 Td (to ) Tj ET Q q 0 0 0 rg BT 287.82 161.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.75 161.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 333.99 161.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 356.25 161.10 Td (and ) Tj ET Q q 0 0 0 rg BT 372.39 161.10 Td (periodically ) Tj ET Q q 0 0 0 rg BT 421.86 161.10 Td (thereafter) Tj ET Q q 0 0 0 rg BT 459.61 161.10 Td (. ) Tj ET Q q 0 0 0 rg BT 463.82 161.10 Td ( ) Tj ET Q q 0 0 0 rg BT 465.41 161.10 Td (This ) Tj ET Q q 0 0 0 rg BT 484.90 161.10 Td (dif) Tj ET Q q 0 0 0 rg BT 495.83 161.10 Td (fers ) Tj ET Q q 0 0 0 rg BT 512.53 161.10 Td (significantly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 149.10 Td (from ) Tj ET Q q 0 0 0 rg BT 76.19 149.10 Td (the ) Tj ET Q q 0 0 0 rg BT 91.16 149.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 131.66 149.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 154.42 149.10 Td (model ) Tj ET Q q 0 0 0 rg BT 182.16 149.10 Td (required ) Tj ET Q q 0 0 0 rg BT 218.23 149.10 Td (under ) Tj ET Q q 0 0 0 rg BT 243.75 149.10 Td (current ) Tj ET Q q 0 0 0 rg BT 274.82 149.10 Td (US ) Tj ET Q q 0 0 0 rg BT 290.35 149.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 316.47 149.10 Td (, ) Tj ET Q q 0 0 0 rg BT 321.72 149.10 Td (which ) Tj ET Q q 0 0 0 rg BT 348.91 149.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 377.21 149.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 425.50 149.10 Td (until ) Tj ET Q q 0 0 0 rg BT 446.59 149.10 Td (it ) Tj ET Q q 0 0 0 rg BT 454.90 149.10 Td (is ) Tj ET Q q 0 0 0 rg BT 464.32 149.10 Td (probable ) Tj ET Q q 0 0 0 rg BT 502.05 149.10 Td (a ) Tj ET Q q 0 0 0 rg BT 509.24 149.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 527.56 149.10 Td (has ) Tj ET Q q 0 0 0 rg BT 543.64 149.10 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.10 Td (incurred. ) Tj ET Q q 0 0 0 rg BT 92.44 137.10 Td ( ) Tj ET Q q 0 0 0 rg BT 94.49 137.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 143.82 137.10 Td (, ) Tj ET Q q 0 0 0 rg BT 148.95 137.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 182.68 137.10 Td (expects ) Tj ET Q q 0 0 0 rg BT 215.30 137.10 Td (that ) Tj ET Q q 0 0 0 rg BT 232.92 137.10 Td (the ) Tj ET Q q 0 0 0 rg BT 247.76 137.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 285.38 137.10 Td (of ) Tj ET Q q 0 0 0 rg BT 296.34 137.10 Td (the ) Tj ET Q q 0 0 0 rg BT 311.18 137.10 Td (CECL) Tj ET Q q 0 0 0 rg BT 336.36 137.10 Td ( ) Tj ET Q q 0 0 0 rg BT 338.99 137.10 Td (model ) Tj ET Q q 0 0 0 rg BT 366.61 137.10 Td (will ) Tj ET Q q 0 0 0 rg BT 384.79 137.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 427.96 137.10 Td (af) Tj ET Q q 0 0 0 rg BT 435.55 137.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 453.16 137.10 Td (how ) Tj ET Q q 0 0 0 rg BT 473.00 137.10 Td (the ) Tj ET Q q 0 0 0 rg BT 487.85 137.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 531.01 137.10 Td (for ) Tj ET Q q 0 0 0 rg BT 545.29 137.10 Td (loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 125.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 80.64 125.10 Td (is ) Tj ET Q q 0 0 0 rg BT 90.06 125.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 137.79 125.10 Td (and ) Tj ET Q q 0 0 0 rg BT 154.97 125.10 Td (could ) Tj ET Q q 0 0 0 rg BT 179.94 125.10 Td (require ) Tj ET Q q 0 0 0 rg BT 211.00 125.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 255.96 125.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 295.35 125.10 Td (to ) Tj ET Q q 0 0 0 rg BT 305.88 125.10 Td (the ) Tj ET Q q 0 0 0 rg BT 320.85 125.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 364.13 125.10 Td (for ) Tj ET Q q 0 0 0 rg BT 378.53 125.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 398.50 125.10 Td (losses. ) Tj ET Q q 0 0 0 rg BT 427.64 125.10 Td ( ) Tj ET Q q 0 0 0 rg BT 430.39 125.10 Td (Moreover) Tj ET Q q 0 0 0 rg BT 469.42 125.10 Td (, ) Tj ET Q q 0 0 0 rg BT 474.66 125.10 Td (the ) Tj ET Q q 0 0 0 rg BT 489.63 125.10 Td (CECL) Tj ET Q q 0 0 0 rg BT 514.81 125.10 Td ( ) Tj ET Q q 0 0 0 rg BT 517.56 125.10 Td (model ) Tj ET Q q 0 0 0 rg BT 545.30 125.10 Td (may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 113.10 Td (create ) Tj ET Q q 0 0 0 rg BT 80.24 113.10 Td (more ) Tj ET Q q 0 0 0 rg BT 103.17 113.10 Td (volatility ) Tj ET Q q 0 0 0 rg BT 141.66 113.10 Td (in ) Tj ET Q q 0 0 0 rg BT 151.81 113.10 Td (the ) Tj ET Q q 0 0 0 rg BT 166.41 113.10 Td (level ) Tj ET Q q 0 0 0 rg BT 188.22 113.10 Td (of ) Tj ET Q q 0 0 0 rg BT 198.93 113.10 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 234.22 113.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 277.13 113.10 Td (for ) Tj ET Q q 0 0 0 rg BT 291.17 113.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 310.77 113.10 Td (losses. ) Tj ET Q q 0 0 0 rg BT 339.54 113.10 Td ( ) Tj ET Q q 0 0 0 rg BT 341.92 113.10 Td (If ) Tj ET Q q 0 0 0 rg BT 350.96 113.10 Td (required ) Tj ET Q q 0 0 0 rg BT 386.65 113.10 Td (to ) Tj ET Q q 0 0 0 rg BT 396.81 113.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 439.73 113.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 474.86 113.10 Td (the ) Tj ET Q q 0 0 0 rg BT 489.46 113.10 Td (level ) Tj ET Q q 0 0 0 rg BT 511.27 113.10 Td (of ) Tj ET Q q 0 0 0 rg BT 521.98 113.10 Td (allowance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 101.10 Td (for ) Tj ET Q q 0 0 0 rg BT 67.43 101.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 86.41 101.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 112.06 101.10 Td (for ) Tj ET Q q 0 0 0 rg BT 125.49 101.10 Td (any ) Tj ET Q q 0 0 0 rg BT 141.69 101.10 Td (reason, ) Tj ET Q q 0 0 0 rg BT 172.06 101.10 Td (such ) Tj ET Q q 0 0 0 rg BT 192.15 101.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 226.67 101.10 Td (could ) Tj ET Q q 0 0 0 rg BT 250.65 101.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 290.73 101.10 Td (af) Tj ET Q q 0 0 0 rg BT 298.32 101.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 315.07 101.10 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 349.75 101.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 387.90 101.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 424.65 101.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 464.19 101.10 Td (and ) Tj ET Q q 0 0 0 rg BT 480.39 101.10 Td (results ) Tj ET Q q 0 0 0 rg BT 508.27 101.10 Td (of ) Tj ET Q q 0 0 0 rg BT 518.36 101.10 Td (operations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 84.10 Td ( ) Tj ET Q q 0 0 0 rg BT 90.00 84.10 Td (The ) Tj ET Q q 0 0 0 rg BT 108.06 84.10 Td (new ) Tj ET Q q 0 0 0 rg BT 127.23 84.10 Td (CECL) Tj ET Q q 0 0 0 rg BT 152.42 84.10 Td ( ) Tj ET Q q 0 0 0 rg BT 154.93 84.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 191.31 84.10 Td (will ) Tj ET Q q 0 0 0 rg BT 209.38 84.10 Td (become ) Tj ET Q q 0 0 0 rg BT 242.99 84.10 Td (ef) Tj ET Q q 0 0 0 rg BT 250.58 84.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 280.29 84.10 Td (for ) Tj ET Q q 0 0 0 rg BT 294.46 84.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 325.85 84.10 Td (and ) Tj ET Q q 0 0 0 rg BT 342.80 84.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 371.97 84.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 411.14 84.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 443.09 84.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 485.59 84.10 Td (after ) Tj ET Q q 0 0 0 rg BT 506.42 84.10 Td (December ) Tj ET Q q 0 0 0 rg BT 550.01 84.10 Td (15, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 72.10 Td (2019 ) Tj ET Q q 0 0 0 rg BT 77.32 72.10 Td (\(ef) Tj ET Q q 0 0 0 rg BT 88.24 72.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 118.76 72.10 Td (January ) Tj ET Q q 0 0 0 rg BT 153.18 72.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 164.00 72.10 Td (2020 ) Tj ET Q q 0 0 0 rg BT 187.32 72.10 Td (for ) Tj ET Q q 0 0 0 rg BT 202.30 72.10 Td (Peoples\). ) Tj ET Q q 0 0 0 rg BT 242.56 72.10 Td ( ) Tj ET Q q 0 0 0 rg BT 245.88 72.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 280.31 72.10 Td (is ) Tj ET Q q 0 0 0 rg BT 290.30 72.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 329.71 72.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 374.68 72.10 Td (the ) Tj ET Q q 0 0 0 rg BT 390.22 72.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 420.75 72.10 Td (that ) Tj ET Q q 0 0 0 rg BT 439.07 72.10 Td (the ) Tj ET Q q 0 0 0 rg BT 454.61 72.10 Td (CECL) Tj ET Q q 0 0 0 rg BT 479.79 72.10 Td ( ) Tj ET Q q 0 0 0 rg BT 483.11 72.10 Td (model ) Tj ET Q q 0 0 0 rg BT 511.43 72.10 Td (will ) Tj ET Q q 0 0 0 rg BT 530.30 72.10 Td (have ) Tj ET Q q 0 0 0 rg BT 552.50 72.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 60.10 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 88.47 60.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 125.01 60.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 168.78 60.10 Td (and ) Tj ET Q q 0 0 0 rg BT 184.78 60.10 Td (expects ) Tj ET Q q 0 0 0 rg BT 216.32 60.10 Td (to ) Tj ET Q q 0 0 0 rg BT 225.66 60.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 266.08 60.10 Td (a ) Tj ET Q q 0 0 0 rg BT 272.08 60.10 Td (one-time ) Tj ET Q q 0 0 0 rg BT 309.18 60.10 Td (cumulative-ef) Tj ET Q q 0 0 0 rg BT 364.53 60.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 381.07 60.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 426.51 60.10 Td (to ) Tj ET Q q 0 0 0 rg BT 435.85 60.10 Td (the ) Tj ET Q q 0 0 0 rg BT 449.62 60.10 Td (provision ) Tj ET Q q 0 0 0 rg BT 488.96 60.10 Td (as ) Tj ET Q q 0 0 0 rg BT 498.85 60.10 Td (of ) Tj ET Q q 0 0 0 rg BT 508.74 60.10 Td (the ) Tj ET Q q 0 0 0 rg BT 522.52 60.10 Td (beginning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 48.10 Td (of ) Tj ET Q q 0 0 0 rg BT 64.27 48.10 Td (the ) Tj ET Q q 0 0 0 rg BT 78.43 48.10 Td (first ) Tj ET Q q 0 0 0 rg BT 96.48 48.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 135.08 48.10 Td (period ) Tj ET Q q 0 0 0 rg BT 162.57 48.10 Td (in ) Tj ET Q q 0 0 0 rg BT 172.29 48.10 Td (which ) Tj ET Q q 0 0 0 rg BT 198.67 48.10 Td (the ) Tj ET Q q 0 0 0 rg BT 212.83 48.10 Td (new ) Tj ET Q q 0 0 0 rg BT 231.43 48.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 267.25 48.10 Td (is ) Tj ET Q q 0 0 0 rg BT 275.86 48.10 Td (ef) Tj ET Q q 0 0 0 rg BT 283.45 48.10 Td (fective, ) Tj ET Q q 0 0 0 rg BT 315.10 48.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 357.03 48.10 Td (with ) Tj ET Q q 0 0 0 rg BT 376.75 48.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 419.79 48.10 Td (expectations ) Tj ET Q q 0 0 0 rg BT 471.71 48.10 Td (set ) Tj ET Q q 0 0 0 rg BT 484.76 48.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 506.15 48.10 Td (in ) Tj ET Q q 0 0 0 rg BT 515.87 48.10 Td (interagency ) Tj ET Q endstream endobj 19 0 obj <>] /Rotate 0 /Contents 20 0 R>> endobj 20 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 19.60 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 92.79 742.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 120.48 742.10 Td (at ) Tj ET Q q 0 0 0 rg BT 130.40 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.31 742.10 Td (end ) Tj ET Q q 0 0 0 rg BT 162.44 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 173.47 742.10 Td (2016. ) Tj ET Q q 0 0 0 rg BT 198.66 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 201.36 742.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 235.16 742.10 Td (has ) Tj ET Q q 0 0 0 rg BT 251.19 742.10 Td (not ) Tj ET Q q 0 0 0 rg BT 266.66 742.10 Td (yet ) Tj ET Q q 0 0 0 rg BT 281.57 742.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 324.25 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 339.16 742.10 Td (magnitude ) Tj ET Q q 0 0 0 rg BT 384.07 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 395.09 742.10 Td (any ) Tj ET Q q 0 0 0 rg BT 412.23 742.10 Td (such ) Tj ET Q q 0 0 0 rg BT 433.25 742.10 Td (one-time ) Tj ET Q q 0 0 0 rg BT 471.49 742.10 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 518.61 742.10 Td (adjustment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (or ) Tj ET Q q 0 0 0 rg BT 64.83 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 75.66 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 90.38 730.10 Td (overall ) Tj ET Q q 0 0 0 rg BT 120.64 730.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 150.35 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 161.18 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 175.90 730.10 Td (new ) Tj ET Q q 0 0 0 rg BT 195.06 730.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 231.44 730.10 Td (on ) Tj ET Q q 0 0 0 rg BT 243.94 730.10 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 279.35 730.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 316.83 730.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 357.10 730.10 Td (or ) Tj ET Q q 0 0 0 rg BT 367.93 730.10 Td (results ) Tj ET Q q 0 0 0 rg BT 396.54 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 407.37 730.10 Td (operations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 713.10 Td ( ) Tj ET Q q 0 0 0 rg BT 90.00 713.10 Td (March, ) Tj ET Q q 0 0 0 rg BT 121.15 713.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 144.44 713.10 Td (2016-09 ) Tj ET Q q 0 0 0 rg BT 181.05 713.10 Td (- ) Tj ET Q q 0 0 0 rg BT 187.66 713.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 248.71 713.10 Td (- ) Tj ET Q q 0 0 0 rg BT 255.32 713.10 Td (Stock ) Tj ET Q q 0 0 0 rg BT 281.37 713.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 342.43 713.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 351.17 713.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 371.66 713.10 Td (718\): ) Tj ET Q q 0 0 0 rg BT 396.05 713.10 Td (Improvements ) Tj ET Q q 0 0 0 rg BT 457.09 713.10 Td (to ) Tj ET Q q 0 0 0 rg BT 468.15 713.10 Td (Employee ) Tj ET Q q 0 0 0 rg BT 511.97 713.10 Td (Share-Based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 701.10 Td (Payment ) Tj ET Q q 0 0 0 rg BT 90.77 701.10 Td (Accounting. ) Tj ET Q q 0 0 0 rg BT 142.21 701.10 Td ( ) Tj ET Q q 0 0 0 rg BT 144.33 701.10 Td (The ) Tj ET Q q 0 0 0 rg BT 162.16 701.10 Td (amendment ) Tj ET Q q 0 0 0 rg BT 211.09 701.10 Td (in ) Tj ET Q q 0 0 0 rg BT 221.15 701.10 Td (this ) Tj ET Q q 0 0 0 rg BT 237.38 701.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 259.67 701.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 294.16 701.10 Td (all ) Tj ET Q q 0 0 0 rg BT 306.44 701.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 334.82 701.10 Td (income ) Tj ET Q q 0 0 0 rg BT 366.53 701.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 381.03 701.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 414.97 701.10 Td (or ) Tj ET Q q 0 0 0 rg BT 425.58 701.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 440.08 701.10 Td (deficiencies ) Tj ET Q q 0 0 0 rg BT 490.11 701.10 Td (of ) Tj ET Q q 0 0 0 rg BT 500.73 701.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 524.12 701.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 554.72 701.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 689.10 Td (be ) Tj ET Q q 0 0 0 rg BT 65.74 689.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 111.90 689.10 Td (in ) Tj ET Q q 0 0 0 rg BT 121.98 689.10 Td (the ) Tj ET Q q 0 0 0 rg BT 136.49 689.10 Td (income ) Tj ET Q q 0 0 0 rg BT 168.22 689.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 208.84 689.10 Td (when ) Tj ET Q q 0 0 0 rg BT 232.80 689.10 Td (the ) Tj ET Q q 0 0 0 rg BT 247.32 689.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 277.94 689.10 Td (vest ) Tj ET Q q 0 0 0 rg BT 296.34 689.10 Td (or ) Tj ET Q q 0 0 0 rg BT 306.97 689.10 Td (are ) Tj ET Q q 0 0 0 rg BT 321.48 689.10 Td (settled. ) Tj ET Q q 0 0 0 rg BT 352.38 689.10 Td ( ) Tj ET Q q 0 0 0 rg BT 354.68 689.10 Td (It ) Tj ET Q q 0 0 0 rg BT 363.09 689.10 Td (also ) Tj ET Q q 0 0 0 rg BT 381.49 689.10 Td (will ) Tj ET Q q 0 0 0 rg BT 399.35 689.10 Td (allow ) Tj ET Q q 0 0 0 rg BT 423.87 689.10 Td (an ) Tj ET Q q 0 0 0 rg BT 435.60 689.10 Td (employer ) Tj ET Q q 0 0 0 rg BT 475.67 689.10 Td (to ) Tj ET Q q 0 0 0 rg BT 485.74 689.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 531.35 689.10 Td (more ) Tj ET Q q 0 0 0 rg BT 554.19 689.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (an ) Tj ET Q q 0 0 0 rg BT 65.73 677.10 Td (employee) Tj ET Q q 0 0 0 rg BT 107.39 677.10 Td (s ) Tj ET Q q 0 0 0 rg BT 113.57 677.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 140.86 677.10 Td (than ) Tj ET Q q 0 0 0 rg BT 160.37 677.10 Td (it ) Tj ET Q q 0 0 0 rg BT 168.23 677.10 Td (can ) Tj ET Q q 0 0 0 rg BT 184.40 677.10 Td (today ) Tj ET Q q 0 0 0 rg BT 208.91 677.10 Td (for ) Tj ET Q q 0 0 0 rg BT 222.87 677.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 237.38 677.10 Td (withholding ) Tj ET Q q 0 0 0 rg BT 288.01 677.10 Td (purposes ) Tj ET Q q 0 0 0 rg BT 325.86 677.10 Td (without ) Tj ET Q q 0 0 0 rg BT 358.71 677.10 Td (triggering ) Tj ET Q q 0 0 0 rg BT 400.44 677.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 433.85 677.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 480.02 677.10 Td (and ) Tj ET Q q 0 0 0 rg BT 496.75 677.10 Td (to ) Tj ET Q q 0 0 0 rg BT 506.83 677.10 Td (make ) Tj ET Q q 0 0 0 rg BT 530.78 677.10 Td (a ) Tj ET Q q 0 0 0 rg BT 537.51 677.10 Td (policy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 665.10 Td (election ) Tj ET Q q 0 0 0 rg BT 88.32 665.10 Td (to ) Tj ET Q q 0 0 0 rg BT 98.77 665.10 Td (account ) Tj ET Q q 0 0 0 rg BT 132.53 665.10 Td (for ) Tj ET Q q 0 0 0 rg BT 146.86 665.10 Td (forfeitures ) Tj ET Q q 0 0 0 rg BT 191.17 665.10 Td (as ) Tj ET Q q 0 0 0 rg BT 202.17 665.10 Td (they ) Tj ET Q q 0 0 0 rg BT 222.05 665.10 Td (occur) Tj ET Q q 0 0 0 rg BT 243.71 665.10 Td (. ) Tj ET Q q 0 0 0 rg BT 248.88 665.10 Td ( ) Tj ET Q q 0 0 0 rg BT 251.55 665.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 285.32 665.10 Td (adopted ) Tj ET Q q 0 0 0 rg BT 319.65 665.10 Td (this ) Tj ET Q q 0 0 0 rg BT 336.76 665.10 Td (pronouncement ) Tj ET Q q 0 0 0 rg BT 401.63 665.10 Td (as ) Tj ET Q q 0 0 0 rg BT 412.63 665.10 Td (of ) Tj ET Q q 0 0 0 rg BT 423.63 665.10 Td (January ) Tj ET Q q 0 0 0 rg BT 457.40 665.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 467.57 665.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 492.74 665.10 Td (and ) Tj ET Q q 0 0 0 rg BT 509.84 665.10 Td (will ) Tj ET Q q 0 0 0 rg BT 528.07 665.10 Td (continue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (using ) Tj ET Q q 0 0 0 rg BT 78.56 653.10 Td (an ) Tj ET Q q 0 0 0 rg BT 90.88 653.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 132.09 653.10 Td (forfeiture ) Tj ET Q q 0 0 0 rg BT 172.73 653.10 Td (rate. ) Tj ET Q q 0 0 0 rg BT 193.10 653.10 Td ( ) Tj ET Q q 0 0 0 rg BT 195.99 653.10 Td (In ) Tj ET Q q 0 0 0 rg BT 207.21 653.10 Td (the ) Tj ET Q q 0 0 0 rg BT 222.31 653.10 Td (first ) Tj ET Q q 0 0 0 rg BT 241.31 653.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 272.51 653.10 Td (of ) Tj ET Q q 0 0 0 rg BT 283.73 653.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 309.12 653.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 343.11 653.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 380.97 653.10 Td (a ) Tj ET Q q 0 0 0 rg BT 388.30 653.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 403.40 653.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 434.05 653.10 Td (of ) Tj ET Q q 0 0 0 rg BT 445.27 653.10 Td ($104,000 ) Tj ET Q q 0 0 0 rg BT 485.66 653.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 529.64 653.10 Td (with ) Tj ET Q q 0 0 0 rg BT 550.31 653.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 91.50 641.10 Td (of ) Tj ET Q q 0 0 0 rg BT 102.33 641.10 Td (this ) Tj ET Q q 0 0 0 rg BT 119.27 641.10 Td (amendment ) Tj ET Q q 0 0 0 rg BT 168.42 641.10 Td (for ) Tj ET Q q 0 0 0 rg BT 182.58 641.10 Td (the ) Tj ET Q q 0 0 0 rg BT 197.30 641.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 212.02 641.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 242.28 641.10 Td (of ) Tj ET Q q 0 0 0 rg BT 253.11 641.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 283.93 641.10 Td (that ) Tj ET Q q 0 0 0 rg BT 301.43 641.10 Td (settled ) Tj ET Q q 0 0 0 rg BT 330.03 641.10 Td (or ) Tj ET Q q 0 0 0 rg BT 340.86 641.10 Td (vested ) Tj ET Q q 0 0 0 rg BT 368.91 641.10 Td (in ) Tj ET Q q 0 0 0 rg BT 379.19 641.10 Td (the ) Tj ET Q q 0 0 0 rg BT 393.90 641.10 Td (quarter) Tj ET Q q 0 0 0 rg BT 421.67 641.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 624.10 Td (January) Tj ET Q q 0 0 0 rg BT 120.45 624.10 Td (, 2016 ) Tj ET Q q 0 0 0 rg BT 147.40 624.10 Td (ASU 2016-01 - Financial Instruments - Overall \(Subtopic 825-10\): Recognition and Measurement of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 612.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 93.16 612.10 Td (Assets and Financial Liabilities. ) Tj ET Q q 0 0 0 rg BT 226.29 612.10 Td (The amendment in this ) Tj ET Q q 0 0 0 rg BT 320.16 612.10 Td (ASU is intended to enhance the reporting model for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 600.10 Td (financial instruments to provide users of financial statements with more useful information. ) Tj ET Q q 0 0 0 rg BT 424.84 600.10 Td (The amendment requires equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 588.10 Td (investments to be measured at fair value with changes in fair value recognized in net income. However) Tj ET Q q 0 0 0 rg BT 467.89 588.10 Td (, a reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 576.10 Td (or) Tj ET Q q 0 0 0 rg BT 62.15 576.10 Td (ganization may choose to measure equity investments that do not have readily determinable fair values at cost minus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 564.10 Td (impairment \(if any\), from observable price changes in orderly transactions for similar investments of the same issuer) Tj ET Q q 0 0 0 rg BT 520.25 564.10 Td (. ) Tj ET Q q 0 0 0 rg BT 527.57 564.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 552.10 Td (ASU is ef) Tj ET Q q 0 0 0 rg BT 93.26 552.10 Td (fective for fiscal years beginning after December 15, 2017 \(ef) Tj ET Q q 0 0 0 rg BT 340.19 552.10 Td (fective January 1, 2018 for Peoples\). Peoples is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 540.10 Td (currently evaluating the impact of adopting the new accounting guidance on Peoples' consolidated financial statements which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 528.10 Td (may result in an impact to the income statement on a quarterly and annual basis, as market rates fluctuate. Peoples will adopt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 516.10 Td (this accounting guidance as required.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 480.10 Td (Note 2. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.49 480.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 91.49 480.10 Td (Fair) Tj ET Q q 0 0 0 rg BT 109.63 480.10 Td ( ) Tj ET Q q 0 0 0 rg BT 111.95 480.10 Td (V) Tj ET Q q 0 0 0 rg BT 118.26 480.10 Td (alue of Financial Instruments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.10 480.10 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 470.1 m 562 470.1 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 456.10 Td (A) Tj ET Q q 0 0 0 rg BT 78.48 456.10 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 124.92 456.10 Td (-sale securities measured at fair value on a recurring basis were comprised of the following: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 366.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 366.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 366.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 366.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 366.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 340.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 340.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 340.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 340.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 340.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 314.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 314.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 314.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 314.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 314.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 288.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 288.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 288.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 288.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 288.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 262.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 262.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 262.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 262.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 262.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 236.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 236.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 236.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 236.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 236.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 210.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 210.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 210.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 210.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 210.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 184.60 199.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 184.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 184.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 184.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 184.60 75.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 157.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 157.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 157.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 157.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 157.60 75.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 426.6 m 418.5 426.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 426.6 m 493.5 426.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 426.6 m 568.5 426.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 426.6 m 493.5 426.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 366.6 m 263.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 366.6 m 338.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 366.6 m 418.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 366.6 m 493.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 366.6 m 568.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 275.6 m 263.5 275.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 275.6 m 338.5 275.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 275.6 m 418.5 275.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 275.6 m 493.5 275.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 275.6 m 568.5 275.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 262.6 m 263.5 262.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 262.6 m 338.5 262.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 262.6 m 418.5 262.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 262.6 m 493.5 262.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 262.6 m 568.5 262.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 262.6 m 263.5 262.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 157.60000000000002 m 263.5 157.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 157.60000000000002 m 338.5 157.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 157.60000000000002 m 418.5 157.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 157.60000000000002 m 493.5 157.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 157.60000000000002 m 568.5 157.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 144.60000000000002 m 263.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 144.60000000000002 m 338.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 144.60000000000002 m 418.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 144.60000000000002 m 493.5 144.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 144.60000000000002 m 568.5 144.60000000000002 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 430.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 430.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.10 430.33 Td (Fair Value Measurements at Reporting Date Using) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.00 371.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 342.40 411.28 Td (Quoted Prices in ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.05 401.28 Td (Active Markets ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.55 391.28 Td (for) Tj ET Q q 0 0 0 rg BT 364.14 391.28 Td ( Identical ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.65 381.28 Td (Assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.25 371.28 Td (\(Level 1\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 432.40 411.28 Td (Significant) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.80 401.28 Td (Other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.05 391.28 Td (Observable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.60 381.28 Td (Inputs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 436.75 371.28 Td (\(Level 2\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.40 401.28 Td (Significant ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.05 391.28 Td (Unobservable ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 516.60 381.28 Td (Inputs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.75 371.28 Td (\(Level 3\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 278.20 370.33 Td (Fair Value) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.00 357.33 Td (March 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 357.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 357.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.00 357.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 357.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 344.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 344.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 344.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.00 344.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 344.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 331.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 331.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.15 331.17 Td (114,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 331.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 331.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.00 331.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 331.17 Td (114,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 331.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 331.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 318.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.15 318.17 Td (640,299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 318.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 318.17 Td (640,299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 318.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 305.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.15 305.17 Td (16,424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 305.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 305.17 Td (16,424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 305.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 292.17 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 292.17 Td (4,964) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 292.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 292.17 Td (4,964) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 292.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 279.17 Td (Equity securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.15 279.17 Td (10,562) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.15 279.17 Td (10,339) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 279.17 Td (223) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 279.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.00 266.33 Td (Total available-for-sale securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.00 266.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.15 266.33 Td (786,961) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.00 266.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 387.15 266.33 Td (10,339) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.00 266.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.15 266.33 Td (776,622) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.00 266.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 554.65 266.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.00 253.33 Td (December 31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 253.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 253.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.00 253.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 253.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 240.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 240.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 240.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.00 240.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 240.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 227.17 Td (U.S. government sponsored agencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 227.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 227.17 Td (1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 227.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 227.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.00 227.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 227.17 Td (1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 227.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 227.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 214.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.15 214.17 Td (117,230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 214.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 214.17 Td (117,230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 214.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 201.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.15 201.17 Td (626,567) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 201.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 201.17 Td (626,567) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 201.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 188.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.15 188.17 Td (19,291) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 188.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 188.17 Td (19,291) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 188.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 175.17 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 175.17 Td (4,899) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 175.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 175.17 Td (4,899) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 175.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 161.17 Td (Equity securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 161.17 Td (8,953) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 161.17 Td (8,734) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 161.17 Td (219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 161.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.00 148.33 Td (Total available-for-sale securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.00 148.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.15 148.33 Td (777,940) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.00 148.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.15 148.33 Td (8,734) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.00 148.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.15 148.33 Td (769,206) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.00 148.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 554.65 148.33 Td () Tj ET Q BT /F1 10.00 Tf ET endstream endobj 21 0 obj <>] /Rotate 0 /Contents 22 0 R>> endobj 22 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (Held-to-maturity securities reported at fair value were comprised of the following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 652.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 652.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 652.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 652.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 652.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 626.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 626.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 626.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 626.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 626.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 600.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 600.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 600.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 600.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 600.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 574.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 574.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 574.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 574.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 574.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 548.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 548.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 548.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 548.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 548.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 522.60 199.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.50 522.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 338.50 522.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 522.60 75.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 522.60 75.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 712.6 m 418.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 712.6 m 493.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 712.6 m 568.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 712.6 m 493.5 712.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 652.6 m 263.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 652.6 m 338.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 652.6 m 418.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 652.6 m 493.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 652.6 m 568.5 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 587.6 m 263.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 587.6 m 338.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 587.6 m 418.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 587.6 m 493.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 587.6 m 568.5 587.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 574.6 m 263.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 574.6 m 338.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 574.6 m 418.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 574.6 m 493.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 574.6 m 568.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 574.6 m 263.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 509.6 m 338.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 509.6 m 418.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 509.6 m 493.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 509.6 m 568.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 509.6 m 263.5 509.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 496.6 m 263.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 263.5 496.6 m 338.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 496.6 m 418.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 496.6 m 493.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 496.6 m 568.5 496.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 716.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 716.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 377.65 716.33 Td (Fair Value at Reporting Date Using) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.00 657.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 342.40 700.28 Td (Quoted Prices in) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.05 690.28 Td (Active Markets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.55 680.28 Td (for Identical) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.65 670.28 Td (Assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 432.40 700.28 Td (Significant) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.80 690.28 Td (Other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.05 680.28 Td (Observable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.35 670.28 Td (Inputs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.40 690.28 Td (Significant) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.05 680.28 Td (Unobservable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 516.60 670.28 Td (Inputs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 278.20 656.33 Td (Fair Value) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.25 656.33 Td (\(Level 1\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 436.75 656.33 Td (\(Level 2\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.75 656.33 Td (\(Level 3\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.00 643.33 Td (March 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 643.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 643.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.00 643.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 643.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 630.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 630.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 630.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.00 630.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 630.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 617.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 617.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 617.17 Td (4,049) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 617.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 617.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.00 617.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 617.17 Td (4,049) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 617.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 617.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 604.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.15 604.17 Td (34,754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 604.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 604.17 Td (34,754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 604.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 591.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 591.17 Td (5,343) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 591.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 591.17 Td (5,343) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 591.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.00 578.33 Td (Total held-to-maturity securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.00 578.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.15 578.33 Td (44,146) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.00 578.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.65 578.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.00 578.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 462.15 578.33 Td (44,146) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.00 578.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 554.65 578.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.00 565.33 Td (December 31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 565.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 565.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.00 565.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 565.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 552.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 552.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 552.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.00 552.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 552.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 539.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.00 539.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 539.17 Td (4,041) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.00 539.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 539.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.00 539.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 539.17 Td (4,041) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 539.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 539.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 526.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.15 526.17 Td (33,762) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 526.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 526.17 Td (33,762) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 526.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 513.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 513.17 Td (5,424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 513.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 513.17 Td (5,424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 513.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.00 500.33 Td (Total held-to-maturity securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.00 500.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.15 500.33 Td (43,227) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.00 500.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.65 500.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.00 500.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 462.15 500.33 Td (43,227) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.00 500.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 554.65 500.33 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 479.10 Td (The fair values used by Peoples are obtained from an independent pricing service and represent either quoted market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 467.10 Td (prices for the identical securities \(Level 1 inputs\) or fair values determined by pricing models using a market approach that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 455.10 Td (considers observable market data, such as interest rate volatility) Tj ET Q q 0 0 0 rg BT 308.54 455.10 Td (, LIBOR yield curves, credit spreads and prices from market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 443.10 Td (makers and live trading systems \(Level 2\). Management reviews the valuation methodology and quality controls utilized by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 431.10 Td (the pricing services in management's overall assessment of the reasonableness of the fair values provided, and challenges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 419.10 Td (prices when management believes a material discrepancy in pricing exists.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 401.10 Td (Certain financial assets and financial liabilities are measured at fair value on a non-recurring basis; that is, the instruments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.10 Td (are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances \(for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.10 Td (example, when there is evidence of impairment\).Financial assets measured at fair value on a non-recurring basis included the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 365.10 Td (following:) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 347.10 Td (Impaired Loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.17 347.10 Td ( Impaired loans are measured and reported at fair value when the amounts to be received are less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 335.10 Td (than the carrying value of the loans. One of the allowable methods for determining the amount of impairment is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 323.10 Td (estimating fair value using the fair value of the collateral for collateral-dependent loans. Management) Tj ET Q q 0 0 0 rg BT 501.23 323.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 311.10 Td (determination of the fair value for these loans uses a market approach representing the estimated net proceeds to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 299.10 Td (received from the sale of the collateral based on observable market prices or market value provided by independent, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 287.10 Td (licensed or certified appraisers \(Level 2 inputs\).) Tj ET Q q 0 0 0 rg BT 285.76 287.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.26 287.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.86 287.10 Td (, impaired loans with an aggregate outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 275.10 Td (principal balance of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.90 275.10 Td ($37.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.80 275.10 Td ( were measured and reported at a fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.81 275.10 Td ($30.8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.70 275.10 Td (.For the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.31 275.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.30 275.10 Td ( months ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 263.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.38 263.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.98 263.10 Td (, Peoples recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.95 263.10 Td ($163,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.45 263.10 Td ( of gains on impaired loans, through the allowance for loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 251.10 Td (losses, due to several loans paying of) Tj ET Q q 0 0 0 rg BT 238.40 251.10 Td (f during the first quarter 2017. ) Tj ET Q endstream endobj 23 0 obj <>] /Rotate 0 /Contents 24 0 R>> endobj 24 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 19.60 Td (1) Tj ET Q q 0 0 0 rg BT 305.78 19.60 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 724.10 Td (The following table presents the fair values of financial assets and liabilities carried on Peoples) Tj ET Q q 0 0 0 rg BT 455.02 724.10 Td ( Unaudited Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 712.10 Td (Balance Sheets, including those financial assets and financial liabilities that are not measured and reported at fair value on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 700.10 Td (recurring basis or non-recurring basis: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.75 536.10 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 72.75 639.60 228.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.75 639.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.75 639.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 639.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.75 639.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.75 639.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 72.75 613.60 228.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.75 613.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.75 613.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 613.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.75 613.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.75 613.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 72.75 587.60 228.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.75 587.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.75 587.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 587.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.75 587.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.75 587.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 72.75 561.60 228.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.75 561.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.75 561.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.75 561.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.75 561.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.75 561.60 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.75 676.6 m 360.75 676.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.75 676.6 m 420.75 676.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.75 676.6 m 484.75 676.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.75 676.6 m 544.75 676.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 72.75 652.6 m 300.75 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.75 652.6 m 360.75 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.75 652.6 m 420.75 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.75 652.6 m 424.75 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.75 652.6 m 484.75 652.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.75 652.6 m 544.75 652.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.25 680.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 327.15 680.33 Td (March 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.90 680.33 Td (December 31, 2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 75.25 657.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 310.50 667.33 Td (Carrying) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.70 657.33 Td (Amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.95 662.33 Td (Fair Value) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.50 667.33 Td (Carrying) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 436.70 657.33 Td (Amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 491.95 662.33 Td (Fair Value) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.25 643.33 Td (Financial assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.25 643.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.25 643.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.25 643.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.25 643.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.25 630.17 Td (Cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.25 630.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.40 630.17 Td (64,315) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.25 630.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.40 630.17 Td (64,315) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.25 630.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.40 630.17 Td (66,146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.25 630.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.40 630.17 Td (66,146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.25 617.17 Td (Investment securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.40 617.17 Td (869,354) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.40 617.17 Td (869,478) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.40 617.17 Td (859,455) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.40 617.17 Td (859,538) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.25 604.17 Td (Loans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 102.19 604.17 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.85 604.17 Td (2,232,876) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.85 604.17 Td (2,183,426) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.85 604.17 Td (2,210,529) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.85 604.17 Td (2,152,544) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.25 591.33 Td (Financial liabilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.25 591.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.25 591.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.25 591.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.25 591.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.25 578.17 Td (Deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.25 578.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.85 578.17 Td (2,702,165) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.25 578.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.85 578.17 Td (2,704,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.25 578.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.85 578.17 Td (2,509,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.25 578.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.85 578.17 Td (2,512,647) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.25 565.17 Td (Short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.40 565.17 Td (105,752) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.40 565.17 Td (105,745) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.40 565.17 Td (305,607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.40 565.17 Td (305,607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.25 552.17 Td (Long-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.40 552.17 Td (174,506) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.40 552.17 Td (174,207) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.40 552.17 Td (145,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.40 552.17 Td (145,106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.25 539.17 Td (Cash flow hedges ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 148.85 539.17 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.40 539.17 Td (1,646) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.40 539.17 Td (1,646) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.40 539.17 Td (1,779) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.40 539.17 Td (1,779) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 526.50 Td (\(1\) Includes loans held for sale) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 516.90 Td (\(2\) For additional information, see Note 9. Financial Instruments with Of) Tj ET Q q 0 0 0 rg BT 306.03 516.90 Td (f-Balance Sheet Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 498.90 Td (The methodologies for estimating the fair value of financial assets and liabilities that are measured at fair value on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 486.90 Td (recurring or non-recurring basis are discussed above.For certain financial assets and liabilities, carrying value approximates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 474.90 Td (fair value due to the nature of the financial instrument.) Tj ET Q q 0 0 0 rg BT 277.07 474.90 Td (These instruments include cash and cash equivalents, demand and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 462.90 Td (other non-maturity deposits, and overnight borrowings.Peoples used the following methods and assumptions in estimating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 450.90 Td (the fair value of the following financial instruments:) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 432.90 Td (Loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.89 432.90 Td ( ) Tj ET Q q 0 0 0 rg BT 121.21 432.90 Td (The fair value of portfolio loans assumes sale of the notes to a third-party financial investor) Tj ET Q q 0 0 0 rg BT 486.38 432.90 Td (.) Tj ET Q q 0 0 0 rg BT 493.33 432.90 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 542.67 432.90 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 420.90 Td (this value is not necessarily the value to Peoples if the notes were held to maturity) Tj ET Q q 0 0 0 rg BT 417.32 420.90 Td (.Peoples considered interest rate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 408.90 Td (credit and market factors in estimating the fair value of loans \(Level 3 inputs\).In the current whole loan market, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 396.90 Td (financial investors are generally requiring a much higher rate of return than the return inherent in loans if held to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 384.90 Td (maturity given the lack of market liquidity) Tj ET Q q 0 0 0 rg BT 259.31 384.90 Td (.) Tj ET Q q 0 0 0 rg BT 266.63 384.90 Td (This diver) Tj ET Q q 0 0 0 rg BT 307.27 384.90 Td (gence accounts for the majority of the dif) Tj ET Q q 0 0 0 rg BT 472.30 384.90 Td (ference in carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 372.90 Td (amount over fair value.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 354.90 Td (Deposits:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.33 354.90 Td ( ) Tj ET Q q 0 0 0 rg BT 130.65 354.90 Td (The fair value of fixed maturity certificates of deposit is estimated using a discounted cash flow calculation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 342.90 Td (based on current rates of) Tj ET Q q 0 0 0 rg BT 188.11 342.90 Td (fered for deposits of similar remaining maturities \(Level 2 inputs\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 324.90 Td (Long-term Borrowings:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.07 324.90 Td ( ) Tj ET Q q 0 0 0 rg BT 190.39 324.90 Td (The fair value of long-term borrowings is estimated using a discounted cash flow analysis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 312.90 Td (based on rates currently available to Peoples for borrowings with similar terms \(Level 2 inputs\).) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 294.90 Td (Cash flow hedges:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.56 294.90 Td ( Cash flow hedges are recognized in the Unaudited Consolidated Balance Sheets at their fair value. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 282.90 Td (The fair value for derivative instruments is determined based on market prices, broker) Tj ET Q q 0 0 0 rg BT 433.84 282.90 Td (-dealer quotations on similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 270.90 Td (products, or other related input parameters \(Level 2 inputs\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 252.90 Td (Bank premises and equipment, customer relationships, deposit base, banking center networks, and other information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 240.90 Td (required to compute Peoples) Tj ET Q q 0 0 0 rg BT 170.72 240.90 Td ( aggregate fair value are not included in the above information.) Tj ET Q q 0 0 0 rg BT 427.57 240.90 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 476.91 240.90 Td (, the above fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 228.90 Td (values are not intended to represent the aggregate fair value of Peoples.) Tj ET Q endstream endobj 25 0 obj <>] /Rotate 0 /Contents 26 0 R>> endobj 26 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (12) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Note 3. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.49 731.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 91.49 731.25 Td (Investment Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.42 731.25 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 721.25 m 558 721.25 l s BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 707.25 Td (A) Tj ET Q q 0 0 0 rg BT 60.48 707.25 Td (vailable-for) Tj ET Q q 0 0 0 rg BT 109.54 707.25 Td (-sale) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 695.25 Td (The following table summarizes Peoples' available-for) Tj ET Q q 0 0 0 rg BT 289.92 695.25 Td (-sale investment securities:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 95.50 644.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 644.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 644.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 644.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 644.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 95.50 618.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 618.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 618.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 618.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 618.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 95.50 592.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 592.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 592.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 592.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 592.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 95.50 566.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 566.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 566.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 566.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 566.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 95.50 540.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 540.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 540.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 540.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 540.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 95.50 514.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 514.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 514.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 514.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 514.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 95.50 488.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 488.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 488.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 488.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 488.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 95.50 462.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 462.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 462.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 462.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 462.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 95.50 436.75 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 436.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 436.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 436.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 436.75 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 95.5 644.75 m 295.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 644.75 m 350.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 644.75 m 405.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 644.75 m 460.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 644.75 m 515.5 644.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 95.5 553.75 m 295.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 553.75 m 350.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 553.75 m 405.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 553.75 m 460.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 553.75 m 515.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 95.5 540.75 m 295.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 540.75 m 350.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 540.75 m 405.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 540.75 m 460.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 540.75 m 515.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 95.5 436.75 m 295.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 436.75 m 350.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 436.75 m 405.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 436.75 m 460.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 436.75 m 515.5 436.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 95.5 423.75 m 295.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 423.75 m 350.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 423.75 m 405.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 423.75 m 460.5 423.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 423.75 m 515.5 423.75 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 98.00 649.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 299.70 659.43 Td (Amortized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.75 649.43 Td (Cost) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 365.05 669.43 Td (Gross) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.25 659.43 Td (Unrealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.95 649.43 Td (Gains) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.05 669.43 Td (Gross) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.25 659.43 Td (Unrealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.60 649.43 Td (Losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.20 649.43 Td (Fair Value) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 98.00 635.48 Td (March 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 635.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 635.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.00 635.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.00 635.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 622.32 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 622.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 622.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.00 622.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.00 622.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.00 609.32 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 609.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 609.32 Td (112,774) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 609.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 609.32 Td (2,121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.00 609.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.30 609.37 Td (\(183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 609.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.00 609.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 609.32 Td (114,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 596.32 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 596.32 Td (646,503) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 596.32 Td (3,840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.80 596.37 Td (\(10,044) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 596.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 596.32 Td (640,299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 583.32 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.15 583.32 Td (16,511) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.65 583.32 Td (33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.30 583.37 Td (\(120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 583.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 583.32 Td (16,424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 570.32 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 570.32 Td (5,176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.65 570.32 Td (87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.30 570.37 Td (\(299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 570.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 570.32 Td (4,964) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 557.32 Td (Equity securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 557.32 Td (1,983) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 557.32 Td (8,645) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.30 557.37 Td (\(66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 557.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 557.32 Td (10,562) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 110.00 544.48 Td (Total available-for-sale securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.00 544.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.15 544.48 Td (782,947) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 353.00 544.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.15 544.48 Td (14,726) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.00 544.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.80 544.53 Td (\(10,712) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.65 544.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.00 544.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.15 544.48 Td (786,961) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 98.00 531.48 Td (December 31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 531.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 531.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.00 531.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.00 531.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 518.32 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 518.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 518.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.00 518.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.00 518.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.00 505.32 Td (U.S. government sponsored agencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 505.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 505.32 Td (1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 505.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.65 505.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.00 505.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 505.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.00 505.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 505.32 Td (1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.00 492.32 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 492.32 Td (115,657) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 492.32 Td (1,836) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.30 492.37 Td (\(263) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 492.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 492.32 Td (117,230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 479.32 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 479.32 Td (633,802) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 479.32 Td (3,758) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.80 479.37 Td (\(10,993) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 479.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 479.32 Td (626,567) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 466.32 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.15 466.32 Td (19,337) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.65 466.32 Td (41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.30 466.37 Td (\(87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 466.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 466.32 Td (19,291) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 453.32 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 453.32 Td (5,169) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.65 453.32 Td (91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.30 453.37 Td (\(361) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 453.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 453.32 Td (4,899) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 440.32 Td (Equity securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 440.32 Td (2,052) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 440.32 Td (6,969) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.30 440.37 Td (\(68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 440.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 440.32 Td (8,953) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 110.00 427.48 Td (Total available-for-sale securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.00 427.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.15 427.48 Td (777,017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 353.00 427.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.15 427.48 Td (12,695) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.00 427.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.80 427.53 Td (\(11,772) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.65 427.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.00 427.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.15 427.48 Td (777,940) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 406.25 Td (Peoples' investment in equity securities was comprised lar) Tj ET Q q 0 0 0 rg BT 304.40 406.25 Td (gely of common stocks issued by various unrelated bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 394.25 Td (holding companies at both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.32 394.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.91 394.25 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.35 394.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.94 394.25 Td (. ) Tj ET Q q 0 0 0 rg BT 330.88 394.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.38 394.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.98 394.25 Td (, there were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.40 394.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.40 394.25 Td ( securities of a single ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 382.25 Td (issuer that exceeded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.02 382.25 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.35 382.25 Td ( of stockholders' equity) Tj ET Q q 0 0 0 rg BT 247.87 382.25 Td (. ) Tj ET Q endstream endobj 27 0 obj <>] /Rotate 0 /Contents 28 0 R>> endobj 28 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (The gross gains and gross losses realized by Peoples from sales of available-for) Tj ET Q q 0 0 0 rg BT 390.05 731.10 Td (-sale securities for the periods ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (March31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.60 719.10 Td ( were as follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.75 621.10 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 146.75 659.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.75 659.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.75 659.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.75 633.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.75 633.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.75 633.60 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.75 672.6 m 406.75 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.75 672.6 m 466.75 672.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.75 659.6 m 346.75 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.75 659.6 m 406.75 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.75 659.6 m 466.75 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.75 659.6 m 406.75 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.75 659.6 m 466.75 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.75 633.6 m 346.75 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.75 633.6 m 406.75 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.75 633.6 m 466.75 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146.75 620.6 m 346.75 620.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.75 620.6 m 406.75 620.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.75 620.6 m 466.75 620.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.75 692.28 Td (Three Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.40 677.28 Td (March 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 149.25 663.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.25 663.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.25 663.33 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.25 650.17 Td (Gross gains realized) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.25 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.90 650.17 Td (340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.25 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.90 650.17 Td (96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.25 637.17 Td (Gross losses realized) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.90 637.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.90 637.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 155.25 624.33 Td (Net gain realized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.25 624.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 387.90 624.33 Td (340) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.25 624.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.90 624.33 Td (96) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 603.10 Td (The cost of investment securities sold, and any resulting gain or loss, was based on the specific identification method and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 591.10 Td (recognized as of the trade date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 573.10 Td (The following table presents a summary of available-for) Tj ET Q q 0 0 0 rg BT 297.00 573.10 Td (-sale investment securities that had an unrealized loss:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 522.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 522.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 522.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 522.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 522.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 522.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 522.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 522.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 522.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 522.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 522.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 496.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 496.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 496.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 496.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 496.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 496.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 496.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 496.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 496.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 496.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 496.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 460.60 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 460.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 460.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 460.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 460.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 460.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 460.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 460.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 460.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 460.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 460.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 414.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 414.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 414.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 414.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 414.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 414.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 414.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 414.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 414.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 414.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 414.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 388.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 388.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 388.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 388.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 388.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 388.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 388.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 388.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 388.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 388.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 388.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 362.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 362.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 362.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 362.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 362.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 362.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 362.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 362.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 362.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 362.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 362.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 326.60 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 326.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 326.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 326.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 326.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 326.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 326.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 326.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 326.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 326.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 326.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 280.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 280.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 280.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 280.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 280.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 280.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 280.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 280.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 280.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 280.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 280.60 50.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 543.6 m 224.5 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 543.6 m 275.5 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 543.6 m 320.5 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 543.6 m 365.5 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 543.6 m 415.5 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 543.6 m 461.5 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 543.6 m 506.5 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 543.6 m 556.5 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 522.6 m 183.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 543.6 m 224.5 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 522.6 m 224.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 522.6 m 275.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 522.6 m 320.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 522.6 m 324.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 543.6 m 365.5 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 522.6 m 365.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 522.6 m 415.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 522.6 m 461.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 522.6 m 465.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 543.6 m 506.5 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 522.6 m 506.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 522.6 m 556.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 401.6 m 183.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 401.6 m 224.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 401.6 m 275.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 401.6 m 320.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 401.6 m 324.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 401.6 m 365.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 401.6 m 415.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 401.6 m 461.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 401.6 m 465.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 401.6 m 506.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 401.6 m 556.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 388.6 m 183.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 388.6 m 224.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 388.6 m 275.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 388.6 m 320.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 388.6 m 324.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 388.6 m 365.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 388.6 m 415.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 388.6 m 461.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 388.6 m 465.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 388.6 m 506.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 388.6 m 556.5 388.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 267.6 m 183.5 267.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 267.6 m 224.5 267.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 267.6 m 275.5 267.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 267.6 m 320.5 267.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 267.6 m 324.5 267.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 267.6 m 365.5 267.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 267.6 m 415.5 267.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 267.6 m 461.5 267.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 267.6 m 465.5 267.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 267.6 m 506.5 267.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 267.6 m 556.5 267.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 254.60000000000002 m 183.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 254.60000000000002 m 224.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 254.60000000000002 m 275.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 254.60000000000002 m 320.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 254.60000000000002 m 324.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 254.60000000000002 m 365.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 254.60000000000002 m 415.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 254.60000000000002 m 461.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 254.60000000000002 m 465.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 254.60000000000002 m 506.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 254.60000000000002 m 556.5 254.60000000000002 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 547.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.60 548.00 Td (Less than 12 Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.25 548.00 Td (12 Months or More) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.65 548.00 Td (Total) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 527.05 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.30 535.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.65 526.00 Td (V) Tj ET Q q 0 0 0 rg BT 198.32 526.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.55 535.00 Td (Unrealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.70 526.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 535.00 Td (No. of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.75 526.00 Td (Securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.30 535.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.65 526.00 Td (V) Tj ET Q q 0 0 0 rg BT 339.32 526.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.05 535.00 Td (Unrealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.20 526.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 535.00 Td (No. of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 526.00 Td (Securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.30 535.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.65 526.00 Td (V) Tj ET Q q 0 0 0 rg BT 480.32 526.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.05 535.00 Td (Unrealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.20 526.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 514.00 Td (March 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.00 513.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 513.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.00 513.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 513.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 513.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 513.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 513.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 513.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 500.86 Td (Obligations of:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 63.00 487.86 Td (States and political subdivisions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.00 487.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.75 487.86 Td (9,795) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 487.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.50 487.86 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 487.86 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 487.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 487.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 487.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 487.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 487.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 487.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 487.86 Td (9,795) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 487.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 487.86 Td (183) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 474.06 Td (Residential mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 465.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 191.75 465.06 Td (434,098) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 465.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.75 465.06 Td (7,728) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.50 465.06 Td (110) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.25 465.06 Td (42,922) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 465.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.75 465.06 Td (2,316) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 465.06 Td (23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 465.06 Td (477,020) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 465.06 Td (10,044) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 451.06 Td (Commercial mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 442.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 196.25 442.06 Td (13,158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.50 442.06 Td (120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.50 442.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 442.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 442.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 442.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 442.06 Td (13,158) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 442.06 Td (120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 428.06 Td (Bank-issued trust preferred) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 419.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.00 419.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 419.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 419.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.75 419.06 Td (2,699) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.50 419.06 Td (299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 419.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 419.06 Td (2,699) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 419.06 Td (299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 405.86 Td (Equity securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.50 405.86 Td (252) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.50 405.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.50 405.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.50 405.86 Td (112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 405.86 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 405.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.50 405.86 Td (364) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 405.86 Td (66) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 75.00 393.00 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 393.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.75 393.00 Td (457,303) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 393.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.75 393.00 Td (8,032) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.50 393.00 Td (127) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 393.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 393.00 Td (45,733) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 393.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.75 393.00 Td (2,680) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 393.00 Td (27) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 393.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.75 393.00 Td (503,036) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 393.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.25 393.00 Td (10,712) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 380.00 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.00 379.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 379.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.00 379.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 379.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 379.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 379.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 379.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 379.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 366.86 Td (Obligations of:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 63.00 353.86 Td (States and political subdivisions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.00 353.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 196.25 353.86 Td (23,501) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 353.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.50 353.86 Td (263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 353.86 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 353.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 353.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 353.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 353.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 353.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 353.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 353.86 Td (23,501) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 353.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 353.86 Td (263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 340.06 Td (Residential mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 331.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 191.75 331.06 Td (427,088) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 251.75 331.06 Td (8,495) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.50 331.06 Td (108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.25 331.06 Td (46,631) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.75 331.06 Td (2,498) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 331.06 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 473.75 331.06 Td (473,719) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 528.25 331.06 Td (10,993) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 317.06 Td (Commercial mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 308.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.75 308.06 Td (7,770) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 308.06 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.50 308.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 308.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 308.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 308.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 308.06 Td (7,770) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 308.06 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 294.06 Td (Bank-issued trust preferred) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 285.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.00 285.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 285.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.00 285.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.75 285.06 Td (2,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.50 285.06 Td (361) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 285.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 285.06 Td (2,637) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 285.06 Td (361) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 271.86 Td (Equity securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 207.50 271.86 Td (263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 267.50 271.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.50 271.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.50 271.86 Td (110) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 271.86 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 271.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.50 271.86 Td (373) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 271.86 Td (68) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 75.00 259.00 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 259.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 191.75 259.00 Td (458,622) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 259.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 251.75 259.00 Td (8,848) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 303.50 259.00 Td (141) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 259.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.25 259.00 Td (49,378) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 259.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 391.75 259.00 Td (2,924) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.00 259.00 Td (26) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 259.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 473.75 259.00 Td (508,000) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 259.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.25 259.00 Td (11,772) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 237.10 Td (Management systematically evaluates available-for) Tj ET Q q 0 0 0 rg BT 276.99 237.10 Td (-sale investment securities for other) Tj ET Q q 0 0 0 rg BT 419.52 237.10 Td (-than-temporary declines in fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 225.10 Td (value on a quarterly basis. ) Tj ET Q q 0 0 0 rg BT 163.14 225.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.64 225.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.23 225.10 Td (, management concluded no individual securities were other) Tj ET Q q 0 0 0 rg BT 479.51 225.10 Td (-than-temporarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 213.10 Td (impaired since Peoples did not have the intent to sell, nor was it more likely than not that Peoples would be required to sell, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 201.10 Td (any of the securities with an unrealized loss prior to recovery) Tj ET Q q 0 0 0 rg BT 297.71 201.10 Td (. Further) Tj ET Q q 0 0 0 rg BT 334.25 201.10 Td (, the unrealized losses at both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.49 201.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.09 201.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 189.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.58 189.10 Td ( were lar) Tj ET Q q 0 0 0 rg BT 167.38 189.10 Td (gely attributable to changes in market interest rates and spreads since the securities were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 177.10 Td (purchased.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 159.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 159.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.10 159.10 Td (, approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.36 159.10 Td (97%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.69 159.10 Td ( of the mortgage-backed securities with a market value that had been at an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 147.10 Td (unrealized loss position for twelve months or more were issued by U.S. government sponsored agencies. ) Tj ET Q q 0 0 0 rg BT 477.34 147.10 Td (The remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.43 147.10 Td (3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.76 147.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 135.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.83 135.10 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.49 135.10 Td ( positions, consisted of privately issued mortgage-backed securities with all of the underlying mortgages originated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 123.10 Td (prior to 2004. ) Tj ET Q q 0 0 0 rg BT 113.54 123.10 Td (T) Tj ET Q q 0 0 0 rg BT 118.95 123.10 Td (wo of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.21 123.10 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.88 123.10 Td ( positions had a fair value of less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.45 123.10 Td (90%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.78 123.10 Td ( of their book value, with an aggregate book and fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 111.10 Td (value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.99 111.10 Td ($0.7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.88 111.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.32 111.10 Td ($0.4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.21 111.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 258.87 111.10 Td (. Management analyzed the underlying credit quality of these securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 99.10 Td (and concluded the unrealized losses were primarily attributable to the floating rate nature of these investments and the low ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 87.10 Td (number of loans remaining in these securities.) Tj ET Q endstream endobj 29 0 obj <>] /Rotate 0 /Contents 30 0 R>> endobj 30 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (Furthermore, the unrealized losses with respect to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.32 731.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.31 731.10 Td ( bank-issued trust preferred securities that had been in an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (unrealized loss position for twelve months or more at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.79 719.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.38 719.10 Td ( were primarily attributable to the floating-rate nature ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (of those investments, the current interest rate environment and spreads within that sector) Tj ET Q q 0 0 0 rg BT 407.51 707.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 689.10 Td (The table below presents the amortized cost, fair value and total weighted-average yield of available-for) Tj ET Q q 0 0 0 rg BT 488.01 689.10 Td (-sale securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (by contractual maturity at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.52 677.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.12 677.10 Td (.) Tj ET Q q 0 0 0 rg BT 230.44 677.10 Td (The weighted-average yields are based on the amortized cost.In some cases, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 665.10 Td (issuers may have the right to call or prepay obligations without call or prepayment penalties prior to the contractual maturity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (date.Rates are calculated on a fully tax-equivalent basis using a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.74 653.10 Td (35%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.07 653.10 Td ( federal income tax rate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 395.10 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 615.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 615.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 615.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 615.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 615.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 615.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 589.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 589.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 589.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 589.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 589.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 589.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 563.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 563.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 563.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 563.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 563.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 563.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 537.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 537.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 537.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 537.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 537.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 537.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 511.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 511.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 511.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 511.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 511.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 511.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 485.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 485.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 485.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 485.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 485.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 485.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 459.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 459.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 459.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 459.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 459.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 459.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 433.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 433.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 433.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 433.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 433.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 433.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 407.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 407.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 407.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 407.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 407.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 407.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 76.75 615.6 m 261.75 615.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 615.6 m 316.75 615.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 615.6 m 371.75 615.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 615.6 m 426.75 615.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 615.6 m 481.75 615.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.75 615.6 m 536.75 615.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 76.75 524.6 m 261.75 524.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 524.6 m 316.75 524.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 524.6 m 371.75 524.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 524.6 m 426.75 524.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 524.6 m 481.75 524.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.75 524.6 m 536.75 524.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 76.75 511.6 m 261.75 511.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 511.6 m 316.75 511.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 511.6 m 371.75 511.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 524.6 m 426.75 524.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 511.6 m 426.75 511.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 511.6 m 481.75 511.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.75 511.6 m 536.75 511.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 76.75 420.6 m 261.75 420.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 420.6 m 316.75 420.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 420.6 m 371.75 420.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 420.6 m 426.75 420.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 420.6 m 481.75 420.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.75 420.6 m 536.75 420.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 76.75 407.6 m 261.75 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 407.6 m 316.75 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 407.6 m 371.75 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 407.6 m 426.75 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 407.6 m 481.75 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.75 407.6 m 536.75 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 76.75 394.6 m 261.75 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 407.6 m 316.75 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 394.6 m 316.75 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 407.6 m 371.75 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 394.6 m 371.75 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 407.6 m 426.75 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 394.6 m 426.75 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 407.6 m 481.75 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 394.6 m 481.75 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.75 407.6 m 536.75 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.75 394.6 m 536.75 394.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 79.25 620.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 270.05 627.33 Td (Within 1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 278.80 617.38 Td (Year) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.05 627.33 Td (1 to 5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.80 617.38 Td (Years) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.55 627.33 Td (5 to 10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.80 617.38 Td (Years) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 436.75 627.33 Td (Over 10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.80 617.38 Td (Years) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.80 620.28 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 79.25 606.33 Td (Amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 606.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.25 606.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.25 606.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.25 606.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.25 606.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 593.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 593.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.25 593.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.25 593.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.25 593.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.25 593.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.25 580.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 580.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.25 580.17 Td (675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.25 580.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.75 580.17 Td (14,635) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.25 580.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.75 580.17 Td (29,497) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.25 580.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.75 580.17 Td (67,967) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.25 580.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.75 580.17 Td (112,774) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 567.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.25 567.17 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.75 567.17 Td (18,719) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.75 567.17 Td (38,758) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.75 567.17 Td (589,012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.75 567.17 Td (646,503) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 554.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.25 554.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.75 554.17 Td (3,235) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.75 554.17 Td (11,613) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.75 554.17 Td (1,663) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.75 554.17 Td (16,511) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 541.17 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.25 541.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.25 541.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.75 541.17 Td (2,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.75 541.17 Td (2,998) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.75 541.17 Td (5,176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 528.17 Td (Equity securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.75 528.17 Td (1,983) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 91.25 515.33 Td (Total available-for-sale securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 264.25 515.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 291.25 515.33 Td (689) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.25 515.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.75 515.33 Td (36,589) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.25 515.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.75 515.33 Td (82,046) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.25 515.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.75 515.33 Td (661,640) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 484.25 515.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.75 515.33 Td (782,947) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 79.25 502.33 Td (Fair value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 502.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.25 502.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.25 502.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.25 502.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.25 502.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 489.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 489.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.25 489.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.25 489.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.25 489.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.25 489.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.25 476.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 476.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.25 476.17 Td (681) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.25 476.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.75 476.17 Td (14,783) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.25 476.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.75 476.17 Td (30,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.25 476.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.75 476.17 Td (69,233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.25 476.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.75 476.17 Td (114,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 463.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.25 463.17 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.75 463.17 Td (18,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.75 463.17 Td (38,858) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.75 463.17 Td (582,934) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.75 463.17 Td (640,299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 450.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.25 450.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.75 450.17 Td (3,269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.75 450.17 Td (11,507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.75 450.17 Td (1,648) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.75 450.17 Td (16,424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 437.17 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.25 437.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.25 437.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.75 437.17 Td (2,266) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.75 437.17 Td (2,698) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.75 437.17 Td (4,964) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 424.17 Td (Equity securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.75 424.17 Td (10,562) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 91.25 411.33 Td (Total available-for-sale securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 264.25 411.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 291.25 411.33 Td (695) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.25 411.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.75 411.33 Td (36,545) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.25 411.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.75 411.33 Td (82,646) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.25 411.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.75 411.33 Td (656,513) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 484.25 411.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.75 411.33 Td (786,961) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.25 398.33 Td (Total weighted-average yield) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 288.75 398.33 Td (5.37) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.25 398.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.75 398.33 Td (2.83) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 361.25 398.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 398.75 398.33 Td (3.06) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.25 398.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 453.75 398.33 Td (2.64) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.25 398.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.75 398.33 Td (2.71) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.25 398.33 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 371.10 Td (Held-to-Maturity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 359.10 Td (The following table summarizes Peoples) Tj ET Q q 0 0 0 rg BT 237.33 359.10 Td ( held-to-maturity investment securities:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 95.50 308.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 308.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 308.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 308.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 308.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 95.50 282.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 282.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 282.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 282.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 282.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 95.50 256.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 256.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 256.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 256.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 256.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 95.50 230.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 230.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 230.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 230.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 230.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 95.50 204.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 204.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 204.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 204.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 204.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 95.50 178.60 200.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 178.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 350.50 178.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 178.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 178.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 95.5 308.6 m 295.5 308.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 308.6 m 350.5 308.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 308.6 m 405.5 308.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 308.6 m 460.5 308.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 308.6 m 515.5 308.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 95.5 308.6 m 295.5 308.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 243.60000000000002 m 350.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 243.60000000000002 m 405.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 243.60000000000002 m 460.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 243.60000000000002 m 515.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 95.5 243.60000000000002 m 295.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 95.5 230.60000000000002 m 295.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 243.60000000000002 m 350.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 230.60000000000002 m 350.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 243.60000000000002 m 405.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 230.60000000000002 m 405.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 243.60000000000002 m 460.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 230.60000000000002 m 460.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 243.60000000000002 m 515.5 243.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 230.60000000000002 m 515.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 95.5 230.60000000000002 m 295.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 230.60000000000002 m 350.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 230.60000000000002 m 405.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 230.60000000000002 m 460.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 230.60000000000002 m 515.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 165.60000000000002 m 350.5 165.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 165.60000000000002 m 405.5 165.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 165.60000000000002 m 460.5 165.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 95.5 165.60000000000002 m 295.5 165.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 95.5 152.60000000000002 m 295.5 152.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 165.60000000000002 m 350.5 165.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 152.60000000000002 m 350.5 152.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 165.60000000000002 m 405.5 165.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 152.60000000000002 m 405.5 152.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 165.60000000000002 m 460.5 165.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 152.60000000000002 m 460.5 152.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 165.60000000000002 m 515.5 165.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 152.60000000000002 m 515.5 152.60000000000002 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 98.00 313.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 299.70 323.28 Td (Amortized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.75 313.28 Td (Cost) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 365.05 333.28 Td (Gross) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.25 323.28 Td (Unrealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.95 313.28 Td (Gains) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.05 333.28 Td (Gross) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.25 323.28 Td (Unrealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.60 313.28 Td (Losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.20 313.28 Td (Fair Value) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 98.00 299.33 Td (March 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 299.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 299.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.00 299.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.00 299.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 286.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 286.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 286.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.00 286.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.00 286.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.00 273.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 273.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 273.17 Td (3,818) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 273.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.65 273.17 Td (231) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.00 273.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 273.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.00 273.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 273.17 Td (4,049) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 260.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.15 260.17 Td (34,812) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.65 260.17 Td (446) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.30 260.22 Td (\(504) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 260.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 260.17 Td (34,754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 247.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 247.17 Td (5,392) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.65 247.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.30 247.22 Td (\(49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 247.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 247.17 Td (5,343) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 110.00 234.33 Td (Total held-to-maturity securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.00 234.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.15 234.33 Td (44,022) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 353.00 234.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.65 234.33 Td (677) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.00 234.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.30 234.38 Td (\(553) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.65 234.33 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.00 234.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 484.15 234.33 Td (44,146) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 98.00 221.33 Td (December 31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 221.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 221.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.00 221.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.00 221.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 208.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 208.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 208.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.00 208.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.00 208.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.00 195.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 195.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 195.17 Td (3,820) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.00 195.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.65 195.17 Td (221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.00 195.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 195.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.00 195.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 195.17 Td (4,041) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 182.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.15 182.17 Td (33,858) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.65 182.17 Td (432) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.30 182.22 Td (\(528) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 182.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 182.17 Td (33,762) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 169.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 169.17 Td (5,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.65 169.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.30 169.22 Td (\(42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 169.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 169.17 Td (5,424) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 110.00 156.33 Td (Total held-to-maturity securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.00 156.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.15 156.33 Td (43,144) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 353.00 156.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.65 156.33 Td (653) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.00 156.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.30 156.38 Td (\(570) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.65 156.33 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.00 156.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 484.15 156.33 Td (43,227) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 135.10 Td (There were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.74 135.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.74 135.10 Td ( gross gains or gross losses realized by Peoples from sales of held-to-maturity securities for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.43 135.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.42 135.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 123.10 Td (months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.33 123.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.92 123.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.36 123.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.36 123.10 Td (.) Tj ET Q endstream endobj 31 0 obj <>] /Rotate 0 /Contents 32 0 R>> endobj 32 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (The following table presents a summary of held-to-maturity investment securities that had an unrealized loss:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 680.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 680.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 680.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 680.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 680.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 680.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 680.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 680.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 680.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 680.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 680.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 644.60 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 644.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 644.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 644.