Attached files
| file | filename |
|---|---|
| 8-K - FORM 8-K - HOPFED BANCORP INC | d733102d8k.htm |
 Welcome
Shareholders
2014
Annual Meeting |
 SENIOR
MANAGEMENT
2
•
John E. Peck,
President & CEO
•
Mike Woolfolk,
Executive VP & COO
•
Billy Duvall,
Sr.VP
&
Chief Financial Officer
•
P. Michael Foley III,
Sr.VP & Chief Credit
Officer |
 Gilbert E. Lee
Chairman of the Board
Co-owner-C&L Rentals, L.L.C.
John E. Peck
President and Chief Executive Officer
H. Joseph Dempsey, M.D.
Anesthesiologist
Clay Smith
Ted Kinsey
Owner
–
Parkway
Chrysler
Robert
Bolton
President
–
Iron
Bay
Capitol
Steve Hunt
Vice
President
–
Agri-Power
and
Agri-Chem
Richard
H.
Perkins
Retired –
Bank Examiner
Michael
L. Woolfolk
Chief Operating Officer, Executive Vice
President and Secretary
HopFed Bancorp, Inc.
Board of Directors
3
President
–
Pennyrile
Ford,
Lincoln,
Mercury
And
Purchase
Ford,
Lincoln,
Mercury |
 4 |
 Recent Accomplishments
of Heritage Bank
5
•Leading the market share in all communities
Heritage Bank serves
•Approximately $11 million increase in checking
deposits this year over last year
•
Substantial reduction in Costs of Deposits
•Continued Improvement in Asset Quality
•Application for State Banking Charter approved
and successful conversion to State Banking
Charter |
 Recent Accomplishments
Of Heritage Bank
6
•Continued transition of loan portofilo to more
attractive mix
•Kentucky Chamber of Commerce “BEST
PLACES TO WORK”
winner fourth year in a row
2011, 2012, 2013 and 2014
•Relocate Facilities in Marshall County, KY
*HFBC*
•Doubled Dividend
•Implemented stock buy-back program
|
 Billy Duvall
Chief Financial Officer
7 |
 8
The Following Slides are for
Heritage Bank
These next slides reflect
performance of
Heritage Bank a State Chartered
Bank and are not consolidated
numbers. |
 Non-Interest Deposits
(Millions)
9
This information is for Heritage Bank |
 Cost of Deposits
10
This information is for Heritage Bank |
 Net Income
2011 –
2013
(Millions)
11
This information is for Heritage Bank |
 Mike Foley
Chief Credit Officer
12 |
 30
to 89 Day Past Due 13
•March 31, 2014
This information is for Heritage Bank |
 Classified Loans
14
This information is for Heritage Bank |
 Loan Mix
15
Type
2012
2013
Percent
One-to-Four
Family
$162,355
$155,252
-4.36%
Land
$45,906
$34,681
-24.45%
Non-
Residential
RE
$122,637
$157,692
28.58%
Commercial
$50,549
$64,041
26.69%
Total Loans
$535,487
$552,406
3.16%
This information is for Heritage Bank |
 John E. Peck
President / CEO
16 |
 Stock Price
17 |
 Stock Price
18
12 months
30%
increase. |
 Capital Position
19
This information is for Heritage Bank |
 THANK YOU
20 |
 Welcome
Shareholders
2014
Annual Meeting |