Attached files
| file | filename |
|---|---|
| 8-K - FORM 8-K - Regional Management Corp. | d153806d8k.htm |
Exhibit 10.1
FIRST AMENDMENT TO FIFTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT
This First Amendment to Fifth Amended and Restated Loan and Security Agreement (this “Amendment”) is made as of May 23, 2016, among Regional Management Corp. (“Regional”), Regional Finance Corporation of South Carolina, Regional Finance Corporation of Georgia, Regional Finance Corporation of Texas, Regional Finance Corporation of North Carolina, Regional Finance Corporation of Alabama, Regional Finance Corporation of Tennessee, Regional Finance Company of New Mexico, LLC, Regional Finance Company of Oklahoma, LLC, Regional Finance Company of Missouri, LLC, Regional Finance Company of Georgia, LLC, RMC Financial Services of Florida, LLC, Regional Finance Company of Louisiana, LLC, Regional Finance Company of Mississippi, LLC, Regional Finance Company of Kentucky, LLC and Regional Finance Company of Virginia, LLC (each individually a “Borrower” and collectively the “Borrowers”), the financial institutions listed therein (such financial institutions, together with their respective successors and assigns, are referred to hereinafter each individually as a “Lender” and collectively as the “Lenders”) and Bank of America, N.A. as agent for the Lenders (in its capacity as agent, the “Agent”).
RECITALS
WHEREAS, the Borrowers, Lenders and Agent are parties to that certain Fifth Amended and Restated Loan and Security Agreement, dated as of September 18, 2015, as amended (as may be further amended, restated, modified, substituted, extended, or renewed from time to time, and together with all of its exhibits, schedules and attachments thereto, collectively the “Loan Agreement”);
WHEREAS, the Borrowers acknowledge that as of the close of business on May 20, 2016, there was outstanding the aggregate principal amount of $363,763,532.98 under the revolving credit facility;
WHEREAS, the Borrowers have requested that the Agent and the Lenders modify certain provisions of the Loan Agreement and the Agent and the Lenders have agreed to do so subject to the terms and conditions set forth herein;
NOW THEREFORE, in consideration of the mutual promises and agreements contained herein and other good and valuable consideration, the receipt and adequacy of which are hereby acknowledged, the parties hereto do hereby agree as follows:
| Section 1 | DEFINED TERMS; RECITALS. |
Each defined term used herein and not otherwise defined herein shall have the meaning ascribed to such term in the Loan Agreement. The Borrowers, Lenders and Agent agree that the Recitals above are a part of this Amendment.
| Section 2 | AMENDMENTS. The Loan Agreement is hereby amended as follows: |
| a. | Section 1.1 of the Loan Agreement is hereby amended by adding the following new definitions in alphabetical order to such section: |
| • | “Collateral Agent shall mean Bank of America, N.A., as collateral agent under the Security Agreement.” |
| • | “Security Agreement shall mean that certain Security Agreement, dated May 23, 2016, given by Borrowers, Credit Recovery Associates, Inc. and Regional Management Receivables, LLC in favor of Collateral Agent for the benefit of Agent and Wells Fargo Securities, LLC, as agent for the Securitization.” |
| • | “Securitization Administrative Agent shall mean Wells Fargo Securities, LLC, as administrative agent under the Securitization Documents.” |
| b. | Section 1.1 of the Loan Agreement is hereby amended by deleting the definition of “Agent Related Persons” and replacing it with the following: |
| • | “Agent-Related Persons shall mean the Agent, the Collateral Agent and their Affiliates as well as the officers, directors, employees, agents and attorneys-in-fact of the Agent, the Collateral Agent and such Affiliates.” |
| c. | Section 1.1 of the Loan Agreement is hereby amended by deleting the definition of “Collection Account Agreements” and replacing it with the following: |
| • | “Collection Account Agreements means, collectively, (i) that certain Second Amended and Restated Deposit Account Control Agreement dated May 23, 2016 entered into between Regional (as agent for the grantors listed therein), the Collateral Agent, as secured party and Bank of America, as depository bank, as the same may be amended, restated and supplemented from time to time, (ii) that certain Second Amended and Restated Deposit Account Control Agreement, dated on or about May 23, 2016, entered into by and among the companies listed on Schedule A attached thereto, the Collateral Agent and Wells Fargo Bank, National Association, as depository bank, as the same may be amended, restated and supplemented from time to time, and (iii) any other deposit account control agreement, collection agreement or similar agreement entered into by Regional (as agent for the grantors listed therein), Collateral Agent and a depository bank, which establishes the terms of Collateral Agent’s control over the Collection Accounts.” |
| d. | Section 1.1 of the Loan Agreement is hereby amended by deleting the definition of “Intercreditor Agreement” and replacing it with the following: |
| • | “Intercreditor Agreement shall mean that certain Amended and Restated Intercreditor Agreement dated as of May 23, 2016, entered into by the Agent, the Collateral Agent, Regional, in its individual capacity and as servicer under the Securitization Documents and Securitization Administrative Agent and as consented to by the Borrowers and Regional Management Receivables, LLC, as such Intercreditor Agreement may be amended, restated or otherwise modified and in effect from time to time, among the Persons then party thereto.” |
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| e. | Section 1.1 of the Loan Agreement is hereby amended by deleting the definition of “Loan Documents” and replacing it with the following: |
| • | “Loan Documents shall mean this Agreement, the Notes, the Letters of Credit and the applications therefor, the Guaranties, the Security Agreement, the Pledges, the Collateral Assignment, the Fee Letters, the Intercreditor Agreement, the Collection Account Agreements, Compliance Certificates, and all other agreements, instruments, and documents heretofore, now or hereafter evidencing, securing, guaranteeing or otherwise relating to the Obligations, the Collateral, the security interest in the Collateral, or any other aspect of the transactions contemplated by this Agreement.” |
| f. | Section 4.1 of the Loan Agreement is hereby amended by adding the following paragraph to the end of such section: |
| • | “With respect to Collateral that consists of Facility Accounts (as defined in the Intercreditor Agreement), Regional (as agent for the Borrowers and the Securitization Borrower (as defined in the Intercreditor Agreement)), pursuant to the Security Agreement, will grant a security interest in such Facility Accounts to Collateral Agent. The rights and remedies of the Collateral Agent, the Agent and the Securitization Administrative Agent shall be governed by the provisions of the Intercreditor Agreement.” |
| g. | Section 4.2(a) of the Loan Agreement is hereby amended by adding the following parenthetical after the word “Lenders” in such section: |
| • | “(and Collateral Agent as to the Facility Accounts (as defined in the Intercreditor Agreement))”. |
| h. | A new Section 5.2(g) of the Loan Agreement is hereby added as follows: |
| • | “(g) Intercreditor Agreement. To the extent that the provisions of the Intercreditor Agreement conflict with the provisions of this Section 5.2, the provisions of the Intercreditor Agreement shall control.” |
| Section 3 | REPRESENTATIONS AND WARRANTIES. |
Each of the Borrowers hereby represents and warrants to the Agent, as of the Amendment Effective Date, as follows:
3.1 Authorization; Enforceability; Ratification. This Amendment has been duly and validly executed by an authorized officer of such Borrower and constitutes the legal, valid and binding obligation of such Borrower enforceable against such Borrower in accordance with its terms, except as enforceability may be limited by bankruptcy, insolvency or similar laws affecting the enforcement of creditors’ rights generally. The Loan Agreement remains in full force and effect and remains the valid and binding obligation of each such Borrower enforceable against such Borrower in accordance with its terms, except as enforceability may be limited by bankruptcy, insolvency or similar laws affecting the enforcement of creditors’ rights generally.
