BUSINESS OVERVIEW Third Quarter 2014 NYSE TICKER: JGW

STATEMENT OF DISCLOSURE This presentation contains “forward-looking statements” within the meaning of U.S. federal securities laws. Forward-looking statements are not historical facts, and are based upon management’s current expectations, beliefs and projections, many of which, by their nature, are inherently uncertain. Such expectations, beliefs and projections are expressed in good faith. However, there can be no assurance that management’s expectations, beliefs and projections will be achieved and actual results may differ materially from what is expressed in or indicated by the forward-looking statements. Forward-looking statements are subject to risks and uncertainties that could cause actual performance or results to differ materially from those expressed in the forward-looking statements, including risks detailed in JGWPT Holdings Inc.’s (the “Company”) SEC filings. Forward-looking statements speak only as of the date the statements are made. The Company assumes no obligation to update forward-looking statements to reflect actual results, subsequent events or circumstances, changes in assumptions or changes in other factors affecting forward-looking information except to the extent required by applicable securities laws. If the Company does update one or more forward-looking statements, no inference should be drawn that the Company will make additional updates with respect thereto or with respect to other forward-looking statements.

TABLE OF CONTENTS I. Company Overview II. Marketing & Branding III. Structured Settlements & Annuities IV. Lottery Funding V. Pre-Settlement Funding VI. Financing Platform VII. Historical Collateral Performance & Securitization Overview VIII. Legal Overview Appendix A: Management Bios Appendix B: Contact

 I. COMPANY OVERVIEW

The JGWPT Companies (“JGWPT”) are comprised of the J.G. Wentworth and the Peachtree Financial Solutions family of companies. Both brands are innovators, market leaders and established players in their business segment In November 2013, JGWPT Holdings Inc. went public on the NYSE (Ticker “JGW”) and became the managing member of JGWPT Holdings, LLC JGWPT, through its subsidiaries, is the nation’s leading purchaser and servicer of Structured Settlement and Annuity payment streams Employs approximately 400 people with operations in Radnor, Pennsylvania First to securitize Structured Settlement payment streams in 1997 The JGW Originator and the Peachtree Originator have purchased over 68,814 receivables since 2002 through June 30, 2014 with aggregate payment streams of over $6.34bn with <0.15% of aggregate losses Of these aggregate write-offs, approximately 0.08% is related to Executive Life Insurance Company of New York (“ELNY”) and are based on Schedule 1.15 of the ELNY liquidation plan provided by Guaranty Associated Benefits Company JGWPT family of companies has in-house marketing, underwriting and servicing Invested approximately $650 million in marketing since 1995 COMPANY OVERVIEW

JGWPT is a direct-to-customer company that provides liquidity to individuals by purchasing structured settlement, fixed annuity and lottery payment streams and conducts pre-settlement transactions Business model is based on the simple premise that obligations, backed by strong investment-grade insurance companies, can be purchased at a discount to deliver strong economics while also providing compelling benefits to the customer The company markets under two distinct leading brands: JG Wentworth (“JGW”) and Peachtree In July 2011, JGWPT Holdings, LLC was formed to hold both JGW and Peachtree, creating significant strategic value as the companies maintained highly complementary product offerings with minimal customer overlap and the ability to realize significant synergies COMPANY OVERVIEW BRAND DESCRIPTION Offerings – Structured Settlements, Annuities Target Audience – Individuals Positioning – Price Leader with Efficient, Courteous Service Offerings – Structured Settlements, Annuities, Pre-Settlement Fundings, and Lotteries Target Audience – Individuals, Attorneys, Financial Professionals Positioning – Friendly, High Touch Service

Structured Settlements Annuities Lotteries Pre-Settlement Funding Ultimate Payor / Counterparty Insurance company Insurance company State lottery funds / Insurance company Insurance company / self-insured corporate defendant Brands Years of Experience 18+ 18+ 14+ 8+ % of Revenue (Q1 2014) Financial Information as of March 31, 2014. ESTABLISHED BRANDS ACROSS PRODUCT LINES

Market Landscape JGWPT possesses the largest market share of any structured settlement payment purchaser by a significant margin Leading position offers scale advantages Operating efficiency Regular access to securitization market provides cost of funds advantage relative to competitors Source: Represents that portion of all cases filed that were visible to management via Westlaw throughout the country. Percentages in the graph reflect total activity between January – December 2013. JGWPT’s Leading Position LEADING MARKET POSITION

LEADERSHIP TEAM Significant direct marketing and capital markets expertise Extensive knowledge of the legal and regulatory intricacies of the purchasing process Name Title Years with the Company and Predecessors Years of Experience David Miller Chief Executive Officer 6 33 Randi Sellari President & Chief Operating Officer 18 26 John Schwab Chief Financial Officer 1 24 Stephen Kirkwood General Counsel 15 19 Sean O'Reilly Chief Marketing Officer 1 21 Sharon Miller Chief Technology Officer 2 22

 II. MARKETING & BRANDING

BRAND POSITIONING PUBLIC FACE / MASCOT Price leader with courteous, efficient service Project image of being a reliable, secure and financially strong institution that delivers good service and great value Friendly, high-touch service Develop strong personal bond between customer and purchasing team Personal relationship is the cornerstone of the experience JGWPT operates in the markets it serves with two distinct brands, JG Wentworth and Peachtree Allows the company to target separate sub-segments of its addressable market simultaneously Differentiated strategy results in minimal customer overlap Over $650 million in spend on television, internet, direct mail and social media have developed iconic brands MARKETING OVERVIEW

