EXHIBIT 99.1 

News Release

ChoiceOne Financial Announces Earnings For First Quarter 2017

Sparta, Michigan – April 27, 2017 – ChoiceOne Financial Services, Inc. (OTC:COFS), the parent company for ChoiceOne Bank, reported net income of $1,446,000 for the first quarter of 2017 compared to $1,274,000 in the same period in 2016. Earnings per share were $0.44 in the first quarter of 2017 compared to $0.39 in the first quarter of the prior year.

“I am extremely pleased with our first quarter results,” said Kelly Potes, President and Chief Executive Officer of ChoiceOne Financial Services, Inc. “Excluding the first quarter of 2015 which included a $308,000 tax free life insurance death benefit, the 2017 results represented record first quarter earnings.”

Total assets as of March 31, 2017 increased to $618 million, compared to $607 million as of December 31, 2016, representing 2% growth. Net loans grew $7.8 million since December 31, 2016. This increase was attributed to over $20 million in commercial loan originations throughout our primary markets. As a result, interest income in the first quarter of 2017 was $240,000 higher than the same period in 2016.

ChoiceOne continued to record loan recoveries in excess of loan charge-offs in the first quarter of 2017 similar to the entire year of 2016; as such, no provision expense was considered necessary. ChoiceOne also saw a decline in nonperforming loans of $777,000 from the end of fiscal year 2016 to the end of the first quarter of 2017.

With the increase that occurred in residential mortgage rates in late 2016, ChoiceOne experienced a slowdown in the market for loan sales. Compared to the first quarter of 2016, ChoiceOne saw a decline in gains on sales of loans of $195,000 in the first quarter of 2017. The effect of this was partially offset by increases in customer service charges, insurance and investment commissions, and earnings on life insurance policies in the first quarter of 2017 compared to the first quarter of 2016. Noninterest expense decreased year over year due to lower FDIC insurance costs and the completion of amortization of a core deposit intangible asset and an agency book of business in 2016. Overall, noninterest expense was $129,000 less in the first quarter of 2017 than the first quarter of 2016.

“Despite the slowing of mortgage activity, ChoiceOne continued to increase interest income,” said Potes. “We are focused on maintaining a quality loan portfolio and growing loans in the markets we serve. We are looking forward to what ChoiceOne can accomplish in 2017 with a strong emphasis on serving our customers.”

About ChoiceOne

ChoiceOne Financial Services, Inc. is a financial holding company headquartered in Sparta, Michigan and the parent corporation of ChoiceOne Bank, Member FDIC. ChoiceOne Bank operates 12 full service offices and one loan production office in parts of Kent, Ottawa, Muskegon, and Newaygo Counties. ChoiceOne Bank offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc. common stock is quoted on the OTC under the symbol “COFS.” For more information, please visit Investor Relations at ChoiceOne’s website at www.choiceone.com.

Forward-Looking Statements
This press release contains forward-looking statements. Words such as “anticipates,” “believes,” “estimates,” “expects,” “forecasts,” “intends,” “is likely,” “plans,” “predicts,” “projects,” “may,” “could,” “look forward,” “continue”, “future” and variations of such words and similar expressions are intended to identify such forward-looking statements. Management’s determination of the provision and allowance for loan losses, the carrying value of goodwill and loan servicing rights, and the fair value of investment securities (including whether any impairment on any investment security is temporary or other than temporary and the amount of any impairment) and management’s assumptions concerning pension and other postretirement benefit plans involve judgments that are inherently forward-looking. These statements reflect management’s current beliefs as to the expected outcomes of future events and are not guarantees of future performance. These statements involve certain risks, uncertainties and assumptions (“risk factors”) that are difficult to predict with regard to timing, extent, likelihood and degree of occurrence. Therefore, actual results and outcomes may materially differ from what may be expressed, implied or forecasted in such forward-looking statements. Furthermore, ChoiceOne undertakes no obligation to update, amend, or clarify forward-looking statements, whether as a result of new information, future events, or otherwise.

Risk factors include, but are not limited to, the risk factors described in Item 1A in ChoiceOne Financial Services, Inc.’s Annual Report on Form 10-K for the year ended December 31, 2016. These and other factors are representative of the risk factors that could cause a difference between an ultimate actual outcome and a preceding forward-looking statement.

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EDITORS NOTE: Media interviews with ChoiceOne Bank executives are available by calling Tom Lampen at (616)887-2337 or tlampen@choiceone.com. Electronic versions of bank official headshots are also available.

Condensed Balance Sheets
(Unaudited)

Condensed Statements of Income
(Unaudited)