UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant To Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): December 16, 2014

HUDSON CITY BANCORP, INC.

(Exact name of registrant as specified in its charter)

WEST 80 CENTURY ROAD

PARAMUS, NEW JERSEY 07652

(Address of principal executive offices, including zip code)

Registrant’s telephone number, including area code: (201) 967-1900

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Effective September 16, 2014, the Boards of Directors of Hudson City Bancorp, Inc. (the “Company”) and Hudson City Savings Bank (the “Bank”) each appointed Anthony J. Fabiano to serve as President and Chief Operating Officer. In connection with this appointment, the Company and the Bank have entered into employment agreements with Mr. Fabiano effective as of December 16, 2014 (the “Employment Agreements”). These Employment Agreements replace Mr. Fabiano’s Amended and Restated Two-Year Change of Control Agreement with the Company and the Bank.

The terms of the Employment Agreements run to December 15, 2016, and for two years after any change of control we experience during this period. During this period, the following terms and conditions apply:

The Company entered into an Agreement and Plan of Merger with M&T Bank Corporation (“M&T”) and Wilmington Trust Corporation, a wholly owned subsidiary of M&T (“WTC”), on

August 27, 2012, that has been amended on three occasions (the “Merger Agreement”). The Merger Agreement provides that, upon the terms and subject to the conditions set forth therein, the Company will merge with and into WTC, with WTC continuing as the surviving entity (the “Merger”). The Employment Agreements contain the following provisions that apply only while the Merger Agreement remains effective and after any consummation of the Merger:

In the event that the Merger does not become effective and the Merger Agreement is terminated, these provisions will cease to have any effect.

The Employment Agreements apportion liability for the payment of severance benefits between the two entities in the same manner in which the entities apportion compensation, but the Company is jointly and severally liable with the Bank for all obligations under the Bank agreement.

The Employment Agreements also include standard confidentiality and non-solicit provisions and prohibit Mr. Fabiano from directly or indirectly competing against us within any county in the State of New Jersey or any other county in which we maintain an office, for a period of one year following termination of his employment during the term without severance.

The foregoing description is a summary only and is qualified in its entirety by the full text of the Employment Agreements, which are attached as Exhibits 10.51 and 10.52 to this Form 8-K and are incorporated herein by reference.

The annual meeting of shareholders of the Company was held on December 16, 2014. As of the close of business on October 21, 2014, the record date for the annual meeting, there were a total of 528,764,950 shares of common stock issued and outstanding and entitled to vote at the annual meeting. At the annual meeting 426,519,393 shares of common stock were represented in person or by proxy, therefore a quorum was present. The following proposals were submitted by the Board of Directors to a vote of security holders and the Company’s independent inspectors of election reported the final results of the vote on each proposal as noted below:

Proposal 1 - Election of Directors.

Each of William G. Bardel, Scott A. Belair, Anthony J. Fabiano, Cornelius E. Golding, Donald O. Quest, M.D. and Joseph G. Sponholz were nominated to serve for a one year term expiring at

the annual meeting of shareholders to be held in 2015, or when their successors are otherwise duly elected and qualified. The six directors having received the requisite vote of a majority of the votes cast, as indicated below, were elected as directors of the Company.

Proposal 2 - The ratification of the appointment of KPMG LLP as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2014.

The shareholders were asked to ratify the appointment of KPMG LLP as the Company’s independent registered public accounting firm. The appointment was approved by the requisite vote of a majority of the shares represented in person or by proxy and entitled to vote, as indicated below.

Proposal 3 – Approval of a non-binding advisory proposal on named executive officer compensation.

The shareholders were asked to approve the compensation awarded to the Company’s named executive officers as set forth in the Company’s proxy statement in a non-binding advisory vote. This non-binding advisory proposal was approved by the requisite vote of a majority of the shares represented in person or by proxy and entitled to vote, as indicated below.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: December 22, 2014