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EX-4.2 - EXHIBIT 4.2 - UNITED COMMUNITY BANKS INCt1501908_ex4-2.htm
EX-4.3 - EXHIBIT 4.3 - UNITED COMMUNITY BANKS INCt1501908_ex4-3.htm
EX-5.1 - EXHIBIT 5.1 - UNITED COMMUNITY BANKS INCt1501908_ex5-1.htm
8-K - FORM 8-K - UNITED COMMUNITY BANKS INCt1501908_8k.htm
EX-4.1 - EXHIBIT 4.1 - UNITED COMMUNITY BANKS INCt1501908_ex4-1.htm

 

Exhibit 25.1

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

 

FORM T-1

 

STATEMENT OF ELIGIBILITY
UNDER THE TRUST INDENTURE ACT OF 1939 OF A
CORPORATION DESIGNATED TO ACT AS TRUSTEE

 

CHECK IF AN APPLICATION TO DETERMINE
ELIGIBILITY OF A TRUSTEE PURSUANT TO
SECTION 305(b)(2) [ ]

 

 

 

THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A.

(Exact name of trustee as specified in its charter)

 

Not Applicable
(State of incorporation
if not a U.S. national bank)
95-3571558
(I.R.S. employer
identification no.)
   

400 South Hope Street, Suite 400

Los Angeles, California
(Address of principal executive offices)

90071
(Zip code)

 

 

 

UNITED COMMUNITY BANKS, INC.
(Exact name of obligor as specified in its charter)

 

Georgia
(State or other jurisdiction of
incorporation or organization)
58-1807304
(I.R.S. employer
identification no.)
   

125 Highway 515 East

Blairsville, Georgia
(Address of principal executive offices)

30512
(Zip code)

 

 

 

Debt Securities

(Title of the indenture securities)

 

 
  
 

 

1.General information. Furnish the following information as to the trustee:

 

(a)Name and address of each examining or supervising authority to which it is subject.

 

Name   Address

Comptroller of the Currency

United States Department of the Treasury

 

400 7th Street SW, Suite 3E-218

Washington, D.C. 20219

     
Federal Reserve Bank of San Francisco   101 Market Street
San Francisco, CA 94105
     
Federal Deposit Insurance Corporation  

550 17th Street, N.W.
Washington, D.C. 20429

 

3501 N. Fairfax Drive
Arlington, VA 22226

 

(b)Whether it is authorized to exercise corporate trust powers.

 

Yes.

 

2.Affiliations with Obligor.

 

If the obligor is an affiliate of the trustee, describe each such affiliation.

 

None.

 

3-15.Pursuant to General Instruction B of the Form T-1, no responses are included for Items 3-15 of this Form T-1 because, to the best of The Bank of New York Mellon Trust Company, N.A.’s knowledge, the obligor is not in default on any securities issued under indentures under which The Bank of New York Mellon Trust Company, N.A. acts as trustee and the trustee is not a foreign trustee as provided under Item 15.

 

16.List of Exhibits.

 

Exhibits identified in parentheses below, on file with the Commission, are incorporated herein by reference as an exhibit hereto, pursuant to Rule 7a-29 under the Trust Indenture Act of 1939 (the “Act”) and 17 C.F.R. 229.10(d).

 

1.A copy of the articles of association of The Bank of New York Mellon Trust Company, N.A. (formerly known as The Bank of New York Trust Company, N.A.) (Exhibit 1 to Form T-1 filed with Registration Statement No. 333-121948 and Exhibit 1 to Form T-1 filed with Registration Statement No. 333-152875).

 

2.A copy of the certificate of authority of the trustee to commence business (Exhibit 2 to Form T-1 filed with Registration Statement No. 333-121948).

 

3.A copy of the authorization of the trustee to exercise corporate trust powers (Exhibit 3 to Form T-1 filed with Registration Statement No. 333-152875).

 

  
 

 

4.A copy of the existing By-Laws of the trustee (Exhibit 4 to Form T-1 filed with Registration Statement No. 333-162713).

