UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 25, 2017

Commission File Number of Issuing Entity: 000-20787-07

Central Index Key Number of Issuing Entity: 0001003509

AMERICAN EXPRESS CREDIT ACCOUNT MASTER TRUST

(Exact Name of Issuing Entity as Specified in its Charter)

(Address, Including Zip Code, and Telephone Number, Including Area Code, of each Registrants’ Principal Executive Offices)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

INFORMATION TO BE INCLUDED IN THE REPORT

On April 25, 2017, American Express Credit Account Master Trust supplemented its Third Amended and Restated Pooling and Servicing Agreement, dated as of July 20, 2016, as amended from time to time (the “Pooling and Servicing Agreement”), with its Series 2017-3 Supplement, dated as of April 25, 2017 (the “Series 2017-3 Supplement”). The Series 2017-3 Supplement is attached hereto as Exhibit 4.1.

On April 25, 2017, American Express Credit Account Master Trust issued its $1,700,000,000 Class A 1.77% Asset Backed Certificates, Series 2017-3 and $72,859,000 Class B 1.92% Asset Backed Certificates, Series 2017-3.

On April 25, 2017, the Asset Representations Review Agreement, dated as of July 20, 2016, was amended by the Second Amendment to Asset Representations Review Agreement, dated as of April 25, 2017 (the “Second Amendment to ARR Agreement”), by and among American Express Receivables Financing Corporation III LLC and American Express Receivables Financing Corporation IV LLC, as Transferors, American Express Travel Related Services Company, Inc., as Servicer, and Clayton Fixed Income Services LLC, as Asset Representations Reviewer. The Second Amendment to ARR Agreement is attached hereto as Exhibit 10.1.

The following are filed as Exhibits to this Report under Exhibit 4 and Exhibit 10:

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrants have duly caused this report to be signed on their behalf by the undersigned hereunto duly authorized.

Date: April 25, 2017

EXHIBIT INDEX