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3.2 No Default or Event of Default. No Default or Event of Default is existing under the Loan Agreement and no Default or Event of Default will occur as a result of the effectiveness of this Amendment.
3.3 Restatement of Representations and Warranties; Schedules. The representations and warranties of such Borrower contained in the Loan Agreement and the other Loan Documents are true and correct in all material respects (except that if any such representation or warranty contains any materiality qualifier, such representation or warranty shall be true and correct in all respects) on and as of the date of this Amendment as though made on the date of this Amendment (except for representations and warranties that expressly relate to an earlier date). The Schedules to the Loan Agreement are accurate and complete on and as of the date of this Amendment (except for Schedules that expressly relate to an earlier date).
| Section 4 | CONDITIONS TO EFFECTIVENESS. |
This Amendment shall become effective as of the date and time (the “Amendment Effective Date”) at which the Agent shall have received from each Borrower: (a) a counterpart of this Amendment, executed and delivered by a duly authorized officer of such Borrower, (b) an opinion of Alston & Bird, LLP, in form and content acceptable to Agent in connection with the Intercreditor Agreement and the Security Agreement and (c) an executed copy of each of the amendments to the: (i) Intercreditor Agreement and (ii) Collection Account Agreements, each in form and content approved by Agent.
| Section 5 | MISCELLANEOUS. |
5.1 Governing Law. This Amendment shall be governed by and construed in accordance with the laws of the State of New York without giving effect to any conflict of law principles except federal laws relating to national banks.
5.2 Severability. Any provision of this Amendment which is prohibited or unenforceable shall be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions of this Amendment.
5.3 Counterparts. This Amendment may be executed in any number of counterparts and by different parties hereto in separate counterparts, each of which when so executed and delivered shall be deemed to be an original, and all of which taken together shall constitute but one and the same instrument, and counterparts hereof may be delivered by facsimile or .PDF electronic transmission which shall be effective as a manually signed original counterpart.
5.4 Headings. Section headings used in this Amendment are for the convenience of reference only and are not a part of this Amendment for any other purpose.
5.5 Negotiations. By accepting this Amendment, each Borrower acknowledges and agrees that all of the provisions contained herein were negotiated and agreed to in good faith after discussion with the Agent.
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5.6 Nonwaiver. The execution, delivery, performance and effectiveness of this Amendment shall not operate, except as set forth in Sections 2, as, or be deemed or construed to be, a waiver: (a) of any right, power or remedy of the Agent under the Loan Agreement or the other Loan Documents or (b) of any term, provision, representation, warranty or covenant contained in the Loan Agreement or any other Loan Document. Further, none of the provisions of this Amendment, except as set forth in Section 2, shall constitute, be deemed to be or construed as, a waiver of any Default or Event of Default under the Loan Agreement.
5.7 Reference to and Effect on the Loan Agreement; Successor and Assigns. Upon the effectiveness of this Amendment, each reference in the Loan Agreement to “this Agreement,” “hereunder,” “hereof,” “herein,” or words of like import shall mean and be a reference to the Loan Agreement, as modified by this Amendment and each reference to the Loan Agreement in any other document, instrument or agreement executed and/or delivered in connection with the Loan Agreement shall mean and be a reference to the Loan Agreement, as modified by this Amendment. This Amendment shall be binding upon and inure to the benefit of the parties hereto and their respective permitted successors and assigns.
5.8 Acknowledgment; Release of Claims. No Borrower is aware of any claim or offset against, or defense or counterclaim to, such Borrower’s obligations or liabilities under the Loan Agreement or any Loan Document to which it is a party. In consideration of the Lender’s agreements contained in this Amendment, each Borrower hereby irrevocably releases and forever discharges the Agent and its Affiliates, subsidiaries, successors, assigns, directors, officers, employees, agents, consultants and attorneys (each, a “Released Person”) of and from any and all claims, suits, actions, investigations, proceedings or demands, whether based in contract, tort, implied or express warranty, strict liability, criminal or civil statute or common law of any kind or character, known or unknown, which such Borrower ever had or now has against the Agent or any other Released Person which relates, directly or indirectly, to any acts or omissions of the Agent or any other Released Person relating to the Loan Agreement or any Loan Document on or prior to the date hereof.
5.9 Reaffirmation. Each of the parties hereto (as debtor, grantor, pledgor, guarantor, assignor, or in any other similar capacity in which such party grants liens or security interests in its property or otherwise acts as accommodation party or guarantor, as the case may be, under the Loan Documents) hereby: (i) ratifies and reaffirms all of its payment and performance obligations, contingent or otherwise, under the Loan Agreement and the other Loan Documents to which it is a party and (ii) to the extent such party has granted liens on or security interests in any of its property pursuant to the Loan Agreement or any other Loan Document as security for or otherwise guaranteed the Obligations, ratifies and reaffirms such guarantee and grant of security interests and liens and confirms and agrees that such security interests and liens hereafter secure all of the Obligations. Each of the parties hereto hereby consents to this Amendment and hereby ratifies and affirms the Loan Agreement and the other Loan Documents, as modified hereby.
5.10 Waiver of Jury Trial. Each party hereto waives to the fullest extent permitted by law, any right it may have to a trial by jury of any claim, counterclaim, action or other proceeding arising under or relating to this amendment or the transactions contemplated hereby.
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5.11 Loan Document. This Amendment is a Loan Document.
5.12 Fees and Expenses. The Borrowers shall pay all outstanding costs, expenses and fees of the Agent and its advisors, service providers and legal counsels incurred in connection with the documentation of this Amendment.
[Signature Pages Follow]
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IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed by their respective officers or agents thereunto duly authorized as of the date first written above.