Direct Mail Online / Mobile Television “I have a structured settlement, and I need cash now.” 877-CASH-NOW “We’re Peachtree People” SOPHISTICATED DIRECT MARKETING PROGRAMS

JGWPT owns significant real estate in the largest online search engines for many key terms, including “structured settlement” JG Wentworth has 98% share of voice for Brand and Structured Settlement category searches Strong results in both paid search and organic leads due to search engine marketing and optimization expertise Both JG Wentworth and Peachtree have developed iconic TV brands Combined, generate over 130 million impressions per week nationwide Over 80% of the target audience sees JGW/Peachtree ads 5X per week The Company has a well-established process to design, develop, write and produce winning direct response TV campaigns Weekly media optimization ensures delivery of qualified leads at the most efficient cost I have a structured settlement and I need cash now. Television Additional Channels Online Social Media - New and ever-growing media channel Facebook: 39,300 combined fans with great opportunities for growth and content publishing Twitter: 28,500 combined followers YouTube: Approximately 2,000,000 combined YouTube video views of commercials and parodies. Developing additional online-only content Smartphones - Facilitating customer engagement and document transfer JG Wentworth and Peachtree launched mobile applications for the iPhone and Android phones App serves as a document transfer vehicle (alternative to faxing), removing roadblocks/barriers to completion Direct Mail JG Wentworth: Focused on scale, ease-of-use, speed of funding Key initiatives CRM trigger mailers and Cash Now Peachtree: Service-focused brand Key initiatives include Dream Cash Over $650 million in marketing spend has created brand recognition that is nearly impossible to replicate EFFECTIVE THROUGH DIVERSE MARKETING CHANNELS

 III. STRUCTURED SETTLEMENTS & ANNUITIES

STRUCTURED SETTLEMENTS OVERVIEW Initial Structured Settlement Creation Subsequent Sale by Structured Settlement Holder A structured settlement is a contractual agreement to settle a tort claim involving physical injury, illness, or workers’ compensation whereby a claimant is compensated for damages through a series of payments over time Typically arises from an out-of-court negotiated settlement To fund the settlement obligations the defendant, typically an insurance company, purchases a single premium annuity from a life insurance company The full amount of each periodic payment is excludable from the recipient’s income Increases aggregate dollar payments to the claimant while minimizing upfront capital commitment from the insurance company JGWPT Regulatory Overview All sales of structured settlement payment streams are need-based and provide liquidity when circumstances prompt re-assessment of financial needs Sales of structured settlement payments make economic sense for many customers – providing a lower rate compared to alternatives Credit cards on average charged between 15%-25%, compared to 8%–14% discount rates for structured settlement payment purchasing Sale of an asset provides liquidity without creating a repayment obligation Source: Based on a random sample of 584 JG Wentworth transactions. Out of court negotiation of amount and terms of compensation for damages 1 Annuity Provider Claimant Defendant’s Insurance Provider Purchase of annuity to defease obligation to claimant Compensation paid to claimant through annuity 2 3 Debt Repayment / Pay Bills 36% Housing-Related 31% Transportation 7% Education 6% Miscellaneous 6% Health Care 5% Major Purchase 4% Child Care 3% Business-Related 3% ILLUSTRATIVE USE OF PROCEEDS 1

Direct-to- Consumer TV Internet Print Generates incoming calls to product groups Proprietary databases utilized to pursue leads Ensure payments are unencumbered and available for purchase Economic review Separate from purchasing team Processing and execution of documentation Meet legal requirements as needed Subject to individual state transfer statutes Each transfer approved by a court and federal overlays Express court finding that transfer is in the best interest of customer and take into account the welfare and support of dependents Service all portfolios (such as prior securitizations and other financings) Administer and collect payments Draw from financing facilities to fund deals Subsequently, permanently finance through securitizations approximately three times per year Opportunities to finance through private placements and forward flow arrangements Initial screening of opportunity Stringent screening guidelines Relationship management Complete paperwork Become point of contact Marketing Under- writing Court Approval Portfolio Servicing Funding Purchasing DESCRIPTION Day 1 Day 10 Days 30 – 60 Highly efficient structured settlement payment stream purchasing process Structured settlement payment stream purchasing ILLUSTRATIVE TRANSACTION TIMELINE

PURCHASING Leads are sourced from multiple channels: Inbound calls and inquiries from TV, internet and other marketing campaigns Proprietary Customer Relationship Management platform (WAIDE) containing internal database of existing claimants Account executives qualify each lead to: Determine the type of payment stream Develop a relationship with the individual in order to understand their circumstances Define the consumer need and construct a transaction that meets their needs Commitment review Purchase adheres to the current pricing model Review of initial annuity and settlement documentation to verify: Whether the claimant is entitled to the payments Identity of the annuity issuer and annuity obligor Compliance with statutory requirements Purchase contract package sent to claimant via FedEx, e-mail or facsimile

UNDERWRITING Executed purchase contract received via fax, email, FedEx, or proprietary App (iPhone or Android) Initial review Purchase contract and all applicable forms returned and executed properly Settlement and annuity documentation received Confirmation that claimant is entitled to payments, payments to be sold are unencumbered, and annuity issuer and annuity obligor are correct Verification that the claimant has waived or received independent professional representation (eight states require representation, all other states allow waiver of this requirement) Fraud review Perform various searches to verify potential fraud UCC lien search Credit search for bankruptcy and child support arrearages National Association of Settlement Purchasers (“NASP”) fraud database to verify there are no potential conflicts with competitors Contract package sent to outside counsel to begin court approval process

