Attached files
| file | filename |
|---|---|
| EX-32.2 - EX-32.2 - HOME BANCSHARES INC | d86875dex322.htm |
| EX-31.1 - EX-31.1 - HOME BANCSHARES INC | d86875dex311.htm |
| EX-32.1 - EX-32.1 - HOME BANCSHARES INC | d86875dex321.htm |
| EX-23.1 - EX-23.1 - HOME BANCSHARES INC | d86875dex231.htm |
| EX-21.1 - EX-21.1 - HOME BANCSHARES INC | d86875dex211.htm |
| EX-31.2 - EX-31.2 - HOME BANCSHARES INC | d86875dex312.htm |
| 10-K - FORM 10-K - HOME BANCSHARES INC | d86875d10k.htm |
Exhibit 12.1
Home BancShares, Inc.
Computation of Ratios of Earnings to Fixed Charges
| Year Ended December 31, | ||||||||||||||||||||
| Exhibit |
2015 | 2014 | 2013 | 2012 | 2011 | |||||||||||||||
| (Dollars in thousands) | ||||||||||||||||||||
| Fixed Charges and Preferred Dividends | ||||||||||||||||||||
| Interest expense |
$ | 20,370 | $ | 17,557 | $ | 14,013 | $ | 19,761 | $ | 28,391 | ||||||||||
| Capital debt expense Trust Preferred |
1,354 | 1,313 | 518 | 1,774 | 2,160 | |||||||||||||||
| Estimated interest in rent |
779 | 751 | 515 | 435 | 426 | |||||||||||||||
| Preferred dividends (E) |
— | — | — | — | 1,285 | |||||||||||||||
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| Combined fixed charges and preferred dividends (B) |
22,503 | 19,621 | 15,046 | 21,970 | 32,262 | |||||||||||||||
| Less: interest on deposits |
12,971 | 12,796 | 9,744 | 14,989 | 22,968 | |||||||||||||||
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| Combined fixed charges and preferred dividends excluding interest on deposits (D) |
$ | 9,532 | $ | 6,825 | $ | 5,302 | $ | 6,981 | $ | 9,294 | ||||||||||
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| Earnings | ||||||||||||||||||||
| Pre-tax income from continuing operations |
$ | 218,491 | $ | 177,173 | $ | 104,473 | $ | 98,451 | $ | 84,342 | ||||||||||
| Fixed charges and preferred dividends |
22,503 | 19,621 | 15,046 | 21,970 | 32,262 | |||||||||||||||
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| Total earnings (A) |
240,994 | 196,794 | 119,519 | 120,421 | 116,604 | |||||||||||||||
| Less: interest on deposits |
12,971 | 12,796 | 9,744 | 14,989 | 22,968 | |||||||||||||||
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| Total earnings excluding interest on deposits (C) |
$ | 228,023 | $ | 183,998 | $ | 109,775 | $ | 105,432 | $ | 93,636 | ||||||||||
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| Ratio of earnings to fixed charges |
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| Ratio, including interest on deposits (A/(B-E)) |
10.71 | % | 10.03 | % | 7.94 | % | 5.48 | % | 3.76 | % | ||||||||||
| Ratio, excluding interest on deposits (C/(D-E)) |
23.92 | 26.96 | 20.70 | 15.10 | 11.69 | |||||||||||||||
| Ratio of earnings to fixed charges & preferred dividends |
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| Ratio, including interest on deposits (A/B) |
10.71 | % | 10.03 | % | 7.94 | % | 5.48 | % | 3.61 | % | ||||||||||
| Ratio, excluding interest on deposits (C/D) |
23.92 | 26.96 | 20.70 | 15.10 | 10.07 | |||||||||||||||