 

6.The consent of the trustee required by Section 321(b) of the Act (Exhibit 6 to Form T-1 filed with Registration Statement No. 333-152875).

 

7.A copy of the latest report of condition of the trustee published pursuant to law or to the requirements of its supervising or examining authority.

 

  
 

 

SIGNATURE

 

Pursuant to the requirements of the Act, the trustee, The Bank of New York Mellon Trust Company, N.A., a banking association organized and existing under the laws of the United States of America, has duly caused this statement of eligibility to be signed on its behalf by the undersigned, thereunto duly authorized, all in The City of Chicago, and State of Illinois, on the 27th day of July, 2015.

 

  THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A.

 

  By: /s/ Richard Tarnas
  Name:  Richard Tarnas
  Title: Vice President

 

  

 

 

EXHIBIT 7

 

Consolidated Report of Condition of

THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A.

of 400 South Hope Street, Suite 400, Los Angeles, CA 90071

 

At the close of business March 31, 2015, published in accordance with Federal regulatory authority instructions.

 

   Dollar amounts 
   in thousands 
ASSETS     
      
Cash and balances due from depository institutions:     
Noninterest-bearing balances and currency and coin   4,228 
Interest-bearing balances   180,287 
Securities:     
Held-to-maturity securities   0 
Available-for-sale securities   682,145 
Federal funds sold and securities     
purchased under agreements to resell:     
Federal funds sold   0 
Securities purchased under agreements to resell   0 
Loans and lease financing receivables:     
Loans and leases held for sale   0 
Loans and leases, net of unearned income   0 
LESS: Allowance for loan and lease losses   0 
Loans and leases, net of unearned income and allowance   0 
Trading assets   0 
Premises and fixed assets (including capitalized leases)   12,619 
Other real estate owned   0 
Investments in unconsolidated     
subsidiaries and associated companies   0 
Direct and indirect investments in real estate ventures   0 
Intangible assets:     
Goodwill   856,313 
Other intangible assets   97,276 
Other assets   114,484 
Total assets  $1,947,352 

 

  
 

 

LIABILITIES     
      
Deposits:     
In domestic offices   576 
Noninterest-bearing   576 
Interest-bearing   0 
Not applicable     
Federal funds purchased and securities sold under agreements to repurchase:     
Federal funds purchased   0 
Securities sold under agreements to repurchase   0 
Trading liabilities   0 
Other borrowed money:     
(includes mortgage indebtedness and obligations under capitalized leases)   0 
Not applicable     
Not applicable     
Subordinated notes and debentures   0 
Other liabilities   252,909 
Total liabilities   253,485 
Not applicable     
      
EQUITY CAPITAL     
      
Perpetual preferred stock and related surplus   0 
Common stock   1,000 
Surplus (exclude all surplus related to preferred stock)   1,122,285 
Not available     
Retained earnings   570,120 
Accumulated other comprehensive income   462 
Other equity capital components   0 
Not available     
Total bank equity capital   1,693,867 
Noncontrolling (minority) interests in consolidated subsidiaries   0 
Total equity capital   1,693,867 
Total liabilities and equity capital   1,947,352 

 

I, Matthew J. McNulty, CFO of the above-named bank do hereby declare that the Reports of Condition and Income (including the supporting schedules) for this report date have been prepared in conformance with the instructions issued by the appropriate Federal regulatory authority and are true to the best of my knowledge and belief.

 

  Matthew J. McNulty ) CFO

 

  
 

 

We, the undersigned directors (trustees), attest to the correctness of the Report of Condition (including the supporting schedules) for this report date and declare that it has been examined by us and to the best of our knowledge and belief has been prepared in conformance with the instructions issued by the appropriate Federal regulatory authority and is true and correct.

 

  Antonio I. Portuondo, President   )  
  William D. Lindelof, Director ) Directors (Trustees)
  Alphonse J. Briand, Director )