COURT APPROVAL For JGWPT to purchase a structured settlement payment from a customer, state transfer statutes generally require the court to find: Transaction is in the best interests of the claimant, taking into account the welfare of his or her dependents Transaction does not contravene federal or state law Claimant executes documentation of the sale, which is considered in the court’s review of the sale Upon court approval, the company provides the annuity provider with a copy of the executed court order and letter directing payments to be sent to an established lockbox in the name of the company or one of its subsidiaries Notification period allows annuity providers to review transfer application

PORTFOLIO SERVICING As master servicer or sub-servicer, the company is responsible for file verification, payment processing and delinquency resolution Delinquencies are typically identified within three business days past due The company maintains relationships with all annuity providers for the settlement payments it owns, thereby facilitating the resolution of administrative delays The JGW Originator and the Peachtree Originator have purchased over 68,814 receivables since 2002 through June 30, 2014 with aggregate payment streams of over $6.34bn with <0.15% of aggregate losses Of these aggregate write-offs, approximately 0.08% is related to Executive Life Insurance Company of New York (“ELNY”) and are based on Schedule 1.15 of the ELNY liquidation plan provided by Guaranty Associated Benefits Company Back-up servicing provided by Portfolio Financial Servicing Company Hot site back up (daily cash reconciliation) All payments made to a secured lock box Custodian for collateral

ANNUITIES OVERVIEW Fixed annuities are periodic payments made by insurance companies to the contract beneficiary Similar to structured settlements, JGWPT purchases these periodic payments directly from individuals Significant primary market for fixed income annuities Multi-trillion dollar market, with $240 billion in annuities issued in 2011 In a survey, 27% of annuity owners were “concerned they may be unable to sell their annuity if they want the money for something else” Purchasing and Underwriting process is substantially similar to structured settlements Does not require court approval and thus typical transactions can be completed within 3-4 weeks

 IV. LOTTERY FUNDING

LOTTERIES OVERVIEW Similar to structured settlements, all purchases are made pursuant to court orders, directing the state lottery commission to make payments directly to the purchaser 15 year history of buying and selling lottery prize payments JGWPT typically purchases only a portion of the total lottery payment streams The company has recently begun including lotteries in securitizations In addition, JGWPT maintains close relationship with small group of financing sources that fund a majority of the company’s lottery purchases and are attracted to the high-quality nature of the assets 24 states permit lottery transfers

 V. PRE-SETTLEMENT FUNDING

Personal injury victims often need emergency funds to cover living and medical expenses Average personal injury claim takes approximately two years to settle Many recipients are unemployed and / or have limited access to capital Resulting liquidity crisis can often prejudice the plaintiff Plaintiff may experience a cash shortfall and thus feels compelled to settle for less than deserved Plaintiff’s lawyer is often under pressure to settle quickly By conducting a modest transaction relating to the proceeds of the pending claim, JGWPT removes the pressure on both the plaintiff and their lawyer Generally, transaction is less than 20% of the total case value The transaction is not a loan because there is no obligation to repay if plaintiff loses case. It does not carry the same usury / regulatory restrictions of a loan Peachtree has been conducting pre-settlement transactions since January 2005 $223 million on 21,752 cases Underwriting is performed by experienced in-house attorneys and paralegals JGWPT currently operates in the 26 states where there is strong precedent supporting the transactions Expected to represent a major growth driver for the company going forward, after regulatory framework is established PRE-SETTLEMENT FUNDING OVERVIEW

 VI. FINANCING PLATFORM

The JGWPT Companies’ diversified funding platform optimizes funding at every stage of the business process Alternative funding sources both in nature of financing and type of institution Funding sources enable access to the private or 144A markets to achieve best execution The company has established itself as a regular issuer of structured settlement, annuity and lottery ABS and expects to continue to build its term issuance platform in the future The JGWPT Companies look to securitization as a source of longer term financing and an opportunity to diversify its sources of funding and investor base Sources of financing include: Internal funding Bank warehouse facilities Insurance company warehouse facilities Financial institution term facilities/Private placements Asset based loans from financial institutions Since November 2009, JGWPT subsidiaries executed revolving and term facilities, securitizations, credit lines and private placements with diverse counterparties including institutional investors, insurance companies, banks, and investment banks FINANCING PLATFORM

All aspects of the Company’s funding model have been strengthened and diversified since the financial crisis Current financing platform has capacity to fund purchases for approximately 18 to 24 months without access to securitizations or other permanent financing Even during the financing crisis, the longest period between permanent financings was 10 months Securitization in December 2008 Private placement in October 2009 Pre-2009 Current Warehouse Facilities $250 million of availability Single lender Variable advance rate Mark-to-market 365 day term $750 million of total capacity Five lenders Fixed advance rate No mark-to-market (no exposure to margin calls) All facilities have at least a 2 year term and no less than 18 months amortization Securitizations Average of 4 investors per securitization No pre-funding component Utilized MBIA wrap Continued growth in demand with approx. 50 unique investors since 2010 Up to 45% pre-funding component (extending period between securitizations) AAA rated with no wrap Alternative Monetization Options None Twelve private placements executed since 2009 in the structured settlement asset class Term facilities Asset Class Track Record Strong, but largely untested Flawless performance throughout crisis with no missed payments for any of the 38 outstanding securitizations Increases likelihood that market will remain open going forward Guaranteed Structured Settlements DEVELOPMENT OF FUNDING & SECURITIZATION PLATFORM

