Attached files

EX-4.1

SECOND AMENDMENT TO POOLING AND SERVICING AGREEMENT


This SECOND AMENDMENT, dated as of October 25, 2013 (this "Amendment"), to
that certain Pooling and Servicing Agreement, dated as of April 1, 2013, as
amended by Amendment No. 1 to Pooling and Servicing Agreement, dated as of May
2, 2013 (the "Agreement") is entered into by SEQUOIA RESIDENTIAL FUNDING, INC.,
as depositor (the "Depositor"), WELLS FARGO BANK, N.A. ("Wells Fargo"), as
master servicer (the "Master Servicer") and securities administrator (the
"Securities Administrator"), and CHRISTIANA TRUST, A DIVISION OF WILMINGTON
SAVINGS FUND SOCIETY, FSB ("Christiana Trust"), as trustee (the "Trustee"),
with respect to the Sequoia Mortgage Trust 2013-6 Mortgage Pass-Through
Certificates, Series 2013-6.

WHEREAS, the definition of "Securities Administrator" in Section 1.01 of the
Agreement and Section 6.12(a) of the Agreement currently provide that Wells
Fargo shall act as Securities Administrator for so long as it is Master
Servicer under the Agreement;

WHEREAS, Wells Fargo intends resign as Securities Administrator, but retain its
role as Master Servicer;

WHEREAS, the parties desire that Wells Fargo continue to act as Master Servicer
after resigning from its role as Securities Administrator under the Agreement;

WHEREAS, the parties desire to amend the definition of "Eligible Account" in
Section 1.01 of the Agreement and the second paragraph of Section 6.05 of the
Agreement to facilitate the appointment of a successor Securities
Administrator; and

WHEREAS, Section 11.03(a)(iii) of the Agreement authorizes amendment of the
Agreement by the Depositor, the Master Servicer, the Securities Administrator
and the Trustee without the consent of any of the Certificateholders to make
any other provisions with respect to matters or questions arising under the
Agreement.

NOW, THEREFORE, the parties hereto agree as follows:

SECTION 1. Definitions. All capitalized terms used but not defined herein shall
have the respective meanings assigned thereto in the Agreement.

SECTION 2. Amendments. As of the date of this Amendment, the Agreement shall be
amended as follows:

(a) The last sentence of the definition of "Securities Administrator" and the
last sentence of Section 6.12(a) of the Agreement are hereby deleted in their
entirety.

(b) The second paragraph of Section 6.05 of the Agreement is hereby deleted in
its entirety and replaced with the following:

"The Securities Administrator hereunder shall at all times (i) be an
institution authorized to exercise corporate trust powers under the laws of its
jurisdiction of organization, (ii) be rated at least "A/F1" by Fitch and at
least "A3/P-2" by Moody's, or if not rated by Fitch or Moody's, the equivalent
rating by KBRA or S&P, and (iii) not be the Depositor, an Affiliate of the
Depositor or, other than in the case of the initial Securities Administrator,
the originator or servicer of any of the Mortgage Loans."

(c) The definition of "Eligible Account" in Section 1.01 of the Agreement is
hereby deleted in its entirety and replaced with the following:

"Eligible Account: Any account or accounts maintained with (a) a federal or
state chartered depository institution or trust company the short-term and
long-term unsecured debt obligations of which (or, in the case of a depository
institution or trust company that is the principal subsidiary of a holding
company, the debt obligations of such holding company) are rated in the highest
rating category of each Rating Agency with respect to short-term unsecured debt
obligations and in one of the two highest rating categories of each Rating
Agency with respect to long-term unsecured debt obligations at the time any
amounts are held on deposit therein or (b) in segregated trust accounts with
the corporate trust department of a federal or state-chartered depository
institution subject to regulations regarding fiduciary funds on deposit similar
to Title 12 of the Code of Federal Regulation Section 9.10(b) with a long-term
debt rating of at least "A3" by Moody's and "A" by Fitch and S&P. Eligible
Accounts may bear interest, and may include, if otherwise qualified under this
definition, accounts maintained with the Trustee or the Paying Agent. If the
rating of the short-term or long-term unsecured debt obligations of the
depository institution or trust company that maintains the account or accounts
is no longer compliant with the requirements set forth in the immediately
preceding sentence, the funds on deposit therewith in connection with this
transaction shall be transferred to an Eligible Account within 30 days of such
downgrade."

SECTION 3. Reference to and Effect in the Agreement. As of the date of this
Amendment, all references in the Agreement to itself shall be deemed to refer
to the Agreement as amended and supplemented by this Amendment. Except as
otherwise specified in this Amendment, the Agreement shall remain in all
respects unchanged and in full force and effect.

SECTION 4. Execution in Counterparts. This Amendment may be executed by the
parties hereto in separate counterparts, each of which when so executed and
delivered, whether in physical or electronic form, shall constitute an
original, and all of which together shall constitute but one and the same
instrument.

SECTION 5. Governing Law. THIS AMENDMENT SHALL BE GOVERNED BY AND CONSTRUED IN
ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT
OF LAWS PROVISIONS (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAW),
AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE
DETERMINED IN ACCORDANCE WITH SUCH LAWS.

SECTION 6. Opinion Letters. The opinions required under Section 11.03(a) and
Section 11.03(f) of the Agreement in connection with this Amendment are
attached hereto as Exhibit A, Exhibit B and Exhibit C, respectively.


[SIGNATURES FOLLOW]


IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be
executed by their respective duly authorized officers, as of the date first
above written.


SEQUOIA RESIDENTIAL FUNDING, INC.,
as Depositor

By: /s/ John Isbrandtsen
Name: John Isbrandtsen
Title: Chief Executive Officer


WELLS FARGO BANK, N.A.,
as Master Servicer and Securities Administrator

By: /s/ Carol Tracey
Name: Carol Tracey
Title: Vice President


CHRISTIANA TRUST, A DIVISION OF WILMINGTON SAVINGS FUND SOCIETY, FSB,
as Trustee

By: /s/ Jeffrey R. Everhart
Name: Jeffrey R. Everhart
Title: AVP