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S-1 - MEMBERS Horizon Variable Separate Accounte110718.txt

MLIC FORM S-1

                            MEMBERS LIFE INSURANCE COMPANY

                                  POWER OF ATTORNEY

                                CHRISTOPHER J. COPELAND
                                       DIRECTOR

    KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears
below hereby constitutes and appoints Mike Anderson or Ross D. Hansen, each of
them (with full power to each of them to act alone), his true and lawful
attorneys-in-fact and agents, with full power of substitution and
re-substitution, for him and on his behalf and in his name, place and stead, in
any and all capacities, to sign, execute and file this registration statement
under the Securities Act of 1933, as amended, and any or all amendments
(including, without limitation, post-effective amendments) to this registration
statement, with all exhibits and any and all documents required to be filed with
respect thereto, with the Securities and Exchange Commission or any other
regulatory authority, granting unto such attorneys-in-fact and agents, and each
of them, full power and authority to do and perform each and every act and thing
appropriate or necessary to be done in order to effectuate the same, as fully to
all intents and purposes as he himself might or could do in person, hereby
ratifying and confirming all that such attorneys-in-fact and agents, or any of
them, or their substitute or substitutes, may lawfully do or cause to be done by
virtue hereof.



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        PRODUCT NAME                                   1933 ACT FILE NUMBER
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   MEMBERS Flexible Premium Deferred                            333-
          Variable Annuity
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       IN WITNESS WHEREOF, this 25 day of September, 2015

                            /s/Christopher J. Copeland
                            --------------------------
                            Christopher J. Copeland