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 644.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 644.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 644.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 644.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 644.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 644.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 644.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 608.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 608.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 608.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 608.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 608.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 608.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 608.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 608.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 608.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 608.60 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 608.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 572.60 129.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 183.50 572.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 572.60 51.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.50 572.60 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 572.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 324.50 572.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 572.60 50.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 572.60 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 461.50 572.60 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 572.60 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 572.60 50.00 -23.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 701.6 m 224.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 701.6 m 275.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 701.6 m 320.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 701.6 m 365.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 701.6 m 415.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 701.6 m 461.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 701.6 m 506.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 701.6 m 556.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 680.6 m 183.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 701.6 m 224.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 680.6 m 224.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 680.6 m 275.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 680.6 m 320.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 680.6 m 324.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 701.6 m 365.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 680.6 m 365.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 680.6 m 415.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 680.6 m 461.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 680.6 m 465.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 701.6 m 506.5 701.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 680.6 m 506.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 680.6 m 556.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 680.6 m 183.5 680.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 621.6 m 224.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 621.6 m 275.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 621.6 m 320.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 621.6 m 365.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 621.6 m 415.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 621.6 m 461.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 621.6 m 183.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 608.6 m 183.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 621.6 m 224.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 608.6 m 224.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 621.6 m 275.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 608.6 m 275.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 621.6 m 320.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 608.6 m 320.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 621.6 m 324.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 608.6 m 324.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 621.6 m 365.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 608.6 m 365.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 621.6 m 415.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 608.6 m 415.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 621.6 m 461.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 608.6 m 461.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 621.6 m 465.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 608.6 m 465.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 621.6 m 506.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 608.6 m 506.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 621.6 m 556.5 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 608.6 m 556.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 608.6 m 183.5 608.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 549.6 m 224.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 549.6 m 275.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 549.6 m 320.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 549.6 m 365.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 549.6 m 415.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 549.6 m 461.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 549.6 m 183.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 536.6 m 183.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 549.6 m 224.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 183.5 536.6 m 224.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 549.6 m 275.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 536.6 m 275.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 549.6 m 320.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275.5 536.6 m 320.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 549.6 m 324.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 536.6 m 324.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 549.6 m 365.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 324.5 536.6 m 365.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 549.6 m 415.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 536.6 m 415.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 549.6 m 461.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 536.6 m 461.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 549.6 m 465.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 461.5 536.6 m 465.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 549.6 m 506.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 536.6 m 506.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 549.6 m 556.5 549.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 536.6 m 556.5 536.6 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 705.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 211.60 706.00 Td (Less than 12 Months) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.25 706.00 Td (12 Months or More) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 500.65 706.00 Td (Total) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 685.05 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 195.30 693.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.65 684.00 Td (V) Tj ET Q q 0 0 0 rg BT 198.32 684.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 228.55 693.00 Td (Unrealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 240.70 684.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.00 693.00 Td (No. of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 278.75 684.00 Td (Securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.30 693.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 333.65 684.00 Td (V) Tj ET Q q 0 0 0 rg BT 339.32 684.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 369.05 693.00 Td (Unrealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.20 684.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 426.50 693.00 Td (No. of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.25 684.00 Td (Securities) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 477.30 693.00 Td (Fair) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 474.65 684.00 Td (V) Tj ET Q q 0 0 0 rg BT 480.32 684.00 Td (alue) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 510.05 693.00 Td (Unrealized) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 522.20 684.00 Td (Loss) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 672.00 Td (March 31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.00 671.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 671.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.00 671.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 671.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 671.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 671.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 671.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 671.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 658.06 Td (Residential mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 649.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.00 649.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 196.25 649.06 Td (12,878) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 649.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.50 649.06 Td (449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.50 649.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 649.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.50 649.06 Td (951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 649.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 649.06 Td (55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 649.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 649.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 649.06 Td (13,829) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 649.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 649.06 Td (504) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 635.06 Td (Commercial mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 626.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.75 626.06 Td (5,343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 626.06 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.50 626.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 626.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 626.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 626.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 626.06 Td (5,343) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 626.06 Td (49) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 75.00 613.00 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 613.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.25 613.00 Td (18,221) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 613.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.50 613.00 Td (498) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 613.00 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 613.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.50 613.00 Td (951) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 613.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.00 613.00 Td (55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 613.00 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 613.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.25 613.00 Td (19,172) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 613.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.50 613.00 Td (553) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 57.00 600.00 Td (December 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.00 599.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 599.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.00 599.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 599.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 599.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 418.00 599.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 599.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 599.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 586.06 Td (Residential mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 577.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 186.00 577.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 196.25 577.06 Td (12,139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 227.00 577.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 258.50 577.06 Td (476) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.50 577.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.00 577.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 348.50 577.06 Td (963) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 577.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 577.06 Td (52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 453.50 577.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 577.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 478.25 577.06 Td (13,102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 577.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 577.06 Td (528) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 563.06 Td (Commercial mortgage-backed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.00 554.06 Td (securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.75 554.06 Td (5,424) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 263.00 554.06 Td (42) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.50 554.06 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 353.00 554.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 554.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.00 554.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 482.75 554.06 Td (5,424) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 554.06 Td (42) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 75.00 541.00 Td (Total) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 186.00 541.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 196.25 541.00 Td (17,563) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 227.00 541.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 258.50 541.00 Td (518) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 312.50 541.00 Td (4) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 327.00 541.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 348.50 541.00 Td (963) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.00 541.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.00 541.00 Td (52) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 453.50 541.00 Td (1) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.00 541.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 478.25 541.00 Td (18,526) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 509.00 541.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.50 541.00 Td (570) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 519.10 Td (The table below presents the amortized cost, fair value and total weighted-average yield of held-to-maturity securities by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 507.10 Td (contractual maturity at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.02 507.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.62 507.10 Td (.) Tj ET Q q 0 0 0 rg BT 217.94 507.10 Td (The weighted-average yields are based on the amortized cost.In some cases, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 495.10 Td (issuers may have the right to call or prepay obligations without call or prepayment penalties prior to the contractual maturity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 483.10 Td (date.Rates are calculated on a fully tax-equivalent basis using a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.74 483.10 Td (35%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.07 483.10 Td ( federal income tax rate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 277.10 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 445.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 445.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 445.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 445.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 445.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 445.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 419.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 419.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 419.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 419.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 419.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 419.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 393.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 393.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 393.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 393.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 393.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 393.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 367.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 367.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 367.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 367.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 367.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 367.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 341.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 341.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 341.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 341.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 341.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 341.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 315.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 315.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 315.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 315.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 315.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 315.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 76.75 289.60 185.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.75 289.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.75 289.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.75 289.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.75 289.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 481.75 289.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 76.75 445.6 m 261.75 445.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 445.6 m 316.75 445.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 445.6 m 371.75 445.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 445.6 m 426.75 445.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 445.6 m 481.75 445.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.75 445.6 m 536.75 445.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 380.6 m 316.75 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 380.6 m 371.75 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 380.6 m 426.75 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 380.6 m 481.75 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 76.75 380.6 m 261.75 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 76.75 367.6 m 261.75 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 380.6 m 316.75 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 367.6 m 316.75 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 380.6 m 371.75 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 367.6 m 371.75 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 380.6 m 426.75 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 367.6 m 426.75 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 380.6 m 481.75 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 367.6 m 481.75 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.75 380.6 m 536.75 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.75 367.6 m 536.75 367.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 302.6 m 316.75 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 302.6 m 371.75 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 302.6 m 426.75 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 302.6 m 481.75 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 76.75 302.6 m 261.75 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 76.75 289.6 m 261.75 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 302.6 m 316.75 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 289.6 m 316.75 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 302.6 m 371.75 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 289.6 m 371.75 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 302.6 m 426.75 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 289.6 m 426.75 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 302.6 m 481.75 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 289.6 m 481.75 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.75 302.6 m 536.75 302.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.75 289.6 m 536.75 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 76.75 276.6 m 261.75 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 289.6 m 316.75 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261.75 276.6 m 316.75 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 289.6 m 371.75 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.75 276.6 m 371.75 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 289.6 m 426.75 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.75 276.6 m 426.75 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 289.6 m 481.75 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.75 276.6 m 481.75 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.75 289.6 m 536.75 289.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 481.75 276.6 m 536.75 276.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 79.25 450.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 270.05 457.33 Td (Within 1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 278.80 447.38 Td (Year) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.05 457.33 Td (1 to 5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.80 447.38 Td (Years) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.55 457.33 Td (5 to 10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.80 447.38 Td (Years) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 436.75 457.33 Td (Over 10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.80 447.38 Td (Years) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.80 450.28 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 79.25 436.33 Td (Amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 436.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.25 436.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.25 436.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.25 436.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.25 436.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 423.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 423.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.25 423.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.25 423.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.25 423.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.25 423.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.25 410.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 410.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.25 410.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.25 410.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.25 410.17 Td (317) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.25 410.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.75 410.17 Td (2,979) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.25 410.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.25 410.17 Td (522) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.25 410.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.75 410.17 Td (3,818) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 397.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.25 397.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.25 397.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.75 397.17 Td (5,912) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.75 397.17 Td (28,900) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.75 397.17 Td (34,812) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 384.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.25 384.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.25 384.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.25 384.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.75 384.17 Td (5,392) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.75 384.17 Td (5,392) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 91.25 371.33 Td (Total held-to-maturity securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 264.25 371.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 296.25 371.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.25 371.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.25 371.33 Td (317) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.25 371.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.75 371.33 Td (8,891) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.25 371.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.75 371.33 Td (34,814) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 484.25 371.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.75 371.33 Td (44,022) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 79.25 358.33 Td (Fair value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 358.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.25 358.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.25 358.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.25 358.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.25 358.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 345.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 345.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.25 345.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.25 345.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.25 345.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.25 345.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.25 332.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 332.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.25 332.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.25 332.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.25 332.17 Td (322) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.25 332.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.75 332.17 Td (3,174) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.25 332.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.25 332.17 Td (553) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.25 332.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.75 332.17 Td (4,049) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 319.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.25 319.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.25 319.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.75 319.17 Td (5,943) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.75 319.17 Td (28,811) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.75 319.17 Td (34,754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.25 306.17 Td (Commercial mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.25 306.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.25 306.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.25 306.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.75 306.17 Td (5,343) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.75 306.17 Td (5,343) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 91.25 293.33 Td (Total held-to-maturity securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 264.25 293.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 296.25 293.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.25 293.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.25 293.33 Td (322) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.25 293.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.75 293.33 Td (9,117) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.25 293.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.75 293.33 Td (34,707) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 484.25 293.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.75 293.33 Td (44,146) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.25 280.33 Td (Total weighted-average yield) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 296.25 280.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.25 280.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.75 280.33 Td (3.14) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 361.25 280.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 398.75 280.33 Td (2.33) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.25 280.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 453.75 280.33 Td (2.93) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.25 280.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.75 280.33 Td (2.81) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.25 280.33 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 253.10 Td (Other) Tj ET Q q 0 0 0 rg BT 79.37 253.10 Td ( ) Tj ET Q q 0 0 0 rg BT 81.87 253.10 Td (Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 241.10 Td (Peoples' other investment securities on the Unaudited Consolidated Balance Sheet consist lar) Tj ET Q q 0 0 0 rg BT 443.81 241.10 Td (gely of shares of the Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 229.10 Td (Home Loan Bank of Cincinnati \(the FHLB\) and the Federal Reserve Bank of Cleveland \(the "FRB"\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 205.10 Td (Pledged ) Tj ET Q q 0 0 0 rg BT 90.39 205.10 Td (Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 193.10 Td (Peoples had pledged available-for) Tj ET Q q 0 0 0 rg BT 207.58 193.10 Td (-sale investment securities with carrying values of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.57 193.10 Td ($565.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.47 193.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.90 193.10 Td ($517.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.80 193.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 181.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.60 181.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.04 181.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.62 181.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 268.28 181.10 Td (, and held-to-maturity investment securities with carrying values of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 169.10 Td ($19.8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.89 169.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.33 169.10 Td ($20.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.22 169.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.44 169.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.04 169.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.48 169.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.06 169.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 407.72 169.10 Td (, to secure public and trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 157.10 Td (department deposits, and repurchase agreements in accordance with federal and state requirements.Peoples also pledged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 145.10 Td (available-for) Tj ET Q q 0 0 0 rg BT 104.88 145.10 Td (-sale investment securities with carrying values of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.87 145.10 Td ($8.8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.76 145.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.20 145.10 Td ($9.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.09 145.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.31 145.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.91 145.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 133.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.58 133.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 185.25 133.10 Td (, and held-to-maturity securities with carrying values of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.46 133.10 Td ($21.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.35 133.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.79 133.10 Td ($22.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.68 133.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 121.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.60 121.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.04 121.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.62 121.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 268.28 121.10 Td (, to secure additional borrowing capacity at the FHLB and the FRB.) Tj ET Q endstream endobj 33 0 obj <>] /Rotate 0 /Contents 34 0 R>> endobj 34 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (16) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 742.25 Td (Note 4. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.49 742.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 91.49 742.25 Td (Loans) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 732.25 m 576 732.25 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 718.25 Td (Peoples' loan portfolio consists of various types of loans originated primarily as a result of lending opportunities within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.25 Td (Peoples' primary market areas of northeastern, central, southwestern and southeastern Ohio, west central ) Tj ET Q q 0 0 0 rg BT 474.37 706.25 Td (W) Tj ET Q q 0 0 0 rg BT 483.00 706.25 Td (est ) Tj ET Q q 0 0 0 rg BT 496.43 706.25 Td (V) Tj ET Q q 0 0 0 rg BT 503.05 706.25 Td (ir) Tj ET Q q 0 0 0 rg BT 508.98 706.25 Td (ginia, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 694.25 Td (northeastern Kentucky) Tj ET Q q 0 0 0 rg BT 144.15 694.25 Td (. ) Tj ET Q q 0 0 0 rg BT 151.10 694.25 Td (Acquired loans consist of loans purchased in 2012 or thereafter in a business combination. ) Tj ET Q q 0 0 0 rg BT 517.50 694.25 Td (The major ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 682.25 Td (classifications of loan balances, excluding loans held for sale, were as follows: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 640.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 640.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 640.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 612.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 612.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 612.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 584.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 584.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 584.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 556.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 556.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 556.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 528.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 528.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 528.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 500.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 500.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 500.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 472.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 472.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 472.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 444.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 444.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 444.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 416.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 416.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 416.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 388.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 388.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 388.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 360.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 360.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 360.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 154.50 332.75 180.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 334.50 332.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 332.75 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 640.75 m 334.5 640.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 640.75 m 404.5 640.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 640.75 m 474.5 640.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 598.75 m 404.5 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 598.75 m 474.5 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 514.75 m 404.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 514.75 m 474.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 486.75 m 474.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 486.75 m 334.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 472.75 m 334.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 486.75 m 404.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 472.75 m 404.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 486.75 m 474.5 486.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 472.75 m 474.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 472.75 m 334.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 472.75 m 404.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 472.75 m 474.5 472.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 430.75 m 404.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 430.75 m 474.5 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 346.75 m 404.5 346.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 346.75 m 474.5 346.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 332.75 m 334.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 318.75 m 334.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 332.75 m 404.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 318.75 m 404.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 332.75 m 474.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 318.75 m 474.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 318.75 m 334.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 154.5 304.75 m 334.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 318.75 m 404.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 304.75 m 404.5 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 318.75 m 474.5 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 304.75 m 474.5 304.75 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 157.00 645.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 347.15 655.43 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.00 645.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.90 655.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.00 645.43 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 157.00 631.43 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 617.32 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 617.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 617.32 Td (93,886) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 617.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 617.32 Td (84,626) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 603.32 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 603.32 Td (535,474) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 603.32 Td (531,557) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 589.32 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 589.32 Td (629,360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 589.32 Td (616,183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 575.32 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 575.32 Td (384,548) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 575.32 Td (378,131) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 561.32 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 561.32 Td (308,153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 561.32 Td (307,490) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 547.32 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 547.32 Td (85,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 547.32 Td (85,617) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 533.32 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 533.32 Td (283,106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 533.32 Td (252,024) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 519.32 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 519.32 Td (66,283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 519.32 Td (67,579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 505.32 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 505.32 Td (349,389) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 505.32 Td (319,603) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 491.32 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 491.32 Td (721) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.15 491.32 Td (1,080) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 163.00 477.43 Td (Total originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 477.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.65 477.43 Td (1,757,683) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 477.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.65 477.43 Td (1,708,104) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 157.00 463.43 Td (Acquired loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 449.32 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.00 449.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 449.32 Td (9,431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 449.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 449.32 Td (10,100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 435.32 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 435.32 Td (194,581) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 435.32 Td (204,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 421.32 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 421.32 Td (204,012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 421.32 Td (214,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 407.32 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 407.32 Td (44,189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 407.32 Td (44,208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 393.32 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 393.32 Td (216,059) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 393.32 Td (228,435) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 379.32 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 379.32 Td (24,516) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 379.32 Td (25,875) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 365.32 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 365.32 Td (656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 365.32 Td (808) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 351.32 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 351.32 Td (2,387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.15 351.32 Td (2,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.00 337.32 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 337.32 Td (3,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.15 337.32 Td (3,748) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 163.00 323.43 Td (Total acquired loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 323.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.15 323.43 Td (491,819) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 323.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.15 323.43 Td (516,832) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 163.00 309.43 Td (Loans, net of deferred fees and costs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 309.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.65 309.43 Td (2,249,502) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 309.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.65 309.43 Td (2,224,936) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 287.25 Td (Peoples has acquired various loans through business combinations for which there was, at acquisition, evidence of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 275.25 Td (deterioration of credit quality since origination, and for which it was probable that all contractually required payments would not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.25 Td (be collected. ) Tj ET Q q 0 0 0 rg BT 109.35 263.25 Td (The carrying amounts of these loans included in the loan balances above are summarized as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 222.75 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 222.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 222.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 194.75 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 194.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 194.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 169.50 166.75 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 166.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.50 166.75 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 222.75 m 319.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 222.75 m 389.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 222.75 m 459.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 222.75 m 319.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 222.75 m 389.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 222.75 m 459.5 222.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 166.75 m 389.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 166.75 m 459.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 166.75 m 319.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 166.75 m 389.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 152.75 m 389.5 152.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 166.75 m 459.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 152.75 m 319.5 152.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 169.5 138.75 m 319.5 138.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 152.75 m 389.5 152.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319.5 138.75 m 389.5 138.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 152.75 m 459.5 152.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389.5 138.75 m 459.5 138.75 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 172.00 227.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.15 237.43 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.00 227.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.90 237.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.00 227.43 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.00 213.32 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.00 213.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 213.32 Td (9,949) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.00 213.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.15 213.32 Td (11,476) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.00 199.32 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 199.32 Td (1,506) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 199.32 Td (1,573) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.00 185.32 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 185.32 Td (21,945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.15 185.32 Td (23,306) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.00 171.32 Td (Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.65 171.32 Td (59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.65 171.32 Td (76) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 178.00 157.43 Td (Total outstanding balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.00 157.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.15 157.43 Td (33,459) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.00 157.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.15 157.43 Td (36,431) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 178.00 143.43 Td (Net carrying amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.00 143.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.15 143.43 Td (23,955) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.00 143.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.15 143.43 Td (26,524) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 35 0 obj <>] /Rotate 0 /Contents 36 0 R>> endobj 36 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (Changes in the accretable yield for purchased credit impaired loans for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.43 742.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.42 742.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.25 742.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.84 742.10 Td ( were as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 162.00 698.60 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 698.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 162.00 670.60 225.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 670.60 80.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 162 698.6 m 387 698.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 698.6 m 467 698.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 162 698.6 m 387 698.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 698.6 m 467 698.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 162 670.6 m 387 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 162 656.6 m 387 656.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 670.6 m 467 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 656.6 m 467 656.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 164.50 703.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 391.25 703.28 Td (Accretable Yield) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.50 689.17 Td (Balance, December 31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 689.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.65 689.17 Td (7,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.50 675.17 Td (Accretion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.80 675.22 Td (\(461) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.15 675.17 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 170.50 661.28 Td (Balance, March 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 661.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.65 661.17 Td (6,671) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 639.10 Td (Cash flows expected to be collected on acquired purchased credit impaired loans are estimated by incorporating several key ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 627.10 Td (assumptions similar to the initial estimate of fair value. ) Tj ET Q q 0 0 0 rg BT 279.05 627.10 Td (These key assumptions include probability of default, and the amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 615.10 Td (actual prepayments after the acquisition date. Prepayments af) Tj ET Q q 0 0 0 rg BT 301.78 615.10 Td (fect the estimated life of the loans and could change the amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 603.10 Td (interest income, and possibly the principal expected to be collected. In reforecasting future estimated cash flows, credit loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 591.10 Td (expectations are adjusted as necessary) Tj ET Q q 0 0 0 rg BT 206.06 591.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 573.10 Td (Peoples pledges certain loans secured by 1-4 family and multifamily residential mortgages under a blanket collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 561.10 Td (agreement to secure borrowings from the FHLB. ) Tj ET Q q 0 0 0 rg BT 254.04 561.10 Td (The amount of such pledged loans totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.72 561.10 Td ($503.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.61 561.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.05 561.10 Td ($542.5 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.94 561.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 549.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.60 549.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.04 549.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.62 549.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 268.28 549.10 Td (. Peoples also pledges commercial loans to secure borrowings with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 537.10 Td (FRB. ) Tj ET Q q 0 0 0 rg BT 80.22 537.10 Td (The outstanding balances of these loans totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.55 537.10 Td ($140.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.45 537.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.88 537.10 Td ($152.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.78 537.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.99 537.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.59 537.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.03 537.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 525.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 525.10 Td (, respectively) Tj ET Q q 0 0 0 rg BT 126.66 525.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 501.10 Td (Nonaccrual and Past Due Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 489.10 Td (A) Tj ET Q q 0 0 0 rg BT 78.67 489.10 Td ( loan is considered past due if any required principal and interest payments have not been received as of the date such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 477.10 Td (payments were required to be made under the terms of the loan agreement. ) Tj ET Q q 0 0 0 rg BT 357.50 477.10 Td (A) Tj ET Q q 0 0 0 rg BT 364.17 477.10 Td ( loan may be placed on nonaccrual status regardless ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 465.10 Td (of whether or not such loan is considered past due. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 447.10 Td (The recorded investments in loans on nonaccrual status and loans delinquent for 90 days or more and accruing were as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 435.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.75 77.10 Td ( ) Tj ET Q 1 1 1 rg /GS0 gs 63.75 424.60 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 386.60 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 386.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 386.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 386.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 386.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 386.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 357.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 357.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 357.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 357.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 357.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 357.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 327.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 327.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 327.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 327.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 327.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 327.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 297.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 297.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 297.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 297.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 297.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 297.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 267.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 267.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 267.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 267.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 267.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 267.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 237.60 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 237.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 237.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 237.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 237.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 237.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 209.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 209.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 209.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 209.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 209.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 209.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 179.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 179.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 179.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 179.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 179.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 179.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 149.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 149.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 149.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 149.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 149.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 149.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 119.60 160.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 119.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 119.60 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 119.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 119.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 119.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.75 90.60 160.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.75 90.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.75 90.60 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 90.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.75 90.60 90.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 477.75 90.60 90.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 410.6 m 303.75 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 410.6 m 383.75 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 410.6 m 477.75 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 410.6 m 567.75 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 386.6 m 223.75 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 410.6 m 303.75 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 386.6 m 303.75 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 410.6 m 383.75 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 386.6 m 383.75 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 386.6 m 387.75 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 410.6 m 477.75 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 386.6 m 477.75 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 410.6 m 567.75 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 386.6 m 567.75 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 342.6 m 303.75 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 342.6 m 383.75 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 342.6 m 387.75 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 342.6 m 477.75 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 342.6 m 567.75 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 252.60000000000002 m 303.75 252.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 252.60000000000002 m 383.75 252.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 252.60000000000002 m 387.75 252.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 252.60000000000002 m 477.75 252.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 252.60000000000002 m 567.75 252.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 237.60000000000002 m 303.75 237.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 252.60000000000002 m 383.75 252.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 237.60000000000002 m 383.75 237.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 237.60000000000002 m 387.75 237.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 252.60000000000002 m 477.75 252.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 237.60000000000002 m 477.75 237.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 252.60000000000002 m 567.75 252.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 237.60000000000002 m 567.75 237.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 237.60000000000002 m 223.75 237.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 223.60000000000002 m 223.75 223.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 237.60000000000002 m 303.75 237.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 223.60000000000002 m 303.75 223.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 237.60000000000002 m 383.75 237.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 223.60000000000002 m 383.75 223.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 223.60000000000002 m 387.75 223.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 237.60000000000002 m 477.75 237.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 223.60000000000002 m 477.75 223.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 237.60000000000002 m 567.75 237.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 223.60000000000002 m 567.75 223.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 223.60000000000002 m 223.75 223.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 223.60000000000002 m 303.75 223.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 223.60000000000002 m 383.75 223.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 223.60000000000002 m 387.75 223.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 223.60000000000002 m 477.75 223.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 223.60000000000002 m 567.75 223.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 119.60000000000002 m 303.75 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 119.60000000000002 m 383.75 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 119.60000000000002 m 477.75 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 119.60000000000002 m 567.75 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 104.60000000000002 m 223.75 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 104.60000000000002 m 303.75 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 119.60000000000002 m 383.75 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 104.60000000000002 m 383.75 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 119.60000000000002 m 387.75 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 104.60000000000002 m 387.75 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 119.60000000000002 m 477.75 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 104.60000000000002 m 477.75 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 119.60000000000002 m 567.75 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 104.60000000000002 m 567.75 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 104.60000000000002 m 223.75 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 90.60000000000002 m 223.75 90.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 104.60000000000002 m 303.75 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 90.60000000000002 m 303.75 90.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 104.60000000000002 m 383.75 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 90.60000000000002 m 383.75 90.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 104.60000000000002 m 387.75 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 90.60000000000002 m 387.75 90.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 104.60000000000002 m 477.75 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 90.60000000000002 m 477.75 90.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 104.60000000000002 m 567.75 104.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 90.60000000000002 m 567.75 90.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63.75 76.60000000000002 m 223.75 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.75 76.60000000000002 m 303.75 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.75 76.60000000000002 m 383.75 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 76.60000000000002 m 387.75 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387.75 76.60000000000002 m 477.75 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.75 76.60000000000002 m 567.75 76.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 264.20 415.28 Td (Nonaccrual Loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 415.28 Td (Loans 90+ Days Past Due and Accruing) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 66.25 391.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 241.40 401.28 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 253.25 391.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.15 401.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.25 391.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.40 401.28 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.25 391.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.15 401.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.25 391.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 66.25 377.28 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 362.27 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.25 362.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 362.27 Td (819) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.25 362.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 362.27 Td (826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.25 362.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 362.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.25 362.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 362.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 347.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 347.27 Td (8,137) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.40 347.27 Td (9,934) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 347.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 347.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 332.27 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 332.27 Td (8,956) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.40 332.27 Td (10,760) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 332.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 332.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 317.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 317.27 Td (1,251) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.40 317.27 Td (1,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.90 317.27 Td (848) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 317.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 302.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 302.27 Td (3,380) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.40 302.27 Td (3,778) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.90 302.27 Td (142) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.90 302.27 Td (183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 287.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 287.27 Td (310) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 287.27 Td (383) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 287.27 Td (76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 287.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 272.27 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 272.27 Td (211) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 272.27 Td (130) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 272.27 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 272.27 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 257.27 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.90 257.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.90 257.27 Td (11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 257.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 257.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 242.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 242.27 Td (213) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 242.27 Td (141) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 242.27 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 242.27 Td (10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.25 228.28 Td (Total originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.25 228.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.40 228.28 Td (14,110) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.25 228.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.40 228.28 Td (16,774) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.25 228.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.40 228.28 Td (1,127) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.25 228.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 548.90 228.28 Td (193) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 66.25 214.28 Td (Acquired loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 199.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.25 199.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 199.27 Td (1,314) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.25 199.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.40 199.27 Td (1,609) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.25 199.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.90 199.27 Td (456) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.25 199.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.40 199.27 Td (1,506) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 184.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 184.27 Td (298) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 184.27 Td (390) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.90 184.27 Td (510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.90 184.27 Td (387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 169.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.40 169.27 Td (2,338) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.40 169.27 Td (2,317) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.90 169.27 Td (878) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.40 169.27 Td (1,672) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 154.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.90 154.27 Td (230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 154.27 Td (231) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 154.27 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 154.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 139.27 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.90 139.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.90 139.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 139.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 139.27 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 124.27 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.90 124.27 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.90 124.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 124.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 124.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.25 109.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.90 109.27 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.90 109.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.90 109.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.90 109.27 Td (13) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.25 95.28 Td (Total acquired loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.25 95.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 277.40 95.28 Td (4,183) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.25 95.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.40 95.28 Td (4,551) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.25 95.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.40 95.28 Td (1,879) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.25 95.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 541.40 95.28 Td (3,578) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.25 81.28 Td (Total loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.25 81.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.40 81.28 Td (18,293) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.25 81.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.40 81.28 Td (21,325) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.25 81.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.40 81.28 Td (3,006) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.25 81.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 541.40 81.28 Td (3,771) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 37 0 obj <>] /Rotate 0 /Contents 38 0 R>> endobj 38 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (During the first quarter of 2017, Peoples' nonaccrual loans and loans 90+ days past due and accruing declined lar) Tj ET Q q 0 0 0 rg BT 523.85 742.10 Td (gely due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (several payof) Tj ET Q q 0 0 0 rg BT 107.40 730.10 Td (fs on lar) Tj ET Q q 0 0 0 rg BT 139.99 730.10 Td (ger relationships during the quarter) Tj ET Q q 0 0 0 rg BT 279.95 730.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 712.10 Td (The following table presents the aging of the recorded investment in past due loans:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 667.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 667.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 667.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 667.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 667.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 667.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 667.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 667.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 639.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 639.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 639.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 639.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 639.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 639.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 639.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 639.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 611.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 611.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 611.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 611.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 611.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 611.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 611.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 611.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 583.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 583.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 583.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 583.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 583.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 583.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 583.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 583.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 555.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 555.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 555.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 555.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 555.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 555.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 555.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 555.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 527.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 527.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 527.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 527.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 527.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 527.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 527.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 527.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 499.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 499.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 499.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 499.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 499.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 499.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 499.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 499.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 471.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 471.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 471.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 471.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 471.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 471.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 471.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 471.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 443.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 443.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 443.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 443.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 443.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 443.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 443.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 443.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 415.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 415.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 415.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 415.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 415.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 415.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 415.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 415.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 387.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 387.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 387.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 387.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 387.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 387.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 387.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 387.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 359.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 359.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 359.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 359.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 359.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 359.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 359.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 359.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 331.60 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 331.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.50 331.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.50 331.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 331.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 331.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 331.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 514.50 331.60 61.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 681.6 m 270.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 681.6 m 330.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 681.6 m 390.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 681.6 m 450.5 681.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 667.6 m 210.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 667.6 m 270.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 667.6 m 330.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 667.6 m 390.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 667.6 m 450.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 667.6 m 454.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 667.6 m 514.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 667.6 m 575.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 667.6 m 210.5 667.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 611.6 m 270.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 611.6 m 330.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 611.6 m 390.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 611.6 m 450.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 611.6 m 454.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 611.6 m 514.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 611.6 m 575.5 611.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 527.6 m 270.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 527.6 m 330.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 527.6 m 390.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 527.6 m 450.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 527.6 m 454.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 527.6 m 514.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 527.6 m 575.5 527.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 499.6 m 210.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 485.6 m 210.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 499.6 m 270.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 485.6 m 270.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 499.6 m 330.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 485.6 m 330.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 499.6 m 390.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 485.6 m 390.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 499.6 m 450.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 485.6 m 450.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 499.6 m 454.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 485.6 m 454.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 499.6 m 514.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 485.6 m 514.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 499.6 m 575.5 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 485.6 m 575.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 443.6 m 270.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 443.6 m 330.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 443.6 m 390.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 443.6 m 450.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 443.6 m 454.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 443.6 m 514.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 443.6 m 575.5 443.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 359.6 m 270.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 359.6 m 330.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 359.6 m 390.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 359.6 m 450.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 359.6 m 454.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 359.6 m 514.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 359.6 m 575.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 345.6 m 270.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 359.6 m 330.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 345.6 m 330.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 359.6 m 390.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 345.6 m 390.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 359.6 m 450.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 345.6 m 450.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 359.6 m 454.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 345.6 m 454.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 359.6 m 514.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 345.6 m 514.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 359.6 m 575.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 345.6 m 575.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 345.6 m 210.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 331.6 m 210.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 345.6 m 270.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 331.6 m 270.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 345.6 m 330.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 331.6 m 330.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 345.6 m 390.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 331.6 m 390.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 345.6 m 450.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 331.6 m 450.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 345.6 m 454.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 331.6 m 454.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 345.6 m 514.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 331.6 m 514.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 345.6 m 575.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 331.6 m 575.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 331.6 m 210.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 317.6 m 210.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 331.6 m 270.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 317.6 m 270.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 331.6 m 330.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 317.6 m 330.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 331.6 m 390.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 317.6 m 390.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 331.6 m 450.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 317.6 m 450.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 331.6 m 454.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 317.6 m 454.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 331.6 m 514.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 317.6 m 514.5 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 331.6 m 575.5 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 317.6 m 575.5 317.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 296.65 686.28 Td (Loans Past Due) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.55 682.28 Td (Curr) Tj ET Q q 0 0 0 rg BT 488.03 682.28 Td (ent) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.90 672.28 Td (Loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 533.55 682.28 Td (T) Tj ET Q q 0 0 0 rg BT 539.30 682.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.40 672.28 Td (Loans) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 56.00 672.05 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 214.85 672.28 Td (30 - 59 days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.85 672.28 Td (60 - 89 days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.05 672.28 Td (90 + Days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.05 672.28 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 658.28 Td (March 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 644.28 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 630.17 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.00 630.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 630.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.00 630.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 630.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 630.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 630.17 Td (819) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.00 630.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 630.17 Td (819) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.00 630.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 630.17 Td (93,067) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 630.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 630.17 Td (93,886) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 616.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 616.17 Td (1,958) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 616.17 Td (81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 616.17 Td (7,495) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 616.17 Td (9,534) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 616.17 Td (525,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 616.17 Td (535,474) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 602.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 602.17 Td (1,958) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 602.17 Td (81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 602.17 Td (8,314) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 602.17 Td (10,353) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 602.17 Td (619,007) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 602.17 Td (629,360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 588.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 588.17 Td (560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 588.17 Td (113) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 588.17 Td (2,049) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 588.17 Td (2,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 588.17 Td (381,826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 588.17 Td (384,548) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 574.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 574.17 Td (4,285) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 574.17 Td (797) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 574.17 Td (1,051) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 574.17 Td (6,133) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 574.17 Td (302,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 574.17 Td (308,153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 560.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 560.17 Td (198) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 560.17 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 560.17 Td (158) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 560.17 Td (387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 560.17 Td (85,125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 560.17 Td (85,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 546.17 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 546.17 Td (1,107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 546.17 Td (344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 546.17 Td (193) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 546.17 Td (1,644) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 546.17 Td (281,462) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 546.17 Td (283,106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 532.17 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 532.17 Td (339) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 532.17 Td (44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 532.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 532.17 Td (383) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 532.17 Td (65,900) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 532.17 Td (66,283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 518.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 518.17 Td (1,446) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 518.17 Td (388) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 518.17 Td (193) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 518.17 Td (2,027) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 518.17 Td (347,362) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 518.17 Td (349,389) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 504.17 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 504.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 504.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 504.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 504.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 504.17 Td (721) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 504.17 Td (721) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 490.28 Td (Total originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 490.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 244.15 490.28 Td (8,447) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 490.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.15 490.28 Td (1,410) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.00 490.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.15 490.28 Td (11,765) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 490.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.15 490.28 Td (21,622) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.00 490.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.60 490.28 Td (1,736,061) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.00 490.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.60 490.28 Td (1,757,683) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 476.28 Td (Acquired loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 462.17 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.00 462.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 462.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.00 462.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 462.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 462.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 462.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.00 462.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 462.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.00 462.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 462.17 Td (9,431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 462.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 462.17 Td (9,431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 448.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 448.17 Td (380) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 448.17 Td (89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 448.17 Td (894) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 448.17 Td (1,363) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 448.17 Td (193,218) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 448.17 Td (194,581) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 434.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 434.17 Td (380) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 434.17 Td (89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 434.17 Td (894) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 434.17 Td (1,363) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 434.17 Td (202,649) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 434.17 Td (204,012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 420.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 420.17 Td (251) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 420.17 Td (79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 420.17 Td (709) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 420.17 Td (1,039) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 420.17 Td (43,150) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 420.17 Td (44,189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 406.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 406.17 Td (4,322) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 406.17 Td (970) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 406.17 Td (2,116) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 406.17 Td (7,408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 406.17 Td (208,651) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 406.17 Td (216,059) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 392.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 392.17 Td (64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 392.17 Td (101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 392.17 Td (212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 392.17 Td (377) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 392.17 Td (24,139) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 392.17 Td (24,516) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 378.17 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 378.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 378.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 378.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 378.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 378.17 Td (656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 378.17 Td (656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 364.17 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 364.17 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.65 364.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 364.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 364.17 Td (48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 364.17 Td (2,339) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 364.17 Td (2,387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 350.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 350.17 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.65 350.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 350.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 350.17 Td (48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 350.17 Td (2,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 350.17 Td (3,043) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 336.28 Td (Total acquired loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 336.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 244.15 336.28 Td (5,064) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 336.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.15 336.28 Td (1,240) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.00 336.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.15 336.28 Td (3,931) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 336.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.15 336.28 Td (10,235) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.00 336.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 478.15 336.28 Td (481,584) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.00 336.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 539.15 336.28 Td (491,819) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 322.28 Td (Total loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 322.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 239.15 322.28 Td (13,511) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 322.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.15 322.28 Td (2,650) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.00 322.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.15 322.28 Td (15,696) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 322.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.15 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gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 370.5 m 330.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 384.5 m 390.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330.5 370.5 m 390.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 384.5 m 450.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 370.5 m 450.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 384.5 m 454.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 370.5 m 454.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 384.5 m 514.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 370.5 m 514.5 370.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 384.5 m 575.5 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 514.5 370.5 m 575.5 370.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 296.65 739.18 Td (Loans Past Due) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.55 735.18 Td (Curr) Tj ET Q q 0 0 0 rg BT 488.03 735.18 Td (ent) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.90 725.18 Td (Loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 533.55 735.18 Td (T) Tj ET Q q 0 0 0 rg BT 539.30 735.18 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.40 725.18 Td (Loans) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 56.00 724.95 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 214.85 725.18 Td (30 - 59 days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.85 725.18 Td (60 - 89 days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.05 725.18 Td (90 + Days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.05 725.18 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 711.18 Td (December 31, 2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 697.18 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 683.07 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 683.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 683.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 683.07 Td (826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 683.07 Td (826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 683.07 Td (83,800) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 683.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 683.07 Td (84,626) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 669.07 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 669.07 Td (1,420) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 669.07 Td (225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 669.07 Td (9,305) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 669.07 Td (10,950) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 669.07 Td (520,607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 669.07 Td (531,557) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 655.07 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 655.07 Td (1,420) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 655.07 Td (225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 655.07 Td (10,131) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 655.07 Td (11,776) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 655.07 Td (604,407) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 655.07 Td (616,183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 641.07 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 641.07 Td (1,305) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 641.07 Td (700) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 641.07 Td (1,465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 641.07 Td (3,470) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 641.07 Td (374,661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 641.07 Td (378,131) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 627.07 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 627.07 Td (7,288) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.15 627.07 Td (1,019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 627.07 Td (1,895) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 627.07 Td (10,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 627.07 Td (297,288) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 627.07 Td (307,490) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 613.07 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 613.07 Td (316) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 613.07 Td (45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 613.07 Td (248) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 613.07 Td (609) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 613.07 Td (85,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 613.07 Td (85,617) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 599.07 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 599.07 Td (2,080) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 599.07 Td (273) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 599.07 Td (77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 599.07 Td (2,430) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 599.07 Td (249,594) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 599.07 Td (252,024) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 585.07 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 585.07 Td (346) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 585.07 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 585.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 585.07 Td (384) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 585.07 Td (67,195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 585.07 Td (67,579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 571.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 571.07 Td (2,426) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 571.07 Td (311) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 571.07 Td (77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 571.07 Td (2,814) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 571.07 Td (316,789) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 571.07 Td (319,603) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 557.07 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 557.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 557.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 557.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 557.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 557.07 Td (1,080) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 557.07 Td (1,080) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 543.18 Td (Total originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 239.15 543.18 Td (12,755) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.15 543.18 Td (2,300) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.15 543.18 Td (13,816) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.15 543.18 Td (28,871) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.60 543.18 Td (1,679,233) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.00 543.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.60 543.18 Td (1,708,104) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 529.18 Td (Acquired loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 515.07 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 515.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 515.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 515.07 Td (40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 515.07 Td (40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 515.07 Td (10,060) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.00 515.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 515.07 Td (10,100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 501.07 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 501.07 Td (1,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 501.07 Td (208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 501.07 Td (2,271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 501.07 Td (3,699) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 501.07 Td (200,767) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 501.07 Td (204,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 487.07 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 487.07 Td (1,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 487.07 Td (208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 487.07 Td (2,311) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 487.07 Td (3,739) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 487.07 Td (210,827) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 487.07 Td (214,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 473.07 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 473.07 Td (148) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.65 473.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 473.07 Td (777) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 473.07 Td (928) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 473.07 Td (43,280) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 473.07 Td (44,208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 459.07 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.15 459.07 Td (5,918) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.15 459.07 Td (2,496) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 459.07 Td (2,974) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 459.07 Td (11,388) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 459.07 Td (217,047) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 459.07 Td (228,435) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 445.07 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 445.07 Td (208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 445.07 Td (65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 445.07 Td (178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 445.07 Td (451) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 445.07 Td (25,424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 445.07 Td (25,875) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 431.07 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.65 431.07 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 431.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 431.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 431.07 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 431.07 Td (804) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 431.07 Td (808) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 417.07 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 417.07 Td (51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 417.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 417.07 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 417.07 Td (64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 417.07 Td (2,876) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 417.07 Td (2,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 403.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 403.07 Td (55) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 403.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 403.07 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 403.07 Td (68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 403.07 Td (3,680) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 403.07 Td (3,748) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 389.18 Td (Total acquired loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 244.15 389.18 Td (7,549) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.15 389.18 Td (2,772) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.15 389.18 Td (6,253) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.15 389.18 Td (16,574) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 478.15 389.18 Td (500,258) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.00 389.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 539.15 389.18 Td (516,832) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 375.18 Td (Total loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 239.15 375.18 Td (20,304) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.15 375.18 Td (5,072) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.15 375.18 Td (20,069) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.15 375.18 Td (45,445) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.60 375.18 Td (2,179,491) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.00 375.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.60 375.18 Td (2,224,936) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 353.00 Td (During the first quarter of 2017, Peoples' delinquency trends improved compared to December 31, 2016, as total loans past ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.00 Td (due declined in both the originated and acquired loan portfolios.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 317.00 Td (Cr) Tj ET Q q 0 0 0 rg BT 65.48 317.00 Td (edit Quality Indicators) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 305.00 Td (As discussed in Note 1 of the Notes to the Consolidated Financial Statements included in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.52 305.00 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.52 305.00 Td ( Form 10-K, Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.00 Td (categorizes the majority of its loans into risk categories based upon an established risk grading matrix using a scale of 1 to 8. ) Tj ET Q q 0 0 0 rg BT 557.49 293.00 Td (A) Tj ET Q q 0 0 0 rg BT 564.16 293.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 281.00 Td (description of the general characteristics of the risk grades used by Peoples is as follows:) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 263.00 Td (Pass \(grades 1 through 4\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.46 263.00 Td ( Loans in this risk category involve borrowers of acceptable-to-strong credit quality and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 251.00 Td (risk who have the apparent ability to satisfy their loan obligations. Loans in this risk grade would possess suf) Tj ET Q q 0 0 0 rg BT 528.08 251.00 Td (ficient ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 239.00 Td (mitigating factors, such as adequate collateral or strong guarantors possessing the capacity to repay the loan if required, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 227.00 Td (for any weakness that may exist. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 209.00 Td (W) Tj ET Q q 0 0 0 rg BT 103.15 209.00 Td (atch \(grade 5\): ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.75 209.00 Td (Loans in this risk grade are the equivalent of the regulatory definition of Other ) Tj ET Q q 0 0 0 rg BT 492.20 209.00 Td (Assets Especially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 197.00 Td (Mentioned. Loans in this category possess some credit deficiency or potential weakness, which requires a high level of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 185.00 Td (management attention. Potential weaknesses include declining trends in operating earnings and cash flows and/or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 173.00 Td (reliance on a secondary source of repayment. If left uncorrected, these potential weaknesses may result in noticeable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 161.00 Td (deterioration of the repayment prospects for the loan or in Peoples' credit position.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 143.00 Td (Substandard \(grade 6\): ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.07 143.00 Td (Loans in this risk grade are inadequately protected by the borrower's current financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 131.00 Td (condition and payment capability or the collateral pledged, if any) Tj ET Q q 0 0 0 rg BT 350.37 131.00 Td (. Loans so classified have one or more well-defined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 119.00 Td (weaknesses that jeopardize the orderly repayment of the loan. ) Tj ET Q q 0 0 0 rg BT 341.67 119.00 Td (They are characterized by the distinct possibility that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 107.00 Td (Peoples will sustain some loss if the deficiencies are not corrected.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 89.00 Td (Doubtful \(grade 7\): ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.05 89.00 Td (Loans in this risk grade have all the weaknesses inherent in those classified as substandard, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 77.00 Td (the added characteristic that the weaknesses make collection or orderly repayment in full, on the basis of current existing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 65.00 Td (facts, conditions and values, highly questionable and improbable. Possibility of loss is extremely high, but because of ) Tj ET Q endstream endobj 41 0 obj <>] /Rotate 0 /Contents 42 0 R>> endobj 42 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 742.10 Td (certain important and reasonably specific factors that may work to the advantage and strengthening of the exposure, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 730.10 Td (classification of the loan as an estimated loss is deferred until its more exact status may be determined.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 712.10 Td (Loss \(grade 8\):) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 162.21 712.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.71 712.10 Td (Loans in this risk grade are considered to be non-collectible and of such little value that their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 700.10 Td (continuance as bankable assets is not warranted. ) Tj ET Q q 0 0 0 rg BT 285.31 700.10 Td (This does not mean a loan has absolutely no recovery value, but rather it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 688.10 Td (is neither practical nor desirable to defer writing of) Tj ET Q q 0 0 0 rg BT 293.63 688.10 Td (f the loan, even though partial recovery may be obtained in the future. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 676.10 Td (Char) Tj ET Q q 0 0 0 rg BT 109.26 676.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 130.18 676.10 Td (fs against the allowance for loan losses are taken in the period in which the loan becomes uncollectible. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 664.10 Td (Consequently) Tj ET Q q 0 0 0 rg BT 144.35 664.10 Td (, Peoples typically does not maintain a recorded investment in loans within this category) Tj ET Q q 0 0 0 rg BT 497.50 664.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 646.10 Td (Consumer loans and other smaller) Tj ET Q q 0 0 0 rg BT 208.44 646.10 Td (-balance loans are evaluated and categorized as substandard, doubtful or loss based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 634.10 Td (upon the regulatory definition of these classes and consistent with regulatory requirements. ) Tj ET Q q 0 0 0 rg BT 422.79 634.10 Td (All other loans not evaluated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 622.10 Td (individually) Tj ET Q q 0 0 0 rg BT 101.68 622.10 Td (, nor meeting the regulatory conditions to be categorized as described above, would be considered as being not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 610.10 Td (rated.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 592.10 Td (The following table summarizes the risk category of loans within Peoples' loan portfolio based upon the most recent analysis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 580.10 Td (performed:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 534.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 534.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 534.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 534.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 534.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 534.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 534.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 506.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 506.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 506.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 506.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 506.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 506.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 506.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 478.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 478.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 478.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 478.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 478.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 478.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 478.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 450.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 450.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 450.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 450.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 450.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 450.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 450.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 422.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 422.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 422.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 422.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 422.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 422.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 422.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 394.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 394.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 394.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 394.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 394.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 394.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 394.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 366.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 366.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 366.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 366.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 366.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 366.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 366.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 338.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 338.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 338.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 338.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 338.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 338.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 338.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 310.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 310.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 310.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 310.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 310.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 310.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 310.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 282.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 282.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 282.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 282.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 282.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 282.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 282.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 254.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 254.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 254.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 254.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 254.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 254.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 254.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 226.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 226.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 226.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 226.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 226.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 226.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 226.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 198.60 159.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.50 198.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 198.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 198.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 198.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 198.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 519.50 198.60 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 534.6 m 230.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 534.6 m 295.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 534.6 m 349.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 534.6 m 411.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 534.6 m 466.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 534.6 m 519.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 534.6 m 575.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 534.6 m 230.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 534.6 m 295.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 534.6 m 349.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 534.6 m 411.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 534.6 m 466.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 534.6 m 519.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 534.6 m 575.5 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 478.6 m 295.5 478.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 478.6 m 349.5 478.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 478.6 m 411.5 478.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 478.6 m 466.5 478.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 478.6 m 519.5 478.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 478.6 m 575.5 478.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 394.6 m 295.5 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 394.6 m 349.5 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 394.6 m 411.5 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 394.6 m 466.5 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 394.6 m 519.5 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 394.6 m 575.5 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 366.6 m 295.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 366.6 m 349.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 366.6 m 411.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 366.6 m 466.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 366.6 m 519.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 366.6 m 575.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 366.6 m 230.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 352.6 m 230.5 352.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 366.6 m 295.5 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 352.6 m 295.5 352.6 l s 0 0 0 RG 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198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 184.60000000000002 m 349.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 198.60000000000002 m 411.5 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 184.60000000000002 m 411.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 198.60000000000002 m 466.5 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 184.60000000000002 m 466.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 198.60000000000002 m 519.5 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 184.60000000000002 m 519.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 198.60000000000002 m 575.5 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 519.5 184.60000000000002 m 575.5 184.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 239.00 549.28 Td (Pass Rated) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 233.20 539.28 Td (\(Grades 1 - 4\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 308.10 549.28 Td (W) Tj ET Q q 0 0 0 rg BT 317.55 549.28 Td (atch) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 301.30 539.28 Td (\(Grade 5\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.45 549.28 Td (Substandard) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.30 539.28 Td (\(Grade 6\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.30 549.28 Td (Doubtful) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.80 539.28 Td (\(Grade 7\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 484.70 549.28 Td (Not) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.70 539.28 Td (Rated) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 536.05 549.28 Td (T) Tj ET Q q 0 0 0 rg BT 541.80 549.28 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 533.90 539.28 Td (Loans) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 74.00 539.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 525.28 Td (March 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 511.28 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 497.17 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.00 497.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.15 497.17 Td (84,061) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 497.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 497.17 Td (8,489) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 497.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 497.17 Td (819) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 497.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 497.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 497.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.65 497.17 Td (517) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 497.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 497.17 Td (93,886) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 483.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 483.17 Td (509,865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 483.17 Td (11,725) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 483.17 Td (13,884) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 483.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 483.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 483.17 Td (535,474) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 469.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 469.17 Td (593,926) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 469.17 Td (20,214) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 469.17 Td (14,703) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 469.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.65 469.17 Td (517) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 469.17 Td (629,360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 455.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 455.17 Td (356,912) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 455.17 Td (10,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 455.17 Td (16,999) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 455.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 455.17 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 455.17 Td (384,548) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 441.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.15 441.17 Td (19,641) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.65 441.17 Td (916) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.15 441.17 Td (11,802) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 441.17 Td (600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.10 441.17 Td (275,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 441.17 Td (308,153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 427.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.65 427.17 Td (555) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 427.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 427.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 427.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 427.17 Td (84,957) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 427.17 Td (85,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 413.17 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 413.17 Td (68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 413.17 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 413.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 413.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.10 413.17 Td (283,026) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 413.17 Td (283,106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 399.17 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 399.17 Td (51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 399.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 399.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 399.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.15 399.17 Td (66,232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 399.17 Td (66,283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 385.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.65 385.17 Td (119) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 385.17 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 385.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 385.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.10 385.17 Td (349,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 385.17 Td (349,389) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 371.17 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 371.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 371.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 371.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 371.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.65 371.17 Td (721) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 371.17 Td (721) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 80.00 357.28 Td (Total originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 233.00 357.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 259.15 357.28 Td (971,153) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.00 357.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.15 357.28 Td (31,742) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.00 357.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.15 357.28 Td (43,504) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.00 357.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.65 357.28 Td (600) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.00 357.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 483.10 357.28 Td (710,684) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.00 357.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.60 357.28 Td (1,757,683) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 343.28 Td (Acquired loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 329.17 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.00 329.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.15 329.17 Td (9,377) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 329.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 329.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 329.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 329.17 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 329.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 329.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 329.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.65 329.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.00 329.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 329.17 Td (9,431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 315.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 315.17 Td (172,698) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 315.17 Td (12,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 315.17 Td (9,727) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 315.