JGWPT transactions are all similar in structure The credit enhancement for the JGWPT transactions consists of overcollateralization, a reserve account and, in the case of the Class A Notes, subordination of the Class B Notes Subordination: The Class A Notes have the support of the Class B Notes Overcollateralization: The Overcollateralization is in the form of an Issuer’s Certificate Non-Declining Reserve Account: At closing, an initial deposit of 1.00% of the Aggregate Discounted Receivables Balance of the Receivables is made to the Reserve Account Class A Class B Certificate (OC) Reserve Account Retained; fully locked out to principal Fully funded, non-declining reserve account CREDIT ENHANCEMENT OVERVIEW

JGWPT’s collateral pool for the last six securitizations exhibited consistent characteristics RECENT SECURITIZATION EXECUTION 1. All deals discounted at 5.5% except JGWPT 2013-1 discounted at 5% 2. For structured settlements and lotteries only 3. Lower rating of Moody’s and S&P 4. Does not reflect consolidation of related entities 5. Ratings reflect Moody’s/DBRS 2014-1 2013-3 2013-2 2013-1 2012-3 2012-2 Close Date 2/18/2014 10/18/13 07/30/13 03/20/13 11/19/12 07/25/12 % SS 93.97% 96.88% 89.80% 93.00% 95.63% 95.47% % Annuities 5.51% 0.93% 6.30% 4.80% 4.37% 4.53% % Lotteries 0.51% 2.19% 4.00% 2.20% -- -- Total 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% Average Contract Balance (PV) 1 53,478 $ $58,111 $50,156 $50,813 $46,178 $50,838 % Court Ordered Transfers 2 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% Rating of Annuity Providers 3 A- or Better 88.43% 93.48% 89.31% 94.95% 94.86% 95.29% Investment Grade or better 93.98% 98.60% 96.30% 96.40% 95.02% 95.66% % Top 5 Annuity Provider 4 43% 48.83% 45.60% 42.60% 44.46% 41.09% Largest State Concentration % 12% 12.23% 15.60% 10.80% 11.37% 11.11% Class A Capital Structure 85.25% 85.25% 85.25% 85.25% 85.25% 85.00% Class A Coupon 3.96% 4.08% 4.21% 3.22% 3.22% 3.84% Class A Rating 5 AAA / Aaa AAA / Aaa AAA / Aaa AAA / Aaa AAA / Aaa AAA / Aaa Class B Capital Structure 8.75% 8.00% 8.00% 8.00% 8.00% 8.25% Class B Coupon 4.94% 5.54% 5.68% 4.94% 6.17% 6.77% Class B Rating 5 BBB / Baa2 BBB / Baa2 BBB / Baa2 BBB / Baa2 BBB / Baa2 BBB / Baa2 Asset WAL (Years) 6 12.29 12.87 13.08 12.78 12.27 12.94

 VII. HISTORICAL COLLATERAL PERFORMANCE AND SECURITIZATION OVERVIEW

The JGW Originator and the Peachtree Originator have purchased over 68,814 receivables since 2002 through June 30, 2014 with aggregate payment streams of over $6.34bn with <0.15% of aggregate losses Of these aggregate write-offs, approximately 0.08% is related to Executive Life Insurance Company of New York (“ELNY”) and are based on Schedule 1.15 of the ELNY liquidation plan provided by Guaranty Associated Benefits Company Losses occur from underwriting or administrative errors Securitization investors have never suffered a loss Over 86% of counterparties that collateralize JGWPT’s 2014-1 securitization are rated A3 or better by Moody’s Significant diversification of risk across counterparties, geographies, maturity profiles, and sourcing channels COLLATERAL POOL CHARACTERISTICS 2014-1 Securitization Obligor Concentrations1 2014-1 Securitization Obligor Ratings1 1. Concentrations based on assets at close of prefunding on 5/9/2014 Obligor % of Pool Metropolitan Life Insurance Company 12.2% American General Life Insurance Company 11.3% Prudential Insurance Company of America 8.9% Allstate Life Insurance Company 6.0% Genworth Life and Annuity Insurance Company 5.6% John Hancock Life Insurance Company (USA) 5.5% Genworth Life Insurance Company 4.6% MetLife Insurance Company of Connecticut 4.4% Symetra Life Insurance Company 4.2% Hartford Life Insurance Company 3.9% Other 90 Obligors 33.3% Total 100.0%

