Attached files
| file | filename |
|---|---|
| 10-Q - FORM 10-Q - HOME BANCSHARES INC | d899568d10q.htm |
| EX-15 - EX-15 - HOME BANCSHARES INC | d899568dex15.htm |
| EX-32.1 - EX-32.1 - HOME BANCSHARES INC | d899568dex321.htm |
| EX-31.1 - EX-31.1 - HOME BANCSHARES INC | d899568dex311.htm |
| EX-31.2 - EX-31.2 - HOME BANCSHARES INC | d899568dex312.htm |
| EXCEL - IDEA: XBRL DOCUMENT - HOME BANCSHARES INC | Financial_Report.xls |
| EX-32.2 - EX-32.2 - HOME BANCSHARES INC | d899568dex322.htm |
Exhibit 12.1
Home BancShares, Inc.
Computation of Ratios of Earnings to Fixed Charges
| Three Months Ended March 31, |
Year Ended December 31, | |||||||||||||||||||||||||||
| Exhibit |
2015 | 2014 | 2014 | 2013 | 2012 | 2011 | 2010 | |||||||||||||||||||||
| (Dollars in thousands) | ||||||||||||||||||||||||||||
| Fixed Charges and Preferred Dividends | ||||||||||||||||||||||||||||
| Interest expense |
$ | 4,481 | $ | 4,512 | $ | 17,557 | $ | 14,013 | $ | 19,761 | $ | 28,391 | $ | 32,373 | ||||||||||||||
| Capital debt expense Trust Preferred |
329 | 328 | 1,313 | 518 | 1,774 | 2,160 | 2,335 | |||||||||||||||||||||
| Estimated interest in rent |
181 | 187 | 751 | 515 | 435 | 426 | 395 | |||||||||||||||||||||
| Preferred dividends (E) |
— | — | — | — | — | 1,285 | 2,500 | |||||||||||||||||||||
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| Combined fixed charges and preferred dividends (B) |
4,991 | 5,027 | 19,621 | 15,046 | 21,970 | 32,262 | 37,603 | |||||||||||||||||||||
| Less: interest on deposits |
3,258 | 3,384 | 12,796 | 9,744 | 14,989 | 22,968 | 24,302 | |||||||||||||||||||||
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| Combined fixed charges and preferred dvidends excluding interest on deposits (D) |
$ | 1,733 | $ | 1,643 | $ | 6,825 | $ | 5,302 | $ | 6,981 | $ | 9,294 | $ | 13,301 | ||||||||||||||
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| Earnings | ||||||||||||||||||||||||||||
| Pre-tax income from continuing operations |
$ | 49,241 | $ | 42,886 | $ | 177,173 | $ | 104,473 | $ | 98,451 | $ | 84,342 | $ | 23,612 | ||||||||||||||
| Fixed charges and preferred dividends |
4,991 | 5,027 | 19,621 | 15,046 | 21,970 | 32,262 | 37,603 | |||||||||||||||||||||
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| Total earnings (A) |
54,232 | 47,913 | 196,794 | 119,519 | 120,421 | 116,604 | 61,215 | |||||||||||||||||||||
| Less: interest on deposits |
3,258 | 3,384 | 12,796 | 9,744 | 14,989 | 22,968 | 24,302 | |||||||||||||||||||||
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| Total earnings excluding interest on deposits (C) |
$ | 50,974 | $ | 44,529 | $ | 183,998 | $ | 109,775 | $ | 105,432 | $ | 93,636 | $ | 36,913 | ||||||||||||||
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| Ratio of earnings to fixed charges |
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| Ratio, including interest on deposits (A/(B-E)) |
10.87 | % | 9.53 | % | 10.03 | % | 7.94 | % | 5.48 | % | 3.76 | % | 1.74 | % | ||||||||||||||
| Ratio, excluding interest on deposits (C/(D-E)) |
29.41 | 27.11 | 26.96 | 20.70 | 15.10 | 11.69 | 3.42 | |||||||||||||||||||||
| Ratio of earnings to fixed charges & preferred dividends |
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| Ratio, including interest on deposits (A/B) |
10.87 | % | 9.53 | % | 10.03 | % | 7.94 | % | 5.48 | % | 3.61 | % | 1.63 | % | ||||||||||||||
| Ratio, excluding interest on deposits (C/D) |
29.41 | 27.11 | 26.96 | 20.70 | 15.10 | 10.07 | 2.78 | |||||||||||||||||||||