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.65 315.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 315.17 Td (194,581) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 301.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 301.17 Td (182,075) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 301.17 Td (12,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 301.17 Td (9,780) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 301.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.65 301.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.15 301.17 Td (204,012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 287.17 Td (Commercial and industrial) Tj ET 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gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 62.5 397.5 m 221.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 62.5 383.5 m 221.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 397.5 m 286.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 383.5 m 286.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 397.5 m 340.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 383.5 m 340.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 397.5 m 402.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 383.5 m 402.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 397.5 m 457.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 383.5 m 457.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 397.5 m 510.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 383.5 m 510.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 397.5 m 566.5 397.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 383.5 m 566.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 62.5 383.5 m 221.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 62.5 369.5 m 221.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 383.5 m 286.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 221.5 369.5 m 286.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 383.5 m 340.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 369.5 m 340.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 383.5 m 402.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 369.5 m 402.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 383.5 m 457.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 369.5 m 457.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 383.5 m 510.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 369.5 m 510.5 369.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 383.5 m 566.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510.5 369.5 m 566.5 369.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 230.00 734.18 Td (Pass Rated) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 224.20 724.18 Td (\(Grades 1 - 4\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 299.10 734.18 Td (W) Tj ET Q q 0 0 0 rg BT 308.55 734.18 Td (atch) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 292.30 724.18 Td (\(Grade 5\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.45 734.18 Td (Substandard) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 350.30 724.18 Td (\(Grade 6\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.30 734.18 Td (Doubtful) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.80 724.18 Td (\(Grade 7\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.70 734.18 Td (Not) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.70 724.18 Td (Rated) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 527.05 734.18 Td (T) Tj ET Q q 0 0 0 rg BT 532.80 734.18 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 524.90 724.18 Td (Loans) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 65.00 724.21 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 65.00 710.18 Td (December 31, 2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 65.00 696.18 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 682.07 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.00 682.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 682.07 Td (73,423) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 682.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 682.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.00 682.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.65 682.07 Td (826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.00 682.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 682.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.00 682.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 682.07 Td (10,377) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.00 682.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 682.07 Td (84,626) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 668.07 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 668.07 Td (505,029) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.15 668.07 Td (11,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 668.07 Td (14,673) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 668.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 668.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 668.07 Td (531,557) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 654.07 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 654.07 Td (578,452) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.15 654.07 Td (11,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 654.07 Td (15,499) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 654.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 654.07 Td (10,377) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 654.07 Td (616,183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 640.07 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 640.07 Td (346,791) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.15 640.07 Td (15,210) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 640.07 Td (16,130) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 640.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 640.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 640.07 Td (378,131) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 626.07 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 626.07 Td (47,336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.65 626.07 Td (957) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 626.07 Td (12,828) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.65 626.07 Td (304) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.10 626.07 Td (246,065) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 626.07 Td (307,490) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 612.07 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 612.07 Td (465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 612.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.65 612.07 Td (135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 612.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 612.07 Td (85,017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 612.07 Td (85,617) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 598.07 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 598.07 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 598.07 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 598.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 598.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.10 598.07 Td (251,996) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 598.07 Td (252,024) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 584.07 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 584.07 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 584.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 584.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 584.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 584.07 Td (67,529) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 584.07 Td (67,579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 570.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 570.07 Td (65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 570.07 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 570.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 570.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.10 570.07 Td (319,525) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 570.07 Td (319,603) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 556.07 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 556.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 556.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 556.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 556.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 556.07 Td (1,080) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 556.07 Td (1,080) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 71.00 542.18 Td (Total originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 224.00 542.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 250.15 542.18 Td (973,109) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 289.00 542.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.15 542.18 Td (28,035) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.00 542.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 371.15 542.18 Td (44,592) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 405.00 542.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.65 542.18 Td (304) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.00 542.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.10 542.18 Td (662,064) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.00 542.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.60 542.18 Td (1,708,104) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 65.00 528.18 Td (Acquired loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 514.07 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.00 514.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 514.07 Td (10,046) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.00 514.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 514.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.00 514.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 514.07 Td (54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.00 514.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 514.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.00 514.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 514.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.00 514.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 514.07 Td (10,100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 500.07 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 500.07 Td (181,781) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.15 500.07 Td (12,475) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 500.07 Td (10,210) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 500.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 500.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 500.07 Td (204,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 486.07 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.15 486.07 Td (191,827) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.15 486.07 Td (12,475) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 486.07 Td (10,264) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 486.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 486.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 486.07 Td (214,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 472.07 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 472.07 Td (42,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.65 472.07 Td (227) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.65 472.07 Td (978) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.65 472.07 Td (194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 472.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 472.07 Td (44,208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 458.07 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.15 458.07 Td (17,170) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.65 458.07 Td (709) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 458.07 Td (1,404) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 458.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.10 458.07 Td (209,152) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 458.07 Td (228,435) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 444.07 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 444.07 Td (202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 444.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 444.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 444.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 444.07 Td (25,673) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 444.07 Td (25,875) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 430.07 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 430.07 Td (51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 430.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 430.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 430.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 430.07 Td (757) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 430.07 Td (808) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 416.07 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 416.07 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 416.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 416.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 416.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 416.07 Td (2,887) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 416.07 Td (2,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 402.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.65 402.07 Td (104) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 402.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 402.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 402.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 402.07 Td (3,644) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 402.07 Td (3,748) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 71.00 388.18 Td (Total acquired loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 224.00 388.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 250.15 388.18 Td (252,112) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 289.00 388.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.15 388.18 Td (13,411) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.00 388.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 371.15 388.18 Td (12,646) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 405.00 388.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.65 388.18 Td (194) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.00 388.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.10 388.18 Td (238,469) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.00 388.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 530.15 388.18 Td (516,832) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 71.00 374.18 Td (Total loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 224.00 374.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 242.65 374.18 Td (1,225,221) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 289.00 374.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.15 374.18 Td (41,446) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.00 374.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 371.15 374.18 Td (57,238) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 405.00 374.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.65 374.18 Td (498) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.00 374.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.10 374.18 Td (900,533) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.00 374.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.60 374.18 Td (2,224,936) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 352.00 Td (In the first quarter of 2017, Peoples' classified loans, which are loans categorized as substandard or doubtful, declined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 340.00 Td (compared to December 31, 2016, mostly due to loan payof) Tj ET Q q 0 0 0 rg BT 289.03 340.00 Td (fs.) Tj ET Q endstream endobj 45 0 obj <>] /Rotate 0 /Contents 46 0 R>> endobj 46 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (22) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 742.25 Td (Impair) Tj ET Q q 0 0 0 rg BT 83.82 742.25 Td (ed Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 730.25 Td (The following table summarizes loans classified as impaired:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 671.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 671.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 671.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 671.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 671.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 671.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 671.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 671.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 643.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 643.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 643.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 643.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 643.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 643.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 643.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 643.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 615.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 615.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 615.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 615.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 615.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 615.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 615.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 615.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 587.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 587.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 587.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 587.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 587.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 587.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 587.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 587.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 559.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 559.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 559.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 559.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 559.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 559.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 559.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 559.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 531.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 531.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 531.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 531.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 531.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 531.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 531.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 531.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 503.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 503.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 503.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 503.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 503.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 503.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 503.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 503.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 475.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 475.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 475.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 475.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 475.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 475.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 475.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 475.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 447.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 447.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 447.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 447.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 447.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 447.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 447.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 447.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 419.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 419.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 419.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 419.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 419.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 419.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 419.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 419.75 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 391.75 157.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 210.50 391.75 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 259.50 391.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.50 391.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 391.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 391.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 466.50 391.75 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 391.75 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 699.75 m 310.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 699.75 m 361.5 699.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 671.75 m 210.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 671.75 m 259.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 671.75 m 310.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 671.75 m 361.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 671.75 m 415.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 671.75 m 466.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 671.75 m 520.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 671.75 m 575.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 671.75 m 210.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 671.75 m 259.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 671.75 m 310.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 671.75 m 361.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 671.75 m 415.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 671.75 m 466.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 671.75 m 520.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 671.75 m 575.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 629.75 m 259.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 629.75 m 310.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 629.75 m 361.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 629.75 m 415.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 629.75 m 466.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 629.75 m 520.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 629.75 m 575.5 629.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 545.75 m 259.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 259.5 545.75 m 310.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 545.75 m 361.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 415.5 545.75 m 466.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 545.75 m 520.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 545.75 m 575.5 545.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 210.5 531.75 m 259.5 531.75 l s 0 0 0 RG /GS0 gs 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550.32 Td (111) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.65 550.32 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 536.32 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 536.32 Td (359) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 536.32 Td (70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 536.32 Td (287) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 536.32 Td (357) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 536.32 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.65 536.32 Td (317) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.65 536.32 Td (7) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 522.43 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 522.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 228.15 522.43 Td (55,922) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 262.00 522.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 284.15 522.43 Td (8,604) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.00 522.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 330.15 522.43 Td (41,147) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.00 522.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.15 522.43 Td (49,751) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.00 522.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.15 522.43 Td (1,092) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.00 522.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 489.15 522.43 Td (48,818) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 523.00 522.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 556.65 522.43 Td (972) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 508.43 Td (December 31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 494.32 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 494.32 Td (894) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 494.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 494.32 Td (866) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 494.32 Td (866) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 494.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.65 494.32 Td (913) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.00 494.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 566.65 494.32 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 480.32 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.15 480.32 Td (20,029) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.15 480.32 Td (7,474) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 480.32 Td (12,227) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 480.32 Td (19,701) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 480.32 Td (803) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 480.32 Td (18,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 480.32 Td (700) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 466.32 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.15 466.32 Td (20,923) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.15 466.32 Td (7,474) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 466.32 Td (13,093) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 466.32 Td (20,567) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 466.32 Td (803) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 466.32 Td (19,623) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 466.32 Td (703) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 452.32 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.15 452.32 Td (7,289) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.15 452.32 Td (2,732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.15 452.32 Td (1,003) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 452.32 Td (3,735) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 452.32 Td (585) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 452.32 Td (3,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.65 452.32 Td (125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 438.32 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.15 438.32 Td (27,703) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 438.32 Td (138) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 438.32 Td (27,393) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 438.32 Td (27,531) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 438.32 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 438.32 Td (27,455) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 438.32 Td (1,419) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 424.32 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 424.32 Td (908) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 424.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 424.32 Td (908) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 424.32 Td (908) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 424.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.65 424.32 Td (717) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 424.32 Td (44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 410.32 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 410.32 Td (220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 410.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 410.32 Td (224) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 410.32 Td (224) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 410.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.65 410.32 Td (136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 410.32 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 396.32 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 396.32 Td (130) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 396.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 396.32 Td (130) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 396.32 Td (130) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 396.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.65 396.32 Td (138) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 396.32 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 382.32 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 382.32 Td (350) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.65 382.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 382.32 Td (354) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 382.32 Td (354) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.65 382.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.65 382.32 Td (274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 382.32 Td (29) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 62.00 368.43 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 228.15 368.43 Td (57,173) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 262.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 279.15 368.43 Td (10,344) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 330.15 368.43 Td (42,751) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.15 368.43 Td (53,095) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.15 368.43 Td (1,412) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 489.15 368.43 Td (51,455) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 523.00 368.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 549.15 368.43 Td (2,320) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 346.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 346.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.10 346.25 Td (, Peoples' impaired loans shown in the table above included loans that were classified as troubled debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 334.25 Td (restructurings \("TDRs"\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 316.25 Td (In assessing whether or not a borrower is experiencing financial dif) Tj ET Q q 0 0 0 rg BT 341.17 316.25 Td (ficulties, Peoples considers information currently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 304.25 Td (available regarding the financial condition of the borrower) Tj ET Q q 0 0 0 rg BT 287.52 304.25 Td (. ) Tj ET Q q 0 0 0 rg BT 294.84 304.25 Td (This information includes, but is not limited to, whether \(i\) the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 292.25 Td (borrower is currently in payment default on any of the borrower's debt; \(ii\) a payment default is probable in the foreseeable future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 280.25 Td (without the modification; \(iii\) the borrower has declared or is in the process of declaring bankruptcy; and \(iv\) the borrower's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 268.25 Td (projected cash flow is insuf) Tj ET Q q 0 0 0 rg BT 163.79 268.25 Td (ficient to satisfy contractual payments due under the original terms of the loan without a modification.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 250.25 Td ( Peoples considers all aspects of the modification to loan terms to determine whether or not a concession has been granted to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 238.25 Td (the borrower) Tj ET Q q 0 0 0 rg BT 104.82 238.25 Td (. Key factors considered by Peoples include the borrower's ability to access funds at a market rate for debt with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 226.25 Td (similar risk characteristics, the significance of the modification relative to the unpaid principal balance or collateral value of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 214.25 Td (debt, and the significance of a delay in the timing of payments relative to the original contractual terms of the loan. ) Tj ET Q q 0 0 0 rg BT 518.67 214.25 Td (The most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 202.25 Td (common concessions granted by Peoples generally include one or more modifications to the terms of the loan, such as \(i\) a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 190.25 Td (reduction in the interest rate for the remaining life of the loan, \(ii\) an extension of the maturity date at an interest rate lower than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 178.25 Td (the current market rate for new loans with similar risk, \(iii\) a temporary period of interest-only payments, and \(iv\) a reduction in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 166.25 Td (the contractual payment amount for either a short period or the remaining term of the loan.) Tj ET Q endstream endobj 47 0 obj <>] /Rotate 0 /Contents 48 0 R>> endobj 48 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (The following table summarizes the loans that were modified as a ) Tj ET Q q 0 0 0 rg BT 337.57 742.10 Td (TDR during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.40 742.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.38 742.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.21 742.10 Td (March31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.81 742.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 663.60 195.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 663.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 663.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 663.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 635.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.00 635.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 635.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 635.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 635.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 605.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.00 605.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 605.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 605.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 605.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 575.60 143.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.00 575.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 575.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 575.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 575.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 547.60 195.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 547.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 547.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 547.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 518.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.00 518.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 518.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 518.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 518.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 488.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.00 488.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 488.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 488.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 488.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 459.60 195.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 459.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 459.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 459.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 431.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.00 431.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 431.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 431.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 431.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 401.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.00 401.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 401.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 401.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 401.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 371.60 195.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 371.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 371.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 371.60 83.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 343.60 143.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.00 343.60 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 343.60 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 343.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 343.60 83.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 313.60 143.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 255.00 313.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 313.60 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 313.60 78.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 313.60 83.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 711.6 m 368 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 711.6 m 446 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 711.6 m 529 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 711.6 m 368 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 697.6 m 368 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 711.6 m 446 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 697.6 m 446 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 711.6 m 529 711.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 697.6 m 529 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 663.6 m 255 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 663.6 m 307 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 697.6 m 368 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 663.6 m 368 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 663.6 m 446 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 697.6 m 529 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 663.6 m 529 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 663.6 m 368 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 663.6 m 446 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 663.6 m 529 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 575.6 m 368 575.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 575.6 m 446 575.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 575.6 m 529 575.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 561.6 m 255 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 575.6 m 307 575.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 561.6 m 307 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 561.6 m 368 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 561.6 m 446 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 561.6 m 529 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 561.6 m 255 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 547.6 m 255 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 561.6 m 307 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 547.6 m 307 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 561.6 m 368 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 547.6 m 368 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 561.6 m 446 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 547.6 m 446 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 561.6 m 529 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 547.6 m 529 547.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 473.6 m 307 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 473.6 m 368 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 473.6 m 446 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 473.6 m 529 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 473.6 m 255 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 459.6 m 255 459.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 473.6 m 307 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 459.6 m 307 459.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 473.6 m 368 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 459.6 m 368 459.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 473.6 m 446 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 459.6 m 446 459.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 473.6 m 529 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 459.6 m 529 459.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 386.6 m 307 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 386.6 m 368 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 386.6 m 446 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 386.6 m 529 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 386.6 m 255 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 371.6 m 255 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 386.6 m 307 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 371.6 m 307 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 386.6 m 368 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 371.6 m 368 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 386.6 m 446 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 371.6 m 446 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 386.6 m 529 386.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 371.6 m 529 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 371.6 m 255 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 371.6 m 307 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 371.6 m 368 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 371.6 m 446 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 371.6 m 529 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 313.6 m 255 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 313.6 m 255 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 299.6 m 255 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 313.6 m 307 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 299.6 m 307 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 313.6 m 368 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 299.6 m 368 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 313.6 m 446 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 299.6 m 446 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 313.6 m 529 313.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 299.6 m 529 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 299.6 m 255 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 255 299.6 m 307 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 299.6 m 368 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 299.6 m 446 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 299.6 m 529 299.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 372.00 716.28 Td (Three Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.70 702.28 Td (Recorded Investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.57 702.28 Td (\(1\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 114.50 668.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 262.80 688.28 Td (Number) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 276.30 678.28 Td (of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 259.35 668.28 Td (Contracts) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 327.90 678.28 Td (Pre-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.50 668.28 Td (Modification) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.65 678.28 Td (Post-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.00 668.28 Td (Modification) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.65 688.28 Td (Remaining) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.45 678.28 Td (Recorded) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.10 668.28 Td (Investment) Tj ET Q BT /F2 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 114.50 661.05 66.20 -8.93 re f /GS0 gs q 0 0 0 rg BT 114.50 654.28 Td (March 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 114.50 640.28 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 625.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 625.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 625.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 625.27 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.50 625.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 625.27 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 625.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 625.27 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 610.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 610.27 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 610.27 Td (226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 610.27 Td (226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 610.27 Td (225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 595.27 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 595.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.15 595.27 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 595.27 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 595.27 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 580.27 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 580.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 580.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.15 580.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.15 580.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 566.17 Td ( Consumer) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.15 566.28 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.15 566.17 Td (89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 566.17 Td (89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 566.17 Td (89) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 120.50 552.28 Td (Total originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.15 552.28 Td (11) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.50 552.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.15 552.28 Td (420) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.50 552.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.15 552.28 Td (420) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 552.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.15 552.28 Td (419) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 114.50 538.28 Td (Acquired loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 523.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 523.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 523.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 523.27 Td (271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.50 523.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 523.27 Td (271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 523.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 523.27 Td (271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 508.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 508.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 508.27 Td (126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 508.27 Td (126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 508.27 Td (126) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 493.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 493.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 493.27 Td (294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 493.27 Td (294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 493.27 Td (326) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 478.27 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 478.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 478.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.15 478.27 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.15 478.27 Td (9) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 120.50 464.28 Td (Total acquired loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.15 464.28 Td (9) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.50 464.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.15 464.28 Td (700) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.50 464.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.15 464.28 Td (700) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 464.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.15 464.28 Td (732) Tj ET Q BT /F2 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 114.50 457.05 66.20 -8.93 re f /GS0 gs q 0 0 0 rg BT 114.50 450.28 Td (March 31, 2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 114.50 436.28 Td (Originated loans:) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 114.50 428.20 106.64 -9.09 re f /GS0 gs q 0 0 0 rg BT 114.50 421.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 421.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 421.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 421.27 Td (701) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.50 421.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 421.27 Td (701) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 421.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 421.27 Td (703) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 406.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 406.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.15 406.27 Td (83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 406.27 Td (83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 406.27 Td (83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 391.27 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 391.27 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.15 391.27 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 391.27 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 391.27 Td (46) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 120.50 376.28 Td (Total originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.15 376.28 Td (11) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.50 376.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.15 376.28 Td (830) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.50 376.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.15 376.28 Td (830) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 376.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.15 376.28 Td (832) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 114.50 362.28 Td (Acquired loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 348.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 348.17 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.50 348.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 348.17 Td (399) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.50 348.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.15 348.17 Td (401) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 348.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 348.17 Td (400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 333.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 333.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.15 333.27 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 333.27 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 333.27 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 318.27 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.15 318.27 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.15 318.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.15 318.27 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.15 318.27 Td (4) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 120.50 304.28 Td (Total acquired loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.15 304.28 Td (9) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.50 304.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.15 304.28 Td (415) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.50 304.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.15 304.28 Td (417) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 304.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.15 304.28 Td (416) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 290.06 Td (\(1\) The amounts shown are inclusive of all partial paydowns and charge-offs. Loans modified in a TDR that were) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 281.06 Td (fully paid down, charged-off or foreclosed upon by period end are not reported.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 49 0 obj <>] /Rotate 0 /Contents 50 0 R>> endobj 50 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (The following table presents those loans for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.73 742.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.71 742.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.54 742.10 Td (March31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.14 742.10 Td ( that were modified as a ) Tj ET Q q 0 0 0 rg BT 482.25 742.10 Td (TDR during the last ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (twelve months that subsequently defaulted \(i.e., 90 days or more past due following a modification:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 79.00 650.60 125.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.00 650.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.00 650.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 650.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 650.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 650.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 650.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 650.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 79.00 621.60 125.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.00 621.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.00 621.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.00 621.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 621.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.00 621.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 621.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 621.60 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 704.6 m 257 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 704.6 m 320 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 704.6 m 383 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 704.6 m 440 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 704.6 m 503 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 704.6 m 568 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 79 650.6 m 204 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 704.6 m 257 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 650.6 m 257 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 704.6 m 320 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 650.6 m 320 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 704.6 m 383 704.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 650.6 m 383 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 650.6 m 388 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 650.6 m 440 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 650.6 m 503 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 650.6 m 568 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 79 650.6 m 204 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 650.6 m 257 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 650.6 m 320 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 650.6 m 383 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 650.6 m 388 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 650.6 m 440 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 650.6 m 503 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 650.6 m 568 650.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 79 607.6 m 204 607.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 621.6 m 257 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204 607.6 m 257 607.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 621.6 m 320 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257 607.6 m 320 607.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 621.6 m 383 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320 607.6 m 383 607.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 621.6 m 388 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383 607.6 m 388 607.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 621.6 m 440 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388 607.6 m 440 607.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 621.6 m 503 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 607.6 m 503 607.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 621.6 m 568 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 607.6 m 568 607.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 259.90 709.28 Td (March 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.40 709.28 Td (March 31, 2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 81.50 655.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 206.85 665.28 Td (Number of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 208.85 655.28 Td (Contracts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.80 675.27 Td (Recorded) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.75 665.27 Td (Investment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.15 655.27 Td (\(1\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 329.15 695.28 Td (Impact on) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.30 685.28 Td (the) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.75 675.28 Td (Allowance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.30 665.28 Td (for Loan) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.10 655.28 Td (Losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.80 675.28 Td (Number) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.30 665.28 Td (of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.35 655.28 Td (Contracts) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.45 675.43 Td (Recorded ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.10 665.43 Td (Investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 655.27 Td (\(1\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.15 695.28 Td (Impact on) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 528.30 685.28 Td (the) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.75 675.28 Td (Allowance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 516.30 665.28 Td (for Loan) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 521.10 655.28 Td (Losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.50 641.28 Td (Acquired loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.50 626.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 626.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 626.27 Td (73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 626.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 626.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 626.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 626.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 87.50 612.28 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.15 612.28 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.15 612.28 Td (73) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.15 612.28 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.15 612.28 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.50 612.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 489.15 612.28 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.50 612.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 554.15 612.28 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 81.50 598.06 Td (\(1\) The amounts shown are inclusive of all partial paydowns and charge-offs. Loans modified in a TDR that were fully paid down,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 81.50 589.06 Td (charged-off or foreclosed upon by period end are not reported.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 567.10 Td (Peoples had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.55 567.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.55 567.10 Td ( additional commitments to lend additional funds to the related debtors whose terms have been modified in a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 555.10 Td (TDR. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 531.10 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 113.53 531.10 Td ( Originated Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 519.10 Td (Changes in the allowance for originated loan losses for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.96 519.10 Td (March31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.56 519.10 Td ( were as follows: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 461.60 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 461.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 461.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 461.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 461.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 461.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 461.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 461.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 556.50 461.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 433.60 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 433.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 433.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 433.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 433.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 433.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 433.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 433.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 556.50 433.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 405.60 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 405.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 405.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 405.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 405.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 405.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 405.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 405.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 556.50 405.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 377.60 150.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 377.60 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 377.60 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 377.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 377.60 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 377.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 377.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 377.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 556.50 377.60 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 350.60 150.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 350.60 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 350.60 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 350.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 350.60 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 350.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 350.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 350.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 556.50 350.60 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 304.60 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 304.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 304.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 304.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 304.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 304.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 304.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 304.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 556.50 304.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 277.60 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 277.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 277.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 277.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 277.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 277.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 277.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 277.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 556.50 277.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 249.60 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 249.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 249.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 249.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 249.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 249.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 249.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 249.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 556.50 249.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 221.60 150.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 221.60 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 221.60 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 221.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 221.60 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 221.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 221.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 221.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 556.50 221.60 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 184.60 150.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 184.60 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 184.60 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 184.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 184.60 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 184.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 184.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 184.60 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 556.50 184.60 35.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 157.60 150.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 157.60 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 157.60 54.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 157.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 157.60 53.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 157.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 157.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 157.60 52.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 556.50 157.60 35.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 37.50 111.60 150.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 187.50 111.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 241.50 111.60 54.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 111.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.50 111.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 111.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 111.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 111.60 52.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 556.50 111.60 35.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 37.5 461.6 m 187.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 461.6 m 241.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 461.6 m 295.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 461.6 m 347.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 461.6 m 400.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 461.6 m 452.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 461.6 m 504.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 461.6 m 556.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 556.5 461.6 m 591.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 461.6 m 241.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 461.6 m 295.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 461.6 m 347.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 461.6 m 400.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 461.6 m 452.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 461.6 m 504.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 461.6 m 556.5 461.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 37.5 419.6 m 187.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 419.6 m 452.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 419.6 m 241.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 419.6 m 295.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 419.6 m 347.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 419.6 m 400.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 419.6 m 452.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 419.6 m 504.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 419.6 m 556.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 556.5 419.6 m 591.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 37.5 391.6 m 187.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 391.6 m 241.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 241.5 391.6 m 295.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 391.6 m 347.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 391.6 m 400.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 391.6 m 452.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 452.5 391.6 m 504.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 391.6 m 556.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 556.5 391.6 m 591.5 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 37.5 391.6 m 187.5 391.6 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 37.5 377.6 m 187.5 377.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 187.5 391.6 m 241.5 391.6 l s 0 0 0 RG 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97.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 111.60000000000002 m 556.5 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 97.60000000000002 m 556.5 97.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 556.5 111.60000000000002 m 591.5 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 556.5 97.60000000000002 m 591.5 97.60000000000002 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 40.00 466.05 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.30 475.05 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 192.10 466.05 Td (Real Estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.30 484.05 Td (Commercial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 260.70 475.05 Td (and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 248.70 466.05 Td (Industrial) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.45 475.05 Td (Residential) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.10 466.05 Td (Real Estate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 362.00 493.05 Td (Home) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 360.45 484.05 Td (Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 358.10 475.05 Td (Lines of) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 361.05 466.05 Td (Credit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 406.05 475.05 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 410.55 466.05 Td (Indirect) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 458.05 475.05 Td (Consumer) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 466.55 466.05 Td (Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 515.50 484.05 Td (Deposit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 514.00 475.05 Td (Account) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 508.75 466.05 Td (Overdrafts) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.65 466.05 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 452.06 Td (Balance, January 1, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 452.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 452.06 Td (7,172) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 452.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.75 452.06 Td (6,353) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 452.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 452.06 Td (982) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 452.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 452.06 Td (688) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 452.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.40 452.06 Td (2,312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 452.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 452.06 Td (518) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 452.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 452.06 Td (171) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 452.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.25 452.06 Td (18,196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 438.06 Td (Charge-offs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 438.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.50 438.06 Td (\(117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.00 438.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.50 438.06 Td (\(108) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 438.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 438.06 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 438.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.15 438.06 Td (\(483) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.65 438.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 438.06 Td (\(40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 438.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 438.06 Td (\(349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.00 438.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.75 438.06 Td (\(1,100) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 588.00 438.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 424.06 Td (Recoveries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.50 424.06 Td (102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.00 424.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 424.06 Td (89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 424.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.15 424.06 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 424.06 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 424.06 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 574.50 424.06 Td (515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 46.00 410.06 Td (Net recoveries \(charge-offs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.50 410.06 Td (102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 275.50 410.06 Td (\(117) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.00 410.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.00 410.06 Td (\(19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 410.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 410.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.15 410.06 Td (\(277) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.65 410.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 410.06 Td (10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 410.06 Td (\(284) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.00 410.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 410.06 Td (\(585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 588.00 410.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 396.06 Td (\(Recovery of\) provision for loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.50 396.06 Td (\(208) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 396.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 396.06 Td (298) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 396.06 Td (182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 396.06 Td (\(13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 396.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.15 396.06 Td (374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 396.06 Td (\(90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 396.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 396.06 Td (224) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 574.50 396.06 Td (767) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 40.00 382.05 Td (Balance, March 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.00 382.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 382.05 Td (7,066) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 382.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.75 382.05 Td (6,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 382.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.75 382.05 Td (1,145) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 382.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.50 382.05 Td (675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.00 382.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.40 382.05 Td (2,409) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 382.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 382.05 Td (438) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 382.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.50 382.05 Td (111) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 382.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.25 382.05 Td (18,378) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 40.00 355.05 Td (Period-end amount allocated to:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 341.06 Td (Loans individually evaluated for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 49.00 332.06 Td (impairment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 332.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.50 332.06 Td (462) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 332.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 332.06 Td (449) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 332.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 332.06 Td (139) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 332.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 332.06 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.65 332.27 Td (24) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 332.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 332.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 332.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 332.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 332.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.75 332.06 Td (1,092) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 318.06 Td (Loans collectively evaluated for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 49.00 309.06 Td (impairment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 309.06 Td (6,604) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.75 309.06 Td (6,085) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.75 309.06 Td (1,006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 309.06 Td (659) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.40 309.06 Td (2,385) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 309.06 Td (436) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 309.06 Td (111) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.25 309.06 Td (17,286) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 40.00 295.05 Td (Ending balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.00 295.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 295.05 Td (7,066) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 295.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.75 295.05 Td (6,534) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 295.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.75 295.05 Td (1,145) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 295.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.50 295.05 Td (675) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.00 295.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.40 295.05 Td (2,409) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 295.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 295.05 Td (438) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 295.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.50 295.05 Td (111) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 295.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.25 295.05 Td (18,378) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 268.06 Td (Balance, January 1, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 268.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 268.06 Td (7,076) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 268.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.75 268.06 Td (5,382) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 268.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.75 268.06 Td (1,257) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 268.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 268.06 Td (732) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 268.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.40 268.06 Td (1,934) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 268.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 268.06 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 268.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 268.06 Td (121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 268.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.25 268.06 Td (16,539) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 254.06 Td (Charge-offs) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.00 254.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.75 254.06 Td (\(1,012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.00 254.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.50 254.06 Td (\(150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 254.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 385.00 254.06 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 254.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.15 254.06 Td (\(507) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.65 254.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.50 254.06 Td (\(115) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 254.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 536.50 254.06 Td (\(163) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.00 254.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 564.75 254.06 Td (\(1,957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 588.00 254.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 240.06 Td (Recoveries) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 240.06 Td (1,164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.00 240.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.00 240.06 Td (29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 240.06 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.15 240.06 Td (182) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 240.06 Td (78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 240.06 Td (70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.75 240.06 Td (1,530) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 46.00 226.06 Td (Net recoveries \(charge-offs\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 226.06 Td (1,164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 268.75 226.06 Td (\(1,012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 292.00 226.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.50 226.06 Td (\(121) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.00 226.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 226.06 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.00 226.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.15 226.06 Td (\(325) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.65 226.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 226.06 Td (\(37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 226.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 541.00 226.06 Td (\(93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 553.00 226.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 571.50 226.06 Td (\(427) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 588.00 226.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 203.06 Td (\(Recovery of\) provision for loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 221.50 203.06 Td (\(748) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 238.00 203.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 203.06 Td (925) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 203.06 Td (122) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 392.50 203.06 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.15 203.06 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 448.65 203.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 203.06 Td (549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 203.06 Td (97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 574.50 203.06 Td (947) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 40.00 189.05 Td (Balance, March 31, 2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.00 189.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 189.05 Td (7,492) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 189.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.75 189.05 Td (5,295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 189.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.75 189.05 Td (1,258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 189.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.50 189.05 Td (733) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.00 189.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.40 189.05 Td (1,607) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 189.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 189.05 Td (549) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 189.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.50 189.05 Td (125) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 189.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.25 189.05 Td (17,059) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 40.00 162.05 Td (Period-end amount allocated to:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 148.06 Td (Loans individually evaluated for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 49.00 139.06 Td (impairment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 190.00 139.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 139.06 Td (1,294) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 244.00 139.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 139.06 Td (453) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 298.00 139.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 330.50 139.06 Td (103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 139.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.00 139.06 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.65 139.27 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.00 139.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 139.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.00 139.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 544.00 139.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.00 139.06 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 567.75 139.06 Td (1,850) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 40.00 125.06 Td (Loans collectively evaluated for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 49.00 116.06 Td (impairment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 217.75 116.06 Td (6,198) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 271.75 116.06 Td (4,842) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.75 116.06 Td (1,155) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 383.50 116.06 Td (733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 428.40 116.06 Td (1,607) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 116.06 Td (549) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.50 116.06 Td (125) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 563.25 116.06 Td (15,209) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 40.00 102.05 Td (Ending balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 190.00 102.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 217.75 102.05 Td (7,492) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 244.00 102.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.75 102.05 Td (5,295) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.00 102.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 323.75 102.05 Td (1,258) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 350.00 102.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 383.50 102.05 Td (733) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 403.00 102.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 428.40 102.05 Td (1,607) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 455.00 102.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 102.05 Td (549) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 507.00 102.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 539.50 102.05 Td (125) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 559.00 102.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 563.25 102.05 Td (17,059) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 80.10 Td (The allowance for loan losses at March 31, 2017 was relatively flat compared to December 31, 2016, as loan growth during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 68.10 Td (the quarter was of) Tj ET Q q 0 0 0 rg BT 125.73 68.10 Td (fset by the improvements in nonperforming loans.) Tj ET Q endstream endobj 51 0 obj <>] /Rotate 0 /Contents 52 0 R>> endobj 52 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (25) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 742.25 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 113.53 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 115.47 742.25 Td (Acquir) Tj ET Q q 0 0 0 rg BT 145.29 742.25 Td (ed Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 730.25 Td (Acquired loans are recorded at their fair value as of the acquisition date with no valuation allowance, and monitored for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.25 Td (changes in credit quality and subsequent increases or decreases in expected cash flows. Decreases in expected cash flows of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.25 Td (acquired credit impaired loans are recognized as an impairment, with the amount of the expected loss included in management's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 694.25 Td (evaluation of the appropriateness of the allowance for loan losses. ) Tj ET Q q 0 0 0 rg BT 322.62 694.25 Td (The methods utilized to estimate the required allowance for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 682.25 Td (loan losses for nonimpaired acquired loans are similar to those utilized for originated loans; however) Tj ET Q q 0 0 0 rg BT 456.82 682.25 Td (, Peoples records a provision ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 670.25 Td (for loan losses only when the computed allowance exceeds the remaining fair value adjustment. During the first quarter of 2017, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 658.25 Td (Peoples recorded a recovery of loan losses that was related to an acquired purchased credit impaired loan that was paid of) Tj ET Q q 0 0 0 rg BT 540.30 658.25 Td (f during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 646.25 Td (the quarter) Tj ET Q q 0 0 0 rg BT 96.48 646.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 628.25 Td (The following table presents activity in the allowance for loan losses for acquired loans for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.99 628.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.98 628.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.80 628.25 Td (March31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 572.40 628.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 581.75 183.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 581.75 81.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 581.75 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 552.75 183.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 552.75 81.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 552.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 522.75 183.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 522.75 81.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 522.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 492.75 183.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.50 492.75 81.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.50 492.75 80.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 596.75 m 406.5 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 596.75 m 486.5 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 581.75 m 325.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 581.75 m 406.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 581.75 m 486.5 581.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 522.75 m 325.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 522.75 m 486.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 522.75 m 406.5 522.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 492.75 m 325.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 492.75 m 406.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 492.75 m 325.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 478.75 m 325.5 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 492.75 m 406.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325.5 478.75 m 406.5 478.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 492.75 m 486.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 478.75 m 486.5 478.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.00 601.43 Td (Three Months Ended) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 145.00 586.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.40 586.43 Td (March 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 412.90 586.43 Td (March 31, 2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 145.00 572.43 Td (Purchased credit impaired loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.00 557.42 Td (Balance, beginning of period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.00 557.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.65 557.42 Td (233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.00 557.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 557.42 Td (240) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.00 542.42 Td (Charge-offs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 542.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 542.47 Td (\(46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 542.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.00 527.42 Td (Recoveries) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 527.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 527.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.00 512.42 Td (Net charge-offs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 512.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 512.47 Td (\(46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 512.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.00 497.42 Td (\(Recovery of\) provision for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.30 497.47 Td (\(143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 497.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 497.42 Td (8) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 145.00 483.43 Td (Balance, March 31) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.00 483.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.65 483.43 Td (90) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.00 483.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.65 483.43 Td (202) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 449.25 Td (Note 5. Long-T) Tj ET Q q 0 0 0 rg BT 122.80 449.25 Td (erm Borr) Tj ET Q q 0 0 0 rg BT 162.88 449.25 Td (owings) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 439.25 m 558 439.25 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 425.25 Td (The following table summarizes Peoples' long-term borrowings: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 69.00 361.75 233.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 361.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.00 361.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.00 361.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.00 361.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.00 333.75 233.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 333.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.00 333.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.00 333.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.00 333.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.00 305.75 233.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 305.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 362.00 305.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.00 305.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.00 305.75 60.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302 394.75 m 362 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362 394.75 m 422 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422 394.75 m 482 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482 394.75 m 542 394.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 69 361.75 m 302 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302 361.75 m 362 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362 361.75 m 422 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422 361.75 m 482 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482 361.75 m 542 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 69 291.75 m 302 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 69 277.75 m 302 277.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302 291.75 m 362 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302 277.75 m 362 277.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362 291.75 m 422 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 362 277.75 m 422 277.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422 291.75 m 482 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422 277.75 m 482 277.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482 291.75 m 542 291.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482 277.75 m 542 277.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.50 399.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.40 399.48 Td (March 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.15 399.48 Td (December 31, 2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 71.50 366.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.55 366.43 Td (Balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.55 385.48 Td (Weighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.10 375.48 Td (Average) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.50 365.48 Td (Rate) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.55 366.43 Td (Balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 489.55 385.48 Td (Weighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.10 375.48 Td (Average) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.50 365.48 Td (Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.50 352.32 Td (FHLB putable, non-amortizing, fixed-rate advances) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.50 352.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.65 352.32 Td (100,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.00 352.32 Td (2.16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.15 352.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.50 352.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 352.32 Td (70,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.00 352.32 Td (2.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 352.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.50 338.32 Td (Callable national market repurchase agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.65 338.32 Td (40,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.00 338.32 Td (3.63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.15 338.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 338.32 Td (40,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.00 338.32 Td (3.63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 338.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.50 324.32 Td (FHLB amortizing, fixed-rate advances) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.65 324.32 Td (27,581) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.00 324.32 Td (2.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.15 324.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 324.32 Td (28,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.00 324.32 Td (2.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 324.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.50 310.32 Td (Junior subordinated debt securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 310.32 Td (6,970) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.00 310.32 Td (2.60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.15 310.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 310.32 Td (6,924) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.00 310.32 Td (2.45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 310.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.50 296.32 Td (Unamortized debt issuance costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.80 296.37 Td (\(45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 296.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.50 296.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.15 296.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.80 296.37 Td (\(51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 296.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.50 296.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 296.32 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 77.50 282.43 Td (Total long-term borrowings) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.50 282.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 325.65 282.43 Td (174,506) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.00 282.43 Td (2.49) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.50 282.43 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.50 282.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.65 282.43 Td (145,155) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.00 282.43 Td (2.71) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.50 282.43 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 260.25 Td (The putable, non-amortizing, fixed-rate FHLB advances have original maturities ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.16 260.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.16 260.25 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.93 260.25 Td (twenty years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.75 260.25 Td ( that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 248.25 Td (may be repaid prior to maturity) Tj ET Q q 0 0 0 rg BT 178.59 248.25 Td (, subject to termination fees. ) Tj ET Q q 0 0 0 rg BT 296.71 248.25 Td (The FHLB has the option, solely at its discretion, to terminate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 236.25 Td (each advance after the initial fixed rate periods ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.89 236.25 Td (three months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.82 236.25 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.60 236.25 Td (five years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.75 236.25 Td (, requiring full repayment of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 224.25 Td (advances by Peoples, prior to the stated maturity) Tj ET Q q 0 0 0 rg BT 247.75 224.25 Td (. If an advance is terminated prior to maturity) Tj ET Q q 0 0 0 rg BT 431.48 224.25 Td (, the FHLB will of) Tj ET Q q 0 0 0 rg BT 505.46 224.25 Td (fer Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 212.25 Td (replacement funding at the then-prevailing rate on an advance product then of) Tj ET Q q 0 0 0 rg BT 365.08 212.25 Td (fered by the FHLB, subject to normal FHLB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 200.25 Td (credit and collateral requirements. ) Tj ET Q q 0 0 0 rg BT 195.42 200.25 Td (These advances require monthly interest payments, with no repayment of principal until ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 188.25 Td (the earlier of either an option exercise by the FHLB or the stated maturity) Tj ET Q q 0 0 0 rg BT 347.97 188.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 170.25 Td (Peoples' callable national market repurchase agreements consist of agreements with unrelated financial service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 158.25 Td (companies and have original maturities ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.66 158.25 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.21 158.25 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.98 158.25 Td (ten years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.80 158.25 Td (. In general, these agreements may not be terminated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 146.25 Td (by Peoples prior to maturity without incurring additional costs. ) Tj ET Q q 0 0 0 rg BT 310.73 146.25 Td (The callable national market repurchase agreements contain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 134.25 Td (call option features, in which the buyer has the right, at its discretion, to terminate the repurchase agreement after an initial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 122.25 Td (period ranging from three months to five years. ) Tj ET Q q 0 0 0 rg BT 247.84 122.25 Td (After the initial call period, the buyer has a one-time option to terminate the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 110.25 Td (repurchase agreement. If the buyer exercises its option, Peoples would be required to repay the repurchase agreement in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 98.25 Td (whole at the quarterly date. ) Tj ET Q q 0 0 0 rg BT 167.57 98.25 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.01 98.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.61 98.25 Td (, Peoples' callable national market repurchase agreements had no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 86.25 Td (remaining call options. Peoples is required to make quarterly interest payments.) Tj ET Q endstream endobj 53 0 obj <>] /Rotate 0 /Contents 54 0 R>> endobj 54 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (Peoples continually evaluates the overall balance sheet position given the interest rate environment. During the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (quarter of 2017, Peoples borrowed an additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.50 719.10 Td ($30.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.39 719.10 Td ( of long-term FHLB non-amortizing advances, which had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (interest rates ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.30 707.10 Td (1.20%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.13 707.10 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.90 707.10 Td (1.46%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.73 707.10 Td ( and mature between 2018 and 2019. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 689.10 Td (The amortizing, fixed-rate FHLB advances have a fixed rate for the term of each advance, with maturities ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (ten) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.22 677.10 Td ( to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 677.10 Td (twenty years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.81 677.10 Td (. ) Tj ET Q q 0 0 0 rg BT 137.13 677.10 Td (These advances require monthly principal and interest payments, with some having a constant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 665.10 Td (prepayment rate requiring an additional principal payment annually) Tj ET Q q 0 0 0 rg BT 323.53 665.10 Td (. ) Tj ET Q q 0 0 0 rg BT 330.85 665.10 Td (These advances are not eligible for optional prepayment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (prior to maturity) Tj ET Q q 0 0 0 rg BT 119.45 653.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 635.10 Td (Peoples has entered into interest rate swaps as part of its interest rate risk management strategy) Tj ET Q q 0 0 0 rg BT 450.95 635.10 Td (. ) Tj ET Q q 0 0 0 rg BT 458.27 635.10 Td (These interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.10 Td (swaps were designated as cash flow hedges and involved the receipt of variable rate amounts from a counterparty in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.10 Td (exchange for Peoples making fixed payments. ) Tj ET Q q 0 0 0 rg BT 242.84 611.10 Td (As of March 31, 2017, Peoples had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.43 611.10 Td (seven) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.20 611.10 Td ( interest rate swaps with a notional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.99 599.10 Td (60.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.88 599.10 Td ( associated with Peoples' cash outflows for various FHLB advances. ) Tj ET Q q 0 0 0 rg BT 420.55 599.10 Td (The swaps become ef) Tj ET Q q 0 0 0 rg BT 506.72 599.10 Td (fective in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.10 Td (2018, roughly to coincide with the maturity of existing FHLB advances and their expected replacement dates. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 569.10 Td (Additional information regarding Peoples' interest rate swaps can be found in Note 9 of the Notes to the Unaudited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.10 Td (Consolidated Financial Statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 539.10 Td (On March 4, 2016, Peoples entered into a Credit ) Tj ET Q q 0 0 0 rg BT 267.79 539.10 Td (Agreement \(the "RJB Credit ) Tj ET Q q 0 0 0 rg BT 383.52 539.10 Td (Agreement"\), with Raymond James Bank, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.10 Td (N.A. \("Raymond James"\) which provides Peoples with a revolving line of credit in the maximum aggregate principal amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 515.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.83 515.10 Td ($15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.83 515.10 Td ( million \(the "RJB Loan Commitment"\) for the purpose of: \(i\) to the extent that any amounts remained outstanding, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 503.10 Td (paying of) Tj ET Q q 0 0 0 rg BT 91.87 503.10 Td (f the then outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.29 503.10 Td ($15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.29 503.10 Td ( million revolving credit loan to Peoples, \(ii\) making acquisitions; \(iii\) making stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 491.10 Td (repurchases; \(iv\) working capital needs; and \(v\) other general corporate purposes. On March 4, 2016, Peoples paid fees of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 479.10 Td ($70,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.50 479.10 Td (, representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.42 479.10 Td (0.47%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 169.25 479.10 Td ( of the RJB Loan Commitment. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 461.10 Td (The RJB Credit ) Tj ET Q q 0 0 0 rg BT 136.72 461.10 Td (Agreement is unsecured. However) Tj ET Q q 0 0 0 rg BT 277.10 461.10 Td (, the RJB Credit ) Tj ET Q q 0 0 0 rg BT 343.49 461.10 Td (Agreement contains negative covenants which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.10 Td (preclude Peoples from: \(i\) taking any action which could, directly or indirectly) Tj ET Q q 0 0 0 rg BT 368.25 449.10 Td (, decrease Peoples' ownership \(alone or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.10 Td (together with any of Peoples' subsidiaries\) interest in Peoples Bank \(Peoples' Ohio state-chartered subsidiary bank\) or any of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 425.10 Td (Peoples Bank's subsidiaries to a level below the percentage of equity interests held as of March 4, 2016; \(ii\) taking any action ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.10 Td (to or allowing Peoples Bank or any of Peoples Bank's subsidiaries to take any action to directly or indirectly create, assume, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 401.10 Td (incur) Tj ET Q q 0 0 0 rg BT 74.15 401.10 Td (, suf) Tj ET Q q 0 0 0 rg BT 91.19 401.10 Td (fer or permit to exist any pledge, encumbrance, security interest, assignment, lien or char) Tj ET Q q 0 0 0 rg BT 446.71 401.10 Td (ge of any kind or character ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.10 Td (on the equity interests of Peoples Bank or any of Peoples Bank's subsidiaries; or \(iii\) taking any action to or allow Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.10 Td (Bank or any of Peoples Bank's subsidiaries to sell, transfer) Tj ET Q q 0 0 0 rg BT 288.14 377.10 Td (, issue, reissue or exchange, or grant any option with respect to, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 365.10 Td (any equity interest of Peoples Bank or any of Peoples Bank's subsidiaries. ) Tj ET Q q 0 0 0 rg BT 354.46 365.10 Td (There are also negative covenants limiting the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.10 Td (actions which may be taken with respect to the authorization or issuance of additional shares of any class of equity interests ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.10 Td (of Peoples Bank or any of Peoples Bank's subsidiaries or the grant to any person other than Raymond James of any proxy for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 329.10 Td (existing equity interests of Peoples Bank or any of Peoples Bank's subsidiaries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 311.10 Td (The RJB Credit ) Tj ET Q q 0 0 0 rg BT 136.72 311.10 Td (Agreement contains covenants which are usual and customary for comparable transactions. In addition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 299.10 Td (to the negative covenants af) Tj ET Q q 0 0 0 rg BT 165.44 299.10 Td (fecting the equity interests of Peoples Bank and Peoples Bank's subsidiaries discussed above, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 287.10 Td (under the RJB Credit ) Tj ET Q q 0 0 0 rg BT 140.66 287.10 Td (Agreement, the following covenants must be complied with: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 269.10 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 126.00 269.10 Td (neither Peoples nor any of its subsidiaries may create, incur or suf) Tj ET Q q 0 0 0 rg BT 389.63 269.10 Td (fer to exist additional indebtedness with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 257.10 Td (an aggregate principal amount which exceeds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.92 257.10 Td ($10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.92 257.10 Td ( million at any time outstanding, subject to specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 245.10 Td (negotiated carve-outs;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 227.10 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 126.00 227.10 Td (neither Peoples nor any of its subsidiaries may be a party to certain material transactions \(such as mer) Tj ET Q q 0 0 0 rg BT 532.64 227.10 Td (gers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 215.10 Td (or consolidations with third parties, liquidations or dissolutions, sales of assets, acquisitions, investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 203.10 Td (and sale/leaseback transactions\), subject to transactions in the ordinary course of the banking business of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 191.10 Td (Peoples Bank and new investments in an aggregate amount not exceeding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.97 191.10 Td ($10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.97 191.10 Td ( million being permitted as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 179.10 Td (well as specific negotiated carve-outs;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 161.10 Td (\(c\) ) Tj ET Q q 0 0 0 rg BT 126.00 161.10 Td (neither Peoples nor any of its subsidiaries may voluntarily prepay) Tj ET Q q 0 0 0 rg BT 387.79 161.10 Td (, defease, purchase, redeem, retire or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 149.10 Td (otherwise acquire any subordinated indebtedness issued by them, subject to specific negotiated carve-outs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 137.10 Td (and the consent of Raymond James; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 119.10 Td (\(d\) ) Tj ET Q q 0 0 0 rg BT 126.00 119.10 Td (neither Peoples nor any of its subsidiaries may make any Restricted Payments \(as defined in the RJB Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 107.10 Td (Agreement\), except that, to the extent legally permissible, \(i\) any subsidiary may declare and pay dividends ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 95.10 Td (to Peoples or a wholly-owned subsidiary of Peoples and \(ii\) Peoples may declare and pay dividends on its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 83.10 Td (common shares provided that no event of default exists before or after giving ef) Tj ET Q q 0 0 0 rg BT 444.88 83.10 Td (fect to the dividend and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 71.10 Td (Peoples is in compliance \(on a pro forma basis\) with the financial covenants specified in the RJB Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 59.10 Td (Agreement, after giving ef) Tj ET Q q 0 0 0 rg BT 231.88 59.10 Td (fect to the dividend.) Tj ET Q endstream endobj 55 0 obj <>] /Rotate 0 /Contents 56 0 R>> endobj 56 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (Peoples and Peoples Bank are also required to satisfy certain financial covenants including:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 713.10 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 126.00 713.10 Td (Peoples \(on a consolidated basis\) and Peoples Bank must be well capitalized at all times, as defined and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 701.10 Td (determined by the applicable governmental authority having jurisdiction over Peoples or Peoples Bank;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 683.10 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 126.00 683.10 Td (Peoples \(on a consolidated basis\) and Peoples Bank must maintain a ) Tj ET Q q 0 0 0 rg BT 401.60 683.10 Td (T) Tj ET Q q 0 0 0 rg BT 407.01 683.10 Td (otal risk-based capital ratio \(as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 671.10 Td (defined by the applicable governmental authority having regulatory authority over Peoples or Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 659.10 Td (Bank\) of at least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.31 659.10 Td (12.50%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.14 659.10 Td ( as of the last day of any fiscal quarter;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 641.10 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 126.00 641.10 Td (Peoples Bank must maintain a ratio of Non-Performing ) Tj ET Q q 0 0 0 rg BT 356.23 641.10 Td (Assets to T) Tj ET Q q 0 0 0 rg BT 409.41 641.10 Td (angible Primary Capital of not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 629.10 Td (more than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.76 629.10 Td (20%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.09 629.10 Td ( as of the last day of any fiscal quarter;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 611.10 Td (\(iv\) ) Tj ET Q q 0 0 0 rg BT 126.00 611.10 Td (Peoples Bank must maintain a ratio of Loan Loss Reserves to Non-Performing Loans of not less than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 599.10 Td (70%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.33 599.10 Td ( at all times; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.00 581.10 Td (\(v\) ) Tj ET Q q 0 0 0 rg BT 126.00 581.10 Td (Peoples \(on a consolidated basis\) must maintain a Fixed Char) Tj ET Q q 0 0 0 rg BT 376.60 581.10 Td (ge Coverage Ratio that equals or exceeds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 569.10 Td (1.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.50 569.10 Td ( to 1.00 as of the end of each fiscal quarter) Tj ET Q q 0 0 0 rg BT 313.31 569.10 Td (, with the items used in this ratio being determined on a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 557.10 Td (trailing four) Tj ET Q q 0 0 0 rg BT 173.84 557.10 Td (-fiscal quarter basis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 539.10 Td (The aggregate minimum annual retirements of long-term borrowings in future periods are as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 498.60 175.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 498.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 498.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 468.60 175.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 468.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 468.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 438.60 175.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 438.60 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 438.60 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.50 408.60 175.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 408.60 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 388.50 408.60 69.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 498.6 m 328.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 498.6 m 388.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 498.6 m 457.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 498.6 m 388.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 498.6 m 457.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 408.6 m 388.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 408.6 m 328.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.5 394.6 m 328.5 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 408.6 m 388.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 394.6 m 388.5 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 408.6 m 457.5 408.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 394.6 m 457.5 394.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 156.00 503.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.05 503.28 Td (Balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.55 513.28 Td (Weighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.85 503.28 Td (Average Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.00 488.27 Td (Nine months ending December 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 488.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.15 488.27 Td (4,894) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 488.27 Td (1.72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 488.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.00 473.27 Td (Year ending December 31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 473.27 Td (74,971) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 473.27 Td (3.23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 473.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.00 458.27 Td (Year ending December 31, 2019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 458.27 Td (33,508) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 458.27 Td (1.38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 458.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.00 443.27 Td (Year ending December 31, 2020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 443.27 Td (10,564) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 443.27 Td (2.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 443.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.00 428.27 Td (Year ending December 31, 2021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.15 428.27 Td (6,979) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 428.27 Td (1.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 428.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.00 413.27 Td (Thereafter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 413.27 Td (43,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 413.27 Td (2.43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 413.27 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 162.00 399.28 Td (Total long-term borrowings) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.00 399.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.15 399.28 Td (174,506) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.50 399.33 Td (2.49) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.00 399.33 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 57 0 obj <>] /Rotate 0 /Contents 58 0 R>> endobj 58 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (28) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Note 6. Stockholders) Tj ET Q q 0 0 0 rg BT 149.64 731.25 Td ( Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.04 731.25 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 721.25 m 558 721.25 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 707.25 Td (The following table details the progression in Peoples) Tj ET Q q 0 0 0 rg BT 289.82 707.25 Td ( common shares and treasury stock during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.89 707.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.87 707.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.60 695.25 Td (:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.25 464.25 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 654.75 346.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 654.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 654.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 625.75 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 625.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 625.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 595.75 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 595.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 595.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 565.75 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 565.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 565.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 535.75 346.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 535.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 535.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.25 507.75 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.25 507.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 482.25 507.75 60.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.25 654.75 m 417.25 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.25 640.75 m 417.25 640.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 654.75 m 482.25 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 640.75 m 482.25 640.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.25 654.75 m 542.25 654.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.25 640.75 m 542.25 640.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.25 477.75 m 417.25 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.25 463.75 m 417.25 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 477.75 m 482.25 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.25 463.75 m 482.25 463.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.25 477.75 m 542.25 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.25 463.75 m 542.25 463.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 659.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.50 669.43 Td (Common) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.85 659.43 Td (Shares) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 492.45 669.43 Td (T) Tj ET Q q 0 0 0 rg BT 498.38 669.43 Td (r) Tj ET Q q 0 0 0 rg BT 502.64 669.43 Td (easury) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.80 659.43 Td (Stock) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 73.75 645.43 Td (Shares at December 31, 2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.35 645.43 Td (18,939,091) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.90 645.43 Td (795,758) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 630.42 Td (Changes related to stock-based compensation awards:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.75 630.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.75 630.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 615.42 Td (Release of restricted common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 615.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.90 615.42 Td (7,359) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 600.42 Td (Cancellation of restricted common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.55 600.47 Td (\(1,674) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.40 600.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.40 600.42 Td (540) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 585.42 Td (Grant of restricted common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 585.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.55 585.47 Td (\(69,007) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 585.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 570.42 Td (Grant of common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 570.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.05 570.47 Td (\(266) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 570.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 555.42 Td (Changes related to deferred compensation plan for Boards of Directors:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 540.42 Td (Purchase of treasury stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 540.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.90 540.42 Td (1,781) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 526.32 Td (Reissuance of treasury stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 526.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.05 526.37 Td (\(71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 526.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 512.42 Td (Common shares issued under dividend reinvestment plan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.90 512.42 Td (3,865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.40 512.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 497.42 Td (Common shares issued under compensation plan for Boards of Directors) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 497.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.55 497.47 Td (\(4,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 497.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.75 482.42 Td (Common shares issued under employee stock purchase plan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 482.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.55 482.47 Td (\(2,861) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.40 482.42 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 73.75 468.43 Td (Shares at March 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.35 468.43 Td (18,941,282) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.90 468.43 Td (729,218) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 446.25 Td (Under its ) Tj ET Q q 0 0 0 rg BT 110.89 446.25 Td (Amended ) Tj ET Q q 0 0 0 rg BT 151.71 446.25 Td (Articles of Incorporation, Peoples is authorized to issue up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.16 446.25 Td (50,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.66 446.25 Td ( preferred shares, in one or more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 434.25 Td (series, having such voting powers, designations, preferences, rights, qualifications, limitations and restrictions as determined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 422.25 Td (by Peoples' Board of Directors. ) Tj ET Q q 0 0 0 rg BT 183.83 422.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.33 422.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.93 422.25 Td (, Peoples had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.48 422.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.48 422.25 Td ( preferred shares issued or outstanding.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 404.25 Td (Accumulated Other) Tj ET Q q 0 0 0 rg BT 138.53 404.25 Td ( Compr) Tj ET Q q 0 0 0 rg BT 171.40 404.25 Td (ehensive Income \(Loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 386.25 Td (The following table details the change in the components of Peoples) Tj ET Q q 0 0 0 rg BT 347.85 386.25 Td ( accumulated other comprehensive income \(loss\) for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 374.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.72 374.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.70 374.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.53 374.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.13 374.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 63.00 303.75 201.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.00 303.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 303.75 77.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 303.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 303.75 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.00 277.75 201.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.00 277.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 277.75 77.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 277.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 277.75 74.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 63.00 239.75 201.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 264.00 239.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 329.00 239.75 77.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 406.00 239.