SECURITIZATION OVERVIEW – J.G. WENTWORTH (1) Updated as of 6/30/2014 1. Initial ratings apply to senior notes only Transaction 2002-a 2004-a 2005-1 2006-1 2006-2 2006-3 2006-4 2007-1 Insurer MBIA MBIA MBIA MBIA MBIA MBIA MBIA MBIA Closing Date 11/26/2002 11/17/2004 11/15/2005 3/22/2006 6/22/2006 9/26/2006 12/20/2006 3/22/2007 Initial rating S&P 1 AAA AAA AAA AAA AAA AAA AAA AAA Initial rating Moody's 1 Aaa Aaa Aaa Aaa Aaa Aaa Aaa Aaa Initial rating AM Best 1 NA NA NA NA NA NA NA NA DBRS 1 NA NA NA NA NA NA NA NA ADRB: Original Balance 66,689,484 $ 164,457,747 $ 241,287,121 $ 81,767,739 $ 80,467,562 $ 92,866,212 $ 83,165,207 $ 98,214,007 $ Current Balance 13,185,857 $ 66,646,658 $ 118,533,832 $ 40,788,934 $ 46,772,259 $ 54,643,360 $ 47,583,082 $ 57,851,041 $ Note Balances Original Balance 60,020,500 $ 152,679,000 $ 228,017,000 $ 76,862,000 $ 75,638,000 $ 87,665,000 $ 78,590,000 $ 92,811,000 $ Current Balance A-1 6,283,711 $ 35,866,170 $ 65,349,547 $ 17,831,019 $ 21,442,460 $ 23,180,504 $ 21,689,310 $ 35,437,501 $ Current Balance A-2 - $ 19,509,108 $ 37,532,095 $ 18,345,018 $ 20,827,915 $ 26,489,179 $ 21,284,569 $ 17,383,038 $ Current Balance B - $ - $ 2,286,912 $ - $ - $ - $ - $ - $ Current Balance C - $ - $ - $ - $ - $ - $ - $ - $ Note Pay down 53,736,789 $ 97,303,722 $ 122,848,446 $ 40,685,963 $ 33,367,625 $ 37,995,317 $ 35,616,121 $ 39,990,461 $ NPV - Defaulted Deals 193,934 248,730 1,237,012 210,320 179,352 585,052 379,033 637,834 Historical Cash Collections: Expected Cash Collections per PPM 79,958,921 $ 166,442,889 $ 215,609,208 $ 72,100,377 $ 66,335,586 $ 73,003,881 $ 64,221,237 $ 73,762,366 $ Actual Cash Collected 79,915,424 $ 166,509,253 $ 216,568,233 $ 71,985,864 $ 66,730,439 $ 73,096,304 $ 64,225,185 $ 73,963,346 $ (Shortfall) / Excess (43,497) $ 66,364 $ 959,026 $ (114,513) $ 394,853 $ 92,423 $ 3,948 $ 200,980 $ % Not Collected / (Excess) -0.05% 0.04% 0.44% -0.16% 0.60% 0.13% 0.01% 0.27% Projected Cash Collections: 16,140,988 $ 95,304,208 $ 174,834,415 $ 58,767,961 $ 73,439,615 $ 82,151,993 $ 70,002,230 $ 92,387,371 $ Expected A Note Maturity Date 5/15/2017 1/15/2025 12/15/2028 5/15/2023 1/15/2028 7/15/2027 7/15/2022 5/15/2031 Original O/C Levels 10.00% 7.16% 5.50% 6.00% 6.00% 5.60% 5.50% 5.50% Current O/C Levels 52.35% 16.91% 11.28% 11.31% 9.63% 9.10% 9.69% 8.70% Reserve Amount 666,895 $ 1,644,577 $ 2,412,871 $ 817,677 $ 804,676 $ 928,662 $ 831,652 $ 982,140 $ Current Reserve Ratio 5.06% 2.47% 2.04% 2.00% 1.72% 1.70% 1.75% 1.70%

SECURITIZATION OVERVIEW – J.G. WENTWORTH (1) cont’d Updated as of 6/30/2014 1. Initial ratings apply to senior notes only Transaction 2007-2 2007-3 2008-1 2008-2 2008-3 2010-1 2010-2 2010-3 Insurer MBIA MBIA Closing Date 6/21/2007 9/27/2007 3/14/2008 5/9/2008 12/19/2008 4/20/2010 8/12/2010 11/4/2010 Initial rating S&P 1 AAA AAA AAA AAA NR NA NA NA Initial rating Moody's 1 Aaa Aaa Aaa NA Aaa Aaa Aaa Aaa Initial rating AM Best 1 NA NA NA NA aaa NA NA NA DBRS 1 NA NA NA NA NA NA NA NA ADRB: Original Balance 93,807,239 $ 105,277,981 $ 117,624,123 $ 123,879,612 $ 93,894,627 $ 252,110,365 $ 115,021,791 $ 210,732,720 $ Current Balance 61,537,612 $ 68,257,848 $ 78,037,316 $ 86,685,567 $ 67,485,720 $ 194,422,328 $ 81,533,691 $ 157,447,609 $ Note Balances Original Balance 88,641,000 $ 99,487,000 $ 111,156,000 $ 117,066,000 $ 88,730,000 $ 234,460,000 $ 106,107,000 $ 197,732,000 $ Current Balance A-1 39,584,319 $ 62,227,801 $ 59,562,915 $ 73,012,815 $ 51,476,091 $ 145,222,522 $ 62,443,499 $ 122,129,875 $ Current Balance A-2 17,190,632 $ - $ 3,235,000 $ - $ 6,362,507 $ - $ - $ - $ Current Balance B - $ - $ 3,235,000 $ 6,194,000 $ 4,695,000 $ 25,904,114 $ 8,914,000 $ 17,009,000 $ Current Balance C - $ - $ 3,529,000 $ - $ - $ - $ - $ - $ Note Pay down 31,866,049 $ 37,259,199 $ 41,594,085 $ 37,859,185 $ 26,196,402 $ 63,333,364 $ 34,749,501 $ 58,593,125 $ NPV - Defaulted Deals 140,050 23,256 122,955 427,107 300,403 716,467 64,038 45,680 Historical Cash Collections: Expected Cash Collections per PPM 68,110,579 $ 76,703,695 $ 82,604,522 $ 80,674,714 $ 62,677,420 $ 117,372,752 $ 50,897,055 $ 85,076,690 $ Actual Cash Collected 68,144,279 $ 76,653,938 $ 82,888,824 $ 80,592,214 $ 62,725,955 $ 117,969,789 $ 50,925,731 $ 85,964,661 $ (Shortfall) / Excess 33,700 $ (49,757) $ 284,302 $ (82,500) $ 48,535 $ 597,036 $ 28,676 $ 887,971 $ % Not Collected / (Excess) 0.05% -0.06% 0.34% -0.10% 0.08% 0.51% 0.06% 1.04% Projected Cash Collections: 105,208,285 $ 115,917,427 $ 127,824,765 $ 143,894,894 $ 126,491,824 $ 303,925,664 $ 105,554,946 $ 201,537,209 $ Expected A Note Maturity Date 12/15/2035 8/15/2035 11/15/2026 9/15/2031 4/15/2037 8/15/2027 10/15/2027 10/15/2027 Original O/C Levels 5.51% 5.50% 5.50% 5.50% 5.50% 7.00% 7.75% 7.00% Current O/C Levels 7.74% 8.83% 10.86% 8.63% 7.34% 11.98% 12.48% 11.63% Reserve Amount 938,072 $ 1,052,780 $ 1,176,241 $ 1,238,796 $ 938,946 $ 2,521,104 $ 2,300,436 $ 2,126,239 $ Current Reserve Ratio 1.52% 1.54% 1.51% 1.43% 1.39% 1.30% 2.82% 1.35%

