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8-K - FORM 8-K - CREDIT ONE FINANCIAL INCcreditone8k01062016.htm

Exhibit 16





January 5, 2016


Securities and Exchange Commission

100 F Street, N.E.

Washington, DC 20549


Ladies and Gentlemen:


We have read Item 4.01 of Form 8-K dated January 5, 2016 of Credit One Financial, Inc. and are in agreement with the statements contained in Item 4.01(a). We have no basis to agree or disagree with other statements of the registrant contained therein.



/s/ Moss, Krusick & Associates, LLC

Moss, Krusick & Associates, LLC