| REGIONAL MANAGEMENT CORP. | ||
| REGIONAL FINANCE CORPORATION OF SOUTH CAROLINA | ||
| REGIONAL FINANCE CORPORATION OF GEORGIA | ||
| REGIONAL FINANCE CORPORATION OF TEXAS | ||
| REGIONAL FINANCE CORPORATION OF NORTH CAROLINA | ||
| REGIONAL FINANCE CORPORATION OF ALABAMA | ||
| REGIONAL FINANCE CORPORATION OF TENNESSEE | ||
| REGIONAL FINANCE COMPANY OF OKLAHOMA, LLC | ||
| REGIONAL FINANCE COMPANY OF NEW MEXICO, LLC | ||
| REGIONAL FINANCE COMPANY OF MISSOURI, LLC | ||
| REGIONAL FINANCE COMPANY OF GEORGIA, LLC | ||
| REGIONAL FINANCE COMPANY OF MISSISSIPPI, LLC | ||
| REGIONAL FINANCE COMPANY OF LOUISIANA, LLC | ||
| RMC FINANCIAL SERVICES OF FLORIDA, LLC | ||
| REGIONAL FINANCE COMPANY OF KENTUCKY, LLC | ||
| REGIONAL FINANCE COMPANY OF VIRGINIA, LLC, | ||
| as Regional Borrowers | ||
| By: | /s/ Donald E. Thomas | |
| Name: | Donald E. Thomas | |
| Title: | EVP and CFO | |
| Address: | 509 West Butler Road, Greenville, South Carolina 29607 | |
| BANK OF AMERICA, N.A., as Agent | ||
| By: | /s/ Bruce Jenks | |
| Name: | Bruce Jenks | |
| Title: | Senior Vice President | |
| Address: | 4 Sentry Parkway, Suite 200 Blue Bell, PA 19422 | |
| Attn: | Bruce Jenks | |
| Telecopy: | 646-834-9753 | |
SCHEDULE 4.4
LOCATIONS OF BOOKS AND RECORDS AND COLLATERAL
The following is a correct and complete list of the locations of all books and records concerning the Collateral, the locations of the Collateral, and the locations of all Borrowers’ places of business as of the Closing Date:
501 West Butler Road, Greenville, South Carolina 29607
503 West Butler Road, Greenville, South Carolina 29607
507 West Butler Road, Greenville, South Carolina 29607
509 West Butler Road, Greenville, South Carolina 29607
511 West Butler Road, Greenville, South Carolina 29607
9303 Monroe Road, Suite A, Charlotte, North Carolina 28270
The following branch locations:
| Branch # |
Street Address |
City |
State |
Zip | ||||
| 101 | 101 Verdae Boulevard, Suite 130 | Greenville | SC | 29607-3887 | ||||
| 102 | 528 Knox Abbott Drive | Cayce | SC | 29033-4125 | ||||
| 103 | 515 North Limestone Street | Gaffney | SC | 29340-2434 | ||||
| 104 | 1924 Remount Road | North Charleston | SC | 29406-3241 | ||||
| 105 | 120 Highway 14, Suite C | Simpsonville | SC | 29681-6056 | ||||
| 106 | 2303 Boundary Street, Suite 3 | Beaufort | SC | 29902-3720 | ||||
| 107 | 1200 Sam Rittenburg Boulevard, Suite B | Charleston | SC | 29407-5006 | ||||
| 108 | 6729 Two Notch Road Suite L | Columbia | SC | 29223-7535 | ||||
| 109 | 314 Richland Avenue West | Aiken | SC | 29801-3868 | ||||
| 110 | 110A N. Memorial Avenue | Walterboro | SC | 29488-3908 | ||||
| 111 | 1047 Broad Street | Camden | SC | 29020-4307 | ||||
| 112 | 592 N. Anderson Road | Rock Hill | SC | 29730-7300 | ||||
| 113 | 251 Broad Street | Sumter | SC | 29150-4146 | ||||
| 114 | 1450 W. O. Ezell Boulevard, Suite 950 | Spartanburg | SC | 29301-1500 | ||||
| 115 | 718A Montague Avenue | Greenwood | SC | 29649-1439 | ||||
| 118 | 302 Main Street | Conway | SC | 29526-5131 | ||||
| 119 | 1113 N. Fraser Street | Georgetown | SC | 29440-2851 | ||||
| 121 | 2705 North Main Street, Suite C | Anderson | SC | 29621-3283 | ||||
| 122 | 642 John C. Calhoun Drive | Orangeburg | SC | 29115-6169 | ||||
| 123 | 810 Dutch Square Boulevard, Suite 102 | Columbia | SC | 29210-7318 | ||||
| 124 | 145 Hwy 15 & 401 Bypass, Suite 7 | Bennettsville | SC | 29512-4359 | ||||
| 125 | 112 East Carolina Avenue | Hartsville | SC | 29550-4214 | ||||
| 126 | 115 E. Richardson Avenue | Summerville | SC | 29483-6332 | ||||
| 127 | 1337 Wilson Road | Newberry | SC | 29108-3061 | ||||
| 128 | 109 East Main Street | Lake City | SC | 29560-2626 | ||||
| 129 | 410 N. Duncan Bypass, Suite D | Union | SC | 29379-8641 | ||||
| 130 | 517 Radford Blvd, Suite D | Dillon | SC | 29536-2469 | ||||
| 131 | 1309 B West Poinsett Street | Greer | SC | 29650-1251 | ||||
| 132 | 605 Broadway Street | Myrtle Beach | SC | 29577-3814 |
| Branch # |
Street Address |
City |
State |
Zip | ||||
| 133 | 6932 Calhoun Memorial Hwy., Suite G | Easley | SC | 29640-3572 | ||||
| 134 | 226 S. Main Street | Lancaster | SC | 29720-2444 | ||||
| 135 | 1107 East Godbold Street | Marion | SC | 29571-3907 | ||||
| 136 | 129 Lee Avenue | Hampton | SC | 29924-3439 | ||||
| 137 | 233 Second Street | Cheraw | SC | 29520-2401 | ||||
| 139 | 141 E. Church Street, Suite M | Batesburg-Leesville | SC | 29070-7066 | ||||
| 140 | 104 Bi-Lo Way, Suite A2 | Moncks Corner | SC | 29461-3975 | ||||
| 141 | 197 Main Street | Barnwell | SC | 29812-1847 | ||||
| 142 | 721 U.S. Hwy. 321 Bypass S, Unit 11 | Winnsboro | SC | 29180-6326 | ||||
| 143 | 3720 Boiling Springs Rd, Suite F | Boiling Springs | SC | 29316-5760 | ||||
| 144 | 211 Oconee Square Drive | Seneca | SC | 29678-2546 | ||||
| 145 | 507 N. Harper Street, Suite D | Laurens | SC | 29360-2337 | ||||
| 146 | 348 North Highway 701, Unit 1 | Loris | SC | 29569-2464 | ||||
| 147 | 404 E. Martintown Road, Suite D | North Augusta | SC | 29841-4236 | ||||
| 148 | 710 E. Liberty Street, Suite 102 | York | SC | 29745-2701 | ||||
| 149 | 200 West Mill Street | Kingstree | SC | 29556-3340 | ||||
| 151 | 134 Saint James Avenue, Suite 6 | Goose Creek | SC | 29445-2995 | ||||
| 152 | 815 West Greenwood Street, Suite 3 | Abbeville | SC | 29620-2471 | ||||
| 153 | 229 Apple Square Plaza | Edgefield | SC | 29824-4203 | ||||
| 154 | 218 City Square | Belton | SC | 29627-1433 | ||||
| 155 | 1035 Johnnie Dodds Blvd., Suite C-7 | Mt. Pleasant | SC | 29464-6154 | ||||
| 156 | 867 U.S. Highway 17 South | North Myrtle Beach | SC | 29582-3428 | ||||