SECURITIZATION OVERVIEW – J.G. WENTWORTH & JGWPT (1) cont’d Updated as of 6/30/2014 1. Initial ratings apply to senior notes only Transaction 2011-1 2011-2 2012-1 2012-2 2012-3 2013-1 2013-2 2013-3 2014-1 Insurer Closing Date 6/15/2011 12/8/2011 3/16/2012 7/25/2012 11/19/2012 3/20/2013 7/30/2013 10/18/2013 2/18/2014 Initial rating S&P 1 NA NA NA NA NA NA NA NA NA Initial rating Moody's 1 Aaa Aaa Aaa Aaa Aaa Aaa Aaa Aaa Aaa Initial rating AM Best 1 NA NA NA NA NA NA NA NA NA DBRS 1 AAA AAA AAA AAA AAA AAA AAA AAA AAA ADRB: Original Balance 260,679,673 $ 203,666,776 $ 249,324,341 $ 169,515,859 $ 214,773,704 $ 232,374,357 $ 187,318,250 $ 228,112,005 $ 248,876,152 $ Current Balance 221,462,072 $ 181,841,515 $ 226,637,967 $ 157,577,999 $ 201,102,683 $ 221,202,724 $ 180,844,885 $ 221,135,600 $ 247,979,085 $ Note Balances Original Balance 247,256,000 $ 189,206,000 $ 232,441,000 $ 158,074,000 $ 200,276,000 $ 216,689,000 $ 174,674,000 $ 212,714,000 $ 233,943,000 $ Current Balance A-1 183,271,185 $ 151,887,294 $ 189,294,886 $ 132,156,110 $ 169,597,917 $ 186,537,264 $ 153,517,271 $ 188,029,928 $ 211,649,571 $ Current Balance A-2 - $ - $ - $ - $ - $ - $ - $ - $ - $ Current Balance B 21,212,000 $ 15,580,000 $ 20,564,000 $ 13,985,000 $ 17,181,000 $ 18,589,000 $ 14,985,000 $ 18,248,000 $ 21,776,000 $ Current Balance C - $ - $ - $ - $ - $ - $ - $ - $ - $ Note Pay down 42,772,815 $ 21,738,706 $ 22,582,114 $ 11,932,890 $ 13,497,083 $ 11,562,736 $ 6,171,729 $ 6,436,072 $ 517,429 $ NPV - Defaulted Deals 605,818 23,308 30,013 130,510 345,363 425,293 356,002 3,580 100 Historical Cash Collections: Expected Cash Collections per PPM 79,853,129 $ 47,207,093 $ 47,133,235 $ 25,006,453 $ 25,544,878 $ 18,202,742 $ 11,201,771 $ 12,781,197 $ 3,642,524 $ Actual Cash Collected 81,068,232 $ 48,004,129 $ 47,703,164 $ 25,175,039 $ 25,983,023 $ 17,942,902 $ 10,864,484 $ 12,704,307 $ 3,598,233 $ (Shortfall) / Excess 1,215,103 $ 797,036 $ 569,929 $ 168,585 $ 438,145 $ (259,840) $ (337,286) $ (76,889) $ (44,291) $ % Not Collected / (Excess) 1.52% 1.69% 1.21% 0.67% 1.72% -1.43% -3.01% -0.60% -1.22% Projected Cash Collections: 324,504,227 $ 297,652,686 $ 346,195,483 $ 237,886,434 $ 287,432,752 $ 321,249,552 $ 286,795,860 $ 341,183,993 $ 371,466,714 $ Expected A Note Maturity Date 3/15/2038 6/15/2041 5/15/2040 8/15/2043 5/15/2041 4/15/2041 11/15/2042 8/15/2039 8/15/2039 Original O/C Levels 6.75% 7.10% 6.77% 6.75% 6.75% 6.75% 6.75% 6.75% 6.00% Current O/C Levels 7.67% 7.90% 7.40% 7.26% 7.12% 7.27% 6.82% 6.72% 5.87% Reserve Amount 2,651,539 $ 2,036,668 $ 2,493,243 $ 1,695,159 $ 2,147,772 $ 2,323,744 $ 1,875,902 $ 2,281,270 $ 2,489,792 $ Current Reserve Ratio 1.20% 1.12% 1.10% 1.08% 1.07% 1.05% 1.04% 1.03% 1.00%