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.00 239.75 74.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 303.75 m 264 303.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 303.75 m 329 303.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 303.75 m 406 303.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 303.75 m 474 303.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 303.75 m 548 303.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 303.75 m 264 303.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 290.75 m 264 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 303.75 m 329 303.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 290.75 m 329 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 303.75 m 406 303.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 290.75 m 406 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 303.75 m 474 303.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 290.75 m 474 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 303.75 m 548 303.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 290.75 m 548 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 290.75 m 329 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 290.75 m 406 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 290.75 m 474 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 290.75 m 548 290.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 239.75 m 264 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 239.75 m 329 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 239.75 m 406 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 239.75 m 474 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 239.75 m 548 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 239.75 m 264 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 63 226.75 m 264 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 239.75 m 329 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 264 226.75 m 329 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 239.75 m 406 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 329 226.75 m 406 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 239.75 m 474 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406 226.75 m 474 226.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 239.75 m 548 239.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474 226.75 m 548 226.75 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 65.50 308.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.75 328.43 Td (Unrealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 278.90 318.43 Td (Gain on) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 275.15 308.43 Td (Securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.65 338.43 Td (Unrecognized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.25 328.43 Td (Net Pension and) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.25 318.43 Td (Postretirement) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.30 308.43 Td (Costs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.25 328.43 Td (Unrealized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.15 318.43 Td (Loss on Cash) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.05 308.43 Td (Flow Hedge) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.15 338.43 Td (Accumulated) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.80 328.43 Td (Other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.25 318.43 Td (Comprehensive) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.35 308.43 Td (Income \(Loss\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 65.50 294.48 Td (Balance, December 31, 2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.50 294.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 310.15 294.48 Td (581) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.50 294.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.30 294.53 Td (\(3,321) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.15 294.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.50 294.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.65 294.48 Td (1,186) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.50 294.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 518.30 294.53 Td (\(1,554) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 544.15 294.48 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 281.32 Td (Reclassification adjustments to net income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 268.32 Td ( Realized gain on sale of securities, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.80 268.37 Td (\(221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 268.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 268.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 268.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.80 268.37 Td (\(221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 268.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 254.87 Td (Other comprehensive income \(loss\), net of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.50 244.87 Td (reclassifications and tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.65 244.42 Td (2,218) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 244.42 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 244.47 Td (\(67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 244.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.65 244.42 Td (2,167) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 65.50 230.48 Td (Balance, March 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.50 230.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.65 230.48 Td (2,578) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.50 230.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.30 230.53 Td (\(3,305) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.15 230.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.50 230.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.65 230.48 Td (1,119) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.50 230.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 529.15 230.48 Td (392) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.50 227.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 197.25 Td (Note 7. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.99 197.25 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 91.49 197.25 Td (Employee Benefit Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.59 197.25 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 187.25 m 562 187.25 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 173.25 Td (Peoples sponsors a noncontributory defined benefit pension plan that covers substantially all employees hired before ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 161.25 Td (January 1, 2010.) Tj ET Q q 0 0 0 rg BT 124.92 161.25 Td (The plan provides retirement benefits based on an employee) Tj ET Q q 0 0 0 rg BT 368.72 161.25 Td (s years of service and compensation.For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 149.25 Td (employees hired before January 1, 2003, the amount of postretirement benefit is based on the employee) Tj ET Q q 0 0 0 rg BT 470.82 149.25 Td (s average monthly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 137.25 Td (compensation over the highest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.41 137.25 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.96 137.25 Td ( consecutive years out of the employee) Tj ET Q q 0 0 0 rg BT 352.24 137.25 Td (s last ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.02 137.25 Td (ten years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.83 137.25 Td ( with Peoples while an eligible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 125.25 Td (employee.For employees hired on or after January 1, 2003, the amount of postretirement benefit is based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.32 125.25 Td (2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.65 125.25 Td ( of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 113.25 Td (employee) Tj ET Q q 0 0 0 rg BT 95.65 113.25 Td (s annual compensation plus accrued interest.Ef) Tj ET Q q 0 0 0 rg BT 288.18 113.25 Td (fective January 1, 2010, the pension plan was closed to new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 101.25 Td (entrants.Ef) Tj ET Q q 0 0 0 rg BT 102.41 101.25 Td (fective March 1, 201) Tj ET Q q 0 0 0 rg BT 185.34 101.25 Td (1, the accrual of pension plan benefits for all participants was frozen. Peoples recognized this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 89.25 Td (freeze as a curtailment as of December 31, 2010 and March 1, 201) Tj ET Q q 0 0 0 rg BT 319.63 89.25 Td (1, under the terms of the pension plan. Peoples also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 77.25 Td (provides post-retirement health and life insurance benefits to former employees and directors. Only those individuals who ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 65.25 Td (retired before January 27, 2012 were eligible for life insurance benefits. ) Tj ET Q q 0 0 0 rg BT 345.55 65.25 Td (As of January 1, 201) Tj ET Q q 0 0 0 rg BT 428.22 65.25 Td (1, all retirees who desire to ) Tj ET Q endstream endobj 59 0 obj <>] /Rotate 0 /Contents 60 0 R>> endobj 60 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 742.10 Td (participate in the Peoples Bank medical plan do so by electing COBRA, which provides up to 18 months of coverage; retirees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (over the age of 65 also have the option to pay to participate in a group Medicare supplemental plan. Peoples) Tj ET Q q 0 0 0 rg BT 491.18 730.10 Td ( policy is to fund ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (the cost of the health benefits as they arise.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 700.10 Td (The following tables detail the components of the net periodic cost for the plans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.75 580.10 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 173.75 631.60 150.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.75 631.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 631.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 173.75 605.60 150.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.75 605.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.75 605.60 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 670.6 m 383.75 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 670.6 m 443.75 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 670.6 m 383.75 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 644.6 m 383.75 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 644.6 m 443.75 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.75 631.6 m 323.75 631.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 644.6 m 383.75 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 631.6 m 383.75 631.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 644.6 m 443.75 644.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 631.6 m 443.75 631.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 631.6 m 383.75 631.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 631.6 m 443.75 631.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 173.75 579.6 m 323.75 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 592.6 m 383.75 592.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 323.75 579.6 m 383.75 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 592.6 m 443.75 592.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.75 579.6 m 443.75 579.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.10 674.33 Td (Pension Benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.25 661.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.75 661.33 Td (Three Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.25 648.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 361.40 648.33 Td (March 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 176.25 635.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.25 635.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 403.25 635.33 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.25 622.17 Td (Interest cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.25 622.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.90 622.17 Td (113) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.25 622.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.90 622.17 Td (110) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.25 609.17 Td (Expected return on plan assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.55 609.17 Td (\(138) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.90 609.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.55 609.22 Td (\(100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.90 609.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.25 596.17 Td (Amortization of net loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.90 596.17 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.90 596.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 188.25 583.33 Td (Net periodic cost) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 326.25 583.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.90 583.33 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.25 583.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.90 583.33 Td (10) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 511.60 150.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 511.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 511.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 172.50 485.60 150.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 485.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 485.60 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 550.6 m 382.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 550.6 m 442.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 524.6 m 382.5 524.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 524.6 m 442.5 524.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 511.6 m 322.5 511.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 524.6 m 382.5 524.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 511.6 m 382.5 511.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 524.6 m 442.5 524.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 511.6 m 442.5 511.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 511.6 m 382.5 511.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 511.6 m 442.5 511.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 485.6 m 322.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 172.5 472.6 m 322.5 472.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 485.6 m 382.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 472.6 m 382.5 472.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 485.6 m 442.5 485.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 472.6 m 442.5 472.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.75 554.33 Td (Postretirement Benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.00 541.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.50 541.33 Td (Three Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.00 528.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.15 528.33 Td (March 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 175.00 515.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 342.00 515.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.00 515.33 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.00 502.17 Td (Interest cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 502.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.65 502.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 502.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 502.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.00 489.17 Td (Amortization of net gain) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.30 489.17 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.65 489.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.30 489.22 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.65 489.17 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 187.00 476.33 Td (Net periodic benefit) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 325.00 476.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.30 476.33 Td (\(1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.65 476.33 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 385.00 476.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.65 476.33 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 441.10 Td (There were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.74 441.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.74 441.10 Td ( settlement char) Tj ET Q q 0 0 0 rg BT 192.87 441.10 Td (ges recorded in the first quarter of 2017 or 2016 under the noncontributory defined benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 429.10 Td (pension plan.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 393.10 Td (Note 8. Earnings Per) Tj ET Q q 0 0 0 rg BT 147.70 393.10 Td ( Common Shar) Tj ET Q q 0 0 0 rg BT 212.52 393.10 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.96 393.10 Td () Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 383.1 m 558 383.1 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 369.10 Td (The calculations of basic and diluted earnings per common share were as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 307.60 268.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 307.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 307.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 277.60 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 277.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 277.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 259.60 268.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 259.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 259.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 229.60 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 229.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 229.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 211.60 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 211.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 211.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 182.60 268.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 182.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 182.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 162.60 268.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 384.50 162.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 162.60 55.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 322.6 m 439.5 322.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 322.6 m 494.5 322.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 116.5 307.6 m 384.5 307.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 307.6 m 439.5 307.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 307.6 m 494.5 307.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 307.6 m 439.5 307.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 307.6 m 494.5 307.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 116.5 277.6 m 384.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 277.6 m 439.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 277.6 m 494.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 116.5 229.60000000000002 m 384.5 229.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 229.60000000000002 m 439.5 229.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 229.60000000000002 m 494.5 229.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 116.5 215.60000000000002 m 384.5 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 384.5 215.60000000000002 m 439.5 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 215.60000000000002 m 494.5 215.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.50 342.28 Td (Three Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.15 327.28 Td (March 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 119.00 312.31 Td (\(Dollars in thousands, except per share data\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.50 312.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.50 312.28 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 297.27 Td (Distributed earnings allocated to common shareholders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.00 297.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.15 297.27 Td (3,604) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.00 297.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.15 297.27 Td (2,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 282.27 Td (Undistributed earnings allocated to common shareholders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.15 282.27 Td (5,162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.15 282.27 Td (5,255) Tj ET Q BT /F2 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 125.00 275.05 202.29 -8.93 re f /GS0 gs q 0 0 0 rg BT 125.00 268.28 Td (Net earnings allocated to common shareholders) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 387.00 268.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.15 268.28 Td (8,766) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.00 268.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 468.15 268.28 Td (7,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 249.27 Td (Weighted-average common shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.60 249.27 Td (18,029,991) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.60 249.27 Td (18,071,746) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 234.27 Td (Effect of potentially dilutive common shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.15 234.27 Td (162,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.15 234.27 Td (123,244) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 125.00 220.28 Td (Total weighted-average diluted common shares outstanding) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.60 220.28 Td (18,192,957) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.60 220.28 Td (18,194,990) Tj ET Q BT /F2 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 119.00 209.05 123.80 -8.93 re f /GS0 gs q 0 0 0 rg BT 119.00 202.28 Td (Earnings per common share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 187.27 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.00 187.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 187.27 Td (0.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.00 187.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.15 187.27 Td (0.44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 172.27 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.00 172.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 172.27 Td (0.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.00 172.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.15 172.27 Td (0.44) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 119.00 153.28 Td (Anti-dilutive shares excluded from calculation:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.00 138.27 Td (Restricted shares, stock options and stock appreciation rights) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 138.27 Td (455) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.15 138.27 Td (32,806) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 61 0 obj <>] /Rotate 0 /Contents 62 0 R>> endobj 62 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (30) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 742.25 Td ( Note 9. Financial Instruments with Off-Balance Sheet Risk) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 732.25 m 562 732.25 l s BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 718.25 Td (Derivatives and Hedging ) Tj ET Q q 0 0 0 rg BT 161.50 718.25 Td (Activities - Risk Management Objective of Using Derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 706.25 Td (Peoples is exposed to certain risks arising from both its business operations and economic conditions. Peoples principally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 694.25 Td (manages its exposures to a wide variety of business and operational risks through management of its core business activities. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 682.25 Td (Peoples manages economic risks, including interest rate, liquidity) Tj ET Q q 0 0 0 rg BT 315.79 682.25 Td (, and credit risk, primarily by managing the amount, sources, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 670.25 Td (and duration of its assets and liabilities and through the use of derivative financial instruments. Specifically) Tj ET Q q 0 0 0 rg BT 485.19 670.25 Td (, Peoples enters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 658.25 Td (into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 646.25 Td (payment of future known or expected cash amounts, the value of which are determined by interest rates. Peoples) Tj ET Q q 0 0 0 rg BT 509.21 646.25 Td ( derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 634.25 Td (financial instruments are used to manage dif) Tj ET Q q 0 0 0 rg BT 230.98 634.25 Td (ferences in the amount, timing, and duration of Peoples' known or expected cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 622.25 Td (receipts and its known or expected cash payments principally related to certain variable rate borrowings. Peoples also has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 610.25 Td (interest rate derivatives that result from a service provided to certain qualifying customers and, therefore, are not used to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 598.25 Td (manage interest rate risk in Peoples' assets or liabilities. Peoples manages a matched book with respect to its derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 586.25 Td (financial instruments in order to minimize its net risk exposure resulting from such transactions. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 562.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 72.14 562.25 Td ( ) Tj ET Q q 0 0 0 rg BT 74.46 562.25 Td (V) Tj ET Q q 0 0 0 rg BT 80.77 562.25 Td (alues of Derivative Instruments on the Balance Sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 550.25 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 107.13 550.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 123.23 550.25 Td (value ) Tj ET Q q 0 0 0 rg BT 147.10 550.25 Td (of ) Tj ET Q q 0 0 0 rg BT 157.66 550.25 Td (the ) Tj ET Q q 0 0 0 rg BT 172.09 550.25 Td (derivative ) Tj ET Q q 0 0 0 rg BT 214.29 550.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 251.50 550.25 Td (instruments ) Tj ET Q q 0 0 0 rg BT 300.38 550.25 Td (was ) Tj ET Q q 0 0 0 rg BT 318.15 550.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 550.25 Td (5.1 ) Tj ET Q q 0 0 0 rg BT 337.87 550.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.77 550.25 Td ( ) Tj ET Q q 0 0 0 rg BT 368.99 550.25 Td (in ) Tj ET Q q 0 0 0 rg BT 378.99 550.25 Td (an ) Tj ET Q q 0 0 0 rg BT 390.64 550.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 412.30 550.25 Td (position ) Tj ET Q q 0 0 0 rg BT 446.75 550.25 Td (and ) Tj ET Q q 0 0 0 rg BT 463.41 550.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.41 550.25 Td (3.5 ) Tj ET Q q 0 0 0 rg BT 483.13 550.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.02 550.25 Td ( ) Tj ET Q q 0 0 0 rg BT 514.24 550.25 Td (in ) Tj ET Q q 0 0 0 rg BT 524.24 550.25 Td (a ) Tj ET Q q 0 0 0 rg BT 530.90 550.25 Td (liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 538.25 Td (position ) Tj ET Q q 0 0 0 rg BT 88.16 538.25 Td (at ) Tj ET Q q 0 0 0 rg BT 97.31 538.25 Td (March ) Tj ET Q q 0 0 0 rg BT 125.34 538.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 139.78 538.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 164.21 538.25 Td (and ) Tj ET Q q 0 0 0 rg BT 180.58 538.25 Td (there ) Tj ET Q q 0 0 0 rg BT 202.50 538.25 Td (was ) Tj ET Q q 0 0 0 rg BT 219.99 538.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.99 538.25 Td (5.0 ) Tj ET Q q 0 0 0 rg BT 239.42 538.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.31 538.25 Td ( ) Tj ET Q q 0 0 0 rg BT 270.25 538.25 Td (in ) Tj ET Q q 0 0 0 rg BT 279.96 538.25 Td (an ) Tj ET Q q 0 0 0 rg BT 291.33 538.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 312.70 538.25 Td (position ) Tj ET Q q 0 0 0 rg BT 346.86 538.25 Td (and ) Tj ET Q q 0 0 0 rg BT 363.23 538.25 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.23 538.25 Td (3.2 ) Tj ET Q q 0 0 0 rg BT 382.67 538.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.56 538.25 Td ( ) Tj ET Q q 0 0 0 rg BT 413.49 538.25 Td (in ) Tj ET Q q 0 0 0 rg BT 423.20 538.25 Td (a ) Tj ET Q q 0 0 0 rg BT 429.58 538.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 462.62 538.25 Td (position ) Tj ET Q q 0 0 0 rg BT 496.78 538.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.93 538.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 526.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 526.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 502.25 Td (Cash ) Tj ET Q q 0 0 0 rg BT 78.17 502.25 Td (Flow ) Tj ET Q q 0 0 0 rg BT 101.78 502.25 Td (Hedges ) Tj ET Q q 0 0 0 rg BT 135.39 502.25 Td (of ) Tj ET Q q 0 0 0 rg BT 146.22 502.25 Td (Inter) Tj ET Q q 0 0 0 rg BT 167.70 502.25 Td (est ) Tj ET Q q 0 0 0 rg BT 181.86 502.25 Td (Rate ) Tj ET Q q 0 0 0 rg BT 204.35 502.25 Td (Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 490.25 Td (Peoples' objectives in using interest rate derivatives are to add stability to interest income and expense, and to manage its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 478.25 Td (exposure to interest rate movements. ) Tj ET Q q 0 0 0 rg BT 205.72 478.25 Td (T) Tj ET Q q 0 0 0 rg BT 211.13 478.25 Td (o accomplish this objective, Peoples has entered into interest rate swaps as part of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 466.25 Td (interest rate risk management strategy) Tj ET Q q 0 0 0 rg BT 205.51 466.25 Td (. ) Tj ET Q q 0 0 0 rg BT 212.83 466.25 Td (These interest rate swaps were designated as cash flow hedges and involved the receipt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 454.25 Td (of variable rate amounts from a counterparty in exchange for Peoples making fixed payments. ) Tj ET Q q 0 0 0 rg BT 434.43 454.25 Td (As of March 31, 2017, Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 442.25 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.94 442.25 Td (seven) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.71 442.25 Td ( interest rate swaps with a notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.04 442.25 Td (60.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.94 442.25 Td ( million associated with Peoples' cash outflows for various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 430.25 Td (FHLB advances. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 412.25 Td (For derivatives designated as cash flow hedges, the ef) Tj ET Q q 0 0 0 rg BT 287.03 412.25 Td (fective portion of changes in the fair value of each derivative is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 400.25 Td (initially reported in accumulated other comprehensive income \("AOCI"\) \(outside of earnings\), net of tax, and subsequently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 388.25 Td (reclassified to earnings when the hedged transaction af) Tj ET Q q 0 0 0 rg BT 272.90 388.25 Td (fects earnings, and the inef) Tj ET Q q 0 0 0 rg BT 380.18 388.25 Td (fective portion of changes in the fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 376.25 Td (the derivative is recognized directly in earnings. Peoples assesses the ef) Tj ET Q q 0 0 0 rg BT 342.61 376.25 Td (fectiveness of each hedging relationship by comparing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 364.25 Td (the changes in cash flows of the derivative hedging instrument with the changes in cash flows of the designated hedged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 352.25 Td (transaction. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 334.25 Td (Peoples hedged its exposure to the variability in future cash flows for forecasted transactions over a maximum period of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 322.25 Td (19 months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.95 322.25 Td ( \(excluding forecasted transactions related to the payment of variable interest on existing financial instruments\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 310.25 Td (Peoples entered into the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.31 310.25 Td (seven) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.07 310.25 Td ( interest rate swap contracts, described above, whereby Peoples will pay a fixed rate of interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 298.25 Td (for up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.94 298.25 Td (ten years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.75 298.25 Td ( while receiving a floating rate component of interest equal to the three-month LIBOR rate. ) Tj ET Q q 0 0 0 rg BT 496.72 298.25 Td (The received ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 286.25 Td (floating rate component is intended to of) Tj ET Q q 0 0 0 rg BT 216.55 286.25 Td (fset the rate on the rolling three-month FHLB advances that will be used to fund the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 274.25 Td (transaction. ) Tj ET Q q 0 0 0 rg BT 104.82 274.25 Td (Amounts reported in ) Tj ET Q q 0 0 0 rg BT 189.53 274.25 Td (AOCI related to derivatives will be reclassified to interest income or expense as interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 262.25 Td (payments are made or received on Peoples' variable-rate assets or liabilities. During the quarters ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.82 262.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.41 262.25 Td (, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 250.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.58 250.25 Td (, Peoples had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.13 250.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.13 250.25 Td ( reclassifications to interest expense. During the next twelve months, Peoples estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 238.25 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.50 238.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.50 238.25 Td ( interest expense amount will be reclassified.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 220.25 Td (The amount of accumulated other comprehensive pre-tax income for Peoples' cash flow hedges was $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.22 220.25 Td (1.7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.11 220.25 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 208.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.60 208.25 Td (. ) Tj ET Q q 0 0 0 rg BT 124.92 208.25 Td (There were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.66 208.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.66 208.25 Td ( pre-tax net losses recorded for the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.25 208.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.85 208.25 Td (. ) Tj ET Q q 0 0 0 rg BT 474.80 208.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 524.70 208.25 Td (, Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 196.25 Td (had no reclassifications to earnings in the three months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.82 196.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.42 196.25 Td ( or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.75 196.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.33 196.25 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 178.25 Td (Non-Designated Hedges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 166.25 Td (Peoples maintains an interest rate protection program for commercial loan customers, which was established in 2010. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 154.25 Td (Under this program, Peoples provides its customer with a fixed-rate loan while creating a variable-rate asset for Peoples by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 142.25 Td (customer entering into an interest rate swap with Peoples on terms that match the loan. Peoples of) Tj ET Q q 0 0 0 rg BT 447.61 142.25 Td (fsets its risk exposure by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 130.25 Td (entering into an of) Tj ET Q q 0 0 0 rg BT 127.41 130.25 Td (fsetting interest rate swap with an unaf) Tj ET Q q 0 0 0 rg BT 282.18 130.25 Td (filiated institution. ) Tj ET Q q 0 0 0 rg BT 360.88 130.25 Td (These interest rate swaps do not qualify as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 118.25 Td (designated hedges; therefore, each swap is accounted for as a standalone derivative. Peoples had interest rate swaps ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 106.25 Td (associated with commercial loans with a notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.65 106.25 Td (284.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.54 106.25 Td ( and fair value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.35 106.25 Td (3.4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.24 106.25 Td ( of equally of) Tj ET Q q 0 0 0 rg BT 520.65 106.25 Td (fsetting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 94.25 Td (assets and liabilities at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.20 94.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.80 94.25 Td ( and a notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.44 94.25 Td (247.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.33 94.25 Td ( and fair value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.13 94.25 Td (3.2 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.02 94.25 Td ( of equally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 82.25 Td (of) Tj ET Q q 0 0 0 rg BT 62.15 82.25 Td (fsetting assets and liabilities at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.85 82.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.43 82.25 Td (. ) Tj ET Q q 0 0 0 rg BT 272.75 82.25 Td (These interest rate swaps did not have a material impact on Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 70.25 Td (results of operation or financial condition.) Tj ET Q endstream endobj 63 0 obj <>] /Rotate 0 /Contents 64 0 R>> endobj 64 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (31) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Note 10. Stock-Based Compensation) Tj ET Q 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 1 J 1 j 3 M 54 721.25 m 558 721.25 l s BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 707.25 Td (Under the Peoples Bancorp Inc. Second ) Tj ET Q q 0 0 0 rg BT 233.35 707.25 Td (Amended and Restated 2006 Equity Plan \(the "2006 Equity Plan"\), Peoples may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.25 Td (grant, among other awards, nonqualified stock options, incentive stock options, restricted stock awards, stock appreciation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.25 Td (rights \("SARs"\) and unrestricted share awards to employees and non-employee directors. ) Tj ET Q q 0 0 0 rg BT 415.49 683.25 Td (The total number of common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.25 Td (shares available under the 2006 Equity Plan is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.18 671.25 Td (1,081,260) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.18 671.25 Td (.) Tj ET Q q 0 0 0 rg BT 288.50 671.25 Td (The maximum number of common shares that can be issued for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.25 Td (incentive stock options is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.88 659.25 Td (800,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.38 659.25 Td ( common shares. Prior to 2007, Peoples granted nonqualified and incentive stock options ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.25 Td (to employees and nonqualified stock options to non-employee directors under the 2006 Equity Plan and predecessor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.25 Td (plans.Since 2009, Peoples has granted restricted common shares to employees and restricted common shares to non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.25 Td (employee directors subject to the terms and conditions prescribed by the 2006 Equity Plan. In general, common shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.25 Td (issued in connection with stock-based awards are issued from treasury shares to the extent available.If no treasury shares are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.25 Td (available, common shares are issued from authorized but unissued common shares.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 575.25 Td (Stock Options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 563.25 Td (Under the provisions of the 2006 Equity Plan and predecessor stock option plans, the exercise price per share of any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 551.25 Td (stock option granted may not be less than the grant date fair market value of the underlying common shares.) Tj ET Q q 0 0 0 rg BT 490.82 551.25 Td (All stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 539.25 Td (options granted to both employees and non-employee directors expire ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.87 539.25 Td (ten years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.68 539.25 Td ( from the date of grant. ) Tj ET Q q 0 0 0 rg BT 468.69 539.25 Td (The most recent stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.25 Td (option grants to employees and non-employee directors occurred in 2006. ) Tj ET Q q 0 0 0 rg BT 353.74 527.25 Td (The stock options granted to employees vested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 515.25 Td (three years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.58 515.25 Td ( after the grant date, while the stock options granted to non-employee directors vested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.31 515.25 Td (six months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.92 515.25 Td ( after the grant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 503.25 Td (date. ) Tj ET Q q 0 0 0 rg BT 77.60 503.25 Td (As of March 31, 2017, Peoples has no outstanding stock options; however) Tj ET Q q 0 0 0 rg BT 374.11 503.25 Td (, Peoples does have the right to grant stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 489.25 Td (options in the future.) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 471.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 79.84 471.25 Td (Appr) Tj ET Q q 0 0 0 rg BT 102.44 471.25 Td (eciation Rights) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 459.25 Td (SARs granted to employees have an exercise price equal to the fair market value of Peoples) Tj ET Q q 0 0 0 rg BT 441.40 459.25 Td ( common shares on the date ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 447.25 Td (of grant and will be settled using common shares of Peoples.) Tj ET Q q 0 0 0 rg BT 301.46 447.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 351.36 447.25 Td (, the SARs granted to employees vested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.99 447.25 Td (three years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.58 447.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 435.25 Td (after the grant date and are to expire ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.14 435.25 Td (ten years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.96 435.25 Td ( from the date of grant. ) Tj ET Q q 0 0 0 rg BT 333.97 435.25 Td (The most recent grant of SARs occurred in 2008. ) Tj ET Q q 0 0 0 rg BT 535.68 435.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 423.25 Td (following table summarizes the changes to Peoples' SARs for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.42 423.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.40 423.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.23 423.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.83 423.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 66.50 368.75 138.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 368.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 368.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 368.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 368.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 368.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 368.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 368.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 368.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 66.50 338.75 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 204.50 338.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 209.50 338.75 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 338.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 338.75 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 338.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 379.50 338.75 80.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.50 338.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 338.75 80.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66.5 368.75 m 204.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 368.75 m 209.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 368.75 m 289.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 368.75 m 294.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 368.75 m 374.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 368.75 m 379.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 368.75 m 459.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 368.75 m 464.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 368.75 m 544.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 368.75 m 289.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 368.75 m 294.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 368.75 m 374.5 368.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 338.75 m 289.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 338.75 m 294.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 338.75 m 374.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66.5 338.75 m 204.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66.5 324.75 m 204.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 338.75 m 209.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 338.75 m 289.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 338.75 m 294.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 338.75 m 374.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 338.75 m 379.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 338.75 m 459.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 338.75 m 464.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 338.75 m 544.5 338.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66.5 324.75 m 204.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66.5 311.75 m 204.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 324.75 m 209.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 204.5 311.75 m 209.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 324.75 m 289.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 209.5 311.75 m 289.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 324.75 m 294.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 311.75 m 294.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 324.75 m 374.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 311.75 m 374.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 324.75 m 379.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 311.75 m 379.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 324.75 m 459.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 311.75 m 459.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 324.75 m 464.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 459.5 311.75 m 464.5 311.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 324.75 m 544.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 311.75 m 544.5 311.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 225.85 393.43 Td (Number of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.65 383.43 Td (Common Shares) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 214.25 373.43 Td (Subject to SARs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.05 403.43 Td (W) Tj ET Q q 0 0 0 rg BT 321.50 403.43 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.60 393.43 Td (A) Tj ET Q q 0 0 0 rg BT 323.08 393.43 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.00 383.43 Td (Exer) Tj ET Q q 0 0 0 rg BT 336.37 383.43 Td (cise) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.85 373.43 Td (Price) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.05 403.43 Td (Weighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.60 393.43 Td (Average) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.65 383.43 Td (Remaining) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.30 373.43 Td (Contractual Life) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.15 393.43 Td (Aggr) Tj ET Q q 0 0 0 rg BT 503.63 393.43 Td (egate ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 485.65 383.43 Td (Intrinsic) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 490.75 373.43 Td () Tj ET Q q 0 0 0 rg BT 493.07 373.43 Td (V) Tj ET Q q 0 0 0 rg BT 499.37 373.43 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 359.32 Td (Outstanding at January 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.15 358.42 Td (2,338) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.00 358.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.15 358.42 Td (27.37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.00 359.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 359.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 344.32 Td (Exercised) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.15 343.42 Td (2,024) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.15 343.42 Td (27.93) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.00 344.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 344.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 329.43 Td (Outstanding at March 31) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 270.65 329.43 Td (314) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 297.00 329.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.15 329.43 Td (23.77) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.20 329.43 Td (0.9 years) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.00 329.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 518.15 329.48 Td (2,477) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 315.48 Td (Exercisable at March 31) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 270.65 315.48 Td (314) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 297.00 315.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.15 315.48 Td (23.77) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.20 315.48 Td (0.9 years) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.00 315.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 518.15 315.48 Td (2,477) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 288.25 Td (Restricted Common Shar) Tj ET Q q 0 0 0 rg BT 162.69 288.25 Td (es) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.00 276.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.50 276.25 Td (Under the 2006 Equity Plan, Peoples may award restricted common shares to of) Tj ET Q q 0 0 0 rg BT 394.52 276.25 Td (ficers, key employees and non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 264.25 Td (employee directors.In general, the restrictions on restricted common shares awarded to non-employee directors expire after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 252.25 Td (six months) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.62 252.25 Td (, while the restrictions on restricted common shares awarded to employees expire after periods ranging from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.31 252.25 Td (one) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.75 252.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 240.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.28 240.25 Td (three years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.86 240.25 Td (. In the first quarter of 2017, Peoples granted an aggregate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.39 240.25 Td (61,457) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.89 240.25 Td ( restricted common shares subject to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 228.25 Td (performance-based vesting to of) Tj ET Q q 0 0 0 rg BT 182.94 228.25 Td (ficers and key employees with restrictions that will lapse three years after the grant date ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 216.25 Td (provided that in order for the restricted common shares to vest in full, Peoples must have reported positive net income and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 204.25 Td (maintained a well capitalized status by regulatory standards for each of the three fiscal years preceding the vesting date. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 192.25 Td (During the first quarter of 2017, Peoples granted, to certain key employees, an aggregate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.21 192.25 Td (4,250) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.71 192.25 Td ( restricted common shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 180.25 Td (subject to time-based vesting with restrictions that will lapse three years after the grant date. Peoples also granted, to non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 168.25 Td (employee directors, an aggregate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.99 168.25 Td (3,300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.49 168.25 Td ( restricted common shares subject to time-based vesting with restrictions that will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 156.25 Td (lapse six months after the grant date.) Tj ET Q endstream endobj 65 0 obj <>] /Rotate 0 /Contents 66 0 R>> endobj 66 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (The following table summarizes the changes to Peoples) Tj ET Q q 0 0 0 rg BT 297.03 731.10 Td ( restricted common shares for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.09 731.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.08 731.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.90 731.10 Td (March31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 719.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 654.60 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 654.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 654.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 654.60 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 654.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 654.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 628.60 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 628.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 628.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 628.60 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 628.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 628.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 602.60 138.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.50 602.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 602.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.50 602.60 6.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 602.60 80.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.50 602.60 80.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 688.6 m 291.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 688.6 m 371.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 688.6 m 457.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 688.6 m 537.5 688.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 654.6 m 211.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 654.6 m 291.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 654.6 m 371.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 654.6 m 377.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 654.6 m 457.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 654.6 m 537.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 654.6 m 291.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 654.6 m 371.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 654.6 m 457.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 654.6 m 537.5 654.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 602.6 m 211.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 602.6 m 291.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 602.6 m 371.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 602.6 m 377.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 602.6 m 457.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 602.6 m 537.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 602.6 m 211.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 589.6 m 211.5 589.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 602.6 m 291.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211.5 589.6 m 291.5 589.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 602.6 m 371.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 589.6 m 371.5 589.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 602.6 m 377.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 589.6 m 377.5 589.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 589.6 m 457.5 589.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 602.6 m 537.5 602.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457.5 589.6 m 537.5 589.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.70 693.28 Td (Time-Based Vesting) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.95 693.28 Td (Performance-Based Vesting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 679.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 227.85 669.28 Td (Number of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 215.65 659.28 Td (Common Shares) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.05 679.28 Td (Weighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 299.25 669.28 Td (Average Grant) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 297.45 659.28 Td (Date Fair Value) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.85 669.28 Td (Number of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.65 659.28 Td (Common Shares) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.05 679.28 Td (Weighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.25 669.28 Td (Average Grant) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.45 659.28 Td (Date Fair Value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 645.17 Td (Outstanding at January 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.15 645.17 Td (40,316) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 645.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 645.17 Td (21.85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 645.17 Td (142,415) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.00 645.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.15 645.17 Td (21.95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 632.17 Td (Awarded) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.15 632.17 Td (7,550) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 632.17 Td (31.36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 632.17 Td (61,457) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.15 632.17 Td (32.42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 619.17 Td (Released) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.65 619.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 619.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 619.17 Td (21,050) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.15 619.17 Td (21.74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 606.17 Td (Forfeited) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 606.17 Td (300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 606.17 Td (31.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 606.17 Td (1,914) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.15 606.17 Td (24.67) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 82.00 593.33 Td (Outstanding at March 31) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 260.15 593.33 Td (47,566) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.00 593.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.15 593.33 Td (23.30) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.15 593.33 Td (180,908) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.00 593.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.15 593.33 Td (25.50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.00 590.10 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 572.10 Td (As of March 31, 2017 and March 31, 2016 the total intrinsic value for restricted common shares released was $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 572.10 Td (0.7 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 560.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.89 560.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 536.10 Td (Stock-Based Compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 524.10 Td (Peoples recognizes stock-based compensation expense, which is included as a component of Peoples' salaries and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 512.10 Td (employee benefit costs, based on the estimated fair value of the awards on the grant date. ) Tj ET Q q 0 0 0 rg BT 415.08 512.10 Td (The following table summarizes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 500.10 Td (the amount of stock-based compensation expense and related tax benefit recognized for each period:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 440.60 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 440.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 440.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 168.50 414.60 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 414.60 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.50 414.60 51.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 453.6 m 391.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 453.6 m 442.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 440.6 m 340.5 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 453.6 m 391.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 440.6 m 391.5 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 453.6 m 442.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 440.6 m 442.5 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 440.6 m 391.5 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 440.6 m 442.5 440.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 414.6 m 340.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 414.6 m 391.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 414.6 m 442.5 414.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 401.6 m 340.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 340.5 401.6 m 391.5 401.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391.5 401.6 m 442.5 401.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.50 473.28 Td (Three Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.15 458.28 Td (March 31,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 171.00 444.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.50 444.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.50 444.33 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.00 431.17 Td (Total stock-based compensation expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.00 431.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.65 431.17 Td (568) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.00 431.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 431.17 Td (338) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.00 418.17 Td (Recognized tax benefit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.30 418.17 Td (\(199) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.65 418.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.30 418.22 Td (\(118) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.65 418.17 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 183.00 405.33 Td (Net expense recognized) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.00 405.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 372.65 405.33 Td (369) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.00 405.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 423.65 405.33 Td (220) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 384.10 Td (T) Tj ET Q q 0 0 0 rg BT 77.41 384.10 Td (otal unrecognized stock-based compensation expense related to unvested awards was $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.62 384.10 Td (2.6 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.51 384.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.73 384.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.33 384.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 372.10 Td (which will be recognized over a weighted-average period of 2.1 years.) Tj ET Q endstream endobj 67 0 obj <>] /Rotate 0 /Contents 68 0 R>> endobj 68 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (33) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 729.68505859375 m 553.2626953125 729.68505859375 l s q 0 0 0 rg BT 54.00 731.25 Td (ITEM 2. MANAGEMENTS DISCUSSION ) Tj ET Q q 0 0 0 rg BT 248.19 731.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 271.81 731.25 Td (ANAL) Tj ET Q q 0 0 0 rg BT 299.22 731.25 Td (YSIS OF) Tj ET Q q 0 0 0 rg BT 337.48 731.25 Td ( RESUL) Tj ET Q q 0 0 0 rg BT 372.40 731.25 Td (TS OF) Tj ET Q q 0 0 0 rg BT 400.65 731.25 Td ( OPERA) Tj ET Q q 0 0 0 rg BT 437.41 731.25 Td (TIONS ) Tj ET Q q 0 0 0 rg BT 470.48 731.25 Td (AND FINANCIAL) Tj ET Q q 0 0 0 rg BT 550.76 731.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 717.68505859375 m 112.896484375 717.68505859375 l s q 0 0 0 rg BT 54.00 719.25 Td (CONDITION) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 235.60 695.25 Td (SELECTED FINANCIAL) Tj ET Q q 0 0 0 rg BT 347.57 695.25 Td ( DA) Tj ET Q q 0 0 0 rg BT 363.77 695.25 Td (T) Tj ET Q q 0 0 0 rg BT 369.70 695.25 Td (A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 674.25 Td (The following data should be read in conjunction with the Unaudited Consolidated Financial Statements and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 662.25 Td (Management) Tj ET Q q 0 0 0 rg BT 108.98 662.25 Td (s Discussion and ) Tj ET Q q 0 0 0 rg BT 178.15 662.25 Td (Analysis that follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 604.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 604.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 604.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 578.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 578.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 578.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 552.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 552.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 552.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 526.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 526.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 526.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 500.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 500.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 500.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 474.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 474.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 474.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 448.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 448.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 448.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 422.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 422.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 422.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 396.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 396.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 396.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 370.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 370.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 370.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 344.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 344.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 344.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 318.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 318.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 318.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 292.75 275.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 292.75 56.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 292.75 56.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 255.75 275.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 255.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 255.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 218.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 218.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 218.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 191.75 275.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 191.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 191.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 164.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 164.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 164.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 138.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 138.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 138.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 112.75 275.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 112.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 112.75 56.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 617.75 m 443 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 617.75 m 499 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 604.75 m 387 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 617.75 m 443 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 604.75 m 443 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 617.75 m 499 617.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 604.75 m 499 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 604.75 m 387 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 474.75 m 387 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 474.75 m 443 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 474.75 m 499 474.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 331.75 m 387 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 331.75 m 443 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 331.75 m 499 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112 177.75 m 387 177.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 177.75 m 443 177.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 177.75 m 499 177.75 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 635.21 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.80 643.15 Td (At or For the Three) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 414.10 634.15 Td (Months Ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 622.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 422.80 622.15 Td (March 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 609.01 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.50 609.15 Td (2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 461.50 609.15 Td (2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 114.50 596.15 Td (PER COMMON SHARE DATA) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 583.01 Td (Earnings per common share basic) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 583.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 583.01 Td (0.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 583.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 583.01 Td (0.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 570.01 Td (Earnings per common share diluted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 570.01 Td (0.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 570.01 Td (0.44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 557.01 Td (Cash dividends declared per common share) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 557.01 Td (0.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 557.01 Td (0.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 544.01 Td (Book value per common share \(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 544.01 Td (24.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.75 544.01 Td (23.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 531.01 Td (Tangible book value per common share \(a\)\(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 531.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 531.01 Td (16.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 531.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.75 531.01 Td (15.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 518.01 Td (Weighted-average number of common shares outstanding basic) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 518.01 Td (18,029,991) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 518.01 Td (18,071,746) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 505.01 Td (Weighted-average number of common shares outstanding diluted) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 505.01 Td (18,192,957) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 505.01 Td (18,194,990) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 492.01 Td (Common shares outstanding at end of period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 394.50 492.01 Td (18,270,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.50 492.01 Td (18,157,932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 479.01 Td (Closing stock price at end of period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 479.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 479.01 Td (31.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 479.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.75 479.01 Td (19.54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 114.50 466.15 Td (SIGNIFICANT RATIOS) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 466.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 466.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 453.01 Td (Return on average stockholders' equity \(c\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 453.01 Td (8.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 453.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 453.01 Td (7.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 453.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 440.01 Td (Return on average tangible stockholders' equity \(c\)\(d\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 440.01 Td (12.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 440.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.75 440.01 Td (12.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 440.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 427.01 Td (Return on average assets \(c\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 427.01 Td (1.04) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 427.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 427.01 Td (0.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 427.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 414.01 Td (Average stockholders' equity to average assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 414.01 Td (12.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 414.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.75 414.01 Td (12.94) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 414.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 401.01 Td (Average loans to average deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 401.01 Td (86.51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 401.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.75 401.01 Td (81.43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 401.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 388.01 Td (Net interest margin \(c\)\(e\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 388.01 Td (3.55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 388.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 388.01 Td (3.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 388.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 375.01 Td (Efficiency ratio \(f\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 375.01 Td (64.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 375.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.75 375.01 Td (64.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 375.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 362.01 Td (Pre-provision net revenue to total average assets \(c\)\(g\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 362.01 Td (1.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 362.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 362.01 Td (1.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 362.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 349.01 Td (Dividend payout ratio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 349.01 Td (41.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 349.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.75 349.01 Td (34.37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 349.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 336.01 Td (Investment securities as percentage of total assets \(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 336.01 Td (25.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 336.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.75 336.01 Td (26.87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 336.01 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 114.50 323.15 Td (ASSET QUALITY RATIOS) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 389.50 323.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 323.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 310.01 Td (Nonperforming loans as a percent of total loans \(a\)\(h\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 310.01 Td (0.95) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 310.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 310.01 Td (0.97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 310.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 297.01 Td (Nonperforming assets as a percent of total assets \(a\)\(h\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 297.01 Td (0.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 297.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 297.01 Td (0.64) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 297.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 283.21 Td (Nonperforming assets as a percent of total loans and other real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 274.21 Td (owned \("OREO"\) \(a\)\(h\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 274.21 Td (0.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 274.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 274.21 Td (1.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 274.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 260.21 Td (Criticized loans as a percent of total loans \(a\)\(i\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 260.21 Td (4.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 260.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 260.21 Td (5.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 260.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 246.21 Td (Classified loans as a percent of total loans \(a\)\(j\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 246.21 Td (2.51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 246.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 246.21 Td (2.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 246.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 232.21 Td (Allowance for loan losses as a percent of originated loans, net of deferred) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 223.21 Td (fees and costs \(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 223.21 Td (1.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 223.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 223.21 Td (1.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 223.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 210.01 Td (Allowance for loan losses as a percent of nonperforming loans \(a\)\(h\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 210.01 Td (86.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 210.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.75 210.01 Td (84.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 210.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 196.21 Td (Provision for loan losses as a percent of average total loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 196.21 Td (0.11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 196.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 196.21 Td (0.18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 196.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 182.21 Td (Net charge-offs as a percentage of average total loans \(c\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 182.21 Td (0.11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 182.21 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 182.21 Td (0.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 182.21 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 114.50 169.15 Td (CAPITAL RATIOS \(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 439.50 169.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.50 169.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 156.01 Td (Common Equity Tier 1 \(k\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 156.01 Td (13.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 156.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.75 156.01 Td (13.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 156.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 143.01 Td (Tier 1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 143.01 Td (13.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 143.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.75 143.01 Td (13.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 143.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 130.01 Td (Total \(Tier 1 and Tier 2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 130.01 Td (14.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 130.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 470.75 130.01 Td (14.29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 130.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 117.01 Td (Tier 1 leverage) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 117.01 Td (9.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 117.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 117.01 Td (9.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 117.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 114.50 104.01 Td (Tangible equity to tangible assets \(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 104.01 Td (8.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 104.01 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.25 104.01 Td (8.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 491.00 104.01 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 90.65 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 90.65 Td (Data presented as of the end of the period indicated.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 81.05 Td (\(b\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 81.05 Td (These amounts represent non-GAAP) Tj ET Q q 0 0 0 rg BT 207.68 81.05 Td ( financial measures since they exclude other intangible assets and goodwill. ) Tj ET Q q 0 0 0 rg BT 453.16 81.05 Td (Additional information ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 71.45 Td (regarding the calculation of these measures can be found under the caption Capital/Stockholders) Tj ET Q q 0 0 0 rg BT 403.96 71.45 Td ( Equity.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 61.85 Td (\(c\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 61.85 Td (Ratios are presented on an annualized basis.) Tj ET Q endstream endobj 69 0 obj <>] /Rotate 0 /Contents 70 0 R>> endobj 70 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (34) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 732.50 Td (\(d\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 732.50 Td (These amounts represent non-GAAP) Tj ET Q q 0 0 0 rg BT 207.68 732.50 Td ( financial measures since they exclude the after) Tj ET Q q 0 0 0 rg BT 358.78 732.50 Td (-tax impact of amortization of other intangible assets from ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 722.90 Td (earnings and exclude the balance sheet impact of goodwill and other intangible assets acquired through acquisitions on stockholders' equity) Tj ET Q q 0 0 0 rg BT 535.69 722.90 Td (. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 713.30 Td (Additional information regarding the calculation of these non-GAAP) Tj ET Q q 0 0 0 rg BT 310.76 713.30 Td ( financial measures can be found under the caption Return on ) Tj ET Q q 0 0 0 rg BT 512.24 713.30 Td (A) Tj ET Q q 0 0 0 rg BT 517.43 713.30 Td (verage ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 703.70 Td (T) Tj ET Q q 0 0 0 rg BT 94.33 703.70 Td (angible Stockholders' Equity Ratio.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 694.10 Td (\(e\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 694.10 Td (Information presented on a fully tax-equivalent basis.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 684.50 Td (\(f\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 684.50 Td (T) Tj ET Q q 0 0 0 rg BT 94.33 684.50 Td (otal non-interest expense \(less amortization of other intangible assets\) as a percentage of fully tax-equivalent net interest income plus total non-) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 674.90 Td (interest income \(excluding all gains or losses\). ) Tj ET Q q 0 0 0 rg BT 240.19 674.90 Td (Additional information regarding the calculation of these non-GAAP) Tj ET Q q 0 0 0 rg BT 460.95 674.90 Td ( financial measures can be ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 665.30 Td (found under the caption Ef) Tj ET Q q 0 0 0 rg BT 179.16 665.30 Td (ficiency Ratio.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 655.70 Td (\(g\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 655.70 Td (These amounts represent non-GAAP) Tj ET Q q 0 0 0 rg BT 207.68 655.70 Td ( financial measures since they exclude the provision for loan losses and all gains and losses included in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 646.10 Td (earnings.) Tj ET Q q 0 0 0 rg BT 122.66 646.10 Td (Additional information regarding the calculation of these measures can be found under the caption Pre-Provision Net Revenue.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 636.50 Td (\(h\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 636.50 Td (Nonperforming loans include loans 90 days past due and accruing, renegotiated loans and nonaccrual loans. Nonperforming assets include ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 626.90 Td (nonperforming loans and other real estate owned.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 617.30 Td (\(i\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 617.30 Td (Includes loans categorized as watch, substandard or doubtful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 607.70 Td (\(j\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 607.70 Td (Includes loans categorized as substandard or doubtful. ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 598.10 Td (\(k\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 598.10 Td (Peoples' capital conservation buf) Tj ET Q q 0 0 0 rg BT 195.04 598.10 Td (fer was ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 220.36 598.10 Td (6.27%) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 241.03 598.10 Td ( at March 31, 2017 and 6.29% at March 31, 2016, compared to 2.50% for the fully phased-in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 588.50 Td (capital conservation buf) Tj ET Q q 0 0 0 rg BT 166.71 588.50 Td (fer required by January 1, 2019. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 554.90 Td (Forward-Looking Statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 542.90 Td (Certain statements in this Form 10-Q, which are not historical fact, are forward-looking statements within the meaning of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 530.90 Td (Section 27A) Tj ET Q q 0 0 0 rg BT 103.17 530.90 Td ( of the Securities ) Tj ET Q q 0 0 0 rg BT 172.59 530.90 Td (Act, Section 21E of the Exchange ) Tj ET Q q 0 0 0 rg BT 310.05 530.90 Td (Act, and the Private Securities Litigation Reform ) Tj ET Q q 0 0 0 rg BT 508.34 530.90 Td (Act of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 518.90 Td (1995.) Tj ET Q q 0 0 0 rg BT 81.32 518.90 Td (W) Tj ET Q q 0 0 0 rg BT 89.96 518.90 Td (ords such as anticipates, estimate, may) Tj ET Q q 0 0 0 rg BT 266.18 518.90 Td (, feel, expect, believes, plans, will, would, should, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 506.90 Td (could and similar expressions are intended to identify these forward-looking statements but are not the exclusive means of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 494.90 Td (identifying such statements.Forward-looking statements are subject to risks and uncertainties that may cause actual results ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 482.90 Td (to dif) Tj ET Q q 0 0 0 rg BT 75.21 482.90 Td (fer materially) Tj ET Q q 0 0 0 rg BT 128.69 482.90 Td (.Factors that might cause such a dif) Tj ET Q q 0 0 0 rg BT 274.86 482.90 Td (ference include, but are not limited to:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 464.90 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 464.90 Td (Peoples' ability to leverage the system upgrade \(include the related core operating systems, data systems ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 452.90 Td (and products\) without complications or dif) Tj ET Q q 0 0 0 rg BT 296.62 452.90 Td (ficulties that may otherwise result in the loss of customers, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 440.90 Td (operational problems or one-time costs currently not anticipated to arise in connection with such upgrade; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 422.90 Td (\(2\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 422.90 Td (the success, impact, and timing of the implementation of Peoples' business strategies, including the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 410.90 Td (successful integration of acquisitions and the expansion of consumer lending activity;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 392.90 Td (\(3\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 392.90 Td (Peoples' ability to integrate any future acquisitions which may be unsuccessful, or may be more dif) Tj ET Q q 0 0 0 rg BT 521.96 392.90 Td (ficult, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 380.90 Td (time-consuming or costly than expected; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 362.90 Td (\(4\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 362.90 Td (Peoples may issue equity securities in connection with future acquisitions, which could cause ownership ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 350.90 Td (and economic dilution to Peoples' current shareholders;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 332.90 Td (\(5\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 332.90 Td (local, regional, national and international economic conditions and the impact these conditions may have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 320.90 Td (on Peoples, its customers and its counterparties, and Peoples' assessment of the impact, which may be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 308.90 Td (dif) Tj ET Q q 0 0 0 rg BT 136.93 308.90 Td (ferent than anticipated;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 290.90 Td (\(6\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 290.90 Td (competitive pressures among financial institutions or from non-financial institutions which may increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 278.90 Td (significantly) Tj ET Q q 0 0 0 rg BT 175.34 278.90 Td (, including product and pricing pressures, changes to third-party relationships and revenues, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 266.90 Td (and Peoples' ability to attract, develop and retain qualified professionals; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 248.90 Td (\(7\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 248.90 Td (changes in the interest rate environment due to economic conditions and/or the fiscal policies of the United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 236.90 Td (States \("U.S."\) government and the Board of Governors of the Federal Reserve System \(the "Federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 224.90 Td (Reserve Board"\), which may adversely impact interest rates, interest mar) Tj ET Q q 0 0 0 rg BT 417.85 224.90 Td (gins, loan demand and interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 212.90 Td (sensitivity; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 194.90 Td (\(8\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 194.90 Td (changes in prepayment speeds, loan originations, levels of nonperforming assets, delinquent loans and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 182.90 Td (char) Tj ET Q q 0 0 0 rg BT 143.03 182.90 Td (ge-of) Tj ET Q q 0 0 0 rg BT 163.94 182.90 Td (fs, which may be less favorable than expected and adversely impact the amount of interest income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 170.90 Td (generated;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 152.90 Td (\(9\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 152.90 Td (adverse changes in the economic conditions and/or activities, including, but not limited to, continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 140.90 Td (economic uncertainty in the U.S., the European Union \(including uncertainty created by the June 23, 2016 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 128.90 Td (referendum by British voters to exit the European Union\), ) Tj ET Q q 0 0 0 rg BT 359.83 128.90 Td (Asia and other areas, which could decrease sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 116.90 Td (volumes, add volatility to the global stock markets and increase loan delinquencies and defaults; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 98.90 Td (\(10\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 98.90 Td (uncertainty regarding the nature, timing and ef) Tj ET Q q 0 0 0 rg BT 312.14 98.90 Td (fect of legislative or regulatory changes or actions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 86.90 Td (promulgated and to be promulgated by governmental and regulatory agencies in the State of Ohio, the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 74.90 Td (Federal Deposit Insurance Corporation, the Federal Reserve Board and the Consumer Financial Protection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 62.90 Td (Bureau, which may subject Peoples, its subsidiaries, or one or more acquired companies to a variety of new ) Tj ET Q endstream endobj 71 0 obj <>] /Rotate 0 /Contents 72 0 R>> endobj 72 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 731.10 Td (and more stringent legal and regulatory requirements which adversely af) Tj ET Q q 0 0 0 rg BT 415.99 731.10 Td (fect their respective businesses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 719.10 Td (including in particular the rules and regulations promulgated and to be promulgated under the Dodd-Frank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 707.10 Td (W) Tj ET Q q 0 0 0 rg BT 134.64 707.10 Td (all Street Reform and Consumer Protection ) Tj ET Q q 0 0 0 rg BT 309.60 707.10 Td (Act of 2010, and the Basel III regulatory capital reform; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 689.10 Td (\(1) Tj ET Q q 0 0 0 rg BT 102.46 689.10 Td (1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 689.10 Td (deterioration in the credit quality of Peoples' loan portfolio, which may adversely impact the provision for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 677.10 Td (loan losses;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 659.10 Td (\(12\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 659.10 Td (changes in accounting standards, policies, estimates or procedures which may adversely af) Tj ET Q q 0 0 0 rg BT 488.20 659.10 Td (fect Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 647.10 Td (reported financial condition or results of operations;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 629.10 Td (\(13\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 629.10 Td (Peoples' assumptions and estimates used in applying critical accounting policies, which may prove ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 617.10 Td (unreliable, inaccurate or not predictive of actual results;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 599.10 Td (\(14\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 599.10 Td (adverse changes in the conditions and trends in the financial markets, including political developments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 587.10 Td (which may adversely af) Tj ET Q q 0 0 0 rg BT 221.06 587.10 Td (fect the fair value of securities within Peoples' investment portfolio, the interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 575.10 Td (sensitivity of Peoples' consolidated balance sheet, and the income generated by Peoples' trust and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 563.10 Td (investment activities;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 545.10 Td (\(15\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 545.10 Td (changes in law and policy accompanying the new presidential administration and uncertainty or speculation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 533.10 Td (pending the enactment of such changes;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 515.10 Td (\(16\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 515.10 Td (Peoples' ability to receive dividends from its subsidiaries;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 497.10 Td (\(17\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 497.10 Td (Peoples' ability to maintain required capital levels and adequate sources of funding and liquidity;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 479.10 Td (\(18\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 479.10 Td (the impact of minimum capital thresholds established as a part of the implementation of Basel III;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 461.10 Td (\(19\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 461.10 Td (the impact of lar) Tj ET Q q 0 0 0 rg BT 191.63 461.10 Td (ger or similar sized financial institutions encountering problems, which may adversely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 449.10 Td (af) Tj ET Q q 0 0 0 rg BT 133.59 449.10 Td (fect the banking industry and/or Peoples' business generation and retention, funding and liquidity;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 431.10 Td (\(20\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 431.10 Td (the costs and ef) Tj ET Q q 0 0 0 rg BT 187.74 431.10 Td (fects of regulatory and legal developments, including the outcome of potential regulatory or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 419.10 Td (other governmental inquiries and legal proceedings and results of regulatory examinations;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 401.10 Td (\(21\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 401.10 Td (Peoples' ability to secure confidential information through the use of computer systems and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 389.10 Td (telecommunications networks, including those of Peoples' third-party vendors and other service providers, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 377.10 Td (may prove inadequate, which could adversely af) Tj ET Q q 0 0 0 rg BT 319.35 377.10 Td (fect customer confidence in Peoples and/or result in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 365.10 Td (Peoples incurring a financial loss;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 347.10 Td (\(22\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 347.10 Td (ability to anticipate and respond to technological changes which can impact Peoples' ability to respond to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 335.10 Td (customer needs and meet competitive demands;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 317.10 Td (\(23\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 317.10 Td (changes in consumer spending, borrowing and saving habits, whether due to changes in business and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 305.10 Td (economic conditions, legislative or regulatory initiatives, or other factors, which may be dif) Tj ET Q q 0 0 0 rg BT 492.10 305.10 Td (ferent than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 293.10 Td (anticipated;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 275.10 Td (\(24\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 275.10 Td (the overall adequacy of Peoples' risk management program;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 257.10 Td (\(25\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 257.10 Td (the impact on Peoples' businesses, as well as on the risks described above, of various domestic or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 245.10 Td (international widespread natural or other disasters, pandemics, cyber attacks, military or terrorist activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 233.10 Td (or conflicts;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 215.10 Td (\(26\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 215.10 Td (significant changes in the tax laws, which may adversely af) Tj ET Q q 0 0 0 rg BT 363.52 215.10 Td (fect the fair values of deferred tax assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 203.10 Td (obligations of states and political subdivisions held in Peoples' investment securities portfolio; and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 185.10 Td (\(27\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 185.10 Td (other risk factors relating to the banking industry or Peoples as detailed from time to time in Peoples) Tj ET Q q 0 0 0 rg BT 530.44 185.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 173.10 Td (reports filed with the Securities and Exchange Commission \(the "SEC",\) including those risk factors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 161.10 Td (included in the disclosures under the heading "ITEM 1A. RISK F) Tj ET Q q 0 0 0 rg BT 387.35 161.10 Td (ACT) Tj ET Q q 0 0 0 rg BT 407.17 161.10 Td (ORS" of Peoples) Tj ET Q q 0 0 0 rg BT 477.73 161.10 Td ( ) Tj ET Q q 0 0 0 rg BT 479.68 161.10 Td (Annual Report on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 149.10 Td (Form 10-K for the fiscal year ended December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.92 149.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.92 149.10 Td ( \("Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.24 149.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.24 149.10 Td ( Form 10-K"\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 131.10 Td (All forward-looking statements speak only as of the filing date of this Form 10-Q and are expressly qualified in their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 119.10 Td (entirety by the cautionary statements.) Tj ET Q q 0 0 0 rg BT 208.12 119.10 Td (Although management believes the expectations in these forward-looking statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 107.10 Td (are based on reasonable assumptions within the bounds of management) Tj ET Q q 0 0 0 rg BT 342.54 107.10 Td (s knowledge of Peoples) Tj ET Q q 0 0 0 rg BT 439.83 107.10 Td ( business and operations, it is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 95.10 Td (possible that actual results may dif) Tj ET Q q 0 0 0 rg BT 192.40 95.10 Td (fer materially from these projections.) Tj ET Q q 0 0 0 rg BT 345.40 95.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 395.30 95.10 Td (, Peoples undertakes no obligation to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 83.10 Td (update these forward-looking statements to reflect events or circumstances after the filing date of this Form 10-Q or to reflect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 71.10 Td (the occurrence of unanticipated events except as may be required by applicable legal requirements.Copies of documents ) Tj ET Q endstream endobj 73 0 obj <>] /Rotate 0 /Contents 74 0 R>> endobj 74 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (filed with the SEC are available free of char) Tj ET Q q 0 0 0 rg BT 229.85 731.10 Td (ge at the SEC) Tj ET Q q 0 0 0 rg BT 287.34 731.10 Td (s website at www) Tj ET Q q 0 0 0 rg BT 357.51 731.10 Td (.sec.gov and/or from Peoples' website ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (www) Tj ET Q q 0 0 0 rg BT 75.02 719.10 Td (.peoplesbancorp.com under the Investor Relations section.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 701.10 Td (This discussion and analysis should be read in conjunction with the audited Consolidated Financial Statements, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 689.10 Td (Notes thereto, contained in Peoples) Tj ET Q q 0 0 0 rg BT 197.94 689.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.44 689.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.44 689.10 Td ( Form 10-K, as well as the Unaudited Consolidated Financial Statements, Notes to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (the Unaudited Consolidated Financial Statements, ratios, statistics and discussions contained elsewhere in this Form 10-Q.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (Business Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 641.10 Td (The following discussion and analysis of Peoples) Tj ET Q q 0 0 0 rg BT 271.79 641.10 Td ( Unaudited Consolidated Financial Statements is presented to provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (insight into management) Tj ET Q q 0 0 0 rg BT 155.65 629.10 Td (s assessment of the financial condition and results of operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 611.10 Td (Peoples of) Tj ET Q q 0 0 0 rg BT 113.76 611.10 Td (fers diversified financial products and services through 76 financial service locations, including 67 full-service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (bank branches, and 75 ) Tj ET Q q 0 0 0 rg BT 145.36 599.10 Td (Automated ) Tj ET Q q 0 0 0 rg BT 192.12 599.10 Td (T) Tj ET Q q 0 0 0 rg BT 197.53 599.10 Td (eller Machines \("A) Tj ET Q q 0 0 0 rg BT 272.69 599.10 Td (TMs"\) in northeastern, central, southwestern and southeastern Ohio, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.10 Td (west central ) Tj ET Q q 0 0 0 rg BT 104.35 587.10 Td (W) Tj ET Q q 0 0 0 rg BT 112.99 587.10 Td (est ) Tj ET Q q 0 0 0 rg BT 126.42 587.10 Td (V) Tj ET Q q 0 0 0 rg BT 133.04 587.10 Td (ir) Tj ET Q q 0 0 0 rg BT 138.97 587.10 Td (ginia and northeastern Kentucky through its financial service units Peoples Bank and Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.10 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 94.82 575.10 Td (Agency) Tj ET Q q 0 0 0 rg BT 125.26 575.10 Td (, LLC \("Peoples Insurance"\), a subsidiary of Peoples Bank.Peoples Bank is subject to regulation and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 563.10 Td (examination primarily by the Ohio Division of Financial Institutions \(the "ODFI"\), the Federal Reserve Bank of Cleveland ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 551.10 Td (and the Federal Deposit Insurance Corporation \("FDIC"\). Peoples Bank is also subject to regulations of the Consumer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 539.10 Td (Financial Protection Bureau \(the "CFPB"\) which regulates consumer financial products and services and certain financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.10 Td (services providers. Peoples Insurance is subject to regulation by the Ohio Department of Insurance and the state insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 515.10 Td (regulatory agencies of those states in which Peoples Insurance may do business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 497.10 Td (Peoples) Tj ET Q q 0 0 0 rg BT 105.70 497.10 Td ( products and services include traditional banking products, such as deposit accounts, lending products and trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.10 Td (services.Peoples provides services through traditional of) Tj ET Q q 0 0 0 rg BT 284.32 485.10 Td (fices, ) Tj ET Q q 0 0 0 rg BT 307.64 485.10 Td (A) Tj ET Q q 0 0 0 rg BT 313.76 485.10 Td (TMs, mobile banking for consumers and telephone and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 473.10 Td (internet-based banking.Peoples also of) Tj ET Q q 0 0 0 rg BT 213.22 473.10 Td (fers a complete array of insurance products and makes available custom-tailored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 461.10 Td (fiduciary) Tj ET Q q 0 0 0 rg BT 89.44 461.10 Td (, employee benefit plan and asset management services.Brokerage services are of) Tj ET Q q 0 0 0 rg BT 419.68 461.10 Td (fered by Peoples exclusively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.10 Td (through an unaf) Tj ET Q q 0 0 0 rg BT 117.13 449.10 Td (filiated registered broker) Tj ET Q q 0 0 0 rg BT 215.78 449.10 Td (-dealer located at Peoples Bank's of) Tj ET Q q 0 0 0 rg BT 358.18 449.10 Td (fices. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 425.10 Td (Critical ) Tj ET Q q 0 0 0 rg BT 88.71 425.10 Td (Accounting Policies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 413.10 Td (The accounting and reporting policies of Peoples conform to US GAAP) Tj ET Q q 0 0 0 rg BT 359.35 413.10 Td ( and to general practices within the financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 401.10 Td (services industry) Tj ET Q q 0 0 0 rg BT 120.84 401.10 Td (.) Tj ET Q q 0 0 0 rg BT 128.16 401.10 Td (The preparation of the financial statements in conformity with US GAAP) Tj ET Q q 0 0 0 rg BT 421.60 401.10 Td ( requires management to make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 389.10 Td (estimates and assumptions that af) Tj ET Q q 0 0 0 rg BT 187.68 389.10 Td (fect the amounts reported in the financial statements and accompanying notes.) Tj ET Q q 0 0 0 rg BT 505.08 389.10 Td (Actual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 377.10 Td (results could materially dif) Tj ET Q q 0 0 0 rg BT 161.29 377.10 Td (fer from those estimates.Management has identified the accounting policies that, due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 365.10 Td (judgments, estimates and assumptions inherent in those policies, are critical to understanding Peoples) Tj ET Q q 0 0 0 rg BT 462.61 365.10 Td ( Unaudited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 353.10 Td (Consolidated Financial Statements, and Management) Tj ET Q q 0 0 0 rg BT 269.79 353.10 Td (s Discussion and ) Tj ET Q q 0 0 0 rg BT 338.96 353.10 Td (Analysis at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.17 353.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.77 353.10 Td (, which were unchanged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.10 Td (from the policies disclosed in Peoples) Tj ET Q q 0 0 0 rg BT 207.95 341.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.45 341.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.45 341.10 Td ( Form 10-K.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 317.10 Td (Summary of Recent ) Tj ET Q q 0 0 0 rg BT 143.80 317.10 Td (T) Tj ET Q q 0 0 0 rg BT 149.73 317.10 Td (ransactions and Events) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 305.10 Td (The following is a summary of recent transactions and events that have impacted or are expected to impact Peoples) Tj ET Q q 0 0 0 rg BT 535.54 305.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.10 Td (results of operations or financial condition:) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 72.00 272.94 cm /I22 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 275.10 Td (On March 31, 2017, Peoples closed four full-service bank branches. ) Tj ET Q q 0 0 0 rg BT 366.96 275.10 Td (The closures included two Ohio of) Tj ET Q q 0 0 0 rg BT 505.36 275.10 Td (fices located ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 263.10 Td (in Belpre and ) Tj ET Q q 0 0 0 rg BT 146.19 263.10 Td (W) Tj ET Q q 0 0 0 rg BT 155.23 263.10 Td (ilmington, and two ) Tj ET Q q 0 0 0 rg BT 233.38 263.10 Td (W) Tj ET Q q 0 0 0 rg BT 242.02 263.10 Td (est ) Tj ET Q q 0 0 0 rg BT 255.44 263.10 Td (V) Tj ET Q q 0 0 0 rg BT 262.07 263.10 Td (ir) Tj ET Q q 0 0 0 rg BT 267.99 263.10 Td (ginia of) Tj ET Q q 0 0 0 rg BT 298.64 263.10 Td (fices located in Huntington and Point Pleasant. Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 251.10 Td (continues to evaluate the branch structure in an ef) Tj ET Q q 0 0 0 rg BT 288.63 251.10 Td (fort to optimize ef) Tj ET Q q 0 0 0 rg BT 360.92 251.10 Td (ficiency) Tj ET Q q 0 0 0 rg BT 392.48 251.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 72.00 230.94 cm /I23 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 233.10 Td (On January 31, 2017, Peoples Insurance acquired a third-party insurance administration company with annual net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 221.10 Td (revenue of $0.4 million located in Piketon, Ohio. ) Tj ET Q q 0 0 0 rg BT 290.89 221.10 Td (The acquisition did not materially impact Peoples' financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 209.10 Td (position, results of operations or cash flows.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 72.00 188.94 cm /I24 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 191.10 Td (On January 27, 2017, Peoples entered into two $10.0 million forward starting interest rate swaps, which will become ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 179.10 Td (ef) Tj ET Q q 0 0 0 rg BT 97.59 179.10 Td (fective in 2018 and mature between 2025 and 2027, with interest rates ranging from 2.47% to 2.53%. For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 167.10 Td (additional information regarding Peoples' interest rate swaps, refer to Note 9 Financial Instruments with Of) Tj ET Q q 0 0 0 rg BT 518.45 167.10 Td (f-Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 155.10 Td (Sheet Risk.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 72.00 134.94 cm /I25 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 137.10 Td (In the fourth quarter of 2016, Peoples converted its core banking system \(including ancillary systems as well as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 125.10 Td (hardware, operating system, application software and data center locations\). ) Tj ET Q q 0 0 0 rg BT 398.87 125.10 Td (The conversion resulted in a pre-tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 113.10 Td (combined revenue and expense impact of $1.3 million, or $0.05 in earnings per diluted share, for the full year) Tj ET Q q 0 0 0 rg BT 528.20 113.10 Td (. ) Tj ET Q q 0 0 0 rg BT 535.52 113.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 101.10 Td (costs recorded in the fourth quarter) Tj ET Q q 0 0 0 rg BT 229.82 101.10 Td (, third quarter and second quarter of 2016 were $700,000, $423,000 and $90,000, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 89.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 137.66 89.10 Td (. Deposit account service char) Tj ET Q q 0 0 0 rg BT 260.21 89.10 Td (ges were impacted by the system conversion as Peoples granted waivers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 77.10 Td (of $85,000 related to account services char) Tj ET Q q 0 0 0 rg BT 261.14 77.10 Td (ges in the fourth quarter of 2016. ) Tj ET Q q 0 0 0 rg BT 397.87 77.10 Td (The remainder of the $1.3 million ) Tj ET Q endstream endobj 75 0 obj <>] /Rotate 0 /Contents 76 0 R>> endobj 76 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 731.10 Td (recorded in the fourth quarter of 2016 was in various expense categories, primarily in other non-interest expense, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 719.10 Td (professional fees, and salaries and employee benefit costs.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 72.00 698.94 cm /I26 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 701.10 Td (During the fourth quarter of 2016, Peoples entered into two $5.0 million forward starting interest rate swaps, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 689.10 Td (become ef) Tj ET Q q 0 0 0 rg BT 131.18 689.10 Td (fective in 2018 and mature in 2022 and 2026, with interest rates of 1.56% and 1.83%. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 677.10 Td (information regarding Peoples' interest rate swaps, refer to Note 9 Financial Instruments with Of) Tj ET Q q 0 0 0 rg BT 475.96 677.10 Td (f-Balance Sheet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 665.10 Td (Risk.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 72.00 644.94 cm /I27 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 647.10 Td (During the second quarter of 2016, Peoples executed the following transactions to take advantage of the low interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 635.10 Td (rates, which included: ) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 108.00 614.94 cm /I28 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 617.10 Td (Peoples restructured $20.0 million of FHLB borrowings that had a weighted-average rate of 2.97%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 605.10 Td (resulting in a $700,000 loss. Peoples replaced these borrowings with a long-term FHLB advance, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 593.10 Td (has an interest rate of 2.17% and matures in 2026. ) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 108.00 572.94 cm /I29 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 575.10 Td (Peoples borrowed an additional $35.0 million of long-term FHLB amortizing advances, which had interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 563.10 Td (rates ranging from 1.08% to 1.40%, and mature between 2019 and 2031. ) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 108.00 542.94 cm /I30 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 545.10 Td (Peoples entered into three $10.0 million forward starting interest rate swaps, which become ef) Tj ET Q q 0 0 0 rg BT 502.09 545.10 Td (fective in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 533.10 Td (2018 and mature between 2023 and 2025, with interest rates ranging from 1.49% to 1.56%. For additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 521.10 Td (information regarding Peoples' interest rate swaps, refer to Note 9 Financial Instruments with Of) Tj ET Q q 0 0 0 rg BT 511.96 521.10 Td (f-Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 509.10 Td (Sheet Risk.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 72.00 488.94 cm /I31 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 491.10 Td (On June 8, 2016, Peoples purchased an additional $35.0 million in bank owned life insurance \("BOLI"\). ) Tj ET Q q 0 0 0 rg BT 511.51 491.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 479.10 Td (additional bank owned life insurance added $326,000 in non-interest income in the first quarter of 2017 compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 467.10 Td (the first quarter of 2016. ) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 72.00 446.94 cm /I32 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 449.10 Td (On March 4, 2016, Peoples entered into a Credit ) Tj ET Q q 0 0 0 rg BT 285.79 449.10 Td (Agreement \(the "RBJ Credit ) Tj ET Q q 0 0 0 rg BT 401.52 449.10 Td (Agreement"\) with Raymond James, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 437.10 Td (which provides Peoples with a revolving line of credit in the maximum aggregate principal amount of $15 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 425.10 Td (for the purpose of: \(i\) to the extent that any amounts remained then outstanding, paying of) Tj ET Q q 0 0 0 rg BT 450.28 425.10 Td (f the $15 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 413.10 Td (revolving line of credit to Peoples pursuant to the U.S. Bank Loan ) Tj ET Q q 0 0 0 rg BT 356.62 413.10 Td (Agreement; \(ii\) making acquisitions; \(iii\) making ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 401.10 Td (stock repurchases; \(iv\) working capital needs; and \(v\) other general corporate purposes. On March 4, 2016, Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 389.10 Td (paid upfront fees for the establishment of a revolving line of credit agreement of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.77 389.10 Td ($70,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.27 389.10 Td (, representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.20 389.10 Td (0.47%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.03 389.10 Td ( of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 377.10 Td (loan commitment under the RJB Credit ) Tj ET Q q 0 0 0 rg BT 249.42 377.10 Td (Agreement. ) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 72.00 356.94 cm /I33 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 359.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 99.26 359.10 Td (fective March 2, 2016, Peoples terminated the loan agreement with U.S. Bank National ) Tj ET Q q 0 0 0 rg BT 450.55 359.10 Td (Association dated as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 347.10 Td (December 18, 2012, as amended \(the "U.S. Bank Loan ) Tj ET Q q 0 0 0 rg BT 311.52 347.10 Td (Agreement"\). ) Tj ET Q q 0 0 0 rg BT 370.31 347.10 Td (As of the termination date, Peoples had no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 335.10 Td (outstanding borrowings under the U.S. Bank Loan ) Tj ET Q q 0 0 0 rg BT 293.59 335.10 Td (Agreement. Peoples paid an immaterial non-usage fee in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 323.10 Td (connection with the termination of the U.S. Bank Loan ) Tj ET Q q 0 0 0 rg BT 311.90 323.10 Td (Agreement.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 72.00 302.94 cm /I34 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 305.10 Td (On January 6, 2016, Peoples Bank acquired a small financial advisory book of business in Marietta, Ohio for total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 293.10 Td (cash consideration of $0.5 million, and recorded $0.5 million of customer relationship intangibles. ) Tj ET Q q 0 0 0 rg BT 488.07 293.10 Td (The acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 281.10 Td (did not materially impact Peoples' financial position, results of operations or cash flows.) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 72.00 260.94 cm /I35 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 263.10 Td (Peoples' net interest income and net interest mar) Tj ET Q q 0 0 0 rg BT 282.95 263.10 Td (gin are impacted by changes in market interest rates based upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 251.10 Td (actions taken by the Federal Reserve Board, either directly or through its Open Market Committee. ) Tj ET Q q 0 0 0 rg BT 490.82 251.10 Td (These actions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 239.10 Td (include changing its tar) Tj ET Q q 0 0 0 rg BT 183.40 239.10 Td (get Federal Funds Rate \(the interest rate at which banks lend money to each other\), Discount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 227.10 Td (Rate \(the interest rate char) Tj ET Q q 0 0 0 rg BT 195.32 227.10 Td (ged to banks for money borrowed from the Federal Reserve Bank\) and longer) Tj ET Q q 0 0 0 rg BT 506.13 227.10 Td (-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 215.10 Td (market interest rates \(primarily U.S. ) Tj ET Q q 0 0 0 rg BT 236.72 215.10 Td (T) Tj ET Q q 0 0 0 rg BT 242.48 215.10 Td (reasury securities\). Longer) Tj ET Q q 0 0 0 rg BT 351.67 215.10 Td (-term market interest rates also are af) Tj ET Q q 0 0 0 rg BT 500.31 215.10 Td (fected by the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 203.10 Td (demand for U.S. ) Tj ET Q q 0 0 0 rg BT 158.42 203.10 Td (T) Tj ET Q q 0 0 0 rg BT 164.17 203.10 Td (reasury securities. ) Tj ET Q q 0 0 0 rg BT 241.19 203.10 Td (The resulting changes in the yield curve slope have a direct impact on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 191.10 Td (reinvestment rates for Peoples' earning assets. ) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 72.00 170.94 cm /I36 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 173.10 Td (The Federal Reserve raised the benchmark federal funds rate by 25 basis points in March 2017. ) Tj ET Q q 0 0 0 rg BT 475.99 173.10 Td (Additional rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 161.10 Td (increases are widely anticipated in 2017. However) Tj ET Q q 0 0 0 rg BT 293.96 161.10 Td (, global developments might have dampened these expectations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 149.10 Td (Geopolitical tensions between the US and North Korea, ongoing instability in the Middle East, and the possibility of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 137.10 Td (more European nations following Great Britain and exiting the European Union are all potentially significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 125.10 Td (situations that could negatively impact the market. Discouraging earnings reports and certain economic releases in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 113.10 Td (the first quarter of 2017 could also cause the Federal Reserve to pause its ef) Tj ET Q q 0 0 0 rg BT 392.50 113.10 Td (fort to tighten monetary policy further in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 101.10 Td (2017. Peoples is closely monitoring interest rates, both foreign and domestic, and potential impacts to Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 89.10 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 71.10 Td (The ) Tj ET Q q 0 0 0 rg BT 90.16 71.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 119.99 71.10 Td (of ) Tj ET Q q 0 0 0 rg BT 130.94 71.10 Td (these ) Tj ET Q q 0 0 0 rg BT 154.10 71.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 204.48 71.10 Td (and ) Tj ET Q q 0 0 0 rg BT 221.54 71.10 Td (events, ) Tj ET Q q 0 0 0 rg BT 252.20 71.10 Td (where ) Tj ET Q q 0 0 0 rg BT 279.24 71.10 Td (material, ) Tj ET Q q 0 0 0 rg BT 317.12 71.10 Td (is ) Tj ET Q q 0 0 0 rg BT 326.40 71.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 367.35 71.10 Td (in ) Tj ET Q q 0 0 0 rg BT 377.75 71.10 Td (the ) Tj ET Q q 0 0 0 rg BT 392.58 71.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 436.28 71.10 Td (sections ) Tj ET Q q 0 0 0 rg BT 471.12 71.10 Td (of ) Tj ET Q q 0 0 0 rg BT 482.06 71.10 Td (this ) Tj ET Q q 0 0 0 rg BT 499.13 71.10 Td (Management) Tj ET Q q 0 0 0 rg BT 554.11 71.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 59.10 Td (Discussion ) Tj ET Q q 0 0 0 rg BT 100.39 59.10 Td (and ) Tj ET Q q 0 0 0 rg BT 116.78 59.10 Td (Analysis ) Tj ET Q q 0 0 0 rg BT 154.28 59.10 Td (of ) Tj ET Q q 0 0 0 rg BT 165.11 59.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 204.82 59.10 Td (Condition ) Tj ET Q q 0 0 0 rg BT 247.33 59.10 Td (and ) Tj ET Q q 0 0 0 rg BT 264.26 59.10 Td (Results ) Tj ET Q q 0 0 0 rg BT 296.21 59.10 Td (of ) Tj ET Q q 0 0 0 rg BT 307.04 59.10 Td (Operations.) Tj ET Q endstream endobj 77 0 obj <>] /Rotate 0 /Contents 78 0 R>> endobj 78 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (38) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.70 731.25 Td (EXECUTIVE SUMMAR) Tj ET Q q 0 0 0 rg BT 356.41 731.25 Td (Y) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 707.25 Td (Peoples recorded net income for the quarter ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.80 707.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.40 707.25 Td ( of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.73 707.25 Td ($8.8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.62 707.25 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.45 707.25 Td ($0.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.95 707.25 Td ( per diluted common share, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.25 Td (compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.20 695.25 Td ($8.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.09 695.25 Td (, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.92 695.25 Td ($0.44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.42 695.25 Td ( per diluted common share, for the first quarter of 2016 and net income of $7.4 million, or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.25 Td ($0.41 per diluted common share, for the fourth quarter of 2016. ) Tj ET Q q 0 0 0 rg BT 312.92 683.25 Td (The increase in net income compared to the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.25 Td (2016 was related to higher net interest income and total non-interest income, of) Tj ET Q q 0 0 0 rg BT 371.22 671.25 Td (fset partially by an increase in total non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 659.25 Td (interest expense. During the first quarter of 2017, Peoples recorded total revenue of $40.6 million compared to $38.9 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 647.25 Td (for the first quarter of 2016 and $38.8 million for the fourth quarter of 2016. ) Tj ET Q q 0 0 0 rg BT 363.74 647.25 Td (T) Tj ET Q q 0 0 0 rg BT 369.15 647.25 Td (otal non-interest expense during the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 635.25 Td (quarter of 2017 was $27.3 million compared to $26.3 million for the first quarter of 2016 and $27.3 million for the fourth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 623.25 Td (quarter of 2016. ) Tj ET Q q 0 0 0 rg BT 122.96 623.25 Td (The ef) Tj ET Q q 0 0 0 rg BT 148.60 623.25 Td (ficiency ratio was 64.89% for the first quarter of 2017 compared to 64.26% for the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.25 Td (2016 and 66.87% for the fourth quarter of 2016. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 593.25 Td (Net interest income was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.86 593.25 Td ($26.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.75 593.25 Td ( in the first quarter of 2017, a 5% increase compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.72 593.25 Td ($25.8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.61 593.25 Td ( for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.99 593.25 Td (first) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.10 593.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.25 Td (quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.65 581.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.65 581.25 Td (, and a 1% increase compared to $26.7 million for the fourth quarter of 2016. Net interest mar) Tj ET Q q 0 0 0 rg BT 493.40 581.25 Td (gin was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 569.25 Td (relatively stable and for the first quarter of 2017 was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.71 569.25 Td (3.55%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.54 569.25 Td (, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.74 569.25 Td (3.53%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.57 569.25 Td ( in the first quarter of 2016 and 3.54% in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.25 Td (fourth quarter of 2016. ) Tj ET Q q 0 0 0 rg BT 149.90 557.25 Td (The increase in net interest income compared to both periods was due primarily to loan growth. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 539.25 Td (The accretion income, net of amortization expense, from the acquisitions was $829,000 for the first quarter of 2017, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 527.25 Td (compared to $951,000 in the first quarter of 2016 and $874,000 for the fourth quarter of 2016, which added 1) Tj ET Q q 0 0 0 rg BT 491.29 527.25 Td (1 basis points, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 515.25 Td (12 basis points and 1) Tj ET Q q 0 0 0 rg BT 137.52 515.25 Td (1 basis points, respectively) Tj ET Q q 0 0 0 rg BT 244.63 515.25 Td (, to the net interest mar) Tj ET Q q 0 0 0 rg BT 336.64 515.25 Td (gin.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 497.25 Td (Peoples' provision for loan losses for the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.83 497.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.82 497.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.64 497.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.24 497.25 Td ( was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.79 497.25 Td ($0.6 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.69 497.25 Td (, compared to $1.0 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.25 Td (for the first quarter of 2016 and $0.7 million for the fourth quarter of 2016. ) Tj ET Q q 0 0 0 rg BT 358.74 485.25 Td (The provision for loan losses recorded in the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 473.25 Td (quarter of 2017 was primarily driven by loan growth, and was partially of) Tj ET Q q 0 0 0 rg BT 348.46 473.25 Td (fset by improvements in asset quality) Tj ET Q q 0 0 0 rg BT 496.95 473.25 Td (. ) Tj ET Q q 0 0 0 rg BT 504.27 473.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 461.25 Td (provision for loan losses recorded in the first and fourth quarters of 2016 was lar) Tj ET Q q 0 0 0 rg BT 375.96 461.25 Td (gely due to loan growth experienced during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.25 Td (the quarters. ) Tj ET Q q 0 0 0 rg BT 108.24 449.25 Td (The ratio of the allowance for loan losses as a percent of originated loans, net of deferred fees and costs, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.25 Td (decreased to 1.05% at March 31, 2017, from 1.17% at March 31, 2016 and 1.08% at December 31, 2016. ) Tj ET Q q 0 0 0 rg BT 479.44 437.25 Td (Annualized net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 425.25 Td (char) Tj ET Q q 0 0 0 rg BT 71.03 425.25 Td (ge-of) Tj ET Q q 0 0 0 rg BT 91.94 425.25 Td (fs were 0.1) Tj ET Q q 0 0 0 rg BT 135.72 425.25 Td (1% of average total loans during the first quarter of 2017, compared to 0.09% in the first and fourth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.25 Td (quarters of 2016. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 395.25 Td (Asset quality during the quarter improved. Criticized loans, which are those loans categorized as watch, substandard or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 383.25 Td (doubtful, were relatively flat during the quarter) Tj ET Q q 0 0 0 rg BT 241.99 383.25 Td (. Nonperforming loans declined $3.8 million, or 15%, compared to December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 371.25 Td (31, 2016, as several payof) Tj ET Q q 0 0 0 rg BT 158.23 371.25 Td (fs on lar) Tj ET Q q 0 0 0 rg BT 190.82 371.25 Td (ger relationships were received during the quarter) Tj ET Q q 0 0 0 rg BT 389.07 371.25 Td (. Nonperforming loans as a percent of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 359.25 Td (total loans were 0.95% at March 31, 2017 compared to 0.97% at March 31, 2016, and 1.13% at December 31, 2016. