STEWARDSHIP FINANCIAL CORP - FORM 10-K - EX-21 - EXHIBIT 21

file	filename
EX-32.1 - EXHIBIT 32.1 - STEWARDSHIP FINANCIAL CORP	ssfn20161231_10kex32-1.htm
EX-31.2 - EXHIBIT 31.2 - STEWARDSHIP FINANCIAL CORP	ssfn20161231_10kex31-2.htm
EX-31.1 - EXHIBIT 31.1 - STEWARDSHIP FINANCIAL CORP	ssfn20161231_10kex31-1.htm
EX-23.0 - EXHIBIT 23.0 - STEWARDSHIP FINANCIAL CORP	ssfn20161231_10kex23-0.htm
EX-13 - EXHIBIT 13 - STEWARDSHIP FINANCIAL CORP	folder10k.htm
EX-10.12 - EXHIBIT 10.12 - STEWARDSHIP FINANCIAL CORP	ssfn20161231_10kex1012.htm
EX-10.11 - EXHIBIT 10.11 - STEWARDSHIP FINANCIAL CORP	ssfn20161231_10kex1011.htm
EX-10.10 - EXHIBIT 10.10 - STEWARDSHIP FINANCIAL CORP	ssfn20161231_10kex1010.htm
EX-10.9 - EXHIBIT 10.9 - STEWARDSHIP FINANCIAL CORP	ssfn20161231_10kex109.htm
10-K - 10-K - STEWARDSHIP FINANCIAL CORP	ssfn_20161231x10k.htm

Exhibit 21

Stewardship Financial Corporation

SUBSIDIARIES OF THE REGISTRANT



Parent	Subsidiary	Percentage of Ownership	State of Incorporation or Organization

Stewardship Financial Corporation	Atlantic Stewardship Bank	100%	New Jersey

Stewardship Financial Corporation	Stewardship Statutory Trust I	100%	Delaware

Atlantic Stewardship Bank	Stewardship Investment Corporation	100%	New Jersey

Atlantic Stewardship Bank	Stewardship Realty, LLC	100%	New Jersey

Atlantic Stewardship Bank	Atlantic Stewardship Insurance Co., LLC	100%	New Jersey

Atlantic Stewardship Bank	First Presidential Properties LLC	100%	New Jersey

Atlantic Stewardship Bank	Valley View Properties I LLC	100%	New Jersey

Atlantic Stewardship Bank	Triangle Corners LLC	100%	New Jersey

Atlantic Stewardship Bank	Blue Meadow LLC	100%	New Jersey

Atlantic Stewardship Bank	Haledon Park LLC	100%	New Jersey

Atlantic Stewardship Bank	Sparrow Holdings LLC	100%	New Jersey

Atlantic Stewardship Bank	Elsie Properties LLC	100%	New Jersey

Atlantic Stewardship Bank	Foundation Realty LLC	100%	New Jersey

STEWARDSHIP FINANCIAL CORP - FORM 10-K - EX-21 - EXHIBIT 21 - March 22, 2017