UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

AMENDMENT NO.1

TO

FORM 10-Q

For the quarterly period ended April 30, 2016

or

For the transition period from                      to                     

Commission files number 0-20052

STEIN MART, INC.

(Exact name of registrant as specified in its charter)

Registrant’s telephone number, including area code: (904) 346-1500

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.    Yes  x    No  ¨

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).    Yes  x    No  ¨

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act.

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    Yes  ¨    No  x

The number of shares outstanding of the Registrant’s common stock as of May 27, 2016 was 46,365,471.

EXPLANATORY NOTE

This Amendment No. 1 to Stein Mart, Inc.’s Quarterly Report on Form 10-Q for the quarter ended April 30, 2016, filed with the Securities and Exchange Commission (“SEC”) on June 7, 2016 (the “Original Filing”) is being filed solely to replace the Amended and Restated Co-Brand and Private Label Credit Card Consumer Program Agreement by and between Stein Mart, Inc. and Synchrony Bank, dated as of February 24, 2016, filed as Exhibit 10.1 to the Original Filing, which contains redacted confidential material, with a new Exhibit 10.1. The new Exhibit 10.1 also contains redacted confidential material; however, the amount of redacted material has been reduced.

This Amendment No. 1 to the Original Filing should be read in conjunction with our periodic filings made with the SEC subsequent to the date of the Original Filing, including any amendments to those filings, as well as any Current Reports filed on Form 8-K subsequent to the date of the Original Filing.

This report on Form 10-Q/A is presented as of the date of the Original Filing and does not reflect events that may have occurred subsequent to that date and does not modify or update in any way the financial statements and disclosures contained in the Original Filing.

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this Form 10-Q/A to be signed on its behalf by the undersigned thereunto duly authorized.

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