Exhibit 99.1

UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION

In this Exhibit 99.1, except as otherwise indicated or the context otherwise requires, each reference to (i) “SFC” refers to Springleaf Finance Corporation, (ii) “OMH” refers to OneMain Holdings, Inc. (formerly Springleaf Holdings, Inc.), (iii) “OMFH” refers to OneMain Financial Holdings, LLC (formerly OneMain Financial Holdings, Inc.) (iv) “OneMain” refers to OMFH and its subsidiaries’ and (v) “Springleaf,” “the Company,” “we,” “us” and “our” refers to OMH and its subsidiaries (other than OneMain), whether directly or indirectly owned.

The following unaudited pro forma condensed combined financial information presents the combination of the historical consolidated and combined balance sheet and statements of income of Springleaf and OneMain adjusted to give effect to the OneMain Acquisition (as defined below) and certain other adjustments described below. The unaudited pro forma condensed combined statement of income for the year ended December 31, 2014, has been prepared to give effect to the 2014 real estate assets sale transactions reported in OMH’s Current Report on Form 8-K filed November 13, 2014, and certain additional real estate sales completed subsequent to that filing (collectively, the “Real Estate Asset Sales”). There are no adjustments for the Real Estate Asset Sales in the unaudited pro forma condensed combined balance sheet as of September 30, 2015, since the Real Estate Asset Sales were completed prior to December 31, 2014, and are reflected in the balance sheet amounts as of September 30, 2015.  Similarly, there are no adjustments for the Real Estate Asset Sales in the unaudited pro forma condensed combined income statement for the nine month period ended September 30, 2015, since the Real Estate Asset Sales were completed in 2014.

The unaudited pro forma condensed combined statements of income for the year ended December 31, 2014, (i) combine the historical consolidated statements of income of Springleaf and the historical consolidated and combined statements of income of OneMain, giving effect to the OneMain Acquisition as if it had been consummated on January 1, 2014, and (ii) reflect the Real Estate Assets Sales transactions completed by Springleaf in 2014,  as well as the expected disposition of certain personal loans classified as finance receivables held for sale in connection with the Branch Sales (as defined below), in each case as if such transactions had been consummated on January 1, 2014.  The unaudited pro forma condensed combined statements of income for the nine months ended September 30, 2015, (i) combine the historical consolidated statements of income of Springleaf and the historical consolidated and combined statements of income of OneMain, giving effect to the OneMain Acquisition as if it had been consummated on January 1, 2014, and (ii) reflect the expected disposition of certain personal loans classified as finance receivables held for sale in connection with the Branch Sales (as defined below) as if such transaction had been consummated on January 1, 2014.

The unaudited pro forma condensed combined balance sheet as of September 30, 2015, combines the historical condensed consolidated balance sheet of Springleaf and the historical condensed consolidated balance sheet of OneMain as of September 30, 2015, giving effect to the OneMain Acquisition and the expected disposition of certain personal loans classified as finance receivables held for sale in connection with the Branch Sales (as defined below) as if such transactions had been consummated on September 30, 2015. The historical consolidated and combined financial information of OneMain has been adjusted to reflect certain reclassifications (included in the “reclassifications” column) in order to conform to Springleaf’s financial statement presentation.

The unaudited pro forma condensed combined financial information was prepared using the acquisition method of accounting with Springleaf considered the acquirer of OneMain. Under the acquisition method of accounting, OneMain’s specific identifiable tangible and intangible assets acquired and liabilities assumed are reflected at their respective fair values with any excess of the purchase price over the fair value of OneMain’s identifiable net assets allocated to goodwill.

On November 15, 2015 (the “Acquisition Date”), OMH acquired all of the outstanding equity interests of OMFH. As of the Acquisition Date, Springleaf has not finalized the detailed valuation analysis necessary to arrive at the required estimates of the fair value of OneMain’s assets acquired and the liabilities assumed and the related allocations of purchase price. The pro forma adjustments have been made solely for the purpose of providing the unaudited pro forma condensed combined financial information presented herein. Any increases or decreases in the fair value of relevant balance sheet amounts upon completion of the final valuations will result in differences from this pro forma condensed combined balance sheet and/or statements of income. Differences between these estimates and the final acquisition accounting may occur and these differences could have a material impact on the accompanying pro forma financial statements and the combined company’s future results of operation and financial position.

