Attached files
file | filename |
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10-K - 10-K - DISCOVER CARD MASTER TRUST I | d890663d10k.htm |
EX-33.3 - EX-33.3 - DISCOVER CARD MASTER TRUST I | d890663dex333.htm |
EX-34.3 - EX-34.3 - DISCOVER CARD MASTER TRUST I | d890663dex343.htm |
EX-33.1 - EX-33.1 - DISCOVER CARD MASTER TRUST I | d890663dex331.htm |
EX-33.4 - EX-33.4 - DISCOVER CARD MASTER TRUST I | d890663dex334.htm |
EX-31.1 - EX-31.1 - DISCOVER CARD MASTER TRUST I | d890663dex311.htm |
EX-34.2 - EX-34.2 - DISCOVER CARD MASTER TRUST I | d890663dex342.htm |
EX-35.1 - EX-35.1 - DISCOVER CARD MASTER TRUST I | d890663dex351.htm |
EX-34.5 - EX-34.5 - DISCOVER CARD MASTER TRUST I | d890663dex345.htm |
EX-34.1 - EX-34.1 - DISCOVER CARD MASTER TRUST I | d890663dex341.htm |
EX-33.2 - EX-33.2 - DISCOVER CARD MASTER TRUST I | d890663dex332.htm |
EX-35.3 - EX-35.3 - DISCOVER CARD MASTER TRUST I | d890663dex353.htm |
EX-33.5 - EX-33.5 - DISCOVER CARD MASTER TRUST I | d890663dex335.htm |
EX-35.2 - EX-35.2 - DISCOVER CARD MASTER TRUST I | d890663dex352.htm |
Exhibit 34.4
Report of Independent Registered Public Accounting Firm
Regulation AB Item 1122 Remittance Servicing Platform
Board of Directors and Shareholders BancTec, Inc. |
Audit Tax Advisory
Grant Thornton LLP 1717 Main Street, Suite 1500 Dallas, TX 75201-4667
T 214.561.2300 F 214.561.2370 |
We have examined managements assertion, included in the accompanying Certification Regarding Compliance with Applicable Servicing Criteria (Managements Report), that BancTec, Inc. (the Company) complied with the servicing criteria set forth in Item 1122(d)(2)(i) and Item 1122(d)(4)(iv) of the U.S. Securities and Exchange Commissions Regulation AB for the remittance processing services performed by the Company for asset-backed securities transactions involving credit card receivables conducted by Discover Card Master Trust I and Discover Card Execution Note Trust (the Platform) that were registered with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, or were now required to be registered where the related asset-back securities were outstanding as of and for the year ended December 31, 2014 (the Reporting Period). The Company has determined that the remainder of the servicing criteria are not applicable to the activities it performs with respect to the Platform as of and for the year ended December 31, 2014. Management is responsible for the Companys compliance with those servicing criteria. Our responsibility is to express an opinion on managements assertion about the Companys compliance with the applicable servicing criteria for the Platform based on our examination.
Our examination was conducted in accordance with the standards of the Public Company Accounting Oversight Board (United States) and, accordingly, included examining, on a test basis, evidence about the Companys compliance with the applicable servicing criteria for the Platform and performing such other procedures as we considered necessary in the circumstances. Our examination included testing selected asset-backed transactions and securities constituting the Platform and evaluating whether the Company performed servicing activities related to those transactions and securities in compliance with the applicable servicing criteria for the period covered by this report. Accordingly, our testing may not have included servicing activities related to each asset-backed transaction or security constituting the Platform. Further, our examination was not designed to detect material noncompliance that may have occurred prior to the period covered by this report and that may have affected the Companys servicing activities during the period covered by this report. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on the Companys compliance with the applicable servicing criteria.
In our opinion, managements assertion that BancTec, Inc. complied with the aforementioned applicable servicing criteria as of and for the year ended December 31, 2014 for the Platform is fairly stated, in all material respects.
/s/ Grant Thornton LLP
Dallas, TX
March 18, 2015