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 341.25 Td (T) Tj ET Q q 0 0 0 rg BT 77.41 341.25 Td (otal non-interest income for the first quarter of 2017 increased $0.6 million, or 4%, compared to first quarter of 2016, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 329.25 Td (and $1.6 million, or 13%, from the linked quarter) Tj ET Q q 0 0 0 rg BT 250.90 329.25 Td (. ) Tj ET Q q 0 0 0 rg BT 258.22 329.25 Td (The increase compared to the first quarter of 2016 was primarily due to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 317.25 Td (higher bank owned life insurance income. ) Tj ET Q q 0 0 0 rg BT 226.54 317.25 Td (The increase of $326,000 compared to the first quarter of 2016 was a result of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 305.25 Td (additional polices that were purchased late in the second quarter of 2016. Compared to the first quarter of 2016, trust and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.25 Td (investment income and mortgage banking income also increased, and were of) Tj ET Q q 0 0 0 rg BT 364.55 293.25 Td (fset by declines in insurance income and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 281.25 Td (deposit account service char) Tj ET Q q 0 0 0 rg BT 166.82 281.25 Td (ges. ) Tj ET Q q 0 0 0 rg BT 187.47 281.25 Td (The increase compared to the linked quarter was due lar) Tj ET Q q 0 0 0 rg BT 411.36 281.25 Td (gely to annual performance-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 269.25 Td (insurance commissions, which, for the most part, are recognized in the first quarter of each year) Tj ET Q q 0 0 0 rg BT 436.64 269.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 251.25 Td (T) Tj ET Q q 0 0 0 rg BT 77.41 251.25 Td (otal non-interest expense for the first quarter of 2017 was $27.3 million, compared to $26.3 million during the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 239.25 Td (quarter of 2016 and $27.3 million for the linked quarter of 2016. ) Tj ET Q q 0 0 0 rg BT 316.81 239.25 Td (The increase of $1.2 million, or 8%, in salaries and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 227.25 Td (employee benefit costs compared to the first quarter of 2016 was due primarily to: \(i\) increased incentive compensation, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 215.25 Td (which is tied to the corporate incentive plan; \(ii\) increased health insurance costs, which were a result of higher claims; and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 203.25 Td (\(iii\) higher stock-based compensation. ) Tj ET Q q 0 0 0 rg BT 212.11 203.25 Td (The increase in stock-based compensation was partially due to the annual stock grant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 191.25 Td (that was tied to the performance level achieved with respect to the 2016 corporate incentive plan, for which common shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 179.25 Td (were granted in the first quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 220.98 179.25 Td (The increase of $0.9 million, or 6%, in salaries and employee benefit costs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 167.25 Td (compared to the fourth quarter of 2016 was due primarily to health insurance costs, which was the result of higher claims, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 155.25 Td (and higher stock-based compensation. ) Tj ET Q q 0 0 0 rg BT 211.55 155.25 Td (The fourth quarter of 2016 included $0.7 million of non-core char) Tj ET Q q 0 0 0 rg BT 474.90 155.25 Td (ges, which were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 143.25 Td (one-time costs associated with the system upgrade of Peoples' core banking system that occurred on November 7, 2016.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 125.25 Td (Peoples' ef) Tj ET Q q 0 0 0 rg BT 115.00 125.25 Td (ficiency ratio for the first quarter of 2017 was 64.89%, compared to 64.26% for the first quarter of 2016 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 113.25 Td (66.87% for the linked quarter) Tj ET Q q 0 0 0 rg BT 171.47 113.25 Td (. ) Tj ET Q q 0 0 0 rg BT 178.79 113.25 Td (The slight increase compared to the first quarter of 2016 was due primarily to the increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 101.25 Td (total non-interest expense. ) Tj ET Q q 0 0 0 rg BT 164.06 101.25 Td (The decline in the ef) Tj ET Q q 0 0 0 rg BT 246.07 101.25 Td (ficiency ratio compared to the linked quarter was lar) Tj ET Q q 0 0 0 rg BT 455.24 101.25 Td (gely due to higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 89.25 Td (revenue, of) Tj ET Q q 0 0 0 rg BT 98.79 89.25 Td (fset partially by increases in total non-interest expense. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 71.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 71.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.10 71.25 Td (, total assets were $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.13 71.25 Td (3.46 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.24 71.25 Td (, compared to $3.43 billion, at December 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.86 71.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.86 71.25 Td (. ) Tj ET Q q 0 0 0 rg BT 481.18 71.25 Td (The $26.9 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 59.25 Td (increase was primarily the result of growth in loan balances, net of deferred fees and costs, of $24.6 million, or 4% ) Tj ET Q endstream endobj 79 0 obj <>] /Rotate 0 /Contents 80 0 R>> endobj 80 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (annualized. Indirect consumer lending continued to be a key component of loan growth as balances increased $30.9 million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (or 49% annualized, during the first quarter of 2017. ) Tj ET Q q 0 0 0 rg BT 264.87 719.10 Td (The growth in indirect consumer loan balances included diversification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (in the portfolio beyond automobile loans, including recreational vehicles and motorcycles. Commercial loans grew $9.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (million, or 3% annualized, with commercial and industrial loans growing $6.4 million, or 6% annualized, during the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (quarter of 2017. Quarterly average gross loan balances increased $59.9 million, or 1) Tj ET Q q 0 0 0 rg BT 392.40 683.10 Td (1.0% annualized, compared to the linked ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.10 Td (quarter) Tj ET Q q 0 0 0 rg BT 81.92 671.10 Td (, due primarily to increases in commercial and industrial loans and indirect consumer loans. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 653.10 Td (T) Tj ET Q q 0 0 0 rg BT 77.41 653.10 Td (otal liabilities were $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.55 653.10 Td (3.02 billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.66 653.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.88 653.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.48 653.10 Td (, up $19.2 million since December 31, 2016. ) Tj ET Q q 0 0 0 rg BT 466.32 653.10 Td (The increase in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td (liabilities during the first quarter of 2017 was primarily due to an increase in deposits of $192.4 million, or 8%, of) Tj ET Q q 0 0 0 rg BT 509.56 641.10 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.10 Td (partially by a decline in total borrowings of $170.5 million, or 38%. ) Tj ET Q q 0 0 0 rg BT 330.44 629.10 Td (T) Tj ET Q q 0 0 0 rg BT 335.85 629.10 Td (otal non-interest-bearing deposits increased $50.6 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 617.10 Td (million, or 7%, and interest-bearing deposits increased $141.8 million, or 8%, compared to December 31, 2016. ) Tj ET Q q 0 0 0 rg BT 505.93 617.10 Td (The growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 605.10 Td (in interest-bearing deposits was primarily the result of increases in brokered certificates of deposits and governmental ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 593.10 Td (deposits. Governmental deposit balances are typically higher in the first quarter of each year compared to other quarters. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 581.10 Td (The increase in non-interest bearing deposits was partially due to) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 314.20 588.03 2.50 -9.09 re f /GS0 gs q 0 0 0 rg BT 314.20 581.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.70 581.10 Td (the increase in one commercial customer's account, with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 569.10 Td (remaining increase in both commercial and individual customer accounts.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 551.10 Td (Non-interest-bearing deposits comprised 29% of total deposits at March 31, 2017, compared to 28% at March 31, 2016 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 539.10 Td (and 29% at December 31, 2016.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 521.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 521.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.10 521.10 Td (, total stockholders' equity was $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.77 521.10 Td (443.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.66 521.10 Td (, an increase of $7.7 million, or 2%, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.58 509.10 Td (. Regulatory capital ratios remained significantly higher than "well capitalized" minimums. Peoples' tier ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 497.10 Td (1 common risk-based capital ratio was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.62 497.10 Td (13.05%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.45 497.10 Td ( at March 31, 2017, versus 12.91% at December 31, 2016 and 13.10% at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 485.10 Td (March 31, 2016, while the total capital ratio was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.33 485.10 Td (13.34%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.16 485.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.38 485.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.98 485.10 Td (, compared to 13.21% at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.23 485.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.81 485.10 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 473.10 Td (13.41% at March 31, 2016. ) Tj ET Q q 0 0 0 rg BT 167.96 473.10 Td (The total risk-based capital ratio was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.91 473.10 Td (14.27%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.74 473.10 Td ( at March 31, 2017, compared to 14.1) Tj ET Q q 0 0 0 rg BT 501.39 473.10 Td (1% at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 461.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.58 461.10 Td ( and 14.29% at March 31, 2016. In addition, Peoples' tangible equity to tangible asset ratio was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.19 461.10 Td (8.98%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.02 461.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.10 Td (and tangible book value per common share was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.72 449.10 Td ($16.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.22 449.10 Td ( at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.44 449.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.04 449.10 Td (, versus 8.80% and $15.89, respectively) Tj ET Q q 0 0 0 rg BT 508.52 449.10 Td (, at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.10 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.58 437.10 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 241.70 401.10 Td (RESUL) Tj ET Q q 0 0 0 rg BT 274.13 401.10 Td (TS OF) Tj ET Q q 0 0 0 rg BT 302.37 401.10 Td ( OPERA) Tj ET Q q 0 0 0 rg BT 339.13 401.10 Td (TIONS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 365.10 Td (Net Inter) Tj ET Q q 0 0 0 rg BT 92.97 365.10 Td (est Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 353.10 Td (Net interest income, the amount by which interest income exceeds interest expense, remains Peoples' lar) Tj ET Q q 0 0 0 rg BT 489.04 353.10 Td (gest source of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.10 Td (revenue.) Tj ET Q q 0 0 0 rg BT 92.96 341.10 Td (The amount of net interest income earned by Peoples each quarter is af) Tj ET Q q 0 0 0 rg BT 376.56 341.10 Td (fected by various factors, including changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 329.10 Td (in market interest rates due to the Federal Reserve Board) Tj ET Q q 0 0 0 rg BT 284.20 329.10 Td (s monetary policy) Tj ET Q q 0 0 0 rg BT 355.20 329.10 Td (, the level and degree of pricing competition for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 317.10 Td (both loans and deposits in Peoples) Tj ET Q q 0 0 0 rg BT 194.08 317.10 Td ( markets, and the amount and composition of Peoples' earning assets and interest-bearing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 305.10 Td (liabilities.) Tj ET Q endstream endobj 81 0 obj <>] /Rotate 0 /Contents 82 0 R>> endobj 82 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (The following tables detail Peoples) Tj ET Q q 0 0 0 rg BT 215.67 731.10 Td ( average balance sheets for the periods presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 665.60 143.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 665.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.00 665.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 665.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 665.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 665.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 665.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 665.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 665.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 665.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 665.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.00 665.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 639.60 143.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 639.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.00 639.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 639.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 639.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 639.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 639.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 639.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 639.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 639.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 639.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.00 639.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 613.60 143.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 613.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.00 613.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 613.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 613.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 613.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 613.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 613.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 613.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 613.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 613.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.00 613.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 587.60 143.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 587.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.00 587.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 587.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 587.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 587.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 587.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 587.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 587.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 587.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 587.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.00 587.60 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 560.60 143.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 560.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.00 560.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 560.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 560.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 560.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 560.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 560.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 560.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 560.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 560.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.00 560.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 534.60 143.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 534.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.00 534.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 534.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 534.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 534.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 534.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 534.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 534.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 534.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 534.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.00 534.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 508.60 143.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 508.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.00 508.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 508.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 508.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 508.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 508.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 508.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 508.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 508.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 508.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.00 508.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 482.60 143.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 482.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.00 482.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 482.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 482.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 482.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 482.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 482.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 482.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 482.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 482.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.00 482.60 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 455.60 143.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 455.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.00 455.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 455.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 455.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 455.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 455.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 455.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 455.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 455.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 455.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.00 455.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 429.60 143.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 429.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.00 429.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 429.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 429.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 429.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 429.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 429.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 429.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 429.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 429.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.00 429.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 403.60 143.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 403.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.00 403.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 403.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 403.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 403.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 403.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 403.60 30.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 403.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 403.60 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 403.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.00 403.60 32.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 377.60 143.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 377.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.00 377.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 377.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.00 377.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.00 377.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.00 377.60 39.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 377.60 30.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 377.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 377.60 49.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 377.60 40.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.00 377.60 32.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 52.00 349.60 143.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 195.00 349.60 48.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.00 349.60 39.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 349.60 30.00 -13.00 re f /GS0 gs 0.8 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316 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 312 88.60000000000002 m 316 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 111.60000000000002 m 365 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316 88.60000000000002 m 365 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365 111.60000000000002 m 404 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365 88.60000000000002 m 404 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 111.60000000000002 m 434 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 88.60000000000002 m 434 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 111.60000000000002 m 438 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 88.60000000000002 m 438 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 111.60000000000002 m 487 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 88.60000000000002 m 487 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487 111.60000000000002 m 527 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487 88.60000000000002 m 527 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527 111.60000000000002 m 559 111.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527 88.60000000000002 m 559 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243 75.60000000000002 m 282 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 88.60000000000002 m 312 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 75.60000000000002 m 312 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365 75.60000000000002 m 404 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 88.60000000000002 m 434 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 75.60000000000002 m 434 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487 75.60000000000002 m 527 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527 75.60000000000002 m 559 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 75.60000000000002 m 312 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 62.60000000000002 m 312 62.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 75.60000000000002 m 434 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 62.60000000000002 m 434 62.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527 75.60000000000002 m 559 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527 62.60000000000002 m 559 62.60000000000002 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 705.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 320.45 706.00 Td (For the Three Months Ended) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 692.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 223.20 693.00 Td (March 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 338.20 693.00 Td (December 31, 2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.20 693.00 Td (March 31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 670.06 Td (\() Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.50 670.06 Td (Dollars in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 202.80 679.05 Td (Average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.25 670.05 Td (Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 246.50 679.05 Td (Income/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 245.95 670.05 Td (Expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.15 679.05 Td (Yield/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 287.75 670.05 Td (Cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.30 679.05 Td (Average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 324.75 670.05 Td (Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 368.50 679.05 Td (Income/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.95 670.05 Td (Expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 407.15 679.05 Td (Yield/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 409.75 670.05 Td (Cost) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.30 679.05 Td (Average) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 446.75 670.05 Td (Balance) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 491.00 679.05 Td (Income/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 490.45 670.05 Td (Expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 531.15 679.05 Td (Yield/) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.75 670.05 Td (Cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 656.86 Td (Short-term investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.90 656.86 Td (7,415) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.50 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.15 656.86 Td (15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 656.86 Td (0.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 656.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.50 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.25 656.86 Td (8,520) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 656.86 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 656.86 Td (0.61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 656.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.50 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.75 656.86 Td (12,436) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.50 656.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 656.86 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 656.86 Td (0.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 656.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 54.50 644.00 Td (Investment Securities \(1\):) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 643.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 630.86 Td (Taxable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 630.86 Td (748,835) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.85 630.86 Td (4,754) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 630.86 Td (2.54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 630.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 630.86 Td (748,126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.25 630.86 Td (4,594) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 630.86 Td (2.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 630.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 630.86 Td (763,136) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 630.86 Td (4,726) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 630.86 Td (2.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 630.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 617.86 Td (Nontaxable \(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 617.86 Td (113,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.85 617.86 Td (1,222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 617.86 Td (4.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 617.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 617.86 Td (114,229) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.25 617.86 Td (1,222) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 617.86 Td (4.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 617.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 617.86 Td (112,508) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 617.86 Td (1,200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 617.86 Td (4.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 617.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 60.50 604.86 Td (Total investment securities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 604.86 Td (862,614) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.85 604.86 Td (5,976) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 604.86 Td (2.77) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 604.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 604.86 Td (862,355) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.25 604.86 Td (5,816) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 604.86 Td (2.70) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 604.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 604.86 Td (875,644) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 604.86 Td (5,926) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 604.86 Td (2.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 604.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 54.50 592.00 Td (Loans \(2\)\(3\):) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 591.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 578.06 Td (Commercial real estate, construction) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.40 578.46 Td (94,215) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.65 578.46 Td (993) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 578.46 Td (4.22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 578.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.75 578.46 Td (89,113) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 578.46 Td (889) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 578.46 Td (3.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 578.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.75 578.46 Td (80,202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 578.46 Td (781) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 578.46 Td (3.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 578.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 564.86 Td (Commercial real estate, other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 564.86 Td (734,442) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.85 564.86 Td (8,423) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 564.86 Td (4.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 564.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 564.86 Td (722,003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.25 564.86 Td (8,456) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 564.86 Td (4.58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 564.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 564.86 Td (736,036) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 564.86 Td (8,492) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 564.86 Td (4.56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 564.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 551.86 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 551.86 Td (433,068) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.85 551.86 Td (4,545) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 551.86 Td (4.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 551.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 551.86 Td (399,614) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.25 551.86 Td (4,201) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 551.86 Td (4.11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 551.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 551.86 Td (356,375) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 551.86 Td (3,695) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 551.86 Td (4.10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 551.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 538.86 Td (Residential real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 538.86 Td (531,457) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.85 538.86 Td (5,769) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 538.86 Td (4.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 538.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 538.86 Td (547,640) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.25 538.86 Td (5,938) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 538.86 Td (4.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 538.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 538.86 Td (565,514) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 538.86 Td (6,166) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 538.86 Td (4.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 538.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 525.86 Td (Home equity lines of credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 525.86 Td (111,112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.85 525.86 Td (1,159) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 525.86 Td (4.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 525.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 525.86 Td (111,417) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.25 525.86 Td (1,214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 525.86 Td (4.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 525.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 525.86 Td (106,968) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 525.86 Td (1,190) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 525.86 Td (4.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 525.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 512.86 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.60 512.17 Td (269,821) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.60 512.17 Td (2,232) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 512.86 Td (3.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 512.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 512.86 Td (241,290) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.25 512.86 Td (2,130) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 512.86 Td (3.51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 512.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 512.86 Td (173,629) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 512.86 Td (1,634) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 512.86 Td (3.79) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 512.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 499.86 Td (Consumer, other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.40 499.86 Td (70,206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.85 499.86 Td (1,218) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 499.86 Td (7.04) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 499.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.75 499.86 Td (73,321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.25 499.86 Td (1,209) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 499.86 Td (6.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 499.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.75 499.86 Td (73,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 499.86 Td (1,051) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 499.86 Td (6.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 499.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 60.50 486.86 Td (Total loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.10 486.86 Td (2,244,321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.35 486.86 Td (24,339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 486.86 Td (4.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 486.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 486.86 Td (2,184,398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 486.86 Td (24,037) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 486.86 Td (4.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 486.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 486.86 Td (2,091,739) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 486.86 Td (23,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 486.86 Td (4.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 486.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 473.06 Td (Less: Allowance for loan losses) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.40 473.46 Td (\(18,585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 239.15 473.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 333.75 473.46 Td (\(18,254) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.50 473.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 455.75 473.46 Td (\(16,845) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 483.50 473.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 60.50 459.86 Td (Net loans) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.10 459.86 Td (2,225,736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.35 459.86 Td (24,339) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 459.86 Td (4.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 459.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 459.86 Td (2,166,144) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 459.86 Td (24,037) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 459.86 Td (4.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 459.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 459.86 Td (2,074,894) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 459.86 Td (23,009) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 459.86 Td (4.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 459.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.50 446.86 Td (Total earning assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.10 446.86 Td (3,095,765) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 253.35 446.86 Td (30,330) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 446.86 Td (3.93) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 446.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 446.86 Td (3,037,019) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.75 446.86 Td (29,866) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 446.86 Td (3.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 446.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 446.86 Td (2,962,974) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 498.75 446.86 Td (28,951) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 446.86 Td (3.90) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 446.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 433.86 Td (Intangible assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 433.86 Td (145,546) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 433.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 433.86 Td (146,489) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 433.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 433.86 Td (149,528) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 433.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 420.86 Td (Other assets) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 420.86 Td (205,040) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 420.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 420.86 Td (203,011) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 420.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 420.86 Td (160,133) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 420.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 407.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 59.00 407.86 Td () Tj ET Q q 0 0 0 rg BT 63.34 407.86 Td (T) Tj ET Q q 0 0 0 rg BT 68.51 407.86 Td (otal assets) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.50 408.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.10 408.00 Td (3,446,351) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 407.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 408.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 408.00 Td (3,386,519) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 407.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 408.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 408.00 Td (3,272,635) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 54.50 395.00 Td (Deposits:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 284.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 318.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 1 rg BT 406.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 1 1 1 rg BT 440.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 1 1 1 rg BT 489.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 1 1 1 rg BT 529.50 394.86 Td () Tj ET Q BT /F1 9.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 54.50 381.86 Td (Savings accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 381.86 Td (439,206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.50 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.15 381.86 Td (59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 381.86 Td (0.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 381.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.50 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 381.86 Td (436,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 381.86 Td (58) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 381.86 Td (0.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 381.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.50 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 381.86 Td (421,797) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.50 381.86 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 381.86 Td (56) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 381.86 Td (0.05) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 381.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 368.06 Td (Governmental deposit accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 368.46 Td (283,605) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.65 368.46 Td (131) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 368.46 Td (0.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 368.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 368.46 Td (273,263) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 368.46 Td (126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 368.46 Td (0.18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 368.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 368.46 Td (298,685) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 368.46 Td (147) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 368.46 Td (0.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 368.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 354.06 Td (Interest-bearing demand accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 354.46 Td (286,487) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.15 354.46 Td (78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 354.46 Td (0.11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 354.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 354.46 Td (275,653) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 354.46 Td (65) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 354.46 Td (0.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 354.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 354.46 Td (251,341) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 354.46 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 354.46 Td (0.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 354.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 340.86 Td (Money market accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 340.86 Td (398,839) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.65 340.86 Td (187) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 340.86 Td (0.19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 340.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 340.86 Td (407,171) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 340.86 Td (202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 340.86 Td (0.20) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 340.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 340.86 Td (398,515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 340.86 Td (160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 340.86 Td (0.16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 340.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 327.06 Td (Brokered deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.40 327.46 Td (84,929) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.65 327.46 Td (306) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 327.46 Td (1.46) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 327.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.75 327.46 Td (37,859) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 327.46 Td (151) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 327.46 Td (1.59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 327.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.75 327.06 Td (50,452) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 327.06 Td (366) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 327.06 Td (2.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 327.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 313.86 Td (Retail certificates of deposit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 313.86 Td (342,837) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.65 313.86 Td (726) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 313.86 Td (0.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 313.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 313.86 Td (375,347) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 313.86 Td (807) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 313.86 Td (0.86) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 313.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 313.86 Td (437,647) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 313.86 Td (827) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 313.86 Td (0.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 313.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 63.50 300.06 Td (Total interest-bearing deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.10 300.46 Td (1,835,903) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.85 300.46 Td (1,487) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 300.46 Td (0.33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 300.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 300.46 Td (1,806,026) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.25 300.46 Td (1,409) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 300.46 Td (0.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 300.46 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 300.46 Td (1,858,437) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 300.46 Td (1,601) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 300.46 Td (0.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 300.46 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 54.50 287.00 Td (Borrowed Funds:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 286.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.50 286.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 286.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.50 286.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 286.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 286.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.50 286.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.50 286.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 286.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 273.86 Td (Short-term FHLB advances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 273.86 Td (134,411) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.65 273.86 Td (221) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 273.86 Td (0.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 273.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 273.86 Td (142,033) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 273.86 Td (176) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 273.86 Td (0.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 273.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.75 273.86 Td (57,956) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 273.86 Td (54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 273.86 Td (0.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 273.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 260.86 Td (Retail repurchase agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.40 260.86 Td (70,885) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 269.15 260.86 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 260.86 Td (0.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 260.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.75 260.86 Td (71,819) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.50 260.86 Td (31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 260.86 Td (0.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 260.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.75 260.86 Td (77,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 260.86 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 260.86 Td (0.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 260.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 60.50 247.86 Td (Total short-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 247.86 Td (205,296) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.65 247.86 Td (251) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 247.86 Td (0.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 247.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 247.86 Td (213,852) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 247.86 Td (207) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 247.86 Td (0.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 247.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 247.86 Td (135,689) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 247.86 Td (87) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 247.86 Td (0.26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 247.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 234.86 Td (Long-term FHLB advances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 234.86 Td (125,154) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.65 234.86 Td (661) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 234.86 Td (2.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 234.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.75 234.86 Td (98,830) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 234.86 Td (585) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 234.86 Td (2.35) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 234.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.75 234.86 Td (66,631) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 234.86 Td (524) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 234.86 Td (3.18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 234.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 221.06 Td (Wholesale repurchase agreements) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.40 221.06 Td (40,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.65 221.06 Td (363) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 221.06 Td (3.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 221.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.75 221.06 Td (40,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 221.06 Td (371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 221.06 Td (3.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 221.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.75 221.06 Td (40,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 221.06 Td (367) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 221.06 Td (3.67) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 221.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 207.86 Td (Other borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 218.90 207.86 Td (6,899) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.65 207.86 Td (110) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 207.86 Td (6.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 207.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.25 207.86 Td (6,847) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 207.86 Td (110) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 207.86 Td (6.29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 207.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.25 207.86 Td (6,739) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 514.50 207.86 Td (97) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 207.86 Td (5.76) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 207.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 60.50 194.06 Td (Total long-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 194.06 Td (172,053) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.85 194.06 Td (1,134) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 194.06 Td (2.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 194.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 194.06 Td (145,677) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.25 194.06 Td (1,066) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 194.06 Td (2.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 194.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 194.06 Td (113,370) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 510.00 194.06 Td (988) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 194.06 Td (3.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 194.06 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 60.50 180.86 Td ( Total borrowed funds) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 180.86 Td (377,349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.85 180.86 Td (1,385) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 180.86 Td (1.48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 180.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 180.86 Td (359,529) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.25 180.86 Td (1,273) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 180.86 Td (1.41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 180.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 180.86 Td (249,059) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 180.86 Td (1,075) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 180.86 Td (1.74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 180.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 167.86 Td ( Total interest-bearing liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.10 167.86 Td (2,213,252) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 257.85 167.86 Td (2,872) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 167.86 Td (0.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 167.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 167.86 Td (2,165,555) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 380.25 167.86 Td (2,682) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 167.86 Td (0.49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 167.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 167.86 Td (2,107,496) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 503.25 167.86 Td (2,676) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 167.86 Td (0.51) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 167.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 154.86 Td (Non-interest-bearing deposits) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 154.86 Td (758,446) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.50 154.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 154.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 154.86 Td (743,389) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 154.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 154.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 154.86 Td (710,297) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.50 154.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 154.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 141.86 Td (Other liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.40 141.86 Td (35,663) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 141.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 141.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 336.75 141.86 Td (39,337) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 141.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 141.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.75 141.86 Td (31,299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 141.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 141.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.50 128.86 Td (Total liabilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 203.10 128.86 Td (3,007,361) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.50 128.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 128.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 325.50 128.86 Td (2,948,281) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 128.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 128.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 447.50 128.86 Td (2,849,092) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.50 128.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 128.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 66.50 115.86 Td (Total stockholders equity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.85 115.86 Td (438,990) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 115.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 115.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.25 115.86 Td (438,238) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 115.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 115.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.25 115.86 Td (423,543) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 115.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 115.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 66.50 102.05 Td (Total liabilities and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 66.50 93.05 Td (stockholders equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 197.50 93.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 203.10 93.05 Td (3,446,351) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.50 93.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 284.50 93.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 318.50 93.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 325.50 93.05 Td (3,386,519) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 400.50 93.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 406.50 93.06 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 440.50 93.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 447.50 93.05 Td (3,272,635) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 93.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 93.06 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 54.50 79.86 Td (Interest rate spread) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 79.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 245.50 80.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 253.35 80.00 Td (27,458) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 286.75 79.86 Td (3.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 79.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.50 79.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 367.50 80.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 375.75 80.00 Td (27,184) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 408.75 79.86 Td (3.40) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 426.00 79.86 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.50 79.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 489.50 80.00 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 498.75 80.00 Td (26,275) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 533.75 79.86 Td (3.39) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 551.00 79.86 Td (%) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 54.50 67.00 Td (Net interest margin) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 286.75 67.00 Td (3.55) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 302.50 67.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 318.50 66.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 367.50 66.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 408.75 67.00 Td (3.54) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 424.50 67.00 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.50 66.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.50 66.86 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 533.75 67.00 Td (3.53) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 549.50 67.00 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 83 0 obj <>] /Rotate 0 /Contents 84 0 R>> endobj 84 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (41) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 732.50 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 67.50 732.50 Td (A) Tj ET Q q 0 0 0 rg BT 72.68 732.50 Td (verage balances are based on carrying value.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 722.90 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 67.50 722.90 Td (Interest income and yields are presented on a fully tax-equivalent basis using a 35% federal tax rate.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 713.30 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 67.50 713.30 Td (A) Tj ET Q q 0 0 0 rg BT 72.68 713.30 Td (verage balances include nonaccrual, impaired loans and loans held for sale. Interest income includes interest earned and received on nonaccrual loans ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 703.70 Td (prior to the loans being placed on nonaccrual status. Loan fees included in interest income were immaterial for all periods presented.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 668.10 Td (The following table provides an analysis of the changes in FTE net interest income:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 581.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 581.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 581.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 581.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 581.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 581.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 581.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 581.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 553.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 553.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 553.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 553.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 553.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 553.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 553.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 553.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 525.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 525.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 525.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 525.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 525.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 525.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 525.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 525.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 497.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 497.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 497.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 497.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 497.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 497.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 497.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 497.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 469.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 469.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 469.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 469.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 469.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 469.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 469.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 469.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 441.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 441.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 441.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 441.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 441.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 441.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 441.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 441.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 413.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 413.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 413.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 413.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 413.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 413.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 413.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 413.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 385.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 385.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 385.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 385.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 385.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 385.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 385.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 385.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 357.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 357.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 357.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 357.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 357.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 357.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 357.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 357.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 329.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 329.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 329.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 329.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 329.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 329.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 329.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 329.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 301.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 301.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 301.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 301.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 301.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 301.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 301.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 301.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 273.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 273.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 273.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 273.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 273.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 273.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 273.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 273.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 245.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 245.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 245.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 245.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 245.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 245.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 245.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 245.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 217.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 217.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 217.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 217.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 217.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 217.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 217.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 217.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 189.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 189.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 189.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 189.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 189.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 189.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 189.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 189.60 35.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.50 161.60 138.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 280.50 161.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 161.60 36.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 161.60 38.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.50 161.60 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.50 161.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 161.60 37.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 161.60 35.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 609.6 m 316.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 609.6 m 352.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 609.6 m 390.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 609.6 m 395.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 609.6 m 432.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 609.6 m 469.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 609.6 m 504.5 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 595.6 m 316.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 595.6 m 352.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 595.6 m 390.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 595.6 m 432.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 595.6 m 469.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 595.6 m 504.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 581.6 m 280.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 581.6 m 316.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 581.6 m 352.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 581.6 m 390.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 581.6 m 395.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 581.6 m 432.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 581.6 m 469.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 581.6 m 504.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 497.6 m 280.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 497.6 m 316.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 497.6 m 352.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 497.6 m 390.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 497.6 m 395.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 497.6 m 432.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 497.6 m 469.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 497.6 m 504.5 497.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 483.6 m 280.5 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 483.6 m 316.5 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 483.6 m 352.5 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 483.6 m 390.5 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 483.6 m 395.5 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 483.6 m 432.5 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 483.6 m 469.5 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 483.6 m 504.5 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 371.6 m 280.5 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 371.6 m 316.5 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 371.6 m 352.5 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 371.6 m 390.5 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 371.6 m 395.5 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 371.6 m 432.5 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 371.6 m 469.5 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 371.6 m 504.5 371.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 357.6 m 280.5 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 357.6 m 316.5 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 357.6 m 352.5 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 357.6 m 390.5 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 357.6 m 395.5 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 357.6 m 432.5 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 357.6 m 469.5 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 357.6 m 504.5 357.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 343.6 m 280.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 343.6 m 316.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 343.6 m 352.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 343.6 m 390.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 343.6 m 395.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 343.6 m 432.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 343.6 m 469.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 343.6 m 504.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 231.60000000000002 m 280.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 231.60000000000002 m 316.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 231.60000000000002 m 352.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 231.60000000000002 m 390.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 231.60000000000002 m 395.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 231.60000000000002 m 432.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 231.60000000000002 m 469.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 231.60000000000002 m 504.5 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 217.60000000000002 m 280.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 217.60000000000002 m 316.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 217.60000000000002 m 352.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 217.60000000000002 m 390.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 217.60000000000002 m 395.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 217.60000000000002 m 432.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 217.60000000000002 m 469.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 217.60000000000002 m 504.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 175.60000000000002 m 316.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 175.60000000000002 m 352.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 175.60000000000002 m 390.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 175.60000000000002 m 395.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 175.60000000000002 m 432.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 175.60000000000002 m 469.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 175.60000000000002 m 504.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 175.60000000000002 m 280.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 161.60000000000002 m 280.5 161.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 175.60000000000002 m 316.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 161.60000000000002 m 316.5 161.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 175.60000000000002 m 352.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 161.60000000000002 m 352.5 161.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 175.60000000000002 m 390.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 161.60000000000002 m 390.5 161.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 175.60000000000002 m 395.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 161.60000000000002 m 395.5 161.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 175.60000000000002 m 432.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 161.60000000000002 m 432.5 161.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 175.60000000000002 m 469.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 161.60000000000002 m 469.5 161.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 175.60000000000002 m 504.5 175.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 161.60000000000002 m 504.5 161.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 147.60000000000002 m 280.5 147.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 147.60000000000002 m 316.5 147.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 147.60000000000002 m 352.5 147.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 147.60000000000002 m 390.5 147.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 147.60000000000002 m 395.5 147.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 147.60000000000002 m 432.5 147.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 147.60000000000002 m 469.5 147.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 147.60000000000002 m 504.5 147.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 142.5 133.60000000000002 m 280.5 133.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 280.5 133.60000000000002 m 316.5 133.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 316.5 133.60000000000002 m 352.5 133.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 133.60000000000002 m 390.5 133.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 133.60000000000002 m 395.5 133.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.5 133.60000000000002 m 432.5 133.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 133.60000000000002 m 469.5 133.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 133.60000000000002 m 504.5 133.60000000000002 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 293.70 614.05 Td (Three Months Ended March 31, 2017 Compared to) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 145.00 600.05 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 298.70 600.05 Td (December 31, 2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 419.70 600.05 Td (March 31, 2016) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 145.00 586.05 Td (Increase \(decrease\) in:) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 289.00 586.55 Td (Rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.40 586.55 Td (Volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 356.60 586.55 Td (T) Tj ET Q q 0 0 0 rg BT 361.78 586.55 Td (otal ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 378.52 590.63 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 404.50 586.55 Td (Rate) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.90 586.55 Td (Volume) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.10 586.55 Td (T) Tj ET Q q 0 0 0 rg BT 477.28 586.55 Td (otal ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 494.02 590.63 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 145.00 572.05 Td (INTEREST INCOME:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 558.06 Td (Short-term investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 283.00 558.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 558.46 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 319.00 558.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.50 558.46 Td (\(9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 558.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 558.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 558.46 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 398.00 558.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 558.46 Td (30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 435.00 558.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.00 558.46 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 558.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 558.46 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 493.50 558.46 Td (\(1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 558.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 544.06 Td (Other long-term investments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 544.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 544.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 544.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 544.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 544.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 544.46 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 145.00 530.05 Td (Investment Securities \(2\):) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 243.48 534.13 Td ( ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 516.06 Td (Taxable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.50 516.46 Td (156) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.50 516.46 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 516.46 Td (160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 516.46 Td (422) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 516.46 Td (\(394) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 516.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 516.46 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 502.06 Td (Nontaxable) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 502.46 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 502.46 Td (\(19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 502.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 502.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 502.46 Td (8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 502.46 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 502.46 Td (22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 151.00 488.06 Td (Total investment income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.50 488.46 Td (175) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 488.46 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 488.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 488.46 Td (160) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 488.46 Td (430) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 488.46 Td (\(380) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 488.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 488.46 Td (50) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 145.00 474.05 Td (Loans \(2\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 181.25 474.05 Td (:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 474.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 474.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 460.06 Td (Commercial real estate, construction) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 460.46 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 460.46 Td (43) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 460.46 Td (104) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 460.46 Td (74) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 460.46 Td (138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 460.46 Td (212) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 446.06 Td (Commercial real estate, other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 305.50 446.46 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 446.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 446.46 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 446.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 446.46 Td (\(33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 446.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 446.46 Td (54) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 446.46 Td (\(123) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 446.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 446.46 Td (\(69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 446.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 432.06 Td (Commercial and industrial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 432.46 Td (68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 432.46 Td (276) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 432.46 Td (344) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 432.46 Td (84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 432.46 Td (766) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 432.46 Td (850) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 418.06 Td (Residential real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 418.46 Td (45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 418.46 Td (\(214) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 418.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 370.50 418.46 Td (\(169) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 418.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 417.00 418.46 Td (\(27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 418.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 418.46 Td (\(370) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 418.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.50 418.46 Td (\(397) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 418.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 404.06 Td (Home equity lines of credit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 404.46 Td (\(49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 404.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.50 404.46 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 404.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 404.46 Td (\(55) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 404.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 404.46 Td (\(235) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 404.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 404.46 Td (204) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 404.46 Td (\(31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 404.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 390.06 Td (Consumer, indirect) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 390.46 Td (\(522) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 390.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 390.46 Td (624) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 390.46 Td (102) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 405.75 390.46 Td (\(1,138) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 390.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.75 390.46 Td (1,736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 390.46 Td (598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 376.06 Td (Consumer, other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.50 376.46 Td (211) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 376.46 Td (\(202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 376.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 376.46 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 376.46 Td (398) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 376.46 Td (\(231) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 376.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 376.46 Td (167) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 151.00 362.06 Td (Total loan income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 362.46 Td (\(188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 362.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 362.46 Td (490) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 362.46 Td (302) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 362.46 Td (\(790) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 362.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.75 362.46 Td (2,120) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 480.75 362.46 Td (1,330) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.00 348.05 Td (Total interest income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 305.50 348.55 Td (\(2) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 348.55 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.50 348.55 Td (466) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 348.55 Td (464) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 412.50 348.55 Td (\(330) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 348.55 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 348.55 Td (1,709) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 348.55 Td (1,379) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 145.00 334.05 Td (INTEREST EXPENSE:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 334.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 334.46 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 145.00 320.05 Td (Deposits:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 320.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 320.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 306.06 Td (Savings accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.50 306.46 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 340.00 306.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 306.46 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 424.50 306.46 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 306.46 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 496.50 306.46 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 292.06 Td (Government deposit accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 308.50 292.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.50 292.06 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 382.50 292.06 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 421.50 292.06 Td (\(8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 292.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 458.50 292.06 Td (\(8) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 292.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 292.06 Td (\(16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 292.06 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 278.06 Td (Interest-bearing demand accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 278.06 Td (11) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.50 278.06 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 278.06 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 278.06 Td (26) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 461.50 278.06 Td (7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 278.06 Td (33) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 264.06 Td (Money market accounts) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 264.46 Td (\(10) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 264.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 341.50 264.46 Td (\(5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 264.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 264.46 Td (\(15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 264.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 264.46 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.00 264.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.00 264.46 Td (27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 250.06 Td (Brokered certificates of deposit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 250.46 Td (\(80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 250.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 250.46 Td (235) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 250.46 Td (155) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 250.46 Td (\(875) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 250.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 250.46 Td (815) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.00 250.46 Td (\(60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 250.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 236.06 Td (Retail certificates of deposit) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 304.00 236.46 Td (28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 332.50 236.46 Td (\(109) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 236.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 375.00 236.46 Td (\(81) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 387.00 236.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 415.50 236.46 Td (509) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 236.46 Td (\(610) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 466.00 236.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.50 236.46 Td (\(101) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 236.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 151.00 222.06 Td (Total deposit cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.00 222.46 Td (\(48) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 222.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 222.46 Td (126) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 222.46 Td (78) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 222.46 Td (\(320) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 222.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 222.46 Td (206) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 484.50 222.46 Td (\(114) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 501.00 222.46 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 145.00 208.05 Td (Borrowed funds:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 355.00 208.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.00 208.46 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 194.06 Td (Short-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.50 194.46 Td (103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 337.00 194.46 Td (\(59) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 349.00 194.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 194.46 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 420.00 194.46 Td (61) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 194.46 Td (103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 194.46 Td (164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 145.00 180.06 Td (Long-term borrowings) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 180.46 Td (\(303) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 180.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 180.46 Td (371) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 378.00 180.46 Td (68) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 180.46 Td (\(834) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 180.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 452.50 180.46 Td (980) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 180.46 Td (146) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 151.00 166.06 Td (Total borrowed funds cost) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 296.50 166.46 Td (\(200) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.00 166.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 335.50 166.46 Td (312) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 373.50 166.46 Td (112) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 166.46 Td (\(773) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 429.00 166.46 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 445.75 166.46 Td (1,083) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 487.50 166.46 Td (310) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.00 152.05 Td (Total interest expense) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 296.50 152.55 Td (\(248) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 313.00 152.55 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 335.50 152.55 Td (438) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 152.55 Td (190) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 405.75 152.55 Td (\(1,093) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 429.00 152.55 Td (\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 445.75 152.55 Td (1,289) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 487.50 152.55 Td (196) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 157.00 138.05 Td (Net interest income) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 283.00 138.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 299.50 138.05 Td (246) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 319.00 138.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 340.00 138.05 Td (28) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 355.00 138.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 373.50 138.05 Td (274) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 398.00 138.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 415.50 138.05 Td (763) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 435.00 138.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 452.50 138.05 Td (420) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 472.00 138.05 Td ($) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 480.75 138.05 Td (1,183) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 118.50 Td (\(1\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 118.50 Td (The change in interest due to both rate and volume has been allocated to rate and volume changes in proportion to the) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 108.90 Td (relationship of the dollar amounts of the changes in each.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 67.50 99.30 Td (\(2\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 99.30 Td (Interest income and yields are presented on a fully tax-equivalent basis using a 35% federal tax rate. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 81.30 Td (Net interest mar) Tj ET Q q 0 0 0 rg BT 136.24 81.30 Td (gin, which is calculated by dividing fully tax-equivalent \("FTE"\) net interest income by average interest-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 69.30 Td (earning assets, serves as an important measurement of the net revenue stream generated by the volume, mix and pricing of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 57.30 Td (earning assets and interest-bearing liabilities.FTE net interest income is calculated by increasing interest income to convert ) Tj ET Q endstream endobj 85 0 obj <>] /Rotate 0 /Contents 86 0 R>> endobj 86 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (tax-exempt income earned on obligations of states and political subdivisions to the pre-tax equivalent of taxable income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (using a 35% federal tax rate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 701.10 Td (The following table details the calculation of FTE net interest income:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 110.00 639.60 190.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.00 639.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.00 639.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.00 639.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.00 609.60 190.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 300.00 609.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.00 609.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.00 609.60 68.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300 669.6 m 367 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367 669.6 m 433 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433 669.6 m 501 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300 669.6 m 367 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367 669.6 m 433 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433 669.6 m 501 669.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110 639.6 m 300 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300 639.6 m 367 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367 639.6 m 433 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433 639.6 m 501 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300 639.6 m 367 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367 639.6 m 433 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433 639.6 m 501 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110 609.6 m 300 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300 609.6 m 367 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367 609.6 m 433 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433 609.6 m 501 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110 595.6 m 300 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300 609.6 m 367 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300 595.6 m 367 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367 609.6 m 433 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367 595.6 m 433 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433 609.6 m 501 609.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433 595.6 m 501 595.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.50 674.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.50 675.33 Td (Three Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.50 659.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 311.15 654.28 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.00 644.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.40 654.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 389.50 644.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.65 654.28 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.50 644.28 Td (2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 112.50 645.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.50 630.17 Td (Net interest income, as reported) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.50 630.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 630.17 Td (26,945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.50 630.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 630.17 Td (26,667) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.50 629.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 629.27 Td (25,767) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.50 615.17 Td (Taxable equivalent adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.15 614.27 Td (513) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.15 614.27 Td (517) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.15 614.27 Td (508) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 124.50 600.33 Td (Fully tax-equivalent net interest income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.50 600.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.65 600.28 Td (27,458) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.50 600.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.65 600.28 Td (27,184) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.50 600.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.65 600.28 Td (26,275) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 578.10 Td (Net interest income grew 1% compared to the fourth quarter of 2016, and 5% compared to the first quarter of 2016, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 566.10 Td (while net interest mar) Tj ET Q q 0 0 0 rg BT 140.73 566.10 Td (gin grew 1 basis point and 2 basis points, respectively) Tj ET Q q 0 0 0 rg BT 355.61 566.10 Td (. ) Tj ET Q q 0 0 0 rg BT 362.93 566.10 Td (The increases in net interest income and net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 554.10 Td (interest mar) Tj ET Q q 0 0 0 rg BT 101.30 554.10 Td (gin were lar) Tj ET Q q 0 0 0 rg BT 148.87 554.10 Td (gely due to loan growth, coupled with deposit growth and reductions in wholesale borrowings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 542.10 Td (During the first quarter of 2017, net interest income and net interest mar) Tj ET Q q 0 0 0 rg BT 342.34 542.10 Td (gin benefited from normal accretion income, net of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 530.10 Td (amortization expense, of $829,000 related primarily to the acquired loans purchased in 2012 or thereafter in business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 518.10 Td (combinations, which added 1) Tj ET Q q 0 0 0 rg BT 170.83 518.10 Td (1 basis points to net interest mar) Tj ET Q q 0 0 0 rg BT 300.07 518.10 Td (gin, compared to $874,000, or 1) Tj ET Q q 0 0 0 rg BT 428.01 518.10 Td (1 basis points, during the linked ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 506.10 Td (quarter and $951,000, or 12 basis points, during the prior year first quarter) Tj ET Q q 0 0 0 rg BT 350.88 506.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 488.10 Td (During the first quarter of 2017, compared to both the fourth quarter of 2016 and the first quarter of 2016, increases in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 476.10 Td (earning asset yields outpaced higher funding costs. Recent increases in interest rates led to the higher investment securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 464.10 Td (yield compared to both the fourth quarter and the first quarter of 2016. ) Tj ET Q q 0 0 0 rg BT 340.30 464.10 Td (A) Tj ET Q q 0 0 0 rg BT 346.78 464.10 Td (verage loan balances increased $59.9 million during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 452.10 Td (the first quarter of 2017, compared to the fourth quarter of 2016, and were up $152.6 million compared to the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 440.10 Td (2016.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 422.10 Td (Additional information regarding changes in the Unaudited Consolidated Balance Sheets can be found under appropriate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 410.10 Td (captions of the FINANCIAL) Tj ET Q q 0 0 0 rg BT 173.33 410.10 Td ( CONDITION section of this discussion. ) Tj ET Q q 0 0 0 rg BT 345.53 410.10 Td (Additional information regarding Peoples' interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 398.10 Td (rate risk and the potential impact of interest rate changes on Peoples' results of operations and financial condition can be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 386.10 Td (found later in this discussion under the caption "FINANCIAL) Tj ET Q q 0 0 0 rg BT 301.01 386.10 Td ( CONDITION - Interest Rate Sensitivity and Liquidity".) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 356.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 64.37 356.10 Td (ovision for) Tj ET Q q 0 0 0 rg BT 109.46 356.10 Td ( Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 344.10 Td (The following table details Peoples) Tj ET Q q 0 0 0 rg BT 215.67 344.10 Td ( provision for loan losses:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 103.00 288.60 206.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.00 288.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 288.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 288.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 103.00 257.60 206.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.00 257.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 257.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.00 257.60 67.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309 314.6 m 376 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 314.6 m 441 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 314.6 m 508 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309 314.6 m 376 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 314.6 m 441 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 314.6 m 508 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 103 288.6 m 309 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309 288.6 m 376 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 288.6 m 441 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 288.6 m 508 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 288.6 m 441 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 288.6 m 508 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 257.6 m 441 257.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 103 257.6 m 309 257.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 103 242.60000000000002 m 309 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309 257.6 m 376 257.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309 242.60000000000002 m 376 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 242.60000000000002 m 441 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 257.6 m 508 257.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 242.60000000000002 m 508 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 103 227.60000000000002 m 309 227.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309 242.60000000000002 m 376 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 309 227.60000000000002 m 376 227.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 227.60000000000002 m 441 227.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 242.60000000000002 m 508 242.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441 227.60000000000002 m 508 227.60000000000002 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.50 318.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.50 318.33 Td (Three Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.50 305.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 320.15 303.28 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.00 293.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.90 303.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 398.00 293.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 303.28 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.00 293.28 Td (2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 105.50 292.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.50 279.17 Td (Loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.50 279.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 279.17 Td (400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.50 279.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 279.17 Td (480) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.50 279.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 279.17 Td (858) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.50 264.17 Td (Checking account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 262.27 Td (224) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 262.27 Td (231) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 262.27 Td (97) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 117.50 247.83 Td (Provision for loan losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 311.50 247.83 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.15 247.83 Td (624) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.50 247.83 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.15 247.83 Td (711) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.50 247.83 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 484.15 247.83 Td (955) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.50 232.27 Td (As a percentage of average total loans \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 232.27 Td (0.11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.15 232.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.65 232.27 Td (0.13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 232.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 232.27 Td (0.18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 232.27 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 105.50 218.06 Td (\(a\) Presented on an annualized basis) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 196.10 Td (The provision for loan losses recorded represents the amount needed to maintain the adequacy of the allowance for loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 184.10 Td (losses based on management) Tj ET Q q 0 0 0 rg BT 172.03 184.10 Td (s quarterly analysis of the loan portfolio and procedural methodology that estimates the amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 172.10 Td (of probable credit losses.) Tj ET Q q 0 0 0 rg BT 158.79 172.10 Td (This process considers various factors that af) Tj ET Q q 0 0 0 rg BT 338.56 172.10 Td (fect losses, such as changes in Peoples) Tj ET Q q 0 0 0 rg BT 495.27 172.10 Td ( loan quality) Tj ET Q q 0 0 0 rg BT 544.62 172.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 160.10 Td (historical loss experience and current economic conditions. During the first quarter of 2017, provision for loan losses was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 148.10 Td (driven by loan growth, which was partially of) Tj ET Q q 0 0 0 rg BT 236.55 148.10 Td (fset by improvements in asset quality) Tj ET Q q 0 0 0 rg BT 385.04 148.10 Td (. ) Tj ET Q q 0 0 0 rg BT 392.36 148.10 Td (The provision for loan losses recorded in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 136.10 Td (the fourth quarter of 2016 and the first quarter of 2016 was lar) Tj ET Q q 0 0 0 rg BT 302.63 136.10 Td (gely due to loan growth.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 118.10 Td (Additional information regarding changes in the allowance for loan losses and loan credit quality can be found later in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 106.10 Td (this discussion under the caption FINANCIAL) Tj ET Q q 0 0 0 rg BT 244.99 106.10 Td ( CONDITION - ) Tj ET Q q 0 0 0 rg BT 310.82 106.10 Td (Allowance for Loan Losses.) Tj ET Q endstream endobj 87 0 obj <>] /Rotate 0 /Contents 88 0 R>> endobj 88 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (43) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Net Loss on ) Tj ET Q q 0 0 0 rg BT 105.95 731.25 Td (Asset Disposals and Other) Tj ET Q q 0 0 0 rg BT 217.73 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 220.05 731.25 Td (T) Tj ET Q q 0 0 0 rg BT 225.98 731.25 Td (ransactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 719.25 Td (The following table details the net loss on asset disposals and other transactions recognized by Peoples:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 80.00 657.75 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 657.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.00 657.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.00 657.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 80.00 627.75 250.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 627.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.00 627.75 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.00 627.75 67.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 687.75 m 397 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397 687.75 m 464 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 687.75 m 531 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 687.75 m 397 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397 687.75 m 464 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 687.75 m 531 687.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 80 657.75 m 330 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 657.75 m 397 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397 657.75 m 464 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 657.75 m 531 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 657.75 m 397 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 612.75 m 397 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 80 612.75 m 330 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 80 598.75 m 330 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 598.75 m 397 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397 612.75 m 464 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397 598.75 m 464 598.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 612.75 m 531 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 598.75 m 531 598.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.50 692.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.50 693.48 Td (Three Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.50 677.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.15 672.43 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 353.00 662.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.90 672.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.00 662.43 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.15 672.43 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 487.00 662.43 Td (2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 82.50 663.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.50 647.42 Td (Net loss on other real estate owned) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.50 647.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.15 647.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.50 647.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.80 647.47 Td (\(33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 647.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.50 647.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.80 647.47 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.15 647.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.50 632.42 Td (Net loss on bank premises and equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 632.47 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 632.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.80 632.47 Td (\(62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 632.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.80 632.47 Td (\(30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.15 632.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.50 618.32 Td (Net loss on other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.15 617.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.80 617.47 Td (\(14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 617.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 617.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 94.50 603.43 Td (Net loss on asset disposals and other transactions) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.50 603.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.80 603.48 Td (\(3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.15 603.43 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 399.50 603.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.80 603.48 Td (\(109) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.15 603.43 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.50 603.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.80 603.48 Td (\(31) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 527.15 603.43 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 581.25 Td (The net loss on bank premises and equipment during the first quarter of 2016 was due mainly to the sale of two closed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 569.25 Td (branches. ) Tj ET Q q 0 0 0 rg BT 96.86 569.25 Td (The loss on bank premises and equipment recorded during the fourth quarter of 2016 was primarily due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 557.25 Td (disposal of assets that were no longer in use. ) Tj ET Q q 0 0 0 rg BT 236.84 557.25 Td (The net loss on other real estate owned during the fourth quarter of 2016 was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 545.25 Td (due primarily to the sale of two OREO properties during the quarter) Tj ET Q q 0 0 0 rg BT 325.32 545.25 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 521.25 Td (Non-Inter) Tj ET Q q 0 0 0 rg BT 96.59 521.25 Td (est Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 509.25 Td (Insurance income comprised the lar) Tj ET Q q 0 0 0 rg BT 214.54 509.25 Td (gest portion of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.08 509.25 Td (first) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.19 509.25 Td ( quarter 2017 total non-interest income.) Tj ET Q q 0 0 0 rg BT 469.29 509.25 Td (The following table ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 497.25 Td (details Peoples' insurance income:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 441.75 189.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 441.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 441.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 441.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 411.75 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 411.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 411.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 411.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 383.75 189.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 383.75 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 367.50 383.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 383.75 68.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 467.75 m 367.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 467.75 m 432.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 467.75 m 500.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 467.75 m 367.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 467.75 m 432.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 467.75 m 500.5 467.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 441.75 m 299.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 441.75 m 367.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 441.75 m 432.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 441.75 m 500.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 441.75 m 367.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 441.75 m 432.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 441.75 m 500.5 441.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 370.75 m 299.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 370.75 m 367.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 370.75 m 432.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 370.75 m 500.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 357.75 m 299.5 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 357.75 m 367.5 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 357.75 m 432.5 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 357.75 m 500.5 357.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 471.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.00 471.48 Td (Three Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 458.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 311.15 457.48 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.00 447.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.40 457.48 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 389.50 447.48 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.15 457.48 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.00 447.48 Td (2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 113.00 445.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 431.42 Td (Property and casualty insurance commissions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 431.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.15 431.42 Td (2,242) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.00 431.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 431.42 Td (2,365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 431.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 431.42 Td (2,448) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 416.42 Td (Performance-based commissions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.15 416.87 Td (1,306) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 416.87 Td (22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 416.87 Td (1,580) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 402.32 Td (Life and health insurance commissions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 402.32 Td (410) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 402.32 Td (415) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 402.32 Td (419) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 388.42 Td (Credit life and A&H insurance commissions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.65 388.87 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 388.87 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 388.87 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 374.32 Td (Other fees and charges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 374.32 Td (136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 374.32 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 374.32 Td (42) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 125.00 361.48 Td (Insurance income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.00 361.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.15 361.48 Td (4,102) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.00 361.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.15 361.48 Td (2,912) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.00 361.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.15 361.48 Td (4,498) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 340.25 Td (The increase in insurance income for the first quarter of 2017 compared to the linked quarter was mainly due to higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 328.25 Td (performance-based commissions. ) Tj ET Q q 0 0 0 rg BT 192.67 328.25 Td (The majority of performance-based commissions typically are recorded annually in the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 316.25 Td (first quarter and are based on a combination of factors, such as loss experience of insurance policies sold, production ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 304.25 Td (volumes, and overall financial performance of the individual insurance carriers. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 286.25 Td (Peoples' trust and investment income continues to be based primarily upon the value of assets under management, with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 274.25 Td (additional income generated from transaction commissions. ) Tj ET Q q 0 0 0 rg BT 297.64 274.25 Td (The following tables detail Peoples) Tj ET Q q 0 0 0 rg BT 441.31 274.25 Td ( trust and investment income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 262.25 Td (and related assets under administration and management:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 121.00 202.75 170.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.00 202.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.00 202.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.00 202.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 121.00 176.75 170.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.00 176.75 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.00 176.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.00 176.75 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 232.75 m 358 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 232.75 m 423 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 232.75 m 490 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 232.75 m 358 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 232.75 m 423 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 232.75 m 490 232.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 121 202.75 m 291 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 202.75 m 358 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 202.75 m 423 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 202.75 m 490 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 202.75 m 358 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 202.75 m 423 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 202.75 m 490 202.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 121 176.75 m 291 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 176.75 m 358 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 176.75 m 423 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 176.75 m 490 176.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 121 163.75 m 291 163.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 163.75 m 358 163.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358 163.75 m 423 163.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423 163.75 m 490 163.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.50 236.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.50 236.48 Td (Three Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.50 222.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.15 220.48 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.00 210.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.90 220.48 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.00 210.48 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.15 220.48 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 446.00 210.48 Td (2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.50 208.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.50 193.32 Td (Fiduciary) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.50 193.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.65 193.32 Td (1,873) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.50 193.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 193.32 Td (1,917) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.50 193.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 193.32 Td (1,661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.50 180.32 Td (Brokerage) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.15 180.32 Td (809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.15 180.32 Td (822) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 180.32 Td (721) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 135.50 167.48 Td (Trust and investment income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.50 167.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.65 167.48 Td (2,682) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.50 167.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 396.65 167.48 Td (2,739) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.50 167.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.65 167.48 Td (2,382) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 89 0 obj <>] /Rotate 0 /Contents 90 0 R>> endobj 90 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (44) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 707.50 230.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 707.50 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.00 707.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.00 707.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.00 707.50 52.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.00 707.50 54.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 677.50 230.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 677.50 54.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 325.00 677.50 68.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.00 677.50 71.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.00 677.50 52.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 516.00 677.50 54.00 -24.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 707.5 m 271 707.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 707.5 m 325 707.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 707.5 m 393 707.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393 707.5 m 464 707.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 707.5 m 516 707.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 707.5 m 570 707.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 707.5 m 325 707.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 707.5 m 393 707.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393 707.5 m 464 707.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 707.5 m 516 707.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 707.5 m 570 707.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 677.5 m 271 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 677.5 m 325 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 677.5 m 393 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393 677.5 m 464 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 677.5 m 516 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 677.5 m 570 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 41 653.5 m 271 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 653.5 m 325 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 677.5 m 393 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 653.5 m 393 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393 653.5 m 464 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 653.5 m 516 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 653.5 m 570 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 653.5 m 325 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 325 653.5 m 393 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393 653.5 m 464 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 653.5 m 516 653.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 516 653.5 m 570 653.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.50 727.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 275.65 722.18 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 287.50 712.18 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 329.40 722.18 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.50 712.18 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.50 722.18 Td (September 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.00 712.18 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.70 722.18 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.50 712.18 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 520.65 722.18 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 532.50 712.18 Td (2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 43.50 713.06 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.50 698.07 Td (Trust assets under administration and management) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 697.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.10 697.17 Td (1,362,243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.50 697.