| 157 | 7509 Garners Ferry Road, Suite F | Columbia | SC | 29209-2664 | ||||
| 158 | 3405 White Horse Road, Suite C | Greenville | SC | 29611-5947 | ||||
| 159 | 4490 Socastee Boulevard | Myrtle Beach | SC | 29588-7206 | ||||
| 160 | 7249 Saint Andrews Road, Suite B | Columbia | SC | 29212-1178 | ||||
| 180 | 2523 S. Cashua Drive | Florence | SC | 29501-5350 | ||||
| 187 | 475 N. Main Street, Suite D | Hemingway | SC | 29554-9191 | ||||
| 189 | 103 South Brooks Street | Manning | SC | 29102-3111 | ||||
| 190 | 509 12th Street | West Columbia | SC | 29169-6334 | ||||
| 301 | 2301 Wade Hampton Blvd., Suite 3 | Greenville | SC | 29615-1059 | ||||
| 302 | 710 South Pendleton Street | Easley | SC | 29640-3526 | ||||
| 303 | 6729 Two Notch Road, Unit B | Columbia | SC | 29223-7535 | ||||
| 304 | 110 Garner Road, Suite 10 | Spartanburg | SC | 29303-3155 | ||||
| 305 | 1291 John C. Calhoun Drive | Orangeburg | SC | 29115-6672 | ||||
| 306 | 1222 West Evans Street | Florence | SC | 29501-3322 | ||||
| 307 | 8600 Dorchester Road, Suite 203 | North Charleston | SC | 29420-7383 | ||||
| 308 | 479 Bypass 72 NW, Suite 111 | Greenwood | SC | 29649-1405 | ||||
| 309 | 5175 Sunset Boulevard, Suite 4 | Lexington | SC | 29072-7320 | ||||
| 311 | 124 Commons Parkway | Anderson | SC | 29621 | ||||
| 312 | 1300 Savannah Highway, Suite 11 | Charleston | SC | 29407-7849 | ||||
| 313 | 708 Bultman Drive | Sumter | SC | 29150-2517 |
| Branch # |
Street Address |
City |
State |
Zip | ||||
| 501 | 2523 East Fifth Street | Tyler | TX | 75701-3544 | ||||
| 502 | 1518 Pennsylvania Avenue | Fort Worth | TX | 76104-2027 | ||||
| 503 | 217 S. Oklahoma Avenue, Suite D | Weslaco | TX | 78596-7970 | ||||
| 504 | 2912 N. Laurent Street | Victoria | TX | 77901-4141 | ||||
| 505 | 509 S. Bicentennial Blvd | McAllen | TX | 78501-5217 | ||||
| 506 | 318 E. Jackson Street | Harlingen | TX | 78550-6850 | ||||
| 507 | 502 W. Calton Road, Suite 109 | Laredo | TX | 78041-6631 | ||||
| 508 | 2200 Boca Chica Blvd, Suite 104 | Brownsville | TX | 78521-2241 | ||||
| 509 | 1121 SW Military Drive, Suite 101 | San Antonio | TX | 78221-1672 | ||||
| 510 | 4918 Ayers Road, Ayers Plaza, Suite 136 | Corpus Christi | TX | 78415-1431 | ||||
| 511 | 1104-B North Meadow | Laredo | TX | 78040-5349 | ||||
| 512 | 2400 Veterans Blvd., Suite 10 | Del Rio | TX | 78840-3136 | ||||
| 513 | 4761 E. Hwy. 83, Suite B | Rio Grande City | TX | 78582-6494 | ||||
| 514 | 2708 H E. Griffin Parkway | Mission | TX | 78572-3309 | ||||
| 515 | 206-B West San Antonio Street | San Marcos | TX | 78666-5585 | ||||
| 516 | 14145 Nacogdoches Road, Suite 1 | San Antonio | TX | 78247-1931 | ||||
| 517 | 220 Jefferson Street | Eagle Pass | TX | 78852-4820 | ||||
| 518 | 2551 Judson Road, Suite C | Longview | TX | 75605-4645 | ||||
| 519 | 8868 Research Boulevard, Suite 705 | Austin | TX | 78758-8522 | ||||
| 520 | 3221 Wurzbach Road | San Antonio | TX | 78238-4002 | ||||
| 521 | 218 E. Kleberg Avenue | Kingsville | TX | 78363-4573 | ||||
| 522 | 840 Secretary Drive | Arlington | TX | 76015-1640 | ||||
| 523 | 817 W. Pioneer Parkway, Suite 156 | Grand Prairie | TX | 75051-4738 | ||||
| 524 | 1615 N. Valley Mills Drive | Waco | TX | 76710-2552 | ||||
| 525 | 3655 Fredericksburg Road, Suite 119 | San Antonio | TX | 78201-3859 | ||||
| 526 | 1710 C, Suite 101 South Texas Avenue | Bryan | TX | 77802-1019 | ||||
| 527 | 2314 W. Adams Avenue, Suite C | Temple | TX | 76504-3931 | ||||
| 528 | 2725 NE 28th Street, Suite 130 | Fort Worth | TX | 76111-2966 | ||||
| 529 | 1918 North Story Rd. | Irving | TX | 75061-1936 | ||||
| 530 | 3115 S. 1st Street | Garland | TX | 75041-3422 | ||||
| 531 | 719 West William Cannon Drive, Suite 112 | Austin | TX | 78745-3981 | ||||
| 532 | 613 East University Drive | Edinburg | TX | 78539-3627 | ||||
| 533 | 1804 Wirt Road | Houston | TX | 77055-2407 | ||||
| 534 | 5517 Airline Drive, Suite E | Houston | TX | 77076-4946 | ||||
| 535 | 3910 Fairmont Parkway, Suite D | Pasadena | TX | 77504-3066 | ||||
| 536 | 12220 Murphy Road, Suite H | Stafford | TX | 77477-2410 | ||||
| 537 | 6240 Phelan Boulevard | Beaumont | TX | 77706-6120 | ||||
| 538 | 4525 Rigsby Avenue, Suite 106 | San Antonio | TX | 78222-1275 | ||||
| 539 | 459 Uvalde Road | Houston | TX | 77015-3717 | ||||
| 540 | 3401 W. Davis Street, Suite A1 | Conroe | TX | 77304-1841 | ||||
| 541 | 6003 Bellaire Blvd., Suite G | Houston | TX | 77081-5421 | ||||
| 542 | 500 N. Oregon, Suite E | El Paso | TX | 79901-1124 |
| Branch # |
Street Address |
City |
State |
Zip | ||||
| 543 | 8720 Alameda Avenue, Suite A | El Paso | TX | 79907-6275 | ||||
| 544 | 10755 N. Loop Drive, Suite P | Socorro | TX | 79927-4694 | ||||
| 545 | 3333 N. Yarbrough Drive, Suite V | El Paso | TX | 79925-1739 | ||||
| 546 | 9861 Dyer Street, Suite 4 | El Paso | TX | 79924-4747 | ||||
| 547 | 6920 Delta Drive, Suite 2 | El Paso | TX | 79905-5519 | ||||
| 548 | 1605 George Dieter Drive, Suite 302 | El Paso | TX | 79936-6586 | ||||
| 549 | 3806 Avenue I, Suite 22 | Rosenberg | TX | 77471-3951 | ||||
| 550 | 7500 Eckhert Road, Suite 460 | San Antonio | TX | 78240-3068 | ||||
| 551 | 5015 FM 2920 Road, Suite B | Spring | TX | 77388-3114 | ||||
| 552 | 230 W. Parker Road, Suite 190 | Plano | TX | 75075-2383 | ||||
| 553 | 11819 West Avenue, Suite 2 | San Antonio | TX | 78216-2533 | ||||
| 554 | 3465 W. Walnut Street, Suite 107 | Garland | TX | 75042-7169 | ||||
| 555 | 1015 S. Mays Street, Suite 101 | Round Rock | TX | 78664-6745 | ||||
| 556 | 6242 Rufe Snow Drive, Suite 230 | North Richland Hills | TX | 76148-3347 | ||||