MLIC FORM S-1 MEMBERS LIFE INSURANCE COMPANY POWER OF ATTORNEY THOMAS J. MERFELD DIRECTOR KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below hereby constitutes and appoints Mike Anderson or Ross D. Hansen, each of them (with full power to each of them to act alone), his true and lawful attorneys-in-fact and agents, with full power of substitution and re-substitution, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute and file this registration statement under the Securities Act of 1933, as amended, and any or all amendments (including, without limitation, post-effective amendments) to this registration statement, with all exhibits and any and all documents required to be filed with respect thereto, with the Securities and Exchange Commission or any other regulatory authority, granting unto such attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing appropriate or necessary to be done in order to effectuate the same, as fully to all intents and purposes as he himself might or could do in person, hereby ratifying and confirming all that such attorneys-in-fact and agents, or any of them, or their substitute or substitutes, may lawfully do or cause to be done by virtue hereof. --------------------------------------------------------------------------------- PRODUCT NAME 1933 ACT FILE NUMBER --------------------------------------------------------------------------------- MEMBERS Flexible Premium Deferred 333- Variable Annuity --------------------------------------------------------------------------------- IN WITNESS WHEREOF, this 25 day of September, 2015 /s/Thomas J. Merfeld -------------------- Thomas J. Merfeld
MLIC FORM S-1 MEMBERS LIFE INSURANCE COMPANY POWER OF ATTORNEY JAMES M. POWER DIRECTOR KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below hereby constitutes and appoints Mike Anderson or Ross D. Hansen, each of them (with full power to each of them to act alone), his true and lawful attorneys-in-fact and agents, with full power of substitution and re-substitution, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute and file this registration statement under the Securities Act of 1933, as amended, and any or all amendments (including, without limitation, post-effective amendments) to this registration statement, with all exhibits and any and all documents required to be filed with respect thereto, with the Securities and Exchange Commission or any other regulatory authority, granting unto such attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing appropriate or necessary to be done in order to effectuate the same, as fully to all intents and purposes as he himself might or could do in person, hereby ratifying and confirming all that such attorneys-in-fact and agents, or any of them, or their substitute or substitutes, may lawfully do or cause to be done by virtue hereof. --------------------------------------------------------------------------------- PRODUCT NAME 1933 ACT FILE NUMBER --------------------------------------------------------------------------------- MEMBERS Flexible Premium Deferred 333- Variable Annuity --------------------------------------------------------------------------------- IN WITNESS WHEREOF, this 25 day of September, 2015 /s/James M. Power ----------------- James M. Power
MLIC FORM S-1 MEMBERS LIFE INSURANCE COMPANY POWER OF ATTORNEY M. JEFFREY BOSCO DIRECTOR KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below hereby constitutes and appoints Mike Anderson or Ross D. Hansen, each of them (with full power to each of them to act alone), his true and lawful attorneys-in-fact and agents, with full power of substitution and re-substitution, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute and file this registration statement under the Securities Act of 1933, as amended, and any or all amendments (including, without limitation, post-effective amendments) to this registration statement, with all exhibits and any and all documents required to be filed with respect thereto, with the Securities and Exchange Commission or any other regulatory authority, granting unto such attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing appropriate or necessary to be done in order to effectuate the same, as fully to all intents and purposes as he himself might or could do in person, hereby ratifying and confirming all that such attorneys-in-fact and agents, or any of them, or their substitute or substitutes, may lawfully do or cause to be done by virtue hereof. --------------------------------------------------------------------------------- PRODUCT NAME 1933 ACT FILE NUMBER --------------------------------------------------------------------------------- MEMBERS Flexible Premium Deferred 333- Variable Annuity --------------------------------------------------------------------------------- IN WITNESS WHEREOF, this 25 day of September, 2015 /s/M. Jeffrey Bosco ------------------- M. Jeffrey Bosco
MLIC FORM S-1 MEMBERS LIFE INSURANCE COMPANY POWER OF ATTORNEY BRIAN J. BORAKOVE TREASURER KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below hereby constitutes and appoints Mike Anderson or Ross D. Hansen, each of them (with full power to each of them to act alone), his true and lawful attorneys-in-fact and agents, with full power of substitution and re-substitution, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute and file this registration statement under the Securities Act of 1933, as amended, and any or all amendments (including, without limitation, post-effective amendments) to this registration statement, with all exhibits and any and all documents required to be filed with respect thereto, with the Securities and Exchange Commission or any other regulatory authority, granting unto such attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing appropriate or necessary to be done in order to effectuate the same, as fully to all intents and purposes as he himself might or could do in person, hereby ratifying and confirming all that such attorneys-in-fact and agents, or any of them, or their substitute or substitutes, may lawfully do or cause to be done by virtue hereof. --------------------------------------------------------------------------------- PRODUCT NAME 1933 ACT FILE NUMBER --------------------------------------------------------------------------------- MEMBERS Flexible Premium Deferred 333- Variable Annuity --------------------------------------------------------------------------------- IN WITNESS WHEREOF, this 25 day of September, 2015 /s/Brian J. Borakove -------------------- Brian J. Borakove
MLIC FORM S-1 MEMBERS LIFE INSURANCE COMPANY POWER OF ATTORNEY ROBERT N. TRUNZO PRESIDENT/DIRECTOR KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below hereby constitutes and appoints Mike Anderson or Ross D. Hansen, each of them (with full power to each of them to act alone), his true and lawful attorneys-in-fact and agents, with full power of substitution and re-substitution, for him and on his behalf and in his name, place and stead, in any and all capacities, to sign, execute and file this registration statement under the Securities Act of 1933, as amended, and any or all amendments (including, without limitation, post-effective amendments) to this registration statement, with all exhibits and any and all documents required to be filed with respect thereto, with the Securities and Exchange Commission or any other regulatory authority, granting unto such attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing appropriate or necessary to be done in order to effectuate the same, as fully to all intents and purposes as he himself might or could do in person, hereby ratifying and confirming all that such attorneys-in-fact and agents, or any of them, or their substitute or substitutes, may lawfully do or cause to be done by virtue hereof. --------------------------------------------------------------------------------- PRODUCT NAME 1933 ACT FILE NUMBER --------------------------------------------------------------------------------- MEMBERS Flexible Premium Deferred 333- Variable Annuity --------------------------------------------------------------------------------- IN WITNESS WHEREOF, this 25 day of September, 2015 /s/Robert N. Trunzo ------------------- Robert N. Trunz