Attached files

file filename
8-K - 8-K - LegacyTexas Financial Group, Inc.a8k4q2014covererslides.htm
EX-99.4 - EXHIBIT 99.4 - LegacyTexas Financial Group, Inc.ex994sharerepurchaseannoun.htm
EX-99.2 - EXHIBIT 99.2 - LegacyTexas Financial Group, Inc.ex992q42014dividendannounc.htm
EX-99.1 - EXHIBIT 99.1 - LegacyTexas Financial Group, Inc.ex991q42014earningsrelease.htm
EXHIBIT 99.3


 


 
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Collin Dallas Tarrant National


 
Trade, transportation and utilities Professional and business services Government Educational and health services Leisure and hospitality Manufacturing Financial activities Natural resources, mining & construction Other services Information


 


 
• • 2011Y 2012Y 2013Y 2014Y Commercial RE C&I (ex-energy) Energy C&D Consumer RE Other consumer


 
• • 2011Y 2012Y 2013Y 2014Y Non-interest- bearing demand Interest- bearing demand Savings and money market Time


 
2011Y 2012Y 2013Y 2014Y Net interest income ($mm) NIM R: 000 G: 048 B: 135 R: 000 G: 114 B: 206 R: 033 G: 039 B: 033 R: 111 G: 162 B: 135 R: 185 G: 151 B: 091 R: 091 G: 103 B: 112 • •


 
2011Y 2012Y 2013Y 2014Y Core revenues Core expenses Core efficiency ratio •


 
2011Y 2012Y 2013Y 2014Y 2011Y 2012Y 2013Y 2014Y R: 000 G: 048 B: 135 R: 000 G: 114 B: 206 R: 033 G: 039 B: 033 R: 111 G: 162 B: 135 R: 185 G: 151 B: 091 R: 091 G: 103 B: 112 • •


 
2011Y 2012Y 2013Y 2014Y Pro forma² 2011Y 2012Y 2013Y 2014Y Pro forma² 2011Y 2012Y 2013Y 2014Y Pro forma² • •


 
Commerical RE C&I Energy WPP Consumer RE C&D Other ViewPoint standalone LegacyTexas Pro forma ViewPoint standalone LegacyTexas Pro forma ViewPoint standalone LegacyTexas Pro forma Non-interest-bearing demand Interest-bearing demand Savings and money market Time


 


 


 


 
Appendix