| 557 | 1703 Shaver Street | Pasadena | TX | 77502-2027 | ||||
| 558 | 2550 Broadway Street | Pearland | TX | 77581 | ||||
| 559 | 11925 Southwest Freeway, Suite 6 | Stafford | TX | 77477-2300 | ||||
| 560 | 4485 North Freeway | Houston | TX | 77022 | ||||
| 561 | 873 S. Mason Road, Suite 324 | Katy | TX | 77450-3882 | ||||
| 562 | 3917 W. Camp Wisdom Road, Suite 107 | Dallas | TX | 75237-2468 | ||||
| 563 | 2506 25th Avenue North, Suite 2 | Texas City | TX | 77590-4666 | ||||
| 564 | 2901 Alta Mere Drive, Suite 1000 | Fort Worth | TX | 76116-4180 | ||||
| 565 | 1700 N. Zaragoza Road, Suite 103 | El Paso | TX | 79936-7964 | ||||
| 566 | 14181 Northwest Freeway | Houston | TX | 77040-5013 | ||||
| 567 | 1931 Texas Parkway | Missouri City | TX | 77489-3121 | ||||
| 568 | 1101 E. Highway 6, Suite A | Alvin | TX | 77511-2878 | ||||
| 569 | 2364 E. Southcross Blvd. | San Antonio | TX | 78223-2263 | ||||
| 570 | 1420 FM1960 Bypass Rd. E, Suite 118 | Humble | TX | 77338-3934 | ||||
| 571 | 5488 Walzem Road | San Antonio | TX | 78218-2125 | ||||
| 572 | 2301 N. Collins Street, Suite 116 | Arlington | TX | 76011-2645 | ||||
| 573 | 901 N Raul Longoria Rd, Suite 4 | San Juan | TX | 78589-3747 | ||||
| 574 | 4010 W. Commerce Street, Suite 101 | San Antonio | TX | 78207-3650 | ||||
| 575 | 4902 Holly Road, Suite 112 | Corpus Christi | TX | 78411-4767 | ||||
| 576 | 16876 Stuebner Airline Road | Spring | TX | 77379-6207 | ||||
| 577 | 713 W Wheatland Rd | Duncanville | TX | 75116 | ||||
| 578 | 3719 N Fry Rd, Suite O | Katy | TX | 77449-6740 | ||||
| 579 | 4509 50th Street | Lubbock | TX | 79414-3611 | ||||
| 580 | 4070 N. Belt Line Road, Suite 153 | Irving | TX | 75038-5010 | ||||
| 581 | 12637 Westheimer Road, Suite 150 | Houston | TX | 77077-5746 | ||||
| 582 | 9714 Potranco Road, Suite 113 | San Antonio | TX | 78251-9617 | ||||
| 583 | 2400 E. Oltorf Street, Suite 12A | Austin | TX | 78741-4567 | ||||
| 584 | 2644 SW 34th Avenue | Amarillo | TX | 79109-4806 |
| Branch # |
Street Address |
City |
State |
Zip | ||||
| 585 | 1607 East 8th Street | Odessa | TX | 79761-4806 | ||||
| 586 | 2252 E. Main Street | Uvalde | TX | 78801-4947 | ||||
| 587 | 1645 Pat Booker Road, Suite 115 | Universal City | TX | 78148-3400 | ||||
| 588 | 810 E. Veterans Blvd, Suite F | Palmview | TX | 78572-5019 | ||||
| 589 | 3552 Sherwood Way | San Angelo | TX | 76901-3533 | ||||
| 590 | 7097 N Expressway 77, Suite 4 | Olmito | TX | 78575-9808 | ||||
| 591 | 3482 Catclaw Drive | Abilene | TX | 79606-8224 | ||||
| 592 | 1909 Texoma Parkway, Suite G | Sherman | TX | 75090-2668 | ||||
| 593 | 3301 E. Rancier Avenue, Suite 103G | Killeen | TX | 76543-7855 | ||||
| 594 | 601 Sunset Street | Denton | TX | 76201-2665 | ||||
| 595 | 1812 Santa Fe Drive, Suite D | Weatherford | TX | 76086-6429 | ||||
| 596 | 2708 Southwest Parkway, Suite 114 | Wichita Falls | TX | 76308-3727 | ||||
| 597 | 386 Landa Street, Suite B | New Braunfels | TX | 78130-5401 | ||||
| 598 | 120 FM 2821 Road W, Suite C | Huntsville | TX | 77320-8414 | ||||
| 601 | 473 Hendersonville Road, Suite A | Asheville | NC | 28803-2892 | ||||
| 602 | 2367 Hwy 70 SE | Hickory | NC | 28602-8300 | ||||
| 650 | 2568 West Franklin Blvd. | Gastonia | NC | 28052-1250 | ||||
| 651 | 7309 E. Independence Blvd., Suite 24 | Charlotte | NC | 28227-9439 | ||||
| 652 | 230 Signal Hill Drive | Statesville | NC | 28625-4327 | ||||
| 653 | 3733 B Farmington Drive | Greensboro | NC | 27407-6246 | ||||
| 654 | 2108 N. Centennial Street, Suite 114 | High Point | NC | 27262-7742 | ||||
| 655 | 3193-D Peters Creek Parkway | Winston-Salem | NC | 27127-4710 | ||||
| 656 | 811 S. Jake Alexander Blvd. | Salisbury | NC | 28147-9058 | ||||
| 657 | 5210 North Tryon Street, Unit B | Charlotte | NC | 28213-7059 | ||||
| 658 | 3306 Highway 74 West, Unit D | Monroe | NC | 28110-8695 | ||||
| 659 | 6407 South Blvd., Suite J | Charlotte | NC | 28217-4401 | ||||
| 660 | 638 Spartanburg Highway, Suite 30 | Hendersonville | NC | 28792-5921 | ||||
| 661 | 2140 S. Church Street | Burlington | NC | 27215-5328 | ||||
| 662 | 704-C E. Broad Avenue | Rockingham | NC | 28379-4343 | ||||
| 663 | 1337 C East Dixie Drive | Asheboro | NC | 27203-8889 | ||||
| 664 | 3379 Cloverleaf Parkway | Kannapolis | NC | 28083-6991 | ||||
| 665 | 808 East Franklin Blvd. | Gastonia | NC | 28054-4241 | ||||
| 667 | 2403 Battleground Avenue, Suite 10 | Greensboro | NC | 27408-4035 | ||||
| 668 | 420 Eastwood Road, Suite 101 | Wilmington | NC | 28403-1866 | ||||
| 669 | 4011 Capital Blvd., Suite 123 | Raleigh | NC | 27604-3486 | ||||
| 670 | 5410 NC Highway 55, Suite R | Durham | NC | 27713-7802 | ||||
| 671 | 4964 Martin View Lane | Winston-Salem | NC | 27104-5066 | ||||
| 672 | 1111 Ireland Drive, Suite 102 | Fayetteville | NC | 28304-3329 | ||||
| 673 | 588 Bailey Road, Suite E | Lumberton | NC | 28358-2470 | ||||
| 674 | 3250 Wilkinson Blvd, Suite H | Charlotte | NC | 28208-5667 | ||||
| 675 | 1330 Fifth Avenue, Suite 250 | Garner | NC | 27529-3638 | ||||
| 676 | 2630 S. Main Street, Suite 103 | High Point | NC | 27263-1941 |
| Branch # |
Street Address |
City |
State |
Zip | ||||
| 677 | 12265 Capital Boulevard | Wake Forest | NC | 27587-6200 | ||||
| 678 | 4731 Ramsey Street | Fayetteville | NC | 28311-1614 | ||||
| 679 | 260 Summit Square Blvd, Unit A6 | Winston-Salem | NC | 27105-1461 | ||||
| 680 | 2316 S. 17th Street, Suite 120 | Wilmington | NC | 28401-7913 | ||||
| 681 | 1331 Mebane Oaks Road | Mebane | NC | 27302-9681 | ||||
| 682 | 5539 W. Market Street | Greensboro | NC | 27409-2525 | ||||
| 683 | 3607 Matthews Mint Hill Road, Suite 10 | Matthews | NC | 28105-4146 | ||||