Assumptions and estimates underlying the unaudited adjustments to the pro forma condensed combined financial information (the “pro forma adjustments”) are described in the accompanying notes. The historical consolidated and combined financial statements have been adjusted in the unaudited pro forma condensed combined financial information to give effect to pro forma events that are: (1) directly attributable to the OneMain Acquisition; (2) factually supportable; and (3) with respect to the pro forma statements of income, expected to have a continuing impact on the combined results of Springleaf and OneMain following the OneMain Acquisition. The unaudited pro forma

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condensed combined financial information has been presented for illustrative purposes only and is not necessarily indicative of the operating results and financial position that would have been achieved had the OneMain Acquisition occurred on the dates indicated above. Further, the unaudited pro forma condensed combined financial information does not purport to project the future operating results or financial position of the combined company following the OneMain Acquisition.

The unaudited pro forma condensed combined financial information, although helpful in illustrating the financial characteristics of the combined company under one set of assumptions, does not reflect the benefits of expected cost savings (or associated costs to achieve such savings), opportunities to earn additional revenue, or other factors that may result as a consequence of the OneMain Acquisition and, accordingly, does not attempt to predict or suggest future results. Specifically, the unaudited pro forma condensed combined statements of income exclude projected operating efficiencies and synergies expected to be achieved as a result of the OneMain Acquisition. The unaudited pro forma condensed combined financial information includes an adjustment to reflect the anticipated Branch Sales in connection with the closing of the OneMain Acquisition; such assets consist of personal loans that are classified in the historical balance sheet as finance receivables held for sale. In addition, the unaudited pro forma condensed combined financial information excludes the effects of costs associated with any restructuring or integration activities resulting from the OneMain Acquisition, as they are currently not known, and to the extent they occur, are expected to be non-recurring and will not have been incurred at the closing date of the OneMain Acquisition. However, such costs could affect the combined company following the OneMain Acquisition in the period the costs are incurred or recorded.

The unaudited pro forma condensed combined financial information has been developed from and should be read in conjunction with:

·                  the historical unaudited condensed consolidated financial statements of Springleaf as of and for the three and nine months ended September 30, 2015 included in OMH’s Quarterly Report on Form 10-Q filed November 9, 2015;

·                  the historical audited consolidated financial statements of Springleaf as of and for the year ended December 31, 2014 included in OMH’s Annual Report on Form 10-K filed March 16, 2015;

·                  the historical unaudited condensed consolidated financial statements of OneMain as of and for the three and nine months ended September 30, 2015 included as Exhibit 99.2 in OMH’s Current Report on Form 8-K/A to which this Exhibit 99.1 is attached; and

·                  the historical audited consolidated and combined financial statements of OneMain as of December 31, 2014 and 2013, and for each of the years in the three-year period ended December 31, 2014, which were filed as Exhibit 99.2 to OMH’s Current Report on Form 8-K filed on April 27, 2015, and which are incorporated by reference in OMH’s Current Report on Form 8-K/A to which this Exhibit 99.1 is attached.

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UNAUDITED PRO FORMA CONDENSED COMBINED BALANCE SHEET

As of September 30, 2015

The following unaudited pro forma condensed combined balance sheet as of September 30, 2015, combines the September 30, 2015 historical balance sheets of Springleaf and OneMain assuming the companies had been combined on September 30, 2015 using the acquisition method of accounting.

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UNAUDITED PRO FORMA CONDENSED COMBINED STATEMENT OF INCOME

For the Nine months Ended September 30, 2015

The following unaudited pro forma condensed combined statement of income for the nine months ended September 30, 2015, combines the historical income statements, for the nine months ended September 30, 2015, of Springleaf and OneMain assuming the companies had been combined on January 1, 2014 using the acquisition method of accounting.

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UNAUDITED PRO FORMA CONDENSED COMBINED STATEMENT OF INCOME

For the Year Ended December 31, 2014

The following unaudited pro forma condensed combined statement of income for the year ended December 31, 2014, combines the December 31, 2014 historical income statements of Springleaf and OneMain assuming the companies had been combined on January 1, 2014 using the acquisition method of accounting, and reflects the Real Estate Asset Sales that occurred in 2014 as if those assets had been sold on January 1, 2014.