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 697.17 Td (1,301,509) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.50 697.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 697.17 Td (1,292,044) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.50 697.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.10 697.17 Td (1,280,004) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 697.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.10 697.17 Td (1,254,824) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.50 683.07 Td (Brokerage assets under administration and management) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.65 682.17 Td (805,361) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 682.17 Td (777,771) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 682.17 Td (754,168) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.60 682.17 Td (729,519) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.65 682.17 Td (706,314) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 55.50 668.23 Td (Total assets under administration and) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 55.50 658.23 Td (management) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.50 663.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 281.10 663.23 Td (2,167,604) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 327.50 663.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.15 663.23 Td (2,079,280) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.50 663.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.15 663.23 Td (2,046,212) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.50 663.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 472.10 663.23 Td (2,009,523) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 518.50 663.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.10 663.23 Td (1,961,138) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 55.50 644.07 Td (Quarterly average) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 644.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.10 644.07 Td (2,122,036) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.50 644.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 644.07 Td (2,053,121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.50 644.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 644.07 Td (2,031,378) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.50 643.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.10 643.17 Td (1,992,856) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 643.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.10 643.17 Td (1,935,108) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 621.00 Td (T) Tj ET Q q 0 0 0 rg BT 77.76 621.00 Td (rust and investment income increased 13% compared to the first quarter of 2016, and was driven by quality cross-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 609.00 Td (selling of products and additional retirement plan services business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 591.00 Td (Peoples' electronic banking services include ) Tj ET Q q 0 0 0 rg BT 250.13 591.00 Td (A) Tj ET Q q 0 0 0 rg BT 256.25 591.00 Td (TM and debit cards, direct deposit services, internet and mobile banking, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 579.00 Td (and remote deposit capture, which serve as alternative delivery channels to traditional sales of) Tj ET Q q 0 0 0 rg BT 429.79 579.00 Td (fices for providing services to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 567.00 Td (clients. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 549.00 Td (Deposit account service char) Tj ET Q q 0 0 0 rg BT 187.04 549.00 Td (ges continued to comprise a sizable portion of Peoples' total non-interest income.) Tj ET Q q 0 0 0 rg BT 516.36 549.00 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 537.00 Td (following table details Peoples' deposit account service char) Tj ET Q q 0 0 0 rg BT 294.16 537.00 Td (ges:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 481.50 177.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 481.50 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 481.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 481.50 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 116.50 455.50 177.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.50 455.50 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 455.50 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 455.50 68.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 507.5 m 361.5 507.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 507.5 m 426.5 507.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 507.5 m 494.5 507.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 507.5 m 361.5 507.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 507.5 m 426.5 507.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 507.5 m 494.5 507.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 116.5 481.5 m 293.5 481.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 481.5 m 361.5 481.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 481.5 m 426.5 481.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 481.5 m 494.5 481.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 481.5 m 361.5 481.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 481.5 m 426.5 481.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 481.5 m 494.5 481.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 116.5 442.5 m 293.5 442.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 442.5 m 361.5 442.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 442.5 m 426.5 442.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 442.5 m 494.5 442.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 116.5 429.5 m 293.5 429.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 429.5 m 361.5 429.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 361.5 429.5 m 426.5 429.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 429.5 m 494.5 429.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 511.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.00 511.23 Td (Three Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 498.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 305.15 497.23 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 487.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.40 497.23 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.50 487.23 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.15 497.23 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 487.23 Td (2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 119.00 485.06 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 472.07 Td (Overdraft and non-sufficient funds fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.00 472.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.15 472.07 Td (1,614) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.00 472.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 472.07 Td (2,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 472.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.15 472.07 Td (1,806) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 459.07 Td (Account maintenance fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 459.07 Td (536) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 459.07 Td (509) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 459.07 Td (561) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.00 446.07 Td (Other fees and charges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 446.07 Td (279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 446.07 Td (111) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 446.07 Td (236) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 131.00 433.23 Td (Deposit account service charges) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 296.00 433.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.15 433.23 Td (2,429) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.00 433.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.15 433.23 Td (2,663) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.00 433.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 468.15 433.23 Td (2,603) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 412.00 Td (The amount of deposit account service char) Tj ET Q q 0 0 0 rg BT 246.19 412.00 Td (ges, particularly fees for overdrafts and non-suf) Tj ET Q q 0 0 0 rg BT 436.22 412.00 Td (ficient funds, is lar) Tj ET Q q 0 0 0 rg BT 511.02 412.00 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 400.00 Td (dependent on the timing and volume of customer activity) Tj ET Q q 0 0 0 rg BT 282.18 400.00 Td (.Peoples typically experiences a lower volume of overdraft and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 388.00 Td (non-suf) Tj ET Q q 0 0 0 rg BT 84.37 388.00 Td (ficient funds fees annually in the first quarter attributable to customers receiving income tax refunds.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 370.00 Td (Mortgage banking income for the first quarter of 2017 increased 142% from the first quarter of 2016 and decreased 14% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 358.00 Td (compared to the linked quarter) Tj ET Q q 0 0 0 rg BT 176.18 358.00 Td (. ) Tj ET Q q 0 0 0 rg BT 183.50 358.00 Td (The fluctuation of income was due to customer demand for long-term fixed-rate real estate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 346.00 Td (loans which increase or decrease sales of residential real estate loans to the secondary market. Peoples sold approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 334.00 Td ($13.6 million of loans to the secondary market in the first quarter of 2017, compared to $6.0 million in the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 322.00 Td (2016 and $22.4 million in the linked quarter) Tj ET Q q 0 0 0 rg BT 230.08 322.00 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 292.00 Td (Non-Inter) Tj ET Q q 0 0 0 rg BT 96.59 292.00 Td (est Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 280.00 Td (Salaries and employee benefit costs remain Peoples' lar) Tj ET Q q 0 0 0 rg BT 293.27 280.00 Td (gest non-interest expense, accounting for over one-half of total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 268.00 Td (non-interest expense.) Tj ET Q q 0 0 0 rg BT 143.79 268.00 Td (The following table details Peoples' salaries and employee benefit costs:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 106.00 206.50 193.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 206.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 206.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 206.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 106.00 176.50 193.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 176.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 176.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 176.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 106.00 146.50 193.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 146.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 146.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 146.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 106.00 116.50 193.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 116.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 116.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 116.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 106.00 86.50 193.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.00 86.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 86.50 69.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 86.50 68.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 236.5 m 368 236.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 236.5 m 437 236.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 236.5 m 505 236.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 236.5 m 368 236.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 236.5 m 437 236.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 236.5 m 505 236.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 106 206.5 m 299 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 206.5 m 368 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 206.5 m 437 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 206.5 m 505 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 206.5 m 368 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 206.5 m 437 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 206.5 m 505 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 106 116.5 m 299 116.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 116.5 m 368 116.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 116.5 m 437 116.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 116.5 m 505 116.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 106 101.5 m 299 101.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299 101.5 m 368 101.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 101.5 m 437 101.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 101.5 m 505 101.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 241.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.00 241.18 Td (Three Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 226.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 311.15 221.18 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.00 211.18 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 372.90 221.18 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.00 211.18 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.65 221.18 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.50 211.18 Td (2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.50 211.21 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 196.17 Td (Base salaries and wages) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 196.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.65 196.62 Td (10,067) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.50 196.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 196.62 Td (9,983) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.50 196.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 196.62 Td (9,837) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 181.17 Td (Sales-based and incentive compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.65 181.17 Td (2,099) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 181.17 Td (2,442) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 181.17 Td (1,803) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 167.07 Td (Employee benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.65 166.62 Td (1,927) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 166.62 Td (1,355) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 166.62 Td (1,548) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 152.07 Td (Stock-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 151.62 Td (568) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 151.62 Td (323) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 151.62 Td (338) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 136.17 Td (Deferred personnel costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.80 136.67 Td (\(360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 136.62 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.80 136.67 Td (\(382) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 136.62 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.80 136.67 Td (\(425) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.15 136.62 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 121.17 Td (Payroll taxes and other employment costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.65 121.17 Td (1,195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 121.17 Td (831) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 121.17 Td (1,224) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 120.50 106.18 Td (Salaries and employee benefit costs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 301.50 106.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.65 106.18 Td (15,496) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.50 106.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 405.65 106.18 Td (14,552) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.50 106.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.65 106.18 Td (14,325) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.50 91.17 Td (Full-time equivalent employees:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.50 91.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.50 91.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.50 91.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.50 76.17 Td (Actual at end of period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 76.17 Td (776) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 76.17 Td (782) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 76.17 Td (821) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.50 61.17 Td (Average during the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 61.62 Td (780) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.15 61.62 Td (788) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 61.62 Td (817) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 57.00 Td () Tj ET Q endstream endobj 91 0 obj <>] /Rotate 0 /Contents 92 0 R>> endobj 92 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (Salaries and employee benefit costs for the first quarter of 2017 increased compared to both the fourth quarter of 2016 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (and the first quarter of 2016. ) Tj ET Q q 0 0 0 rg BT 173.23 719.10 Td (The increase in employee benefits costs compared to the fourth quarter of 2016 was due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (primarily to increased health insurance costs, which was the result of higher claims. ) Tj ET Q q 0 0 0 rg BT 393.72 707.10 Td (The increase in stock-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.10 Td (compensation was lar) Tj ET Q q 0 0 0 rg BT 140.46 695.10 Td (gely due to the annual stock grant that was tied to the performance level achieved with respect to 2016 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.10 Td (corporate incentive awards, for which the common shares were granted in the first quarter of 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 665.10 Td (Peoples' net occupancy and equipment expense was comprised of the following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 605.60 201.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 605.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 605.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 605.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 579.60 201.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 579.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 579.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 579.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 553.60 201.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 553.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 372.50 553.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 553.60 67.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 635.6 m 372.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 635.6 m 439.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 635.6 m 506.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 635.6 m 372.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 635.6 m 439.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 635.6 m 506.5 635.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 605.6 m 305.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 605.6 m 372.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 605.6 m 439.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 605.6 m 506.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 605.6 m 372.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 605.6 m 439.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 605.6 m 506.5 605.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 553.6 m 305.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 553.6 m 372.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 553.6 m 439.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 553.6 m 506.5 553.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 538.6 m 305.5 538.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 538.6 m 372.5 538.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 538.6 m 439.5 538.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 538.6 m 506.5 538.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 639.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.00 639.33 Td (Three Months Ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 625.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.65 620.28 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.50 610.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.40 620.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.50 610.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.65 620.28 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 462.50 610.28 Td (2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 107.00 611.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 596.17 Td (Depreciation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.00 596.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 596.17 Td (1,243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.00 596.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.15 596.17 Td (1,306) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.00 596.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.15 596.17 Td (1,239) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 583.17 Td (Repairs and maintenance costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 583.17 Td (672) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 583.17 Td (531) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 583.17 Td (652) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 570.17 Td (Net rent expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 570.17 Td (219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 570.17 Td (189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 570.17 Td (229) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 557.17 Td (Property taxes, utilities and other costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 557.17 Td (579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 557.17 Td (554) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 557.17 Td (686) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 113.00 543.28 Td (Net occupancy and equipment expense) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 308.00 543.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.15 543.28 Td (2,713) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 375.00 543.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.15 543.28 Td (2,580) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.00 543.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.15 543.28 Td (2,806) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 521.10 Td (Net occupancy and equipment expense decreased in the first quarter of 2017 from the first quarter of 2016 due to lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 509.10 Td (property taxes due to the reassessed value of properties. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 491.10 Td (Professional fees for the first quarter of 2017 decreased $583,000, or 27%, from the linked quarter mainly due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 479.10 Td (decrease of fees related to the system upgrade recorded in the fourth quarter of 2016. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 461.10 Td (Data processing and software expense increased $393,000, or 52%, compared to the prior year first quarter and declined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 449.10 Td ($1) Tj ET Q q 0 0 0 rg BT 63.63 449.10 Td (18,000, or 9%, from the linked quarter) Tj ET Q q 0 0 0 rg BT 217.20 449.10 Td (. ) Tj ET Q q 0 0 0 rg BT 224.52 449.10 Td (The decrease in data processing and software expense during the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 437.10 Td (2017 compared to the linked quarter was primarily due to costs incurred for the system upgrade completed in the fourth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 425.10 Td (quarter of 2016. ) Tj ET Q q 0 0 0 rg BT 122.96 425.10 Td (The increase in data processing and software expense during the first quarter of 2017 compared to the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.10 Td (quarter of 2016 was due to increased monthly fees related to additional capabilities that are now available to customers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 395.10 Td (Communication expense decreased $218,000, or 35%, from the prior year first quarter and $121,000, or 23%, from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 383.10 Td (linked quarter) Tj ET Q q 0 0 0 rg BT 109.26 383.10 Td (. ) Tj ET Q q 0 0 0 rg BT 116.58 383.10 Td (The decreases relate to the continued consolidation of traditional phone lines to a method of transmitting all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 371.10 Td (voice traf) Tj ET Q q 0 0 0 rg BT 91.85 371.10 Td (fic over the internet. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 353.10 Td (FDIC insurance assessment expense increased $240,000 from the linked quarter) Tj ET Q q 0 0 0 rg BT 391.91 353.10 Td (. ) Tj ET Q q 0 0 0 rg BT 399.23 353.10 Td (The increase from the linked quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 341.10 Td (was the result of the FDIC Insurance Fund's reserve ratio reaching 1.15% ef) Tj ET Q q 0 0 0 rg BT 357.47 341.10 Td (fective June 30, 2016, which resulted in reduced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 329.10 Td (FDIC insurance expense in the fourth quarter of 2016. ) Tj ET Q q 0 0 0 rg BT 275.70 329.10 Td (The FDIC insurance assessment expense decreased from the prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 317.10 Td (year first quarter due to a reduction of the assessment rate.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 287.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 87.98 287.10 Td (T) Tj ET Q q 0 0 0 rg BT 93.73 287.10 Td (ax Expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 275.10 Td (For the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.11 275.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.09 275.10 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.92 275.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.52 275.10 Td (, Peoples recorded income tax expense of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.79 275.10 Td (3.9 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.68 275.10 Td (, for an ef) Tj ET Q q 0 0 0 rg BT 503.37 275.10 Td (fective tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 263.10 Td (rate of 30.4%. Peoples' current estimate of the ef) Tj ET Q q 0 0 0 rg BT 250.83 263.10 Td (fective tax rate for the entire year of 2017 will be approximately 31.0%. In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 251.10 Td (comparison, Peoples recorded an income tax expense of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.87 251.10 Td ($3.7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.76 251.10 Td ( for the same period in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.51 251.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.51 251.10 Td (, for an ef) Tj ET Q q 0 0 0 rg BT 481.19 251.10 Td (fective tax rate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 239.10 Td (31.4%. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 221.10 Td ( ) Tj ET Q q 0 0 0 rg BT 90.00 221.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 124.12 221.10 Td (adopted ) Tj ET Q q 0 0 0 rg BT 158.79 221.10 Td (the ) Tj ET Q q 0 0 0 rg BT 173.36 221.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 196.38 221.10 Td (2016-09 ) Tj ET Q q 0 0 0 rg BT 232.73 221.10 Td (- ) Tj ET Q q 0 0 0 rg BT 239.07 221.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 299.86 221.10 Td (- ) Tj ET Q q 0 0 0 rg BT 306.20 221.10 Td (Stock ) Tj ET Q q 0 0 0 rg BT 332.00 221.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 392.79 221.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 401.53 221.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 421.76 221.10 Td (718\): ) Tj ET Q q 0 0 0 rg BT 445.88 221.10 Td (Improvements ) Tj ET Q q 0 0 0 rg BT 506.66 221.10 Td (to ) Tj ET Q q 0 0 0 rg BT 517.45 221.10 Td (Employee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 209.10 Td (Share-Based ) Tj ET Q q 0 0 0 rg BT 106.56 209.10 Td (Payment ) Tj ET Q q 0 0 0 rg BT 143.12 209.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 191.80 209.10 Td (as ) Tj ET Q q 0 0 0 rg BT 202.14 209.10 Td (of ) Tj ET Q q 0 0 0 rg BT 212.49 209.10 Td (January ) Tj ET Q q 0 0 0 rg BT 245.61 209.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 255.13 209.10 Td (2017. ) Tj ET Q q 0 0 0 rg BT 279.65 209.10 Td ( ) Tj ET Q q 0 0 0 rg BT 281.66 209.10 Td (In ) Tj ET Q q 0 0 0 rg BT 292.01 209.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.25 209.10 Td (first ) Tj ET Q q 0 0 0 rg BT 324.37 209.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 354.71 209.10 Td (of ) Tj ET Q q 0 0 0 rg BT 365.05 209.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 389.57 209.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 422.70 209.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 459.69 209.10 Td (a ) Tj ET Q q 0 0 0 rg BT 466.15 209.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 480.38 209.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 510.17 209.10 Td (of ) Tj ET Q q 0 0 0 rg BT 520.51 209.10 Td ($104,000 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 197.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 97.59 197.10 Td (with ) Tj ET Q q 0 0 0 rg BT 117.87 197.10 Td (the ) Tj ET Q q 0 0 0 rg BT 132.59 197.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 170.08 197.10 Td (of ) Tj ET Q q 0 0 0 rg BT 180.91 197.10 Td (this ) Tj ET Q q 0 0 0 rg BT 197.86 197.10 Td (amendment ) Tj ET Q q 0 0 0 rg BT 247.01 197.10 Td (for ) Tj ET Q q 0 0 0 rg BT 261.17 197.10 Td (the ) Tj ET Q q 0 0 0 rg BT 275.89 197.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 290.61 197.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 320.87 197.10 Td (of ) Tj ET Q q 0 0 0 rg BT 331.70 197.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 362.52 197.10 Td (that ) Tj ET Q q 0 0 0 rg BT 380.02 197.10 Td (settled ) Tj ET Q q 0 0 0 rg BT 408.62 197.10 Td (or ) Tj ET Q q 0 0 0 rg BT 419.45 197.10 Td (vested ) Tj ET Q q 0 0 0 rg BT 447.50 197.10 Td (in ) Tj ET Q q 0 0 0 rg BT 457.77 197.10 Td (the ) Tj ET Q q 0 0 0 rg BT 472.49 197.10 Td (quarter) Tj ET Q q 0 0 0 rg BT 500.25 197.10 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 168.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 64.37 168.10 Td (e-Pr) Tj ET Q q 0 0 0 rg BT 82.50 168.10 Td (ovision Net Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 156.10 Td (Pre-provision net revenue \("PPNR"\) has become a key financial measure used by state and federal bank regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 144.10 Td (agencies when assessing the capital adequacy of financial institutions. PPNR is defined as net interest income plus total non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 132.10 Td (interest income \(excluding all gains or losses\) minus total non-interest expenses and, therefore, excludes the provision for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 120.10 Td (\(recovery of\) loan losses and all gains and/or losses included in earnings. ) Tj ET Q q 0 0 0 rg BT 350.59 120.10 Td (As a result, PPNR represents the earnings capacity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 108.10 Td (that can be either retained in order to build capital or used to absorb unexpected losses and preserve existing capital.) Tj ET Q endstream endobj 93 0 obj <>] /Rotate 0 /Contents 94 0 R>> endobj 94 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.85 731.10 Td (The following table provides a reconciliation of this non-GAAP) Tj ET Q q 0 0 0 rg BT 334.53 731.10 Td ( financial measure to the amounts reported for income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (before taxes in Peoples' Unaudited Consolidated Financial Statements for the periods presented: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 665.60 195.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 665.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 665.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 665.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 636.60 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 636.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 636.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 636.60 64.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 606.60 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 606.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 606.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 606.60 64.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 576.60 195.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 576.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 576.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 576.60 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 547.60 195.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 305.50 547.60 65.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 547.60 66.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 436.50 547.60 64.00 -25.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 694.6 m 370.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 694.6 m 436.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 694.6 m 500.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 694.6 m 370.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 694.6 m 436.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 694.6 m 500.5 694.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 665.6 m 305.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 665.6 m 370.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 665.6 m 436.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 665.6 m 500.5 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 576.6 m 305.5 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 576.6 m 370.5 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 576.6 m 436.5 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 576.6 m 500.5 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 562.6 m 305.5 562.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 305.5 562.6 m 370.5 562.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 562.6 m 436.5 562.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 436.5 562.6 m 500.5 562.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.00 699.28 Td (Three Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 315.65 682.83 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 327.50 672.83 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 373.90 682.83 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.00 672.83 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 446.15 682.83 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.00 672.83 Td (2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 113.00 670.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 113.00 656.28 Td (Pre-Provision Net Revenue:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 641.27 Td (Income before income taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.00 641.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 641.27 Td (12,661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.00 641.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 641.27 Td (10,744) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.00 641.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.15 641.27 Td (11,649) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 626.27 Td (Add: provision for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.65 626.27 Td (624) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 626.27 Td (711) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 626.27 Td (955) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 611.27 Td (Add: net loss on loans held-for-sale and OREO) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.65 611.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.65 611.27 Td (33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 611.27 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 596.27 Td (Add: net loss on other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 596.27 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.65 596.27 Td (76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 596.27 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 581.27 Td (Less: net gain on securities transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.65 581.27 Td (340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.65 581.27 Td (68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 581.27 Td (96) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 119.00 567.28 Td (Pre-provision net revenue) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 308.00 567.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 334.15 567.28 Td (12,948) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 373.00 567.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.15 567.28 Td (11,496) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.00 567.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.15 567.28 Td (12,539) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 552.27 Td (Total average assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.00 552.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.60 552.27 Td (3,446,351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.00 552.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.60 552.27 Td (3,386,519) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.00 552.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.60 552.27 Td (3,272,635) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 537.27 Td (Pre-provision net revenue to total average) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 527.27 Td (assets \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.15 527.27 Td (1.52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.65 527.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.15 527.27 Td (1.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 527.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 527.27 Td (1.54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 527.27 Td (%) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 113.00 513.06 Td (\(a\) Presented on an annualized basis.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 502.00 509.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 491.10 Td (PPNR for the first quarter of 2017 was higher than the linked quarter of 2016 and slightly higher than the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 479.10 Td (2016. ) Tj ET Q q 0 0 0 rg BT 81.32 479.10 Td (The increase in the first quarter of 2017 from the prior periods were lar) Tj ET Q q 0 0 0 rg BT 365.20 479.10 Td (gely due to revenue fluctuation. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 449.10 Td (Cor) Tj ET Q q 0 0 0 rg BT 70.48 449.10 Td (e Non-Inter) Tj ET Q q 0 0 0 rg BT 120.01 449.10 Td (est Income and Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 437.10 Td (Core non-interest income and expense are financial measures used to evaluate Peoples' recurring revenue and expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 425.10 Td (streams. ) Tj ET Q q 0 0 0 rg BT 91.87 425.10 Td (These measures are non-GAAP) Tj ET Q q 0 0 0 rg BT 217.84 425.10 Td ( since they exclude the impact of system conversion revenue and costs, acquisition-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 413.10 Td (related costs, pension settlement char) Tj ET Q q 0 0 0 rg BT 202.94 413.10 Td (ges, search firm fees and legal settlement char) Tj ET Q q 0 0 0 rg BT 387.12 413.10 Td (ges. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 395.10 Td (The following tables provide reconciliations of these non-GAAP) Tj ET Q q 0 0 0 rg BT 330.74 395.10 Td ( measures to the amounts reported in Peoples' Unaudited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 383.10 Td (Consolidated Financial Statements for the periods presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 324.60 211.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 324.60 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 324.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 324.60 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 297.60 211.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 297.60 62.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 297.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 297.60 63.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 352.6 m 377.5 352.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 352.6 m 443.5 352.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 352.6 m 506.5 352.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 352.6 m 377.5 352.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 352.6 m 443.5 352.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 352.6 m 506.5 352.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 324.6 m 315.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 324.6 m 377.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 324.6 m 443.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 324.6 m 506.5 324.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 282.6 m 315.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 282.6 m 377.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 282.6 m 506.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 282.6 m 443.5 282.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 282.6 m 506.5 282.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 365.00 357.28 Td (Three Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.15 341.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.00 331.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.90 341.33 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.00 331.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.65 341.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.50 331.33 Td (2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 107.00 329.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 107.00 315.33 Td (Core non-interest income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 302.17 Td (Total non-interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.00 302.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 302.17 Td (13,334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 302.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 302.17 Td (12,111) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 302.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 302.17 Td (13,054) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 287.27 Td (Plus: system conversion revenue waived) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.65 287.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.65 287.27 Td (85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 287.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 273.17 Td (Core non-interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.00 273.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 273.17 Td (13,334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 273.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 273.17 Td (12,196) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 273.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 273.17 Td (13,054) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 206.60 211.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 206.60 62.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 206.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 206.60 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 179.60 211.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 179.60 62.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 179.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 179.60 63.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 234.60000000000002 m 377.5 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 234.60000000000002 m 443.5 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 234.60000000000002 m 506.5 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 234.60000000000002 m 377.5 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 234.60000000000002 m 443.5 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 234.60000000000002 m 506.5 234.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 206.60000000000002 m 315.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 206.60000000000002 m 377.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 206.60000000000002 m 443.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 206.60000000000002 m 506.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 164.60000000000002 m 315.5 164.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 164.60000000000002 m 377.5 164.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 164.60000000000002 m 443.5 164.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 164.60000000000002 m 506.5 164.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 365.00 239.28 Td (Three Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.15 223.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.00 213.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.90 223.33 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.00 213.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.65 223.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.50 213.33 Td (2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 107.00 211.16 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 107.00 197.33 Td (Core non-interest expense:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 184.17 Td (Total non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.00 184.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 184.17 Td (27,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 184.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 184.17 Td (27,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 184.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 184.17 Td (26,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 169.27 Td (Less: system conversion costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.65 169.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 169.72 Td (746) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 169.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 155.17 Td (Core non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.00 155.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.15 155.17 Td (27,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.00 155.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 155.17 Td (26,536) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 155.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 155.17 Td (26,282) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 95 0 obj <>] /Rotate 0 /Contents 96 0 R>> endobj 96 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (47) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Efficiency Ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 719.25 Td (The ef) Tj ET Q q 0 0 0 rg BT 97.63 719.25 Td (ficiency ratio is a key financial measure used to monitor performance. ) Tj ET Q q 0 0 0 rg BT 382.62 719.25 Td (The ef) Tj ET Q q 0 0 0 rg BT 408.25 719.25 Td (ficiency ratio is calculated as total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.25 Td (non-interest expenses \(less amortization of other intangible assets\) as a percentage of fully tax-equivalent net interest income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.25 Td (plus total non-interest income \(excluding all gains and losses\). ) Tj ET Q q 0 0 0 rg BT 308.49 695.25 Td (This measure is non-GAAP) Tj ET Q q 0 0 0 rg BT 418.94 695.25 Td ( since it excludes amortization of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.25 Td (other intangible assets and all gains and/or losses included in earnings, and uses FTE net interest income. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 665.25 Td (The following table provides a reconciliation of this non-GAAP) Tj ET Q q 0 0 0 rg BT 327.68 665.25 Td ( financial measure to the amounts reported in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.25 Td (Consolidated Financial Statements for the periods presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 590.75 211.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 590.75 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 590.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 590.75 63.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 563.75 211.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 563.75 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 563.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 563.75 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 534.75 211.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 534.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 534.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 534.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 506.75 211.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 506.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 506.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 506.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 467.75 211.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 467.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 467.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 467.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 439.75 211.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 439.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 439.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 439.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 411.75 211.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 411.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 411.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 411.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 383.75 211.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 383.75 63.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 383.75 65.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 383.75 63.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 344.75 211.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.50 344.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 344.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 344.75 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 622.75 m 378.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 622.75 m 443.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 622.75 m 506.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 622.75 m 378.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 622.75 m 443.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 622.75 m 506.5 622.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 594.75 m 315.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 594.75 m 378.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 594.75 m 443.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 594.75 m 506.5 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 548.75 m 315.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 548.75 m 378.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 548.75 m 443.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 548.75 m 506.5 548.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 492.75 m 315.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 492.75 m 378.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 492.75 m 443.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 492.75 m 506.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 492.75 m 378.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 492.75 m 443.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 492.75 m 506.5 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 411.75 m 315.5 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 411.75 m 378.5 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 411.75 m 443.5 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 411.75 m 506.5 411.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 344.75 m 315.5 344.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 344.75 m 378.5 344.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 344.75 m 443.5 344.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 344.75 m 506.5 344.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 344.75 m 443.5 344.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 344.75 m 506.5 344.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 365.00 627.43 Td (Three Months Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.65 611.48 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.50 601.48 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.40 611.48 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.50 601.48 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.65 611.48 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.50 601.48 Td (2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 107.00 599.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 107.00 581.48 Td (Efficiency ratio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 568.32 Td (Total non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.00 568.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 568.32 Td (27,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.00 568.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 568.32 Td (27,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 568.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 568.32 Td (26,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 553.42 Td (Less: Amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 553.87 Td (863) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 553.87 Td (1,007) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 553.87 Td (1,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 539.32 Td (Adjusted total non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.00 539.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 539.32 Td (26,468) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.00 539.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 539.32 Td (26,275) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 539.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 539.32 Td (25,274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 525.32 Td (Total non-interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 525.32 Td (13,334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 525.32 Td (12,111) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 525.32 Td (13,054) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 511.32 Td (Net interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.00 511.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 511.32 Td (26,945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.00 511.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 511.32 Td (26,667) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 511.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 511.32 Td (25,767) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 497.32 Td (Add: Fully tax-equivalent adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 497.32 Td (513) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 497.32 Td (517) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 497.32 Td (508) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 482.42 Td (Net interest income on a fully taxable-equivalent) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 472.42 Td (basis) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.00 483.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 483.32 Td (27,458) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.00 483.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 483.32 Td (27,184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 483.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 483.32 Td (26,275) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 458.32 Td (Adjusted revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.00 458.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 458.32 Td (40,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.00 458.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 458.32 Td (39,295) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 458.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 458.32 Td (39,329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 444.32 Td (Efficiency ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 444.32 Td (64.89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.65 444.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 444.32 Td (66.87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.65 444.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 444.32 Td (64.26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.65 444.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 430.32 Td (Core non-interest expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.00 430.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 430.32 Td (27,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.00 430.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 430.32 Td (26,536) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 430.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 430.32 Td (26,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 416.32 Td (Less: Amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 416.32 Td (863) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 416.32 Td (1,007) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 416.32 Td (1,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 402.32 Td (Adjusted non-interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.00 402.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 402.32 Td (26,468) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.00 402.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 402.32 Td (25,529) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 402.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 402.32 Td (25,274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 388.32 Td (Core non-interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.00 388.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 388.32 Td (13,334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.00 388.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 388.32 Td (12,196) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 388.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 388.32 Td (13,054) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 373.42 Td (Net interest income on fully taxable-equivalent) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 363.42 Td (basis) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.00 374.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 374.32 Td (27,458) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.00 374.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 374.32 Td (27,184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 374.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 374.32 Td (26,275) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 349.32 Td (Adjusted core revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 349.32 Td (40,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 349.32 Td (39,380) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 349.32 Td (39,329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 335.32 Td (Efficiency ratio adjusted for non-core items) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 335.32 Td (64.89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.65 335.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 335.32 Td (64.83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.65 335.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 335.32 Td (64.26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.65 335.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 313.25 Td (The decrease in the ef) Tj ET Q q 0 0 0 rg BT 159.54 313.25 Td (ficiency ratio from the prior year first quarter was primarily due to increased revenues and the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 301.25 Td (continued focus on expense management. ) Tj ET Q q 0 0 0 rg BT 225.71 301.25 Td (The ef) Tj ET Q q 0 0 0 rg BT 251.34 301.25 Td (ficiency ratio had a slight increase for the first quarter of 2017 compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 289.25 Td (the first quarter of 2016, due primarily to the increase in total non-interest expense. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 271.25 Td (Management is tar) Tj ET Q q 0 0 0 rg BT 146.24 271.25 Td (geting an ef) Tj ET Q q 0 0 0 rg BT 193.26 271.25 Td (ficiency ratio of 62%-64% for the full year of 2017, absent acquisition-related costs and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 259.25 Td (other non-core char) Tj ET Q q 0 0 0 rg BT 132.11 259.25 Td (ges.) Tj ET Q endstream endobj 97 0 obj <>] /Rotate 0 /Contents 98 0 R>> endobj 98 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (48) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 731.25 Td (Return on ) Tj ET Q q 0 0 0 rg BT 99.56 731.25 Td (A) Tj ET Q q 0 0 0 rg BT 106.04 731.25 Td (verage ) Tj ET Q q 0 0 0 rg BT 136.68 731.25 Td (T) Tj ET Q q 0 0 0 rg BT 142.43 731.25 Td (angible Stockholders' Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 719.25 Td (The return on average tangible stockholders' equity ratio is a key financial measure used to monitor performance. ) Tj ET Q q 0 0 0 rg BT 529.85 719.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.25 Td (return on tangible stockholders' equity is calculated as net income \(less after) Tj ET Q q 0 0 0 rg BT 358.56 707.25 Td (-tax impact of amortization of other intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.25 Td (assets\) divided by tangible stockholders' equity) Tj ET Q q 0 0 0 rg BT 242.06 695.25 Td (. ) Tj ET Q q 0 0 0 rg BT 249.38 695.25 Td (This measure is non-GAAP) Tj ET Q q 0 0 0 rg BT 359.83 695.25 Td ( since it excludes amortization of other intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.25 Td (assets from earnings and the impact of goodwill and other intangible assets acquired through acquisitions on total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 671.25 Td (stockholders' equity) Tj ET Q q 0 0 0 rg BT 133.19 671.25 Td (. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 61.00 616.75 507.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 61.00 587.75 200.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 261.00 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492.75 m 453 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453 492.75 m 510 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 492.75 m 568 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 61 398.75 m 261 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261 398.75 m 319 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 398.75 m 385 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 398.75 m 453 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453 398.75 m 510 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 398.75 m 568 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261 353.75 m 319 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 353.75 m 385 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 353.75 m 453 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453 353.75 m 510 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 353.75 m 568 353.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 261 284.75 m 319 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 284.75 m 385 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 284.75 m 453 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453 284.75 m 510 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 284.75 m 568 284.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.35 645.43 Td (At or For the Three Months Ended) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 63.50 621.46 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 267.65 631.43 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 279.50 621.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.40 631.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.50 621.43 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.00 631.43 Td (September 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.50 621.43 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.20 631.43 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.00 621.43 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 516.65 631.43 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 528.50 621.43 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 63.50 607.43 Td (Annualized Net Income Excluding Amortization of Other Intangible Assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 592.42 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 592.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.65 592.42 Td (8,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 592.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 592.42 Td (7,408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.50 592.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.65 592.42 Td (7,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.50 592.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 592.42 Td (7,962) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 592.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 592.42 Td (7,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 577.42 Td (Add: amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 577.42 Td (863) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 577.42 Td (1,007) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.65 577.42 Td (1,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 577.42 Td (1,007) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 577.42 Td (1,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 562.42 Td (Less: tax effect \(at 35% tax rate\) of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 552.42 Td (amortization of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 552.42 Td (302) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 552.42 Td (352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 552.42 Td (353) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 552.42 Td (352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 552.42 Td (353) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 537.42 Td (Net income excluding amortization of other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 527.42 Td (intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 527.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.65 527.42 Td (9,370) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 527.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 527.42 Td (8,063) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.50 527.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.65 527.42 Td (8,447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.50 527.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 527.42 Td (8,617) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 527.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 527.42 Td (8,650) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 512.42 Td (Days in the quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.15 512.42 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.15 512.42 Td (92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 512.42 Td (92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.15 512.42 Td (91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 512.42 Td (91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 497.42 Td (Days in the year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.15 497.42 Td (365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 497.42 Td (366) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 497.42 Td (366) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 497.42 Td (366) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 497.42 Td (366) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 482.42 Td (Annualized net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 482.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.65 482.42 Td (35,725) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 482.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 482.42 Td (29,471) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.50 482.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 482.42 Td (30,999) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.50 482.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 482.42 Td (32,023) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 482.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 482.42 Td (32,156) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 467.42 Td (Annualized net income excluding amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 457.42 Td (of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 457.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.65 457.42 Td (38,001) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 457.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 457.42 Td (32,077) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.50 457.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 457.42 Td (33,604) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.50 457.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 457.42 Td (34,657) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 457.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 457.42 Td (34,790) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 63.50 443.43 Td (Average Tangible Stockholders' Equity:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 428.42 Td (Total average stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 428.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.60 428.42 Td (438,990) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 428.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 428.42 Td (438,238) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.50 428.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 428.42 Td (438,606) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.50 428.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.60 428.42 Td (430,072) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 428.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 428.42 Td (423,543) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 413.42 Td (Less: average goodwill and other intangible) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 403.42 Td (assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.60 403.42 Td (145,546) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 403.42 Td (146,489) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 403.42 Td (147,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.60 403.42 Td (148,464) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 403.42 Td (149,528) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 388.42 Td (Average tangible stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 388.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.60 388.42 Td (293,444) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 388.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 388.42 Td (291,749) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.50 388.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 388.42 Td (291,140) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.50 388.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.60 388.42 Td (281,608) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 388.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 388.42 Td (274,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 373.42 Td (Return on Average Stockholders' Equity Ratio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 358.42 Td (Annualized net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 358.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.65 358.42 Td (35,725) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 358.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 358.42 Td (29,471) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.50 358.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 358.42 Td (30,999) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.50 358.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 358.42 Td (32,023) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 358.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 358.42 Td (32,156) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 343.42 Td (Average stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 343.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.60 343.42 Td (438,990) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 343.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 343.42 Td (438,238) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.50 343.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 343.42 Td (438,606) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.50 343.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.60 343.42 Td (430,072) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 343.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 343.42 Td (423,543) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 328.42 Td (Return on average stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.65 328.42 Td (8.14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.15 328.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.65 328.42 Td (6.72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 328.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 328.42 Td (7.07) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 328.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 328.42 Td (7.45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.15 328.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.65 328.42 Td (7.59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 328.42 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 63.50 314.43 Td (Return on Average Tangible Stockholders' Equity Ratio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 299.42 Td (Annualized net income excluding amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 289.42 Td (of other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 289.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.65 289.42 Td (38,001) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 289.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 289.42 Td (32,077) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.50 289.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 289.42 Td (33,604) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.50 289.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 289.42 Td (34,657) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 289.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 289.42 Td (34,790) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 274.42 Td (Average tangible stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.50 274.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.60 274.42 Td (293,444) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 274.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 274.42 Td (291,749) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.50 274.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 274.42 Td (291,140) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.50 274.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.60 274.42 Td (281,608) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 274.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 274.42 Td (274,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 259.42 Td (Return on average tangible stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.65 259.42 Td (12.95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.15 259.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 259.42 Td (10.99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 259.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.65 259.42 Td (11.54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 259.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 259.42 Td (12.31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.15 259.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 259.42 Td (12.70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 259.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.20 195.25 Td (FINANCIAL) Tj ET Q q 0 0 0 rg BT 303.32 195.25 Td ( CONDITION) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 159.25 Td (Cash and Cash Equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 147.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 147.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.10 147.25 Td (, Peoples' interest-bearing deposits in other banks decreased slightly from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.55 147.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.13 147.25 Td (. ) Tj ET Q q 0 0 0 rg BT 530.45 147.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 135.25 Td (total cash and cash equivalent balances included $3.1 million of excess cash reserves being maintained at the Federal Reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 123.25 Td (Bank at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.33 123.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.92 123.25 Td (, compared to $4.4 million at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.23 123.25 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.82 123.25 Td (. ) Tj ET Q q 0 0 0 rg BT 355.14 123.25 Td (The amount of excess cash reserves maintained is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 111.25 Td (dependent upon Peoples' daily liquidity position, which is driven primarily by changes in deposit and loan balances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 93.25 Td (Through the first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.26 93.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.25 93.25 Td ( months of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.53 93.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.53 93.25 Td (, Peoples' total cash and cash equivalents decreased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.64 93.25 Td ($1.8 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.53 93.25 Td ( and $13.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 81.25 Td (million, respectively) Tj ET Q q 0 0 0 rg BT 135.55 81.25 Td (. Peoples' net cash used in investing activities of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 81.25 Td ($33.3 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.04 81.25 Td ( exceeded cash provided by financing and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 69.25 Td (operating activities of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.69 69.25 Td ($18.1 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.58 69.25 Td (. Peoples' investing activities reflected purchases of $41.1 million in available-for) Tj ET Q q 0 0 0 rg BT 526.04 69.25 Td (-sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 57.25 Td (investments and a net increase of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.95 57.25 Td ($23.5 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.84 57.25 Td ( in loans, which were partially of) Tj ET Q q 0 0 0 rg BT 374.57 57.25 Td (fset by $32.1 million in net proceeds from ) Tj ET Q endstream endobj 99 0 obj <>] /Rotate 0 /Contents 100 0 R>> endobj 100 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (principal payments, calls and prepayments on available-for) Tj ET Q q 0 0 0 rg BT 290.10 731.10 Td (-sale investment securities. Financing activities included a net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (increase of $192.4 million in deposits which was of) Tj ET Q q 0 0 0 rg BT 260.17 719.10 Td (fset partially by a net decrease of $169.9 million in borrowings and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.49 719.10 Td ($3.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.89 707.10 Td ( of cash dividends paid.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 689.10 Td (Through the first three months of 2016, Peoples' total cash and cash equivalents decreased $7.8 million as net cash used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 677.10 Td (in investing activities was $42.1 million, which exceeded cash provided by financing and operating activities of $17.5 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 665.10 Td (and $16.8 million, respectively) Tj ET Q q 0 0 0 rg BT 177.49 665.10 Td (. Peoples' investing activities reflected a $31.9 million net increase in loans. Financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 653.10 Td (activities included a net increase in deposits of $51.2 million, of) Tj ET Q q 0 0 0 rg BT 309.87 653.10 Td (fset partially by net payments of $25.3 million on short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 641.10 Td (borrowings. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 623.10 Td (Further information regarding the management of Peoples' liquidity position can be found later in this discussion under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.10 Td (Interest Rate Sensitivity and Liquidity) Tj ET Q q 0 0 0 rg BT 210.54 611.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 581.10 Td (Investment Securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 569.10 Td (The following table provides information regarding Peoples) Tj ET Q q 0 0 0 rg BT 314.53 569.10 Td ( investment portfolio:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 528.60 236.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 528.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 528.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 528.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 528.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 498.60 170.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 498.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 498.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 498.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 498.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 498.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 468.60 170.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 468.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 468.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 468.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 468.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 468.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 428.60 170.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 428.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 428.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 428.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 428.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 428.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 398.60 170.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 398.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 398.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 398.60 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 398.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 398.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 369.60 170.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 369.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 369.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 369.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 369.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 369.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 340.60 170.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 340.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 340.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 340.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 340.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 340.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 310.60 170.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 310.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 310.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 310.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 310.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 310.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 270.60 170.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 270.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 270.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 270.60 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 270.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 270.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 241.60 170.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 241.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 241.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 241.60 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 241.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 241.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 212.60 170.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 212.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 212.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 212.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 212.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 212.60 67.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 528.6 m 223.5 528.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 528.6 m 289.5 528.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 528.6 m 356.5 528.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 528.6 m 424.5 528.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 528.6 m 490.5 528.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 528.6 m 557.5 528.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 398.6 m 223.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 398.6 m 289.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 398.6 m 356.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 398.6 m 424.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 398.6 m 490.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 398.6 m 557.5 398.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 384.6 m 223.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 384.6 m 289.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 384.6 m 356.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 384.6 m 424.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 384.6 m 490.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 384.6 m 557.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 369.6 m 223.5 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 384.6 m 289.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 369.6 m 289.5 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 384.6 m 356.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 369.6 m 356.5 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 384.6 m 424.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 369.6 m 424.5 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 384.6 m 490.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 369.6 m 490.5 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 384.6 m 557.5 384.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 369.6 m 557.5 369.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 354.6 m 223.5 354.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 354.6 m 289.5 354.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 354.6 m 356.5 354.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 354.6 m 424.5 354.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 354.6 m 490.5 354.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 354.6 m 557.5 354.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 270.6 m 289.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 270.6 m 356.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 270.6 m 424.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 270.6 m 490.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 270.6 m 557.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 270.6 m 223.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 256.6 m 223.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 270.6 m 289.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 256.6 m 289.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 270.6 m 356.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 256.6 m 356.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 270.6 m 424.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 256.6 m 424.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 270.6 m 490.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 256.6 m 490.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 270.6 m 557.5 270.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 256.6 m 557.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 256.6 m 223.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 241.60000000000002 m 223.5 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 256.6 m 289.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 241.60000000000002 m 289.5 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 256.6 m 356.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 241.60000000000002 m 356.5 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 256.6 m 424.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 241.60000000000002 m 424.5 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 256.6 m 490.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 241.60000000000002 m 490.5 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 256.6 m 557.5 256.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 241.60000000000002 m 557.5 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 241.60000000000002 m 223.5 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 227.60000000000002 m 223.5 227.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 241.60000000000002 m 289.5 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 227.60000000000002 m 289.5 227.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 241.60000000000002 m 356.5 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 227.60000000000002 m 356.5 227.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 241.60000000000002 m 424.5 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 227.60000000000002 m 424.5 227.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 241.60000000000002 m 490.5 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 227.60000000000002 m 490.5 227.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 241.60000000000002 m 557.5 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 227.60000000000002 m 557.5 227.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 227.60000000000002 m 223.5 227.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 212.60000000000002 m 223.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 227.60000000000002 m 289.5 227.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 212.60000000000002 m 289.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 227.60000000000002 m 356.5 227.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 212.60000000000002 m 356.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 227.60000000000002 m 424.5 227.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 212.60000000000002 m 424.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 227.60000000000002 m 490.5 227.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 212.60000000000002 m 490.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 227.60000000000002 m 557.5 227.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 212.60000000000002 m 557.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 212.60000000000002 m 223.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 197.60000000000002 m 223.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 212.60000000000002 m 289.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 197.60000000000002 m 289.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 212.60000000000002 m 356.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 197.60000000000002 m 356.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 212.60000000000002 m 424.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 197.60000000000002 m 424.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 212.60000000000002 m 490.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 197.60000000000002 m 490.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 212.60000000000002 m 557.5 212.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 197.60000000000002 m 557.5 197.60000000000002 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.00 533.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 234.15 543.28 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 246.00 533.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.40 543.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.50 533.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.50 543.28 Td (September 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.00 533.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.20 543.28 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.00 533.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.65 543.28 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 533.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 519.33 Td (Available-for-sale securities, at fair value:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 518.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 518.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.00 518.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 518.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 504.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.00 503.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 503.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 503.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.00 503.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 503.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 489.17 Td (U.S. government sponsored agencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.00 488.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 488.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 488.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 488.27 Td (1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 488.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.15 488.27 Td (1,001) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.00 488.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.15 488.27 Td (1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 488.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 488.27 Td (2,004) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 474.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 473.27 Td (114,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 473.27 Td (117,230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 473.27 Td (117,839) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 473.27 Td (114,826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.15 473.27 Td (114,328) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 459.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 458.27 Td (640,299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 458.27 Td (626,567) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 458.27 Td (607,452) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 458.27 Td (620,819) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.15 458.27 Td (650,674) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 444.17 Td (Commercial mortgage-backed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 434.17 Td (securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.15 433.27 Td (16,424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 433.27 Td (19,291) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 433.27 Td (23,283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 433.27 Td (23,789) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 433.27 Td (24,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 419.17 Td (Bank-issued trust preferred securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.15 418.27 Td (4,964) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 418.27 Td (4,899) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.15 418.27 Td (4,783) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.15 418.27 Td (4,536) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 418.27 Td (4,330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 404.17 Td (Equity securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.15 403.27 Td (10,562) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 403.27 Td (8,953) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.15 403.27 Td (7,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.15 403.27 Td (7,648) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 403.27 Td (6,600) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 80.00 389.33 Td (Total fair value) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.00 389.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 253.15 389.33 Td (786,961) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 292.00 389.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 320.15 389.33 Td (777,940) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.00 389.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.15 389.33 Td (762,143) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.00 389.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 454.15 389.33 Td (772,618) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.00 389.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 521.15 389.33 Td (802,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 375.17 Td (Total amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.00 374.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 374.27 Td (782,947) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 374.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 374.27 Td (777,017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 374.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 374.27 Td (743,878) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.00 374.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 374.27 Td (750,305) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 374.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.15 374.27 Td (785,544) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 360.17 Td (Net unrealized gain) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.00 359.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.15 359.72 Td (4,014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 359.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.65 359.72 Td (923) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 359.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 359.72 Td (18,265) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.00 359.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 359.72 Td (22,313) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 359.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 359.72 Td (16,650) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 345.33 Td (Held-to-maturity securities, at amortized cost:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 331.17 Td (Obligations of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 316.17 Td (States and political subdivisions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.00 315.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.15 315.27 Td (3,818) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 315.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 315.27 Td (3,820) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 315.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.15 315.27 Td (3,823) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.00 315.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.15 315.27 Td (3,826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 315.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 315.27 Td (3,828) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 301.17 Td (Residential mortgage-backed securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.15 300.27 Td (34,812) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 300.27 Td (33,858) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 300.27 Td (34,203) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 300.27 Td (34,678) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 300.27 Td (35,005) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 286.17 Td (Commercial mortgage-backed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 276.17 Td (securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.15 275.27 Td (5,392) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.15 275.27 Td (5,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.15 275.27 Td (5,636) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.15 275.27 Td (5,802) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 275.27 Td (6,033) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 80.00 261.33 Td (Total amortized cost) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.00 261.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 258.15 261.33 Td (44,022) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 292.00 261.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 325.15 261.33 Td (43,144) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.00 261.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.15 261.33 Td (43,662) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.00 261.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 459.15 261.33 Td (44,306) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.00 261.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.15 261.33 Td (44,866) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 247.33 Td (Other investment securities, at cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.00 246.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.15 246.72 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 246.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 246.72 Td (38,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 246.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 246.72 Td (38,443) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.00 246.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 246.72 Td (38,402) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 246.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 246.72 Td (38,402) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 232.33 Td (Total investment portfolio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 218.17 Td (Amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.00 217.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 217.72 Td (865,340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 217.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 217.72 Td (858,532) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 217.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 217.72 Td (825,983) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.00 217.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 217.72 Td (833,013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 217.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.15 217.72 Td (868,812) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 203.17 Td (Carrying value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.00 202.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 202.72 Td (869,354) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 202.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 202.72 Td (859,455) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 202.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 202.72 Td (844,248) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.00 202.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 202.72 Td (855,326) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 202.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.15 202.72 Td (885,462) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 180.10 Td (In the first quarter of 2017, the carrying value of investment securities increased $9.9 million from the linked quarter) Tj ET Q q 0 0 0 rg BT 538.67 180.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 168.10 Td (due primarily to purchases of $42.4 million coupled with the increase in fair value of $3.1 million, of) Tj ET Q q 0 0 0 rg BT 458.17 168.10 Td (fset partially by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 156.10 Td (principal payments, calls and prepayments of $32.4 million. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 138.10 Td (Peoples' investment in residential and commercial mortgage-backed securities lar) Tj ET Q q 0 0 0 rg BT 397.40 138.10 Td (gely consists of securities either ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 126.10 Td (guaranteed by the U.S. government or issued by U.S. government sponsored agencies, such as Fannie Mae and Freddie Mac. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 114.10 Td (The remaining portions of Peoples' mortgage-backed securities consist of securities issued by other entities, including other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 102.10 Td (financial institutions, which are not guaranteed by the U.S. government. ) Tj ET Q endstream endobj 101 0 obj <>] /Rotate 0 /Contents 102 0 R>> endobj 102 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (The amount of these non-agency securities included in the residential mortgage-backed securities totals above was as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (follows: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 73.00 679.60 130.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.00 679.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.00 679.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 679.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 679.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.00 679.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.00 653.60 130.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.00 653.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.00 653.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 653.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.00 653.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.00 653.60 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73 679.6 m 203 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 679.6 m 270 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 679.6 m 337 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 679.6 m 404 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 679.6 m 471 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 679.6 m 538 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 679.6 m 270 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 679.6 m 337 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 679.6 m 404 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 679.6 m 471 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 679.6 m 538 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73 653.6 m 203 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 653.6 m 270 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 653.6 m 337 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 653.6 m 404 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 653.6 m 471 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 653.6 m 538 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73 640.6 m 203 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 640.6 m 270 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 640.6 m 337 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337 640.6 m 404 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404 640.6 m 471 640.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 653.6 m 538 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471 640.6 m 538 640.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 75.50 684.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 214.15 693.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.00 683.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.90 693.33 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.00 683.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.50 693.33 Td (September 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.00 683.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.20 693.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.00 683.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.15 693.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.00 683.33 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.50 670.17 Td (Total fair value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.50 670.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.65 670.17 Td (2,702) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.50 670.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.65 670.17 Td (2,991) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.50 670.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 670.17 Td (3,288) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 670.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.65 670.17 Td (3,640) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.50 670.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.65 670.17 Td (4,046) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.50 657.17 Td (Total amortized cost) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.50 657.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.65 657.17 Td (2,916) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.50 657.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.65 657.17 Td (3,206) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.50 657.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 657.17 Td (3,499) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.50 657.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.65 657.17 Td (3,843) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.50 657.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.65 657.17 Td (4,244) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.50 644.33 Td ( Net unrealized loss) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 205.50 644.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.80 644.33 Td (\(214) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.15 644.33 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.50 644.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.80 644.38 Td (\(215) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 333.15 644.33 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.50 644.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.80 644.38 Td (\(211) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.15 644.33 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.50 644.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.80 644.38 Td (\(203) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.15 644.33 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.50 644.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.80 644.38 Td (\(198) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 534.15 644.33 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.50 641.10 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 623.10 Td (Management continues to reinvest the principal runof) Tj ET Q q 0 0 0 rg BT 286.20 623.10 Td (f from the non-agency securities in U.S. agency investments, which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 611.10 Td (accounted for the decline in the past year) Tj ET Q q 0 0 0 rg BT 217.54 611.10 Td (. ) Tj ET Q q 0 0 0 rg BT 224.49 611.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.99 611.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.59 611.10 Td (, Peoples' non-agency portfolio consisted entirely of first lien ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 599.10 Td (residential mortgages, with nearly all of the underlying loans in these securities originated prior to 2004 and possessing fixed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 587.10 Td (interest rates. Management continues to monitor the non-agency portfolio closely for leading indicators of increasing stress ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 575.10 Td (and will continue to be proactive in taking actions to mitigate such risk when necessary) Tj ET Q q 0 0 0 rg BT 402.70 575.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 557.10 Td (Additional information regarding Peoples' investment portfolio can be found in Note 3 of the Notes to the Unaudited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 545.10 Td (Consolidated Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 515.10 Td (Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 503.10 Td (The following table provides information regarding outstanding loan balances:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 470.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 470.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 470.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 470.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 470.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 470.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 444.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 444.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 444.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 444.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 444.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 444.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 418.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 418.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 418.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 418.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 418.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 418.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 392.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 392.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 392.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 392.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 392.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 392.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 366.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 366.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 366.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 366.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 366.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 366.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 340.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 340.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 340.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 340.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 340.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 340.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 314.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 314.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 314.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 314.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 314.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 314.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 288.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 288.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 288.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 288.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 288.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 288.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 262.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 262.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 262.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 262.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 262.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 262.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 236.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 236.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 236.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 236.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 236.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 236.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 210.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 210.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 210.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 210.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 210.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 210.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 184.60 169.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 184.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 184.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 184.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 184.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 184.60 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 470.6 m 223.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 470.6 m 290.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 470.6 m 356.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 470.6 m 424.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 470.6 m 491.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 470.6 m 558.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 470.6 m 223.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 470.6 m 290.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 470.6 m 356.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 470.6 m 424.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 470.6 m 491.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 470.6 m 558.5 470.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 431.6 m 290.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 431.6 m 356.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 431.6 m 424.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 431.6 m 491.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 431.6 m 558.5 431.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 353.6 m 290.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 353.6 m 356.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 353.6 m 424.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 353.6 m 491.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 353.6 m 558.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 353.6 m 558.5 353.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 327.6 m 223.5 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 327.6 m 290.5 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 327.6 m 356.5 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 327.6 m 424.5 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 327.6 m 491.5 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 327.6 m 558.5 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 314.6 m 223.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 314.6 m 290.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 314.6 m 356.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 314.6 m 424.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 314.6 m 491.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 327.6 m 558.5 327.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 314.6 m 558.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 314.6 m 290.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 314.6 m 356.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 314.6 m 424.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 314.6 m 491.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 314.6 m 558.5 314.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 275.6 m 290.5 275.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 275.6 m 356.5 275.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 275.6 m 424.5 275.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 275.6 m 491.5 275.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 275.6 m 558.5 275.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 197.60000000000002 m 290.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 197.60000000000002 m 356.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 197.60000000000002 m 424.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 197.60000000000002 m 491.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 197.60000000000002 m 558.5 197.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 184.60000000000002 m 290.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 184.60000000000002 m 356.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 184.60000000000002 m 424.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 184.60000000000002 m 491.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 184.60000000000002 m 558.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 184.60000000000002 m 223.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 171.60000000000002 m 223.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 184.60000000000002 m 290.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 171.60000000000002 m 290.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 184.60000000000002 m 356.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 171.60000000000002 m 356.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 184.60000000000002 m 424.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 171.60000000000002 m 424.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 184.60000000000002 m 491.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 171.60000000000002 m 491.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 184.60000000000002 m 558.5 184.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 171.60000000000002 m 558.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 171.60000000000002 m 223.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 158.60000000000002 m 223.5 158.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 171.60000000000002 m 290.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 158.60000000000002 m 290.5 158.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 171.60000000000002 m 356.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 158.60000000000002 m 356.5 158.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 171.60000000000002 m 424.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 158.60000000000002 m 424.5 158.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 171.60000000000002 m 491.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 158.60000000000002 m 491.5 158.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 171.60000000000002 m 558.5 171.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 158.60000000000002 m 558.5 158.60000000000002 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 475.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 234.65 483.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 246.50 473.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.90 483.33 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.00 473.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.50 483.33 Td (September 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.00 473.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.70 483.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.50 473.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 502.65 483.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.50 473.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 461.33 Td (Gross originated loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.00 461.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.00 461.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 461.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.00 461.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 461.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 448.17 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.00 448.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.50 448.17 Td (93,886) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.00 448.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 448.17 Td (84,626) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 448.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.50 448.17 Td (70,838) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.00 448.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.50 448.17 Td (88,672) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 448.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.50 448.17 Td (69,499) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 435.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.50 435.17 Td (535,474) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.50 435.17 Td (531,557) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.50 435.17 Td (507,842) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 435.17 Td (468,404) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 435.17 Td (471,998) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 422.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.50 422.17 Td (629,360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.50 422.17 Td (616,183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.50 422.17 Td (578,680) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 422.17 Td (557,076) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 422.17 Td (541,497) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 409.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.50 409.17 Td (384,548) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.50 409.17 Td (378,131) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.50 409.17 Td (351,340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 409.17 Td (322,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 409.17 Td (308,649) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 396.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.50 396.17 Td (308,153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.50 396.17 Td (307,490) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.50 396.17 Td (306,374) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 396.17 Td (304,275) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 396.17 Td (302,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 383.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.50 383.17 Td (85,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 383.17 Td (85,617) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.50 383.17 Td (83,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.50 383.17 Td (80,049) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.50 383.17 Td (76,959) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 370.17 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.50 370.17 Td (283,106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.50 370.17 Td (252,024) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.50 370.17 Td (229,334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 370.17 Td (205,980) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 370.17 Td (182,428) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 357.17 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.50 357.17 Td (66,283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 357.17 Td (67,579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.50 357.17 Td (67,973) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.50 357.17 Td (65,717) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.50 357.17 Td (63,168) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 344.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.50 344.17 Td (349,389) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.50 344.17 Td (319,603) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.50 344.17 Td (297,307) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 344.17 Td (271,697) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 344.17 Td (245,596) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 331.17 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.00 331.17 Td (721) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.50 331.17 Td (1,080) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 331.17 Td (1,074) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.50 331.17 Td (1,214) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.50 331.17 Td (2,083) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.00 318.33 Td (Total originated loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.00 318.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 240.00 318.33 Td (1,757,683) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.00 318.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.00 318.33 Td (1,708,104) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.00 318.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.00 318.33 Td (1,618,187) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.00 318.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.00 318.33 Td (1,536,823) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.00 318.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.00 318.33 Td (1,477,296) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 305.33 Td (Gross acquired loans \(a\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 292.17 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.00 292.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.50 292.17 Td (9,431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.00 292.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 292.17 Td (10,100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 292.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.50 292.17 Td (10,242) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.00 292.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.50 292.17 Td (10,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 292.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.50 292.17 Td (11,882) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 279.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.50 279.17 Td (194,581) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.50 279.17 Td (204,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.50 279.17 Td (221,036) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 279.17 Td (240,506) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 279.17 Td (256,201) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 266.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.50 266.17 Td (204,012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.50 266.17 Td (214,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.50 266.17 Td (231,278) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 266.17 Td (250,827) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 266.17 Td (268,083) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 253.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.50 253.17 Td (44,189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 253.17 Td (44,208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.50 253.17 Td (48,702) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.50 253.17 Td (55,840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.50 253.17 Td (59,161) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 240.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.50 240.17 Td (216,059) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.50 240.17 Td (228,435) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.50 240.17 Td (238,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.50 240.17 Td (250,848) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 240.17 Td (263,237) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 227.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.50 227.17 Td (24,516) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 227.17 Td (25,875) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.50 227.17 Td (27,784) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.50 227.17 Td (28,968) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.50 227.17 Td (30,742) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 214.17 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.00 214.17 Td (656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 214.17 Td (808) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.00 214.17 Td (952) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.50 214.17 Td (1,136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.50 214.17 Td (1,369) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 201.17 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.50 201.17 Td (2,387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.50 201.17 Td (2,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 201.17 Td (3,518) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.50 201.17 Td (4,348) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.50 201.17 Td (5,227) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 188.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.50 188.17 Td (3,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.50 188.17 Td (3,748) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 188.17 Td (4,470) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.50 188.17 Td (5,484) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.50 188.17 Td (6,596) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.00 175.33 Td (Total acquired loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.00 175.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.50 175.33 Td (491,819) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.00 175.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.50 175.33 Td (516,832) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.00 175.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.50 175.33 Td (551,021) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.00 175.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 175.33 Td (591,967) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.00 175.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.50 175.33 Td (627,819) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.00 162.33 Td (Total loans) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.00 162.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 240.00 162.33 Td (2,249,502) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.00 162.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.00 162.33 Td (2,224,936) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.00 162.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.00 162.33 Td (2,169,208) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.00 162.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.00 162.33 Td (2,128,790) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.00 162.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.00 162.33 Td (2,105,115) Tj ET Q endstream endobj 103 0 obj <>] /Rotate 0 /Contents 104 0 R>> endobj 104 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 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s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 555.6 m 491.