SECURITIZATION OVERVIEW – PEACHTREE (1) Updated as of 6/30/2014 Initial ratings apply to senior notes only Transaction 2004-A 2005-A 2005-B 2006-A 2006-B 2010-A 2010-B Closing Date 1/16/2004 3/17/2005 9/8/2005 3/16/2006 12/14/2006 1/27/2010 11/23/2010 Initial rating S&P AAA AAA AAA AAA AAA AAA AAA Initial rating Moody's NA NA NA NA NA NA NA Initial rating AM Best NA NA NA NA NA NA NA ADRB: Original Balance 77,155,345 $ 102,701,476 $ 115,734,165 $ 109,272,712 $ 100,104,878 $ 145,697,003 $ 117,431,861 $ Current Balance 18,089,866 $ 33,060,371 $ 36,301,128 $ 50,749,780 $ 58,510,112 $ 101,876,587 $ 81,276,866 $ Note Balances Original Balance 70,403,000 $ 97,822,000 $ 107,980,000 $ 104,355,000 $ 96,100,000 $ 131,127,000 $ 105,890,000 $ Current Balance Class A 1,231,559 $ 15,367,249 $ 18,057,640 $ 33,132,829 $ 43,841,405 $ 70,567,871 $ 54,650,549 $ Current Balance Class B 7,497,295 $ 9,539,974 $ 5,639,242 $ 9,679,746 $ 8,131,370 $ 12,011,350 $ 14,000,000 $ Note Pay down 61,674,146 $ 72,914,776 $ 84,283,118 $ 61,542,425 $ 44,127,225 $ 48,547,779 $ 37,239,451 $ NPV - Defaulted Deals - $ 1,191 $ 261,840 $ 205,624 $ 8,480 $ 109,506 $ 108,008 $ Historical Cash Collections: Expected Cash Collections per PPM 83,778,793 $ 106,670,516 $ 113,506,653 $ 100,903,145 $ 76,567,794 $ 74,931,956 $ 52,644,044 $ Actual Cash Collected 83,949,861 $ 106,627,419 $ 113,288,385 $ 101,064,574 $ 76,989,675 $ 77,553,652 $ 53,327,618 $ (Shortfall) / excess 171,068 $ (43,097) $ (218,268) $ 161,429 $ 421,881 $ 2,621,696 $ 683,574 $ % not collected / (excess) 0.20% -0.04% -0.19% 0.16% 0.55% 3.50% 1.30% Projected Cash Collections: 21,738,416 $ 41,070,027 $ 47,170,331 $ 67,292,096 $ 82,754,192 $ 159,156,723 $ 112,428,945 $ Expected A Note Maturity Date 7/15/2015 10/15/2018 12/15/2021 5/15/2026 6/15/2018 10/15/2025 2/16/2026 Original O/C Levels 8.75% 4.75% 6.70% 4.50% 4.00% 10.00% 9.83% Current O/C Levels 51.75% 24.66% 34.72% 15.64% 11.17% 18.94% 15.53% Reserve Amount 176,008 $ 255,297 $ 269,950 $ 433,853 $ 523,226 $ 834,290 $ 522,398 $ Current reserve ratio* 0.97% 0.77% 0.74% 0.85% 0.89% 0.82% 0.64%

 VIII. LEGAL OVERVIEW

 The Company currently retains 32 legal professionals that are responsible for corporate counseling and guidance, in addition to overseeing compliance, litigation management, financing facility creation and maintenance, marketing review and transaction support Legal team maintains compliance oversight and responsibility over three core components: Education: Review and tracking of statutes, legislation and other matters in each state that do or could impact the Company’s businesses Training: Policy creation, dissemination and training of personnel Audit: File review (statutory compliance, facility compliance), 3rd party AUP participation and review 8 Attorneys 24 Legal Operations / Paralegals JGWPT Regulatory Overview Regulatory model established to conform to up-to-date state and federal legislation Key focus areas and core resources of the Company’s regulatory model include: Proactive action as opposed to reactive responses Dedicated attorney focused exclusively on addressing and handling legislative and regulatory affairs National lobbyist engaged to handle federal and state activities Active trade association participation Legal Department Overview Regulatory Overview Regulation of Structured Settlements State Regulation: Structured Settlement Transfer Acts (SSTAs) have been enacted in 48 states New Hampshire and Wisconsin are the two remaining states without a statute Statutes have been in place an average of 10 years and have seen very little change Federal Regulation: Victims of Terrorism Tax Relief Act of 2001 was passed in December 2001 and signed into law by President George W. Bush in January 2002 Section 5891 of the IRS code provided a federal overlay to the state laws Imposed an economic penalty to any transfers done without a state compliant court order LEGAL AND COMPLIANCE INVOLVED IN ALL STAGES OF STRUCTURED SETTLEMENT PAYMENT TRANSER PROCESS