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Note 1—Description of OneMain Acquisition

On November 15, 2015 (the “Acquisition Date”), pursuant to the Stock Purchase Agreement, dated as of March 2, 2015, by and between OMH and CitiFinancial Credit Company (the “Seller”), OMH completed its previously announced acquisition of OneMain from the Seller (the “OneMain Acquisition”) for $4.49 billion in cash after accounting for certain contract termination payments and certain estimated adjustments at closing. OneMain is a leading consumer finance company in the United States, providing personal loans to primarily middle income households through a national, community based network of 1,139 branches as of September 30, 2015, serving approximately 1.3 million customer accounts across 43 states.

In connection with the closing of the OneMain Acquisition, OMH and certain of its subsidiaries (collectively, the “Branch Sellers”) entered into an Asset Preservation Stipulation and Order and agreed to a Proposed Final Judgment (collectively, the “Settlement Agreement”) on November 13, 2015, with the United States Department of Justice (“DoJ”), as well as the state attorneys general for Colorado, Idaho, Pennsylvania, Texas, Virginia, Washington and West Virginia. The Settlement Agreement resolved the inquiries of the DoJ and such attorneys general with respect to the OneMain Acquisition and allowed OMH to proceed with the closing. Pursuant to the Settlement Agreement, OMH agreed to divest 127 branches across eleven states as a condition for approval of the OneMain Acquisition.  The Settlement Agreement requires the Branch Sellers to operate these 127 branches as an ongoing, economically viable and competitive business until sold to the divestiture purchaser.  OMH must also appoint a third-party monitor to oversee management of the divestiture branches and ensure the Company’s compliance with the terms of the Settlement Agreement.

On November 12, 2015, the Branch Sellers agreed to sell (the “Lendmark Sale”) these branches to Lendmark Financial Services, LLC (“Lendmark”). These branches represent 6% of the branches and approximately $600 million, or 4%, of the finance receivables, on a pro forma basis, for the combined company as of December 31, 2014. In anticipation of the sale of these branches, Springleaf transferred $608 million of personal loans from held for investment to held for sale at September 30 2015. See Note 9 for a further discussion of the Lendmark Sale.

The closing of the Lendmark Sale is subject to various conditions.  There can be no assurance that the Lendmark Sale will close, or if it does, when the closing will occur. In the event that the Branch Sellers have not completed the Branch Sales within 120 days after November 13, 2015, as such time period may be extended pursuant to the Settlement Agreement, the court may appoint a divestiture trustee to conduct the sale of such assets.  In this case, the divestiture trustee would have the power to accomplish the divestiture of such assets to an acquirer or acquirers acceptable to the DoJ, and the Branch Sellers would have no right to object to a sale by the divestiture trustee on any ground other than the divestiture trustee’s malfeasance. Accordingly, the asset divesture could occur on terms less favorable to the Branch Sellers than the Lendmark Sale.

Note 2—Basis of Pro Forma Presentation

The unaudited pro forma condensed combined balance sheet related to the OneMain Acquisition is included as of September 30, 2015 and the unaudited pro forma condensed combined statements of income are included for the nine months ended September 30, 2015 and for the year ended December 31, 2014. The historical consolidated and combined financial statements of OneMain have been adjusted to reflect reporting reclassifications necessary to conform to the presentation of the historical consolidated financial statements of Springleaf. The adoption of new or changes to existing accounting principles generally accepted in the United States of America subsequent to the unaudited pro forma condensed combined financial statement dates may result in changes to the presentation of the preliminary unaudited pro forma condensed combined financial information. In the fourth quarter of 2015, the Company changed its current policy for the classification of unearned premium, policy and claim reserves on its balance sheet for credit insurance products. Unearned premium, policy and claim reserves related to the Company’s customers will be netted and classified as contra-assets in the Company’s consolidated balance sheet. This change in policy is not reflected in the historical consolidated balance sheet of the Company but a reclassification adjustment was made to conform to the Company’s planned presentation at December 31, 2015, see Note 4e for more information.

The unaudited pro forma condensed combined financial information shows the impact of the OneMain Acquisition on the condensed combined balance sheet and the condensed combined statements of income under the acquisition method of accounting with OMH treated as the acquirer. The acquisition method of accounting, provided by Accounting Standards Codification (“ASC”) 805 Business Combinations, uses the fair value concepts defined in ASC 820 Fair Value Measurement. Under this method of accounting, the assets and liabilities of OneMain are recorded by Springleaf at the date of acquisition at their estimated fair values, where fair value is defined in ASC 820 as “the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.” The fair value of OneMain’s identifiable tangible and intangible assets acquired and liabilities assumed are based on fair value estimates as of September 30, 2015. Any excess of the purchase price over the fair value of identified assets acquired and liabilities assumed will be recognized as goodwill. Fair value measurements may require extensive use of significant estimates and management’s judgment, and it is possible the application of reasonable judgment could produce varying results based on a range of alternative estimates using the same facts and circumstances.