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 555.6 m 558.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 542.6 m 223.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 542.6 m 290.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 542.6 m 356.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 542.6 m 424.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 542.6 m 491.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 555.6 m 558.5 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 542.6 m 558.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 518.6 m 223.5 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 518.6 m 290.5 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 518.6 m 356.5 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356.5 518.6 m 424.5 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 518.6 m 491.5 518.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 518.6 m 558.5 518.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 703.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 234.65 711.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 246.50 701.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.90 711.33 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.00 701.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.50 711.33 Td (September 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.00 701.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.70 711.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.50 701.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 502.65 711.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.50 701.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 689.33 Td (Percent of loans to total loans:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.00 689.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.00 689.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.00 689.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.00 689.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 689.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 676.17 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.50 676.17 Td (4.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 676.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.50 676.17 Td (4.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 676.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.50 676.17 Td (3.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 676.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.50 676.17 Td (4.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 676.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.50 676.17 Td (3.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 676.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 663.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.50 663.17 Td (32.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 663.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 663.17 Td (33.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 663.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.50 663.17 Td (33.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 663.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.50 663.17 Td (33.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 663.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.50 663.17 Td (34.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 663.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 650.17 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.50 650.17 Td (37.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 650.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 650.17 Td (37.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 650.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.50 650.17 Td (37.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 650.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.50 650.17 Td (37.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 650.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.50 650.17 Td (38.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 650.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 637.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.50 637.17 Td (19.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 637.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 637.17 Td (19.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 637.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.50 637.17 Td (18.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 637.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.50 637.17 Td (17.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 637.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.50 637.17 Td (17.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 637.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 624.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.50 624.17 Td (23.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 624.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 624.17 Td (24.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 624.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.50 624.17 Td (25.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 624.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.50 624.17 Td (26.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 624.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.50 624.17 Td (26.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 624.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 611.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.50 611.17 Td (4.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 611.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.50 611.17 Td (5.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 611.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.50 611.17 Td (5.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 611.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.50 611.17 Td (5.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 611.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.50 611.17 Td (5.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 611.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 598.17 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.50 598.17 Td (12.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 598.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 598.17 Td (11.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 598.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.50 598.17 Td (10.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 598.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.50 598.17 Td (9.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 598.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.50 598.17 Td (8.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 598.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 585.17 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.50 585.17 Td (3.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 585.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.50 585.17 Td (3.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 585.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.50 585.17 Td (3.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 585.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.50 585.17 Td (3.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 585.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.50 585.17 Td (3.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 585.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 572.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.50 572.17 Td (15.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 572.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 572.17 Td (14.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 572.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.50 572.17 Td (13.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 572.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.50 572.17 Td (13.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 572.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.50 572.17 Td (12.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 572.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 559.17 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.00 559.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.65 559.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.00 559.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 559.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.00 559.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 559.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.50 559.17 Td (0.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 559.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.50 559.17 Td (0.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 559.17 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 69.00 546.33 Td (Total percentage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 257.50 546.33 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.00 546.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.50 546.33 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.00 546.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 391.50 546.33 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.00 546.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.50 546.33 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.00 546.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.50 546.33 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 548.00 546.33 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 533.28 Td (Residential real estate loans being) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 523.28 Td (serviced for others) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.00 523.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.50 523.28 Td (399,279) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.00 523.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.50 523.28 Td (398,134) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.00 523.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.50 523.28 Td (389,090) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.00 523.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 523.28 Td (380,741) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.00 523.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.50 523.28 Td (383,531) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.00 519.10 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 501.10 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 90.00 501.10 Td (Includes all loans acquired, and related loan discount recorded as part of acquisition accounting, in 2012 and thereafter) Tj ET Q q 0 0 0 rg BT 469.64 501.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 483.10 Td (Period-end total loan balances increased $24.6 million, or 4% annualized, compared to December 31, 2016. Indirect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 471.10 Td (consumer lending continued to be a key component of loan growth, as balances increased $30.9 million, or 49% annualized, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 459.10 Td (compared to the fourth quarter of 2016. ) Tj ET Q q 0 0 0 rg BT 216.82 459.10 Td (The growth in indirect consumer lending included diversification in the portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 447.10 Td (beyond automobile loans, including recreational vehicles and motorcycles. Commercial loans grew $9.0 million, or 3% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 435.10 Td (annualized, with commercial and industrial loans growing $6.4 million, or 6% annualized, compared to the fourth quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 423.10 Td (2016.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 405.10 Td (Compared to March 31, 2016, period-end loan balances increased $144.4 million, or 7%. ) Tj ET Q q 0 0 0 rg BT 433.11 405.10 Td (The growth was primarily the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 393.10 Td (result of indirect consumer loan growth of $100.0 million, or 54%. Commercial and industrial loan balances grew $60.9 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 381.10 Td (million, or 17%. ) Tj ET Q q 0 0 0 rg BT 124.00 381.10 Td (At March 31, 2017, indirect consumer loan balances comprised 13% of the total loan portfolio, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 369.10 Td (1) Tj ET Q q 0 0 0 rg BT 58.63 369.10 Td (1% at December 31, 2016 and 9% at March 31, 2016, while commercial and industrial loan balances comprised 19% of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 357.10 Td (total loan portfolio at March 31, 2017, compared to 19% at December 31, 2016 and 18% at March 31, 2016.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 333.10 Td (Loan Concentration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 321.10 Td (Peoples categorizes its commercial loans according to standard industry classifications and monitors for concentrations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 309.10 Td (in a single industry or multiple industries that could be impacted by changes in economic conditions in a similar manner) Tj ET Q q 0 0 0 rg BT 534.18 309.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 297.10 Td (Peoples' commercial lending activities continue to be spread over a diverse range of businesses from all sectors of the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 285.10 Td (economy) Tj ET Q q 0 0 0 rg BT 90.01 285.10 Td (, with no single industry comprising over 10% of Peoples' total loan portfolio.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 267.10 Td (Loans secured by commercial real estate, including commercial construction loans, continue to comprise the lar) Tj ET Q q 0 0 0 rg BT 518.88 267.10 Td (gest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 255.10 Td (portion of Peoples' loan portfolio. ) Tj ET Q q 0 0 0 rg BT 193.66 255.10 Td (The following table provides information regarding the lar) Tj ET Q q 0 0 0 rg BT 427.57 255.10 Td (gest concentrations of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 243.10 Td (commercial real estate loans within the loan portfolio at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.76 243.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.36 243.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 205.60 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 205.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 205.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 205.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 205.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 179.60 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 179.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 179.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 179.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 179.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 153.60 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 153.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 153.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 153.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 153.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 127.60 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 127.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 127.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 127.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 127.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 101.60 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 299.50 101.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 101.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 101.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 101.60 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 205.60000000000002 m 299.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 205.60000000000002 m 359.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 205.60000000000002 m 426.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 205.60000000000002 m 486.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 205.60000000000002 m 546.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 205.60000000000002 m 299.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 205.60000000000002 m 359.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 205.60000000000002 m 426.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 205.60000000000002 m 486.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 205.60000000000002 m 546.5 205.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 88.60000000000002 m 299.5 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 88.60000000000002 m 359.5 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 88.60000000000002 m 426.5 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 88.60000000000002 m 486.5 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 88.60000000000002 m 546.5 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 75.60000000000002 m 299.5 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 88.60000000000002 m 359.5 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 299.5 75.60000000000002 m 359.5 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 75.60000000000002 m 426.5 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 75.60000000000002 m 486.5 75.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 75.60000000000002 m 546.5 75.60000000000002 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.00 210.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.30 217.33 Td (Outstanding) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.05 207.38 Td (Balance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.35 217.33 Td (Loan) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.20 207.38 Td (Commitments) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.05 217.33 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.80 207.38 Td (Exposure) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.45 210.28 Td (% of Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.00 196.33 Td (Commercial real estate, construction:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 196.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 196.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 196.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 196.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 183.17 Td (Apartment complexes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.00 183.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 183.17 Td (38,177) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 183.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 183.17 Td (36,027) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 183.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 183.17 Td (74,204) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 183.17 Td (32.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 183.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 170.17 Td (Mixed commercial use facilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 170.17 Td (13,105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 170.17 Td (27,880) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 170.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 170.17 Td (40,985) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 170.17 Td (18.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 170.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 157.17 Td (Office buildings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 157.17 Td (1,139) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 157.17 Td (30,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 157.17 Td (31,639) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 157.17 Td (14.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 157.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 144.17 Td (Assisted living facilities and nursing homes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 144.17 Td (7,102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 144.17 Td (4,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 144.17 Td (11,824) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 144.17 Td (5.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 144.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 131.17 Td (Light industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 131.17 Td (10,192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 131.17 Td (752) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 131.17 Td (10,944) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 131.17 Td (4.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 131.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 118.17 Td (Land development) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 118.17 Td (6,582) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 118.17 Td (2,537) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 118.17 Td (9,119) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 118.17 Td (4.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 118.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 105.17 Td (Residential property) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 105.17 Td (2,719) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 105.17 Td (4,733) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 105.17 Td (7,452) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 105.17 Td (3.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 105.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 92.17 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 92.17 Td (24,301) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 92.17 Td (24,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 92.17 Td (40,497) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 92.17 Td (17.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 92.17 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 79.00 79.33 Td (Total commercial real estate, construction) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.00 79.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.15 79.33 Td (103,317) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.00 79.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.15 79.33 Td (131,938) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.00 79.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.15 79.33 Td (226,664) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 79.33 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 536.00 79.33 Td (%) Tj ET Q endstream endobj 105 0 obj <>] /Rotate 0 /Contents 106 0 R>> endobj 106 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 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0 0 0 rg BT 400.15 590.07 Td (1,854) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 590.07 Td (55,101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 590.07 Td (7.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 590.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 577.07 Td (Mixed commercial use facilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 564.07 Td (Owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 564.07 Td (25,582) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 564.07 Td (727) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 564.07 Td (26,309) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 564.07 Td (3.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 564.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 551.07 Td (Non-owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 551.07 Td (22,654) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 551.07 Td (249) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 551.07 Td (22,903) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 551.07 Td (3.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 551.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.00 538.07 Td (Total mixed commercial use facilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 538.07 Td (48,236) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 538.07 Td (976) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 538.07 Td (49,212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 538.07 Td (6.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 538.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 525.07 Td (Light industrial facilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 525.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 512.07 Td (Owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 512.07 Td (49,495) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 512.07 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 512.07 Td (49,533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 512.07 Td (6.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 512.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.00 499.07 Td (Non-owner occupied) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 499.07 Td (10,148) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 499.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 499.07 Td (10,148) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 499.07 Td (1.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 499.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.00 486.07 Td (Total light industrial facilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 486.07 Td (59,643) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 486.07 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 486.07 Td (59,681) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 486.07 Td (7.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 486.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 473.07 Td (Lodging and lodging related) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 473.07 Td (40,028) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.15 473.07 Td (1,881) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 473.07 Td (41,909) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 473.07 Td (5.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 473.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 460.07 Td (Assisted living facilities and nursing homes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 460.07 Td (32,173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 460.07 Td (250) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 460.07 Td (32,423) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 460.07 Td (4.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 460.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 447.07 Td (Warehouse facilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.15 447.07 Td (26,365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 447.07 Td (595) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 447.07 Td (26,960) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.50 447.07 Td (3.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 447.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 434.07 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 434.07 Td (327,150) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 434.07 Td (19,039) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 434.07 Td (346,189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.50 434.07 Td (45.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 434.07 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 79.00 421.23 Td (Total commercial real estate, other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 302.00 421.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.15 421.23 Td (730,055) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.00 421.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.15 421.23 Td (28,134) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.00 421.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.15 421.23 Td (758,189) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 421.23 Td (100.0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 536.00 421.23 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 400.00 Td (Peoples' commercial lending activities continue to focus on lending opportunities inside its primary and secondary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 388.00 Td (market areas within Ohio, ) Tj ET Q q 0 0 0 rg BT 160.18 388.00 Td (W) Tj ET Q q 0 0 0 rg BT 168.81 388.00 Td (est ) Tj ET Q q 0 0 0 rg BT 182.24 388.00 Td (V) Tj ET Q q 0 0 0 rg BT 188.86 388.00 Td (ir) Tj ET Q q 0 0 0 rg BT 194.79 388.00 Td (ginia and Kentucky) Tj ET Q q 0 0 0 rg BT 272.45 388.00 Td (. In all other states, the aggregate outstanding balances of commercial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 376.00 Td (loans in each state were not material at both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.99 376.00 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.59 376.00 Td ( and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.03 376.00 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.61 376.00 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 346.00 Td (Allowance for) Tj ET Q q 0 0 0 rg BT 113.53 346.00 Td ( Loan Losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 334.00 Td (The amount of the allowance for loan losses at the end of each period represents management's estimate of expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 322.00 Td (losses from existing loans based upon its quarterly analysis of the loan portfolio. ) Tj ET Q q 0 0 0 rg BT 378.21 322.00 Td (While this process involves allocations being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 310.00 Td (made to specific loans and pools of loans, the entire allowance is available for all losses incurred within the loan portfolio. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 292.00 Td (The following details management's allocation of the allowance for loan losses:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 251.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 251.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 251.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 251.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 251.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 251.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 225.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 225.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 225.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 225.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 225.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 225.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 199.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 199.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 199.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 199.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 199.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 199.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 173.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 173.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 173.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 173.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 173.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 173.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 147.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 147.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 147.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 147.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 147.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 147.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 121.50 164.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 121.50 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 121.50 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 121.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 121.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 121.50 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 95.50 164.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.50 95.50 69.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.50 95.50 70.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 95.50 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 95.50 67.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 95.50 67.00 -25.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55.5 251.5 m 219.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 251.5 m 288.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 251.5 m 358.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 251.5 m 425.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 251.5 m 492.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 251.5 m 559.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 251.5 m 288.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 251.5 m 358.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 251.5 m 425.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 251.5 m 492.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 251.5 m 559.5 251.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 225.5 m 288.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 225.5 m 358.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 225.5 m 425.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 225.5 m 492.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 225.5 m 559.5 225.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 160.5 m 288.5 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 160.5 m 358.5 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 160.5 m 425.5 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 160.5 m 492.5 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 160.5 m 559.5 160.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55.5 134.5 m 219.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 134.5 m 288.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 134.5 m 358.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 134.5 m 425.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 134.5 m 492.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 134.5 m 559.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55.5 121.5 m 219.5 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 121.5 m 288.5 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 134.5 m 358.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 121.5 m 358.5 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 134.5 m 425.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 121.5 m 425.5 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 134.5 m 492.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 121.5 m 492.5 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 134.5 m 559.5 134.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 121.5 m 559.5 121.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55.5 108.5 m 219.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 108.5 m 288.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 108.5 m 358.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 108.5 m 425.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 108.5 m 492.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 108.5 m 559.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55.5 95.5 m 219.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 108.5 m 288.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 95.5 m 288.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 108.5 m 358.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 95.5 m 358.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 108.5 m 425.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 95.5 m 425.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 108.5 m 492.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 95.5 m 492.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 108.5 m 559.5 108.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 95.5 m 559.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 95.5 m 288.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 95.5 m 358.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 95.5 m 425.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 95.5 m 492.5 95.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 95.5 m 559.5 95.5 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 58.00 256.21 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 231.65 266.23 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 243.50 256.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 293.90 266.23 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 313.00 256.23 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 361.00 266.23 Td (September 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.50 256.23 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.70 266.23 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 256.23 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 503.65 266.23 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.50 256.23 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 242.07 Td (Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.00 242.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 242.07 Td (7,066) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.00 242.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.15 242.07 Td (7,172) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 242.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.15 242.07 Td (7,490) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 242.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 242.07 Td (7,536) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 242.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 242.07 Td (7,492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 229.07 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 229.07 Td (6,534) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.15 229.07 Td (6,353) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.15 229.07 Td (5,690) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 229.07 Td (5,234) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 229.07 Td (5,295) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 216.07 Td ( Total commercial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.15 216.07 Td (13,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.15 216.07 Td (13,525) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 216.07 Td (13,180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 216.07 Td (12,770) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 216.07 Td (12,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 203.07 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 203.07 Td (1,145) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 203.07 Td (982) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.15 203.07 Td (1,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 203.07 Td (1,296) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 203.07 Td (1,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 190.07 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.65 190.07 Td (675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 190.07 Td (688) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 190.07 Td (686) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 190.07 Td (684) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 190.07 Td (733) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 177.07 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 177.07 Td (2,409) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.15 177.07 Td (2,312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.15 177.07 Td (2,240) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 177.07 Td (2,116) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 177.07 Td (1,607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 164.07 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.65 164.07 Td (438) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 164.07 Td (518) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 164.07 Td (592) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 164.07 Td (631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 164.07 Td (549) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 151.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.15 151.07 Td (2,847) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.15 151.07 Td (2,830) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.15 151.07 Td (2,832) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 151.07 Td (2,747) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 151.07 Td (2,156) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 138.07 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.65 138.07 Td (111) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 138.07 Td (171) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 138.07 Td (143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 138.07 Td (144) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 138.07 Td (125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 125.07 Td (Originated allowance for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.15 125.07 Td (18,378) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.15 125.07 Td (18,196) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 125.07 Td (17,961) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 125.07 Td (17,641) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 125.07 Td (17,059) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 112.07 Td (Acquired allowance for loan losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.65 112.07 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.65 112.07 Td (233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 112.07 Td (258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 112.07 Td (197) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 112.07 Td (202) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 71.50 99.23 Td (Allowance for loan losses) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 222.00 99.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.15 99.23 Td (18,468) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 291.00 99.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.15 99.23 Td (18,429) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 361.00 99.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 389.15 99.23 Td (18,219) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.00 99.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.15 99.23 Td (17,838) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.00 99.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 523.15 99.23 Td (17,261) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 85.62 Td (As a percent of originated loans, net of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 75.62 Td (deferred fees and costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.15 75.17 Td (1.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.65 75.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.15 75.17 Td (1.08) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 75.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.15 75.17 Td (1.13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 75.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.15 75.17 Td (1.16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 75.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 75.17 Td (1.17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.65 75.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 107 0 obj <>] /Rotate 0 /Contents 108 0 R>> endobj 108 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (At March 31, 2017, the allowance for loan losses increased to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.65 742.10 Td ($18.5 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.54 742.10 Td (, compared to $17.3 million at March 31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (2016 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.44 730.10 Td ($18.4 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.33 730.10 Td ( at December 31, 2016. ) Tj ET Q q 0 0 0 rg BT 245.45 730.10 Td (The ratio of the allowance for loan losses as a percent of originated loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (\(which does not include acquired loan balances\), net of deferred fees and costs, was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.65 718.10 Td (1.05%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.48 718.10 Td ( at March 31, 2017, compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.10 Td (1.17%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.83 706.10 Td ( at March 31, 2016 and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.08 706.10 Td (1.08%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.91 706.10 Td ( at December 31, 2016. ) Tj ET Q q 0 0 0 rg BT 299.03 706.10 Td (The continual decline in this ratio has been primarily due to the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 694.10 Td (continued stabilization of Peoples' asset quality metrics. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 676.10 Td (The significant allocations of allowance for loan losses to commercial loans reflect the higher credit risk associated with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 664.10 Td (this type of lending and the size of this loan category in relationship to the entire loan portfolio. ) Tj ET Q q 0 0 0 rg BT 440.39 664.10 Td (The allowance allocated to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 652.10 Td (the residential real estate and consumer loan categories is based upon Peoples' allowance methodology for homogeneous pools ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 640.10 Td (of loans. ) Tj ET Q q 0 0 0 rg BT 93.26 640.10 Td (The fluctuations in these allocations have been directionally consistent with the changes in loan quality) Tj ET Q q 0 0 0 rg BT 505.27 640.10 Td (, loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 628.10 Td (experience and loan balances in these categories. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 610.10 Td ( ) Tj ET Q q 0 0 0 rg BT 90.00 610.10 Td (The following table summarizes Peoples) Tj ET Q q 0 0 0 rg BT 255.33 610.10 Td ( net char) Tj ET Q q 0 0 0 rg BT 289.57 610.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 310.49 610.10 Td (fs and recoveries:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 554.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 554.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 554.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 554.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 554.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 554.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 524.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 524.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 524.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 524.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 524.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 524.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 494.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 494.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 494.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 494.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 494.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 494.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 464.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 464.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 464.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 464.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 464.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 464.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 434.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 434.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 434.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 434.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 434.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 434.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 404.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 404.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 404.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 404.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 404.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 404.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 374.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 374.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 374.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 374.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 374.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 374.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 344.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 344.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 344.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 344.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 344.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 344.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 314.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 314.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 314.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 314.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 314.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 314.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 284.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 284.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 284.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 284.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 284.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 284.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 254.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 254.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 254.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 254.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 254.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 254.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 224.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 224.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 224.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 224.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 224.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 224.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 194.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 194.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 194.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 194.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 194.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 194.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 164.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 164.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 164.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 164.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 164.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 164.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 134.60 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 224.50 134.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.50 134.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 357.50 134.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 134.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 134.60 67.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 579.6 m 291.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 579.6 m 357.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 579.6 m 427.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 579.6 m 494.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 579.6 m 561.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 554.6 m 224.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 579.6 m 291.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 554.6 m 291.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 579.6 m 357.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 554.6 m 357.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 579.6 m 427.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 554.6 m 427.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 579.6 m 494.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 554.6 m 494.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 579.6 m 561.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 554.6 m 561.5 554.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 449.6 m 291.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 449.6 m 357.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 449.6 m 427.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 449.6 m 494.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 449.6 m 561.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 419.6 m 224.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 419.6 m 291.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 419.6 m 357.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 419.6 m 427.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 419.6 m 494.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 419.6 m 561.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 404.6 m 224.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 404.6 m 291.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 419.6 m 357.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 404.6 m 357.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 419.6 m 427.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 404.6 m 427.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 419.6 m 494.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 404.6 m 494.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 419.6 m 561.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 404.6 m 561.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 299.6 m 291.5 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 299.6 m 357.5 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 299.6 m 427.5 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 299.6 m 494.5 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 299.6 m 561.5 299.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 269.6 m 224.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 269.6 m 291.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 269.6 m 357.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 269.6 m 427.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 269.6 m 494.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 269.6 m 561.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 254.60000000000002 m 224.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 254.60000000000002 m 291.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 269.6 m 357.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 254.60000000000002 m 357.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 269.6 m 427.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 254.60000000000002 m 427.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 269.6 m 494.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 254.60000000000002 m 494.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 269.6 m 561.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 254.60000000000002 m 561.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 254.60000000000002 m 291.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 254.60000000000002 m 357.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 254.60000000000002 m 427.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 254.60000000000002 m 494.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 149.60000000000002 m 291.5 149.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 149.60000000000002 m 357.5 149.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 149.60000000000002 m 427.5 149.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 149.60000000000002 m 494.5 149.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 149.60000000000002 m 561.5 149.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 119.60000000000002 m 224.5 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 119.60000000000002 m 291.5 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 119.60000000000002 m 357.5 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 119.60000000000002 m 427.5 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 119.60000000000002 m 494.5 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 119.60000000000002 m 561.5 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 105.60000000000002 m 224.5 105.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 119.60000000000002 m 291.5 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 224.5 105.60000000000002 m 291.5 105.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 119.60000000000002 m 357.5 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291.5 105.60000000000002 m 357.5 105.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 119.60000000000002 m 427.5 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 105.60000000000002 m 427.5 105.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 119.60000000000002 m 494.5 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 105.60000000000002 m 494.5 105.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 119.60000000000002 m 561.5 119.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 105.60000000000002 m 561.5 105.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 347.00 584.28 Td (Three Months Ended) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 74.00 559.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 235.65 569.28 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.50 559.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.90 569.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.00 559.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 361.50 569.28 Td (September 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 382.00 559.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.70 569.28 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.50 559.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.65 569.28 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.50 559.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 545.33 Td (Gross charge-offs:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 545.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 545.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 529.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.00 529.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.30 529.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 529.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.30 529.72 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 529.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 529.72 Td (28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 529.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.30 529.72 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 529.72 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 529.72 Td (28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 514.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.30 515.17 Td (117) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.30 515.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 515.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.30 515.17 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.80 515.17 Td (1,012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 499.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.30 500.17 Td (108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.30 500.17 Td (63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 500.17 Td (146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.30 500.17 Td (234) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 500.17 Td (168) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 484.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.30 485.17 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.30 485.17 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 485.17 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.30 485.17 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 485.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 469.27 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.30 469.27 Td (483) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.30 470.17 Td (571) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 470.17 Td (674) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.30 470.17 Td (320) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 470.17 Td (507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 454.27 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.30 455.17 Td (40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.30 455.17 Td (185) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 455.17 Td (177) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.30 455.17 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 455.17 Td (115) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 439.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.30 440.17 Td (523) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.30 440.17 Td (756) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 440.17 Td (851) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.30 440.17 Td (425) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 440.17 Td (622) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 424.27 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.30 425.17 Td (349) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.30 425.17 Td (229) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 425.17 Td (210) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.30 425.17 Td (171) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 425.17 Td (163) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 410.17 Td (Total gross charge-offs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.80 409.27 Td (1,100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.80 409.27 Td (1,076) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.50 409.27 Td (1,264) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.30 409.27 Td (855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.80 409.27 Td (2,003) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 395.33 Td (Recoveries:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.00 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 379.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.30 380.17 Td (102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.30 380.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 380.17 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.30 380.17 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.80 380.17 Td (1,164) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 364.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.30 365.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.30 365.17 Td (56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 365.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.30 365.17 Td (250) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 365.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 349.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.30 350.17 Td (89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.30 350.17 Td (85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 350.17 Td (123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.30 350.17 Td (40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 350.17 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 334.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.30 335.17 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.30 335.17 Td (22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.00 335.17 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.30 335.17 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.30 335.17 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 319.27 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.30 320.17 Td (206) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.30 320.17 Td (333) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 320.17 Td (253) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.30 320.17 Td (291) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 320.17 Td (182) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 304.27 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.30 305.17 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.30 305.17 Td (42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 305.17 Td (56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.30 305.17 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 305.17 Td (78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 289.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.30 290.17 Td (256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.30 290.17 Td (375) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 290.17 Td (309) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.30 290.17 Td (341) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 290.17 Td (260) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 274.27 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.30 275.17 Td (65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.30 275.17 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 275.17 Td (41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.30 275.17 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 275.17 Td (70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 260.17 Td (Total recoveries) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.30 260.17 Td (515) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.30 260.17 Td (575) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 260.17 Td (499) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.30 260.17 Td (705) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.80 260.17 Td (1,530) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 245.33 Td (Net charge-offs \(recoveries\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.00 245.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.00 245.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 245.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 245.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 245.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 229.27 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.95 230.17 Td (\(102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.30 230.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.30 230.17 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 230.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.95 230.17 Td (\(17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.30 230.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.45 230.17 Td (\(1,136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.30 230.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 214.27 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.30 215.17 Td (117) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.95 215.17 Td (\(56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.30 215.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 215.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.95 215.17 Td (\(244) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.30 215.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.80 215.17 Td (1,012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 199.27 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.30 200.17 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.95 200.17 Td (\(22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.30 200.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 200.17 Td (23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.30 200.17 Td (194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 200.17 Td (139) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 184.27 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.30 185.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.95 185.17 Td (\(7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.30 185.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 185.17 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.30 185.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.30 185.17 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 169.27 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.30 170.17 Td (277) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.30 170.17 Td (238) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 170.17 Td (421) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.30 170.17 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 170.17 Td (325) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 154.27 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.95 155.17 Td (\(10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.30 155.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.30 155.17 Td (143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 155.17 Td (121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.30 155.17 Td (55) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 155.17 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 139.27 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.30 140.17 Td (267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.30 140.17 Td (381) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 140.17 Td (542) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.30 140.17 Td (84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 140.17 Td (362) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 124.27 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.30 125.17 Td (284) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.30 125.17 Td (202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 125.17 Td (169) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.30 125.17 Td (133) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.30 125.17 Td (93) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 110.33 Td (Total net charge-offs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 227.00 110.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 264.30 110.28 Td (585) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.00 110.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 330.30 110.28 Td (501) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.00 110.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.00 110.28 Td (765) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.00 110.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.30 110.28 Td (150) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.00 110.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 534.30 110.28 Td (473) Tj ET Q endstream endobj 109 0 obj <>] /Rotate 0 /Contents 110 0 R>> endobj 110 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (54) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 62.50 709.50 356.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 709.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 709.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 62.50 680.50 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 680.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 680.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 680.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 680.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 680.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 62.50 650.50 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 650.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 650.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 650.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 650.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 650.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 62.50 620.50 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 620.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 620.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 620.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 620.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 620.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 62.50 590.50 153.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.50 590.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.50 590.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 590.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.50 590.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 590.50 67.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 734.5 m 282.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 734.5 m 348.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 734.5 m 418.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 734.5 m 485.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 734.5 m 552.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 62.5 709.5 m 215.5 709.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 734.5 m 282.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 709.5 m 282.5 709.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 734.5 m 348.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 709.5 m 348.5 709.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 734.5 m 418.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 709.5 m 418.5 709.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 734.5 m 485.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 709.5 m 485.5 709.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 734.5 m 552.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 709.5 m 552.5 709.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 605.5 m 282.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 605.5 m 348.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 605.5 m 418.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 605.5 m 485.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 605.5 m 552.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 62.5 575.5 m 215.5 575.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 575.5 m 282.5 575.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 575.5 m 348.5 575.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 575.5 m 418.5 575.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 575.5 m 485.5 575.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 575.5 m 552.5 575.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 62.5 561.5 m 215.5 561.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 575.5 m 282.5 575.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 561.5 m 282.5 561.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 575.5 m 348.5 575.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 561.5 m 348.5 561.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 575.5 m 418.5 575.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 561.5 m 418.5 561.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 575.5 m 485.5 575.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418.5 561.5 m 485.5 561.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 575.5 m 552.5 575.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 561.5 m 552.5 561.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 338.00 739.18 Td (Three Months Ended) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 65.00 714.21 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 226.65 724.18 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 238.50 714.18 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 285.90 724.18 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 305.00 714.18 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.50 724.18 Td (September 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 373.00 714.18 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.70 724.18 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.50 714.18 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.65 724.18 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.50 714.18 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 65.00 700.18 Td (Ratio of net charge-offs \(recoveries\) to average total loans \(annualized\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 685.17 Td (Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.45 686.07 Td (\(0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.30 686.07 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.30 686.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 686.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.00 686.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 686.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 686.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 686.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.45 686.07 Td (\(0.22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 686.07 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 670.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.80 671.07 Td (0.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 671.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.45 671.07 Td (\(0.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.30 671.07 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.00 671.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 671.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.45 671.07 Td (\(0.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.30 671.07 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.80 671.07 Td (0.19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 671.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 655.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.30 656.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 656.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 656.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.00 656.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 656.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 656.07 Td (0.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 656.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.80 656.07 Td (0.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 656.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 640.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.30 641.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 641.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 641.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.00 641.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 641.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 641.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 641.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.30 641.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 641.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 625.17 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.80 626.07 Td (0.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 626.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.80 626.07 Td (0.06) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 626.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.50 626.07 Td (0.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 626.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 626.07 Td (0.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 626.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.80 626.07 Td (0.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 626.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 610.17 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.30 611.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 611.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.30 611.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 611.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.50 611.07 Td (0.07) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 611.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 611.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 611.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.80 611.07 Td (0.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 611.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 595.17 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.80 596.07 Td (0.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 596.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.80 596.07 Td (0.06) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 596.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.50 596.07 Td (0.11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 596.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 596.07 Td (0.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 596.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.80 596.07 Td (0.07) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 596.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 580.17 Td (Deposit account overdrafts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.80 581.07 Td (0.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 581.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.80 581.07 Td (0.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 581.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.50 581.07 Td (0.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 581.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 581.07 Td (0.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 581.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.80 581.07 Td (0.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 581.07 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 77.00 566.23 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.80 566.23 Td (0.11) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 271.95 566.23 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.80 566.23 Td (0.09) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.95 566.23 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.50 566.23 Td (0.14) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.00 566.23 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.80 566.23 Td (0.03) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.95 566.23 Td (%) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.80 566.23 Td (0.09) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 541.95 566.23 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 544.00 Td (Peoples recorded net char) Tj ET Q q 0 0 0 rg BT 174.83 544.00 Td (ge-of) Tj ET Q q 0 0 0 rg BT 195.75 544.00 Td (fs of $585,000 for the three months ended March 31, 2017, resulting in an annualized net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 532.00 Td (char) Tj ET Q q 0 0 0 rg BT 71.03 532.00 Td (ge-of) Tj ET Q q 0 0 0 rg BT 91.94 532.00 Td (f rate of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.09 532.00 Td (0.1) Tj ET Q q 0 0 0 rg BT 138.22 532.00 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.55 532.00 Td (. ) Tj ET Q q 0 0 0 rg BT 158.87 532.00 Td (The commercial real estate loan recovery during the first quarter of 2016 was due to a $1.0 million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 520.00 Td (recovery on a relationship that had previously been char) Tj ET Q q 0 0 0 rg BT 278.18 520.00 Td (ged-of) Tj ET Q q 0 0 0 rg BT 304.10 520.00 Td (f. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 502.00 Td (The following table details Peoples) Tj ET Q q 0 0 0 rg BT 215.67 502.00 Td ( nonperforming assets:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 461.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 461.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 461.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 461.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 461.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 461.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 431.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 431.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 431.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 431.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 431.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 431.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 401.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 401.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 401.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 401.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 401.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 401.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 371.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 371.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 371.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 371.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 371.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 371.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 341.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 341.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 341.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 341.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 341.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 341.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 311.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 311.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 311.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 311.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 311.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 311.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 281.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 281.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 281.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 281.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 281.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 281.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 251.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 251.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 251.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 251.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 251.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 251.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 221.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 221.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 221.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 221.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 221.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 221.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 191.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 191.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 191.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 191.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 191.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 191.50 61.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 461.5 m 248.5 461.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 461.5 m 308.5 461.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 461.5 m 376.5 461.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 461.5 m 443.5 461.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 461.5 m 500.5 461.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 461.5 m 561.5 461.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 356.5 m 308.5 356.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 356.5 m 376.5 356.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 356.5 m 443.5 356.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 356.5 m 500.5 356.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 356.5 m 561.5 356.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 341.5 m 248.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 341.5 m 308.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 356.5 m 376.5 356.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 341.5 m 376.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 356.5 m 443.5 356.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 341.5 m 443.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 356.5 m 500.5 356.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 341.5 m 500.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 356.5 m 561.5 356.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 341.5 m 561.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 341.5 m 248.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 326.5 m 248.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 326.5 m 308.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 326.5 m 376.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 326.5 m 443.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 326.5 m 500.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 326.5 m 561.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 326.5 m 248.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 326.5 m 308.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 326.5 m 443.5 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 281.5 m 308.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 281.5 m 376.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 281.5 m 443.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 281.5 m 500.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 281.5 m 561.5 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 191.5 m 308.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 191.5 m 376.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 191.5 m 443.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 191.5 m 500.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 191.5 m 561.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 176.5 m 248.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 176.5 m 308.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 191.5 m 376.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 176.5 m 376.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 191.5 m 443.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 176.5 m 443.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 191.5 m 500.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 176.5 m 500.5 176.5 l 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ET q 0 0 0 rg BT 379.00 451.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 451.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.00 451.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 436.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.00 436.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.65 436.62 Td (456) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.00 436.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 436.62 Td (1,506) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.00 436.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 436.62 Td (1,636) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 436.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 436.62 Td (3,982) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.00 436.62 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 436.62 Td (2,763) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 421.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.15 421.62 Td (1,358) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.65 421.62 Td (387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 421.62 Td (452) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 421.62 Td (459) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 421.62 Td (2,074) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 406.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.15 406.62 Td (1,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 406.62 Td (1,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 406.62 Td (1,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 406.62 Td (1,421) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 406.62 Td (1,707) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 56.00 398.10 109.41 -9.09 re f /GS0 gs q 0 0 0 rg BT 56.00 391.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.65 391.62 Td (111) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 391.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 391.62 Td (199) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 391.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 391.62 Td (184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 376.17 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 376.17 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 376.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 376.17 Td (82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 376.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 376.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 361.17 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 361.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 361.62 Td (23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 361.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 361.62 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 361.62 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 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q 0 0 0 rg BT 379.00 316.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 316.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.00 316.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 301.17 Td (Commercial real estate, construction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.65 301.62 Td (819) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.65 301.62 Td (826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 301.62 Td (855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 301.62 Td (877) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 301.62 Td (891) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 286.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.15 286.62 Td (8,893) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.15 286.62 Td (10,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 286.62 Td (10,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 286.62 Td (7,154) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 286.62 Td (7,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 272.07 Td ( Commercial real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.15 271.62 Td (9,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.15 271.62 Td (11,618) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 271.62 Td (10,875) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 271.62 Td (8,031) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 271.62 Td (8,111) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 256.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.65 256.62 Td (639) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 256.62 Td (1,620) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 256.62 Td (1,365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 256.62 Td (1,714) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 256.62 Td (500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 241.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.15 241.62 Td (4,019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 241.62 Td (4,481) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 241.62 Td (3,951) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 241.62 Td (3,429) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 241.62 Td (2,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 226.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.65 226.62 Td (438) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.65 226.62 Td (554) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 226.62 Td (458) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 226.62 Td (426) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 226.62 Td (308) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 211.17 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.65 211.17 Td (153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.65 211.17 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 211.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 211.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 211.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 196.17 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 196.62 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 196.62 Td (81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 196.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 196.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 196.62 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 182.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.65 181.62 Td (154) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 181.62 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 181.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 181.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 181.62 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 167.07 Td (Total nonaccrual loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.15 166.62 Td (14,962) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.15 166.62 Td 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0.9333333333333333 1 rg /GS0 gs 500.50 655.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 625.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 625.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 625.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 625.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 625.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 625.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 595.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 595.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 595.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 595.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 595.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 595.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 565.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 565.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 565.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 565.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 565.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 565.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 535.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 535.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 535.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 535.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 535.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 535.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 505.50 195.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 505.50 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 505.50 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 505.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 505.50 57.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 505.50 61.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 476.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 476.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 476.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 476.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 476.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 476.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 447.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 447.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 447.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 447.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 447.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 447.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 417.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 417.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 417.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 417.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 417.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 417.50 61.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 377.50 195.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 377.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 308.50 377.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.50 377.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.50 377.50 57.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 377.50 61.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 724.5 m 248.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 724.5 m 308.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 724.5 m 376.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 724.5 m 443.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 724.5 m 500.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 724.5 m 561.5 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 610.5 m 308.5 610.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 610.5 m 376.5 610.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 610.5 m 443.5 610.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 610.5 m 500.5 610.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 610.5 m 561.5 610.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 595.5 m 248.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 610.5 m 308.5 610.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 595.5 m 308.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 610.5 m 376.5 610.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 595.5 m 376.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 610.5 m 443.5 610.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 595.5 m 443.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 610.5 m 500.5 610.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 595.5 m 500.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 610.5 m 561.5 610.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 595.5 m 561.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 595.5 m 248.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 580.5 m 248.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 595.5 m 308.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 580.5 m 308.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 595.5 m 376.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 580.5 m 376.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 595.5 m 443.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 580.5 m 443.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 595.5 m 500.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 580.5 m 500.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 595.5 m 561.5 595.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 580.5 m 561.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 580.5 m 248.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 565.5 m 248.5 565.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 580.5 m 308.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 565.5 m 308.5 565.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 580.5 m 376.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 565.5 m 376.5 565.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 580.5 m 443.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 565.5 m 443.5 565.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 580.5 m 500.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 565.5 m 500.5 565.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 580.5 m 561.5 580.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 565.5 m 561.5 565.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 520.5 m 308.5 520.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 520.5 m 376.5 520.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 520.5 m 443.5 520.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 520.5 m 500.5 520.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 520.5 m 561.5 520.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 520.5 m 248.5 520.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 505.5 m 248.5 505.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 520.5 m 308.5 520.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 505.5 m 308.5 505.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 520.5 m 376.5 520.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 505.5 m 376.5 505.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 520.5 m 443.5 520.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 505.5 m 443.5 505.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 520.5 m 500.5 520.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 505.5 m 500.5 505.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 520.5 m 561.5 520.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 505.5 m 561.5 505.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 461.5 m 248.5 461.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 461.5 m 308.5 461.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 461.5 m 376.5 461.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 461.5 m 443.5 461.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 461.5 m 500.5 461.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 461.5 m 561.5 461.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 461.5 m 248.5 461.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 53.5 347.5 m 248.5 347.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 347.5 m 308.5 347.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 308.5 347.5 m 376.5 347.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376.5 347.5 m 443.5 347.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 347.5 m 500.5 347.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 347.5 m 561.5 347.5 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.00 729.21 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 256.15 739.23 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 268.00 729.23 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.90 739.23 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.00 729.23 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.00 739.23 Td (September 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 399.50 729.23 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 453.70 739.23 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 461.50 729.23 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.65 739.23 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 520.50 729.23 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 715.23 Td (Nonaccrual troubled debt restructurings) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 705.23 Td (\(TDRs\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 690.17 Td (Commercial real estate, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.65 690.17 Td (558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.65 690.17 Td (751) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 690.17 Td (742) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 690.17 Td (123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 690.17 Td (107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 675.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.65 675.17 Td (910) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.65 675.17 Td (482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 675.17 Td (384) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 675.17 Td (394) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 675.17 Td (374) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 660.17 Td (Residential real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.15 660.17 Td (1,699) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 660.17 Td (1,614) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 660.17 Td (1,484) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 660.17 Td (1,354) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 660.17 Td (1,022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 645.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.65 645.17 Td (102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 645.17 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 645.17 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 645.17 Td (52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 645.17 Td (65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 630.17 Td (Consumer, indirect) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 630.17 Td (58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.65 630.17 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 630.17 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 630.17 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 630.17 Td (82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 615.17 Td (Consumer, other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 615.17 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 615.17 Td (49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 615.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 615.17 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 615.17 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 601.07 Td ( Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 600.62 Td (62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 600.62 Td (55) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 600.62 Td (40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 600.62 Td (59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 600.62 Td (96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 586.07 Td (Total nonaccrual TDRs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.15 585.62 Td (3,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 585.62 Td (2,962) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 585.62 Td (2,697) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 585.62 Td (1,982) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 585.62 Td (1,664) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 570.62 Td (Total nonperforming loans \(NPLs\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.15 570.62 Td (21,299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.15 570.62 Td (25,096) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 570.62 Td (23,507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.15 570.62 Td (21,451) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 570.62 Td (20,325) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 555.73 Td (Other real estate owned \(OREO\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.00 555.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.00 555.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.00 555.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 555.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.00 555.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 540.17 Td (Commercial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.65 540.62 Td (545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.65 540.62 Td (594) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 540.62 Td (594) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 540.62 Td (597) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 540.62 Td (597) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 525.17 Td (Residential) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.65 525.62 Td (132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 525.62 Td (67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 525.62 Td (125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 525.62 Td (82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 525.62 Td (82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 511.07 Td (Total OREO) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.65 510.62 Td (677) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.65 510.62 Td (661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.65 510.62 Td (719) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 510.62 Td (679) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 510.62 Td (679) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 68.00 496.23 Td (Total nonperforming assets \(NPAs\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 251.00 496.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 272.15 496.23 Td (21,976) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 311.00 496.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 340.15 496.23 Td (25,757) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.00 496.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.15 496.23 Td (24,226) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 446.00 496.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.15 496.23 Td (22,130) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 503.00 496.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.15 496.23 Td (21,004) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 481.62 Td (Criticized loans \(a\)\(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.15 481.17 Td (101,284) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.15 481.17 Td (99,182) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 481.62 Td (99,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.10 481.62 Td (106,616) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.15 481.62 Td (119,368) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 466.62 Td (Classified loans \(b\)\(c\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.15 466.17 Td (56,503) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.15 466.17 Td (57,736) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.15 466.62 Td (53,755) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.15 466.62 Td (51,762) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 466.62 Td (57,409) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.00 452.23 Td (Asset Quality Ratios:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 437.62 Td (NPLs as a percent of total loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.15 437.62 Td (0.95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.65 437.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.15 437.62 Td (1.13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 437.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 437.62 Td (1.08) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.65 437.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 437.62 Td (1.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 437.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 437.62 Td (0.97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 437.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 422.62 Td (NPAs as a percent of total assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.15 422.62 Td (0.64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.65 422.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.15 422.62 Td (0.75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 422.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 422.62 Td (0.72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.65 422.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 422.62 Td (0.66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 422.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 422.62 Td (0.64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 422.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 407.17 Td (NPAs as a percent of total loans and OREO) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.15 407.62 Td (0.98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.65 407.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.15 407.62 Td (1.16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 407.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 407.62 Td (1.11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.65 407.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 407.62 Td (1.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 407.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 407.62 Td (1.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 407.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 392.17 Td (Allowance for loan losses as a percent of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 382.17 Td (NPLs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.15 382.17 Td (86.71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.65 382.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.15 382.17 Td (73.43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 382.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.15 382.17 Td (77.50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.65 382.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 382.17 Td (83.16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 382.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 382.17 Td (84.92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 382.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 367.17 Td (Criticized loans as a percent of total loans \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.15 367.17 Td (4.50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.65 367.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.15 367.17 Td (4.46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 367.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 367.17 Td (4.58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.65 367.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 367.17 Td (5.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 367.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 367.17 Td (5.67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 367.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 352.17 Td (Classified loans as a percent of total loans \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.15 352.17 Td (2.51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.65 352.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.15 352.17 Td (2.59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 352.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.15 352.17 Td (2.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.65 352.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 352.17 Td (2.43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 352.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 352.17 Td (2.73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 352.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 332.40 Td (\(a\) Includes loans categorized as watch, substandard or doubtful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 322.80 Td (\(b\) Includes loans categorized as substandard or doubtful.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 54.00 313.20 Td (\(c\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 64.88 313.20 Td (Data presented as of the end of the period indicated.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 289.20 Td (Nonperforming assets decreased to 0.98% of total loans and OREO at March 31, 2017, compared to 1.16% at December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 277.20 Td (31, 2016, due to several payof) Tj ET Q q 0 0 0 rg BT 174.62 277.20 Td (fs on lar) Tj ET Q q 0 0 0 rg BT 207.21 277.20 Td (ger relationships during the quarter) Tj ET Q q 0 0 0 rg BT 347.17 277.20 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 259.20 Td (Deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 247.20 Td (The following table details Peoples) Tj ET Q q 0 0 0 rg BT 215.67 247.20 Td ( deposit balances:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 206.70 165.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 206.70 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 206.70 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 206.70 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 206.70 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 206.70 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 180.70 165.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 180.70 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 180.70 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 180.70 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 180.70 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 180.70 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 154.70 165.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 154.70 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 154.70 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 154.70 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 154.70 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 154.70 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 128.70 165.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 128.70 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 128.70 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 128.70 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 128.70 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 128.70 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 55.50 102.70 165.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.50 102.70 69.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 102.70 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 102.70 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 102.70 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 102.70 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55.5 206.70000000000005 m 220.5 206.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 206.70000000000005 m 289.5 206.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 206.70000000000005 m 354.5 206.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 206.70000000000005 m 421.5 206.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 206.70000000000005 m 492.5 206.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 206.70000000000005 m 559.5 206.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 206.70000000000005 m 354.5 206.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 206.70000000000005 m 421.5 206.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 206.70000000000005 m 492.5 206.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 206.70000000000005 m 559.5 206.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55.5 102.70000000000005 m 220.5 102.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55.5 89.70000000000005 m 220.5 89.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 102.70000000000005 m 289.5 102.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 89.70000000000005 m 289.5 89.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 102.70000000000005 m 354.5 102.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 89.70000000000005 m 354.5 89.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 102.70000000000005 m 421.5 102.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 89.70000000000005 m 421.5 89.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 102.70000000000005 m 492.5 102.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 89.70000000000005 m 492.5 89.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 102.70000000000005 m 559.5 102.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 89.70000000000005 m 559.5 89.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 55.5 76.70000000000005 m 220.5 76.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220.5 76.70000000000005 m 289.5 76.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 76.70000000000005 m 354.5 76.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 76.70000000000005 m 421.5 76.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 76.70000000000005 m 492.5 76.70000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 76.70000000000005 m 559.5 76.70000000000005 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 58.00 211.41 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 232.65 221.43 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 244.50 211.43 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 292.40 221.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 311.50 211.43 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.00 221.43 Td (September 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 377.50 211.43 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.70 221.43 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 446.50 211.43 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 503.65 221.43 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.50 211.43 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 197.27 Td (Non-interest-bearing deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.00 197.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 197.27 Td (785,047) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 197.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 197.27 Td (734,421) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 197.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 197.27 Td (745,468) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 197.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 197.27 Td (699,695) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 197.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 197.27 Td (716,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.00 184.27 Td (Interest-bearing deposits:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.00 184.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 184.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.00 184.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 184.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 184.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 171.27 Td (Retail certificates of deposit \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 171.27 Td (353,918) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 171.27 Td (360,464) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 171.27 Td (390,568) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 171.27 Td (418,748) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 171.27 Td (417,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 158.27 Td (Money market deposit accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 158.27 Td (386,999) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 158.27 Td (407,754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 158.27 Td (411,111) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 158.27 Td (401,828) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 158.27 Td (395,022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 145.27 Td (Governmental deposit accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 145.27 Td (330,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 145.27 Td (251,671) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 145.27 Td (286,716) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 145.27 Td (300,639) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 145.27 Td (313,904) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 132.27 Td (Savings accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 132.27 Td (445,720) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 132.27 Td (436,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 132.27 Td (438,087) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 132.27 Td (438,952) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 132.27 Td (434,381) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 119.27 Td (Interest-bearing demand accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 119.27 Td (292,187) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.15 119.27 Td (278,975) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 119.27 Td (270,490) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 119.27 Td (235,473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 119.27 Td (254,241) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 106.27 Td (Brokered certificates of deposits \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 106.27 Td (107,817) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 106.27 Td (40,093) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.15 106.27 Td (33,017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 106.27 Td (37,636) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 106.27 Td (56,290) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 93.27 Td (Total interest-bearing deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.65 93.27 Td (1,917,118) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.65 93.27 Td (1,775,301) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 93.27 Td (1,829,989) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 93.27 Td (1,833,276) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.65 93.27 Td (1,870,881) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 70.00 80.43 Td ( Total deposits) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 223.00 80.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 245.65 80.43 Td (2,702,165) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 292.00 80.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 310.65 80.43 Td (2,509,722) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.00 80.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 377.65 80.43 Td (2,575,457) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.00 80.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.65 80.43 Td (2,532,971) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.00 80.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.65 80.43 Td (2,587,083) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 65.20 Td (\(a\) ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 72.00 65.20 Td (Prior periods reclassified.) Tj ET Q endstream endobj 113 0 obj <>] /Rotate 0 /Contents 114 0 R>> endobj 114 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (T) Tj ET Q q 0 0 0 rg BT 77.41 742.10 Td (otal deposits increased $192.4 million, or 8%, during the first quarter of 2017, attributable to an increase of $141.8 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (million in interest-bearing deposits and $50.6 million in non-interest-bearing deposits. Growth during the first quarter of 2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 718.10 Td (was mainly due to an increase of $78.8 million in governmental deposits, $67.7 million in brokered certificates of deposit and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 706.10 Td ($50.6 million in non-interest-bearing deposits. Balances in governmental deposits are seasonally higher in the first quarter of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 694.10 Td (each year) Tj ET Q q 0 0 0 rg BT 91.47 694.10 Td (. ) Tj ET Q q 0 0 0 rg BT 98.79 694.10 Td (The increase in brokered certificates of deposit was the result of adding relatively shorter term funding on the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 682.10 Td (balance sheet. Over 40% of the increase in non-interest-bearing deposits was due to an increase in one commercial customer's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 670.10 Td (account, with the remaining increase in both commercial and individual customer accounts.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 652.10 Td (T) Tj ET Q q 0 0 0 rg BT 77.41 652.10 Td (otal deposits increased $1) Tj ET Q q 0 0 0 rg BT 180.07 652.10 Td (15.1 million, or 4%, compared to March 31, 2016, with $68.8 million of growth in non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 640.10 Td (interest-bearing deposits, $51.5 million in brokered certificates of deposit and $46.2 million in interest-bearing demand ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 628.10 Td (deposits. ) Tj ET Q q 0 0 0 rg BT 94.10 628.10 Td (The increase in non-interest-bearing and interest-bearing demand deposits was due to overall customer activity for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 616.10 Td (both commercial and individual customers, with no significant change in any one deposit account. ) Tj ET Q q 0 0 0 rg BT 451.77 616.10 Td (The increase in brokered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 604.10 Td (certificates of deposit was the result of adding relatively shorter term funding on the balance sheet. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 586.10 Td (Non-interest-bearing deposits comprised 29% of total deposits at each of March 31, 2017 and December 31, 2016, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 574.10 Td (compared to 28% at March 31, 2016.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 556.10 Td (Peoples continues its deposit strategy of growing low-cost core deposits, such as checking and savings accounts, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 544.10 Td (reducing its reliance on higher) Tj ET Q q 0 0 0 rg BT 175.42 544.10 Td (-cost, non-core deposits, such as retail certificates of deposit \("CDs"\). ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 526.10 Td (Borr) Tj ET Q q 0 0 0 rg BT 74.37 526.10 Td (owed Funds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 514.10 Td (The following table details Peoples) Tj ET Q q 0 0 0 rg BT 215.67 514.10 Td ( short-term and long-term borrowings:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 54.00 473.60 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.00 473.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.00 473.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 473.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.00 473.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 473.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.00 447.60 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.00 447.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.00 447.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 447.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.00 447.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 447.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.00 421.60 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.00 421.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.00 421.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 421.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.00 421.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 421.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.00 395.60 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.00 395.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.00 395.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 395.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.00 395.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 395.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.00 369.60 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.00 369.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.00 369.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 369.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.00 369.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 369.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.00 343.60 172.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.00 343.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 293.00 343.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 343.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.00 343.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 343.60 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54 473.6 m 226 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226 473.6 m 293 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293 473.6 m 360 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 473.6 m 427 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 473.6 m 494 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494 473.6 m 561 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54 434.6 m 226 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226 434.6 m 293 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293 434.6 m 360 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 434.6 m 427 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 434.6 m 494 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494 434.6 m 561 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54 434.6 m 226 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54 421.6 m 226 421.