Attached files

file filename
10-K - 10-K - DISCOVER CARD MASTER TRUST Id890663d10k.htm
EX-33.3 - EX-33.3 - DISCOVER CARD MASTER TRUST Id890663dex333.htm
EX-34.3 - EX-34.3 - DISCOVER CARD MASTER TRUST Id890663dex343.htm
EX-33.1 - EX-33.1 - DISCOVER CARD MASTER TRUST Id890663dex331.htm
EX-33.4 - EX-33.4 - DISCOVER CARD MASTER TRUST Id890663dex334.htm
EX-31.1 - EX-31.1 - DISCOVER CARD MASTER TRUST Id890663dex311.htm
EX-34.2 - EX-34.2 - DISCOVER CARD MASTER TRUST Id890663dex342.htm
EX-35.1 - EX-35.1 - DISCOVER CARD MASTER TRUST Id890663dex351.htm
EX-34.5 - EX-34.5 - DISCOVER CARD MASTER TRUST Id890663dex345.htm
EX-34.1 - EX-34.1 - DISCOVER CARD MASTER TRUST Id890663dex341.htm
EX-33.2 - EX-33.2 - DISCOVER CARD MASTER TRUST Id890663dex332.htm
EX-35.3 - EX-35.3 - DISCOVER CARD MASTER TRUST Id890663dex353.htm
EX-33.5 - EX-33.5 - DISCOVER CARD MASTER TRUST Id890663dex335.htm
EX-35.2 - EX-35.2 - DISCOVER CARD MASTER TRUST Id890663dex352.htm

Exhibit 34.4

Report of Independent Registered Public Accounting Firm

Regulation AB Item 1122 Remittance Servicing Platform

 

Board of Directors and Shareholders

BancTec, Inc.

     

Audit • Tax • Advisory

 

Grant Thornton LLP

1717 Main Street, Suite 1500

Dallas, TX 75201-4667

 

T 214.561.2300

F 214.561.2370

 

We have examined management’s assertion, included in the accompanying Certification Regarding Compliance with Applicable Servicing Criteria (“Management’s Report”), that BancTec, Inc. (the “Company”) complied with the servicing criteria set forth in Item 1122(d)(2)(i) and Item 1122(d)(4)(iv) of the U.S. Securities and Exchange Commission’s Regulation AB for the remittance processing services performed by the Company for asset-backed securities transactions involving credit card receivables conducted by Discover Card Master Trust I and Discover Card Execution Note Trust (the “Platform”) that were registered with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, or were now required to be registered where the related asset-back securities were outstanding as of and for the year ended December 31, 2014 (the “Reporting Period”). The Company has determined that the remainder of the servicing criteria are not applicable to the activities it performs with respect to the Platform as of and for the year ended December 31, 2014. Management is responsible for the Company’s compliance with those servicing criteria. Our responsibility is to express an opinion on management’s assertion about the Company’s compliance with the applicable servicing criteria for the Platform based on our examination.

Our examination was conducted in accordance with the standards of the Public Company Accounting Oversight Board (United States) and, accordingly, included examining, on a test basis, evidence about the Company’s compliance with the applicable servicing criteria for the Platform and performing such other procedures as we considered necessary in the circumstances. Our examination included testing selected asset-backed transactions and securities constituting the Platform and evaluating whether the Company performed servicing activities related to those transactions and securities in compliance with the applicable servicing criteria for the period covered by this report. Accordingly, our testing may not have included servicing activities related to each asset-backed transaction or security constituting the Platform. Further, our examination was not designed to detect material noncompliance that may have occurred prior to the period covered by this report and that may have affected the Company’s servicing activities during the period covered by this report. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on the Company’s compliance with the applicable servicing criteria.

In our opinion, management’s assertion that BancTec, Inc. complied with the aforementioned applicable servicing criteria as of and for the year ended December 31, 2014 for the Platform is fairly stated, in all material respects.

/s/ Grant Thornton LLP

Dallas, TX

March 18, 2015