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The unaudited pro forma financial information was prepared using a preliminary allocation of the estimated purchase price based on assumptions and estimates, which are subject to material changes. Certain market based assumptions were used when data was not available; however, management believes the fair values recognized for the assets acquired and liabilities assumed are based on reasonable estimates and assumptions. There may be further refinements of the business combination adjustments as additional information becomes available. Increases or decreases in fair value of certain balance sheet amounts and other items of OneMain as compared to the information presented in this document may change the amount of the business combination adjustments to goodwill and other assets and liabilities and may impact the income statement due to adjustments in yield and/or amortization of adjusted assets and liabilities.

Note 3—Conforming Accounting Policies

Springleaf is currently reviewing OneMain’s accounting policies to harmonize any differences in accounting policies between those of Springleaf and OneMain. At this time, Springleaf is not aware of any differences that would have a material impact on the unaudited pro forma condensed combined financial information. However, as a result of its review, Springleaf may identify differences between the accounting policies of the two companies that, when conformed, could have a material impact on the unaudited pro forma condensed combined financial information.

Note 4—Reclassifications

Certain balances from the consolidated and combined financial statements of OneMain were reclassified to conform their presentation to the consolidated financial statements of Springleaf, with the exception of Note 4c, Note 4e, and Note 4f below.

The following reclassifications were made to OneMain’s historical consolidated balance sheet for the purpose of Springleaf’s unaudited pro forma condensed combined balance sheet as of September 30, 2015, with the exception of Note 4c, Note 4e, and Note 4f below:

4a.                               Reclassification of OneMain’s restricted cash amounts from parenthetical disclosure under “Cash and cash equivalents” to the “Restricted cash and cash equivalents” financial statement line item to conform to Springleaf’s financial statement presentation.

4b.                               Reclassification of OneMain’s “Unearned revenue and deferred costs” balance as a separate financial statement line item to “Personal loans” to conform to Springleaf’s financial statement presentation.

4c.                                Reclassification of Springleaf’s “Intangible assets” balance from the “Other assets” financial statement line item to “Intangible assets” for presentation consistency.

4d.                               Reclassification of OneMain’s “Premises and equipment, net” balance as a separate financial statement line item to “Other assets” to conform to Springleaf’s financial statement presentation.

4e.                                Reclassification of Springleaf’s “Insurance claims and policyholder liabilities” balance from a liability financial statement line item to “Unearned premium and claim reserves” to conform to Springleaf’s planned presentation at December 31, 2015.

4f.                                 Reclassification of borrowings, under a conduit, from “Long-term debt” to “Borrowings under revolving facilities” to conform to Springleaf’s planned presentation at December 31, 2015.

The following reclassifications were made to OneMain’s historical consolidated and combined statements of income for the purpose of Springleaf’s unaudited pro forma condensed combined statements of income for the nine months ended September 30, 2015 and for the year ended December 31, 2014:

4g.                                Reclassification of OneMain’s financial statement line items grouped under “Provisions for credit losses and for benefits and claims” to “Provisions for finance receivable losses” and insurance related expenses to “Insurance losses and loss adjustment expenses” to conform to Springleaf’s financial statement presentation.

4h.                               Reclassification of OneMain’s investment earning from the “Investment revenue” financial statement line item to “Other revenues: Investment” to conform to Springleaf’s financial statement presentation.

4i.                                   Reclassification of OneMain’s non-usage fee on the warehouse funding facility from the “Other operating expenses” financial statement line item to “Interest expense” to conform to Springleaf’s financial statement presentation.

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Note 5— Financing Transactions

The consideration paid for the OneMain Acquisition consists of a cash payment of approximately $4.48 billion (excluding certain contract termination payments paid in connection with the closing of the OneMain Acquisition). Springleaf funded the consideration using a combination of available cash and proceeds from the sale of investment securities. The following is a summary of the financing transactions related to the OneMain Acquisition (in millions):