| 684 | 460 Moye Boulevard, Suite 103 | Greenville | NC | 27834-2886 | ||||
| 701 | 7118 Maynardville Highway | Knoxville | TN | 37918-5738 | ||||
| 702 | 3014 Bristol Highway, Suite 3 | Johnson City | TN | 37601-1512 | ||||
| 703 | 421 West Stone Drive, Suite 3 | Kingsport | TN | 37660-3270 | ||||
| 704 | 1135 Volunteer Parkway, Suite 1 | Bristol | TN | 37620-4658 | ||||
| 705 | 5716 Ringgold Road, Unit 106 | Chattanooga | TN | 37412-3597 | ||||
| 706 | 891 Keith Street NW, Suite 6 | Cleveland | TN | 37311-1879 | ||||
| 707 | 126 The Crossings | Crossville | TN | 38555-8754 | ||||
| 708 | 1645 Downtown West Blvd., Unit 11 | Knoxville | TN | 37919-5411 | ||||
| 709 | 516 S. Willow Avenue | Cookeville | TN | 38501-3727 | ||||
| 710 | 1631 E. Andrew Johnson Highway | Morristown | TN | 37814-5401 | ||||
| 711 | 1636 Memorial Blvd. | Murfreesboro | TN | 37129-2104 | ||||
| 712 | 224 West Main Street, Suite D | Lebanon | TN | 37087-2680 | ||||
| 713 | 136 Bear Creek Pike, Suite E | Columbia | TN | 38401-2484 | ||||
| 714 | 2565 East Andrew Johnson Hwy. | Greeneville | TN | 37745-0951 | ||||
| 715 | 319 Vann Drive, Suite B | Jackson | TN | 38305-6032 | ||||
| 716 | 2021 Gallatin Pike North, Suite 240 | Madison | TN | 37115-2029 | ||||
| 717 | 200 Able Drive, Suite 16 | Dayton | TN | 37321-6034 | ||||
| 718 | 121 Henslee Drive, Suite H | Dickson | TN | 37055-2076 | ||||
| 719 | 1321 Bell Road | Antioch | TN | 37013-3730 | ||||
| 720 | 371 West Church Street | Lexington | TN | 38351-2096 | ||||
| 721 | 7444 Winchester Road, Suite 104 | Memphis | TN | 38125-2206 | ||||
| 801 | 449 George Wallace Drive | Gadsden | AL | 35903-2282 | ||||
| 802 | 2699 Sandlin Rd. SW, Suite B-2 | Decatur | AL | 35601-7343 | ||||
| 803 | 4925 University Drive, Suite 110 | Huntsville | AL | 35816-1849 | ||||
| 804 | 2801 Mall Road, Suite 9 | Florence | AL | 35630-1676 | ||||
| 805 | 8144 U.S. Highway 431 | Albertville | AL | 35950-1135 | ||||
| 806 | 1225 Snow Street, Suite 4 | Oxford | AL | 36203-1964 | ||||
| 807 | 1710 2nd Avenue SW, Suite 5 | Cullman | AL | 35055-5337 | ||||
| 808 | 3659 Lorna Road, Suite 125 | Hoover | AL | 35216-5958 | ||||
| 809 | 2001 Skyland Blvd. East, Suite C-1 | Tuscaloosa | AL | 35405-1545 | ||||
| 810 | 1930 Edwards Lake Road, Suite 120 | Birmingham | AL | 35235-3719 | ||||
| 811 | 246 Interstate Commercial Park Loop | Prattville | AL | 36066-7361 | ||||
| 812 | 3074 Ross Clark Circle, Suite 8 | Dothan | AL | 36301-1194 | ||||
| 813 | 2140 East University Drive, Suite E | Auburn | AL | 36830-1853 |
| Branch # |
Street Address |
City |
State |
Zip | ||||
| 814 | 6144 Atlanta Highway | Montgomery | AL | 36117-2800 | ||||
| 815 | 3304 US Highway 80 West, Suite E | Phenix City | AL | 36870-6405 | ||||
| 816 | 220 Town Mart | Clanton | AL | 35045-3784 | ||||
| 817 | 792 Commerce Drive, Suite 101 | Alexander City | AL | 35010-4213 | ||||
| 818 | 5238 US Highway 90 West, Suite D | Mobile | AL | 36619-4220 | ||||
| 819 | 5031 Ford Parkway, Suite 104 | Bessemer | AL | 35022-5284 | ||||
| 820 | 6345 Airport Boulevard, Suite G | Mobile | AL | 36608-3127 | ||||
| 821 | 1237 Highway 231 South | Troy | AL | 36081-3054 | ||||
| 822 | 631 Willow Lane, Suite K | Greenville | AL | 36037-8028 | ||||
| 823 | 1605 S. Broad Street | Scottsboro | AL | 35768-2610 | ||||
| 824 | 458 1st Street SW | Alabaster | AL | 35007-9703 | ||||
| 825 | 4405 N. College Avenue, Suite C | Jackson | AL | 36545-2045 | ||||
| 826 | 1123 N. McKenzie Street | Foley | AL | 36535-3550 | ||||
| 827 | 1209 N. Main Avenue | Sylacauga | AL | 35150-1648 | ||||
| 828 | 33208 Highway 43, Suite A | Thomasville | AL | 36784-1631 | ||||
| 829 | 906 McMeans Avenue, Suite B | Bay Minette | AL | 36507-3308 | ||||
| 830 | 306 Palisades Boulevard, Suite 4 | Homewood | AL | 35209-5148 | ||||
| 831 | 632 Boll Weevil Circle | Enterprise | AL | 36330-2734 | ||||
| 870 | 1310 Quintard Avenue | Anniston | AL | 36201-4620 | ||||
| 871 | 959 Gilbert Ferry Road, SE, Suite M | Attalla | AL | 35954-3335 | ||||
| 872 | 3186 Alabama Highway 157 | Cullman | AL | 35058-0686 | ||||
| 873 | 841 Odum Road, Suite 105 | Gardendale | AL | 35071-4112 | ||||
| 875 | 1811 Highway 78 East, Suite 110 | Jasper | AL | 35501-4081 | ||||
| 876 | 2206 Village Drive | Moody | AL | 35004-3241 | ||||
| 877 | 1986 US Highway 78 East | Oxford | AL | 36203-2020 | ||||
| 881 | 583 Brindlee Mountain Parkway | Arab | AL | 35016-1054 | ||||
| 882 | 920 Highway 72 E | Athens | AL | 35611-4318 | ||||
| 883 | 981 US Highway 431 South | Boaz | AL | 35957-1749 | ||||
| 885 | 2314 6th Avenue SE, Suite B | Decatur | AL | 35601-6565 | ||||
| 886 | 2415 Rosedale Street, Suite C | Muscle Shoals | AL | 35661-6427 | ||||
| 887 | 2308 Gault Avenue North | Fort Payne | AL | 35967-3644 | ||||
| 888 | 587 Highway 31 NW, Suite A | Hartselle | AL | 35640-4470 | ||||
| 889 | 700 Airport Road, Suite E | Huntsville | AL | 35802-4360 | ||||
| 890 | 800 Highway 78 East, Suite 300 | Jasper | AL | 35501-3912 | ||||
| 891 | 80 McFarland Blvd., Suite 2 | Northport | AL | 35476-3332 | ||||
| 893 | 305 E. Battle Street, Suite A | Talladega | AL | 35160-2421 | ||||
| 894 | 2401 Stemley Bridge Road, Suite 13 | Pell City | AL | 35128-2393 | ||||
| 901 | 7141 S. Western Avenue, Suite C | Oklahoma City | OK | 73139-2000 | ||||
| 902 | 2108 A W. Lindsey Street | Norman | OK | 73069-4108 | ||||
| 903 | 6221 N. Meridian Avenue | Oklahoma City | OK | 73112-1249 | ||||
| 904 | 1300 West Vandament Avenue, Suite 2301 | Yukon | OK | 73099-4575 | ||||
| 905 | 1510 N. Kickapoo Avenue, Suite 1 | Shawnee | OK | 74804-4331 |
| Branch # |