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226 434.6 m 293 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226 421.6 m 293 421.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293 434.6 m 360 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293 421.6 m 360 421.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 434.6 m 427 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 421.6 m 427 421.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 434.6 m 494 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 421.6 m 494 421.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494 434.6 m 561 434.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494 421.6 m 561 421.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54 356.6 m 226 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226 356.6 m 293 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293 356.6 m 360 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 356.6 m 427 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 356.6 m 494 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494 356.6 m 561 356.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54 343.6 m 226 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226 343.6 m 293 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293 343.6 m 360 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 343.6 m 427 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 343.6 m 494 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494 343.6 m 561 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54 330.6 m 226 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 226 330.6 m 293 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293 330.6 m 360 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 330.6 m 427 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427 330.6 m 494 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494 330.6 m 561 330.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 56.50 478.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 237.15 488.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 249.00 478.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 296.90 488.33 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.00 478.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.50 488.33 Td (September 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.00 478.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.20 488.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 478.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.15 488.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.00 478.33 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.50 464.17 Td (Short-term borrowings:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.50 464.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.50 464.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.50 464.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 464.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.50 464.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 451.17 Td (FHLB advances) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.50 451.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.65 451.17 Td (32,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.50 451.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 451.17 Td (231,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.50 451.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 451.17 Td (90,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 451.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 451.17 Td (103,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.50 451.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 451.17 Td (63,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 438.17 Td (Retail repurchase agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.65 438.17 Td (73,752) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.65 438.17 Td (74,607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 438.17 Td (72,807) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 438.17 Td (70,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 438.17 Td (72,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.50 425.17 Td (Total short-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 425.17 Td (105,752) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 425.17 Td (305,607) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 425.17 Td (162,807) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 425.17 Td (173,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 425.17 Td (135,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.50 412.17 Td (Long-term borrowings:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.50 412.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.50 412.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.50 412.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.50 412.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.50 412.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 399.17 Td (FHLB advances) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 399.17 Td (127,581) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.65 399.17 Td (98,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 399.17 Td (100,743) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 399.17 Td (101,214) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 399.17 Td (66,474) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 386.17 Td (National market repurchase agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.65 386.17 Td (40,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.65 386.17 Td (40,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 386.17 Td (40,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 386.17 Td (40,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 386.17 Td (40,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 373.17 Td (Unamortized debt issuance costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.80 373.17 Td (\(45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.15 373.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.80 373.22 Td (\(51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 373.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.80 373.22 Td (\(57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.15 373.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.80 373.22 Td (\(63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 373.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.80 373.22 Td (\(69) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.15 373.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 360.17 Td (Junior subordinated debt securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.65 360.17 Td (6,970) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.65 360.17 Td (6,924) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.65 360.17 Td (6,877) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 360.17 Td (6,829) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.65 360.17 Td (6,783) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.50 347.17 Td (Total long-term borrowings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.65 347.17 Td (174,506) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 347.17 Td (145,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 347.17 Td (147,563) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 347.17 Td (147,980) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 347.17 Td (113,188) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 68.50 334.33 Td (Total borrowed funds) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 228.50 334.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 256.65 334.33 Td (280,258) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 295.50 334.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.65 334.33 Td (450,762) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.50 334.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.65 334.33 Td (310,370) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.50 334.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.65 334.33 Td (321,492) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.50 334.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 524.65 334.33 Td (248,256) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 313.10 Td (Peoples' short-term FHLB advances generally consist of overnight borrowings maintained in connection with the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 301.10 Td (management of Peoples' daily liquidity position. Peoples' short-term FHLB advances decreased $199.0 million compared to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 289.10 Td (the fourth quarter of 2016 as deposit growth funded loan growth during the first quarter of 2017. Peoples continually ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 277.10 Td (evaluates the overall balance sheet position given the interest rate environment. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 259.10 Td (In light of the recent interest rate environment, Peoples took action on $80 million of long-term borrowings that were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 247.10 Td (scheduled to mature in 2018, with interest rates ranging from 2.79% to 3.92%. During the first quarter of 2017, and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 235.10 Td (throughout 2016, these actions included:) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 108.00 214.94 cm /I37 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 217.10 Td (On January 27, 2017, Peoples entered into two $10.0 million forward starting interest rate swaps, which will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 205.10 Td (become ef) Tj ET Q q 0 0 0 rg BT 167.18 205.10 Td (fective in 2018 and mature between 2025 and 2027, with interest rates ranging from 2.47% to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 193.10 Td (2.53%. ) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 108.00 172.94 cm /I38 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 175.10 Td (During the fourth quarter of 2016, Peoples entered into two $5.0 million forward starting interest rate swaps, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 163.10 Td (which become ef) Tj ET Q q 0 0 0 rg BT 194.12 163.10 Td (fective in 2018 and mature in 2022 and 2026, with interest rates of 1.56% and 1.83%. ) Tj ET Q BT /F1 10.00 Tf ET /GS0 gs q 18.00 0 0 10.09 108.00 142.94 cm /I39 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 145.10 Td (During the second quarter of 2016, Peoples executed the following transactions to take advantage of the low ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 133.10 Td (interest rates, which included:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 115.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.00 115.10 Td (Peoples restructured $20.0 million of FHLB borrowings that had a weighted-average rate of 2.97%, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.00 103.10 Td (resulting in a $700,000 loss. Peoples replaced these borrowings with a long-term FHLB advance, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.00 91.10 Td (which had an interest rate of 2.17% and matures in 2026. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 73.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.00 73.10 Td (Peoples entered into three $10.0 million forward starting interest rate swaps, which become ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.00 61.10 Td (ef) Tj ET Q q 0 0 0 rg BT 169.59 61.10 Td (fective in 2018 and mature between 2023 and 2025, with interest rates ranging from 1.49% to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.00 49.10 Td (1.56%. ) Tj ET Q endstream endobj 115 0 obj <>] /Rotate 0 /Contents 116 0 R>> endobj 116 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 19.60 Td (57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 742.10 Td (Peoples borrowed an additional $35.0 million of long-term FHLB amortizing advances, which had interest rates ranging ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 730.10 Td (from 1.08% to 1.40%, and mature between 2019 and 2031. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 712.10 Td (Additional information regarding Peoples' interest rate swaps can be found in Note 9 of the Notes to the Unconsolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 700.10 Td (Financial Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 670.10 Td (Capital/Stockholders) Tj ET Q q 0 0 0 rg BT 146.60 670.10 Td ( Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 658.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.50 658.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.10 658.10 Td (, capital levels for both Peoples and Peoples Bank remained substantially higher than the minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 646.10 Td (amounts needed to be considered "well capitalized" institutions under applicable banking regulations. ) Tj ET Q q 0 0 0 rg BT 465.20 646.10 Td (These higher capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 634.10 Td (levels reflect Peoples' desire to maintain a strong capital position. During the first quarter of 2015, Peoples adopted the new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 622.10 Td (Basel III regulatory capital framework, as approved by the federal banking agencies. ) Tj ET Q q 0 0 0 rg BT 397.29 622.10 Td (The adoption of this new framework ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 610.10 Td (modified the calculations and well capitalized thresholds of the existing risk-based capital ratios and added the new Common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 598.10 Td (Equity ) Tj ET Q q 0 0 0 rg BT 82.98 598.10 Td (T) Tj ET Q q 0 0 0 rg BT 88.74 598.10 Td (ier 1 risk-based capital ratio. ) Tj ET Q q 0 0 0 rg BT 207.31 598.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 257.21 598.10 Td (, under the new rules, in order to avoid limitations on dividends, equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 586.10 Td (repurchases and compensation, Peoples must exceed the three minimum required ratios by at least the capital conservation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 574.10 Td (buf) Tj ET Q q 0 0 0 rg BT 67.15 574.10 Td (fer) Tj ET Q q 0 0 0 rg BT 77.70 574.10 Td (. ) Tj ET Q q 0 0 0 rg BT 85.02 574.10 Td (The capital conservation buf) Tj ET Q q 0 0 0 rg BT 198.96 574.10 Td (fer is being phased in from 0.625% beginning January 1, 2016 to 2.50% by January 1, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 562.10 Td (2019, and applies to the Common Equity ) Tj ET Q q 0 0 0 rg BT 220.47 562.10 Td (T) Tj ET Q q 0 0 0 rg BT 226.23 562.10 Td (ier 1 \("CET1"\) ratio, the tier 1 capital ratio and the total risk-based capital ratio. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 550.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.50 550.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.10 550.10 Td (, Peoples' had a capital conservation buf) Tj ET Q q 0 0 0 rg BT 290.28 550.10 Td (fer of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.71 550.10 Td (6.27%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.54 550.10 Td (, compared to 2.50% for the fully phased-in capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 538.10 Td (conservation buf) Tj ET Q q 0 0 0 rg BT 120.74 538.10 Td (fer required by January 1, 2019. ) Tj ET Q q 0 0 0 rg BT 253.20 538.10 Td (As such, Peoples exceeded the minimum ratios including the capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 526.10 Td (conservation buf) Tj ET Q q 0 0 0 rg BT 120.74 526.10 Td (fer at March 31, 2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 508.10 Td (The following table details Peoples' risk-based capital levels and corresponding ratios:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 467.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 467.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 467.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 467.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 467.60 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 467.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 441.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 441.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 441.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 441.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 441.60 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 441.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 415.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 415.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 415.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 415.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 415.60 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 415.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 389.60 145.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 389.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 389.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 389.60 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 389.60 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 389.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 71.50 361.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.50 361.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 284.50 361.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 351.50 361.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 361.60 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 361.60 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 71.5 467.6 m 216.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216.5 467.6 m 284.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 467.6 m 351.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 467.6 m 419.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 467.6 m 490.5 467.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 467.6 m 557.5 467.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 74.00 472.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 228.15 482.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 240.00 472.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 288.40 482.33 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.50 472.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.50 482.33 Td (September 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 375.00 472.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 436.70 482.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.50 472.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.65 482.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 472.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 458.33 Td (Capital Amounts:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.00 458.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.00 458.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.00 458.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 458.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 458.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 445.17 Td (Common Equity Tier 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.00 445.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.15 445.17 Td (310,856) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.00 445.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.15 445.17 Td (306,506) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.00 445.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 445.17 Td (301,222) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 445.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 445.17 Td (295,148) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 445.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.15 445.17 Td (288,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 432.17 Td (Tier 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.15 432.17 Td (317,826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.15 432.17 Td (313,430) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 432.17 Td (308,099) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 432.17 Td (301,977) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.15 432.17 Td (295,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 419.17 Td (Total \(Tier 1 and Tier 2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.15 419.17 Td (340,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.15 419.17 Td (334,957) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 419.17 Td (328,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 419.17 Td (322,413) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.15 419.17 Td (314,896) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 406.17 Td (Net risk-weighted assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.00 406.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.65 406.17 Td (2,382,874) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.00 406.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.65 406.17 Td (2,373,359) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.00 406.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 406.17 Td (2,309,951) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 406.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 406.17 Td (2,265,022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 406.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.65 406.17 Td (2,203,776) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 393.33 Td (Capital Ratios:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 380.17 Td (Common Equity Tier 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 380.17 Td (13.05) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 380.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 380.17 Td (12.91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 380.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 380.17 Td (13.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 380.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 380.17 Td (13.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 380.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 380.17 Td (13.10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 380.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 365.17 Td (Tier 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 365.17 Td (13.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 365.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 365.17 Td (13.21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 365.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 365.17 Td (13.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 365.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 365.17 Td (13.33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 365.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 365.17 Td (13.41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 365.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 352.17 Td (Total \(Tier 1 and Tier 2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.15 352.17 Td (14.27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 352.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.15 352.17 Td (14.11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 352.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 352.17 Td (14.24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 352.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 352.17 Td (14.23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 352.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 352.17 Td (14.29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 352.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.00 339.17 Td (Leverage ratio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.15 339.17 Td (9.60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 339.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.15 339.17 Td (9.66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 339.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 339.17 Td (9.71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 339.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.15 339.17 Td (9.56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 339.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 339.17 Td (9.45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 339.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 318.10 Td (Peoples' capital ratios increased compared to December 31, 2016, lar) Tj ET Q q 0 0 0 rg BT 347.68 318.10 Td (gely due to net income increasing stockholders' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 306.10 Td (equity) Tj ET Q q 0 0 0 rg BT 78.35 306.10 Td (, along with relatively stable net risk-weighted assets. Compared to March 31, 2016, the declines in capital ratios were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 294.10 Td (mostly attributable to increases in net risk-weighted assets due to loan growth. Peoples continues to be well above the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 282.10 Td (amounts required to be considered "well capitalized" under applicable banking regulations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 264.10 Td (In addition to traditional capital measurements, management uses tangible capital measures to evaluate the adequacy of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 252.10 Td (Peoples' stockholders' equity) Tj ET Q q 0 0 0 rg BT 168.60 252.10 Td (. Such ratios represent non-GAAP) Tj ET Q q 0 0 0 rg BT 307.65 252.10 Td ( financial measures since their calculation removes the impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 240.10 Td (of goodwill and other intangible assets acquired through acquisitions on the Unaudited Consolidated Balance Sheets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 228.10 Td (Management believes this information is useful to investors since it facilitates the comparison of Peoples' operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 216.10 Td (performance, financial condition and trends to peers, especially those without a similar level of intangible assets to that of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 204.10 Td (Peoples. Further) Tj ET Q q 0 0 0 rg BT 121.65 204.10 Td (, intangible assets generally are dif) Tj ET Q q 0 0 0 rg BT 260.30 204.10 Td (ficult to convert into cash, especially during a financial crisis, and could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 192.10 Td (decrease substantially in value should there be deterioration in the overall franchise value. ) Tj ET Q q 0 0 0 rg BT 418.59 192.10 Td (As a result, tangible equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 180.10 Td (represents a conservative measure of the capacity for a company to incur losses but remain solvent. ) Tj ET Q endstream endobj 117 0 obj <>] /Rotate 0 /Contents 118 0 R>> endobj 118 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 731.10 Td (The following table reconciles the calculation of these non-GAAP) Tj ET Q q 0 0 0 rg BT 336.55 731.10 Td ( financial measures to amounts reported in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (Unaudited Consolidated Financial Statements:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 679.60 174.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 679.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 679.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 679.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 679.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 679.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 653.60 174.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 653.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 653.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 653.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 653.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 653.60 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 625.60 174.00 -10.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 625.60 67.00 -10.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 625.60 66.00 -10.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 625.60 67.00 -10.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 625.60 67.00 -10.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 625.60 67.00 -10.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 602.60 174.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 602.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 602.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 602.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 602.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 602.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 574.60 174.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 574.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 574.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 574.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 574.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 574.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 551.60 241.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 551.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 551.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 551.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 551.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 525.60 174.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 525.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 525.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 525.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 525.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 525.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 502.60 174.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 502.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 502.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 502.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 502.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 502.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 479.60 241.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 479.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 479.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 479.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 479.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 453.60 174.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 453.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 453.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 453.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 453.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 453.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 430.60 174.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.50 430.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.50 430.60 66.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 430.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 430.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 430.60 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 51.5 679.6 m 225.5 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 679.6 m 292.5 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 679.6 m 358.5 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 679.6 m 425.5 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 679.6 m 492.5 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 679.6 m 559.5 679.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 51.5 638.6 m 225.5 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 638.6 m 292.5 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 638.6 m 358.5 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 638.6 m 425.5 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 638.6 m 492.5 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 638.6 m 559.5 638.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 51.5 574.6 m 225.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 574.6 m 292.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 574.6 m 358.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 574.6 m 425.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 574.6 m 492.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 574.6 m 559.5 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 525.6 m 292.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 525.6 m 358.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 525.6 m 425.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 525.6 m 492.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 525.6 m 559.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 525.6 m 292.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 525.6 m 358.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 525.6 m 425.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 525.6 m 492.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 525.6 m 559.5 525.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 453.6 m 292.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 453.6 m 358.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 453.6 m 425.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 453.6 m 492.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 453.6 m 559.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 453.6 m 292.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 453.6 m 358.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 453.6 m 425.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 453.6 m 492.5 453.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 453.6 m 559.5 453.6 l s BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 684.31 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 236.65 693.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.50 683.33 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 295.90 693.33 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 315.00 683.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 361.00 693.33 Td (September 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.50 683.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.70 693.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.50 683.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 503.65 693.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.50 683.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 670.33 Td (Tangible equity:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.00 670.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.00 670.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 670.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 670.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 670.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 657.17 Td (Total stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.00 657.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.15 657.17 Td (443,009) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.00 657.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.15 657.17 Td (435,261) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 657.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 657.17 Td (440,637) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 657.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.15 657.17 Td (437,753) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 657.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.15 657.17 Td (428,486) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 643.72 Td (Less: goodwill and other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.15 643.27 Td (145,505) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.15 643.27 Td (146,018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 643.27 Td (147,005) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.15 643.27 Td (147,971) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.15 643.27 Td (148,997) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 629.17 Td (Tangible equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.00 629.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.15 629.17 Td (297,504) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.00 629.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.15 629.17 Td (289,243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 629.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 629.17 Td (293,632) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 629.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.15 629.17 Td (289,782) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 629.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.15 629.17 Td (279,489) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 606.33 Td (Tangible assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.00 606.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.00 606.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 606.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 606.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 606.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 593.17 Td (Total assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.00 593.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.65 593.17 Td (3,459,276) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.00 593.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.60 593.17 Td (3,432,348) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 593.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 593.17 Td (3,363,585) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 593.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 593.17 Td (3,333,455) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 593.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.65 593.17 Td (3,294,929) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 579.72 Td (Less: goodwill and other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.15 579.27 Td (145,505) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.15 579.27 Td (146,018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 579.27 Td (147,005) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.15 579.27 Td (147,971) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.15 579.27 Td (148,997) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 565.17 Td (Tangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.00 565.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.65 565.17 Td (3,313,771) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.00 565.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.60 565.17 Td (3,286,330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 565.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 565.17 Td (3,216,580) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 565.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 565.17 Td (3,185,484) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 565.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.65 565.17 Td (3,145,932) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 542.33 Td (Tangible book value per common share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.00 542.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 542.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 542.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 542.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 529.17 Td (Tangible equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.00 529.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.15 529.17 Td (297,504) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.00 529.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.15 529.17 Td (289,243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 529.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 529.17 Td (293,632) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 529.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.15 529.17 Td (289,782) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 529.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.15 529.17 Td (279,489) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 516.17 Td (Common shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.60 516.17 Td (18,270,508) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.60 516.17 Td (18,200,067) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.60 516.17 Td (18,195,986) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.60 516.17 Td (18,185,708) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.60 516.17 Td (18,157,932) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 493.17 Td (Tangible book value per common share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.00 493.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.15 493.17 Td (16.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.00 493.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.15 493.17 Td (15.89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 493.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.15 493.17 Td (16.14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 493.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 493.17 Td (15.93) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 493.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 493.17 Td (15.39) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 470.33 Td (Tangible equity to tangible assets ratio:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 457.17 Td (Tangible equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.00 457.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.15 457.17 Td (297,504) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.00 457.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.15 457.17 Td (289,243) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 457.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 457.17 Td (293,632) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 457.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.15 457.17 Td (289,782) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 457.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.15 457.17 Td (279,489) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 444.17 Td (Tangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.00 444.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.65 444.17 Td (3,313,771) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.00 444.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.60 444.17 Td (3,286,330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 444.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 444.17 Td (3,216,580) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 444.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 444.17 Td (3,185,484) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 444.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.65 444.17 Td (3,145,932) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 421.17 Td (Tangible equity to tangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.15 421.17 Td (8.98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.65 421.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.15 421.17 Td (8.80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 421.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.15 421.17 Td (9.13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 421.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.15 421.17 Td (9.10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 421.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 421.17 Td (8.88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.65 421.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 400.10 Td (The ) Tj ET Q q 0 0 0 rg BT 90.02 400.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 125.25 400.10 Td (in ) Tj ET Q q 0 0 0 rg BT 135.50 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 150.19 400.10 Td (tangible ) Tj ET Q q 0 0 0 rg BT 184.88 400.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 212.35 400.10 Td (to ) Tj ET Q q 0 0 0 rg BT 222.60 400.10 Td (tangible ) Tj ET Q q 0 0 0 rg BT 257.29 400.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 283.09 400.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 303.89 400.10 Td (at ) Tj ET Q q 0 0 0 rg BT 313.59 400.10 Td (March ) Tj ET Q q 0 0 0 rg BT 342.16 400.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 357.13 400.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 379.61 400.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 421.51 400.10 Td (to ) Tj ET Q q 0 0 0 rg BT 431.76 400.10 Td (December ) Tj ET Q q 0 0 0 rg BT 475.32 400.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 490.29 400.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 512.77 400.10 Td (was ) Tj ET Q q 0 0 0 rg BT 530.79 400.10 Td (mostly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 388.10 Td (due ) Tj ET Q q 0 0 0 rg BT 71.02 388.10 Td (to ) Tj ET Q q 0 0 0 rg BT 81.37 388.10 Td (net ) Tj ET Q q 0 0 0 rg BT 96.17 388.10 Td (income, ) Tj ET Q q 0 0 0 rg BT 130.68 388.10 Td (coupled ) Tj ET Q q 0 0 0 rg BT 164.91 388.10 Td (with ) Tj ET Q q 0 0 0 rg BT 185.27 388.10 Td (a ) Tj ET Q q 0 0 0 rg BT 192.29 388.10 Td (slight ) Tj ET Q q 0 0 0 rg BT 217.09 388.10 Td (recovery ) Tj ET Q q 0 0 0 rg BT 254.64 388.10 Td (in ) Tj ET Q q 0 0 0 rg BT 265.00 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 279.80 388.10 Td (market ) Tj ET Q q 0 0 0 rg BT 310.14 388.10 Td (value ) Tj ET Q q 0 0 0 rg BT 334.37 388.10 Td (of ) Tj ET Q q 0 0 0 rg BT 345.28 388.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 391.74 388.10 Td (securities. ) Tj ET Q q 0 0 0 rg BT 434.58 388.10 Td ( ) Tj ET Q q 0 0 0 rg BT 437.16 388.10 Td (Compared ) Tj ET Q q 0 0 0 rg BT 481.39 388.10 Td (to ) Tj ET Q q 0 0 0 rg BT 491.75 388.10 Td (March ) Tj ET Q q 0 0 0 rg BT 520.43 388.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 535.50 388.10 Td (2016, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 376.10 Td (tangible ) Tj ET Q q 0 0 0 rg BT 88.47 376.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 115.72 376.10 Td (to ) Tj ET Q q 0 0 0 rg BT 125.76 376.10 Td (tangible ) Tj ET Q q 0 0 0 rg BT 160.23 376.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 185.82 376.10 Td (increased, ) Tj ET Q q 0 0 0 rg BT 228.33 376.10 Td (mainly ) Tj ET Q q 0 0 0 rg BT 258.36 376.10 Td (due ) Tj ET Q q 0 0 0 rg BT 275.06 376.10 Td (to ) Tj ET Q q 0 0 0 rg BT 285.10 376.10 Td (the ) Tj ET Q q 0 0 0 rg BT 299.57 376.10 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 337.92 376.10 Td (net ) Tj ET Q q 0 0 0 rg BT 352.40 376.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 386.59 376.10 Td ( ) Tj ET Q q 0 0 0 rg BT 388.85 376.10 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 424.02 376.10 Td (tangible ) Tj ET Q q 0 0 0 rg BT 458.49 376.10 Td (book ) Tj ET Q q 0 0 0 rg BT 480.75 376.10 Td (value ) Tj ET Q q 0 0 0 rg BT 504.66 376.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 544.67 376.10 Td (2% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 364.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 96.17 364.10 Td (to ) Tj ET Q q 0 0 0 rg BT 106.70 364.10 Td (December ) Tj ET Q q 0 0 0 rg BT 150.53 364.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 165.77 364.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 191.02 364.10 Td (and ) Tj ET Q q 0 0 0 rg BT 208.20 364.10 Td (6% ) Tj ET Q q 0 0 0 rg BT 224.28 364.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 266.45 364.10 Td (to ) Tj ET Q q 0 0 0 rg BT 276.98 364.10 Td (March ) Tj ET Q q 0 0 0 rg BT 305.82 364.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 321.07 364.10 Td (2016. ) Tj ET Q q 0 0 0 rg BT 346.31 364.10 Td ( ) Tj ET Q q 0 0 0 rg BT 348.86 364.10 Td (The ) Tj ET Q q 0 0 0 rg BT 367.16 364.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 406.55 364.10 Td (were ) Tj ET Q q 0 0 0 rg BT 428.72 364.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 457.02 364.10 Td (by ) Tj ET Q q 0 0 0 rg BT 469.76 364.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 498.06 364.10 Td (tangible ) Tj ET Q q 0 0 0 rg BT 533.02 364.10 Td (equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 352.10 Td (due ) Tj ET Q q 0 0 0 rg BT 70.94 352.10 Td (to ) Tj ET Q q 0 0 0 rg BT 81.22 352.10 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 119.81 352.10 Td (net ) Tj ET Q q 0 0 0 rg BT 134.53 352.10 Td (income.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 322.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 75.48 322.10 Td (est Rate Sensitivity and Liquidity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 310.10 Td (While Peoples is exposed to various business risks, the risks relating to interest rate sensitivity and liquidity are major ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 298.10 Td (risks that can materially impact future results of operations and financial condition due to their complexity and dynamic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 286.10 Td (nature. ) Tj ET Q q 0 0 0 rg BT 86.30 286.10 Td (The objective of Peoples' asset/liability management \(ALM\) function is to measure and manage these risks in order ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 274.10 Td (to optimize net interest income within the constraints of prudent capital adequacy) Tj ET Q q 0 0 0 rg BT 379.08 274.10 Td (, liquidity and safety) Tj ET Q q 0 0 0 rg BT 460.64 274.10 Td (. ) Tj ET Q q 0 0 0 rg BT 467.96 274.10 Td (This objective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 262.10 Td (requires Peoples to focus on interest rate risk exposure and adequate liquidity through its management of the mix of assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 250.10 Td (and liabilities, their related cash flows, and the rates earned and paid on those assets and liabilities. Ultimately) Tj ET Q q 0 0 0 rg BT 495.72 250.10 Td (, the ) Tj ET Q q 0 0 0 rg BT 514.88 250.10 Td (ALM ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 238.10 Td (function is intended to guide management in the acquisition and disposition of earning assets, and selection of appropriate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 226.10 Td (funding sources.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 202.10 Td (Interest Rate Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 190.10 Td (Interest rate risk \(IRR\) is one of the most significant risks arising in the normal course of business of financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 178.10 Td (services companies like Peoples. IRR is the potential for economic loss due to future interest rate changes that can ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 166.10 Td (impact the earnings stream as well as market values of financial assets and liabilities. Peoples' exposure to IRR is due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 154.10 Td (primarily to dif) Tj ET Q q 0 0 0 rg BT 132.92 154.10 Td (ferences in the maturity or repricing of earning assets and interest-bearing liabilities. In addition, other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 142.10 Td (factors, such as prepayments of loans and investment securities, or early withdrawal of deposits, can expose Peoples to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 130.10 Td (IRR and increase interest costs or reduce revenue streams.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 112.10 Td (Peoples has assigned overall management of IRR to its ) Tj ET Q q 0 0 0 rg BT 311.90 112.10 Td (Asset-Liability Committee \(the ALCO\), which has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 100.10 Td (established an IRR management policy that sets minimum requirements and guidelines for monitoring and managing the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 88.10 Td (level of IRR. ) Tj ET Q q 0 0 0 rg BT 128.75 88.10 Td (The methods used by the ) Tj ET Q q 0 0 0 rg BT 230.68 88.10 Td (ALCO to assess IRR remain unchanged from those disclosed in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.83 88.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.83 88.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 76.10 Td (Form 10-K.) Tj ET Q endstream endobj 119 0 obj <>] /Rotate 0 /Contents 120 0 R>> endobj 120 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 731.10 Td (The following table shows the estimated changes in net interest income and the economic value of equity based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 719.10 Td (upon a standard, parallel shock analysis \(dollars in thousands\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.75 627.10 Td () Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 665.60 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.75 665.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.75 665.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.75 665.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.75 665.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 251.75 665.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.75 665.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.75 665.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 665.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.75 665.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.75 665.60 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.75 665.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.75 665.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 665.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 77.75 639.60 76.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.75 639.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.75 639.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.75 639.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.75 639.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 251.75 639.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 301.75 639.60 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.75 639.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.75 639.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 395.75 639.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.75 639.60 42.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.75 639.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.75 639.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.75 639.60 40.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.75 678.6 m 203.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.75 678.6 m 207.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.75 678.6 m 247.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.75 678.6 m 251.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.75 678.6 m 301.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.75 678.6 m 341.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 678.6 m 395.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.75 678.6 m 399.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 678.6 m 441.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.75 678.6 m 445.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 77.75 665.6 m 153.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.75 678.6 m 203.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.75 665.6 m 203.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.75 678.6 m 207.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.75 665.6 m 207.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.75 678.6 m 247.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.75 665.6 m 247.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.75 678.6 m 251.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.75 665.6 m 251.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.75 678.6 m 301.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251.75 665.6 m 301.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.75 678.6 m 341.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 301.75 665.6 m 341.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.75 665.6 m 345.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 678.6 m 395.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 665.6 m 395.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.75 678.6 m 399.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 395.75 665.6 m 399.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 678.6 m 441.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 665.6 m 441.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.75 678.6 m 445.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.75 665.6 m 445.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.75 678.6 m 495.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.75 665.6 m 495.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 678.6 m 535.75 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.75 665.6 m 535.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 77.75 665.6 m 153.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153.75 665.6 m 203.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.75 665.6 m 207.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207.75 665.6 m 247.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.75 665.6 m 395.75 665.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.75 665.6 m 441.75 665.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 91.85 693.33 Td (Increase in) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 87.40 683.33 Td (Interest Rate) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 177.30 693.28 Td (Estimated Incr) Tj ET Q q 0 0 0 rg BT 241.28 693.28 Td (ease \(Decr) Tj ET Q q 0 0 0 rg BT 285.23 693.28 Td (ease\) in ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 204.85 683.28 Td (Net Inter) Tj ET Q q 0 0 0 rg BT 243.82 683.28 Td (est Income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.85 693.28 Td (Estimated Decrease in Economic Value of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.75 683.28 Td (Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.15 669.17 Td (\(in Basis Points\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 167.15 669.33 Td (March 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 255.90 669.33 Td (December 31, 2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.15 669.33 Td (March 31, 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.90 669.33 Td (December 31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.75 656.17 Td (300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.25 656.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.40 656.17 Td (3,074) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.40 656.17 Td (2.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.90 656.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.25 656.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.05 656.17 Td (\(1,100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.90 656.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.70 656.17 Td (\(1.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.55 656.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.25 656.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.05 656.22 Td (\(94,698) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 656.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.70 656.17 Td (\(14.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.55 656.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.25 656.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.05 656.22 Td (\(88,004) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.90 656.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.70 656.17 Td (\(15.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.55 656.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.75 643.17 Td (200) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.40 643.17 Td (2,709) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.40 643.17 Td (2.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.90 643.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.90 643.17 Td (83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.05 643.17 Td (0.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.90 643.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.05 643.22 Td (\(64,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 643.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.70 643.17 Td (\(9.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.55 643.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.05 643.22 Td (\(57,925) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.90 643.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.70 643.17 Td (\(9.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.55 643.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.75 630.17 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.40 630.17 Td (1,753) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.40 630.17 Td (1.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.90 630.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.90 630.17 Td (603) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.05 630.17 Td (0.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.90 630.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.05 630.22 Td (\(32,919) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.90 630.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.70 630.17 Td (\(4.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.55 630.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.05 630.22 Td (\(27,441) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.90 630.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.70 630.17 Td (\(4.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.55 630.17 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 609.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.50 609.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.10 609.10 Td (, Peoples' Unaudited Consolidated Balance Sheet remained positioned for a rising interest rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 597.10 Td (environment, as illustrated by the potential increase in net interest income shown in the above table. ) Tj ET Q q 0 0 0 rg BT 476.42 597.10 Td (While parallel ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 585.10 Td (interest rate shock scenarios are useful in assessing the level of IRR inherent in Peoples' Unaudited Consolidated Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 573.10 Td (Sheet, interest rates typically move in a non-parallel manner) Tj ET Q q 0 0 0 rg BT 312.35 573.10 Td (, with dif) Tj ET Q q 0 0 0 rg BT 348.55 573.10 Td (ferences in the timing, direction and magnitude of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 561.10 Td (changes in short-term and long-term interest rates. ) Tj ET Q q 0 0 0 rg BT 278.14 561.10 Td (Thus, any benefit that could occur as a result of the Federal Reserve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 549.10 Td (Board increasing short-term interest rates in future quarters could be of) Tj ET Q q 0 0 0 rg BT 356.17 549.10 Td (fset by an inverse movement in long-term interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 537.10 Td (rates.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 519.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.24 519.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 125.59 519.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 157.25 519.10 Td (into ) Tj ET Q q 0 0 0 rg BT 175.05 519.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 206.72 519.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 223.95 519.10 Td (swaps ) Tj ET Q q 0 0 0 rg BT 250.63 519.10 Td (as ) Tj ET Q q 0 0 0 rg BT 261.20 519.10 Td (part ) Tj ET Q q 0 0 0 rg BT 278.99 519.10 Td (of ) Tj ET Q q 0 0 0 rg BT 289.56 519.10 Td (its ) Tj ET Q q 0 0 0 rg BT 301.25 519.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 332.92 519.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 350.15 519.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 367.39 519.10 Td (management ) Tj ET Q q 0 0 0 rg BT 420.72 519.10 Td (strategy) Tj ET Q q 0 0 0 rg BT 451.72 519.10 Td (. ) Tj ET Q q 0 0 0 rg BT 456.46 519.10 Td ( ) Tj ET Q q 0 0 0 rg BT 458.54 519.10 Td (These ) Tj ET Q q 0 0 0 rg BT 484.66 519.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 516.33 519.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 533.56 519.10 Td (swaps ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 507.10 Td (are ) Tj ET Q q 0 0 0 rg BT 87.05 507.10 Td (designated ) Tj ET Q q 0 0 0 rg BT 132.65 507.10 Td (as ) Tj ET Q q 0 0 0 rg BT 143.82 507.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 164.43 507.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 185.60 507.10 Td (hedges ) Tj ET Q q 0 0 0 rg BT 216.21 507.10 Td (and ) Tj ET Q q 0 0 0 rg BT 233.49 507.10 Td (involve ) Tj ET Q q 0 0 0 rg BT 266.33 507.10 Td (the ) Tj ET Q q 0 0 0 rg BT 281.39 507.10 Td (receipt ) Tj ET Q q 0 0 0 rg BT 311.43 507.10 Td (of ) Tj ET Q q 0 0 0 rg BT 322.60 507.10 Td (variable ) Tj ET Q q 0 0 0 rg BT 357.64 507.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 375.47 507.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 412.20 507.10 Td (from ) Tj ET Q q 0 0 0 rg BT 434.48 507.10 Td (a ) Tj ET Q q 0 0 0 rg BT 441.75 507.10 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 495.13 507.10 Td (in ) Tj ET Q q 0 0 0 rg BT 505.75 507.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 546.34 507.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 495.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 105.81 495.10 Td (making ) Tj ET Q q 0 0 0 rg BT 138.50 495.10 Td (fixed ) Tj ET Q q 0 0 0 rg BT 161.75 495.10 Td (payments. ) Tj ET Q q 0 0 0 rg BT 205.28 495.10 Td ( ) Tj ET Q q 0 0 0 rg BT 207.38 495.10 Td (As ) Tj ET Q q 0 0 0 rg BT 221.19 495.10 Td (of ) Tj ET Q q 0 0 0 rg BT 232.22 495.10 Td (March ) Tj ET Q q 0 0 0 rg BT 261.02 495.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 276.22 495.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 301.42 495.10 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 335.23 495.10 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.37 495.10 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.37 495.10 Td ( ) Tj ET Q q 0 0 0 rg BT 360.07 495.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 392.21 495.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 409.89 495.10 Td (swaps ) Tj ET Q q 0 0 0 rg BT 437.03 495.10 Td (with ) Tj ET Q q 0 0 0 rg BT 457.51 495.10 Td (a ) Tj ET Q q 0 0 0 rg BT 464.65 495.10 Td (notional ) Tj ET Q q 0 0 0 rg BT 500.13 495.10 Td (value ) Tj ET Q q 0 0 0 rg BT 524.48 495.10 Td (of ) Tj ET Q q 0 0 0 rg BT 535.51 495.10 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.51 495.10 Td (60.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 483.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.89 483.10 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 459.10 Td (Liquidity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 447.10 Td (In addition to IRR management, another major objective of the ) Tj ET Q q 0 0 0 rg BT 344.10 447.10 Td (ALCO is to maintain a suf) Tj ET Q q 0 0 0 rg BT 449.74 447.10 Td (ficient level of liquidity) Tj ET Q q 0 0 0 rg BT 543.78 447.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 435.10 Td (The methods used by the ) Tj ET Q q 0 0 0 rg BT 173.93 435.10 Td (ALCO to monitor and evaluate the adequacy of Peoples' liquidity position remain unchanged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 423.10 Td (from those disclosed in Peoples' ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.95 423.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.95 423.10 Td ( Form 10-K.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 405.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.50 405.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.10 405.10 Td (, Peoples had liquid assets of $128.3 million, which represented 3.3% of total assets and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 393.10 Td (unfunded commitments. ) Tj ET Q q 0 0 0 rg BT 174.03 393.10 Td (This amount exceeded the minimal level of $76.8 million, or 2% of total loans and unfunded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 381.10 Td (commitments, currently required under Peoples' liquidity policy) Tj ET Q q 0 0 0 rg BT 327.26 381.10 Td (. Peoples also had an additional $72.7 million of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 369.10 Td (unpledged investment securities not included in the measurement of liquid assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 351.10 Td (Management believes the current balance of cash and cash equivalents, and anticipated cash flows from the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 339.10 Td (investment portfolio, along with the availability of other funding sources, will allow Peoples to meet anticipated cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 327.10 Td (obligations, as well as special needs and of) Tj ET Q q 0 0 0 rg BT 243.44 327.10 Td (f-balance sheet commitments.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 297.10 Td ( Off-Balance Sheet ) Tj ET Q q 0 0 0 rg BT 135.93 297.10 Td (Activities and Contractual Obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 285.10 Td (In the normal course of business, Peoples is a party to financial instruments with of) Tj ET Q q 0 0 0 rg BT 404.81 285.10 Td (f-balance sheet risk necessary to meet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 273.10 Td (the financing needs of Peoples' customers. ) Tj ET Q q 0 0 0 rg BT 228.36 273.10 Td (These financial instruments include commitments to extend credit and standby ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 261.10 Td (letters of credit. ) Tj ET Q q 0 0 0 rg BT 121.85 261.10 Td (The instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 249.10 Td (the Unaudited Consolidated Balance Sheets. ) Tj ET Q q 0 0 0 rg BT 236.28 249.10 Td (The contract amounts of these instruments express the extent of involvement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 237.10 Td (Peoples has in these financial instruments.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 213.10 Td (Loan Commitments and Standby Letters of Cr) Tj ET Q q 0 0 0 rg BT 253.82 213.10 Td (edit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 201.10 Td (Loan commitments are made to accommodate the financial needs of Peoples' customers. Standby letters of credit are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 189.10 Td (instruments issued by Peoples Bank guaranteeing the beneficiary payment by Peoples Bank in the event of default by Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 177.10 Td (Bank's customer in the performance of an obligation or service. Historically) Tj ET Q q 0 0 0 rg BT 359.50 177.10 Td (, most loan commitments and standby letters of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 165.10 Td (credit expire unused. Peoples' exposure to credit loss in the event of nonperformance by the counter) Tj ET Q q 0 0 0 rg BT 455.20 165.10 Td (-party to the financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 153.10 Td (instrument for loan commitments and standby letters of credit is represented by the contractual amount of those instruments. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 141.10 Td (Peoples uses the same underwriting standards in making commitments and conditional obligations as it does for on-balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 129.10 Td (sheet instruments. ) Tj ET Q q 0 0 0 rg BT 131.03 129.10 Td (The amount of collateral obtained is based on management's credit evaluation of the customer) Tj ET Q q 0 0 0 rg BT 506.32 129.10 Td (. Collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 117.10 Td (held varies, but may include accounts receivable, inventory) Tj ET Q q 0 0 0 rg BT 290.76 117.10 Td (, property) Tj ET Q q 0 0 0 rg BT 328.99 117.10 Td (, plant, and equipment, and income-producing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 105.10 Td (commercial properties. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 87.10 Td (Peoples routinely engages in activities that involve, to varying degrees, elements of risk that are not reflected in whole or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 75.10 Td (in part in the consolidated financial statements. ) Tj ET Q q 0 0 0 rg BT 247.37 75.10 Td (These activities are part of Peoples' normal course of business and include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 63.10 Td (traditional of) Tj ET Q q 0 0 0 rg BT 105.75 63.10 Td (f-balance sheet credit-related financial instruments, interest rate contracts and commitments to make additional ) Tj ET Q endstream endobj 121 0 obj <>] /Rotate 0 /Contents 122 0 R>> endobj 122 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 731.10 Td (capital contributions in low-income housing tax credit investments. ) Tj ET Q q 0 0 0 rg BT 328.21 731.10 Td (T) Tj ET Q q 0 0 0 rg BT 333.97 731.10 Td (raditional of) Tj ET Q q 0 0 0 rg BT 382.94 731.10 Td (f-balance sheet credit-related financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 719.10 Td (instruments continue to represent the most significant of) Tj ET Q q 0 0 0 rg BT 279.05 719.10 Td (f-balance sheet exposure. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 701.10 Td (The following table details the total contractual amount of loan commitments and standby letters of credit:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 66.00 659.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.00 659.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.00 659.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 659.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.00 659.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 659.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 66.00 633.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.00 633.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.00 633.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 633.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.00 633.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 633.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 66.00 607.60 145.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.00 607.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.00 607.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 607.60 68.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.00 607.60 67.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 478.00 607.60 67.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66 659.6 m 211 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 659.6 m 278 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278 659.6 m 343 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 659.6 m 411 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411 659.6 m 478 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 659.6 m 545 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 659.6 m 278 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278 659.6 m 343 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 659.6 m 411 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411 659.6 m 478 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 659.6 m 545 659.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 66 620.6 m 211 620.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 620.6 m 278 620.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278 620.6 m 343 620.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 620.6 m 411 620.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411 620.6 m 478 620.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478 620.6 m 545 620.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 664.27 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 71.00 664.27 Td (\(Dollars in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 222.15 674.28 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 234.00 664.28 Td (2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.90 674.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.00 664.28 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 346.00 675.33 Td (September 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.50 665.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.20 675.33 Td (June 30,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.00 665.33 Td (2016) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 489.15 675.33 Td (March 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.00 665.33 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 650.17 Td (Home equity lines of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.50 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.65 650.17 Td (86,037) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.50 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 650.17 Td (85,024) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 650.17 Td (83,267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.50 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 650.17 Td (85,139) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.50 650.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.65 650.17 Td (84,826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 637.17 Td (Unadvanced construction loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.65 637.17 Td (116,168) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.65 637.17 Td (119,075) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.65 637.17 Td (100,484) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 637.17 Td (88,342) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.65 637.17 Td (70,389) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 624.17 Td (Other loan commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.65 624.17 Td (267,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.65 624.17 Td (269,669) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.65 624.17 Td (268,259) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 624.17 Td (242,914) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.65 624.17 Td (245,679) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.50 611.33 Td (Loan commitments) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.50 611.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 241.65 611.33 Td (469,337) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.50 611.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.65 611.33 Td (473,768) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.50 611.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.65 611.33 Td (452,010) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.50 611.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.65 611.33 Td (416,395) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.50 611.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.65 611.33 Td (400,894) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.50 598.17 Td (Standby letters of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.50 598.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.65 598.17 Td (25,797) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.50 598.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 598.17 Td (25,651) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 598.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 598.17 Td (27,072) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.50 598.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 598.17 Td (22,065) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.50 598.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.65 598.17 Td (22,376) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 577.10 Td (Management does not anticipate that Peoples) Tj ET Q q 0 0 0 rg BT 255.37 577.10 Td ( current of) Tj ET Q q 0 0 0 rg BT 296.83 577.10 Td (f-balance sheet activities will have a material impact on its future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 565.10 Td (results of operations and financial condition based on historical experience and recent trends.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 527.53505859375 m 452.974609375 527.53505859375 l s q 0 0 0 rg BT 54.00 529.10 Td (ITEM 3.QUANTIT) Tj ET Q q 0 0 0 rg BT 141.60 529.10 Td (A) Tj ET Q q 0 0 0 rg BT 148.08 529.10 Td (TIVE ) Tj ET Q q 0 0 0 rg BT 174.48 529.10 Td (AND QUALIT) Tj ET Q q 0 0 0 rg BT 237.36 529.10 Td (A) Tj ET Q q 0 0 0 rg BT 243.84 529.10 Td (TIVE DISCLOSURES ) Tj ET Q q 0 0 0 rg BT 343.32 529.10 Td (ABOUT) Tj ET Q q 0 0 0 rg BT 378.70 529.10 Td ( MARKET) Tj ET Q q 0 0 0 rg BT 426.02 529.10 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 517.10 Td (The information called for by this Item 3 is provided under the caption Interest Rate Sensitivity and Liquidity under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 505.10 Td (ITEM 2.MANAGEMENTS DISCUSSION ) Tj ET Q q 0 0 0 rg BT 242.33 505.10 Td (AND ) Tj ET Q q 0 0 0 rg BT 265.95 505.10 Td (ANAL) Tj ET Q q 0 0 0 rg BT 292.72 505.10 Td (YSIS OF RESUL) Tj ET Q q 0 0 0 rg BT 362.93 505.10 Td (TS OF OPERA) Tj ET Q q 0 0 0 rg BT 424.06 505.10 Td (TIONS ) Tj ET Q q 0 0 0 rg BT 455.45 505.10 Td (AND FINANCIAL) Tj ET Q q 0 0 0 rg BT 533.13 505.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 493.10 Td (CONDITION in this Form 10-Q, and is incorporated herein by reference.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 461.53505859375 m 246.802734375 461.53505859375 l s q 0 0 0 rg BT 54.00 463.10 Td (ITEM 4. CONTROLS ) Tj ET Q q 0 0 0 rg BT 153.74 463.10 Td (AND PROCEDURES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 451.10 Td (Evaluation of Disclosur) Tj ET Q q 0 0 0 rg BT 153.83 451.10 Td (e Contr) Tj ET Q q 0 0 0 rg BT 186.14 451.10 Td (ols and Pr) Tj ET Q q 0 0 0 rg BT 229.30 451.10 Td (ocedur) Tj ET Q q 0 0 0 rg BT 258.56 451.10 Td (es) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 439.10 Td (Peoples' management, with the participation of Peoples' President and Chief Executive Of) Tj ET Q q 0 0 0 rg BT 432.00 439.10 Td (ficer and Peoples) Tj ET Q q 0 0 0 rg BT 503.45 439.10 Td ( Executive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 427.10 Td (V) Tj ET Q q 0 0 0 rg BT 60.62 427.10 Td (ice President, Chief Financial Of) Tj ET Q q 0 0 0 rg BT 191.79 427.10 Td (ficer and ) Tj ET Q q 0 0 0 rg BT 229.37 427.10 Td (T) Tj ET Q q 0 0 0 rg BT 235.12 427.10 Td (reasurer) Tj ET Q q 0 0 0 rg BT 266.92 427.10 Td (, has evaluated the ef) Tj ET Q q 0 0 0 rg BT 350.87 427.10 Td (fectiveness of Peoples) Tj ET Q q 0 0 0 rg BT 442.32 427.10 Td ( disclosure controls and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 415.10 Td (procedures \(as defined in Rule 13a-15\(e\) under the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 343.34 415.10 Td (Act of 1934, as amended \(the Exchange ) Tj ET Q q 0 0 0 rg BT 509.39 415.10 Td (Act\)\) as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 403.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.60 403.10 Td (.Based upon that evaluation, Peoples) Tj ET Q q 0 0 0 rg BT 272.38 403.10 Td ( President and Chief Executive Of) Tj ET Q q 0 0 0 rg BT 409.10 403.10 Td (ficer and Peoples) Tj ET Q q 0 0 0 rg BT 480.55 403.10 Td ( Executive ) Tj ET Q q 0 0 0 rg BT 525.35 403.10 Td (V) Tj ET Q q 0 0 0 rg BT 531.97 403.10 Td (ice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 391.10 Td (President, Chief Financial Of) Tj ET Q q 0 0 0 rg BT 171.02 391.10 Td (ficer and ) Tj ET Q q 0 0 0 rg BT 208.59 391.10 Td (T) Tj ET Q q 0 0 0 rg BT 214.35 391.10 Td (reasurer have concluded that:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 373.10 Td (\(a\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 373.10 Td (information required to be disclosed by Peoples in this Quarterly Report on Form 10-Q and other reports ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 361.10 Td (Peoples files or submits under the Exchange ) Tj ET Q q 0 0 0 rg BT 305.13 361.10 Td (Act would be accumulated and communicated to Peoples) Tj ET Q q 0 0 0 rg BT 536.82 361.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 349.10 Td (management, including its President and Chief Executive Of) Tj ET Q q 0 0 0 rg BT 368.53 349.10 Td (ficer and its Executive ) Tj ET Q q 0 0 0 rg BT 460.54 349.10 Td (V) Tj ET Q q 0 0 0 rg BT 467.16 349.10 Td (ice President, Chief ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 337.10 Td (Financial Of) Tj ET Q q 0 0 0 rg BT 176.08 337.10 Td (ficer and ) Tj ET Q q 0 0 0 rg BT 213.66 337.10 Td (T) Tj ET Q q 0 0 0 rg BT 219.41 337.10 Td (reasurer) Tj ET Q q 0 0 0 rg BT 251.21 337.10 Td (, as appropriate to allow timely decisions regarding required disclosure;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 319.10 Td (\(b\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 319.10 Td (information required to be disclosed by Peoples in this Quarterly Report on Form 10-Q and other reports ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 307.10 Td (Peoples files or submits under the Exchange ) Tj ET Q q 0 0 0 rg BT 305.13 307.10 Td (Act would be recorded, processed, summarized and reported ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 295.10 Td (within the time periods specified in the SEC) Tj ET Q q 0 0 0 rg BT 305.69 295.10 Td (s rules and forms; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 277.10 Td (\(c\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 277.10 Td (Peoples) Tj ET Q q 0 0 0 rg BT 159.70 277.10 Td ( disclosure controls and procedures were ef) Tj ET Q q 0 0 0 rg BT 332.78 277.10 Td (fective as of the end of the fiscal quarter covered by this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 265.10 Td (Quarterly Report on Form 10-Q.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 241.10 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 56.50 241.10 Td (Changes ) Tj ET Q q 0 0 0 rg BT 95.67 241.10 Td (in ) Tj ET Q q 0 0 0 rg BT 106.51 241.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 144.01 241.10 Td (Contr) Tj ET Q q 0 0 0 rg BT 169.39 241.10 Td (ol ) Tj ET Q q 0 0 0 rg BT 179.66 241.10 Td (Over) Tj ET Q q 0 0 0 rg BT 201.14 241.10 Td ( ) Tj ET Q q 0 0 0 rg BT 203.64 241.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 246.14 241.10 Td (Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 229.10 Td (There were no changes in Peoples' internal control over financial reporting \(as defined in Rule 13a-15\(f\) under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 217.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 95.37 217.10 Td (Act\) that occurred during Peoples' fiscal quarter ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.98 217.10 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.58 217.10 Td (, that have materially af) Tj ET Q q 0 0 0 rg BT 474.07 217.10 Td (fected, or are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 205.10 Td (reasonably likely to materially af) Tj ET Q q 0 0 0 rg BT 185.99 205.10 Td (fect, Peoples) Tj ET Q q 0 0 0 rg BT 239.67 205.10 Td ( internal control over financial reporting.) Tj ET Q endstream endobj 123 0 obj <>] /Rotate 0 /Contents 124 0 R>> endobj 124 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (61) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 284.25 729.90 Td (P) Tj ET Q q 0 0 0 rg BT 290.69 729.90 Td (AR) Tj ET Q q 0 0 0 rg BT 307.60 729.90 Td (T) Tj ET Q q 0 0 0 rg BT 315.39 729.90 Td ( II) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 686.33505859375 m 205.97265625 686.33505859375 l s q 0 0 0 rg BT 54.00 687.90 Td (ITEM 1. LEGAL) Tj ET Q q 0 0 0 rg BT 130.13 687.90 Td ( PROCEEDINGS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 675.90 Td (In the ordinary course of their respective businesses or operations, Peoples or one of its subsidiaries may be named as a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 663.90 Td (plaintif) Tj ET Q q 0 0 0 rg BT 82.70 663.90 Td (f, a defendant, or a party to a legal proceeding or any of their respective properties may be subject to various pending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 651.90 Td (and threatened legal proceedings and various actual and potential claims.In view of the inherent dif) Tj ET Q q 0 0 0 rg BT 455.62 651.90 Td (ficulty of predicting the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 639.90 Td (outcome of such matters, Peoples cannot state what the eventual outcome of any such matters will be; however) Tj ET Q q 0 0 0 rg BT 497.91 639.90 Td (, based on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 627.90 Td (management's current knowledge and after consultation with legal counsel, management believes these proceedings will not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 615.90 Td (have a material adverse ef) Tj ET Q q 0 0 0 rg BT 158.20 615.90 Td (fect on the consolidated financial position, results of operations or liquidity of Peoples.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 584.33505859375 m 176.705078125 584.33505859375 l s q 0 0 0 rg BT 54.00 585.90 Td (ITEM 1A. RISK F) Tj ET Q q 0 0 0 rg BT 135.21 585.90 Td (ACT) Tj ET Q q 0 0 0 rg BT 156.14 585.90 Td (ORS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 573.90 Td (The accounting treatment of the interest rate swaps entered into by Peoples as part of its interest rate management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 561.90 Td (strategy) Tj ET Q q 0 0 0 rg BT 85.01 561.90 Td (, may change if the hedging relationship is not as ef) Tj ET Q q 0 0 0 rg BT 291.16 561.90 Td (fective as currently anticipated. ) Tj ET Q q 0 0 0 rg BT 421.47 561.90 Td (These interest rate swaps are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 549.90 Td (designated as cash flow hedges and involve the receipt of variable rate amounts from a counterparty in exchange for Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 537.90 Td (making fixed payments. ) Tj ET Q q 0 0 0 rg BT 154.82 537.90 Td (As of March 31, 2017, Peoples had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.40 537.90 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.40 537.90 Td ( interest rate swaps with a notional value of $) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.74 537.90 Td (60.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.63 537.90 Td (. ) Tj ET Q q 0 0 0 rg BT 540.95 537.90 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 525.90 Td (swaps become ef) Tj ET Q q 0 0 0 rg BT 122.13 525.90 Td (fective in 2018, roughly to coincide with the maturity of existing FHLB advances and their expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 513.90 Td (replacement dates. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 495.90 Td (Although Peoples expects that the hedging relationship will be highly ef) Tj ET Q q 0 0 0 rg BT 360.65 495.90 Td (fective as described above, it has not assumed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 483.90 Td (that there will be no inef) Tj ET Q q 0 0 0 rg BT 151.84 483.90 Td (fectiveness in the hedging relationship. ) Tj ET Q q 0 0 0 rg BT 312.64 483.90 Td (As of March 31, 2017, the termination value of derivatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 471.90 Td (in a net asset position, which includes accrued interest but excludes any adjustment for nonperformance risk, related to these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 459.90 Td (agreements was $1.6 million. ) Tj ET Q q 0 0 0 rg BT 175.92 459.90 Td (As of March 31, 2017, Peoples has no minimum collateral posting thresholds with certain of its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 447.90 Td (derivative counterparties and has posted collateral of $5.0 million against its obligations under these agreements. If Peoples ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 435.90 Td (had breached any of these provisions at March 31, 2017, it could have been required to settle its obligations under the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 423.90 Td (agreements at the termination value. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 405.90 Td (There have been no other material changes from those risk factors previously disclosed in ITEM 1A. RISK F) Tj ET Q q 0 0 0 rg BT 512.25 405.90 Td (ACT) Tj ET Q q 0 0 0 rg BT 532.07 405.90 Td (ORS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 393.90 Td (of Part I of Peoples) Tj ET Q q 0 0 0 rg BT 133.79 393.90 Td ( 2016 Form 10-K.) Tj ET Q q 0 0 0 rg BT 210.84 393.90 Td (Those risk factors are not the only risks Peoples faces.) Tj ET Q q 0 0 0 rg BT 432.45 393.90 Td (Additional risks and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 381.90 Td (uncertainties not currently known to management or that management currently deems to be immaterial also may materially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 369.90 Td (adversely af) Tj ET Q q 0 0 0 rg BT 102.40 369.90 Td (fect Peoples) Tj ET Q q 0 0 0 rg BT 153.58 369.90 Td ( business, financial condition and/or operating results.) Tj ET Q endstream endobj 125 0 obj <>] /Rotate 0 /Contents 126 0 R>> endobj 126 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (62) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 729.68505859375 m 449.087890625 729.68505859375 l s q 0 0 0 rg BT 54.00 731.25 Td (ITEM 2. UNREGISTERED SALES OF) Tj ET Q q 0 0 0 rg BT 225.89 731.25 Td ( EQUITY) Tj ET Q q 0 0 0 rg BT 267.47 731.25 Td ( SECURITIES ) Tj ET Q q 0 0 0 rg BT 332.50 731.25 Td (AND USE OF) Tj ET Q q 0 0 0 rg BT 392.13 731.25 Td ( PROCEEDS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 719.25 Td (The following table details repurchases by Peoples and purchases by af) Tj ET Q q 0 0 0 rg BT 361.17 719.25 Td (filiated purchasers as defined in Rule 10b-18\(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 707.25 Td (\(3\) under the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 191.45 707.25 Td (Act of 1934, as amended, of Peoples) Tj ET Q q 0 0 0 rg BT 340.67 707.25 Td ( common shares during the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.48 707.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.47 707.25 Td ( months ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 695.25 Td (March31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.60 695.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 61.00 594.75 100.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.00 594.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.00 594.75 26.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.00 594.75 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 594.75 14.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 594.75 108.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 594.75 110.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 61.00 564.75 100.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 161.00 564.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.00 564.75 26.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 245.00 564.75 73.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 564.75 14.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.00 564.75 108.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 440.00 564.75 110.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 61 594.75 m 161 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161 594.75 m 219 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219 594.75 m 245 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245 594.75 m 318 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 594.75 m 332 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 594.75 m 440 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 594.75 m 550 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161 594.75 m 219 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219 594.75 m 245 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 594.75 m 332 594.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 61 549.75 m 161 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 61 534.75 m 161 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161 549.75 m 219 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 161 534.75 m 219 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219 549.75 m 245 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219 534.75 m 245 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245 549.75 m 318 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 245 534.75 m 318 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 549.75 m 332 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 534.75 m 332 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 549.75 m 440 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332 534.75 m 440 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 549.75 m 550 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440 534.75 m 550 534.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 63.50 599.43 Td (Period) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 183.65 649.43 Td (\(a\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 178.55 639.43 Td (T) Tj ET Q q 0 0 0 rg BT 184.30 639.43 Td (otal ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 166.35 629.43 Td (Number) Tj ET Q q 0 0 0 rg BT 201.72 629.43 Td ( of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 169.75 619.43 Td (Common ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 175.10 609.43 Td (Shar) Tj ET Q q 0 0 0 rg BT 195.48 609.43 Td (es ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 167.05 599.43 Td (Pur) Tj ET Q q 0 0 0 rg BT 182.98 599.43 Td (chased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.50 599.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.85 629.43 Td (\(b\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 251.25 619.43 Td (A) Tj ET Q q 0 0 0 rg BT 257.73 619.43 Td (verage Price ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 262.85 609.43 Td (Paid per) Tj ET Q q 0 0 0 rg BT 299.06 609.43 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.60 599.43 Td (Common Shar) Tj ET Q q 0 0 0 rg BT 309.92 599.43 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 599.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.70 649.43 Td (\(c\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 350.20 639.43 Td (T) Tj ET Q q 0 0 0 rg BT 355.95 639.43 Td (otal Number) Tj ET Q q 0 0 0 rg BT 409.93 639.43 Td ( of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 350.15 629.43 Td (Common Shar) Tj ET Q q 0 0 0 rg BT 412.47 629.43 Td (es ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.25 619.43 Td (Pur) Tj ET Q q 0 0 0 rg BT 357.18 619.43 Td (chased as Part of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 342.55 609.43 Td (Publicly ) Tj ET Q q 0 0 0 rg BT 379.50 609.43 Td (Announced ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 340.60 599.43 Td (Plans or) Tj ET Q q 0 0 0 rg BT 375.70 599.43 Td ( Pr) Tj ET Q q 0 0 0 rg BT 388.56 599.43 Td (ograms) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.22 599.43 Td ( ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 422.72 603.96 Td (\(1\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 488.35 669.43 Td (\(d\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 472.25 659.43 Td (Maximum) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 468.00 649.43 Td (Number) Tj ET Q q 0 0 0 rg BT 503.37 649.43 Td ( \( or) Tj ET Q q 0 0 0 rg BT 520.96 649.43 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.45 639.43 Td (Appr) Tj ET Q q 0 0 0 rg BT 474.05 639.43 Td (oximate Dollar) Tj ET Q q 0 0 0 rg BT 537.47 639.43 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 454.40 629.43 Td (V) Tj ET Q q 0 0 0 rg BT 460.70 629.43 Td (alue\) of Common ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.50 619.43 Td (Shar) Tj ET Q q 0 0 0 rg BT 464.88 619.43 Td (es that May ) Tj ET Q q 0 0 0 rg BT 517.00 619.43 Td (Y) Tj ET Q q 0 0 0 rg BT 523.11 619.43 Td (et Be ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.40 609.43 Td (Pur) Tj ET Q q 0 0 0 rg BT 465.33 609.43 Td (chased Under) Tj ET Q q 0 0 0 rg BT 523.76 609.43 Td ( the ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.05 599.43 Td (Plans or) Tj ET Q q 0 0 0 rg BT 485.15 599.43 Td ( Pr) Tj ET Q q 0 0 0 rg BT 498.01 599.43 Td (ograms) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 529.67 603.96 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 531.30 603.96 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 584.42 Td (January 1 -31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.65 584.42 Td (1,535) Tj ET Q BT /F1 6.50 Tf ET q 0 0 0 rg BT 221.50 589.58 Td (\(2\)\(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.50 584.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 584.42 Td (31.52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 584.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.50 584.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.15 584.42 Td (15,049,184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 569.42 Td (February 1- 28, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.65 569.42 Td (6,891) Tj ET Q BT /F1 6.50 Tf ET q 0 0 0 rg BT 221.50 574.58 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.50 569.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 569.42 Td (31.58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 569.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.15 569.42 Td (15,049,184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 554.42 Td (March 1- 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.15 554.42 Td (333) Tj ET Q BT /F1 6.50 Tf ET q 0 0 0 rg BT 221.50 559.58 Td (\(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.50 554.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 554.42 Td (32.75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 554.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.15 554.42 Td (15,049,184) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.50 539.98 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 192.65 539.98 Td (8,759) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.50 539.87 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.50 539.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 291.65 539.43 Td (31.61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.50 539.87 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.15 539.98 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.50 539.98 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.15 539.98 Td (15,049,184) Tj ET Q BT /F1 10.00 Tf ET BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 518.45 Td (\(1\) ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 518.45 Td (On ) Tj ET Q q 0 0 0 rg BT 102.59 518.45 Td (November ) Tj ET Q q 0 0 0 rg BT 142.17 518.45 Td (3, ) Tj ET Q q 0 0 0 rg BT 150.52 518.45 Td (2015, ) Tj ET Q q 0 0 0 rg BT 172.36 518.45 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 201.95 518.45 Td (announced ) Tj ET Q q 0 0 0 rg BT 242.53 518.45 Td (that ) Tj ET Q q 0 0 0 rg BT 257.62 518.45 Td (on ) Tj ET Q q 0 0 0 rg BT 268.22 518.45 Td (that ) Tj ET Q q 0 0 0 rg BT 283.31 518.45 Td (same ) Tj ET Q q 0 0 0 rg BT 303.39 518.45 Td (date, ) Tj ET Q q 0 0 0 rg BT 322.23 518.45 Td (Peoples' ) Tj ET Q q 0 0 0 rg BT 353.44 518.45 Td (Board ) Tj ET Q q 0 0 0 rg BT 377.03 518.45 Td (of ) Tj ET Q q 0 0 0 rg BT 386.12 518.45 Td (Directors ) Tj ET Q q 0 0 0 rg BT 421.20 518.45 Td (authorized ) Tj ET Q q 0 0 0 rg BT 460.78 518.45 Td (a ) Tj ET Q q 0 0 0 rg BT 466.37 518.45 Td (share ) Tj ET Q q 0 0 0 rg BT 486.95 518.45 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 527.52 518.45 Td (program ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 507.65 Td (authorizing ) Tj ET Q q 0 0 0 rg BT 133.31 507.65 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 163.63 507.65 Td (to ) Tj ET Q q 0 0 0 rg BT 172.95 507.65 Td (purchase ) Tj ET Q q 0 0 0 rg BT 207.25 507.65 Td (up ) Tj ET Q q 0 0 0 rg BT 218.58 507.65 Td (to ) Tj ET Q q 0 0 0 rg BT 227.90 507.65 Td ($20.0 ) Tj ET Q q 0 0 0 rg BT 250.47 507.65 Td (million ) Tj ET Q q 0 0 0 rg BT 278.79 507.65 Td (of ) Tj ET Q q 0 0 0 rg BT 288.61 507.65 Td (its ) Tj ET Q q 0 0 0 rg BT 299.44 507.65 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 343.76 507.65 Td (common ) Tj ET Q q 0 0 0 rg BT 377.57 507.65 Td (shares. ) Tj ET Q q 0 0 0 rg BT 404.63 507.65 Td ( ) Tj ET Q q 0 0 0 rg BT 406.96 507.65 Td (No ) Tj ET Q q 0 0 0 rg BT 420.28 507.65 Td (common ) Tj ET Q q 0 0 0 rg BT 454.09 507.65 Td (shares ) Tj ET Q q 0 0 0 rg BT 478.91 507.65 Td (were ) Tj ET Q q 0 0 0 rg BT 498.71 507.65 Td (purchased ) Tj ET Q q 0 0 0 rg BT 537.52 507.65 Td (under ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 496.85 Td (this ) Tj ET Q q 0 0 0 rg BT 105.25 496.85 Td (share ) Tj ET Q q 0 0 0 rg BT 126.49 496.85 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 167.72 496.85 Td (program ) Tj ET Q q 0 0 0 rg BT 200.46 496.85 Td (during ) Tj ET Q q 0 0 0 rg BT 226.20 496.85 Td (the ) Tj ET Q q 0 0 0 rg BT 239.45 496.85 Td (three ) Tj ET Q q 0 0 0 rg BT 259.69 496.85 Td (months ) Tj ET Q q 0 0 0 rg BT 288.44 496.85 Td (ended ) Tj ET Q q 0 0 0 rg BT 312.18 496.85 Td (March ) Tj ET Q q 0 0 0 rg BT 337.92 496.85 Td (31, ) Tj ET Q q 0 0 0 rg BT 351.42 496.85 Td (2017.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 486.05 Td (\(2\) ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 486.05 Td (Information ) Tj ET Q q 0 0 0 rg BT 134.84 486.05 Td (reported ) Tj ET Q q 0 0 0 rg BT 166.68 486.05 Td (includes ) Tj ET Q q 0 0 0 rg BT 198.53 486.05 Td (468 ) Tj ET Q q 0 0 0 rg BT 213.89 486.05 Td (common ) Tj ET Q q 0 0 0 rg BT 247.24 486.05 Td (shares ) Tj ET Q q 0 0 0 rg BT 271.58 486.05 Td (and ) Tj ET Q q 0 0 0 rg BT 286.43 486.05 Td (6,891 ) Tj ET Q q 0 0 0 rg BT 308.54 486.05 Td (common ) Tj ET Q q 0 0 0 rg BT 341.89 486.05 Td (shares ) Tj ET Q q 0 0 0 rg BT 366.24 486.05 Td (withheld ) Tj ET Q q 0 0 0 rg BT 399.59 486.05 Td (in ) Tj ET Q q 0 0 0 rg BT 408.44 486.05 Td (January ) Tj ET Q q 0 0 0 rg BT 438.29 486.05 Td (and ) Tj ET Q q 0 0 0 rg BT 453.14 486.05 Td (February) Tj ET Q q 0 0 0 rg BT 485.04 486.05 Td (, ) Tj ET Q q 0 0 0 rg BT 489.15 486.05 Td (respectively) Tj ET Q q 0 0 0 rg BT 532.04 486.05 Td (, ) Tj ET Q q 0 0 0 rg BT 536.15 486.05 Td (to ) Tj ET Q q 0 0 0 rg BT 545.00 486.05 Td (pay ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 475.25 Td (income ) Tj ET Q q 0 0 0 rg BT 118.74 475.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 131.99 475.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 171.22 475.25 Td (with ) Tj ET Q q 0 0 0 rg BT 189.47 475.25 Td (vested ) Tj ET Q q 0 0 0 rg BT 214.71 475.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 250.44 475.25 Td (common ) Tj ET Q q 0 0 0 rg BT 284.19 475.25 Td (shares.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 72.00 464.45 Td (\(3\) ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 464.45 Td (Information ) Tj ET Q q 0 0 0 rg BT 135.81 464.45 Td (reported ) Tj ET Q q 0 0 0 rg BT 168.61 464.45 Td (includes ) Tj ET Q q 0 0 0 rg BT 201.43 464.45 Td (1,067 ) Tj ET Q q 0 0 0 rg BT 224.50 464.45 Td (and ) Tj ET Q q 0 0 0 rg BT 240.31 464.45 Td (333 ) Tj ET Q q 0 0 0 rg BT 256.64 464.45 Td (common ) Tj ET Q q 0 0 0 rg BT 290.95 464.45 Td (shares ) Tj ET Q q 0 0 0 rg BT 316.27 464.45 Td (purchased ) Tj ET Q q 0 0 0 rg BT 355.57 464.45 Td (in ) Tj ET Q q 0 0 0 rg BT 365.39 464.45 Td (open ) Tj ET Q q 0 0 0 rg BT 385.71 464.45 Td (market ) Tj ET Q q 0 0 0 rg BT 413.52 464.45 Td (transactions ) Tj ET Q q 0 0 0 rg BT 459.33 464.45 Td (during ) Tj ET Q q 0 0 0 rg BT 485.64 464.45 Td (January ) Tj ET Q q 0 0 0 rg BT 516.45 464.45 Td (and ) Tj ET Q q 0 0 0 rg BT 532.27 464.45 Td (March, ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 453.65 Td (respectively) Tj ET Q q 0 0 0 rg BT 132.90 453.65 Td (, ) Tj ET Q q 0 0 0 rg BT 137.78 453.65 Td (by ) Tj ET Q q 0 0 0 rg BT 149.42 453.65 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 180.05 453.65 Td (Bank ) Tj ET Q q 0 0 0 rg BT 201.68 453.65 Td (under ) Tj ET Q q 0 0 0 rg BT 224.81 453.65 Td (the ) Tj ET Q q 0 0 0 rg BT 238.44 453.65 Td (Rabbi ) Tj ET Q q 0 0 0 rg BT 262.38 453.65 Td (T) Tj ET Q q 0 0 0 rg BT 267.57 453.65 Td (rust ) Tj ET Q q 0 0 0 rg BT 283.12 453.65 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 327.99 453.65 Td ( ) Tj ET Q q 0 0 0 rg BT 330.43 453.65 Td (The ) Tj ET Q q 0 0 0 rg BT 347.06 453.65 Td (Rabbi ) Tj ET Q q 0 0 0 rg BT 371.00 453.65 Td (T) Tj ET Q q 0 0 0 rg BT 376.18 453.65 Td (rust ) Tj ET Q q 0 0 0 rg BT 391.74 453.65 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 434.36 453.65 Td (establishes ) Tj ET Q q 0 0 0 rg BT 475.98 453.65 Td (a ) Tj ET Q q 0 0 0 rg BT 482.61 453.65 Td (rabbi ) Tj ET Q q 0 0 0 rg BT 503.74 453.65 Td (trust ) Tj ET Q q 0 0 0 rg BT 522.38 453.65 Td (that ) Tj ET Q q 0 0 0 rg BT 538.51 453.65 Td (holds ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 442.85 Td (assets ) Tj ET Q q 0 0 0 rg BT 114.12 442.85 Td (to ) Tj ET Q q 0 0 0 rg BT 124.24 442.85 Td (provide ) Tj ET Q q 0 0 0 rg BT 154.85 442.85 Td (funds ) Tj ET Q q 0 0 0 rg BT 177.97 442.85 Td (for ) Tj ET Q q 0 0 0 rg BT 191.59 442.85 Td (the ) Tj ET Q q 0 0 0 rg BT 205.71 442.85 Td (payment ) Tj ET Q q 0 0 0 rg BT 239.82 442.85 Td (of ) Tj ET Q q 0 0 0 rg BT 250.43 442.85 Td (the ) Tj ET Q q 0 0 0 rg BT 264.55 442.85 Td (benefits ) Tj ET Q q 0 0 0 rg BT 296.16 442.85 Td (under ) Tj ET Q q 0 0 0 rg BT 319.77 442.85 Td (the ) Tj ET Q q 0 0 0 rg BT 333.89 442.85 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 365.01 442.85 Td (Bancorp ) Tj ET Q q 0 0 0 rg BT 398.62 442.85 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 415.26 442.85 Td (Third ) Tj ET Q q 0 0 0 rg BT 437.68 442.85 Td (Amended ) Tj ET Q q 0 0 0 rg BT 475.79 442.85 Td (and ) Tj ET Q q 0 0 0 rg BT 491.91 442.85 Td (Restated ) Tj ET Q q 0 0 0 rg BT 526.02 442.85 Td (Deferred ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 90.00 432.05 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 144.25 432.05 Td (Plan ) Tj ET Q q 0 0 0 rg BT 162.50 432.05 Td (for ) Tj ET Q q 0 0 0 rg BT 175.24 432.05 Td (Directors ) Tj ET Q q 0 0 0 rg BT 210.98 432.05 Td (of ) Tj ET Q q 0 0 0 rg BT 220.72 432.05 Td (Peoples ) Tj ET Q q 0 0 0 rg BT 250.97 432.05 Td (Bancorp ) Tj ET Q q 0 0 0 rg BT 283.71 432.05 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 299.70 432.05 Td (and ) Tj ET Q q 0 0 0 rg BT 314.95 432.05 Td (Subsidiaries.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 378.88505859375 m 282.1103515625 378.88505859375 l s q 0 0 0 rg BT 54.00 380.45 Td (ITEM 3. DEF) Tj ET Q q 0 0 0 rg BT 114.93 380.45 Td (AUL) Tj ET Q q 0 0 0 rg BT 135.12 380.45 Td (TS UPON SENIOR SECURITIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 368.45 Td (None.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 336.88505859375 m 237.5546875 336.88505859375 l s q 0 0 0 rg BT 54.00 338.45 Td (ITEM 4. MINE SAFETY) Tj ET Q q 0 0 0 rg BT 164.47 338.45 Td ( DISCLOSURES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 326.45 Td (Not applicable.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 294.88505859375 m 207.9892578125 294.88505859375 l s q 0 0 0 rg BT 54.00 296.45 Td (ITEM 5. OTHER INFORMA) Tj ET Q q 0 0 0 rg BT 182.43 296.45 Td (TION) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 284.45 Td (None) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 54 246.88505859375005 m 144.0244140625 246.88505859375005 l s q 0 0 0 rg BT 54.00 248.45 Td (ITEM 6. EXHIBITS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 236.45 Td (The exhibits required to be filed or furnished with this Form 10-Q are attached hereto or incorporated herein by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 224.45 Td (reference.For a list of such exhibits, see Exhibit Index beginning at page 64.) Tj ET Q endstream endobj 127 0 obj <>] /Rotate 0 /Contents 128 0 R>> endobj 128 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (63) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.85 731.25 Td (SIGNA) Tj ET Q q 0 0 0 rg BT 304.78 731.25 Td (TURES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 695.25 Td (Pursuant to the requirements of the Securities Exchange ) Tj ET Q q 0 0 0 rg BT 298.05 695.25 Td (Act of 1934, the registrant has duly caused this report to be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 683.25 Td (signed on its behalf by the undersigned thereunto duly authorized.) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 618.75 m 557.5 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 357.5 558.75 m 557.5 558.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 651.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.00 651.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 360.00 651.48 Td (PEOPLES BANCORP INC.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 637.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.00 637.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 637.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.30 623.32 Td (Date:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 623.32 Td (April 27, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.00 623.32 Td (By: /s/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 623.32 Td (CHARLES W. SULERZYSKI) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 609.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.00 609.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 609.32 Td (Charles W. Sulerzyski) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 595.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.00 595.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 595.32 Td (President and Chief Executive Officer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 563.32 Td (Date:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 563.32 Td (April 27, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.00 563.32 Td (By: /s/) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 563.32 Td (JOHN C. ROGERS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 549.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.00 549.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 549.32 Td (John C. Rogers) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 535.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.00 535.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 535.32 Td (Executive Vice President,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 521.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.00 521.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.00 521.32 Td (Chief Financial Officer and Treasurer) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 129 0 obj <>] /Rotate 0 /Contents 130 0 R>> endobj 130 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (64) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 661.5 m 98.5 661.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 661.5 m 365.5 661.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 661.5 m 558.5 661.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.15 728.90 Td (EXHIBIT INDEX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.70 704.95 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 256.96 704.95 Td ( INC. QUAR) Tj ET Q q 0 0 0 rg BT 306.40 704.95 Td (TERL) Tj ET Q q 0 0 0 rg BT 330.08 704.95 Td (Y) Tj ET Q q 0 0 0 rg BT 336.24 704.95 Td ( REPOR) Tj ET Q q 0 0 0 rg BT 369.68 704.95 Td (T) Tj ET Q q 0 0 0 rg BT 375.52 704.95 Td ( ON FORM 10-Q) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.80 695.95 Td (FOR ) Tj ET Q q 0 0 0 rg BT 206.88 695.95 Td (THE QUAR) Tj ET Q q 0 0 0 rg BT 254.32 695.95 Td (TERL) Tj ET Q q 0 0 0 rg BT 278.01 695.95 Td (Y) Tj ET Q q 0 0 0 rg BT 284.17 695.95 Td ( PERIOD ENDED MARCH 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 61.70 674.95 Td (Exhibit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 60.05 665.95 Td (Number) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 675.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 674.81 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.25 665.95 Td (Description) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 675.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 674.81 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.10 665.95 Td (Exhibit Location) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.35 646.76 Td (3.1\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 646.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 646.76 Td (Amended Articles of Incorporation of Peoples Bancorp Inc. \(as filed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 637.76 Td (with the Ohio Secretary of State on May 3, 1993\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 646.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 646.76 Td (Incorporated herein by reference to Exhibit 3\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 637.76 Td (to Peoples' Registration Statement on Form 8-B) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 628.76 Td (filed July 20, 1993 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.10 608.76 Td (3.1\(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 608.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 608.76 Td (Certificate of Amendment to the Amended Articles of Incorporation of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 599.76 Td (Peoples Bancorp Inc. \(as filed with the Ohio Secretary of State on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 590.76 Td (April 22, 1994\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 608.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 608.76 Td (Incorporated herein by reference to Exhibit 3\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 599.76 Td (\(2\) to Peoples Annual Report on Form 10-K for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 590.76 Td (the fiscal year ended December 31, 1997 \(File) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 581.76 Td (No. 0-16772\) \(Peoples 1997 Form 10-K\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.35 561.76 Td (3.1\(c\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 561.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 561.76 Td (Certificate of Amendment to the Amended Articles of Incorporation of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 552.76 Td (Peoples Bancorp Inc. \(as filed with the Ohio Secretary of State on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 543.76 Td (April 9, 1996\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 561.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 561.76 Td (Incorporated herein by reference to Exhibit 3\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 552.76 Td (\(3\) to Peoples 1997 Form 10-K) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.10 523.76 Td (3.1\(d\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 523.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 523.76 Td (Certificate of Amendment to the Amended Articles of Incorporation of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 514.76 Td (Peoples Bancorp Inc. \(as filed with the Ohio Secretary of State on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 505.76 Td (April 23, 2003\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 523.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 523.76 Td (Incorporated herein by reference to Exhibit 3\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 514.76 Td (to Peoples Quarterly Report on Form 10-Q for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 505.76 Td (the quarterly period ended March 31, 2003 \(File) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 496.76 Td (No. 0-16772\) \(Peoples March 31, 2003 Form) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 487.76 Td (10-Q\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.35 467.76 Td (3.1\(e\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 467.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 467.76 Td (Certificate of Amendment by Shareholders to the Amended Articles of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 458.76 Td (Incorporation of Peoples Bancorp Inc. \(as filed with the Ohio) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 449.76 Td (Secretary of State on January 22, 2009\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 467.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 467.76 Td (Incorporated herein by reference to Exhibit 3.1 to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 458.76 Td (Peoples Current Report on Form 8-K dated and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 449.76 Td (filed on January 23, 2009 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.85 429.76 Td (3.1\(f\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 429.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 429.76 Td (Certificate of Amendment by Directors to Articles filed with the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 420.76 Td (Secretary of State of the State of Ohio on January 28, 2009,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 411.76 Td (evidencing adoption of amendments by the Board of Directors of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 402.76 Td (Peoples Bancorp Inc. to Article FOURTH of Amended Articles of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 393.76 Td (Incorporation to establish express terms of Fixed Rate Cumulative) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 384.76 Td (Perpetual Preferred Shares, Series A, each without par value, of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 375.76 Td (Peoples Bancorp Inc.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 429.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 429.76 Td (Incorporated herein by reference to Exhibit 3.1 to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 420.76 Td (Peoples Current Report on Form 8-K dated and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 411.76 Td (filed on February 2, 2009 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.10 355.76 Td (3.1\(g\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 355.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 355.76 Td (Amended Articles of Incorporation of Peoples Bancorp Inc. \(reflecting) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 346.76 Td (all amendments\) [For SEC reporting compliance purposes only not) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 337.76 Td (filed with Ohio Secretary of State]) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 355.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 355.76 Td (Incorporated herein by reference to Exhibit 3.1\(g\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 346.76 Td (to Peoples Annual Report on Form 10-K for the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 337.76 Td (fiscal year ended December 31, 2008 \(File No.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 328.76 Td (0-16772\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.35 307.76 Td (3.2\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 307.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 307.76 Td (Code of Regulations of Peoples Bancorp Inc.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 307.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 307.76 Td (Incorporated herein by reference to Exhibit 3\(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 298.76 Td (to Peoples Registration Statement on Form 8-B) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 289.76 Td (filed July 20, 1993 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.10 268.76 Td (3.2\(b\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 268.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 268.76 Td (Certified Resolutions Regarding Adoption of Amendments to Sections) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 259.76 Td (1.03, 1.04, 1.05, 1.06, 1.08, 1.10, 2.03\(C\), 2.07, 2.08, 2.10 and 6.02 of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 250.76 Td (the Code of Regulations of Peoples Bancorp Inc. by shareholders on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 241.76 Td (April 10, 2003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 268.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 268.76 Td (Incorporated herein by reference to Exhibit 3\(c\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 259.76 Td (to Peoples March 31, 2003 Form 10-Q) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.35 221.76 Td (3.2\(c\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 221.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 221.76 Td (Certificate regarding adoption of amendments to Sections 3.01, 3.03,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 212.76 Td (3.04, 3.05, 3.06, 3.07, 3.08 and 3.11 of the Code of Regulations of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 203.76 Td (Peoples Bancorp Inc. by shareholders on April8, 2004) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 221.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 221.76 Td (Incorporated herein by reference to Exhibit 3\(a\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 212.76 Td (to Peoples Quarterly Report on Form 10-Q for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 203.76 Td (the quarterly period ended March 31, 2004 \(File) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 194.76 Td (No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.10 174.76 Td (3.2\(d\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 174.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 174.76 Td (Certificate regarding adoption of amendments to Sections 2.06, 2.07,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 165.76 Td (3.01 and 3.04 of Peoples Bancorp Inc.s Code of Regulations by the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 156.76 Td (shareholders on April 13, 2006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 174.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 174.76 Td (Incorporated herein by reference to Exhibit 3.1 to) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 165.76 Td (Peoples Current Report on Form 8-K dated and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 156.76 Td (filed on April 14, 2006 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.35 136.76 Td (3.2\(e\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 136.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 136.76 Td (Certificate regarding adoption of an amendment to Section 2.01 of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 127.76 Td (Peoples Bancorp Inc.s Code of Regulations by the shareholders on) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 118.76 Td (April 22, 2010) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 136.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 136.76 Td (Incorporated herein by reference to Exhibit 3.2\(e\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 127.76 Td (to Peoples Quarterly Report on Form 10-Q/A) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 118.76 Td (\(Amendment No. 1\) for the quarterly period) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 109.76 Td (ended June 30, 2010 \(File No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 100.76 Td (\("Peoples' June 30, 2010 Form 10-Q/A"\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 65.85 80.76 Td (3.2\(f\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 80.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 80.76 Td (Code of Regulations of Peoples Bancorp Inc. \(reflecting all) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 71.76 Td (amendments\) [For SEC reporting compliance purposes only]) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 80.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 80.76 Td (Incorporated herein by reference to Exhibit 3.2\(f\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 71.76 Td (to Peoples June 30, 2010 Form 10-Q/A) Tj ET Q endstream endobj 131 0 obj <>] /Rotate 0 /Contents 132 0 R>> endobj 132 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 30.60 Td (65) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 660.5 m 98.5 660.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 660.5 m 365.5 660.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 660.5 m 558.5 660.5 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 271.15 727.90 Td (EXHIBIT INDEX) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 169.70 703.95 Td (PEOPLES BANCORP) Tj ET Q q 0 0 0 rg BT 256.96 703.95 Td ( INC. QUAR) Tj ET Q q 0 0 0 rg BT 306.40 703.95 Td (TERL) Tj ET Q q 0 0 0 rg BT 330.08 703.95 Td (Y) Tj ET Q q 0 0 0 rg BT 336.24 703.95 Td ( REPOR) Tj ET Q q 0 0 0 rg BT 369.68 703.95 Td (T) Tj ET Q q 0 0 0 rg BT 375.52 703.95 Td ( ON FORM 10-Q) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 185.80 694.95 Td (FOR ) Tj ET Q q 0 0 0 rg BT 206.88 694.95 Td (THE QUAR) Tj ET Q q 0 0 0 rg BT 254.32 694.95 Td (TERL) Tj ET Q q 0 0 0 rg BT 278.01 694.95 Td (Y) Tj ET Q q 0 0 0 rg BT 284.17 694.95 Td ( PERIOD ENDED MARCH 31, 2017) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 61.70 673.95 Td (Exhibit) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 60.05 664.95 Td (Number) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 674.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 673.81 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 212.25 664.95 Td (Description) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 674.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 673.81 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 432.10 664.95 Td (Exhibit Location) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.10 651.76 Td (10.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 651.76 Td (Change in Control Agreement between Peoples Bancorp Inc. and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 642.76 Td (Douglas V. Wyatt \(adopted May 2, 2016\)*) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 651.76 Td (Filed herewith) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.10 622.76 Td (10.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 622.76 Td (Form of Peoples Bancorp Inc. Second Amended and Restated 2006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 613.76 Td (Equity Plan Performance-Based Restricted Stock Agreement used and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 604.76 Td (to be used to evidence awards of performance-based restricted stock) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 595.76 Td (granted to employees of Peoples Bancorp Inc. on and after \(January) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 586.76 Td (29, 2015\)*) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 622.76 Td (Filed herewith) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.10 566.76 Td (10.3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 566.76 Td (Form of Peoples Bancorp Inc. Second Amended and Restated 2006) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 557.76 Td (Equity Plan Performance-Based Restricted Stock Award Agreement) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 548.76 Td (used and to be used to evidence awards of performance-based) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 539.76 Td (restricted stock granted to executive officers of Peoples Bancorp Inc.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 530.76 Td (on and after \(January 29, 2015\)*) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 566.76 Td (Incorporated herein by reference to Exhibit 10.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 557.76 Td (to Peoples Quarterly Report on Form 10-Q for) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 548.76 Td (the quarterly period ended March 31, 2015 \(File) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 539.76 Td (No. 0-16772\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.10 511.76 Td (31.1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 511.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 511.76 Td (Rule 13a-14\(a\)/15d-14\(a\) Certifications [President and Chief) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 502.76 Td (Executive Officer]) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 511.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 511.76 Td (Filed herewith) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 68.10 484.76 Td (31.2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 484.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 484.76 Td (Rule 13a-14\(a\)/15d-14\(a\) Certifications [Executive Vice President,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 475.76 Td (Chief Financial Officer and Treasurer]) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 484.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 484.76 Td (Filed herewith) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 71.50 455.76 Td (32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 101.00 455.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 455.76 Td (Section 1350 Certifications) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 368.00 455.76 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 455.76 Td (Furnished herewith) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 60.85 435.76 Td (101.INS) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 435.76 Td (XBRL Instance Document) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 435.76 Td (Submitted electronically herewith #) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.35 415.76 Td (101.SCH) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 415.76 Td (XBRL Taxonomy Extension Schema Document) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 415.76 Td (Submitted electronically herewith #) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.25 395.76 Td (101.CAL) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 395.76 Td (XBRL Taxonomy Extension Calculation Linkbase Document) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 395.76 Td (Submitted electronically herewith #) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.10 375.76 Td (101.LAB) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 375.76 Td (XBRL Taxonomy Extension Label Linkbase Document) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 375.76 Td (Submitted electronically herewith #) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.85 355.76 Td (101.PRE) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 355.76 Td (XBRL Taxonomy Extension Presentation Linkbase Document) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 355.76 Td (Submitted electronically herewith #) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.60 335.76 Td (101.DEF) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 107.00 335.76 Td (XBRL Taxonomy Extension Definition Linkbase Document) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.00 335.76 Td (Submitted electronically herewith #) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 315.76 Td (*Management Compensation Plan or Agreement) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 295.76 Td (# Attached as Exhibit 101 to the Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2017 of Peoples Bancorp Inc.) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 286.76 Td (are the following documents formatted in XBRL \(eXtensible Business Reporting Language\): \(i\) Consolidated Balance Sheets \(unaudited\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 277.76 Td (at March 31, 2017 and December 31, 2016; \(ii\) Consolidated Statements of Income \(unaudited\) for the three months ended March 31,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 268.76 Td (2017 and 2016; \(iii\) Consolidated Statements of Comprehensive Income \(unaudited\) for the three months ended March 31, 2017 and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 259.76 Td (2016; \(iv\) Consolidated Statement of Stockholders' Equity \(unaudited\) for the three months ended March 31, 2017; \(v\) Condensed) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 250.76 Td (Consolidated Statements of Cash Flows \(unaudited\) for the three months ended March 31, 2017 and 2016; and \(vi\) Notes to the) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 57.00 241.76 Td (Unaudited Consolidated Financial Statements.) 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