 APPENDIX A: MANAGEMENT BIOS

MANAGEMENT BIOS (cont’d) David Miller, Chief Executive Officer, Chairman and Director. Mr. Miller serves as our Chief Executive Officer and Chairman. Prior to joining us in January 2009, he was Executive Vice-President responsible for Ace Group’s International Accident and Health Insurance Business. Prior to his employment at Ace Group. Mr. Miller was President and CEO of Kemper Auto and Home Insurance, a joint venture between Mr. Miller and Kemper Insurance Company. Before Kemper Auto and Home Insurance, Mr. Miller was COO of Providian Direct Insurance. Mr. Miller began his insurance career with Progressive Insurance where he held various positions over his seven-year career including Division Controller, Senior Product Manager and National Customer Manager. Mr. Miller has a BSEE in electrical engineering from Duke University and a MBA in Finance from The Wharton School of the University of Pennsylvania. Since 2013, Mr. Miller has served on the Board of Ellington Residential Mortgage REIT, a publicly traded REIT listed on NYSE. He was previously a member of the New York Stock Exchange. On May 7, 2009, J.G. Wentworth, LLC, J.G. Wentworth, Inc., and JGW Holdco, LLC filed for protection under Chapter 11 of the United States Bankruptcy Code. At the time of such filing, Mr. Miller was a director and executive officer of J.G. Wentworth, LLC and J.G. Wentworth, Inc. Mr. Miller’s experience described above, including his knowledge and leadership of our company, his extensive background in the financial services industry and his management experience, provides him with the qualifications and skills to serve as a director on our board. Randi Sellari, President & Chief Operating Officer. Ms. Sellari serves as our President and Chief Operating Officer. Previously, Ms. Sellari served as our Chief Financial Officer and as an officer beginning in 2005 and prior to that time was an officer of J.G. Wentworth Management Company, Inc. since January 1999. Prior to holding such position, she was a senior accountant for J.G. Wentworth Management Company and supervised its servicing department. Ms. Sellari, before working for J.G. Wentworth Management Company, Inc., was a tax associate at Coopers & Lybrand in Philadelphia. Ms. Sellari graduated Drexel University with a B.S. in Business Administration and is licensed in Pennsylvania as a certified public accountant. On May 7, 2009, J.G. Wentworth, LLC, J.G. Wentworth, Inc., and JGW Holdco, LLC filed for protection under Chapter 11 of the United States Bankruptcy Code. At the time of such filing, Ms. Sellari was an executive officer of J.G Wentworth, LLC and J.G. Wentworth, and J.G. Wentworth, Inc.

MANAGEMENT BIOS (cont’d) John Schwab, Executive Vice President and Chief Financial Officer. Mr. Schwab serves as our Executive Vice President and Chief Financial Officer. Prior to joining us in April 2013, he served in various capacities since 2004 for Expert Global Solutions, Inc. (formerly NCO Group, Inc.) including Executive Vice President and Chief Financial Officer. Expert Global Solutions, Inc. is a business process outsourcing company operating in 12 countries with over 40,000 employees. Prior to his employment at Expert Global Solutions, Inc., Mr. Schwab was the Chief Financial Officer of RMH Teleservices, a publicly traded teleservices company and Inrange Technologies Corp. Mr. Schwab spent eleven years at Arthur Andersen, most recently as a Senior Manager, and was a certified public accountant. Mr. Schwab graduated from LaSalle University with a BS in Business Administration. Stephen Kirkwood, Executive Vice President, General Counsel and Corporate Secretary. Mr. Kirkwood serves as our Executive Vice President, General Counsel and Corporate Secretary. He joined the Peachtree family of companies in March 1999. Mr. Kirkwood was responsible for the legal matters involving or relating to the Peachtree family of companies, and since the merger with Peachtree companies in July 2011, Mr. Kirkwood has continued to manage legal matters for us. He graduated from Union College in 1992 with a Bachelor of Science degree and received his law degree from Albany Law School. Sean O’Reilly, Senior Vice President, Chief Marketing Officer. Mr. O’Reilly is responsible for developing and executing the marketing strategy for the company. Mr. O’Reilly joined JGWPT in 2013 from JP Morgan Chase, where he was responsible for the Chase Sapphire and JP Morgan card business units. He was previously responsible for marketing and advertising at USAA and before that developed marketing campaigns for clients Philip Morris, Disney and the U.S. Army while at the Leo Burnett Company. He is a former Army officer. Mr. O’Reilly holds a B.B.A in Finance and Business Economics from the University of Notre Dame and an MBA from the Wharton School of the University of Pennsylvania Sharon Miller, Chief Technology Officer. Ms. Miller is responsible for developing the company’s overall technology vision and for cross-brand architecture, implementation and operations. Ms. Miller joined the company in February of 2012 and brings vast technology and planning experience from companies such as Wilmington Trust, Unitrin Direct, and Providian Insurance. She has a B.S. in Accounting from Drexel University.

 APPENDIX B: CONTACT

JGWPT Holdings, LLC

201 King of Prussia Road

Radnor , PA 19087 USA

www.jgwpt.com

John Schwab

Executive Vice President & Chief Financial Officer

Direct: +1 484 654 9414

Email: jschwab@jgwpt.com

 CONTACT INFORMATION