Street Address |
City |
State |
Zip | ||||
| 906 | 2135 NW 23rd Street | Oklahoma City | OK | 73107 | ||||
| 907 | 1915 W. Gore Boulevard, Suite 3 | Lawton | OK | 73501-3661 | ||||
| 908 | 1208 North York Street, Suite B | Muskogee | OK | 74403-2562 | ||||
| 909 | 3202 S. Memorial Drive, Suite 7A | Tulsa | OK | 74145-1322 | ||||
| 910 | 1231 SE Frank Phillips Boulevard | Bartlesville | OK | 74003-4321 | ||||
| 911 | 806 S. Aspen Avenue, Suite B | Broken Arrow | OK | 74012-4884 | ||||
| 912 | 305 W. Taft Road | Sapulpa | OK | 74066-5436 | ||||
| 913 | 1942 S. Highway 66 | Claremore | OK | 74019-4371 | ||||
| 914 | 1500 Hoppe Boulevard, Suite 6 | Ada | OK | 74820-2309 | ||||
| 915 | 120 N. 5th Street | Chickasha | OK | 73018-2406 | ||||
| 916 | 302 W. Edmond Road | Edmond | OK | 73003-5600 | ||||
| 917 | 1212 Merrick Drive, Suite 5 | Ardmore | OK | 73401-1824 | ||||
| 918 | 2329 W. Willow Road | Enid | OK | 73703-2433 | ||||
| 919 | 639 NW 7th Street | Moore | OK | 73160-3803 | ||||
| 920 | 701 N Main Street | Stillwater | OK | 74075-5410 | ||||
| 921 | 200 E. Choctaw Avenue | McAlester | OK | 74501-5026 | ||||
| 922 | 111 S. Main Street | Miami | OK | 74354-7024 | ||||
| 923 | 3040 S. Muskogee Avenue, Suite 101 | Tahlequah | OK | 74464-5485 | ||||
| 924 | 2135 NW 23rd Street | Oklahoma City | OK | 73107 | ||||
| 925 | 512 Plaza Court | Sand Springs | OK | 74063 | ||||
| 926 | 2501 N. 14th Street | Ponca City | OK | 74601-1734 | ||||
| 927 | 1519 N Highway 81 | Duncan | OK | 73533-1407 | ||||
| 928 | 6961 S. Lewis Avenue | Tulsa | OK | 74136-3914 | ||||
| 1001 | 2300 North Main Street, Suite 205 | Las Cruces | NM | 88001-1117 | ||||
| 1002 | 1215 Anthony Drive, Suite G | Anthony | NM | 88021-9371 | ||||
| 1003 | 5504 Menaul Boulevard NE, Suite G-East | Albuquerque | NM | 87110-3184 | ||||
| 1004 | 5300 Sequoia Road NW, Suite L | Albuquerque | NM | 87120-1418 | ||||
| 1005 | 1001 Golf Course Road SE, Suite 103 | Rio Rancho | NM | 87124-2575 | ||||
| 1006 | 200 1st Street, Suite C | Alamogordo | NM | 88310-6517 | ||||
| 1007 | 3000 E. 20th Street, Suite B | Farmington | NM | 87402-5350 | ||||
| 1008 | 2404 Cerrillos Road | Santa Fe | NM | 87505-3392 | ||||
| 1009 | 1698 Rio Bravo Blvd SW, Suite C | Albuquerque | NM | 87105-6000 | ||||
| 1010 | 2013 N. Prince Street | Clovis | NM | 88101-4858 | ||||
| 1011 | 101 W Broadway St | Hobbs | NM | 88240-6001 | ||||
| 1012 | 107 E 5th Street | Roswell | NM | 88201-6205 | ||||
| 1013 | 1331 Juan Tabo Blvd NE, Suite 2C | Albuquerque | NM | 87112-4463 | ||||
| 1014 | 1405 S. Valley Drive, Suite 700 | Las Cruces | NM | 88005-3132 | ||||
| 1015 | 601 Main Street SE, Suite 23A | Los Lunas | NM | 87031-4309 | ||||
| 1016 | 527 N. Riverside Drive, Suite F | Espanola | NM | 87532-3382 | ||||
| 1017 | 1900 E Historic Highway 66, Suite E | Gallup | NM | 87301-4883 | ||||
| 1018 | 2514 7th Street, Suite E | Las Vegas | NM | 87701-4988 | ||||
| 1101 | 6409 Abercorn Street, Suite A | Savannah | GA | 31405-5796 |
| Branch # |
Street Address |
City |
State |
Zip | ||||
| 1102 | 3421-6 Cypress Mill Road | Brunswick | GA | 31520-2876 | ||||
| 1103 | 2768 Cumberland Blvd SE | Smyrna | GA | 30080-3048 | ||||
| 1104 | 3412 Wrightsboro Rd, Suite 902 | Augusta | GA | 30909-1099 | ||||
| 1105 | 1200 Ernest W Barrett Pkwy NW Suite 216 | Kennesaw | GA | 30144-4513 | ||||
| 1106 | 690 Hwy 29 N, Suite 135 | Athens | GA | 30601-1545 | ||||
| 1107 | 322 Oak Street, Suite 4 | Gainesville | GA | 30501-3580 | ||||
| 1108 | 860 Duluth Hwy, Suite 1520 | Lawrenceville | GA | 30043-5374 | ||||
| 1201 | 3260 Electric Road, Suite 501 | Roanoke | VA | 24018-6400 | ||||
| 1202 | 165 Holt Garrison Pkwy, Unit 560B | Danville | VA | 24540-5949 | ||||
| 1203 | 3920 Wards Road, Suite E | Lynchburg | VA | 24502-3569 | ||||
| 1204 | 4511 John Tyler Hwy, Suite A | Williamsburg | VA | 23185-2415 | ||||
| 1205 | 614 Albemarle Square | Charlottesville | VA | 22901-7406 | ||||
| 1206 | 5694 Brook Road | Richmond | VA | 23227-2274 | ||||
| 1207 | 65 Conston Avenue | Christiansburg | VA | 24073-1164 | ||||
| 1208 | 340 Town Center Drive | Abingdon | VA | 24210-3248 |
SCHEDULE 7.6
GAAP EXCEPTIONS
None.
SCHEDULE 7.9
PERMITTED LIENS
None.
SCHEDULE 7.10
LICENSES
None.
SCHEDULE 7.13
COMPLIANCE WITH LAWS
None.
SCHEDULE 7.16
SUBSIDIARIES
Each of the entities listed below is a direct or indirect wholly owned subsidiary of Regional Management Corp.
Regional Finance Corporation of Alabama
Regional Finance Corporation of Georgia
Regional Finance Corporation of North Carolina
Regional Finance Corporation of South Carolina
Regional Finance Corporation of Tennessee
Regional Finance Corporation of Texas
Regional Finance Company of Oklahoma, LLC (wholly-owned by Regional Finance Corporation of North Carolina)
Regional Finance Company of New Mexico, LLC (wholly-owned by Regional Finance Corporation of South Carolina)
Regional Finance Company of Missouri, LLC
Regional Finance Company of Louisiana, LLC (wholly-owned by Regional Finance Corporation of North Carolina)
Regional Finance Company of Mississippi, LLC (wholly-owned by Regional Finance Corporation of North Carolina)
RMC Financial Services of Florida, LLC (wholly-owned by Regional Finance Corporation of North Carolina)
Regional Finance Company of Georgia, LLC (wholly-owned by Regional Finance Corporation of North Carolina)
Regional Finance Company of Kentucky, LLC (wholly-owned by Regional Finance Corporation of North Carolina)
Regional Finance Company of Virginia, LLC (wholly-owned by Regional Finance Corporation of North Carolina)
Upstate Motor Company
Credit Recovery Associates, Inc.
