UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 3, 2014

CHESAPEAKE LODGING TRUST

(Exact name of registrant as specified in its charter)

Registrant’s telephone number, including area code: (410) 972-4140

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

On July 3, 2014, indirect, wholly owned subsidiaries of Chesapeake Lodging Trust (the “Trust”) entered into a loan agreement with Goldman Sachs Mortgage Company to obtain a $90.0 million loan maturing in July 2024. The loan is secured by first mortgage liens on the Trust’s Holiday Inn New York City Midtown – 31st Street and Hyatt Place New York Midtown South, and the related equipment, fixtures, personal property and other assets associated with both hotels. Proceeds from the loan were used to repay the Trust’s previous $60.0 million term loan secured jointly by these assets under the Trust’s loan agreement dated as of July 3, 2012 with Wells Fargo Bank, N.A., as lender, which agreement expired on the loan maturity date of July 3, 2014, and to repay outstanding borrowings under the Trust’s revolving credit facility.

The loan carries a fixed interest rate of 4.30% per annum, with interest-only payments required for the first two years and principal and interest payments thereafter based on a 30-year principal amortization. In addition, under the loan agreement and related documents, the Trust and its operating partnership, Chesapeake Lodging, L.P., have guaranteed the completion of the capital plan for the Holiday Inn New York City Midtown – 31st Street conversion to the Hyatt Herald Square and certain other matters under the loan agreement and related documentation. The loan agreement and related documents contain representations, warranties, covenants, conditions and events of default customary for multi-property mortgage financings of this type.

A copy of the Trust’s press release announcing the new financing is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

(d) Exhibits.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.