RMC Reinsurance, LTD
Regional Management Receivables, LLC
SCHEDULE 7.19
BANK ACCOUNTS
| Bank Name |
Account Number |
City |
State |
Purpose |
Company Name |
Sweep Account | ||||||
| Arvest Bank | XXXXXXXXX | Bartlesville | OK | Depository | Regional Finance Company of Oklahoma, LLC | |||||||
| BancFirst | XXXXXXXXX | Ardmore | OK | Depository | Regional Finance Company of Oklahoma, LLC | |||||||
| BB & T | XXXXXXXXX | Brunswick | GA | Depository | Regional Finance Company of Georgia, LLC | |||||||
| BB & T | XXXXXXXXX | Winston Salem | NC | Depository | Regional Management Corp. | |||||||
| BB & T | XXXXXXXXX | Winston Salem | NC | Depository | Regional Finance Corporation of Tennessee | |||||||
| BB & T | XXXXXXXXX | Winston Salem | NC | Depository | Regional Finance Corporation of North Carolina | |||||||
| Compass Bank | XXXXXXXXX | Birmingham | AL | Depository | Regional Finance Corporation of Texas | |||||||
| First Bank | XXXXXXXXX | Dickson | TN | Depository | Regional Finance Corporation of Tennessee | |||||||
| First Bank NC, SC, VA | XXXXXXXXX | Rockingham | NC | Depository | Regional Finance Corporation of North Carolina | |||||||
| First Bank NC, SC, VA | XXXXXXXXX | Abingdon | VA | Depository | Regional Finance Corporation of North Carolina | |||||||
| First Citizens | XXXXXXXXX | Columbia | SC | Depository | Regional Finance Corporation of South Carolina | |||||||
| FNB Community Bank | XXXXXXXXX | Midwest City | OK | Depository | Regional Finance Company of Oklahoma, LLC | |||||||
| First National Bank | XXXXXXXXX | Talladega | AL | Depository | Regional Finance Corporation of Alabama | |||||||
| First National Bank of TN | XXXXXXXXX | Livingston | TN | Depository | Regional Finance Corporation of Tennessee | |||||||
| First National Bank of TX | XXXXXXXXX | Killeen | TX | Depository | Regional Finance Corporation of Texas | |||||||
| First Tennessee Bank | XXXXXXXXX | Memphis | TN | Depository | Regional Finance Corporation of Tennessee | |||||||
| International Bank and Commerce | XXXXXXXXX | Laredo | TX | Depository | Regional Finance Corporation of Texas | |||||||
| Liberty Savings and Loan | XXXXXXXXX | Enid | OK | Depository | Regional Finance Company of Oklahoma, LLC | |||||||
| Merchants Bank | XXXXXXXXX | Jackson | AL | Depository | Regional Finance Corporation of Alabama | |||||||
| NBSC | XXXXXXXXX | Columbus | GA | Depository | Regional Finance Corporation of South Carolina | |||||||
| RCB Bank | XXXXXXXXX | Ponca City | OK | Depository | Regional Finance Company of Oklahoma, LLC | |||||||
| Southside | XXXXXXXXX | Tyler | TX | Depository | Regional Finance Corporation of Texas | |||||||
| US Bank | XXXXXXXXX | Columbia | TN | Depository | Regional Finance Corporation of Tennessee | |||||||
| Bank Of America | XXXXXXXXX | Charlotte | NC | Reinsurance | RMC Reinsurance, Ltd. | |||||||
| Bank Of America | XXXXXXXXX | Charlotte | NC | Payroll | Regional Management Corp. | Sweep | ||||||
| Bank Of America | XXXXXXXXX | Charlotte | NC | OK Checking | Regional Management Corp. | Sweep | ||||||
| Bank Of America | XXXXXXXXX | Charlotte | NC | Master Depository | Regional Management Corp. | |||||||
| Bank Of America | XXXXXXXXX | Charlotte | NC | Master Funding | Regional Management Corp. |
| Bank Name |
Account Number |
City |
State |
Purpose |
Company Name |
Sweep Account | ||||||
| Bank Of America | XXXXXXXXX | Charlotte | NC | Depository | Regional Finance Corporation of South Carolina | Sweep | ||||||
| Bank Of America | XXXXXXXXX | Charlotte | NC | Depository | Regional Finance Corporation of Texas | Sweep | ||||||
| Bank Of America | XXXXXXXXX | Charlotte | NC | Depository | Regional Finance Corporation of Texas | Sweep | ||||||
| Bank Of America | XXXXXXXXX | Charlotte | NC | Depository | Regional Finance Company of Oklahoma, LLC | Sweep | ||||||
| Bank Of America | XXXXXXXXX | Charlotte | NC | Depository | Regional Finance Company of New Mexico, LLC | Sweep | ||||||
| Bank Of America | XXXXXXXXX | Charlotte | NC | Accounts Payable | Regional Finance Company of New Mexico, LLC | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | Tax Payments and Other ACH Debits | Regional Management Corp. | |||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | Master Funding | Regional Management Corp. | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | Insurance Refunds | Regional Management Corp. | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | AL Depository | Regional Finance Corporation of Alabama | |||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | GA Depository | Regional Finance Company of Georgia, LLC | |||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | NC Depository | Regional Finance Corporation of North Carolina | |||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | NM Depository | Regional Finance Company of New Mexico, LLC | |||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | TN Depository | Regional Finance Corporation of Tennessee | |||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | SC Depository | Regional Finance Corporation of South Carolina | |||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | TX Depository | Regional Finance Corporation of Texas | |||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | GA Checking | Regional Finance Company of Georgia, LLC | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | SC Checking | Regional Finance Corporation of South Carolina | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | TX Checking | Regional Finance Corporation of Texas | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | NC Checking | Regional Finance Corporation of North Carolina | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | NC Checking | Regional Finance Corporation of North Carolina | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | TN Checking | Regional Finance Corporation of Tennessee | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | AL Checking | Regional Finance Corporation of Alabama | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | Corporate AP | Regional Management Corp. | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | TN Loan Solicitation | Regional Finance Corporation of Tennessee | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | NC Loan Solicitation | Regional Finance Corporation of North Carolina | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | SC Loan Solicitation | Regional Finance Corporation of South Carolina | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | TX Loan Solicitation | Regional Finance Corporation of Texas | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | GA Loan Solicitation | Regional Finance Company of Georgia, LLC | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | NM Checking | Regional Finance Company of New Mexico, LLC | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | CRA Depository | Credit Recovery Associates, Inc. | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | NM Loan Solicitation | Regional Finance Company of New Mexico, LLC | Sweep |
| Bank Name |
Account Number |
City |
State |
Purpose |
Company Name |
Sweep Account | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | OK Loan Solicitation | Regional Finance Company of Oklahoma, LLC | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | AL Loan Solicitation | Regional Finance Corporation of Alabama | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | VA Checking | Regional Finance Company of Virginia, LLC | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | VA Depository | Regional Finance Company of Virginia, LLC | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | VA Loan Solicitation | Regional Finance Company of Virginia, LLC | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | VA Licensing | Regional Finance Company of Virginia, LLC | |||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | RMC (for insurance ACH credits) | Regional Management Corp. | Sweep | ||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | RMC Reinsurance Depository | RMC Reinsurance, Ltd. | |||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | SC Trust CRA for Licensing Purposes | Credit Recovery Associates, Inc. | |||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | NM Account for Licensing Purposes | Regional Finance Company of New Mexico, LLC | |||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | MO Account for Licensing Purposes | Regional Finance Company of Missouri, LLC | |||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | GA Account for Licensing Purposes | Regional Finance Company of Georgia, LLC | |||||||
| Wells Fargo | XXXXXXXXX | Greenville | SC | Depository | Regional Management Receivables LLC | |||||||
| Wells Fargo | XXXXXXXXX | Minneapolis | MN | Collection | Regional Management Receivables LLC | |||||||
| Wells Fargo | XXXXXXXXX | Minneapolis | MN | Reserve | Regional Management Receivables LLC |
SCHEDULE 8.3
GUARANTIES
None.
SCHEDULE 8.6
DEBT
None.